10/13/2011 - Dakota County Tribune Business Weekly

Local business damaged by fire 5A Two candidates for Eagan house seat 27A Cafe Raisa serves Russian cuisine 28A

TAD JOHNSON JESSICA HARPER TAD JOHNSON

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DATE ##, 2009 OCTOBER 13, 2011

VOLUME 30, NUMBER # VOLUME 32, NUMBER 33

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Giving back one pint at a time Red Cross: Eagan Culver’s goes above and beyond to help reach the goal

by Jessica Harper

Their most popular promotion is “A Pint The dollar isn’t the for a Pint,� which proonly form of currency vides coupons for a accepted at Culver’s in free pint of Culver’s Eagan. The fast-food frozen custard to Red restaurant also accepts Cross blood donors. blood donations.

Between 400 and For nearly five 800 coupons are doyears, franchisees nated to the Red Cross Gloria and Clint Raeach month. cine have gone out of Fries said he has their way to encourage noticed Eagan donors Eagan residents to doPhoto submitted look forward to the nate blood to the Red Efforts by sponsors such as the Eagan Culver’s help the Red Cross coupons.

Cross. “Most would doreach its monthly goal of collecting 25 pints of blood at each drive, said “My father always Mike Fries, blood services representative for the Red Cross. nate anyhow but like said it’s important to that they get a thank do things in your community beyou,� he said. cause it’s a win-win,� Gloria said.

The couple opened the The couple have a habit of goEagan Culver’s nine years ago, ing above and beyond to help the and within a few years felt they Red Cross meet its goal of colneeded to become more active in lecting 25 pints of blood at each the community.

Clint said he heard Eagan had drive, said Mike Fries, blood sera high participation rate in blood vice representative for the Red drives, and was interested in joining Cross. the effort.

Not only do they sponsor three The couple’s generosity doesn’t to four blood drives each year, end at the Red Cross, though. but will take on more if someone Each year they host dinners backs out at the last minute, he Photo by Jessica Harper and other events to raise money for said. “They’re always willing to take Eagan Culver’s franchisees Clint and Gloria local schools and youth groups.

With each one, 10 percent of tough days – like around the hol- Racine make a point to give back to their comidays,� he said. “...and are always munity. They sponsor numerous blood drives the restaurant’s proceeds are donatwilling to take any open dates we and give coupons to those who donate blood to ed to the cause. the Red Cross.

One fundraiser sent a local have.� youth group to Chicago to work with The next blood drive at Culver’s inner-city teens. will be Dec. 22. “It’s a win-win,� Gloria said.

In addition to sponsoring blood “We get extra customers and they drives at their restaurant, the couple get money to do what they want give deals to people to donate at other Red Cross drives.

See Culver’s, Page 28A

FORUM

The Minnesota Vikings stadium proposal deserves the same chance for approval that Target Field enjoyed.

DON 4A HEINZMAN

DAKOTA COUNTY TRIBUNE

FORUM

2011 ELECTION

ECM Editorial Board encourages Minnesota voters to approve school district levy questions for the right reasons.

4A

NEWS

TODD LARSON

Farmington mayor causes a minor stir over his support of shopping locally during City Council meetings.

6A

NEWS

City of Burnsville’s new chief f inancial off icer comes from the same Minneapolis department as her HEATHER predecessor.

JOHNSTON 27A

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October 13, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Eagan

District 196

Lakeville

Man charged in string of robberies, car chase in Eagan

District 196 falls short of federal progress goals

Council backtracks on comment that Senior Center director lied

A Bloomington man has been charged in connection with a string of robberies and a high-speed chase through Eagan.

Scott Allen Swanlaw, 43, was charged on Sept. 29 by the Hennepin County Attorney’s Office with felony attempted simple robbery.

Authorities believe Swanlaw committed robberies in Eagan, Mendota Heights, Bloomington and West St. Paul.

His most recent robbery, they say, was at a Subway restaurant in Bloomington.

According to the criminal complaint, Swanlaw approached a cashier and demanded money. The cashier ran out the back door with her co-worker, and called police.

Swanlaw was seen committing the crimes on surveillance videos, according to police.

In addition to the alleged robberies, authorities say Swanlaw led police on a high-speed chase through Eagan.

If convicted, Swanlaw faces a maximum of 10 years in prison and/or a $20,000 fine.

– Jessica Harper

Like many school districts across the state, the Rosemount-Apple Valley-Eagan School District didn’t make the grade by federal standards.

For the second consecutive year, District 196 was cited for not making Adequate Yearly Progress under the requirements of the federal No Child Left Behind Act (NCLB).

The school district is far from alone as standards rise each year in hopes of 100 percent proficiency among students. Half of Minnesota schools are not making AYP, according to the state department of education. Of the 2,255 schools in the state, 1,056 did not make AYP in 2011. This is a slight increase from last year.

State officials say they hope they are just months away from obtaining a waiver that would release the state from tough penalties imposed by the law such as a 2014 deadline by which all students are expected to be proficient in reading and math.

To qualify as meeting AYP, a school’s students and subgroups of students must meet the standards or show progress toward meeting them.

In Minnesota, whether a school makes AYP is based almost entirely on student scores on the Minnesota Comprehensive Assessments, which are given to students in grades three through eight, 10 and 11.

If one subgroup of as few as 20 students does not meet the proficiency targets on the MCA reading and/or math tests, the school and district are listed as not making AYP. The department is in the midst of writing a proposal that is due Nov. 14.

Although District 196 did not make AYP, students in the district as a whole scored above the state averages in reading and math for all eight grade levels on the MCAs. At the same time, the number of schools in the district that made AYP in both reading and math increased from 11 in 2010 to 17 in 2011.

Six schools that failed to make AYP last year, made the mark this year.

They are: Diamond Path Elementary School of International Studies, Deerwood Elementary School, Glacier Hills Elementary School of Arts and Science, Northview Elementary School, Pinewood Community School and Red Pine Elementary School.

—Jessica Harper

On Sept. 28, a special meeting was held for Senior Center Coordinator Linda Walter’s performance review after she was accused at a Sept. 19 City Council meeting by Mayor Mark Bellows of lying to him about the new Heritage Center project.

On the heels of the Sept. 19 meeting, the low-profile Walter hired attorney Christopher Heinze who said he and Walter are considering a defamation lawsuit against Bellows over his public accusations.

At the Sept. 19 council meeting, Bellows did not specify what the lie was, but called for an executive session to conduct a performance evaluation.

Bellows was one of two people on the council to vote against the Heritage Center (the other was Council Member Colleen Ratzlaff LaBeau). He initially did not name Walter as the alleged liar, but City Attorney Roger Knutson said Bellows would have to if he was calling for a special session.

The Sept. 28 meeting yielded an official council statement, which Council Member Laurie Rieb read at the Oct. 3 council meeting.

The statement said that “the mayor’s reference to a lie was intended to reflect a perception in the community that he is opposed to the (new) senior center” and that the lie “is not attributable to Walter.”

It went on to say that the council acknowledged that Walter’s performance as head of the Lakeville Senior Center has been “positive.”

Heinze commented earlier to Thisweek Newspapers about the statement (but would not clarify at the time what the statement said).

—Aaron Vehling

Castle Rock

Photo submitted

Maralee Rother of Castle Rock was recently named Dakota Electric’s Township Leader of the Year.

Rother wins Dakota Electric’s Township Leader award Dakota Electric Association recently awarded Maralee Rother, Castle Rock, the Township Leader of the Year award.

Each year, Dakota Electric seeks to recognize outstanding leadership with the award.

Dakota Electric Director Margaret Schreiner presented the award to Rother at a recent Dakota County Township Officers Association meeting.

Rother has been the secretary-treasurer of the Dakota County Township Officers Association since 2004.

Rother also served on the Castle Rock Township Planning Commission for 30 years and as clerk of Castle Rock Township from 2001 to 2009.

She has served many years volunteering with various organizations including the Dakota County Fair, the Hampton Area Boosters Club, Hampton Fun Fest and Senior Day. Rother served on the committee that built a new town hall and has served as election judge for more than 20 years, along with many other volunteer activities.

Hank Tressel, who nominated Rother for the award, said: “Maralee has done a lot for the community and has been heavily involved for years in Castle Rock and the neighboring communities.”

“People who serve the local townships are very dedicated to their communities,” Peggy Johnson, Dakota Electric’s community relations director, said. “As a member-owned cooperative, Dakota Electric is pleased to help recognize people like Maralee who do outstanding work.”

Farmington Farmington budget events slated Oct. 25 and Nov. 14 The city of Farmington is at a budgeting crossroads. City Council members will soon decide whether to fundamentally transform the way the city budgets.

Instead of bonding for major projects, the city would raise taxes to build a fund to pay cash and avoid adding more interest-bearing debt onto the city’s $38 million bond debt total.

Combined with state changes to property tax calculations set to kick in next year, the plan would raise property taxes in all but four years through 2023.

After hearing from concerned citizens recently, several City Council members and Mayor Todd Larson have questioned the plan that raises taxes so much in a struggling economy.

Larson has said he plans to propose an alternative that will likely reduce the 2012 preliminary levy by $400,000 for street rehabilitation and instead bond for that money.

The city has set budget open house meetings to gather input from residents. Meeting are 5 to 7 p.m. Tuesday, Oct. 25, and 6 to 8 p.m. Monday, Nov. 14, at City Hall.

There will not be a formal presentation, but budget information will be available, and city officials will be present to answer questions and listen to the public.

—Laura Adelmann

Dakota County South St. Paul auto dealer cited for false advertising Fury Motors, an auto dealership with locations in South St. Paul and Lake Elmo, violated a statewide auto dealers’ policy when it failed to modify print and online advertising that touted a $1,000 discount on cars without clearly noting it was contingent on financing with Fury Motors.

The Better Business Bureau repeatedly contacted the auto dealer about the deceptive advertising and gave it one month to modify the ads, which the BBB says Fury Motors never did, according to a BBB release.

Because of Fury Motors’ inaction, it violated the Three Strikes Policy, which was implemented this March to address repeated violations of advertising standards. The policy was developed by the Minnesota Auto Dealers Association and the BBB. Earlier this year, BBB pointed out to Fury Motors that it was in violation of the Finance and Other Transactional Rebates and Discounts section of the Minnesota Automotive Advertising Standards.

The BBB said the ad was deceptive because most car shoppers only see the sale price advertised, which in Fury’s case was reduced by the $1,000 finance discount.

When the discount was not fully disclosed, consumers were given a false impression that Fury Motors’ price was lower than that of other auto dealers adhering to Minnesota Automotive Advertising Standards.

“Despite our efforts to work with Fury Motors, they failed to modify their advertising,” said Dana Badgerow, president and CEO of the BBB. “While we were heartened that the company made some effort to bring their advertising into line with agreed-upon standards, the fact is they have not completed that process within the generous one-month timeframe provided to do so.”

Due to the company’s violation of the Three Strikes Policy and a pattern of problems regarding the company’s advertising, Fury Motors’ BBB rating has been lowered to an F. – Tad Johnson

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 13, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades DCTC PRESIDENT NAMED PACESETTER OF THE YEAR Ronald E. Thomas, Ph.D., president of Dakota County Technical College, Rosemount, was named 2011 National Council for Marketing & Public Relations District 5 Pacesetter of the Year.

The National Council for Marketing & Public Relations, or NCMPR, connects marketing and public relations professionals at community and technical colleges in seven districts across the United States and Canada.

The Pacesetter of the Year Award recognizes a community or technical college president or CEO who has demonstrated special leadership and support in marketing and public relations.

District recipients automatically become nominees for the national award, which will be presented at the 2012 Conference on March 11-14 in San Francisco, Calif.

Thomas has served as president of Dakota County Technical College since 1999.

EDLUND NAMED COMMUNICATOR OF THE YEAR Erin Edlund, director of institutional advancement at Dakota County Technical College, Rosemount, was named 2011 National Council for Marketing & Public Relations District 5 Communicator of the Year. The award recognizes a two-year college marketing professional who has demonstrated special leadership or ability in college communications. Edlund is also a nominee for the national award that will be presented at the 2012 Conference on March 11-14 in San Francisco, Calif.

Edlund began working in marketing and communications at DCTC in February 2005, eventually becoming the department’s director.

NACR IS A CERTIFIED RESELLER PARTNER OF ACME PACKET Eagan-based solutions integration expert NACR has been upgraded to a certified partner of Acme Packet, the leader in session delivery network solutions. As a certified partner, NACR is qualified to provide sales and installation support for customers adopting Acme Packet solutions; together, the two companies enable market-leading technology for Session Initiation Protocol based enterprise networks.

Accolades

Accolades

Business Briefs

ROBIN KOCINA HONORED WITH LIFETIME ACHIEVEMENT AWARD

CRUTCHFIELD RECOGNIZED AS A 2011 BEST DOCTOR FOR WOMEN

ANYTIME FITNESS OPENS 100TH AUSTRALIAN CLUB

Burnsville businesswoman Robin Kocina, co-owner and chief operating officer of Kocina Branding & Marketing Companies, has received the Lifetime Achievement Award from the National Association of Women Business Owners – Minnesota Chapter. The award recognizes an individual with a legacy of achievement in business, as well as success in volunteerism and civic involvement.

After 23 years in business, Kocina Branding & Marketing Companies is one of the nation’s top performancebased marketing companies. Kocina has traveled the country, and met with local politicians and business leaders, as a member of the National Federation of Independent Business’ Leadership Council to advocate changes for Minnesota business people. She has also been an active member of NAWBO and Women Presidents Organization.

Because of her long-standing commitment to volunteerism, she has inspired others in her circle of influence to also become involved.

Kocina will receive the Lifetime Achievement Award on Oct. 27 at NAWBO’s ACHIEVE! Awards ceremony at the Graves Hotel in Minneapolis.

Charles E. Crutchfield III, M.D., of Eagan-based Crutchfield Dermatology, was recognized as a 2011 Best Doctor for Women by Minnesota Monthly Magazine. This was Crutchfield’s sixth consecutive nomination. The award highlights doctors in their respective fields for outstanding care and commitment to patients.

According to Minnesota Monthly, “Over 10,000 physicians are asked to nominate their peers for this prestigious nomination; respondents are asked to name the doctors they would recommend to female family members, friends and loved ones.”

The magazine also notes that “respondents are instructed to name physicians who are particularly attuned to the needs of their female patients.”

Crutchfield has been the only male doctor and only dermatologist to receive this recognition since the inception of the survey in 2006.

Anytime Fitness, a Hastings-based fitness club franchise, opened its 100th club in Australia on Oct. 1 in Thornton, New South Wales. Anytime Fitness now has more than 1,650 clubs in 10 countries and 1.3 million members worldwide.

During the past year, Anytime Fitness has also opened clubs in New Zealand, Poland, Mexico, Japan, the United Kingdom, and the Netherlands. The franchise’s first Middle Eastern club is set to open in Qatar next month and the company has plans to open its first international corporate club in the United Kingdom in early 2012.

Business Briefs COURAGE CENTER BURNSVILLE MOVES TO NEW LOCATION

MALT-O-MEAL CEREALS WIN COOKING LIGHT AWARD Cooking Light Magazine recently awarded two Malt-O-Meal cereals its highest honor, the 2011 “Taste Test Awards,” nicknamed “The Tasties.”

Cooking Light set out to find America’s best supermarket products in 18 different categories, including cereal.

To qualify, foods had to be available in major markets nationwide and meet certain nutritional criteria. In the end, 200 products were subjected to a “blind” taste test and the best of each category were chosen.

Three Sisters Sweet Wheat cereal received a mention as one of the top three in the frosted shredded wheat cereal category, and Malt-O-Meal brand Frosted Mini Spooners was awarded the grand prize honor in the same category.

Frosted Mini Spooners is the company’s best-selling cereal variety and is sold nationwide in grocery stores, mass merchant stores, convenience stores, and dollar stores. Three Sisters Sweet Wheat is sold exclusively at Whole Foods Market stores in the United States.

Malt-O-Meal has a majorfacility in Lakeville.

Courage Center Burnsville, a clinic offering rehabilitation services to children and adults, is now open for business at its new location: 12400 Portland Ave. S. in Burnsville. The new clinic is located closer to the heart of Burnsville, off County Road 13 and Portland Ave., about two miles north of its former location.

An open house for clients, families and referral sources is planned from 10 a.m. to noon Saturday, Nov. 19.

JEFFERSON LINES EXPANDS BUS SERVICE TO EAGAN STATION Jefferson Lines has expanded its service to the MVTA Eagan Transit Station at Yankee Doodle Road and Pilot Knob Road.

The route will provide daily intercity service from the Hawthorne Transportation Center in Minneapolis to the Mall of America, MSP, Eagan, Hastings, Red Wing, Lake City and Rochester.

Information and tickets are available at the MVTA Burnsville Transit Station, 100 E. Highway 13, www.jeffersonlines. com or (800) 451-5333.

NEW LEADERSHIP AT LOCAL SCORE CHAPTER Ken Ahlgren, chairman of the South Metro chapter of SCORE for the past three years, has stepped down. He will be replaced by Savage resident Dennis Jacobson, a 26-year veteran of Wells Fargo who retired in 2007.

Steve Becher of Apple Valley will serve as vice-chairman.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition.

Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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October 13, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Vote yes for the right reasons in upcoming operating levy elections Looming ahead for 113 school districts in Minnesota, including the Burnsville-Eagan-Savage School District, are operating levy elections on Tuesday, Nov. 8 whose approval will be critical for the education of Minnesota K-12 students.

Where these once were known as excess or extra levies, they now are being called by some “survival levies.”

Half of these operating levies are to renew existing levies, meaning all things being equal; approval will not increase property taxes.

One notable one is in the state’s largest school system, Anoka-Hennepin, where voters will be asked to vote to renew $48 million. If it fails, school officials say up to 500 teachers could lose their jobs.

The Minnesota Constitution requires the state to provide a “uniform system of public schools through taxation or other means” for every child.

Since 2003, adjusting for inflation, the Minnesota Legislature has not increased per-pupil funding.

ECM Editorial While the Minnesota Legislature did not increase taxes at the state level last session, it is content with raising the money at the local property tax level, and some are bold enough to campaign against the only lifeline school districts have.

It is true that the Legislature is granting $50 more per pupil this year and next, but it’s intended to help districts pay costs of loans needed because the state has delayed paying $2.1 billion to school districts to balance the state budget.

The Legislature, to its credit, did not cut K-12 education.

School districts no longer have federal stimulus money that kept teachers teaching.

The greatest loss and the most damage to a child’s education will be the loss of teachers. During the last three

years, 1,267 licensed and 1,028 nonlicensed staff have been laid off in metropolitan area school districts, according to the Association of Metropolitan School Districts.

Loss of teachers increases class sizes, and while some may differ, most experts say class size matters particularly in the early grades.

Minnesota’s average high school class size is 25.5, ranking the state 45th in the country and it has an average of 27.3 in elementary, ranking it 49th.

During the past several years, school boards have eliminated many of the special classes, particularly in the arts, foreign languages and for the gifted.

Students are walking longer distances and they are paying hundreds of dollars to compete in athletics and take part in the class play. School boards even are allowing advertising on student lockers and athletic fields.

Faced with loss of funds, school boards have little choice but to cut teachers, with the younger first-year teachers being the first to go.

Vikings deserve same stadium deal as Twins

by Don Heinzman SPECIAL TO THE TRIBUNE

Despite a pathetic Minnesota Twins baseball season, Target Field in Minneapolis where the Twins play has been a major success. Almost all of the home games have been sold out and fans continue to rave about the new Target Field.

Hennepin County residents have embraced the new stadium, even though they are helping to pay for it with a 0.5 percent sales tax.

County commissioners who voted for the sales tax as part of the financial deal were all re-elected.

Minnesota Vikings Owner Zygi Wilf expects his request for a new Viking Stadium in Arden Hills, with Ramsey County as the taxing host, to be treated the same as the Twins.

The deal that has been put together would have the billion-dollar stadium with a roof paid with $350 million from Ramsey County through a halfcent sales tax, $300 million from the

Tribune Columnist Don Heinzman

state, and with the Vikings footing just under half the cost or some $407 million.

All of a sudden there is a call for a voter referendum in Ramsey County, which has received the surprise backing of two leading Republican leaders — Rep. Kurt Zellers, the House majority leader, and Sen. Amy Koch, the Senate majority leader.

If a referendum were scheduled, people will vote against a tax increase and the deal will fall apart.

Wilf is on solid ground when he asks that the Viking Stadium sales tax proposal be treated the same as the Target Field tax sales tax when there was no referendum written in the bill for the Twins.

Make no mistake about it; should the Vikings not get a stadium, they will leave the state. They’ve made it clear that they do not intend to play another season in the Metrodome if a stadium deal is not reached soon.

DFL Gov. Mark Dayton needs to take leadership to get this deal done on behalf of most Minnesotans who want the Minnesota Vikings to stay.

If the political snag of having a referendum on the sales tax goes forward, Minnesota will lose the football team.

Those who think the Vikings will stay regardless are fooling themselves.

Should the Vikings leave Minnesota, leaders would have to build a stadium to get another team to play in Minnesota. That’s the reality.

Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

In most communities, there is a hard-core no-vote; primarily those who cannot afford a property tax increase.

As residents who are tempted to vote against to renewing and new operating levies they should analyze their reasons.

Don’t vote no because you have a gripe with the district; because you think there are too many administrators, or you’ve seen some money wasted. The time for voting on those issues is election of the school board.

Vote yes for the right reason – to enable each student to reach their potential to compete in a competitive world during challenging times. Having a quality teacher is their best guarantee of reaching that goal.

This editorial is a product of the ECM Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM Publishers Inc.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editors ...................Tad Johnson .................................................John Gessner Sales Manager ........................Mike Jetchick Production/Office Manager ....Ellen Reierson Buzz submissions.....darcy.odden@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ...............tad.johnson@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 13, 2011

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BBB advises business owners to secure their online banking

by Better Business Bureau SPECIAL TO THE TRIBUNE

October is National Cyber Security Awareness Month and the Better Business Bureau of Minnesota and North Dakota is advising business owners to protect their identity when using online banking.

Online banking is a great tool to help small businesses quickly and conveniently track financial information, as well as pay their bills and employees.

However, data thieves are now targeting small business owners — and their employees — to get access to their online banking credentials and accounts so that they can make unauthorized money transfers. A small business can guard against increased liability on its financial transactions by using secure procedures to protect the credentials they use to access their bank accounts.

“In this day and age when practically everything is done on the Internet, it’s extremely important to take any and all necessary precautions,” said Dana Badgerow, president and CEO of the BBB. “Not only is your business’ financial data at risk when you don’t follow secure online banking proce-

Guest Columnist

Better Business Bureau dures, your employees’ records could be compromised, too.”

The BBB recommends the following guidelines to help you protect the computers you use to access your bank accounts and your online access credentials.

• Initiate a “dual control” payment process with your bank and employees. Ensure that all payments are initiated from your bank accounts only after the authorization of two employees. One employee will authorize the creation of the payment file and a second employee will be responsible for authorizing the release of the file. This process should be in place regardless of the type of payment being initiated — including checks, wire transfers, fund transfers, payroll files, ACH payments, etc.

• Designate dedicated workstations. Restrict the use of certain workstations and laptops to be utilized solely for online banking and payments, if possible. For example, a workstation or laptop used

for online banking should not be used for web browsing or social networking.

• Use robust authentication methods and reliable vendors. Make sure your financial service providers allow for “multi-factor authentication.” This means that you need more than just a user name and password to access your account.

• Update virus protection and security software.

Ensure that all anti-spyware, anti-malware, and security software and mechanisms are robust and up-to-date for all computer workstations and laptops used for online banking and payments. Implement a process to periodically confirm they remain up-to-date.

Security patches are often available via automatic updates.

• Reconcile accounts daily.

Monitor and reconcile accounts daily against authorized credits and withdrawals. If you see any kind of unexpected activity on your account, notify your financial institution immediately.

For more tips on data security, visit www.bbb.org/datasecurity.

Why smart college graduates are saving for tomorrow, today You have graduated from college and landed your first “real world” job. Now that you have a steady income, it is time to get serious about your finances, not only for the here-and-now, but for down the road.

Retirement may seem a long way away. However, to get there in good financial shape, you need to start saving and the sooner you start, the better. Indeed, financial advisors peg the magic retirement savings number for Generation Y families, the 20-somethings of today, at $2 million or more.

That is a big number. But according to Matt Veenker, a financial planner at Lara, Shull & May in Denver, Colo., it is attainable if you commit now to setting money aside for later.

“If you start saving in your 20s, your retirement savings will easily double what you would have if you waited to start saving in your 30s. The whole point is, those extra years (of saving) just benefit you immensely.”

Instead of merely stashing your hard-earned money in a checking account, or worse, spending it on stuff you do not need, put some of it to constructive use by taking advantage of your workplace retirement plan, such as a 401(k). Here is how to get

Financial Sense started: 1. Enroll in the retirement plan offered by your employer and start making contributions right away.

2. If your employer does not offer a retirement plan, ask if they are willing to establish one. If not, it is simple to set up an IRA (individual retirement account) yourself.

Ask a financial planner for help, or do it online via a financial services company.

3. Figure out how much you can afford to put aside each month or each week, then establish an automatic withdrawal from your paycheck or bank account, into your retirement account. Automatic withdrawals work best, said Veenker, because “you never have a chance to spend that money. There is no decision to make.”

4. Small contributions are better than none at all. The numbers do not lie: A little set aside today can add up to a lot later.

5. Take advantage of a golden opportunity: the employer match. Contribute a certain amount to your retirement plan and some employers will match that with a contribution of their own.

“It is one of the most powerful benefits you can have. It is like doubling your money.

Over time, that becomes a huge addition to your retirement nest egg.”

6. Invest wisely. Retirement plans often come with lots of investment choices: Roth IRA or traditional IRA? Aggressive or conservative growth funds? Do your own research online at a site like www.Morningstar.com, then talk to a financial professional to help you develop a smart, diversified and ageappropriate array of investments.

Members of the Financial Planning Association can help. Find one in your area by accessing FPA’s national database of financial planning experts at http://www. fpanet.org/PlannerSearch/ PlannerSearch.aspx.

This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. FPA of Minnesota can be found online at www. fpamn.org.

Photo submitted

A fire at the Cherokee Sirloin Room in Eagan caused severe damage to the exterior of the barn-like structure.

Fire damages Eagan’s Cherokee Sirloin Room Improperly discarded cigarettes to blame for blaze

by Tad Johnson DAKOTA COUNTY TRIBUNE

An improperly discarded cigarette is being blamed for a fire that burned one of Eagan’s most recognizable restaurant buildings in the early morning hours of Sunday, Oct. 9.

The barn-like structure of the Cherokee Sirloin Room, 4625 Nicols Road, was severely burned while the interior received heavy smoke and water damage from the fire that was reported at about 5:45 a.m. by a passerby who called 911.

No injuries were reported as the business was not occupied at the time of the fire, according to a release from the Eagan Fire Department. Owner Jim Casper reported that he hopes to have the business back open in about a month.

Crews from Eagan’s fire stations and one from Burnsville were able to contain the fire to the exterior despite finding that a two-story deck was heavily involved with fire when they arrived.

It was reported that Cherokee bar staff said that they used two pitchers of water to extin-

Photo submitted

A fire damaged the exterior of the Cherokee Sirloin Room in the early morning hours of Sunday, Oct. 9. guish a fire that had started in a wood barrel flower pot on the second-floor deck before the end of their shift.

