10/14/2010 - Dakota County Tribune Business Weekly

JESSICA HARPER T.W. BUDIG ANDREW MILLER

Eagan medical firm sold to Nordson Corp. 2A Minnesota state candidates debate the issues 7A Security firm offers digital-age solutions 8A

dakotacountytribune.biz dakotacountytribune.biz

DATE ##, 2009 OCTOBER 14, 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 33

'DNRWD &RXQW\ 7ULEXQH Since 1884

B

U

S

I

N

E

S

S

w

e

e

k

l

y

Struggling small businesses reach out to SCORE

INSIDE BIZ FORUM

South Metro SCORE is seeing a growing number of clients and class attendees

Hopefully, our next governor and newly elected legislators will realize that a tax increase won’t f ix our state def icit.

PHIL KRINKIE 4A

by Jessica Harper DAKOTA COUNTY TRIBUNE

When times were good, they were really good for Burnsville-based One2One Marketing.

The company grew exponentially, joining the top 5 percent of promotions and marketing firms in the nation.

But when the economy took a nose dive, One2One fell with it. “It was tough because Photo by Jessica Harper people don’t realize to adverBob McGovern, SCORE education chair (middle), has been counseling Elaine Grundhauser and Dave tise in bad times,� One2One Thorman of One2One Marketing for the past few months on how to find financing or refinancing options for Marketing President Elaine their business.

Grundhauser said.

Strapped for cash flow, the South Metro Chapter of SCORE is located company turned to the South at 101 W. Burnsville Parkway.

Metro Chapter of SCORE Phone: (952) 890-7020 for help getting a U.S. Small Website: www.score-southmetro.org Business Administration Services are free. loan.

Grundhauser is among a about 14.3 percent on average, One2One Vice growing number of smallPresident Dave Thorman said. business owners reaching out By 2009, One2One Marketing was forced to to SCORE, a small-business One2One Marketing is located lay off two of its employees. counseling agency formerly at 2210 E. 117th St. in Burnsville.

Grundhauser and Thorman declined to say Phone: (952) 567-2790 known as the Service Corps whether the company is profitable.

Website: www.one2onemktg.com of Retired Executives.

Annual revenue: between $2 million Assistance from SCORE is helping “Five years ago most of and $5 million One2One Marketing wade through the rough our clients were new busiEmployees: 11 waves, though, Grundhauser said. nesses — today, it’s existing “They do a great job on giving advice and businesses,� said Ken Ahlcounsel in areas I didn’t know to get involved gren, chair of the South Metyears, I wanted to build something team- in,� she said. ro Chapter of SCORE. Like SCORE’s client base, its classes are also SCORE’s overall client base has increased building that respects its clients and has great about 30 percent, from 175 clients in 2009 to customer service,� said Grundhauser, who has growing, said McGovern, SCORE’s educaworked in the industry for more than 30 years. tion chair.

275 in 2010.

Attendance has more than doubled over the Grundhauser has been working with “I wanted to make a difference in the marketpast year, from 155 students in 2009 to 363 in SCORE counselor Bob McGovern for several place.�

The company’s clients include Cargill, the 2010. months on financing options.

Due to the increased demand, South Metro Grundhauser founded One2One Market- state of Minnesota and SuperValu.

SCORE added classes in Lakeville. It also ofThe 1990s were a booming time and the ing — a certified woman-owned small business that sells promotional, recognition and market- company grew rapidly, generating between $2 fers classes in Apple Valley and Burnsville, McGovern said. ing products to large and small corporations — million and $5 million in annual revenue.

Teaching these classes has been rewarding But when the recession hit, revenues fell 15 in 1995. work, said McGovern, who has been a volunpercent between 2008 and 2010.

At the same “Having been in the industry for many See SCORE, Page 48A time, the company’s gross margin dropped

In Brief

One2One

FORUM

Taxation is necessary to pull our state out of its budget woes. The next governor will need to f ind a proper balance.

DON HEINZMAN 4A BUSINESS 101

KATHY HUUS

A trained expert, such as a commercial interior designer, can help your business build brand identity.

6A

BEST PRACTICES

Organizations that encourage mavericks will realize the benef its of engaging the world in new ways.

JEFF APPELQUIST 6A

&

!""'! !

$

General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

2A

October 14, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

How has the recession affected your business?

The Dakota County Tribune’s 2010 Exceptional Businesswomen tell us how they’re adapting to the troubled economy

by Erin Johnson DAKOTA COUNTY TRIBUNE

The Dakota County Tribune Business Weekly publishes a regular feature in which the recipients of our 2010 Exceptional Businesswomen Award offer their opinions on various business topics.

The first class of 15 honorees was selected by staff after an open nomination process. Recipients were chosen based on their accomplishments in business and the community.

Some of the 15 shared their thoughts on this question: How has the recession affected your business, and how have you adapted?

Annette H. Marquez, president, The Perfect Occasion – Actually, I started my business just as the recession was beginning.

The slower e c o n o m y, which hit the hospitality industry hard, is all I’ve ex- Annette perienced as H. Marquez a business owner. These circumstances have meant I need to be more creative in all aspects of my business and adapt my plan as necessary. I look for diverse networking opportunities to increase my potential client base. I stay up to date on what is happening in the industry, so I can offer clients fresh ideas for their meetings or events.

Marie DeNicola, president and CEO, Mainstream Boutique and Mainstream Fashions Franchising – We have experienced unprec-

edented growth over the last year. We have opened three new stores in 2010, with a fourth opening in February, bringing our total stores to 16. In addition, the Apple Valley store sales are up 25 percent.

What recession?

We strive to be the very best at what we do, and to continue to strengthen Marie our brand. DeNicola We have amazing momentum right now which we are strategizing on daily on how to continue and build upon.

We also plan to open an additional four to six stores in 2011. The very best news of all is our new stores are taking off from day one because of the strength of the Mainstream brand. Business is good.

A recession can be a great opportunity for some businesses to grow. If you have an exceptional product or service, you will stand out even more during a recession. We are in a growth phase as a company, and the recession has fostered this growth locally and nationally for us.

More women are looking for careers to supplement family income or are looking to replace a lost corporate job, so leads for franchises are flowing in. In addition, we have increased our advertising and offered more incentives for people to shop.

The retail customer is more selective and may buy less overall, but she is buying more of the items she really wants.

Beth Krehbiel, president, Fairview Ridges Hospital – The recession has affected hospital volumes, which are down about 5 percent across the metro area. Many people are putting aside having elective surgery or maybe postponing a Beth screening test Krehbiel or procedure.

This certainly is a concern for patients as people might be avoiding care that is needed and would prevent future costs.

It has also put huge pressure on productivity – trying to match appropriate volumes with staffing levels.

We are also seeing the stress on our employees as more of them have significant others who have lost jobs, children who have moved home due to financial pressures, and overall general anxiety about

the economy and their futures. We are stepping up efforts to provide more support and stress relief in the workplace.

Doris LaMott Hoel, chef and owner, Chateau Lamothe Wine-Dine-Events – When the recession hit us hard, we thought about what would be the best for our business, staff and customers.

We decided to have events with no room charge six weeks out instead of three weeks out. We continued our small plates – less-money dinners – Doris and have not LaMott Hoel raised any prices even though all of our vendors prices have gone up. And we cut staff hours but didn’t lay anyone off; salaried staff just had to work more.

Business is still very in- 2008 levels.

Companies are replenishconsistent, but improving. ing inventories, and that has Rachel Hollstadt, CEO, perked up business. A numHollstadt & Associates ber of large OEMs have addInc. – For the last 10 years, ed people, but still not really Hollstadt & Associates Inc. close to the number of jobs has followed an economist that were eliminated. Short with an excellent forecasting lead-time requests have made record. He predicted a cou- things exciting and challenging. ple of years Some of the ways we have in advance coped is by being proactive. that there We hired a new outside sales would be a person in January who has downturn really helped Permac enter and possible new markets, i.e., medical recession. and aerospace. We do a ton H o l l s t a d t ’s of networking through varie x e c u t i v e Rachel ous organizations, serve on team took Hollstadt a number of different boards this information and implemented some and participate in trade misstrategies to counter the re- sions. It’s all about getting to know people and getting our cession.

That being said, the message out there. Commudownturn was more dramatic nicate. Communicate. Comthan anticipated, so we cer- municate.

Also, to manage our way tainly felt the impact. The good news is the same econ- through this, we have made omist has been consistently a lot of smart choices, along forecasting slow growth with some very difficult dethrough 2011 and moder- cisions. We’ve learned a lot, ate growth in 2012. Know- discovering ways to be more ing that, Hollstadt started effective with less.

Once again, it comes back preparing a year ago for the upturn that is now occurring. to communication – with employees, customers and Darlene Miller, presi- vendors. We’ve continued to dent and CEO, Permac In- stay positive while telling it dustries – Our business was like it is. And we don’t hesihit in October 2009; sales tate to ask everyone to help. literally dropped overnight. It’s amazing to me what peoWe were at ple will do and share to make 47 employees it happen if you just commuand down to nicate.

23 by March Is the road ahead going to of 2009. be easy? Absolutely not, but Sales were we’re here to stay. We’re long down about past survival mode, but we 40 percent. Darlene still need to be smart. Using Now I am Miller all of our resources is the best happy to say way to find solutions. we are back to 36 employees Erin Johnson is at and sales are climbing gradually but we are not back to erin.johnson@ecm-inc.com.

Medical firm sold to Nordson Corp. SBA finalizes revisions of size standards Eagan based Micromedics Inc. is in the process of being acquired by an Ohio-based company

by Jessica Harper DAKOTA COUNTY TRIBUNE

Med-tech firm Micromedics Inc. in Eagan is in the process of being sold to Nordson Corp. for an undisclosed amount.

Jim Jay, a spokesman for Westlake, Ohio-based Nordson, said the two firms entered an agreement in early October on a sale that is expected to close in about 30 days.

The acquisition will be beneficial for both firms, Jay said.

“ ... Micromedics is in a great space — the life sciences and medical space that we are trying to grow our business in,” he said. “Micromedics will benefit in that we are a billiondollar global company.”

Micromedics has developed technology that distributes biomaterials used to limit bleeding and for other medical procedures.

The company also makes devices for relieving ear pressure, organizing surgical instruments and treating vertigo.

Prior to the deal with Nordson, Micromedics had planned to create a new company called Summit Medical Inc., which will continue to manufacture and sell those products.

Nordson will not own that new business.

Micromedics representatives did not respond to calls in time for publication.

Jessica Harper is at jessica.harper@ecm-inc.com.

Twin Cities gas prices up 10.4 cents Average retail gasoline prices in the Twin Cities have risen 10.4 cents per gallon in the past week, averaging $2.92 per gallon Oct. 11.

This compares with the national average that has increased 7.1 cents per gallon in the past week to $2.81 per gal-

lon, according to gasoline price website TwinCitiesGasPrices. com.

Including the change in gas prices in the Twin Cities during the past week, prices on Monday were 49.1 cents per gallon higher than the same day one year ago and were 9.5 cents per

gallon higher than a month ago.

GasBuddy operates GasBuddy.com, TwinCitiesGasPrices.com, and more than 225 other local gasoline price-tracking websites that follow prices at more than 125,000 gasoline stations in the United States and Canada.

to expand opportunities for small businesses The U.S. Small Business Administration published on Oct. 6 a package of revised size definitions for three broad commercial sectors affecting businesses in retail trades, accommodations and food services.

The changes were proposed on October 21, 2009, and will broaden small business eligibility and help them gain access to the SBA’s financial assistance, contracting and other programs.

The agency estimates as many as 17,000 additional firms will become eligible for SBA programs as a result of the revised size standards.

Last year, the SBA began the process of reviewing and updating size standards based on industry-specific data.

Before this comprehensive review, the last overall review of size standards occurred more than 25 years ago. Since then, most reviews of size standards have

been limited to in-depth analyses of specific industries at the request of the public and federal agencies.

The SBA also makes periodic inflation adjustments to its dollar-denominated size standards. The latest inflation adjustment to size standards was published in the Federal Register on July 18, 2008.

Under provisions in the Small Business Jobs Act of 2010, the SBA will continue its comprehensive review of all size standards for the next several years, as the law specifies.

The three final rules will affect the following industries: Retail Trade: In retail trade, a change in the new car dealer industry from a revenue-based standard of $29 million in average annual receipts to an employee-based standard of 200 employees will allow 5,700 additional new car dealers

to become eligible for small business programs and services.

Size standards were also increased for 46 industries under retail trade. The SBA estimates more than 14,400 retail firms will become eligible for small business programs and services.

Accommodation and Food Services: Size standards were increased for five industries. The SBA estimates 2,050 additional firms will become eligible for small business programs and services.

Other Services: Size standards were increased for 18 industries. The SBA estimates more than 1,400 additional firms will become eligible for small business programs and services.

For more information about the SBA’s revisions to its small business size standards, visit www.sba.gov/size and click on “What’s New.”

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 14, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy

Noteworthy

Noteworthy

LEON WESTBROCK

JOHN SCHMITZ

MICHAEL MADSON

Retiring CHS Inc.

Retiring CHS Inc. Inver Grove Heights

Promoted to branch manager Think Mutual Bank Eagan

Inver Grove Heights

Leon Westbrock, executive vice president and chief operating officer of energy, announced he plans to retire on Oct. 29 from Inver Grove Heightsbased CHS Inc. by the end of 2010.

Westbrock, 63, joined the former Cenex in 1976 in merchandising and managed local cooperatives in North Dakota and Minnesota.

He returned to Cenex to hold various positions, including lubricants manager, director of retailing and executive vice president of energy when the company became CHS. Westbrock chairs the National Cooperative Refinery Association Board and in 2009 was named Agribusiness Leader of the Year by the National AgriMarketing Association.

CHS Inc. is an energy and grainbased foods Fortune 100 company owned by farmers, ranchers and cooperatives, along with thousands of preferred stockholders across the United States.

TOM LARSON Retiring CHS Inc. Inver Grove Heights

Tom Larson, executive vice president of business solutions, announced he plans to retire on Oct. 29 from Inver Grove Heights-based CHS Inc. Larson, 62, worked as an agriculture teacher before joining the former Cenex agronomy sales staff, later managing the local cooperative in Hoffman, Minn.

He returned to the regional co-op in 1978 and held positions in marketing and planning, and was director and later vice president of agronomy services for the former for Cenex/Land O’Lakes Agronomy Company.

He also led the former Cenex supply and marketing retail unit. He assumed his current position in 2005 for CHS and serves on the boards of Ag States Group, Cofina Financial, Country Hedging Inc. and Norick.

Larson is a recipient of the Honorary American FFA Degree.

CHS Inc. is an energy and grainbased foods Fortune 100 company owned by farmers, ranchers and cooperatives, along with thousands of preferred stockholders across the United States.

John Schmitz, executive vice president and chief financial officer, announced he plans to retire on Dec. 31 from Inver Grove Heights-based CHS Inc. by the end of 2010.

Schmitz, 59, joined Harvest States in 1974 and held a number of accounting and finance positions within the company, including divisional controller positions in business solutions, country operations and grain marketing.

In 1986, he was named vice president and controller of Harvest States, and served in that position until the merger with Cenex. In May 1999, Schmitz was named chief financial officer for CHS. He serves on the board of directors of the National Cooperative Refinery.

CHS Inc. is an energy and grainbased foods Fortune 100 company owned by farmers, ranchers and cooperatives, along with thousands of preferred stockholders across the United States.

SONYA BUSCH

Business Briefs lysts, brokerages, buy-side firms, funds and investor-relations teams.

Michael Madson has been named branch manager for the bank’s new Eagan office.

Madson has worked for Think Bank since April of 2009, most recently as a business advisor at the company’s St. Paul office. He has more than 10 years of banking experience including consumer lending, small-business banking and branch management while at Marquette Bank in Lakeville.

Madson has held other leadership positions within the financial services industry in Burnsville and New Market.

Madson is a graduate of the American Institute of Banking, Principals of Banking and MBA Commercial Lending School. He currently resides in New Market.

Think’s Eagan office is located at 4245 Johnny Cake Ridge Road, and is scheduled to open in January.

Think Mutual Bank is a community bank headquartered in Rochester with eight full-service offices in Rochester, Edina, and St. Paul.

Business Briefs

Hired as branch manager Think Mutual Bank Apple Valley

THOMSON REUTERS SIGNS PARTNERSHIP WITH LOCORDIA

Sonya Busch has been named branch manager for Think Mutual Bank’s new Apple Valley location.

Busch comes to Think with 10 years of banking experience.

She most recently served as branch account manager in consumer lending at CitiFinancial in Northfield.

She also worked as a financial services officer for Bank of the West in Lakeville where she was responsible for consumer banking, lending and small-business accounts.

She has held a number of other leadership roles in the banking industry over the past 10 years.

Busch resides in her hometown of Northfield.

Think’s Apple Valley branch is located at 15751 Emperor Ave. It is scheduled to open in January.

Think Mutual Bank is a community bank headquartered in Rochester with eight full-service offices in Rochester, Edina, and St. Paul.

In addition to the Apple Valley branch, Think Mutual Bank recently opened a branch in Eagan.

Thomson Reuters recently signed a strategic partnership with Locordia Communications based in New York City, naming Locorida its exclusive communications and translation partner for the Thomson Reuters Awards for Excellence.

The Thomson Reuters Awards for Excellence, organized in more than 23 countries, recognize the world’s top ana-

THOMSON REUTERS ACQUIRES SERENGETI LAW Thomson Reuters announced on Oct. 6 that it has acquired Bellevue, Wash.based Serengeti Law, the most widely used and highest-rated matter management system for corporate legal departments.

The business will be aligned with the Eagan-based corporate, government and academic business unit within Thomson Reuters Legal, under the direction of Mike Suchsland, president.

Terms of the deal were not disclosed.

Serengeti brings to Thomson Reuters a broad and rapidly growing client base, as well as the profession’s most widely used legal project management workflow tools for corporate legal departments.

The deal will further the Thomson Reuters vision of becoming a leading provider of legal workflow solutions to corporate legal departments worldwide, while expanding the Serengeti platform.

Serengeti Tracker is the No. 1-ranked matter management and e-billing system among corporations and firms, providing the data and analytic tools to enable legal departments to efficiently track, control, manage, analyze and report on legal activities worldwide.

All 50 Serengeti employees will join Thomson Reuters, and will remain based in the Seattle and Chicago metropolitan areas.

CORRECTION Due to misinformation received by Thisweek Newspapers, a story in the Oct. 1 edition indicated that a grand opening scheduled for Oct. 19 at the Grandstay Hotel in Apple Valley is open to the public.

It is an invitation-only event for Apple Valley Chamber of Commerce members.

We regret the error.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition.

Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

3A

4A

October 14, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Minnesotans don’t need another tax increase

by Phil Krinkie SPECIAL TO THE TRIBUNE

lion — not a small number but certainly more manageable than $5.8 billion.

Delaying the K-12 school aid shift has been proposed by both GOP candidate Rep. Tom Emmer and Horner in their budget plans.

But the main reason we don’t need a tax increase is because state tax revenues are projected to increase over the next two years by $3 billion!

Now, tax-revenue projections aren’t always right — a lower-than-expected projection of tax collections is part of the reason we have a $6 billion projected shortfall for the upcoming 2012-2013 biennium.

But as the economy recovers tax collections will increase. As more people return to work and as wages and corporate revenues go up, so will tax collections.

The projected increase is 3.5 percent each year over the next two years.

So if dedicated tax revenue has increased by more than $800 million per year, and state general tax revenue is projected to increase by $1.5 billion per year, why do we have a huge budget shortfall?

The answer is simple: There’s a spending problem, not a revenue problem.

State spending is estimated to increase three times faster than revenue — particularly our spending on health care (and it is in long-term health care, not Medicaid, where the biggest spending happens).

So, instead of trying to raise revenue to cover the projected increases in spending, the 2011 Legislature needs to address the spending side of the ledger sheet, instead of the typical liberal response of: “We

Guest Columnist

Two of the three candidates for governor have been campaigning for months on the premise that it is impossible to balance the state budget without a tax increase.

Hogwash!

This premise makes as much sense as their proposed budget plans — all of which lack detail. But neither DFL candidate Mark Dayton’s nor Independence candidate Tom Horner’s budgets balance out, even with billions in new taxes.

First, consider that state taxes have already increased over the last biennium by $1 billion. Yes, despite the liberals’ whine about the budget shortfall, the state is collecting one billion dollars more now than it did just two years ago — I’m talking about the gas, license and auto excise taxes dedicated to highway funding and then the art and outdoor recreation sales tax increase of some $250 million per year dedicated to the Legacy Fund.

So why is there a $6 billion projected budget shortfall?

If all the dedicated accounts were deposited in the general fund so legislators could vote on how this money could be spent, one-third of the current shortfall would be addressed.

Also, the school-aid payment shift that Gov. Tim Pawlenty used to balance his budget, which is scheduled to be repaid in the next budget cycle, should be postponed.

This payment shift has been used in the past to balance the state’s budget, and has never been repaid all at one time. Delaying repayment of the K-12 payment shift would reduce the projected $5.8 billion budget shortfall to less than $4 bil-

Phil Krinkie

need a tax increase.”

The spending increases are based on current law — in other words, legislators are doing things the same way they have been for years.

Many things in our economy have changed and, while state government is a late adaptor, it’s time for state government to adopt a different approach.

If the next Legislature fails to undertake true reform, then the results will be higher taxes, fewer services and poorer outcomes.

But there is a different approach: true spending reform. I have three key suggestions on how to accomplish this: There must be a clear definition of what is a state government responsibility.

There are hundreds of projects and programs paid for with state tax dollars that should be the role of either federal or local governments.

The first and most obvious is local government aid. Legislators need to redefine what local services the state should help support, and services falling outside that priority list should not be paid for with state dollars.

Set in law the allowable percentage of subsidy for public projects or programs and abide by the number. An example is public transit: For years the law has been that one-third of the operating cost of a public transit system needs to be met by riders.

Under current operations, there are systems that can’t even recover 80 percent of operating costs. This accounts for millions of tax dollars to subsidize systems that cost hundreds of millions to build.

End middle-class welfare: This means change the true cost of providing stateoperated services like parks, recreation and entertainment. These are services

that enhance individuals’ lifestyles in Minnesota, but they are not so necessary that we need to provide them at no or low cost to middle-income people. If you want the state to provide the service, the state should recover the cost of operation.

These are not easy things to accomplish, but these are challenging times and our elected officials need to rise to the occasion and exact meaningful reforms.

Only after the Legislature has taken the above steps — including a review of the effectiveness of all current spending programs — should it look to revenue increases as a means to help solve the current budget shortfall.

Tax increases will only slow economic growth and impede private-sector employment.

Hopefully our next governor and newly elected legislators will realize that a tax increase will not fix our state spending problem.

Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@ taxpayersleague.org. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman

Taxation will be necessary to pull state government out of deficit

by Don Heinzman DAKOTA COUNTY TRIBUNE

and some legislators even want to cap them.

A c cording to the Minnesota Department of Revenue, during the past year, cities with more than 1,000 residents increased property taxes by $59 million, while the same cities received $259 million less in state aid.

Over the past decade, the portion of cities’ revenues from property taxes has risen 37 percent while aid from the state has fallen 25 percent.

Some critics say that local government aid should be phased out entirely to reflect to voters the true cost of government services.

That argument would be valid if all cities and counties had equal values of property to assess. The “have” communities would have better services than the “have nots.”

Columnist

While state income and sales tax rates have stayed the same over the last several years, local property taxes have gone up dramatically, because of reduced state aids to cities, counties and school districts.

Future taxation, while deplored by some, will be necessary to pull the state government out of a $6 billion deficit.

Democrat Mark Dayton, if elected, would raise the income tax rate, particularly on the wealthy, and Independence Party candidate Tom Horner would broaden the sales tax and reduce the rate.

Republican Tom Emmer says he would not raise state taxes, which could mean property taxes would continue to go up.

Associations for school districts, counties and cities have said if this trend continues they won’t be able to offer even basic services.

Property taxes are the only major source of revenues for local governments,

Don Heinzman

Dayton, Emmer and Horner all say they’d continue state aids to local governments, particularly for basic services.

Emmer would cut state aids further but keep them to fund police, fire, streets and other basic services. He would, however phase them out in five years.

Dayton would keep state aids at their present level, rather than seeing property taxes go up.

Horner would keep local government aids but revise the formula so local governments are treated equally.

Property taxes cannot sustain local government services, and some aid from the state will be needed. What the proper balance will be will be left up to the next governor.

Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

General Manager, Editor ...... Larry Werner Managing Editor ....................John Gessner Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 14, 2010

5A

Letters Editor’s note Now that we’re in the midst of election season, Thisweek Newspapers and the Dakota County Tribune are utilizing space here to post letters to the editor received

by Thisweek Newspapers about candidates running for office.

Supports HamannRoland for mayor To the editor: This letter is in support of the re-election of Apple Valley Mayor Mary HamannRoland.

Under Hamann-Roland’s leadership Apple Valley has thrived during a difficult financial period and an overall high quality of life has been sustained.

We have excellent schools, parks and a variety of familyoriented activities to encourage families to share in these resources.

As members of the senior community we know firsthand the myriad amenities available to our senior population, including the new Hayes Community and Senior Center and all the activities offered as well as development of affordable housing.

Hamann-Roland has led our community in encouraging environmentally friendly architects and builders so that we continue to lead in this important “green” endeavor.

Her focus, emphasis and enthusiastic commitment is to enhance our community, continue to attract new businesses and embrace the core values that have made us the No. 20 city in the United States according to a recent Money magazine survey.

GARY ANDERSON CAROL GEIGER Apple Valley

Experience and leadership count To the editor: Police officers are leaders in the community. They know how policy decisions impact communities.

Dan Athmann has 21 years of law enforcement experience. His diverse experience and expertise will prove invaluable for all Lakeville citizens on decisions that impact the future of Lakeville.

Electing Athmann to the Lakeville City Council is an opportunity not afforded to too many communities.

During difficult times it’s critical that elected officials know and understand what leadership is all about. Athmann knows, understands, and demonstrates each day true leadership.

Remaining calm, understanding all facts, pulling all shareholders together, and actively listening to all sides is vitally important for leaders. Athmann has a long track record of sound decisionmaking, responsible spending,

and leadership under extreme circumstances.

Athmann understands what is important to maintaining the great quality of life we in Lakeville currently enjoy. He understands fully how future development will impact the community. He knows how certain business developments impact the city (crime, congestion, etc.) and he knows the impact of future housing decisions have as well.

Because of these unique and demonstrated qualities, our choice is clear. Dan Athmann will get our votes on Nov. 2.

SCOTT AND KRISTI RUSSELL Lakeville

Political power or servant of the people?

To the editor: Minnesota Senate Republican candidate in District 40, Dan Hall, has a heart to serve the people and his track record clearly demonstrates it. After graduating from Minneapolis Roosevelt High School, he earned Augsburg College’s first All-American hockey player award prior to his professional career as a director position with the YMCA. Next, he spent over 20 years serving as an ordained minister of a local church. During those years, he has also served as a community youth soccer and hockey coach and is currently volunteering as a chaplain for the Burnsville Police and Fire Department.

Wouldn’t it be nice to have someone we can trust and someone more like us in the Minnesota Senate? Hall is our man. Hall and his wife, Valerie, have eight children and their sixth grandchild is on the way. Hall knows how difficult life has been for those who are trying to raise a family in this broken economy.

He also knows that jobs are the key to rebuilding Minnesota’s economic health. We can depend on Hall to ignore the strong arms of the special interests groups and refuse to allow extravagant and frivolous amendments to be added to important bills.

One of Hall’s strong points that sets him apart from other candidates is his ability to access and discern critical situations. In a time when politics are dominated by voices of anger and politicians are more interested in bickering their party line than in serving the people and solving the people’s problems, Hall will stay the course. Hall will work for us and with those across the isle to help rebuild unity within our community and between the parties during a time such as this.

On Nov. 2, voters have a chance to send a powerful message to the politicians of Minnesota. Isn’t it time to send a candidate who will

carry the dreams and hopes of real people with real needs to the Capitol?

Hall’s character and range of experience make him a great choice for the Minnesota Senate. He is a fiscal and social conservative, which makes him a good match for Minnesota. Independents and Republican voters should vote for Dan Hall.

amongst his peers, and strong collaborative emphasis were a major part of the success. He currently serves as the chair of the Law Enforcement Operations Committee for the DCC. Finally, as we struggle through these tough economic times, it is vital that we have strong proven leaders, like Dave Bellows, in office. Through his emphasis DR. PAT HALL on innovation, efficiency and Minneapolis effective policing, Bellows has Editor’s note: The writer is Dan successfully led an organizaHall’s brother. tion of nearly 200 staff and a budget over $18 million. Dakota County needs a valuable Supports O’Keefe leader like Dave Bellows to continue to serve as sheriff. for city council To the editor: For our community to thrive, Apple Valley needs the leadership of qualified individuals who will guide our community with intelligent and informed decisions.

I’ve known Tom O’Keefe as a good neighbor, always available for a friendly chat when we’re out walking our dogs, or a thoughtful conversation about the issues of the day. He’s a good listener, and he has the judgment to make sensible decisions about the direction of the city. And as the president of a national business association, he possesses business and financial skills that would be an asset to the city.

Join me in voting for Tom O’Keefe for Apple Valley City Council.

JIM NICHOLS Apple Valley

Supports Bellows for sheriff To the editor: I have had the privilege of working with Sheriff Dave Bellows for the past several years.

I quickly learned Bellows’ passion and commitment to public safety is second to none. Due to his 31 years of experience, commitment to excellence, exceptional leadership skills, and his emphasis on collaboration, Bellows is one of the most effective sheriffs in Minnesota.

His outstanding leadership skills are a key component to the success of the Dakota County Drug Task Force (DCDTF). The DCDTF is recognized as one of the best task forces in the state and Bellows’ passion, vision and commitment to making the DCDTF thrive is a big part of that success.

Bellows also played a key leadership role in the planning and implementation of the Dakota Communications Center (DCC). The DCC was formed by consolidating five police and fire dispatch centers into one. The highly touted dispatch center was created through an immense deal of collaboration, persistence and commitment to completing the project.

Bellows’ experience, respect

BOB HAWKINS Burnsville Police Chief

Drotning has experience needed to lead Lakeville To the editor: I am pleased to offer my support to Karl Drotning in his quest for a seat on the Lakeville City Council.

Karl is not only a 30-yearplus resident of Lakeville, but is also a business owner in Lakeville.

He understands the importance of balance in the community, and knows that what might be a great initiative for one section of the population could be devastating for another group. As a business owner he knows the obstacles that can hinder the best budget plans and intentions, and how to overcome or deal with them.

These are challenging times and there will be difficult decisions to be made by the Lakeville City Council. I believe Karl is the person who can get the job done. He is approachable and competent, with a wealth of experience that will serve him well in this position. He is actively involved in community, and is an active supporter of the Chamber of Commerce and Lakeville schools.

He wants the best for the community where he lives and has raised his children.

I have been a resident of Lakeville for over 20 years, and was the owner of the Chart House Restaurant until 2005.

I’ve known Karl for 20 years and have found him to be honest and trustworthy.

He is a man of his word.

Karl is pro-active, but does not rashly proceed without consideration of the issue. His experience as a 12-year member on the Lakeville Planning Commission has given him much insight into the needs and wants of the community.

He also serves as the District 16 representative on the Metropolitan Council Land Use Advisory Committee.

Some people are born to lead and others to follow.

Karl possesses the kind of positive leadership we need.

Karl feels that all the citi-

zens of Lakeville need to be heard and served, regardless of their age, community standing or economic status.

I strongly believe that Karl Drotning, with his integrity and strong work ethic, is the person we need representing our interests.

I urge others to join me at the polls and vote for Karl Drotning for Lakeville City Council.

FRANK SCHOEBEN Lakeville

Supports Luth for school board To the editor: I am writing to encourage the voters of ISD 191 to reelect Dan Luth to the school board of the Burnsville-Eagan-Savage school district.

I have known Luth for 15 years and have always known him to be an honest, hardworking, and straightforward person.

I have also seen firsthand his concern for and dedication to the students of this school district regarding both academic and co-curricular issues. The students have always been his primary focus.

As a school board member for the last nine years Luth has worked tirelessly through some difficult school district budget issues. He has done so with the utmost concern for making the right decisions with the funds available to the district.

I believe ISD 191 has been fortunate to have Luth on the board for the last nine years and would be wise to re-elect him to the board for another term.

PAUL LIBRA Burnsville

all want for ours. This requires investing in our schools, and he is committed we have better than the 40 students per class we are seeing now. The jobs he supports for us are good-paying and will work for reviving our economy and prospects for families in Apple Valley.

It’s time for a change in the south-metro area. People no longer want the outmoded, trickle-down policies that helped cause this recession.

It’s time for people to assert control of an uncaring state administration and damaging weakness in some southmetro legislators.

JUDY FINGER Apple Valley

Mack is a voice for all of District 37A To the editor: As a resident in District 37A, it has been refreshing to have local leadership that has maintained its roots in the community. At the same time, it is also refreshing to have leadership that stands for clear principles and encourages legislation for job growth, economic opportunity, and local empowerment.

Whether you are a Democrat, Republican, or Independent, we can all be proud to be represented by Rep. Tara Mack.

From the first day she sought to serve our district, Mack has worked tirelessly to meet face to face with her constituents and gather their input. This truly has set her apart as a voice for all of District 37A and an example of true leadership.

JILL RYAN Burnsville

A bad apple in the Germain, judicial barrel Lindstrom for a way To the editor: The bad apple is incumforward To the editor: We hear much about solutions to the financial distress in our south-metro community, the joblessness, the lack of economic activity. The solutions I believe are important just now have to do not with a tax cut for upper income citizens, but for average homeowners who have seen their property taxes double during our recession. Our state must invest in its children and seniors, in opportunity for its low-income families struggling to survive.

Mike Germain is running for state Senate in Apple Valley and Rosemount and he represents our best chance to realize our commitment to veterans, to children and their education, and to a way to reduce our health costs while we keep excellent care. He invites us to step up to make the changes we need in our state.

Likewise, Derrick Lindstrom wants the educational opportunities for his child we

bent Judge Timothy Blakely.

From the Star Tribune: “Blakely, whose second term on the bench expires in January, has chambers in Red Wing but hears cases in Dakota, Scott and Goodhue counties. The First District also serves four other counties.

“In 2009, the Minnesota Board on Judicial Standards recommended that he be fired for steering people in his courtroom to his own divorce attorney while getting $64,000 taken off his personal bill.

“The state Supreme Court reduced that to a six-month unpaid suspension, and he has since returned to the bench.”

Join me in voting for Larry Clark, an excellent person to be elected judge. Get rid of the bad apple.

ROD BOYD Jordan Retired Dakota County sheriff

6A

October 14, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business 101 How to use a commercial interior designer to build brand identity

by Kathy Huus SPECIAL TO THE TRIBUNE

Does your business have a brand identity?

In today’s competitive market, most business owners should answer yes to this question. Establishing a strong brand identity is a common goal among emerging and established companies.

To achieve this goal, businesses strive to be prudent in spending money on typical brand identity collateral such as a logo, letterhead, business cards, packaging and a website — all of which are very important to the marketing strategy of a company.

But what about the inte-

Make It Happen Kathy Huus

rior of your space? Is it designed to your brand identity?

Who designed your space?

If you haven’t thought about this before, or even if you have, how do you go about fashioning your space to align with the image you want to portray to the public or a specific clientele?

Designing your space to support your brand identity can be achieved through a collaborative effort with a

trained expert such as a commercial interior designer.

A commercial interior designer is a qualified professional who creates innovative interior environments that support the image and functional needs of the occupants.

Commercial interior designers commonly design several types of spaces such as a small business, corporate office, school, hospital, restaurant or store. These experts are not only creative when designing a space, they also incorporate building codes and regulations, construction products and materials, and

sustainable design principles.

In addition, design professionals use a process that takes a project from conceptualization through construction. Think of a commercial interior designer as an interior architect.

Commercial interior designers understand and embrace brand identity. In the eyes of the designer, the image of the space is equally important to the function of the space. The designer blends the two together to result in a “look and feel� that supports the image of the business to the public. For example, a store selling cell phones relies on a specific “look and feel� that directly supports

the quality and value of their product.

A company that has made strides to be green and sustainable may want an interior presence that reflects those values. Whether the look is sleek and sophisticated, or established yet edgy, the design of the space evokes a feeling that makes an initial and lasting impression. It is that impression that allows brand identity to become strong.

To design your space to your brand identity, the professional interior designer considers all aspects of the built environment. The list is extensive and includes lighting, volume of the space, color, materials, furnishings,

signage, special effects, etc.

Whether a business provides a service and/or sells a product — or if the space is new or a remodel — the ingredients to design a space are carefully considered.

For example, varying the heights and materials of ceiling planes could create interest as well as make areas of your space feel larger. Or, an unexpected use of materials can be interpreted as unique and innovative.

Distinctive light fixtures and lighting effects may create a dramatic visual as well as provide a sophisticated look.

The possibilities are endless when exploring ideas to See Huus, Page 8A

Best Practices Cherishing the maverick will lead an organization to new and engaging ways

by Jeff Appelquist SPECIAL TO THE TRIBUNE

Samuel A. Maverick was a nineteenth-century Texas lawyer, legislator, and landowner. He was a political progressive who was a signatory of the Texas Declaration of Independence.

As a rancher, Maverick refused to brand his cattle for the stated reason that he felt the practice was cruel to the animals. His detractors asserted that he failed to brand his cattle so that he could gather up any unbranded animals and claim them as his own.

Other sources argued that he simply had no interest in ranching, and avoided branding only out of general indifference. Whichever story is true, when friends and neigh-

Guest Columnist Jeff Appelquist

bors saw an unbranded calf or yearling roaming the range they would say, “Those are Maverick’s.�

The term “maverick� soon came to take on a different meaning, defined by the Oxford English Dictionary as “An unorthodox or independent-minded person.�

We all know unorthodox or independent-minded people. We may even be such a person ourselves.

In a business setting mavericks are fascinating because despite their quirks, they often add enormous value to

the enterprises they serve as a result of their unconventional way of seeing the world.

In the alternative, mavericks are also sometimes a royal pain in the rear end.

Those organizations that learn to cherish the maverick — while simultaneously managing that person — tend to be successful over time because they are open to different approaches and constant change.

Lieutenant Colonel Earl Hancock “Pete� Ellis was arguably the all-time maverick in the United States Marine Corps, a venerable organization with a long history of colorful characters. Few offi-

cers had a greater impact on Marine history, but Ellis is largely unknown today.

Pete Ellis served in the Marines from 1900 to 1923, and came to be regarded during the First World War (while working as a staff officer) as a genius at military planning.

It was between the World Wars, however, that Ellis made his greatest contribution. In 1920 he authored an eighty-page study called “Advanced Base Operations in Micronesia,� which set out “to guide and coordinate training and activities of the Marine Corps in peacetime so as to be ready to execute war plans.�

The document prophetically anticipated a Japanese attack that would necessitate

a need for advance bases to support the American naval fleet. Further, Ellis correctly predicted the Japanese fleet would remain in its home waters until an anticipated meeting engagement with the American fleet. Finally, Japanese aggression would require a response in the form of an amphibious island-hopping campaign in the Central Pacific Ocean, to be carried out by none other than the United States Marine Corps. “Advanced Base Operations in Micronesia� became the template for the U.S. military campaign in the Pacific during World War II. Many people came to think of Ellis not only as an incredibly farsighted strategist and naval theorist but as “the father of amphibious warfare.�

Unfortunately, Pete Ellis did not live long enough to see his ideas come into fruition.

Like many mavericks, he possessed a dark side. Ellis was prone to alcoholism and depression, and behaved in occasionally bizarre ways. On one occasion while stationed in the Philippines, after a particularly boring dinner with the post chaplain, an inebriated Ellis shot the dinner plates off the table with his service revolver.

As his career languished because of such incidents, Ellis volunteered in 1923 to go on a secret mission to expose suspected Japanese fortifications in Micronesia, and to gather intelligence for his proposed island-hopping

campaign. Ellis failed in his objectives and died a mysterious death on Palau Island, in the Caroline Islands.

Some people argued he was murdered as a spy by the Japanese, but the weight of evidence demonstrates that he drank himself to death.

Outrageous behavior aside, Ellis enjoyed the support during the prime of his career of many influential superiors, including Marine Commandant General John A. Lejeune. These officers overlooked Ellis’s flaws and encouraged him in his brilliance. When told once that “Colonel Ellis was indisposed,� General Lejeune responded, “Ellis drunk is better than anyone else around here sober.�

While Ellis’s superiors undoubtedly should have done more than just cover up his problems and instead reached out to help him, it is nevertheless true that he was purposefully put in position to make a significant contribution despite his many shortcomings.

While dangerous and extreme conduct is never excusable, what about the maverick who is neither dangerous nor extreme but merely different?

I have worked in organizations that purported to value the maverick, but then made it incredibly difficult for that person to function and contribute because he or she refused to conform to company culture or “play nice with the other kids.�

See Appelquist, Page 8A

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 14, 2010

7A

Debate

Republicans and one Democrat have their say

by John Gessner DAKOTA COUNTY TRIBUNE

The lone Democrat was the only one talking about new taxes Sept. 24 at a Burnsville Chamber of Commerce forum for state legislative candidates.

District 40 Sen. John Doll of Burnsville said spending cuts and new revenue are needed to plug a projected $5.8 billion hole in Minnesota’s next two-year budget.

Doll was the only DFL candidate to attend the business group’s forum for Burnsville-area legislative races. “I don’t walk in lockstep with any particular group,� the first-term senator told chamber members at Burnsville City Hall. “I don’t think that’s particularly effective.�

A broadened sales tax may be a partial budget fix, said Doll, one of a number of sub-

urban Democrats elected in 2006 in what had been traditionally Republican districts.

During the 2010 legislative session, he signed onto a bill to phase out the corporate tax and replace the lost revenue with a broadened sales tax, Doll said.

His Republican challenger, Dan Hall of Burnsville, ruled out any tax hikes. “I believe it’s a spending issue,� Hall said of the state budget woes. “I believe the revenue’s there. Taxes are extremely high.�

Veteran District 37 Sen. Chris Gerlach said that in a bad economy he’s had to make cutbacks and do more of the work himself at his direct-marketing company in Eagan. “Then I go to the Capitol and it’s like Monopoly money,� said the Apple Valley

Republican, noting that state revenue is expected to rise by 7 percent in the next budget period. “It’s easy to spend other people’s money.� “We do have an obligation to our residents to not be raising taxes on them at this hard economic time,� said Republican Diane Anderson of Eagan, who’s challenging two-term Rep. Sandra Masin of Eagan in House District 38A. Republican Pam Myhra of Burnsville, who’s challenging two-term Rep. Will Morgan of Burnsville in House District 40A, said state spending would rise by more than 25 percent in the next two years under current law. “Which one of us can have automatic increases of over 25 percent?� said Myhra, who pledged to be a “conservative, pro-jobs, limited-gov-

Photo by John Gessner

Candidates at the Burnsville Chamber of Commerce’s legislative forum on Sept. 24 included, from left, Rep. Tara Mack, Diane Anderson, Pam Myhra, Sen. John Doll and Sen. Chris Gerlach. ernment� lawmaker. education and health and hu- vices benefits, she said, calling First-term District 37A man services, “one or both� for reform. State employee Rep. Tara Mack of Apple will have to be cut. costs, including benefits more Valley said that with a state Minnesota provides “gen- generous than in the private budget dominated by K-12 erous� health and human serSee Forum, Page 13A

Gubernatorial candidates battle over school bullies Horner, Emmer and Dayton disagree over potential legislation, among other issues

by T.W. Budig

Emmer

ECM CAPITOL REPORTER

Tom Emmer, GOP

Government has a responsibility, says Horner “When someone’s safety and security is in jeopardy, the government does have a responsibility,� said Horner, who spoke of erasing discriminatory language from state law and moving toward civil unions or same-sex marriage for same-sex couples.

A governor has to step up and lead, Horner explained.

Dayton recalls early clash with bully “I got into a fight in the

Tom Horner, IP first grade,� said Dayton, recounting an early clash with a bully.

As governor, Dayton said he would travel anywhere in the state to address flare-ups of prejudice. “We’re better than that. We’re greater than that,� Dayton said.

But Emmer insisted adding to existing law wasn’t necessary. “Pretty soon it’s going to be the way your eyes move,� he said of legally trying to define what constitutes bullying, speaking after the forum.

In taking questions from reporters during the forum,

Mark Dayton, DFL Dayton, speaking of his dealings with alcoholism and depression, suggested having personal problems lends a glimpse into the problems faced by others. “I think it’s a strength,� he said of the willingness to disclose personal problems.

Learned from mistakes, says

Emmer, responding to question about his DUI arrests of decades ago, spoke of learning from mistakes. “People make mistakes in their lives, and I’ve acknowledged mine,� he said.

When asked about a perceived testiness in responses to questions about possible conflicts of interests stemming from his public relations work, Horner explained that in many cases his former firm, Himle Horner, signed confidentiality agreements with clients.

Running for governor did not negate these agreements, he explained. “I have no clients. I have no business interests, “ said Horner, who has divested himself from the firm.

Horner indicated he would provide specific information about past clients on specific policy matters as governor.

ďż˝

! " ďż˝

An elementary school bully named “Butch� punched a younger Tom Emmer at the tetherball court — knocking the wind out of him — but the now older Republican gubernatorial candidate argues against bullying legislation supporters view as critical in curbing the excesses of a “Butch.� “I got punched — I dealt with it,� said Rep. Emmer, speaking after a gubernatorial forum at Hamline University on an Oct. 9 broadcast on Fox 9.

And he learned, Emmer said. “I stayed away from Butch,� he said.

Instead of passing antibullying legislation that will have officials trying to interpret its nuances, it’s better to address the root causes of bullying — the lack of respect, Emmer explained.

Parents need to step up, said Emmer, the father of seven children.

And teachers need to be given greater latitude in dealing with bullying so “they don’t fear getting sued — they don’t fear getting victimized,�

Emmer said.

But Independence Party gubernatorial candidate Tom Horner and the DFL gubernatorial candidate, former U.S. Sen. Mark Dayton, both expressed support for bullying legislation.

Horner said the proposed bullying legislation at the state Capitol didn’t go far enough.

# $!

$ $ % & ' !

()(*+ ((

, -. //001

2 & */)3�563)+(+

Although encouraged to be aggressive in debate, the three candidates — approaching their 20th forum together, according to their calculations — in general refrained from sharp exchanges.

During an exchange on higher education, Emmer, who said he paid his own way through the university and law school, made a swipe at wealthy Dayton. “I don’t know if you even had a loan,� Emmer said.

Horner, during an exchange dealing with negative campaigning, said Emmer — and Republican Party Chairman Tony Sutton — should apologize for Sutton’s recent comments in which the chairman suggested former Republican lawmakers supporting Horner were traitors.

T.W. Budig is at tim.budig@ ecm-inc.com.

ďż˝

8A

October 14, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Security firm offers digital-age solutions Eagan-based Rescview provides 24-hour remote surveillance for construction sites, other businesses

by Andrew Miller

Bio

DAKOTA COUNTY TRIBUNE

Kevin Reierson believes he’s hit upon an idea that will be the future of private security.

Reierson has put this idea for remote video surveillance into action as the owner of the Eagan-based security firm Rescview. Here’s how it works: When someone enters, for example, a construction site after hours that’s been fitted with Rescview surveillance equipment, an infrared curtain barrier is broken, and an alarm is instantly sent to Rescview’s remote monitoring station.

There, a Rescview technician zooms in on the trespasser with video cameras and, after ascertaining whether or not the person is a potential criminal, contacts the local police department, staying on the line with the dispatcher to provide up-to-the-minute information about the suspect from the video feed until an arrest is made or the situation is cleared.

And in the wake of an arrest, Rescview forwards its video footage and photos of the crime scene to police, in order to aid in prosecution.

The Rescview system, Reierson said, proved its mettle recently when it took down a copper-theft criminal cabal that had been targeting construction sites in Seattle.

“They had a copper-theft

Photo by Andrew Miller

Rescview owner Kevin Reierson sits at a monitoring station in the Eagan office of his remote video surveillance firm. The Farmington resident brings more than 30 years’ experience in corporate and government security to the business, which specializes in surveillance of properties with exposed assets such as car dealerships, construction sites and storage sites. ring that had been operating for a couple of years,” he said.

“It was fairly well organized and police weren’t able to catch anybody.”

A break in the case came when an arrest was made at a construction site with the Rescview system.

“We ended up with eight arrests, and out of those eight arrests police were able to get some cooperation” from suspects in breaking up the

criminal ring, said Reierson.

“The construction company began using us on other sites, and the thefts stopped on those sites.”

Reierson, who has more than 30 years’ experience in corporate and government security and private investigations, said Rescview’s surveillance system is ideal for any property with exposed assets – car dealerships, construction sites, storage sites.

