10/21/2010 - Dakota County Tribune Business Weekly

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Frontier recognizes faces behind its service 2A Bellows challenges, Dahl faces more scrutiny 8A Potential buyer backs out of NWA deal 9A

JESSICA HARPER DERRICK WILLIAMS

JESSICA HARPER

dakotacountytribune.biz dakotacountytribune.biz

DATE ##, 2009 OCTOBER 21, 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 34

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Better days ahead for Holiday Inn Burnsville

INSIDE BIZ FORUM

City’s largest hotel under new ownership, is being renovated, and will be renamed under Best Western flag

Gubernatorial candidate Mark Dayton’s plan to ‘tax the rich’ is no path to prosperity. 5A PHIL KRINKIE

by John Gessner DAKOTA COUNTY TRIBUNE

The 25-year-old Holiday Inn Burnsville, the city’s largest hotel and only fullservice lodging property, is undergoing a major upgrade after years of neglect. Sold to new owners in July, the 144-room hotel will also be renamed under the Best Western flag. It will become the Nicollet Inn on Jan. 1 and the Best Western Nicollet Inn once the new owners gain corporate approval, said Nathan Kremer, the hotel’s sales and marketing director. Blithe Hospitality Group, a group of investors from Burnsville and Lakeville that includes the hotel’s former catering and sales director, bought the Holiday Inn Burnsville from an ownership group that also owns the Holiday Inn Metrodome in Minneapolis. The two-toned, five-story hotel, a highly visible landmark perched south of County Road 42 above the junction of Interstate 35E and Interstate 35W, lost occupancy over the years with little interior remodeling to keep the property fresh, Kremer said. “This place was rockin’ for 15, 20 years. As with any hotel, you need to do

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The Dakota County Tribune Business Weekly is looking for exceptional businesswomen to honor. 5A

BUSINESS 101

Photo by Rick Orndorf

Nathan Kremer is director of sales and marketing for the Holiday Inn Burnsville, which is under new ownership. The 25-yearold hotel, Burnsville’s largest, is being renovated and will be renamed under the Best Western flag. updates,� Kremer said. “I think the previous owners just kind of let it go,� said Dan Gustafson, a City Council member who serves on Burnsville’s Convention and Visitors Bureau. “I’m grateful that a company saw the value of that property and came and took it over and is going to make something nice of it, like it was in its glory days. There was a time when the Holiday Inn was the hotel in town.� Blithe Hospitality Group includes Ron and Jamie Dahlen of Burnsville. Ron is vice president of Lakeville-based builder Country Joe Homes. Jamie is a former catering and sales director at Holiday Inn

Burnsville. The Dahlens’ oldest daughter, Angela Thomas, and her husband, Jeremy, of Lakeville, are also part-owners, along with two silent partners from Burnsville, Kremer said. The Dahlens’ first venture into the hospitality business was in 2006, when they were part of a group that bought the old Super 8 Hotel in Lakeville and turned it into the Holiday Inn Lakeville and Rudy’s Redeye Grill. The Dahlens are also part of Lakeville Management group, which manages the Lakeville and Burnsville properties, said Kremer, a former Holiday Inn See Holiday Inn, Page 12A

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October 21, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy JACKIE JENNIFER Hired Blue Cross and Blue Shield of Minnesota Eagan

Blue Cross and Blue Shield of Minnesota recently hired Jackie Jennifer as senior vice president of operations. In her role she will be responsible for leading the strategy and implementation for service operations and claims systems. Jennifer has more than 30 years of service operations experience. Most recently she served as senior vice president of service at Horizon Blue Cross Blue Shield of New Jersey. Her experience also includes serving in senior leadership positions with Premera Blue Cross, Omni Healthcare Inc., Foundation Health Federal Services and Health Net. Jennifer received her bachelor of arts degree from Morgan State University in Baltimore. She has been a longtime member of the board of trustees of United Way and is a past chair of SERV Foundation, a Princeton, N.J.-based organization that provides support to mentally challenged adults.

Business Briefs BLYTHECO ACQUIRES RESULT DATA CONSULTING Blytheco in Mendota Heights announced on Sept. 28 that the company has acquired Columbus, Ohiobased Result Data Consulting. Blytheco is the leading Sage business partner, representing CRM, ERP, and HRMS solutions from its nine nationwide locations. Result Data specializes in data management and business intelligence solutions; its clients will be served from the existing Blytheco office in Columbus, Ohio. This transaction continues Blytheco’s expansion strategy of growth by acquisition; the company has acquired multiple Sage consulting businesses in the past several years. Serving the business community since 1980, Blytheco offers business management software and consulting services to the mid-market. Bly-

Buzz Spotlight Frontier Communication recognizes the ‘faces’ behind its service Telephone, Internet company makes promotional documentary film by Jessica Harper DAKOTA COUNTY TRIBUNE

As a way to show appreciation to all the people behind Frontier Communications, the company created a promotional documentary called “Faces of Frontier,” which premiered earlier this month. “The goal is to let the community know about our people, our values and how we are working in their community,” said Burgess Harrison, Frontier regional marketing director for the Central Region. Harrison said that as the Stamford, Conn.-based telephone and Internet service provider grows and repositions itself in the market, Frontier wants to let the public know it still maintains its core value of putting its customers first. “We want our customers to know that Frontier is in your corner,” he said. The company tripled in size last summer after acquiring access lines from Verizon. Frontier recorded a series of HD highquality videos featuring employees, customers and community members from California to Minnesota telling people what they think of Frontier. The promotional documentary premiered at the CineMagic Theater in

Photo submitted

Frontier Communication recently released a film called “Faces of Frontier” that recognizes the people behind its service. Burnsville on Oct. 10 and is available online at www.myfitv.com. Frontier is also holding an online contest until the end of the month in which winners will receive a netbook. Informa-

tion is available at ww.facesoffrontier. com. E-mail Jessica Harper is at: jessica.harper@ecm-inc.com

Business Briefs

Business Briefs

Business Briefs

theco represents Sage solutions including Sage ERP X3, MAS 90, MAS 200, MAS 500, BusinessWorks, SalesLogix, SageCRM, Abra HRMS and MIP nonprofit business solutions. With 130 employees across the United States in 16 states, Blytheco works to help companies meet their business goals with software products, custom programming and consulting.

has been named a finalist in three categories: Tech Exec, Tech Service: Established, and IT Software and Hardware — Communication and Infrastructure: Established. The Tekne Awards honor those who play a significant role in discovering new technologies that educate, improve lifestyles and improve the lives and futures of people living in Minnesota and all over the world. This year marks the award’s 11th year. Awards are separated into categories that recognize the best and brightest in innovation, development, commercialization and management of technology in Minnesota. The program reinforces Minnesota’s place as one of the most competitive and technologically advanced regions in the world. The 2010 Tekne Awards will be presented on Wednesday, Nov. 3, at the Minneapolis Convention Center, beginning with VIP registration and reception at 4:30 p.m. The general reg-

istration and cocktails begin at 5 p.m., followed by dinner at 5:45 p.m. The awards ceremony begins at 7 p.m. and the evening ends with a post-Tekne party at 8:30 p.m. The event will be emceed by Paul Douglas, author, entrepreneur and meteorologist.

THOMSON REUTERS IS FINALIST FOR TEKNE AWARDS In recognition of technology innovation in Minnesota, the Minnesota High Tech Association, in partnership with LifeScience Alley, Enterprise Minnesota and the BioBusiness Alliance of Minnesota, recognizes leaders from large global companies to small startup ventures as finalists for the 2010 Tekne Awards. This year, Eagan’s Thomson Reuters

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NEW DCR CHAMBER OF COMMERCE MEMBERS The following is list of new members of the Dakota County Regional Chamber of Commerce: • Brad Ruiter Eagan, Minn. (612) 836-8600 • Prepaid Legal Services Inc. 3426 Cromwell Trail Rosemount, Minn. (612) 272-0997 www.prepaidlegal.com


DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 21, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Business Briefs LAKEVILLE RESOURCE CENTER HOSTS GRAND OPENING The Lakeville Resource Center will host a grand opening celebration from 5 to 7 p.m. on Monday, Nov. 1, with a ribbon-cutting ceremony at 6:30 p.m. at 20730 Holyoke Ave., Suite 135 in Lakeville. There will be deserts and coffee. The doors of the new Lakeville Resource Center opened Oct. 1 in downtown Lakeville in the Holyoke Crossing Mall. This new food shelf is expected to provide support and resource referrals for about 200 families in Lakeville and several surrounding communities in Dakota County. The center is a satellite food shelf of the Eagan Resource Center, a nonprofit organization serving Dakota County families since 2004. The organization has a mission to serve those in need and eliminate hunger in Dakota County. For information on the resource center or its grand opening, visit www. lakevillerc.org. NACR NAMED VENDOR OF THE YEAR BY AVAYA USER GROUP Eagan-based communications expert NACR (North American Communications Resource Inc.) has been named Vendor of the Year by the Avaya Predictive Dialer System User Group. The award was announced during the group’s annual Training Summit and Vendor Expo Sept. 20-22 in Las Vegas. The Avaya PDS User Group was created nearly 20 years ago to provide a vehicle for Avaya predictive dialer users to increase their knowledge of proper operation, utilization, and maintenance of their systems and other contact center solutions in an environment conducive to networking. Attended by many of the world’s leading users of PDS equipment, the yearly conference and other events stress the importance of end-user education and how critical it is to the success of a contact center. A seven-time Avaya BusinessPartner of the Year, NACR is the largest Avaya channel partner worldwide and a leading provider of value-added communications solutions — delivering comprehensive sales, consultative, training, and technical support, as well as managed services, maintenance, and repairs. The Avaya PDS User Group Vendor of the Year award is presented

Business Briefs

Business Briefs

Business Briefs

to the company chosen by the group’s executive committee as having gone “above and beyond” in its support of the organization. NACR was selected for its ongoing support of end-user education. For example, the company has announced that any customer installing or upgrading a qualified PDS with NACR and using MUG Enterprise for integration services, will receive a free pass for the 2011 User Group conference, including two nights hotel.

benefit management URAC accreditation in 2007, and has also achieved URAC accreditation for its medication therapy management program and for PrimeMail, the organization’s prescription home delivery service. The URAC PBM accreditation program is designed to encourage PBM industry best practices, promote quality improvement and protect and empower consumers. The URAC standards-development process is consensus-driven, with hundreds of industry experts serving as volunteers to establish and revise appropriate industry benchmarks. Accreditation sets industrywide clinical and operational standards and brings a recognizable seal of quality to accredited organizations. It is URAC’s goal to develop accreditation standards and provide the assurance that, notwithstanding different business models, the content of what is provided to clients and their members meets acceptable standards. URAC, an independent, nonprofit organization, is a leader in promoting health care quality through accreditation and certification programs.

commendable works. The students submitted their final projects for judgment last spring vying to be one of the eight winners. Finalists were also honored, receiving an award and a donation. The different categories for the projects included: directing and predicting, cinematography, editing and post-production, screenwriting, media production, sound arts, and photography and digital imaging. USFCU has sponsored the program for the past three years and has continued to show interest in supporting the community in this unique way. Many people came to show their support for the fine arts including Minnesota State Colleges and Universities Chancellor James McCormick, state Sen. Jim Carlson, Cinema Division Chair Hafed Bouassida, and USFCU President/CEO Bill Raker. The nominees were also surrounded by professors, family and friends, totaling approximately 100 people for the ceremony.

IGH SOLUTIONS ANNOUNCES NEW PARTNERSHIP Inver Grove Heights-based IGH Solutions, a division of Taylor Corp., recently announced that it has entered into a strategic relationship with Giftango Corporation, the leading virtual gift card company. Under the agreement the companies will work together to bring both virtual and plastic gift card solutions to their customers. IGH is ranked by the Nilson Report as the world’s largest provider of gift cards. The relationship between IGH and Giftango marks a major endorsement of the growing importance of mobile and electronic gift cards in the pre-paid market, according to Barb Cederberg, CEO of IGH Solutions. Retailers who use IGH’s eCommerce solutions will be able to manage channel sales, issue and fulfill physical and virtual stored value cards, execute marketing campaigns, offer promotions, and track deliverability statistics and analytics never before available in stored value. Channel partners can track sales and distribution across the variety of stored value processors and merchants, from a single cohesive platform. IGH Solutions’ partnership with Giftango follows the recent announcement that Taylor Corp. invested in the Series B round of Giftango. Giftango plans to use the proceeds to continue its growth and expansion into the digital eGift card market. PRIME THERAPEUTICS AWARDED ACCREDITATION FROM URAC Prime Therapeutics, an Eaganbased pharmacy benefit management company, was recently awarded full pharmacy benefit management accreditation from URAC, a Washington, D.C.-based health care accrediting organization that establishes quality standards for the health care industry. Prime received initial full pharmacy

US FEDERAL CREDIT UNION SPONSORS CINEMA AWARDS US Federal Credit Union in partnership with Minneapolis Community Technical College sponsored the fourth annual Cinema Division Production Excellence Awards. The awards went to Cinema Division students who have shown exceptional talent and potential for their

APPELQUIST BOOK A WINNER Jeff Appelquist’s book, “Sacred Ground: Leadership Lessons From Gettysburg and the Little Bighorn,” has been named the winner of the 2010 Writer’s Digest Awards firstplace prize in the category of nonfiction. Earlier this year, “Sacred Ground” won the National Indie Excellence Awards gold medal for military history. Appelquist is a resident of Apple Valley and writes a regular column on leadership and teams for the Dakota County Tribune Business Weekly.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica. harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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October 21, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Horner’s voice needed for new state direction by ECM Editorial Board When looking at the three choices that voters have in this year’s governor’s race, Minnesotans are certainly blessed with options. All three candidates have been very forthright in describing what differentiates them from their two opponents. They have also done a tremendous service to the voters by revealing information regarding their proposed budgets. This offering is especially crucial during the difficult economic biennium that will take place in the state over the next two years. But we hope that this practice of divulgence, started by candidates Mark Dayton, Tom Emmer and Tom Horner, will be one that candidates in the years to come will continue. The real winner in all of this is the informed voter, and the candidates deserve thanks for making that possible. The budget is certainly the biggest issue that will face Minnesota’s next governor but there are others as well from education and health care funding to gambling. Such sweeping changes require industrious, collaborative thinking. It is our contention that Independence Party candidate Tom Horner best possesses the abilities and the ideas

ECM Editorial to lead Minnesota through these uncertain times. We support the fact that he says he will build his cabinet with individuals brought in for their expertise rather than because they were owed a political favor. And we agree with him that members of either political party will be more apt to work with him than they would their polar opposite. When it comes to the budget, Horner favors a balanced approach. He supports tax reduction for businesses to allow Minnesota’s companies to invest in research and development, setting up the building blocks for future success. And he favors lowering the sales tax one percent but expanding the tax base to include more items such as clothing. We agree with this plan supporting an expert-endorsed stable revenue tax rather than a system that relies increasingly on a regressive property tax with declining property values. The budget is not the only place where Horner is ready to ask tough questions and make difficult decisions.

Looking at education, Horner is not satisfied with the simple idea of how much money will be needed to fund education, he wants to know what the money will be used for. The candidate favors change to our education system — change that would come with abandoning some of the rigidity of No Child Left Behind; additional investment in early childhood education and a tough look at where there are currently too many brick and mortar buildings or too few. Horner also favors bringing Education Minnesota back to the table to work on issues of seniority and retirement in order to protect funding availability and young teachers who are so often the first victims of a budget cut. But Horner isn’t only concerned with changing education, he also looks at gaming and health care with the same critical eye. Horner supports gaming machines and slots at Canterbury Park and Running Aces. “There is a cost to the state for gaming and the state should share in the revenue,” he said. He also supports increased focus on preventative measures to cut health care costs and supports savings and incentive programs to allow Minnesotans to save for their own future health care needs. Under Horner’s plan, an indi-

vidual would be able to use the money to help pay for their own medical costs or to assist a family member in need. Minnesotans deserve that freedom and flexibility when using their own money. Horner is seeking to become just the second Independence candidate to win the governor’s seat in Minnesota, and Jesse Ventura’s historic victory is on his mind, as are the philosophies of his two opponents. Horner argues that he is the only one who isn’t promising a free ride. He argues that Senator Dayton is boasting he will tax the wealthy and everyone else will be protected, and Horner says Representative Emmer will cut programs for the poor while everyone else will get a free ride. Horner’s plans lay just down the middle, which is what we would expect from an independent candidate charged with pulling two increasingly polarized parties together in St. Paul. “We all have a stake in this,” Horner said. We couldn’t agree more, and Horner presents the best choice to bring Minnesotans together. The Dakota County Tribune is part of ECM Publishers Inc.

U.S. Rep. John Kline has endorsement of voters, newspaper by ECM Editorial Board We’ll bet there are some voters in these parts who fondly remember the days when their congressman was Jim Ramstad, the famously moderate Republican. Many voters in what today constitutes the 2nd Congressional District were once represented by the likes of Ramstad and Democrats David Minge and Tim Penny — less-than-ideological politicians who strayed from the party line when it suited their independent instincts. Current U.S. Rep. John Kline isn’t one of those. During the 110th Congress, from January 2007 to January 2009, he voted with his Republican Party 94 percent of the time. The American Conservative Union gives him a lifetime rating of 93.3. Kline has also won the irrefutable support of 2nd District voters, beating four Democratic opponents with ease since his first winning campaign in 2002. We accept their judgement and endorse Kline for re-election to a fifth term in November. When he was first elected, the retired Marine colonel who flew helicop-

ECM Editorial ters in Vietnam and carried the nuclear “football” for President Reagan was best known for becoming the only military officer on the House Armed Services Committee. Today, the widely acknowledged congressional expert on military affairs is best known for his controversial stance against congressional earmarks. Kline won’t take ’em — and there are plenty of city and county officials across the district who despair that their congressman won’t seek the extra congressional appropriations for their roads and other projects. Kline’s spirited Democratic opponent this year, Shelley Madore, has made his anti-earmark position a chief plank of her campaign. So did the 2008 Democratic candidate, Steve Sarvi. That hasn’t deterred Kline, one of only a dozen House members who had sworn off earmarks in 2007. Today, there are at least 40, and House Repub-

licans have declared a caucus moratorium on earmarks. If Republicans take control of the House after November, as some predict, the influence of pioneers such as Kline may truly be measured in whether the once-minority party actually reforms the earmark process. In the event of a Republican takeover, Kline is also poised to become chairman of the House Education and Labor Committee, of which he is now ranking member. That means he’ll be a major player in the recasting of President George W. Bush’s No Child Left Behind law and debate over education reforms sought by President Obama and Arne Duncan, his secretary of education. Kline’s general disdain for federal intervention in local schools will put him at odds with the administration over some of the proposed reforms. But Kline has lent a sympathetic ear to the many school administrators in his district who despair that the overly rigid No Child Left Behind sets their schools up for failure. Kline has also been a consistent, vocal supporter of full funding for the federal special-education mandate of 1975. Ask any school district going through

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budget cuts how much full funding of special education would help ease their pain. Madore is a former one-term state legislator from Apple Valley who has been touring the district to find infrastructure projects that she says Kline’s no-earmark stance has left begging. She may have a point. But as a new congresswoman, she would also run into the same toxic pool of seniority and influence-swapping that Kline said impeded his ability to secure earmarks when he was still seeking them. Madore has also been pestering Kline to debate. Kline’s deaf ear to her entreaties is probably smart politics when one is nearly assured of re-election against an underfunded opponent still unknown to many voters. But it’s bad constituent service — the kind of thing Kline himself might have railed against back when he was an upstart trying to unthrone thenDemocratic incumbent Bill Luther. The Dakota County Tribune and Thisweek Newspapers are part of ECM Publishers Inc.


DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 21, 2010

Forum Commentary and opinion regarding issues in the world of business and public policy

Can we tax our way to prosperity? by Phil Krinkie SPECIAL TO THE TRIBUNE

According to a recent Star Tribune Minnesota poll, 61 percent of the respondents favored closing the state’s almost $6 billion budget gap by increasing taxes on “high” income wage earners. The poll results likely having something to do with gubernatorial candidate Mark Dayton’s budget proposal to “tax the rich.” For months, Mr. Dayton has touted his plan of raising taxes by $5 billion in order to solve the state’s projected budget deficit. More recently Dayton has begun airing television commercials stating he will spend more state dollars on education and health care without raising taxes on “middle income” Minnesotans. Does anyone really believe this is possible? More government spending and tax increases only on the “rich” and everyone lives happily ever after. Dayton argues that Minnesota has prospered the most during periods of a more progressive tax system, than it has during times of less tax progressivity. It is questionable whether this is indeed the case, but even if it is, it is probably a historical coincidence rather than a result of Minnesota’s tax policy. I have never seen an economic study

Guest Columnist Phil Krinkie

that concludes higher taxes lead to greater economic output. And given that Minnesota is now creating jobs at a faster pace than the national rate, one could argue that Minnesota’s position of holding the line on taxes has spurred our economic growth, or at least is a contributing factor. A recent editorial by the Star Tribune entitled “Think about which tax to raise” implies taxes must be increased in order to balance the state budget. This is the position that the liberal media has held for more than a decade. The Star Tribune’s Editorial Board favors a high level of state services and has shown little appetite for talking constructively about trying to deliver services in more cost effective methods or for state government stepping back from some of its involvement in the delivery of public programs. Yet a closer analysis of the facts reveals that a strong economy is a better route to prosperity for low income individuals than a high level of govern-

ment social service spending. To demonstrate this point, recent reports by the U.S. Census Bureau show that poverty rates have reached a 15 year high. The proportion of U.S. residents considered living in poverty climbed to 14.3 percent, the highest level since 1944. Certainly the economic recession plays a key role in the increase in the poverty level, but huge increases in government spending on education, health care and construction projects appear to have done little to lift people out of poverty. According to the Census Bureau numbers, Minnesota has the second lowest poverty rate in the country at 8.1 percent, at the same time state spending has slowed to less than double digits over the last eight years under Gov. Pawlenty’s “No New Taxes” stance. This “No New Tax” stance has actually helped to improve Minnesota’s economy in relationship to the rest of the country. Minnesota has unemployment rates lower than the national average, health insurance coverage higher than the rest of the nation and we continue to have one of the highest graduation rates in the country. A strong case can be made that competitive tax rates are a good thing. Thinking that huge tax increases will

We’re seeking exceptional businesswomen

lead to greater employment opportunities or better test scores is foolish. The Star Tribune’s Editorial Board seems to believe that we can return to the days of yester year with a “high tax — high service” model. But just like the days of black and white television and rotary phones, this is an outdated economic model. In today’s global economy, Minnesota businesses aren’t just competing with South Dakota and Texas; they must be competitive with India and China. Of the two basic economic inputs, labor and capital, both are extremely portable in today’s global market place. If the Dayton tax plan of increasing state taxes by 15 percent over the next two years is implemented, we may just see how portable job creators and capital really are. It would be extremely short sighted to think Minnesota’s borders can hold high income wage earners hostage while the state legislators picks their pockets. Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@ taxpayersleague.org.

Dakota County Tribune BUSINESS WEEKLY

by Larry Werner DAKOTA COUNTY TRIBUNE

Dakota County’s workplaces might have all been run by good old boys not too many years ago. But there are a lot more women in charge these days, and we’re embarking on our second annual awards to honor the exceptional businesswomen in communities served by the Dakota County Tribune Business Weekly. Last year, we launched the program, and it was one of the most enjoyable projects of the year for many of us. Readers submitted names and brief biographies of women who are leaders in their companies and communities. A panel of our editors selected 15 winners who were profiled in a special section of the Tribune and given awards at a luncheon in Lakeville. It’s time for you to nominate members of the second class of outstanding businesswomen. You’ll find a banner ad on our websitethat you can click on to open a simple nomination form. So if you would like to nominate an exceptional businesswoman who runs or works for a Dakota County company or non-profit, go to www.thisweeklive. com. This year’s honorees will be chosen by our editors and by members of last year’s class of exceptional businesswomen. Those chosen last year ranged from

Tribune Columnist Larry Werner

entrepreneurs, such as Holly Hewitt, founder of Holly’s Centre Stage Dance studio in Lakeville, and Marie DeNicola, president of Mainstream Boutique in Apple Valley, to big-company excutives, such as Beth Krehbiel, president of Fairview Ridges Hospital in Burnsville, and Janelle Waldock of Blue Cross and Blue Shield in Eagan. Our keynote speaker, Joy Eldred, of Frontier Communications in Burnsville, told her story of rising from a job as secretary working for engineers to a job as vice president supervising some of the engineers for whom she used to do secretarial work at the phone company. The awards luncheon was held at the Lakeville Area Arts Center, which seats about 150 for banquets. Because we had to turn people away last year, we’ll be holding the 2011 luncheon at the new LaGrand Event Center in Apple Valley, which held its grand opening on Tuesday. LaGrand can accommodate up to 300. When we launched this program last year, I was asked if we were going to recognize outstanding men in business. My

answer was that men get plenty of recognition and still dominate the world of work by many measures. In other words, the gender gap still exists, and we want to recognize those women who have overcome the odds. Among the statistics that suggest women are deserving of special recognition for making their way to the top is this one I stumbled across: Women earned less than men in 99 percent of all occupations. Since April of 2009, we have been covering business news in Dakota County with our 126-year-old newspaper. The Tribune had been around as a general-interest newspaper since long before we believed women belonged at all levels of our companies. Well, times changed, and we’re pleased that we now have a publication that features the interesting and important events in Dakota County business and, once a year, salutes outstanding business people who happen to be of the female persuasion. Nominations will be closed in a few days. Watch for our special exceptionalbusinesswomen edition on Jan. 27, and think about attending our recognition event on Feb. 3. Larry Werner is editor and general manager of Thisweek Newspapers and the Dakota County Tribune. He is at larry.werner@ecm-inc.com.

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October 21, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business 101

Online video is one way to capture clients by Carie Statz SPECIAL TO THE TRIBUNE

Imagine captivating potential clients through a well-produced, high-definition video. Through the use of images to show a company’s product lines or provide satisfied customer testimonials or highlight company growth to investors, a marketing video can effectively communicate and build an organization’s credibility with its target market. “The potential for using video to reach an organization’s business strategies can seem endless,� said Dan Lipman, owner of Video: My Story. “Videos can be used to train employees, provide a company overview, give customer testimonials, show product lines and create online advertisements.� According to a report by eMarketer, the nation’s online video audience is expected to grow to 190 million people by 2012.

Make It Happen Carie Statz

An even more impressive number shows that more than 70 percent of the current online audience is watching videos and advertisements. That number is expected to grow to more than 80 percent by 2012. “Most organizations want to get video online, but are not sure what steps to take in order to make it happen,â€? Lipman remarks. “To get a professional video on a company website or YouTube or by using a social media account like Facebook, you need to think ahead.â€? Basic tips for creating a superior business video include: • Make sure you have a good camera to capture

footage • Use a h i g h - d e fi n i t i o n camera if you want better quality images • Write down what you want to communicate to your target audience • Prepare a short script of information you want to say • Think about 10 to 20 shots you would like to use in the video • Use good lighting • Don’t move the camera too much • Take different shots from different distances • Start with wide shots and go down to tight shots • Don’t just use the zoom function on the camera • Shut the camera off, move in and turn the camera back on • When using audio, make sure it is well-produced • Edit your video to make it is interesting to your target audience.

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

Online promotional videos on average tend to be approximately three minutes long. This can vary depending on the information a company wants to communicate and who the target audience is. Another important decision that needs to be made is on what platform the video will be placed. Most small businesses choose a thirdparty platform to host the video like YouTube, Delve Networks, Ooyala, Brightcove or Fliqz since they can provide tools to manage video and help create a quality user experience. Amateur-looking video can hurt a company’s image. It may be in the best interest of a company to leave video production in the hands of

experts. “A company’s video may be the first impression a customer sees,� Lipman said. “It has to be right.� When choosing a video producer, it is important to look for a company with experience in writing scripts and preparing storyboards, as well as in hiring actors or the right voice-over to best represent the company in the video. The video producer should also be wellversed in using the latest digital video advertising styles and know the logistics of creating online-specific video. “We shoot the video footage using high-definition cameras, studio lighting and jib cranes. Footage can be shot on-location

or using green-screen studios,� Lipman adds. “We create video in the right format for online use or it can be altered for television, billboards, PowerPoint presentations, and even cell phones and other PDA devices.� A video producer should be able to create professional video, communicating the right message for the right audience and in the exact format needed for highquality viewing. As the producer and owner of Video: My Story, Dan Lipman is available to answer specific questions about how video marketing can enhance a company’s image. He can be reached at (612) 889-8489 or dan@ videomystory.com. Or visit www.VideoMyStory.com. Carie Statz is marketing and sales instructor at Dakota County Technical College in Rosemount.

Best Practices Home sales slip in September Beware of inconveniencing your customers: Value their time Home sales in the 13-county metro area slipped in September to 2,803 sales compared to 3,007 in August, a decline of 6.8 percent. The difference compared to last year, with the homebuyer tax credit in effect, was more pronounced, with 4,216 sales in September of 2009 compared to 2,803 this September, a difference of 33 percent. Median prices dipped in August from $172,165 to $166,000, a difference of 3.6 percent. In a yearover-year analysis the 2009 September median price for a property was $170,000 which has adjusted downward by 2.35 percent to

$166,000 this September. The median sales price is defined as the mid-point, where half the properties sold for more, and half for less. The number of newly signed purchase agreements referred to as “pending sales� also adjusted lower, from 3,394 this past August to 3,102 in September, a differential of 8.6 percent. “It’s difficult to compare last year’s market to this year as the tax credit that was in effect garnered homebuyers’ attention and fueled the market,� said Tony Maurer, president of the St. Paul Area Association of Realtors, which includes Dakota County.

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“The tax credit that was in effect last September enhanced sales that continued into October and December. Therefore, comparing last September’s housing statistics to this September is not a truly fair assessment,� Maurer said. “Still, the sales numbers are off from traditional September numbers. “Prices have come down and there continues to be exceptional opportunities for buyers. The Twin Cities is a wonderful place to live and accordingly homes have held their value in comparison to many other markets.�

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by Kevin Stirtz SPECIAL TO THE TRIBUNE

Not long ago, I got a call from a hotel employee confirming the head count for an event I was responsible for. In her voicemail, she asked me to call her back to confirm our final head count, even though I had sent in the final number earlier that day. On the surface this seems like a customerfocused call. But it’s not. Here’s why. Since I had already sent her the final number earlier that day, I knew the head count. I did not need her to reconfirm. Clearly, she was calling to confirm for her purposes, not mine. And this is fine. I would want her to make sure she has the right numbers. Here’s where she went astray. She asked me to call her back right away to confirm, but all she really needed was to know was whether the number she had was correct. She did not need a call back unless the number she had was incorrect. So, if she had focused on me (the customer) she should have asked me to

Guest Columnist Kevin Stirtz

call back only if her number was not correct. She should have said if she did not hear from me, she would go ahead with the number she had. That approach would have told me she was focusing on me and how her request affected me. It would have required my involvement only if absolutely necessary. It might seem like a small thing, but a lot of small things can add up to big things. We’re all busy. I got her call as I was driving back home (across the state of Wisconsin) after a long day that started at 5 a.m. and didn’t end until 10 p.m. that night. I was in no mood to make an extra phone call if I didn’t have to. And, it’s not just an issue of time or inconvenience. It’s a matter of attitude. If she had focused on me, she would have realized she was asking me to make a phone call to help her when it was

not really needed. Don’t ask your customers to do any more than they absolutely need to. Find ways to minimize their time and inconvenience. Certainly don’t ask them to do something you can take care of. It’s your job, not theirs. Little things like this might not seem like much by themselves but they do add up. And as a customer, I notice when someone has done things in a way that respects my time. It makes a big difference in how I view them, and it influences whether they get more of my business and my referrals. Kevin Stirtz is the Amazing Service Guy, a speaker, trainer and consultant who helps organizations of all kinds deliver amazing customer service. His recent book: “More Loyal Customers� has won 5 star reviews at Amazon.com. He can be reached at (952) 212-4681 or kevin@amazingserviceguy.com.


DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 21, 2010

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Capitol Commerce

Flood relief and a little politics in special session Legislature approves some $80 million for battered communities by T.W. Budig ECM CAPITOL REPORTER

The Minnesota Legislature, in an afternoon special session on Oct. 18, approved some $80 million in flood and tornado damage relief assistance. The flood relief assistance dovetails with federal disaster relief funding slated for some 21 counties in southern Minnesota recently battered by torrential rains. Some lawmakers spoke of some communities receiving almost 14 inches of rain, and of unprecedented flooding that put some buildings nine feet under water. The tornado relief was targeted for the city of Wadena. The legislation wasn’t passed without comment.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource. com.

Rep. Alice Hausman, DFL-St. Paul, House capital bonding chairwoman, said she had considered voting against the relief package. That’s because some lawmakers who voted for bonding bills are getting hammered for their votes in election campaigns. Hausman argued that there is no such thing as “noble” state spending. Gubernatorial politics entered the debate. Rep. Tom Rukavina, DFL-Virginia, chided Rep. Tom Emmer, R-Delano, the Republican gubernatorial candidate, for his expected vote for the assistance legislation – Emmer did vote for it – after his previous votes against bonding bills and other spending legislation. Rukavina brought up taxes.

Anyone who believes the state budget can be dealt with without raising additional revenue is either a “BS-er” or “nuts in the head,” said Rukavina. “You’re not a BS-er,” Rukavina told Emmer. Emmer, who did not reply to Rukavina, opposes tax increases. T.W. Budig is at tim.budig@ ecm-inc.com.

Photo by T.W. Budig

The special legislative session had lawmakers greeting one another – many hadn’t seen some of their colleagues since May. Rep. Gail Kulick Jackson, DFL-Milaca, mingles on the House floor prior to the start of the session.

Voters will reshape Minnesota’s political landscape Minnesota House Republicans optimistic about seizing majority by T.W. Budig ECM CAPITOL REPORTER

Voters will reshape the political landscape of Minnesota in just two weeks. A new governor and refitted Legislature will be sent to St. Paul. Members of the U.S House of Representatives will be sent back to Washington or sent packing. Judges, school boards and other elected officials will meet with voter approval or disfavor on Nov. 2. Going into the election Democrats hold solid majorities in both the Minnesota House and Senate.

Republicans need 13 seats in Senate Republicans need to gain 13 seats to win the majority in the state Senate and pick up 21 seats to take back the House. In an analysis of voting trends in Minnesota, the blog Smart Politics in a study of midterm elections since 1954 determined that the party out

of power in the White House makes double-digit gains in the Minnesota House. Republicans have averaged a 19-seat gain. House Republicans are optimistic. “There’s a bunch of seats we know we’re doing well in – some open seats that have been Republican we’ll pick back up,” said House Minority Leader Kurt Zellers, R-Maple Grove. One open seat Zellers points to is in Isanti County, House District 17B, where Democrat Cindy Erickson, Republican Bob Barrett, and Independence Party candidate Curtis Lendt are vying to replace the retiring Rep. Jeremy Kalin, DFL-North Branch. The Republican stable of candidates this election, Zellers believes, is the cream of the crop. “This is some of the best candidates I’ve seen in 20 years of politics,” he said. Other House Republicans look forward to the election with anticipation.

“It’s going to be more phenomenal than people give it credit for,” said Rep. Tom Hackbarth, R-Cedar, of the Republican momentum he senses building. Hackbarth believes House Republicans will take control of the House. Though initially “skeptical” of the idea of a Republican surge reaching Minnesota, Hackbarth has been convinced by the positive comments of Republican caucus members, he explained.

House Democrats cautiously conf ident House Democrats expressed caution and confidence. “We’re at a high-water mark right now,” said House Majority Leader Tony Sertich, DFL-Chisholm. “It’s always difficult to maintain that,” he said. But Sertich suggested Democrats will keep control of the House. “The ship may take on a little water but at the end of the day, we’ll be sailing in a positive direction

for the state,” he said. Rep. Al Doty, DFL-Royalton, views the political climate in his district as temperate. “The doors are very friendly – friendlier than two years ago,” he said. “People are fed up with empty promises. They want real work.” Doty believes Democrats will keep control of the House. “Simply not going to happen,” he said of them losing it. Although Zellers and Hackbarth sense a buoying Republican surge this election, Democrats question that. “Well, I’m planning on winning,” said Rep. Sandra Masin, DFL-Eagan. “If I knew people were really angry, I’d feel a little differently,” she said with a smile. Masin does sense less passion in voters this election, she explained. Rep. Rick Hansen, DFLSouth St. Paul, doubts political tidal forces are at work. “I don’t sense the anger – I get

some frustration (from voters),” he told a reporter recently, speaking at a booya festival in South St. Paul. Hansen noted the friendly response he, DFL gubernatorial candidate Mark Dayton, and other Democrats got from a dining area full of people when they were introduced. “I didn’t see any boos. I didn’t see any anti(incumbent) yelling out. And it’s a big crowd,” he said. “You got some clapping, some cheers – and you never know,” he said. “I think if folks work (campaign) hard, they can survive and thrive,” said Hansen. Cindy Erickson, running for the House in District 17B, spoke similarly. “That scared the heck out of me,” she said of a possible Republican surge. She worried about getting yelled at, doors slamming, cold receptions, explained Erickson. “It’s happened to me three times,” she said, out of some 7,700 door-knocking

stops. But more is going on this election than Minnesota Senate and House races. Judges, too, will be up for election on Nov. 2. In Minnesota Supreme Court contests, Associate Justice Helen Meyer faces challenger Greg Wersel. Associate Justice Alan Page faces challenger Tim Tingelstad. Many other judgeships are on the ballot.

Family affair in Eagan In some races, politics is a family affair. In Dakota County, Republican Doug Wardlow is challenging Rep. Mike Obermueller, DFLEagan, to represent House District 38B. Obermueller won the seat two years ago by beating Wardlow’s father, former state Rep. Lynn Wardlow. T.W. Budig is at tim.budig@ ecm-inc.com.

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October 21, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

A champion for the underdog, Bellows runs for mayor Pastor, therapist, Lakeville police chaplain, Bellows says a call to duty is fueling his campaign by Derrick Williams DAKOTA COUNTY TRIBUNE

Mark Bellows has been standing just outside the public eye for most of the 23 years he’s called Lakeville home. Sure, he’s been on Lakeville’s City Council for 10 years, a role someone could say is front and center for the community, but he acknowledges that many people don’t know much about him beyond his soft-spoken nature in the council chambers. And that would probably be just fine for Bellows, 56, if he wasn’t running for mayor. “I’m just hoping people get to know me,” Bellows said. “There’s just a lot of people who don’t know who I am.” So why would someone who thinks he’s an unknown run for a seat as mayor? “I’m running out of frustration,” Bellows said. “I’m running on a set of values and a vision I have for the city. It feels it’s a bit like a call to duty.”

The day job And Bellows might know something about calls to duty. While he’s involved in civic government by night, by day, Bellows is the pastor at Lakeville’s Hope Community Church. Bellows started the church from scratch, knocking on doors, he said. “I’m a fortunate and blessed person. I love what I do. It’s my life,” Bellows said. “I never feel like I go to work.” Hope has been dubbed a recovery church by some, but it’s a title Bellows said he’s not entirely comfortable with. “It’s broader than that. We see people come to wholeness here,” he said. “There is an emptiness in people’s hearts, and here, that emptiness is healed by the living hope, Je-

sus Christ.” But Bellows acknowledges that Hope is more than just a church. He said a couple hundred people pass through the doors every week, many of whom are taking advantage of the dozen or so support groups offering help for different addictions, such as narcotics and sex addiction, the suicide survivor groups, or the counseling services Bellows and Hope offer. “Sometimes the problem with church is they become a museum where people put on a smiley face and don’t touch real issues,” Bellows said. “But I have a passion for helping people and healthy support groups and counseling is a large part of what we do here.” It’s also why Bellows owns and operates a recovery house that helps transition people coming out of jail back into society. “A lot of this – the support groups, the counseling – it really flowed out of the work I do for the Lakeville Police Department,” Bellows said. “That’s what really started it all.” In addition to his work as a pastor, Bellows has been the Lakeville Police Department’s chaplain for more than 20 years. “Through that I was exposed to an awful lot of hurting,” Bellows said. As department chaplain, Bellows performs death notifications, or works at death scenes, something he says he’s done more than 500 times. “It’s not a glorious kind of ministry,” Bellows said. “Whether I’m counseling, or I’m inside the hurt and pain in people’s lives, it feels like the front lines. For me it’s energizing to help people that way – I’ve never wanted a ministry inside of four walls.” And it was the work with

Photo by Derrick Williams

Mark Bellows, a 10-year Lakeville City Council member, is running for mayor on Nov. 2. the police department that led Bellows to go back to school to get his license as a therapist, and why Hope offers so many support options for people. “It allowed me to bring a professional piece to my chaplaincy work,” he said. “I have always had tremendous respect for police officers and I’m honored to be able to work with them.” And no experience in Bellows’ time with the police department was more difficult, he said, than the Sept. 1 death of Lakeville Police Sgt. Brigham Strole in a motorcycle crash. “I was with the guys in a briefing and first on scene. It was so traumatizing,” he said. “But it was a blessing to be able to help work through that process.” Bellows points to his own story as a teenager whose fa-

And the past couple of years, Bellows has really been the only council member who took the business community’s torch, often voicing concerns over budgets and taxes and poor communication. Bellows was the only council member to vote against last year’s tax increase, and who voted against this year’s tax levy. “I do want to see a cultural change in local government that I think I can bring about as mayor,” Bellows said. “The mayor does set the tenor and the tone for meetings and lately, I’ve felt a kind of disrespect that I never sensed on the council with mayors (Duane) Zaun or (Robert) Johnson.” But Bellows said he’s not running against his opponent, current mayor Holly Dahl, so much as running for what he thinks Lakeville needs. “I think city government does a good job at giving out, but does a poor job receiving from others, and that frustrates me,” he said. “I’m here to represent the people that elected me. Not cheerlead the staff. We’re watchdogs, not lapdogs.”

ther died in a car crash as the fuel for his desire to help others. “It’s a helpless feeling when you show up to a scene knowing life is a lot more complicated than ‘take two Bible verses and call me in That which ties it all the morning,’ ” Bellows said. “But for me, the faith compo- together Bellows says there is a nent in my life is so real that link, a thread, that binds all it becomes the world view.” his work together. “I’m a champion for the Running for mayor underdog,” Bellows said. While Bellows said his decision to run for mayor “Whether it’s a person who felt like a call to duty, he was feels emptiness, or an addict, or a police officer, or someoriginally reluctant. He said he was recruited, one in the community sayin large part, by the business ing, ‘We’re not being heard,’ community, because of his I rally to that cause.” Bellows may win a mayfiscally conservative track reoral seat on Nov. 2, or he may cord and his interest in better lose, and step away from the communication. “The answer is not to council when his term is up throw your hands up in frus- in December. But his work tration and disengage from will continue, he said. At Hope, Bellows said, he the process,” Bellows said.

THE CANDIDATE Name: M a r k Bellows Age: 56 Experience: Bellows, a 10-year Lakeville City Council member, is running for mayor for the first time. During his time on the council, Bellows has served on numerous committee assignments. He currently works as pastor at Hope Community Church (www. hope-cc.com.), and has also served as chaplain for Lakeville’s Police Department for more than 20 years. Bellows is also a licensed marriage and family therapist. Bellows has lived in Lakeville since 1993.

wants to expand his ability to offer counseling to people by adding another therapist some day. He also said he wants to open another recovery house for those in jail to better acclimate to society. At the same time, according to Bellows, recent studies say 33 percent of police officers now have some form of post-traumatic stress disorder because of the nature of their work. “It’s such a hard profession and I’m there to be a listening ear,” he said.”When you can integrate the theological piece with the therapy piece as a chaplain and as a pastor … I love the work I do.” For more information about Hope Community Church, visit www.hope-cc. com. Derrick Williams is at derrick.williams@ecm-inc.com.

Lakeville Mayor Holly Dahl faces more scrutiny related to husband’s failed business by Derrick Williams DAKOTA COUNTY TRIBUNE

Lakeville mayor Holly Dahl is facing additional legal scrutiny, this time over the legitimacy of documents her husband, Kevin, provided to a bank for a business loan that Holly had personally guaranteed. According to the trustee in an involuntary bankruptcy case against Kevin Dahl, a financial statement provided to Community Banks of Colorado for a $500,000 business loan in 2007 was fake. According to court documents, bankruptcy trustee Nauni Manty found that Kevin provided a financial

statement to the bank representing that he and Holly had more than $9.8 million in securities that Holly Dahl never existed. Holly is listed in court documents because she also personally guaranteed the loan. A “portfolio summary” provided to the bank by Kevin claimed New Yorkbased Silvercrest Asset Management was managing the multi-million dollar account for Kevin and Holly. Community Banks of

Colorado said in a claim for relief filed on March 5, that they would never had entered into the transaction had they known of Kevin’s true financial condition, or that of his business, Dahl Financial & Consulting Services, LLC. The bank goes on to say Kevin “knew the financial statement was materially false” and used it to “deceive” the bank into entering the loan. The bank is seeking $544,044.38 in the bankruptcy case. Kevin Dahl didn’t immediately return messages seeking comment. When reached by telephone, Holly pointed

to a statement released on Oct. 1 addressing their legal issues. “These reports are troubling to my family and me as we consider them personal and unrelated to my public life as an elected official,” she wrote. All told, Kevin has $1.7 million in judgements against him and his business, but the loan from Community Banks of Colorado is the only one Holly personally guaranteed, she said in her statement. “I am embarrassed and saddened by these reports and personal attacks on my integrity in a community I love and serve every day,” Holly wrote.

“When one places oneself in a public position as I have, it is an unfortunate reality in politics that personal attacks become the method used to discredit others.” Last month, Holly faced a contempt of court hearing in Dakota County District Court because she hadn’t responded to subpoenas to be deposed for a different case against Kevin. As a result, Holly was deposed on Oct. 7, at which time she provided the plaintiff in that judgement with financial records for both her and Kevin. Holly is seeking re-election as Lakeville’s mayor on

Nov. 2. In addition to the financial turmoil Holly and Kevin are experiencing, Kevin is battling advanced colon cancer. “(Kevin’s) battle with cancer, and the various complications that are associated with this disease, have made it nearly impossible for him to conduct his business affairs, let alone meet his financial obligations,” Holly said in her statement. The bankruptcy case against Kevin is ongoing. Derrick Williams is at derrick.williams@ecm-inc.com.


DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 21, 2010

9A

Potential buyer of former NWA headquarters backs out Space would have been leased to U.S. General Services Administration by Jessica Harper DAKOTA COUNTY TRIBUNE

A multimillion dollar deal is off between Delta Airlines and a real estate broker. East Coast REIT recently signed a $19.5 million purchase agreement with Delta Airlines for the former Northwest Airlines headquarters. But East Coast REIT backed out when the U.S. General Services Administration cancelled its plans to lease the property. “They determined they no longer needed the space,� said Jeff Minea, a real estate broker for Cushman & Wakefield, an Eden Prairie-based firm handling the listing of the former headquarters at 2700 Lone Oak Parkway in Eagan. Minea said his office received a letter from REIT on Oct. 7 informing him of its intent to back out. The GSA had been searching for about 250,000 square feet of office space in the southern suburbs for the Department of Veteran Affairs. When it issued its request for proposals in November of last year, the government said it needed space to house Minneapolis VA workers displaced

said. Although the GSA will have its workers stay put for now, the Whipple building may not have room for its agencies once the renovation is complete, Wilkinson said. With no potential buyer of the former NWA building, the strategy now is to put the property back on the market, Minea said. The 125-acre site was subdivided last month, breaking the property into the headquarters and three separate land parcels, which allows Delta to sell the building and undeveloped land separately. “The land sites will allow local corporations to find land for small corporate sites,� Minea said. The 273,000 square foot multi-story office building was constructed in 1985 and housed about 1,000 Northwest Airlines employees prior to the merger with Delta two years ago. File photo The property has been A potential buyer of the former Northwest Airlines headquarters building backed out earlier this month. East Coast on the market since June REIT had intended to purchase the property and lease it to the U.S. General Services Administration. 2009. by the $115 million federal stimulus-funded renovation of Fort Snelling’s Whipple Federal Building. However, the VA de-

cided to stay inside the Whipple building during its remodel project instead of moving. “They need be as close as

possible to the VA Medical Center (which is near the Whipple Building) so they can work down the back log from vets,� Chicago

GSA spokesperson David Wilkinson said. This decision led East Coast REIT to cancel its purchase agreement, Minea

Jessica Harper is at jessica.harper@ecm-inc.com.

Data intelligence company prospers despite recession Lancet Software continues to grow despite economic downturn Last week, Lancet held its second annual Midwest Healthcare Business Intelligence Summit, which attracted 140 attendees, twice as many as last year. The summit aimed at educating health-care providers and insurers on business intelligence such as electronic filing systems,

said Laura Madsen, practice leader for Lancet Software. “The goal is to improve patient intelligence to help health care providers and insurers give better, more efficient service,� she said.

Bio

Jessica Harper is at jessica.harper@ecm-inc.com.

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When many companies tail-spinned with the economy, one local software company stayed strong. Burnsville-based Lancet Software has seen its growth stay slow but steady despite the recession. “When the economy is difficult, companies are even more interested in analyzing their data,� Lancet President Tom Niccum said. The company, which analyzes data for large and small companies, has remained profitable and generates $7 million in annual revenue, despite the economic downturn. Niccum and three other men founded the company in 1997. It quickly grew to a million-dollar enterprise with 30 employees. Lancet’s clients include health-care clinics, insurance companies, retailers,

manufacturers and financial service providers. Over the years, Lancet has received several honors. It was listed among the Great Places to Work four consecutive years by the Minneapolis-St. Paul Business Journal. Lancet was also listed among the top 25 consulting firms by the Minneapolis-St. Paul Business Journal. Much has changed since the company was established 13 years ago; namely, the market has grown extensively, Niccum said. “In the beginning, only large companies could afford to get into it,� he said. “As prices of software came down, smaller companies began to invest in it.� Recently, the company has begun to market aggressively to those in the health-care industry as they switch to electronic filing systems.

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by Jessica Harper DAKOTA COUNTY TRIBUNE

Lancet Software is located at 11980 Portland Ave. S. in Burnsville Employees: 30 Phone: (952) 230-7360 Website: www.lancetsoftware.com


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October 21, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

Eagles set state record for consecutive wins

Eagan

Trash-can scofflaws will get friendly reminds from city

Candidates for mayor, council square off at forum

Several plastic Easter eggs, initially thought to have been converted into explosive devices, were found in a field in Apple Valley last week, prompting a response from a police bomb-squad unit. An entomologist searching for soybean aphids in the field on Upper 147th Street near Europa Avenue Oct. 6 came across the plastic eggs, which had been sealed with tape. “He pulled one apart and found what he thought was some shot and a couple wires,” said Apple Valley Police Capt. Jon Rechtzigel. An Apple Valley patrol officer responded to the scene around 11:15 a.m., and the Bloomington Police Department’s bomb squad was called out as a precautionary measure. The bomb squad used a robot to blast the plastic eggs with a directed stream of water and thus break them open. It soon became clear that “there really wasn’t a threat to anybody,” Rechtzigel said. Inside the eggs, police found soybeans, plastic BBs and, in one egg, a spent firecracker. “It looked like some kids rigged these up, probably for playing war games or something,” Rechtzigel said. Police have retained the soybean- and pellet-filled plastic eggs as evidence, but don’t plan to devote any additional resources to an investigation. Rechtzigel said the decision to call in the bomb squad was the right move. “You never can be 100 percent certain, so you want to play it safe and do the right thing,” he said.

Thanks to City Hall budget and job cuts, trash-can scofflaws in Burnsville will find the city pursuing them a little less fervently. City Council members agreed Oct. 12 to ease up on time-consuming enforcement procedures for a common property-maintenance violation: leaving the trash can out after collection day. But council members rejected another staff suggestion to allow more permanent storage of recreational vehicles and trailers in driveways. “I guess our No. 1 complaint is trash cans” being left out too long, said Jenni Faulkner, community development director. City ordinance requires trash containers to be screened from view if kept outside. Of the 686 new cases handled so far this year by code enforcement inspector Ron Anderson, 124 were trash-can cases, Faulkner said. Another 24 included trash cans among other property violations. “I can see why this could be terribly annoying for some neighbors,” Council Member Mary Sherry said. The city has responded to trash-can cases, revealed mostly through neighbors’ complaints, by sending a letter giving property owners 10 days to fix the problem. Another letter follows if the problem isn’t fixed. About 80 percent of property owners fix the problem after the first letter, Anderson said. The city currently doesn’t issue citations for trash-can cases alone, he said. Maybe 5 percent of property owners who get letters never seem to comply, Anderson said. Tracking the violations has become burdensome for Anderson, the city’s only code inspector, since four positions were cut from the city’s Development/Redevelopment area as part of $3.5 million in budget reduction. Anderson once had a full-time assistant and another fulltimer during warm weather, along with volunteer help. Now he relies only on volunteers. The new enforcement procedure will be to leave a reminder note on the violator’s trash can or front door. Reinspection and another note will follow only if the city receives another complaint. Cases won’t be entered into city records and monitored unless there are multiple complaints on a single property. Then the old process will kick in. The council favored extending the “friendly reminder” enforcement method to recreational equipment, trailers and camping vehicles. But it won’t allow more permanent storage of them in driveways. Staff suggested changing city ordinance to allow them to be stored in driveways during the “season of use.” The city used to allow season-of-use driveway storage, but now allows driveway storage for no more than 14 consecutive days. The council made the change after a contentious review of recreational-vehicle storage in 2006. The 14-day edict is difficult to track and enforce, Faulkner said. “It literally is a moving target for enforcement, and futile at times,” she said. Council members reprised the old RV debate before settling on no change. “We’ve got to be reasonable,” said Council Member Charlie Crichton, who was on the council when the 14-day standard was approved. “These are driveways. They’re not parking spaces.” “That’s private property, too,” responded Council Member Dan Kealey, who wasn’t on the council in 2006. He said he has no problem with letting the vehicles sit in the driveway. “I’m a little bit of a property-rights guy,” Kealey said. Council members did endorse a staff recommendation to allow landscape rock on vehicle storage pads in side and rear yards. Now, only Class 5 gravel is allowed.

Two candidates for Eagan mayor and three candidates for City Council squared off Oct. 7 at a debate sponsored by the League of Women Voters. Mayor Mike Maguire is seeking re-election, as are council members Paul Bakken and Gary Hansen. Challenging the incumbents are Joey Browner, who is seeking the mayor’s seat, and Bill White, who is seeking a seat on the council. Council candidate John Weiser was not able to attend the forum. During the debate, candidates fielded audience questions on everything from budgets to business retention. Browner, a former Minnesota Viking who works for the Metropolitan Council, said his priorities for Eagan are education and wasted space. He said he’d also like to make Eagan more transit-friendly, invite businesses back that have left, and encourage new businesses to settle here. The incumbents have done a great job, he said, but “the difference with my perspective is diversity. We need to be more diverse in what we’re doing with our community, because our community is very diversified.” Maguire has served the city for the past eight years, first as a council member and then as mayor. Eagan is a strong community and successful city, he said, and he has the experience and dedication needed to lead it. His highest priority, he said, is protecting quality city services at a low tax price. “I’m running for re-election out of a commitment to the core values that we all uphold of responsibility and stewardship,” he said. Bakken is a two-term council member whose priorities include preserving open space, supporting key infrastructure, providing common-sense leadership, and protecting the taxpayers’ bottom line by making sure to get good value for tax dollars. “Eagan already has a very effective management team in place, and I’m proud to be a part of that management team,” he said. Current Council Member Gary Hansen said he offers experienced leadership, including 10-plus years on city and county advisory commissions. If re-elected, his priority is to continue to provide high-quality services while maintaining an affordable tax base. “My objective … is to keep us moving in the right direction,” he said. White, a retired Eagan police officer of 31 years, believes the city’s leaders need to come up with creative ways to save money. If elected, he said he wants to keep taxes reasonable and provide strong infrastructure, including police, fire, roads, parks and water. “I want to help keep Eagan as great a place to live for you as it has been for us,” he said. When asked what major challenges Eagan will face in the next few years, candidates generally agreed the budget will continue to be a big one. Like most other cities, Eagan will continue to face decreasing revenues from decreasing property values and the pressure to maintain services, Maguire said. The city is in a good position to face future challenges because of the forward-looking planning it has done over the years, he said. Hansen agreed, noting the city has already weaned itself off state aid. White said the city needs to be creative in figuring out how to continue to provide good services without cutting anything and keeping taxes low. Infrastructure will also be a challenge, such as keeping roads and sewers in good shape, and it will be important to create a good business climate to provide jobs and a good tax base, he said. The candidates also discussed preserving green spaces, budget cuts, among other issues. For residents who missed the debate, it will be rebroadcast on Comcast Channel 15 several times prior to the election.

— Andrew Miller

— John Gessner

— Erin Johnson

Photo by Rick Orndorf

Apple Valley’s Tom Obarski, No. 3, passes the ball during the Section 3AA soccer quarterfinals against Hastings. The Eagles won the game 10-0, putting their winning streak at 42 games. The previous Minnesota record for a consecutive winning streak in boys soccer was 40, set by Stillwater in the 1990s. Apple Valley is the defending Class AA state champion, and the team upped its 2010 season record to 18-0 with the win over Hastings.

Bomb squad responds to report of suspicious items


DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 21, 2010

11A

News Roundup

Farmington

Lakeville

Rosemount

Hosanna! planning to build senior housing facility

Former cop answers to Dakota County robbery charges

A 2008 Farmington High School graduate was killed Oct. 10 in a motorcycle accident in western Wisconsin. Benjamin “BJ” Jacob Wratz, 20, was driving his motorcycle with three friends when at about 3:15 p.m. his bike skidded out of control as he drove around a bend. The bike crashed into a bridge rail and was propelled into the south fork of the Bad Axe River on Vernon County Road in the town of Sterling. Wratz, who was wearing a helmet, was pronounced dead at the scene by the Vernon County coroner. In an interview Tuesday, Wratz’s mother, Chris Wratz, called him a “happy, smiley kid who would always go out of his way to help anyone.” Wratz was a volunteer with the Farmington Fire Department and was attending Hennepin Technical College to become a professional fireman, a dream he’d held since about eighth grade. He had just finished a first responder class. Chris said her son was not a very experienced rider and always wore a helmet and protective gear. Wratz was involved in 4-H and particularly liked clowning. He had been an ambassador in Atlanta for the National 4-H Conference, and just recently became screened as an adult 4-H leader. One of six children, Wratz was known for taking care of others, including changing the oil in the cars of each of his family members. At the time of the accident, his youngest brother, Jonathan, 10, was doing a homework assignment writing about his hero, Ben. Oldest brother Matthew, 24, described Wratz as a good kid with a bright future. “He was very caring. He was always there when you needed him,” Matthew said. Wratz is survived by parents Steve and Chris; siblings Matthew, 24; Nathaniel, 22; Aaron, 19; Katlyn, 13; and Jonathan, 10. A visitation was held Thursday at Lord of Life Church, 16200 Dodd Lane, in Lakeville and funeral services are at the church today (Friday, Oct. 15) at 1 p.m. with visitation one hour before the services. “I’ve learned in the past 24 hours just how many lives he’s touched,” Chris said. “On Facebook, everyone is saying one of the things about him they’ll never forget is that smile.”

For the congregation of Lakeville’s Hosanna! Lutheran Church, a ministry for seniors is considered a top priority, according to Pastor Bill Bohline. That’s why the congregation, at its annual meeting at 2 p.m. on Oct. 31, will vote on whether to move forward on a senior housing development to be built on the west side of Hosanna’s 58-acre property. “We have always had the desire to steward this land in a way that honors God and serves the community,” Bohline wrote in a letter to the congregation on Sept. 24. “A careful study of the demographics, the financial markets, and the community needs indicate that conditions are favorable to support such a project.” Lakeville City Administrator Steve Mielke acknowledged Hosanna, and its potential partner in the senior living facility, Ebenezer, have shown the city a concept for the development. “In concept it looks pretty good,” Mielke said. “But we haven’t seen a proposal that’s ready to be turned in to the city or that can start the formal processes.” Hosanna’s executive director Mary Carroll said it was premature to talk about the plans before the congregation votes. But she did point to the church’s website, www.hosannalc.org, for more information about the plans. According to Hosanna, the facility is envisioned to have 20 independent-living units, 47 assisted-living units, 24 memory care units, along with two guest suites. That said, the exact mix is still in flux and could change as plans are finalized, according to the church. While the facility’s units will likely be market-based and not income-based, Hosanna says “a limited amount of units will be available at more affordable rates for those who might otherwise not be able to afford such housing.” Bohline said in his letter to the congregation that the housing facility is designed to be attached to the west end of the 115,000-square-foot church building. The church and the facility will share a covered drop-off and entryway, and other services, such as a cafeteria, bank, and general store, he wrote. “There will be countless opportunities for intergenerational ministries with our Hosanna children visiting and entertaining the residents and the residents coming our way for worship, study, or to volunteer,” Bohline said. “It will be a great example of God’s family caring for one another.” Bohline said a 2009 survey of Hosanna’s congregation found that 75 percent of people considered ministry with and for seniors an important initiative. As a result, the church’s Vision Board began talking to potential partners, Bohline said, and that’s where Ebenezer emerged as the lead partner. Bohline said it was Ebenezer and Pope Architects that created the design concept for the 98-unit facility. The church points to an Ebenezer and Maxfield Research Inc. study that concluded growing demand levels will support the project. Ebenezer began in 1917 as a group of Lutheran churches and has been providing superior senior housing and services for more than 90 years. It is also a subsidiary of Fairview Health Services and integrates with Fairview’s physicians, nurse practitioners, home health care, and hospice to provide a continuum of senior care, according to Hosanna. The church itself will not be the developer or the operator of the senior facility, Bohline said. Hosanna will create a totally separate subsidiary company to participate as a member in the limited liability company owning the project to protect the church from legal or financial risk. The church also says the concept doesn’t change Hosanna’s plan for another future expansion. Currently, Hosanna has an average worship attendance of more than 3,875 per week at three services and more than 6,300 baptized members, according to the church. If the congregation approves the project, Hosanna says construction would begin in the spring of 2011 with occupancy and move-in projected for summer of 2012. Hosanna is located at 9600 163rd St. W. in Lakeville.