It is believed that the fire continued to smolder after the staff left early Sunday morning, and the fire eventually started the wood barrel on fire

and spread to the deck.

It was reported that there were three wooden barrel flower pots on the deck and all of them had discarded cigarette butts in them.

Tad Johnson is at editor. thisweek@ecm-inc.com.

Cities join forces with Blue Cross to create first healthy ‘do .towns’ The mayors of Bloomington, Edina and Richfield, and Eagan-based Blue Cross and Blue Shield of Minnesota have launched an 18-month project to improve the health of their communities by making changes that support healthy eating and active living choices.

The initiative, called “do .town,” focuses on preventing illness caused by unhealthy eating and physical inactivity, which combined are the second leading cause of death and disease in Minnesota.

The mayors of Bloomington, Edina and Richfield an-

nounced do .town at a Sept. 27 meeting of community leaders from across the three cities. The goal of the do .town initiative is to make the communities places where the healthy choice is the easy choice — giving residents more opportunities to eat right, get physical activity and create healthier homes, schools and workplaces.

The do .town initiative builds off the success of Blue Cross’ popular do. Campaign, which encourages people to “groove your body every day” by moving more and eating bet-

ter — as well as the numerous healthy initiatives that are currently under way in each of the cities. The project begins with outreach and listening sessions in each community.

The goal is to better understand what barriers residents and leaders believe currently exist and then help all three communities make the changes that can help community members easily make healthy choices a part of their daily lives.

The do. town organizers will start with community outreach in October and continue through the fall.

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October 13, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Farmington mayor quick with Access denied for CVS Pharmacy Proposed Heart of ‘shop local’ encouragement the City business Some critical of Larson’s message

by Laura Adelmann DAKOTA COUNTY TRIBUNE

At the end of every City Council meeting, Farmington Mayor Todd Larson makes a point to urge residents to shop Todd Larson locally.

His frequent promotions haven’t gone unnoticed by residents and businesses alike, but with mixed reviews.

“I get ridiculed by doing that,” Larson said. “Some people don’t think I should be spending my time saying that after a city meeting. They say that’s not my job.”

At the Oct. 3 council meeting, Larson clarified his “shop local” remarks to indicate he means not just downtown Farmington, but all businesses in Farmington.

That clarification was added, he said, after a northern Farmington business person told him it sounded like he was indicating a preference for just the downtown businesses.

And, when Council Member Julie May suggested during a city meeting this summer that the city consider purchasing some items

at a big-box hardware store outside of the city instead of Farmington’s Pellicci’s Ace Hardware, Larson said he was disheartened.

“I went to Pellicci’s and apologized the next day on the council’s behalf,” Larson said.

May also later met with Pellicci store management; and at the council’s Aug. 1 meeting, she clarified she has no issues with the city shopping local stores.

Larson said his passion for promoting Farmington businesses stems from his desire for convenient shopping and a strong job base in the city.

“I think it’s 100 percent my job to promote the city,” Larson said.

But getting local residents to support their Farmington businesses is a constant challenge, said Farmington Economic Development Specialist Tina Hansmeier.

“We are always looking for different ways to create that awareness of what is here,” she said.

Several residents interviewed for this story said there isn’t enough business in the community, didn’t like the downtown parking situation and they would like a big-box retailer such as Target or Walmart to locate in

Farmington.

Jim Deegan has lived in Castle Rock Township for 57 years. He said he shops for groceries weekly at Savers in town, taking advantage of the store’s senior discount on Wednesdays.

“We shop the deals,” Deegan said, but admitted to shopping the big-name stores in Northfield, Lakeville and Apple Valley.

Stacy Schultz, owner of Fan Club Athletics, said residents don’t even know how many businesses are in Farmington.

“People come in my store every day and say we didn’t know you were here. We’ve been here five years,” Schultz said.

Larson said he is concerned when he hears some residents are surprised to discover there’s a library downtown and remains committed to address the apparent apathy among Farmington residents regarding shopping locally.

“Our local businesses help the community. Whenever possible, we should always think of them first. They have a lot to offer and a lot to offer the community,” Larson said.

Laura Adelmann is at laura. adelmann@ecm-inc.com.

asked council for right-turn entrance

by Tad Johnson DAKOTA COUNTY TRIBUNE

The future of a plan to place a CVS Pharmacy at a prime location in Burnsville’s Heart of the City is still uncertain, though the company earned plan approval during Tuesday’s City Council meeting.

With the OK, the council denied CVS’s request for a dedicated right-turn access from Burnsville Parkway to the business’s parking lot.

“From CVS’s standpoint it is an important feature … for the convenience of their clients,” said Jon Lennander of Velmeir Cos., which builds CVS stores.

CVS officials could not be reached on Wednesday morning to say how the right-in access denial would affect the project’s future.

Council members unanimously denied the access because they felt it would cause both traffic and pedestrian hazards, in addition to questioning sidewalk and lighting

inconsistencies created by the access.

They also felt the CVS, which would replace the former TCF Bank at Burnsville Parkway and Nicollet Avenue, had two good accesses from each roadway. The access at 126th Street and Nicollet had a traffic signal installed at the request of CVS, according to Chris Slania, city planner.

Council Member Dan Gustafson pointed out that TCF, which had been in that location since 1974, operated fine with the current access.

Lennander has said that the two current access points are congestionprone.

After CVS’s right-in access, which would be 300 feet from the intersection with Nicollet Avenue, was denied at last week’s Planning Commission meeting, the plan was altered to add a 183-foot dedicated rightturn lane and decrease the grade of the turn.

That alteration didn’t sway the opinion of council members.

Steve Albrecht, director of public works, said adding another right-turn access on Burnsville Parkway would create confusion for

motorists exiting the development onto the parkway.

As they would see a westbound vehicle with a right turn signal on, they would not know if the car intends to turn at the first or second access. The spacing guideline for access points is no less than 660 feet apart, according to Albrecht.

Another potential hazard would be the free-flow right turn meeting a pedestrian crossing, according to Albrecht.

In an informal survey of current CVS and Walgreen’s locations, Mayor Elizabeth Kautz said many local stores have only one access or indirect access to the site.

One example Kautz didn’t cite was the CVS Pharmacy near the Apple Valley/Rosemount border that has no direct access from either of its two nearest main roads – County Road 42 and Diamond Path.

Because of the experience at sites with such access, Lennander said the company is going to be a little more sticky on access as they are picking, good quality sites.

See CVS, Page 28A

City discusses plan to turn Lockheed into retail Council considers comprehensive guide changes

Possible funding plan for Cedar Ave BRT emerges

by Jessica Harper DAKOTA COUNTY TRIBUNE

Some service cuts, funding shifts cited as possible solutions

by Aaron Vehling DAKOTA COUNTY TRIBUNE

After the Metropolitan Council said it wouldn’t be able to fund buses for the Cedar Avenue Bus Rapid Transit line, the local transit authority has developed a plan to keep the line moving.

The Minnesota Valley Transit Authority board has adopted a plan that would ensure operating funds for Cedar Avenue BRT at the expense of some portions of existing routes.

To achieve the $1 million required annually to operate the Cedar buses, the MVTA looked at a series of funding transfers and service cuts.

One source of funding is a 2007 federal grant for operating express and limited-stop service on the I-35W corridor, which is also scheduled to host a BRT route. This $1.28 million grant is transferable because the projects for which it was awarded were covered by funding from another federal program, said Robin Selvig, MTVA’s spokesperson.

Other sources of funding include about $90,000 from the Met Council and $1.8 million from the MVTA, in addition to about $155,000 in to-be-determined service

cuts to that organization’s service.

The plan would need to be approved by the Met Council, in addition to the Transit Advisory Board, Selvig said.

This is because the transfer of grant money changes the scope of the project.

If TAB scores the project high enough (against other projects nationally), the money would be granted.

The $112 million Cedar line is currently under construction and is scheduled to open in fall 2012. Selvig said initially the Lakeville portion of the line would be inactive.

The plan for the “stationto-station” service initially would be a route with six stops in Apple Valley, Eagan and Bloomington, terminating at the Mall of America.

The I-35 limited-stop and express routes between Lakeville and downtown Minneapolis are also slated to begin in fall 2012. BRT along that corridor is still in its early stages.

Current construction at the I-35 split adds high-occupancy carpool lanes, Selvig said.

The problem of operating expenses first arose last month when the Met Council refrained from purchas-

ing buses because they did not have three years worth of such money on-hand.

Metropolitan Council Regional Administrator Pat Born, citing $52 million in that organization’s recent budget reductions, wrote to Dakota County Regional Railroad Authority Chair Will Branning in late August that “the (Met) Council will be making some permanent service adjustments to balance the budget.”

“This means that the Council does not have funding available to expand services” in the 2012-2013 biennium, Born wrote.

After more than a decade of work, and the construction finally coming to fruition this year, it comes down to $1 million, which is the Met Council’s share of the Cedar Avenue line’s $2 million subsidy.

Selvig said officials are working hard to ensure the Cedar Avenue BRT will be operational by the scheduled time.

“Our board has indicated throughout the process that failure is not an option,” Selvig said.

Aaron Vehling is at aaron.vehling@ ecm-inc.com and www.facebook. com/thisweeklive.

The Eagan City Council is considering changing its vision for the Lockheed Martin property, moving plans for a potential retail space one step closer.

On Oct. 4, the council unanimously agreed to submit a comprehensive guide amendment to the Metropolitan Council for review.

The city’s comprehensive guide currently designates the property as major office. “(But) filling a 623,000 square-foot office building that was built 40 years ago for a specific use could be very difficult,” said City Administrator Tom Hedges in previous interviews.

A Minneapolis-based developer is hoping to turn a huge chunk of the Lockheed Martin building in Eagan into retail space.

CSM Equities LLC, an affiliate of CSM Corporation, asked city officials to amend its comprehensive guide plan to redesignate 41.2 acres of the 51-acre site as retail commercial.

The plans also call for several free-standing restaurants and would keep the remaining 6.2 acres as office space.

“We are very excited about this project,” said

Tom Palmquist, vice president of commercial development for CSM. “This is a great piece of property in a great community.”

The site is at a prime location — the intersection of Pilot Knob and Yankee Doodle roads, which is Eagan’s busiest intersection, and is near its major retail centers, Promenade and Town Centre.

Before making any final decisions, though, city officials say they want to ensure another retail complex would complement others in the area.

The project — which CSM calls Central Park Commons — would do just that, Palmquist said.

The developer purchased the property in April and closed on the sale in June, but Lockheed Martin will continue to occupy the space under a lease agreement until it officially closes in the spring of 2013.

CSM plans to not only be the developer of the site, but also the long-term owner, Palmquist said.

The development would be approximately the size of Promenade, but council members said they hope it looks nothing like the existing strip mall.

Several council members and Mayor Mike Ma-

guire said they would like to see a retail development that is walkable, allows for mass transit and has green space and gathers places.

Maguire said he believes any new retail development must include what he calls a marquee destination — something that will attract people to the area such as a major outdoor gear retailer.

“We need an anchor that is unique in this area,” he said.

CSM’s redevelopment plans are still in its infancy.

If the comprehensive guide amendment is approved by the Met Council, it will return to the city council for a vote.

Detailed plans of a proposed project would still need council approval prior to any redevelopment.

The Lockheed Martin property is presently zoned as research and development, so that too would need to be changed before a development could move forward, Hedges said.

In addition to approving changes to the guide plan, the council approved a proposal to seek a third party to conduct a market research study of the Lockheed area.

Jessica Harper is at jessica.harper@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 13, 2011

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Business Briefs Comment period open for county’s draft 2030 Transportation Plan A 60-day comment period opened Thursday, Oct. 5 for the draft Dakota County 2030 Transportation Plan, which guides the county’s existing transportation network and addresses future needs.

The plan updates the 2004 Transportation Plan to provide cost estimates and sources of funding for existing and future transportation needs, includes a 20-year investment plan based on expected revenues and priority transportation needs, and examines goals, principles, strategies and policies to support transportation needs and investments.

Local communities and citizens worked with the county to develop the plan.

The final plan will become a part of the county’s Comprehensive Plan — DC2030: Planning for the Future — that was adopted by the County Board of Commissioners in May 2009.

The plan integrates transit and other transportation

modes, goal-specific issues, fact comparisons to the previous plan, policy revisions, updated performance measures, recently completed planning activities, and system investments and accomplishments. The plan also identifies investment needs over the next 20 years.

The comment period ends Dec. 5. A copy of the plan is posted on Dakota County’s website (search 2030 Transportation Plan) and at all Dakota County Library branches.

Comments may be emailed to Scott Peters at s c o t t . p e t e r s @ c o. d a k o t a . mn.us or mailed to Peters, Transportation Department, Dakota County Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124.

Public comments will help guide the finished plan which will be finalized in winter 2012.

For more information contact Peters by email or at (952) 891-7027.

SBA lending figures released for Minnesota The Minnesota District Office announced that the U.S. Small Business Administration approved 1,948 loan guarantees worth $713 million during federal fiscal year 2011 ending Sept. 30. Last fiscal year they approved 2,352 loan guarantees worth $513 million.

The office is ranked sixth in the nation for the number of 504 Certified Development Company loans approved with 274 loans worth $156 million. SBA 504 loans provide longterm fixed-rate financing to small businesses for the acquisition of land and buildings; and for construction, modernizing, renovating or restoring existing facilities and sites. Financing is provided jointly by the federal government and the private sector.

Also included in the total loan approvals were 1,674 loans worth $557 million made through SBA’s 7(a) Lender Guaranty Program. Under this program, loan funds are provided by banks or other private lenders and are guaranteed by SBA. Loan proceeds can be used to finance real estate, equipment, working capital and inventory.

The Minnesota District SBA Office serves all of Minnesota and is ranked

Touchstone Energy Community Award applications accepted

Business goes ‘All Out’ for ink

Dakota Electric Association is accepting applications for the Touchstone Energy Community Award, which recognizes nonprofit groups, community organizations and businesses that have shown a strong commitment to the community.

The award acknowledges the efforts of those who have helped numerous people, collaborated and shared resources, addressed unmet community needs or provided necessary services.

In 2011, Dakota Electric will provide three Touchstone Energy Community Awards; accompanying each award will be a check for $500.

One award recipient will be chosen to contend against other award winners from across the state for the Minnesota Touchstone Energy Community Award and a cash prize of $1,000. The statewide award winner will be recognized at the Minnesota Rural Electric

Association annual meeting in February.

Last year, Community Car Care, Hastings, won both the local award through Dakota Electric and the statewide award, providing a total of $1,500 for their work of keeping cars running for those less fortunate.

“As a member-owned electric cooperative serving this area, we are committed to community involvement,” President and CEO Greg Miller said. “This award allows us to highlight and encourage those organizations that have shown an outstanding commitment to the community.”

The deadline for applications is Nov. 1. Applicants are evaluated on project scope, use of resources and the impact or value to the community. To receive judging criteria and an application for the award, call Suzie May at (651) 463-6234, or go to www.dakotaelectric. com.

Dakota-Scott Workforce board seeks award nominations Photo submitted

All Out Ink Tattoo and Body Piercing held a ribbon cutting Friday for the new business in Rosemount located at 15084 Claret Ave. The business is open from Monday to Thursday from 12-8:30 p.m., Friday and Saturday from sixth in total loan approvals 12-9 p.m., and Sunday from 12-6 p.m. For more informaout of 68 SBA offices across tion about the business, call (651) 322-1234 or email allouthe country. Over 231 dif- tink@yahoo.com. ferent Minnesota lenders used the SBA guaranty loan program this year. SBA has guaranty loans with almost all banks in Minnesota.

The 12 most active financial institutions using The Commission on Ju- and a wide variety of civil the SBA programs in Minnesota (based on the num- dicial Selection has recom- proceedings.

He served as minorber of loans made) are: U.S. mended three candidates to Bank National Association, fill the current vacancy cre- ity leader in the Minnesota Wells Fargo Bank National ated upon Judge Thomas House of Representatives Association, Bremer Bank Poch’s retirement in Min- and was a commissioner on National Association, Min- nesota’s First Judicial Dis- the Minnesota Public Utilinesota Business Finance trict, which includes Da- ties Commission.

Pugh currently serves Corporation, Anchor Bank kota County.

The candidates are Ann on the Luther Memorial National Association, Twin Cities-Metro Certified Offermann, Thomas Pugh Church Council and, as a Development, Associated and Chris Wilton. Gov. parent of a captain in the Bank National Association, Mark Dayton will make the U.S. Marine Corps, is active Venture Bank, Park Mid- appointment following an with the Beyond the Yellow way Bank National Asso- interview process over the Ribbon campaign. next few weeks.

Wilton is an assistant ciation, and SPEDCO. Offermann is an assis- United States attorney for In Minnesota, seven SBA Micro Loan interme- tant Dakota County attor- the District of Minnesota. diaries approved 88 loans ney where she is assigned to He previously served as an for $1.6 million during fis- the Adult Criminal Pros- assistant Ramsey County attorney. cal year 2011. SBA’s Micro ecution Division.

She previously served Wilton is actively inLoan Program provides funds to qualified nonprofit as a former assistant at- volved with local schools organizations that serve as torney general for the state serving as a volunteer hockof Minnesota. Offerman is ey coach for the Apple Valintermediary lenders.

The financial assistance involved with the Minne- ley Hockey Association and section of SBA’s national sota Valley YMCA and the a parent volunteer with Olwebsite has information Family Advisory Council son Middle School.

The First Judicial Dison all SBA loan programs. with Children’s Hospitals trict also includes CarvGo to www.sba.gov. For and Clinics.

Pugh is an attorney with er, Goodhue, LeSueur, Minnesota-specific information, go to www.sba.gov/ Rogosheske, Sieben, Atkins McLeod, Scott and Sibley & Pugh, LLC, representing counties. mn. clients in criminal actions

Commission recommends First Judicial District candidates

The Dakota-Scott WorkForce Investment Board is taking nominations to recognize people who do great things to improve the workplace. The awards will be presented during the annual Legislative and Awards Luncheon Dec. 16.

The board hosts these annual awards to recognize companies and individuals who demonstrate best practices in the workplace. Send nominations to Mark Jacobs at mark. jacobs@co.dakota.mn.us by Nov. 1. Include the name of the business or individual and the reason for the nomination.

The Mark McAfee Friend of Workforce Award (previously known as the Friend of Workforce Development Award) is given to an individual who has championed workforce issues at the local, state or federal level.

Past winners include Larry Raddatz, Dakota County Technical College, Dakota County Commissioners Will Branning and Tom Egan, U.S. Rep. John Kline, State Reps.

Katie Sieben and Denny McNamara, Scott County Commissioner Bob Vogel, Burnsville Mayor Elizabeth Kautz, Inver Hills Community College President Cheryl Frank and Apple Valley Mayor Mary Hamann-Roland.

The Business Champion Award is for an outstanding company that uses WorkForce Center services such as the job fairs, job postings or counselors.

Past winners include: Despatch Industries, Goodrich Sensor Systems, UPS, Vital ConAgra Foods, Inc. - Store

Brands, Waterous, Frontier Communications, Grazzini Brothers, Permac Industries, St. Gertrudes and Paychex.

The Bob Killeen Award is for companies’ successful implementation of quality practices. Killeen was a tireless advocate for quality efforts and a former WorkForce Investment Board member.

Past winners include Analog Technologies Corp., Dakota Electric, Uponor-Wirsbo, Flint Hills, Rollx Vans, Rytway, Regina Medical Center, Performance Office Papers and Advanced Wireless Communications.

The Excellence in Youth Employment Services Awards is for organizations or programs, an employer or an individual who has demonstrated a commitment to and effectiveness in preparing young people, ages 14-21, to enter the workforce. Two awards will be presented: one for Dakota County and one for Scott County. This award is sponsored Dakota Electric Association and the St. Francis Regional Medical Center.

The Bob Klas Sr. Entrepreneur Award recognizes a local entrepreneur success story.

Criteria includes: the entrepreneur’s success as evidenced by business growth; the individual’s leadership in the business and/or civic communities; and/ or the mentorship they provide to other entrepreneurs.

Previous winners include Fred Shaw and Jim Marchessault.

For more information, contact the Workforce Investment Board at (651) 554-5633.

8A

October 13, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, email it to darcy.odden@ecm-inc.com or fax (952) 846-2010.

Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Oct. 13, 8 to 9 a.m., Coffee Break, Genisys Credit Union, 1519 Central Parkway, Suite 110, Eagan. Information: Jessy Annoni at jannoni@dcrchamber.com. • Thursday, Oct. 13, 1 p.m., ribbon cutting, Mainstream Boutique, 750 Main St., Suite 113, Mendota Heights. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Friday, Oct. 14, 7:30 to 8:30 a.m., Government Affairs Committee, DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan. Tom Hesse, vice president of government affairs, MN Chamber, will discuss the state’s budget and projected shortfalls in 201415. Government redesign and tax reform focused on former Gov. Pawlenty’s 21st Century Tax Reform Commission report will also be discussed. Information: Ruthe Batulis at rbatulis@ dcrchamber.com. • Tuesday, Oct. 18, noon to 1:30 p.m., new member orientation, DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan. RSVP required.

Information: Jessy Annoni at jannoni@dcrchamber.com. • Wednesday, Oct. 19, 8 a.m. to noon, Executive Roundtable Group meeting, DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan. Information: Greg Buck, (612) 708-4221, gbuck@bfsllc.info. • Thursday, Oct. 20, 7:30 to 8:30 a.m., Eagan Area Business Council, DCR Chamber office, 1121 Town Centre Drive, Suite 201, Eagan. Information: Ruthe Batulis at rbatulis@ dcrchamber.com. • Tuesday, Oct. 25, 11 a.m., ribbon cutting at Eagle Flooring, LLC, 745 Mill Run Circle, Eagan. Information: Jessy Annoni at jannoni@dcrchamber. com. • Tuesday, Oct. 25, 5 to 7 p.m., Business After Hours, Anchor Bank, 66 E. Thompson Ave., West St. Paul. Information: Gaye Schlichte, (651) 457-1111 or Gaye_Schlichte@ anchorlink.com. • Wednesday, Oct. 26, noon to 1:15 p.m., ChamberNet,

ProAct, 3195 Neil Armstrong Blvd., Eagan. Information: Robb Sweetnam at (952) 4699229. • Thursday, Oct. 27, 7:30 to 9 a.m., Breakfast with Champions, JBL World HQ Conference Room, 3795 Pilot Knob Road, Eagan. Eagan resident Ross Bernstein, best-selling author of nearly 50 sports books, will be the speaker. RSVP required. Information: Jessy Annoni, (651) 288-9202 or jannoni@dcrchamber.com.

Apple Valley Chamber of Commerce events: • Thursday, Oct. 27, 5 to 7 p.m., Business After Hours, Anchor Bank, 14665 Galaxie Ave., Apple Valley.

Burnsville Chamber of Commerce events: • Wednesday, Oct. 26, 7:30 to 9 a.m., Burnsville STHEM Breakfast at Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville. The breakfast will honor the Burnsville companies that have a Science, Technology, Healthcare, Engineering, & Math (STHEM) base. Speaker will be Mike Langley, president of Greater MSP, a 13-county economic development partnership. Free. RSVP to the chamber at (952) 435-6000. Information: Anne Haberman at anne@burnsvillechamber.com. • Thursday, Nov. 3, 4:30 to 6:30 p.m., Business After Hours, Buca di Beppo, 14300 Burnhaven Drive, Burnsville.

Information: Anne Haberman at anne@burnsvillechamber. com.

Lakeville Area Chamber of Commerce events: • Thursday, Oct. 13, 4:30 to 6:30 p.m., Networking After Hours, Legends Club, 8670 Credit River Blvd., Prior Lake. • Friday, Oct. 14, 7:30 to 8:30 a.m., Business Education Committee, Lakeville North High School, 19600 Ipava Ave. • Tuesday, Oct. 18, 7:15 a.m., Executive Board meeting, chamber conference room. • Tuesday, Oct. 18, 8 a.m., board meeting, chamber conference room. • Tuesday, Oct. 18, 4 to 6 p.m., Networking After Hours/ Taste of LaGrande, Grandstay Hotel & Conference, 7083 153rd St. W., Apple Valley. • Friday, Oct. 21, 7:30 a.m., Public Policy meeting, chamber conference room. • Monday, Oct. 24, 3 p.m., Women of the Lakeville Chamber Committee meeting, Cor-

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meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow businessto-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com.

Dakota Business Partners meets every Tuesday from 8:15-9:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook.

Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.

NetworkUnlimited.org.

BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI â&#x20AC;&#x201C; Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

BNI â&#x20AC;&#x201C; Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bni-mn.com.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 6185347 or visit the website www. prorefx.com.

Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. This structured networking group is open to all local business owners but we do limit to one person from each profession. For information, contact Shawn Moudry (952) 451-6519.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession.

First two meetings are free.

We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339.

Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;?

Group meets Tuesdays from 7:308:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice.

Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 9971306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org).

Members: Free. Guests: $5.

Womenâ&#x20AC;&#x2122;s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting.

For more information, contact Mary at (651) 994-8392 or visit www.meetup.com/womensbusiness-exchange-eagan.

Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

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ChamberNet is a non-competitive group where only one individual in the group will represent a specific business sector.

Information: Carol Swenson at Carol@riverheights.com.

Kocina Marketing and Branding Companies, 350 W. Burnsville Parkway, Suite 350, Burnsville, will offer the following free MARKETSMART seminars. To register, go to www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218. â&#x20AC;˘ Tuesday, Oct. 25, 8:30 to 10:30 a.m., â&#x20AC;&#x153;Developing a Brand Playbook.â&#x20AC;? â&#x20AC;˘ Wednesday, Oct. 26, 8:30 to 10 a.m., â&#x20AC;&#x153;Expo Marketing 101.â&#x20AC;? â&#x20AC;˘ Thursday, Oct. 27, 8:30 to 11 a.m., â&#x20AC;&#x153;Creating a Social Media Plan.â&#x20AC;?

Business classes are offered by District 196 Community Education. Register for the following classes at www. district196.org/ce or call (651) 423-7920. â&#x20AC;˘ Thursday, Oct. 13, 6:30 to 9 p.m., Countdown to Retirement. Fee: $19; $6 additional adult. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Monday, Oct. 17, 6:30 to 8:30 p.m., Word 2010: Document Formatting 1. Fee: $39.

Rosemount Middle School, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Tuesday, Oct. 18, 6:30 to 8:30 p.m., Financial Management of Your Business. Fee: $29. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Monday, Oct. 24, 6:30 to 8:30 p.m., Word 2010: Document Formatting 2. Fee: $39.

Rosemount Middle School, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Tuesday, Oct. 25, 6 to 9 p.m., Seven Secrets of Windows 7. Fee: $35. Rosemount Middle School, 3135 143rd St. W,. Rosemount. â&#x20AC;˘ Tuesday, Oct. 25, 6:30 to 8:30 p.m., Developing Your Business Plan. Fee: $29. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Thursday, Oct. 27, 6:30 to 9:30 p.m., Get Completely Out of Debt, Including Your Mortgage. Fee: $35; $14 additional adult. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley.

Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741.

Creative Networking Professionals, an independent business networking group,

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nerstone Copy, Lakeville. â&#x20AC;˘ Tuesday, Oct. 25, 11:30 a.m., General Membership Luncheon, Legends Club, 8670 Credit River Blvd., Prior Lake. Speaker will be Minnesota Secretary of State Mark Ritchie. Register online at / www.lakevillechambercvb.org/ calen.html. RSVP by Oct. 21.