SBA implements higher maximum loan sizes On the heels of completing final approvals of loans to nearly 2,000 firms that has been in its loan queue waiting for final approval of the Small Business Jobs Act, the U.S. Small Business Administration has finished implementation of another major element of the bill: increasing maximum sizes in several of its loan programs.

The changes — effective on Oct. 8 — are permanent for general small business loans under SBA’s 7(a) guaranteed loan program, fixed asset loans through the 504 Certified Development Company program, Microloans, and International Trade, Export Working Capital and Export Express loans.

A temporary increase for SBA Express loans is good for one year.

Under the Jobs Act provisions, the SBA has permanently increased 7(a) and 504 limits from $2 million to $5 million, and for manufacturers and certain energy-related projects seeking 504 loans, to $5.5 million.

The maximum for International Trade and Export Working Capital loans also has been increased from $2 million to $5 million.

The SBA also permanently increased microloan limits

from $35,000 to $50,000, helping larger entrepreneurs with start-up costs and small business owners in underserved communities. It also raised the limit on Export Express loans, from $250,000 to $500,000, and made the program permanent.

SBA Express loan limits have been temporarily raised from $350,000 to $1 million for one year. These loans offer a streamlined application process with reduced paperwork and approval often in a matter of days.

Unlike traditional 7(a) loans, SBA Express loans carry a 50 percent guarantee and can be used as revolving lines of credit — to help restock inventories and support larger revenue sales — which are particularly critical for small businesses as they emerge out of the recession.

The SBA’s own trends show increasing demand for larger loans. The percentage of lending volume for guaranteed loans greater than $1.5 million has grown, from 13 percent of total dollars approved in fiscal year 2005 to 21 percent in fiscal year 2010, with many loans actually at the $2 million maximum.

In the 504 program, the percentage of loan volume committed to loans greater

than $1.5 million also has grown, from 15 percent of total dollars approved in fiscal year 2005 to 25 percent in fiscal year 2010.

The SBA has already put in place the alternate size standard that expands eligibility for SBA-backed loans that was included in the Jobs Act, increasing the alternate size standard to include those small businesses with less than $15 million in net worth and $5 million in average net income.

The Jobs Act, announced by the Department of Treasury, will support $15 billion in lending through local programs and the Small Business Lending Fund, which will provide capital to local, community banks to increase their lending to small businesses.

Additionally, the new law contains $12 billion in tax credits targeted to small businesses, including higher deductions for investing in new machines and equipment, zero capital gains for those who buy and hold small business stocks for five years, among others.

It also allows self-employed Americans to completely deduct health insurance costs for themselves and their families.

Gated residential communities are expected to be an emerging market for this type of remote surveillance, he added. Rescview charges between $350 and $1,200 a month for its security service.

Reierson, of Farmington, has yet to market Rescview locally. Currently, most of the business’ accounts are in Seattle; beyond the initial installation of equipment on the sites, all of Rescview’s surveil-

Huus from Page 6A

devise a “look and feel” for your space that sustains your brand identity.

In order for the exploration of ideas to result in the desired effect, the designer starts a project by interviewing the business owner(s) and other key personnel.

This is the first phase of the design process that the industry calls programming (not to be confused with computer programming).

In this first phase, the designer’s goal is to grasp the essence of the mission

Appelquist from Page 6A

Sometimes, the boss himself or herself is a maverick — think eBay under Meg Whitman, Apple under Steve Jobs, or Oracle under Larry Ellison. These companies make it easier for mavericks to survive and thrive because unconventional thinking happens from the top on down and is deeply embedded in the genetic makeup. But sometimes, unoriginal approaches at the top lead to unoriginal results throughout the

Rescview is located in Eagan Target market: residential communities Employees: 6 Fee: between $350 and $1,200 Website: www.rescview.com Phone: (651) 203-0017

lance duties are handled from monitoring stations in Minnesota, and Reierson is open to clients from anywhere in the country.

The Rescview system, Reierson said, is more reliable than having flesh-and-bones security personnel on site because a Rescview technician can conduct surveillance on an entire site via the multicamera video feed – and the cameras never go on break.

Each of Rescview’s half dozen or so technicians can handle between 30 and 50 accounts at a time – but that doesn’t mean each technician is watching dozens of video monitors at once.

Rather, the technician waits until a site’s infrared barrier is broken, which triggers a video feed on the computer monitor. This ensures the technicians stay relaxed and alert, Reierson said, because the pitfall of someone doing constant video surveillance on several monitors is that they lose focus.

“We’re not trying to watch 50 sites at once and keep an eye on 50 monitors,” he said.

“I don’t want (my technician) going into the zombie zone after 20 minutes staring at

a screen, which is what the studies show.”

And one advantage Rescview has over standard alarm systems, Reierson said, is that police departments are more inclined to respond to an eyewitness placing a call to a dispatcher – and to respond quickly.

“With the economy as it is, there have been a lot of cutbacks in public law enforcement,” he said. “Property crimes are not going to be very high on their list.”

With Rescview, he added, police “come out to the site and they know they’re going to have a collar – they know they’re going to have an arrest.”

“By the time they get (the suspect) to the interrogation room, we’ve already sent an e-mail with photos,” he said.

“By the next day, they have everything they need for prosecution.”

Rescview is on the Web at www.rescview.com. The security firm can be contacted at (651) 203-0017.

and image of the business while understanding the specific space and functional requirements.

The next two phases, schematic design and design development, are where the concept is developed, explored and designed to the nth degree.

The remaining phases include final drawings, bidding, and construction. This design process is typically used to achieve the goals of the project, including being completed on time and on budget.

The objective of design-

ing for brand identity is to creatively fold the aesthetics and the functional aspects of a space into an overall cohesive image. Good design makes a statement; and a statement that makes a lasting impression will no doubt be an avenue to establishing a strong brand identity.

team.

Where does your organization stand with respect to mavericks? Do you value them for their uniqueness and their potential, if given a chance, to contribute at a high level? Do you work to manage their occasionally odd behaviors while simultaneously channeling the good energy?

Or do you shut them down and push them out?

Or even worse, never hire them in the first place?

Organizations with the courage to cherish and the patience to manage their

mavericks will realize the benefit of seeing and engaging the world in new and perhaps even prophetic ways.

Andrew Miller is at andrew.miller@ecm-inc.com.

Kathy Huus is the interior design director and an instructor at Dakota County Technical College in Rosemount. She can be reached at katharine.huus@dctc.edu.

Jeff Appelquist is founder and president of Blue Knight Battlef ield Seminars, which provides individual leadership and team development training. Jeff is a former Marine off icer, practicing attorney, and corporate executive. His website is www.blueknightseminars. com, and he can be reached at jeff.appelquist@blueknightseminars.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 14, 2010

9A

Local housing market continues to move at sluggish pace With the current round of figures, be mindful of the fact that we’re entering a period of apples-to-oranges comparisons. Market activity was comparatively strong last year due to the approaching deadline for the 2009 tax credit.

Combine that with a slowing sales season and buyers driven to enter contracts by April 30, 2010, and it becomes apparent that September 2010’s numbers should be taken with a grain of proverbial salt. “We won’t have apples-toapples comparisons again until summer of 2011,� said Brad Fisher, president of the Minneapolis Area Association of Realtors, which serves Dakota County. “The housing market is still moving sluggishly as we continue to wait for recovery beyond the buyer tax credit.�

Pending sales in the 13-county Twin Cities metro area were down 37.8 percent compared with last September, and closed sales were down 33.5 percent. The decreases are not so drastic when looking at year-to-date 2010 versus 2008, which shows just a 1.4 percent decline in closed sales.

Inventory grew to 28,129, an increase of 13.9 percent.

While the first seven months of 2010 enjoyed year-over-year price gains, the $166,000 median sales price was a 2.4 percent decrease from last year and the second consecutive month of price declines.

Digging deeper, traditional sellers (non-foreclosure and non-short sale) enjoyed a 7.6 percent price increase to $215,250, foreclosure prices dropped 3.3 percent to $114,950 and short sales decreased 4.7 percent to

New Listings A Monthly Indicator from the Minneapolis Area Association of REALTORSÂŽ

Year to Date

September

76,726

7,689

7,328

68,274 6,545

60,841

One-Year Change:

One-Year Change:

2008

2009

- 10.7%

- 10.9%

Two-Year Change:

Two-Year Change:

- 14.9%

- 20.7%

2010

2008

2009

2010

Historical Market Activity 12,000

New Listings Pending Sales 10,000

Closed Sales

8,000

6,000

4,000

2,000

0

Jan 00

Jan 01

$143,000.

All market segments showed a decrease in pending sales activity – 40.1 percent for traditional sellers, 24.9 percent for foreclosures and 12 percent for short sales.

Listing activity declined 10.7 percent for the entire

Jan 02

Jan 03

Jan 04

market since September 2009.

Traditional sellers put 11.2 percent fewer homes on the market, banks put 5.8 percent more foreclosures on the market and there were 11.5 percent fewer short sales added to the market.

There are 8.6 months of inventory for the entire Twin

Jan 05

Jan 06

Cities market – up 30.3 percent from the 6.6 months of supply last year at this time. Negotiations also slid back toward buyers for the third consecutive month. The percent of original list price received at sale declined 3.2 percent to 90.9 percent. The last time this metric

Jan 07

Jan 08

was this low was April 2009.

The Housing Affordability Index has soared to 220, which means the median family income is 220 percent of the income needed to qualify for the median- priced home using a 20 percent down, 30-year fixed mortgage. That is the highest

Jan 09

Jan 10

level it has been since MAAR started recording it in 2001. “Private companies are hiring,� said MAAR presidentelect Pat Paulson. “But we need several months of real job growth for housing demand to improve.�

Notice of vacancies in multimember agencies 11 reservations, one American Indian member from Duluth, one American Indian member for International Falls or Northern Range, two American Indian members from Minneapolis, and two American Indian members from St. Paul.

The council meets on a quarterly basis, with occassional committee meetings, and take turns meeting at each of the reservations and urban community programs.

Automobile Theft Prevention Advisory Board MN Department of Commerce 85 E. 7th Place St. Paul, Minn. 55101 (651) 296-4026 Appointing: Commerce Compensation: $55 per diem plus expenses Vacancies: Seven members To advise the commissioner of commerce on the distribution of grants under the automobile theft prevention grant program established by M.S. 65B.84.

The board must consist of seven members appointed by the commissioner and must include representatives of law en-

forcement, prosecuting agencies, automobile insurers, and the public. The board meets one to three times per year.

Minnesota Resource Center Advisory Committee: Blind/visually impaired State Library Services c/o Catherine Durivage, Library Program Director 388 SE 6th Ave. Faribault, Minn. 55021-6340 1-800-657-3859 Appointing: Commissioner of Education Compensation: Expenses Vacancies: 14 — Four teachers with licensure in blind/visually impaired, two special education directors, coordinators or superintendents, one related service provider, four parent representatives, one state agency representative, one higher education representative, one nonprofit agency representative The purpose of the blindvisually impaired advisory committee is two-fold: A) To provide specific advice and counsel to the MRCBVI regarding needs to improve learning results for students who are blind or visually impaired, priorities for action,

technical issues in the education of students who are blind or visually impaired, and general operations of the center.

B) Provide general advice and counsel to the Special Education Advisory Panel and the Division of Special

Education Policy in the Department of Education regarding general procedures for See Vacancies, Page 47A

The Secretary of State’s Office on Oct. 4 released the monthly notice of vacancies that have occurred in multimember state agencies, pursuant to Minnesota Statutes, Section 15.0597, subdivision 4.

The vacanies are listed below: American Indian Advisory Council DHS, 540 Cedar St., St. Paul, Minn. 55101 (651) 431-2461 Appointing: Commissioner of Human Services Compensation $50 per diem plus expenses Vacancies: One representative for St. Paul American Indian Community. Must be American Indian.

Council shall assist in formulation of policies and guidelines in the area of chemical health. The council shall advise on policies, goals, and the operation of the chemical health program services, and shall encourage public understanding and support of chemical health.

The council shall make recommendations regarding grants and contracts which use federal funds, and state funds.

Membership includes: One American Indian from each of

ďż˝

10A

October 14, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

CANstructure on display at zoo Antiques road show coming to Burnsville church

Photo submitted

The Family Farm CANstructure is on display through Oct. 31 at the Minnesota Zoo’s Wells Fargo Family Farm in celebration of the farm’s 10-year anniversary. It features 18,000 cans of SPAM and 15,000 cans of chili contributed

by Hormel; at the conclusion of the display, the cans will be donated to Second Harvest Heartland, a hunger-relief organization.

Guilty plea entered in murder A 19-year-old man has pleaded guilty to murder in connection with the August 2009 death of a cab driver in Apple Valley.

Abdirahman Abdikarim of Apple Valley pleaded guilty Oct. 4 to second-degree murder (while committing a felony) for killing 41-year-old Michael A. Palm II. Palm was found stabbed to death in his cab on Aug. 1, 2009, in the parking lot of a commercial building on Glazier Avenue.

According to the criminal complaint, police found Palm dead in his taxi with stab wounds in his forehead, face, neck, arm and hand.

Palm’s cell phone and GPS system had been taken and a bloody screwdriver was found near his body on the floor of his van.

DNA analysis by the Minnesota Bureau of Criminal Apprehension linked Abdikarim to the murder weapon.

During the investigation, police found Palm’s cell phone in Abdikarim’s possession. Cell phone records show that Abdikarim made several calls with the phone.

Abdikarim was initially charged with three counts of murder – including first-degree murder (while committing aggravated robbery) and second-degree murder (with intent to kill).

Prosecutors offered Abdikarim a plea agreement for the one count of second-degree murder because two witnesses have disappeared and another recanted his statement to police, Dakota County Attorney James Backstrom said. Both witnesses are believed to have left the state.

Abdikarim’s sentencing is set for Dec. 14 in Dakota County District Court in Hastings. State sentencing guidelines call for 15 to 21 years in prison in this case.

— Andrew Miller

It isn’t the one you might have seen on public television, but an antiques road show is coming to Burnsville on Saturday, Oct. 16.

This show is a benefit for the Burnsville Lions Club, whose projects include buying eyeglasses for needy students in Burnsville-Eagan-Savage School District 191 and personal dictionaries for all district third-graders.

The show, featuring several experienced appraisers, will be held from 2 to 4 p.m. at Mary, Mother of the Church, 3333 Cliff Road E. It’s a rare fundraising event for the 46-year-old Burnsville Lions Club, which sponsors charitable gambling at McHugh’s Bar and Grille in Savage and Burnsville establishments Bumper’s Restaurant and Sports Bar and McKracken’s Pub. “With the recession and everything else, gambling funds are down this year,” said Steve Knudsen, the Lions’ second vice president. “We have elected to take on a project where we have a fundraiser for a change.”

The antiques road show was suggested by Carole Kralicek of St. Paul, a good friend of longtime Lions Club member Vic Berra.

Admission to the show is $10 for appraisal of two items.

Kralicek, who once owned three antiques malls in Bismarck, N.D., will be joined as an appraiser by Micky Mariette of Touch of Home Furnishings in Burnsville.

“Micky will tag-team with me,” Kralicek said. “She’ll be on one side of the room and I’ll be on the other.”

Retired jewelry-store owner Roy Grubb will appraise diamonds and jewelry, Kralicek said. Bonnie Lindberg and Jim Marrinan of Appraisal Specialists Midwest will also be on hand. David Ulrich, owner of the Spectacle Shoppe at Burnsville Center, will appraise antique eyeglasses. His store is also giving away a $2,500 wine and cheese party for 10 people as a door prize.

Appraisers will use microphones so attendees can follow all the proceedings.

“And we will stay as long as it takes,” Kralicek said, adding that dessert, coffee and cider will be served.

The Lions Club provides more than 100 pairs of prescription eyeglasses a year to needy District 191 students, Knudsen said. It also collects used glasses for use by people in other countries. The club donates to other eye-related causes, including funding of seeing-eye dogs, Knudsen said.

One beneficiary of the club’s work is 20-year-old Katelynn Harrold of Burnsville. Born prematurely, she suffered an eyesight-diminishing disorder called retinopathy of prematurity.

The club bought her an enlarger to help with her studies at Burnsville High School.

“It helped me out a lot with reading materials and stuff like that,” said Harrold, a granddaughter of Vic Berra.

Harrold also received a $1,000 Lions Club scholarship to help defray expenses of attending Inver Hills Community College, where she’s in her second year.

For more information on the Lions or the show, visit www.e-clubhouse.org/sites/BURNSVILLE. — John Gessner

Eagan City’s 150th wraps up with tasty food-sampling event The city’s year-long 150th anniversary celebration will wrap up Oct. 14 with a food-sampling event featuring two dozen local restaurants and benefitting local food shelves.

At least 26 restaurants will provide food for Taste of Eagan, scheduled from 5 to 8 p.m. at the Eagan Community Center.

All proceeds from the event, which costs $15, will go to local food shelves, helping Eagan reach its Sesquicentennial goal of raising 300,000 pounds of food.

As of late August, the city had raised 283,520 pounds.

Taste of Eagan will allow residents to indulge in cuisines as varied as sushi and hoagies, gyros and pizza, and pasta and pastries.

Participating restaurants include Ansari’s, Kyoto, Pardon My French, Jake’s, Jensen’s, Jimmy Johns, Green Mill, Sarpino’s, Solos, Umbria, Al Baker’s, Casper’s, Houlihan’s, Old Chicago, Senser’s and more. For a complete list visit www. eagan150.com.

“We think this is just a great, great way to wrap up Eagan’s 150th celebration and help exceed our food drive goal,” said Eagan 150th Volunteer Committee Chair Scott Swenson. “It’s overwhelming that all these restaurants have stepped forward at their own cost to make a difference, and citizens and businesses can feel good buying tickets knowing that they’re helping the truly needy in our community.”

Tickets are available online and at the Eagan Community Center. A limited number of tickets may be available at the door on the day of the event. Food will be served from 5 to 7:30 p.m. followed by a wrap-up celebration with preliminary food donation totals announced.

Prior to the Taste of Eagan event, a dedication ceremony will be held at 4:30 p.m. in Central Park to unveil the first phase of the Eagan Tribute and Memorial Plaza.

Spearheaded by the Eagan Lioness Club and American Legion Post 594, the plaza is a tribute to those who serve and a memorial for those who have died while serving.

The unveiling will reveal two life-sized bronze statues, one of a police officer and one of a firefighter.

More donations are needed to complete the statue of the military soldier, organizers said.

“If we can just raise another $30,000 to go with the $20,000 we’ve raised already, families of service members will have a place they can go on Memorial Day to honor those who protect our freedoms here and across the world,” said the Legion’s Tom Mullon.

Artists at Brodin Studios in Litchfield have spent about 1,000 hours creating the two statues, which emphasize realism.

“I was amazed at how real the process is, right down to which radio do your firefighters carry, what mask do they use, and which pistol Eagan police officers carry,” said Fire Chief Mike Scott.

The statues will be placed on a 42-foot diameter plaza just north of the Eagan Community Center and Eagan Rotary Band Shell in Central Park.

While the project was a joint effort between the Lioness Club and Eagan’s American Legion, the city provided the land and acted as general contractor on the project. It also paved the trails leading up to the plaza, planted the shrubs and flowers, and installed flag poles and lighting.

The project was funded by $100,000 in state bonding and donations.

“I think residents and the families of officers and firefighters will be surprised to see how inspiring these statues will be,” said Margo Danner of the Eagan Lioness Club.

“It’s a place we can all come to reflect on our hometown heroes.”

In the event of rain the dedication program will be moved indoors to the Community Center.

For information on the plaza or to donate, visit www. eaganlionessmn.lionwap.org.

Halloween dance party set for Oct. 29 at Teen Center

Fire blamed on careless smoking

A Halloween party for middle school students will be held from 7 to 10 p.m. Friday, Oct. 29, at the Apple Valley Teen Center.

Music will be provided by M & A DJs. Prizes will be awarded for best costumes. Snacks and beverages will be included.

Admission: $5 if registered by Oct. 28 or $8 at the door. Register at the Apple Valley Teen Center, 14255 Johnny Cake Ridge Road.

Sponsored by Apple Valley Parks and Recreation.

For more information, call Bill at (952) 953-2316.

A Sept. 11 fire at Raven Hill Apartments in Burnsville was caused by careless discarding of smoking materials, the Fire Department announced.

The fire in the building at 13150 Harriet Ave. S. started on the third-floor balcony and extended to the second floor.

Two apartments were heavily damaged by the fire.

Several apartments were temporarily unlivable because of smoke and water damage.

Property loss is estimated at about $400,000, the — Erin Johnson department said.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 14, 2010

11A

News Roundup

Farmington Farmington Council delays staff-cutting budget options Anxiety-ridden Farmington City Council members on Oct. 4 delayed a staff-cutting decision for further debate at the Monday budget workshop.

Several council members said they have lost sleep over the significance of determining ways to shave about $400,000 from the 2011 budget and a proposal to cut one or two management positions in that effort.

Cuts are needed primarily because $534,091 in bond payments are due on a $5.5 million bond that built Vermillion River Crossing infrastructure in 2006, just before the real estate market collapsed.

Plans were for the escalating payments to be met through commercial development expected at the site, including hotels and retail shops.

But the actual development that occurred consisted of few buildings, including McDonald’s and a medical clinic.

According to the bond terms, if funds generated by development were insufficient, as they have been, the city must use all available funds and/or raise taxes as much as required to cover the payments.

During the meeting, Mayor Todd Larson said everyone thought former Finance Director Robin Roland had a plan to pay for the bonds, but discovered after she left that was not true.

And, according to Finance Director Teresa Walters, the city’s total debt is about $40 million.

Considering the city’s position regarding the bonds, Council Member Julie May said tax increases and cuts are likely; for 2011 the city has planned a 3.73 percent levy increase, totalling about $9.1 million.

A final decision will be made in December. The council can reduce the proposed levy but can’t increase it.

To make budget cuts, council members last week proposed two positions be eliminated: the economic development specialist, charged with attracting business among other duties, and administrative services director, with responsibilities that include running elections.

City Administrator Peter Herlofsky opposed cutting those positions.

Instead, staff ’s recommendation is to make the $400,000 budget cuts by reducing office supplies and professional services.

Council members indicated job cuts are the only way to solve the problem.

“We’re looking for a long-term fix. We’re just not looking for a short-term, let’s put a Band-Aid on it,” Larson said.

“That was really the vision we gave staff and we didn’t get that back … so now unfortunately we have to take matters into our own hands … so that’s what we’re doing as far as staff reductions.”

Herlofsky said he asked for council input to see if they would be willing to reduce positions and trust him to make those decisions.

“I’m at a real disadvantage if I come in and say, ‘Here, remove these two. This will take care of it,’ and the council says, ‘No, come back again with another two.’ That really creates some morale issues, and makes my effectiveness and the effectiveness of the council really difficult,” he said.

Herlofsky said he’s concerned about morale and the level of oversight he’s received from some council members.

“To be honest with you, I have to recommend what I feel comfortable with. I’m not going to recommend what one, two, three council members would suggest to me, because that has happened in the last couple budget sessions … I don’t wish to argue with the council, but I have my own ethical standards I’m going to go with too. If it’s going to be my recommendation, it really has to be my recommendation, not what has been told to me by someone else,” he said.

Larson said Herlofsky has to recommend the reductions, and was confused by the administrator’s request for suggestions.

“We just maybe have to get on the same page,” Larson said.

— Laura Adelmann

Lakeville Unofficial ‘queen’ of Lakeville, Charolette Vucinovich dies

During Charolette Vucinovich’s Oct. 2 funeral, a group of women from Lakeville’s VFW Post shared a story that made her son, Brian, laugh.

A few years ago, the ladies were working with Charolette at a Special Olympics event at one of Lakeville’s parks, Brian recalled of Charolette the story.

Vucinovich “Apparently, one of the kids, he was dejected. He hadn’t done so well in what he competed in,” Brian, 58, said. “Well, these ladies described how Mom gave him this big hug. Told him he had done great.

Well, another kid that also didn’t do so well had seen this big hug, so he walked up to Charolette and got his hug. All of a sudden, there was a line of 10 kids looking to get hugs.”

And that, Brian said, illustrates one of Charolette’s lasting legacies.

“She was always smiling and always giving out love,” he said. “She never met anyone who wasn’t her friend.”

Charolette died on Sept. 30. She was 90 years old.

JoAnn Vucinovich, Brian’s wife, described Charolette as one of Lakeville’s first ambassadors.

“It’s amazing how many people have said she was the first person they met when they came to Lakeville,” JoAnn said.

And that’s in part because Charolette and her late husband, Tom Vucinovich, were well known as the longtime owners of downtown Lakeville’s popular ice cream stand, the Taystee Freez.

The stand is now owned by Dakota County Commissioner Paul Krause and is called Dairy Delite.

Charolette was born in 1920 in Windom, Minn., and Brian said she was raised with a drive to serve.

In 1943, she married Tom, before he headed off to war.

Tom was an educator after the war, and Brian said he and Charolette moved to Lakeville in 1948 to follow one of his jobs.

Charolette, who went to school to become a school teacher as well, didn’t take long to begin sowing roots in the community.

“I think she wanted to make a better place for their kids,” JoAnn, 58, said. “‘Let’s do this, let’s get this started and make things better for the children.’ I think that’s what she was thinking.”

Charolette was a charter member of the Lakeville Lionesses, helped launch Lakeville Boy Scout and Girl Scout programs, as well as the VFW Auxiliary, and even helped create the first private kindergarten program in the community.

Charolette was active with All Saints Catholic Church, and served on “just about every committee they had,” JoAnn said.

She was also the first president of American Foreign Students Abroad, a grand champion china painter and was once named Dakota County Senior Citizen of the Year, and a PanO-Prog parade grand marshal.

“She was a queen — the queen of Lakeville,” JoAnn said.

“We’d be out to dinner and people would line up to talk to her.

You really felt that you were with royalty sometimes.”

While Tom, a former principal at JFK Elementary School, died in 2004, Charolette remained very active.

Most recently, Charolette was living in Lakeville’s Highview Hills senior living complex with a goal of making it to her 90th birthday, which she celebrated on Sept. 20.

“But she told us after the party that she was ready to see Tom,” JoAnn said.

Brian said the community and his family will miss Charolette.

“She was a fantastic mother and a great ambassador for Lakeville,” he said. “She cared about everybody.”

Charolette is survived by her children, Thomas Vucinovich, Mary Jane (Darvin) Schauer, Brian ( JoAnn) Vucinovich, Elizabeth “Libby” (Keith) Johnson and Brenda (Mike) Herald, her 11 grandchildren and six great-grandchildren.

— Derrick Williams

Rosemount Former mayor dies in accident Former Rosemount Mayor Raymond W. Reinke died the way he lived: helping others.

Reinke, 75, was killed on Friday, Oct. 1, when the lawn tractor he was riding to mow a neighbor’s ditch flipped over and rolled on top of him.

A passerby saw the tractor laying on its side and alerted police.

Reinke, a 1953 Rosemount High School graduate, served as a supervisor on the Rosemount Township Raymond Reinke Board, and voted to merge with the Village of Rosemount, which mapped the city as it exists today.

He was twice elected as Rosemount mayor, first to the Village of Rosemount in June 1972, and then was re-elected in 1974.

Among the challenges Reinke helped guide the new city through were those related to the issues created by the merger.

Reinke and the council also handled issues related to the city’s growing population, which doubled from 2,000 to 4,000 during the 1960s.

He was an engineer and resigned as mayor in 1974 when his job moved him to the town of Hawley in western Minnesota, where he retired.

Reinke’s wife, Jackie, said the couple just celebrated their 50th anniversary in July.

She said Reinke loved to chat with people, and was a 9 a.m. regular at the local gas station where he and friends would gather for coffee.

“He was on the township board up here, too. He got involved with anything that happened in the township,” Jackie said.

Reinke was known to not only mow neighbors’ properties, but plow their driveways in the winter as well.

Jackie said after he retired, he couldn’t sit still, and often wandered up to neighbors who were working on projects to see if he could help out.

He became so well known for saying, “I don’t want to tell you what to do, but…” that the quote has been incorporated into some of the displays at the memorial service.

At the Oct. 5 Rosemount City Council meeting, current Mayor Bill Droste informed the council of Reinke’s contributions and passing, and led a moment of silence before beginning the meeting.

In addition to his wife, Jackie, Reinke is survived by sons, Kevin ( Jess) Reinke, Dan ( Julie) Reinke; daughter, Karen (Curt) Alm; brother, Glenn ( Joan) Reinke; and a sister, Lavera Larson.

— Laura Adelmann

Timing, chilly weather left ‘One Book’ kickoff short The crowd was a no-show for the Oct. 2 “One Book, One Rosemount” kickoff speech by Rosemount City Council Member Kim Shoe-Corrigan.

“She didn’t end up saying anything, because nobody was here at 2 p.m.,” said a still-optimistic Jamie Jurgensen, coordinator of the month-long community-wide book reading adventure.

Jurgensen attributed the attendance problem to the chilly weather and the fact that it occurred at the same time as the National Guard installment of Brig. Gen. David J. Elicerio as the new 34th Red Bull Infantry Division commander at the Rosemount Armory.

While it was a disappointing kickoff, about 60 people eventually trickled in to Central Park over the next two hours and enjoyed a big band concert.

— Laura Adelmann

12A

October 14, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Auditor race between Otto and Anderson has zest

by T.W. Budig

debate, she argues.

ECM CAPITOL REPORTER

Although obscured by other races, the race for state auditor has zest.

Democratic State Auditor Rebecca Otto is matched against former Republican state auditor Pat Anderson, the incumbent Otto defeated four years ago in a DFL wave.

From the start the campaign has been colorful — Otto’s calling the Office of State Auditor the Rodney Dangerfield of constitutional offices drew quick fire from Republicans who blamed Otto herself for the perceived lack of respect.

Both candidates have charged the other while in office spent excessively on food and lodging.

Their appraisals of each other are stark. “I dislike lying, or gross exaggerations of the truth coming from any politician,� said Anderson, who recently filed a complaint against Otto alleging Otto has falsely depicted Anderson’s accomplishments as state auditor.

And that’s what Otto has been doing, Anderson contends.

But Otto portrays Anderson as an anomaly in the history of the Office of State Auditor, a partisan player in the hunt for a quick headline.

More work to do, says Otto

Photo by Tim Budig

Photo by Tim Budig

Democratic State Auditor Rebecca Otto is seeking a sec- Challenging Otto is former Republican state auditor Pat ond, four-year term as state auditor.

Anderson, whom Otto defeated four years ago.

Candidate approaches dierent Their approaches could not be more different, she said. “She (Anderson) measures her results by how many press conferences she’s held. I measure my results by the number of efficiencies I bring in,â€? Otto said. “She bashes government and says it’s bad. I work to made it better.â€?

Anderson doesn’t dispute that during her tenure as state

auditor she upset some people. “Did everyone like what I did — no,� Anderson said. “But they shouldn’t.�

It’s not her job to make friends with everybody she has financial oversight over, Anderson explained.

She hasn’t just made friends.

One Iron Range lawmaker rose on the House floor to denounce a study Anderson conducted on local government aid (LGA) — one that concluded the more LGA cit-

ies get, the more they spend JOBZ,� said Anderson, who — twisting her former last argues the program wrongly name into that of a famous picks winners and losers. terrorist.

If elected, Anderson looks to carrying out a study on Anderson a critic of JOBZ, as well as revisiting LGA. JOBZ She is not in favor of scrapBut Anderson has critiping LGA, Anderson excized programs favored by plained, “I never have.�

Republicans, too. For years Anderson looks to the Ofshe has been a critic of Refice of State Auditor as having publican Gov. Tim Pawlenty’s an influence. signature rural development “Am I the governor — no,� program Job Opportunity she said. But the state audiBuilding Zones ( JOBZ). tor’s office can be part of the “And I still don’t like

Otto’s explanation of why she is seeking a second term is succinct. “There is more to do,� she said.

Otto points to her work on national organizations — she has just been appointed to three strategic committees of the National Association of State Auditors, Comptrollers and Treasurers, for instance — as indicative of her collaborative, cooperative, innovative approach to governance. “One thing I bring to the table frankly is the ability to bring people together,� she said. “Rather than sitting around and talking about how bad it is, I want to make it better.�

Although pundits sometimes depict the Office of State Auditor as a political stepping stone, both Otto and Anderson downplay the idea. “I was asked by a lot of people to run (for governor),�

Otto said. But she wanted to be state auditor, she explained. “Do I think I’ll be state auditor for the next 20 — no,�

Anderson said. But then she believes in term limits, she said with a laugh.

Not long after losing in 2006, Anderson explained See Auditor, Page 13A

Former U.S. House Speaker Gingrich endorses Emmer GOP gubernatorial candidate Tom Emmer’s running mate Annette Meeks once worked for Gingrich

by T.W. Budig ECM CAPITOL REPORTER

Former Republican U.S. House Speaker Newt Gingrich met with the Minnesota media Oct. 6, appearing in support of Republican gubernatorial candidate Rep. Tom Emmer and his running mate, Metropolitan Council Member Annette Meeks.

Meeks once worked in Gingrich’s office in Washington — she smiled broadly standing behind her former boss — and Gingrich credited her with helping to balance the federal budget.

When Emmer selected Meeks as a running mate, he planned to speak in support of the ticket, Gingrich explained.

Gingrich attacked Democratic leaders in Washington for creating what he described as a high-spending, high-tax +&//: 800%4 "/ 45"$&: "$,&3. "/%3&8 .*--&3

" PG QSPN PUJPOT FQSFOFV S " " OFX A'SPOUJFS UFTUT ZP VOH FOUS " 5ISFBET *OLT S FOUFSUB JONFOU B (SBOE 4MBN GP

70-6 .&

/6. #&3

USJCVOF CJ[

EBLPUBDPVOUZ

4JODF

#

6

4

*

/

&

4

4

X

F

F

L

M

Learn to say ‘no’ “The way you catch up with spending is you learn the word ‘no,’ � Gingrich said.

In taking questions, Gingrich said the “real danger� to Minnesota’s economy is not Independence Party candidate Tom Horner — Gingrich questioned whether Horner was really a moderate — but rather former U.S. Sen. Mark Dayton, the DFL gubernatorial candidate.

Dayton is proposing to raises billions of dollars in

new taxes, Gingrich said.

Gingrich indicated the political balance is more favorably tipped toward Republicans this year than back in 1994 when he and fellow House Republicans swept into control. “People are angrier this year. The (Obama) administration is more radical this year. The economy is drastically worse this year,� Gingrich said.

Gingrich suggested Republican gains in the U.S. House could surpass the 53 seats picked up in 1994.

Just 27 days remain until the November election, Emmer said, and a “very clear choice� exists between the gubernatorial candidates.

Democrats noted the former speaker’s visit. “Tom Emmer has consis-

tently shown how out of touch he is with everyday Minnesotans, so it’s no surprise that he is now aligning himself with someone as radical as Newt Gingrich,� DFL state party Chairman Brian Melendez said. “Newt Gingrich has paraded around the country as a bombastic fearmonger trying to scare American voters into supporting his party’s failed policies,� Melendez said. “He has denounced unemployment benefits, railed against unions, advocated the elimination of food stamps and endorsed the idea of privatizPhoto by Tim Budig ing Social Security — all measures that would hurt middle- Former U.S. House Speaker Newt Gingrich met with state media Oct. 6, on the stump for Republican gubernatorial class Minnesotans.� candidate Rep. Tom Emmer and his running mate, Annette Meeks. Meeks worked in Gingrich’s office, and the former T.W. Budig is at tim.budig@ speaker credited her with helping to balance the federal budget. ecm-inc.com.

Interested in a FREE subscription?

une Dakota County Trib )JUUJOH

"6(6 45

government in which a food stamp is more honored than a paycheck.

President Ronald Reagan understood you can never catch up with spending by raising taxes, because lawmakers will just spend more, he said.

Z

*/4*%& #*;

'036.

5IF -FHJTMBUVSF DPVMEO U CBMBODF B CVEHFU UIF HPWFSOPS DPVME 0, CVU UFOEFE UP PUIFS IPU UPQJDT 1)*,3*/,*&

"

#64*/&44

EVSFT EF TBMPO FO 8 IJMF GBET GB

" NFOUPS DBO IFMQ B ZPVOH XPSLFS SJTF UISPVHI UIF SBOLT PG BO PSHBOJ[BUJPO PS MFBE UP PUIFS DBSFFS PQQPSUVOJUJFT

)"30-% " 5033&/$& TLJMMT UISPVHI BOE EFWFMPQJOH UIFJS %T 5*$&4 UIF #&45 13"$ SFBEJOH WJEFPT BOE $ BMTP DSFBUFE ,OPXJOH UIF 5IF DPNQBOZ XIJDI FO EJGGFSFODF CFUXFFO 4UBS 5ISPXFS QSPHSBN H BOE QSPGFT BEWFSUJTJOH BOE IBODFT TFMG MFBSOJO OU 5FBN NFN QVCMJD SFMBUJPOT TJPOBM EFWFMPQNF E UP BUUFOE DBO IFMQ CVTJOFTTFT CFST BSF FODPVSBHF JEF FWFOUT UP DSFBUF CV[[ UIBU JOEVTUSZ BOE OBUJPOX XPSLT FN TUBZ BCSFBTU PG USFOET TFWFSBM IBT DLFSNBO 45"$&: " CZ 4UBDFZ " $PMF T 4BMPO JUI UIF DPN /5: 53*#6/& / %",05" $06 "$,&3."

QMPZFFT XIP WF CFFO XVTF UIFZ LFFQ $PMF T GPVOEFS PG QBOZ GPS ZFBST CFDB UISPVHIPVU %PVH $PMF 4U 1BVM #BSCFS 5*$&4 HSPXJOH #&45 13"$ MFBSOJOH BOE 4BMPO BUUFOEFE FSF IF MFBSOFE 1JYBS QSPNPUFT UIFJS DBSFFST CFFO BMM * OFFE UP 4DIPPM BU BHF XI IJT MPOHUJNF 3JFOUT B DVMUVSF PG i$PMF T IBT TVDDFTTGVM BOE CF GSPN +FSSZ DPNNVOJDBUJPO BU NBLF NZ MJGF VSQIZ B NFOUPS XPSLT UIBU SFBQT U UIF GVMGJMMFE w TBJE +BOFM .

5PEBZ 3JFOUT MPO BT B CBS 4BMPO WFUFSBO i"BCPVU JOOPWBUJPO BOE SOEPSG GPS ZFBS $PMF T 1IPUP CZ 3JDL 0 $PMF T "QQMF 7BMMFZ TB * GFFM HPPE QSPmUT JO IBT CFFO EPJOH VFT PO 5JN FOE PG UIF EBZ PPE w CFS XIJDI IF OUT DPOUJO NPWJF NBLJOH 5SJTI .FMJTTB )BOT NBLJOH PUIFST GFFM H IBT UIF QBTU ZFBST 3JF +&'' O IBT HSPXO UISPVHI " IJQ GSPN MFGU -BVSB JTI 4UPSIPGG GPS $PMF BOE $PMF T 4BMP OVSUVSJOH FNQMPZ *45 UP CF B NFOUPS UIF MBTU GPVS EF $PMF T 4BMPO MFBEFST BS 5PVSUJMMPUU BOE 5S "11&-26 CZ GPS QMFT w /VH UIF ZFBST JOTQJSFE IJN B MPZBM DMJFOUFMF $PMF %PVH $PMF $I PZ BOE QSJODJ UIF (PMEFO BOE CVJMEJOH FFO TFFJOH UIF DBEFT IBT UBVHIU IJT FNQM IBU $PMF TUBSUFE FNQMPZFFT FFT FE IJT GJSTU $PMF T 4B XBT UIJOH $PMF MBTU ZFBST BOE JT X D HFUT QSPHSBN JO XIJDI OVH .BOZ DMJFOUT IBWF C M ZFBST $PMF PQFO JO *U UP XSJUF FFT GPS UIF TJOFTTFT TV TBNF TUZMJTU GPS TFWFSB F LFFQT NF MPO JO #VSOTWJMMFTPVUI PG UIF SJWFS BSF DIBMMFOHFE NFS TFSWJD IF BUUSJCVUFT UP IJT CV UIF POMZ TBMPO TFSWJDFE UIF FO HFUT JO TJY NPOUIT BSF QVUUJOH i5IF DVTUP TBJE 5SJTI 1FSLJOT UIBU DFTT $PMF PQFOFE i(PMEFO OVHHFUT *U JT DPNJOH CBDL w 7BMMFZ TBMPO BU UIBU UJNF IF MBUF T *O %PVH BU UIF "QQMF JO PVS NJOE 4PVUIEBMF TJDB UJSF GBNJMZ %VSJOH U JOH BOE JU XBT #BSCFS BU HPPE UIJOHT TFMG UBML BOE TFMG B DMJFOU FFO TFFJOH TUZMJTU +FT $IJMESFO T BU BHF FMZ QPTJUJWF XIP IBT C #VSOTWJMMF XBT CPPN Z GPS $PMF UP F ZFBST MBUFS POF BCPVU ZFBST i5IFZ EFGJOJU JMM Z BOE .BMM 5ISF B QFSGFDU PQQPSUVOJU UIPVHIU w $PMF TBJE UIF TBMPO CFDBVTF FNQMPZFFT 4UBQG GPS BU ZPV XBOU +FTTJDB X w DPNNVOJU DMPTFE $PMF T PG IF UIF I POF IFZ DBUFS UP XI FF[F NF JO HSPX XJUI &WFSZ FNQMPZFF XBT UPP NVD * EJEO U JT HJWFO B OPUFCPPL JO XIJDI U T UBLF NZ DBMMT BOE TRV HFE JO UIF SBJTF IJT PXO GBNJMZ QBOZ XJMM BHF UP BGGJSNBUJPO CFS UIF DPN

8IJMF B MPU IBT DIBO Z i'SPN I XBT EFUSJNFOUBM UP NZ XSJUF EPXO QPTJUJWF UIF DPN (FOFSBM 5IJT 0DUP F XJMM SFDFJWF NF UP PWFS ZFBST

ZFBS BOOJWFSTBS MFBSO XIJD %JTUSJCVUJPO FODPVSBHFE DFMFCSBUF JUT DVSSFOUMZ PQFSBUFT FWFSZ EBZ TVDI BT i8 i)BCJUT MFBWF CVTJOFTT U DIBOHFE JUT DPSF WBMVFT

CVTJOFTT +FSSZ UZ FMJFWFw BOE "EWFSUJTJOH S B EBZ w $PMF QBOZ IBTO 5IF CVTJOFTT OTWJMMF "QQMF TUBSU MFBSOJOH BO IPV CFHJOOJOH XIBU XF C GSPN USVTU BOE IPOFT 4BWBHF IBT B XIJDI TUFNUT PG iHSPXJOH ZPVSTFMG w UIF WFSZ GJWF TBMPOT o JO #VS B USBJM w 4BMPO BMTP JO &BHBO BOE $PMF TBJE i'SPN B MFBSOJOH DVMUVSF 7BMMFZ UXP &BDI $PMF T XIFSF FNQMPZFFT BOE DPOTJT 4FF $PMF T 1BHF " XF FTUBCMJTIFE UP CFUUFS FNQMPZFFT o BOE IBT MFBSOJOH MFBSOJOH MJCSBSZ IJT MPDBUJPOT HSPVOEFE JO UIF EFTJSF F WBMVF UP PVS BSF FODPVSBHFE UP LFFQ TUSPOH IBT QVSQPTFGVMMZ LFQU WBMVFT SJWFS UP GPSN PVSTFMWFT QSPWJEF USV MJWF CZ PVS TPVUI PG UIF DVTUPNFST BOE DPNNVOJUZ UJFT O IPVS B EBZ JT TPNF -FBSOJOH B

(+* +)

$PMF T 4BMPO DFMFCSBUFT ZFBST

F JUJPO POMJO VS EJHJUBM FE ta County Tribune Dako

$IFDL PVU P

QBHF in JQw UP UIF OFYU LT UP UIF ST PG UIF QBHFT UP [PPN JO 5IF MJOG UIF QBHF $MJDL PO DPSOF PUUPN P PQ PG BOZ QBHF UP $MJDL PO UIF U C 4JUFT XJMM BQQFBS BU UIF C PVS FTT $MJDL PO "EWFS UJTFS 8F QBSUJDVMBS CVTJO -PPLJOH GPS B FY BU UIF UPQ PG UIF QBHF "EWFS UJTFS *OE FZ XPSE 4FBSDIBCMF CZ L

&44 8

&&,-:

#64*/ #VSOTWJMMF CJ[ $P 3E PVOUZ5SJCVOF XXX %BLPUB$

"%7&35*4*/(

Just complete this form and mail it to: Attention: Subscriptions Dakota County Tribune 12190 County Road 11 Burnsville, MN 55337 or fax to: 952-846-2010

__________________________________________________ _____________________________ BUSINESS NAME

ATTENTION

________________________________________________________________________________ ADDRESS

________________________________________________________________________________ CITY/STATE/ZIP

__________________________________________________ _____________________________ SIGNATURE

DATE

________________________________________________________________________________ EMAIL

13A

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 14, 2010

Capitol Commerce

Secretary of State Ritchie challenged by lawmaker Severson

by T.W. Budig

Some 26 states have some form of Photo ID, with two states, Georgia and Indiana, having “full fledged� Photo ID, Severson said.

One Republican lawmaker in his photo ID legislation estimated the state would probably need to supply less than 143,000 photo IDs to voters without one at a cost of about $1.19 per ID.

ECM CAPITOL REPORTER

Minnesota DFL Secretary of State Mark Ritchie is being challenged for reelection by a former U.S. Navy fighter pilot and Republican lawmaker.

Rep. Dan Severson, RSauk Rapids, logged more than 300 carrier landings flying the F/A-18 Hornet and A-7E for the Navy.

The St. Cloud native, 56, is serving out his fourth term in the House.

Ritchie, 58, defeated former secretary of state Mary Kiffmeyer four years ago in an election that also saw the Office of State Auditor change from Republican to Democratic.

Ritchie oversaw the epic Coleman/Franken U.S. Senate recount, a role that earned him plaudits and criticism — Severson said nobody really knows who won the razor- thin race.

But his candidacy isn’t about that, he said.

Ritchie explains his desire for re-election as a desire to complete all the updates to the office he came to office envisioning.

Photo ID is election issue One election issue separating Ritchie and Severson is Photo ID — requiring the use of a photo in casting a ballot.

Severson believes Photo ID will help insure election credibility, Ritchie does not.

In testimony before a House committee last year, Ritchie, asked what impact Photo ID would have on the integrity of Minnesota Auditor from Page 12A

that while no one wants to lose, she didn’t take the loss personally.

Wave-style election It was a national wavestyle election and she had the wrong party affiliation next to her name, Anderson argued.

It’s possible another wavestyle election is coming, Anderson said, though indicating the impact on the state auditor’s race isn’t entirely clear. “In 2010 it’s good to be a Republican; in 2006 it was good to be a Democrat,� she said.

But Otto doesn’t view Anderson’s 2006 loss as incidental in the larger scheme of political events. “It was more than just that,� Otto said. Anderson was “knocked out� by one of the highest percentages in the history of the office, she said.

Otto, 47, of Marine on St. Croix, is a former state representative, businesswoman, teacher, the wife of successful movie screen writer Shawn

Will work for ‘true’ early voting

Photo by Tim Budig

Photo by Tim Budig

Rep. Dan Severson, R-Sauk Rapids, is a former Navy pilot and Republican candidate for Secretary of State. He’s seen adjusting his glasses during a recent Capitol rally.

In House testimony elections, said it would have Ritchie has suggested the “zero effect.�

Ritchie criticizes Photo use of provisional ballots — temporary ballots included ID on a number of levels.

First, Ritchie argues that in some Photo ID legislaPhoto ID would create a tion — would create “a gibarrier for the 300,000 gantic new bureaucracy,� he Minnesotans who now vote said.

In discussing state law by mail. “Yes, they can fly home allowing voters to vouch for (to vote),� he said when other voters, Ritchie said he asked about getting around hears “fanciful accusations� of voter fraud every day. the perceived barrier.

Rather than suggest Additionally, some voters — conservatives, se- fraud exists, report it, niors, for instance — would Ritchie urged law detracfind it repellent to be re- tors. “By law they must report quired to submit information to the government in it to law enforcement,� he order to vote, Ritchie ar- said. “But these are quesgued. tions for the Legislature,�

Beyond this, local elec- he said of changing state tion officials question the election law. need for Photo ID, he said.

Democratic Secretary of State Mark Ritchie is seeking his second, four-year term.

Otto, whose “green� home, powered by a wind turbine, has been the subject of media stories.

Anderson, 46, of Dellwood, is a former Eagan City Council member who later served as mayor of the fastgrowing city.

Anderson originally set out to run for governor this election cycle but was discouraged by the large number of Republican candidates, she later explained.

Other candidates Other candidates in the state auditor’s race include Minneapolis Parks and Recreation Board Member Annie Young, Green Party candidate.

Young points to experience with park board audits and understanding of the life cycle as strengths for office.

Kenny Kalligher of Duluth is the Grassroots Party candidate.

T.W. Budig is at tim.budig@ ecm-inc.com.