A decorated war veteran and former Minneapolis Police officer has pleaded guilty to seven counts of armed robbery charges. Timothy Edward Carson, 29, of Rosemount, was earlier this month sentenced to 10 years in prison for five counts of aggravated robbery in Hennepin County. Timothy The time will be served concurrently Carson with a previous eight-year sentence he received for committing armed robbery of an Apple Valley bank in January. On Tuesday, with his criminal defense attorney Andrew Small, Carson made his first appearance and entered guilty pleas in Dakota County court on five additional counts of first-degree aggravated robbery and two counts of first-degree attempted aggravated robbery. Carson will be sentenced Dec. 14 in Hastings. “We intend to seek appropriate consequences for this brazen and violent criminal behavior committed by an officer sworn to uphold the law,” said Dakota County Attorney James Backstrom. Previously in court, Carson has demonstrated remorse for his actions, which have been attributed to overwhelming problems including his wife’s false claims she and their baby daughter had been raped, and that she had fatal leukemia and was undergoing chemotherapy. Carson was also broke, and under pressure as their house was in foreclosure. In addition, the former SWAT team member suffered from brain damage and post-traumatic stress disorder from his service in Iraq, for which he received two medals for bravery and saved the lives of some fellow soldiers. In court testimony, Carson is said to have snapped, and last November decided to commit robberies and die in a police confrontation so his family could receive $250,000 from his life insurance policy. But on Dec. 15, 2009, when Carson committed his first robbery at a dry cleaning business, there was no police confrontation. Carson’s psychologist testified that he decided to keep going until he was caught, so his family would have money to carry them through until the insurance would pay off from his death. He robbed various stores and a woman of her ATM card until Jan. 6 when he encountered an alert Apple Valley Police officer. The officer had stopped Carson for no front license plate, and let him go after he said he was a Minneapolis Police officer. As it turned out, Carson was on his way to rob an Apple Valley bank before going to work. He was later identified as the man who burst into the Apple Valley Wells Fargo Bank branch, pointed his gun at three tellers, jumped on the counter and ordered everyone to put their hands up and their heads down. Carson then directed tellers to give him money, and he left with $4,580. Soon after the incident, the Apple Valley officer who had stopped Carson earlier was called to the robbery scene. On the way, the officer saw Carson’s vehicle heading away from the bank. Suspicious, he alerted authorities. When questioned, Carson offered information that connected himself to 12 unsolved robberies around the metro.

— Laura Adelmann

— Derrick Williams

Photo submitted

Ben Wratz, a volunteer with the Farmington Fire Department, dressed in his fire gear.

Farmington graduate, firefighter dies in crash

— Laura Adelmann


12A

October 21, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, e-mail it to darcy. odden@ecm-inc.com or fax (952) 846-2010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Oct. 21, 7:30 to 8:30 a.m., Eagan Area Business Council, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. RSVP to rbatulis@ dcrchamber.com. • Oct. 21, 26 and 28, 6 to 8 p.m., Financial Workshop: Your Source for Financial Education, presented by financial advisor Stacey Bartelson and estate planning attorney Mike Burville at Dakota County Technical College, Rosemount. Register online at: http://dctc.augusoft.net/ index.cfm?method=ClassInfo. ClassInformation&int_class_ id=9520. • Wednesday, Oct. 27, noon to 1:15 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetnam at (952) 469-9229 or Jodie Sonterre at (651) 209-9906. • Thursday, Oct. 28, 8 to 9 a.m., Farmington Breakfast, Farmington Library, 508 Third St. Librarian Mary Scheide will present business tools available through the Dakota County Library System. Light breakfast refreshments and coffee will be served. No cost to attend this event but an RSVP by Monday, Oct. 25, to mtighe@dcrchamber.com is appreciated. • Wednesday, Nov. 3, 7:30 to 9 a.m., Survive and Thrive Business Awards, Steeple Center, 14375 S. Robert Trail, Rosemount. The featured speaker will be Cali Ressler, who in partnership with Jody Thompson, developed the Results Only Work environment, or ROWE. Cost: $20. Sponsorships available. Information: Michelle Tighe at mtighe@ dcrchamber.com. • Wednesday, Nov. 10, 12:15 to 1 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetnam at (952) 469-9229 or Jodie Sonterre at (651) 209-9906. • Thursday, Nov. 11, 8:30 to 9:30 a.m., Coffee Break, Insty Prints, 1975 Seneca Road, Suite 500, Eagan. Information: Michelle Tighe at mtighe@ dcrchamber.com. • Wednesday, Nov. 24, noon to 1:15 p.m., ChamberNet, 1121 Town Centre Drive, Suite 102,

Eagan. Lead sharing group. Information: Robb Sweetnam at (952) 469-9229 or Jodie Sonterre at (651) 209-9906. Apple Valley Chamber of Commerce events: • Thursday, Oct. 21, 4:30 to 6:30 p.m., grand re-opening, Anytime Fitness, 6520 150th St. W., Apple Valley. Free. Information: Teresa Gibbs at vtgibbs@frontiernet.net. • Thursday, Oct. 28, 5 to 7 p.m., Business After Hours, Anchor Bank, 14665 Galaxie Ave., Apple Valley. Border Battle – Show your team spirit by wearing your favorite team’s colors. Free. Information: LeeAnn Schirmer at info@AppleValleyChamber.com. • Wednesday, Nov. 17, 5 to 7 p.m., County-Wide Business After Hours, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Information: LeeAnn at LeeAnn@ AppleValleyChamber.com. Burnsville Chamber of Commerce events: • Tuesday, Oct. 26, 3 to 7 p.m., grand opening and ribbon cutting ceremony (3 p.m.), Lily Wellness, 1601 Southcross Drive W., Burnsville. Free. • Wednesday, Oct. 27, 11:30 a.m. to 1 p.m., Women Empowered, Buca di Beppo, 14300 Burnhaven Drive, Burnsville. Speaker is KARE-11’s Belinda Jensen. Cost $20. Reservations required. Information: Anne at anne@burnsvillechamber.com. • Thursday, Oct. 28, 11:30 a.m. to 1 p.m., Member Luncheon honoring area manufacturers at Buck Hill, Burnsville. City of Burnsville, the Burnsville Chamber of Commerce and its membership will celebrate Minnesota Manufacturer’s Week and honor area manufacturers. Featured speaker: Brian Gora, president, Goodrich Sensor and Integrated Systems. Cost: $20. Pre-pay or pay at the door for this event. Register at (952) 435-6000 or travis@burnsvillechamber.com. • Tuesday, Nov. 5, 11:30 a.m. to 6 p.m., Brewery Tour - Leinie’s Lodge. Bus leaves Roasted Pear parking lot: 11:30 a.m. Bus returns: 6 p.m. Cost: $30. Registration required. Information: Anne at anne@ burnsvillechamber.com. • Wednesday, Nov. 17, 5 to 7 p.m., County-Wide Chamber Business After Hours at Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Information: Anne at anne@ burnsvillechamber.com. Lakeville Area Chamber of Commerce events:

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working Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn. com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 247-3200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 6185347 or visit the website www. prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn. com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 5810332. Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m. Thursdays in Savage. For more information, call Kelly at (612) 861-8300. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator� Group meets Tuesdays from 7:308:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobble-

stone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group – “Plant a seed and grow your business� – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 9971306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free. Guests: $5. Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151. Women’s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

Holiday Inn from Page 1A

kind of letting it go. When we got into the property, they owed exorbitant amounts of money to Frontier (Communications), all these cable companies. The TVs weren’t working. The air conditioning wasn’t working. The locks in the rooms weren’t working. They just kind of let things go.� The room decor looked like it hadn’t been changed since 1985, when the hotel opened, Kremer said. Occupancy is still mired at around 40 percent, an especially weak number when compared with the nearby Hampton Inn in Burnsville and the Holiday Inn

Lakeville, which is “almost sold out every night,� Kremer said. The Holiday Inn Burnsville will be reduced from 144 rooms to 132, but a number of executive and “tech� suites will be added to attract business travelers, he said. It’s still the only one of Burnsville’s 10 hotels and motels with “significant meeting space,� Kremer said. “There’s nothing wrong with our motels,� Gustafson said. “They’re fine. But business travelers are not looking for a motel. They’re looking for a fullservice hotel.� Blithe has already done

some exterior work on the parking lot and landscaping. Room renovations will include new beds, flat-screen TVs, free wireless Internet, new ceiling molding, new wall vinyl and a microwave oven and refrigerator in every room, Kremer said. The old Dakota County Steakhouse bar and restaurant will also be redone. The old sign has already come down. “It’s going to be a little more of a tavern-pub feel,� Kremer said of the 150-seat space.

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Community Center, 100 7th Ave. N., South St. Paul. Reports from Mayor Beth Baumann, city officials, parks and recreation, elected officials and the River Heights Chamber of Commerce and Progress Plus. Black Sheep Coffee and bakery provided. Kocina Branding & Marketing Companies, 350 W. Burnsville Parkway, Suite 350, Burnsville, offers the following classes. To register, go to http://www.kocinamarketingcompanies.com/training/ (enter “Complimentaryâ€? in the comment section) or call Cynde at (612) 798-7218. • Tuesday, Nov. 9, 8:30 to 10:45 a.m., “Keys for a Successful Exhibit – Get more sales from your face-to-face marketing.â€? • Wednesday, Nov. 17, 2:30 to 4 p.m., “Got what it takes to get publicity coverage for your company?â€? • Thursday, Nov. 18, 8:30 to 10:45 a.m., “Marketing through Facebook – What Marketing Managers and Business Owners Need to Know about the Selling Power of Facebook.â€? • Tuesday, Nov. 23, 8:30 to 11 a.m., “Creating a Social Media Plan.â€? • Wednesday, Nov. 24, 8:30 a.m. to noon, “Developing a Brand Playbook.â€? Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! restaurant in Apple Valley. For more information call (651) 216-5406. Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www. CreativeNetworkingProfessionals.com. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www. NetworkUnlimited.org. BNI – The Valley Networkers chapter of Business Net-

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• Friday, Oct. 22, 6 p.m., Fall Gala, Brackett’s Crossing Country Club. Cost: $125. RSVP by Oct. 15 to todd@ lakevillechambercvb.org. • Wednesday, Oct. 27, 7:30 to 8:30 a.m., new member orientation, chamber conference room. • Wednesday, Nov. 3, 7:30 to 8:30 a.m., Joint Networking Morning Brew, Bremer Bank and Cleveland Company, held at Bremer Bank. • Wednesday, Nov. 10, 11:30 a.m. to 1 p.m., Women of the Lakeville Chamber Luncheon at Holiday Inn and Suites. Register online at www.lakevillechambercvb.org by Nov. 3. • Thursday, Nov. 11, 4:30 to 6:30 p.m., Networking After Hours at Highview Hills by Walker. • Wednesday, Nov. 17, 5 to 7 p.m., County-Wide Chamber Business After Hours at Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. River Heights Chamber of Commerce events: • Thursday, Oct. 21, 5 to 6:30 p.m., Business Card Exchange at Clarion Hotel, 701 Concord St. S., South St. Paul. Information: Annie Platek at annie@riverheights.com. • Wednesday, Oct. 27, 7:30 to 8:30 a.m., South St. Paul Local Issues at Central Square Community Center, 100 7th Ave. N., South St. Paul. Reports from Mayor Beth Baumann, city officials, parks and recreation, elected officials and the River Heights Chamber of Commerce and Progress Plus. Black Sheep Coffee and bakery provided. • Thursday, Oct. 28, 5 to 6 p.m., Membership Drive - Final Score for “The Recovery Starts Here’’ at Baja Sol Restaurant & Cantina, 5681 Blaine Ave., Inver Grove Heights. Winners will be announced. Information: Annie Platek at annie@riverheights.com or (651) 451-2255, ext. 1033. • Tuesday, Nov. 9, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch at The Bierstube, 6434 Cahill Ave., Inver Grove Heights, (651) 451-8073. Information: Annie Platek at annie@riverheights.com. • Wednesday, Nov. 17, 5 to 7 p.m., County-Wide Business After Hours, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Information: Annie Platek at annie@ riverheights.com. • Thursday, Nov. 18, 5 to 6:30 p.m., Business Card Exchange at Jersey’s Bar & Grill, 6449 Concord Blvd. E., Inver Grove Heights. Information: Annie Platek at annie@riverheights.com. • Wednesday, Nov. 24, 7:30 to 8:30 a.m., South St. Paul Local Issues at Central Square

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Burnsville bartender who married the Dahlens’ youngest daughter, Jessica.

Going after more business travel Kremer said he doesn’t have exact figures on the cost of the Burnsville upgrade, but he said it may approach the $10 million investment in the Holiday Inn Lakeville project. “They didn’t want to spend money,� he said of the Burnsville property’s previous owners, Burnsville Hotel Group. “It seems like it wasn’t a wise investment for them so they were just

John Gessner is at john.gessner@ecm-inc.com.


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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 12/07/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St. Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person here-in-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Diane Montgomery Bill of Lading #: 80498 Amount: $4,294.05 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2368647 10/14-10/28/10

PUBLIC NOTICE

INVITATION TO BID Notice is hereby given that sealed bids will be received by the office of the Director of Property Management, Dakota County CDA, Minnesota until 2:30 PM on October 27, 2010 at the office of the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, Mn. 55123 at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the: Lawn Fertilizing Services throughout Dakota County Bids shall be on the forms provided for that purpose and according to the Contract Documents prepared by the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123. Bid forms and contract documents may be seen and obtained at the office of the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123 (651) 675-4507. Bids shall be directed to the Contract Services Manager, securely sealed and endorsed upon the outside wrapper, Formal Bid with the project address and bid due date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement; Disadvantaged Business Enterprises (DME) will be afforded full opportunity to submit bids and/or proposals and will not be subjected to discrimination on the basis of race, color, sex age, religion or national origin. The work to be performed under this contract is subject to the requirements of section 3 of the Housing and Urban Development Act of 1968, as amended, 12u.s.c. 170u (section 3). If the Contract Price is $75,000 or more, Contractor shall at its own cost provide the CDA with performance and payment bond pursuant to Minn. Stat. § 574.26 The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interests of the CDA. Juan Montoya Contract Services Manager Dakota County CDA Eagan, Minnesota (651)675-4507 2380933 10/14-10/21/10

Notice of Public Sale: Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday November 10, 2010 on or after 10am at the Simply Self Storage location at 801 Lady Bird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. M. Kline #431 Furniture, Stereo, Speakers 2379264 10/14-10/21/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File 19HA-CV-09-4211-Wermager Case Type: Other Civil City-County Federal Credit Union, Plaintiff, v. John M. Rubischko, Christine A. Rubischko, also known as Christine A. Heilman, Prosperan Bank, formerly Washington County Bank, Birchwood Office Park Association, Inc., Bremer Bank, N.A., R.M. Bracewell, James Fink, Harlson Construction, Inc., Strive Financial Group, LLC, and John Doe, Jane Doe, and ABC Entity, whose true names are not currently known to the Plaintiff, and GMAC Mortgage, LLC, Defendants. NOTICE IS HEREBY GIVEN, that under and by virtue of a judgment entered in the above-entitled action on the 3rd day of September 2010, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described, to satisfy the amount found and adjudged due the plaintiff in the above-entitled action on the plaintiff’s mortgage, as prescribed in the judgment, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 19th day of November 2010 at 10:00 a.m., at the Office of the Dakota County Sheriff, Law Enforcement Center, 1580 Highway 55, Hastings, Dakota County, Minnesota 55033, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment, to wit: Units 4 and 6, CIC Number 496, Birchwood Office Park, a condominium, Dakota County, Minnesota, (Abstract Property); Property Address: 3356 Sherman Court, Eagan, MN 55121; Name of the Lender: City-County Federal Credit Union; Tax Parcel Identification Numbers of the Mortgaged Premises: 1 0 - 1 4 2 2 5 - 0 0 4 - 0 5 a n d 10-14225-006-05 Dated: September 13, 2010 Dave Bellows Dakota County Sheriff By: Robert Shingledecker Deputy Dakota County Sheriff Lee W. Mosher Attorney License Number 007570X Davern, McLeod & Mosher LLP Suite 150 7500 Olson Memorial Highway Golden Valley, MN 55427-4872 Telephone 763-545-5600 Attorneys for Plaintiff NOTICE REGARDING DEBT. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2358007 9/30-11/4/10

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CITY OF LAKEVILLE, DAKOTA COUNTY, MINNESOTA NOTICE OF HEARING ON PROPOSED ASSESSMENTS TO WHOM IT MAY CONCERN: NOTICE IS HEREBY GIVEN that the City Council will meet at 7:00 p.m. on November 15, 2010, at the City Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota, to pass upon the proposed assessment for the costs incurred as a result of City Ordinance 4-1-3 (Weed/Grass) violations. The areas to be assessed are within the City of Lakeville. The total amount to be specially assessed against the properties is $3,076.01. The proposed assessment roll is on file for public inspection at the City Clerk's office. Written or oral objections will be considered at the City Council meeting. No appeal may be taken as to the amount of the assessment unless a signed written objection is filed with the City Clerk prior to the hearing or presented to the presiding officer at the hearing. An owner may appeal an assessment to District Court pursuant to Minnesota Statutes 429.081, by serving notice of the appeal upon the Mayor or City Clerk of the City within thirty (30) days after the adoption of the assessment and filing such notice with the District Court within ten (10) days after service upon the Mayor or City Clerk. Minn. Stat. §§ 435.193-195 allows the City of Lakeville, at its discretion, to defer the amount of a special assessment for any homestead property owned by a person sixty-five (65) years of age or older, or retired by virtue of a permanent and total disability for whom it would be a hardship to make payments. The City of Lakeville has established a deferment procedure pursuant to these sections. DATED this 18th day of October, 2010. CITY OF LAKEVILLE BY: Charlene Friedges, City Clerk 2390492 10/21/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12856 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12856 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Colleen R. Campbell, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Five Thousand Four Hundred Thirty Two and 00/100 ($5,432.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated November 30, 2009, and recorded April 8, 2010, as Document No. 2723644 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: November 24, 2010, at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on May 24, 2011. Dated: September 23, 2010 By ___/s/_________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144159 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2375604 10/14-11/18/10

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19HAFA-10-871 Case Type: Domestic Abuse In the Matter of: Hannah E. Wright, Petitioner vs. David J. Wright, Respondent To Respondent named above: An order has been issued directing you to appear at 1560 W. Highway 55, Hastings, MN 55033 on NOVEMBER 4, 2010, at 9:00 A.M. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the petition and the Ex Parte Order from Dakota County court administrator’s office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosection for violation of the Court’s Order. Date 10-18-2010 Maureen Northrup Court Administrator / Deputy 2389123 10/21/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5095 In the Matter of the Petition of: U.S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2005-4 Home Equity Pass Through Certificates, Series 2005-4, in Relation to Certificate of Title No. 135485 issued for land in the County of Dakota and State of Minnesota legally described as follows: Unit No. 116, Grand Hill Condominium, Common Interest Community No. 461, Dakota County, Minnesota. TO: PABLO CHAVEZ NORMA VAZQUEZ; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR INTERVALE MORTGAGE CORPORATION: GRAND HILL OWNERS ASSOCIATION, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 10th day of November, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 135485 and enter a new Certificate of Title for the land therein described in favor of U.S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2005-4 Home Equity Pass Through Certificates, Series 2005-4, subject to the memorial of Document No. 378968 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 651659, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 8-31-10 BY THE COURT: Thomas Poch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Orin J. Kipp Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2385124 10/21-10/28/10

Notice of Hearing by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-CV-10-839 Case Type: Motor Vehicle In the Matter of: Pamela Martin, Petitioner vs. Charitha Areny, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W Mendota Rd #140, West St Paul, MN 55118 on November 30th, 2010 at 9:00 a.m. and explain why the relief sought in the Motion and Affidavit Directing Issuance of Title to a Motor Vehicle should not be granted. You may obtain a copy of the Motion and affidavit and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court's Order. Date 10/5/2010 Carolyn M. Renn Court Administrator K.L Deputy 2387973 10/21-11/4/10

PUBLIC NOTICE

NOTICE OF POSTPONEMENT NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE Real Property STATE OF MINNESOTA COUNTY OF HENNEPIN DISTRICT COURT FOURTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Case No. 27-cv-10-11773 Marathon Petroleum Company LLC, Plaintiff, v. Twin Cities Avanti Stores, LLC, Twin Cities Stores, Inc., State of Minnesota, Weber Lawn Service, County of Hennepin, Kraft Foods North American Inc. d/b/a Kraft Pizza Company, Minnesota Petroleum Service, Inc., a Minnesota Corporation, Minnesota Department of Revenue, BP Products North America Inc., Liesch Associates, Inc., Sasa, LLC, Happy Dan’s Good Thunder, Inc., Food-N-Fuel Minnesota Lake, Inc., and Alasra, Inc., Defendants. NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment made and entered in the above entitled action on the 4th day of August, 2010, by the District Court of Hennepin County, Minnesota, Fourth Judicial District, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described, to be applied towards satisfaction of the amount found and adjudged due plaintiff in the above entitled action from defendants Twin Cities Avanti Stores, LLC and Twin Cities Stores, Inc., the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 3rd day of November, 2010 at 11:30 a.m., at the Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, 55033, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment as the “Farmington Property,” to wit: The South 265 feet of the North 1050 feet of the West 219.45 feet of the North Half of the Southwest Quarter of Section 32, Township 114, Range 19, Dakota County, Minnesota PID: 14-03200-011-55 Property address: 705 8th Street, P.O. Box 132, Farmington, Minnesota Subject to redemption within six (6) months after confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DAVE BELLOWS, Sheriff of Dakota County By: Sgt. Shingledecker NOTICE OF POSTPONEMENT OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE NOTICE IS HEREBY GIVEN, that the above Sheriff’s Sale under Judgment and Decree is hereby postponed to Wednesday, December 8, 2010, at 11:30 a.m., Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, 55033. This instrument was drafted by: GREENE ESPEL P.L.L.P. Kathleen K. Statler #161809 Attorneys for Plaintiff 200 S. Sixth Street, Suite 1200 Minneapolis, MN 55402 (612) 373-0830 2386301 10/21/10

CITY OF LAKEVILLE PUBLIC HEARING NOTICE NOTICE IS HEREBY GIVEN that the Lakeville City Council will meet on Monday, November 15, 2010, at approximately 7:00 p.m. at the Council Chambers, 20195 Holyoke Avenue, to consider the imposition of a $27,535 service charge under Minnesota Statutes Chapter 428A in the Special Service District in Downtown Lakeville. Petition requirements of Minnesota Statutes have been met. The purpose of the District is for economic development. The proposed special assessment is based on net tax capacity of the taxable property located within the Special Service District. All interested persons will be given an opportunity to be heard at the hearing regarding the proposed service charge. Additional information can be obtained by contacting Dennis Feller, City Finance Director, at (952) 985-4481. Dated this 18th day of October, 2010 CITY OF LAKEVILLE BY: Charlene Friedges, City Clerk 2390527 10/21/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 2 , 2010 MORTGAGOR: E i o n F o o t e a n d Angela Putzel MORTGAGEE: M i s t w o o d C o u r t h omes Association DATE AND PLACE OF RECORDING: Recorded February 3, 2010, Dakota County Recorder, Document No. 2712239 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14750 Excelsior Lane T A X P A R C E L I . D . # : 01-48845-011-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #11 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $4,880.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $9,492.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385583 10/21/-11/25/10P

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PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AVFA-10-3291 Case Type: Domestic Abuse In the Matter of: Tisha Wolf, Petitioner vs. Valentino Newbon, Respondent To Respondent named above: An order has been issued directing you to appear at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN on Nov. 10, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota (Apple Valley) County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosection for violation of the Court’s Order. Date Oct. 13, 2010 Carolyn M. Renn Court Administrator Pam Schadegg Deputy 2388424 10/21/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 2 , 2010 MORTGAGOR: Emily Overland MORTGAGEE: M i s t w o o d C o u r t h omes Association DATE AND PLACE OF RECORDING: Recorded February 3, 2010, Dakota County Recorder, Document No. 2712240 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14725 Excelsior Lane T A X P A R C E L I . D . # : 01-48845-128-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #128 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $3,510.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $8,085.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385577 10/21-11/25/10P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-10-1472 Case Type: Domestic Abuse In the Matter of: Dijana Zukic, Petitioner vs. Stephen Anthony Gibson, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W. Mendota Rd #140, West St Paul, MN 55118 on November 9th, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosection for violation of the Court’s Order. Date 10/18/2010 Carolyn M. Renn Court Administrator K.L. Deputy 2388891 10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,400.00 MORTGAGOR(S): Sobhan Ally and Hafeezoon Ally, husband and wife as joint tenants MORTGAGEE: Homeowners Friend Mortgage Company Inc SERVICER: Ocwen Loan Servicing, LLC LENDER: Homeowners Friend Mortgage Company Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on February 15, 2007, as Document No. 2496990 ASSIGNED TO: Deutsche Bank National Trust Company, Trustee Saxon Asset Securities Trust 2007-2 Mortgage Loan Asset Backed Certificates, Series 2007-2 Dated: August 20, 2010 , and recorded August 31, 2010 by Document No. 2749423 . LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 2,Cinnamon Ridge 3rd addition, Dakota County, Minnesota. PROPERTY ADDRESS: 4407 Slater Rd, Eagan, MN 55122 PROPERTY I.D: 10 17402 250 02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventy-One Thousand Eighty-Seven and 74/100 ($271,087.74) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 Deutsche Bank National Trust Company, Trustee Saxon Asset Securities Trust 2007-2 Mortgage Loan Asset Backed Certificates, Series 2007-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00442-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3763900 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378781 10/14-11/18/10

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1974 TITA Manufactured home, VIN# 2164AB currently located at 12148 Geneva Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 5th day of November, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Carlos Quezada Hoffman (04/13/1969), as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Four-Hundred, Forty-Five Dollars and 65/100 ($3,445.65) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: October 07, 2010 Carol Williams, Agent Hometown Homes 2378227 10/14-10/28/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5699 In the Matter of the Petition of: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holder of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates, in Relation to Certificate of Title No. 139293 issued for land in the County of Dakota and State of Minnesota legally described as follows: Unit No. 16119, CIC No. 424, Crossroads Condominiums, a condominium located in the County of Dakota. TO: LINDSAY MARIA MCCARTHY MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR DHI MORTGAGE COMPANY LIMITED PARTNERSHIP; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 10th day of November, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 139293 and enter a new Certificate of Title for the land therein described in favor of HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holder of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 655003, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 10/7/10 BY THE COURT: David Knutson Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES By: JAMES P. O’CONNELL Attorney for Petitioner: Jennifer K. Fischer Randall S. Miller & Associates, P.C. One Financial Plaza, Suite #1100 120 South Sixth Street Minneapolis, MN 55402 Attendance is not required at said hearing except to object to the entry of the above described Order. 2390564 10/21-10/28/10

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-578 In Re: Estate of Robert M. Lee, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated January 22, 2001. The Registrar accepted the application and appointed Robert E. Lee, whose Address is 7921 Danner Court, Inver Grove Heights, Minnesota 55076, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after the notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: October 12th, 2010 Carol M. Renn Registrar By Joann Bauer Deputy Registrar Michael C. Black Law Office, Ltd. Michael C. Black 265 West Seventh Street Suite 201 St. Paul, Minnesota 55102 MN Atty. Registration No. 862X Telephone: 651-222-2587 Facsimile: 651-222-2589 e-mail: mcblaw@qwestoffice.net 2387534 10/21-10/28/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Civil Other: Judicial Foreclosure Court File No. 19-HA-CV-10-5577 Mortgage Electronic Registration Systems, Inc., Plaintiff, vs. Matthew J. Darwin, Susan D. Darwin, Rachel Smestad formerly known as Rachel Darwin, Michael Wicker, Hiway Federal Credit Union, John Doe and Mary Rowe, Defendants. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to serve upon Plaintiff's attorney an Answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. You are hereby notified that this action is brought for the purpose of determining that: 1) Defendant Michael Wicker is the fee owner of that certain property lying and being in the County of Dakota, State of Minnesota, described as follows, to-wit: Lot 26, Block 1, Hepburn Park Addition to St. Paul, Dakota County, Minnesota; 2) declaring Plaintiff holder of a certain Mortgage covering property in the County of Dakota State of Minnesota, described as follows, to-wit: Lot 26, Block 1, Hepburn Park Addition to St. Paul, Dakota County, Minnesota; 3) directing that a copy of that Mortgage be accepted for recording by the Dakota County Recorder; and 4) asserting lien priority of Plaintiff's Mortgage over the mortgage of Defendant Hiway Federal Credit Union. RULE 114 OF THE MINNESOTA GENERAL RULES OF PRACTICE FOR THE DISTRICT COURTS PROVIDES THAT ALL CIVIL CASES ARE SUBJECT TO ALTERNATIVE DISPUTE RESOLUTION (ADR) PROCESSES, EXCEPT FOR THOSE ACTIONS ENUMERATED IN MINN. STAT. § 484.76 AND RULES 111.01 AND 310.11 OF THE GENERAL RULES OF PRACTICE. Dated: September 9, 2010 WILFORD & GESKE, P.A. By: /s/ Orin J. Kipp Orin J. Kipp, #0390438 Attorneys for Plaintiff 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 2368488 10/7-10/21/10

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Wednesday, November 24, 2010 at 1:00 p.m. at 14709 W. Burnsville Parkway, Lot 55, Burnsville, Minnesota 55306, the following property will be sold by public auction by the Sheriff of Dakota County: 1971 Marshfield 14 x 70 with add on Manufactured Home Serial Number 15087 This sale will be held to satisfy a claim upon the above-described property held by Rambush Estates, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Robert Ehlers. The amount of the claim against the above referenced property is $1093.70 computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: October 18, 2010 Rambush Estates Ltd Partnership 14709 W Burnsville Parkway Burnsville, MN. 55306 (952) 890-8440 2389990 10/21-11/4/10

PUBLIC NOTICE

Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County Dakota District Court First Judicial District Court File Number: 19-AV-CV-10-3384 Case Type: Name Change In the Matter of the Application of: Cassandra Mae Raymond On Behalf of: Dustin Lawrence Huesmann For a Change of Name to: Dustin Joseph Raymond TO: Lawrence Huesmann P.O. Box 645 Pine River, MN 56474 An Application for Name Change has been filed by Cassandra Mae Raymond for a change of name for the minor child(ren) Dustin Lawrence Huesmann to Dustin Joseph Raymond. A hearing on this Application will be held at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124 on November 16, 2010, at 1:30 p.m. You may obtain a copy of the Application for Name Change from Dakota County Dist. Court, 14955 Galaxie Ave., Apple Valley, MN 55124. If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child(ren) may be granted. Dated: Oct. 12, 2010 Carolyn M. Renn Court Administrator By: Pam Schadegg Deputy 2380989 10/14-10/28/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-574 Estate of Delilah E. Henry, Decedent. Notice is given that an application for informal probate of the Decedent’s Will, dated February 7, 2006, (“Will”) has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Jacquelin Hagel, whose address is 3679 Vermilion Court North, Eagan, MN 55122, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: October 12th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative Terrence A. Merritt SEVERSON, SHELDON, DOUGHERTY & MOLENDA, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No: 0072151 Telephone: 952-953-8824 FAX: 952-432-3780 Email: merritt@seversonsheldon.com 2385903 10/21-10/28/10

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 11/23/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person here-in-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Bruce and Brenda Carpenter Bill of Lading #: 80425 Amount: $2,682.40 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2370214 10/14-10/28/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Tip Towing 2. State the address of the principal place of business: 30365 Cannon River Blvd, Randolph, MN 55065 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Dan Motz, 30365 Cannon River Blvd, Randolph, MN 55065 Kathy Motz 30365 Cannon River Blvd, Randolph, MN 55065 4. This certificate is an amendment of Certificate of Assumed name number 0281495 originally filed on 03/17/03. 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 02/06/10 Dan Motz - Owner 2388402 10/21-10/28/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-10-576 Estate of: Patricia Leann McCabe, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: Is is now ordered and notice is hereby given that on November 22, 2010, at 9:00 am a hearing will be held in the above-named Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Dakota County, Minnesota, for the formal adjudication of intestacy and determination of heirs of the above-named Decedent, and for the appointment of Mary Joe Pregler whose address is 6229 Harriet Ave. S., Richfield, MN 55423, as Personal Representative of the estate of the above-named Decedent in a supervised formal administration. Any objections must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four (4) months after the date of this notice or said claims will be barred. Date: 10/12/10 Rex D. Stacey Judge of District Court Attorney for Prsonal Representative: Thomas R. Hurwitz 6009 Wayzata Blvd., Suite 111 St. Louis Park, MN 55416 Attorney Registration Number: 180932 Attorney Phone: 952-593-5959 Attorney Fax: 952-545-0869 2387582 10/21-10/28/10