Cost: $20/member, $25/nonmember. â&#x20AC;˘ Wednesday, Oct. 26, 7:30 to 9 a.m., new member orientation, chamber conference room. RSVP to Linda Rynda at (952) 469-2020. â&#x20AC;˘ Wednesday, Oct. 26, 11 a.m. to 2 p.m., open house, Print Solutions, 21021 Heron Way, Suite 101, Lakeville.

River Heights Chamber of Commerce events: â&#x20AC;˘ Thursday, Oct. 13, Inver Grove Heights Local Issues meeting at the district offices.

Highway 52 - take the 80th St. exit. Go east to Simley High School. Turn in the main drive at Simley High School at the school crossing area. Proceed to the district office which is located on the same property but east of the high school. Park in the east end of the high school parking lot. Limited visitor parking is available immediately in front of the district office. Information: Jennifer Gale at jennifer@riverheights.com. â&#x20AC;˘ Friday, Oct. 14, 6 to 9 p.m., The Event (Gala), Historic Concord Exchange Building, 200 N. Concord Exchange, South St. Paul. Cost: $35. Information: Jennifer Gale, (651) 389-1031, jennifer@riverheights.com. â&#x20AC;˘ Tuesday, Oct. 18, 4:45 to 5:45 p.m., Member Ally Group meeting. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Wednesday, Oct. 19, 7:30 to 9 a.m., CoffeeNet at Prairie View Heights, 8121 College Trail, Inver Grove Heights. Information: Nicole Bengtson, (651) 451-2266, ext. 1030, or nicole@riverheights.com. â&#x20AC;˘ Tuesday, Oct. 25, 5 to 6:30 p.m., Business Card Exchange, Outback Steakhouse, 5723 Bishop Ave., Inver Grove Heights. Information: Nicole Bengtson, (651) 451-2266, ext.

1030, or nicole@riverheights. com. â&#x20AC;˘ Wednesday, Oct. 26, 7:30 to 8:30 a.m., South St. Paul Local Issues, Central Square Community Center, 100 Seventh Ave. N., South St. Paul.

Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Thursday, Oct. 27, noon to 1:30 p.m., ChamberNet, chamber office. ChamberNet is a networking group whose mission is to provide a forum for members to give and receive qualified business leads.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 13, 2011

Assumed Names Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name.

Melissaâ&#x20AC;&#x2122;s Munchkins Child Care, 1201 W. 150th St., Burnsville.

H2C, 14605 Greenridge Lane, Burnsville.

LaunchHer, 1609 W. County Road 42, Burnsville.

IGM Gymnastics, 14305 Great Outdoor Escapes, Southcross Drive #120, Burns14620 Garrett Ave. #109, Apple ville.

Valley.

Serenity Salon, 14358 BurnAC Orange USA, 15808 High- haven Drive, Burnsville. view Drive, Apple Valley.

Shindig Photo Booths, 14625 Cavan Photography, 15892 Portland Ave. S. #113, Burnsville.

Fjord Ave., Apple Valley.

Hagi Limo, 13316 Parkwood The Making of a Song, 8492 Drive #109, Burnsville.

133rd St., Apple Valley.

Minnesota Wing King, 12845 Vibe Health and Fitness, First Ave. S., Burnsville.

15000 First Ave. S., Burnsville.

Lucyâ&#x20AC;&#x2122;s Touch and Sew, 1020 DWMG, 14500 Burnhaven W. Burnsville Parkway #168, Drive #101, Burnsville.

Burnsville.

Cash for Gas, 525 Upper Wood Way, Burnsville.

Elegant Motion Studios, 20082 Erickson Path, Farmington.

JB Perkins Architect, 7621 Neal Ave. S., Hastings.

Trone Family Painting, 66 Shannon Drive, Hastings.

All Amercian BBQ, 1405 Sibley St., Hastings.

Quetzal International Gift Shop, 1987 Sierra Drive, Hastings.

Due North Mapping Consultants, 20780 Junco Court, Lakeville.

ITC Intercircuit, 21625 Grenada Court, Lakeville.

Knead to Relax Massage, 9202 202nd St. W. #203, Lakeville.

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Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County.

Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors.

Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs.

Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE Notice of Sale P ursuant to MN Statute 168.B06

notice is hereby given that the following vehicle, a 2004 Ford Taurus (TX) p l a t e # C G 7 - W 6 2 8 , V I N # 1FAFP53254A164379, towed from Willow Pond Apts., 11751 River Hills Drive, Burnsville, MN on 8-8-11, will be eligible for sale on 10-20-11 at Southside Towing, 7700 Hwy. 101 E, Shakopee, MN 55379, 952-445-8928.

2784166 10/13/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: 14: Other, Civil Court File No. 19HA-CV-11-4105 _______________________________________ Nationstar Mortgage, LLC, Plaintiff, vs.

Scott Craig, Lisa Craig, Capital One Bank USA, N.A., and Dave Bellows, in his official capacity as Sheriff of Dakota County, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS. 1. Y O U A R E B E I N G S U E D. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights.

You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: 8425 Seasons Parkway, Suite 105, Woodbury, Minnesota 55125.

3. YOU MUST RESPOND TO EACH CLAIM . The Answer is your written response to the Plaintiff's Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S. I f y o u d o n o t Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint.

If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. A L T E R N A T I V E D I S P U T E RESOLUTION . The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Dakota County, State of Minnesota, legally described as follows: Lot 1, Block 3, Village Creek First Addition, Dakota County, Minnesota.

The object of this action is: 1) vacating the Sheriff's sale covering property in the County of Dakota, State of Minnesota, more particularly described as follows, to-wit: Lot 1, Block 3, Village Creek First Addition, Dakota County, Minnesota which Sheriff's sale is evidenced by Sheriff's Certificate of Sale and Foreclosure Record dated June 10, 2011, recorded in the office of the Dakota County Recorder on June 13, 2011 as Document No. 2805129; and 2) reinstating the Mortgage dated May 1, 2008, recorded in the office of the Dakota County Recorder on May 29, 2008 as Document No. 2593366 in all respects to its original priority over any claims any persons may have against the property.

Dated: July 31, 2011 WILFORD, GESKE & COOK, P.A. By: /s/ Orin J. Kipp David R. Mortensen, #032906X Orin J. Kipp, #0390438 Attorneys for Plaintiff 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 2768069 9/29-10/13/11

Notice of Public Sale Niemeyer Mini Storage has units available for bids on Oct. 15th, 2011 (business hours 9am-3pm). Unless otherwise withdrawn. These bids would satisfy back rent on the following units: #11 owned by Gene Shelleud, Prior Lake, MN and #52 owned by Sam Tice of Lakeville, MN. This public sale will result in the goods being sold to highest submitted bidder. Certain terms and conditions apply.

Niemeyer Mini Storage is located 10405 E 260th St, Elko, MN 55020.

952-461-2525 2770337 10/6-10/13/11P

PUBLIC NOTICE SUMMARY ORDINANCE NO. 884 CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA AN ORDINANCE AMENDING TITLE 7 OF THE LAKEVILLE CITY CODE CONCERNING STORMWATER This ordinance establishes minimum standards and requirements for stormwater. The ordinance regulates stormwater and urban runoff. The ordinance prohibits illegal disposal and dumping into the stormwater system and prohibits illicit discharges and connections into the stormwater system. The ordinance authorizes inspection and monitoring of stormwater system and authorizes the suspension of access to the stormwater system under specified circumstances.

A printed copy of the entire ordinance is available for inspection by any person during the City Clerk's regular office hours.

Approved for publication by the City Council of the City of Lakeville, Minnesota, this 3rd day of October, 2011.

CITY OF LAKEVILLE BY: Mark Bellows, Mayor ATTEST: Charlene Friedges, City Clerk 2778166 10/13/11

PUBLIC NOTICE

SUMMONS STATE OF WISCONSIN POLK COUNTY CIRCUIT COURT Real Estate Mortgage Foreclosure Case No. 11 CV 526 Honorable Molly E. GaleWyrick Case Code: 30404 Ocwen Loan Servicing, LLC Plaintiff Vs Bonita M. Kettula Richard L. Kettula U.S. Bank National Association ND Defendants _______________________________________ THE STATE OF WISCONSIN To the following party named as a defendant herein: Bonita M. Kettula / Richard L. Kettula You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. The complaint, which is also served on you, states the nature and the basis of the legal action. Within 40 days after September 29, 2011 you must respond with a written answer, as that term is used in Chapter 802 of the Wisconsin Statutes, to the complaint.

The court may reject or disregard an answer that does not follow the requirements of the statutes. The answer must be sent or delivered to the court, whose address is: Polk County Clerk of Circuit Court, Polk County Justice Center 1005 West Main Street, Suite 300 Balsam Lake, WI 54810-9071 and to Marie M. Flannery / Blommer Peterman, S.C., plaintiff's attorney, whose address is: Blommer Peterman, S.C. 165 Bishops Way Brookfield, WI 53005 You may have an attorney help or represent you.

If you do not provide a proper answer within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint.

A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property.

Dated this 13th day of September, 2011 Marie M. Flannery/ Blommer Peterman, S.C. State Bar No. 1045309 165 Bishops Way Brookfield, WI 53005 262-790-5719 Blommer Peterman, S.C. is the creditor's attorney and is attempting to collect a debt on its behalf.

Any information obtained will be used for that purpose.

277188 2760420 9/29-10/13/11P

Dakota County Community Development Agency October 13, 2011 Notice is hereby given of an opportunity for public comment on proposed substantial amendments to the Dakota County Community Development Block Grant (CDBG) Program for Federal Fiscal Year 2011.

Proposed Substantial Amendment The CDBG 2011 Action Plan shall be amended to: • Identify project location in the South St. Paul Acquisition/Clearance activity as 127 W. Frost Street to be acquired and cleared, with a budget at $37,000.

Persons seeking more information on this proposed substantial amendment should contact Lisa Henning, Assistant Director of Community Revitalization, at the Dakota County Community Development Agency (CDA), telephone (651) 675-4467. Public comments may be submitted orally or in writing to the CDA through November 13, 2011. Approval of the amendment, subject to consideration of public comments, will be on the agenda of the Dakota County Board of Commissioners meeting to be held at the Dakota County Government Center, third floor, 1590 Highway 55, Hastings, MN 55033 on November 15 at 9:00 a.m.

2785366 10/13/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Sum Account Management 2. State the address of the principal place of business: 505 Lower Heritage Way, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Lynn Sable, 505 Lower Heritage Way, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 9/29/11 Lynn Sable 2778942 10/13-10/20/11P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-597 In Re: Estate of James E. Nemanich, Decedent.

James J. Nemanich has filed a Petition for Determination of Descent. It is Ordered that on November 7, 2011 at 9:00 o’clock A.M., a hearing will be held in this Court at The Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on the petition.

The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court probate the decedent’s Will, determine the descent of such property and assign the property to the persons entitled.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted.

Notice shall be given by publishing this Notice and Order as provided by law and by mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing.

Dated: 10/10/11

BY THE COURT Richard G. Spicer Judge of District Court KELLY & LEMMONS, P.A. Patrick J. McGuigan MN #70592 200 Associated Bank Building 176 Snelling Avenue N. St. Paul, Minnesota 55104 Telephone: (651) 646-6325 Facsimile: (651) 646-8584 e-mail: patm@kellyandlemmons.com 2783835 10/13-10/20/11P

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1975 STRA manufactured home, VIN #540AB currently located at 7114 126TH Street Court, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 28th day of October, 2011 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Penny J. Kuechenmeister (a/k/a Penny Ness) (03/30/1963), and Dakota County CDA as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Five-Hundred, Seventy-Two Dollars and 34/100 ($3,572.34) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant.

Dated: September 14, 2011 ______________________ Carol Williams, Agent Hometown Homes 2769282 9/29-10/13/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Central Turf & Irrigation Supply 2. State the address of the principal place of business: 8 Williams Street, Elmsford, NY 10523 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Central Irrigation Supply, Inc., Elmsford, NY 10523 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: August 11, 2010 Bernardo Luciano, President and Owner 2784520 10/13-10/20/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Staged Advantage Designs 2. State the address of the principal place of business: 12700 Welcome Lane, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Walden Management Co., 12700 Welcome Lane, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 5/23/11 Kirsten J. Smith, VP Property Development 2776122 10/6-10/13/11P

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-596 In Re: Estate of Viola Wilhelmina Albertine Hanson a/k/a Viola Wilhelmina Hanson, Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated April 27, 2001.

The Registrar accepted the application and appointed Richard S. Olson, whose address is 1620 White Cloud Drive E., Isle, MN 56342 and Victor W. Olson, whose address is P.O. Box 105, Nevis, MN 56467, to serve as the personal representatives o f t h e d e c e d e n t ’ s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/7/11 Carolyn M. Renn Registrar Carolyn M. Renn Court Administrator Thomason, Swanson & Zahn, PLLC Mark Thomason, Attorney at Law MN# 0109174 107 S. Grove, Ste. 1, P.O. Box 87 Park Rapids, MN 56470 Telephone: 218-732-7236 Facsimile: 218-732-5664 e-mail: mjt@unitelc.com 2784132 10/13-10/20/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-595 Estate of RICHARD B. SHALLER, Decedent.

Notice is given that an application for informal probate of the Decedent’s will dated January 13, 2011 (“Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Scott D. Shaller, whose address is 808 Great Oaks Trail, Eagan, MN 55123, and Steven J. Shaller whose address is 6 Grieve Glen Lane, Sunfish Lake, MN 55118, as Co-Personal Representatives of the Estate of the Decedent.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. § 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 10/7/11 Carolyn M. Renn Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Sally Stolen Grossman Gray Plant Mooty 80 South Eighth Street, Suite 500 Minneapolis, MN 55402 Attorney License No.: 0142141 Telephone: (612) 632-3007 FAX: (612) 632-4007 Email: sally.grossman@gpmlaw.com 2784308 10/13-10/20/11

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-598 In Re: Estate of Mildred L. Mastbaum, Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated June 6, 2007.

The Registrar accepted the application and appointed David Mastbaum, whose address is 3015 St. Albans Hollow Circle, Minnesota, Minnesota 55305 and Roberta Harosh, whose address is 1347 Knollwood Lane, Mendota Heights, Minnetonka 55118, to serve as the personal representatives of the decedent’s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representatives. Any objection to the appointment of the personal representatives must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representatives have the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representatives or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/10/11 Carolyn M. Renn Registrar Esther M. Lerman (MN# 62315) Attorney for Personal Representative 1155 Centre Pointe Drive, Suite 10 Mendota Heights Minnesota 55120 Telephone: (651) 452-1431 Facsimile: (651) 686-8730 2783580 10/13-10/20/11P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-566 Estate of Duane Milton Freier, Decedent Notice is given that an application for informal probate of the Decedent’s will dated April 15, 2010 (“Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Barbara A. Freier whose address is 5908 Bradbury Court, Inver Grove Heights, MN 55076 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5.

Dated: 9/27/22 Carolyn M. Renn Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Gary M. Berg Gary M. Berg Attorney at Law 2520 Bantas Point Road Wayzata, MN 55391 Attorney License No: 0218388 Telephone: 952-473-2966 FAX: 952-473-2966 Email: gberg99@comcast.net 2770806 10/6-10/13/11P

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PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (Petition For Termination Of Parental Rights PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-2723 In the Matter of the Welfare of N.P.N., N.A.N., N.E.W., Children.

TO: Nicole Lynn Newling Social Worker Leslie Yunker, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: pursuant to Minnesota Statutes 260C.301, Subd.

1(b)(5), because following the child’s placement out of the home, reasonable efforts, under the direction of the court, have failed to correct the conditions leading to the child’s placement.

260C.301, Subd. 1(b)(8), because the child is neglected and in foster care.

IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on October 26, 2011 at 9:00 a.m., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three publication in a legal newspaper as provided by law, viz: Nicole Lynn Newling.

IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: September 28, 2011 Judge Richard G. Spicer 2773712 10/6-10/20/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-4754 In the Matter of the Petition of: CitiMortgage, Inc., a New York corporation, in Relation to Certificate of Title No. 114351 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Two (2) in Block Five (5) in Twin View Manor, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for said County and State.

TO: BETH K. MCLARNAN; JAMES P. MCDONALD; CITIBANK, FEDERAL SAVINGS BANK; RVENTURE, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 9th day of November, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 114351 and enter a new Certificate of Title for the land therein described in favor of CitiMortgage, Inc., a New York corporation, subject to the memorial of Document No. 389582 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 681284, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 9/29/11

BY THE COURT David L. Knutson Judge of District Court APPROVED: JAMES O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not requred at said hearing except to object to the entry of theabove described Order.

2780744 10/13-10/20/11

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF FINAL HEARING STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19-HA-FA-11-438 --------------------------------------In Re the Petition of: PABLO ANTONIO ADAME SERNA and LETICIA LUCAS ORBE to Adopt I.C.A.L. TO: Maria Guadalupe Adame Lucas, biological mother of the above identified child, address unknown.

YOU ARE HEREBY NOTIFIED THAT A FINAL HEARING on the Petition of the above-named Petitioners for the adoption of the above-identified child has been scheduled for November 17th, 2011 at 8:30 a.m. The purpose of the hearing is to finalize the adoption of the child pursuant to Rule 39, Minnesota Rules of Adoption Procedure. A copy of the Petition for Adoption may be obtained from the attorney for Petitioners at the address/telephone number listed below.

Pursuant to Rule 23 Minnesota Rules of Adoption Procedure, you have a right to legal representation in this proceeding at your own expense. It is your responsibility to notify District Court Administration of any change of your address.

If you fail to appear at the hearing, the court may still conduct the hearing and grant the adoption pursuant to Rule 18, Minnesota Rules of Adoption Procedure.

Dated: 10/4/11 /s/ Diana Villella Larson Attorney for Petitioners P.O. Box 24002 Minneapolis, Minnesota 55424 952-956-4485 2781339 10/13-10/27/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-4394 In the Matter of the Petition of: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSMC Trust 2006-CF2 CS Mortgage Pass-Through Certificates, Series 2006-CF2, In Relation to Certificate of Title No. 122206 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Two (2), Block Four (4), THE OAKS THIRD ADDITION, according to the recorded plat.

TO: JENNIFER CASEY-KANGAS; JOHN H. KANGAS; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 9th day of November, 2011, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 122206 and enter a new Certificate of Title for the land therein described in favor of Kris Blommel, subject to the memorials of Document Nos. Mortgage, Document No. 508133 and Assignment of Mortgage, Document No. 509472 and 662089, but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 662089, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated.

DATED: September 6, 2011

BY THE COURT: /s/David J. Knutson Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order.

2773280 10/6-10/13/11

ORDER FOR HEARING AND NOTICE (Juvenile Protection Petition For Long Term Foster Care PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-2756 In the Matter of the Welfare of D.S.D., Child.

TO: Angela Mihalow Social Worker Irasema Morales, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: Pursuant to Minn. Stat. 260C.201, Subd. 11, that transfer of custody of the child to Dakota County Social Services for placement in long-term foster care is in the best interest of the child.

IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on November 2, 2011 at 9:00 a.m., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Angela Mihalow.

Dated: September 28, 2011 Judge Richard G. Spicer 2773761 10/6-10/20/11

PUBLIC NOTICE

Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County Dakota District Court First Judicial District Court File Number 19AV-CV-11-2964 Case Type: Name Change In the Matter of the Application of: Angelica Herrera-Salmey On Behalf of: Angel Ramiro Montoya-Herrera For a Change of Name to: Angel Ramiro Herrera-Salmey TO: Ramiro Montoya Pineda An Application for Name Change has been filed by Angelica Herrera-Salmey for a change of name for the minor child(ren) Angel Ramiro Montoya-Herrera to Angel Ramiro Herrera-Salmey.

A hearing on this Application will be held at District Court 14955 Galaxie Ave., Apple Valley, MN on November 21, 2011, at 1:30 p.m.

You may obtain a copy of the Application for Name Change from District Court 14955 Galaxie Ave., Apple Valley, MN 55124.

If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child(ren) may be granted.

Dated: October 4, 2011 CAROLYN M RENN Court Administrator By: /s/ Pam Schadegg Deputy 2781153 10/13-10/27/11

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA PROBATE COURT DISTRICT - COUNTY COURT PROBATE DIVISION Court File No. 19HA-PR-11-594 In Re: Estate of Nancy Jean Lembke, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on the 21st day of November, 2011 at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 Highway 55, Hastings, Minnesota, on petition of Lisa L. Babler, dated September 20, 2011, for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Lisa L. Babler, whose address is 1335 Oakdale Avenue, Apt. #111, West St. Paul, MN 55118, as personal representative of the estate of the above named decedent in unsupervised administration, and any objection thereto must be filed with the court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: 10/7/11 Richard G. Spicer Judge (Court Seal) P. James Taurinskas 633 So. Concord St., #320 P. O. Box 605 South St. Paul, MN 55075 2784105 10/13-10/20/11

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE COURT DIVISION Court File No.: 19HA-PR-11-574 In Re: Estate of Dean Lynn Melnyk, also known as Dean L. Melnyk, Decedent.

Notice is given that an application for informal probate of the Decedent’s will dated December 25, 1997 (“Will”) has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Catherine Christie, whose address is 1215 Balsam Trail East, Eagan, MN 55123, as Personal Representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the Personal Representative. Unless objections are filed with the Court (pursuant to Minn. Stat. § 524.3-607) and the Court otherwise orders, the Personal Representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 9/28/2011 Carolyn M. Renn Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative: Lisa Speeter Diessner (#387946) Speeter & Johnson 1515 One Financial Plaza 120 South Sixth Street Minneapolis, MN 55402 Tel: (612) 339-7566 Fax: (612) 339-9055 Emal: ldiessner@speeterjohnson.com 2772735 10/6-10/13/11

PUBLIC NOTICE ADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received from qualified vendors for the Cleaning Contract Services for about (19) family town home, (24) senior housing, and (324) public housing sites. Bids will be received by the Office of the Director of Property Management at the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 until 1:00 PM on November 3, 2011.

This is a re-bid for this contract. At the time (above), the sealed bids will be publicly opened and read aloud. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bid documents as prepared by the Dakota County CDA, or its representative. A bid tabulation or other bid result will be furnished to those that bid the project. Project specifications, bid forms, contractor's qualification statement have been issued and shall be used to be a qualified bid. Sealed bids shall be addressed to: Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 Attn: Vince Markell/Cleaning Contract Services The project manual is now available.

Brief description of the work- once a housing unit becomes vacant, an order for work is issued for cleaning services. The cleaning must be completed within (10) days. Often this work must be coordinated with other painting and flooring services.

Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. There are Davis-Bacon prevailing wage components with this contract.

The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin.

The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Dakota County CDA. For bid documents, contact: Vince Markell, Facilities Contract Manager Dakota County Community Development Agency vmarkell@dakotacda.state.mn.us 651-675-4507 2780676 10/13-10/20/11

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-581 Estate of Audrey C. Mears, also known as Audrey Cummins Mears, also known as Audrey Jean Mears, and Audrey Mears, Decedent It is Ordered and Notice is given that on Oct. 24, 2011, at 9:00 AM, a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the Will of Decedent dated July 19, 2005, (“Will”), and for the appointment of Allen E. Mears, whose address is 4920 Kalenda Avenue NE, Albertville, MN 55301 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 9/30/11

BY THE COURT David L. Knutson Judge of District Court Attorney for Petitioner Trisha A. Vicario (#0343845) Hansen, Dordell, Bradt, Odlaug & Bradt, PLLP 3900 Northwoods Drive, Suite 250 Saint Paul, MN 55112 Telephone: (651) 332-8730 FAX: (651) 482-8909 Email: tvicario@hdbob.com 2775888 10/6-10/13/11

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received from qualified vendors for the Lawn and Snow Contract Services for (19) family townhomes, (24) senior housing developments, and several public housing sites. Bids will be received by the Office of the Director of Property Management at the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 until 2:00 PM, November 3, 2011.

This is a re-bid for this contract. At that time (above), the sealed bids will be publicly opened and read aloud.

Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bid documents as prepared by the Dakota County CDA, or its representative. A bid tabulation or other bid result will be furnished to those that bid the project. Project specifications, bid forms, bid bonds (security), contractor's qualification statement have been issued and shall be used to be a qualified bid. Sealed bids shall be addressed to: Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 Attn:Vince Markell/Lawn & Snow Contract Services There is a mandatory meeting on: Thursday October 20, 2011 10:00AM at the Dakota County CDA office where the RFP will be available.

This is a mandatory meeting and must be attended in order to get the bid materials.

Price proposals will be received for (4) separate zones-bidders are allowed to provide pricing on all zones, but may only be eligible for awards of up to (2) zones which will be determined at the discretion of the CDA. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. There are Davis-Bacon prevailing wage components with this contract.

The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin.

The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Dakota County CDA. Contact information: Vince Markell, Facilities Contract Manager Dakota County Community Development Agency vmarkell@dakotacda.state.mn.us 651-675-4507 2785537 10/13-10/20/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2009 MORTGAGOR: R e i d C . L e m a i r e , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 6, 2009, Dakota County Recorder, Document No. 2641688.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021109748 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 130 Timberland Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 027640001040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Timberland Knolls COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,495.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __April 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6158 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 10, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 7, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6158 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2782934 10/13/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2009 MORTGAGORS: M i c h a e l O s s k o p p and Maggie K. Osskopp, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded May 7, 2009, Dakota County Recorder, Document No. 2655485.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc..

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248900000018185 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage Inc., DBA Mortgage Depot RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17385 Halifax Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 221710002040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Cherry View First Addition, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $370,475.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $370,750.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 5, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 7, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2782998 10/13/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2003 MORTGAGOR: Julie A. Gillespie, a single person.

MORTGAGEE: U.S. Bank, National Association.

DATE AND PLACE OF RECORDING: Registered June 23, 2003, Dakota County Registrar of Titles, Document No. 504076, Certificate of Title No. 128306.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19612 Meadowlark Way, Farmington, MN 55024 TAX PARCEL I.D. #: 148250108129 LEGAL DESCRIPTION OF PROPERTY: Unit No. 129, Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,379.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,571.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 10, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2670 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 20, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 6, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2670 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2781243 10/13/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2003 MORTGAGOR: M a r y E . M u n s o n , a single person.

MORTGAGEE: River City Mortgage Corp..

DATE AND PLACE OF RECORDING: Recorded September 11, 2003, Dakota County Recorder, Document No. 2107624.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corp.

RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15620 Gateway Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011670004178 LEGAL DESCRIPTION OF PROPERTY: Unit No. 178, Condominium No. 117, Cedar Pointe Carriage Homes Condominium, Located in the County of Dakota, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $98,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $87,362.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 10, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2746 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 3, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2746 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2776509 10/13/11

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No.: 19HA-PR-11-600 In Re: Estate of George J. Hibl, Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated April 12th, 2004. The Registrar accepted the application and appointed Joseph J. Hibl, whose address is 745 38th St., Boulder, Colorado 80303, to serve as the personal representative of the decedent’s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/10/11 Carolyn M. Renn Registrar Carolyn M. Renn Court Administrator Burris Law Offices PLLC Jonathan M. Burris MN# 166662 701 Fourth Ave. S. #500 Minneapolis MN 55415 Telephone: 612-337-9576 Facsimile: 763-432-5728 e-mail: burris@skypoint.com 2784431 10/13-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE DATE: September 7, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated 02/02/2011 executed by Darrah L. Williams (“Mortgagor”) to Williams Family Trust Dated July 14, 1994 (“Mortgagee ” ) a n d recorded on 02/03/2011, as Document Number 2784126, in the Office of the County Recorder Dakota County, Minnesota.