Forum from Page 7A

sector, also contribute to budget problems, she said. “Our state government needs to be right-sized in every way possible,� Mack said.

Health and human services is “really out of control,� with costs rising by 30 percent in the last two-year budget period, Anderson said.

The Legislature needs to “reform all that or eliminate a lot of that,� Hall said.

Health and human services will probably be a prime budget-cutting target, Doll said. “Obviously, nobody wants to touch education, or shouldn’t,� he said.

Republican Ted Daley of Eagan, who’s challenging first-term Sen. Jim Carlson in District 38, criticized his opponent’s support of a singlepayer state health plan that many DFL legislators back. “Eagan and Burnsville, especially Eagan, would lose over 3,000 jobs,� Daley said. “Blue Cross, Prime Therapeutics and Delta Dental

Severson says state election law must be changed State election law must be changed, Severson believes. “If there’s no one policing the system, obviously there’s nothing wrong with the system,� he quipped about the idea of state elections being devoid of problems.

As a lawmaker Severson personally looked into a perceived case of voting irregularity and felt stymied by responses of officials, he said.

Although calling the aniety some voters may feel about being required would be out of business with this legislation.�

Doll touted his jobs record in the Senate, including passage of a tax measure to help Goodrich Sensors and Integrated Systems expand in Burnsville and legislation to allow tax-increment financing to spur development in the area known as the Minnesota River Quadrant.

Invited DFLers who did not attend the forum are Morgan, Carlson, Masin, Senate District 37 challenger Mike Germain, and House District 37A challenger Derrick Lindstrom.

The Burnsville chamber’s political action committee has endorsed Gerlach in Senate District 37, Mack in House District 37A, Daley in Senate District 38, Anderson in House District 38A and Myhra in House District 40A. It did not make an endorsement in Senate District 40.

John Gessner is at burnsville. thisweek@ecm-inc.com.

If re-elected, Ritchie looks to working for “true� early voting, improving use of modern electronics in voting, and would like to see the percentage of the vote separating candidates that activates an automatic recount lowered from the current half percent.

Ritchie, who served in the Perpich administration, has a background in agriculture and trade.

He and his wife, Nancy Gaschott, lost their 20-year-old daughter to a drunk driver some years ago.

Ritchie enjoys history, is active in his church and supports veterans.

Severson, whose nickname is “Doc,� and his wife, Cathy Jo, have two children.

The retired Navy commander was awarded the Navy Commendation Medal and the Navy Achievement Medal.

Severson enjoys flying anything capable of flight.

to show a picture ID “a legitimate concern,� Severson argues that with more than half a million same-day voter registrations last election, Minnesota’s election system is primed for error.

Further, Severson finds it “absurd� to believe that all the voters vouching for other voters actually know all the personal information.

Requiring the use of photo IDs in voting will not dampen turnout, Severson argued. “Actually, it’s going to increase the turnout,� he said, pointing to results in Indiana.

People will have greater T.W. Budig is at tim.budig@ ecm-inc.com. confidence in the integrity of elections, he explained.

-

+ .

ďż˝

ďż˝

ďż˝

ďż˝

ďż˝

ďż˝

!" #$

%&' (%) **** + , +

1922 ! /:

D/ D

D

D

D D

D. D

& '() *(+ ) ),- +

. % / !

012 021

. % % %

#

!. 3

& 4 5 (.. "

# ďż˝

. !4

2 7 3 $

& ) / 4

%

.

.

4

# .. % 3 8)

%

!

4

. % 9

&

.

# .

# 4

. + #

% . $ 3 ) 3 )

4 % .

4

#

%

. !

3

ďż˝ ďż˝ ďż˝ ďż˝

ďż˝

%

. # # %

3 7 =

%

7 " 0

3 + 5

>

? % ;!497 % .

4

3

ďż˝ ďż˝

) ! %

4

.

ďż˝ %

ďż˝ ďż˝ ! .. .

? % 1= %

)

! #4 3 / )

4 54/05/

% 1 3 ) % . % 1 4 /

+ = 3

% B

C

8(

"

%

% ! !4 ďż˝ ďż˝ #

!. 9

ďż˝ !ďż˝ "

$ !

4 ) :2 %

&

& 4 @ #

%

+ 5

(.. 3 + 3 $

% % 1: "

# +

4 4 / ; <

.4 7 3 ;; . ďż˝= !

% % ?9/

07 3 10

= = 4 1 .

%4 # 8)

5 .4

3 19 /0 *<* .

.

9 . 3

%

3 & ! * %

! % ..

%&% ďż˝

) !. ! % .

0 727 . %

3 $ďż˝

!4 .

. ďż˝ # '

8A %

ďż˝= 10

. # ďż˝= 103 (ďż˝ ! . - 0 (( >

-

" D D D D !. !. D D %D

%D %D

D D

D

ďż˝ ďż˝

3 .

1 2 D

D .D

D!

D* DA D D D. ! # 5 D/ D D 4 D

D"

3 8- # % % E .

. F

. 4

- !

9 3 8- # .

39 B

% . @

.

! .

. # % 3 C

.

! % # % ! % !

..

% 3 B . D

% 4

3

, 7

# % 2= 4

.

1=

% 4 %

. %

# 3 $ %4

/ 1

/ ! !77 !77 4 !

77 4

& '() *(+ ) ),- +

ďż˝ ďż˝ ďż˝ !" " ďż˝ # ďż˝

! " ! & "' ( $ďż˝ $ďż˝ $ % # ! $ & ďż˝ ďż˝ %&! ) ) ' & * +ďż˝"' #

# ďż˝ ďż˝ + " ' ( .#.#. .

ďż˝,

,

&

1 " $ďż˝ + (

%

) # / 0 "ďż˝ $

2 " 3"" ďż˝

# &

(* ďż˝ # ďż˝ $ďż˝

ďż˝ ! " ! & "' (

$ % $ďż˝

(��+ (

# ďż˝ ) #

# ! $ & ďż˝ ďż˝ ! ! # '

, , + - - - - # ďż˝ ďż˝ + " ' ( ,

+

" "

)

$ďż˝ + (

%

1 "

0

0 "ďż˝

/ # /

( / % 1 +

&

# #

3 / 4 4

' ďż˝ # ďż˝ $ďż˝

4/0 3! 0 !0

ďż˝

!

8 ! "

ďż˝ $ďż˝ " 44/ 5 6/ / 7 ! # $ % ( & "' &

" ) + ďż˝ # )

% $ďż˝ 4 $ďż˝ $ %

%&!

! # ! ďż˝

ďż˝ $

-

+ .

# ' & * +ďż˝"' #

! ! !!

+ , + - - - &

&

(

%

) ďż˝

0 "ďż˝ $

/ # /

# &

ďż˝ # ďż˝ $ďż˝

" + ďż˝

& "' ( $ %

$ďż˝

ďż˝

�2 � & � � %&! ! # ' & * +�"'

ďż˝ + ) + ! !

,

/0 /" 1/2 * D .

D

D

D D %D %D 1 " $ďż˝ + 3 $ + - ďż˝"

B & ! * % 4

!

4 . % % .

3 C

.

%

% %

! 3 C

=0 . ! . . ďż˝ % 3 C # B .

.

.

#

0 %

. @

.

4

) *

**

3 4 B !

4 # . .

% .

ďż˝ % ),- + . 4

& '() *(+ )

! #

% B !

-

5 ! % . 4. %

. /

I B !

3 !

.

%

#

4. % / D %D, % D D B !

$ %

4 &

%

5

3 3 / '( )' *' . / 0 ((

(+ !ďż˝ '"

! # 5 .

4

# 8-

* A 3 B !4

%

9

3 8 ! )

!

4. 4 ? , #

.

!

%

! #

, B !

.4 4 G #

#

4 4

%

3

8- !

( .

3

.

% , !

I1 3

#

. 4 # 6

4 = 3 'ďż˝ $ 8- 5

# Iďż˝ 4 . 39 ! # 9 B !

% 5 � ���

!

B !

8 - 5

% 4

% -

%3

.

4 0

! 3 $ -

% .

9 B !

!

7

39 !

39 %

8

% #

8A 8$ .

"

-

3 .

A

4 !

.

B !

3

4 !

3

9 . # 4

. # % 8)

%

% ..

A 39

# ! # 39

!

B

% 3

/

4 * % . #

, =

& D 4

# .

4

4 5 4

% 4 % 3

8-5 . %

3 - 4 4 %

.

%3

" ! # 9

.

B !

3

B !

C

.

4

4 .

4

%

/

%

5

#

4 .

! . ..

.

4

( .

#

3

#

%3

% , !

A 8-

. I0

3 $ " !+" A

%

! %

!

.

%

.

% / I 0

9 B !

4 0 % - . . #

3

5 I 1 %

3 8 -

B !

-

%

- # #

%

%3

3

4 3

..

. 39 / ) %

.

. #

.

# #

#

% B !

3

.

B !

!

8)

4 . . #

3

! #

#

% 8

! #4 # 9 B !

4

.

!

5

8

)

%3

3

3 8-

3

8 %

9 B !

%

.

# 39 !

! .

%4 3 - 5

? %

# %

. B !

%

? @ 9 3 -5 ! !

G !

%

G ! ! #4 8 %

39

B !

3

%

!

!

. .

G / & 3 03 ! # $

#

3 !

.

%

%

ďż˝ 8

39

A %

..

A

/

4 @ 9

4. %

# H B !

3 8

9

4 # 3

B ! .

C

3 8) %

4

% 3 #

3

# 39

8- 5

B !

3 3

- 5

.

? % 3

ďż˝

ďż˝ ( +ďż˝ ďż˝ B . . .

!

!

, ďż˝ !

ďż˝ (!$ďż˝ ďż˝

# 4 ! # 9 #

!

3

14A

October 14, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment &

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298

Economic Development Minnesota St., Suite E200, St. Paul, MN 55101 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Burnsville Convention & Visitors Bureau

Dakota Future Role: Provide site location assistance for firms con-

Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337

sidering Dakota County locations and serves as a general

Phone: (952) 898-5646 Fax: (952) 487-1777

kota County.

Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce

gateway for economic development services within DaAddress: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872

South Metro SCORE

Fax: (651) 452-8978 Web site: www.dcrchamber.com

confidential, face-to-face assistance from successful

E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, business mentors.

Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs.

Apple Valley, Bruce Nordquist

Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

Business Directory Book Your Company Event at...

8075 Lucerne Blvd.

3 Miles West of I-35 952-440-4656 â&#x20AC;˘ HeritageLinks.com Lakeville, MN 55044

To advertise in the Dakota County Tribune Business Directory call 952-894-1111

������ ������ ������� ������� ��� ����

����� ������� PUBLIC NOTICE

CITY OF LAKEVILLE NOTICE OF GENERAL ELECTION NOTICE IS HEREBY GIVEN that a General Election will be held in and for the City of Lakeville, Dakota County, Minnesota, on Tuesday, November 2, 2010, between the hours of 7:00 a.m. and 8:00 p.m. The following offices will be filled: MAYOR (Two-year term) TWO (2) COUNCILMEMBERS (Four-year terms) The polling places for the General Election are as follows: PRECINCT 1 L a k e v i l l e A r e a A r t s Center, 20965 Holyoke Avenue PRECINCT 2 St. John's Lutheran Church, 20165 Heath Avenue PRECINCT 3 Evergreen Community Church, 16165 Kenwood Trail PRECINCT 4 H o s a n n a ! L u t h e r a n Church, 9600 - 163rd Street W. PRECINCT 5 Crystal Lake Elementary School, 16250 Ipava Avenue PRECINCT 6 Parkview Elementary School, 6795 Gerdine Path PRECINCT 7 Lord of Life Lutheran Church, 16200 Dodd Lane PRECINCT 8 North Trail Elementary School, 5580-170th Street W. PRECINCT 9 M e s s i a h L u t h e r a n Church, 16725 Highview Avenue PRECINCT 10 L a k e v i l l e W a t e r Treatment Facility, 18400 Ipava Avenue PRECINCT 11 The Church of Jesus Christ of Latter Day Saints, 18460 Kachina Court PRECINCT 12 Lakeville South High School, 21135 Jacquard Avenue PRECINCT 13 V a l l e y C h r i s t i a n Church, 17297 Glacier Way PRECINCT 14 K e n w o o d T r a i l Middle School, 19455 Kenwood Trail DATED this 11th day of October, 2010.

Charlene Friedges, City Clerk 2379335 10/14-10/21/10

PUBLIC NOTICE

NOTICE TO CREDITORS OF DISSOLUTION METRO UPHOLSTERY, INC. Please take notice that Metro Upholstery, Inc., a Minnesota corporation with a registered office of 1117 E Cliff Road, Burnsville, MN 55337 is in the process of dissolving the corporation.

Notice of intent to dissolve was filed with the Minnesota Secretary of State on September 10, 2010.

Claims against the corporation must be presented to the corporation on or before December 31, 2010 to the following address: Metro Upholstery c/o Virginia Dwyer Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan, MN 55121-2201 2349430 9/23-10/14/10

PUBLIC NOTICE

INVITATION TO BID Notice is hereby given that sealed bids will be received by the office of the Director of Property Management, Dakota County CDA, Minnesota until 2:30 PM on October 27, 2010 at the office of the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, Mn. 55123 at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the: Lawn Fertilizing Services throughout Dakota County Bids shall be on the forms provided for that purpose and according to the Contract Documents prepared by the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123. Bid forms and contract documents may be seen and obtained at the office of the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123 (651) 675-4507.

Bids shall be directed to the Contract Services Manager, securely sealed and endorsed upon the outside wrapper, Formal Bid with the project address and bid due date.

The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement; Disadvantaged Business Enterprises (DME) will be afforded full opportunity to submit bids and/or proposals and will not be subjected to discrimination on the basis of race, color, sex age, religion or national origin.

The work to be performed under this contract is subject to the requirements of section 3 of the Housing and Urban Development Act of 1968, as amended, 12u.s.c. 170u (section 3).

If the Contract Price is $75,000 or more, Contractor shall at its own cost provide the CDA with performance and payment bond pursuant to Minn. Stat. § 574.26 The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interests of the CDA. Juan Montoya Contract Services Manager Dakota County CDA Eagan, Minnesota (651)675-4507 2380933 10/14-10/21/10

said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant.

Dated: September 26, 2010

������ ������

������� �������� ������ ������ �������� �� ���� ���� ������� ���� �� ���������

2373049

Carol Williams, Agent Hometown Homes 10/7-10/21/10

����� ���� ��� ���

����� ����

PUBLIC NOTICE

���� ������� ����� ��� �� ��� ��������������������������������������������������� ������� ������ ���� ��� �� �� ���

����� ������ ���� ����� ���� ������ ��� ������� ������� �������� ������ ���� ��������� ������ �������� ���� �������� ����� ��� �� ��� ��������������������������������������������������� ����� ��� �� ��� ��������������������������������������������������� ��������

��������������

PUBLIC NOTICE PUBLIC NOTICE

CITY OF LAKEVILLE LEGAL NOTICE PUBLIC ACCURACY TEST OF VOTING SYSTEMS NOTICE IS HEREBY GIVEN that a public accuracy test of the voting systems being used at the November 2, 2010 General Election will be held at Lakeville City Hall, 20195 Holyoke Avenue, on Thursday, October 28, 2010 at 2:00 p.m.

DATED this 11th day of October 2010.

Charlene Friedges, City Clerk 2379368 10/14/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File 19HA-CV-09-4211-Wermager Case Type: Other Civil City-County Federal Credit Union, Plaintiff, v.

John M. Rubischko, Christine A. Rubischko, also known as Christine A. Heilman, Prosperan Bank, formerly Washington County Bank, Birchwood Office Park Association, Inc., Bremer Bank, N.A., R.M. Bracewell, James Fink, Harlson Construction, Inc., Strive Financial Group, LLC, and John Doe, Jane Doe, and ABC Entity, whose true names are not currently known to the Plaintiff, and GMAC Mortgage, LLC, Defendants.

NOTICE IS HEREBY GIVEN, that under and by virtue of a judgment entered in the above-entitled action on the 3rd day of September 2010, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described, to satisfy the amount found and adjudged due the plaintiff in the above-entitled action on the plaintiff’s mortgage, as prescribed in the judgment, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 19th day of November 2010 at 10:00 a.m., at the Office of the Dakota County Sheriff, Law Enforcement Center, 1580 Highway 55, Hastings, Dakota County, Minnesota 55033, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment, to wit: Units 4 and 6, CIC Number 496, Birchwood Office Park, a condominium, Dakota County, Minnesota, (Abstract Property); Property Address: 3356 Sherman Court, Eagan, MN 55121; Name of the Lender: City-County Federal Credit Union; Tax Parcel Identification Numbers of the Mortgaged Premises: 1 0 - 1 4 2 2 5 - 0 0 4 - 0 5 a n d 10-14225-006-05 Dated: September 13, 2010 Dave Bellows Dakota County Sheriff By: Robert Shingledecker Deputy Dakota County Sheriff Lee W. Mosher Attorney License Number 007570X Davern, McLeod & Mosher LLP Suite 150 7500 Olson Memorial Highway Golden Valley, MN 55427-4872 Telephone 763-545-5600 Attorneys for Plaintiff NOTICE REGARDING DEBT. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2358007 9/30-11/4/10

Notice of Issuance of Emergency (Ex Parte) Order for Protection by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-FA-10-3120 Case Type: Domestic Abuse In the Matter of: Brianna Badois, Petitioner vs.

Javon Earl Boone, Respondent To Respondent named above: YOU ARE HEREBY NOTIFIED that an Ex Parte Order for Protection has been issued in the above matter. You may request a hearing if you contact the court administrator’s office within 12 days of the date of publication of this notice. You may obtain a copy of the Ex Parte Order for Protection and the form to request a hearing from the court administrator’s office at the following address: District Court, 14955 Galaxie Avenue, Apple Valley, MN 55124 Failure to request a hearing or to obtain a copy of the Ex Parte Order will not be a defense to prosecution for violation of the Court’s order.

Date: October 11, 2010 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2380475 10/14/10

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to persons, herein after named and others interested that on 10/19/2010 at 10 o’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at: Lake Marion Mini Storage 22595 Pillsbury Avenue Lakeville, MN 55044 Sale will be held in accordance with terms of a notice previously given the persons herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage and a description of the goods is as follows:

2363767

Household Goods Danny Rowe $410.00 9/30-10/14/10

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1972 SCHU Manufactured home, VIN# I104266 currently located at 12736 Garner Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 29th day of October, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Bryce Lenard Eyton (09/12/1958) and Minnesota Housing Finance Agency, as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, One-Hundred, Eighty-Six Dollars and 42/100 ($3,186.42) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 RSEW Manufactured home, VIN# S1364 currently located at 12706 Garner Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 29th day of October, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Alicia Marie Chapel (03/01/1985) Jonathan David Chapel (06/07/1982, as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, One-Hundred, Fourteen Dollars and 10/100 ($3,114.10) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant.

Dated: September 26, 2010 Carol Williams, Agent Hometown Homes 2373026 10/7-10/21/10

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 11/23/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person here-in-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Bruce and Brenda Carpenter Bill of Lading #: 80425 Amount: $2,682.40 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2370214 10/14-10/28/10

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 12/07/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St. Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person here-in-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Diane Montgomery Bill of Lading #: 80498 Amount: $4,294.05 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2368647 10/14-10/28/10

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1974 TITA Manufactured home, VIN# 2164AB currently located at 12148 Geneva Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 5th day of November, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Carlos Quezada Hoffman (04/13/1969), as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Four-Hundred, Forty-Five Dollars and 65/100 ($3,445.65) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant.

Dated: October 07, 2010 Carol Williams, Agent Hometown Homes 2378227 10/14-10/28/10

PUBLIC NOTICE

Notice of Public Sale: Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday November 10, 2010 on or after 10am at the Simply Self Storage location at 801 Lady Bird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply.

M. Kline #431 Furniture, Stereo, Speakers 2379264 10/14-10/21/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: CIVIL Court File No.: 19HA-CV-10-5330 Judge: __________________ Northland Insurance Company, Plaintiff, v.

Benjamin Ocuth, a.k.a. Benjamin Ogato, individually, and BCG Swiftlines, Inc. Defendants.

THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED and required to serve upon Plaintiff's attorney an Answer to the Complaint which is herewith served upon you within twenty (20) days after service of the Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint.

You are hereby notified that all civil cases are subject to Alternative Dispute Resolution ("ADR"), with limited exception, pursuant to Rules 114.01 et seq. of the Minnesota General Rules of Practice. Notice of ADR processes will be provided by the court administrator after this action is filed.

DATED: June 2, 2010 HANCOCK LORENTZ, P.A. /s/ Aaron M. Lorentz Aaron M. Lorentz, MN #0326161 Daniel K. Quam, MN#0390749 8665 Eagle Point Blvd.

Lake Elmo, MN 55042 (651) 209-8855 Attorneys for Plaintiff 2362128 9/30-10/14/10P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION Court File No.: __________ In Re the Marriage of: Sirad Warfa Osman, Petitioner, and Maria Daniela Baldivieso Goytia, Respondent.

THE STATE OF MINNESOTA TO THE ABOVE NAMED RESPONDENT: YOU ARE HEREBY SUMMONED AND REQUIRED to serve on Petitioner's attorney an answer to the Petition for Dissolution of Marriage which is herewith served on you, within thirty (30) days after service of this Summons on you, exclusive of the day of service.

If you fail to do so, judgment by default will be taken against you for the relief prayed for in the Petition for Dissolution of Marriage.

NOTICE OF TEMPORARY RESTRAINING AND ALTERNATIVE DISPUTE PROVISIONS

���

DISPUTE PROVISIONS Under Minnesota law, service of this Summons makes the following requirements apply to both parties to this action unless they are modified by the Court or the proceeding is dismissed.

(1) Neither party may dispose of any assets except (i) For the necessities of life or for the necessary generation of income or preservation of assets, (ii) By an agreement in writing, or (iii) for retaining counsel to carry on or to contest this proceeding; (2) Neither party may harass the other party; (3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation.

If you violate any of these provisions, you will be subject to sanctions by the Court.

(4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration, and other processes as set forth in the District Court Rules. You may contact the Court Administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats of abuse as defined in Minnesota Statutes Chapter 518B, you are not required to try mediation and you will not be penalized by the Court in later proceedings.

Legal Descriptions of Properties Held by Sirad W. Osman: 1) P r o p e r t y A d d r e s s : 1 7 5 4 F o r d Parkway, Saint Paul, MN 55116 Legally describe as: Lane's Highland Park Lot 12 Blk 9 2) Property Address: 10495 Dupont Road, Bloomington, MN 55431 Abstract - Lot 1, Block 5, Oak Grove Terrace 1st Addition, CIC No: 904, Hennepin County, Minnesota 3) Property Address: 10500 Bloomington Freeway, Bloomington, MN 55431 Legally described as: Lot 008 BLOCK 003 OAK GROVE TERRACE 1ST ADDN 4) Property Address: 1744 Talon Trail, Eagan, MN 55122 GREYHAWK 2ND ADDITION 11 4 5) Property Address: 1602 Summit Hill, Eagan, MN 55122 Legal described as: Dakota County Lot 3, Block 1, Summit Hill Dated: September 30, 2010 SIELOFF AND ASSOCIATES, P.A. ______________________________ A. Corinna Venters (#0349318) Yankee Square Office III 3460 Washington Drive, Suite 214 Eagan, Minnesota 55122 (651) 454-2000 Attorney for Petitioner 2360192 9/30-10/14/10

PUBLIC NOTICE

AMENDED SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: 14 Other Civil Declaratory/Quiet Title Court File: 19HA-CV-10-5350 Patrick J. Silgen and Jennifer L. Silgen, Plaintiffs, v.

United States of America, Lavina M. Bossert, the unknown heirs of Harry J. Bossert, deceased, and all other persons unknown claiming any right, title, estate, interest, or lien in the real estate described in the complaint herein, Defendants. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: 1. YOU ARE BEING SUED. The Plaintiffs have started a lawsuit against you. The Plaintiffs' Complaint is on file in the office of the Court Administrator of the above named Court.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days after service of this summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint.

You must send a copy of your Answer to the person who signed this Summons located at: Kalli L. Ostlie Beisel & Dunlevy, P.A. 282 U.S. Trust Center 730 Second Ave. S. Minneapolis, MN 55402-2444 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiffs' Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiffs should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not

���������� �� ���� �����

��� ������� ��� ���� ������Answer. ������ ������� 4. YOU WILL LOSE ���������� ���� ��������� T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiffs everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, Minnesota, commonly known as 5054 147th Street W., Apple Valley, MN 55124, and legally described as: Lot 74, Block 1, Diamond Path Sixth Addition. (referred to as the "Subject Property").

The purpose of this action is to obtain an Order for the following relief: (a) Reforming the Limited Warranty Deed recorded October 2, 1995 with the Dakota County Recorder as Document No. 1303781, nunc pro tunc, to show the grantees as "Harry J. Bossert and Eva Bossert, as joint tenants."; (b) Adjudging that Patrick J. Silgen and Jennifer L. Silgen are the joint tenant fee simple owners of real property legally described as: Lot 74, Block 1, Diamond Path Sixth Addition, Dakota County, Minnesota; Declaring that none of the defendants, or anyone claiming through them, has any right, title, estate, interest, or lien in or upon the above-described land.

557.03 NOTICE OF NO PERSONAL CLAIM Pursuant to Minn. Stat. § 557.03 you are hereby served with notice that no personal claim is made against you and that any defendant upon whom this notice is served who unreasonably defends this action shall pay full costs to the plaintiffs.

Dated: September 16, 2010 Attorneys for Plaintiffs Kalli L. Ostlie (#0329678) BEISEL & DUNLEVY, P.A. 282 U.S. Trust Building 730 Second Avenue South Minneapolis, MN 55402 (612) 436-0019 Attorneys for Plaintiffs Patrick J. Silgen and Jennifer L. Silgen 2360821 9/30-10/14/10

PUBLIC NOTICE

AMENDED SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT OTHER CIVIL File No.: 19HA-CV-10-3912 Judge: ___________________ Amy Swenson, Plaintiff, v.

Bankers Trust Company of California, N.A., as Trustee for Vendee Mortgage Trust, 2000-03, without recourse, except as provided in a Pooling and Serving Agreement dated June 1, 2000, Countrywide Home Loan Servicing, L.P., n/k/a Bank of America, and Summit Mortgage Corporation, Defendants.

THIS AMENDED SUMMONS IS DIRECTED TO BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS TRUSTEE FOR VENDEE MORTGAGE TRUST, 2000-03, WITHOUT RECOURSE, EXCEPT AS PROVIDED IN A POOLING AND SERVING AGREEMENT DATED JUNE 1, 2000, COUNTRYWIDE HOME LOAN SERVICING, L.P., N/K/A BANK OF AMERICA, AND SUMMIT MORTGAGE CORPORATION. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Amended Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Amended Summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Amended Summons a written response called an Answer within 20 days of the date on which you received this Amended Summons.

You must send a copy of your Answer to the person who signed this Amended Summons located at: Glassman Law Firm 701 Fourth Avenue South, Suite 500 Minneapolis, MN 55415 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint.

If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS AMENDED SUMMONS. If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, State of Minnesota, legally described as follows: That part of Lot 4, Block 1, Cinnamon Ridge 4th Addition, Lying Easterly of a line drawn from a point on the Northwesterly line of said Lot 4, Distant 23.68 feet Easterly of the Northwest corner thereof, as measured along said line, to a point on the South line of said Lot 4 distant 45.50 feet of the Southwest Corner thereof, Dakota County, Minnesota.

The object of this action is quiet title.

Dated: 8/12, 2010.

GLASSMAN LAW FIRM By: /s/ Richard A. Glassman Attorney Reg. No. 146274 701 Fourth Avenue South, Suite 500 Minneapolis, Minnesota 55415 Telephone: (612) 337-9559 Facsimile: (763) 544-6427 Email: rglassmanlaw@comcast.net ATTORNEYS FOR PLAINTIFF 2356582 9/30-10/14/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Civil Other: Judicial Foreclosure Court File No. 19-HA-CV-10-5577 Mortgage Electronic Registration Systems, Inc., Plaintiff, vs.

Matthew J. Darwin, Susan D. Darwin, Rachel Smestad formerly known as Rachel Darwin, Michael Wicker, Hiway Federal Credit Union, John Doe and Mary Rowe, Defendants. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to serve upon Plaintiff's attorney an Answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint.

You are hereby notified that this action is brought for the purpose of determining that: 1) Defendant Michael Wicker is the fee owner of that certain property lying and being in the County of Dakota, State of Minnesota, described as follows, to-wit: Lot 26, Block 1, Hepburn Park Addition to St. Paul, Dakota County, Minnesota; 2) declaring Plaintiff holder of a certain Mortgage covering property in the County of Dakota State of Minnesota, described as follows, to-wit: Lot 26, Block 1, Hepburn Park Addition to St. Paul, Dakota County, Minnesota; 3) directing that a copy of that Mortgage be accepted for recording by the Dakota County Recorder; and 4) asserting lien priority of Plaintiff's Mortgage over the mortgage of Defendant Hiway Federal Credit Union.

RULE 114 OF THE MINNESOTA GENERAL RULES OF PRACTICE FOR THE DISTRICT COURTS PROVIDES THAT ALL CIVIL CASES ARE SUBJECT TO ALTERNATIVE DISPUTE RESOLUTION (ADR) PROCESSES, EXCEPT FOR THOSE ACTIONS ENUMERATED IN MINN. STAT. § 484.76 AND RULES 111.01 AND 310.11 OF THE GENERAL RULES OF PRACTICE. Dated: September 9, 2010 WILFORD & GESKE, P.A. By: /s/ Orin J. Kipp Orin J. Kipp, #0390438 Attorneys for Plaintiff 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 2368488 10/7-10/21/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-558 Estate of Christine L. Kelley, Decedent It is Ordered and Notice is given that on November 8, 2010, at 9:00 am, a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated May 5, 1998, (“Will”), and for the appointment of Vernon R. Kelley, whose address is 10220 Oak Shore Drive, Lakeville, MN 55044 as Personal Representative of the estate of the Decedent in an unsupervised administration. Any objections to the Petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or claims will be barred.

Dated: 10/4/10 Kathryn D. Messerich Judge Attorney for Personal Representative AmyAnn W. Mursu I.D. No. 0335204 GRAY, PLANT, MOOTY, MOOTY & BENNETT, P.A. 1010 West St. Germain Suite 500 St. Cloud, MN 56301 (320) 252-4414 2371101 10/7-10/14/10

PUBLIC NOTICE

AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19-HA-PR-10-547 ESTATE OF Verna Belle Janisch A Petition for Determination of Descent has been filed with this Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property.

Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted.

IT IS ORDERED and Notice is further given, that the Petition will be heard on October 25, 2010 at 9:00 a.m. by this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings MN 55033 Minnesota (1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat.

524.3-204.

(2) Notice shall be given by publishing the Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date.

Date 9-24-10 Shawn M. Moynihan Judge (COURT SEAL) Attorney For Petitioner Roy B. Henline Attorney at Law 11990 Aberdeen Street NE, Suite 4 Blaine, MN 55449 (763) 767-6200 142487 2361807 10/7-10/14/10P

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-555 ESTATE OF Eugene E. O’Hern, aka E. Elmer O’Hern, Eugene Elmer O’Hern and Eugene O’Hern, DECEDENT A Petition for Determination of Descent has been filed with this Court.

The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property.

Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted.

IT IS ORDERED and Notice is fur-

IT IS ORDERED and Notice is fur ther given, that the Petition will be heard on 11-8-10 at 9:00 a.m. by this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota.

(1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat.

524.3-204.

(2) Notice shall be given by publishing the Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date.

Date: 9-29-10 Michael V. Sovis Judge (COURT SEAL) Attorney For Petitioner Susan L. Anderson, Esq., #248071 HELLMUTH & JOHNSON, PLLC 10400 Viking Drive Suite 500 Eden Prairie, MN 55344 952-941-4005/952-941-2337 sanderson@hjlawfirm.com 2366911 10/7-10/14/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-566 ESTATE OF CYNTHIA A RACINE, DECEDENT It is Ordered and Notice is given that on November 8, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated November 28, 1984 (“Will”), and for the appointment of Brent E Racine whose address is: 229 West Logan Avenue, West Saint Paul, MN 55118 and Blair P. Racine whose address is: 2421 Pine Street, Galveston, TX 77551 as co-personal representatives of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legals debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 10/6/10 David Knutson Judge (COURT SEAL) Sieloff & Associates, P.A. Teresa B. Molinaro (#0388660) 3460 Washington Drive, Suite 214 Eagan, MN 55122 2378482 10/14-10/21/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT-PROBATE/ MENTAL HEALTH DIVISION Court File No. 19HA-PR-10-561 In Re: Estate of Richard J. Pink, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given, that an application for informal probate of the above named decedent’s last will, dated January 7, 2010, has been filed with the Registrar herein, and the application has been granted informally probating such will. Any objections may be filed in the above named Court, and the same will be heard by the Court upon notice of hearing fixed for such purpose.

Notice is hereby further given that informal appointment of Charles C. Pink, whose address is 1610 Covington Lane, Eagan, MN 55122, as personal representative of the estate of the above named decedent, has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of his letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: October 5th, 2010 Carol M. Renn Registrar

Registrar By: Joann Bauer Deputy Registrar Attorney Paul W. Flower (126950) Flower & Schutz, PLC Attorneys at Law 3300 County Road 10, Suite 200 Brooklyn Center, MN 55429 (763) 560-2506 2374738 10/14-10/21/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-545 In Re: Estate of WILLIAM J. HOFFBECK, Deceased TO ALL INTERESTED PERSONS: It is Ordered and Notice is hereby given that on the 25th day of October, 2010, at 9:00 o’clock A.M., a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, for the formal appointment of Patricia K. Hoffbeck, whose address is 410 Spruce Street, Farmington, MN 55024, as Personal Representative of the Estate of the Decedent in a supervised administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Dated: Oct 4, 2010 Kathryn D. Messerich Judge (COURT SEAL) Trevor R. Walsten, Attorney #122695 Mathea K. E. Bulander, Attorney #388921 2000 Wells Fargo Plaza 7900 Xerxes Avenue South Bloomington, MN 55431 (952) 896-5100 2371134 10/14-10/21/10P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-565 Estate of Marguerite E. Melin, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given, that an application for informal probate of the above-named decedent’s last will dated December 16,1993 has been filed with the Registrar herein, and the application has been granted informally probating such will. Any objections may be filed in the above, and the same will be heard by the Court upon notice of hearing fixed for such purpose. Notice is hereby further given that informal appointment of Wendy Gale Schumacher, whose address is 11405 Galtier Drive, Burnsville, Minnesota 55337, as personal representative of the estate of the above-named decedent has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Probate Court Administrator within four months after the date of this notice or said claims will be barred.

Dated: October 6th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Applicant Scott B. Lundquist Lundquist Law Offices 400 South 4th Street, #510 Minneapolis, MN 55415 Telephone (612) 332-0351 Attorney License No. 143510 2375704 10/14-10/21/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-568 In Re: Estate of Scott B. Norstad, Decedent It is Ordered and Notice is given that on November 8, 2010, at 9:00 a.m., a

on November 8, 2010, at 9:00 a.m., a hearing will be held in this Court at Dakota County District Court, 1560 Highway 55 W., Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of David Norstad, whose address is 41268 Co. Rd. 126, Detroit Lakes, MN 56501, as personal representative of the Estate of the Decedent in an unsupervised administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 10/6/10

BY THE COURT David Knutson Judge of District Court Attorney for Personal Representative: Matthew Kipp Dorsey & Whitney LLP 3203 32nd Avenue South, Ste. 103 PO Box 1344 Fargo, ND 58107-1344 MN Attorney License No. 0324048 701-235-6000 - Telephone 2378437 10/14-10/21/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA DISTRICT COURT COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5825 In the Matter of the Petition of Zions First National Bank, a National Banking Association, In Relation to Certificate of Title No. 79387 issued for land in the County of Dakota and State of Minnesota and legally described as follows: Lot Five (5), Block One (1) in River Ridge Addition, according to the recorded plat thereof, Dakota County, Minnesota.

TO: BURNSVILLE ROYALE LIMITED PARTNERSHIP, A LIMITED PARTNERSHIP UNDER THE LAWS OF THE STATE OF MINNESOTA; ANCHOR BANK SAINT PAUL, NATIONAL ASSOCIATION; M. NEAL ECKARD, AS RECEIVER; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS ORDERED, that you, and all persons interested, appear before this Court on the 10th day of November, 2010, at 9:00 AM in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 79387 and enter a new Certificate of Title for the land therein described in favor of Zions First National Bank, a national banking association, subject to the memorial of Document No. Bk 74/MR Pg 438 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 662860, and free also from the Memorial of this Order� IT IS FURTHER ORDERED, that this Order to Show Cause be served: (a) at least ten (10) days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing upon each of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at his last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if any address is so stated; DATED: 9-10-10

BY THE COURT: /s/ Michael V. Sovis Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES By: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner Amy J. Swedberg, Maslon Edelman Borman & Brand, LLP 3300 Wells Fargo Center 90 S. Seventh Street Minneapolis, MN 55402-4140 Attendance is not required at said hearing except to object to the entry of the above described Order.

2372125 10/7-10/14/10

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE 3000 GALLON ELLIPTICAL TENDER SPECIFICATIONS LAKEVILLE, MINNESOTA

ADVERTISEMENT FOR BIDS The City of Lakeville will receive bids for a 3000 gallon elliptical tender for the Lakeville Fire Department until 11:00 a.m. local time on Tuesday, October 27, 2010, at Lakeville City Hall, 20195 Holyoke Avenue, at which time and place all bids will be publicly opened and read aloud. The expected date of award of contract is scheduled for November 1, 2010.

This project a 3000 gallon elliptical tender and chassis that is specified in the bid materials. Prospective bidders can obtain bidding documents from Mike Meyer, Fire Chief, Lakeville Fire Department 20190 Holyoke Avenue, Lakeville, MN 55044, telephone 952-985-4701.

Proposals shall be submitted on the bid forms supplied in the specifications. No bids will be considered unless sealed and filed with the City Clerk. Bids shall be submitted with a certified check or acceptable bidder's bond payable to the City of Lakeville in an amount equal to five percent (5%) of the total bid.

Bids may not be withdrawn until ninety (90) days after the bids are opened. The City reserves the right to accept any bid or to reject any and all bids, or parts of such bids, and waive any informalities or irregularities in the bidding.

Dated this 11th day of October 2010.

CITY OF LAKEVILLE BY: Charlene Friedges City Clerk Advertisement for Bids Provided by the City of Lakeville 2381287 10/14/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Applebee’s Neighborhood Grill & Bar 2. State the address of the principal place of business: 14678 Cedar Avenue, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Apple Minnesota LLC, 6200 Oak Tree Blvd., Suite 250, Cleveland, Ohio 44131 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date July 29, 2010 Lorin M. Cortina, Executive Vice President and CFO 2371404 10/7-10/14/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Select Evergreen Construction 2. State the address of the principal place of business: 1200 Centre Pointe Curve, Suite 200, St. Paul, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Evergreen Construction Company, Inc., 1200 Centre Pointe Curve, Suite 200, St. Paul, MN 55120 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 08/12/10 Joseph Hahs Owner 2371377 10/07/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE ARTICLES OF ORGANIZATION FOR A LIMITED LIABILITY COMPANY MINNESOTA STATUTES CHAPTER 322B 1. Name of Company: PERUSA IMPEXP LLC 2. Registered Office Address: 12805 GERMANE AVE., APPLE VALLEY, MN

GERMANE AVE., APPLE VALLEY, MN 55124 3. Desired Duration of LLC: (in years) 3 4. Does this LLC own, lease or have any interest in agricultural land or land capable of being farmed? No 5. Organizers I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: September 28, 2010 Ada F. Tancun 2371581 10/7-10/14/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Applebee’s Neighborhood Grill & Bar 2. State the address of the principal place of business: 5855 Blaine Avenue, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Apple Minnesota LLC, 6200 Oak Tree Blvd., Suite 250, Cleveland, Ohio 44131 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date July 29, 2010 Lorin M. Cortina, Executive Vice President and CFO 2371467 10/7-10/14/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Applebee’s Neighborhood Grill & Bar 2. State the address of the principal place of business: 18404 Kenrick Ave., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Apple Minnesota LLC, 6200 Oak Tree Blvd., Suite 250, Cleveland, Ohio 44131 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date July 29, 2010 Lorin M. Cortina, Executive Vice President and CFO 2371480 10/7-10/14/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Applebee’s Neighborhood Grill & Bar 2. State the address of the principal place of business: 15015 Cimarron Ave., Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Apple Minnesota LLC, 6200 Oak Tree Blvd., Suite 250, Cleveland, Ohio 44131 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing

tify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date July 29, 2010 Lorin M. Cortina, Executive Vice President and CFO 2371493 10/7-10/14/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Applebee’s Neighborhood Grill & Bar 2. State the address of the principal place of business: 2152 Burnsville Center, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Apple Minnesota LLC, 6200 Oak Tree Blvd., Suite 250, Cleveland, Ohio 44131 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date July 29, 2010 Lorin M. Cortina, Executive Vice President and CFO 2371430 10/7-10/14/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Applebee’s Neighborhood Grill & Bar 2. State the address of the principal place of business: 1335 Town Centre Drive, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Apple Minnesota LLC, 6200 Oak Tree Blvd., Suite 250, Cleveland, Ohio 44131 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date July 29, 2010 Lorin M. Cortina, Executive Vice President and CFO 2371442 10/7-10/14/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: The Claw International 2. State the address of the principal place of business: 4215 Nicols Road, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Crastemic Consulting LLC, 814 South Lakeshore Drive, Lake City, MN 55041 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 7-14-2010 James C. Zwiener 2372945 10/7-10/14/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name

1. State the exact assumed name under which the business is or will be conducted: Applebee’s Neighborhood Grill & Bar 2. State the address of the principal place of business: 1753 Robert St. South, West Saint Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Apple Minnesota LLC, 6200 Oak Tree Blvd., Suite 250, Cleveland, Ohio 44131 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date July 29, 2010 Lorin M. Cortina, Executive Vice President and CFO 2371498 10/7-10/14/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Applebee’s Neighborhood Grill & Bar 2. State the address of the principal place of business: 2000 Vermillion, Hastings, MN 55033 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Apple Minnesota LLC, 6200 Oak Tree Blvd., Suite 250, Cleveland, Ohio 44131 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date July 29, 2010 Lorin M. Cortina, Executive Vice President and CFO 2371459 10/7-10/14/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: DKTA LLC 2. State the address of the principal place of business: 3432 Denmark Ave, #205, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Arayil Group LLC, 3668 Robin Lane, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 10/11/10 Daniel K. Thomas-CEO 2380765 10/14-10/21/10P

PUBLIC NOTICE

NOTICE OF PUBLIC COMMENT PERIOD AND PUBLIC HEARING Dakota County Community Development Agency October 14, 2010 NOTICE IS HEREBY GIVEN of a n opportunity to comment on significant amendments to the Dakota County Community Development Agency (CDA) Housing Choice Voucher Administrative Plan, a component of the agency's PHA Plan. The Administrative Plan is a comprehensive guide to the policies governing the CDA's administration of the Housing Choice Voucher program.

The Administrative Plan is available for public review at the CDA office Monday-Friday 8:00 a.m. to 4:30 p.m. or on the CDA website at www.dakotacda.org. Public comments may be submitted orally, via email, or in writing to the CDA through December 1, 2010. Comments should be addressed to Melissa Taphorn, Director of Housing Assistance at (651) 675-4530, mtaphorn@dakotacda.state.mn.us, or 1228 Town Centre Drive, Eagan, MN 55123.

The Public Hearing regarding adoption of the amended Administrative Plan, considering all submitted com-

���

������ ������ ������� ��� ���� part thereof; Plan, considering all submitted com������� PURSUANT to the power of sale conments, will be held by the Dakota County CDA Board of Commissioners t a i n e d i n s a i d m o r t g a g e , t h e regular meeting on December 14, 2010 above-described property will be sold at 3:30 p.m. at their offices located at by the Sheriff of said county as fol1228 Town Centre Drive, Eagan, MN lows: DATE AND TIME OF SALE: October 55123. Anyone who desires to be heard during the public hearing will be 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County afforded an opportunity to do so.

2379585 10/14/10 Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said preNotice of Hearing by Publication mises and the costs and disburse(Minn. Stat. § 518.01, subd. 8) ments, including attorney fees allowed State of Minnesota by law, subject to redemption within County Dakota six (6) months from the date of said District Court sale by the mortgagor(s), their perFirst Judicial District sonal representatives or assigns.

Court File Number: 19AV-FA-10-3183 If the Mortgage is not reinstated Case Type: Domestic Abuse under Minn. Stat. §580.30 or the propIn the Matter of: erty is not redeemed under Minn. Stat.

Sherie Amber Milosevic, Petitioner §580.23, the Mortgagor must vacate vs. the property on or before 11:59 p.m. on Marko Thomas Milosevic, Respon- April 22, 2011, or the next business dent day if April 22, 2011 falls on a SaturTo Respondent named above: day, Sunday or legal holiday.

An order has been issued directing Mortgagor(s) released from financial you to appear at 14955 Galaxie Avenue, obligation: NONE Apple Valley, MN on November 8, 2010 THIS COMMUNICATION IS FROM at 9:00 a.m. and explain why the relief A DEBT COLLECTOR ATTEMPTsought in the Petition for the Order for ING TO COLLECT A DEBT. ANY Protection should not be granted.

INFORMATION OBTAINED WILL BE You may obtain a copy of the Peti- USED FOR THAT PURPOSE. tion and any order issued from the THE RIGHT TO VERIFICATION OF court from the Dakota County Court THE DEBT AND IDENTITY OF THE Administrator’s Office.

ORIGINAL CREDITOR WITHIN THE If you do not appear at the sched- T I M E P R O V I D E D B Y L A W I S N O T uled hearing, the Petitioner’s request AFFECTED BY THIS ACTION. may be granted as a default matter.

THE TIME ALLOWED BY LAW FOR Failure to appear will not be a defense REDEMPTION BY THE MORTGAGOR, to prosecution for violation of the THE MORTGAGOR'S PERSONAL REPCourt’s Order.

RESENTATIVES OR ASSIGNS, MAY BE Date October 11, 2010 REDUCED TO FIVE WEEKS IF A JUDICarolyn Renn CIAL ORDER IS ENTERED UNDER Court Administrator MINNESOTA STATUTES, SECTION Valerie Blomquist 582.032, DETERMINING, AMONG Deputy OTHER THINGS, THAT THE MORT2380491 10/14/10 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Notice of Hearing by Publication DATED: September 09, 2010 (Minor Name Change) ASSIGNEE OF MORTGAGEE: Minn. Stat. § 259.10 U.S. Bank, National Association State of Minnesota Wilford & Geske, P.A. County Dakota Attorneys for Assignee of Mortgagee District Court Lawrence A. Wilford First Judicial District James A. Geske Court File Number: 19-AV-CV-10-3384 8425 Seasons Parkway, Suite 105 Case Type: Name Change Woodbury, MN 55125-4393 In the Matter of the Application of: (651) 209-3300 Cassandra Mae Raymond File Number: 016403F01 On Behalf of: 2334971 9/9-10/14/10 Dustin Lawrence Huesmann For a Change of Name to: Dustin Joseph Raymond TO: Lawrence Huesmann NOTICE OF MORTGAGE P.O. Box 645 FORECLOSURE SALE Pine River, MN 56474 NOTICE IS HEREBY GIVEN that An Application for Name Change has default has occurred in the conditions been filed by Cassandra Mae Raymond of the following described mortgage: for a change of name for the minor DATE OF MORTGAGE: May 15, 2006 child(ren) Dustin Lawrence Huesmann ORIGINAL PRINCIPAL AMOUNT OF to Dustin Joseph Raymond. A hearing MORTGAGE: $118,500.00 on this Application will be held at MORTGAGOR(S): Wayne Chapman, Western Service Center, 14955 Galaxie an unmarried man Ave., Apple Valley, MN 55124 on MORTGAGEE: World Savings Bank, November 16, 2010, at 1:30 p.m.

FSB You may obtain a copy of the AppliDATE AND PLACE OF REGISTERcation for Name Change from Dakota ING: County Dist. Court, 14955 Galaxie Registered: June 01, 2006 Dakota Ave., Apple Valley, MN 55124.