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PUBLIC NOTICE

Notice of Sale Tenant: Unit # Shelida Cowes 700929 Greg Vesey 706419 Rodney Bringen 706348 Latina Davis 700941 Ashley Glass 354200 Mark Landa 355133 Mark Landa 353561 Mary Jarvis 352001 Lakisa Houston 352556 Kim Miller 700932 Annie Hughes 354210 1-800-PACK-RAT; 1-800-Pack-Rat (Burnsville-5010), 701 Ladybird Lane, Burnsville, MN 55337, has possessory lien on all of the goods stored in the units above. All these items of personal property are being sold pursuant to the assertion of the lien on 11-10-10 (month/day/year) at 10:00 A.M. in order to collect the amounts due from you. The sale will take place at 701 Ladybird Lane, Burnsville, MN 55337. This is October 8, 2010 2379786 10/21-10/28/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Healing Hands Therapeutic Massage 2. State the address of the principal place of business: 18073 Kindred Ct., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Andrea Linnes-Bagley, 18073 Kindred Ct., Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 10/11/10 Andrea Linnes-Bagley, Professional Massage Therapist 2389868 10/21-10/28/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File: 19HA-PR-10-571 In Re: Estate of Rodney Alan Lorence, Decedent. It is Ordered and Notice is given that on Nov. 8, 2010 at 9:00 a.m., a hearing will be held in this Court located at 1560 Highway 55, Hastings Dakota County, Minnesota, 55033 on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Jonathan Lorence, whose address is 4980 Garland Court North, Unit E, Plymouth, Minnesota 55446 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/7/10 BY THE COURT Richard G. Spicer Judge of District Court HOLKER LAW OFFICES Kody B. Holker MN# 0386456 11282 86th Avenue North Maple Grove, Minnesota 55369 Telephone: (763) 416-1672 Facsimile: (763) 416-0891 email: kody@holkerlawoffices.com 2378538 10/21/10-10/28/10P

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: DKTA LLC 2. State the address of the principal place of business: 3432 Denmark Ave, #205, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Arayil Group LLC, 3668 Robin Lane, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 10/11/10 Daniel K. Thomas-CEO 2380765 10/14-10/21/10P

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 1 , 2010 MORTGAGOR: David Gilkey MORTGAGEE: M i s t w o o d C o u r t h omes Association DATE AND PLACE OF RECORDING: Recorded March 22, 2010, Dakota County Recorder, Document No. 2720527 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14611 Evergreen Trail T A X P A R C E L I . D . # : 01-48845-071-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #71 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $5,330.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $9,506.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385569 10/21-11/25/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: CPC Intersect 2. State the address of the principal place of business: 1301 Corporate Center Drive #175, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. CPC Marketing LLC, 1301 Corporate Center Dr #175, Eagan, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 10/6/10 Randy Blakely Vice President Operations 2389387 10/21-10/28/10P

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 RSEW Manufactured home, VIN# S1364 currently located at 12706 Garner Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 29th day of October, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Alicia Marie Chapel (03/01/1985) Jonathan David Chapel (06/07/1982, as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, One-Hundred, Fourteen Dollars and 10/100 ($3,114.10) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: September 26, 2010 Carol Williams, Agent Hometown Homes 2373026 10/7-10/21/10

PUBLIC NOTICE

CITY OF LAKEVILLE, DAKOTA COUNTY, MINNESOTA NOTICE OF HEARING ON PROPOSED ASSESSMENT TO WHOM IT MAY CONCERN: NOTICE IS HEREBY GIVEN that the City Council will meet at 7:00 p.m. on November 15, 2010, at the City Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota, to pass upon the proposed assessment for costs incurred as a result of securing property located at 16108 Fairgreen Avenue in Lakeville, Minnesota. The total amount to be specially assessed against the property is $2,348.64. The proposed assessment roll is on file for public inspection at the City Clerk's office. Written or oral objections will be considered at the City Council meeting. No appeal may be taken as to the amount of the assessment unless a signed written objection is filed with the City Clerk prior to the hearing or presented to the presiding officer at the hearing. An owner may appeal an assessment to District Court pursuant to Minnesota Statutes 429.081, by serving notice of the appeal upon the Mayor or City Clerk of the City within thirty (30) days after the adoption of the assessment and filing such notice with the District Court within ten (10) days after service upon the Mayor or City Clerk. Minn. Stat. §§ 435.193-195 allows the City of Lakeville, at its discretion, to defer the amount of a special assessment for any homestead property owned by a person sixty-five (65) years of age or older, or retired by virtue of a permanent and total disability for whom it would be a hardship to make payments. The City of Lakeville has established a deferment procedure pursuant to these sections. DATED this 18th day of October, 2010. CITY OF LAKEVILLE BY: Charlene Friedges, City Clerk 2390518 10/21/10

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1972 SCHU Manufactured home, VIN# I104266 currently located at 12736 Garner Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 29th day of October, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Bryce Lenard Eyton (09/12/1958) and Minnesota Housing Finance Agency, as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, One-Hundred, Eighty-Six Dollars and 42/100 ($3,186.42) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: September 26, 2010

2373049

Carol Williams, Agent Hometown Homes 10/7-10/21/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: MyParty 2. State the address of the principal place of business: 1301 Corporate Center Drive #175, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. CPC Marketing LLC, 1301 Corporate Center Dr #175, Eagan, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 10/6/10 Randy Blakely Vice President Operations 2389367 10/21-10/28/10P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-10-586 In Re: Estate of PETER A. ERICKSON, also known as PETER ANTHONY ERICKSON, Deceased TO ALL INTERESTED PERSONS: It is Ordered and Notice is hereby given that on Monday, the 22nd day of November, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, on the Petition of Debra L. Erickson, for the formal probate of decedent Peter A. Erickson’s Will which was dated May 27, 2009, and for summary assignment and distribution of the exempt homestead real property owned by decedent to the person entitled thereto under Minnesota law, and that any objections thereto must be filed with the Court or p r e s e n t e d a t t h e h e a r i n g . T h a t , if proper, and no objections are filed or presented, the Court may determine that Will be formally probated and may summarily assign and distribute the exempt homestead real property to the person entitled thereto under Minnesota law. This Order shall be served at least 14 days prior to such hearing by mailing copies hereof to all interested persons and that this Order be published in accordance with Minnesota law. Dated: October 14, 2010 David Knutson District Court Judge (Court Seal) Kathryn T. Raidt Attorney for Petitioner 6950 France Ave S #109 Edina, MN 55435 952-926-2288 952-926-9944 2388438 10/21-10/28/10P

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-545 In Re: Estate of WILLIAM J. HOFFBECK, Deceased TO ALL INTERESTED PERSONS: It is Ordered and Notice is hereby given that on the 25th day of October, 2010, at 9:00 o’clock A.M., a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, for the formal appointment of Patricia K. Hoffbeck, whose address is 410 Spruce Street, Farmington, MN 55024, as Personal Representative of the Estate of the Decedent in a supervised administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Dated: Oct 4, 2010 Kathryn D. Messerich Judge (COURT SEAL) Trevor R. Walsten, Attorney #122695 Mathea K. E. Bulander, Attorney #388921 2000 Wells Fargo Plaza 7900 Xerxes Avenue South Bloomington, MN 55431 (952) 896-5100 2371134 10/14-10/21/10P

PUBLIC NOTICE

CITY OF LAKEVILLE NOTICE OF GENERAL ELECTION NOTICE IS HEREBY GIVEN that a General Election will be held in and for the City of Lakeville, Dakota County, Minnesota, on Tuesday, November 2, 2010, between the hours of 7:00 a.m. and 8:00 p.m. The following offices will be filled: MAYOR (Two-year term) TWO (2) COUNCILMEMBERS (Four-year terms) The polling places for the General Election are as follows: PRECINCT 1 L a k e v i l l e A r e a A r t s Center, 20965 Holyoke Avenue PRECINCT 2 St. John's Lutheran Church, 20165 Heath Avenue PRECINCT 3 Evergreen Community Church, 16165 Kenwood Trail PRECINCT 4 H o s a n n a ! L u t h e r a n Church, 9600 - 163rd Street W. PRECINCT 5 Crystal Lake Elementary School, 16250 Ipava Avenue PRECINCT 6 Parkview Elementary School, 6795 Gerdine Path PRECINCT 7 Lord of Life Lutheran Church, 16200 Dodd Lane PRECINCT 8 North Trail Elementary School, 5580-170th Street W. PRECINCT 9 M e s s i a h L u t h e r a n Church, 16725 Highview Avenue PRECINCT 10 L a k e v i l l e W a t e r Treatment Facility, 18400 Ipava Avenue PRECINCT 11 The Church of Jesus Christ of Latter Day Saints, 18460 Kachina Court PRECINCT 12 Lakeville South High School, 21135 Jacquard Avenue PRECINCT 13 V a l l e y C h r i s t i a n Church, 17297 Glacier Way PRECINCT 14 K e n w o o d T r a i l Middle School, 19455 Kenwood Trail DATED this 11th day of October, 2010. Charlene Friedges, City Clerk 2379335 10/14-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGORS: H u g o C a s a s a k a Hugo G. Casas and Erika Navarrete, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 9, 2008, Dakota County Recorder, Document No. 2583265. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 3, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002999662 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Financial Solutions, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 10916 Dakota Court, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410534004 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 4, River Hills Sixth Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,000.00 AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,378.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8994 1749487437 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344999 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT-PROBATE/ MENTAL HEALTH DIVISION Court File No. 19HA-PR-10-561 In Re: Estate of Richard J. Pink, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given, that an application for informal probate of the above named decedent’s last will, dated January 7, 2010, has been filed with the Registrar herein, and the application has been granted informally probating such will. Any objections may be filed in the above named Court, and the same will be heard by the Court upon notice of hearing fixed for such purpose. Notice is hereby further given that informal appointment of Charles C. Pink, whose address is 1610 Covington Lane, Eagan, MN 55122, as personal representative of the estate of the above named decedent, has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of his letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: October 5th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney Paul W. Flower (126950) Flower & Schutz, PLC Attorneys at Law 3300 County Road 10, Suite 200 Brooklyn Center, MN 55429 (763) 560-2506 2374738 10/14-10/21/10

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PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (PETITION TO TERMINATE PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-3455 In the Matter of the Welfare of A.L.M., Child. TO: Sandra Dee Bohn Tarah Malmgren, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: All rights of the parent named above to the child named above should be terminated based upon the following Minnesota Statute grounds: 260C.301, Subd. 1(b)(1): The parent has abandoned the child. 260C.301, Subd. 1(b)(2): The parent has substantially, continuously, or repeatedly refused or neglected to comply with the duties imposed upon that parent by the parent and child relationship, including but not limited to providing the child with necessary food, clothing, shelter, education, and other care and control necessary for the child’s physical, mental or emotional health and development, if the parent is physically and financially able, and either reasonable efforts by the social services agency have failed to correct the conditions that formed the basis of the petition or reasonable efforts would be futile and therefore unreasonable. IF YOU FAIL TO APPEAR FOR THIS HEARING, THE COURT MAY CONDUCT THE HEARING WITHOUT YOU AND YOUR PARENTAL RIGHTS MAY BE TERMINATED. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on November 17, 2010 at 8:30 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Sandra Dee Bohn. Dated: October 12, 2010 Judge Richard Spicer 2389312 10/21-11/4/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-568 In Re: Estate of Scott B. Norstad, Decedent It is Ordered and Notice is given that on November 8, 2010, at 9:00 a.m., a hearing will be held in this Court at Dakota County District Court, 1560 Highway 55 W., Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of David Norstad, whose address is 41268 Co. Rd. 126, Detroit Lakes, MN 56501, as personal representative of the Estate of the Decedent in an unsupervised administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 10/6/10 BY THE COURT David Knutson Judge of District Court Attorney for Personal Representative: Matthew Kipp Dorsey & Whitney LLP 3203 32nd Avenue South, Ste. 103 PO Box 1344 Fargo, ND 58107-1344 MN Attorney License No. 0324048 701-235-6000 - Telephone 2378437 10/14-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $600,000.00 MORTGAGOR(S): Kevin D Doheny, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: September 30, 2005 Dakota County Registrar of Titles Document Number: 575687 Transaction Agent: Not Applicable

cation Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130560 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1610 Blackhawk Lake Pl, Eagan, MN 55122-1200 Tax Parcel ID Number: 10-14352-080-01 LEGAL DESCRIPTION OF PROPERTY: Block One (1), Lot Eight (8), in Blackhawk Glen 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $654,766.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016692F01 2337659 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 6 , 2001 MORTGAGORS: M i c h a e l L . H a r m s and Toni E. Harms, husband and wife. MORTGAGEE: L a k e l a n d M o r t g a g e Corporation. DATE AND PLACE OF RECORDING: Recorded September 6, 2001, Dakota County Recorder, Document No. 1809697. ASSIGNMENTS OF MORTGAGE: Assigned to: Home Federal Mortgage Services, LLC, Dated: August 16, 2001, Recorded: September 6, 2001, Document No. 1809698, as corrected by Corrective Assignment recorded: February 19, 2002 as Document No. 1864674. And thereafter assigned to: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., Dated: March 13, 2002, Recorded: April 9, 2002, Document No. 1881858. And thereafter assigned to: PNC Bank, National Association, Dated: August 17, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 19343 Eureka Court, Farmington, MN

19343 Eureka Court, Farmington, MN 55024 TAX PARCEL I.D. #: 14-25603-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Fair Hills 4th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,378.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,505.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2274 000570678 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345289 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 3 , 2008 MORTGAGORS: Nhia Y. Yang and Lee Chang, husband and wife, and Maikao Xiong, married MORTGAGEE: PNC Bank, National Association as successor by merger to National City Mortgage a Division of National City Bank. DATE AND PLACE OF RECORDING: Registered July 7, 2008, Dakota County Registrar of Titles, Document No. T630443, Certificate of Title No. 145070. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association as successor by merger to National City Mortgage a Division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 115 8th Street South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364600017020 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” The land referred to herein below is situated in the County of Dakota, State of Minnesota, and is described as follows: Lots Sixteen (16), and Seventeen (17), Block Twenty (20) in Lorraine Park Addition to the City of South St. Paul, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota. The West one-half (W 1/2) of that portion of the vacated alley located

portion of the vacated alley located in Block 20 of said Lorraine Park Addition that abuts Lots 16 and 17 of said Block 20 of said Lorraine Park Addition, bounded on the North by the South line of Eighth Street South, and bounded on the South by the South line of Lot 16 of said Block 20. Property is Torrens Certificate No.: 113645 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,477.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 2, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2273 0006045737 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345201 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2009 MORTGAGORS: Peter Mortenson and Antoinette Mortenson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered March 3, 2009, Dakota County Registrar of Titles, Document No. T640029, Certificate of Title No. 145095. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 14, 2010, Recorded: June 30, 2010, Document No. T664116. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000472703 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank D/B/A Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 113 Strese Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011470112001 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, in Bob's Garden View Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,947.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,450.51 That prior to the commencement of

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8544 1771672999 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343387 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-559 ESTATE OF William George Johnson a/k/a Bill Johnson DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated February 12, 2010, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Linda M. Johnson, Benjamin W. Johnson, Sean M. Lohse-Johnson and Richard J. Lacher whose address is: 1580 - 110th Court West, Inver Grove Heights, MN 55077 (Linda); 730 Stinson Blvd. #129, Minneapolis, MN 55413 (Benjamin); 9362 Austrianpine Ave., Brooklyn Park, MN 55443 (Sean); and 4077 Deerwood Trail, Eagan, MN 55122 (Richard) as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 10/14/10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney For Personal Representative Messerli & Kramer P.A. Attn: John W. Lang, Esq. #0143327 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402 (612) 672-3614 2387606 10/21-10/28/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-566 ESTATE OF CYNTHIA A RACINE, DECEDENT It is Ordered and Notice is given that on November 8, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated November 28, 1984 (“Will”), and for the appointment of Brent E Racine whose address is: 229 West Logan Avenue, West Saint Paul, MN 55118 and Blair P. Racine whose address is: 2421 Pine Street, Galveston, TX 77551 as co-personal representatives of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legals debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 10/6/10 David Knutson Judge (COURT SEAL) Sieloff & Associates, P.A. Teresa B. Molinaro (#0388660) 3460 Washington Drive, Suite 214 Eagan, MN 55122 2378482 10/14-10/21/10

PUBLIC NOTICE

NOTICE OF PUBLIC HEARING REGARDING THE ISSUANCE BY THE DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY OF TAX-EXEMPT HOUSING REVENUE BONDS NOTICE IS HEREBY GIVEN that the Dakota County Community Development Agency (the "CDA") will meet on Tuesday, November 9, 2010, at or after 3:30 p.m. at its offices at 1228 Town Centre Drive, Eagan, Minnesota 55123, for the purpose of conducting a public hearing regarding (i) the issuance of tax-exempt housing revenue bonds (the "Bonds") to finance a 101-unit qualified residential rental facility (the "Project") to be located in the City of Lakeville, Minnesota (the "City"), and (ii) the adoption of a housing finance program (the "Program") required pursuant to Minnesota Statutes, Chapter 462C. The Program provides for the Bonds to be issued in an aggregate principal amount not exceeding $16,500,000, and for the proceeds to be loaned to Charthouse Senior Living, LLC, a Minnesota limited liability company (the "Borrower") to finance the acquisition and construction of the Project. The Project will be located at or near 11287 Klamath Trail in the City. The Project will contain approximately 101 units and functionally related and subordinate facilities, intended for occupancy by seniors. The Bonds will be limited obligations of the CDA and the Bonds and interest thereon shall be payable solely from the revenues pledged to the payment thereof, except that such Bonds may be secured by a mortgage and other encumbrance on the Project. No holder of any such Bonds shall ever have the right to compel the exercise of any taxing power of the CDA to pay the Bonds, or the interest thereon, nor to enforce payment against any property of the CDA except the Project. All persons interested may appear and be heard at the time and place set forth above. Dated: [Date of Publication] BY ORDER OF THE BOARD OF C O M M I S S I O N E R S O F DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY By /s/ Mark S. Ulfers Its Executive Director 2383398 10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 9, 2007 MORTGAGORS: K e l l i M . M o l z a h n and Ryan L. Molzahn, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded April 27, 2007, Dakota County Recorder, Document No.

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County Recorder, Document No. 2512798. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 30, 2010, Recorded: April 12, 2010, Document No. 2724102. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, NA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4172 Diamond Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101670005004 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Cedar Grove No. 1, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $241,072.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8172 1064149084 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2340363 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2007 MORTGAGORS: Matthew J. Sandgren and Melissa L. Sandgren, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 9, 2007, Dakota County Recorder, Document No. 2529164. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 18, 2009, Recorded: October 8, 2009, Document No. 2689256. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500039643631 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: 1st Trust Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14417 Guthrie Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-16401-050-01 LEGAL DESCRIPTION OF PROPERTY:

ERTY: Lot 5, Block 1, Carrollwood Village Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $305,478.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7093 1991534991 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345145 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,599.00 MORTGAGOR(S): Mark E Gangler and Allison L Gangler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 02, 2006 Dakota County Recorder Document Number: 2473074 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 31, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000603445 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3380 Cloman Way, Inver Grove Heights, MN 55076-1646 Tax Parcel ID Number: 20-44350-130-01 LEGAL DESCRIPTION OF PROPERTY: Unit 57, Building No. 15, Lakebridge Condominium No. 2, Condominium File No. 6, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,223.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mort-

to pay the debt secured by said mort gage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016828F01 2338189 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-585 In Re: Estate of Charles Hanson a/k/a Charles L. Hanson a/k/a Charles Lamonte Hanson, Decedent. It is Ordered and Notice is given that on November 8, 2010 at 9:00 am a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Justin Hanson whose address is 2502 E 145th Court, Thornton, CO 80602 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/14/10 BY THE COURT David L. Knutson Judge of District Court FLUEGEL LAW FIRM P.A. William J. Markert, Jr. MN# 0388653 999 Westview Drive, Suite One Hastings, MN 55033 Telephone: 651-438-9777 Facsimile: 651-438-9775 2389621 10/21-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2007 MORTGAGORS: S o u l i D a o h e u a n g and Malalack Daoheuang, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 4, 2007, Dakota County Recorder, Document No. 2521549. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Frank-

Trustee for Merrill Lynch First Frank lin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-4, Dated: October 13, 2009, Recorded: November 9, 2009, Document No. 2695118. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014394289 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1496 Auburn Court, Eagan, MN 55122 TAX PARCEL I.D. #: 10-75950-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Thomas Lake Heights, according to the plat thereof now on file and of record within and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $294,911.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3497 1044886480 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345446 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $95,100.00 MORTGAGOR(S): Genet Ayano, a married person MORTGAGEE: Advisor's Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: February 27, 2003 Dakota County Recorder Document Number: 2006346 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: December 27, 2002 Recorded: February 27, 2003 Dakota County Recorder Document Number: 2006347 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 02, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428198 And assigned to: U.S. Bank National Association Dated: September 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001799889 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: U.S.

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������Servicer: ������ ������� ������� ��� ���� com U.S. Mortgagee/Assignee of Mortgagee Residential Mortgage Bank Home Mortgage plied with all notice requirements as Mortgage Originator: Not Applicable required by statute; That no action or COUNTY IN WHICH PROPERTY IS proceeding has been instituted at law or otherwise to recover the debt LOCATED: Dakota Property Address: 12968 Nicollet Ave secured by said mortgage, or any part thereof; Apt 201, Burnsville, MN 55337-3563 PURSUANT to the power of sale conTax Parcel ID Number: tained in said mortgage, the above 02-01300-627-16 L E G A L D E S C R I P T I O N O F P R O P - described property will be sold by the ERTY: Apartment Number 201, 12968 Sheriff of said county as follows: DATE AND TIME OF SALE: NovemNicollet Avenue South, Condominium Ownership Number 15, Ridgeview Con- ber 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , dominium Homes, Dakota County, Law Enforcement Center, 1580 Hwy Minnesota. AMOUNT DUE AND CLAIMED TO BE 55, Lobby #S-100, Hastings, MN D U E A S O F D A T E O F N O T I C E : to pay the debt then secured by said Mortgage, and taxes, if any, on said $88,007.08 THAT all pre-foreclosure require- premises, and the costs and disbursements have been complied with; that m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s no action or proceeding has been insti- allowed by law subject to redemption tuted at law or otherwise to recover the within six (6) months from the date of debt secured by said mortgage, or any said sale by the mortgagor(s), their part thereof; personal representatives or assigns PURSUANT to the power of sale con- unless reduced to Five (5) weeks under t a i n e d i n s a i d m o r t g a g e , t h e MN Stat. §580.07. above-described property will be sold TIME AND DATE TO VACATE PROPby the Sheriff of said county as fol- E R T Y : I f t h e r e a l e s t a t e i s a n lows: owner-occupied, single-family dwellDATE AND TIME OF SALE: October ing, unless otherwise provided by law, 29, 2010 at 10:00 AM the date on or before which the mortPLACE OF SALE: Dakota County gagor(s) must vacate the property if the Law Enforcement Center, 1580 High- mortgage is not reinstated under secway 55, Lobby S-100, Hastings, Minne- tion 580.30 or the property is not sota redeemed under section 580.23 is to pay the debt secured by said mort- 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM gage and taxes, if any, on said premises and the costs and disburse- FINANCIAL OBLIGATION ON MORTattorney fees allowed GAGE: None ments, including "THE TIME ALLOWED BY LAW FOR by law, subject to redemption within six (6) months from the date of said REDEMPTION BY THE MORTGAGOR, sale by the mortgagor(s), their per- THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE sonal representatives or assigns. If the Mortgage is not reinstated REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. MINNESOTA STATUTES, SECTION §580.23, the Mortgagor must vacate 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the property on or before 11:59 p.m. on OTHER THINGS, THAT THE MORTApril 29, 2011, or the next business GAGED PREMISES ARE IMPROVED day if April 29, 2011 falls on a Satur- WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT day, Sunday or legal holiday. Mortgagor(s) released from financial PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E obligation: NONE THIS COMMUNICATION IS FROM ABANDONED." Dated: September 3, 2010. A DEBT COLLECTOR ATTEMPTChase Home Finance LLC ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF By: Paul A. Weingarden THE DEBT AND IDENTITY OF THE Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE Mortgagee T I M E P R O V I D E D B Y L A W I S N O T 4500 Park Glen Road #300 Minneapolis, MN 55416 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR (952) 925-6888 30-8996 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- 1860651296 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 9/16-10/21/10 CIAL ORDER IS ENTERED UNDER 2345109 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN PRODUCTION, AND ARE ABANDONED. THE TIME PROVIDED BY LAW IS DATED: September 16, 2010 NOT AFFECTED BY THIS ACTION. ASSIGNEE OF MORTGAGEE: NOTICE IS HEREBY GIVEN, that U.S. Bank National Association default has occurred in conditions of Wilford & Geske, P.A. the following described mortgage: Attorneys for Assignee of Mortgagee DATE OF MORTGAGE: July 27, 2006 Lawrence A. Wilford MORTGAGORS: Willie Lee Bacon and James A. Geske Wendy M. Bacon, husband and wife. 8425 Seasons Parkway, Suite 105 MORTGAGEE: Mortgage Electronic Woodbury, MN 55125-4393 Registration Systems, Inc. (651) 209-3300 DATE AND PLACE OF RECORDING: File Number: 016889F01 2341842 9/16-10/21/10 Recorded August 15, 2006, Dakota County Recorder, Document No. 2453532. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, NOTICE OF MORTGAGE Dated: January 30, 2009, Recorded: FORECLOSURE SALE THE RIGHT TO VERIFICATION February 11, 2009, Document No. OF THE DEBT AND IDENTITY OF 2636867. TRANSACTION AGENT: Mortgage THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGE IDENTIFICATION NUMBER ON default has occurred in conditions of MORTGAGE: 100020000350769596 LENDER OR BROKER AND MORTthe following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 1 , G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: PHH Home Loans, LLC 2008 RESIDENTIAL MORTGAGE SERMORTGAGORS: Anthony M. Verdeja and Marie F. Verdeja, Husband and VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: Wife. MORTGAGEE: Mortgage Electronic 3877 Princeton Trail, Eagan, MN 55123 TAX PARCEL I.D. #: 10-45075-020-04 Registration Systems, Inc.. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: Registered January 25, 2008, Dakota ERTY: Lot 2, Block 4, Lexington Square, County Registrar of Titles, Document Dakota County, Minnesota. No. 623041, Certificate of Title No. COUNTY IN WHICH PROPERTY IS 144208. A S S I G N M E N T S O F M O R T G A G E : LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Assigned to: Chase Home Finance, MORTGAGE: $260,000.00 LLC, Dated: September 3, 2010. AMOUNT DUE AND CLAIMED TO BE Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - GAGEE: $290,605.84 That prior to the commencement of GAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding MORTGAGE: 100103210000323377 LENDER OR BROKER AND MORT- Mortgagee/Assignee of Mortgagee comG A G E O R I G I N A T O R S T A T E D O N plied with all notice requirements as MORTGAGE: The Business Bank, DBA required by statute; That no action or proceeding has been instituted at law Prime Mortgage RESIDENTIAL MORTGAGE SER- or otherwise to recover the debt secured by said mortgage, or any part VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: thereof; PURSUANT to the power of sale con2220 Williams Drive, Burnsville, MN tained in said mortgage, the above 55337 described property will be sold by the TAX PARCEL I.D. #: 022102023001 LEGAL DESCRIPTION OF PROP- Sheriff of said county as follows: DATE AND TIME OF SALE: NovemERTY: Lot 23, Block 1, Donnays Burnsville ber 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Heights, Common Interest CommuLaw Enforcement Center, 1580 Hwy nity Number 126. COUNTY IN WHICH PROPERTY IS 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said premises, and the costs and disburseMORTGAGE: $134,000.00 AMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DUE AS OF DATE OF NOTICE, INCLUD- allowed by law subject to redemption ING TAXES, IF ANY, PAID BY MORT- within six (6) months from the date of said sale by the mortgagor(s), their GAGEE: $141,772.85 That prior to the commencement of personal representatives or assigns this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ������� ��� ���� ������Structured ������ ������� Asset Investment Loan Trust, Mortgage Pass-Through Certifi���������� ���� ��������� personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344891 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-565 Estate of Marguerite E. Melin, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given, that an application for informal probate of the above-named decedent’s last will dated December 16,1993 has been filed with the Registrar herein, and the application has been granted informally probating such will. Any objections may be filed in the above, and the same will be heard by the Court upon notice of hearing fixed for such purpose. Notice is hereby further given that informal appointment of Wendy Gale Schumacher, whose address is 11405 Galtier Drive, Burnsville, Minnesota 55337, as personal representative of the estate of the above-named decedent has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Probate Court Administrator within four months after the date of this notice or said claims will be barred. Dated: October 6th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Applicant Scott B. Lundquist Lundquist Law Offices 400 South 4th Street, #510 Minneapolis, MN 55415 Telephone (612) 332-0351 Attorney License No. 143510 2375704 10/14-10/21/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 9 , 2005 MORTGAGORS: Kelly A. Aitkin and Wayne Apple Aitkin, wife and husband. MORTGAGEE: Superior Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded November 9, 2005, Dakota County Recorder, Document No. 2379517. ASSIGNMENTS OF MORTGAGE: Assigned to: BNC Mortgage, Inc., Dated: October 19, 2005, Recorded: April 2, 2007, Document No. 2506820. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: November 4, 2005, Recorded: April 2, 2007, Document No. 2506821. And thereafter assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan

cates, Series 2006-1, Dated: August 6, 2010, Recorded: August 12, 2010, Document No. 2746030. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Superior Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 13517 South 1st Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 024325003004 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Krestwood Knolls 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,996.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4142 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345324 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,341.00 MORTGAGOR(S): Kathleen A Wilson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 23, 2004 Dakota County Recorder Document Number: 2279109 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000059317 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 327 Frederick Cir, Hastings, MN 55033-2640 Tax Parcel ID Number: 19-17500-707-50 LEGAL DESCRIPTION OF PROPERTY: Unit No. 707, Hastings Century South, CIC No. 336, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $147,087.23 THAT all pre-foreclosure requirements have been complied with; that

ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016884F01 2342295 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2005 MORTGAGORS: Joshua K. Garrahy and Anne M. Garrahy, husband and wife. MORTGAGEE: Nationwide Lending Corporation. DATE AND PLACE OF RECORDING: Recorded June 6, 2005, Dakota County Recorder, Document No. 2327815. ASSIGNMENTS OF MORTGAGE: Assigned to: New Century Mortgage Corporation pursuant to court order filed as Document No. 2722144. And thereafter assigned to: Deutsche Bank National Trust Company as Trustee for HSI Asset Securitization Corporation 2005-NC2, Dated: October 1, 2009, Recorded: April 16, 2010, Document No. 2725160. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nationwide Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 20071 Heathrow Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-16504-303-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2303, CIC No. 328, Charleswood Condominium. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,321.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disburse-