2. The Mortgage has been assigned as follows: Not applicable.

3. The original principal amount secured by the Mortgage was: One Hundred Twenty Thousand Seven Hundred Dollars ($120,700.00).

4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of application statutes.

6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: One Hundred Twenty-two Thousand Eight Hundred Seventeen & 25/100 Dollars ($122,817.25).

7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 7, Block 5, Whitewood Addition, according to the plat thereof on file in the office of the County Recorder, Dakota County, Minnesota; will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on 11/15/2011, 10:00, a.m., at Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, 55033.

8. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six months after the date of sale.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Attorney for Mortgagee or Assignee of Mortgage /s/ Loren Gross 8609 Lyndale Ave. So., Ste. 214 Bloomington, MN 55420 2745693 9/15-10/20/11

ORDER FOR HEARING AND NOTICE (Juvenile Protection Petition For Long Term Foster Care PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-2756 In the Matter of the Welfare of D.S.D., Child.

TO: Ulysses Bryant, f.k.a. Ulysses Davis, Jr. Social Worker Irasema Morales, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: Pursuant to Minn. Stat. 260C.201, Subd. 11, that transfer of custody of the child to Dakota County Social Services for placement in long-term foster care is in the best interest of the child.

IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on November 2, 2011 at 9:00 a.m., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Ulysses Bryant, f.k.a.

Ulysses Davis, Jr. Dated: September 28, 2011 Judge Richard G. Spicer 2776463 10/6-10/20/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Big’s Gym 2. State the address of the principal place of business: 26125 Dodd Blvd, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Big’s Pawscription, Inc., 26125 Dodd Blvd, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 02-02-11 Debra McNab, President 2776141 10/6-10/13/11P

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-591 ESTATE OF DAVID W. DeHERDER, DECEDENT A Petition for Determination of Descent has been filed with this Court.

The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property.

Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted.

IT IS ORDERED and Notice is further given, that the Petition will be heard on November 7, 2011 at 9:00 a.m. by this Court at 1560 Highway 55, Hastings, MN 55033 Minnesota.

(1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat.

524.3-204.

(2) Notice shall be given by publishing the Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date.

Dated: 10/5/11 Erica MacDonald Judge (COURT SEAL) Attorney For Petitioner JENNIFER S. ANDERSON THIEL, CAMPBELL, GUNDERSON and ANDERSON, P.L.L.P. 7300 Metro Blvd #630 Minneapolis, MN 55439-2365 952-920-8448 // 952-920-8334 Reg. No. 149421 #27,270.01 2781905 10/13-10/20/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: The Bolier Showroom 2. State the address of the principal place of business: 275 Market Street, Suite 366, Minneapolis, MN 55405 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Rabbit Creek, LLC, 1397 Summit Shores Drive, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 29 August 2011 Susan S. Thayer/President 2776265 10/6-10/13/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Source Media 2. State the address of the principal place of business: 14051 Burnhaven Drive Suite 101, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Embroidery Central, Inc., 14051 Burnhaven Drive Suite 101, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 30 Sept 2011 Arlene Seifert, Chief Financial Officer 2779274 10/13-10/20/11P

PUBLIC NOTICE

AMENDED SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract Court File No. 19HA-CV-10-5763 _______________________________________ Morgan Square LLC, a Minnesota limited liability company, Plaintiff Lakeville Land, Ltd. Limited Partnership; Theresa Fleming; Scott J. Larsen and Janie D. Larsen; Tiana A. Richardson; Tammy L. Felbab; Stephen K. Tempesta and Kelly Jo Tempesta; Nicholas K. Selimos and Bufi E. Selimos; Dean W. Bruemmer Jr. and Kelsey Bruemmer; EmPark Properties LLC; Kenneth F. Williams and Pamela Johnson; Freddy Diaz; David Aguilera and Ramona A. Aaseby-Aguilera; Jason R. Ramola and Karen T. Ramola; James W. Johnson; Robert H. Kanter; David A. Bester and Lanetha J. Bester; Mary Njambi Ndeqwa; Alexander J. Nelson and Monique Hand; BA Real Estate LLC; Leah E. Arnold, Roy Arnold and Sharon Arnold; Margaret A. Pierce and Edwin W. Heskett; Joy L. Osika; David J. Eng; Richard L. Hanes; Rodney Edlund; Nationstar Mortgage LLC; Douglas F. Aldrich; Zeljko Borkovic; Jeremy Welke; Jennifer Sucha; Laurie M. Jackson; Dane C. Fox; Michael T. Gergen; Kathleen M. Newman & Associates, P.A.; Maryknoll, LLC; Jason D. Grovom; Greg A. Schlosser; Timothy M. Conboy; Kristin K. Ksilander-Larson; Lacey M. Bruner; Keith S. Mendonsa; Phillip S. Carlson and Michelle L. Carlson; Private Bank Minnesota; Kevin J. Mowery and Ashley E. Mowery; Dolphin Enterprises, Inc., a California corporation; Gregory Dulgarian and Irene-Rose Hougasian; Tyler J. Undem and Erica M. Undem; Alan

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Undem and Erica M. Undem; Alan Isaacs and Sheri Isaacs; JoBeth K. Thompson and Scott R. Thompson; Melissa L. Johnson and Trent M. Johnson; Cheryl L. MacLeod; Harry’s Cafe, LLC; Weigh LLC, Muller Family Theatres of Lakeville, LLC; Affordable R & R Services, Inc.; Wells Fargo Bank, N.A.; Affinity Plus Federal Credit Union; Mortgage Electronic Registration Systems Inc.; Bank of America, N.A.; Ohio Savings Bank; Federal National Mortgage Associaton; The First National Bank & Trust Co. of Iron Mountain; Summit Mortgage Corporation; CitiMorgage, Inc; JP Morgan Chase Bank, N.A.; Think Mutual Bank; BAC Home Loans Servicing LP; Robert J. Pond, Trustee of the Robert J. Pond Living Trust dated January 26, 1977; Anchor Bank Saint Paul, NA; First American Bank, National Association; Bremer Bank, National Association; Morgan Square Homewoners Association; the City of Lakeville; Dakota County Community Development Association; and Wal-Mart Real Estate Business Trust, a Delaware Statutory Trust, Defendants _______________________________________ THIS AMENDED SUMMONS IS DIRECTED TO TIANA RICHARDSON; NICHOLAS K. SELIMOS; BUFI E. SELIMOS; DANE C. FOX; JOY L OSIKA; AND ROBERT J. POND, TRUSTEE OR HIS SUCCESSOR TRUSTEE OF THE ROBERT J. POND LIVING TRUST DATED JANUARY 26, 1977.

1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. the Plaintiff's Amended Complaint against you is on filed with the Dakota County Court Administrator’s Office in Hastings, Minnesota. Do not throw these papers away. They are official papers that affect your rights.

2. YOU MUST REPLY WITHIN 10 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Amended Summons a written response called an Answer within 10 days of the date on which you received this Amended Summons.

You must send a copy of your Answer to the Plaintiff’s attorney at the following address: Gavin Law Office, PLC 207 N. Chestnut Street, Suite 150 Chaska, MN 55318 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Amended Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Amended Complaint. If you believe the Plaintiff should not be given everything asked for in the Amended Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE AMENDED COMPLAINT TO THE PLAINTIFF’S ATTORNEY WHOSE NAME AND ADDRESS ARE SHOWN IN PARAGRAPH 2 ABOVE. If you do not answer within 10 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Amended Complaint. if you do not want to contest the claims stated in the Amended Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Amended Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTIO N. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Amended Complaint even if you expect to use alternative means of resolving this dispute.

7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, State of Minnesota, legally described as follows: Lots 1, 2 and 3, Block 1; Lots 1, 2 and 3, Block 2; Outlots B, C, and D, all in Lakeville Commerce Center; Outlot E, Lakeville Commerce Center (replatted as Morgan Square and Morgan Square 2nd Addition); and The North 660.06 feet of the East 660 feet of the Northeast Quarter of Section 35, Township 114, Range 21.

The object of this action is a declaration by the Court of certain rights and obligations under a Declaration of Covenants, Conditions and Restrictions recorded as Document No. 1422893, as amended

by Document Nos. 1580119 and 2072626, in the Office of the Dakota County Recorder.

GAVIN LAW OFFICE, PLC /s/ Dean G. Gavin, #024683 207 N. Chestnut St., Suite 150 Chaska, MN 55318 (952) 368-4199 James D. Bates, #5265 16670 Franklin Trail SE, Suite 250 Pror Lake, MN 55372 (952) 226-2100 ATTORNEYS FOR PLAINTIFF 2769189 9/29-10/13/1P

PUBLIC NOTICE

AMENDED SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract Court File No. 19HA-CV-10-5763

________________________

Morgan Square LLC, a Minnesota limited liability company, Plaintiff, v.

Lakeville Land, Ltd. Limited Partnership; Theresa Fleming; Scott J. Larsen and Janie D. Larsen; Tiana A. Richardson; Tammy L. Felbab; Stephen K. Tempesta and Kelly Jo Tempesta; Nicholas K. Selimos and Bufi E. Selimos; Dean W. Bruemmer Jr. and Kelsey Bruemmer; EmPark Properties LLC; Kenneth F. Williams and Pamela Johnson; Freddy Diaz; David Aguilera and Ramona A. Aaseby-Aguilera; Jason R. Ramola and Karen T. Ramola; James W. Johnson; Robert H. Kanter; David A. Bester and Lanetha J. Bester; Mary Njambi Ndeqwa; Alexander J. Nelson and Monique Hand; BA Real Estate LLC; Leah E. Arnold, Roy Arnold and Sharon Arnold; Margaret A. Pierce and Edwin W. Heskett; Joy L. Osika; David J. Eng; Richard L. Hanes; Rodney Edlund; Nationstar Mortgage LLC; Douglas F. Aldrich; Zeljko Borkovic; Jeremy Welke; Jennifer Sucha; Laurie M. Jackson; Dane C. Fox; Michael T. Gergen; Kathleen M. Newman & Associates, P.A.; Maryknoll, LLC; Jason D. Grovom; Greg A. Schlosser; Timothy M. Conboy; Krisin K. Ksilander-Larson; Lacey M. Bruner; Keith S. Mendonsa; Phillip S. Carlson and Michelle L. Carlson; Private Bank Minnesota; Kevin J. Mowery and Ashley E. Mowery; Dolphin Enterprises, Inc., a California corporation; Gregory Dulgarian and Irene-Rose Hougasian; Tyler J. Undem and Erica M. Undem; Alan Isaacs and Sheri Isaacs; JoBeth K. Thompson and Scott R. Thompson; Melissa L. Johnson and Trent M. Johnson; Cheryl L. MacLeod; Harry’s Cafe, LLC; Weigh LLC; Muller Family Theatres of Lakeville, LLC; Affordable R & R Services, Inc.; Wells Fargo Bank, N.A.; Affinity Plus Federal Credit Union; Mortgage Electronic Registration Systems, Inc.; Bank of America, N.A.; Ohio Savings Bank; Federal National Mortgage Association; The First National Bank & Trust Co. of Iron Mountain; Summit Mortgage Corporation; CitiMortgage, Inc.; JP Morgan Chase Bank, N.A.; Think Mutual Bank; BAC Home Loans Servicing LP; Robert J. Pond, Trustee of the Robert J. Pond Living Trust dated January 26, 1977; Anchor Bank Saint Paul, NA; First American Bank, National Association; Bremer Bank, National Association; Morgan Square Homeowners Association; the City of Lakeville; Dakota County Community Development Association; and Wal-Mart Real Estate Business Trust, a Delaware Statutory Trust, Defendants. ___________________________________ THIS AMENDED SUMMONS IS DIRECTED TO JAMES W. JOHNSON; KEITH S. MENDONSA; DOLPHIN ENTERPRISES, INC.; ALAN ISAACS; SHERI ISAACS; CHERYL L. MacLEOD. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Amended Complaint against you is on file with the Dakota County Court Administrator’s Office in Hastings, Minnesota. Do not throw these papers away. They are official papers that affect your rights.

2. YOU MUST REPLY WITHIN 10 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Amended Summons a written response called an Answer within 10 days of the date on which you received this Amended Summons.

You must send a copy of your Answer to the Plaintiff’s attorney at the following address: Gavin Law Office, PLC 207 N. Chestnut Street, Suite 150 Chaska, MN 55318 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Amended Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Amended Complaint. If you believe the Plaintiff should not be given everything asked for in the Amended Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE AMENDED COMPLAINT TO THE PLAINTIFF’S ATTORNEY WHOSE NAME AND ADDRESS ARE SHOWN IN PARAGRAPH 2 ABOVE. If you do not answer within 10 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Amended Complaint. If you do not want to contest the claims stated in the Amended Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Amended Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree

RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Amended Complaint even if you expect to use alternative means of resolving this dispute.

7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, State of Minnesota, legally described as follows: Lots 1, 2 and 3, Block 1; Lots 1, 2 and 3, Block 2; Outlots B, C, and D, all in Lakeville Commerce Center; Outlot E, Lakeville Commerce Center (replatted as Morgan Square and Morgan Square 2nd Addition); and The North 660.06 feet of the East 660 feet of the Northeast Quarter of Section 35, Township 114, Range 21.

The object of this action is a declaration by the Court of certain rights and obligations under a Declaration of Covenants, Conditions and Restrictions recorded as Document No. 1422893, as amended

by Document Nos. 1580119 and 2072626, in the Office of the Dakota County Recorder.

GAVIN LAW OFFICE, PLC /s/ Dean G. Gavin, #024683 207 N. Chestnut St., Suite 150 Chasks, MN 55318 (952) 368-4199 James D. Bates, #5265 16670 Franklin Trail SE, Suite 250 Prior Lake, MN 55372 (952) 226-2100 ATTORNEYS FOR PLAINTIFF 2784902 10/13-10/27/11P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-590 ESTATE OF LOUISE E. H. DeHERDER, DECEDENT It is Ordered and Notice is given that on November 7, 2011 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated April 23, 1990 under Minn. Stat. 524.2-513 (“Will”), and for the appointment of David W. DeHerder, Jr. whose address is: 11540 Albavar Path, Inver Grove Heights, MN 55077 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 10-6-2011 Shawn Moynihan Judge (COURT SEAL) Attorney For Personal Representative JENNIFER S. ANDERSON THIEL, CAMPBELL, GUNDERSON and ANDERSON, P.L.L.P. 7300 Metro Blvd #630 Minneapolis, MN 55439-2365 952-920-8448 // 952-920-8334 Reg. No. 149421 #27,270 2782306 10/13-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 06, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,400.00 MORTGAGOR(S): Alice G. Maxwell a single person and Preston H. Maxwell II, a single person MORTGAGEE: Anchor Bank Farmington, N.A. DATE AND PLACE OF RECORDING: Recorded: April 19, 2007 Dakota County Recorder Document Number: 2510842 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: April 06, 2007 Recorded: April 19, 2007 Dakota County Recorder Document Number: 2510843 And assigned to: GMAC Mortgage, LLC Dated: August 11, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0601782202-5 Lender or Broker: Anchor Bank Farmington, N.A. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 600 10th St, Farmington, MN 55024-1732 Tax Parcel ID Number: 14-22500-04-050

14 22500 04 050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, East Farmington First Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $204,658.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 23, 2012, or the next business day if April 23, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 08, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021844F01 2741145 9/8-10/13/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-588 Estate of Melvin Daniel Schermann, a/k/a Dan Schermann, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted.

Notice is also given that the Registrar has informally appointed Mary Schermann, whose address is 17403 Homestead Trail, Lakeville, MN, 55044 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 10/5/11 Carolyn M. Renn Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Susan T. Peterson Henningson & Snoxell, Ltd. 6900 Wedgwood Road, Suite 200 Maple Grove, MN, 55311 Attorney License No: 032159X Telephone: (763) 560-5700 FAX: (763) 560-0119 Email: speterson@hennsnoxlaw.com 2779367 10/13-10/20/11

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PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-587 In Re: Estate of Vivian J. Neiger, Decedent It is Ordered and Notice is given that on November 7, 2011 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota 55033, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated January 29, 2009, and for the appointment of Timothy E. Glaros, whose address is 3810 Alder Lane, Apt. 401, Eagan, Minnesota 55122, as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors, having claims against the decedent’s estate are required to present the claims to the personal representative or to the court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/5/11

BY THE COURT Shawn Moynihan Judge of District Court SCHMITZ & SCHMIDT, P.A. Stuart E. Schmitz (128181) 400 Robert Street North, Suite 1840 Saint Paul, MN 55101 Telephone: (651) 291-2405 Facsimile: (651) 291-0887 e-mail: sschmitz@elderlaw123.com 2779011 10/13-10/20/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-585 Estate of Bonita J. Brandt, Decedent It is Ordered and Notice is given that on November 7, 2011, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated 11/18/1982, and separate writing ( ) under Minn. Stat. 524.2-513 (“Will”), and for the appointment of George C. Splichal, whose address is 2185 Falcon Avenue, St. Paul, Minnesota 55119 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration.

Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5.

Dated: 10/4/11

BY THE COURT Richard G. Spicer Judge of District Court (COURT SEAL) Attorney for Personal Representative Kristin L. Davis Sieloff and Associates, P.A. 3460 Washington Drive, Suite 214 Eagan, Minnesota 55122 Attorney License No: 0388294 Telephone: (651) 454-2000 FAX: (651) 452-1240 Email: kdavis@sielofflaw.com 2777056 10/6-10/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,120.00 MORTGAGOR(S): Edward J. McLellan, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for First Franklin, a division of National City Bank DATE AND PLACE OF RECORDING: Recorded: September 12, 2006

Dakota County Recorder Document Number: 2460180 AND CORRECTIVE MORTGAGE RECORDING: May 15, 2009 Dakota County Recorder Document Number: 2657189 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15 Dated: August 29, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240009732212 Lender or Broker: First Franklin, a division of National City Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7625 Whitney Dr, Apple Valley, MN 55124-5403 Tax Parcel ID Number: 01-77000-05-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Townhouse Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $127,458.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022005F01 2746430 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 09, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $360,000.00 MORTGAGOR(S): Larry D. Klemetson and Luann M. Klemetson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: December 06, 2005 Dakota County Recorder Document Number: 2386481 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: August 24, 2009 Recorded: September 14, 2009 Dakota County Recorder Document Number: 2684079 And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST

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��� ������� ��� ���� ������ ������ L E G A L D ������� ESCRIPTION ERTY: ���������� ���� ��������� I NC. , AL T E RN AT IV E LOAN TRUST 2005-81, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-81 Dated: September 08, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001047972-6 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11749 Arnold Ave, Inver Grove Heights, MN 55077-5701 Tax Parcel ID Number: 206402503010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Rich Valley Estates, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $449,061.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-81, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-81 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008406F02 2749339 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 10, 2003 MORTGAGOR: Patricia Speegle, A Single Person.

MORTGAGEE: L a k e l a n d M o r t g a g e Corporation.

DATE AND PLACE OF RECORDING: Recorded July 25, 2003, Dakota County Recorder, Document No. 2084049.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 12924 Nicollet Avenue South, Unit 301, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130016497 LEGAL DESCRIPTION OF PROP-

OF PROP

Unit Number 301, 12924 Nicollet Avenue South, Ridgeview Condominium Homes, Dakota County, Minnesota, Condominium File No. 15.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $82,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $74,926.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2675 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2752038 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-570 In Re: Estate of VICKIE LYNN GRAY, Decedent.

It is Ordered and Notice is given that on October 24, 2011 at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, MN, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated January 21, 2008, and for the appointment of Raquel M. Anderson, whose address is 2533 Hawthorne Lane, Stillwater, MN 55082, as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 9/27/11

BY THE COURT David Knutson Judge of District Court Attorney for Petitioner: DUDLEY AND SMITH, P.A. Michael J. Burke (MN # 174816) 101 East Fifth Street, Suite 2602 Saint Paul, MN 55101 Telephone: 651-291-1717 Facsimile: 651-223-5055 2772631 10/6-10/13/11

PUBLIC NOTICE ALLSTATE SELF STORAGE 12001 SOUTH HWY 35W BURNSVILLE, MN 55337 952-894-4944 PUBLIC AUCTION October 29th 2011 1:00 P.M. D206 5x15 ANGELA GREEN AMOUNT OWED $520 MISC BOXES, FURNITURE D215 5x15 HOLLI LUCHT AMOUNT OWED $372 MISC BOXES, HH ITEMS D249 5x15 JAMES ARMSTRONG AMOUNT OWED $675 MISC BOXES D254 5X15 CHRISTOPHER RINGHAND AMOUNT OWED $284 MISC. ELECTRONICS D318 10x15 VALERIE NASH AMOUNT OWED $660 FURNITURE F522 5x10 ROBERT JOHNSON AMOUNT OWED $233 TOOLS, MISC BOXES F543 5x10 LOREN HALL AMOUNT OWED $293 MISC BOXES C726 5x8 DEREK GRANT AMOUNT OWED $140 AUTOMOTIVE ITEMS I935 5x10 THOMAS REYNOLDS AMOUNT OWED $345 HH ITEMS, FURNITURE J1019 10x15 CHARLES STROTHER AMOUNT OWED $514 FURNITURE, HH ITEMS G1159 5x12 SHARON ZAMORA AMOUNT OWED $261 BIKE, MISC BOXES G1207 5x12 LESLEY OLSON AMOUNT OWED $293 FURNITURE G1269 5x12 DENISE TRICKEL AMOUNT OWED $255 MISC BOXES 2785109 10/13-10/20/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-584 Estate of Lawrence P. McCann, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted.

Notice is also given that the Registrar has informally appointed Lucy A. McCann, whose address is 15925 S.E. 1st Street Bellevue, WA 98008 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days for the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 10/5/11 Carolyn M. Renn Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative James M. Kempainen 8609 Lyndale Ave. S. #214 Bloomington, MN 55420 Attorney License No: 54975 Telephone: 952-881-8636 FAX: 952-881-9150 Email: jimkemp5154@hotmail.com 2779299 10/13-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 22, 2009 MORTGAGORS: Joshua L. Johnson and Brigitte T. Johnson, husband and

and Brigitte T. Johnson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 30, 2009, Dakota County Recorder, Document No. 2687559.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100496600058038601 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Beach First National Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3112 Red Oak Circle North, Burnsville, MN 55337 TAX PARCEL I.D. #: 028200001160 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Villages at River Woods COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,385.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $260,943.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2842 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2749358 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 12, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated September 30, 2005, executed by Joe Miller Farms, Inc., a Minnesota corporation, as Grantor, to Anchor Bank, N.A., a national banking association, successor by merger to Anchor Bank, West St. Paul N.A., as Lender, and filed for record October 26, 2005 as Document Number 2374774 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. T h e M o r t g a g e h a s n o t b e e n assigned.

3. The original principal amount secured by the Mortgage was $780,000.00.

4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, paid by the holder of the Mort-

taxes, paid by the holder of the Mort gage is $722,717.71.

7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: The South 349.98 feet of the North 1 , 1 7 2 . 9 4 f e e t o f t h a t part of the Northeast Quarter (NE 1⁄4) of Southwest Quarter (SW 1⁄4) lying East of the centerline of Dodd Road (County Highway No. 9) in Section Seventeen (17) Township One-Hundred Fourteen (114) Range Twenty (20) according to the Government survey thereof, Dakota County, Minnesota, TOGETHER WITH all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigations rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Wednesday, November 2, 2011 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by Grantor or Grantor's personal representatives or assigns is twelve (12) months after the date of sale.

9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE GRANTOR, THE GRANTOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Anchor Bank, N.A.

By Scott Sousek Its Senior Vice President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 2751358 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 MORTGAGOR: S a i L e e , a m a r r i e d person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: R e c o r d e d A u g u s t 2 , 2006, D a k o t a County Recorder, Document No. 2450103, also re-recorded, November 27, 2006, Document No. 2477500.

ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as trustee for the Benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2007-SD1.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410001259212 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 20631 East Oaks Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 144876201050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Middle Creek East 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,619.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $415,752.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

Sheriff of said county as follows: DATE AND TIME OF SALE: November 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2011.

The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2751937 9/15-10/20/11

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-577 ESTATE OF Florence J. Kelley, Decedent A Petition for Determination of Descent has been filed with this Court.

The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property.

Any objections to the Petition must be filed with the Court prior to or at the hearing. If proper, and no objections are filed, the Petition may be granted.

IT IS ORDERED and Notice is further given, that the petition will be heard on 10-24-2011, at 9:00 a.m. by this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, (1) Notice shall be given to all interested persons (Minn. Stat. 524.401) and persons who have filed a demand for notice pursuant to Minn. Stat.

524.3-204.

(2) Notice shall be given by publishing this Notice and Order as provided by law and by mailing a copy of this Notice and Order at least 14 days prior to the hearing date.

Date: 9/29/11 Richard G. Spicer Judge (COURT SEAL) Attorney for Petitioner: Sally K. Mortenson Attorney At Law 2500 West County Road 42, Suite 160 Burnsville, MN 55337 (952) 431-2222 FAX: (952) 224-0901 2773502 10/6-10/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,000.00 MORTGAGOR(S): Marilyn F. Melchior, a single individual MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 29, 2007 Dakota County Registrar of Titles Document Number: 613450 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York, as Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2007-13

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2007 13 Dated: June 20, 2011 Registered: June 28, 2011 Dakota County Registrar of Titles Document Number: T681265 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400006287864 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 82426 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3285 149th St W, Rosemount, MN 55068-4337 Tax Parcel ID Number: 34-62856-03-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Rahn's Seventh Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,880.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York, as Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2007-13 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022151F01 2749791 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 12, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated September 16, 2005, executed by Joe Miller Farms, Inc., a Minnesota corporation, as Grantor, to Anchor Bank, N.A., a national banking association, successor by merger to Anchor Bank, West St. Paul N.A., as Lender, and filed f o r r ecord September 2 7 , 2 0 0 5 a s Document Number 2364905 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. T h e M o r t g a g e h a s n o t b e e n assigned.

3. The original principal amount secured by the Mortgage was $1,210,000.00.

4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, paid by the holder of the Mortgage is $1,143,917.30.

7. Pursuant to the power of sale in

7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: T h a t p a r t o f t h e N o r t h 1⁄2 o f t h e Northwest 1⁄4 of Section 20, Township 114, Range 20, Dakota County, Minnesota, except the North 880.00 feet, that lies Easterly of the following described line: Commencing at a point on the North line of said N o r t h w e s t 1⁄4 , s a i d p o i n t b e i n g 1416.73 feet Easterly of the Northwest corner of said Northwest 1⁄4 (the north line of said Northwest 1⁄4 has an assumed bearing of South 89 degrees 49 minutes 39 seconds East); thence South 8 degrees 02 minutes 06 seconds East a distance of 377.77 feet; thence deflecting to the right of a tangential curve, concave to the West, having a central angle of 9 degrees 51 minutes 38 seconds, a radius of 2949.18 feet and a length of 506.93 feet to the South line of said 880.00 feet and to the actual point of beginning; thence continuing on said tangential curve, concave to the West, having a central angle of 1 degree 45 minutes 21 seconds, a radius of 2949.18 feet and a length of 90.39 feet; thence South 3 degrees 34 minutes 54 seconds West a distance of 350.26 feet to the South line of said North 1⁄2 of the Northwest 1⁄4 and there terminating.