County Registrar of Titles If you do not appear at the schedDocument Number: 591356 uled hearing, the Petitioner’s ApplicaTransaction Agent: Not Applicable tion for a Name Change for the minor Transaction Agent Mortgage Identifichild(ren) may be granted. cation Number: Not Applicable Dated: Oct. 12, 2010 Lender or Broker: World Savings Carolyn M. Renn Bank, FSB Court Administrator Residential Mortgage Servicer: By: Pam Schadegg Wachovia Mortgage, FSB Deputy Mortgage Originator: Not Applicable 2380989 10/14-10/28/10 CERTIFICATE OF TITLE NUMBER:

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,300.00 MORTGAGOR(S): Daniel S. Kealey, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 28, 2007 Dakota County Recorder Document Number: 2540555 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association Dated: August 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100330000000043298 Lender or Broker: Midamerica Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 320 E 152nd St, Burnsville, MN 55306-5008 Tax Parcel ID Number: 02-18575-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Three (3), Crystal Lake Addition, According to the Recorded Plat Thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $251,751.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

139972 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 705 E Burnsville Pkwy Apt 208, Burnsville, MN 55337-3634 Tax Parcel ID Number: 02-32600-740-01 LEGAL DESCRIPTION OF PROPERTY: Unit No. 208, located in Condominium No. 7, Woodhurst West, a Condominium, Dakota County, Minnesota, according tot he Declaration and Bylaws dated and filed October 26, 1972, as Document No. 64663, and as amended in Document no. 67368 filed on the ninth day of May, 1973, and the floor plans filed as Document No. 64664 on October 26, 1972, and as amended in Document No. 67369, filed May 9, 1973, files of the Dakota County Registrar of Titles.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $127,768.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated

���������� �� ���� �����

��� ������� ��� ���� ������unless ������ ������� reduced to Five (5) weeks under MN Stat. §580.07. ���������� ���� ��������� If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016727F01 2329930 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2001 MORTGAGOR: John E. Mahoney, a single person.

MORTGAGEE: Voyageur Financial, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2001, Dakota County Recorder, Document No. 1753662.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., Dated: February 2, 2001, Recorded: February 26, 2001, Document No. 1753663. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 3, 2002, Recorded: May 20, 2002, Document No. 1897581. And thereafter assigned to: JPMorgan Chase Bank, National Association, Dated: August 5, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 773 Cougar Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 105380111201 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 11, Block 1, Oakwood Heights 2nd Addition, lying easterly of a line drawn from a point on the north line of said Lot 11 distant 37.56 feet westerly of the northeast corner of said Lot 11, to a point on the south line of said Lot 11, distant 53.15 westerly of the southeast corner of said Lot 11, according to the recorded plat thereof on file and of record in the office of the County Recorder in and for Dakota County, Minnesota.

Abstract Property 60-3003 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $108,787.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3093 5300988507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2336078 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 04, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,600.00 MORTGAGOR(S): Marsha Wickelgren, an unmarried person MORTGAGEE: The National Bank DATE AND PLACE OF RECORDING: Recorded: December 13, 2006 Dakota County Recorder Document Number: 2481652 ASSIGNMENTS OF MORTGAGE: And assigned to: Citimortgage, Inc. Dated: December 04, 2006 Recorded: December 13, 2006 Dakota County Recorder Document Number: 2481653 And assigned to: The National Bank Dated: July 14, 2008 Recorded: July 21, 2008 Dakota County Recorder Document Number: 2603739 And assigned to: Suntrust Mortgage, Inc. Dated: July 17, 2008 Recorded: July 21, 2008 Dakota County Recorder Document Number: 2603740 And assigned to: Litton Loan Servicing, LP Dated: August 24, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The National Bank Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16927 Grenadier Ave, Lakeville, MN 55044-9028 Tax Parcel ID Number: 22-27600-170-04 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Foxborough, according to the recorded plat thereof and situated in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,603.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: Litton Loan Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016589F01 2335086 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2003 MORTGAGORS: C h r i s t o p h e r J .

Woolsey and Julie A. Woolsey, Husband and Wife.

MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation N/K/A Chase Home Finance, LLC. DATE AND PLACE OF RECORDING: Recorded August 22, 2003, Dakota County Recorder, Document No. 2099388.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2316 Lemay Lake Road, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 270410001836 LEGAL DESCRIPTION OF PROPERTY: THE WEST 1 ACRE OF THE EAST 2 ACRES OF THE SOUTH 225.4 FEET OF NORTH 306.9 FEET OF LOT 36, AUDITORS SUBDIVISION NO.34, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,532.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 26, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8919 1583775929 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2335758 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain Consumer Mortgage, dated June 2, 2000, executed by John R. Klaus, as mortgagor and borrower (the "Mortgagor"), and delivered to The First State Bank of Rosemount, as lender (the "Mortgagee"), which mortgage was recorded July 12, 2000 as Document No. 1703728 in the Office of the County Recorder of Dakota County (the "Mortgage"), the original principal amount secured by said Mortgage, being $99,875.00; that no action or proceeding has been instituted at law to recover the debt secured by said Mortgage or any part thereof; that any notice required by said Mortgage, or any note secured thereby, or by law, to be given prior to the commencement of these proceedings to foreclose said Mortgage has been given; that there is due and claimed to be due upon said Mortgage, including interest to date hereof, the sum of $115,747.38; and that pursuant to the power of sale therein contained, said Mortgage will be foreclosed.

The tract of land in said Mortgage, lying and being in Dakota County, Minnesota, and legally described as follows, to-wit: The West 19 feet of North 200 feet of Lot 5 and East 87 feet of North 200 feet of Lot 6, Alex Empey's Addition to Farmington, according to the Recorded Plat thereof, and situate in Dakota County, Minnesota (the "Property") together with all the improvements now or hereafter erected on the Property, and all easements, appurtenances, and fixtures now or hereafter a part of the Property, and all replacements and additions thereto; will be sold by the Sheriff of Dakota County, Minnesota at public auction on Monday, October 25, 2010 at 10:00 o'clock A.M., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs, attorneys' fees and disbursements allowed by law.

The time allowed by law for redemption by the Mortgagor, its personal representatives, successors or assigns is six (6) months from the date of said sale.

Property Address: 3850 220th Street W., Farmington, Minnesota 55024.

Tax Parcel ID Number: 14-23750-060-00.

Each person holding a junior lien upon the Mortgaged Property or some part thereof may redeem beginning after the expiration of the Mortgagor's redemption period, but only if one week or more before the end of the Mortgagor's redemption period the creditor files with the Office of the County Recorder in the county where the Mortgaged Property is located a notice of intention to redeem.

On or before 11:59 p.m. on April 25, 2011, the Mortgagor must vacate the property if the Mortgage is not reinstated under Minn. Stat. §580.30 or the property redeemed under Minn. Stat. §580.23.

Dated: September 7, 2010 THE FIRST STATE BANK OF ROSEMOUNT FAEGRE & BENSON LLP

By D. Charles Macdonald Attorneys for Mortgagee 2200 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 2336218 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2006 MORTGAGORS: Mario Guadarrama Irazoque and Elizabeth Gutierrez, husband and wife.

MORTGAGEE: Moneylink Inc. DATE AND PLACE OF RECORDING: Recorded September 26, 2006, Dakota County Recorder, Document No. 2464100.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: October 5, 2007, Recorded: October 25, 2007, Document No. 2552690. And thereafter assigned to: Chase Home Finance LLC, Dated: May 7, 2009, Recorded: May 13, 2009, Document No. 2656653.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Moneylink Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 504 Wilson Court, Northfield, MN 55057

55057 TAX PARCEL I.D. #: 43-52100070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, North Ridge Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,475.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8835 1064079706 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2335719 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,182.00 MORTGAGOR(S): Myron A Okstad, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 16, 2009 Dakota County Recorder Document Number: 2631367 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139105012355177 Lender or Broker: Residential Mortgage Group, a division of Interbank, FSB Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14138 Plymouth Ave, Burnsville, MN 55337-5717 Tax Parcel ID Number: 02-58450-057-03 LEGAL DESCRIPTION OF PROPERTY: Unit Number 57, Common Interest Community Number 148, Bristol Ridge Carriage Homes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,863.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2011, or the next business day if April 26, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016316F01 2333700 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 6 , 2006 MORTGAGORS: Melissa L. Prindle and Joseph G. Prindle, Jr., wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 13, 2006, Dakota County Recorder, Document No. 2397062.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: August 4, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000961438 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 19162 Inndale Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 222060122002 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, CIC No. 342, Dodd Marsh Highlands Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,620.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,549.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

���������� �� ���� �����

���������� ���� ���������

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2268 0004449853 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2336129 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Munir Zabri, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for DHI Mortgage Company Limited Partnership TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100020410001253801 SERVICER: Ocwen Loan Servicing, LLC LENDER: DHI Mortgage Company Limited Partnership.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on August 1, 2006, as Document No. 2449909 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Dated: May 7, 2008, and recorded May 19, 2008 by Document No. 2590994.

LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Middle Creek East 3rd addition, Dakota County, Minnesota.

PROPERTY ADDRESS: 20691 East Oaks Drive, Farmington, MN 55024 PROPERTY I.D: 14-48762-150-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Two Thousand Eight Hundred Thirty-Five and 24/100 ($302,835.24) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 26, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza,

One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00397-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3721414 09/09/2010, 09/16/2010, 09/23/2010, 09/30/2010, 10/07/2010, 10/14/2010 2334008 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 13, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,600.00 MORTGAGOR(S): Thuy Bich Le, a married person MORTGAGEE: American Residential Mortgage, LP DATE AND PLACE OF RECORDING: Recorded: January 08, 2004 Dakota County Recorder Document Number: 2162081 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: November 13, 2003 Recorded: January 08, 2004 Dakota County Recorder Document Number: 2162082 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428213 And assigned to: U.S. Bank National Association Dated: June 09, 2010 Recorded: June 17, 2010 Dakota County Recorder Document Number: 2736089 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001934353 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17544 Gage Ct, Lakeville, MN 55044 Tax Parcel ID Number: 22-18305-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Pond South 6th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $208,812.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014789F03 2331156 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,000.00 MORTGAGOR(S): Joan J Ellsworth, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2005 Dakota County Recorder Document Number: 2310583 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604235896133 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7567 Dawn Ave, Inver Grove Heights, MN 55076-3135 Tax Parcel ID Number: 20-53651-050-07 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 7, The Oaks Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,178.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016912F01 2334967 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Dated: September 3, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated May 29, 2008. The afore-mentioned Mortgage was executed by Kenneth L. Zaffke and Audrey A. Zaffke, husband and wife, as Mortgagor, and in favor of Home Federal Savings Bank, as Mortgagee, and recorded with the Dakota County Recorder's Office on July 10, 2008, as document number 2601279. The land described in the Mortgage is not registered land. The current fee title holder is Kenneth L. Zaffke and Audrey A. Zaffke.

2. The original principal amount secured by the Mortgage is Fifty Thousand and no/100 Dollars ($50,000.00).

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with all conditions prece-

complied with all conditions prece dent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notices and other requirements of applicable statutes.

5. At the date of this notice the amount due on the Mortgage is $57,457.90.

6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and land located at 1235 Wilderness Park Circle, Eagan, Minnesota 55123, and legally described as follows: Lot 11, Block 1, Wilderness Park Addition, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on October 28, 2010, at 10:00 a.m., at the Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033-2343, to pay the debt then secured by said Mortgage, taxes, if any, on the premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of sale by the mortgagor(s), their personal representatives or assigns.

7. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale.

8. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: 11:59 p.m. on April 28, 2011.

9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. No Mortgagor has been released from liability prior to the above date.

KOEPKE LAW GROUP, P.A. By: /s/ Shawn R. Welk (#0393313) 3161 Fernbrook Lane North Plymouth, Minnesota 55447 Telephone: (763) 201-1218 Its: Attorney in Fact THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2336246 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 03, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,208.00 MORTGAGOR(S): Thomas Murray and Annmarie Murray, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 09, 2008 Dakota County Registrar of Titles Document Number: T627729 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 01, 2009 Registered: December 07, 2009 Dakota County Registrar of Titles Document Number: T654851 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100281210761431256 Lender or Broker: Platinum Lending Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130247 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5801 143rd St W, Apple Valley, MN 55124-8093 Tax Parcel ID Number: 01-66700-190-05 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), Block Five (5) in Scottsbriar 1st, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $244,598.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business

���

������ ������� ������� ��� ���� April 22, 2011,������ or the next business Wachovia Mortgage, FSB f/k/a day if April 22, 2011 falls on a SaturWorld Savings Bank, FSB Wilford & Geske, P.A. day, Sunday or legal holiday.

Mortgagor(s) released from financial Attorneys for Mortgagee Lawrence A. Wilford obligation: NONE THIS COMMUNICATION IS FROM James A. Geske A DEBT COLLECTOR ATTEMPT- 8425 Seasons Parkway, Suite 105 ING TO COLLECT A DEBT. ANY Woodbury, MN 55125-4393 INFORMATION OBTAINED WILL BE (651) 209-3300 File Number: 010922F02 USED FOR THAT PURPOSE. 9/9-10/14/10 THE RIGHT TO VERIFICATION OF 2335166 THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT NOTICE OF MORTGAGE AFFECTED BY THIS ACTION. FORECLOSURE SALE THE TIME ALLOWED BY LAW FOR THE RIGHT TO VERIFICATION REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- OF THE DEBT AND IDENTITY OF RESENTATIVES OR ASSIGNS, MAY BE THE ORIGINAL CREDITOR WITHIN REDUCED TO FIVE WEEKS IF A JUDI- THE TIME PROVIDED BY LAW IS CIAL ORDER IS ENTERED UNDER NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G default has occurred in conditions of OTHER THINGS, THAT THE MORT- the following described mortgage: DATE OF MORTGAGE: J u n e 1 3 , GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 2008 MORTGAGORS: Nhia Y. Yang and Lee LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Chang, husband and wife, and Maikao Xiong, married PRODUCTION, AND ARE ABANDONED. MORTGAGEE: PNC Bank, National DATED: September 09, 2010 Association as successor by merger to ASSIGNEE OF MORTGAGEE: National City Mortgage a Division of BAC Home Loans Servicing, L.P. National City Bank.

Wilford & Geske, P.A. DATE AND PLACE OF RECORDING: Attorneys for Assignee of Mortgagee Registered July 7, 2008, Dakota Lawrence A. Wilford County Registrar of Titles, Document James A. Geske No. T630443, Certificate of Title No. 8425 Seasons Parkway, Suite 105 145070.

Woodbury, MN 55125-4393 ASSIGNMENTS OF MORTGAGE: (651) 209-3300 NONE File Number: 010685F03 2336172 9/9-10/14/10 Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE NOTICE IS HEREBY GIVEN that GAGE ORIGINATOR STATED ON default has occurred in the conditions M O R T G A G E : P N C B a n k , N a t i o n a l of the following described mortgage: Association as successor by merger to DATE OF MORTGAGE: March 15, National City Mortgage a Division of 2005 National City Bank ORIGINAL PRINCIPAL AMOUNT OF RESIDENTIAL MORTGAGE SERMORTGAGE: $170,625.00 VICER: PNC Bank, National AssociaMORTGAGOR(S): Nexon Nou and tion Heang Oum, husband and wife MORTGAGED PROPERTY ADDRESS: MORTGAGEE: World Savings Bank, 115 8th Street South, South Saint FSB Paul, MN 55075 DATE AND PLACE OF REGISTERTAX PARCEL I.D. #: 364600017020 ING: LEGAL DESCRIPTION OF PROPRegistered: April 11, 2005 Dakota ERTY: County Registrar of Titles Exhibit “A” Document Number: 562777 The land referred to herein below Transaction Agent: Not Applicable is situated in the County of Transaction Agent Mortgage IdentifiDakota, State of Minnesota, and is cation Number: Not Applicable described as follows: Lender or Broker: World Savings Lots Sixteen (16), and Seventeen Bank, FSB (17), Block Twenty (20) in Lorraine Residential Mortgage Servicer: Park Addition to the City of South Wachovia Mortgage, FSB St. Paul, according to the plat Mortgage Originator: Not Applicable thereof on file and of record in the CERTIFICATE OF TITLE NUMBER: office of the Registrar of Titles in and 120380 for Dakota County, Minnesota.

The West one-half (W 1/2) of that COUNTY IN WHICH PROPERTY IS portion of the vacated alley located LOCATED: Dakota in Block 20 of said Lorraine Park Property Address: 1948 Carnelian Ln, Eagan, MN 55122-2947 Addition that abuts Lots 16 and 17 of Tax Parcel ID Number: said Block 20 of said Lorraine Park 10-16704-130-13 Addition, bounded on the North by LEGAL DESCRIPTION OF PROPthe South line of Eighth Street ERTY: Lot 13, Block 13, in Cedar Grove South, and bounded on the South by Number 5 the South line of Lot 16 of said AMOUNT DUE AND CLAIMED TO BE Block 20.

DUE AS OF DATE OF NOTICE: Property is Torrens $207,512.63 Certificate No.: 113645 THAT all pre-foreclosure requireCOUNTY IN WHICH PROPERTY IS ments have been complied with; that LOCATED: Dakota no action or proceeding has been instiORIGINAL PRINCIPAL AMOUNT OF tuted at law or otherwise to recover the MORTGAGE: $202,492.00 debt secured by said mortgage, or any AMOUNT DUE AND CLAIMED TO BE part thereof; that this is registered D U E A S O F D A T E O F N O T I C E , property; INCLUDING TAXES, IF ANY, PAID BY PURSUANT to the power of sale con- MORTGAGEE: $205,477.97 tained in said mortgage, the That prior to the commencement of above-described property will be sold this mortgage foreclosure proceeding by the Sheriff of said county as fol- M o r t g a g e e / A s s i g n e e o f M o r t g a g e e lows: complied with all notice requirements DATE AND TIME OF SALE: October as required by statute; That no action 22, 2010 at 10:00 AM or proceeding has been instituted at PLACE OF SALE: Dakota County law or otherwise to recover the debt Law Enforcement Center, 1580 High- secured by said mortgage, or any part way 55, Lobby S-100, Hastings, Minne- thereof; sota PURSUANT to the power of sale to pay the debt secured by said mort- contained in said mortgage, the above gage and taxes, if any, on said pre- described property will be sold by the mises and the costs and disburse- Sheriff of said county as follows: ments, including attorney fees allowed DATE AND TIME OF SALE: by law, subject to redemption within November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , six (6) months from the date of said sale by the mortgagor(s), their per- Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN sonal representatives or assigns.

If the Mortgage is not reinstated to pay the debt then secured by said under Minn. Stat. §580.30 or the prop- Mortgage, and taxes, if any, on said erty is not redeemed under Minn. Stat. premises, and the costs and disburse§580.23, the Mortgagor must vacate m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s the property on or before 11:59 p.m. on allowed by law subject to redemption April 22, 2011, or the next business within six (6) months from the date of day if April 22, 2011 falls on a Satur- said sale by the mortgagor(s), their personal representatives or assigns day, Sunday or legal holiday.

Mortgagor(s) released from financial unless reduced to Five (5) weeks under MN Stat. §580.07. obligation: NONE TIME AND DATE TO VACATE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- PROPERTY: If the real estate is an ING TO COLLECT A DEBT. ANY o w n e r - o c c u p i e d , s i n g l e - f a m i l y INFORMATION OBTAINED WILL BE dwelling, unless otherwise provided by law, the date on or before which the USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF mortgagor(s) must vacate the property THE DEBT AND IDENTITY OF THE if the mortgage is not reinstated under ORIGINAL CREDITOR WITHIN THE section 580.30 or the property is not T I M E P R O V I D E D B Y L A W I S N O T redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

AFFECTED BY THIS ACTION. MORTGAGOR(S) RELEASED FROM THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, F I N A N C I A L O B L I G A T I O N O N THE MORTGAGOR'S PERSONAL REP- MORTGAGE: None "THE TIME ALLOWED BY LAW FOR RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- REDEMPTION BY THE MORTGAGOR, CIAL ORDER IS ENTERED UNDER T H E M O R T G A G O R ' S P E R S O N A L MINNESOTA STATUTES, SECTION REPRESENTATIVES OR ASSIGNS, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MAY BE REDUCED TO FIVE WEEKS IF OTHER THINGS, THAT THE MORT- A J U D I C I A L O R D E R I S E N T E R E D GAGED PREMISES ARE IMPROVED U N D E R M I N N E S O T A S T A T U T E S , WITH A RESIDENTIAL DWELLING OF SECTION 582.032, DETERMINING, LESS THAN FIVE UNITS, ARE NOT AMONG OTHER THINGS, THAT THE PROPERTY USED IN AGRICULTURAL M O R T G A G E D P R E M I S E S A R E IMPROVED WITH A RESIDENTIAL PRODUCTION, AND ARE ABANDONED. DWELLING OF LESS THAN FIVE DATED: September 09, 2010 MORTGAGEE: Wells Fargo Bank, UNITS, ARE NOT PROPERTY USED IN N . A . s u c c e s s o r b y m e r g e r t o AGRICULTURAL PRODUCTION, AND Wachovia Mortgage, FSB f/k/a

PUBLIC NOTICE

PUBLIC NOTICE

���������� �� ���� �����

��� ������� ��� ���� ������default ������ ������� has occurred in conditions of the following described mortgage: ���������� ���� ��������� AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 2, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2273 0006045737 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345201 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,920.00 MORTGAGOR(S): Robert D Ring, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 07, 2005 Dakota County Recorder Document Number: 2358775 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 01, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000283552 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 620 Pleasant Dr, Hastings, MN 55033-1574 Tax Parcel ID Number: 19-83900-001-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1, Whippoorwill Ridge Condominium, Common Interest Community No. 238, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,208.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016753F01 2343824 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of

DATE OF MORTGAGE: May 21, 2007 MORTGAGORS: S o u l i D a o h e u a n g and Malalack Daoheuang, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 4, 2007, Dakota County Recorder, Document No. 2521549.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-4, Dated: October 13, 2009, Recorded: November 9, 2009, Document No. 2695118.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014394289 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1496 Auburn Court, Eagan, MN 55122 TAX PARCEL I.D. #: 10-75950-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Thomas Lake Heights, according to the plat thereof now on file and of record within and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $294,911.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3497 1044886480 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345446 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): Jonathan J. Glass and Emily A. Glass, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323629 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: September 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000619-0511600004-7

cation Number: 1000619-0511600004-7 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 324 Cari Park Ln, Hastings, MN 55033-3975 Tax Parcel ID Number: 19-16402-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Cari Park Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $122,736.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016721F01 2341284 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2006 MORTGAGORS: D a r r i n M H a n s o n and Jodi A Hanson, husband and wife.

MORTGAGEE: AMC Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Registered December 11, 2006, Dakota County Registrar of Titles, Document No. 602413, Certificate of Title No. 113826.

ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association as Trustee, in trust for the registered holders of Citigroup Mortgage Loan Trust 2007-AMC, Asset-Backed pass through certificates, series 2007-AMC2, Dated: November 24, 2006, Recorded: August 11, 2008, Document No. T631740. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: August 24, 2009, Recorded: November 23, 2009, Document No. T654251 and by document no. T640091. And thereafter assigned to: CitiMortgage, Inc, Dated: August 25, 2009, Recorded: November 23, 2009, Document No. T654252.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AMC Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17540 Finesse Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 224162504001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Kenridge

Lot 4, Block 1, Kenridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $329,067.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $395,478.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2201 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343420 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 MORTGAGOR(S): Lywa Tuy and Sophan Tuy, husband and wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: April 17, 2006 Dakota County Recorder Document Number: 2421109 ASSIGNMENTS OF MORTGAGE: And assigned to: LaSalle Bank National Association, as Trustee for the C-BASS Mortgage Loan Asset-Backed Certificates, Series 2006-CB7 Dated: June 09, 2008 Recorded: June 20, 2008 Dakota County Recorder Document Number: 2598003 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13430 Washburn Ave S, Burnsville, MN 55337-2193 Tax Parcel ID Number: 02-56702-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Two (2), Paula's Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $261,547.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for the C-BASS Mortgage Loan Asset-Backed Certificates, Series 2006-CB7 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007928F02 2343795 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 9, 2007 MORTGAGORS: K e l l i M . M o l z a h n and Ryan L. Molzahn, wife and husband.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded April 27, 2007, Dakota County Recorder, Document No. 2512798.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 30, 2010, Recorded: April 12, 2010, Document No. 2724102.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, NA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4172 Diamond Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101670005004 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Cedar Grove No. 1, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $241,072.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8172 1064149084 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2340363 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $600,000.00 MORTGAGOR(S): Kevin D Doheny, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: September 30, 2005 Dakota County Registrar of Titles Document Number: 575687 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130560 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1610 Blackhawk Lake Pl, Eagan, MN 55122-1200 Tax Parcel ID Number: 10-14352-080-01 LEGAL DESCRIPTION OF PROPERTY: Block One (1), Lot Eight (8), in Blackhawk Glen 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $654,766.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a

���������� �� ���� �����

���������� ���� ���������

Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016692F01 2337659 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2007 MORTGAGORS: Matthew J. Sandgren and Melissa L. Sandgren, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 9, 2007, Dakota County Recorder, Document No. 2529164.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 18, 2009, Recorded: October 8, 2009, Document No. 2689256.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500039643631 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: 1st Trust Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14417 Guthrie Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-16401-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Carrollwood Village Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $305,478.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7093 1991534991 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345145 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2005 MORTGAGORS: Joshua K. Garrahy and Anne M. Garrahy, husband and wife.

MORTGAGEE: Nationwide Lending Corporation.

DATE AND PLACE OF RECORDING: Recorded June 6, 2005, Dakota County Recorder, Document No. 2327815.

ASSIGNMENTS OF MORTGAGE: Assigned to: New Century Mortgage Corporation pursuant to court order filed as Document No. 2722144. And thereafter assigned to: Deutsche Bank National Trust Company as Trustee for HSI Asset Securitization Corporation 2005-NC2, Dated: October 1, 2009, Recorded: April 16, 2010, Document No. 2725160.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nationwide Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 20071 Heathrow Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-16504-303-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2303, CIC No. 328, Charleswood Condominium. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,321.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3278 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345239 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,599.00 MORTGAGOR(S): Mark E Gangler and Allison L Gangler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 02, 2006 Dakota County Recorder

Dakota County Recorder Document Number: 2473074 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 31, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000603445 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3380 Cloman Way, Inver Grove Heights, MN 55076-1646 Tax Parcel ID Number: 20-44350-130-01 LEGAL DESCRIPTION OF PROPERTY: Unit 57, Building No. 15, Lakebridge Condominium No. 2, Condominium File No. 6, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,223.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016828F01 2338189 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 7 , 2005 MORTGAGORS: Darouny L. Kataviravong and K Kern Kataviravong, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 26, 2005, Dakota County Recorder, Document No. 2374546.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: February 13, 2009, Recorded: February 24, 2009, Document No. 2639528.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100220710000088340 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Maribella Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 8 East 129th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-52000-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Nordic Estates, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $257,349.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6322 1915281106 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2342392 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2002 MORTGAGOR: Jeffrey S. Jaworski, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 24, 2003, Dakota County Recorder, Document No. 2004604.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 3, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900030474950 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 653 South 4th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367510014016 LEGAL DESCRIPTION OF PROPERTY: LOT 14, BLOCK 16, TARBOX ADDITION TO SOUTH ST. PAUL. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $92,561.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

���

������ ������ ������� ������� ���provided ���� by law, otherwise ing, unless 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said the date on or before which the mortMortgage, and taxes, if any, on said gagor(s) must vacate the property if the premises, and the costs and disburse- mortgage is not reinstated under secm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tion 580.30 or the property is not allowed by law subject to redemption redeemed under section 580.23 is within six (6) months from the date of 11:59 p.m. on May 12, 2011 .

MORTGAGOR(S) RELEASED FROM said sale by the mortgagor(s), their personal representatives or assigns FINANCIAL OBLIGATION ON MORTunless reduced to Five (5) weeks under GAGE: None MN Stat. §580.07.

"THE TIME ALLOWED BY LAW FOR TIME AND DATE TO VACATE PROP- REDEMPTION BY THE MORTGAGOR, E R T Y : I f t h e r e a l e s t a t e i s a n THE MORTGAGOR'S PERSONAL REPowner-occupied, single-family dwell- RESENTATIVES OR ASSIGNS, MAY BE ing, unless otherwise provided by law, REDUCED TO FIVE WEEKS IF A JUDIthe date on or before which the mort- CIAL ORDER IS ENTERED UNDER gagor(s) must vacate the property if the MINNESOTA STATUTES, SECTION mortgage is not reinstated under sec- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G tion 580.30 or the property is not OTHER THINGS, THAT THE MORTredeemed under section 580.23 is GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM LESS THAN FIVE UNITS, ARE NOT FINANCIAL OBLIGATION ON MORT- PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E GAGE: None "THE TIME ALLOWED BY LAW FOR ABANDONED." Dated: September 9, 2010.

REDEMPTION BY THE MORTGAGOR, U.S. Bank, National Association, THE MORTGAGOR'S PERSONAL REPas Trustee RESENTATIVES OR ASSIGNS, MAY BE Mortgagee/Assignee of Mortgagee REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER USSET, WEINGARDEN AND LIEBO, P.L.L.P. MINNESOTA STATUTES, SECTION By: Paul A. Weingarden 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Attorneys for Mortgagee/Assignee of OTHER THINGS, THAT THE MORT- Mortgagee GAGED PREMISES ARE IMPROVED 4500 Park Glen Road #300 WITH A RESIDENTIAL DWELLING OF Minneapolis, MN 55416 LESS THAN FIVE UNITS, ARE NOT (952) 925-6888 75-4142 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E THIS IS A COMMUNICATION FROM ABANDONED." A DEBT COLLECTOR. 2345324 9/16-10/21/10 Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOTICE OF MORTGAGE By: Paul A. Weingarden FORECLOSURE SALE Attorneys for Mortgagee/Assignee of THE RIGHT TO VERIFICATION Mortgagee OF THE DEBT AND IDENTITY OF 4500 Park Glen Road #300 THE ORIGINAL CREDITOR WITHIN Minneapolis, MN 55416 TIME PROVIDED BY LAW IS THE (952) 925-6888 NOT AFFECTED BY THIS ACTION. 30-9000 NOTICE IS HEREBY GIVEN, that 1928163055 THIS IS A COMMUNICATION FROM default has occurred in conditions of the following described mortgage: A DEBT COLLECTOR. DATE OF MORTGAGE: December 16, 2344959 9/16-10/21/10 2002 MORTGAGORS: Hugh R. Miller and Kelly S. Miller, husband and wife.

MORTGAGEE: U.S. Bank, N.A..

NOTICE OF MORTGAGE DATE AND PLACE OF RECORDING: FORECLOSURE SALE THE RIGHT TO VERIFICATION Recorded March 11, 2003, Dakota OF THE DEBT AND IDENTITY OF C o u n t y R e c o r d e r , D o c u m e n t N o .

THE ORIGINAL CREDITOR WITHIN 2012535.

ASSIGNMENTS OF MORTGAGE: THE TIME PROVIDED BY LAW IS NONE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that TRANSACTION AGENT: NONE default has occurred in conditions of TRANSACTION AGENT'S MORTthe following described mortgage: GAGE IDENTIFICATION NUMBER ON DATE OF MORTGAGE: O c t o b e r 1 9 , MORTGAGE: NONE LENDER OR BROKER AND MORT2005 MORTGAGORS: Kelly A. Aitkin and G A G E O R I G I N A T O R S T A T E D O N Wayne Apple Aitkin, wife and husband. MORTGAGE: U.S. Bank, N.A. MORTGAGEE: Superior Mortgage, RESIDENTIAL MORTGAGE SERInc. VICER: U.S. Bank Home Mortgage DATE AND PLACE OF RECORDING: MORTGAGED PROPERTY ADDRESS: Recorded November 9, 2005, Dakota 17224 Idlewood Way, Lakeville, MN C o u n t y R e c o r d e r , D o c u m e n t N o . 55044 TAX PARCEL I.D. #: 223330212002 2379517.

LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: A s s i g n e d t o : B N C M o r t g a g e , I n c . , ERTY: Dated: October 19, 2005, Recorded: Lot 12, Block 2, Homestead Creek April 2, 2007, Document No. 2506820.

Third Addition And thereafter assigned to: Mortgage COUNTY IN WHICH PROPERTY IS Electronic Registration Systems, Inc., LOCATED: Dakota Dated: November 4, 2005, Recorded: ORIGINAL PRINCIPAL AMOUNT OF April 2, 2007, Document No. 2506821. MORTGAGE: $211,350.00 And thereafter assigned to: U.S. Bank AMOUNT DUE AND CLAIMED TO BE National Association, as Trustee for DUE AS OF DATE OF NOTICE, INCLUDStructured Asset Investment Loan ING TAXES, IF ANY, PAID BY MORTTrust, Mortgage Pass-Through Certifi- GAGEE: $217,461.89 That prior to the commencement of cates, Series 2006-1, Dated: August 6, 2010, Recorded: August 12, 2010, this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comDocument No. 2746030. plied with all notice requirements as TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - required by statute; That no action or GAGE IDENTIFICATION NUMBER ON proceeding has been instituted at law or otherwise to recover the debt MORTGAGE: NONE LENDER OR BROKER AND MORT- secured by said mortgage, or any part G A G E O R I G I N A T O R S T A T E D O N thereof; MORTGAGE: Superior Mortgage, Inc. PURSUANT to the power of sale conR E S I D E N T I A L M O R T G A G E S E R - tained in said mortgage, the above VICER: Chase Home Finance, LLC described property will be sold by the MORTGAGED PROPERTY ADDRESS: Sheriff of said county as follows: DATE AND TIME OF SALE: Novem13517 South 1st Avenue, Burnsville, MN 55337 ber 4, 2010 at 10:00 AM TAX PARCEL I.D. #: 024325003004 PLACE OF SALE: S h e r i f f ' s O f f i c e , LEGAL DESCRIPTION OF PROP- Law Enforcement Center, 1580 Hwy ERTY: 55, Lobby #S-100, Hastings, MN Lot 3, Block 4, Krestwood Knolls 1st to pay the debt then secured by said Addition, Dakota County, Minnesota Mortgage, and taxes, if any, on said COUNTY IN WHICH PROPERTY IS premises, and the costs and disburseLOCATED: Dakota ments, including attorneys' fees ORIGINAL PRINCIPAL AMOUNT OF allowed by law subject to redemption MORTGAGE: $210,000.00 within six (6) months from the date of AMOUNT DUE AND CLAIMED TO BE said sale by the mortgagor(s), their DUE AS OF DATE OF NOTICE, INCLUD- personal representatives or assigns ING TAXES, IF ANY, PAID BY MORT- unless reduced to Five (5) weeks under GAGEE: $213,996.93 MN Stat. §580.07.

That prior to the commencement of TIME AND DATE TO VACATE PROPthis mortgage foreclosure proceeding E R T Y : I f t h e r e a l e s t a t e i s a n Mortgagee/Assignee of Mortgagee com- owner-occupied, single-family dwellplied with all notice requirements as ing, unless otherwise provided by law, required by statute; That no action or the date on or before which the mortproceeding has been instituted at law gagor(s) must vacate the property if the o r o t h e r w i s e t o r e c o v e r t h e d e b t mortgage is not reinstated under secsecured by said mortgage, or any part tion 580.30 or the property is not redeemed under section 580.23 is thereof; PURSUANT to the power of sale con- 11:59 p.m. on May 4, 2011. tained in said mortgage, the above MORTGAGOR(S) RELEASED FROM described property will be sold by the FINANCIAL OBLIGATION ON MORTSheriff of said county as follows: GAGE: None DATE AND TIME OF SALE: Novem"THE TIME ALLOWED BY LAW FOR ber 12 , 2010 at 10:00 AM REDEMPTION BY THE MORTGAGOR, PLACE OF SALE: S h e r i f f ' s O f f i c e , THE MORTGAGOR'S PERSONAL REPLaw Enforcement Center, 1580 Hwy RESENTATIVES OR ASSIGNS, MAY BE 55, Lobby #S-100, Hastings, MN REDUCED TO FIVE WEEKS IF A JUDIto pay the debt then secured by said CIAL ORDER IS ENTERED UNDER Mortgage, and taxes, if any, on said MINNESOTA STATUTES, SECTION premises, and the costs and disburse- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s OTHER THINGS, THAT THE MORTallowed by law subject to redemption GAGED PREMISES ARE IMPROVED within six (6) months from the date of WITH A RESIDENTIAL DWELLING OF said sale by the mortgagor(s), their LESS THAN FIVE UNITS, ARE NOT personal representatives or assigns PROPERTY USED IN AGRICULTURAL unless reduced to Five (5) weeks under P R O D U C T I O N , A N D A R E MN Stat. §580.07.

ABANDONED." TIME AND DATE TO VACATE PROPDated: September 2, 2010.

ERTY: If the real estate is an U.S. Bank, N. A. owner-occupied, single-family dwelling, unless otherwise provided by law, ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������2007 ������ ������� MORTGAGORS: G i l b e r t o ���������� ���� ��������� U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1194 7880036309 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2341085 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $678,750.00 MORTGAGOR(S): Kevin W Daly and Margaret R Daly, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: October 05, 2004 Dakota County Registrar of Titles Document Number: 549309 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 113158 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1851 Orchard Hl, Mendota Heights, MN 55118-4168 Tax Parcel ID Number: 27-73601-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Swanson's Second Addition, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $699,549.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016448F01 2337612 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 1 , 2007

Ybarra A/K/A Gilbert Ybarra and Estela S. Ybarra, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded February 16, 2007, Dakota County Recorder, Document No. 2497323.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 20, 2009, Recorded: November 3, 2009, Document No. 2694027.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13020 Welcome Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-56600-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Parkwood South 1st Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,934.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345059 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 4, 2002 MORTGAGORS: Carolann Laine and Richard H. Laine, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 12, 2002, Dakota County Recorder, Document No. 1971269.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: August 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935121001461 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SER-

RESIDENTIAL MORTGAGE SER VICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 5974 133rd Street Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014440107001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Lapaz 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,346.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1873 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345487 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 MORTGAGORS: Joanna L. Lessard and Chad A. Lessard, wife and husband.

MORTGAGEE: First Franklin.

DATE AND PLACE OF RECORDING: Recorded January 4, 2006, Dakota County Recorder, Document No. 2394164.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: April 4, 2006, Recorded: April 17, 2006, Document No. 2420796. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2006-FF3, Mortgage Pass-Through Certificates, Series 2006-FF3, Dated: April 9, 2009, Recorded: May 4, 2009, Document No. 2654155.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 6015 Concord Boulevard East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-64050-040-01 LEGAL DESCRIPTION OF PROPERTY: Lots 3 and 4, Block 1, Laura Riebe Addition to Inver Grove Heights, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,680.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,837.12

GAGEE: $252,837.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 1, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3203 1044607042 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345421 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 5, 2005 MORTGAGORS: Curtis Gunderson and Kimberly Gunderson, husband and wife.

MORTGAGEE: First Franklin.

DATE AND PLACE OF RECORDING: Recorded May 6, 2005, Dakota County Recorder, Document No. 2319646.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: July 28, 2005, Recorded: August 8, 2005, Document No. 2348474. And thereafter assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1, Dated: June 16, 2009, Recorded: June 25, 2009, Document No. 2666683.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 16617 Flagstaff Way W., Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21177-160-07 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Seven (7), Donnay's Valley Park 8th.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,523.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e ,

PLACE OF SALE: S h e r i f f s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 1, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3292 1044468660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345399 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 9, 2007 MORTGAGORS: L u i s G o m e z a n d Maria Gomez, husband and wife, and Miguel Gomez, a single person.

MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage, a Division of National City Bank.

DATE AND PLACE OF RECORDING: Recorded December 12, 2007, Dakota County Recorder, Document No. 2560781.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage, a Division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 4103 Blueberry Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 103300029006 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 6, Hilltop Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $301,111.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not

tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2302 0005856537 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345306 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,812.00 MORTGAGOR(S): Kasey Rice, an Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 02, 2006 Dakota County Recorder Document Number: 2409717 LOAN MODIFICATION: Dated: March 01, 2008 Recorded: August 14, 2008 Document Number: 2608171 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100175200002858150 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 633 10th Ave N, South Saint Paul, MN 55075-1616 Tax Parcel ID Number: 36-70207-240-05 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 5, South Park Division No. 8 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,662.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 MORTGAGEE: Mortgage Electronic

���������� �� ���� �����

���������� ���� ���������

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017058F01 2343768 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $95,100.00 MORTGAGOR(S): Genet Ayano, a married person MORTGAGEE: Advisor's Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: February 27, 2003 Dakota County Recorder Document Number: 2006346 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: December 27, 2002 Recorded: February 27, 2003 Dakota County Recorder Document Number: 2006347 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 02, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428198 And assigned to: U.S. Bank National Association Dated: September 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001799889 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12968 Nicollet Ave Apt 201, Burnsville, MN 55337-3563 Tax Parcel ID Number: 02-01300-627-16 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 201, 12968 Nicollet Avenue South, Condominium Ownership Number 15, Ridgeview Condominium Homes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $88,007.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016889F01 2341842 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2004 MORTGAGORS: Richard D. Weinerman and Theresa C. Weinerman, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 19, 2005, Dakota County Recorder, Document No. 2286260.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560171269 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: nBank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 6705 162nd Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117212002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Donnay's Valley Park 3rd COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,908.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 9, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9020 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345045 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 6 , 2001 MORTGAGORS: M i c h a e l L . H a r m s and Toni E. Harms, husband and wife.

MORTGAGEE: L a k e l a n d M o r t g a g e Corporation.

DATE AND PLACE OF RECORDING: Recorded September 6, 2001, Dakota County Recorder, Document No. 1809697.

ASSIGNMENTS OF MORTGAGE: Assigned to: Home Federal Mortgage Services, LLC, Dated: August 16, 2001,

Services, LLC, Dated: August 16, 2001, Recorded: September 6, 2001, Document No. 1809698, as corrected by Corrective Assignment recorded: February 19, 2002 as Document No. 1864674. And thereafter assigned to: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., Dated: March 13, 2002, Recorded: April 9, 2002, Document No. 1881858. And thereafter assigned to: PNC Bank, National Association, Dated: August 17, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 19343 Eureka Court, Farmington, MN 55024 TAX PARCEL I.D. #: 14-25603-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Fair Hills 4th Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,378.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,505.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2274 000570678 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345289 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGORS: H u g o C a s a s a k a Hugo G. Casas and Erika Navarrete, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 9, 2008, Dakota County Recorder, Document No. 2583265.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 3, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002999662 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Financial Solutions, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC

VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 10916 Dakota Court, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410534004 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 4, River Hills Sixth Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,378.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8994 1749487437 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344999 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2007 MORTGAGOR: Michele L. Masera, a Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded November 2, 2007, Dakota County Recorder, Document No. 2554091.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 7, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001783681 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1966 Sierra Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 19-58600-408-10 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 408, COMMON INTEREST COMMUNITY NUMBER 511, A CONDOMINIUM, PRAIRIE RIDGE, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,025.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,663.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

���

���� o r o t h e r w i s e ������ t o r e c o v e������ r t h e d e b������� t property ������� redeemed ��� under Minnesota secured by said mortgage, or any part Statutes sections 580.23 is March 4, thereof; 2011 at 11:59 p.m. If the foregoing PURSUANT to the power of sale con- date is Saturday, Sunday, or a legal tained in said mortgage, the above holiday, then the date to vacate is the described property will be sold by the next business day at 11:59 p.m.

Sheriff of said county as follows: MORTGAGOR RELEASED FROM DATE AND TIME OF SALE: Novem- FINANCIAL OBLIGATION ON MORTber 4, 2010 at 10:00 AM GAGE: None PLACE OF SALE: S h e r i f f ' s O f f i c e , THE TIME ALLOWED BY LAW FOR Law Enforcement Center, 1580 Hwy REDEMPTION BY THE MORTGAGOR, 55, Lobby #S-100, Hastings, MN THE MORTGAGOR'S PERSONAL REPto pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE Mortgage, and taxes, if any, on said REDUCED TO FIVE WEEKS IF A JUDIpremises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within six (6) months from the date of OTHER THINGS, THAT THE MORTsaid sale by the mortgagor(s), their GAGED PREMISES ARE IMPROVED personal representatives or assigns WITH A RESIDENTIAL DWELLING OF unless reduced to Five (5) weeks under LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A ERTY: If the real estate is an owner-occupied, single-family dwell- DEBT COLLECTOR ATTEMPTING TO ing, unless otherwise provided by law, COLLECT A DEBT. ANY INFORMAthe date on or before which the mort- TION OBTAINED WILL BE USED FOR gagor(s) must vacate the property if the THAT PURPOSE. Dated: September 8, 2010 mortgage is not reinstated under secU.S. Bank National Association ND tion 580.30 or the property is not Mortgagee redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

Kenneth J. Johnson MORTGAGOR(S) RELEASED FROM Minnesota State Bar No. 0246074 FINANCIAL OBLIGATION ON MORT- Johnson, Blumberg & Associates, LLC GAGE: None Attorney for Mortgagee "THE TIME ALLOWED BY LAW FOR 230 W. Monroe St., Ste. 1125 REDEMPTION BY THE MORTGAGOR, Chicago, IL 60606 THE MORTGAGOR'S PERSONAL REP- Phone 312-541-9710 RESENTATIVES OR ASSIGNS, MAY BE Fax 312-541-9711 9/16-10/21/10 REDUCED TO FIVE WEEKS IF A JUDI- 2345356 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN P R O D U C T I O N , A N D A R E THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. ABANDONED." NOTICE IS HEREBY GIVEN, that Dated: September 7, 2010. default has occurred in conditions of Chase Home Finance LLC the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: February 23, USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2009 By: Paul A. Weingarden MORTGAGORS: Peter Mortenson and Attorneys for Mortgagee/Assignee of Antoinette Mortenson, husband and Mortgagee wife.

4500 Park Glen Road #300 MORTGAGEE: Mortgage Electronic Minneapolis, MN 55416 Registration Systems, Inc..

(952) 925-6888 AND PLACE OF RECORDING: DATE 30-8983 Registered March 3, 2009, Dakota 1911502702 THIS IS A COMMUNICATION FROM County Registrar of Titles, Document No. T640029, Certificate of Title No. A DEBT COLLECTOR. 2343479 9/16-10/21/10 145095.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 14, 2010, Recorded: June 30, 2010, Document No. T664116.

NOTICE OF MORTGAGE Said Mortgage being Registered Land.

FORECLOSURE SALE TRANSACTION AGENT: Mortgage THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000472703 NOT AFFECTED BY THIS ACTION. Notice is hereby given that default LENDER OR BROKER AND MORThas occurred in conditions of the fol- G A G E O R I G I N A T O R S T A T E D O N lowing described mortgage: MORTGAGE: The Business Bank D/B/A DATE OF MORTGAGE: May 2, 2007 Prime Mortgage MORTGAGOR: Terri E. Norby, a RESIDENTIAL MORTGAGE SERsingle person VICER: Chase Home Finance LLC MORTGAGEE: U.S. Bank National MORTGAGED PROPERTY ADDRESS: Association ND 113 Strese Lane, Apple Valley, MN DATE AND PLACE OF RECORDING: 55124 Recorded: May 14, 2007 TAX PARCEL I.D. #: 011470112001 Dakota County Recorder LEGAL DESCRIPTION OF PROPDocument #: 2517027 ERTY: ASSIGNMENTS OF MORTGAGE: Lot 12, Block 1, in Bob's Garden None View Second Addition, Dakota LEGAL DESCRIPTION OF PROPCounty, Minnesota.

ERTY: COUNTY IN WHICH PROPERTY IS U N I T N O . 4 6 , R E G A T T A V I L - LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF LAGE HOMES, A COMMON INTEREST COMMUNITY NO. 282, MORTGAGE: $212,947.00 AMOUNT DUE AND CLAIMED TO BE DAKOTA COUNTY, MINNESOTA. DUE AS OF DATE OF NOTICE, INCLUDPARCEL ID #: 01-63402-046-50 PROPERTY ADDRESS: 15535 Fog- ING TAXES, IF ANY, PAID BY MORThorn Lane, Apple Valley, Minnesota GAGEE: $217,450.51 That prior to the commencement of 55124 this mortgage foreclosure proceeding TRANSACTION AGENT: N/A Mortgagee/Assignee of Mortgagee comTRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: plied with all notice requirements as required by statute; That no action or U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS proceeding has been instituted at law o r otherwise to recover the debt LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF secured by said mortgage, or any part thereof; MORTGAGE: $146,700.00 PURSUANT to the power of sale conAMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- tained in said mortgage, the above ING TAXES, IF ANY PAID BY MORT- described property will be sold by the Sheriff of said county as follows: GAGEE: $154,824.42 DATE AND TIME OF SALE: NovemThat prior to the commencement of this mortgage foreclosure proceeding ber 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Mortgagee/Assignee of Mortgagee complied with all notice requirements as Law Enforcement Center, 1580 Hwy required by statute; that no Mortgag- 55, Lobby #S-100, Hastings, MN ors have been released from financial to pay the debt then secured by said obligation on said Mortgage; that no Mortgage, and taxes, if any, on said action or proceeding has been insti- premises, and the costs and disbursetuted by law to recover that debt ments, including attorneys' fees secured by said Mortgage, or any part allowed by law subject to redemption thereof; that all conditions precedent within six (6) months from the date of to foreclose of the Mortgage and accel- said sale by the mortgagor(s), their eration of the debt secures thereby personal representatives or assigns unless reduced to Five (5) weeks under have been fulfilled; P U R S U A N T t o t h e p o w e r o f s a l e MN Stat. §580.07.