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3278 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345239 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 5, 2005 MORTGAGORS: Curtis Gunderson and Kimberly Gunderson, husband and wife. MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: Recorded May 6, 2005, Dakota County Recorder, Document No. 2319646. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: July 28, 2005, Recorded: August 8, 2005, Document No. 2348474. And thereafter assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1, Dated: June 16, 2009, Recorded: June 25, 2009, Document No. 2666683. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 16617 Flagstaff Way W., Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21177-160-07 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Seven (7), Donnay's Valley Park 8th. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,523.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 1, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3292 1044468660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345399 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 15, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352 on April 6, 1979, in the Office of the County Recorder of Dakota County, Minnesota, as amended and supplemented, covering the following property: Legal Description: Lot 68, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota Street Address: 1 4 7 5 7 E c h o W a y , Apple Valley, MN 55124 Tax Parcel No. 01-20505-068-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 15, 2010, from Mary F. Lind, title holder, to the Association, a Minnesota non-profit corporation, the amount of $10,428.40 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 15, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was r e c o r d e d o n O c t o b e r 1 4 , 2 0 0 9 , as Document No. 2690395 in the Dakota County Recorder's Office, which was amended by Amended Notice of Lien recorded on June 16, 2010 as Document No. 2735897. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 2nd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 2, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9.THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path/Lind/09-7-197D) 2376191 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-587 In Re: Estate of Doris F. Gerenz, a/k/a/ Dorris F. Gerenz, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated September 10, 1990. The Registrar accepted the application and appointed Daniel G. Gerenz, whose address is 19808 Goldfinch Drive, Farmington MN 55024, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: October 15th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Stephen J. Wontor (MN# 213883) Bradley & Deike, P.A. 4018 West 65th Street, Suite 100 Edina Minnesota 55435-1728 Telephone: (952) 926-5337 Facsimile: (952) 926-5743 sjw@bradleydeike.com ATTORNEY FOR PERSONAL REPRESENTATIVE 2389517 10/21-10/28/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE COURT DIVISION Court File No. 19HA-PR-10-575 In Re: Estate of Merlin O. McCalla, Decedent. Notice is given that an application for informal probate of the Decedent’s Will dated April 9, 1988, (“Will”) has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Sandra M. Bubar, whose address is 7165 Courtly Road, Woodbury, Minnesota 55125 as Personal Representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representatives. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: October 12th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Applicant Michael P. Tierney, #170331 Murnane Brandt 30 East Seventh Street, Suite 3200 St. Paul, MN 55101 Phone (651) 227-9411 Fax (651) 223-5199 1135592 2386005 10/21-10/28/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2005 MORTGAGORS: Zena B Vezikov FKA Zinaida Vezikov and Paul I. Vezikov FKA Pavel Vezikov, wife and husband. MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC.. DATE AND PLACE OF RECORDING: Registered November 16, 2005, Dakota County Registrar of Titles, Document No. 579235, Certificate of Title No. 120357, also recorded with the County Recorder on November 16, 2005 as Document No. 2381150 ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being partially Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 837 Cortland Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011170712010 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A Legal Description: All that part of Lot Twelve (12) lying within the West Half (W 1/2) of the Northeast Quarter (NE 1/4) of Section 33, Township 115, Range 20, Block Ten (10) in Apple Valley 8th Addition, Dakota County, Minnesota ABSTRACT PROPERTY All that part of Lot Twelve (12) lying within the Northwest Quarter (NW 1/4) of Section 33, Township 115, Range 20, Block Ten (10) in Apple Valley 8th Addition, Dakota County, Minnesota TORRENS PROPERTY ABSTRACT AND TORRENS PROPERTY. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,263.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4722 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390040 10/21-11/25/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2006 MORTGAGORS: C h a d R . N e s s a n d Jessica A. Olson, Both Single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 27, 2006, Dakota County Recorder, Document No. 2408604. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 5, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010402029921297 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1091 Whitney Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011171131007 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 7, Apple valley 12th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,714.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8815 1914219606 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 3, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 18, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8815 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2389050 10/21/10

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:September 23, 2010 MORTGAGOR: Rebecca Cotten and David Cotten MORTGAGEE: Belle Mistwood Courthomes Association DATE AND PLACE OF RECORDING: Recorded September 29, 2010, Dakota County Recorder, Document No. 2755551 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14588 Evergreen Trail TAX PARCEL I.D. #: 01-48845-134-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #134 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $4,779.16 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $7,464.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385542 10/21-11/25/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2002 MORTGAGORS: Hugh R. Miller and Kelly S. Miller, husband and wife. MORTGAGEE: U.S. Bank, N.A.. DATE AND PLACE OF RECORDING: Recorded March 11, 2003, Dakota County Recorder, Document No. 2012535. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17224 Idlewood Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 223330212002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Homestead Creek Third Addition

Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,461.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1194 7880036309 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2341085 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2007 MORTGAGOR: Michele L. Masera, a Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 2, 2007, Dakota County Recorder, Document No. 2554091. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 7, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001783681 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1966 Sierra Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 19-58600-408-10 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 408, COMMON INTEREST COMMUNITY NUMBER 511, A CONDOMINIUM, PRAIRIE RIDGE, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,025.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,663.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM

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������ ������� S��� ���� REP ber 4, 2010 at 10:00 AM ������ ������� THE MORTGAGOR PERSONAL PLACE OF SALE: S h e r i f f ' s O f f i c e , RESENTATIVES OR ASSIGNS, MAY BE Law Enforcement Center, 1580 Hwy REDUCED TO FIVE WEEKS IF A JUDI55, Lobby #S-100, Hastings, MN CIAL ORDER IS ENTERED UNDER to pay the debt then secured by said MINNESOTA STATUTES, SECTION Mortgage, and taxes, if any, on said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G premises, and the costs and disburse- OTHER THINGS, THAT THE MORTm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGED PREMISES ARE IMPROVED allowed by law subject to redemption WITH A RESIDENTIAL DWELLING OF within six (6) months from the date of LESS THAN FIVE UNITS, ARE NOT said sale by the mortgagor(s), their PROPERTY USED IN AGRICULTURAL personal representatives or assigns PRODUCTION, AND ARE ABANDONED. unless reduced to Five (5) weeks under DATED: September 16, 2010 MN Stat. §580.07. ASSIGNEE OF MORTGAGEE: TIME AND DATE TO VACATE PROPAurora Loan Services, LLC E R T Y : I f t h e r e a l e s t a t e i s a n Wilford & Geske, P.A. owner-occupied, single-family dwell- Attorneys for Assignee of Mortgagee ing, unless otherwise provided by law, Lawrence A. Wilford the date on or before which the mort- James A. Geske gagor(s) must vacate the property if the 8425 Seasons Parkway, Suite 105 mortgage is not reinstated under sec- Woodbury, MN 55125-4393 tion 580.30 or the property is not (651) 209-3300 redeemed under section 580.23 is File Number: 016721F01 11:59 p.m. on May 4, 2011. 2341284 9/16-10/21/10 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None NOTICE OF MORTGAGE "THE TIME ALLOWED BY LAW FOR FORECLOSURE SALE REDEMPTION BY THE MORTGAGOR, THE RIGHT TO VERIFICATION THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE OF THE DEBT AND IDENTITY OF REDUCED TO FIVE WEEKS IF A JUDI- THE ORIGINAL CREDITOR WITHIN CIAL ORDER IS ENTERED UNDER THE TIME PROVIDED BY LAW IS MINNESOTA STATUTES, SECTION NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- default has occurred in conditions of GAGED PREMISES ARE IMPROVED the following described mortgage: DATE OF MORTGAGE:May 29, 2003 WITH A RESIDENTIAL DWELLING OF MORTGAGORS:Ronda S. Rath and LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Clyde E. Rath, wife and husband. MORTGAGEE:Mortgage Electronic P R O D U C T I O N , A N D A R E Registration Systems, Inc.. ABANDONED." DATE AND PLACE OF RECORDING: Dated: September 7, 2010. Recorded October 1, 2003, Dakota Chase Home Finance LLC County Recorder, Document No. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2118601. ASSIGNMENTS OF MORTGAGE: By: Paul A. Weingarden Assigned to: Chase Home Finance Attorneys for Mortgagee/Assignee of LLC, Dated: October 4, 2010. Mortgagee TRANSACTION AGENT: Mortgage 4500 Park Glen Road #300 Electronic Registration Systems, Inc. Minneapolis, MN 55416 TRANSACTION AGENT'S MORT(952) 925-6888 GAGE IDENTIFICATION NUMBER ON 30-8983 MORTGAGE: 100052599938165202 1911502702 LENDER OR BROKER AND MORTTHIS IS A COMMUNICATION FROM G AGE ORIGINATOR STATED ON A DEBT COLLECTOR. 2343479 9/16-10/21/10 MORTGAGE: Capital Mortgage Services RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC NOTICE OF MORTGAGE MORTGAGED PROPERTY ADDRESS: FORECLOSURE SALE 13943 Everest Avenue, Apple Valley, N O T I C E I S H E R E B Y G I V E N t h a t MN 55124 default has occurred in the conditions TAX PARCEL I.D. #: 013100515002 of the following described mortgage: LEGAL DESCRIPTION OF PROPDATE OF MORTGAGE: April 29, 2005 ERTY: ORIGINAL PRINCIPAL AMOUNT OF Lot 15, Block 2, Greenleaf 6th AddiMORTGAGE: $128,000.00 tion. MORTGAGOR(S): Jonathan J. Glass COUNTY IN WHICH PROPERTY IS and Emily A. Glass, Husband And Wife LOCATED:Dakota MORTGAGEE: Mortgage Electronic ORIGINAL PRINCIPAL AMOUNT OF Registration Systems, Inc. MORTGAGE:$243,000.00 DATE AND PLACE OF RECORDING: AMOUNT DUE AND CLAIMED TO BE R e c o r d e d : M a y 1 9 , 2 0 0 5 D a k o t a DUE AS OF DATE OF NOTICE, INCLUDCounty Recorder ING TAXES, IF ANY, PAID BY MORTDocument Number: 2323629 GAGEE:$235,689.47 ASSIGNMENTS OF MORTGAGE: That prior to the commencement of And assigned to: Aurora Loan Ser- this mortgage foreclosure proceeding vices, LLC Mortgagee/Assignee of Mortgagee comDated: September 07, 2010 plied with all notice requirements as Transaction Agent: Mortgage Elec- required by statute; That no action or tronic Registration Systems, Inc. proceeding has been instituted at law Transaction Agent Mortgage Identifi- o r o t h e r w i s e t o r e c o v e r t h e d e b t cation Number: 1000619-0511600004-7 secured by said mortgage, or any part Lender or Broker: Summit Mortgage thereof; Corporation PURSUANT to the power of sale conR e s i d e n t i a l M o r t g a g e S e r v i c e r : tained in said mortgage, the above Aurora Loan Services, LLC described property will be sold by the Mortgage Originator: Not Applicable Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: DecemLOCATED: Dakota ber 10, 2010 at 10:00 AM Property Address: 324 Cari Park Ln, PLACE OF SALE:Sheriff's Office, Law Hastings, MN 55033-3975 Enforcement Center, 1580 Hwy 55, T a x P a r c e l I D N u m b e r : Lobby #S-100, Hastings, MN 19-16402-160-02 to pay the debt then secured by said L E G A L D E S C R I P T I O N O F P R O P - Mortgage, and taxes, if any, on said ERTY: Lot 16, Block 2, Cari Park Third premises, and the costs and disburseAddition, Dakota County, Minnesota ments, including attorneys' fees AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption D U E A S O F D A T E O F N O T I C E : within six (6) months from the date of $122,736.09 said sale by the mortgagor(s), their THAT all pre-foreclosure require- personal representatives or assigns ments have been complied with; that unless reduced to Five (5) weeks under no action or proceeding has been insti- MN Stat. §580.07. tuted at law or otherwise to recover the TIME AND DATE TO VACATE PROPdebt secured by said mortgage, or any E R T Y : I f t h e r e a l e s t a t e i s a n part thereof; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, t a i n e d i n s a i d m o r t g a g e , t h e the date on or before which the mortabove-described property will be sold gagor(s) must vacate the property if the by the Sheriff of said county as fol- mortgage is not reinstated under seclows: tion 580.30 or the property is not DATE AND TIME OF SALE: October redeemed under section 580.23 is 29, 2010 at 10:00 AM 11:59 p.m. on June 10, 2011. PLACE OF SALE: Dakota County MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 High- FINANCIAL OBLIGATION ON MORTway 55, Lobby S-100, Hastings, Minne- GAGE:None sota "THE TIME ALLOWED BY LAW FOR to pay the debt secured by said mort- REDEMPTION BY THE MORTGAGOR, gage and taxes, if any, on said pre- THE MORTGAGOR'S PERSONAL REPmises and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE ments, including attorney fees allowed REDUCED TO FIVE WEEKS IF A JUDIby law, subject to redemption within CIAL ORDER IS ENTERED UNDER six (6) months from the date of said MINNESOTA STATUTES, SECTION sale by the mortgagor(s), their per- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sonal representatives or assigns. OTHER THINGS, THAT THE MORTIf the Mortgage is not reinstated GAGED PREMISES ARE IMPROVED under Minn. Stat. §580.30 or the prop- WITH A RESIDENTIAL DWELLING OF erty is not redeemed under Minn. Stat. LESS THAN FIVE UNITS, ARE NOT §580.23, the Mortgagor must vacate PROPERTY USED IN AGRICULTURAL the property on or before 11:59 p.m. on P R O D U C T I O N , A N D A R E April 29, 2011, or the next business ABANDONED." day if April 29, 2011 falls on a SaturDated: October 7, 2010. day, Sunday or legal holiday. Chase Home Finance LLC Mortgagor(s) released from financial Mortgagee/Assignee of Mortgagee obligation: NONE USSET, WEINGARDEN AND LIEBO, P.L.L.P. THIS COMMUNICATION IS FROM By: Paul A. Weingarden A DEBT COLLECTOR ATTEMPT- Attorneys for Mortgagee/Assignee of ING TO COLLECT A DEBT. ANY Mortgagee INFORMATION OBTAINED WILL BE 4500 Park Glen Road #300 USED FOR THAT PURPOSE. Minneapolis, MN 55416 THE RIGHT TO VERIFICATION OF (952) 925-6888 THE DEBT AND IDENTITY OF THE 30-9282 ORIGINAL CREDITOR WITHIN THE THIS IS A COMMUNICATION FROM T I M E P R O V I D E D B Y L A W I S N O T A DEBT COLLECTOR. AFFECTED BY THIS ACTION. 2383190 10/21-11/25/10 THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


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PUBLIC NOTICE

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2001 MORTGAGOR: John E. Mahoney, a single individual. MORTGAGEE: Voyageur Financial, Inc. DBA Minnesota Guraranty Mortgage Corp. DATE AND PLACE OF RECORDING: Recorded February 26, 2001, Dakota County Recorder, Document No. 1753659. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., Dated: February 2, 2001, Recorded: February 26, 2001, Document No. 1753660. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 3, 2002, Recorded: May 20, 2002, Document No. 1897584. And thereafter assigned to: JPMorgan Chase Bank, National Association, Dated: September 3, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial, Inc. DBA Minnesota Guaranty Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 13508 Aldrich Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 024270107201 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 7, Block 1, Knob Hill II, lying North of a line drawn from a point on the East line of said lot distant 52.62 feet North, as measured along said East line, of the Southeast corner of said lot to a point on the West line of said lot distant 52.16 feet North, as measured along said West line, of the Southwest corner of said lot. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,716.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3094 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390331 10/21-11/25/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 1 8 , 2005 MORTGAGORS:Maria Pliego Vides and Guillermo Rivera Garcia, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2005, Dakota County Recorder, Document No. 2321846. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 4, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560246871 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NBANK, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 631 North 10th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367020723005 LEGAL DESCRIPTION OF PROPERTY: Lot 22 and 23, Block 5, South Park Division Number 8 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$155,640.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 4, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380685 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,530.00 MORTGAGOR(S): Heather D. Cronin and James R. Cronin, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 07, 2005 Dakota County Recorder Document Number: 2337797 ASSIGNMENTS OF MORTGAGE: And assigned to: Fannie Mae ("Federal National Mortgage Association") Dated: September 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000164352 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: IBM Lender Business Process Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2221 140th St W, Rosemount, MN 55068-2243 Tax Parcel ID Number: 341450326002 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 2, Biscayne Pointe Fourth Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $329,064.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: Fannie Mae ("Federal National Mortgage Association") Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003216F04 2344309 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $678,750.00 MORTGAGOR(S): Kevin W Daly and Margaret R Daly, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: October 05, 2004 Dakota County Registrar of Titles Document Number: 549309 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 113158 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1851 Orchard Hl, Mendota Heights, MN 55118-4168 Tax Parcel ID Number: 27-73601-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Swanson's Second Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $699,549.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

lows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016448F01 2337612 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 9 , 2003 MORTGAGOR: Jessica L. Kittleson, A single person. MORTGAGEE: American Residential Mortgage , LP, A limited Partnership. DATE AND PLACE OF RECORDING: Recorded December 11, 2003, Dakota County Recorder, Document No. 2151300. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: October 29, 2003, Recorded: December 11, 2003, Document No. 2151301. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 12, 2006, Document No. 2429165. And thereafter assigned to: U.S. Bank, N.A., Dated: August 19, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage , LP, A limited Partnership RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1125 1st Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 191050012006 LEGAL DESCRIPTION OF PROPERTY: THE EAST SEVENTY-FIVE (75) FEET OF LOT TEN (10), AND THE EAST SEVENTY-FIVE (75) FEET OF LOT ELEVEN (11), AND THE EAST SEVENTY-FIVE (75) FEET OF THE NORTH ONE-HALF (1/2) OF LOT TWELVE (12), IN BLOCK SIX, (6), ADDITION NO. THIRTEEN (13) TO THE CITY OF HASTINGS, DAKOTA COUNTY, MINNESOTA, ACCORDING TO THE MAP OR PLAT THEREOF ON FILE OR OF RECORD IN THE OFFICE OF THE COUNTY RECORDER IN AND FOR SAID COUNTY AND STATE. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,626.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Novem-

DATE AND TIME OF SALE: Novem ber 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1184 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343191 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 MORTGAGORS: Joanna L. Lessard and Chad A. Lessard, wife and husband. MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: Recorded January 4, 2006, Dakota County Recorder, Document No. 2394164. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: April 4, 2006, Recorded: April 17, 2006, Document No. 2420796. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2006-FF3, Mortgage Pass-Through Certificates, Series 2006-FF3, Dated: April 9, 2009, Recorded: May 4, 2009, Document No. 2654155. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 6015 Concord Boulevard East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-64050-040-01 LEGAL DESCRIPTION OF PROPERTY: Lots 3 and 4, Block 1, Laura Riebe Addition to Inver Grove Heights, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,680.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,837.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 1, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3203 1044607042 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345421 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 4, 2002 MORTGAGORS: Carolann Laine and Richard H. Laine, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 12, 2002, Dakota County Recorder, Document No. 1971269. ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: August 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935121001461 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 5974 133rd Street Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014440107001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Lapaz 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,346.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

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WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1873 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345487 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 11, 2003 MORTGAGORS: V i c t o r i a L . A n c e l f/k/a Victoria L. Empey and Robert J. Ancel, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered July 3, 2003, Dakota County Registrar of Titles, Document No. 505134, Certificate of Title No. 128390. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: October 12, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013700074342419 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wachovia Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4499 Scott Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 101660201202 LEGAL DESCRIPTION OF PROPERTY: The North 40.00 feet of Lot 1, Block 2, in Cedar Cliff Third Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,698.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9212 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390374 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 4, 2002 MORTGAGOR: Jason W. Larson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 28, 2002, Dakota County Recorder, Document No. 1868160. ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: September 20, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-3511120130-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 8842 Branson Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201185604402 LEGAL DESCRIPTION OF PROPERTY: Unit No. 44, Common Interest Community No. 181, Rose Hill Villas, a Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $64,281.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2010. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1843 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390444 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 1 , 2007 MORTGAGORS: G i l b e r t o Y b a r r a A/K/A Gilbert Ybarra and Estela S. Ybarra, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A.. DATE AND PLACE OF RECORDING: Recorded February 16, 2007, Dakota

Recorded February 16, 2007, Dakota County Recorder, Document No. 2497323. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 20, 2009, Recorded: November 3, 2009, Document No. 2694027. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13020 Welcome Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-56600-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Parkwood South 1st Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,934.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345059 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2006 MORTGAGOR: E l i z a b e t h A . G r o s hong, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 1, 2006, Dakota County Recorder, Document No. 2478987. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 29, 2010, Recorded: April 7, 2010, Document No. 2723299. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022600314110 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16610 Flagstaff Way West, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21177-090-05 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 9, Block 5, Donnay's Valley Park 8th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,600.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8129 1980075247 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344974 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 7 , 2005 MORTGAGORS: Darouny L. Kataviravong and K Kern Kataviravong, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 26, 2005, Dakota County Recorder, Document No. 2374546. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: February 13, 2009, Recorded: February 24, 2009, Document No. 2639528. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100220710000088340 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Maribella Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 8 East 129th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-52000-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Nordic Estates, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $257,349.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

���

������� ����INCLUD PURSUANT to������ the power������ of sale con������� DUE AS OF DATE OF��� NOTICE, tained in said mortgage, the above ING TAXES, IF ANY, PAID BY MORTdescribed property will be sold by the GAGEE: $188,911.07 That prior to the commencement of Sheriff of said county as follows: DATE AND TIME OF SALE: Novem- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee ber 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , complied with all notice requirements Law Enforcement Center, 1580 Hwy as required by statute; That no action or proceeding has been instituted at 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said law or otherwise to recover the debt Mortgage, and taxes, if any, on said secured by said mortgage, or any part premises, and the costs and disburse- thereof; PURSUANT to the power of sale ments, including attorneys' fees allowed by law subject to redemption contained in said mortgage, the above within six (6) months from the date of described property will be sold by the said sale by the mortgagor(s), their Sheriff of said county as follows: DATE AND TIME OF SALE: personal representatives or assigns unless reduced to Five (5) weeks under November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , MN Stat. §580.07. TIME AND DATE TO VACATE PROP- Law Enforcement Center, 1580 Hwy E R T Y : I f t h e r e a l e s t a t e i s a n 55, Lobby #S-100, Hastings, MN owner-occupied, single-family dwell- to pay the debt then secured by said ing, unless otherwise provided by law, Mortgage, and taxes, if any, on said the date on or before which the mort- p r e m i s e s , a n d t h e c o s t s a n d gagor(s) must vacate the property if the disbursements, including attorneys' mortgage is not reinstated under sec- f e e s a l l o w e d b y l a w s u b j e c t t o tion 580.30 or the property is not redemption within six (6) months from redeemed under section 580.23 is t h e d a t e o f s a i d s a l e b y t h e 11:59 p.m. on May 4, 2011. mortgagor(s), their personal represenMORTGAGOR(S) RELEASED FROM tatives or assigns unless reduced to FINANCIAL OBLIGATION ON MORT- Five (5) weeks under MN Stat. §580.07. GAGE: None TIME AND DATE TO VACATE "THE TIME ALLOWED BY LAW FOR PROPERTY: If the real estate is an REDEMPTION BY THE MORTGAGOR, o w n e r - o c c u p i e d , s i n g l e - f a m i l y THE MORTGAGOR'S PERSONAL REP- dwelling, unless otherwise provided by RESENTATIVES OR ASSIGNS, MAY BE law, the date on or before which the REDUCED TO FIVE WEEKS IF A JUDI- mortgagor(s) must vacate the property CIAL ORDER IS ENTERED UNDER if the mortgage is not reinstated under MINNESOTA STATUTES, SECTION section 580.30 or the property is not 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G redeemed under section 580.23 is OTHER THINGS, THAT THE MORT- 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF F I N A N C I A L O B L I G A T I O N O N LESS THAN FIVE UNITS, ARE NOT MORTGAGE: None PROPERTY USED IN AGRICULTURAL "THE TIME ALLOWED BY LAW FOR P R O D U C T I O N , A N D A R E REDEMPTION BY THE MORTGAGOR, ABANDONED." THE MORTGAGOR'S PERSONAL Dated: September 3, 2010. REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF Chase Home Finance LLC A JUDICIAL ORDER IS ENTERED Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. U N D E R M I N N E S O T A S T A T U T E S , By: Paul A. Weingarden SECTION 582.032, DETERMINING, Attorneys for Mortgagee/Assignee of AMONG OTHER THINGS, THAT THE Mortgagee MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL 4500 Park Glen Road #300 Minneapolis, MN 55416 DWELLING OF LESS THAN FIVE (952) 925-6888 UNITS, ARE NOT PROPERTY USED IN 30-6322 AGRICULTURAL PRODUCTION, AND 1915281106 ARE ABANDONED." Dated: September 8, 2010. THIS IS A COMMUNICATION FROM Chase Home Finance LLC A DEBT COLLECTOR. 2342392 9/16-10/21/10 Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of NOTICE OF MORTGAGE Mortgagee FORECLOSURE SALE 4500 Park Glen Road #300 THE RIGHT TO VERIFICATION Minneapolis, MN 55416 OF THE DEBT AND IDENTITY OF (952) 925-6888 THE ORIGINAL CREDITOR WITHIN 30-9032 THE TIME PROVIDED BY LAW IS THIS IS A COMMUNICATION FROM NOT AFFECTED BY THIS ACTION. A DEBT COLLECTOR. NOTICE IS HEREBY GIVEN, that 2343529 9/16-10/21/10 default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 10, 2003 MORTGAGORS: G r e g o r y L . R o s s NOTICE OF MORTGAGE mann and Kimberly A. Rossmann, FORECLOSURE SALE husband and wife. THE RIGHT TO VERIFICATION MORTGAGEE: Chase Home Finance OF THE DEBT AND IDENTITY OF LLC FKA Chase Manhattan Mortgage THE ORIGINAL CREDITOR WITHIN Corporation. THE TIME PROVIDED BY LAW IS DATE AND PLACE OF RECORDING: NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Recorded August 20, 2003, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . default has occurred in conditions of the following described mortgage: 2097873. DATE OF MORTGAGE: S e p t e m b e r ASSIGNMENTS OF MORTGAGE: 27, 2007 NONE MORTGAGORS: Stanley T. Hohneke TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - and Karla J. Hohneke, husband and GAGE IDENTIFICATION NUMBER ON wife. MORTGAGEE: Mortgage Electronic MORTGAGE: NONE LENDER OR BROKER AND MORT- Registration Systems, Inc. DATE AND PLACE OF RECORDING: GAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance LLC Recorded October 11, 2007, Dakota S/B/M Chase Manhattan Mortgage Cor- C o u n t y R e c o r d e r , D o c u m e n t N o . 2549984. poration ASSIGNMENTS OF MORTGAGE: RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC Assigned to: CitiMOrtgage, Inc, Dated: MORTGAGED PROPERTY ADDRESS: August 24, 2010. TRANSACTION AGENT: Mortgage 4363 Lodgepole Court, Eagan, MN 55122 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTTAX PARCEL I.D. #: 102488001206 LEGAL DESCRIPTION OF PROP- GAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001464-0125800910-2 ERTY: LENDER OR BROKER AND MORTEXHIBIT A The South 112 feet of Lot One (1) G A G E O R I G I N A T O R S T A T E D O N Block Six (6) Evergreen Park Addi- M O R T G A G E : P r i m a r y R e s i d e n t i a l tion Mortgage, Inc Also: RESIDENTIAL MORTGAGE SERThat part of Lot four (4) Block Six (6) VICER: CitiMortgage, Inc. of the plat of Evergreen Park AddiMORTGAGED PROPERTY ADDRESS: tion described as follows: Beginning 20843 Italy Avenue West, Lakeville, MN at the Southwest corner of said Lot 55044 Four (4), thence North along the TAX PARCEL I.D. #: 221775022003 West line thereof a distance of 65 LEGAL DESCRIPTION OF PROPfeet to the Northwest corner of said ERTY: Lot Four (4), thence North 48 Lot 22, Block 3, Clays Acres COUNTY IN WHICH PROPERTY IS degrees, 46 minutes 44 seconds East a distance of 35.3 feet, thence South LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 14 degrees 50 minutes 07 seconds East a distance of 91.62 feet to the MORTGAGE: $261,007.00 AMOUNT DUE AND CLAIMED TO BE South line of said Lot Four (4), thence North 89 degrees, 39 min- DUE AS OF DATE OF NOTICE, INCLUDutes West along said South line a ING TAXES, IF ANY, PAID BY MORTdistance of 50 feet to the point of GAGEE: $294,698.56 That prior to the commencement of beginning. this mortgage foreclosure proceeding Also: That part of Lot Three (3) Block Six Mortgagee/Assignee of Mortgagee com(6) of the plat of Evergreen Park plied with all notice requirements as A d d i t i o n , d e s c r i b e d a s f o l l o w s : required by statute; That no action or Beginning at the Southwest corner of proceeding has been instituted at law said Lot Three (3), thence North o r o t h e r w i s e t o r e c o v e r t h e d e b t a l o n g t h e W e s t l i n e t h e r e o f a secured by said mortgage, or any part distance of 47 feet, thence South 54 thereof; degrees East a distance of 31 feet, PURSUANT to the power of sale conthence South 14 degrees 50 minutes tained in said mortgage, the above 07 seconds East a distance of 5.7 described property will be sold by the feet to the South line of said Lot Sheriff of said county as follows: DATE AND TIME OF SALE: October Three (3) thence South 48 degrees 4 6 m i n u t e s 4 4 s e c o n d s W e s t a 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , distance of 35.3 feet to the point of Law Enforcement Center, 1580 Hwy beginning. COUNTY IN WHICH PROPERTY IS 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said premises, and the costs and disburseMORTGAGE: $206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ������� ��� ���� ������redeemed ������under ������� section 11:59 p.m. on May 4, 2011. ���������� ���� ��������� premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4604 2004648475 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2340555 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGORS: Miguel A. Gutierrez Ramirez and Justina Velazquez Vega, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 25, 2006, Dakota County Recorder, Document No. 2423237. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9, Dated: January 20, 2009, Recorded: February 5, 2009, Document No. 2635690. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240007370064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 436 3rd Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-64300-210-11 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-One, Block Eleven, Riverside Park Addition to the City of St. Paul. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $282,805.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

580.23 is

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 1, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3659 1044665792 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345469 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 4, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,760.00 MORTGAGOR(S): Marco Hernandez and Leida Perez-Lopez MORTGAGEE: M&I Marshall & Ilsley Bank DATE AND PLACE OF RECORDING: Recorded with the County Recorder in and for the County of Dakota, State of Minnesota, on the 21st day of May, 2007 as Document No. 2518385 ASSIGNMENTS OF MORTGAGE: Assigned to Kondaur Capital Corporation, dated August 4, 2009, recorded June 8, 2010 as Document No. 2734326; further assigned to Second Chance Finance Group, LLC, dated February 18, 2010, recorded February 26, 2010 as Document No. 2716323 LEGAL DESCRIPTION OF PROPERTY: Lot 14 and the North 7 feet of Lot 13, Block 2, Gretsfeld and Kopp Addition No. 3 PROPERTY ADDRESS: 1298 Stryker Avenue, West St. Paul, MN 55118 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,131.06 THAT there has been compliance with all pre-foreclosure requirements; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; THAT pursuant to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: November 2, 2010, at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under s e c t i o n 580.30 o r t h e p r o p e r t y redeemed under section 580.23: May 2, 2011 at 11:59 p.m. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 9, 2010 Second Chance Finance Group, LLC Assignee of Mortgagee HOELSCHER LAW FIRM, PLLC By: /s/ Brian G. Hoelscher Brian G. Hoelscher #0238752 Attorneys for Assignee of Mortgagee 13100 Wayzata Boulevard, Suite 100 Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FORECLOSURE DATA Minn. Stat. Sec. 580.025 (1) the physical street address, city, and zip code of the mortgaged premises is 1298 Stryker Avenue West St. Paul, MN 55118; (2) the name of the transaction agent, residential mortgage servicer, and the

residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30 are as follows: - not applicable; or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30 are as follows: residential mortgage servicer - BSI Financial Services, Inc., lender or broker - original lender M&I Marshall & Ilsley Bank, present holder Second Chance Finance Group, LLC; (3) the tax parcel identification number of the mortgaged premises is: 42-31052-140-02; (4) if stated on the mortgage, the transaction agent's mortgage identification number is: - not applicable; (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02 is: M&I Marshall & Ilsley Bank 2341333