AND The South 1⁄4 of the Northwest 1⁄4 of t h e S o u t h w e s t 1⁄4 o f S e c t i o n 1 6 , Township 114, Range 20, Dakota County, Minnesota.

TOGETHER WITH all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigations rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Wednesday, November 2, 2011 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by Grantor or Grantor's personal representatives or assigns is twelve (12) months after the date of sale.

9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE GRANTOR, THE GRANTOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Anchor Bank, N.A.

By Scott Sousek Its Senior Vice President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 2751373 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2003 MORTGAGOR: Erric L. Tillotson, a single person.

MORTGAGEE: U . S . Bank National Association.

DATE AND PLACE OF RECORDING: Recorded January 22, 2004, Dakota County Recorder, Document No. 2166569.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1912 Glenfield Court, Eagan, MN 55122 TAX PARCEL I.D. #: 102045004006 LEGAL DESCRIPTION OF PROPERTY: Unit 6, Condominium No. 107, Diffley Commons, A Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,403.00

MORTGAGE: $145,403.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,290.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2544 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2750376 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 03, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,438.00 MORTGAGOR(S): Gregory J. Brown, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 23, 2006 Dakota County Recorder Document Number: 2470337 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-20 Dated: June 13, 2011 Recorded: June 24, 2011 Dakota County Recorder Document Number: 2806953 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0007338364-4 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14115 Pennock Ave Apt 204, Apple Valley, MN 55124-6789 Tax Parcel ID Number: 01.16405.02.012 LEGAL DESCRIPTION OF PROPERTY: Unit 204, Nottingham Condominium, Dakota County, Minnesota, Condominium File No. 49.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $87,984.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW Y O R K , AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-20 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021592F02 2749322 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,000.00 MORTGAGOR(S): James H. Warrington, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 07, 2006 Dakota County Recorder Document Number: 2403916 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING, LP Dated: May 05, 2011 Recorded: June 13, 2011 Dakota County Recorder Document Number: 2805147 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001145294-6 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1710 Riverwood Dr, Burnsville, MN 55337-1396 Tax Parcel ID Number: 02.37428.02.149 LEGAL DESCRIPTION OF PROPERTY: Unit 149, CIC No. 185, Itokah Valley Townhomes, a Condominium, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,352.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

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A DEBT COLLECTOR ATTEMPTCitiMortgage, Inc. ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Mortgagee THE DEBT AND IDENTITY OF THE 4500 Park Glen Road #300 ORIGINAL CREDITOR WITHIN THE Minneapolis, MN 55416 T I M E P R O V I D E D B Y L A W I S N O T (952) 925-6888 AFFECTED BY THIS ACTION. 10-6354 THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. THE MORTGAGOR'S PERSONAL REP- 2760311 9/22-10/27/11 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF INFORMAL PROBATE MINNESOTA STATUTES, SECTION OF WILL AND APPOINTMENT OF 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF STATE OF MINNESOTA LESS THAN FIVE UNITS, ARE NOT COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT PROPERTY USED IN AGRICULTURAL DISTRICT COURT PRODUCTION, AND ARE ABANDONED. PROBATE DIVISION DATED: September 15, 2011 File No. 19HA-PR-11-599 ASSIGNEE OF MORTGAGEE: ----------------------------------------------------------BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC In Re: Estate of Rita Lou Hughes, HOME LOANS SERVICING, LP, Deceased.

F K A C O U N T R Y W I D E H O M E ----------------------------------------------------------Notice is given that an application LOANS SERVICING, LP for informal probate of the Decedent’s Wilford, Geske & Cook P.A. will dated August 17, 2010 (“Will”), has Attorneys for Assignee of Mortgagee been filed with the Registrar. The Lawrence A. Wilford application has been granted. Any James A. Geske objections may be filed with this Court 8425 Seasons Parkway, Suite 105 and will be heard by the Court after Woodbury, MN 55125-4393 proper notice of hearing.

(651) 209-3300 Notice is also given that the RegisFile Number: 022097F01 2749807 9/15-10/20/11 trar has informally appointed Claudia A. Gaasedelen, whose address is 6208 Schaefer Circle, Edina, Minnesota 55436, as personal representative of the Estate of the Decedent. Any heir, NOTICE OF MORTGAGE devisee or other interested person may FORECLOSURE SALE THE RIGHT TO VERIFICATION be entitled to appointment as personal OF THE DEBT AND IDENTITY OF representative or may object to the THE ORIGINAL CREDITOR WITHIN appointment of the personal represenTHE TIME PROVIDED BY LAW IS tative. Unless objections are filed with the Court (pursuant to Minn. Stat.

NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 524.3-607) and the Court otherwise default has occurred in conditions of orders, the personal representative has the following described mortgage: full power to administer the Estate DATE OF MORTGAGE: June 1, 2001 including, after 30 days from the date MORTGAGOR: Randall A. Cooper, a of issuance of letters, the power to single person. sell, encumber, lease or distribute real MORTGAGEE: ABN Amro Mortgage estate.

Group, Inc n/k/a CitiMortgage, Inc. Notice is also given that (subject to DATE AND PLACE OF RECORDING: Minn. Stat. 524.3-801) all creditors Recorded August 15, 2001, Dakota having claims against the Estate are C o u n t y R e c o r d e r , D o c u m e n t N o . required to present the claims to the 1802264. personal representative or to the Court A S S I G N M E N T S O F M O R T G A G E : Administrator within four months after NONE the date of this Notice or the claims TRANSACTION AGENT: NONE will be barred.

TRANSACTION AGENT'S MORTDate: 10/10/11 GAGE IDENTIFICATION NUMBER ON Carolyn M. Renn MORTGAGE: NONE Registrar LENDER OR BROKER AND MORTCarolyn M. Renn GAGE ORIGINATOR STATED ON Court Administrator M O R T G A G E : A B N A m r o M o r t g a g e Attorney for Personal Representative Group, Inc n/k/a CitiMortgage, Inc Mark A. Gaasedelen R E S I D E N T I A L M O R T G A G E S E R - GAASEDELEN & GOLDBERG, P.A. VICER: CitiMortgage, Inc. 7201 Ohms Lane, Suite 100 MORTGAGED PROPERTY ADDRESS: Edina, MN 55439 4308 Sandstone Drive, Eagan, MN Tel. 952/841-0550 Fax 952/841-0555 55122 Attorney License No. 131982 TAX PARCEL I.D. #: 10-16701-01-260 2784378 10/13-10/20/11 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 1, Cedar Grove No. 2 NOTICE AND ORDER OF HEARING COUNTY IN WHICH PROPERTY IS ON PETITION FOR FORMAL LOCATED: Dakota PROBATE OF WILL AND ORIGINAL PRINCIPAL AMOUNT OF APPOINTMENT OF PERSONAL MORTGAGE: $128,000.00 REPRESENTATIVE AND NOTICE AMOUNT DUE AND CLAIMED TO BE TO CREDITORS DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- STATE OF MINNESOTA COUNTY OF DAKOTA GAGEE: $57,069.09 FIRST JUDICIAL DISTRICT That prior to the commencement of DISTRICT COURT this mortgage foreclosure proceeding PROBATE DIVISION Mortgagee/Assignee of Mortgagee comCourt File No. 19HA-PR-11-568 plied with all notice requirements as required by statute; That no action or Estate of DAVID C. BUTZINE a/k/a proceeding has been instituted at law David Coombs Butzine, Decedent o r o t h e r w i s e t o r e c o v e r t h e d e b t TO ALL INTERESTED PERSONS AND secured by said mortgage, or any part CREDITORS: It is Ordered and Notice is hereby thereof; PURSUANT to the power of sale con- given that on the 24th day of October, tained in said mortgage, the above 2011, at 9:00 o’clock A.M., a hearing described property will be sold by the will be held in the above-named Court at Dakota County Judicial Center, Sheriff of said county as follows: DATE AND TIME OF SALE: Novem- 1560 Highway 55, Hastings, Minnesota 55033, for the formal probate of an ber 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , instrument purporting to be the Will of Law Enforcement Center, 1580 Hwy the above-named Decedent, dated November 16, 2010, and for the 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said a p p o i n t m e n t o f J u d i t h M . B l o h m , Mortgage, and taxes, if any, on said whose address is 2311 North 18th premises, and the costs and disburse- Street, Alexandria, Virginia 22201, as m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Personal Representative of the estate allowed by law subject to redemption of the above-named Decedent in unsuwithin twelve (12) months from the pervised administration, and that any date of said sale by the mortgagor(s), objections thereto must be filed with t h e i r p e r s o n a l r e p r e s e n t a t i v e s o r the Court. That, if proper, and no assigns unless reduced to Five (5) objections are filed, a Personal Representative will be appointed to adminisweeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- ter the estate, to collect all assets, pay E R T Y : I f t h e r e a l e s t a t e i s a n all legal debts, claims, taxes, and owner-occupied, single-family dwell- expenses, and sell real and personal ing, unless otherwise provided by law, property, and do all necessary acts for the date on or before which the mort- the estate.

Notice is further given that ALL gagor(s) must vacate the property if the mortgage is not reinstated under sec- CREDITORS having claims against said estate are required to present the same tion 580.30 or the property is not redeemed under section 580.23 is to said personal representative or to 11:59 p.m. on _November 5, 2012, the Clerk of the Court within four u n l e s s t h e r e d e m p t i o n p e r i o d i s months after the date of this notice or reduced to 5 weeks under MN Stat. said claims will be barred.

Dated: 9/28/11 Secs. 580.07 or 582.032.

For the Judge: MORTGAGOR(S) RELEASED FROM David Knutson FINANCIAL OBLIGATION ON MORTJudge of District Court GAGE: None "THE TIME ALLOWED BY LAW FOR Attorney for Personal Representative REDEMPTION BY THE MORTGAGOR, G. H. Albers, Esq. THE MORTGAGOR'S PERSONAL REP- ALBERS LAW OFFICE RESENTATIVES OR ASSIGNS, MAY BE 2605 East Cliff Road REDUCED TO FIVE WEEKS IF A JUDI- Burnsville, MN 55337 CIAL ORDER IS ENTERED UNDER Off: 952-894-8899 MINNESOTA STATUTES, SECTION Fax: 952-894-8959 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Email: ghalbers@aol.com OTHER THINGS, THAT THE MORT- MN Atty. Lic. No: 838 10/6-10/13/11 GAGED PREMISES ARE IMPROVED 2771347

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WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2011.

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PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF LOST WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-602 In Re: Estate of Eileen J. Murphey, Decedent.

It is Ordered and Notice is given that on December 5, 2011 at 10:30 AM, a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, on a petition for the formal probate of an instrument purporting to be a copy of the decedent’s Will dated October 30, 2009, and for the appointment of Stephen J. Murphey, whose address is 15605 Hallmark Path, Apple Valley, MN 55124, as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

NOTICE IS FURTHER GIVEN THAT, SUBJECT TO Minn. Stat. § 524.3-801, ALL CREDITORS HAVING CLAIM S AGAINST THE DECEDENT’S ESTATE ARE REQUIRED TO PRESENT THE CLAIMS TO THE PERSONAL REPRESENTATIVE OR TO THE COURT WITHIN FOUR (4) MONTHS AFTER THE DATE OF THIS NOTICE OR THE CLAIMS WILL BE BARRED. Dated: 10-10-11

BY THE COURT Michael Sovis Judge of District Court J. Kevin McVay MN# 71602 7400 Lyndale Avenue South, Suite 120 Richfield, MN 55423 Telephone: 612-866-1057 Facsimile: 612-866-5157 e-mail: kmcvay@comcast.net 2784476 10/13-10/20/11

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 13, 2006 MORTGAGORS: Ann M. Dunphy and Todd R. Dunphy, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 1, 2006, Dakota County Recorder, Document No. 2409395.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Terwin Mortgage Trust 2006-7 Asset-Backed Certificates, TMTS Series 2006-7.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100331700902235160 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Oak Street Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 6415 Coryell Court, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 208150101100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Village Heights 2nd Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $255,743.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns

MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2011.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-270 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760493 9/22-10/27/11

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NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,800.00 MORTGAGOR(S): Sharon Tenney, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Magnus Financial Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 06, 2005 Dakota County Recorder Document Number: 2367914 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Dated: May 05, 2011 Recorded: June 03, 2011 Dakota County Recorder Document Number: 2803695 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039223350015955 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 605 Crane Creek Ln, Eagan, MN 55121-2377 Tax Parcel ID Number: 10.18475.01.190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, CIC No. 297, Crane Creek Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $267,832.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTG A G E P A S S - T H R O U G H CERTIFICATES, SERIES 2005-65CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022187F01 2755232 9/22-10/27/11

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 2 , 2009 MORTGAGOR: Laurene Buckmiller, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered March 8, 2010, Dakota County Registrar of Titles, Document No. T658908, Certificate of Title No. 148469.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100848100125902595 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc., a Minnesota Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1053 Wagon Wheel Trail, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 271640000070 LEGAL DESCRIPTION OF PROPERTY: THE WEST 67 FEET OF LOT 7 IN CAROLINE'S LAKE VIEW, EXCEPT THAT PART SHOWN AS PARCEL 230C ON THE PLAT DESIGNATED AS MINNESOTA DEPARTMENT OF TRANSPORTATION RIGHT OF WAY PLAT NO. 19-37, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $111,925.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,353.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2289 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760225 9/22-10/27/11

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 13, 2006 MORTGAGORS: Craig D. Jones and Deanna F. Jones, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 2, 2006, Dakota County Recorder, Document No. 2409751.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020860820 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13927 Fawnridge Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-83251-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Waterford Village Second, According to the recorded plat thereof, and situate in Dakota County.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $345,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $400,486.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785461 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 2 , 2005 MORTGAGORS: Alejandro Martinez, Jr. and Teresa Martinez, Husband and Wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association.

DATE AND PLACE OF RECORDING: Recorded September 2, 2005, Dakota County Recorder, Document No. 2357752.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1708 Southview Boulevard, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 368390005151 LEGAL DESCRIPTION OF PROPERTY: Lots 14 and 15, Block 5, Wharton & Miller's Addition to South St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,291.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 11, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10490 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785004 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,900.00 MORTGAGOR(S): Erica McNearney, a single person MORTGAGEE: First Franklin Financial Corp., subsidiary of National City Bank of Indiana DATE AND PLACE OF RECORDING: Recorded: September 03, 2004 Dakota County Recorder Document Number: 2244769 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: PNC Bank, National Association Dated: August 05, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin Financial Corp., subsidiary of National City Bank of Indiana Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4220 Upper 150th St W, Rosemount, MN 55068-4513 Tax Parcel ID Number: 34-15207-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Broback 8th Addition, according to the plat thereof on file and of record in the office of the County Recorder, in and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,809.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: PNC Bank, National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021636F01 2754908 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Valeriy T. Babich and Svetlana A. Babich, husband and wife MORTGAGEE: Riverview Community Bank DATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347540 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association Dated: July 21, 2005 Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347541 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Riverview Community Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18846 Everest Path, Farmington, MN 55024-7060 Tax Parcel ID Number: 14-50505-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Nelsen Hills Farm 6th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $252,151.83

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$252,151.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008966F03 2754025 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2008 MORTGAGORS: Joel C. Baskerville and Susan M. Baskerville, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 25, 2008, Dakota County Recorder, Document No. 2609660.

ASSIGNMENTS OF MORTGAGE: Assigned to: CItiMortgage, Inc..

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248908060006388 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage Inc., DBA Mortgage Depot RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18090 Emerald Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 14-19500-150-07 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Seven (7), Dakota County Estates, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,002.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $249,734.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5490 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2758682 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2005 MORTGAGOR: Rodney D. Wolford, an unmarried man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 23, 2005, Dakota County Recorder, Document No. 2333493.

ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon, as Successor Trustee under NovaStar Mortgage Funding Trust, Series 2005-3.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000710447 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 2628 Yellowstone Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 192970105016 LEGAL DESCRIPTION OF PROPERTY: Unit No. 16, Glendale Heights Villas, A Condominium, CIC No. 439, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,255.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 14, 2011.

The Bank of New York Mellon, as Successor Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760361 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 4, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $500,000.00 MORTGAGOR(S): Timothy D. O`brien and Sharon M. O`brien, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100077910007241462 SERVICER: Ocwen Loan Servising, LLC LENDER: Decision One Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on January 19, 2007, as Document No. 2489769.

ASSIGNED TO: Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2007-HE5 Mortgage Pass-Through Certificates, Series 2007-HE5. Dated: July 29, 2011, and recorded September 9, 2011 by Document No. 2818599 .

LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Vali Hi, Dakota County, MN. PROPERTY ADDRESS: 8560 Ann Marie Trail, Inver Grove Heights, MN 55077 PROPERTY I.D: 20-81175-01-020 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Five Hundred Seventeen Thousand Two Hundred Sixty-Nine and 01/100 ($517,269.01) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 29, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2011 Deutsche Bank National Trus t Company, as trustee for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2007-HE5 Mortgage Pass-Through Certificates, Series 2007-HE5.

Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00507-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4105052 10/13/2011, 10/20/2011, 10/27/2011, 11/03/2011, 11/10/2011, 11/17/2011 2779225 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,100.00 MORTGAGOR(S): Audrey J. Geissinger a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2006 Dakota County Recorder Document Number: 2404311 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Dated: May 27, 2010 Recorded: May 28, 2010 Dakota County Recorder Document Number: 2732591 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200010992788 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1329 Sibley St, Hastings, MN 55033-2827 Tax Parcel ID Number: 19.77300.270.03 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 3, Tripps Addition to Hastings, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $163,964.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2012, or the next business day if May 29, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006519F04 2778205 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 9 , 2006 MORTGAGORS: M i c a e l a B . L o p e z and Marcos Guzman, wife and husband.

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MORTGAGEE: Mortgages Unlimited, of America, N.A. Mortgage Originator: Not Applicable Inc. DATE AND PLACE OF RECORDING: CERTIFICATE OF TITLE NUMBER: R e c o r d e d A p r i l 1 3 , 2 0 0 6 , D a k o t a 132581 COUNTY IN WHICH PROPERTY IS County Recorder, Document No. LOCATED: Dakota 2420177.

ASSIGNMENTS OF MORTGAGE: Property Address: 4778 Slater Rd, A s s i g n e d t o : A B N A m r o M o r t g a g e Eagan, MN 55122-2364 Tax Parcel ID Number: Group, Inc n/k/a CitiMortgage, Inc. 10-65870-01-040 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTLEGAL DESCRIPTION OF PROPGAGE IDENTIFICATION NUMBER ON ERTY: Lot Four (4), Block One (1), St. MORTGAGE: NONE Charles Wood, Dakota County, MinneLENDER OR BROKER AND MORT- sota GAGE ORIGINATOR STATED ON AMOUNT DUE AND CLAIMED TO BE MORTGAGE: Mortgages Unlimited, Inc DUE AS OF DATE OF NOTICE: R E S I D E N T I A L M O R T G A G E S E R - $369,019.53 VICER: CitiMortgage, Inc. THAT all pre-foreclosure requireMORTGAGED PROPERTY ADDRESS: ments have been complied with; that 1626 River Bluff Court #97, Eagan, MN no action or proceeding has been instituted at law or otherwise to recover the 55121 debt secured by said mortgage, or any TAX PARCEL I.D. #: 104130005097 LEGAL DESCRIPTION OF PROP- part thereof; that this is registered property; ERTY: PURSUANT to the power of sale conUnit 97, CIC number 358, Cedar Bluff tained in said mortgage, the Townhome Condominium COUNTY IN WHICH PROPERTY IS above-described property will be sold by the Sheriff of said county as folLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF lows: DATE AND TIME OF SALE: NovemMORTGAGE: $162,500.00 AMOUNT DUE AND CLAIMED TO BE ber 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- Law Enforcement Center, 1580 HighGAGEE: $171,457.86 way 55, Lobby S-100, Hastings, MinneThat prior to the commencement of sota this mortgage foreclosure proceeding to pay the debt secured by said mortMortgagee/Assignee of Mortgagee com- gage and taxes, if any, on said preplied with all notice requirements as mises and the costs and disburserequired by statute; That no action or ments, including attorney fees allowed proceeding has been instituted at law by law, subject to redemption within o r o t h e r w i s e t o r e c o v e r t h e d e b t six (6) months from the date of said secured by said mortgage, or any part sale by the mortgagor(s), their perthereof; sonal representatives or assigns.

PURSUANT to the power of sale conIf the Mortgage is not reinstated tained in said mortgage, the above under Minn. Stat. §580.30 or the propdescribed property will be sold by the erty is not redeemed under Minn. Stat.

Sheriff of said county as follows: §580.23, the Mortgagor must vacate DATE AND TIME OF SALE: Novem- the property on or before 11:59 p.m. on ber 4, 2011 at 10:00 AM May 04, 2012, or the next business day PLACE OF SALE: S h e r i f f ' s O f f i c e , if May 04, 2012 falls on a Saturday, Law Enforcement Center, 1580 Hwy Sunday or legal holiday.

55, Lobby #S-100, Hastings, MN Mortgagor(s) released from financial to pay the debt then secured by said obligation: NONE Mortgage, and taxes, if any, on said THIS COMMUNICATION IS FROM premises, and the costs and disburse- A DEBT COLLECTOR ATTEMPTm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TO COLLECT A DEBT. ANY allowed by law subject to redemption INFORMATION OBTAINED WILL BE within six (6) months from the date of USED FOR THAT PURPOSE. said sale by the mortgagor(s), their THE RIGHT TO VERIFICATION OF personal representatives or assigns THE DEBT AND IDENTITY OF THE unless reduced to Five (5) weeks under ORIGINAL CREDITOR WITHIN THE MN Stat. §580.07.

TIME PROVIDED BY LAW IS NOT TIME AND DATE TO VACATE PROP- AFFECTED BY THIS ACTION. ERTY: If the real estate is an THE TIME ALLOWED BY LAW FOR owner-occupied, single-family dwell- REDEMPTION BY THE MORTGAGOR, ing, unless otherwise provided by law, THE MORTGAGOR'S PERSONAL REPthe date on or before which the mort- RESENTATIVES OR ASSIGNS, MAY BE gagor(s) must vacate the property if the REDUCED TO FIVE WEEKS IF A JUDImortgage is not reinstated under sec- CIAL ORDER IS ENTERED UNDER tion 580.30 or the property is not MINNESOTA STATUTES, SECTION redeemed under section 580.23 is 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 11:59 p.m. on _May 4, 2012, unless the OTHER THINGS, THAT THE MORTredemption period is reduced to 5 GAGED PREMISES ARE IMPROVED weeks under MN Stat. Secs. 580.07 or WITH A RESIDENTIAL DWELLING OF 582.032.

LESS THAN FIVE UNITS, ARE NOT MORTGAGOR(S) RELEASED FROM PROPERTY USED IN AGRICULTURAL FINANCIAL OBLIGATION ON MORT- PRODUCTION, AND ARE ABANDONED. GAGE: None DATED: September 22, 2011 "THE TIME ALLOWED BY LAW FOR ASSIGNEE OF MORTGAGEE: REDEMPTION BY THE MORTGAGOR, THE BANK OF NEW YORK THE MORTGAGOR'S PERSONAL REPMELLON FKA THE BANK OF NEW RESENTATIVES OR ASSIGNS, MAY BE YORK, A S T R U S T E E F O R T H E REDUCED TO FIVE WEEKS IF A JUDICERTIFICATEHOLDERS OF CIAL ORDER IS ENTERED UNDER CWALT, INC., ALTERNATIVE MINNESOTA STATUTES, SECTION LOAN TRUST 2005-46CB, 582.032, DETERMINING, AMONG MORTGAGE PASS-THROUGH OTHER THINGS, THAT THE MORTCERTIFICATES, SERIES GAGED PREMISES ARE IMPROVED 2005-46CB WITH A RESIDENTIAL DWELLING OF Wilford, Geske & Cook P.A. LESS THAN FIVE UNITS, ARE NOT Attorneys for Assignee of Mortgagee PROPERTY USED IN AGRICULTURAL Lawrence A. Wilford P R O D U C T I O N , A N D A R E James A. Geske ABANDONED." 8425 Seasons Parkway, Suite 105 Dated: September 12, 2011.

Woodbury, MN 55125-4393 CitiMortgage, Inc. (651) 209-3300 Mortgagee/Assignee of Mortgagee File Number: 022182F01 USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2755476 9/22-10/27/11 Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 NOTICE OF MORTGAGE Minneapolis, MN 55416 FORECLOSURE SALE (952) 925-6888 THE RIGHT TO VERIFICATION OF 10-6351 THIS IS A COMMUNICATION FROM THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE A DEBT COLLECTOR. 2760289 9/22-10/27/11 T I M E P R O V I D E D B Y L A W I S N O T AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions NOTICE OF MORTGAGE of the following described mortgage: FORECLOSURE SALE DATE OF MORTGAGE: September N O T I C E I S H E R E B Y G I V E N t h a t 30, 2006 default has occurred in the conditions ORIGINAL PRINCIPAL AMOUNT OF of the following described mortgage: MORTGAGE: $240,000.00 DATE OF MORTGAGE: July 22, 2005 MORTGAGOR(S): Julia E. Lynn, an ORIGINAL PRINCIPAL AMOUNT OF unmarried woman MORTGAGE: $359,100.00 MORTGAGEE: Mortgage Electronic MORTGAGOR(S): Gerald Rasmussen, Registration Systems, Inc. as nominee a single man for New Equity Financial Corp.

MORTGAGEE: Mortgage Electronic TRANSACTION AGENT: Mortgage Registration Systems, Inc., as nomi- Electronic Registration Systems, Inc nee for America's Wholesale Lender, MIN#: 100415600000931935 its successors and assigns SERVICER: Ocwen Loan Servicing, DATE AND PLACE OF REGISTER- LLC ING: LENDER: New Equity Financial Registered: August 11, 2005 Dakota Corp..

County Registrar of Titles DATE AND PLACE OF FILING: Document Number: 571769 Dakota County Minnesota, Recorder , ASSIGNMENTS OF MORTGAGE: on October 20, 2006, as Document No. And assigned to: THE BANK OF NEW 2469680 and re-recorded on January YORK MELLON FKA THE BANK OF 26, 2007, as Document No. 2491647.

NEW YORK, AS TRUSTEE FOR THE ASSIGNED TO: HSBC Bank USA, CERTIFICATEHOLDERS OF CWALT, N.A., as Trustee on behalf of ACE I N C . , A L T E R N A T I V E L O A N T R U S T Securities Corp. Home Equity Loan 2 0 0 5 - 4 6 C B , M O R T G A G E Trust and for the registered holders of P A S S - T H R O U G H C E R T I F I C A T E S , ACE Securities Corp. Home Equity SERIES 2005-46CB Loan Trust, Series 2007-ASAP1, Asset Dated: August 02, 2011 Backed Pass-Through Certificates Registered: August 09, 2011 Dakota Dated: March 21, 2007 , and recorded County Registrar of Titles August 12, 2011 by Document No. Document Number: T682830 2814317 .

Transaction Agent: Mortgage ElecLEGAL DESCRIPTION OF PROPtronic Registration Systems, Inc. ERTY: Lot 23, Block 4, Scott HighTransaction Agent Mortgage Identifi- lands First Addition, Dakota County, cation Number: 100015700054508607 Minnesota.