TIME AND DATE TO VACATE PROPtherein contained, said Mortgage will be foreclosed and the above described E R T Y : I f t h e r e a l e s t a t e i s a n property will be sold by the Sheriff of owner-occupied, single-family dwelling, unless otherwise provided by law, said county as follows: DATE AND TIME OF SALE: Novem- the date on or before which the mortgagor(s) must vacate the property if the ber 4, 2010 at 10:00 am PLACE OF SALE: Dakota County mortgage is not reinstated under secLaw Enforcement Center, Lobby S-100, tion 580.30 or the property is not redeemed under section 580.23 is 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM by the Mortgage, and taxes, if any, on said premises, and the costs and dis- FINANCIAL OBLIGATION ON MORTbursements, including attorneys' fees GAGE: None "THE TIME ALLOWED BY LAW FOR allowed by law, subject to redemption within six (6) months from the date of REDEMPTION BY THE MORTGAGOR, sale by the mortgagor, their personal THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE representatives or assigns.

DATE TO VACATE PROPERTY: The REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER date on or before which the mortgagor must vacate the property if the mort- MINNESOTA STATUTES, SECTION gage is not reinstated under Minne- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sota Statutes section 580.30 nor the property redeemed under Minnesota ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������58.02, ������ ������� subdivision 30 are as follows: residential mortgage servicer - BSI ���������� ���� ��������� 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8544 1771672999 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343387 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 4, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,760.00 MORTGAGOR(S): Marco Hernandez and Leida Perez-Lopez MORTGAGEE: M&I Marshall & Ilsley Bank DATE AND PLACE OF RECORDING: Recorded with the County Recorder in and for the County of Dakota, State of Minnesota, on the 21st day of May, 2007 as Document No. 2518385 ASSIGNMENTS OF MORTGAGE: Assigned to Kondaur Capital Corporation, dated August 4, 2009, recorded June 8, 2010 as Document No. 2734326; further assigned to Second Chance Finance Group, LLC, dated February 18, 2010, recorded February 26, 2010 as Document No. 2716323 LEGAL DESCRIPTION OF PROPERTY: Lot 14 and the North 7 feet of Lot 13, Block 2, Gretsfeld and Kopp Addition No. 3 PROPERTY ADDRESS: 1298 Stryker Avenue, West St. Paul, MN 55118 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,131.06 THAT there has been compliance with all pre-foreclosure requirements; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; THAT pursuant to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: November 2, 2010, at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under s e c t i o n 580.30 o r t h e p r o p e r t y redeemed under section 580.23: May 2, 2011 at 11:59 p.m.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 9, 2010 Second Chance Finance Group, LLC Assignee of Mortgagee HOELSCHER LAW FIRM, PLLC By: /s/ Brian G. Hoelscher Brian G. Hoelscher #0238752 Attorneys for Assignee of Mortgagee 13100 Wayzata Boulevard, Suite 100 Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FORECLOSURE DATA Minn. Stat. Sec. 580.025 (1) the physical street address, city, and zip code of the mortgaged premises is 1298 Stryker Avenue West St. Paul, MN 55118; (2) the name of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30 are as follows: - not applicable; or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30 are as follows:

Financial Services, Inc., lender or broker - original lender M&I Marshall & Ilsley Bank, present holder Second Chance Finance Group, LLC; (3) the tax parcel identification number of the mortgaged premises is: 42-31052-140-02;

(4) if stated on the mortgage, the transaction agent's mortgage identification number is: - not applicable; (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02 is: M&I Marshall & Ilsley Bank 2341333

9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGORS: Miguel A. Gutierrez Ramirez and Justina Velazquez Vega, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 25, 2006, Dakota County Recorder, Document No. 2423237.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9, Dated: January 20, 2009, Recorded: February 5, 2009, Document No. 2635690.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240007370064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 436 3rd Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-64300-210-11 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-One, Block Eleven, Riverside Park Addition to the City of St. Paul.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $282,805.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 1, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3659 1044665792 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345469 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 10, 2003 MORTGAGORS: G r e g o r y L . R o s s mann and Kimberly A. Rossmann, husband and wife.

MORTGAGEE: Chase Home Finance LLC FKA Chase Manhattan Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded August 20, 2003, Dakota County Recorder, Document No. 2097873.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance LLC S/B/M Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4363 Lodgepole Court, Eagan, MN 55122 TAX PARCEL I.D. #: 102488001206 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A The South 112 feet of Lot One (1) Block Six (6) Evergreen Park Addition Also: That part of Lot four (4) Block Six (6) of the plat of Evergreen Park Addition described as follows: Beginning at the Southwest corner of said Lot Four (4), thence North along the West line thereof a distance of 65 feet to the Northwest corner of said Lot Four (4), thence North 48 degrees, 46 minutes 44 seconds East a distance of 35.3 feet, thence South 14 degrees 50 minutes 07 seconds East a distance of 91.62 feet to the South line of said Lot Four (4), thence North 89 degrees, 39 minutes West along said South line a distance of 50 feet to the point of beginning.

Also: That part of Lot Three (3) Block Six (6) of the plat of Evergreen Park Addition, described as follows: Beginning at the Southwest corner of said Lot Three (3), thence North along the West line thereof a distance of 47 feet, thence South 54 degrees East a distance of 31 feet, thence South 14 degrees 50 minutes 07 seconds East a distance of 5.7 feet to the South line of said Lot Three (3) thence South 48 degrees 46 minutes 44 seconds West a distance of 35.3 feet to the point of beginning.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,911.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING,

SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9032 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343529 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2006 MORTGAGORS: Willie Lee Bacon and Wendy M. Bacon, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 15, 2006, Dakota County Recorder, Document No. 2453532.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 30, 2009, Recorded: February 11, 2009, Document No. 2636867.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000350769596 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PHH Home Loans, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3877 Princeton Trail, Eagan, MN 55123 TAX PARCEL I.D. #: 10-45075-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Lexington Square, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $290,605.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344891 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,530.00 MORTGAGOR(S): Heather D. Cronin and James R. Cronin, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 07, 2005 Dakota County Recorder Document Number: 2337797 ASSIGNMENTS OF MORTGAGE: And assigned to: Fannie Mae ("Federal National Mortgage Association") Dated: September 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000164352 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: IBM Lender Business Process Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2221 140th St W, Rosemount, MN 55068-2243 Tax Parcel ID Number: 341450326002 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 2, Biscayne Pointe Fourth Addition, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $329,064.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: Fannie Mae ("Federal National Mortgage Association") Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003216F04 2344309 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,341.00 MORTGAGOR(S): Kathleen A Wilson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 23, 2004 Dakota County Recorder Document Number: 2279109 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000059317 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S.

Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 327 Frederick Cir, Hastings, MN 55033-2640 Tax Parcel ID Number: 19-17500-707-50 LEGAL DESCRIPTION OF PROPERTY: Unit No. 707, Hastings Century South, CIC No. 336, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $147,087.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016884F01 2342295 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 1 , 2008 MORTGAGORS: Anthony M. Verdeja and Marie F. Verdeja, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered January 25, 2008, Dakota County Registrar of Titles, Document No. 623041, Certificate of Title No. 144208.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 3, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000323377 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, DBA Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2220 Williams Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 022102023001 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Donnays Burnsville Heights, Common Interest Community Number 126.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,772.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com-

���������� �� ���� �����

���������� ���� ���������

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8996 1860651296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345109 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 27, 2007 MORTGAGORS: Stanley T. Hohneke and Karla J. Hohneke, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2007, Dakota County Recorder, Document No. 2549984.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMOrtgage, Inc, Dated: August 24, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001464-0125800910-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Primary Residential Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20843 Italy Avenue West, Lakeville, MN 55044 TAX PARCEL I.D. #: 221775022003 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 3, Clays Acres COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,007.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $294,698.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4604 2004648475 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2340555 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2006 MORTGAGOR: E l i z a b e t h A . G r o s hong, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 1, 2006, Dakota County Recorder, Document No. 2478987.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 29, 2010, Recorded: April 7, 2010, Document No. 2723299.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022600314110 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16610 Flagstaff Way West, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21177-090-05 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 5, Donnay's Valley Park 8th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,600.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8129 1980075247 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344974 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2007 MORTGAGORS: Larry V. Ramey and Lori D. Ramey, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 29, 2007, Dakota County Recorder, Document No. 2540752.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 27, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500044076264 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sterling State Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4610 Kingsbury Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101350001004 LEGAL DESCRIPTION OF PROPERTY: LOT 1, BLOCK 4, BEACON HILL, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,111.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 27, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8936 1991624176 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345019 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 0 , 2007 MORTGAGOR: Donna M. Bourassa Fawcett, a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded May 9, 2007, Dakota County Recorder, Document No. 2515463.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 19, 2010, Recorded: January 28, 2010, Document No. 2710823.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5540 Euclid Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-75601-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Terra Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,794.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7739 1190459820 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344965 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 6 , 2005 MORTGAGORS: Hoang Yen Truong and Danh Truong, wife and husband.

MORTGAGEE: C h a s e M a n h a t t a n Bank, USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 1, 2005, Dakota County Recorder, Document No. 2299945.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National

���

������Bank ������ ������� National Assigned to: Deutsche LOCATED:������� Dakota ��� ���� Trust Company, as Trustee for J.P. ORIGINAL PRINCIPAL AMOUNT OF Morgan Mortgage Acquisition Trust MORTGAGE: $165,000.00 2007-CH1, Asset Backed Pass-Through AMOUNT DUE AND CLAIMED TO BE Certificates, Series 2007-CH1, Dated: DUE AS OF DATE OF NOTICE, INCLUDAugust 31, 2010.

ING TAXES, IF ANY, PAID BY MORTTRANSACTION AGENT: NONE GAGEE: $173,945.28 TRANSACTION AGENT'S MORTThat prior to the commencement of GAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding MORTGAGE: NONE Mortgagee/Assignee of Mortgagee comLENDER OR BROKER AND MORT- plied with all notice requirements as G A G E O R I G I N A T O R S T A T E D O N required by statute; That no action or MORTGAGE: Chase Manhattan Bank proceeding has been instituted at law or otherwise to recover the debt USA, NA R E S I D E N T I A L M O R T G A G E S E R - secured by said mortgage, or any part VICER: Chase Home Finance, LLC thereof; MORTGAGED PROPERTY ADDRESS: PURSUANT to the power of sale con12995 South Harriet Avenue, Burns- tained in said mortgage, the above ville, MN 55337 described property will be sold by the TAX PARCEL I.D. #: 02-15180-030-04 Sheriff of said county as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: NovemERTY: ber 2, 2010 at 10:00 AM Lot 3, Block 4, Brittany Heights.

PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy Dakota County COUNTY IN WHICH PROPERTY IS 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said premises, and the costs and disburseMORTGAGE: $140,000.00 AMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DUE AS OF DATE OF NOTICE, INCLUD- allowed by law subject to redemption ING TAXES, IF ANY, PAID BY MORT- within six (6) months from the date of GAGEE: $144,359.28 said sale by the mortgagor(s), their That prior to the commencement of personal representatives or assigns this mortgage foreclosure proceeding unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee com- MN Stat. §580.07. plied with all notice requirements as TIME AND DATE TO VACATE PROPrequired by statute; That no action or E R T Y : I f t h e r e a l e s t a t e i s a n proceeding has been instituted at law owner-occupied, single-family dwello r o t h e r w i s e t o r e c o v e r t h e d e b t ing, unless otherwise provided by law, secured by said mortgage, or any part the date on or before which the mortthereof; gagor(s) must vacate the property if the PURSUANT to the power of sale con- mortgage is not reinstated under sectained in said mortgage, the above tion 580.30 or the property is not described property will be sold by the redeemed under section 580.23 is Sheriff of said county as follows: 11:59 p.m. on May 2, 2011.

DATE AND TIME OF SALE: NovemMORTGAGOR(S) RELEASED FROM ber 4, 2010 at 10:00 AM FINANCIAL OBLIGATION ON MORTPLACE OF SALE: S h e r i f f ' s O f f i c e , GAGE: None "THE TIME ALLOWED BY LAW FOR Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07.

LESS THAN FIVE UNITS, ARE NOT TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL ERTY: If the real estate is an P R O D U C T I O N , A N D A R E owner-occupied, single-family dwell- ABANDONED." ing, unless otherwise provided by law, Dated: September 2, 2010.

CitiMortgage, Inc. the date on or before which the mortMortgagee/Assignee of Mortgagee gagor(s) must vacate the property if the mortgage is not reinstated under sec- USSET, WEINGARDEN AND LIEBO, P.L.L.P. tion 580.30 or the property is not By: Paul A. Weingarden redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of Mortgagee 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 GAGE: None (952) 925-6888 10-4614 "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, 1119910576 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. 9/16-10/21/10 REDUCED TO FIVE WEEKS IF A JUDI- 2340422 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN P R O D U C T I O N , A N D A R E THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. ABANDONED." NOTICE IS HEREBY GIVEN, that Dated: September 10, 2010. default has occurred in conditions of Deutsche Bank National Trust the following described mortgage: Company, as trustee DATE OF MORTGAGE: O c t o b e r 2 9 , Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2003 MORTGAGOR: Jessica L. Kittleson, By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of A single person.

MORTGAGEE: American Residential Mortgagee Mortgage , LP, A limited Partnership.

4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 Recorded December 11, 2003, Dakota (952) 925-6888 C o unty Recorder, Document No. 75-3777 THIS IS A COMMUNICATION FROM 2151300.

ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. 2345266 9/16-10/21/10 Assigned to: TCF Mortgage Corporation, Dated: October 29, 2003, Recorded: December 11, 2003, Document No. 2151301. And thereafter assigned to: Mortgage Electronic RegNOTICE OF MORTGAGE istration Systems, Inc, Dated: May 1, FORECLOSURE SALE THE RIGHT TO VERIFICATION 2006, Recorded: May 12, 2006, DocuOF THE DEBT AND IDENTITY OF ment No. 2429165. And thereafter THE ORIGINAL CREDITOR WITHIN assigned to: U.S. Bank, N.A., Dated: THE TIME PROVIDED BY LAW IS August 19, 2010.

TRANSACTION AGENT: NONE NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT'S MORTNOTICE IS HEREBY GIVEN, that default has occurred in conditions of GAGE IDENTIFICATION NUMBER ON the following described mortgage: MORTGAGE: NONE LENDER OR BROKER AND MORTDATE OF MORTGAGE: S e p t e m b e r 27, 2007 GAGE ORIGINATOR STATED ON MORTGAGOR: R o b e r t W o o d r u f f MORTGAGE: American Residential Mortgage , LP, A limited Partnership Degen, a single man.

MORTGAGEE: ABN AMRO Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: MORTGAGED PROPERTY ADDRESS: Recorded October 15, 2007, Dakota 1125 1st Street West, Hastings, MN C o u n t y R e c o r d e r , D o c u m e n t N o . 55033 2550353.

TAX PARCEL I.D. #: 191050012006 LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: NONE ERTY: THE EAST SEVENTY-FIVE (75) FEET TRANSACTION AGENT: NONE OF LOT TEN (10), AND THE EAST TRANSACTION AGENT'S MORTSEVENTY-FIVE (75) FEET OF LOT GAGE IDENTIFICATION NUMBER ON ELEVEN (11), AND THE EAST SEVMORTGAGE: NONE ENTY-FIVE (75) FEET OF THE LENDER OR BROKER AND MORTNORTH ONE-HALF (1/2) OF LOT GAGE ORIGINATOR STATED ON TWELVE (12), IN BLOCK SIX, (6), MORTGAGE: ABN AMRO Mortgage ADDITION NO. THIRTEEN (13) TO Group, Inc n/k/a CitiMortgage, Inc THE CITY OF HASTINGS, DAKOTA RESIDENTIAL MORTGAGE SERCOUNTY, MINNESOTA, ACCORDING VICER: CitiMortgage, Inc. TO THE MAP OR PLAT THEREOF ON MORTGAGED PROPERTY ADDRESS: FILE OR OF RECORD IN THE OFFICE 1789 Riverwood Drive, Burnsville, MN OF THE COUNTY RECORDER IN AND 55337 TAX PARCEL I.D. #: 023742704502 FOR SAID COUNTY AND STATE. LEGAL DESCRIPTION OF PROPCOUNTY IN WHICH PROPERTY IS LOCATED: Dakota ERTY: ORIGINAL PRINCIPAL AMOUNT OF Unit 45, C.I.C No. 185, Itokah Valley Townhomes, a condominium, Dakota MORTGAGE: $189,150.00 AMOUNT DUE AND CLAIMED TO BE County, Minnesota COUNTY IN WHICH PROPERTY IS ���������� �� ���� ����� LOCATED: Dakota

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������premises, ������and ������� the costs and disburse ments, including attorneys' fees ���������� ���� ��������� AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,626.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1184 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343191 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2008 MORTGAGOR: Veniamin Melnichuk, a married person.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded June 19, 2008, Dakota County Recorder, Document No. 2597706.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 17, 2009, Recorded: June 24, 2009, Document No. 2666358.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5467 180th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 14-19500-020-08 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Dakota County Estates, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,190.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $144,878.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disburse-

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 14, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6790 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354311 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,600.00 MORTGAGOR(S): Mark A Usselman, a single man MORTGAGEE: SunTrust Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded: April 04, 2008 Dakota County Recorder Document Number: 2582503 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14457 Guthrie Way, Apple Valley, MN 55124-6732 Tax Parcel ID Number: 01-16401-150-01 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Carrollwood Village Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,273.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: SunTrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016841F01 2346903 9/23-10/28/10

Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017151F01 2352632 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 1, 2010 YOU ARE NOTIFIED THAT: 1. D e f a u l t h a s o c c u r r e d i n t h e terms and conditions of the Declaration for Highland Village Association, Inc. (hereinafter the "Association") which was dated September 9, 1991 and recorded as Document No. 1011292 in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N : Lot 9, Block 2, Pilot Knob Estates Seventh Addition, Dakota County, Minnesota STREET ADDRESS: 14294 Empire Avenue, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-57506-090-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 1, 2010, from David T. Richgels, title holder, to the Association, a Minnesota non-profit corporation, the amount of $4,628.70 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 1, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6.

The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 13, 2009, as Document No. 2643589 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 18th day of November, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. The time allowed by law for redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on May 18, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorneys for Highland Village Association, Inc. THOMSEN & NYBECK, P.A. HIGHLAND VILLAGE ASSOCIATION, INC. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Highland Village/Richgels/10-7-056D) 2351518 9/23-10/28/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,335.00 MORTGAGOR(S): Christopher Karels and Gina Berndt, both single individuals MORTGAGEE: Prestige Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: July 30, 2001 Dakota County Recorder Document Number: 1797496 ASSIGNMENTS OF MORTGAGE: And assigned to: RBMG, Inc. Dated: June 29, 2001 Recorded: July 30, 2001 Dakota County Recorder Document Number: 1797497 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: January 07, 2002 Recorded: January 28, 2002 Dakota County Recorder Document Number: 1856265 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100014420000757155 Lender or Broker: Prestige Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20024 Chippendale Ave W, Farmington, MN 55024-8028 Tax Parcel ID Number: 12 02900 010 26 LEGAL DESCRIPTION OF PROPERTY: The land referred to is situated in the State of MN, County of Dakota, and is described as follows: That part of the NW1/4 of NW1/4 of Section 29, Township 114, Range 19, described as follows: Commencing at a point 104.354 feet South of the intersection of the North line of the NW1/4 of Section 29, Township 114, Range 19, and the East line of State Trunk Highway No. 3, thence East 208.708 feet, thence South 104.354 feet, thence West 208.708 feet to the East line of State Highway No. 3, thence North along said State Highway No. 3, 104.354 feet to the place of beginning.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $139,477.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: Mortgage Electronic

PUBLIC NOTICE

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $80,000.00 MORTGAGOR(S): Frieda A Smith, Single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Novastar Mortgage, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100080190023595069 SERVICER: Ocwen Loan Servicing.

LLC

LLC LENDER: Novastar Mortgage, Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on April 26, 2004, as Document No. 2198098 ASSIGNED TO: The Bank of New York Mellon, successor in interest to JPMORGAN CHASE BANK, As trustee for the registered holders of NovaStar Mortgage Funding Trust, Series 2004-2 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2004-2 Dated: August 19, 2010, and recorded August 31, 2010 by Document No. 2749421.

LEGAL DESCRIPTION OF PROPERTY: All that certain Condominium situate in the County of Dakota and State of Minnesota, being known and described as follows: Unit 314-2A, Garage unit number 16, Shannon Glen Condominium, I, Condominium file no.

32, located on Lot 1, Block 1, Eagen Metro Center 2nd addition of Dakota County, Minnesota.

PROPERTY ADDRESS: 1855 Silver Bell Rd Unit 314, Saint Paul, MN 55122 PROPERTY I.D: 102245116501 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Seventy-Five Thousand Fifty-Two and 14/100 ($75,052.14) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 9, 2010 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010 The Bank of New York Mellon, successor in interest to JPMORGAN CHASE BANK, As trustee for the registered holders of NovaStar Mortgage Funding Trust, Series 2004-2 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2004-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00422-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3736225 09/23/2010, 09/30/2010, 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010 2347870 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2003 MORTGAGORS: M i t c h e l l J . G i e s e and Natalie A. Giese, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 29, 2004, Dakota County Recorder, Document No. 2169861.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 17, 2007, Recorded: December 31, 2007, Document No. 2563817.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013700075086635 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wachovia Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 12 Old Deerfield Road, Welch, MN 55089 TAX PARCEL I.D. #: 330330001002 LEGAL DESCRIPTION OF PROPERTY: Schedule A Legal Description That part of the Northeast Quarter (NE 1/4) of Section Thirty-three (33), Township One Hundred Fourteen

Township One Hundred Fourteen (114), Range Sixteen (16), described as follows to-wit: Beginning at a point on the easterly line of Outlot A of Hungry Point Farm, distant 35.14 feet southerly of the southeast corner of Lot Two (2), Block Four (4), of said Hungry Point Farm, as measured along said easterly line of Outlot A; thence North 59 degrees 59 minutes 20 seconds East, based on the bearings of said Hungry Point Farm, a distance of 136.26 feet; thence South 1 degrees 48 minutes 54 seconds East, a distance of 332.49 feet; thence south 88 degrees 44 minutes 34 seconds West, a distance of 463.00 feet to the east line of said Outlot A; thence North 1 degree 48 minutes 54 seconds West a distance of 180.04 feet to a corner of said Outlot A; thence easterly along the southerly line of Outlot A to the southeasterly corner of said outlot A; thence North 9 degrees 54 minutes 41 seconds West, a distance of 35.14 feet to the point of beginning, according to the United States Government Survey thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,112.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 14, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7993 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354071 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 01, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Rene A. Brinkman and Randy J. Brinkman, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 26, 2005 Dakota County Recorder Document Number: 2343740 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000192742 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15727 Hemlock Ct, Apple Valley, MN 55124-7145 Tax Parcel ID Number: 01-45801-350-03 LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 3, Longridge 2nd Addition, Dakota County, Minnesota

���������� �� ���� �����

���������� ���� ���������

Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $212,809.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016996F01 2352595 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 05, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 MORTGAGOR(S): Jeremy C Engen, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 03, 2004 Dakota County Registrar of Titles Document Number: 546857 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: September 16, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700039812611 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133213 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3754 Vermilion Ct S, Eagan, MN 55122-3154 Tax Parcel ID Number: 10-16936-407-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 407, Common Interest Community No. 176, Vermillion Carriage Homes, a condominium located in the County of Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $163,599.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017131F01 2351151 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 15, 2008 MORTGAGORS: Robin M. Harms and Gabriele I. Harms, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 16, 2008, Dakota County Recorder, Document No. 2618048.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100233111108090491 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Allen Mortgage LC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5323 Upper 182nd Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141950005007 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 7, Dakota County Estates.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,697.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9040 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2353986 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2005 MORTGAGOR: B l a i n e A . G o d e s , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 18, 2005, Dakota County Recorder, Document No. 2352633.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074388794 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4681 Bloomberg Lane, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 204400128003 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 3, Lafayette 2nd Addition, Common Interest Community No. 415, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $210,782.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9046 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354002 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGORS: W i l l i a m J o s e p h Jahnke and Charlene Ann Jahnke, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 8, 2008, Dakota County Recorder, Document No. 2583070.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200633764123 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: I.A.G. Enterprises Inc. d/b/a Northwest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 364 Hayes Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191750104455 LEGAL DESCRIPTION OF PROPERTY: Unit 44, CIC No. 332, a Condominium, Century Condominiums, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,373.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,471.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8970 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354021 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 0 , 2006 MORTGAGOR: J a m e s L . C l a r k , a married person.

MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Registered April 18, 2006, Dakota County Registrar of Titles, Document No. 588266, Certificate of Title No. 139564.

ASSIGNMENTS OF MORTGAGE: Assigned to: Netbank, Dated: March

���

������Dated: ������ ������� ������� ��� ���� March Assigned to: Netbank, tion MORTGAGED PROPERTY ADDRESS: 30, 2006, Recorded: April 18, 2006, Document No. 588267. And thereafter 15450 Lucerne Circle, Burnsville, MN assigned to: Mortgage Electronic Reg- 55337 TAX PARCEL I.D. #: 02-16980-030-02 istration Systems, Inc., Dated: June LEGAL DESCRIPTION OF PROP26, 2006, Recorded: June 29, 2006, Document No. 593065. And thereafter ERTY: assigned to: Chase Home Finance LLC, Lot Three (3), Block Two (2), ChaDated: March 29, 2010, Recorded: April teau Highlands COUNTY IN WHICH PROPERTY IS 7, 2010, Document No. T660160.

LOCATED: Dakota Said Mortgage being Registered Land.

ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - MORTGAGE: $588,700.00 AMOUNT DUE AND CLAIMED TO BE GAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: NONE LENDER OR BROKER AND MORT- ING TAXES, IF ANY, PAID BY MORTG A G E O R I G I N A T O R S T A T E D O N GAGEE: $633,490.45 MORTGAGE: Mortgages Unlimited, Inc. That prior to the commencement of R E S I D E N T I A L M O R T G A G E S E R - this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: plied with all notice requirements as 16875 Kenmore Drive, Lakeville, MN required by statute; That no action or 55044 proceeding has been instituted at law TAX PARCEL I.D. #: 22-37951-030-02 o r o t h e r w i s e t o r e c o v e r t h e d e b t LEGAL DESCRIPTION OF PROP- secured by said mortgage, or any part ERTY: thereof; Lot 3, Block 2, Jackson Heights PURSUANT to the power of sale conSecond Addition, according to the tained in said mortgage, the above recorded plat thereof. described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED: Dakota DATE AND TIME OF SALE: NovemORIGINAL PRINCIPAL AMOUNT OF ber 12, 2010 at 10:00 AM MORTGAGE: $268,650.00 PLACE OF SALE: S h e r i f f ' s O f f i c e , AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 Hwy DUE AS OF DATE OF NOTICE, INCLUD- 55, Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said GAGEE: $272,185.15 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, Sheriff of said county as follows: the date on or before which the mortDATE AND TIME OF SALE: Novem- gagor(s) must vacate the property if the ber 16, 2010 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE: S h e r i f f ' s O f f i c e , tion 580.30 or the property is not Law Enforcement Center, 1580 Hwy redeemed under section 580.23 is 55, Lobby #S-100, Hastings, MN 11:59 p.m. on May 12, 2011. to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE: None ments, including attorneys' fees "THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07.

MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." Dated: September 14, 2010. redeemed under section 580.23 is 11:59 p.m. on May 16, 2011.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden GAGE: None "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 4-2301 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. OTHER THINGS, THAT THE MORT- 2354145 9/23-10/28/10 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E THE RIGHT TO VERIFICATION OF ABANDONED." AND IDENTITY OF THE DEBT THE Dated: September 13, 2010.

ORIGINAL CREDITOR WITHIN THE Chase Home Finance LLC TIME PROVIDED BY LAW IS NOT Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of default has occurred in the conditions of the following described mortgage: Mortgagee DATE OF MORTGAGE: December 11, 4500 Park Glen Road #300 2006 Minneapolis, MN 55416 ORIGINAL PRINCIPAL AMOUNT OF (952) 925-6888 MORTGAGE: $127,800.00 30-8107 MORTGAGOR(S): David Boldt and THIS IS A COMMUNICATION FROM Julie Boldt. husband and wife, as joint A DEBT COLLECTOR. 2354120 9/23-10/28/10 tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for New Century Mortgage Corporation TRANSACTION AGENT: Mortgage NOTICE OF MORTGAGE Electronic Registration Systems, Inc. FORECLOSURE SALE MIN#: 100488910109051945 THE RIGHT TO VERIFICATION SERVICER: Ocwen Loan Servicing, OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN LLC LENDER: New Century Mortgage THE TIME PROVIDED BY LAW IS Corporation.

NOT AFFECTED BY THIS ACTION. DATE AND PLACE OF FILING: NOTICE IS HEREBY GIVEN, that default has occurred in conditions of Dakota County Minnesota, Recorder, on December 21, 2006, as Document the following described mortgage: DATE OF MORTGAGE: May 18, 2007 No. 2483485 ASSIGNED TO: Deutsche Bank MORTGAGOR: G e n n a d i y Y e r m o lenko and Marina Yermolenko, hus- National Trust Company, as trustee for the registered holders of Morgan Stanband and wife.

MORTGAGEE: PNC Bank, National ley ABS capital I Inc. Trust 2007-NC3 Association s/b/m to National City Mortgage pass-through certificates, Mortgage, a division of National City series 2007-NC3 Dated: August 16, Bank.

2010, and recorded August 31, 2010 by DATE AND PLACE OF RECORDING: Document No. 2749419.

Registered May 25, 2007, Dakota LEGAL DESCRIPTION OF PROPCounty Registrar of Titles, Document ERTY: All that part of Government Lot No. 611243, Certificate of Title No. 1, Section 18, Township 28, Range 22, b e i n g p a r t o f t h e S o u t h 1⁄2 o f t h e 142582.

A S S I G N M E N T S O F M O R T G A G E : Northwest 1⁄4 of said section 18, Dakota NONE County, Minnesota, described as follows, to-wit: Beginning at a point in the Said Mortgage being Registered Land. center line of Ohio Street, distant 320 TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - feet west of the north and south cenGAGE IDENTIFICATION NUMBER ON ter line of said section 18, and 630 feet more or less north of the north line of MORTGAGE: NONE LENDER OR BROKER AND MORT- Butler Avenue as now opened by the G A G E O R I G I N A T O R S T A T E D O N Common council of the City of West M O R T G A G E : P N C B a n k , N a t i o n a l St. Paul, which point is the center line Association s/b/m to National City of Arion Street as now opened and Mortgage, a division of National City graded by the Common Council of the City of West St. Paul; thence running Bank R E S I D E N T I A L M O R T G A G E S E R - west along the center line of Arion VICER: PNC Bank, National Associa���������� �� ���� ����� tion

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������ ������ PURSUANT������� to the power of sale con tained in said mortgage, the above ���������� ���� ��������� west along the center line of Arion Street a distance of 150 feet to the place of beginning of the land herein to be described; thence running west along the center line of Arion Street 45 feet; thence South along a line parallel with the center line of Ohio Street 150 feet; thence East a distance of 45 feet; thence north along a line parallel with the center line of Ohio Street a distance of 150 feet to the place of beginning.

PROPERTY ADDRESS: 308 Arion St W, West Saint Paul, MN 55118 PROPERTY I.D: 42-01800-130-28 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Two Thousand Seven Hundred Forty-Six and 64/100 ($142,746.64) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 9, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 23, 2010 Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS capital I Inc. Trust 2007-NC3 Mortgage pass-through certificates, series 2007-NC3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00415-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3735751 09/23/2010, 09/30/2010, 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010 2347789 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 26, 2005 MORTGAGORS: V i c t o r C . C h a r b e l and Jacqueline A. Charbel, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 10, 2005, Dakota County Recorder, Document No. 2369321.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000115401 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4066 Deerwood Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 102390010003 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Engstroms Deerwood Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $372,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $357,110.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9069 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354289 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 17, 2005 MORTGAGORS:M i c h e l l e R . L u c i o and Russell J. Lucio, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 25, 2005, Dakota County Recorder, Document No. 2354770.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 31, 2009, Recorded: January 11, 2010, Document No. 2707030.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900796592644 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2725 71st Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-48625-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Michael D. DuPont's 4th Addition Country Meadows, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$254,236.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwell-

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7649 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2351170 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,380.00 MORTGAGOR(S): Ted Jackson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 15, 2005 Dakota County Recorder Document Number: 2304464 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: September 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030006913769 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16865 Greenland Path, Lakeville, MN 55044-9027 Tax Parcel ID Number: 22-27600-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Foxborough, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,871.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016993F01 2348042 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2004.

MORTGAGOR(S): 12950 Aldrich Avenue South, LLC, a Minnesota limited liability company.

MORTGAGEE: Boundary Waters Bank.

DATE AND PLACE OF RECORDING: Filed December 30, 2004, Dakota County Recorder, as Document No. 2281013, modified by Modification of Mortgage dated November 1, 2007, filed December 3, 2007, as Document No. 2559074.

ASSIGNMENT(S) OF MORTGAGE: NA. The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Boundary Waters Bank.

Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Boundary Waters Bank.

MORTGAGED PROPERTY ADDRESS: 12950 Aldrich Avenue South, Burnsville, Minnesota, 55337.

TAX PARCEL I.D. NO.: 02-44200-040-01.

LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Lange Plaza, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $1,400,000.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $1,064,507.91.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 10, 2010 at 10:00 a.m.

PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none.

Dated: September 14, 2010 BOUNDARY WATERS BANK, Mortgagee /s/ Kelly S. Hadac KELLY S. HADAC -forAtty. I.D. #0328194 MURNANE BRANDT Attorneys for Mortgagee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 1133369 2347365 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,050.00 MORTGAGOR(S): Mary Beth Willenbring, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 16, 2005 Dakota County Recorder Document Number: 2322413 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026902010790140 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5467 Brewer Ln, Inver Grove Heights, MN 55076-6000 Tax Parcel ID Number: 20-15095-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Brentwood Village, Common Interest Community No. 407, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,119.64 THAT all pre-foreclosure require-

THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016995F01 2346872 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 8, 2007 MORTGAGOR: Peter J. Schmitz and Lauren T. Schmitz, husband and wife MORTGAGEE: Affinity Plus Federal Credit Union, a corporation organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded April 4, 2007, in the office of the County Recorder, as Document No. 2507437, Dakota County, Minnesota.

MORTGAGED PROPERTY ADDRESSES: 1877 North Ruby Court, Eagan, Minnesota 55122 TAX PARCEL I.D. NOS. 10-20451-059-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 59, Condominium No. 116, Diffley Commons 2nd Addition Villas and Garden Homes, a condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID

BY MORTGAGEE: $158,732.72 INTEREST RATE AND PER DIEM: Current interest rate is 6.375%, with a daily per diem of $27.60.

That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 9, 2010 at 10:00 am.

P L A C E O F S A L E : Law Enforcement Center, Lobby S100, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Six Months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: May 9, 2011, at 11:59 p.m.

"THE TIME ALLOWED BY LAW

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 21, 2010 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information will be used for that purpose.

2354212 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,744.00 MORTGAGOR(S): Michael Meirink and Cynthia Meirink, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 22, 2005 Dakota County Recorder Document Number: 2314994 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002257944 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20099 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12-24500-017-04 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Empire River Preserve, CIC No. 386, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,337.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016994F01 2346982 9/23-10/28/10

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,304.00 MORTGAGOR(S): Alyssa C Pfarr, a single person and Alexander M Pfarr, a single person MORTGAGEE: Homeservices Lending, LLC Series A dba Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: September 28, 2007 Dakota County Recorder Document Number: 2546934 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. Dated: May 22, 2008 Recorded: June 09, 2008 Dakota County Recorder Document Number: 2595698 And assigned to: Countrywide Bank, FSB Dated: May 22, 2008 Recorded: June 09, 2008 Dakota County Recorder Document Number: 2595699 And assigned to: Countrywide Home Loans Servicing, LP Dated: November 06, 2008 Recorded: December 01, 2008 Dakota County Recorder Document Number: 2624845 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC Series A dba Edina Realty Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5091 183rd St W, Farmington, MN 55024-8719 Tax Parcel ID Number: 14-19506-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Dakota County Estates 7th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,982.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017165F01 2350397 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 4, 2007 MORTGAGORS: Robert A. Berg and Linda J. Berg, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 20, 2007, Dakota County Recorder, Document No. 2545134.

ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation, Dated: August 24, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000818030660 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. MORTGAGED PROPERTY ADDRESS: 3830 80th Court East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-82100-140-01 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Village Hills COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $261,877.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010.

Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1053 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354251 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 18, 1994 MORTGAGORS: Jerrold A. Mertz and Cathleen M. Mertz, husband and wife.

MORTGAGEE: InLand Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded March 3, 1994, Dakota County Recorder, Document No. 1198611.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: June 12, 2002, Recorded: June

Dated: June 12, 2002, Recorded: June 28, 2002, Document No. 1911026.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: InLand Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7932 Grinnell Court West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760118010 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen, Block Ten, Foxborough 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $74,320.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $50,964.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4631 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2349280 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 5 , 2007 MORTGAGOR: T h e r e s a J . M c C o r mick, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 11, 2007, Dakota County Recorder, Document No. 2508986.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: April 3, 2009, Recorded: April 28, 2009, Document No. 2652865.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039222142515843 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 109 14th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-83900-290-01 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Wharton and Miller's Addition to South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00

MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,156.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2073 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354193 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Tracy Anne Flanagan, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Mortgage, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100076600000245922 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fidelity Mortgage, Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on March 14, 2005, as Document No. 2303886 ASSIGNED TO: HSBC Bank USA, N.A., as Indenture Trustee for the registered holders of the Renaissance Home Equity Loan Asset-Backed Certificates, Series 2005-1 Dated: January 5, 2005, and recorded February 20, 2009 by Document No. 2638666.

LEGAL DESCRIPTION OF PROPERTY: Unit 9, Cliff Lake Courthomes, Common Interest community No. 125, Dakota County, Minnesota.

PROPERTY ADDRESS: 4466 Glen Echo Bay Unit 9, Eagan, MN 55122 PROPERTY I.D: 10-17790-009-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Three Thousand Three Hundred Seventeen and 69/100 ($153,317.69) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 9, 2010 P L A C E O F S A L E : S h e r i f f ` s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disburse-

���

������ ������� ��� ���� disburse������� costs and mises and the������ THE TIME ALLOWED

BY LAW FOR ments allowed by law.

REDEMPTION BY THE MORTGAGOR, The time allowed by law for redemp- THE MORTGAGOR'S PERSONAL REPtion by said mortgagor(s), their per- RESENTATIVES OR ASSIGNS, MAY BE sonal representatives or assigns is 6 REDUCED TO FIVE WEEKS IF A JUDImonths from the date of sale.

CIAL ORDER IS ENTERED UNDER "THE TIME ALLOWED BY LAW FOR MINNESOTA STATUTES, SECTION REDEMPTION BY THE MORTGAGOR, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE MORTGAGOR`S PERSONAL REP- OTHER THINGS, THAT THE MORTRESENTATIVES OR ASSIGNS, MAY BE GAGED PREMISES ARE IMPROVED REDUCED TO FIVE WEEKS IF A JUDI- WITH A RESIDENTIAL DWELLING OF CIAL ORDER IS ENTERED UNDER LESS THAN FIVE UNITS, ARE NOT MINNESOTA STATUTES, SECTION PROPERTY USED IN AGRICULTURAL 582.032, DETERMINING, AMONG P R O D U C T I O N , A N D A R E OTHER THINGS, THAT THE MORT- ABANDONED." GAGED PREMISES ARE IMPROVED Dated: September 13, 2010.

WITH A RESIDENTIAL DWELLING OF Bank of America, N.A., as trustee LESS THAN FIVE UNITS, ARE NOT Mortgagee/Assignee of Mortgagee PROPERTY USED IN AGRICULTURAL USSET, WEINGARDEN AND LIEBO, P.L.L.P. P R O D U C T I O N , A N D A R E By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of ABANDONED." Mortgagee Dated: September 23, 2010 4500 Park Glen Road #300 HSBC Bank USA, N.A., as Indenture Trustee for the registered holders of Minneapolis, MN 55416 (952) 925-6888 the Renaissance Home Equity Loan 60-2824 Asset-Backed Certificates, Series 2005-1 THIS IS A COMMUNICATION FROM Randall S. Miller & Associates, PLLC A DEBT COLLECTOR. 9/23-10/28/10 Attorneys for Assignee of Mortgage/ 2354276 Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 NOTICE OF MORTGAGE Minneapolis, MN 55402 FORECLOSURE SALE Phone: 612-573-3677 THE RIGHT TO VERIFICATION Our File No. 10MN00426-1 THIS IS A COMMUNICATION FROM OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN A DEBT COLLECTOR. A S A P # 3 7 3 6 2 2 6 0 9 / 2 3 / 2 0 1 0 , THE TIME PROVIDED BY LAW IS 09/30/2010, 10/07/2010, 10/14/2010, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 10/21/2010, 10/28/2010 2347716 9/23-10/28/10 default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2007 MORTGAGOR: T e r r y S . T r k l a , a single person.

NOTICE OF MORTGAGE MORTGAGEE: Chase Bank USA, N.A. FORECLOSURE SALE DATE AND PLACE OF RECORDING: THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Registered August 23, 2007, Dakota THE ORIGINAL CREDITOR WITHIN County Registrar of Titles, Document THE TIME PROVIDED BY LAW IS No. 616143, Certificate of Title No. 134046.

NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ASSIGNMENTS OF MORTGAGE: default has occurred in conditions of Assigned to: Chase Home Finance, the following described mortgage: LLC, Dated: August 31, 2010.

DATE OF MORTGAGE: J a n u a r y 2 2 , Said Mortgage being Registered Land.

2007 TRANSACTION AGENT: NONE MORTGAGORS: Lori Jan Martin and TRANSACTION AGENT'S MORTEric Raymond Martin, wife and hus- GAGE IDENTIFICATION NUMBER ON band.

MORTGAGE: NONE MORTGAGEE: J P M o r g a n C h a s e LENDER OR BROKER AND MORTBank, N.A. as Successor-in-Interest to G A G E O R I G I N A T O R S T A T E D O N Washington Mutual Bank f/k/a Wash- MORTGAGE: Chase Bank USA, N.A. ington Mutual Bank, FA. RESIDENTIAL MORTGAGE SERDATE AND PLACE OF RECORDING: VICER: Chase Home Finance, LLC Recorded February 9, 2007, Dakota MORTGAGED PROPERTY ADDRESS: C o u n t y R e c o r d e r , D o c u m e n t N o . 406 Rehnberg Place, West Saint Paul, 2495196. A portion of the premises MN 55118 originally encumbered by the MortTAX PARCEL I.D. #: 426340004001 LEGAL DESCRIPTION OF PROPgage has been released pursuant to Document No. 268708 ERTY: ASSIGNMENTS OF MORTGAGE: Lot Four (4) in Block One (1) of A.E. Assigned to: Bank of America, National Rehnberg Addition, Dakota County, Association as successor by merger to Minnesota.

LaSalle Bank NA as trustee for WaMu COUNTY IN WHICH PROPERTY IS Mortgage Pass-Through Certificates LOCATED: Dakota Series 2007-HY3 Trust, Dated: May 6, ORIGINAL PRINCIPAL AMOUNT OF 2010 MORTGAGE: $239,400.00 TRANSACTION AGENT: NONE AMOUNT DUE AND CLAIMED TO BE T R A N S A C T I O N A G E N T ' S M O R T - DUE AS OF DATE OF NOTICE, INCLUDGAGE IDENTIFICATION NUMBER ON ING TAXES, IF ANY, PAID BY MORTMORTGAGE: NONE GAGEE: $246,988.77 LENDER OR BROKER AND MORTThat prior to the commencement of G A G E O R I G I N A T O R S T A T E D O N this mortgage foreclosure proceeding MORTGAGE: Washington Mutual Bank, Mortgagee/Assignee of Mortgagee comFA plied with all notice requirements as R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or VICER: Chase Home Finance, LLC proceeding has been instituted at law MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t 26386 Highview Avenue, Farmington, secured by said mortgage, or any part MN 55024 thereof; TAX PARCEL I.D. #: 13-02800-011-26 PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROP- tained in said mortgage, the above ERTY: described property will be sold by the The North 783.00 feet of the West Sheriff of said county as follows: Half of the Southwest Quarter of the DATE AND TIME OF SALE: NovemNorthwest Quarter of Section 28, ber 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Township 113, Range 20, Dakota County, Minnesota EXCEPT the East Law Enforcement Center, 1580 Hwy 50.80 feet thereof.

55, Lobby #S-100, Hastings, MN COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said LOCATED: Dakota Mortgage, and taxes, if any, on said ORIGINAL PRINCIPAL AMOUNT OF premises, and the costs and disbursements, including attorneys' fees MORTGAGE: $450,000.00 AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption DUE AS OF DATE OF NOTICE, INCLUD- within six (6) months from the date of ING TAXES, IF ANY, PAID BY MORT- said sale by the mortgagor(s), their GAGEE: $348,165.88 personal representatives or assigns That prior to the commencement of unless reduced to Five (5) weeks under this mortgage foreclosure proceeding MN Stat. §580.07.

Mortgagee/Assignee of Mortgagee comTIME AND DATE TO VACATE PROPplied with all notice requirements as E R T Y : I f t h e r e a l e s t a t e i s a n required by statute; That no action or owner-occupied, single-family dwellproceeding has been instituted at law ing, unless otherwise provided by law, o r o t h e r w i s e t o r e c o v e r t h e d e b t the date on or before which the mortsecured by said mortgage, or any part gagor(s) must vacate the property if the thereof; mortgage is not reinstated under secPURSUANT to the power of sale con- tion 580.30 or the property is not tained in said mortgage, the above redeemed under section 580.23 is described property will be sold by the 11:59 p.m. on May 17, 2011.

Sheriff of said county as follows: MORTGAGOR(S) RELEASED FROM DATE AND TIME OF SALE: Novem- FINANCIAL OBLIGATION ON MORTber 12, 2010 at 10:00 AM GAGE: None PLACE OF SALE: S h e r i f f ' s O f f i c e , "THE TIME ALLOWED BY LAW FOR Law Enforcement Center, 1580 Hwy REDEMPTION BY THE MORTGAGOR, 55, Lobby #S-100, Hastings, MN THE MORTGAGOR'S PERSONAL REPto pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE Mortgage, and taxes, if any, on said REDUCED TO FIVE WEEKS IF A JUDIpremises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within twelve (12) months from the OTHER THINGS, THAT THE MORTdate of said sale by the mortgagor(s), GAGED PREMISES ARE IMPROVED t h e i r p e r s o n a l r e p r e s e n t a t i v e s o r WITH A RESIDENTIAL DWELLING OF assigns unless reduced to Five (5) LESS THAN FIVE UNITS, ARE NOT weeks under MN Stat. §580.07.

PROPERTY USED IN AGRICULTURAL TIME AND DATE TO VACATE PROP- P R O D U C T I O N , A N D A R E E R T Y : I f t h e r e a l e s t a t e i s a n ABANDONED." owner-occupied, single-family dwellDated: September 15, 2010. ing, unless otherwise provided by law, Chase Home Finance, LLC the date on or before which the mortMortgagee/Assignee of Mortgagee gagor(s) must vacate the property if the USSET, WEINGARDEN AND LIEBO, P.L.L.P. mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������a������ ������� single person.

MORTGAGEE: Chase Bank USA, N.A. ���������� ���� ��������� USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4172 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363522 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,500.00 MORTGAGOR(S): Merrye L Lindsey, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2007 Dakota County Recorder Document Number: 2508097 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: February 03, 2010 Recorded: February 05, 2010 Dakota County Recorder Document Number: 2712898 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000161645 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20675 Hughes Ave W, Lakeville, MN 55044-8638 Tax Parcel ID Number: 22-57550-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Playfield Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,709.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012430F02 2358620 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2007 MORTGAGOR: Heather J. Gustafson, a single person.

DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562036.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: May 12, 2009, Recorded: May 21, 2009, Document No. 2658642.

And thereafter assigned to: Chase Home Finance LLC, Dated: September 10, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 7763 West 157th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-49101-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Morningview Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,275.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,328.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 24, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3608 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363613 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE PURSUANT TO VOLUNTARY MORTGAGE FORECLOSURE AGREEMENT Date: September 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated June 4, 2010, executed by Geckler & Associates, Inc., a Minnesota corporation, as Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee, and filed for record June 4, 2010, as Document No. 2733884 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. The original principal amount secured by the Mortgage was: one hundred forty thousand and 00/100 Dollars ($140,000.00).

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

5. At the date of this notice, th e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: one hundred forty thou-

Mortgage is: one hundred forty thou sand seven hundred sixty-six and 67/100 Dollars ($140,766.67).

6. This mortgage foreclosure is being conducted in accordance with th e terms and conditions of a Voluntary Mortgage Foreclosure Agreement dated September 14, 2010.