9/16-10/21/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 8, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Garrett Square Association (hereinafter the "Association") which was recorded as Document No. 261860 on August 12, 1992, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 214 and Garage Unit No. 47 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota STREET ADDRESS: 14620 Garrett Avenue, #214, Apple Valley, MN 55124 T A X P A R C E L I D N U M B E R: 01-81401-128-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 8, 2010, from Dawn M. Williams, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,363.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after October 8, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 24, 2010, as Document No. T663844 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 9th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 9, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARRETT SQUARE ASSOCIATION Attorneys for Garrett Square Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Garrett Square/Williams/10-7-342D) 2387138 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 20, 2005 MORTGAGORS:Thomas L. Farris and Patricia Q. Farris, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 7, 2005, Dakota County Recorder, Document No. 2337995. ASSIGNMENTS OF MORTGAGE: Assigned to: WACHOVIA BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS FOR MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2005-A8, Dated: September 2, 2009, Recorded: September 21, 2009, Document No. 2685518. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800871547044 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 10956 Alameda Path, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 207140001002 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Southern Lakes Estates, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$650,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$712,131.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010. Wachovia Bank, NA, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-686 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380644 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2004 MORTGAGORS: Richard D. Weinerman and Theresa C. Weinerman, husband and wife.

band and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 19, 2005, Dakota County Recorder, Document No. 2286260. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560171269 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: nBank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 6705 162nd Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117212002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Donnay's Valley Park 3rd COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,908.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9020 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345045 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 9, 2007 MORTGAGORS: L u i s G o m e z a n d Maria Gomez, husband and wife, and Miguel Gomez, a single person. MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage, a Division of National City Bank. DATE AND PLACE OF RECORDING: Recorded December 12, 2007, Dakota County Recorder, Document No. 2560781. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage, a Division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 4103 Blueberry Lane, Eagan, MN 55123

4103 Blueberry Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 103300029006 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 6, Hilltop Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $301,111.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2302 0005856537 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345306 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2007 MORTGAGOR: Terri E. Norby, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: May 14, 2007 Dakota County Recorder Document #: 2517027 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 46, REGATTA VILLAGE HOMES, A COMMON INTEREST COMMUNITY NO. 282, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 01-63402-046-50 PROPERTY ADDRESS: 15535 Foghorn Lane, Apple Valley, Minnesota 55124 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $154,824.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will

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therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is March 4, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: September 8, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2345356 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 0 , 2007 MORTGAGOR: Donna M. Bourassa Fawcett, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded May 9, 2007, Dakota County Recorder, Document No. 2515463. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 19, 2010, Recorded: January 28, 2010, Document No. 2710823. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5540 Euclid Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-75601-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Terra Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,794.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7739 1190459820 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344965 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 6 , 2005 MORTGAGORS: Hoang Yen Truong and Danh Truong, wife and husband. MORTGAGEE: C h a s e M a n h a t t a n Bank, USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 1, 2005, Dakota County Recorder, Document No. 2299945. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2007-CH1, Asset Backed Pass-Through Certificates, Series 2007-CH1, Dated: August 31, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Bank USA, NA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 12995 South Harriet Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-15180-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Brittany Heights. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $144,359.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3777 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345266 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,750.00 MORTGAGOR(S): Jerry L Houg and Bonnie L Houg, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 13, 2007 Dakota County Recorder Document Number: 2496089 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-2 Dated: September 29, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700077399984 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4249 Dunrovin Ln, Eagan, MN 55123-1726 Tax Parcel ID Number: 10.84355.160.04 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 4, Wilderness Run 6th Addition, Eagan, Minnesota, according to the plat thereof now on file and of record in the Office of the County Recorder within and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $309,516.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017377F02 2385035 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:D e c e m b e r 7 , 2007 MORTGAGORS:K a r e n E . W i l l i a m s and Kiera A. Fernandez, both single. MORTGAGEE:J P M o r g a n C h a s e Bank, N.A.. DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562356. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 3, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1220 Summit Oaks Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-73000-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Summit Oaks First, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$494,380.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$519,756.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8467 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380667 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2006 MORTGAGORS: D a r r i n M H a n s o n and Jodi A Hanson, husband and wife. MORTGAGEE: AMC Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Registered December 11, 2006, Dakota County Registrar of Titles, Document No. 602413, Certificate of Title No. 113826. ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Asso-

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������ ������ ������� ���� Assigned to: US Bank National Asso������� VICER: Chase Home ��� Finance LLC MORTGAGED PROPERTY ADDRESS: ciation as Trustee, in trust for the registered holders of Citigroup Mortgage 4681 Bloomberg Lane, Inver Grove Loan Trust 2007-AMC, Asset-Backed Heights, MN 55076 pass through certificates, series TAX PARCEL I.D. #: 204400128003 LEGAL DESCRIPTION OF PROP2007-AMC2, Dated: November 24, 2006, Recorded: August 11, 2008, ERTY: Lot 28, Block 3, Lafayette 2nd AddiDocument No. T631740. And thereaftion, Common Interest Community ter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: No. 415, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS August 24, 2009, Recorded: November 23, 2009, Document No. T654251 and LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF by document no. T640091. And thereafter assigned to: CitiMortgage, Inc, MORTGAGE: $222,000.00 Dated: August 25, 2009, Recorded: AMOUNT DUE AND CLAIMED TO BE November 23, 2009, Document No. DUE AS OF DATE OF NOTICE, INCLUDT654252. ING TAXES, IF ANY, PAID BY MORTSaid Mortgage being Registered Land. GAGEE: $210,782.19 TRANSACTION AGENT: NONE That prior to the commencement of T R A N S A C T I O N A G E N T ' S M O R T - this mortgage foreclosure proceeding GAGE IDENTIFICATION NUMBER ON Mortgagee/Assignee of Mortgagee comMORTGAGE: NONE plied with all notice requirements as LENDER OR BROKER AND MORT- required by statute; That no action or G A G E O R I G I N A T O R S T A T E D O N proceeding has been instituted at law MORTGAGE: AMC Mortgage Services, o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part Inc. R E S I D E N T I A L M O R T G A G E S E R - thereof; VICER: CitiMortgage, Inc. PURSUANT to the power of sale conMORTGAGED PROPERTY ADDRESS: tained in said mortgage, the above 17540 Finesse Trail, Farmington, MN described property will be sold by the 55024 Sheriff of said county as follows: TAX PARCEL I.D. #: 224162504001 DATE AND TIME OF SALE: NovemLEGAL DESCRIPTION OF PROP- ber 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , ERTY: Lot 4, Block 1, Kenridge Law Enforcement Center, 1580 Hwy COUNTY IN WHICH PROPERTY IS 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said MORTGAGE: $329,067.00 premises, and the costs and disburseAMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DUE AS OF DATE OF NOTICE, INCLUD- allowed by law subject to redemption ING TAXES, IF ANY, PAID BY MORT- within six (6) months from the date of said sale by the mortgagor(s), their GAGEE: $395,478.96 That prior to the commencement of personal representatives or assigns this mortgage foreclosure proceeding unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee com- MN Stat. §580.07. plied with all notice requirements as TIME AND DATE TO VACATE PROPrequired by statute; That no action or E R T Y : I f t h e r e a l e s t a t e i s a n proceeding has been instituted at law owner-occupied, single-family dwello r o t h e r w i s e t o r e c o v e r t h e d e b t ing, unless otherwise provided by law, secured by said mortgage, or any part the date on or before which the mortthereof; gagor(s) must vacate the property if the PURSUANT to the power of sale con- mortgage is not reinstated under sectained in said mortgage, the above tion 580.30 or the property is not described property will be sold by the redeemed under section 580.23 is Sheriff of said county as follows: 11:59 p.m. on May 12, 2011. DATE AND TIME OF SALE: NovemMORTGAGOR(S) RELEASED FROM ber 4, 2010 at 10:00 AM FINANCIAL OBLIGATION ON MORTPLACE OF SALE: S h e r i f f ' s O f f i c e , GAGE: None Law Enforcement Center, 1580 Hwy "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT MN Stat. §580.07. TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL ERTY: If the real estate is an P R O D U C T I O N , A N D A R E owner-occupied, single-family dwell- ABANDONED." Dated: September 15, 2010. ing, unless otherwise provided by law, Chase Home Finance LLC the date on or before which the mortMortgagee/Assignee of Mortgagee gagor(s) must vacate the property if the mortgage is not reinstated under sec- USSET, WEINGARDEN AND LIEBO, P.L.L.P. tion 580.30 or the property is not By: Paul A. Weingarden redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of Mortgagee 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 (952) 925-6888 GAGE: None 30-9046 "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 9/23-10/28/10 RESENTATIVES OR ASSIGNS, MAY BE 2354002 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTRIGHT TO VERIFICATION OF THE GAGED PREMISES ARE IMPROVED THE DEBT AND IDENTITY OF THE WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT ORIGINAL CREDITOR WITHIN THE PROPERTY USED IN AGRICULTURAL T I M E P R O V I D E D B Y L A W I S N O T P R O D U C T I O N , A N D A R E AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That ABANDONED." default has occurred in the conditions Dated: September 8, 2010. of the following described mortgage: CitiMortgage, Inc. DATE OF MORTGAGE: March 19, Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2004 ORIGINAL PRINCIPAL AMOUNT OF By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of MORTGAGE: $80,000.00 Frieda A Smith, MORTGAGOR(S): Mortgagee Single 4500 Park Glen Road #300 MORTGAGEE: Mortgage Electronic Minneapolis, MN 55416 Registration Systems, Inc. as nominee (952) 925-6888 for Novastar Mortgage, Inc 10-2201 TRANSACTION AGENT: Mortgage THIS IS A COMMUNICATION FROM Electronic Registration Systems, Inc. A DEBT COLLECTOR. MIN#: 100080190023595069 2343420 9/16-10/21/10 SERVICER: Ocwen Loan Servicing. LLC LENDER: Novastar Mortgage, Inc. DATE AND PLACE OF FILING: NOTICE OF MORTGAGE Dakota County Minnesota, Recorder, FORECLOSURE SALE THE RIGHT TO VERIFICATION on April 26, 2004, as Document No. OF THE DEBT AND IDENTITY OF 2198098 ASSIGNED TO: The Bank of New THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS York Mellon, successor in interest to JPMORGAN CHASE BANK, As trustee NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that for the registered holders of NovaStar default has occurred in conditions of Mortgage Funding Trust, Series 2004-2 the following described mortgage: NovaStar Home Equity Loan Asset-Backed Certificates, Series DATE OF MORTGAGE: July 25, 2005 MORTGAGOR: B l a i n e A . G o d e s , a 2004-2 Dated: August 19, 2010, and recorded August 31, 2010 by Docusingle person. MORTGAGEE: Mortgage Electronic ment No. 2749421. LEGAL DESCRIPTION OF PROPRegistration Systems, Inc. DATE AND PLACE OF RECORDING: ERTY: All that certain Condominium Recorded August 18, 2005, Dakota situate in the County of Dakota and C o u n t y R e c o r d e r , D o c u m e n t N o . State of Minnesota, being known and described as follows: Unit 314-2A, 2352633. A S S I G N M E N T S O F M O R T G A G E : Garage unit number 16, Shannon Glen Assigned to: Chase Home Finance LLC, Condominium, I, Condominium file no. 32, located on Lot 1, Block 1, Eagen Dated: September 13, 2010. TRANSACTION AGENT: Mortgage Metro Center 2nd addition of Dakota County, Minnesota. Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTPROPERTY ADDRESS: 1855 Silver GAGE IDENTIFICATION NUMBER ON Bell Rd Unit 314, Saint Paul, MN 55122 PROPERTY I.D: 102245116501 MORTGAGE: 100015901074388794 COUNTY IN WHICH PROPERTY IS LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N LOCATED: Dakota MORTGAGE: CTX Mortgage Company, THE AMOUNT CLAIMED TO BE DUE LLC ON THE MORTGAGE ON THE DATE OF RESIDENTIAL MORTGAGE SER���������� �� ���� ����� VICER: Chase Home Finance LLC

PUBLIC NOTICE

PUBLIC NOTICE


��� ������� ��� ���� ������m������ e n t s , i n c������� luding attorneys fees allowed by law subject to redemption ���������� ���� ��������� ON THE MORTGAGE ON THE DATE OF THE NOTICE: Seventy-Five Thousand Fifty-Two and 14/100 ($75,052.14) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 9, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010 The Bank of New York Mellon, successor in interest to JPMORGAN CHASE BANK, As trustee for the registered holders of NovaStar Mortgage Funding Trust, Series 2004-2 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2004-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00422-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3736225 09/23/2010, 09/30/2010, 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010 2347870 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 18, 2007 MORTGAGOR: G e n n a d i y Y e r m o lenko and Marina Yermolenko, husband and wife. MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage, a division of National City Bank. DATE AND PLACE OF RECORDING: Registered May 25, 2007, Dakota County Registrar of Titles, Document No. 611243, Certificate of Title No. 142582. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage, a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 15450 Lucerne Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-16980-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Two (2), Chateau Highlands COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $588,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $633,490.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 14, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354145 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,600.00 MORTGAGOR(S): Mark A Usselman, a single man MORTGAGEE: SunTrust Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded: April 04, 2008 Dakota County Recorder Document Number: 2582503 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14457 Guthrie Way, Apple Valley, MN 55124-6732 Tax Parcel ID Number: 01-16401-150-01 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Carrollwood Village Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,273.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: SunTrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016841F01 2346903 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 17, 2005 MORTGAGORS:Sean McCarthy and Susan McCarthy, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered August 9, 2005, Dakota County Registrar of Titles, Document No. 571559, Certificate of Title No. 137042. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 4, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131020505195121 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15732 Highview Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014420227004 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 4, Lac Lavon Shores 3rd Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$356,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$368,653.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9246 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2383210 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 27, 2007 MORTGAGOR: R o b e r t W o o d r u f f Degen, a single man. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 15, 2007, Dakota County Recorder, Document No. 2550353. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1789 Riverwood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 023742704502 LEGAL DESCRIPTION OF PROPERTY: Unit 45, C.I.C No. 185, Itokah Valley Townhomes, a condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,945.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4614 1119910576 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2340422 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2007 MORTGAGORS: Larry V. Ramey and Lori D. Ramey, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 29, 2007, Dakota County Recorder, Document No. 2540752. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 27, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500044076264 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sterling State Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS: 4610 Kingsbury Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101350001004 LEGAL DESCRIPTION OF PROPERTY: LOT 1, BLOCK 4, BEACON HILL, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,111.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 27, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8936 1991624176 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345019 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2003 MORTGAGORS: M i t c h e l l J . G i e s e and Natalie A. Giese, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 29, 2004, Dakota County Recorder, Document No. 2169861. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 17, 2007, Recorded: December 31, 2007, Document No. 2563817. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013700075086635 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wachovia Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 12 Old Deerfield Road, Welch, MN 55089 TAX PARCEL I.D. #: 330330001002 LEGAL DESCRIPTION OF PROPERTY: Schedule A Legal Description That part of the Northeast Quarter (NE 1/4) of Section Thirty-three (33), Township One Hundred Fourteen (114), Range Sixteen (16), described as follows to-wit: Beginning at a point on the easterly line of Outlot A of Hungry Point Farm, distant 35.14 feet southerly of the southeast corner of Lot Two (2), Block Four (4), of said Hungry Point Farm, as measured along said easterly line of Outlot A; thence North 59 degrees 59 minutes 20 seconds East, based on the bearings of said Hungry Point Farm, a distance of 136.26

gry Point Farm, a distance of 136.26 feet; thence South 1 degrees 48 minutes 54 seconds East, a distance of 332.49 feet; thence south 88 degrees 44 minutes 34 seconds West, a distance of 463.00 feet to the east line of said Outlot A; thence North 1 degree 48 minutes 54 seconds West a distance of 180.04 feet to a corner of said Outlot A; thence easterly along the southerly line of Outlot A to the southeasterly corner of said outlot A; thence North 9 degrees 54 minutes 41 seconds West, a distance of 35.14 feet to the point of beginning, according to the United States Government Survey thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,112.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 14, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7993 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354071 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 8, 2007 MORTGAGOR: Peter J. Schmitz and Lauren T. Schmitz, husband and wife MORTGAGEE: Affinity Plus Federal Credit Union, a corporation organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded April 4, 2007, in the office of the County Recorder, as Document No. 2507437, Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESSES: 1877 North Ruby Court, Eagan, Minnesota 55122 TAX PARCEL I.D. NOS. 10-20451-059-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 59, Condominium No. 116, Diffley Commons 2nd Addition Villas and Garden Homes, a condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $158,732.72 INTEREST RATE AND PER DIEM: Current interest rate is 6.375%, with a daily per diem of $27.60. That prior to commencement of this

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That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 9, 2010 at 10:00 am. P L A C E O F S A L E : Law Enforcement Center, Lobby S100, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Six Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: May 9, 2011, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 21, 2010 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information will be used for that purpose. 2354212 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 01, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Rene A. Brinkman and Randy J. Brinkman, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 26, 2005 Dakota County Recorder Document Number: 2343740 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000192742 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15727 Hemlock Ct, Apple Valley, MN 55124-7145 Tax Parcel ID Number: 01-45801-350-03 LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 3, Longridge 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $212,809.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016996F01 2352595 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,800.00 MORTGAGOR(S): James W Tagtow and Christine R Tagtow, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Resmae Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100241010017403516 SERVICER: Ocwen Loan Servicing, LLC LENDER: Resmae Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on May 19, 2006, as Document No. 590499 ASSIGNED TO: U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., successor by merger to Lasalle Bank National Association, as trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-RM3 Dated: April 20, 2010, and recorded September 28, 2010 by Document No. T668294. LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Seven (7) in Cedar Grove NO.3, According to the recorded Plat thereof now on file and of record in the office of the register of Deeds within and for said County and State, Dakota County, Minnesota. PROPERTY ADDRESS: 2082 Bluestone Drive East, Saint Paul, MN 55122 PROPERTY I.D: 10-16702-010-07 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Eight Thousand Seven Hundred Seventy-Eight and 26/100 ($198,778.26) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 7, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 21, 2010 U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., successor by merger to Lasalle Bank National Association, as trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-RM3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00458-1 ASAP# 3778632 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010, 11/25/2010 2388763 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,655.00 MORTGAGOR(S): Peter J. Butler, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 02, 2008 Dakota County Recorder Document Number: 2564069 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: October 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915517579 Lender or Broker: Residential Mortgage Group, a division of InterBank, fsb Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14224 Park Ave, Burnsville, MN 55337-4634 Tax Parcel ID Number: 02-84804-380-01 LEGAL DESCRIPTION OF PROPERTY: Lot 38, Block 1, Wood Park Plat Five, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,477.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017449F01 2383092 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 05, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 MORTGAGOR(S): Jeremy C Engen, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 03, 2004 Dakota County Registrar of Titles Document Number: 546857 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: September 16, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700039812611 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC

Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133213 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3754 Vermilion Ct S, Eagan, MN 55122-3154 Tax Parcel ID Number: 10-16936-407-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 407, Common Interest Community No. 176, Vermillion Carriage Homes, a condominium located in the County of Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $163,599.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017131F01 2351151 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,380.00 MORTGAGOR(S): Ted Jackson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 15, 2005 Dakota County Recorder Document Number: 2304464 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: September 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030006913769 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16865 Greenland Path, Lakeville, MN 55044-9027 Tax Parcel ID Number: 22-27600-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Foxborough, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,871.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM

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������� ���power ���� of sale ber 05, 2010 at ������ 10:00 AM ������ ������� PURSUANT, to the PLACE OF SALE: Dakota County contained in said mortgage, the above Law Enforcement Center, 1580 High- described property will be sold by the way 55, Lobby S-100, Hastings, Minne- Sheriff of said county as follows: sota DATE AND TIME OF SALE: 10:00 AM to pay the debt secured by said mort- on November 9, 2010 gage and taxes, if any, on said prePLACE OF SALE: Sheriff`s M a i n mises and the costs and disburse- Office, Law Enforcement Center, 1580 ments, including attorney fees allowed Highway 55, Hastings MN 55033-2343 by law, subject to redemption within to pay the debt then secured by said six (6) months from the date of said mortgage and taxes, if any actually sale by the mortgagor(s), their per- paid by the mortgagee, on the premises and the costs and disbursements sonal representatives or assigns. If the Mortgage is not reinstated allowed by law. The time allowed by law for under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. redemption by said mortgagor(s), their §580.23, the Mortgagor must vacate personal representatives or assigns is the property on or before 11:59 p.m. on 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL Sunday or legal holiday. Mortgagor(s) released from financial REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF obligation: NONE THIS COMMUNICATION IS FROM A J U D I C I A L O R D E R I S E N T E R E D A DEBT COLLECTOR ATTEMPT- U N D E R M I N N E S O T A S T A T U T E S , ING TO COLLECT A DEBT. ANY SECTION 582.032, DETERMINING, INFORMATION OBTAINED WILL BE AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF I M P R O V E D W I T H A R E S I D E N T I A L THE DEBT AND IDENTITY OF THE D W E L L I N G O F L E S S T H A N F I V E ORIGINAL CREDITOR WITHIN THE UNITS, ARE NOT PROPERTY USED IN T I M E P R O V I D E D B Y L A W I S N O T AGRICULTURAL PRODUCTION, AND ARE ABANDONED." AFFECTED BY THIS ACTION. Dated: September 23, 2010 THE TIME ALLOWED BY LAW FOR Deutsche Bank National Trust REDEMPTION BY THE MORTGAGOR, Company, as trustee for the THE MORTGAGOR'S PERSONAL REPregistered holders of Morgan RESENTATIVES OR ASSIGNS, MAY BE Stanley ABS capital I Inc. Trust REDUCED TO FIVE WEEKS IF A JUDI2007-NC3 Mortgage pass-through CIAL ORDER IS ENTERED UNDER certificates, series 2007-NC3 MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Randall S. Miller & Associates, PLLC OTHER THINGS, THAT THE MORT- Attorneys for Assignee of Mortgage/ GAGED PREMISES ARE IMPROVED Mortgagee WITH A RESIDENTIAL DWELLING OF One Financial Plaza, LESS THAN FIVE UNITS, ARE NOT 120 South Sixth Street, Suite 1100 PROPERTY USED IN AGRICULTURAL Minneapolis, MN 55402 Phone: 612-573-3677 PRODUCTION, AND ARE ABANDONED. Our File No. 10MN00415-1 DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: THIS IS A COMMUNICATION FROM Aurora Loan Services, LLC A DEBT COLLECTOR. ASAP# 3735751 09/23/2010, Wilford & Geske, P.A. 09/30/2010, 10/07/2010, 10/14/2010, Attorneys for Assignee of Mortgagee 10/21/2010, 10/28/2010 Lawrence A. Wilford 2347789 9/23-10/28/10 James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 NOTICE OF MORTGAGE File Number: 016993F01 FORECLOSURE SALE 2348042 9/23-10/28/10 NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 25, NOTICE OF MORTGAGE 2005 FORECLOSURE SALE ORIGINAL PRINCIPAL AMOUNT OF THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE MORTGAGE: $140,744.00 MORTGAGOR(S): Michael Meirink ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T and Cynthia Meirink, husband and wife MORTGAGEE: Mortgage Electronic AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Registration Systems, Inc. DATE AND PLACE OF RECORDING: default has occurred in the conditions Recorded: April 22, 2005 Dakota of the following described mortgage: DATE OF MORTGAGE: December 11, County Recorder Document Number: 2314994 2006 Transaction Agent: Mortgage ElecORIGINAL PRINCIPAL AMOUNT OF tronic Registration Systems, Inc. MORTGAGE: $127,800.00 Transaction Agent Mortgage IdentifiMORTGAGOR(S): David Boldt and Julie Boldt. husband and wife, as joint cation Number: 100025440002257944 Lender or Broker: Lehman Brothers tenants MORTGAGEE: Mortgage Electronic Bank, FSB Residential Mortgage Servicer: Registration Systems, Inc. as nominee Aurora Loan Services, LLC for New Century Mortgage Corporation Mortgage Originator: Not Applicable TRANSACTION AGENT: Mortgage COUNTY IN WHICH PROPERTY IS Electronic Registration Systems, Inc. LOCATED: Dakota MIN#: 100488910109051945 Property Address: 20099 Cabrilla SERVICER: Ocwen Loan Servicing, Way, Farmington, MN 55024-1483 LLC T ax Parcel ID Number: LENDER: New Century Mortgage 12-24500-017-04 Corporation. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, ERTY: Lot 17, Block 4, Empire River on December 21, 2006, as Document Preserve, CIC No. 386, according to the recorded plat thereof, Dakota County, No. 2483485 A S S I G N E D T O : D e u t s c h e B a n k Minnesota. AMOUNT DUE AND CLAIMED TO BE National Trust Company, as trustee for the registered holders of Morgan Stan- D U E A S O F D A T E O F N O T I C E : ley ABS capital I Inc. Trust 2007-NC3 $143,337.09 THAT all pre-foreclosure requireMortgage pass-through certificates, series 2007-NC3 Dated: August 16, ments have been complied with; that 2010, and recorded August 31, 2010 by no action or proceeding has been instituted at law or otherwise to recover the Document No. 2749419. L E G A L D E S C R I P T I O N O F P R O P - debt secured by said mortgage, or any ERTY: All that part of Government Lot part thereof; PURSUANT to the power of sale con1, Section 18, Township 28, Range 22, b e i n g p a r t o f t h e S o u t h 1⁄2 o f t h e t a i n e d i n s a i d m o r t g a g e , t h e Northwest 1⁄4 of said section 18, Dakota above-described property will be sold County, Minnesota, described as fol- by the Sheriff of said county as follows, to-wit: Beginning at a point in the lows: DATE AND TIME OF SALE: Novemcenter line of Ohio Street, distant 320 feet west of the north and south cen- ber 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County ter line of said section 18, and 630 feet more or less north of the north line of Law Enforcement Center, 1580 HighButler Avenue as now opened by the way 55, Lobby S-100, Hastings, MinneCommon council of the City of West sota St. Paul, which point is the center line to pay the debt secured by said mortof Arion Street as now opened and gage and taxes, if any, on said pregraded by the Common Council of the mises and the costs and disburseCity of West St. Paul; thence running ments, including attorney fees allowed west along the center line of Arion by law, subject to redemption within Street a distance of 150 feet to the six (6) months from the date of said place of beginning of the land herein to sale by the mortgagor(s), their perbe described; thence running west sonal representatives or assigns. If the Mortgage is not reinstated along the center line of Arion Street 45 feet; thence South along a line parallel under Minn. Stat. §580.30 or the propwith the center line of Ohio Street 150 erty is not redeemed under Minn. Stat. feet; thence East a distance of 45 feet; §580.23, the Mortgagor must vacate thence north along a line parallel with the property on or before 11:59 p.m. on the center line of Ohio Street a dis- May 05, 2011, or the next business day tance of 150 feet to the place of begin- if May 05, 2011 falls on a Saturday, Sunday or legal holiday. ning. Mortgagor(s) released from financial PROPERTY ADDRESS: 308 Arion St obligation: NONE W, West Saint Paul, MN 55118 PROPERTY I.D: 42-01800-130-28 THIS COMMUNICATION IS FROM COUNTY IN WHICH PROPERTY IS A DEBT COLLECTOR ATTEMPTLOCATED: Dakota ING TO COLLECT A DEBT. ANY THE AMOUNT CLAIMED TO BE DUE INFORMATION OBTAINED WILL BE ON THE MORTGAGE ON THE DATE OF USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE NOTICE: One Hundred Forty-Two Thousand Seven Hundred Forty-Six THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE and 64/100 ($142,746.64) THAT no action or proceeding has T I M E P R O V I D E D B Y L A W I S N O T been instituted at law to recover the AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR debt secured by said mortgage, or any p a r t t h e r e o f ; t h a t t h e r e h a s b e e n REDEMPTION BY THE MORTGAGOR, compliance with all pre-foreclosure THE MORTGAGOR'S PERSONAL REPnotice and acceleration requirements RESENTATIVES OR ASSIGNS, MAY BE of said mortgage, and/or applicable REDUCED TO FIVE WEEKS IF A JUDIstatutes; PURSUANT, to the power of sale ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ������� ��� ���� ������ ������ T R A N S A C������� TION AGENT S MORT GAGE IDENTIFICATION NUMBER ON ���������� ���� ��������� REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016994F01 2346982 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2004. MORTGAGOR(S): 12950 Aldrich Avenue South, LLC, a Minnesota limited liability company. MORTGAGEE: Boundary Waters Bank. DATE AND PLACE OF RECORDING: Filed December 30, 2004, Dakota County Recorder, as Document No. 2281013, modified by Modification of Mortgage dated November 1, 2007, filed December 3, 2007, as Document No. 2559074. ASSIGNMENT(S) OF MORTGAGE: NA. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Boundary Waters Bank. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Boundary Waters Bank. MORTGAGED PROPERTY ADDRESS: 12950 Aldrich Avenue South, Burnsville, Minnesota, 55337. TAX PARCEL I.D. NO.: 02-44200-040-01. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Lange Plaza, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $1,400,000.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $1,064,507.91. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 10, 2010 at 10:00 a.m. PLACE OF SALE: S h e r i f f ' s m a i n office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none. Dated: September 14, 2010 BOUNDARY WATERS BANK, Mortgagee /s/ Kelly S. Hadac KELLY S. HADAC -forAtty. I.D. #0328194 MURNANE BRANDT Attorneys for Mortgagee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 1133369 2347365 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 4, 2007 MORTGAGORS: Robert A. Berg and Linda J. Berg, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 20, 2007, Dakota County Recorder, Document No. 2545134. ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation, Dated: August 24, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORT-

MORTGAGE: 100073000818030660 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. MORTGAGED PROPERTY ADDRESS: 3830 80th Court East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-82100-140-01 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Village Hills COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $261,877.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010. Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1053 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354251 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 17, 2005 MORTGAGORS:M i c h e l l e R . L u c i o and Russell J. Lucio, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 25, 2005, Dakota County Recorder, Document No. 2354770. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 31, 2009, Recorded: January 11, 2010, Document No. 2707030. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900796592644 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2725 71st Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-48625-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Michael D. DuPont's 4th Addition Country Meadows, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE:$254,236.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7649 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2351170 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,050.00 MORTGAGOR(S): Mary Beth Willenbring, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 16, 2005 Dakota County Recorder Document Number: 2322413 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026902010790140 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5467 Brewer Ln, Inver Grove Heights, MN 55076-6000 Tax Parcel ID Number: 20-15095-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Brentwood Village, Common Interest Community No. 407, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,119.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016995F01 2346872 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 0 , 2006 MORTGAGOR: J a m e s L . C l a r k , a married person. MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Registered April 18, 2006, Dakota County Registrar of Titles, Document No. 588266, Certificate of Title No. 139564. ASSIGNMENTS OF MORTGAGE: Assigned to: Netbank, Dated: March 30, 2006, Recorded: April 18, 2006, Document No. 588267. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: June 26, 2006, Recorded: June 29, 2006, Document No. 593065. And thereafter assigned to: Chase Home Finance LLC, Dated: March 29, 2010, Recorded: April 7, 2010, Document No. T660160. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16875 Kenmore Drive, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-37951-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Jackson Heights Second Addition, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $272,185.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354120 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 25, 2003 MORTGAGORS:T i m o t h y J . Marsteiner and Renae S. Marsteiner, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 2, 2004, Dakota County Recorder, Document No. 2159767. ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: February 19, 2010, Recorded: March 30, 2010, Document No. 2721987. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039249050157334 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 655 Crimson Leaf Trail, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-12300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Autumn Ridge COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$283,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$278,497.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1473 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380920 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,920.00 MORTGAGOR(S): John W Brown, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 06, 2007 Dakota County Recorder Document Number: 2542204 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 25, 2010 Recorded: August 30, 2010 Dakota County Recorder Document Number: 2749033 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000958609 Lender or Broker: Bankers Mortgage Company Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15917 Finch Ave, Apple Valley, MN 55124-5811 Tax Parcel ID Number: 01-63400-041-25 LEGAL DESCRIPTION OF PROPERTY: Unit No. 41, CIC No. 235, Regatta Court Homes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,288.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016391F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2010 at 10:00 AM has been postponed to November 18, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016391F01 2378636 10/21/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2004 MORTGAGORS: Charles L. Becker and Mary Jo Cooksey, both single persons. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 3 , 2 0 0 4 , D a k o t a County Recorder, Document No. 2233256. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 2, 2007, Recorded: April 5, 2007, Document No. 2507737. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061900000140678 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1545 Circle Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-82204-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Vista View 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,441.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3853 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390263 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 26, 2005 MORTGAGORS: V i c t o r C . C h a r b e l and Jacqueline A. Charbel, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 10, 2005, Dakota