Lender or Broker: America's WholePROPERTY ADDRESS: 13968 Glasale Lender Residential Mortgage Servicer: Bank ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������said ������ sale by������� the mortgagor(s), their personal representatives or assigns ���������� ���� ��������� PROPERTY ADDRESS: 13968 Gla zier Court W, Apple Valley, MN 55124 PROPERTY I.D: 01-66500-04-230 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Forty-Two Thousand One Hundred Six and 87/100 ($242,106.87) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 8, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00433-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4090313 09/22/2011, 09/29/2011, 10/06/2011, 10/13/2011, 10/20/2011, 10/27/2011 2755163 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 8, 2009 MORTGAGOR: Fred J. Krone, III, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 27, 2009, Dakota County Recorder, Document No. 2659362.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage. Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000519784 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, dba Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1065 Kettle Creek Road, Eagan, MN 55123 TAX PARCEL I.D. #: 104507502140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Lexington Square COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,955.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $261,882.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6146 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2758723 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 0 , 2007 MORTGAGOR: Michelle M. Zajec, A Unmarried Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 2, 2007, Dakota County Recorder, Document No. 2527824.

ASSIGNMENTS OF MORTGAGE: Assigned to: LPP Mortgage Ltd. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100062604742701396 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 549 19th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 360210026120 LEGAL DESCRIPTION OF PROPERTY: A CERTAIN TRACT OR PARCEL OF LAND IN DAKOTA COUNTY, IN THE STATE OF MINNESOTA, DESCRIBED AS FOLLOWS: THE E 1/2 OF THE E 1/2 OF THE SW 1/4 OF THE SE 1/4 OF NW 1/4 OF SECTION 21, TOWNSHIP 28, RANGE 22, EXCEPT THE FOLLOWING DESCRIBED PARCEL: BEGINNING AT A POINT WHICH IS THE INTERSECTION OF THE NORTH LINE OF WENTWORTH AVENUE AND THE WEST LINE OF 19TH AVENUE NORTH, IN THE CITY OF SOUTH ST. PAUL, MINNESOTA, THENCE NORTHERLY ALONG SAID WEST LINE 19TH AVENUE 477.5 FEET; THENCE WESTERLY AND PARALLEL TO WENTWORTH AVENUE 125 FEET; THENCE SOUTHERLY AND PARALLEL WITH SAID WEST LINE OF 19TH AVENUE 477.5 FEET TO THE NORTH LINE OF WENTWORTH AVENUE; THENCE EASTERLY ALONG SAID NORTH LINE OF WENTWORTH AVENUE TO THE POINT OF BEGINNING. SUBJECT TO AN EASEMENT FOR RIGHT-OF-WAY PURPOSES OVER A 10 FOOT STRIP OF LAND ABUTTING THE WEST SIDE OF THE ABOVE-EXCEPTED PARCEL; EXCEPTING THE EAST 30 FEET THEREOF, ACCORDING TO THE GOVERNMENT SURVEY THEREOF, DAKOTA COUNTY, MINNESOTA ABSTRACT PROPERTY THE ABOVE PROPERTY IS SITUATED IN DAKOTA COUNTY, STATE OF MINNESOTA PID # 36 02100 120 26 ADDRESS: 549 19TH AVE N SOUTH SAINT PAUL, MN 55075 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,210.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 8, 2011.

LPP Mortgage Ltd. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-12 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760524 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 7 , 2002 MORTGAGOR: Edward J. Kreitinger, a single person.

MORTGAGEE: TCF Mortgage Corporation.

DATE AND PLACE OF RECORDING: Registered November 8, 2002, Dakota County Registrar of Titles, Document No. 480545, Certificate of Title No. 115276.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank, National Association.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13398 Hughes Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011807501380 LEGAL DESCRIPTION OF PROPERTY: Lot 38, Block 1, Cobblestone Manor COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $80,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $73,340.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 14, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2343 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760159 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 9 , 2002 MORTGAGOR: Kimberly J. Street, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered January 21, 2004, Dakota County Registrar of Titles, Document No. 0527754, Certificate of Title No. 117941.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc..

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600022433051 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Principal Residential Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13785 Heywood Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018419003040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, in Wildwood First Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,254.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $114,425.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 21, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5963 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2768720 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2003 MORTGAGOR: Pamela L. Saladin, A Single Person.

MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded June 6, 2003, Dakota County Recorder, Document No. 2058740.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4847 189th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 144780104450 LEGAL DESCRIPTION OF PROPERTY: Lot 45, Block 4, Meadow Creek Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,334.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,595.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2342 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777333 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 11, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,600.00 MORTGAGOR(S): Vanny Heinh and Sophol Penh, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: January 20, 2009 Dakota County Registrar of Titles Document Number: T638072 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: September 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100029500030466589 Lender or Broker: Taylor, Bean and Whitaker Mortgage Corporation Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 99577 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14608 Burnell Park Dr, Burnsville, MN 55306-4873 Tax Parcel ID Number: 02-15355-01-150 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block One (1), in Burnell Park Estates, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,137.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2012, or the next business day if May 29, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022171F01 2778216 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,600.00 MORTGAGOR(S): William D. Gessell and Patti D. Gessell, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Solution Lending, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1003366-0604190003-3

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MIN#: 1003366-0604190003-3 SERVICER: Ocwen Loan Servicing, LLC LENDER: First Solution Lending, INC..

DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on May 18, 2006, as Document No. 590462.

ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates Dated: March 22, 2007 , and recorded April 10, 2007 by Document No. 608664.

LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2 in Ches Mar East 2nd addition, Dakota County, Minnesota PROPERTY ADDRESS: 1123 Kirkwood Drive, Eagan, MN 55123 PROPERTY I.D: 10-17151-02-080 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Seven Thousand One Hundred Thirty and 69/100 ($177,130.69) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 15, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00397-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4090010 09/29/2011, 10/06/2011, 10/13/2011, 10/20/2011, 10/27/2011, 11/03/2011 2764811 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 8 , 2004 MORTGAGOR: Theresa K. Johnson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 17, 2004, Dakota County Recorder, Document No. 2216510.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154060001055967 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 518 19TH Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367020100104 LEGAL DESCRIPTION OF PROPERTY: The West 165.5 feet of the South 78.34 feet of the North 148.34 feet of Lot G, South Park Division No. 2, together with a private easement in common with other property owners adjoining thereon to the East and West thereof for their ingress and egress over a strip of land 20 feet wide lying to the east of the North 70

wide lying to the east of the North 70 feet of the West 155.5 feet of said Lot G and also a strip of land 10 feet wide to the East of the said West 165.5 feet of the South 78.34 feet of the North 148.34 feet of Lot G, South Park Division No. 2, according to the recorded plat thereof, and situate in Dakota County, Minnesota. ALSO the South 78.34 feet of the North 1/2 of the West 1/2 of Lot G, South Park Division No. 2, EXCEPT the West 165.5 feet thereof; together with a private easement over a strip of land 20 feet wide lying East of the West 155 feet of the North 70 feet and also a private easement over the East 20 feet of the North 70 feet of the West 1/2 of said Lot G, for ingress and egress, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $145,222.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 20, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6370 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2768822 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,800.00 MORTGAGOR(S): George A. Gonzalez and Gregoria A. Gonzalez, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Paragon Home Lending, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100200700000604950 SERVICER: Ocwen Loan Servicing, LLC LENDER: Paragon Home Lending, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 18, 2006, as Document No. 2461824.

ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates.

Dated: September 29, 2006 , and recorded January 24, 2011 by Document No. 278118.

LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 29, Block 1, Donnays Valley Park 5th addition, Dakota County, Minnesota PROPERTY ADDRESS: 16860 Foliage Avenue West, Rosemount, MN 55068 PROPERTY I.D: 22-21174-01-290 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Seven Thousand Seven Hundred Ninety and 84/100 ($197,790.84) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 15, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates.

Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00786-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4088778 09/29/2011, 10/06/2011, 10/13/2011, 10/20/2011, 10/27/2011, 11/03/2011 2764770 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 0 , 2004 MORTGAGORS: Brian N. Avakian and Colleen Avakian, husband and wife.

MORTGAGEE: Accredited Mortgage of Minnesota.

DATE AND PLACE OF RECORDING: Recorded December 14, 2004, Dakota County Recorder, Document No. 2275961.

ASSIGNMENTS OF MORTGAGE: Assigned to: Fifth Third Mortgage Company. And thereafter assigned to: DLJ Mortgage Capital, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Accredited Mortgage of Minnesota RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 1219 Balsam Trail East, Eagan, MN 55123 TAX PARCEL I.D. #: 10-84250-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Wilderness Park Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $317,240.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $340,610.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e ,

PLACE OF SALE: S h e r i f f s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2011.

DLJ Mortgage Capital, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-317 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2769066 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 5, 2006 MORTGAGOR: Joel W. Biebighauser, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 18, 2006, Dakota County Recorder, Document No. 2461935.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200013857830 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4675 Blaine Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 204400105908 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0908, Lafayette Park, CIC 370, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $145,786.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or

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580.07 or Mortgagee/Assignee of Mortgagee 582.032.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee GAGE: None 4500 Park Glen Road #300 "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP19-2753 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. CIAL ORDER IS ENTERED UNDER 2769146 9/29-11/3/11 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF NOTICE IS HEREBY GIVEN that LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL default has occurred in the conditions P R O D U C T I O N , A N D A R E of the following described mortgage: DATE OF MORTGAGE: October 21, ABANDONED." 2004 Dated: September 16, 2011.

ORIGINAL PRINCIPAL AMOUNT OF CitiMortgage, Inc. MORTGAGE: $161,280.00 Mortgagee/Assignee of Mortgagee MORTGAGOR(S): Imants Erik GriUSSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of etens, single MORTGAGEE: Town and Country Mortgagee Credit Corp.

4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 Recorded: January 07, 2005 Dakota (952) 925-6888 County Recorder 10-6359 Document Number: 2283781 THIS IS A COMMUNICATION FROM LOAN MODIFICATION: A DEBT COLLECTOR. Dated: October 21, 2004 2768981 9/29-11/3/11 Recorded: January 07, 2005 Document Number: 2283782 ASSIGNMENTS OF MORTGAGE: And assigned to: Ameriquest MortNOTICE OF MORTGAGE gage Company FORECLOSURE SALE Dated: November 01, 2004 THE RIGHT TO VERIFICATION Recorded: April 25, 2005 Dakota OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN County Recorder Document Number: 2315466 THE TIME PROVIDED BY LAW IS And assigned to: Mortgage ElecNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that tronic Registration Systems, Inc. default has occurred in conditions of Dated: November 01, 2004 the following described mortgage: Recorded: April 25, 2005 Dakota DATE OF MORTGAGE: O c t o b e r 2 , County Recorder 2002 Document Number: 2315467 MORTGAGORS: Gregory G. Phipps And assigned to: Aurora Bank FSB and Paula M. Phipps, husband and Dated: August 18, 2011 Transaction Agent: Mortgage Elecwife.

MORTGAGEE: River City Mortgage tronic Registration Systems, Inc. Corp..

Transaction Agent Mortgage IdentifiDATE AND PLACE OF RECORDING: cation Number: 1000460-0009218834-0 Recorded November 25, 2002, Dakota Lender or Broker: Town and CounC o u n t y R e c o r d e r , D o c u m e n t N o . try Credit Corp.

1964608.

Residential Mortgage Servicer: A S S I G N M E N T S O F M O R T G A G E : Aurora Loan Services, LLC Assigned to: TCF Mortgage CorporaMortgage Originator: Not Applicable tion. And thereafter assigned to: MortCOUNTY IN WHICH PROPERTY IS gage Electronic Registration Systems, LOCATED: Dakota Inc.. And thereafter assigned to: U.S. Property Address: 4546 Johnny Cake Bank National Association.

Ridge Rd, Eagan, MN 55122-2513 TRANSACTION AGENT: NONE Tax Parcel ID Number: T R A N S A C T I O N A G E N T ' S M O R T - 10-84600-04-010 LEGAL DESCRIPTION OF PROPGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE ERTY: Lot 1, Block 4, Woodgate, LENDER OR BROKER AND MORT- according to the plat thereof on file or G A G E O R I G I N A T O R S T A T E D O N of record in the Office of the County MORTGAGE: River City Mortgage Corp.

Recorder in and for Dakota County, R E S I D E N T I A L M O R T G A G E S E R - Minnesota.

VICER: U.S. Bank Home Mortgage AMOUNT DUE AND CLAIMED TO BE MORTGAGED PROPERTY ADDRESS: D U E A S O F D A T E O F N O T I C E : 1700 Lacota Lane, Burnsville, MN $157,162.44 55337 THAT all pre-foreclosure requireTAX PARCEL I.D. #: 021855002130 ments have been complied with; that LEGAL DESCRIPTION OF PROP- no action or proceeding has been instiERTY: tuted at law or otherwise to recover the Lot 13, Block 2, Crosstown Estates. debt secured by said mortgage, or any COUNTY IN WHICH PROPERTY IS part thereof; LOCATED: Dakota PURSUANT to the power of sale conORIGINAL PRINCIPAL AMOUNT OF t a i n e d i n s a i d m o r t g a g e , t h e MORTGAGE: $141,100.00 above-described property will be sold AMOUNT DUE AND CLAIMED TO BE by the Sheriff of said county as folDUE AS OF DATE OF NOTICE, INCLUD- lows: ING TAXES, IF ANY, PAID BY MORTDATE AND TIME OF SALE: NovemGAGEE: $127,722.58 ber 28, 2011 at 10:00 AM That prior to the commencement of PLACE OF SALE: Dakota County this mortgage foreclosure proceeding Law Enforcement Center, 1580 HighMortgagee/Assignee of Mortgagee com- way 55, Lobby S-100, Hastings, Minneplied with all notice requirements as sota required by statute; That no action or to pay the debt secured by said mortproceeding has been instituted at law gage and taxes, if any, on said preo r o t h e r w i s e t o r e c o v e r t h e d e b t mises and the costs and disbursesecured by said mortgage, or any part ments, including attorney fees allowed thereof; by law, subject to redemption within PURSUANT to the power of sale con- six (6) months from the date of said tained in said mortgage, the above sale by the mortgagor(s), their perdescribed property will be sold by the sonal representatives or assigns.

Sheriff of said county as follows: If the Mortgage is not reinstated DATE AND TIME OF SALE: Novem- under Minn. Stat. §580.30 or the propber 18, 2011 at 10:00 AM erty is not redeemed under Minn. Stat.

PLACE OF SALE: S h e r i f f ' s O f f i c e , §580.23, the Mortgagor must vacate Law Enforcement Center, 1580 Hwy the property on or before 11:59 p.m. on 55, Lobby #S-100, Hastings, MN May 29, 2012, or the next business day to pay the debt then secured by said if May 29, 2012 falls on a Saturday, Mortgage, and taxes, if any, on said Sunday or legal holiday. premises, and the costs and disburseMortgagor(s) released from financial m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s obligation: NONE allowed by law subject to redemption THIS COMMUNICATION IS FROM within six (6) months from the date of A DEBT COLLECTOR ATTEMPTsaid sale by the mortgagor(s), their ING TO COLLECT A DEBT. ANY personal representatives or assigns INFORMATION OBTAINED WILL BE unless reduced to Five (5) weeks under USED FOR THAT PURPOSE. MN Stat. §580.07.

THE RIGHT TO VERIFICATION OF TIME AND DATE TO VACATE PROP- THE DEBT AND IDENTITY OF THE E R T Y : I f t h e r e a l e s t a t e i s a n ORIGINAL CREDITOR WITHIN THE owner-occupied, single-family dwell- T I M E P R O V I D E D B Y L A W I S N O T ing, unless otherwise provided by law, AFFECTED BY THIS ACTION. the date on or before which the mortTHE TIME ALLOWED BY LAW FOR gagor(s) must vacate the property if the REDEMPTION BY THE MORTGAGOR, mortgage is not reinstated under sec- THE MORTGAGOR'S PERSONAL REPtion 580.30 or the property is not RESENTATIVES OR ASSIGNS, MAY BE redeemed under section 580.23 is REDUCED TO FIVE WEEKS IF A JUDI11:59 p.m. on May 18, 2012, unless the CIAL ORDER IS ENTERED UNDER redemption period is reduced to 5 MINNESOTA STATUTES, SECTION weeks under MN Stat. Secs. 580.07 or 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 582.032.

OTHER THINGS, THAT THE MORTMORTGAGOR(S) RELEASED FROM GAGED PREMISES ARE IMPROVED FINANCIAL OBLIGATION ON MORT- WITH A RESIDENTIAL DWELLING OF GAGE: None LESS THAN FIVE UNITS, ARE NOT "THE TIME ALLOWED BY LAW FOR PROPERTY USED IN AGRICULTURAL REDEMPTION BY THE MORTGAGOR, PRODUCTION, AND ARE ABANDONED. THE MORTGAGOR'S PERSONAL REPDATED: October 13, 2011 RESENTATIVES OR ASSIGNS, MAY BE ASSIGNEE OF MORTGAGEE: REDUCED TO FIVE WEEKS IF A JUDIAurora Bank FSB CIAL ORDER IS ENTERED UNDER Wilford, Geske & Cook P.A. MINNESOTA STATUTES, SECTION Attorneys for Assignee of Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Lawrence A. Wilford OTHER THINGS, THAT THE MORT- James A. Geske GAGED PREMISES ARE IMPROVED 8425 Seasons Parkway, Suite 105 WITH A RESIDENTIAL DWELLING OF Woodbury, MN 55125-4393 LESS THAN FIVE UNITS, ARE NOT (651) 209-3300 PROPERTY USED IN AGRICULTURAL File Number: 022091F01 P R O D U C T I O N , A N D A R E 2778228 10/13-11/17/11 ABANDONED." Dated: September 22, 2011.

U.S. Bank National Association ���������� �� ���� ����� Mortgagee/Assignee of Mortgagee

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������St. ������ Paul, NA ������� DATE AND PLACE OF RECORDING: ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2004 MORTGAGOR: Deborah A. Stifter, an unmarried person.

MORTGAGEE: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Mortgage Co..

DATE AND PLACE OF RECORDING: Registered November 15, 2004, Dakota County Registrar of Titles, Document No. 552232, Certificate of Title No. 134152.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 22 Marie Avenue East #307D, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424865007105 LEGAL DESCRIPTION OF PROPERTY: Unit 0307, Condominium No. 51 Fox Ridge Condominium COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$130,897.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 2, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2011.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2378 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785089 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,000.00 MORTGAGOR(S): Roy J. Law Jr. and Cynthia J. Law, husband and wife MORTGAGEE: Anchor Bank, West St. Paul, NA

Recorded: January 06, 2006 Dakota County Recorder Document Number: 2395097 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 21, 2005 Recorded: January 06, 2006 Dakota County Recorder Document Number: 2395099 And assigned to: Nationstar Mortgage, LLC Dated: August 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0601434338-9 Lender or Broker: Anchor Bank, West St. Paul, NA Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13854 Gladiola Ct, Apple Valley, MN 55124-7338 Tax Parcel ID Number: 01-66500-03-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 3, Scott Highlands First Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $74,682.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 14, 2012, or the next business day if May 14, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 29, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017872F02 2761679 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $481,500.00 MORTGAGOR(S): Dennis J. Bauman and Connie L. Bauman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: November 12, 2004 Dakota County Recorder Document Number: 2266878 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, I N C . , C H L M O R T G A G E PASS-THROUGH TRUST 2005-04, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-04 Dated: July 21, 2011 Recorded: August 03, 2011 Dakota County Recorder Document Number: 2812789 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004198747-6 Lender or Broker: America's Whole-

Lender or Broker: America s Whole sale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3974 Greystone Rdg, Eagan, MN 55122-1799 Tax Parcel ID Number: 10-49502-01.160 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Murphy Farm 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $529,132.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 14, 2012, or the next business day if May 14, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 29, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2005-04, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-04 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019105F02 2767860 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2009 MORTGAGOR: Paulette M. Cameron, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2009, Dakota County Recorder, Document No. 2656807.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000204805 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2577 Heritage Drive 108, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 274160004108 LEGAL DESCRIPTION OF PROPERTY: Living Unit 108 and Garage Unit 134, condominium Number 104, Kensington Manor Homes Condominium, a condominium located in Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,962.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $184,124.89

GAGEE: $184,124.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6357 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2768939 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2003 MORTGAGORS: Richard L. Kinard and Mary Jo Kinard, Husband and Wife.

MORTGAGEE: Ameriquest Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded April 8, 2003, Dakota County Recorder, Document No. 2026488.

ASSIGNMENTS OF MORTGAGE: Assigned to: Credit-Based Asset Servicing and Securitization LLC. And thereafter assigned to: Beal Bank S.S.B. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1666 Concord Street South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-45300-09-080 LEGAL DESCRIPTION OF PROPERTY: LOT 8, BLOCK 9, LINCOLN PARK ADDITION TO SOUTH ST. PAUL COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,033.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2011.

Beal Bank S.S.B. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1726 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2769047 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2005 MORTGAGOR: G a r y M . L e s l e y , A Single Person.

MORTGAGEE: CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Registered July 15, 2005, Dakota County Registrar of Titles, Document No. 569597, Certificate of Title No. 090910.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3512 East Burnsville Parkway, Burnsville, MN 55337 TAX PARCEL I.D. #: 027790001001 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1) in Tuxedo Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,699.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 21, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5585 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2769019 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,359.00 MORTGAGOR(S): Brian Lee Sandberg, Husband and Sheryl J. Sandberg, Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc. its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 06, 2008 Dakota County Recorder Document Number: 2616384 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: September 21, 2011 Recorded: September 22, 2011 Dakota County Recorder Document Number: 2820586 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402834914057 Lender or Broker: Suntrust Mortgage, Inc Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 773 Evergreen Ct, Burnsville, MN 55337-4672 Tax Parcel ID Number: 02-84810-01-065 LEGAL DESCRIPTION OF PROPERTY: Lot 65, Block 1, Wood Park Plat Eleven, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $140,582.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2012, or the next business day if May 29, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022331F01 2782015 10/13-11/17/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2005 MORTGAGOR: Diane E. Sorensen, a single woman.

MORTGAGEE:ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded November 23, 2005, Dakota County Recorder, Document No. 2383594.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8832 Coffman Path, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201185802010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Arbor Pointe 8th Addition, Common Interest Community No. 192, Dakota County, MN. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $265,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,467.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6439 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785022 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2005 MORTGAGORS: F r a n k P e r i l l i a n d Sandra J Perilli, Husband and Wife.

MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Corp.

DATE AND PLACE OF RECORDING: Recorded August 11, 2005, Dakota County Recorder, Document No. 2349998.

ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corp RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 9839 208th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 227585001100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, The Meadows, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,844.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2840 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777343 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,000.00 MORTGAGOR(S): April L. Egerstrom and Todd F. Egerstrom, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Decision One Mortgage Company, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 09, 2004 Dakota County Recorder Document Number: 2193383 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of CWABS, INC., Asset Backed Certificates, Series 2005-SD1 Dated: June 04, 2011 Recorded: June 20, 2011 Dakota County Recorder Document Number: 2806187 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910001774054 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17713 Fortune Trail, Lakeville, MN 55044 Tax Parcel ID Number: 22-30945-06-030

22 30945 06 030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 6, Greenridge AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $274,756.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 18, 2012, or the next business day if May 18, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of CWABS, INC., Asset Backed Certificates, Series 2005-SD1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022304F01 2773352 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 0 , 2009 MORTGAGORS: J a c o b C . M a t h e w and Meena Jacob, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 1, 2009, Dakota County Recorder, Document No. 2681659.

ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550268738274 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 2601 Concord Way, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 274160104056 LEGAL DESCRIPTION OF PROPERTY: Unit #56, Condominium Number 109, Kensington Carriage Homes Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,837.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Novem-

DATE AND TIME OF SALE: Novem ber 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 23, 2011.

Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2775931 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 MORTGAGOR(S): Rodney A. Lorence, a single person MORTGAGEE: Deborah L. Luskey, as Personal Representative and Gary C. Lorence as Personal Representative of the Estate of Charles Victor Lorence a/k/a Charles V. Lorence a/k/a C. V. Lorence, Deceased DATE AND PLACE OF REGISTERING: Registered: November 01, 2002 Dakota County Registrar of Titles Document Number: 479856 AMENDED ORDER OF COMPLETE SETTLEMENT OF THE ESTATE AND DECREE OF DISTRIBUTION: And assigned to: Gary C. Lorence, Deborah L. Luskey, Lendell Luskey, Aaron Luskey, Daniel Luskey, Patricia A. Nelson, Patrick Nelson, Roxann M. Chasteen and Melissa Chasteen Dated: January 27, 2011 Registered: February 04, 2011 Dakota County Registrar of Titles Document Number: T675389 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Deborah L. Luskey, as Personal Representative and Gary C. Lorence as Personal Representative of the Estate of Charles Victor Lorence a/k/a Charles V. Lorence a/k/a C. V. Lorence, Deceased Residential Mortgage Servicer: Deborah Luskey Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126304 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 808 23rd Ave N, South St Paul, MN 55075-1323 Tax Parcel ID Number: 36-76800-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Tower Heights, according to the plat thereof on file in Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $166,146.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated

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������ ������� ������� ��� ���� reinstated is not������ If the Mortgage GAGE:None "THE TIME ALLOWED BY LAW FOR under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. REDEMPTION BY THE MORTGAGOR, §580.23, the Mortgagor must vacate THE MORTGAGOR'S PERSONAL REPthe property on or before 11:59 p.m. on RESENTATIVES OR ASSIGNS, MAY BE May 18, 2012, or the next business day REDUCED TO FIVE WEEKS IF A JUDIif May 18, 2012 falls on a Saturday, CIAL ORDER IS ENTERED UNDER Sunday or legal holiday.

MINNESOTA STATUTES, SECTION Mortgagor(s) released from financial 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G obligation: NONE OTHER THINGS, THAT THE MORTTHIS COMMUNICATION IS FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR ATTEMPT- WITH A RESIDENTIAL DWELLING OF ING TO COLLECT A DEBT. ANY LESS THAN FIVE UNITS, ARE NOT INFORMATION OBTAINED WILL BE PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF ABANDONED." Dated: September 26, 2011.