7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 42, Block 3, Mystic Meadows 1st Addition, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on October 29, 2010, at 10:00 a.m. at the Sheriff's office, Civil Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota.

8. The street address of the mortgaged property is 19846 Deerbrooke Path, Farmington, MN 55024 and the tax parcel identification number is 14-51250-420-03.

9. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is two (2) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes §582.32, Subd. 9, beginning after the expiration of the mortgagor's redemption period.

10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Contractors Capital Corporation Mortgagee Attorney for Mortgagee: Ryan J. Trucke BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 (763) 222-2504 2360630 9/30-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,144.00 MORTGAGOR(S): Michael Meirink and Cynthia Meirink, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 25, 2005 Dakota County Recorder Document Number: 2307382 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002211271 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20068 Cabrilla Way, Farmington, MN 55024-1485 Tax Parcel ID Number: 12-24500-079-04 LEGAL DESCRIPTION OF PROPERTY: Lot 79, Block 4, Empire River Preserve, CIC No. 386, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $142,095.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017115F01 2359409 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated June 23, 2010, executed by Geckler & Associates, Inc., a Minnesota corporation, as Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee, and filed for record June 24, 2010, as Document No. 2737233 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. The maximum principal amount secured by the Mortgage was: fifty-two thousand eight hundred eighty-eight and 69/100 Dollars ($52,888.69).

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

5. At the date of this notice, th e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: fifty-three thousand one hundred sixty-two and 19/100 Dollars ($53,162.19).

6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lots 5 & 7, Block 4, Inver Grove Park, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on November 17, 2010 at 10:00 a.m. at the Sheriff's office, Civil Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota.

7. The street address of the mortgaged property is 6523 Delaney Avenue, Inver Grove Heights, MN 55076 and the tax parcel identification number is 20-36550-071-04.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale.

9. T H E T I M E A L L O W E D B Y L A W FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Contractors Capital Corporation Mortgagee Attorney for Mortgagee: Ryan J. Trucke BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 (763) 222-2504 2360579 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,600.00 MORTGAGOR(S): Susan C Ney-Blake And Russell M Blake, Wife And Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 15, 2006 Dakota County Recorder Document Number: 2453678 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: July 01, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604288066576 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1292 Raspberry Ct, Eagan, MN 55123-1484

Ct, Eagan, MN 55123-1484 Tax Parcel ID Number: 10.33000.050.05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Hilltop Estates, Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $255,459.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015555F01 2356540 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 6 , 2004 MORTGAGOR: R o b e r t C .

McDonald, a single man.

MORTGAGEE:Ameriquest Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded November 9, 2004, Dakota County Recorder, Document No. 2265731.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2004-R10, under the Pooling and Servicing Agreement Dated October 1, 2004, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637665.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 2504 Williams Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 020140003025 LEGAL DESCRIPTION OF PROPERTY: SCHEDULE C PROPERTY DESCRIPTION The land referred to in this Commitment is described as follows: PARCEL 1: THAT PART OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SECTION 14, TOWNSHIP 115, RANGE 21, COMMENCING AT THE POINT OF INTERSECTION OF THE CENTER LINE OF STATE HIGHWAY NO. 13 AS NOW LAID OUT AND THE EAST LINE OF THE WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SAID SECTION 14, RUNNING THENCE SOUTHWESTERLY ALONG THE SAID CENTERLINE OF STATE HIGHWAY NO. 13, A DISTANCE OF 435.5 FEET; THENCE NORTHWESTERLY PERPENDICU-

NORTHWESTERLY PERPENDICU LAR TO THE SAID CENTERLINE, 33 FEET TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, WHICH POINT IS THE POINT OF BEGINNING OF THE LAND TO BE CONVEYED, THENCE NORTHWESTERLY PERPENDICULAR TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, A DISTANCE OF 125 FEET; THENCE NORTHEASTERLY PARALLEL TO THE NORTH LINE OF THE SAID STATE HIGHWAY NO. 13, A DISTANCE OF 100 FEET, THENCE SOUTHEASTERLY PERPENDICULAR TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, 125 FEET TO A POINT ON THE SAID NORTH LINE; AND THENCE SOUTHWESTERLY ALONG THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, 100 FEET TO THE PLACE OF BEGINNING. PARCEL 2: THAT PART OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SECTION 14, TOWNSHIP 115, RANGE 21, COMMENCING AT A POINT ON THE CENTERLINE OF STATE TRUNK HIGHWAY NO. 13, AS NOW LAID OUT, WHICH IS 335.5 FEET SOUTHWESTERLY OF THE INTERSECTION OF SAID CENTERLINE AND THE EAST LINE OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SAID SECTION 14; THENCE RUNNING SOUTHWESTERLY ALONG THE SAID HIGHWAY CENTERLINE 15 FEET; THENCE NORTH 19 DEGREES WEST 175 FEET; THENCE NORTH 71 DEGREES EAST 15 FEET AND THENCE SOUTH 19 DEGREES EAST 175 FEET OF THE PLACE OF BEGINNING. DAKOTA COUNTY, MINNESOTA ABSTRACT PROPERTY KNOWN AS 2504 COUNTY ROAD 34, BURNSVILLE, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,023.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 13, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3093 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354606 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $515,000.00 MORTGAGOR(S): John P. Rodrigues and Lynn M. Rodrigues, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341589 ASSIGNMENTS OF MORTGAGE:

���������� �� ���� �����

���������� ���� ���������

ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, National Association, as successor by merger to Lasalle Bank National Association, as Indenture Trustee on Behalf of the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Backed Notes Dated: September 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100176105061589795 Lender or Broker: Accredited Home Lenders, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1617 Murphy Pkwy, Eagan, MN 55122-1758 Tax Parcel ID Number: 10-14395-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Blackhawk Pond, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $539,182.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, National Association, as successor by merger to Lasalle Bank National Association, as Indenture Trustee on Behalf of the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Backed Notes Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017020F01 2354516 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 16, 2005 MORTGAGOR: Jessica L. Kaufman, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 6, 2005, Dakota County Recorder, Document No. 2367989.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: June 14, 2010, Recorded: June 23, 2010, Document No. 2736973.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053030007981211 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Wholesale Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12820 Nicollet Avenue South #102,

12820 Nicollet Avenue South #102, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130033816 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 102, 12820 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $79,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $77,071.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 17, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2358295 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 2, 2008 MORTGAGOR: Olga Krohn, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 29, 2008, Dakota County Recorder, Document No. 2587385.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000822202529 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 515 Eddy Street, Hastings, MN 55033 TAX PARCEL I.D. #: 193215006037 LEGAL DESCRIPTION OF PROPERTY: North Half of Lot 5, Block 37, and North Half of the West 16 feet of Lot 6, Block 37, Town of Hastings, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,912.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $143,003.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9110 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2360506 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2007 MORTGAGORS: Norbert J. Schmidt and Kathaleen M. Schmidt, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 23, 2007, Dakota County Recorder, Document No. 2518907.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: April 8, 2010, Recorded: April 28, 2010, Document No. 2727184.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100134400030132277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Loan Link Financial Services RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 14493 Crescent Circle, Rosemount, MN 55068 TAX PARCEL I.D. #: 346742510002 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Shannon Hills, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $379,945.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 24, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2899 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363673 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2006 MORTGAGOR: Michell J. Derks, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 27, 2006, Dakota County Recorder, Document No. 2484159.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 10, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020926498 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14068 South Plymouth Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 025845007903 LEGAL DESCRIPTION OF PROPERTY: Unit Number 79, Common Interest Community Number 148, Bristol Ridge Carriage Homes, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,289.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

���

������� ������� ��� ���� P R O D U C T ������ I O N , A ������ N D A R E LENDER OR BROKER AND MORT ABANDONED." GAGE ORIGINATOR STATED ON Dated: September 17, 2010.

MORTGAGE: Bankers Mortgage ComU.S. Bank, N. A. pany, LLC RESIDENTIAL MORTGAGE SERMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. VICER: U.S. Bank Home Mortgage By: Paul A. Weingarden MORTGAGED PROPERTY ADDRESS: Attorneys for Mortgagee/Assignee of 17341 Jade Court, Lakeville, MN 55044 Mortgagee TAX PARCEL I.D. #: 221320205001 LEGAL DESCRIPTION OF PROP4500 Park Glen Road #300 Minneapolis, MN 55416 ERTY: (952) 925-6888 Lot Five (5), Block One (1), Barrett 19-1208 Third Addition, Dakota County, Minnesota THIS IS A COMMUNICATION FROM COUNTY IN WHICH PROPERTY IS A DEBT COLLECTOR. 2363507 9/30-11/4/10 LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,500.00 AMOUNT DUE AND CLAIMED TO BE NOTICE OF MORTGAGE DUE AS OF DATE OF NOTICE, INCLUDFORECLOSURE SALE ING TAXES, IF ANY, PAID BY MORTPURSUANT TO GAGEE: $260,760.13 VOLUNTARY MORTGAGE That prior to the commencement of FORECLOSURE AGREEMENT this mortgage foreclosure proceeding Date: September 24, 2010 Mortgagee/Assignee of Mortgagee comYOU ARE NOTIFIED THAT: plied with all notice requirements as 1. Default has occurred in the condi- required by statute; That no action or tions of the Mortgage dated October proceeding has been instituted at law 28, 2009, executed by Geckler & Asso- o r o t h e r w i s e t o r e c o v e r t h e d e b t ciates, Inc., a Minnesota corporation, secured by said mortgage, or any part as Mortgagor, to Contractors Capital thereof; Corporation, a Minnesota corporation, PURSUANT to the power of sale conas Mortgagee, and filed for record tained in said mortgage, the above October 29, 2009, as Document No. described property will be sold by the 653095 in the Office of the Registrar of Sheriff of said county as follows: Titles, Dakota County, Minnesota. The DATE AND TIME OF SALE: Novemland described in the Mortgage is reg- ber 18, 2010 at 10:00 AM istered land.

PLACE OF SALE: S h e r i f f ' s O f f i c e , 2. The original principal amount Law Enforcement Center, 1580 Hwy secured by the Mortgage was: one 55, Lobby #S-100, Hastings, MN h u n d r e d s i x t y - f i v e t h o u s a n d a n d to pay the debt then secured by said 00/100 Dollars ($165,000.00).

Mortgage, and taxes, if any, on said 3. No action or proceeding at law is premises, and the costs and disbursenow pending to recover the debt ments, including attorneys' fees secured by the Mortgage, or any part allowed by law subject to redemption thereof. within six (6) months from the date of 4. The holder of the Mortgage has said sale by the mortgagor(s), their complied with all conditions prece- personal representatives or assigns d e n t t o a c c e l e r a t i o n o f t h e d e b t unless reduced to Five (5) weeks under secured by the Mortgage and foreclo- MN Stat. §580.07. sure of the Mortgage, and all notice TIME AND DATE TO VACATE PROPand other requirements of applicable E R T Y : I f t h e r e a l e s t a t e i s a n statutes. owner-occupied, single-family dwell5. At the date of this notice, th e ing, unless otherwise provided by law, amount due on the Mortgage, and the date on or before which the morttaxes, if any, paid by the holder of the gagor(s) must vacate the property if the Mortgage is: one hundred sixty-eight mortgage is not reinstated under secthousand five hundred twenty-six and tion 580.30 or the property is not 45/100 Dollars ($168,526.45). redeemed under section 580.23 is 6. This mortgage foreclosure is being 11:59 p.m. on May 18, 2011. conducted in accordance with th e MORTGAGOR(S) RELEASED FROM terms and conditions of a Voluntary FINANCIAL OBLIGATION ON MORTMortgage Foreclosure Agreement dated GAGE: None September 14, 2010.

"THE TIME ALLOWED BY LAW FOR 7. Pursuant to the power of sale in REDEMPTION BY THE MORTGAGOR, the Mortgage, the Mortgage will be THE MORTGAGOR'S PERSONAL REPforeclosed, and the land described as RESENTATIVES OR ASSIGNS, MAY BE follows: REDUCED TO FIVE WEEKS IF A JUDILot Ten (10), Block One (1), CIAL ORDER IS ENTERED UNDER The Oaks of Lakevilla, MINNESOTA STATUTES, SECTION Dakota County, Minnesota 582.032, DETERMINING, AMONG will be sold by the County Sheriff of OTHER THINGS, THAT THE MORTDakota County, Minnesota, at public GAGED PREMISES ARE IMPROVED auction on October 29, 2010, at 10:00 WITH A RESIDENTIAL DWELLING OF a.m. at the Sheriff's office, Civil Divi- LESS THAN FIVE UNITS, ARE NOT sion, Law Enforcement Center, 1580 PROPERTY USED IN AGRICULTURAL Highway 55, Hastings, Minnesota.

P R O D U C T I O N , A N D A R E 8. The street address of the mort- ABANDONED." gaged property is 17761 Ketchikan Dated: September 22, 2010.

Trail, Lakeville, MN 55044 and the tax U.S. Bank, N. A. parcel identification number is Mortgagee/Assignee of Mortgagee 22-75890-100-01.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. 9. T h e t i m e a l l o w e d b y l a w f o r By: Paul A. Weingarden r e d e m p t i o n b y M o r t g a g o r o r Attorneys for Mortgagee/Assignee of Mortgagor's personal representatives Mortgagee or assigns is two (2) months after the 4500 Park Glen Road #300 date of sale. Each holder of a junior Minneapolis, MN 55416 l i e n m a y redeem in the order and (952) 925-6888 manner provided in Minnesota Stat19-1225 utes §582.32, Subd. 9, beginning after THIS IS A COMMUNICATION FROM t h e e x p i r a t i o n o f t h e m o r t g a g o r ' s A DEBT COLLECTOR. redemption period.

2363466 9/30-11/4/10 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR NOTICE OF MORTGAGE ASSIGNS MAY BE REDUCED TO FIVE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STAT- default has occurred in the conditions UTES, SECTION 582.032, DETERMIN- of the following described mortgage: DATE OF MORTGAGE: November 30, ING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE 2004 ORIGINAL PRINCIPAL AMOUNT OF IMPROVED WITH A RESIDENTIAL D W E L L I N G O F L E S S T H A N F I V E MORTGAGE: $185,000.00 MORTGAGOR(S): Michael H. Schmidt UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND and Neomi Schmidt, Husband and Wife MORTGAGEE: Argent Mortgage ARE ABANDONED. Company, LLC Contractors Capital Corporation Mortgagee DATE AND PLACE OF RECORDING: Recorded: March 09, 2005 Dakota Attorney for Mortgagee: County Recorder Ryan J. Trucke BRUTLAG, HARTMANN & TRUCKE, P.A. Document Number: 2302809 ASSIGNMENTS OF MORTGAGE: 3555 Plymouth Boulevard, Suite 117 And assigned to: Ameriquest MortMinneapolis, MN 55447-1399 gage Company (763) 222-2504 2360622 9/30-10/21/10 Dated: December 06, 2004 And assigned to: Wells Fargo Bank, N.A., as Trustee, in trust for the registered Holders of Park Place Securities, NOTICE OF MORTGAGE Inc., Asset-Backed Pass-Through CerFORECLOSURE SALE tificates, Series 2005-WLL1 THE RIGHT TO VERIFICATION Dated: December 06, 2004 OF THE DEBT AND IDENTITY OF Transaction Agent: Not Applicable THE ORIGINAL CREDITOR WITHIN Transaction Agent Mortgage IdentifiTHE TIME PROVIDED BY LAW IS cation Number: Not Applicable NOT AFFECTED BY THIS ACTION. Lender or Broker: Argent Mortgage NOTICE IS HEREBY GIVEN, that Company, LLC default has occurred in conditions of Residential Mortgage Servicer: Litthe following described mortgage: ton Loan Servicing, LP DATE OF MORTGAGE: February 21, Mortgage Originator: Not Applicable 2005 COUNTY IN WHICH PROPERTY IS MORTGAGOR: Christine Heinzman LOCATED: Dakota and Mark Heinzman, wife and husProperty Address: 1909 Ashland St, band.

Hastings, MN 55033-3518 MORTGAGEE: B a n k e r s M o r t g a g e Tax Parcel ID Number: Company, LLC. 19-25800-040-04 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded March 24, 2005, Dakota ERTY: Lot 4, Block 4, Fasbender AddiC o u n t y R e c o r d e r , D o c u m e n t N o . tion, according to the recorded plat 2306878. thereof, and situate in Dakota County, A S S I G N M E N T S O F M O R T G A G E : Minnesota Assigned to: U.S. Bank, N.A., Dated: AMOUNT DUE AND CLAIMED TO BE February 21, 2005, Recorded: March D U E A S O F D A T E O F N O T I C E : 24, 2005, Document No. 2306879. $177,976.06 TRANSACTION AGENT: NONE THAT all pre-foreclosure requireT R A N S A C T I O N A G E N T ' S M O R T - ments have been complied with; that GAGE IDENTIFICATION NUMBER ON no action or proceeding has been instiMORTGAGE: NONE LENDER OR BROKER AND MORT- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������ ������ DATE AND������� TIME OF SALE: Novem ber 19, 2010 at 10:00 AM ���������� ���� ��������� no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, N.A., as Trustee, in trust for the registered Holders of Park Place Securities, Inc., Asset-Backed Pass-Through Certificates, Series 2005-WLL1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017043F01 2356555 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 , 2003 MORTGAGORS: Randy D. Rose and Bonita M. Rose, husband and wife.

MORTGAGEE: Virginia L. Krech.

DATE AND PLACE OF RECORDING: Registered February 25, 2004, Dakota County Registrar of Titles, Document No. 0530914, Certificate of Title No. 58008.

ASSIGNMENTS OF MORTGAGE: Assigned to: National City Mortgage Co., Dated: August 1, 2003, Recorded: February 25, 2004, Document No. 0530915. And thereafter assigned to: PNC Bank, National Association, Dated: September 1, 2010 Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Virginia L. Krech RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3280 East 74th Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115210005 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10) and the Northwesterly Ten and Two Tenths (10.2) feet of Lot Nine (9) in Block F i v e ( 5 ) of South Grove No. 3, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $70,390.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Novem-

PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2340 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363566 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated May 17, 2010, executed by Geckler & Associates, Inc., a Minnesota corporation, as Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee, and filed for record May 18, 2010, as Document No. 2730804 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. The original principal amount secured by the Mortgage was: one hundred twenty thousand and 00/100 Dollars ($120,000.00).

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

5. At the date of this notice, th e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: one hundred nineteen thousand six hundred sixty-three and 36/100 Dollars ($119,663.36).

6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 27, Block 1, Spyglass 3rd Addition according to the recorded plat thereof and situate in Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on November 17, 2010 at 10:00 a.m. at the Sheriff's office, Civil Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota.

7. The street address of the mortgaged property is 20706 Frost Court, Lakeville, MN 55044 and the tax parcel identification number is 22-71452-270-01.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale.

9. T H E T I M E A L L O W E D B Y L A W FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Contractors Capital Corporation Mortgagee Attorney for Mortgagee: Ryan J. Trucke BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 (763) 222-2504 2360594 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,218.00 MORTGAGOR(S): Bryan G. Nyblom and Karin Y. Nyblom, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 27, 2004 Dakota County Registrar of Titles Document Number: 548680 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000083465 Lender or Broker: Optimum Mortgage Services, Inc Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133545 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3390 Leroy Ave, Hastings, MN 55033-4012 Tax Parcel ID Number: 19-68101-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block Two (2) in Sieben's Second Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,290.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017051F01 2356684 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,558.00 MORTGAGOR(S): Nicole J Dohmen, a single person and Ty C Smith, a single person MORTGAGEE: Riverview Community Bank DATE AND PLACE OF RECORDING: Recorded: December 28, 2005 Dakota County Recorder Document Number: 2392232 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: October 17, 2005 Recorded: March 07, 2006 Dakota County Recorder

County Recorder Document Number: 2410886 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Riverview Community Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23712 Belle Ct, Hampton, MN 55031-9640 Tax Parcel ID Number: 18-26101-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Fesba Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,594.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016890F01 2354488 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,600.00 MORTGAGOR(S): Lisa M. Lamanna Spore and Richard A. Spore, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 12, 2007 Dakota County Recorder Document Number: 2487772 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-3 Dated: February 11, 2009 Recorded: March 17, 2009 Dakota County Recorder Document Number: 2644314 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001528-1200004739-1 Lender or Broker: First State Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14675 Evergreen Trl # 103, Apple Valley, MN 55124-5739 Tax Parcel ID Number: 01-48845-103-20 LEGAL DESCRIPTION OF PROPERTY: Unit 103, Common Interest Community No. 124, Mistwood Courthomes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $184,008.31 THAT all pre-foreclosure require-

THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003147F04 2357338 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2006 MORTGAGORS: Jacob Lukkes and Jennifer Lukkes, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 1, 2006, Dakota County Recorder, Document No. 2458118.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 14, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074407552 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1876 13th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 195860090710 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 907, COMMON INTEREST COMMUNITY NUMBER 511, A CONDOMINIUM, PRAIRIE RIDGE, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,990.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,995.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9141 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2360490 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 MORTGAGORS: Dao Vang and Kong Yang, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 8, 2006, Dakota County Recorder, Document No. 2436013.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan Acquisition Trust 2006-RM1, Asset Backed Pass Through Certificates, Series 2006-RM1, Dated: September 16, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100241010017185816 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Resmae Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 312 14th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250308003 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, East Farmington Fourth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,480.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,575.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM

���������� �� ���� �����

���������� ���� ���������

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 17, 2010.

U.S. Bank N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363553 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2005 MORTGAGOR: Joseph J. Murphey, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 20, 2005, Dakota County Registrar of Titles, Document No. 567705, Certificate of Title No. 136489.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: December 23, 2009.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100051900065008903 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Windwood Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1857 122nd Street East, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-18425-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot Three, Block Two, Covington Point, Common interest Community Number 173, a planned community located in the County of Dakota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,560.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,451.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 17, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2958 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2358353 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-551 In Re: Estate of Sheryl A. Voas, Decedent.

It is Ordered and Notice is given that on 11-8-10 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated June 15, 2004, and for the appointment of Larry K. Voas, whose address is 469 Walda Drive, Biloxi, Mississippi 39531, as personal representative of the estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 9-28-10

BY THE COURT Michael V. Sovis Judge of District Court Michael D. Burville (MN# 0261889) Burville Law Office, P.A. 429 Third Street P.O. Box 187 Farmington Minnesota 55024 Telephone: (651) 460-3757 Facsimile: (651) 460-6568 2365252 10/7-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 20, 2009 MORTGAGOR:Jessica A. Bentson, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 29, 2009, Dakota County Recorder, Document No. 2653378.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 22, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900141145051 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15313 Greenhaven Lane #101, Burnsville, MN 55306 TAX PARCEL I.D. #: 028441002502 LEGAL DESCRIPTION OF PROPERTY: Unit No. 25, Common Interest Community No. 145, Winterwood Villas, a condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$181,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$182,597.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372477 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 8 , 2005 MORTGAGORS:Andrew S. Smith and Lisa L. Smith, husband and wife.

MORTGAGEE:Associated Bank, N.A. DATE AND PLACE OF RECORDING: Recorded November 15, 2005, Dakota County Recorder, Document No. 2381133.

ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB, Dated: April 9, 2007, Recorded: May 8, 2007, Document No. 2514870.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Associated Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank, FSB MORTGAGED PROPERTY ADDRESS: 19750 Orr Avenue, Hastings, MN 55033 TAX PARCEL I.D. #: 336660006002 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Scott Acres, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$274,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$274,292.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010.

Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1904 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372286 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 0 , 2004 MORTGAGORS:James R. Mueller and Mary C. Mueller, husband and wife.

MORTGAGEE:Argent Mortgage Company, LLC. DATE AND PLACE OF RECORDING: Recorded March 2, 2004, Dakota County Recorder, Document No. 2181237.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Quest Trust 2004-X2, Asset Backed Certificates, Series 2004-X2, Dated: January 20, 2009, Recorded: February 17, 2009, Document No. 2637609 and

by Document No. 2368980.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 1650 Hickory Hill Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 108460005002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Woodgate.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$131,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$128,486.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 24, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

���

������ ������ USSET, WEINGARDEN AND LIEBO, P.L.L.P.������� ������� ��� ���� By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of NOTICE OF MORTGAGE Mortgagee FORECLOSURE SALE 4500 Park Glen Road #300 THE RIGHT TO VERIFICATION Minneapolis, MN 55416 OF THE DEBT AND IDENTITY OF (952) 925-6888 THE ORIGINAL CREDITOR WITHIN 40-3162 THIS IS A COMMUNICATION FROM THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. A DEBT COLLECTOR. NOTICE IS HEREBY GIVEN, that 2372433 10/7-11/11/10 default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 9 , NOTICE OF MORTGAGE 2002 FORECLOSURE SALE MORTGAGORS:Deann A. Otten and THE RIGHT TO VERIFICATION Jeffrey A. Otten, wife and husband.

OF THE DEBT AND IDENTITY OF MORTGAGEE:Mortgage Electronic THE ORIGINAL CREDITOR WITHIN Registration Systems, Inc. THE TIME PROVIDED BY LAW IS DATE AND PLACE OF RECORDING: NOT AFFECTED BY THIS ACTION. Recorded April 23, 2002, Dakota NOTICE IS HEREBY GIVEN, that C o u n t y R e c o r d e r , D o c u m e n t N o . default has occurred in conditions of 1888288. the following described mortgage: ASSIGNMENTS OF MORTGAGE: DATE OF MORTGAGE:O c t o b e r 5 , Assigned to: JP Morgan Chase 2007 Bank, National Association, Recorded: MORTGAGORS:A u d r e y S m i t h a n d A p r i l 2 0 , 2 0 1 0 , D o c u m e n t N o .

Stanley Smith, WIFE AND HUSBAND. 2725789.

MORTGAGEE:Mortgage Electronic TRANSACTION AGENT: Mortgage Registration Systems, Inc..

Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: TRANSACTION AGENT'S MORTRegistered October 18, 2007, Dakota GAGE IDENTIFICATION NUMBER ON County Registrar of Titles, Document MORTGAGE: 100054130002391355 No. 618937, Certificate of Title No. LENDER OR BROKER AND MORT127213.

GAGE ORIGINATOR STATED ON ASSIGNMENTS OF MORTGAGE: MORTGAGE: Washington Mutual Assigned to: CitiMortgage, Inc., Bank, FA Dated: October 21, 2009, Recorded: RESIDENTIAL MORTGAGE SERNovember 3, 2009, Document No. V I C E R : J P M o r g a n C h a s e B a n k , T653379.

National Association Said Mortgage being Registered MORTGAGED PROPERTY ADDRESS: Land.

18442 Embers Avenue, Farmington, TRANSACTION AGENT: Mortgage MN 55024 Electronic Registration Systems, Inc. TAX PARCEL I.D. #: 141950301006 TRANSACTION AGENT'S MORTLEGAL DESCRIPTION OF PROPGAGE IDENTIFICATION NUMBER ON ERTY: MORTGAGE: 100011520047168358 Lot 1, Block 6, Dakota County LENDER OR BROKER AND MORTEstates Fourth Addition GAGE ORIGINATOR STATED ON COUNTY IN WHICH PROPERTY IS MORTGAGE: CitiMortgage, Inc. LOCATED:Dakota RESIDENTIAL MORTGAGE SERORIGINAL PRINCIPAL AMOUNT OF VICER: CitiMortgage, Inc. MORTGAGE:$125,000.00 MORTGAGED PROPERTY ADDRESS: AMOUNT DUE AND CLAIMED TO BE 16110 Inglewood Drive, Lakeville, MN DUE AS OF DATE OF NOTICE, INCLUD55044 ING TAXES, IF ANY, PAID BY MORTT A X P A R C E L I . D . # : GAGEE:$90,249.18 22-14500-050-05 That prior to the commencement of LEGAL DESCRIPTION OF PROP- this mortgage foreclosure proceeding ERTY: Mortgagee/Assignee of Mortgagee comLot 5, Block 5, Bluebill Bay Estates. plied with all notice requirements as Dakota County required by statute; That no action or COUNTY IN WHICH PROPERTY IS proceeding has been instituted at law LOCATED:Dakota or otherwise to recover the debt ORIGINAL PRINCIPAL AMOUNT OF secured by said mortgage, or any part MORTGAGE:$195,000.00 thereof; AMOUNT DUE AND CLAIMED TO BE PURSUANT to the power of sale conDUE AS OF DATE OF NOTICE, INCLUD- tained in said mortgage, the above ING TAXES, IF ANY, PAID BY MORT- described property will be sold by the GAGEE:$201,871.00 Sheriff of said county as follows: That prior to the commencement of DATE AND TIME OF SALE: Decemthis mortgage foreclosure proceeding ber 3, 2010 at 10:00 AM Mortgagee/Assignee of Mortgagee comPLACE OF SALE:Sheriff's Office, Law plied with all notice requirements as Enforcement Center, 1580 Hwy 55, required by statute; That no action or Lobby #S-100, Hastings, MN proceeding has been instituted at law to pay the debt then secured by said o r o t h e r w i s e t o r e c o v e r t h e d e b t Mortgage, and taxes, if any, on said secured by said mortgage, or any part premises, and the costs and disbursethereof; ments, including attorneys' fees PURSUANT to the power of sale con- allowed by law subject to redemption tained in said mortgage, the above within six (6) months from the date of described property will be sold by the said sale by the mortgagor(s), their Sheriff of said county as follows: personal representatives or assigns DATE AND TIME OF SALE: Novem- unless reduced to Five (5) weeks under ber 30, 2010 at 10:00 AM MN Stat. §580.07.

PLACE OF SALE:Sheriff's Office, Law TIME AND DATE TO VACATE PROPEnforcement Center, 1580 Hwy 55, E R T Y : I f t h e r e a l e s t a t e i s a n Lobby #S-100, Hastings, MN owner-occupied, single-family dwellto pay the debt then secured by said ing, unless otherwise provided by law, Mortgage, and taxes, if any, on said the date on or before which the mortpremises, and the costs and disburse- gagor(s) must vacate the property if the m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s mortgage is not reinstated under secallowed by law subject to redemption tion 580.30 or the property is not within six (6) months from the date of redeemed under section 580.23 is said sale by the mortgagor(s), their 1 1 : 5 9 p . m . o n J u n e 3 , 2 0 1 1 personal representatives or assigns . MORTGAGOR(S) RELEASED FROM unless reduced to Five (5) weeks under FINANCIAL OBLIGATION ON MORTMN Stat. §580.07.

GAGE:None TIME AND DATE TO VACATE PROP"THE TIME ALLOWED BY LAW FOR E R T Y : I f t h e r e a l e s t a t e i s a n REDEMPTION BY THE MORTGAGOR, owner-occupied, single-family dwell- THE MORTGAGOR'S PERSONAL REPing, unless otherwise provided by law, RESENTATIVES OR ASSIGNS, MAY BE the date on or before which the mort- REDUCED TO FIVE WEEKS IF A JUDIgagor(s) must vacate the property if the CIAL ORDER IS ENTERED UNDER mortgage is not reinstated under sec- MINNESOTA STATUTES, SECTION tion 580.30 or the property is not 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G redeemed under section 580.23 is OTHER THINGS, THAT THE MORT11:59 p.m. on May 30, 2011.

GAGED PREMISES ARE IMPROVED MORTGAGOR(S) RELEASED FROM WITH A RESIDENTIAL DWELLING OF FINANCIAL OBLIGATION ON MORT- LESS THAN FIVE UNITS, ARE NOT GAGE:None PROPERTY USED IN AGRICULTURAL "THE TIME ALLOWED BY LAW FOR P R O D U C T I O N , A N D A R E REDEMPTION BY THE MORTGAGOR, ABANDONED." THE MORTGAGOR'S PERSONAL REPDated: September 27, 2010.

RESENTATIVES OR ASSIGNS, MAY BE JPMorgan Chase Bank, N.A. REDUCED TO FIVE WEEKS IF A JUDIMortgagee/Assignee of Mortgagee CIAL ORDER IS ENTERED UNDER USSET, WEINGARDEN AND LIEBO, P.L.L.P. MINNESOTA STATUTES, SECTION By: Paul A. Weingarden 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Attorneys for Mortgagee/Assignee of OTHER THINGS, THAT THE MORT- Mortgagee GAGED PREMISES ARE IMPROVED 4500 Park Glen Road #300 WITH A RESIDENTIAL DWELLING OF Minneapolis, MN 55416 LESS THAN FIVE UNITS, ARE NOT (952) 925-6888 PROPERTY USED IN AGRICULTURAL 60-2514 P R O D U C T I O N , A N D A R E THIS IS A COMMUNICATION FROM ABANDONED." A DEBT COLLECTOR. Dated: September 27, 2010.

2372586 10/7-11/11/10 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOTICE OF MORTGAGE By: Paul A. Weingarden FORECLOSURE SALE Attorneys for Mortgagee/Assignee of THE RIGHT TO VERIFICATION Mortgagee OF THE DEBT AND IDENTITY OF 4500 Park Glen Road #300 THE ORIGINAL CREDITOR WITHIN Minneapolis, MN 55416 THE TIME PROVIDED BY LAW IS (952) 925-6888 NOT AFFECTED BY THIS ACTION. 10-4685 NOTICE IS HEREBY GIVEN, that THIS IS A COMMUNICATION FROM default has occurred in conditions of A DEBT COLLECTOR. the following described mortgage: 2372352 10/7-11/11/10 DATE OF MORTGAGE:June 28, 2007 MORTGAGOR:Aaron White, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered July 12, 2007, Dakota County Registrar of Titles, Document

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

���������� �� ���� �����

��� ������� ��� ���� ������ ������ ������� at 10:00 AM, at the Sheriff's ���������� ���� ��������� County Registrar of Titles, Document No. 613962, Certificate of Title No. 142929.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 16, 2010, Recorded: July 23, 2010, Document No. T665114. And thereafter assigned to: Fannie Mae ("Federal National Mortgage Association"), Dated:August 1, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000816602270 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Lender Business Process Services MORTGAGED PROPERTY ADDRESS: 7655 Borman Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201640018001 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Carr Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$189,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$190,790.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010.

Federal National Mortgage Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372390 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE (Real Property) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Other Civil/ Mortgage Foreclosure Court File No. 19HACV-09-7516 CitiMortgage, Inc. Plaintiff, vs.

Mark D. Gilbert, Wells Fargo Bank, N.A., Orchard Pointe Condominium Association, John Doe and Mary Roe Defendants.

Notice is hereby given, that under and by virtue of a Judgment and Decree entered in the above entitled action on September 15, 2010, a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due said Plaintiff in the above entitled action from said Defendants, as prescribed in the Judgment, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on December 2, 2010,

main office, Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in the City of Hastings, in said County and State, the premises and real estate described in said Judgment and Decree, to wit: All that tract(s) of parcel(s) of land lying and being in the County of Dakota and State of Minnesota, described as follows, to- wit: Unit No. 54 Orchard Pointe Condominiums, CIC No. 311, Dakota County, Minnesota.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated this 27 day of September, 2010 Dave Bellows, Sheriff, Dakota County, Minnesota By: /s/ Robert Shingledecker Deputy Kevin T. Dobie Plaintiff's Attorney USSET, WEINGARDEN AND LIEBO, P.L.L.P. 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1683 This is an attempt to collect a debt and any information obtained will be used for that purpose.

2369413 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 5 , 2005 MORTGAGOR:K a t h r y n J e n k i n s , a single person.

MORTGAGEE:First Franklin.

DATE AND PLACE OF RECORDING: Recorded December 7, 2005, Dakota County Recorder, Document No. 2386703.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10, Dated: November 23, 2009, Recorded: December 23, 2009, Document No. 2704026.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 1212 9th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-11600-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, except the North 30 Feet thereof, and all of Lot 4, Block 2, Annex Addition to South St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$202,060.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Five (5) weeks from the date of said sale by the mortgagor(s), their personal representatives or assigns pursuant to the borrower postponement filed under Minnesota Stat. Sec. 580.07 Subd. 2.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 23, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-36 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372197 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $436,500.00 MORTGAGOR(S): Kevin D. Lee and May Y. Lee, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 13, 2007 Dakota County Recorder Document Number: 2530290 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604745994204 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13897 Fawn Ridge Way, Apple Valley, MN 55124-5035 Tax Parcel ID Number: 01-83251-100-03 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Waterford Village Second, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $487,963.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009045F02 2365417 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $383,920.00 MORTGAGOR(S): Matthew H Wehling and Patricia Wehling, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 30, 2002 Dakota County Recorder Document Number: 1901030 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Home Loans, Inc. for the benefit of Hudson Savings Bank Dated: April 19, 2006 Recorded: April 25, 2006 Dakota County Recorder Document Number: 2423050 And assigned to: Countrywide Home Loans Servicing, LP Dated: February 05, 2009 Recorded: February 13, 2009 Dakota County Recorder Document Number: 2637336 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700009614021 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13223 Danube Ln, Rosemount, MN 55122 Tax Parcel ID Number: 34.25100.080.04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Evermoor, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $441,301.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017155F01 2365466 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 8 , 2006 MORTGAGOR:Bernardino G. Lopez and Maria C. Perez, husband and wife.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual

Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Registered February 24, 2006, Dakota County Registrar of Titles, Document No. 585387, Certificate of Title No. 130893.

O F A S S I G N M E N T S MORTGAGE:NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 408 20th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 368370002001 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1 in Western Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$206,176.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 2, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3181 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372502 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 8, 2009 MORTGAGORS:David G. Biener and Samantha J. Biener, F/K/A Samantha J. Spencer, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 21, 2009, Dakota County Recorder, Document No. 2672460.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000730-0083491415-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. MORTGAGED PROPERTY ADDRESS: 717 8th Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-66450-010-00 LEGAL DESCRIPTION OF PROPERTY:

ERTY: Lot 1, except the East 72 feet thereof, Schulz 1st Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,057.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$179,061.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010.

Mortgage Electronic Registration Systems, Inc. solely as nominee for Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1923 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372334 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 2004 MORTGAGORS: William J. Waataja and Diane C. Waataja, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 8, 2004, Dakota County Recorder, Document No. 2245816.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 15, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000072552 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13101 Pleasant Place, Burnsville, MN 55337 TAX PARCEL I.D. #: 024170102005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Kelly Heights Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,198.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

���������� �� ���� �����

���������� ���� ���������

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2367628 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 11, 2006 MORTGAGORS:Matthew J. Lundgren and Holly J. Lundgren, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered January 22, 2007, Dakota County Registrar of Titles, Document No. 604845, Certificate of Title No. 129581.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Fundings Associates, LP, Dated: September 10, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-3516110173-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, LP RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, LP MORTGAGED PROPERTY ADDRESS: 1009 156th Street East, Burnsville, MN 55306 TAX PARCEL I.D. #: 024580106003 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block Three (3), in Logarto Second Addition, according to the recorded plat thereof in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$223,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,846.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1912 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372249 10/7/10-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,832.00 MORTGAGOR(S): Ariana G Brown, single MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 10, 2006 Dakota County Recorder Document Number: 2411642 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2006-HE4 Asset Backed Pass-through Certificates, Series NC 2006-HE4 Dated: July 02, 2008 Recorded: August 18, 2008 Dakota County Recorder Document Number: 2608669 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4110 Rahn Rd # A309, Eagan, MN 55122-2163 Tax Parcel ID Number: 10-22470-309-02 LEGAL DESCRIPTION OF PROPERTY: Unit No. #A309, CIC No. 468, Eagan Gardens, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $104,837.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2006-HE4 Asset Backed Pass-through Certificates, Series NC 2006-HE4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013078F02 2369382 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 3 , 2003 MORTGAGORS:Albert E Clayton, III and Vikki L Clayton, husband and wife.

MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., d/b/a Commonwealth United Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded December 23, 2003, Dakota County Recorder, Document No. 2156268.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: September 9, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., d/b/a Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 16684 Gerdine Path West, Rosemount, MN 55068 TAX PARCEL I.D. #: 222110139004 LEGAL DESCRIPTION OF PROPERTY: Lot 39, Block 4, Donnay's College Park 2nd Addition, Dakota County, State of Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$156,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$170,294.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2352 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372633 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,750.00 MORTGAGOR(S): Jayson L. DeBaere, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 28, 2004 Dakota County Recorder Document Number: 2220546 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: September 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021800051305544 Lender or Broker: Washtenaw Mortgage Company Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5374 185th St W, Farmington, MN 55024-8651 Tax Parcel ID Number: 14-19508-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Dakota County Estates 9th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,770.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017180F01 2366049 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,995.00 MORTGAGOR(S): Susan M. Berg, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 24, 2007 Dakota County Recorder Document Number: 2532525 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

���

������ ������ ������� ��� ���� County Dakota OF SALE: tronic Registration Systems, Inc. PLACE ������� Transaction Agent Mortgage Identifi- Law Enforcement Center, 1580 Highcation Number: 100024200018006086 way 55, Lobby S-100, Hastings, MinneLender or Broker: American Home sota to pay the debt secured by said mortMortgage R e s i d e n t i a l M o r t g a g e S e r v i c e r : gage and taxes, if any, on said premises and the costs and disburseAurora Loan Services, LLC ments, including attorney fees allowed Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS by law, subject to redemption within LOCATED: Dakota six (6) months from the date of said Property Address: 14111 Essex Ln, sale by the mortgagor(s), their perApple Valley, MN 55124-5802 sonal representatives or assigns.

Tax Parcel ID Number: If the Mortgage is not reinstated 01-27651-310-02 under Minn. Stat. §580.30 or the propL E G A L D E S C R I P T I O N O F P R O P - erty is not redeemed under Minn. Stat.

ERTY: Lot 31, Block 2, Foxmoore Ridge §580.23, the Mortgagor must vacate Two, CIC No. 128, Dakota County, the property on or before 11:59 p.m. on Minnesota.

May 19, 2011, or the next business day AMOUNT DUE AND CLAIMED TO BE if May 19, 2011 falls on a Saturday, D U E A S O F D A T E O F N O T I C E : Sunday or legal holiday. $221,569.94 Mortgagor(s) released from financial THAT all pre-foreclosure require- obligation: NONE ments have been complied with; that THIS COMMUNICATION IS FROM no action or proceeding has been insti- A DEBT COLLECTOR ATTEMPTtuted at law or otherwise to recover the ING TO COLLECT A DEBT. ANY debt secured by said mortgage, or any INFORMATION OBTAINED WILL BE part thereof; USED FOR THAT PURPOSE. PURSUANT to the power of sale conTHE RIGHT TO VERIFICATION OF t a i n e d i n s a i d m o r t g a g e , t h e THE DEBT AND IDENTITY OF THE above-described property will be sold ORIGINAL CREDITOR WITHIN THE by the Sheriff of said county as fol- T I M E P R O V I D E D B Y L A W I S N O T lows: AFFECTED BY THIS ACTION. DATE AND TIME OF SALE: NovemTHE TIME ALLOWED BY LAW FOR ber 19, 2010 at 10:00 AM REDEMPTION BY THE MORTGAGOR, PLACE OF SALE: Dakota County THE MORTGAGOR'S PERSONAL REPLaw Enforcement Center, 1580 High- RESENTATIVES OR ASSIGNS, MAY BE way 55, Lobby S-100, Hastings, Minne- REDUCED TO FIVE WEEKS IF A JUDIsota CIAL ORDER IS ENTERED UNDER to pay the debt secured by said mort- MINNESOTA STATUTES, SECTION gage and taxes, if any, on said pre- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mises and the costs and disburse- OTHER THINGS, THAT THE MORTments, including attorney fees allowed GAGED PREMISES ARE IMPROVED by law, subject to redemption within WITH A RESIDENTIAL DWELLING OF six (6) months from the date of said LESS THAN FIVE UNITS, ARE NOT sale by the mortgagor(s), their per- PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. sonal representatives or assigns.

DATED: October 07, 2010 If the Mortgage is not reinstated ASSIGNEE OF MORTGAGEE: under Minn. Stat. §580.30 or the propU.S. Bank National Association erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate Wilford & Geske, P.A. the property on or before 11:59 p.m. on Attorneys for Assignee of Mortgagee May 19, 2011, or the next business day Lawrence A. Wilford if May 19, 2011 falls on a Saturday, James A. Geske 8425 Seasons Parkway, Suite 105 Sunday or legal holiday.

Mortgagor(s) released from financial Woodbury, MN 55125-4393 (651) 209-3300 obligation: NONE THIS COMMUNICATION IS FROM File Number: 017192F01 10/7-11/11/10 A DEBT COLLECTOR ATTEMPT- 2364048 ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF MORTGAGE THE RIGHT TO VERIFICATION OF FORECLOSURE SALE THE DEBT AND IDENTITY OF THE THE RIGHT TO VERIFICATION ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR THE TIME PROVIDED BY LAW IS REDEMPTION BY THE MORTGAGOR, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE default has occurred in conditions of the following described mortgage: REDUCED TO FIVE WEEKS IF A JUDIDATE OF MORTGAGE:O c t o b e r 1 7 , CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 2006 MORTGAGOR:Jennifer J. Shoen, a 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- single person.

MORTGAGEE:Mortgage Electronic GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Registration Systems, Inc..

DATE AND PLACE OF RECORDING: LESS THAN FIVE UNITS, ARE NOT Recorded November 14, 2006, PROPERTY USED IN AGRICULTURAL Dakota County Recorder, Document PRODUCTION, AND ARE ABANDONED. No. 2475492.

DATED: October 07, 2010 ASSIGNMENTS OF MORTGAGE: MORTGAGEE: Mortgage Assigned to: U.S. Bank, National Electronic Registration Systems, Association, as successor trustee to Inc. Bank of America, N. A. as successor by Wilford & Geske, P.A. merger to LaSalle Bank N. A., as Attorneys for Mortgagee Trustee for First Franklin Mortgage Lawrence A. Wilford Loan Trust, Mortgage Loan James A. Geske Asset-Backed Certificates, Series 8425 Seasons Parkway, Suite 105 2006-FF18, Dated: September 1, 2010.

Woodbury, MN 55125-4393 TRANSACTION AGENT: Mortgage (651) 209-3300 Electronic Registration Systems, Inc. File Number: 017346F01 TRANSACTION AGENT'S MORT2370687 10/7-11/11/10 GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240010880547 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON NOTICE OF MORTGAGE MORTGAGE: First Franklin FORECLOSURE SALE RESIDENTIAL MORTGAGE SERNOTICE IS HEREBY GIVEN that default has occurred in the conditions VICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: of the following described mortgage: DATE OF MORTGAGE: June 30, 2006 513 7th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141370107001 ORIGINAL PRINCIPAL AMOUNT OF LEGAL DESCRIPTION OF PROPMORTGAGE: $185,981.00 MORTGAGOR(S): Amanda Picha and ERTY: Corey Picha, Jr., wife and husband The North 1/2 of Lot 7, Block 1, George F. Betzold's 2nd Addition to MORTGAGEE: Mortgage Electronic Farmington, Dakota County, MinneRegistration Systems, Inc. sota.

DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS Recorded: July 25, 2006 Dakota LOCATED:Dakota County Recorder ORIGINAL PRINCIPAL AMOUNT OF Document Number: 2448153 MORTGAGE:$163,000.00 ASSIGNMENTS OF MORTGAGE: AMOUNT DUE AND CLAIMED TO BE And assigned to: U.S. Bank National DUE AS OF DATE OF NOTICE, INCLUDAssociation ING TAXES, IF ANY, PAID BY MORTDated: September 20, 2010 Transaction Agent: Mortgage Elec- GAGEE:$176,231.16 That prior to the commencement of tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comcation Number: 100021278926535688 plied with all notice requirements as Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. required by statute; That no action or proceeding has been instituted at law Bank Home Mortgage or otherwise to recover the debt Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part LOCATED: Dakota thereof; PURSUANT to the power of sale conProperty Address: 553 7th Ave S, tained in said mortgage, the above South Saint Paul, MN 55075-2704 T a x P a r c e l I D N u m b e r : described property will be sold by the Sheriff of said county as follows: 36-75100-140-03 DATE AND TIME OF SALE: NovemLEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 3, Tarbox Addition ber 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law AMOUNT DUE AND CLAIMED TO BE D U E A S O F D A T E O F N O T I C E : Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN $192,706.76 THAT all pre-foreclosure require- to pay the debt then secured by said ments have been complied with; that Mortgage, and taxes, if any, on said no action or proceeding has been insti- premises, and the costs and disbursetuted at law or otherwise to recover the m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s debt secured by said mortgage, or any allowed by law subject to redemption within six (6) months from the date of part thereof; PURSUANT to the power of sale con- said sale by the mortgagor(s), their t a i n e d i n s a i d m o r t g a g e , t h e personal representatives or assigns above-described property will be sold unless reduced to Five (5) weeks under by the Sheriff of said county as fol- MN Stat. §580.07. lows: TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: Novem- E R T Y : I f t h e r e a l e s t a t e i s a n ber 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������MINNESOTA ������ ������� STATUTES, SECTION 582.032, DETERMINING, AMONG ���������� ���� ��������� ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3715 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372225 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $382,500.00 MORTGAGOR(S): Jody L. Huemoeller, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder Document Number: 2461012 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: September 10, 2010 Recorded: September 21, 2010 Dakota County Recorder Document Number: 2753873 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000456-0000783861-0 Lender or Broker: E*Trade Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1882 14th St W, Hastings, MN 55033-8522 Tax Parcel ID Number: 19-73321-010-01 LEGAL DESCRIPTION OF PROPERTY: All that parcel of land in city of Hastings, Dakota County, State of Minnesota, as more fully described in Deed Doc # 2338319, ID # 19-73321-010-01, being known and designated as: Lot 1, Block 1, Sunset West 2 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $425,779.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017428F01 2370831 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 22, 2006 MORTGAGOR:Philo Cleigh, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 12, 2007, Dakota County Recorder, Document No. 2487770.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2, Dated: September 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011982508 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 12922 Nicollet Avenue South, #302, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130049216 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 302, 12922 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes, a Condominium.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$75,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$79,882.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3721 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372238 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,600.00 MORTGAGOR(S): Vernon Hanson and Marilyn Hanson, husband and wife MORTGAGEE: Centennial Mortgage & Funding, Inc. DATE AND PLACE OF REGISTERING: Registered: March 06, 2003 Dakota County Registrar of Titles Document Number: 491187 ASSIGNMENTS OF MORTGAGE: And assigned to: Ohio Savings Bank Dated: January 17, 2003 Registered: March 06, 2003 Dakota County Registrar of Titles Document Number: 491188 And assigned to: New York Community Bank Dated: September 15, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Centennial Mortgage & Funding, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 127340 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12812 16th Ave S, Burnsville, MN 55337-3745 Tax Parcel ID Number: 02-31100-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-eight (28), Block One (1) in Grosse Pointe First Addition, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,853.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016985F01 2370997 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

of the following described mortgage: DATE OF MORTGAGE: March 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 MORTGAGOR(S): Robert Raasch and Judith Raasch, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100425240013667693 SERVICER: Home Loan Services, Inc. LENDER: First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 6, 2007, as Document No. 2508144 ASSIGNED TO: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: September 23, 2010 , and recorded September 30, 2010 by Document No. 2755913 .

LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Valley Heights Addition PROPERTY ADDRESS: 6509 Bonner Ct, Inver Grove Heights, MN 55076 PROPERTY I.D: 208130018002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Three Thousand Three Hundred Sixteen and 27/100 ($193,316.27) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 23, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010 U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00499-1 ASAP# 3759392 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010 2369961 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 17, 2006 MORTGAGORS:Sarah G. Whaley and Jason E. Whaley, wife and husband.

MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 15, 2006, Dakota County Recorder, Document No. 2412597.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 21, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 20655 Hazelwood Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 228205123006 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 6, Village Creek 2nd

Lot 23, Block 6, Village Creek 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$501,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$539,414.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3868 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372410 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 8 , 1994 MORTGAGORS:Kristen A. Stoohs, a single person.

MORTGAGEE:ICM Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded April 14, 1994, Dakota County Recorder, Document No. 1209112.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC S/B/M Chase Manhattan Mortgage Corporation S/B/M Chase Mortgage Company-West F/K/A Mellon Mortgage Company, Dated: October 31, 1994, Recorded: November 14, 1994, Document No. 1250441.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ICM Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17398 Honeysuckle Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 223331007002 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Homestead Creek East, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$113,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$75,940.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 30, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9114 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372454 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF SHERIFF'S MORTGAGE FORECLOSURE SALE

BY PUBLIC AUCTION Name of Mortgagor: J o o s E l e c t r i c Co. Name of Mortgagee: Associated Bank, National Association Original Principal Amount Secured by the Mortgage: $450,000.00 Date and Recording Information of Mortgage: J u l y 2 8 , 2004; filed with the Dakota County Registrar of Titles, State of Minnesota on February 9, 2005 as Document No. T558641.

Amount Due as of September 28, 2010: $419,327.28 Legal Description of Mortgaged Premises: The Mortgage encumbers the real and personal property described in the Mortgage (the "Property"), of which the real property is legally described as: LOT 2, BLOCK 1, BURROWS ADDITION DAKOTA COUNTY, MINNESOTA. TORRENS PROPERTY Common Address and Tax Parcel Identification: T h e Property's common address is: 3010 Lunar Lane, Eagan, Minnesota 55121.

The Property's tax parcel identification number is: 101557502001 Mortgage Origination And Servicer Information: T h e commercial mortgage servicer of the Mortgage is the Mortgagee; there is no third party servicer. The Mortgagee is the lender. There is no transaction agent. All questions regarding this foreclosure should be directed to the Mortgagee or the undersigned.

Time, Place, and Manner of Sale: 10:00 a.m., November 19, 2010, at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033.

Non-Merger of Interests: A n y p u r c h a s e b y t h e Mortgagee of the Property at the foreclosure sale or the Mortgagee's obtaining title to the Property at the end of the redemption period shall not cause the lien of the mortgage, or any other lien or interest in favor of the Mortgagee against or with respect to the Property, to merge with fee title or any other interest acquired by the Mortgagee, or in any manner otherwise impair the security or priority of such liens or the Mortgagee's rights and remedies under such liens and applicable law. To the contrary, the Mortgagee intends to reserve, and hereby expressly reserves, all of its rights and remedies with respect to such liens and interests.

Redemption: Mortgagor's Redemption Period shall expire six months after the date of sale. THE TIME ALLOWED BY LAW FOR REDEMPTION

BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

���������� �� ���� �����

���������� ���� ���������

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Deficiency: T h e M o r t g a g e e p r e serves the right to pursue any deficiency in the indebtedness in accordance with applicable law.

Date: 10/7/10 KALINA, WILLS, GISVOLD & CLARK, P.L.L.P. By: _s/ Jason E. Engkjer Michael C. Glover (MN #185401) Jason E. Engkjer (MN #318814) 6160 Summit Drive, Suite 560 Minneapolis, MN 55430 Telephone: (612) 789-9000 Attorneys for Bank 2370852 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Brad A Thompson, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 27, 2007 Dakota County Recorder Document Number: 2512647 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: July 09, 2010 Recorded: July 14, 2010 Dakota County Recorder Document Number: 2740597 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4437 Slater Rd, Eagan, MN 55122-2382 Tax Parcel ID Number: 10-17402-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Cinnamon Ridge 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,881.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015780F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 12, 2010 at 10:00 AM has been postponed to October 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015780F01 2375064 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 4, 2006 MORTGAGOR: Sue Ann Tangorra, a single woman.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered December 29, 2006, Dakota County Registrar of Titles, Document No. 603436, Certificate of Title No. 141676 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: July 21, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014440003653292 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NetBank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 4752 Flora Drive, Eagan, MN 55112 TAX PARCEL I.D. #: 106398304016 LEGAL DESCRIPTION OF PROPERTY: LOT FOUR (4), BLOCK SIXTEEN (16) IN RIDGECLIFFE FOURTH ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,295.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 9, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2593 5304097404 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 12, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 7, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2593 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2377747 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $630,000.00 MORTGAGOR(S): Matthew R Lind and Kristen K Lind, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 25, 2006 Dakota County Registrar of Titles Document Number: 583572 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Dated: April 02, 2010 Registered: April 26, 2010 Dakota County Registrar of Titles Document Number: T660917 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100399600000111769 Lender or Broker: Bankfirst Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136480 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17719 Ketchikan Trl, Lakeville, MN 55044-5255 Tax Parcel ID Number: 22-75890-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Oaks of Lakevilla, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $755,925.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford

Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013461F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 11, 2010 at 10:00 AM has been postponed to July 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 11, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 08, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 29, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013461F01 2380610 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Joseph D Rutter and Suong Rutter, husband and wife and Joseph J. Rutter, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee

���

������ ������� ������� ��� ���� 55044 Registration Systems, Inc.������ as nominee TAX PARCEL I.D. #: 228410008002 for Great Northern Financial Group, LEGAL DESCRIPTION OF PROPInc TRANSACTION AGENT: Mortgage ERTY: Lot 8, Block 2, Wild Meadow Villas, Electronic Registration Systems, Inc. Common Interest Community NumMIN#: 1002614-9565353800-3 ber 364, Dakota County, Minnesota.

SERVICER: Ocwen Loan Servicing, COUNTY IN WHICH PROPERTY IS LLC LENDER: Great Northern Financial LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Group, Inc. D A T E A N D P L A C E O F F I L I N G : MORTGAGE: $281,300.00 Dakota County Minnesota, Recorder , AMOUNT DUE AND CLAIMED TO BE on December 15, 2005, as Document DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTNo. 2388944 ASSIGNED TO: HSBC Bank USA, GAGEE: $320,917.48 N.A., as Trustee on behalf of ACE That prior to the commencement of Securities Corp. Home Equity Loan this mortgage foreclosure proceeding Trust and for the registered holders of Mortgagee/Assignee of Mortgagee comACE Securities Corp. Home Equity plied with all notice requirements as Loan Trust, Series 2006-ASAP2, Asset required by statute; That no action or Backed Pass-Through Certificates proceeding has been instituted at law D a t e d : F e b r u a r y 1 6 , 2 0 0 6 , a n d or otherwise to recover the debt recorded November 4, 2008 by Docu- secured by said mortgage, or any part thereof; ment No. 2621235 PURSUANT to the power of sale LEGAL DESCRIPTION OF PROPE R T Y : L o t 2 , B l o c k 4 , B u r n h a v e n contained in said mortgage, the above Wood, according to the recorded plat described property will be sold by the thereof on file and of record in the Sheriff of said county as follows: DATE AND TIME OF SALE: office of the County Recorder, Dakota September 23, 2010 at 10:00 AM County, Minnesota PLACE OF SALE: S h e r i f f ' s O f f i c e , PROPERTY ADDRESS: 1827 140th Law Enforcement Center, 1580 Hwy Street West, Burnsville, MN 55337 55, Lobby #S-100, Hastings, MN PROPERTY I.D: 02.15377.020.04 COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said Mortgage, and taxes, if any, on said LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE premises, and the costs and disburseON THE MORTGAGE ON THE DATE OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE NOTICE: One Hundred Forty-One allowed by law subject to redemption T h o u s a n d F i v e H u n d r e d N i n e a n d within six (6) months from the date of said sale by the mortgagor(s), their 41/100 ($141,509.41) THAT no action or proceeding has personal representatives or assigns been instituted at law to recover the unless reduced to Five (5) weeks under debt secured by said mortgage, or any MN Stat. §580.07.

TIME AND DATE TO VACATE part thereof; that there has been compliance with all pre-foreclosure notice PROPERTY: If the real estate is an and acceleration requirements of said o w n e r - o c c u p i e d , s i n g l e - f a m i l y mortgage, and/or applicable statutes; dwelling, unless otherwise provided by PURSUANT, to the power of sale con- law, the date on or before which the tained in said mortgage, the above mortgagor(s) must vacate the property described property will be sold by the if the mortgage is not reinstated under section 580.30 or the property is not Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM redeemed under section 580.23 is 11:59 p.m. on March 23, 2011. on November 30, 2010 MORTGAGOR(S) RELEASED FROM PLACE OF SALE: Sh eriff`s Mai n Office, Law Enforcement Center, 1580 F I N A N C I A L O B L I G A T I O N O N Highway 55, Hastings MN 55033-2343 MORTGAGE: None to pay the debt then secured by said "THE TIME ALLOWED BY LAW FOR mortgage and taxes, if any actually REDEMPTION BY THE MORTGAGOR, paid by the mortgagee, on the pre- T H E M O R T G A G O R ' S P E R S O N A L mises and the costs and disburse- REPRESENTATIVES OR ASSIGNS, m e n t s a l l o w e d b y l a w . T h e t i m e MAY BE REDUCED TO FIVE WEEKS IF allowed by law for redemption by said A J U D I C I A L O R D E R I S E N T E R E D mortgagor(s), their personal represen- U N D E R M I N N E S O T A S T A T U T E S , tatives or assigns is 6 months from the SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE date of sale.

"THE TIME ALLOWED BY LAW FOR M O R T G A G E D P R E M I S E S A R E REDEMPTION BY THE MORTGAGOR, I M P R O V E D W I T H A R E S I D E N T I A L THE MORTGAGOR`S PERSONAL REP- D W E L L I N G O F L E S S T H A N F I V E RESENTATIVES OR ASSIGNS, MAY BE UNITS, ARE NOT PROPERTY USED IN REDUCED TO FIVE WEEKS IF A JUDI- AGRICULTURAL PRODUCTION, AND CIAL ORDER IS ENTERED UNDER ARE ABANDONED." Dated: July 29, 2010.

MINNESOTA STATUTES, SECTION The Bank of New York Mellon, as 582.032, DETERMINING, AMONG Trustee OTHER THINGS, THAT THE MORTMortgagee/Assignee of Mortgagee GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. LESS THAN FIVE UNITS, ARE NOT By: Paul A. Weingarden PROPERTY USED IN AGRICULTURAL Attorneys for Mortgagee/Assignee of P R O D U C T I O N , A N D A R E Mortgagee 4500 Park Glen Road #300 ABANDONED." Minneapolis, MN 55416 Dated: October 14, 2010 HSBC Bank USA, N.A., as Trustee (952) 925-6888 on behalf of ACE Securities Corp. 18-848 Home Equity Loan Trust and for 109955336 the registered holders of ACE THIS IS A COMMUNICATION FROM Securities Corp. Home Equity A DEBT COLLECTOR. Loan Trust, Series 2006-ASAP2, NOTICE OF POSTPONEMENT OF Asset Backed Pass-Through MORTGAGE FORECLOSURE SALE Pursuant to the provisions of MinneCertificates sota Statutes 580.07, the foregoing Randall S. Miller & Associates, PLLC A t t o r n e y s f o r A s s i g n e e o f foreclosure sale is postponed until October 14, 2010 at 10:00 am at the Mortgage/Mortgagee Sheriff's Office, Law Enforcement One Financial Plaza, Center, 1580 Hwy 55, Lobby #S-100, 120 South Sixth Street, Suite 1100 Hastings, MN, in said county and state.

Minneapolis, MN 55402 Dated: September 17, 2010.

Phone: 612-573-3677 The Bank of New York Mellon Our File No. 10MN00419-1 fka The Bank of New York, as THIS IS A COMMUNICATION FROM Trustee A DEBT COLLECTOR. Mortgagee/Assignee of Mortgagee ASAP# 3764032 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 11/11/2010, 11/18/2010 2378783 10/14-11/18/10 Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 NOTICE OF MORTGAGE (952) 925-6888 FORECLOSURE SALE 18-848 THE RIGHT TO VERIFICATION THIS IS A COMMUNICATION FROM OF THE DEBT AND IDENTITY OF A DEBT COLLECTOR. THE ORIGINAL CREDITOR WITHIN NOTICE OF POSTPONEMENT OF THE TIME PROVIDED BY LAW IS MORTGAGE FORECLOSURE SALE NOT AFFECTED BY THIS ACTION. Pursuant to the provisions of NOTICE IS HEREBY GIVEN, that M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e default has occurred in conditions of f o r e g o i n g f o r e c l o s u r e s a l e i s the following described mortgage: postponed until December 2, 2010 at DATE OF MORTGAGE: July 26, 2005 10:00 am at the Sheriff's Office, Law MORTGAGORS: Natasha Nguyen and Enforcement Center, 1580 Hwy 55, Dac Nguyen, wife and husband.

Lobby #S-100, Hastings, MN, in said MORTGAGEE: Mortgage Electronic county and state.

Registration Systems, Inc..

Dated: October 12, 2010.

DATE AND PLACE OF RECORDING: The Bank of New York Mellon Recorded September 26, 2005, Dakota fka The Bank of New York, County Recorder, Document No. as Trustee 2364017, Corrected by Corrective Mortgagee/Assignee of Mortgagee Mortgage, Recorded: October 20, 2006, USSET, WEINGARDEN AND LIEBO, P.L.L.P. Document No. 2469678.

By: Paul A. Weingarden A S S I G N M E N T S O F M O R T G A G E : Attorneys for Mortgagee/Assignee of Assigned to: The Bank of New York Mortgagee Mellon f/k/a The Bank of New York, as 4500 Park Glen Road #300 t r u s t e e f o r t h e c e r t i f i c a t e h o l d e r s Minneapolis, MN 55416 CWABS, Inc., Asset-Based Certificates, (952) 925-6888 Series 2005-11, Dated: January 13, 18-848 2010.

THIS IS A COMMUNICATION FROM TRANSACTION AGENT: Mortgage A DEBT COLLECTOR. Electronic Registration Systems, Inc. 2381256 10/14/10 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700050601448 LENDER OR BROKER AND MORTNOTICE OF ASSESSMENT LIEN GAGE ORIGINATOR STATED ON FORECLOSURE SALE M O R T G A G E : C o u n t r y w i d e H o m e Date: September 15, 2010 Loans, Inc. YOU ARE NOTIFIED THAT: RESIDENTIAL MORTGAGE SER1. Default has occurred in the terms VICER: BAC Home Loans Servicing and conditions of the Amended and L.P. Restated Declaration for Garrett MORTGAGED PROPERTY ADDRESS: Square Association (hereinafter the 9378 212th Street West, Lakeville, MN ���������� �� ���� ����� 55044

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������ ������ ������� 4420 Cinnamon Property Address: Ridge Trl, Eagan, MN 55122-2385 ���������� ���� ��������� Square Association (hereinafter the "Association") which was recorded as Document No. 261860 on August 12, 1992, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 205 and Garage Unit No. 79 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota STREET ADDRESS: 14620 Garrett Avenue, #205, Apple Valley, MN 55124 T A X P A R C E L I D N U M B E R: 01-81401-119-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 15, 2010, from Craig A. Miller, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,128.72 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 15, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 24, 2010, as Document No. 663846 in the Dakota County Registrar of Titles' Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 3rd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 3, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARRETT SQUARE ASSOCIATION Attorneys for Garrett Square Association THOMSEN & NYBECK, P.A. By: /S/ Gretchen S. Schellhas Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Garrett Square/Miller/10-7-265D) 2376090 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Brendon O'Brien, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder Document Number: 2351374 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 10, 2009 Recorded: December 11, 2009 Dakota County Recorder Document Number: 2701912 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700007607248 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4420 Cinnamon

Tax Parcel ID Number: 10-17404-061-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 6, Block 1, Cinnamon Ridge 5th Addition of Eagan, Dakota County, Minnesota, lying Easterly of a line drawn from a point on the South line of said Lot 6 distant 35.77 feet East of the Southwest corner thereof to a point on the North line of said Lot 6 distant 34.45 feet East of the Northwest corner thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,516.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010724F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 16, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to August 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 26, 2010 at 10:00 AM has been postponed to September 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 26, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 16, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woobury, MN 55125-4393 (651) 209-3300 File Number: 010724F02 2375564 10/14/10

(4) if stated on the mortgage, the transaction agent's mortgage identification number is: - not applicable; (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02 is: M&I Marshall & Ilsley Bank 2377809 10/14-11/18/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 5, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 MORTGAGOR(S): Michael Gibbons and Nancy Gibbons MORTGAGEE: M&I Marshall & Ilsley Bank DATE AND PLACE OF REGISTRATION: Registered with the Registrar of Titles in and for the County of Dakota, State of Minnesota, on the 5th day of January, 2006 as Document No. 582405 ASSIGNMENTS OF MORTGAGE: Assigned to Kondaur Capital Corporation, dated August 4, 2009, recorded June 10, 2010 as Document No. 663172; further assigned to Second Chance Finance Group, LLC, dated November 24, 2009, recorded June 10, 2010 as Document No. 663173 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 3 in Berkshire Ponds REGISTERED PROPERTY PROPERTY ADDRESS: 1926 Covington Lane, Eagan, MN 55122.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,576.95 THAT there has been compliance with all pre-foreclosure requirements; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; THAT pursuant to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: December 1, 2010, at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under s e c t i o n 580.30 o r t h e p r o p e r t y redeemed under section 580.23: June 1, 2011 at 11:59 p.m.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 7, 2010 Second Chance Finance Group, LLC Assignee of Mortgagee HOELSCHER LAW FIRM, PLLC By: _____________________________ Brian G. Hoelscher #0238752 Attorneys for Assignee of Mortgagee 13100 Wayzata Boulevard, Suite 100 Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FORECLOSURE DATA Minn. Stat. Sec. 580.025 (1) the physical street address, city, and zip code of the mortgaged premises is 1926 Covington Lane, Eagan, MN 55122; (2) the name of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30 are as follows: - not applicable; or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30 are as follows: residential mortgage servicer - BSI Financial Services, Inc., lender or broker - original lender M&I Marshall & Ilsley Bank, present holder Second Chance Finance Group, LLC; (3) the tax parcel identification number of the mortgaged premises is: 10-13750-160-03; (4) if stated on the mortgage, the

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,200.00 MORTGAGOR(S): Steven G. Morgenstern and Kimberly A. Morgenstern, husband and wife MORTGAGEE: Associated Bank Minnesota, N.A. DATE AND PLACE OF RECORDING: Recorded: March 22, 2004 Dakota County Recorder Document Number: 2187850 LOAN MODIFICATION: Dated: May 12, 2010 Recorded: June 07, 2010 Document Number: 2733993 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Associated Bank Minnesota, N.A. Residential Mortgage Servicer: Associated Bank - WI Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 284 Annapolis St E, Saint Paul, MN 55118-1601 Tax Parcel ID Number: 42-47700-160-01 LEGAL DESCRIPTION OF PROPERTY: Lots 15 and 16, Block 1, McClung & McMurran's Addition to St. Paul, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,696.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2011, or the next business day if May 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Associated Bank Minnesota, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009963F02 2377774 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:D e c e m b e r 7 , 2007 MORTGAGORS:K a r e n E . W i l l i a m s and Kiera A. Fernandez, both single.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded December 19, 2007,

Recorded December 19, 2007, Dakota County Recorder, Document No. 2562356.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 3, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1220 Summit Oaks Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-73000-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Summit Oaks First, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$494,380.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$519,756.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8467 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380667 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 MORTGAGORS: Tamara Jo Ahlgren and Jeffrey K. Ahlgren, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered May 3, 2007, Dakota County Registrar of Titles, Document No. 609940, Certificate of Title No. 139408.

ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, N.A., as trustee for the Holders of Deutsche Alt-A Securities Mortgage Loan Trust, Series 2007-OA4 Mortgage Pass-Through Certificates, Dated: January 25, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700020112606 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. dba America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 26446 Ipava Avenue, Lakeville, MN

26446 Ipava Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 130290001432 LEGAL DESCRIPTION OF PROPERTY: The North 278.45 feet of the South 473.13 feet of the West 782.18 feet of the Northwest Quarter of Section 29, Township 113, Range 20, Dakota County, Minnesota, as measured along and parallel with he West and South line of said Northwest Quarter, Dakota County, Minnesota Subject to zoning regulations of the Town of Eureka and the County of Dakota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $568,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $636,286.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 14, 2010.

HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 163455385 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 9, 2010.

HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 13, 2010.

HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is

���������� �� ���� �����

���������� ���� ���������

foregoing foreclosure sale is postponed until September 17, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 27, 2010.

HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 13, 2010.

HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 19, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 7, 2010.

HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2377943 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 16, 2005 MORTGAGORS:Vincent J. Vassallo, Jr. and Jeniffer S. Vassallo, husband and wife.

MORTGAGEE:Tradition Mortgage.

DATE AND PLACE OF RECORDING: Recorded February 27, 2006, Dakota County Recorder, Document No. 2408630.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc., N/K/A CitiMortgage, Inc., Dated: September 16, 2005, Recorded: February 27, 2006, Document No. 2408631.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1459 Highview Avenue, Saint Paul, MN 55121 T A X P A R C E L I . D . # : 10-81400-080-03 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8) in Block Three (3) of Valley View Plateau, according to the plat thereof on file or of record in the Office of the County Recorder, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$233,352.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 0-3469 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2376373 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,000.00 MORTGAGOR(S): Gery B Kirk, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: April 09, 2007 Dakota County Registrar of Titles Document Number: 608670 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142287 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3813 Lodestone Ln, Eagan, MN 55122-1657 Tax Parcel ID Number: 10-16711-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3 in Cedar Grove No. 11, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,949.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL

IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012331F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 28, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 28, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 24, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2010 at 10:00 AM has been postponed to August 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 22, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 23, 2010 at 10:00 AM has been postponed to September 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 23, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 28, 2010 at 10:00 AM has been postponed to October 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 28, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 28, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 14, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012331F01 2380345 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,500.00 MORTGAGOR(S): Brian Lee Heckmann and Christine Heckmann, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 27, 2007 Dakota County Recorder Document Number: 2546586 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: October 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039032129740649 Lender or Broker: Quicken Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 902 Bellows St, West St Paul, MN 55118-1319 Tax Parcel ID Number: 42-66700-091-00 LEGAL DESCRIPTION OF PROPERTY: The South Fifty Five (S.55) feet of the North Ninety Eight (N 98) feet of Lots Seven (7), Eight (8) and Nine (9), Schlafle's Re-Arrangement, West. St. Paul, Dakota County, according to the plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,652.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2011, or the next business day if May 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017526F01 2378662 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,500.00 MORTGAGOR(S): Lori M. Johnson, single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 07, 2004 Dakota County Recorder Document Number: 2192293 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1643 City View Dr # 11, Eagan, MN 55121-1701 Tax Parcel ID Number: 10-41300-011-07 LEGAL DESCRIPTION OF PROPERTY: Unit 11, Common Interest Community Number 347, a Planned Community, Valley Ridge Townhomes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,280.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

���

������ ������ ������� ������� ��� ���� USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE NOTICE OF MORTGAGE ORIGINAL CREDITOR WITHIN THE FORECLOSURE SALE TIME PROVIDED BY LAW IS NOT NOTICE IS HEREBY GIVEN that AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR default has occurred in the conditions REDEMPTION BY THE MORTGAGOR, of the following described mortgage: DATE OF MORTGAGE: May 05, 2006 THE MORTGAGOR'S PERSONAL ORIGINAL PRINCIPAL AMOUNT OF REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF MORTGAGE: $287,200.00 MORTGAGOR(S): Chima B Abakporo A JUDICIAL ORDER IS ENTERED U N D E R M I N N E S O T A S T A T U T E S , and Ngozi B Abakporo, husband and SECTION 582.032, DETERMINING, wife MORTGAGEE: Mortgage Electronic AMONG OTHER THINGS, THAT THE M O R T G A G E D P R E M I S E S A R E Registration Systems, Inc. DATE AND PLACE OF RECORDING: IMPROVED WITH A RESIDENTIAL Recorded: May 25, 2006 Dakota DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN County Recorder Document Number: 2432581 AGRICULTURAL PRODUCTION, AND ASSIGNMENTS OF MORTGAGE: ARE ABANDONED. And assigned to: Deutsche Bank DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Wilford & Geske, P.A. Asset-backed Certificates Series Attorneys for Mortgagee 2006-11 Lawrence A. Wilford Dated: November 11, 2009 James A. Geske Recorded: March 11, 2010 Dakota 8425 Seasons Parkway, Suite 105 County Recorder Woodbury, MN 55125-4393 Document Number: 2718733 (651) 209-3300 Transaction Agent: Mortgage ElecFile Number: 012634F01 tronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF Transaction Agent Mortgage IdentifiMORTGAGE FORECLOSURE SALE The above referenced sale scheduled cation Number: 100015700067750634 Lender or Broker: America's Wholefor May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 sale Lender Residential Mortgage Servicer: BAC AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Home Loans Servicing, L.P. Mortgage Originator: Not Applicable Lobby S-100, Hastings, Minnesota in COUNTY IN WHICH PROPERTY IS said County and State.

LOCATED: Dakota DATED: May 14, 2010 Property Address: 20674 E Oaks Dr, MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF Farmington, MN 55024-1593 Tax Parcel ID Number: MORTGAGE FORECLOSURE SALE The above referenced sale scheduled 14-48762-030-02 LEGAL DESCRIPTION OF PROPfor June 03, 2010 at 10:00 AM has been postponed to June 17, 2010 at ERTY: Lot 3, Block 2, Middle Creek 10:00 AM in the Dakota County Law East 3rd Addition, Dakota County, Enforcement Center, 1580 Highway 55, Minnesota.

AMOUNT DUE AND CLAIMED TO BE Lobby S-100, Hastings, Minnesota in DUE AS OF DATE OF NOTICE: said County and State. $304,564.56 DATED: June 03, 2010 THAT all pre-foreclosure requireMORTGAGEE: Bank of America, N.A. ments have been complied with; that NOTICE OF POSTPONEMENT OF action or proceeding has been instino MORTGAGE FORECLOSURE SALE The above referenced sale scheduled tuted at law or otherwise to recover the for June 17, 2010 at 10:00 AM has debt secured by said mortgage, or any been postponed to July 02, 2010 at part thereof; PURSUANT to the power of sale con10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold Lobby S-100, Hastings, Minnesota in by the Sheriff of said county as folsaid County and State. lows: DATED: June 17, 2010 DATE AND TIME OF SALE: April 30, MORTGAGEE: Bank of America, N.A. 2010 at 10:00 AM NOTICE OF POSTPONEMENT OF PLACE OF SALE: Dakota County MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Law Enforcement Center, 1580 Highfor July 02, 2010 at 10:00 AM has been way 55, Lobby S-100, Hastings, Minnepostponed to July 29, 2010 at 10:00 sota A M i n t h e D a k o t a C o u n t y L a w to pay the debt secured by said mortEnforcement Center, 1580 Highway 55, gage and taxes, if any, on said preLobby S-100, Hastings, Minnesota in mises and the costs and disbursements, including attorney fees allowed said County and State. by law, subject to redemption within DATED: July 02, 2010 MORTGAGEE: Bank of America, N.A. six (6) months from the date of said NOTICE OF POSTPONEMENT OF sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGE FORECLOSURE SALE If the Mortgage is not reinstated The above referenced sale scheduled for July 29, 2010 at 10:00 AM has been u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e postponed to August 20, 2010 at 10:00 property is not redeemed under Minn.

A M i n t h e D a k o t a C o u n t y L a w Stat. §580.23, the Mortgagor must Enforcement Center, 1580 Highway 55, vacate the property on or before 11:59 Lobby S-100, Hastings, Minnesota in p.m. on October 30, 2010, or the next business day if October 30, 2010 falls said County and State. on a Saturday, Sunday or legal holiday.

DATED: July 29, 2010 Mortgagor(s) released from financial MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF obligation: NONE THIS COMMUNICATION IS FROM MORTGAGE FORECLOSURE SALE The above referenced sale scheduled A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 INFORMATION OBTAINED WILL BE at 10:00 AM in the Dakota County Law USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE said County and State.

TIME PROVIDED BY LAW IS NOT DATED: August 20, 2010 MORTGAGEE: Bank of America, N.A. AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR NOTICE OF POSTPONEMENT OF REDEMPTION BY THE MORTGAGOR, MORTGAGE FORECLOSURE SALE The above referenced sale scheduled T H E M O R T G A G O R ' S P E R S O N A L for September 10, 2010 at 10:00 AM REPRESENTATIVES OR ASSIGNS, has been postponed to October 01, MAY BE REDUCED TO FIVE WEEKS IF 2010 at 10:00 AM in the Dakota A JUDICIAL ORDER IS ENTERED County Law Enforcement Center, 1580 U N D E R M I N N E S O T A S T A T U T E S , Highway 55, Lobby S-100, Hastings, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE Minnesota in said County and State.

MORTGAGED PREMISES ARE DATED: September 10, 2010 IMPROVED WITH A RESIDENTIAL MORTGAGEE: Bank of America, N.A. DWELLING OF LESS THAN FIVE NOTICE OF POSTPONEMENT OF UNITS, ARE NOT PROPERTY USED IN MORTGAGE FORECLOSURE SALE The above referenced sale scheduled AGRICULTURAL PRODUCTION, AND for October 01, 2010 at 10:00 AM has ARE ABANDONED. DATED: March 18, 2010 been postponed to October 22, 2010 at ASSIGNEE OF MORTGAGEE: 10:00 AM in the Dakota County Law Deutsche Bank National Trust Enforcement Center, 1580 Highway 55, Company, as Trustee for GSAA Lobby S-100, Hastings, Minnesota in Home Equity Trust 2006-11, said County and State.

Asset-backed Certificates Series DATED: October 01, 2010 2006-11 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. NOTICE OF POSTPONEMENT OF Attorneys for Assignee of Mortgagee MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Lawrence A. Wilford for October 22, 2010 at 10:00 AM has James A. Geske been postponed to November 03, 2010 8425 Seasons Parkway, Suite 105 at 10:00 AM in the Dakota County Law Woodbury, MN 55125-4393 Enforcement Center, 1580 Highway 55, (651) 209-3300 Lobby S-100, Hastings, Minnesota in File Number: 010114F01 NOTICE OF POSTPONEMENT OF said County and State.

MORTGAGE FORECLOSURE SALE DATED: October 14, 2010 The above referenced sale scheduled MORTGAGEE: Bank of America, N.A. for April 30, 2010 at 10:00 AM has Wilford & Geske, P.A. been postponed by the mortgagor Attorneys for Mortgagee: pursuant to Minn. Stat. § 580.07 Subd.

Lawrence A. Wilford 2 September 30, 2010 at 10:00 AM in James A. Geske the Dakota County Law Enforcement 8425 Seasons Parkway, Suite 105 Center, 1580 Highway 55, Lobby S-100, Woodbury, MN 55125-4393 Hastings, Minnesota in said County (651) 209-3300 and State.

File Number: 012634F01 DATED: April 30, 2010 2380410 10/14/10 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 NOTICE OF POSTPONEMENT OF

PUBLIC NOTICE

���������� �� ���� �����

��� ������� ��� ���� ������M������ O R T G A G������� ED PREMISES ARE IMPROVED WITH A RESIDENTIAL ���������� ���� ��������� NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 01, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 The redemption period shall be 5 weeks from the date of said sale.

Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010114F01 2380403 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2004 MORTGAGORS: J a m e s W . N i c h o l s and Mary F. Nichols, husband and wife.

MORTGAGEE: First Integrity Bank.

DATE AND PLACE OF RECORDING: Recorded December 30, 2004, Dakota County Recorder, Document No. 2281063.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO MORTGAGE GROUP, INC. N/K/A CitiMortgage, Inc., Dated: November 23, 2004, Recorded: December 30, 2004, Document No. 2281064.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Integrity Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3680 Widgeon Way, Eagan, MN 55123 TAX PARCEL I.D. #: 10-65902-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, St. Francis Wood 3rd Addition, Dakota County, Mn COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $282,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $265,009.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE

DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 7, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 10-3852 647169390 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 3, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 6, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 8, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 24, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 12, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 8, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2378235 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 10, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Eric W Schmidt and Patricia A Schmidt, Husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage company, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100077910002219331 SERVICER: Ocwen Loan Servicing ,LLC LENDER: Decision One Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on August 16, 2004, as Document No. 2238227 ASSIGNED TO: U.S. Bank N.A.,in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2004-7, Home Equity Pass-Through Certificates, Series 2004-7 Dated: December 21, 2007 , and recorded January 10, 2008 by Document No. 2565368 .

LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Foxborough, according to the plat thereof on file and of record in the office of the county recorder, Dakota County, Minnesota.

PROPERTY ADDRESS: 7587 Upper 167th Street West, Lakeville, MN 55044 PROPERTY I.D: 22 27600 090 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Four Thousand Six Hundred Thirty-Seven and 90/100 ($174,637.90) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any

debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 U.S. Bank N.A.,in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2004-7, Home Equity Pass-Through Certificates, Series 2004-7 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00036-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3762439 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378771 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 13, 2006 MORTGAGORS: Craig D. Jones and Deanna F. Jones, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 2, 2006, Dakota County Recorder, Document No. 2409751.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020860820 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13927 Fawnridge Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-83251-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Waterford Village Second, According to the recorded plat thereof, and situate in Dakota County.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $345,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $370,794.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property

mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 18, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 6800046148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 1, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 20, 2010.

U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 20, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 24, 2010.

U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 1, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 11, 2010.

U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 THIS IS A COMMUNICATION FROM A DEBT COLLECTION. 2380540 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Brad A Thompson, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 27, 2007 Dakota County Recorder Document Number: 2512647 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: July 09, 2010 Recorded: July 14, 2010 Dakota County Recorder Document Number: 2740597 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4437 Slater Rd, Eagan, MN 55122-2382 Tax Parcel ID Number: 10-17402-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Cinnamon Ridge 3rd Addition, Dakota County,

Ridge 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,881.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015780F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 12, 2010 at 10:00 AM has been postponed to October 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 27, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015780F01 2380322 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,720.00 MORTGAGOR(S): Shannon L. Daly, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 01, 2005 Dakota County Recorder Document Number: 2309551 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: June 22, 2010 Recorded: July 08, 2010 Dakota County Recorder Document Number: 2739493 Transaction Agent: Mortgage Elec-

Transaction Agent: Mortgage Elec tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004918150-2 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14116 141st St W, Apple Valley, MN 55124-6422 Tax Parcel ID Number: 01-27651-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Foxmoore Ridge Two, Common Interest community No. 128, Dakota County, Minnesota, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,553.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015480F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 27, 2010 at 10:00 AM has been postponed to September 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 27, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 16, 2010 at 10:00 AM has been postponed to October 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 14, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015480F01 2380147 10/14/10

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Donaldo Avila, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000224553-9 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on July 10, 2006, as Document No. 2443961 ASSIGNED TO: Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE3 Mortgage Pass-through Certificates, Series 2007-HE3 Dated: September 1, 2010 , and recorded September 17, 2010 by Document No. 2753225 .

LEGAL DESCRIPTION OF PROPERTY: Lot 26,Block 6, Dakota County Estates, 2nd addition, Dakota County, Minnesota.

PROPERTY ADDRESS: 5151 Upper 182nd St W, Farmington, MN 55024 PROPERTY I.D: 141950126006 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Six Thousand Five Hundred Fifty-Six and 59/100 ($206,556.59) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE3 Mortgage Pass-through Certificates, Series 2007-HE3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00438-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3764044 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378779 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 MORTGAGOR(S): James P. McLaren And Kathryn L. McLaren, Husband and Wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: September 18, 2006 Dakota County Registrar of Titles Document Number: 597971 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 80520 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 24403 Chippen-

Property Address: 24403 Chippen dale Ave W, Farmington, MN 55024-1669 Tax Parcel ID Number: 07-01800-011-14 LEGAL DESCRIPTION OF PROPERTY: That part of the North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N1/2 of S 1/2 of SE 1/4 of NE 1/4) of Section Eighteen (18), Township One Hundred Thirteen (113), Range Nineteen (19), described as follows, to-wit: Beginning at a point at the Southeast (SE) corner of said North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N1/2 of S 1/2 of SE1/4 of NE 1/4) of Section eighteen (18); thence North on the East Section line to a point 594 feet North of the Southeast (SE) corner of the Northeast Quarter (NE 1/4) of said section thence West on a line parallel to the South line of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said Section Eighteen (18) 1330 feet, more or less, to the West line of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said section; thence South along the West line of said Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said section to the Southwest (SW) corner of the North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of SE 1/4 of NE 1/4) of said Section Eighteen (18); thence East long the South line of said North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of NE 1/4) of said Section to the point of beginning, according to the Government Survey thereof; EXCEPTING THEREFROM, the West three (3) acres thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,593.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016658F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 08, 2010 at 10:00 AM has been postponed to November 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 08, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016658F01 2378655 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2006

2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,600.00 MORTGAGOR(S): Michael J Stoddard and Susan M Stoddard, husdand and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100136300117251560 SERVICER: Ocwen Loan Servicing, LLC LENDER: WMC Mortgage Corp .

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on November 7, 2006, as Document No. 2473945 ASSIGNED TO: Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Dated: July 19, 2010 , and recorded July 30, 2010 by Document No. 2743675 .

LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Edmar 2nd Addition, according to the recorded Plat thereof on file and of record in the Office of the County Recorder, Dakota County, Minnesota.

PROPERTY ADDRESS: 3613 Upper 204th Street West, Farmington, MN 55024 PROPERTY I.D: 12 22801 050 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred One Thousand Thirty-Four and 11/100 ($201,034.11) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure otice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 5, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 19, 2010 Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00372-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3693647 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for October 5, 2010 at 10:00 AM , has been postponed to November 2, 2010 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: October 5, 2010 Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Jennifer K Fischer (0311248) Attorneys for Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 10MN00372-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 3762917 10/14/2010 2378774 10/14/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 27, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for The Woodwinds Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 1139593 on July 28, 1993, in the Office of the Dakota County Recorder and also, pursuant to Minn.

Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N: Lot 6, Block 1, The Woodwinds 4th Addition, CIC No. 547, Dakota County, Minnesota STREET ADDRESS: 13804 Evergreen Court, Apple Valley, MN 55124 T A X P A R C E L I D N U M B E R: 01-76203-060-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 27, 2010, from Michael A. Jurewicz and Michelle M. Jurewicz, title holders, to the Association, a Minnesota non-profit corporation, the amount of $1,835.01 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 27, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount.

6. T h e D e c l a r a t i o n , r e f e r e n c e d above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 14, 2010, as Document No. 2740583 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 3rd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale.

The date and time to vacate the property is 11:59 p.m. on June 3, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE WOODWINDS HOMEOWNERS ASSOCIATION, INC. Attorneys for The Woodwinds Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Woodwinds/Jurewicz/10-7-369D) 2375982 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $358,500.00 MORTGAGOR(S): Cara Valdez, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 12, 2006 Dakota County Recorder Document Number: 2459999 AND CORRECTIVE MORTGAGE RECORDING: October 29, 2007 Dakota County Recorder Document Number: 2553315 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003315097 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC

���

������ ������� ��� ���� thence southwesterly a distance of Aurora Loan Services, LLC������ ������� 216.70 feet, more or less, to a point in Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS the center line of Oakdale Avenue, which point is 353.69 feet southeastLOCATED: Dakota Property Address: 13687 Atwood Trl, erly along the center line of said Oakdale Avenue from the point of intersecRosemount, MN 55068-3703 T a x P a r c e l I D N u m b e r : tion of said Oakdale Avenue with the north line of said South half of the 34-48302-030-01 L E G A L D E S C R I P T I O N O F P R O P - Southeast Quarter (S 1/2 of SE 1/4) of ERTY: Lot 3, Block 1, Meadows of Section 29; thence northwesterly along Bloomfield, Third Addition, Dakota the center line of said Oakdale Avenue County, Minnesota. a distance of 125.83 feet to a point; AMOUNT DUE AND CLAIMED TO BE thence northeasterly 285.08 feet, more D U E A S O F D A T E O F N O T I C E : or less to the point of beginning; all $415,002.53 according to the Government Survey THAT all pre-foreclosure require- thereof, and the Judicial Land Survey ments have been complied with; that filed in File 48317 in Clerk of District no action or proceeding has been insti- Court's Office, Dakota County, Minnetuted at law or otherwise to recover the sota. debt secured by said mortgage, or any AMOUNT DUE AND CLAIMED TO BE part thereof; DUE AS OF DATE OF NOTICE: PURSUANT to the power of sale con- $240,995.38 tained in said mortgage, the THAT all pre-foreclosure above-described property will be sold requirements have been complied with; by the Sheriff of said county as fol- that no action or proceeding has been instituted at law or otherwise to lows: DATE AND TIME OF SALE: Novem- r e c o v e r t h e d e b t s e c u r e d b y s a i d ber 29, 2010 at 10:00 AM mortgage, or any part thereof; that this PLACE OF SALE: Dakota County is registered property; Law Enforcement Center, 1580 HighPURSUANT to the power of sale way 55, Lobby S-100, Hastings, Minne- c o n t a i n e d i n s a i d m o r t g a g e , t h e sota above-described property will be sold to pay the debt secured by said mort- b y t h e S h e r i f f o f s a i d c o u n t y a s gage and taxes, if any, on said pre- follows: mises and the costs and disburseDATE AND TIME OF SALE: October ments, including attorney fees allowed 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County by law, subject to redemption within six (6) months from the date of said L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 sale by the mortgagor(s), their per- Highway 55, Lobby S-100, Hastings, Minnesota sonal representatives or assigns.

If the Mortgage is not reinstated t o p a y t h e d e b t s e c u r e d b y s a i d under Minn. Stat. §580.30 or the prop- mortgage and taxes, if any, on said erty is not redeemed under Minn. Stat. p r e m i s e s a n d t h e c o s t s a n d §580.23, the Mortgagor must vacate disbursements, including attorney fees the property on or before 11:59 p.m. on allowed by law, subject to redemption May 29, 2011, or the next business day within six (6) months from the date of if May 29, 2011 falls on a Saturday, said sale by the mortgagor(s), their personal representatives or assigns.

Sunday or legal holiday.

Mortgagor(s) released from financial If the Mortgage is not reinstated under Minn. Stat. §580.30 or the obligation: NONE property is not redeemed under Minn.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- Stat. §580.23, the Mortgagor must ING TO COLLECT A DEBT. ANY vacate the property on or before 11:59 INFORMATION OBTAINED WILL BE p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF a Saturday, Sunday or legal holiday.

THE DEBT AND IDENTITY OF THE Mortgagor(s) released from financial ORIGINAL CREDITOR WITHIN THE obligation: NONE TIME PROVIDED BY LAW IS NOT THIS COMMUNICATION IS FROM AFFECTED BY THIS ACTION. A DEBT COLLECTOR ATTEMPTING THE TIME ALLOWED BY LAW FOR T O C O L L E C T A D E B T . A N Y REDEMPTION BY THE MORTGAGOR, INFORMATION OBTAINED WILL BE THE MORTGAGOR'S PERSONAL REP- USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- THE DEBT AND IDENTITY OF THE CIAL ORDER IS ENTERED UNDER ORIGINAL CREDITOR WITHIN THE MINNESOTA STATUTES, SECTION T I M E P R O V I D E D B Y L A W I S N O T 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED REDEMPTION BY THE MORTGAGOR, WITH A RESIDENTIAL DWELLING OF T H E M O R T G A G O R ' S P E R S O N A L LESS THAN FIVE UNITS, ARE NOT REPRESENTATIVES OR ASSIGNS, PROPERTY USED IN AGRICULTURAL MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED PRODUCTION, AND ARE ABANDONED. UNDER MINNESOTA STATUTES, DATED: October 14, 2010 SECTION 582.032, DETERMINING, MORTGAGEE: Mortgage Electronic Registration AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE Systems, Inc. Wilford & Geske, P.A. IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE Attorneys for Mortgagee UNITS, ARE NOT PROPERTY USED IN Lawrence A. Wilford James A. Geske AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 8425 Seasons Parkway, Suite 105 DATED: August 26, 2010 Woodbury, MN 55125-4393 MORTGAGEE: Wells Fargo (651) 209-3300 Bank, N.A. successor by merger File Number: 004064F03 to Wachovia Mortgage, FSB fka 2374998 10/14-11/18/10 World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee NOTICE OF MORTGAGE Lawrence A. Wilford FORECLOSURE SALE James A. Geske N O T I C E I S H E R E B Y G I V E N t h a t 8425 Seasons Parkway, Suite 105 default has occurred in the conditions Woodbury, MN 55125-4393 of the following described mortgage: (651) 209-3300 DATE OF MORTGAGE: July 19, 2007 File Number: 007340F02 ORIGINAL PRINCIPAL AMOUNT OF NOTICE OF POSTPONEMENT OF MORTGAGE: $196,100.00 MORTGAGE FORECLOSURE SALE MORTGAGOR(S): James A Mesnik, The above referenced sale scheduled an unmarried man for October 08, 2010 at 10:00 AM has MORTGAGEE: World Savings Bank, been postponed to October 28, 2010 at FSB 10:00 AM in the Dakota County Law DATE AND PLACE OF REGISTER- Enforcement Center, 1580 Highway 55, ING: Lobby S-100, Hastings, Minnesota in Registered: July 31, 2007 Dakota said County and State.