Recorded October 10, 2005, Dakota County Recorder, Document No. 2369321. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000115401 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4066 Deerwood Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 102390010003 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Engstroms Deerwood Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $372,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $357,110.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9069 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354289 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,304.00 MORTGAGOR(S): Alyssa C Pfarr, a single person and Alexander M Pfarr, a single person MORTGAGEE: Homeservices Lending, LLC Series A dba Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: September 28, 2007 Dakota County Recorder Document Number: 2546934 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. Dated: May 22, 2008 Recorded: June 09, 2008 Dakota County Recorder Document Number: 2595698 And assigned to: Countrywide Bank, FSB Dated: May 22, 2008 Recorded: June 09, 2008 Dakota County Recorder Document Number: 2595699 And assigned to: Countrywide Home Loans Servicing, LP Dated: November 06, 2008 Recorded: December 01, 2008 Dakota County Recorder Document Number: 2624845 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC Series A dba Edina

Lending, LLC Series A dba Edina Realty Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5091 183rd St W, Farmington, MN 55024-8719 Tax Parcel ID Number: 14-19506-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Dakota County Estates 7th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,982.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017165F01 2350397 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 18, 1994 MORTGAGORS: Jerrold A. Mertz and Cathleen M. Mertz, husband and wife. MORTGAGEE: InLand Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded March 3, 1994, Dakota County Recorder, Document No. 1198611. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: June 12, 2002, Recorded: June 28, 2002, Document No. 1911026. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: InLand Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7932 Grinnell Court West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760118010 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen, Block Ten, Foxborough 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $74,320.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $50,964.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4631 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2349280 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 5 , 2007 MORTGAGOR: T h e r e s a J . M c C o r mick, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 11, 2007, Dakota County Recorder, Document No. 2508986. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: April 3, 2009, Recorded: April 28, 2009, Document No. 2652865. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039222142515843 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 109 14th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-83900-290-01 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Wharton and Miller's Addition to South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,156.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

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������� ��� ���� weeks under to Five (5) ������ unless reduced������ A DEBT ������� COLLECTOR ATTEMPT MN Stat. §580.07. ING TO COLLECT A DEBT. ANY TIME AND DATE TO VACATE PROP- INFORMATION OBTAINED WILL BE E R T Y : I f t h e r e a l e s t a t e i s a n USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF owner-occupied, single-family dwelling, unless otherwise provided by law, THE DEBT AND IDENTITY OF THE the date on or before which the mort- ORIGINAL CREDITOR WITHIN THE gagor(s) must vacate the property if the T I M E P R O V I D E D B Y L A W I S N O T mortgage is not reinstated under sec- AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR tion 580.30 or the property is not redeemed under section 580.23 is REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP11:59 p.m. on May 18, 2011. MORTGAGOR(S) RELEASED FROM RESENTATIVES OR ASSIGNS, MAY BE FINANCIAL OBLIGATION ON MORT- REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER GAGE: None "THE TIME ALLOWED BY LAW FOR MINNESOTA STATUTES, SECTION REDEMPTION BY THE MORTGAGOR, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE MORTGAGOR'S PERSONAL REP- OTHER THINGS, THAT THE MORTRESENTATIVES OR ASSIGNS, MAY BE GAGED PREMISES ARE IMPROVED REDUCED TO FIVE WEEKS IF A JUDI- WITH A RESIDENTIAL DWELLING OF CIAL ORDER IS ENTERED UNDER LESS THAN FIVE UNITS, ARE NOT MINNESOTA STATUTES, SECTION PROPERTY USED IN AGRICULTURAL 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 OTHER THINGS, THAT THE MORTASSIGNEE OF MORTGAGEE: GAGED PREMISES ARE IMPROVED Mortgage Electronic WITH A RESIDENTIAL DWELLING OF Registration Systems, Inc. LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Wilford & Geske, P.A. P R O D U C T I O N , A N D A R E Attorneys for Assignee of Mortgagee Lawrence A. Wilford ABANDONED." James A. Geske Dated: September 16, 2010. 8425 Seasons Parkway, Suite 105 JPMorgan Chase Bank, N.A. Woodbury, MN 55125-4393 Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. (651) 209-3300 File Number: 017151F01 By: Paul A. Weingarden 9/23-10/28/10 Attorneys for Mortgagee/Assignee of 2352632 Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 NOTICE OF MORTGAGE (952) 925-6888 FORECLOSURE SALE 60-2073 THE RIGHT TO VERIFICATION THIS IS A COMMUNICATION FROM OF THE DEBT AND IDENTITY OF A DEBT COLLECTOR. 2354193 9/23-10/28/10 THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of NOTICE OF MORTGAGE the following described mortgage: FORECLOSURE SALE DATE OF MORTGAGE: S e p t e m b e r NOTICE IS HEREBY GIVEN that default has occurred in the conditions 15, 2008 MORTGAGORS: Robin M. Harms and of the following described mortgage: Gabriele I. Harms, husband and wife. DATE OF MORTGAGE: July 29, 2001 MORTGAGEE: Mortgage Electronic ORIGINAL PRINCIPAL AMOUNT OF Registration Systems, Inc. MORTGAGE: $147,335.00 DATE AND PLACE OF RECORDING: MORTGAGOR(S): Christopher Karels and Gina Berndt, both single individu- Recorded October 16, 2008, Dakota County Recorder, Document No. als MORTGAGEE: Prestige Mortgage, 2618048. ASSIGNMENTS OF MORTGAGE: LLC Assigned to: Chase Home Finance LLC, DATE AND PLACE OF RECORDING: Recorded: July 30, 2001 Dakota Dated: September 13, 2010. TRANSACTION AGENT: Mortgage County Recorder Electronic Registration Systems, Inc. Document Number: 1797496 TRANSACTION AGENT'S MORTASSIGNMENTS OF MORTGAGE: GAGE IDENTIFICATION NUMBER ON And assigned to: RBMG, Inc. MORTGAGE: 100233111108090491 Dated: June 29, 2001 LENDER OR BROKER AND MORTRecorded: July 30, 2001 Dakota GAGE ORIGINATOR STATED ON County Recorder MORTGAGE: Allen Mortgage LC Document Number: 1797497 RESIDENTIAL MORTGAGE SERAnd assigned to: Mortgage ElecVICER: Chase Home Finance LLC tronic Registration Systems, Inc. MORTGAGED PROPERTY ADDRESS: Dated: January 07, 2002 Recorded: January 28, 2002 Dakota 5323 Upper 182nd Street West, Farmington, MN 55024 County Recorder TAX PARCEL I.D. #: 141950005007 Document Number: 1856265 LEGAL DESCRIPTION OF PROPTransaction Agent: Mortgage ElecERTY: tronic Registration Systems, Inc. Lot 5, Block 7, Dakota County Transaction Agent Mortgage IdentifiEstates. cation Number: 100014420000757155 COUNTY IN WHICH PROPERTY IS Lender or Broker: Prestige Mortgage, LOCATED: Dakota LLC ORIGINAL PRINCIPAL AMOUNT OF Residential Mortgage Servicer: GMAC MORTGAGE: $239,350.00 Mortgage, LLC AMOUNT DUE AND CLAIMED TO BE Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTLOCATED: Dakota Property Address: 20024 Chippen- GAGEE: $240,697.52 That prior to the commencement of dale Ave W, Farmington, MN this mortgage foreclosure proceeding 55024-8028 Tax Parcel ID Number: 12 02900 010 Mortgagee/Assignee of Mortgagee complied with all notice requirements as 26 L E G A L D E S C R I P T I O N O F P R O P - required by statute; That no action or ERTY: The land referred to is situated proceeding has been instituted at law in the State of MN, County of Dakota, o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part and is described as follows: That part of the NW1/4 of NW1/4 of thereof; PURSUANT to the power of sale conSection 29, Township 114, Range 19, described as follows: Commencing at a tained in said mortgage, the above point 104.354 feet South of the inter- described property will be sold by the section of the North line of the NW1/4 Sheriff of said county as follows: DATE AND TIME OF SALE: Novemof Section 29, Township 114, Range 19, and the East line of State Trunk ber 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Highway No. 3, thence East 208.708 feet, thence South 104.354 feet, thence Law Enforcement Center, 1580 Hwy West 208.708 feet to the East line of 55, Lobby #S-100, Hastings, MN State Highway No. 3, thence North to pay the debt then secured by said a l o n g s a i d S t a t e H i g h w a y N o . 3 , Mortgage, and taxes, if any, on said premises, and the costs and disburse104.354 feet to the place of beginning. AMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s D U E A S O F D A T E O F N O T I C E : allowed by law subject to redemption within six (6) months from the date of $139,477.49 THAT all pre-foreclosure require- said sale by the mortgagor(s), their ments have been complied with; that personal representatives or assigns no action or proceeding has been insti- unless reduced to Five (5) weeks under tuted at law or otherwise to recover the MN Stat. §580.07. TIME AND DATE TO VACATE PROPdebt secured by said mortgage, or any ERTY: If the real estate is an part thereof; PURSUANT to the power of sale con- owner-occupied, single-family dwellt a i n e d i n s a i d m o r t g a g e , t h e ing, unless otherwise provided by law, above-described property will be sold the date on or before which the mortby the Sheriff of said county as fol- gagor(s) must vacate the property if the mortgage is not reinstated under seclows: DATE AND TIME OF SALE: Novem- tion 580.30 or the property is not redeemed under section 580.23 is ber 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County 11:59 p.m. on May 19, 2011. MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne- FINANCIAL OBLIGATION ON MORTGAGE: None sota "THE TIME ALLOWED BY LAW FOR to pay the debt secured by said mortgage and taxes, if any, on said pre- REDEMPTION BY THE MORTGAGOR, mises and the costs and disburse- THE MORTGAGOR'S PERSONAL REPments, including attorney fees allowed RESENTATIVES OR ASSIGNS, MAY BE by law, subject to redemption within REDUCED TO FIVE WEEKS IF A JUDIsix (6) months from the date of said CIAL ORDER IS ENTERED UNDER sale by the mortgagor(s), their per- MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG sonal representatives or assigns. If the Mortgage is not reinstated OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. WITH A RESIDENTIAL DWELLING OF §580.23, the Mortgagor must vacate LESS THAN FIVE UNITS, ARE NOT the property on or before 11:59 p.m. on PROPERTY USED IN AGRICULTURAL May 05, 2011, or the next business day P R O D U C T I O N , A N D A R E if May 05, 2011 falls on a Saturday, ABANDONED." Dated: September 15, 2010. Sunday or legal holiday. Chase Home Finance LLC Mortgagor(s) released from financial Mortgagee/Assignee of Mortgagee obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ������� ��� ���� ������ ������ ������� ���������� ���� ��������� Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9040 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2353986 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Matthew T Dewey and Angie C. Hallows, both single persons MORTGAGEE: First Bank DATE AND PLACE OF RECORDING: Recorded: November 16, 2004 Dakota County Recorder Document Number: 2267869 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: January 06, 2006 Recorded: January 23, 2006 Dakota County Recorder Document Number: 2398909 And assigned to: LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund Dated: August 24, 2009 Recorded: October 26, 2009 Dakota County Recorder Document Number: 2692465 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700040769560 Lender or Broker: First Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13059 Ferris Ct, Apple Valley, MN 55124-8138 Tax Parcel ID Number: 01-31004-180-05 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 5, Greenleaf Fifth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $241,938.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Bank of America, N.A., as successor to LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007588F02 2383062 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2007 MORTGAGORS: William M. Griglak and Amy N. Benson, both single. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2007, Dakota County Recorder, Document No. 2499295. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: October 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000617427 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13594 Athena Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830218004 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 4, Meadows of Bloomfield 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $327,784.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $331,357.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9295 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390392 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2007 MORTGAGORS: Lori Jan Martin and Eric Raymond Martin, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as Successor-in-Interest to Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded February 9, 2007, Dakota County Recorder, Document No.

County Recorder, Document No. 2495196. A portion of the premises originally encumbered by the Mortgage has been released pursuant to Document No. 268708 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank NA as trustee for WaMu Mortgage Pass-Through Certificates Series 2007-HY3 Trust, Dated: May 6, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 26386 Highview Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 13-02800-011-26 LEGAL DESCRIPTION OF PROPERTY: The North 783.00 feet of the West Half of the Southwest Quarter of the Northwest Quarter of Section 28, Township 113, Range 20, Dakota County, Minnesota EXCEPT the East 50.80 feet thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $450,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $348,165.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010. Bank of America, N.A., as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2824 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354276 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGORS: W i l l i a m J o s e p h Jahnke and Charlene Ann Jahnke, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 8, 2008, Dakota County Recorder, Document No. 2583070. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 9, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200633764123 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: I.A.G. Enterprises Inc. d/b/a Northwest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC

VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 364 Hayes Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191750104455 LEGAL DESCRIPTION OF PROPERTY: Unit 44, CIC No. 332, a Condominium, Century Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,373.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,471.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8970 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354021 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 1, 2010 YOU ARE NOTIFIED THAT: 1. D e f a u l t h a s o c c u r r e d i n t h e terms and conditions of the Declaration for Highland Village Association, Inc. (hereinafter the "Association") which was dated September 9, 1991 and recorded as Document No. 1011292 in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N : Lot 9, Block 2, Pilot Knob Estates Seventh Addition, Dakota County, Minnesota STREET ADDRESS: 14294 Empire Avenue, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-57506-090-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 1, 2010, from David T. Richgels, title holder, to the Association, a Minnesota non-profit corporation, the amount of $4,628.70 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 1, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 13, 2009, as Document No. 2643589 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on

Lobby S 100, Hastings, MN 55033, on the 18th day of November, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. The time allowed by law for redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on May 18, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorneys for Highland Village Association, Inc. THOMSEN & NYBECK, P.A. HIGHLAND VILLAGE ASSOCIATION, INC. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Highland Village/Richgels/10-7-056D) 2351518 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2008 MORTGAGOR: Veniamin Melnichuk, a married person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A.. DATE AND PLACE OF RECORDING: Recorded June 19, 2008, Dakota County Recorder, Document No. 2597706. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 17, 2009, Recorded: June 24, 2009, Document No. 2666358. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5467 180th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 14-19500-020-08 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Dakota County Estates, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,190.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $144,878.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 14, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6790 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354311 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2005 MORTGAGORS: H e i d i L y n n Schuenke and Jeffrey Todd Schuenke, wife and husband. MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC.. DATE AND PLACE OF RECORDING: Recorded April 4, 2005, Dakota County Recorder, Document No. 2309989. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14448 Flax Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011659016003 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 3, Cedar Isle Village Homes, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,342.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4734 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390116 10/21-11/25/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2007 MORTGAGOR: T e r r y S . T r k l a , a single person. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Registered August 23, 2007, Dakota County Registrar of Titles, Document No. 616143, Certificate of Title No. 134046. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 31, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 406 Rehnberg Place, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 426340004001 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4) in Block One (1) of A.E. Rehnberg Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,988.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4172 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363522 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 6 , 2004 MORTGAGOR: R o b e r t C . McDonald, a single man. MORTGAGEE:Ameriquest Mortgage Company. DATE AND PLACE OF RECORDING: Recorded November 9, 2004, Dakota County Recorder, Document No. 2265731. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank

Assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2004-R10, under the Pooling and Servicing Agreement Dated October 1, 2004, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637665. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 2504 Williams Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 020140003025 LEGAL DESCRIPTION OF PROPERTY: SCHEDULE C PROPERTY DESCRIPTION The land referred to in this Commitment is described as follows: PARCEL 1: THAT PART OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SECTION 14, TOWNSHIP 115, RANGE 21, COMMENCING AT THE POINT OF INTERSECTION OF THE CENTER LINE OF STATE HIGHWAY NO. 13 AS NOW LAID OUT AND THE EAST LINE OF THE WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SAID SECTION 14, RUNNING THENCE SOUTHWESTERLY ALONG THE SAID CENTERLINE OF STATE HIGHWAY NO. 13, A DISTANCE OF 435.5 FEET; THENCE NORTHWESTERLY PERPENDICULAR TO THE SAID CENTERLINE, 33 FEET TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, WHICH POINT IS THE POINT OF BEGINNING OF THE LAND TO BE CONVEYED, THENCE NORTHWESTERLY PERPENDICULAR TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, A DISTANCE OF 125 FEET; THENCE NORTHEASTERLY PARALLEL TO THE NORTH LINE OF THE SAID STATE HIGHWAY NO. 13, A DISTANCE OF 100 FEET, THENCE SOUTHEASTERLY PERPENDICULAR TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, 125 FEET TO A POINT ON THE SAID NORTH LINE; AND THENCE SOUTHWESTERLY ALONG THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, 100 FEET TO THE PLACE OF BEGINNING. PARCEL 2: THAT PART OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SECTION 14, TOWNSHIP 115, RANGE 21, COMMENCING AT A POINT ON THE CENTERLINE OF STATE TRUNK HIGHWAY NO. 13, AS NOW LAID OUT, WHICH IS 335.5 FEET SOUTHWESTERLY OF THE INTERSECTION OF SAID CENTERLINE AND THE EAST LINE OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SAID SECTION 14; THENCE RUNNING SOUTHWESTERLY ALONG THE SAID HIGHWAY CENTERLINE 15 FEET; THENCE NORTH 19 DEGREES WEST 175 FEET; THENCE NORTH 71 DEGREES EAST 15 FEET AND THENCE SOUTH 19 DEGREES EAST 175 FEET OF THE PLACE OF BEGINNING. DAKOTA COUNTY, MINNESOTA ABSTRACT PROPERTY KNOWN AS 2504 COUNTY ROAD 34, BURNSVILLE, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,023.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING,

SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 13, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3093 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354606 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 28, 2007 MORTGAGORS:Janet Oppong-Agyei and Ellen Annang, both single. MORTGAGEE:J P M o r g a n C h a s e Bank, N.A.. DATE AND PLACE OF RECORDING: Recorded October 8, 2007, Dakota County Recorder, Document No. 2548813. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 11, 2008, Recorded: December 23, 2008, Document No. 2628100. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17924 Flushing Hill Lane, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-18600-280-06 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 6, Crossroads 1st Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$412,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$484,261.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6091 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2375013 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 21, 2007 MORTGAGORS:Stephanie E. Chiero and Richard A. Chiero Jr., wife and husband. MORTGAGEE:PNC Mortgage LLC. DATE AND PLACE OF RECORDING: Recorded January 16, 2008, Dakota County Recorder, Document No. 2566490. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: January 4, 2008, Recorded: April 28, 2008, Document No. 2587375. And thereafter assigned to: U.S. Bank, N.A., Dated: September 27, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13022 Judicial Road, Burnsville, MN 55337 TAX PARCEL I.D. #: 025205007001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1 North Crickett Hills, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$162,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$163,033.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1280 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380656 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated June 23, 2010, executed by Geckler & Associates, Inc., a Minnesota corporation, as Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee, and filed for record June 24, 2010, as Document No. 2737233 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. The maximum principal amount secured by the Mortgage was: fifty-two thousand eight hundred eighty-eight and 69/100 Dollars ($52,888.69). 3. No action or proceeding at law is

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������ ������� ���� at law is 3. No action ������ or proceeding I M P R O V E������� D W I T H ��� A RE SIDENTIAL now pending to recover the debt DWELLING OF LESS THAN FIVE secured by the Mortgage, or any part UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND thereof. 4. The holder of the Mortgage has ARE ABANDONED. Contractors Capital Corporation complied with all conditions preceMortgagee dent to acceleration of the debt secured by the Mortgage and foreclo- Attorney for Mortgagee: sure of the Mortgage, and all notice Ryan J. Trucke and other requirements of applicable BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 statutes. 5. At the date of this notice, th e Minneapolis, MN 55447-1399 amount due on the Mortgage, and (763) 222-2504 taxes, if any, paid by the holder of the 2360630 9/30-10/21/10 Mortgage is: fifty-three thousand one hundred sixty-two and 19/100 Dollars ($53,162.19). 6. Pursuant to the power of sale in NOTICE OF MORTGAGE the Mortgage, the Mortgage will be FORECLOSURE SALE foreclosed, and the land described as THE RIGHT TO VERIFICATION follows: OF THE DEBT AND IDENTITY OF Lots 5 & 7, Block 4, Inver Grove Park, THE ORIGINAL CREDITOR WITHIN Dakota County, Minnesota THE TIME PROVIDED BY LAW IS will be sold by the County Sheriff of NOT AFFECTED BY THIS ACTION. Dakota County, Minnesota, at public NOTICE IS HEREBY GIVEN, that auction on November 17, 2010 at 10:00 default has occurred in conditions of a.m. at the Sheriff's office, Civil Divi- the following described mortgage: sion, Law Enforcement Center, 1580 DATE OF MORTGAGE: J a n u a r y 1 0 , Highway 55, Hastings, Minnesota. 2007 7. The street address of the mortMORTGAGORS: Perry J. Wilkinson g a g e d p r o p e r t y i s 6 5 2 3 D e l a n e y and Amy M. Wilkinson, husband and A v e n u e , I n v e r G r o v e H e i g h t s , M N wife. 55076 and the tax parcel identification MORTGAGEE: A B N A M R O M O R T number is 20-36550-071-04. GAGE GROUP, INC. N/K/A CITIMORT8. T h e t i m e a l l o w e d b y l a w f o r GAGE, INC.. redemption by Mortgagor or DATE AND PLACE OF RECORDING: Mortgagor's personal representatives Registered January 25, 2007, Dakota or assigns is six (6) months after the County Registrar of Titles, Document date of sale. No. 605066, Certificate of Title No. 9. T H E T I M E A L L O W E D B Y L A W 125888. FOR REDEMPTION BY THE MORTASSIGNMENTS OF MORTGAGE: GAGOR, THE MORTGAGOR'S PER- NONE S O N A L R E P R E S E N T A T I V E S O R Said Mortgage being Registered Land. ASSIGNS MAY BE REDUCED TO FIVE TRANSACTION AGENT: NONE WEEKS IF A JUDICIAL ORDER IS TRANSACTION AGENT'S MORTENTERED UNDER MINNESOTA STAT- GAGE IDENTIFICATION NUMBER ON UTES, SECTION 582.032, DETERMIN- MORTGAGE: NONE ING, AMONG OTHER THINGS, THAT LENDER OR BROKER AND MORTTHE MORTGAGED PREMISES ARE G A G E O R I G I N A T O R S T A T E D O N I M P R O V E D W I T H A R E S I D E N T I A L MORTGAGE: ABN AMRO MORTGAGE D W E L L I N G O F L E S S T H A N F I V E GROUP, INC. N/K/A CITIMORTGAGE, UNITS, ARE NOT PROPERTY USED IN INC. AGRICULTURAL PRODUCTION, AND RESIDENTIAL MORTGAGE SERARE ABANDONED. VICER: CitiMortgage, Inc. Contractors Capital Corporation MORTGAGED PROPERTY ADDRESS: Mortgagee 7675 142nd Street West Unit 111C, Attorney for Mortgagee: Apple Valley, MN 55124 Ryan J. Trucke TAX PARCEL I.D. #: 015700107702 BRUTLAG, HARTMANN & TRUCKE, P.A. LEGAL DESCRIPTION OF PROP3555 Plymouth Boulevard, Suite 117 ERTY: Minneapolis, MN 55447-1399 Residential Unit No. RC 111 AND (763) 222-2504 Garage Unit No. GC 111 in Condo2360579 9/30-11/4/10 minium, No. 57, The Pennock Place Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS NOTICE OF MORTGAGE LOCATED: Dakota FORECLOSURE SALE ORIGINAL PRINCIPAL AMOUNT OF PURSUANT TO MORTGAGE: $115,000.00 VOLUNTARY MORTGAGE AMOUNT DUE AND CLAIMED TO BE FORECLOSURE AGREEMENT DUE AS OF DATE OF NOTICE, INCLUDDate: September 24, 2010 ING TAXES, IF ANY, PAID BY MORTYOU ARE NOTIFIED THAT: GAGEE: $113,654.99 1. Default has occurred in the condiThat prior to the commencement of tions of the Mortgage dated June 4, this mortgage foreclosure proceeding 2010, executed by Geckler & AssociMortgagee/Assignee of Mortgagee comates, Inc., a Minnesota corporation, as plied with all notice requirements as Mortgagor, to Contractors Capital Correquired by statute; That no action or poration, a Minnesota corporation, as proceeding has been instituted at law Mortgagee, and filed for record June 4, or otherwise to recover the debt 2010, as Document No. 2733884 in the secured by said mortgage, or any part Office of the County Recorder of thereof; Dakota County, Minnesota. The land PURSUANT to the power of sale condescribed in the Mortgage is not registained in said mortgage, the above tered land. described property will be sold by the 2. The original principal amount Sheriff of said county as follows: secured by the Mortgage was: one DATE AND TIME OF SALE: Decemhundred forty thousand and 00/100 ber 17, 2010 at 10:00 AM Dollars ($140,000.00). PLACE OF SALE: S h e r i f f ' s O f f i c e , 3. No action or proceeding at law is Law Enforcement Center, 1580 Hwy now pending to recover the debt 55, Lobby #S-100, Hastings, MN secured by the Mortgage, or any part to pay the debt then secured by said thereof. Mortgage, and taxes, if any, on said 4. The holder of the Mortgage has premises, and the costs and disbursecomplied with all conditions precements, including attorneys' fees dent to acceleration of the debt allowed by law subject to redemption secured by the Mortgage and foreclowithin six (6) months from the date of sure of the Mortgage, and all notice said sale by the mortgagor(s), their and other requirements of applicable personal representatives or assigns statutes. unless reduced to Five (5) weeks under 5. At the date of this notice, th e MN Stat. §580.07. amount due on the Mortgage, and TIME AND DATE TO VACATE PROPtaxes, if any, paid by the holder of the ERTY: If the real estate is an Mortgage is: one hundred forty thouowner-occupied, single-family dwellsand seven hundred sixty-six and ing, unless otherwise provided by law, 67/100 Dollars ($140,766.67). the date on or before which the mort6. This mortgage foreclosure is being gagor(s) must vacate the property if the conducted in accordance with th e mortgage is not reinstated under secterms and conditions of a Voluntary tion 580.30 or the property is not Mortgage Foreclosure Agreement dated redeemed under section 580.23 is September 14, 2010. 11:59 p.m. on June 17, 2011. 7. Pursuant to the power of sale in MORTGAGOR(S) RELEASED FROM the Mortgage, the Mortgage will be FINANCIAL OBLIGATION ON MORTforeclosed, and the land described as GAGE: None follows: "THE TIME ALLOWED BY LAW FOR Lot 42, Block 3, Mystic Meadows 1st REDEMPTION BY THE MORTGAGOR, Addition, Dakota County, Minnesota THE MORTGAGOR'S PERSONAL REPwill be sold by the County Sheriff of RESENTATIVES OR ASSIGNS, MAY BE Dakota County, Minnesota, at public REDUCED TO FIVE WEEKS IF A JUDIauction on October 29, 2010, at 10:00 CIAL ORDER IS ENTERED UNDER a.m. at the Sheriff's office, Civil DiviMINNESOTA STATUTES, SECTION sion, Law Enforcement Center, 1580 582.032, DETERMINING, AMONG Highway 55, Hastings, Minnesota. OTHER THINGS, THAT THE MORT8. The street address of the mortGAGED PREMISES ARE IMPROVED gaged property is 19846 Deerbrooke WITH A RESIDENTIAL DWELLING OF Path, Farmington, MN 55024 and the LESS THAN FIVE UNITS, ARE NOT tax parcel identification number is PROPERTY USED IN AGRICULTURAL 14-51250-420-03. P R O D U C T I O N , A N D A R E 9. T h e t i m e a l l o w e d b y l a w f o r ABANDONED." redemption by Mortgagor or Dated: October 15, 2010. Mortgagor's personal representatives CitiMortgage, Inc. or assigns is two (2) months after the Mortgagee/Assignee of Mortgagee date of sale. Each holder of a junior USSET, WEINGARDEN AND LIEBO, P.L.L.P. l i e n m a y redeem in the order and By: Paul A. Weingarden manner provided in Minnesota StatAttorneys for Mortgagee/Assignee of utes §582.32, Subd. 9, beginning after Mortgagee the expiration of the mortgagor's 4500 Park Glen Road #300 redemption period. Minneapolis, MN 55416 10. THE TIME ALLOWED BY LAW (952) 925-6888 FOR REDEMPTION BY THE MORT10-4716 GAGOR, THE MORTGAGOR'S PERTHIS IS A COMMUNICATION FROM SONAL REPRESENTATIVES OR A DEBT COLLECTOR. ASSIGNS MAY BE REDUCED TO FIVE 2390147 10/21-11/25/10 WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE I M P R O V E D W I T H A R E S I D E N T I A L ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,000.00 MORTGAGOR(S): Thomas M Bowlin and Julie A Bowlin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2004 Dakota County Recorder Document Number: 2261078 LOAN MODIFICATION: Dated: April 09, 2009 Recorded: August 06, 2009 Document Number: 2676420 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000030451 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1665 Oakbrooke Cir, Eagan, MN 55122-4213 Tax Parcel ID Number: 10-53763-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Oakbrooke 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $358,763.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017405F01 2377711 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 , 2003 MORTGAGORS: Randy D. Rose and Bonita M. Rose, husband and wife. MORTGAGEE: Virginia L. Krech. DATE AND PLACE OF RECORDING: Registered February 25, 2004, Dakota County Registrar of Titles, Document No. 0530914, Certificate of Title No. 58008. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Mortgage Co., Dated: August 1, 2003, Recorded: February 25, 2004, Document No. 0530915. And thereafter assigned to:

Dated: September 1, 2010 Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Virginia L. Krech RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3280 East 74th Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115210005 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10) and the Northwesterly Ten and Two Tenths (10.2) feet of L o t N i n e ( 9 ) i n B l o c k F i v e (5 ) of South Grove No. 3, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $70,390.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2340 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363566 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2005 MORTGAGOR: Christine Heinzman and Mark Heinzman, wife and husband. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded March 24, 2005, Dakota County Recorder, Document No. 2306878. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 21, 2005, Recorded: March 24, 2005, Document No. 2306879. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17341 Jade Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 221320205001 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Barrett Third Addition, Dakota County, Minnesota

nesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $260,760.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1225 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363466 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 2, 2008 MORTGAGOR: Olga Krohn, a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 29, 2008, Dakota County Recorder, Document No. 2587385. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000822202529 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 515 Eddy Street, Hastings, MN 55033 TAX PARCEL I.D. #: 193215006037 LEGAL DESCRIPTION OF PROPERTY: North Half of Lot 5, Block 37, and North Half of the West 16 feet of Lot 6, Block 37, Town of Hastings, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,912.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $143,003.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy

Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9110 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2360506 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,600.00 MORTGAGOR(S): Lisa M. Lamanna Spore and Richard A. Spore, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 12, 2007 Dakota County Recorder Document Number: 2487772 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-3 Dated: February 11, 2009 Recorded: March 17, 2009 Dakota County Recorder Document Number: 2644314 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001528-1200004739-1 Lender or Broker: First State Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14675 Evergreen Trl # 103, Apple Valley, MN 55124-5739 Tax Parcel ID Number: 01-48845-103-20 LEGAL DESCRIPTION OF PROPERTY: Unit 103, Common Interest Community No. 124, Mistwood Courthomes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $184,008.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003147F04 2357338 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 16, 2005 MORTGAGOR: Jessica L. Kaufman, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 6, 2005, Dakota County Recorder, Document No. 2367989. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: June 14, 2010, Recorded: June 23, 2010, Document No. 2736973. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053030007981211 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Wholesale Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12820 Nicollet Avenue South #102, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130033816 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 102, 12820 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $79,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $77,071.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 17, 2010.