THE DEBT AND IDENTITY OF THE U.S. Bank National Association ORIGINAL CREDITOR WITHIN THE Mortgagee/Assignee of Mortgagee TIME PROVIDED BY LAW IS NOT USSET, WEINGARDEN AND LIEBO, P.L.L.P. AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 CIAL ORDER IS ENTERED UNDER 19-2853 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 10/6-11/10/11 OTHER THINGS, THAT THE MORT- 2772505 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE PRODUCTION, AND ARE ABANDONED. NOTICE IS HEREBY GIVEN that DATED: October 06, 2011 default has occurred in the conditions ASSIGNEE OF MORTGAGEE: of the following described mortgage: Gary C. Lorence, Deborah L. DATE OF MORTGAGE: October 12, Luskey, Lendell Luskey, Aaron Luskey, Daniel Luskey, Patricia A. 2007 ORIGINAL PRINCIPAL AMOUNT OF Nelson, Patrick Nelson, Roxann M. MORTGAGE: $257,900.00 Chasteen and Melissa Chasteen MORTGAGOR(S): Souraphanh KeoWilford, Geske & Cook P.A. manyvong and Bangon Keomanyvong, Attorneys for Assignee of Mortgagee husband and wife Lawrence A. Wilford MORTGAGEE: Mortgage Electronic James A. Geske Registration Systems, Inc. 8425 Seasons Parkway, Suite 105 DATE AND PLACE OF RECORDING: Woodbury, MN 55125-4393 Recorded: October 30, 2007 Dakota (651) 209-3300 County Recorder File Number: 017027F02 Document Number: 2553497 2773681 10/6-11/10/11 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: September 02, 2011 NOTICE OF MORTGAGE Transaction Agent: Mortgage ElecFORECLOSURE SALE THE RIGHT TO VERIFICATION tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN cation Number: 100052550168550993 Lender or Broker: CSMC Inc., DBA THE TIME PROVIDED BY LAW IS Central States Mortgage NOT AFFECTED BY THIS ACTION. Residential Mortgage Servicer: NOTICE IS HEREBY GIVEN, that default has occurred in conditions of Nationstar Mortgage, LLC Mortgage Originator: Not Applicable the following described mortgage: COUNTY IN WHICH PROPERTY IS DATE OF MORTGAGE: S e p t e m b e r LOCATED: Dakota 23, 1999 Property Address: 308 12th St, FarmMORTGAGOR: Linda M. Shevik, A ington, MN 55024-1806 Single Person.

Tax Parcel ID Number: MORTGAGEE: E d i n a R e a l t y M o r t 14-22508-01-010 gage, LLC. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: R e c o r d e d N o v e m b e r 1 5 , 1 9 9 9 , ERTY: Lot 1, Block 1, East Farmington Dakota County Recorder, Document Ninth Addition, Dakota County, Minnesota No. 1652866.

AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: Assigned to: Norwest Mortgage, Inc. D U E A S O F D A T E O F N O T I C E : A n d t h e r e a f t e r a s s i g n e d t o : T h e $274,160.29 THAT all pre-foreclosure requireLeader Mortgage Company N/K/A U.S. ments have been complied with; that Bank National Association. no action or proceeding has been instiTRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - tuted at law or otherwise to recover the GAGE IDENTIFICATION NUMBER ON debt secured by said mortgage, or any part thereof; MORTGAGE: NONE PURSUANT to the power of sale conLENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON t a i n e d i n s a i d m o r t g a g e , t h e MORTGAGE: Edina Realty Mortgage, above-described property will be sold by the Sheriff of said county as folLLC R E S I D E N T I A L M O R T G A G E S E R - lows: DATE AND TIME OF SALE: NovemVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: ber 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County 7757 157th Street West, Apple Valley, Law Enforcement Center, 1580 HighMN 55124 way 55, Lobby S-100, Hastings, MinneTAX PARCEL I.D. #: 014910106040 LEGAL DESCRIPTION OF PROP- sota to pay the debt secured by said mortERTY: Lot 4, Block 6, Morningview sec- gage and taxes, if any, on said preond addition, Dakota County, Min- mises and the costs and disbursements, including attorney fees allowed nesota.

COUNTY IN WHICH PROPERTY IS by law, subject to redemption within LOCATED: Dakota six (6) months from the date of said ORIGINAL PRINCIPAL AMOUNT OF sale by the mortgagor(s), their perMORTGAGE: $90,440.00 sonal representatives or assigns.

AMOUNT DUE AND CLAIMED TO BE If the Mortgage is not reinstated DUE AS OF DATE OF NOTICE, INCLUD- under Minn. Stat. §580.30 or the propING TAXES, IF ANY, PAID BY MORT- erty is not redeemed under Minn. Stat.

GAGEE: $78,485.51 §580.23, the Mortgagor must vacate That prior to the commencement of the property on or before 11:59 p.m. on this mortgage foreclosure proceeding May 14, 2012, or the next business day Mortgagee/Assignee of Mortgagee com- if May 14, 2012 falls on a Saturday, plied with all notice requirements as Sunday or legal holiday. required by statute; That no action or Mortgagor(s) released from financial proceeding has been instituted at law obligation: NONE or otherwise to recover the debt THIS COMMUNICATION IS FROM secured by said mortgage, or any part A DEBT COLLECTOR ATTEMPTthereof; ING TO COLLECT A DEBT. ANY PURSUANT to the power of sale con- INFORMATION OBTAINED WILL BE tained in said mortgage, the above USED FOR THAT PURPOSE. described property will be sold by the THE RIGHT TO VERIFICATION OF Sheriff of said county as follows: THE DEBT AND IDENTITY OF THE DATE AND TIME OF SALE: Novem- ORIGINAL CREDITOR WITHIN THE ber 18, 2011 at 10:00 AM TIME PROVIDED BY LAW IS NOT PLACE OF SALE:Sheriff's Office, Law AFFECTED BY THIS ACTION. Enforcement Center, 1580 Hwy 55, THE TIME ALLOWED BY LAW FOR Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07.

LESS THAN FIVE UNITS, ARE NOT TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL E R T Y : I f t h e r e a l e s t a t e i s a n PRODUCTION, AND ARE ABANDONED. owner-occupied, single-family dwellDATED: September 29, 2011 ing, unless otherwise provided by law, ASSIGNEE OF MORTGAGEE: the date on or before which the mortNationstar Mortgage, LLC gagor(s) must vacate the property if the Wilford, Geske & Cook P.A. mortgage is not reinstated under sec- Attorneys for Assignee of Mortgagee tion 580.30 or the property is not Lawrence A. Wilford redeemed under section 580.23 is James A. Geske 11:59 p.m. on May 18, 2012, unless the 8425 Seasons Parkway, Suite 105 redemption period is reduced to 5 Woodbury, MN 55125-4393 weeks under MN Stat. Secs. 580.07 or (651) 209-3300 582.032.

File Number: 021339F01 MORTGAGOR(S) RELEASED FROM 2766570 9/29-11/3/11 FINANCIAL OBLIGATION ON MORT���������� �� ���� ����� GAGE:None

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������ ������ Document ������� #: 2416043 ASSIGNMENTS OF MORTGAGE: ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2006 MORTGAGORS: Joseph L. Balut, Jr. and Becky L. Balut, husband and wife.

MORTGAGEE: BankUnited, FSB. DATE AND PLACE OF RECORDING: Registered June 8, 2006, Dakota County Registrar of Titles, Document No. 591871, Certificate of Title No. 135373.

ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 15008 Rushmore Crescent, Burnsville, MN 55306 TAX PARCEL I.D. #: 027125205001 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Southwind Plat Three, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $296,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $327,699.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2011.

BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-268 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785098 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2006 MORTGAGOR: Melissa D. Barkley, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: March 28, 2006 Dakota County Recorder Document #: 2416043

None LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 1, CONDOMINIUM NO. 107, DIFFLEY COMMONS, A CONDOMINIUM LOCATED IN DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 10-20450-04-001 PROPERTY ADDRESS: 4054 Beaver Dam Rd, Eagan, Minnesota 55122 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $160,844.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is May 23, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: September 22, 2011 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2777574 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2005 MORTGAGORS: J e n n i f e r L y n n Lipham and Peter Eugene Swenson, wife and husband.

MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank of Indiana f/k/a National City Bank.

DATE AND PLACE OF RECORDING: Recorded June 24, 2005, Dakota County Recorder, Document No. 2333875.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 18837 English Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 14-68251-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Silver Springs 2nd

Lot 1, Block 1, Silver Springs 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,987.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $275,166.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2729 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2775882 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,601.00 MORTGAGOR(S): Clara Delgado De Castillo, an unmarried woman, Russell Castillo and Lisa Castillo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lendsmart Mortgage LLC., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 13, 2009 Dakota County Recorder Document Number: 2643579 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: September 20, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550235720678 Lender or Broker: Lendsmart Mortgage LLC Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 22446 Cantrel Way, Farmington, MN 55024-4011 Tax Parcel ID Number: 14.24500.02.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Executive Estates, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,033.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 18, 2012, or the next business day if May 18, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022172F01 2769673 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 26, 2003 MORTGAGOR: Gayla E. Sivertson, A Single Person.

MORTGAGEE: U.S. Bank National Association.

DATE AND PLACE OF RECORDING: Registered January 9, 2004, Dakota County Registrar of Titles, Document No. 0527007, Certificate of Title No. 130548.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19666 Meadowlark Way, #3, Farmington, MN 55024 TAX PARCEL I.D. #: 148250108243 LEGAL DESCRIPTION OF PROPERTY: Unit No. 243, Common Interest Community No. 323, A Condominium, Vermillion Grove Condominiums, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,088.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5

redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2851 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2772456 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2008 MORTGAGORS: David C. Wilson and Beverly J. Wilson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered May 21, 2008, Dakota County Registrar of Titles, Document No. 628356, Certificate of Title No. 144775.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278845638472 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 12501 Nicollet Avenue Unit 101, Burnsville, MN 55337 TAX PARCEL I.D. #: 029063005101 LEGAL DESCRIPTION OF PROPERTY: Unit No. 101 CIC No. 572, Park Crest o n N i c o l l e t , A Co m m o n I n t e r e s t Community, Located in the County of Dakota, State of Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,943.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,069.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 22, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2772526 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 17, 2008 MORTGAGOR: Cheryl Kristine Stolz, a single person.

MORTGAGEE: TruStone Financial Federal Credit Union F/K/A Teacher Federal Credit Union.

DATE AND PLACE OF RECORDING: Registered July 24, 2008, Dakota County Registrar of Titles, Document No. T631129, Certificate of Title No. 134774.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TruStone Financial Federal Credit Union F/K/A Teacher Federal Credit Union RESIDENTIAL MORTGAGE SERVICER: TruStone Financial Federal Credit Union MORTGAGED PROPERTY ADDRESS: 1111 Sibley Memorial Highway, #4B, Lilydale, MN 55118 TAX PARCEL I.D. #: 241350004042 LEGAL DESCRIPTION OF PROPERTY: Unit No. 4B, CIC No. 90, River Pointe Condominium, a Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,242.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2011.

TruStone Financial Federal Credit Union Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2459 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777399 10/6-11/10/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2005 MORTGAGORS: Tim J. Powers and Sabrina Powers, husband and wife.

MORTGAGEE: NationPoint.

DATE AND PLACE OF RECORDING: Recorded May 16, 2005, Dakota County Recorder, Document No. 2322247.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation. And thereafter assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NationPoint RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 14386 Banyan Lane, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-14700-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Bloomfield, Common Interest Community No. 250, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,164.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2011.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1159 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777178 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 MORTGAGOR(S): Joe Kehborn, Jr. and Angie Kehborn, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for EquiFirst Corporation DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded: April 11, 2007 Dakota County Recorder Document Number: 2509058 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: September 14, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200100112471713 Lender or Broker: EquiFirst Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1815 Walnut St, Hastings, MN 55033-3545 Tax Parcel ID Number: 19-83750-00-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Westwood Addition, First Section, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,644.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 18, 2012, or the next business day if May 18, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021668F01 2774251 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 2007 MORTGAGOR: Guy J. Dawson and Barbara M. Dawson, husband and wife MORTGAGEE: Provincial Bank, a Minnesota state banking corporation DATE AND PLACE OF RECORDING: Recorded May 11, 2007, in the office of the County Recorder, as Document No. 2516273, Dakota County, Minnesota.

MORTGAGED PROPERTY ADDRESS: 14175 Dearborn Path, Rosemount, Minnesota 55068 TAX PARCEL I.D. NO. 34-18300-03-100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Country Hills First Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID

BY MORTGAGEE: $246,090.39 INTEREST RATE AND PER DIEM: Current interest rate is 6.25%, with a daily per diem of $40.35.

That prior to commencement of this mortgage foreclosure proceeding Mort-

mortgage foreclosure proceeding Mort gagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011, at 10:00 am.

PLACE OF SALE: Dakota County Sheriff's Office, Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: May 18, 2012 at 11:59 p.m.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 28, 2011 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Provincial Bank IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

854976.1

2775633

10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Richard L. Salsbury and Lanae J. Salsbury, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 29, 2006 Dakota County Recorder Document Number: 2464994 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: September 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935160800724 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 635 11th Ave N, South Saint Paul, MN 55075-1619 Tax Parcel ID Number: 36-70207-04-250 LEGAL DESCRIPTION OF PROPERTY: The North 1/2 of Lot 23, all of Lot 24 and Lot 25, except the North 25 feet thereof, Block 4, South Park Division Number 8, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,549.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 18, 2012, or the next business day if May 18, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022346F01 2776696 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 04, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Richelle Christine Witha AKA Richelle Christine Schuller, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 27, 2005 Dakota County Recorder Document Number: 2289618 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon as Trustee for the Certificateholders of CWMBS Dated: May 25, 2010 Recorded: June 01, 2010 Dakota County Recorder Document Number: 2732800 DUPLICATE ASSIGNMENT: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2005-01, Mortgage Pass-Through Certificates, Series 2005-01 Dated: May 25, 2011 Recorded: June 20, 2011 Dakota County Recorder Document Number: 2806191 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100070210840007122 Lender or Broker: Gateway Funding Diversified Mortgage Services Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6855 162nd St W, Rosemount, MN 55068-1970 Tax Parcel ID Number: 22.21172.02.200 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 2, Donnays Valley Park Third Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $213,223.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 23, 2012, or the next business day if March 23, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES,

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������� ��� to ���� T A T U T E S������� , allowed by E S O T A S������ U N D E R M I N N������ law subject redemption SECTION 582.032, DETERMINING, within six (6) months from the date of AMONG OTHER THINGS, THAT THE said sale by the mortgagor(s), their M O R T G A G E D P R E M I S E S A R E personal representatives or assigns I M P R O V E D W I T H A R E S I D E N T I A L unless reduced to Five (5) weeks under D W E L L I N G O F L E S S T H A N F I V E MN Stat. §580.07.

TIME AND DATE TO VACATE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND PROPERTY: If the real estate is an owner-occupied, single-family ARE ABANDONED. dwelling, unless otherwise provided by DATED: August 11, 2011 ASSIGNEE OF MORTGAGEE: law, the date on or before which the The Bank Of New York Mellon mortgagor(s) must vacate the property FKA The Bank Of New York As if the mortgage is not reinstated under T r u s t e e F o r T h e section 580.30 or the property is not Certificateholders Of CWMBS, redeemed under section 580.23 is Inc., CHL Mortgage Pass-through 11:59 p.m. on July 28, 2011.

Trust 2005-01, Mortgage MORTGAGOR(S) RELEASED FROM Pass-through Certificates, Series F I N A N C I A L O B L I G A T I O N O N MORTGAGE: None 2005-01 Wilford, Geske & Cook P.A. "THE TIME ALLOWED BY LAW FOR Attorneys for Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, Lawrence A. Wilford THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE James A. Geske 8425 Seasons Parkway, Suite 105 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER Woodbury, MN 55125-4393 MINNESOTA STATUTES, SECTION (651) 209-3300 File Number: 021605F01 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE NOTICE OF POSTPONEMENT OF MORTGAGED PREMISES ARE MORTGAGE FORECLOSURE SALE The above referenced sale scheduled I M P R O V E D W I T H A R E S I D E N T I A L for September 23, 2011 at 10:00 AM D W E L L I N G O F L E S S T H A N F I V E has been postponed to October 07, UNITS, ARE NOT PROPERTY USED IN 2 0 1 1 a t 1 0 : 0 0 A M i n t h e D a k o t a AGRICULTURAL PRODUCTION, AND County Law Enforcement Center, 1580 ARE ABANDONED." Dated: November 22, 2010.

Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

Chase Home Finance LLC DATED: September 22, 2011 Mortgagee/Assignee of Mortgagee ASSIGNEE OF MORTGAGEE: USSET, WEINGARDEN AND LIEBO, P.L.L.P. The Bank Of New York Mellon By: Paul A. Weingarden FKA The Bank Of New York As Attorneys for Mortgagee/Assignee of T r u s t e e F o r T h e Mortgagee Certificateholders Of CWMBS, 4500 Park Glen Road #300 Inc., CHL Mortgage Pass-through Minneapolis, MN 55416 T r u s t 2 0 0 5 - 0 1 , M o r t g a g e (952) 925-6888 30-9693 Pass-through Certificates, Series 2005-01 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE OF POSTPONEMENT OF The above referenced sale scheduled MORTGAGE FORECLOSURE SALE Pursuant to the provisions of for October 07, 2011 at 10:00 AM has been postponed to November 07, 2011 M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e at 10:00 AM in the Dakota County Law f o r e g o i n g f o r e c l o s u r e s a l e i s Enforcement Center, 1580 Highway 55, postponed until March 18, 2011 at Lobby S-100, Hastings, Minnesota in 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, said County and State.

Lobby #S-100, Hastings, MN, in said DATED: October 06, 2011 county and state.

ASSIGNEE OF MORTGAGEE: Dated: January 24, 2011.

The Bank Of New York Mellon Chase Home Finance LLC FKA The Bank Of New York As F o r T h e T r u s t e e Mortgagee/Assignee of Mortgagee Certificateholders Of CWMBS, USSET, WEINGARDEN AND LIEBO, P.L.L.P. Inc., CHL Mortgage Pass-through By: Paul A. Weingarden T r u s t 2 0 0 5 - 0 1 , M o r t g a g e Attorneys for Mortgagee/Assignee of Pass-through Certificates, Series Mortgagee 4500 Park Glen Road #300 2005-01 Wilford, Geske & Cook P.A. Minneapolis, MN 55416 (952) 925-6888 Attorneys for Assignee Of Mortgagee: 30-9693 Lawrence A. Wilford James A. Geske THIS IS A COMMUNICATION FROM 8425 Seasons Parkway, Suite 105 A DEBT COLLECTOR. Woodbury, MN 55125-4393 NOTICE OF POSTPONEMENT OF (651) 209-3300 MORTGAGE FORECLOSURE SALE Pursuant to the provisions of File Number: 021605F01 2782153 10/13/11 M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e foregoing foreclosure sale is postponed until May 13, 2011 at 10:00 am at the Sheriff's Office, Law NOTICE OF MORTGAGE Enforcement Center, 1580 Hwy 55, FORECLOSURE SALE Lobby #S-100, Hastings, MN, in said THE RIGHT TO VERIFICATION county and state.

OF THE DEBT AND IDENTITY OF Dated: March 14, 2011.

THE ORIGINAL CREDITOR WITHIN Chase Home Finance LLC THE TIME PROVIDED BY LAW IS Mortgagee/Assignee of Mortgagee NOT AFFECTED BY THIS ACTION. USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOTICE IS HEREBY GIVEN, that By: Paul A. Weingarden default has occurred in conditions of Attorneys for Mortgagee/Assignee of the following described mortgage: Mortgagee DATE OF MORTGAGE: December 22, 4500 Park Glen Road #300 2006 Minneapolis, MN 55416 MORTGAGORS: Nicholas Ludwig and (952) 925-6888 Analise Ludwig, Married Couple.

30-9693 MORTGAGEE: Mortgage Electronic THIS IS A COMMUNICATION FROM Registration Systems, Inc..

A DEBT COLLECTOR. DATE AND PLACE OF RECORDING: NOTICE OF POSTPONEMENT OF Recorded January 18, 2007, Dakota MORTGAGE FORECLOSURE SALE County Recorder, Document No. Pursuant to the provisions of 2489168.

Minnesota Statutes 580.07, the ASSIGNMENTS OF MORTGAGE: f o r e g o i n g f o r e c l o s u r e s a l e i s Assigned to: Chase Home Finance LLC, postponed until June 24, 2011 at 10:00 Dated: November 18, 2010. am at the Sheriff's Office, Law TRANSACTION AGENT: Mortgage Enforcement Center, 1580 Hwy 55, Electronic Registration Systems, Inc. Lobby #S-100, Hastings, MN, in said T R A N S A C T I O N A G E N T ' S M O R T - county and state.

GAGE IDENTIFICATION NUMBER ON Dated: May 16, 2011.

MORTGAGE: 100162500019583005 JPMorgan Chase Bank, National LENDER OR BROKER AND MORTAssociation GAGE ORIGINATOR STATED ON Mortgagee/Assignee of Mortgagee MORTGAGE: Ohio Savings Bank USSET, WEINGARDEN AND LIEBO, P.L.L.P. R E S I D E N T I A L M O R T G A G E S E R - By: Paul A. Weingarden VICER: Chase Home Finance LLC Attorneys for Mortgagee/Assignee of MORTGAGED PROPERTY ADDRESS: Mortgagee 12883 Garrett Avenue, Apple Valley, 4500 Park Glen Road #300 MN 55124 Minneapolis, MN 55416 TAX PARCEL I.D. #: 018472501003 (952) 925-6888 LEGAL DESCRIPTION OF PROP30-9693 ERTY: THIS IS A COMMUNICATION FROM Lot 1, Block 3, Woodside Estates, A DEBT COLLECTOR. Dakota County, Minnesota NOTICE OF POSTPONEMENT OF COUNTY IN WHICH PROPERTY IS MORTGAGE FORECLOSURE SALE LOCATED: Dakota Pursuant to the provisions of ORIGINAL PRINCIPAL AMOUNT OF M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e MORTGAGE: $179,000.00 foregoing foreclosure sale is AMOUNT DUE AND CLAIMED TO BE postponed until August 19, 2011 at DUE AS OF DATE OF NOTICE, INCLUD- 10:00 am at the Sheriff's Office, Law ING TAXES, IF ANY, PAID BY MORT- Enforcement Center, 1580 Hwy 55, GAGEE: $174,049.98 Lobby #S-100, Hastings, MN, in said That prior to the commencement of county and state. this mortgage foreclosure proceeding Dated: June 21, 2011.

Mortgagee/Assignee of Mortgagee comJPMorgan Chase Bank, National plied with all notice requirements as Association required by statute; That no action or Mortgagee/Assignee of Mortgagee proceeding has been instituted at law USSET, WEINGARDEN AND LIEBO, P.L.L.P. or otherwise to recover the debt By: Paul A. Weingarden secured by said mortgage, or any part Attorneys for Mortgagee/Assignee of thereof; Mortgagee P U R S U A N T t o t h e p o w e r o f s a l e 4500 Park Glen Road #300 contained in said mortgage, the above Minneapolis, MN 55416 described property will be sold by the (952) 925-6888 Sheriff of said county as follows: 30-9693 DATE AND TIME OF SALE: January THIS IS A COMMUNICATION FROM 28, 2011 at 10:00 AM A DEBT COLLECTOR. PLACE OF SALE: S h e r i f f ' s O f f i c e , NOTICE OF POSTPONEMENT OF Law Enforcement Center, 1580 Hwy MORTGAGE FORECLOSURE SALE 55, Lobby #S-100, Hastings, MN Pursuant to the provisions of to pay the debt then secured by said M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e Mortgage, and taxes, if any, on said f o r e g o i n g f o r e c l o s u r e s a l e i s premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption ���������� �� ���� �����

PUBLIC NOTICE

��� ������� ��� ���� ������T������ H E M O R T������� GAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, ���������� ���� ��������� foregoing foreclosure sale is postponed until October 7, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 15, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 10, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2783887 10/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 19, 2008 MORTGAGORS: Joni P. Pruett and Everette A. Pruett, wife and husband MORTGAGEE: J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Registered March 31, 2008, Dakota County Registrar of Titles, Document No. 625863, Certificate of Title No. 128574.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1280 Spring Green Lane, Burnsville, MN 55306 TAX PARCEL I.D. #: 027180010001 LEGAL DESCRIPTION OF PROPERTY: LOT 10, BLOCK 1 SPRING GREEN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $446,885.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL

MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 23, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 21, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 10, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 7, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2782973 10/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 5 , 2007 MORTGAGOR: Miguel Angel Salinas, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded January 17, 2007, Dakota County Recorder, Document No. 2488627.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for BNC Mortgage Loan Trust 2007-2.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200003001077 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage,Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3770 Greensboro Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 10-30900-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Greensboro 1st Addition, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $290,803.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2011.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3363 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777240 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2006 MORTGAGOR: Timothy J. Metzen, A Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 13, 2006, Dakota County Recorder, Document No. 2412244.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000468211 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 234 Dale Street East, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367150029290 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 29, Spring Park, Dakota County, Minnesota, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,447.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or

weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2614 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777374 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 MORTGAGOR(S): Shawn Knuth and Machelle Knuth husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 27, 2006 Dakota County Recorder Document Number: 2415634 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC 4 Dated: July 14, 2010 Recorded: July 19, 2010 Dakota County Recorder Document Number: 2741247 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910005853763 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16611 Havelock Ct, Lakeville, MN 55044-6243 Tax Parcel ID Number: 22-32901.01.040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highview Heights 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,170.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2012, or the next business day if January 01, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 19, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka

The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003946F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2011 at 10:00 AM has been postponed to August 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 27, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As T r u s t e e F o r T h e Certificateholders Of CWALT, Inc., Alternative Loan Trust 2 0 0 6 - O C 4 , M o r t g a g e Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 01, 2011 at 10:00 AM has been postponed to September 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 25, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As F o r T h e T r u s t e e Certificateholders Of CWALT, Inc., Alternative Loan Trust 2 0 0 6 - O C 4 , M o r t g a g e Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 01, 2011 at 10:00 AM has been postponed to October 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 23, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As T r u s t e e F o r T h e Certificateholders Of CWALT, Inc., Alternative Loan Trust 2 0 0 6 - O C 4 , M o r t g a g e Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2011 at 10:00 AM has been postponed to December 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 04, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As f o r T h e T r u s t e e Certificateholders Of CWALT, Inc., Alternative Loan Trust 2 0 0 6 - O C 4 , M o r t g a g e Pass-Through Certificates, Series 2006-OC4 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003946F03 2780057 10/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 7 , 2003 MORTGAGORS: S t e v e n M . W o o d s and Mary Kay Woods, husband and wife.

MORTGAGEE:ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Registered March 20, 2003, Dakota County Registrar of Titles, Document No. 492662, Certificate of Title No. 135613.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 208 Harold Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 027643004070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 4, Timberland- Knoll Acres, according to te recorded plat thereof Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,175.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6416 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785055 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 1998 MORTGAGORS: James A. Sorensen and Laurie J. Sorensen, husband and wife.

MORTGAGEE: Cities Financial, Inc..

DATE AND PLACE OF RECORDING: Recorded December 30, 1998, Dakota County Recorder, Document No. 1562680.

ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: CitiMortgage, Inc..