County Registrar of Titles DATED: October 08, 2010 Document Number: 614950 MORTGAGEE: Wells Fargo Transaction Agent: Not Applicable Bank, N.A. successor by merger Transaction Agent Mortgage Identifito Wachovia Mortgage, FSB fka cation Number: Not Applicable World Savings Bank, FSB Lender or Broker: World Savings Wilford & Geske, P.A. Bank, FSB Attorneys for Mortgagee: R e s i d e n t i a l M o r t g a g e S e r v i c e r : Lawrence A. Wilford Wachovia Mortgage, FSB James A. Geske Mortgage Originator: Not Applicable 8425 Seasons Parkway, Suite 105 CERTIFICATE OF TITLE NUMBER: Woodbury, MN 55125-4393 122577 (651) 209-3300 COUNTY IN WHICH PROPERTY IS File Number: 007340F02 LOCATED: Dakota 2365438 10/14/10 Property Address: 4790 Babcock Trl, Inver Grove Heights, MN 55077-1208 Tax Parcel ID Number: 20-02910-020-79 NOTICE OF MORTGAGE LEGAL DESCRIPTION OF PROPFORECLOSURE SALE ERTY: All that part of the South half of THE RIGHT TO VERIFICATION the Southeast Quarter (S 1/2 of SE 1/4) OF THE DEBT AND IDENTITY OF of Section 29, Township 28N, Range THE ORIGINAL CREDITOR WITHIN 22W, of the 4th P.M. described as fol- THE TIME PROVIDED BY LAW IS l o w s , t o - w i t : C o m m e n c i n g a t t h e NOT AFFECTED BY THIS ACTION. northeast corner of the said South half NOTICE IS HEREBY GIVEN, that of the Southeast Quarter (S 1/2 of SE default has occurred in conditions of 1/4) of Section 29; thence westerly the following described mortgage: DATE OF MORTGAGE:February 18, along the north line of said South half of the Southeast Quarter (S 1/2 of SE 2005 1/4) of Section 29 a distance of 217 feet MORTGAGORS:Maria Pliego Vides to a point; thence southerly and at an and Guillermo Rivera Garcia, wife and angle of 90 degrees with said north husband. line a distance of 75 feet to a point, MORTGAGEE:Mortgage Electronic said point being the point of beginning Registration Systems, Inc. of the land to be herein described and DATE AND PLACE OF RECORDING: hereby conveyed; from said point of Recorded May 13, 2005, Dakota beginning, continue southerly along C o u n t y R e c o r d e r , D o c u m e n t N o . the line of the last above-mentioned 2321846. course (namely along the line running ASSIGNMENTS OF MORTGAGE: southerly and at an angle of 90 degrees Assigned to: Chase Home Finance to the north line of said South half of LLC, Dated: October 4, 2010. the Southeast Quarter (S 1/2 of SE 1/4) TRANSACTION AGENT: Mortgage of Section 29) a distance of 124 feet; thence southwesterly a distance of ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������ERTY: ������ ������� Lot 1, Block 2, Southern ���������� ���� ��������� TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560246871 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NBANK, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 631 North 10th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367020723005 LEGAL DESCRIPTION OF PROPERTY: Lot 22 and 23, Block 5, South Park Division Number 8 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$155,640.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 4, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380685 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 20, 2005 MORTGAGORS:Thomas L. Farris and Patricia Q. Farris, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 7, 2005, Dakota County Recorder, Document No. 2337995.

ASSIGNMENTS OF MORTGAGE: Assigned to: WACHOVIA BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS FOR MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2005-A8, Dated: September 2, 2009, Recorded: September 21, 2009, Document No. 2685518.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800871547044 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 10956 Alameda Path, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 207140001002 LEGAL DESCRIPTION OF PROPERTY:

Lakes Estates, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$650,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$712,131.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Wachovia Bank, NA, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-686 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380644 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,981.00 MORTGAGOR(S): Bradley A. Weckerly, single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 21, 2009 Dakota County Recorder Document Number: 2679744 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 30, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100315900000094358 Lender or Broker: River City Mortgage & Financial, LLC, A Delaware Limited Liability Company Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15362 Flower Way, Apple Valley, MN 55124-3130 Tax Parcel ID Number: 01-55900-047-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 47, Common Interest Community No. 311, Orchard Pointe Condominium, a condominium located in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,989.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disburse-

mises and the costs and disburse ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017408F01 2377729 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 17, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Claret Springs Association (hereinafter the "Association") which was recorded as Document No. 1544225 on October 22, 1998, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N: Lot 61, Block 1, Wensmann Eleventh Addition, CIC No. 252, Dakota County, Minnesota STREET ADDRESS: 15150 Cimarron Court, Rosemount, MN 55068 T A X P A R C E L I D N U M B E R: 34-83610-610-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 17, 2010, from Kenneth Kaupa and Tracey Kaupa, title holders, to the Association, a Minnesota non-profit corporation, the amount of $8,075.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 17, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 30, 2010, as Document No. 2722066 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn.

Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate t h e p r o p e r t y i s 1 1 : 5 9 p . m . on June 6, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL

IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CLARET SPRINGS ASSOCIATION Attorneys for Claret Springs Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Claret Springs/Kaupa/09-7-469D) 2379386 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2007 MORTGAGOR: Michael Ganskie a/k/a Mike Ganskie, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 3, 2007, Dakota County Recorder, Document No. 2513927.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520042879975 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7364 143rd Street Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013110204009 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 9, Greenleaf Townhouses Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,745.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4401 2004287997 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 18, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Cen-

Sheriff s Office, Law Enforcement Cen ter, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 7, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4401 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2376778 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,000.00 MORTGAGOR(S): Thomas M Bowlin and Julie A Bowlin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2004 Dakota County Recorder Document Number: 2261078 LOAN MODIFICATION: Dated: April 09, 2009 Recorded: August 06, 2009 Document Number: 2676420 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000030451 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1665 Oakbrooke Cir, Eagan, MN 55122-4213 Tax Parcel ID Number: 10-53763-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Oakbrooke 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $358,763.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017405F01 2377711 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,600.00 MORTGAGOR(S): Rachel Lee and Andrew Lee, wife and husband

Andrew Lee, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 30, 2006 Dakota County Recorder Document Number: 2441995 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Dated: February 10, 2010 Recorded: April 26, 2010 Dakota County Recorder Document Number: 2726741 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224640000429994 Lender or Broker: OWNIT Mortgage Solutions, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7933 Grinnell Ct W, Lakeville, MN 55044-9053 Tax Parcel ID Number: 22-27601-060-10 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 10, Foxborough Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,477.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 11, 2010 at 10:00 AM has been postponed to July 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 11, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

���������� �� ���� �����

���������� ���� ���������

said County and State.

DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2010 at 10:00 AM has been postponed to August 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 06, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., A l t e r n a t i v e L o a n T r u s t 2006-OC11, Mortgage Passthrough Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 01, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 2380185 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 2006 MORTGAGORS: Stephan Yarmolich and Oksana Raskina, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 21, 2006, Dakota County Recorder, Document No. 2422441, as corrected by Corrective Mortgage recorded: August 21, 2006 as document number 2455314.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278842711827 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 5233 173rd Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 22-44078-184-15 LEGAL DESCRIPTION OF PROPERTY: Unit No. 184, CIC No. 330, Lake Place, A Condominium Located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,884.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,365.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 8, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-944 7884271182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 8, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 5, 2010.

U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-944 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 12, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 28, 2010 U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 91-944 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2365602 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 MORTGAGOR(S): Dennis Rynearson and Robin L. Rynearson, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 23, 2007 Dakota County Recorder Document Number: 2490799 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee on behalf of GSAA Home Equity Trust 2007-1 Dated: March 18, 2009 Recorded: March 24, 2009 Dakota County Recorder Document Number: 2645520 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700017387914 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20380 Dunbar Ave, Farmington, MN 55024-8114 Tax Parcel ID Number: 14.57600.101.05 LEGAL DESCRIPTION OF PROPERTY: That part of Lot Ten (10), Block Five (5), lying Southwesterly of a line described as follows: Beginning at a point on the Northwesterly line of said Lot Ten (10), said point being 91.505 feet Northeasterly of the most Westerly corner of said Lot Ten (10), as measured along the Northwesterly line of said Lot Ten (10), running thence South 53 degrees 03 minutes 48 seconds East to the Southeasterly line of said Lot Ten (10) and there terminating, Pine Knoll, according to the plat thereof now on file and of record in the office of the County Recorder within and for the said County and State, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,886.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300

(651) 209 3300 File Number: 007368F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 13, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 02, 2010 at 10:00 AM has been postponed to October 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 04, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 04, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007368F02 2380381 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,000.00 MORTGAGOR(S): Rene A Brinkman and Randy J Brinkman, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 17, 2006 Dakota County Recorder Document Number: 2454335 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001375-1000025623-2 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4851 192nd St W, Farmington, MN 55024-8751 Tax Parcel ID Number: 14-12501-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Autumn Glen 2nd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $312,393.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

���

������ ������ ������� ������� ��� ���� merger with World Savings and THIS COMMUNICATION IS FROM Loan Association A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY Wilford & Geske, P.A. INFORMATION OBTAINED WILL BE Attorneys for Mortgagee Lawrence A. Wilford USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF James A. Geske THE DEBT AND IDENTITY OF THE 8425 Seasons Parkway, Suite 105 ORIGINAL CREDITOR WITHIN THE Woodbury, MN 55125-4393 T I M E P R O V I D E D B Y L A W I S N O T (651) 209-3300 AFFECTED BY THIS ACTION. File Number: 017423F01 THE TIME ALLOWED BY LAW FOR 2375526 10/14-11/18/10 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE ORDER TO SHOW CAUSE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER STATE OF MINNESOTA MINNESOTA STATUTES, SECTION COUNTY OF DAKOTA DISTRICT COURT 582.032, DETERMINING, AMONG FIRST JUDICIAL DISTRICT OTHER THINGS, THAT THE MORTCOURT FILE NO. 19HA-CV-10-4679 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF In the Matter of the Petition of: LESS THAN FIVE UNITS, ARE NOT U.S. Bank National Association, PROPERTY USED IN AGRICULTURAL in Relation to Certificate of Title No. 145983 issued for land in the County PRODUCTION, AND ARE ABANDONED. of Dakota and State of Minnesota DATED: October 14, 2010 legally described as follows: MORTGAGEE: Lot Five (5) and the South one-half (S Mortgage Electronic Registration 1/2) of Lot Four (4) in Block Six (6) of Systems, Inc. Ickler’s 3rd Addition to South Saint Wilford & Geske, P.A. Paul according to the plat thereof on Attorneys for Mortgagee file and of record in the office of the Lawrence A. Wilford Register of Deeds in and for Dakota James A. Geske County, Minnesota.

8425 Seasons Parkway, Suite 105 TO: KEVIN CONNEY; Woodbury, MN 55125-4393 SHARLA CONNEY; (651) 209-3300 and to parties, if any, in possession of File Number: 017440F01 said premises adverse to the Peti2378787 10/14-11/18/10 tioner.

Upon receiving and filing the Report of the Examiner of Titles in the above NOTICE OF MORTGAGE entitled matter, IT IS HEREBY FORECLOSURE SALE ORDERED, that you and all persons N O T I C E I S H E R E B Y G I V E N t h a t interested, appear before this Court on default has occurred in the conditions the 10th day of November, 2010, at of the following described mortgage: 9:00 a.m. in the Dakota County GovDATE OF MORTGAGE: April 30, 1997 ernment Center, Hastings, Minnesota, ORIGINAL PRINCIPAL AMOUNT OF and then, or as soon thereafter as said MORTGAGE: $217,500.00 matter can be heard, show cause, if MORTGAGOR(S): Hurley Jerome any there be, why this Court should Underdahl and Maureen V Underdahl, not enter an Order as follows: husband and wife That the Registrar of Titles, upon the MORTGAGEE: World Savings and filing with him of a certified copy of Loan Association this Order, cancel Certificate of Title DATE AND PLACE OF RECORDING: No. 145983 and enter a new Certificate Recorded: August 21, 1997 Dakota of Title for the land therein described County Recorder in favor of U.S. Bank National AssociaDocument Number: 1440489 tion, free from all other memorials now Transaction Agent: Not Applicable appearing on the present Certificate of Transaction Agent Mortgage Identifi- Title, the last of which is Document cation Number: Not Applicable No. 653393, and free also from the Lender or Broker: World Savings and Memorial of this Order.

Loan Association IT IS FURTHER ORDERED, that this R e s i d e n t i a l M o r t g a g e S e r v i c e r : Order be served: Wachovia Mortgage, FSB a) at least 10 days prior to such hearMortgage Originator: Not Applicable ing upon the above named parties COUNTY IN WHICH PROPERTY IS residing in this State in the manner LOCATED: Dakota provided by law for the service of Property Address: 8825 Hunters Summons in a civil action; Way, Apple Valley, MN 55124-9479 b) it shall be served at least 14 days T a x P a r c e l I D N u m b e r : prior to such hearing upon any of the 02-34000-070-01 above named nonresidents by sending L E G A L D E S C R I P T I O N O F P R O P - a copy of this Order to such nonresiERTY: Lot 7, Block 1, Hunters Wood dent at his post office address, by regT o w n h o m e s , C I C N o . 2 1 9 , D a k o t a istered or certified mail, return receipt; County, Minnesota. c) it shall be served upon any party AMOUNT DUE AND CLAIMED TO BE who cannot be found by two weeks D U E A S O F D A T E O F N O T I C E : published notice and by sending a $169,874.62 copy of this Order at least 14 days THAT all pre-foreclosure require- prior to the hearing by first class mail ments have been complied with; that t o s u c h p a r t y a t t h i s l a s t k n o w n no action or proceeding has been insti- address and by sending another copy tuted at law or otherwise to recover the of this Order at least 14 days prior to debt secured by said mortgage, or any the hearing by first class mail to his part thereof; address as stated on the Certificate of PURSUANT to the power of sale con- Title if an address is so stated. tained in said mortgage, the DATED: 8-31-10 above-described property will be sold

BY THE COURT: by the Sheriff of said county as folThomas Poch lows: Judge of District Court DATE AND TIME OF SALE: Novem- APPROVED: JAMES P. O’CONNELL ber 29, 2010 at 10:00 AM EXAMINER OF TITLES PLACE OF SALE: Dakota County BY: JAMES P. O’CONNELL Law Enforcement Center, 1580 High- Attorney for Petitioner: way 55, Lobby S-100, Hastings, Minne- Orin J. Kipp sota Wilford & Geske, P.A. to pay the debt secured by said mort- 8425 Seasons Parkway, Suite 105 gage and taxes, if any, on said pre- Woodbury, MN 55125 mises and the costs and disburse- Attendance is not required at said ments, including attorney fees allowed hearing except to object to the entry of by law, subject to redemption within the above described Order. six (6) months from the date of said 2375851 10/14-10/21/10 sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the propNOTICE OF MORTGAGE erty is not redeemed under Minn. Stat.

FORECLOSURE SALE §580.23, the Mortgagor must vacate THE RIGHT TO VERIFICATION the property on or before 11:59 p.m. on OF THE DEBT AND IDENTITY OF May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Sunday or legal holiday.

Mortgagor(s) released from financial NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that obligation: NONE THIS COMMUNICATION IS FROM default has occurred in conditions of the following described mortgage: A DEBT COLLECTOR ATTEMPTDATE OF MORTGAGE:September 28, ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE 2007 MORTGAGORS:Janet Oppong-Agyei USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF and Ellen Annang, both single.

MORTGAGEE:J P M o r g a n C h a s e THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE Bank, N.A..

DATE AND PLACE OF RECORDING: TIME PROVIDED BY LAW IS NOT Recorded October 8, 2007, Dakota AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR C o u n t y R e c o r d e r , D o c u m e n t N o .

REDEMPTION BY THE MORTGAGOR, 2548813.

ASSIGNMENTS OF MORTGAGE: THE MORTGAGOR'S PERSONAL REPAssigned to: Chase Home Finance RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- L L C , D a t e d : D e c e m b e r 1 1 , 2 0 0 8 , CIAL ORDER IS ENTERED UNDER Recorded: December 23, 2008, DocuMINNESOTA STATUTES, SECTION ment No. 2628100.

TRANSACTION AGENT: NONE 582.032, DETERMINING, AMONG TRANSACTION AGENT'S MORTOTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED GAGE IDENTIFICATION NUMBER ON WITH A RESIDENTIAL DWELLING OF MORTGAGE: NONE LENDER OR BROKER AND MORTLESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: JPMorgan Chase Bank, PRODUCTION, AND ARE ABANDONED. N.A. DATED: October 14, 2010 RESIDENTIAL MORTGAGE SERMORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: Mortgage, a division of Wells Fargo Bank, N.A., and formerly 17924 Flushing Hill Lane, Lakeville, MN 55044 known as Wachovia Mortgage, T A X P A R C E L I . D . # : FSB, formerly known as World Savings Bank, FSB successor by 22-18600-280-06 LEGAL DESCRIPTION OF PROPmerger with World Savings and ERTY:

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

���������� �� ���� �����

��� ������� ��� ���� ������to������ ������� pay the debt then secured by said mortgage and taxes, if any actually ���������� ���� ��������� ERTY: Lot 28, Block 6, Crossroads 1st Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$412,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$484,261.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6091 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2375013 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,400.00 MORTGAGOR(S): Sobhan Ally and Hafeezoon Ally, husband and wife as joint tenants MORTGAGEE: Homeowners Friend Mortgage Company Inc SERVICER: Ocwen Loan Servicing, LLC LENDER: Homeowners Friend Mortgage Company Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on February 15, 2007, as Document No. 2496990 ASSIGNED TO: Deutsche Bank National Trust Company, Trustee Saxon Asset Securities Trust 2007-2 Mortgage Loan Asset Backed Certificates, Series 2007-2 Dated: August 20, 2010 , and recorded August 31, 2010

by Document No. 2749423 .

LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 2,Cinnamon Ridge 3rd addition, Dakota County, Minnesota. PROPERTY ADDRESS: 4407 Slater Rd, Eagan, MN 55122 PROPERTY I.D: 10 17402 250 02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventy-One Thousand Eighty-Seven and 74/100 ($271,087.74) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said

paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 Deutsche Bank National Trust Company, Trustee Saxon Asset Securities Trust 2007-2 Mortgage Loan Asset Backed Certificates, Series 2007-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00442-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3763900 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378781 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 16, 2005 MORTGAGOR: Duke George Trifunov, Jr., a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 17, 2006, Dakota County Recorder, Document No. 2397388.

ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank , National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage pass-through Certificates,Series 2006-BNC 1, Dated: October 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002183249 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1141 South 8th Avenue, South Saint, MN 55075 TAX PARCEL I.D. #: 363210021003 LEGAL DESCRIPTION OF PROPERTY: The North half of Lot 20 and all of Lot 21, Block 3, Hauses Addition to South St. Paul, together with the West half of vacated alley adjoining which accrued thereto by reason of vacation thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$198,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$209,824.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4185 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380897 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 MORTGAGOR(S): Sean D. Roff and Vivan A. Roff a/k/a Vivian A. Roff, husband and wife MORTGAGEE: Merchants Bank, National Association - Hampton DATE AND PLACE OF RECORDING: Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528304 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB Dated: June 25, 2007 Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528305 And assigned to: BAC Home Loans Servicing, L.P. Dated: July 30, 2010 Recorded: August 02, 2010 Dakota County Recorder Document Number: 2743840 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Merchants Bank, National Association - Hampton Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2563 Yellowstone Dr, Hastings, MN 55033-3751 Tax Parcel ID Number: 19-29702-068-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 68 Glendale Heights Villas, a Condominium, CIC No. 439, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,982.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393

Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015885F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 05, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 17, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 05, 2010 at 10:00 AM has been postponed to October 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 26, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015885F01 2380581 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2006 MORTGAGORS: Gregory J. Graves and Amanda L. Olson, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 24, 2006, Dakota County Recorder, Document No. 2422706.

ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY,AS TRUSTEE FOR GSAA HOME EQUITY TRUST 2006-11, ASSET-BACKED CERTIFICATES SERIES 2006-11, Dated: November 30, 2009.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100321500011600664 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Timberland Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 145 Richmond Street West, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367150013037 LEGAL DESCRIPTION OF PROPERTY: Lot 12 and the East Half of Lot 13, Block 37, Spring Park.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,407.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL

THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 14, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 118900013 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 11, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 5, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 15, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 6, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 27, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 7, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 15, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 7, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2376861 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,950.00 MORTGAGOR(S): John F Benson a married man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: February 15, 2005 Dakota County Registrar of Titles Document Number: 559005 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135247 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13316 Court Pl, Burnsville, MN 55337-1899 Tax Parcel ID Number: 02-40600-040-05 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Five (5) in Judicial Knolls, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,578.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Wells Fargo Bank, N.A., successor by merger to Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012266F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled

���������� �� ���� �����

���������� ���� ���������

The above referenced sale scheduled for October 08, 2010 at 10:00 AM has been postponed to November 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 08, 2010 MORTGAGEE: Wells Fargo Bank, N.A., successor by merger to Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012266F02 2368347 10/14/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 15, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352 on April 6, 1979, in the Office of the County Recorder of Dakota County, Minnesota, as amended and supplemented, covering the following property: Legal Description: Lot 68, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota Street Address: 1 4 7 5 7 E c h o W a y , Apple Valley, MN 55124 Tax Parcel No. 01-20505-068-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 15, 2010, from Mary F. Lind, title holder, to the Association, a Minnesota non-profit corporation, the amount of $10,428.40 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 15, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above, provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was r e c o r d e d o n O c t o b e r 1 4 , 2 0 0 9 , as Document No. 2690395 in the Dakota County Recorder's Office, which was amended by Amended Notice of Lien recorded on June 16, 2010 as Document No. 2735897.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 2nd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 2, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9.THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path/Lind/09-7-197D) 2376191 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 6 , 2007 MORTGAGOR: Allan W. Giese, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 27, 2007, Dakota County Recorder, Document No. 2540366.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010, Recorded: April 30, 2010, Document No. 2727632.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000818063414 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4130 Diamond Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16700-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Cedar Grove No. 1, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,975.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,152.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 1962373980 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 12, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2378789 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 1995 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00 MORTGAGOR(S): Viola E Rheinhardt, an unmarried woman MORTGAGEE: American Home Mort-

MORTGAGEE: American Home Mort gage Corporation DATE AND PLACE OF RECORDING: Recorded: September 14, 1995 Dakota County Recorder Document Number: 1300868 ASSIGNMENTS OF MORTGAGE: And assigned to: Resource Bancshares Mortgage Group, Inc. Dated: August 25, 1995 Recorded: September 14, 1995 Dakota County Recorder Document Number: 1300869 And assigned to: NationsBanc Mortgage Corporation Dated: February 15, 1996 Recorded: March 05, 1996 Dakota County Recorder Document Number: 1334052 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Home Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15005 December Way, Rosemount, MN 55068-5521 Tax Parcel ID Number: 34-83605-210-03 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 3, Wensmann Sixth Addition according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $42,488.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. successor by merger to BA Mortgage, LLC, successor by merger with NationsBanc Mortgage Corporation Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015717F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 24, 2010 at 10:00 AM has been postponed to October 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 24, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. successor by merger to BA Mortgage, LLC, successor by merger with NationsBanc Mortgage Corporation NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 11, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 11, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. successor by merger to BA Mortgage, LLC, successor by merger with NationsBanc Mortgage

NationsBanc Mortgage Corporation Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015717F01 2378785 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 21, 2007 MORTGAGORS:Stephanie E. Chiero and Richard A. Chiero Jr., wife and husband.

MORTGAGEE:PNC Mortgage LLC. DATE AND PLACE OF RECORDING: Recorded January 16, 2008, Dakota County Recorder, Document No. 2566490.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: January 4, 2008, Recorded: April 28, 2008, Document No. 2587375. And thereafter assigned to: U.S. Bank, N.A., Dated: September 27, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13022 Judicial Road, Burnsville, MN 55337 TAX PARCEL I.D. #: 025205007001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1 North Crickett Hills, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$162,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$163,033.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1280 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380656 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

���

������ ������ ������� ��� ���� postponed������� until November 12, 2010 at the following described mortgage: DATE OF MORTGAGE: December 14, 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, 2004 MORTGAGORS: Daniel K. Curtis and Lobby #S-100, Hastings, MN, in said county and state.

Peggy A. Curtis, husband and wife.

MORTGAGEE: H&R Block Mortgage Dated: October 11, 2010.

Wells Fargo Bank, N.A., as Corporation.

Trustee DATE AND PLACE OF RECORDING: Mortgagee/Assignee of Mortgagee Recorded January 21, 2005, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 2287236.

A S S I G N M E N T S O F M O R T G A G E : Attorneys for Mortgagee/Assignee of Assigned to: Wells Fargo Bank, N.A., as Mortgagee T r u s t e e f o r M A S T R A s s e t B a c k e d 4500 Park Glen Road #300 Securities Trust 2005-OPT1, Mortgage Minneapolis, MN 55416 Pass-Through Certificates, Series (952) 925-6888 2005-OPT1, Dated: August 1, 2007, 40-3127 Recorded: August 15, 2007 as Docu- THIS IS A COMMUNICATION FROM ment No. 2537401.

A DEBT COLLECTOR. TRANSACTION AGENT: NONE 2379219 10/14/10 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE NOTICE OF ASSESSMENT LIEN LENDER OR BROKER AND MORTFORECLOSURE SALE GAGE ORIGINATOR STATED ON Date: September 17, 2010 MORTGAGE: H&R Block Mortgage YOU ARE NOTIFIED THAT: Corporation 1. Default has occurred in the terms RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Ser- and conditions of the Declaration for Claret Springs Association (hereinafvicing, Inc MORTGAGED PROPERTY ADDRESS: t e r t h e " A s s o c i a t i o n " ) w h i c h w a s as Document No. 1544225 recorded 18325 Euclid Street, Farmington, MN on October 22, 1998, in the Office of 55024 the Dakota County Recorder and also, TAX PARCEL I.D. #: 147560105004 LEGAL DESCRIPTION OF PROP- pursuant to Minn. Stat. §515B.3-116, covering the following property: ERTY: L E G A L D E S C R I P T I O N: Lot 37, Lot 5, Block 4, Terra Second AddiBlock 1, Wensmann Eleventh Addition, according to the recorded plat tion, CIC No. 252, Dakota County, thereof, and situate in Dakota Minnesota County, Minnesota.

STREET ADDRESS: 15166 CimarCOUNTY IN WHICH PROPERTY IS ron Avenue, Rosemount, MN 55068 LOCATED: Dakota T A X P A R C E L I D N U M B E R: ORIGINAL PRINCIPAL AMOUNT OF 34-83610-370-01 MORTGAGE: $292,500.00 2. Pursuant to said Declaration, AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- there is claimed to be due and owing ING TAXES, IF ANY, PAID BY MORT- as of September 17, 2010, from Kwame Oppong and Martha Oppong, title holdGAGEE: $287,058.62 That prior to the commencement of ers, to the Association, a Minnesota non-profit corporation, the amount of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- $5,875.00 for unpaid association plied with all notice requirements as dues, late fees, attorneys fees and required by statute; That no action or costs, plus any other such amounts proceeding has been instituted at law that will accrue after September 17, o r o t h e r w i s e t o r e c o v e r t h e d e b t 2010, and other costs of collection and secured by said mortgage, or any part foreclosure which will be added to the amount claimed due and owing at the thereof; P U R S U A N T t o t h e p o w e r o f s a l e time of the sale herein.

3. No action is now pending at law contained in said mortgage, the above described property will be sold by the or otherwise to recover said debt or any part thereof.

Sheriff of said county as follows: 4. That all preforeclosure requireDATE AND TIME OF SALE: August ments have been met.

20, 2010 at 10:00 AM 5. T h e o w n e r s h a v e n o t b e e n PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy released from their financial obligation to pay said amount.

55, Lobby #S-100, Hastings, MN 6. T h e D e c l a r a t i o n , r e f e r e n c e d to pay the debt then secured by said Mortgage, and taxes, if any, on said above, and Minn. Stat. §§515B.3-115 p r e m i s e s , a n d t h e c o s t s a n d and 515B.3-116 provide for a continudisbursements, including attorneys' ing lien against the property. A Notice f e e s a l l o w e d b y l a w s u b j e c t t o of Lien evidencing the amount due was redemption within six (6) months from recorded on March 30, 2010, as Docut h e d a t e o f s a i d s a l e b y t h e ment No. 2722064 in the Dakota m o r t g a g o r ( s ) , t h e i r p e r s o n a l County Recorder's Office.

7. Pursuant to the power of sale representatives or assigns unless reduced to Five (5) weeks under MN contained in the same Declaration and granted by the owners in taking title to Stat. §580.07.

T I M E A N D D A T E T O V A C A T E the premises subject to said Declarat ion and pursuant to Minn. Stat.

PROPERTY: If the real estate is an o w n e r - o c c u p i e d , s i n g l e - f a m i l y §§515B.3-115 and 515B.3-116, said dwelling, unless otherwise provided by Lien will be foreclosed by the sale of law, the date on or before which the said property by the Sheriff of Dakota mortgagor(s) must vacate the property County, at the Dakota County Sheriffs if the mortgage is not reinstated under Office, Dakota County Law Enforcesection 580.30 or the property is not ment Center, 1580 Highway 55 Lobby redeemed under section 580.23 is S-100, Hastings, MN 55033, on the 6th day of December, 2010, at 11:59 p.m. on February 22, 2011.

MORTGAGOR(S) RELEASED FROM 10:00 a.m. at public auction to the F I N A N C I A L O B L I G A T I O N O N highest bidder, to pay the amount then due for said assessments, together MORTGAGE: None "THE TIME ALLOWED BY LAW FOR with the costs of foreclosure, includREDEMPTION BY THE MORTGAGOR, ing attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, redemption by the unit owners, their MAY BE REDUCED TO FIVE WEEKS IF personal representatives or assigns is A J U D I C I A L O R D E R I S E N T E R E D six (6) months from the date of sale.

U N D E R M I N N E S O T A S T A T U T E S , The date and time to vacate the SECTION 582.032, DETERMINING, property is 11:59 p.m. on June 6, AMONG OTHER THINGS, THAT THE 2011, if the account is not reinM O R T G A G E D P R E M I S E S A R E stated or the owners do not redeem I M P R O V E D W I T H A R E S I D E N T I A L from the foreclosure sale.

REDEMPTION NOTICE DWELLING OF LESS THAN FIVE THE TIME ALLOWED BY LAW UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' ARE ABANDONED." PERSONAL REPRESENTATIVES OR Dated: June 22, 2010.

ASSIGNS, MAY BE REDUCED TO Wells Fargo Bank, N.A., as Trustee FIVE WEEKS IF A JUDICIAL Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE Mortgagee MORTGAGED PREMISES ARE 4500 Park Glen Road #300 IMPROVED WITH A RESIDENTIAL Minneapolis, MN 55416 DWELLING OF LESS THAN FIVE (952) 925-6888 UNITS, ARE NOT PROPERTY USED 40-3127 IN AGRICULTURAL PRODUCTION, 0014907703 THIS IS A COMMUNICATION FROM AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N A DEBT COLLECTOR. FROM A DEBT COLLECTOR ATTEMPTNOTICE OF POSTPONEMENT OF ING TO COLLECT A DEBT. ANY MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f INFORMATION OBTAINED WILL BE M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e USED FOR THAT PURPOSE. foregoing foreclosure sale is post- CLARET SPRINGS ASSOCIATION poned until October 8, 2010 at 10:00 Attorneys for Claret Springs a m a t t h e S h e r i f f ' s O f f i c e , L a w Association Enforcement Center, 1580 Hwy 55, THOMSEN & NYBECK, P.A. Lobby #S-100, Hastings, MN, in said By: Gretchen S. Schellhas (#195595) county and state.

3600 American Blvd. West, Suite 400 Dated: September 29, 2010.

Bloomington, Minnesota 55431 Wells Fargo Bank, N.A., as Trustee (952) 835-7000 Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. (Claret Springs/Oppong/09-7-471D) 2376038 10/14-11/18/10 By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 NOTICE OF MORTGAGE Minneapolis, MN 55416 FORECLOSURE SALE (952) 925-6888 THE RIGHT TO VERIFICATION 40-3127 DEBT AND IDENTITY OF THE OF THIS IS A COMMUNICATION FROM THE ORIGINAL CREDITOR WITHIN A DEBT COLLECTOR. THE TIME PROVIDED BY LAW IS NOTICE OF POSTPONEMENT OF NOT AFFECTED BY THIS ACTION. MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that Pursuant to the provisions of default has occurred in conditions of Minnesota Statutes 580.07, the f o r e g o i n g f o r e c l o s u r e s a l e i s the following described mortgage:

PUBLIC NOTICE

PUBLIC NOTICE

postponed until November 12, 2010 at

���������� �� ���� �����

��� ������� ��� ���� ������postponed ������ until ������� August 27, 2010 at 10:00 am at the Sheriff's Office, Law ���������� ���� ��������� the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 7 , 2006 MORTGAGORS: Steven M. Gouette and Stephanie E. Gouette, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 14, 2006, Dakota County Recorder, Document No. 2437532.

ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York as successor to JpMorgan Chase Bank, N.A. as trustee of SAMI II2006-AR3, Dated: February 5, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700011808295 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1520 Pinetree Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 105766707003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Pinetree Pass 8th Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $488,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $588,229.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 14, 2010.

The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 125284622 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 9, 2010.

The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 13, 2010.

The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 17, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 27, 2010.

The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 13, 2010.

The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 19, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 8, 2010.

The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2378247 10/14/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 15, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352 on April 6, 1979, in the Office of the County Recorder of Dakota County, Minnesota, as amended and supplemented, covering the following property: Legal Description: Lot 99, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota Street Address: 5078 147th Street W., Apple Valley, MN 55124 Tax Parcel No. 01-20505-099-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 15, 2010, from Tammy A. Morse, title holder, to the Association, a Minnesota non-profit corporation, the amount of $5,367.55 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 15, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above, provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 5, 2009, as Document No. 2694582 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the

tion, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 2nd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 2, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path/Morse/08-7-855D) 2376127 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $584,000.00 MORTGAGOR(S): Darleen W. Smith and Columbus T. Smith, Jr., wife and husband, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 24, 2004 Dakota County Registrar of Titles Document Number: 553004 ASSIGNMENTS OF MORTGAGE: And assigned to: GreenPoint Mortgage Funding, Inc. Dated: March 14, 2006 Registered: March 30, 2006 Dakota County Registrar of Titles Document Number: 587279 And Corrective Assignment Registered: Dakota County Registrar of Titles Document Number: And assigned to: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Dated: March 22, 2010 Registered: May 19, 2010 Dakota County Registrar of Titles Document Number: T662155 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10013800851527677 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126809 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9348 Bluebill Bay Rd, Lakeville, MN 55044-5662 Tax Parcel ID Number: 22-83665-012-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 1, Block 1, Weishaar Addition, according to the recorded plat thereof, Dakota County, Minnesota, which lies Easterly of the following described line: Commencing at the Northeast corner of said Lot 1; thence North 88 degrees 35 minutes 18 seconds West, assumed bearing, along the North line of said Lot 1 a distance of 100 feet to the point of beginning of the line to be described; thence South 00 degrees 37 minutes 18 seconds East 100 feet; thence South 24 degrees 06 minutes East 162.1 feet to the South line of said Lot 1 and said line there terminating, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $658,003.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

lows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006466F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 02, 2010 at 10:00 AM has been postponed to July 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 16, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 02, 2010 at 10:00 AM has been postponed to September 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 23, 2010 at 10:00 AM has been postponed to October 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 23, 2010

DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 14, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006466F02 2379478 10/14/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12856 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12856 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Colleen R. Campbell, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Five Thousand Four Hundred Thirty Two and 00/100 ($5,432.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated November 30, 2009, and recorded April 8, 2010, as Document No. 2723644 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: November 24, 2010, at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on May 24, 2011.

Dated: September 23, 2010 By ___/s/_________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144159 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2375604 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 25, 2003 MORTGAGORS:T i m o t h y J .

Marsteiner and Renae S. Marsteiner, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 2, 2004, Dakota County Recorder, Document No. 2159767.

ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: February 19, 2010, Recorded: March 30, 2010, Document

Recorded: March 30, 2010, Document No. 2721987.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039249050157334 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 655 Crimson Leaf Trail, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-12300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Autumn Ridge COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$283,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$278,497.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2010.

Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1473 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380920 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Nicholas T. Gunderson, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368450 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Dated: June 07, 2010 Recorded: August 06, 2010 Dakota County Recorder Document Number: 2745002 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000963934-8 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21220 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22.84100.030.04 LEGAL DESCRIPTION OF PROP-

���������� �� ���� �����

ERTY: Lot 3, Block 4, Wild Meadows Villas, CIC NO. 364, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,773.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. ยง580.30 or the property is not redeemed under Minn.

Stat. ยง580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 24, 2010 at 10:00 AM has been postponed to October 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 24, 2010 SSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 2380161 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 5 ,

2006 MORTGAGORS: Donna S. Anderson and Mark Anderson, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered October 27, 2006, Dakota County Registrar of Titles, Document No. 600271, Certificate of Title No. 120923.

ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as trustee for the Certificateholders CWABS, Inc., Asset-Backed Certificates, Series 2006-21, Dated: January 27, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700073602100 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 14617 Fieldcrest Lane, Burnsville, MN 55306 TAX PARCEL I.D. #: 027120005002 LEGAL DESCRI PTION OF PR OPERTY: Lot 5, Block 2, Southcross Heights 1st Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $237,968.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 20, 2010.

The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 145713302 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 11, 2010.

The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 5, 2010 at

g 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 15, 2010.

The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 11, 2010.

The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380050 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 25, 2003 MORTGAGOR: Eric J. Wickoren, a married person.

MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded November 14, 2003, Dakota County Recorder, Document No. 2140459.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 25, 2003, Recorded: November 14, 2003, Document No. 2140460.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16445 Garner Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117521003 LE GA L DE SC R IPT ION OF PR OPERTY: Lot 21, Block 3, Donnay's Valley Park 6th, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,520.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,759.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 14, 2010 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 17, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1145 7810360055 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 18, 2010 at at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 11, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1145 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2379522 10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Minn Stat. 580.025, 580.04 DATE: October 7, 2010 YOU ARE NOTIFIED THAT default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: Combination Mortgage and Security Agreement with Assignment of Rents and Fixture Filing dated November 23, 2004, executed by Tollefson Development, Inc., as mortgagor, for the benefit of Harris Trust and Savings Bank, as mortgagee, recorded on February 17, 2005 as Document Number 2297014 in the Office of the County Recorder of Dakota County, Minnesota, as modified by that certain Supplement to Combination Mortgage and Security Agreement with Assignment of Rents dated May 23, 2007, executed by T o l l e f s o n D e v e l o p m e n t , I n c . , as mortgagor, and Harris N.A. (as successor by merger to Harris Trust and Savings Bank), as mortgagee, and recorded July 30, 2007 as Document Number 2534164 in the Office of the County Recorder of Dakota County, Minnesota.

2. Mortgagors: Tollefson Development, Inc., a Minnesota corporation 3. Mortgagees: Wyatt Pudel Pointer I, LLC 4. Recording Information: Combination Mortgage and Security Agreement with Assignment of Rents and Fixture Filing dated November 23, 2004, executed by Tollefson Development, Inc., as mortgagor, for the benefit of Harris Trust and Savings Bank, as mortgagee, recorded on February 17, 2005 as Document Number 2297014 in the Office of the County Recorder of Dakota County, Minnesota, as modified by that certain Supplement to Combination Mortgage and Security Agreement with Assignment of Rents dated May 23, 2007, executed by T o l l e f s o n D e v e l o p m e n t , I n c . , as mortgagor, and Harris N.A. (as successor by merger to Harris Trust and Savings Bank), as mortgagee, and recorded July 30, 2007 as Document Number 2534164 in the Office of the County Recorder of Dakota County, Minnesota.

Assignments of Mortgage, if any: From Harris N.A. (as successor by merger to Harris Trust and Savings Bank) to Wyatt Pudel Pointer I, LLC pursuant to that certain Assignment of Mortgage dated July 21, 2010 and recorded on August 2, 2010 as Document Number 2743858 in the Office of the County Recorder of Dakota County, Minnesota.

For additional assignments of Mortgage, provide the relevant information below.

INFORMATION REGARDING MORTGAGED PREMISES 5. Tax parcel identification number of the mortgaged premises: 22-21195-070-10; 22-21195-080-10; 22-21195-090-10; 22-21195-100-10; 22-21195-110-10; 22-21195-120-10; 22-21195-130-10; 22-2195-140-10; 22-21195-150-10; 22-21195-160-10; 22-21195-170-10; 22-21195-180-10; 22-21195-190-10; 22-21195-200-10; 22-21195-210-10; 22-21195-220-10; 22-21195-230-10; 22-21195-240-10; 22-21195-390-07; 22-21195-400-07; 22-21195-410-07; 22-21195-420-07; 22-21195-430-07; 22-21195-440-07;

22-21195-450-07; 22-21195-460-07; 22-21195-470-07; 22-21195-480-07; and 22-21195-490-07.

6. Legal description of the mortgaged premises: Lots 7-24 inclusive, Block 10 and Lots 39-49 inclusive, Block 7, Donnelly Farm Addition, Dakota County, Minnesota.

7. The physical street address, city, and zip code of the mortgaged pr e m i s e s : 1 9 8 6 3 I b e r i s A v e n u e , Lakeville, Minnesota 55044; 19859 Iberis Avenue, Lakeville, Minnesota 55044; 19855 Iberis Avenue, Lakeville, Minnesota 55044; 19851 Iberis Avenue, Lakeville, Minnesota 55044; 19847 Iberis Avenue, Lakeville, Minnesota 55044; 19843 Iberis Avenue, Lakeville, Minnesota 55044; 19839 Iberis Avenue, Lakeville, Minnesota 55044; 19835 Iberis Avenue, Lakeville, Minnesota 55044; 19831 Iberis Avenue, Lakeville, Minnesota 55044; 19827 Iberis Avenue, Lakeville, Minnesota 55044; 19823 Iberis Avenue, Lakeville, Minnesota 55044; 19819 Iberis Avenue, Lakeville, Minnesota 55044; 19811 Iberis Avenue, Lakeville, Minnesota 55044; 19807 Iberis Avenue, Lakeville, Minnesota 55044; 19803 Iberis Avenue, Lakeville, Minnesota 55044; 19799 Iberis Avenue, Lakeville, Minnesota 55044; 19795 Iberis Avenue, Lakeville, Minnesota 55044; 19791 Iberis Avenue, Lakeville, Minnesota 55044; 19902 Itea Avenue, Lakeville, Minnesota 55044; 19906 Itea Avenue, Lakeville, Minnesota 55044; 19910 Itea Avenue, Lakeville, Minnesota 55044; 19914 Itea Avenue, Lakeville, Minnesota 55044; 19918 Itea Avenue, Lakeville, Minnesota 55044; 19922 Itea Avenue, Lakeville, Minnesota 55044; 19926 Itea Avenue, Lakeville, Minnesota 55044; 19930 Itea Avenue, Lakeville, Minnesota 55044; 19934 Itea Avenue, Lakeville, Minnesota 55044; and 19938 Itea Avenue, Lakeville, Minnesota 55044; 19942 Itea Avenue, Lakeville, Minnesota 55044.

OTHER FORECLOSURE DATA 8. The person holding the Mortgage: is not a transaction agent, as defined

by Minn. Stat. 58.02, subd. 30 The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, are Wyatt Pudel Pointer I, LLC 9. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is INFORMATION REGARDING FORECLOSURE 10. The requisites of Minn. Stat.

580.02 have been satisfied.

11. The original principal amount secured by the Mortgage was $19,149,153.00.

12. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the h o l d e r o f t h e M o r t g a g e , i s: $11,333,676.59.

13. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Thursday, November 18, 2010 10: 00 a.m., at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby F-100, Hastings, Minnesota.

15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representative or assigns is two (2) months after the date of sale.

14. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. on Not Applicable.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. WYATT PUDEL P O I N T E R I , LLC, a Minnesota limited liability company By: _______________________________ James P. Deanovic, Chief Manager THIS INSTRUMENT WAS DRAFTED BY: Leonard, Street and Deinard P.A. (RFJ/RLG) 150 South Fifth Street, Suite 2300 Minneapolis, MN 55402 2370554 10/7-10/28/10

47A

Vacancies from Page 9A

assuring address of the needs of students who are blind or visually impaired within the context of the entire special education program rules, priorities, procedures, and funding.

The Committee shall consist of 13 to 15 members including: Four parents of children who are blind or visually impaired; four teachers with license in visual impairment serving students; one related service staff person employed to work with students who are blind or visually impaired; one representative of an institute of higher education that prepares teachers to work with students who are blind or visually impaired; two special education directors, coordinators, or supervisors; and one to two people from another state agency or nonprofit agency that has a mission that includes services to children birth thorugh age 21 who are blind or visually impaired.

The committee shall be geographically representative of the state and include at least two members who are blind or visually impaired. The committee meets four times per year.

Application forms may be found at: www.sos.state.mn.us/ index.aspx?page=5 or may be obtained from the Office of the Secretary of State, Open Appointments, 180 State Office Building, 100 Rev. Dr. Martin Luther King, Jr. Blvd., St. Paul, Minn. 55155-1299, or in person at Room 180 of the State Office Building.

In accordance with the Minnesota Open Appointments Law, the Secretary of State acts as an administrator in publishing vacancies, receiving applications, and recording appointments.

Applications will be reviewed and appointments made by the appointing authorities for these various agencies; questions about specific vacancies and appointments should be directed to the appointing authority.

Applications submitted by October 26 are assured of full consideration by the appointing authority.

Appointing authorities for these agencies may choose to review applications received by the Secretary of State after that date. Applications are kept on file for a one year period.

The 2009 Open Appointments Annual Report is available at www.sos.state.mn.us/ index.aspx?page=360.

This publication includes a complete listing of state boards and councils that follow the open appointments process, descriptions of these agencies and their memberships, and statistical information about appointments and vacancies during the 2009 fiscal year. Paper copies of the 2009 Open Appointments Annual Report are available at the Minnesota Bookstore, (651) 297-3000 or 1-800-657-3757.

To receive an automatic notice of vacancies each month, please submit your e-mail address to open.appointments@ state.mn.us.

48A

October 14, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo by Jessica Harper

Photo submitted

One2One Marketing President Elaine Grundhauser and Vice President Dave Thorman Maj. Gen. Larry Shellito, adjutant general for the Minnesota National Guard, presents looked to SCORE to help them obtain a loan to help with cash flow. The company fell on the 34th Infantry Division colors to Brig. Gen. David Elicerio during the Oct. 2 change hard times due to the recession. of command ceremony.

SCORE from Page 1

teer for four years.

Most SCORE volunteers are retired professionals, many of whom owned their own businesses.

McGovern is a retired CPA who was also once a restaurant franchisee. â&#x20AC;&#x153;I started on my second life, and thought I could do soup kitchens and the like, but my brain hasnâ&#x20AC;&#x2122;t turned off,â&#x20AC;? he said. As a SCORE volunteer, â&#x20AC;&#x153;I can read and participate in a lot of different business subjects.â&#x20AC;?

The South Metro Chap-

ter of SCORE was formed in 1994, has 29 volunteers and is part of a national nonprofit organization.

Although the nonprofit started as a group of retirees, there is a growing number of volunteers who are working professionals, Ahlgren said.

The chapter assists startup entrepreneurs and existing small businesses in Scott and Dakota counties.

The most common challenge for new businesses, especially in the current climate, is financing, Ahlgren said.

New entrepreneurs often

struggle to forecast their revenue and expenses, or even obtain financing in a time when banks are becoming conservative lenders, he said.

Ahlgren, who has been a member for 10 years, said he became involved in SCORE as a way to stay busy while helping others. â&#x20AC;&#x153;I got tired,â&#x20AC;? he said, â&#x20AC;&#x153;of looking for things to do. ...

It keeps you vibrant â&#x20AC;&#x201D; not just sitting around collecting moss.â&#x20AC;?

Jessica Harper is at jessica.harper@ecm-inc.com.

ďż˝

! " # #$ # % $ & !

'# & '# % # $ # #

Change of command for Red Bulls Brig. Gen. David Elicerio replaces Maj. Gen. Richard Nash

by Laura Adelmann DAKOTA COUNTY TRIBUNE

Traffic clogged Highway 3 on Oct. 2 as people clamored to witness the installment of Brig. Gen. David J. Elicerio as the new 34th Red Bull Infantry Division commander at the Rosemount Armory.

Elicerio replaced Maj. Gen. Richard Nash during the ceremony, which featured Nash passing the unit flag to Elicerio.

A Ham Lake resident, Elicerio has a 30-year career with the Minnesota National Guard, serving in numerous senior staff positions, commanding troops at the company, battalion and brigade levels.

In 2005, Elicerio headed the 1st Brigade Combat Team of the 34th Infantry, which served a record-setting 16 extra months in Iraq during the

troop surge. â&#x20AC;&#x153;This division has served us all well and is a critical component to our history and our future,â&#x20AC;? Elicerio said. â&#x20AC;&#x153;I am fully committed to my best effort and challenge each of you to commit to the same as we move through this transition.â&#x20AC;?

Soldiers, family members and officials including Rosemount Mayor Bill Droste attended the ceremony.

Droste said it was the first time he had ever attended a changing of the command ceremony, and was impressed with the service, which featured a military band.

During the ceremony, Maj. Gen. Nash noted that the band helped create tremendous amounts of good will by learning how to play the Iraqi and Sunni national anthems while they were deployed to

Iraq.

To Elicerio, Nash said, â&#x20AC;&#x153;I have great confidence in your ability to command these great men and women. Your leadership in Iraq was vital to our success, and this assignment is truly well-deserved.â&#x20AC;?

Nash was selected by Gov. Tim Pawlenty to become the stateâ&#x20AC;&#x2122;s 30th adjutant general, replacing Maj. Gen. Larry Shellito.

Pawlenty has described Nash as a strong, seasoned, conscientious leader who has the skills, heart and history of success to lead the Guard.

Nash will oversee about 14,000 troops operating from 63 facilities located throughout Minnesota.

Laura Adelmann is at dceditor@frontiernet.net.

" # & % % $ & $ # # $ & ( $

## $ ) ! * #

+ , $- . $# / 0 - . .

.1 2 ,3 4 526!+

! " " #

$ $