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cities Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1967 Walsh Lane, Mendota Heights, MN 55118 TAX PARCEL I.D. #: 278330000153 LEGAL DESCRIPTION OF PROPERTY: The South 97.5 Feet of Lot 15, Wagenknecht's Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $113,900.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

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Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 11, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6310 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 5, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6310 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2779666 10/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $490,000.00 MORTGAGOR(S): Jeff Klose and Carrie Klose, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 07, 2007 Dakota County Recorder Document Number: 2535698 ASSIGNMENTS OF MORTGAGE: And assigned to: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Dated: June 18, 2010 Recorded: July 23, 2010 Dakota County Recorder Document Number: 2742367 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18660 Irenic Ave, Lakeville, MN 55044-4436 Tax Parcel ID Number: 22-71325-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Spring Hill, according to the recorded plat thereof and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $573,628.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Septem-

DATE AND TIME OF SALE: Septem ber 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 07, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 29, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 13, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 03, 2011 at 10:00 AM has been postponed to March 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 31, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 04, 2011 at 10:00 AM has been postponed to April 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 28, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 05, 2011 at 10:00 AM has been postponed to May 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 31, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 05, 2011 at 10:00 AM has been postponed to June 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 06, 2011 at 10:00 AM has been postponed to July 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 31, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2011 at 10:00 AM has been postponed to August 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 01, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 08, 2011 at 10:00 AM has been postponed to September 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 03, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC

CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 07, 2011 at 10:00 AM has been postponed to October 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 31, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2011 at 10:00 AM has been postponed to November 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 03, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 2779940 10/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $404,000.00 MORTGAGOR(S): Alan G. Keiran and Mary Jane Keiran, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Home Capital, Inc. DATE AND PLACE OF RECORDING: Recorded: January 17, 2007 Dakota County Recorder Document Number: 2488942 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon fka The Bank Of New York, as Trustee For The Certificateholders Of CWABS Inc., Asset-backed Certificates, Series 2007-6 Dated: August 04, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100178020060937150 Lender or Broker: Home Capital, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7820 200th St W, Lakeville, MN 55044-9125 Tax Parcel ID Number: 22.02800.01.022 LEGAL DESCRIPTION OF PROPERTY: The West 660.00 feet of the East 1980.00 feet of the North 660.00 feet of the North-half (N 1/2) of the Northeast Quarter (NE 1/4) of Section Twenty-eight (28), Township One Hundred Fourteen (114), Range Twenty (20), according to the Government Survey thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $530,151.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 09, 2012, or the next business day if April 09, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

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������ ������ ������� T I M E P R������� O V I D E D ��� B Y ���� LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, T H E M O R T G A G O R ' S P E R S O N A L REDEMPTION BY THE MORTGAGOR, REPRESENTATIVES OR ASSIGNS, THE MORTGAGOR'S PERSONAL REPMAY BE REDUCED TO FIVE WEEKS IF RESENTATIVES OR ASSIGNS, MAY BE A J U D I C I A L O R D E R I S E N T E R E D REDUCED TO FIVE WEEKS IF A JUDIU N D E R M I N N E S O T A S T A T U T E S , CIAL ORDER IS ENTERED UNDER SECTION 582.032, DETERMINING, MINNESOTA STATUTES, SECTION AMONG OTHER THINGS, THAT THE 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G M O R T G A G E D P R E M I S E S A R E OTHER THINGS, THAT THE MORTI M P R O V E D W I T H A R E S I D E N T I A L GAGED PREMISES ARE IMPROVED D W E L L I N G O F L E S S T H A N F I V E WITH A RESIDENTIAL DWELLING OF UNITS, ARE NOT PROPERTY USED IN LESS THAN FIVE UNITS, ARE NOT AGRICULTURAL PRODUCTION, AND PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. ARE ABANDONED. DATED: October 13, 2011 DATED: August 25, 2011 ASSIGNEE OF MORTGAGEE: ASSIGNEE OF MORTGAGEE: The Suntrust Mortgage, Inc. Bank Of New York Mellon fka The Wilford, Geske & Cook P.A. Bank Of New York, as Trustee For Attorneys for Assignee of Mortgagee The Certificateholders Of CWABS Lawrence A. Wilford Inc., Asset-backed Certificates, James A. Geske Series 2007-6 8425 Seasons Parkway, Suite 105 Wilford, Geske & Cook P.A. Woodbury, MN 55125-4393 Attorneys for Assignee of Mortgagee (651) 209-3300 Lawrence A. Wilford James A. Geske File Number: 021233F01 2783701 10/13-11/17/11 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017376F02 NOTICE OF MORTGAGE NOTICE OF POSTPONEMENT OF FORECLOSURE SALE MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF The above referenced sale scheduled for October 07, 2011 at 10:00 AM has THE DEBT AND IDENTITY OF THE been postponed to October 21, 2011 at ORIGINAL CREDITOR WITHIN THE 10:00 AM in the Dakota County Law T I M E P R O V I D E D B Y L A W I S N O T Enforcement Center, 1580 Highway 55, AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Lobby S-100, Hastings, Minnesota in default has occurred in the conditions said County and State. of the following described mortgage: DATED: September 13, 2011 DATE OF MORTGAGE: January 12, ASSIGNEE OF MORTGAGEE: The 2007 Bank Of New York Mellon fka The ORIGINAL PRINCIPAL AMOUNT OF Bank Of New York, as Trustee For MORTGAGE: $224,000.00 The Certificateholders Of CWABS MORTGAGOR(S): Robert J Collins Inc., Asset-backed Certificates, and Lori Ann Collins, Husband and Series 2007-6 Wife Wilford, Geske & Cook P.A. MORTGAGEE: Mortgage Electronic Attorneys for Assignee Of Mortgagee: Registration Systems, Inc. as nominee Lawrence A. Wilford for Decision One Mortgage CorporaJames A. Geske tion, LLC 8425 Seasons Parkway, Suite 105 TRANSACTION AGENT: Mortgage Woodbury, MN 55125-4393 Electronic Registration Systems, Inc. (651) 209-3300 MIN#: 100077910007262450 File Number: 017376F02 SERVICER: Ocwen Loan Servicing, 2752303 10/13/11 LLC LENDER: Decision One Morgage Company, LLC. DATE AND PLACE OF FILING: NOTICE OF MORTGAGE Dakota County Minnesota, Recorder , FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t on January 31, 2007, as Document No. default has occurred in the conditions 2492962. of the following described mortgage: ASSIGNED TO: Deutsche Bank DATE OF MORTGAGE: October 11, National Trust Company, as trustee for 2005 the registered holders of Morgan StanORIGINAL PRINCIPAL AMOUNT OF ley ABS Capital I Inc. Trust 2007-HE5 MORTGAGE: $127,800.00 Mortgage Pass-Through Certificates, MORTGAGOR(S): Kimberly J. Traut- Series 2007-HE5. Dated: August 18, man, a single person 2011 , and recorded September 9, 2011 MORTGAGEE: Mortgage Electronic by Document No. 2818596 .

Registration Systems, Inc. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: ERTY: Lot 18, Block 4, Carrollton R e c o r d e d : N o v e m b e r 0 7 , 2 0 0 5 Estates,Dokota County,Minnesota.

Dakota County Recorder PROPERTY ADDRESS: 8088 Upper Document Number: 2378653 145th Street West, Apple Valley, MN ASSIGNMENTS OF MORTGAGE: 55124 And assigned to: Suntrust Mortgage, PROPERTY I.D: 01-16300-04-180 Inc. COUNTY IN WHICH PROPERTY IS Dated: June 22, 2011 LOCATED: Dakota Recorded: June 28, 2011 Dakota THE AMOUNT CLAIMED TO BE DUE County Recorder ON THE MORTGAGE ON THE DATE OF Document Number: 2807378 THE NOTICE: Two Hundred Thirty-One Transaction Agent: Mortgage Elec- Thousand Six Hundred Eighty-Nine tronic Registration Systems, Inc. and 21/100 ($231,689.21) Transaction Agent Mortgage IdentifiTHAT no action or proceeding has cation Number: 100010401435853391 been instituted at law to recover the Lender or Broker: Suntrust Mort- debt secured by said mortgage, or any part thereof; that there has been comgage, Inc Residential Mortgage Servicer: Sun- pliance with all pre-foreclosure notice and acceleration requirements of said Trust Mortgage, Inc. Mortgage Originator: Not Applicable mortgage, and/or applicable statutes; COUNTY IN WHICH PROPERTY IS PURSUANT, to the power of sale conLOCATED: Dakota tained in said mortgage, the above Property Address: 3557 Blue Jay described property will be sold by the Way Apt 203, Eagan, MN 55123-2252 Sheriff of said county as follows: Tax Parcel ID Number: DATE AND TIME OF SALE: 10:00 AM 10-45051-04-188 on November 29, 2011 LEGAL DESCRIPTION OF PROPPLACE OF SALE: Sheriff`s M a i n ERTY: Unit No. 13203, Lexington Place Office, Law Enforcement Center, 1580 Condominium, Condominium File No. Highway 55, Hastings MN 55033-2343 66, Dakota County, Minnesota to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE mortgage and taxes, if any actually D U E A S O F D A T E O F N O T I C E : paid by the mortgagee, on the pre$135,789.06 mises and the costs and disburseTHAT all pre-foreclosure require- m e n t s a l l o w e d b y l a w . T h e t i m e ments have been complied with; that allowed by law for redemption by said no action or proceeding has been insti- mortgagor(s), their personal representuted at law or otherwise to recover the tatives or assigns is 6.00 months from debt secured by said mortgage, or any the date of sale. part thereof; "THE TIME ALLOWED BY LAW FOR PURSUANT to the power of sale con- REDEMPTION BY THE MORTGAGOR, t a i n e d i n s a i d m o r t g a g e , t h e THE MORTGAGOR`S PERSONAL REPabove-described property will be sold RESENTATIVES OR ASSIGNS, MAY BE by the Sheriff of said county as fol- REDUCED TO FIVE WEEKS IF A JUDIlows: CIAL ORDER IS ENTERED UNDER DATE AND TIME OF SALE: Novem- MINNESOTA STATUTES, SECTION ber 28, 2011 at 10:00 AM 582.032, DETERMINING, AMONG PLACE OF SALE: Dakota County OTHER THINGS, THAT THE MORTLaw Enforcement Center, 1580 High- GAGED PREMISES ARE IMPROVED way 55, Lobby S-100, Hastings, Minne- WITH A RESIDENTIAL DWELLING OF sota LESS THAN FIVE UNITS, ARE NOT to pay the debt secured by said mort- PROPERTY USED IN AGRICULTURAL gage and taxes, if any, on said pre- P R O D U C T I O N , A N D A R E mises and the costs and disburse- ABANDONED." ments, including attorney fees allowed Dated: October 13, 2011 by law, subject to redemption within Deutsche Bank National Trust Company, as trustee for the six (6) months from the date of said registered holders of Morgan sale by the mortgagor(s), their perStanley ABS Capital I Inc. Trust sonal representatives or assigns.

2 0 0 7 - H E 5 M o r t g a g e If the Mortgage is not reinstated Pass-Through Certificates, Series under Minn. Stat. §580.30 or the prop2007-HE5. erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate Randall S. Miller & Associates, PLLC the property on or before 11:59 p.m. on Attorneys for Assignee of Mortgage/ May 29, 2012, or the next business day Mortgagee if May 29, 2012 falls on a Saturday, One Financial Plaza, 120 South Sixth Street, Suite 1100 Sunday or legal holiday.

Mortgagor(s) released from financial Minneapolis, MN 55402 Phone: 612-573-3677 obligation: NONE THIS COMMUNICATION IS FROM Our File No. 11MN00566-1 A DEBT COLLECTOR ATTEMPT- THIS IS A COMMUNICATION FROM ING TO COLLECT A DEBT. ANY A DEBT COLLECTOR. INFORMATION OBTAINED WILL BE A S A P # 4 1 0 6 5 7 4 1 0 / 1 3 / 2 0 1 1 , 10/20/2011, 10/27/2011, 11/03/2011, USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF 11/10/2011, 11/17/2011 10/13-11/17/11 THE DEBT AND IDENTITY OF THE 2781102 ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������Land. ������ ������� TRANSACTION AGENT: ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,400.00 MORTGAGOR(S): Ryan S. Anderson and Manyvanh L. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2007 Dakota County Recorder Document Number: 2528798 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 06, 2011 Recorded: June 10, 2011 Dakota County Recorder Document Number: 2804852 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000104-0206033326-1 Lender or Broker: Sound Mortgage Decisions Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15206 Crystal Dr E, Burnsville, MN 55306-5158 Tax Parcel ID Number: 02-56553-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Paha Sapa Knolls 4th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $225,248.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2012, or the next business day if May 29, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021037F01 2783868 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2007 MORTGAGOR: Jill V. Winberg F/K/A Jill V. Skrien, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered May 18, 2007, Dakota County Registrar of Titles, Document No. 610956, Certificate of Title No. 113049.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc..

Said Mortgage being Registered Land.

Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000397231014 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1714 Flamingo Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 107710018030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 18, Town View First Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,372.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6433 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785039 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 1994 MORTGAGORS:Michael James Liegman and Kim A. Liegman, husband and wife.

MORTGAGEE: I n v e s t o r s S a v i n g s Bank, FSB. DATE AND PLACE OF RECORDING: Recorded May 4, 1994, Dakota County Recorder, Document No. 1214082.

ASSIGNMENTS OF MORTGAGE: Assigned to: Firstar Bank Milwaukee. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: Principal Residential Mortgage, Inc n/k/a CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Investors Savings Bank, FSB RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5482 280TH Street East, Randolph, MN 55065 TAX PARCEL I.D. #: 310040025012 LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Quarter (NW 1/4) of Section Four (4), Township One Hundred Twelve (112),

ship One Hundred Twelve (112), Range Eighteen (18), Dakota County, Minnesota described as follows: Commencing at the Northeast corner of said Northwest Quarter (NW 1/4); thence West (assumed bearing) along the North line thereof a distance of 1,348.79 feet to the point of beginning; thence South a distance of 513.00 feet; thence West a distance of 592.68 feet, more or less, to the Easterly right-of-way of State Trunk Highway No. 56; thence North 28 degrees 24 minutes 57 seconds East along said Easterly right-of-way a distance of 583.27 feet to said North line of Northwest Quarter (NW 1.4); thence East along said North line a distance of 315.12 feet, more or less, to the point of beginning, according to the United States Government Survey thereof and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $53,800.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owneroccupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 28, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6398 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785229 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGORS: Justin A. Kepler and Joyce K. Luedke, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 14, 2008, Dakota County Registrar of Titles, Document No. 626546, Certificate of Title No. 144598.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010, Recorded: November 19, 2010, Document No. T671355.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900031030033 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 21030 Chippendale Court, Farmington, MN 55024 TAX PARCEL I.D. #: 142110005100 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 3 and those parts of Lots 4 and 5 lying Easterly of a Straight Line drawn from a point on the North Line of Said Lot 4 Distant 28 feet West of the Northeast Corner of Said Lot 4 to the Southeast Corner of Said Lot 5, All in Dooley Add. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,317.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 5, 2011.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 14, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 6, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul W. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 18, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 10, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 7, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2782984 10/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2006 MORTGAGOR: H e r b e r t R . H i n z , a single man.

MORTGAGEE: BankUnited, FSB. DATE AND PLACE OF RECORDING: Recorded June 28, 2006, Dakota County Recorder, Document No. 2441536.

ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 13392 Geneva Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011715202010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Cherry Oak Estates Third Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $325,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $353,851.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2011.

BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-271 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2782720 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Nicholas T. Gunderson, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368450 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Dated: June 07, 2010 Recorded: August 06, 2010 Dakota County Recorder Document Number: 2745002 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000963934-8 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21220 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22.84100.030.04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Wild Meadows Villas, CIC NO. 364, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,773.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 24, 2010 at 10:00 AM has been postponed to October 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 20, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 11, 2010

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 13, 2011

Burnsville selects new chief financial officer

by John Gessner DAKOTA COUNTY TRIBUNE

For the second time, a Minneapolis city budget director is leaving that job to become Burnsvilleâ&#x20AC;&#x2122;s chief financial officer.

Heather Johnston will begin work as Burnsvilleâ&#x20AC;&#x2122;s director of administrative services and CFO on Oct. 31. Sheâ&#x20AC;&#x2122;s been director of the Management and Budget Division in Minneapolis for seven and a half years.

She arrived in Minneapolis with state and federal budget experience. The Eagan resident had worked for the Minnesota Management and Budget office and for the U.S. Office of Management and Budget.

Johnston replaces Tammy Omdal as Burnsvilleâ&#x20AC;&#x2122;s

ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 29, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2011 at 10:00 AM has been postponed to February 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 13, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled

CFO and one of its three top administrators. Omdal, who was also head of the Minneapolis budget office before coming to Burnsville, left at the end of August for a private-sector job. â&#x20AC;&#x153;We are very happy to be able to add Heather to our staff,â&#x20AC;? Burnsville City Manager Craig Ebeling said in a news release. â&#x20AC;&#x153;Her wealth of experience will serve the city and its residents very well. She will be instrumental in maintaining the cityâ&#x20AC;&#x2122;s extremely strong financial position.â&#x20AC;?

As director of administrative services/CFO, Johnston will oversee the cityâ&#x20AC;&#x2122;s Finance, Communications, Community Services and Information Technology Departments, as well as the

Office of the City Clerk.

In Minneapolis, she directed development and production of the city budget, advised departments and elected officials on financial issues and presented financial information to various audiences.

Johnston holds a masterâ&#x20AC;&#x2122;s degree in public administration with a concentration in budget and public expenditure analysis from George Washington University in Washington, D.C. She earned a bachelorâ&#x20AC;&#x2122;s degree in political science and communication from Augsburg College in Minneapolis.

for February 22, 2011 at 10:00 AM has been postponed to March 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 22, 2011 at 10:00 AM has been postponed to April 25, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 25, 2011 at 10:00 AM has been postponed to May 26, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 12, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 26, 2011 at 10:00 AM has been postponed to June 27, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 17, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 27, 2011 at 10:00 AM has been postponed to July 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 14, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-

THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2011 at 10:00 AM has been postponed to August 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 10, 2011 at 10:00 AM has been postponed to September 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 09, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 12, 2011 at 10:00 AM has been postponed to October 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 12, 2011 at 10:00 AM has been postponed to November 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 04, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 2780189 10/13/11

John Gessner is at john.gessner@ecm-inc.com.

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DCTC Partnering with Loram on MJSP Grant $150,009 in funds for two-year customized training program Over the course of two years, Dakota County Technical College will work with Loram Maintenance of Way of Hamel to customize courses focusing on electrical, mechanical/welding, hydraulics and painting thanks to a $105,009 grant from the Minnesota Job Skills Partnership program.

Ninety-three Loram employees will upgrade their skill range through courses such as: â&#x20AC;˘ AC/DC Electricity â&#x20AC;˘ Controls/PLCs â&#x20AC;˘ Lifting and Rigging â&#x20AC;˘ Fasteners â&#x20AC;˘ Hydraulics Systems Training will increase opportunities for employees wishing to scale the career ladder at the company. Training also aims to help Loram increase efficiency, profitability and competitiveness.

Loram specializes in railway track maintenance both as a manufacturer of stateof-the art equipment and as a service contractor.

DCTC will update existing curriculum as the college builds a relationship with Loram that expects to increase the companyâ&#x20AC;&#x2122;s capacity to work with comparable companies.

The Minnesota Job Skills Partnership program works â&#x20AC;&#x153;strategically with businesses and educational institutions to train or retrain workers, expand work opportunities, and keep high-quality jobs in the state.â&#x20AC;?

Training grants offset training-related expenses incurred by business, industry and educational institutions in the quest to meet every requirement of present and future workforces.

DCTC President Ron Thomas took part in the grant signing at Loram Oct. 6.

He said he was impressed with Loramâ&#x20AC;&#x2122;s operation and pleased that DCTC can contribute to the companyâ&#x20AC;&#x2122;s success with critical assistance from MJSP. â&#x20AC;&#x153;Loram is one of only a handful of companies in the world capable of providing service and equipment in this very important area of transportation,â&#x20AC;? Thomas said. â&#x20AC;&#x153;Loram delivers maintenance of way services to Class I and shortline railroads, transits and commuter rails not only on our continent, but also around the world. Again, I wish to thank MJSP and Paul Moe for their continued and invaluable support of Minnesota workforces.â&#x20AC;?

Capitol Commerce Two Eagan residents may vie for DFL endorsement in 38A

by Jessica Harper DAKOTA COUNTY TRIBUNE

Two familiar faces put their names in the hat this week for what is may be the future of the District 38A seat in the Minnesota House of Representatives.

Former state representative Sandra Masin and Eagan City Council Member Gary Hansen may face off this year for the districtâ&#x20AC;&#x2122;s DFL endorsement if the district line is redrawn the way Hansen expects.

Hansen currently lives at 1486 Thomas Lane, which is in District 38B, a seat currently held by Doug Wardlow, a Republican.

Masin, 68, represented District 38A for four years but was defeated by Diane Anderson, a Republican, in 2010.

During her time in the Legislature, the Eagan resident focused much of her attention on mass transit and infrastructure. â&#x20AC;&#x153;I think I did a good job trying to get Minnesota on track,â&#x20AC;? she said.

Masin said the state shutdown inspired her to try to regain her seat. â&#x20AC;&#x153;We have known for some time now that Minnesota has been in jeopardy of losing its (top credit) rating,â&#x20AC;? she said. â&#x20AC;&#x153;The problem is the accounting, like the education shift.â&#x20AC;?

Masin, who was first elected in 2006, cited her accomplishments in the Legislature, including sponsoring a bill that created the Ultra HighSpeed Broadband Task Force.

She also carried a bill to bring

Sandra Gary Masin Hansen back strategic and long range planning so policy is based on long-term goals.

She said she hopes to continue that work, as well as ensuring that decent government works for all residents, not just the wealthiest. â&#x20AC;&#x153;I think thereâ&#x20AC;&#x2122;s nothing more important to the future of our state than ensuring an educational system of excellence,â&#x20AC;? she said.

Masin said her previous experience in the House and local commissions makes her the stronger candidate.

Hansen, 59, believes he is the one to do the job.

He, too, is frustrated by the state shutdown, which he said was simply caused by a lack of compromise.

Hansen blames much of this on what he calls extremists in the Legislature.

Pointing to his record at the Eagan City Council, Hansen said he would bring about the compromise needed in the Legislature.

Hansen has served in many roles in local government.

When Eagan Mayor Mike Maguire is absent, Hansen is the acting mayor.

He also works as a commercial arbitrator on the Min-

nesota Alternative Dispute Resolution Rule 114 Neutrals Roster, as well as a securities arbitrator for Financial Industry Regulatory Authority.

The Better Business Bureau of Minnesota/North Dakota Community Mediation Center named Hansen arbitrator of the year in 2007.

Hansen also represents Eagan on various commissions and boards such as the Dakota Communications Center Board of Directors.

Hansen has a bachelorâ&#x20AC;&#x2122;s degree in economics and political science from South Dakota State University, and he graduated cum laude from William Mitchell College of Law. Hansen currently works as a risk management officer at AgriBank FCB in St. Paul.

He and his wife, who teaches math at Eagan High School, have lived in Eagan for 27 years. They have two daughters and a son who live in the Twin Cities area.

When asked if he is confident he can beat his opponents, Hansen said: â&#x20AC;&#x153;I donâ&#x20AC;&#x2122;t think of opponents. I plan to visit with people in the caucus and those involved in the endorsement.â&#x20AC;?

Redistricting could place the two candidates in a new district that might not have the same number or boundaries at 38A. These changes are not scheduled to be finalized until February.

E-mail Jessica Harper at: jessica.harper@ecm-inc.com

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October 13, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo by Tad Johnson

Photo by Tad Johnson

Raisa Prokopenko of Apple Valley owns Café Raisa in Rosemount off Chippendale Av- The interior of Café Raisa is adorned with photographs and decorations from Ukraine, enue and County Road 42.

Kirgizstan, and Kazakhstan.

From Russia, with love Kazakhstan couple’s Café Raisa spreads culture through food, special events

In Brief

Café Raisa is located at 15090 Chippendale Ave. in Rosemount. For more information about dining, banquet facilities, or business lunches, call (952) 423-2225 or visit the website: www.caferaisa.com.

by Tad Johnson DAKOTA COUNTY TRIBUNE

For people who crave authentic Russian food and an atmosphere to match, Café Raisa is a place to savor.

The Rosemount restaurant is owned and operated

by Raisa and Viktor Prokopenko, who emigrated to the United States 12 years ago from their native Kazakhstan.

While opening a restaurant has been a dream of the couple for many years, the sour economy was the unfortunate driver of the launch of the business a year ago.

After both the Prokopenkos lost their jobs in the span of about seven months, they obtained a small business

loan, invested their savings and opened Café Raisa less than two months later on July 2, 2010.

“We consider our first year opening anniversary to be a major milestone,” Raisa said.

One reason people might be searching out Café Raisa is the fact that it is one of the few places in the south metro, or the Twin Cities, that has so many handmade, from scratch, and authentic Russian offerings.

“We listen to our customers and are very open to their suggestions,” Raisa said. “We update our menu regularly with new seasonal items, but keep the favorites.”

Most of the menu includes Russian food, including over 40 items, while American favorites like hamburgers are sprinkled about. There’s also a selection of Baltika beers.

Raisa said it is important to do what you enjoy doing to be successful in any business. For her, what she enjoys is cooking.

“I like to cook, so it’s very rewarding to get compliments back from my customers,” Raisa said. “It’s a good feeling to have knowing my dish made someone happy.”

One patron of Café Raisa was so inspired about his repeat visits to the restaurant that he sent a long email to

carrot salad

beet salad

honey cake

Thisweek touting the cafe’s virtues.

He particularly liked the borsch (cabbage soup), Siberian pelmeni (dumplings filled with meat, seafood, or chicken) and che-bu-re-ki.

“I would agree with the comment of a waiter, ‘Life without che-bu-re-ki is a pure waste.’ These delicacies are sort of like Russian style hot pockets, filled with beef and lamb, but only about a thousand times better,” the emailer wrote.

The atmosphere doesn’t stop with the smells of Russian cuisine.

The front window is adorned with colorful babuskas and pictures of Russia,

Ukraine, Kirgizstan, and Kazakhstan hang on the walls.

Television sets are tuned to Russian broadcasts and there are cartoons in Russian for children to enjoy.

The Prokopenkos view their role as providing other slices of Russian culture.

They celebrate all the national holidays of their home country, stringing up decorations and providing information about holidays that people can read while dining. For some special occasions, music and dancing are on tap.

People can eat in a classic Russian way – Banquette – for family celebrations and large parties.

Café Raisa serves lunch

and dinner in the space once occupied by Subway, which moved to a new spot west on County Road 42.

“I think we got very lucky to find our current space,” Raisa said. “I love my small restaurant. It’s close enough to other local businesses and not too far from our residence.”

Raisa and Viktor live in Apple Valley with their three sons. Because of their children’s involvement in youth sports, the couple donates regularly to local athletic organizations.

Tad Johnson is at tad.johnson@ecm-inc.com.

CVS from Page 6A

Culvers from Page 1A

In other changes since last week’s Planning Commission meeting, CVS agreed to install an elevator and removed an ADA compliant sidewalk entrance from Nicollet Avenue.

It was estimated that the business would create about 30 jobs – about half of them full-time positions.

The project has been a long time coming. The development group, called Burnsville Crossing LLC for this project, first struck a development contract, which included taxincrement financing incentives, with the city in 2007. Plans originally called for a pharmacy, a medical office building and a two-story parking deck.

Since then there have been amendments to the contract, and Wellington has told the city that the slow economy hindered progress on the site.

when school budgets are so much tighter.”

Though the couple reach out to the Eagan community through Culver’s they said it’s difficult to find time to volunteer in their hometown of St. Paul.

The restaurant consumes much of their time since Clint works seven days a week and Gloria six.

“It was Clint’s idea of retirement,” she said. “It doesn’t feel like retirement — but we love it.”

More information on Red Cross blood drives can be found at www.redcross.org.

Tad Johnson is at editor.thisweek@ecminc.com.

Photo by Jessica Harper

Eagan Culver’s franchisees Clint and Gloria Racine make a point to give back to their community. They sponsor numerous blood drives and give coupons to those who donate blood to the Red Cross.

Jessica Harper is at jessica.harper@ecm-inc.com.