Dated: September 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2358295 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 16, 2005 MORTGAGOR: Duke George Trifunov, Jr., a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 17, 2006, Dakota County Recorder, Document No. 2397388. ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank , National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage pass-through Certificates,Series 2006-BNC 1, Dated: October 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002183249 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1141 South 8th Avenue, South Saint, MN 55075 TAX PARCEL I.D. #: 363210021003 LEGAL DESCRIPTION OF PROPERTY: The North half of Lot 20 and all of Lot 21, Block 3, Hauses Addition to South St. Paul, together with the West half of vacated alley adjoining which accrued thereto by reason of vacation thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$198,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$209,824.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4185 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380897 10/14-11/18/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 2 , 2003 MORTGAGORS:Todd A. Kieser and Christine E. Kieser, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 1, 2003, Dakota County Recorder, Document No. 2118288. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: May 6, 2010, Recorded: May 7, 2010, Document No. 2728992. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599960510598 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Personal Credit Solutions, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2605 River Hills Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410413004 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, River Hills Fifth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,436.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8347 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385786 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated May 17, 2010, executed by Geckler & Associates, Inc., a Minnesota corporation, as Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee, and filed for record May 18, 2010, as Document No. 2730804 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. The original principal amount

2. The original principal amount secured by the Mortgage was: one hundred twenty thousand and 00/100 Dollars ($120,000.00). 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, th e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: one hundred nineteen thousand six hundred sixty-three and 36/100 Dollars ($119,663.36). 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 27, Block 1, Spyglass 3rd Addition according to the recorded plat thereof and situate in Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on November 17, 2010 at 10:00 a.m. at the Sheriff's office, Civil Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota. 7. The street address of the mortgaged property is 20706 Frost Court, Lakeville, MN 55044 and the tax parcel identification number is 22-71452-270-01. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 9. T H E T I M E A L L O W E D B Y L A W FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Contractors Capital Corporation Mortgagee Attorney for Mortgagee: Ryan J. Trucke BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 (763) 222-2504 2360594 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE PURSUANT TO VOLUNTARY MORTGAGE FORECLOSURE AGREEMENT Date: September 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated October 28, 2009, executed by Geckler & Associates, Inc., a Minnesota corporation, as Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee, and filed for record October 29, 2009, as Document No. 653095 in the Office of the Registrar of Titles, Dakota County, Minnesota. The land described in the Mortgage is registered land. 2. The original principal amount secured by the Mortgage was: one hundred sixty-five thousand and 00/100 Dollars ($165,000.00). 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, th e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: one hundred sixty-eight thousand five hundred twenty-six and 45/100 Dollars ($168,526.45). 6. This mortgage foreclosure is being conducted in accordance with th e terms and conditions of a Voluntary Mortgage Foreclosure Agreement dated September 14, 2010. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot Ten (10), Block One (1), The Oaks of Lakevilla, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on October 29, 2010, at 10:00 a.m. at the Sheriff's office, Civil Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota. 8. The street address of the mortgaged property is 17761 Ketchikan Trail, Lakeville, MN 55044 and the tax parcel identification number is 22-75890-100-01. 9. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is two (2) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes §582.32, Subd. 9, beginning after the expiration of the mortgagor's redemption period. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR

SONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Contractors Capital Corporation Mortgagee Attorney for Mortgagee: Ryan J. Trucke BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 (763) 222-2504 2360622 9/30-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $515,000.00 MORTGAGOR(S): John P. Rodrigues and Lynn M. Rodrigues, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341589 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, National Association, as successor by merger to Lasalle Bank National Association, as Indenture Trustee on Behalf of the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Backed Notes Dated: September 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100176105061589795 Lender or Broker: Accredited Home Lenders, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1617 Murphy Pkwy, Eagan, MN 55122-1758 Tax Parcel ID Number: 10-14395-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Blackhawk Pond, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $539,182.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, National Association, as successor by merger to Lasalle Bank National Association, as Indenture Trustee on Behalf of the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Backed Notes Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017020F01 2354516 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2003 MORTGAGORS: Randall P. Ryan and Pamela A. Ryan, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 6, 2003, Dakota County Recorder, Document No. 2136561. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: September 20, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100146001276278794 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Greenlight Financial Services RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1881 Riverwood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 023742500102 LEGAL DESCRIPTION OF PROPERTY: Unit 1, CIC No. 185, Itoka Valley Townhomes, A Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $108,789.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3168 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390352 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,144.00 MORTGAGOR(S): Michael Meirink and Cynthia Meirink, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 25, 2005 Dakota County Recorder Document Number: 2307382 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002211271 Lender or Broker: Lehman Brothers

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������ ������ ������� ������� Lender or Broker: Lehman Brothers ber 12, 2010 at 10:00��� AM���� Bank, FSB PLACE OF SALE: Dakota County R e s i d e n t i a l M o r t g a g e S e r v i c e r : Law Enforcement Center, 1580 HighAurora Loan Services, LLC way 55, Lobby S-100, Hastings, Minnesota Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS to pay the debt secured by said mortLOCATED: Dakota gage and taxes, if any, on said preProperty Address: 20068 Cabrilla mises and the costs and disburseWay, Farmington, MN 55024-1485 ments, including attorney fees allowed T a x P a r c e l I D N u m b e r : by law, subject to redemption within 12-24500-079-04 six (6) months from the date of said L E G A L D E S C R I P T I O N O F P R O P - sale by the mortgagor(s), their perERTY: Lot 79, Block 4, Empire River sonal representatives or assigns. Preserve, CIC No. 386, according to the If the Mortgage is not reinstated recorded plat thereof, Dakota County, under Minn. Stat. §580.30 or the propMinnesota. erty is not redeemed under Minn. Stat. AMOUNT DUE AND CLAIMED TO BE §580.23, the Mortgagor must vacate D U E A S O F D A T E O F N O T I C E : the property on or before 11:59 p.m. on $142,095.58 May 12, 2011, or the next business day THAT all pre-foreclosure require- if May 12, 2011 falls on a Saturday, ments have been complied with; that Sunday or legal holiday. no action or proceeding has been instiMortgagor(s) released from financial tuted at law or otherwise to recover the obligation: NONE debt secured by said mortgage, or any THIS COMMUNICATION IS FROM part thereof; A DEBT COLLECTOR ATTEMPTPURSUANT to the power of sale con- ING TO COLLECT A DEBT. ANY t a i n e d i n s a i d m o r t g a g e , t h e INFORMATION OBTAINED WILL BE above-described property will be sold USED FOR THAT PURPOSE. by the Sheriff of said county as folTHE RIGHT TO VERIFICATION OF lows: THE DEBT AND IDENTITY OF THE DATE AND TIME OF SALE: Novem- ORIGINAL CREDITOR WITHIN THE ber 12, 2010 at 10:00 AM TIME PROVIDED BY LAW IS NOT PLACE OF SALE: Dakota County AFFECTED BY THIS ACTION. Law Enforcement Center, 1580 HighTHE TIME ALLOWED BY LAW FOR way 55, Lobby S-100, Hastings, Minne- REDEMPTION BY THE MORTGAGOR, sota THE MORTGAGOR'S PERSONAL REPto pay the debt secured by said mort- RESENTATIVES OR ASSIGNS, MAY BE gage and taxes, if any, on said pre- REDUCED TO FIVE WEEKS IF A JUDImises and the costs and disburse- CIAL ORDER IS ENTERED UNDER ments, including attorney fees allowed MINNESOTA STATUTES, SECTION by law, subject to redemption within 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G six (6) months from the date of said OTHER THINGS, THAT THE MORTsale by the mortgagor(s), their per- GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF sonal representatives or assigns. If the Mortgage is not reinstated LESS THAN FIVE UNITS, ARE NOT under Minn. Stat. §580.30 or the prop- PROPERTY USED IN AGRICULTURAL erty is not redeemed under Minn. Stat. PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 §580.23, the Mortgagor must vacate ASSIGNEE OF MORTGAGEE: the property on or before 11:59 p.m. on Nationstar Mortgage, LLC May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Wilford & Geske, P.A. Sunday or legal holiday. Attorneys for Assignee of Mortgagee Mortgagor(s) released from financial Lawrence A. Wilford obligation: NONE James A. Geske THIS COMMUNICATION IS FROM 8425 Seasons Parkway, Suite 105 A DEBT COLLECTOR ATTEMPT- Woodbury, MN 55125-4393 ING TO COLLECT A DEBT. ANY (651) 209-3300 INFORMATION OBTAINED WILL BE File Number: 015555F01 2356540 9/30-11/4/10 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE NOTICE OF MORTGAGE TIME PROVIDED BY LAW IS NOT FORECLOSURE SALE AFFECTED BY THIS ACTION. THE RIGHT TO VERIFICATION THE TIME ALLOWED BY LAW FOR OF THE DEBT AND IDENTITY OF REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- THE ORIGINAL CREDITOR WITHIN RESENTATIVES OR ASSIGNS, MAY BE THE TIME PROVIDED BY LAW IS REDUCED TO FIVE WEEKS IF A JUDI- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION default has occurred in conditions of the following described mortgage: 582.032, DETERMINING, AMONG DATE OF MORTGAGE: M a r c h 2 6 , OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED 2007 MORTGAGORS: Norbert J. Schmidt WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT and Kathaleen M. Schmidt, husband and wife. PROPERTY USED IN AGRICULTURAL MORTGAGEE: Mortgage Electronic PRODUCTION, AND ARE ABANDONED. Registration Systems, Inc. DATED: September 30, 2010 DATE AND PLACE OF RECORDING: MORTGAGEE: Mortgage Electronic Registration Recorded May 23, 2007, Dakota County Recorder, Document No. 2518907. Systems, Inc. ASSIGNMENTS OF MORTGAGE: Wilford & Geske, P.A. Assigned to: JPMorgan Chase Bank, Attorneys for Mortgagee National Association, Dated: April 8, Lawrence A. Wilford 2010, Recorded: April 28, 2010, DocuJames A. Geske ment No. 2727184. 8425 Seasons Parkway, Suite 105 TRANSACTION AGENT: Mortgage Woodbury, MN 55125-4393 Electronic Registration Systems, Inc. (651) 209-3300 T RANSACTION AGENT'S MORTFile Number: 017115F01 2359409 9/30-11/4/10 GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100134400030132277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Loan Link Financial SerNOTICE OF MORTGAGE vices FORECLOSURE SALE NOTICE IS HEREBY GIVEN that RESIDENTIAL MORTGAGE SERdefault has occurred in the conditions VICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: of the following described mortgage: DATE OF MORTGAGE: June 09, 2006 14493 Crescent Circle, Rosemount, MN ORIGINAL PRINCIPAL AMOUNT OF 55068 TAX PARCEL I.D. #: 346742510002 MORTGAGE: $255,600.00 LEGAL DESCRIPTION OF PROPMORTGAGOR(S): Susan C Ney-Blake And Russell M Blake, Wife And Hus- ERTY: Lot 10, Block 2, Shannon Hills, band MORTGAGEE: Mortgage Electronic Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS Registration Systems, Inc. LOCATED: Dakota DATE AND PLACE OF RECORDING: ORIGINAL PRINCIPAL AMOUNT OF Recorded: August 15, 2006 Dakota MORTGAGE: $324,900.00 County Recorder AMOUNT DUE AND CLAIMED TO BE Document Number: 2453678 DUE AS OF DATE OF NOTICE, INCLUDASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mort- ING TAXES, IF ANY, PAID BY MORTGAGEE: $379,945.22 gage, LLC That prior to the commencement of Dated: July 01, 2010 Transaction Agent: Mortgage Elec- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comtronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- plied with all notice requirements as cation Number: 100062604288066576 required by statute; That no action or Lender or Broker: Homecomings proceeding has been instituted at law or otherwise to recover the debt Financial Network, Inc. R e s i d e n t i a l M o r t g a g e S e r v i c e r : secured by said mortgage, or any part thereof; Nationstar Mortgage, LLC PURSUANT to the power of sale conMortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS tained in said mortgage, the above described property will be sold by the LOCATED: Dakota Property Address: 1292 Raspberry Sheriff of said county as follows: DATE AND TIME OF SALE: NovemCt, Eagan, MN 55123-1484 T a x P a r c e l I D N u m b e r : ber 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , 10.33000.050.05 L E G A L D E S C R I P T I O N O F P R O P - Law Enforcement Center, 1580 Hwy ERTY: Lot 5, Block 5, Hilltop Estates, 55, Lobby #S-100, Hastings, MN Dakota County to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disbursements, including attorneys' fees $255,459.81 THAT all pre-foreclosure require- allowed by law subject to redemption ments have been complied with; that within six (6) months from the date of no action or proceeding has been insti- said sale by the mortgagor(s), their tuted at law or otherwise to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under MN Stat. §580.07. part thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale contained in said mortgage, the ERTY: If the real estate is an above-described property will be sold owner-occupied, single-family dwellby the Sheriff of said county as fol- ing, unless otherwise provided by law, the date on or before which the mortlows: DATE AND TIME OF SALE: Novem���������� �� ���� ����� ber 12, 2010 at 10:00 AM

PUBLIC NOTICE

PUBLIC NOTICE


��� ������� ��� ���� ������P������ R O D U C������� T I O N , ABANDONED." ���������� ���� ��������� the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 24, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2899 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363673 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2007 MORTGAGOR: Heather J. Gustafson, a single person. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562036. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: May 12, 2009, Recorded: May 21, 2009, Document No. 2658642. And thereafter assigned to: Chase Home Finance LLC, Dated: September 10, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 7763 West 157th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-49101-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Morningview Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,275.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,328.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

A N D

A R E

Dated: September 24, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3608 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363613 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,500.00 MORTGAGOR(S): Merrye L Lindsey, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2007 Dakota County Recorder Document Number: 2508097 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: February 03, 2010 Recorded: February 05, 2010 Dakota County Recorder Document Number: 2712898 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000161645 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20675 Hughes Ave W, Lakeville, MN 55044-8638 Tax Parcel ID Number: 22-57550-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Playfield Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,709.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012430F02 2358620 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,218.00 MORTGAGOR(S): Bryan G. Nyblom and Karin Y. Nyblom, Husband and

and Karin Y. Nyblom, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 27, 2004 Dakota County Registrar of Titles Document Number: 548680 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000083465 Lender or Broker: Optimum Mortgage Services, Inc Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133545 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3390 Leroy Ave, Hastings, MN 55033-4012 Tax Parcel ID Number: 19-68101-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block Two (2) in Sieben's Second Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,290.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017051F01 2356684 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2006 MORTGAGORS: Jacob Lukkes and Jennifer Lukkes, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 1, 2006, Dakota County Recorder, Document No. 2458118. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 14, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074407552 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1876 13th Street West, Hastings, MN

1876 13th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 195860090710 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 907, COMMON INTEREST COMMUNITY NUMBER 511, A CONDOMINIUM, PRAIRIE RIDGE, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,990.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,995.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9141 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2360490 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 MORTGAGORS: Dao Vang and Kong Yang, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 8, 2006, Dakota County Recorder, Document No. 2436013. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan Acquisition Trust 2006-RM1, Asset Backed Pass Through Certificates, Series 2006-RM1, Dated: September 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100241010017185816 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Resmae Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 312 14th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250308003 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, East Farmington Fourth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,480.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,575.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 17, 2010. U.S. Bank N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363553 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,558.00 MORTGAGOR(S): Nicole J Dohmen, a single person and Ty C Smith, a single person MORTGAGEE: Riverview Community Bank DATE AND PLACE OF RECORDING: Recorded: December 28, 2005 Dakota County Recorder Document Number: 2392232 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: October 17, 2005 Recorded: March 07, 2006 Dakota County Recorder Document Number: 2410886 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Riverview Community Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23712 Belle Ct, Hampton, MN 55031-9640 Tax Parcel ID Number: 18-26101-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Fesba Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,594.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016890F01 2354488 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2005 MORTGAGOR: Joseph J. Murphey, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 20, 2005, Dakota County Registrar of Titles, Document No. 567705, Certificate of Title No. 136489. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: December 23, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100051900065008903 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Windwood Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1857 122nd Street East, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-18425-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot Three, Block Two, Covington Point, Common interest Community Number 173, a planned community located in the County of Dakota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,560.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,451.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 17, 2010.

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Dated: September 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2958 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2358353 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 28, 2007 MORTGAGOR:Aaron White, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered July 12, 2007, Dakota County Registrar of Titles, Document No. 613962, Certificate of Title No. 142929. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 16, 2010, Recorded: July 23, 2010, Document No. T665114. And thereafter assigned to: Fannie Mae ("Federal National Mortgage Association"), Dated:August 1, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000816602270 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Lender Business Process Services MORTGAGED PROPERTY ADDRESS: 7655 Borman Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201640018001 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Carr Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$189,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$190,790.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010. Federal National Mortgage Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372390 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 MORTGAGORS: C h r i s t o p h e r A . Linke and Camilla D. Linke, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2006, Dakota County Recorder, Document No. 2428458. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177050500015185 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20978 Huntsville Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 224747519002 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Marion Fields COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $280,460.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4747 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390301 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 9 , 2002 MORTGAGORS:Deann A. Otten and Jeffrey A. Otten, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 23, 2002, Dakota County Recorder, Document No. 1888288. ASSIGNMENTS OF MORTGAGE: Assigned to: JP Morgan Chase Bank, National Association, Recorded: April 20, 2010, Document No. 2725789.

2725789. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100054130002391355 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 18442 Embers Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 141950301006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Dakota County Estates Fourth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$125,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$90,249.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2514 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372586 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 8 , 2005 MORTGAGORS:Andrew S. Smith and Lisa L. Smith, husband and wife. MORTGAGEE:Associated Bank, N.A. DATE AND PLACE OF RECORDING: Recorded November 15, 2005, Dakota County Recorder, Document No. 2381133. ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB, Dated: April 9, 2007, Recorded: May 8, 2007, Document No. 2514870. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Associated Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank, FSB MORTGAGED PROPERTY ADDRESS: 19750 Orr Avenue, Hastings, MN 55033 TAX PARCEL I.D. #: 336660006002 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Scott Acres, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$274,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE:$274,292.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010. Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1904 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372286 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 0 , 2004 MORTGAGORS:James R. Mueller and Mary C. Mueller, husband and wife. MORTGAGEE:Argent Mortgage Company, LLC. DATE AND PLACE OF RECORDING: Recorded March 2, 2004, Dakota County Recorder, Document No. 2181237. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Quest Trust 2004-X2, Asset Backed Certificates, Series 2004-X2, Dated: January 20, 2009, Recorded: February 17, 2009, Document No. 2637609 and by Document No. 2368980. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 1650 Hickory Hill Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 108460005002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Woodgate. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$131,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$128,486.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

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������ ������� ������� ��� ���� UNDER to pay the debt������ then secured by said CIAL ORDER IS ENTERED Mortgage, and taxes, if any, on said MINNESOTA STATUTES, SECTION premises, and the costs and disburse- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s OTHER THINGS, THAT THE MORTallowed by law subject to redemption GAGED PREMISES ARE IMPROVED within six (6) months from the date of WITH A RESIDENTIAL DWELLING OF said sale by the mortgagor(s), their LESS THAN FIVE UNITS, ARE NOT personal representatives or assigns PROPERTY USED IN AGRICULTURAL unless reduced to Five (5) weeks under PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 MN Stat. §580.07. ASSIGNEE OF MORTGAGEE: TIME AND DATE TO VACATE PROPCentral Mortgage Company ERTY: If the real estate is an owner-occupied, single-family dwell- Wilford & Geske, P.A. ing, unless otherwise provided by law, Attorneys for Assignee of Mortgagee the date on or before which the mort- Lawrence A. Wilford gagor(s) must vacate the property if the James A. Geske mortgage is not reinstated under sec- 8425 Seasons Parkway, Suite 105 tion 580.30 or the property is not Woodbury, MN 55125-4393 redeemed under section 580.23 is (651) 209-3300 File Number: 017180F01 11:59 p.m. on May 31, 2011. 10/7-11/11/10 MORTGAGOR(S) RELEASED FROM 2366049 FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF MORTGAGE THE MORTGAGOR'S PERSONAL REPFORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE THE RIGHT TO VERIFICATION REDUCED TO FIVE WEEKS IF A JUDI- OF THE DEBT AND IDENTITY OF CIAL ORDER IS ENTERED UNDER THE ORIGINAL CREDITOR WITHIN MINNESOTA STATUTES, SECTION THE TIME PROVIDED BY LAW IS 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G NOT AFFECTED BY THIS ACTION. OTHER THINGS, THAT THE MORTNOTICE IS HEREBY GIVEN, that GAGED PREMISES ARE IMPROVED default has occurred in conditions of WITH A RESIDENTIAL DWELLING OF the following described mortgage: LESS THAN FIVE UNITS, ARE NOT DATE OF MORTGAGE: May 17, 2006 PROPERTY USED IN AGRICULTURAL MORTGAGOR: B r i a n J . A r n d t , a P R O D U C T I O N , A N D A R E single man. ABANDONED." MORTGAGEE: Agstar Financial SerDated: September 24, 2010. vices FLCA. Deutsche Bank National Trust DATE AND PLACE OF RECORDING: Company, as trustee Recorded May 18, 2006, Dakota County Mortgagee/Assignee of Mortgagee Recorder, Document No. 2430545. USSET, WEINGARDEN AND LIEBO, P.L.L.P. ASSIGNMENTS OF MORTGAGE: By: Paul A. Weingarden Assigned to: ABN Amro Mortgage Attorneys for Mortgagee/Assignee of Group, Inc., NKA CitiMortgage, Inc., Mortgagee Dated: May 17, 2006, Recorded: May 4500 Park Glen Road #300 18, 2006, Document No. 2430546. Minneapolis, MN 55416 TRANSACTION AGENT: NONE (952) 925-6888 TRANSACTION AGENT'S MORT40-3162 GAGE IDENTIFICATION NUMBER ON THIS IS A COMMUNICATION FROM MORTGAGE: NONE A DEBT COLLECTOR. LENDER OR BROKER AND MORT2372433 10/7-11/11/10 G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Agstar Financial Services FLCA RESIDENTIAL MORTGAGE SERNOTICE OF MORTGAGE VICER: CitiMortgage, Inc. FORECLOSURE SALE MORTGAGED PROPERTY ADDRESS: NOTICE IS HEREBY GIVEN that 30700 Northfield Boulevard, Northfield, default has occurred in the conditions MN 55057 of the following described mortgage: TAX PARCEL I.D. #: 41-01600-015-77 DATE OF MORTGAGE: May 28, 2004 LEGAL DESCRIPTION OF PROPORIGINAL PRINCIPAL AMOUNT OF ERTY: MORTGAGE: $200,750.00 That part of the W 1/2 of SE 1/4, Sec. MORTGAGOR(S): Jayson L. DeBaere, 16, T112, R19, Dakota County, Minsingle nesota, Lying Southerly of State Aid MORTGAGEE: Mortgage Electronic Highway No. 47. Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF RECORDING: LOCATED: Dakota Recorded: June 28, 2004 Dakota ORIGINAL PRINCIPAL AMOUNT OF County Recorder MORTGAGE: $242,500.00 Document Number: 2220546 AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: DUE AS OF DATE OF NOTICE, INCLUDAnd assigned to: Central Mortgage ING TAXES, IF ANY, PAID BY MORTCompany GAGEE: $273,306.26 Dated: September 10, 2010 That prior to the commencement of Transaction Agent: Mortgage Electhis mortgage foreclosure proceeding tronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee comTransaction Agent Mortgage Identifiplied with all notice requirements as cation Number: 100021800051305544 required by statute; That no action or Lender or Broker: Washtenaw Mortproceeding has been instituted at law gage Company or otherwise to recover the debt Residential Mortgage Servicer: Censecured by said mortgage, or any part tral Mortgage Company thereof; Mortgage Originator: Not Applicable PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the Property Address: 5374 185th St W, Sheriff of said county as follows: Farmington, MN 55024-8651 DATE AND TIME OF SALE: DecemTax Parcel ID Number: ber 16, 2010 at 10:00 AM 14-19508-040-03 PLACE OF SALE: S h e r i f f ' s O f f i c e , LEGAL DESCRIPTION OF PROPLaw Enforcement Center, 1580 Hwy ERTY: Lot 4, Block 3, Dakota County 55, Lobby #S-100, Hastings, MN Estates 9th Addition, Dakota County, to pay the debt then secured by said Minnesota Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE: ments, including attorneys' fees $185,770.46 allowed by law subject to redemption THAT all pre-foreclosure requirewithin twelve (12) months from the ments have been complied with; that date of said sale by the mortgagor(s), no action or proceeding has been institheir personal representatives or tuted at law or otherwise to recover the assigns unless reduced to Five (5) debt secured by said mortgage, or any weeks under MN Stat. §580.07. part thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale conERTY: If the real estate is an tained in said mortgage, the owner-occupied, single-family dwellabove-described property will be sold ing, unless otherwise provided by law, by the Sheriff of said county as folthe date on or before which the mortlows: gagor(s) must vacate the property if the DATE AND TIME OF SALE: Novemmortgage is not reinstated under secber 19, 2010 at 10:00 AM tion 580.30 or the property is not PLACE OF SALE: Dakota County redeemed under section 580.23 is Law Enforcement Center, 1580 High11:59 p.m. on December 16, 2011. way 55, Lobby S-100, Hastings, MinneMORTGAGOR(S) RELEASED FROM sota FINANCIAL OBLIGATION ON MORTto pay the debt secured by said mortGAGE: None gage and taxes, if any, on said pre"THE TIME ALLOWED BY LAW FOR mises and the costs and disburseREDEMPTION BY THE MORTGAGOR, ments, including attorney fees allowed THE MORTGAGOR'S PERSONAL REPby law, subject to redemption within RESENTATIVES OR ASSIGNS, MAY BE six (6) months from the date of said REDUCED TO FIVE WEEKS IF A JUDIsale by the mortgagor(s), their perCIAL ORDER IS ENTERED UNDER sonal representatives or assigns. MINNESOTA STATUTES, SECTION If the Mortgage is not reinstated 582.032, DETERMINING, AMONG under Minn. Stat. §580.30 or the propOTHER THINGS, THAT THE MORTerty is not redeemed under Minn. Stat. GAGED PREMISES ARE IMPROVED §580.23, the Mortgagor must vacate WITH A RESIDENTIAL DWELLING OF the property on or before 11:59 p.m. on LESS THAN FIVE UNITS, ARE NOT May 19, 2011, or the next business day PROPERTY USED IN AGRICULTURAL if May 19, 2011 falls on a Saturday, P R O D U C T I O N , A N D A R E Sunday or legal holiday. ABANDONED." Mortgagor(s) released from financial Dated: October 13, 2010. obligation: NONE CitiMortgage, Inc. THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR ATTEMPTUSSET, WEINGARDEN AND LIEBO, P.L.L.P. ING TO COLLECT A DEBT. ANY By: Paul A. Weingarden INFORMATION OBTAINED WILL BE Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. Mortgagee THE RIGHT TO VERIFICATION OF 4500 Park Glen Road #300 THE DEBT AND IDENTITY OF THE Minneapolis, MN 55416 ORIGINAL CREDITOR WITHIN THE (952) 925-6888 TIME PROVIDED BY LAW IS NOT 10-1267 AFFECTED BY THIS ACTION. THIS IS A COMMUNICATION FROM THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR. REDEMPTION BY THE MORTGAGOR, 2390200 10/21-11/25/10 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ������� ��� ���� ������ ������ ������� TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,200.00 MORTGAGOR(S): Marc T Brown and Shelly M Brown, husband and wife MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262601 LOAN MODIFICATION: Dated: October 13, 2009 Recorded: April 13, 2010 Document Number: 2724543 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: September 30, 2004 Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262602 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CONTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17468 Inland Cir, Lakeville, MN 55044-5620 Tax Parcel ID Number: 22-33300-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Homestead Creek, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,304.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016949F01 2387504 10/21/-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 20, 2009 MORTGAGOR:Jessica A. Bentson, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 29, 2009, Dakota County Recorder, Document No. 2653378. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 22, 2010. TRANSACTION AGENT: Mortgage

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900141145051 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15313 Greenhaven Lane #101, Burnsville, MN 55306 TAX PARCEL I.D. #: 028441002502 LEGAL DESCRIPTION OF PROPERTY: Unit No. 25, Common Interest Community No. 145, Winterwood Villas, a condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$181,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$182,597.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372477 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 8 , 2006 MORTGAGOR:Bernardino G. Lopez and Maria C. Perez, husband and wife. MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Registered February 24, 2006, Dakota County Registrar of Titles, Document No. 585387, Certificate of Title No. 130893. A S S I G N M E N T S O F MORTGAGE:NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 408 20th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 368370002001 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1 in Western Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota

LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$206,176.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 2, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3181 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372502 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $436,500.00 MORTGAGOR(S): Kevin D. Lee and May Y. Lee, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 13, 2007 Dakota County Recorder Document Number: 2530290 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604745994204 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13897 Fawn Ridge Way, Apple Valley, MN 55124-5035 Tax Parcel ID Number: 01-83251-100-03 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Waterford Village Second, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $487,963.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009045F02 2365417 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE (Real Property) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Other Civil/ Mortgage Foreclosure Court File No. 19HACV-09-7516 CitiMortgage, Inc. Plaintiff, vs. Mark D. Gilbert, Wells Fargo Bank, N.A., Orchard Pointe Condominium Association, John Doe and Mary Roe Defendants. Notice is hereby given, that under and by virtue of a Judgment and Decree entered in the above entitled action on September 15, 2010, a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due said Plaintiff in the above entitled action from said Defendants, as prescribed in the Judgment, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on December 2, 2010, at 10:00 AM, at the Sheriff's main office, Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in the City of Hastings, in said County and State, the premises and real estate described in said Judgment and Decree, to wit: All that tract(s) of parcel(s) of land lying and being in the County of Dakota and State of Minnesota, described as follows, to- wit: Unit No. 54 Orchard Pointe Condominiums, CIC No. 311, Dakota County, Minnesota. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated this 27 day of September, 2010 Dave Bellows, Sheriff, Dakota County, Minnesota By: /s/ Robert Shingledecker Deputy Kevin T. Dobie Plaintiff's Attorney USSET, WEINGARDEN AND LIEBO, P.L.L.P. 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1683 This is an attempt to collect a debt and any information obtained will be used for that purpose. 2369413 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 3 , 2003 MORTGAGORS:Albert E Clayton, III and Vikki L Clayton, husband and wife. MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., d/b/a Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded December 23, 2003, Dakota County Recorder, Document No. 2156268.

No. 2156268. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: September 9, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., d/b/a Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 16684 Gerdine Path West, Rosemount, MN 55068 TAX PARCEL I.D. #: 222110139004 LEGAL DESCRIPTION OF PROPERTY: Lot 39, Block 4, Donnay's College Park 2nd Addition, Dakota County, State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$156,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$170,294.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2352 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372633 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 8, 2009 MORTGAGORS:David G. Biener and Samantha J. Biener, F/K/A Samantha J. Spencer, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 21, 2009, Dakota County Recorder, Document No. 2672460. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000730-0083491415-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. MORTGAGED PROPERTY ADDRESS: 717 8th Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-66450-010-00 LEGAL DESCRIPTION OF PROPERTY: Lot 1, except the East 72 feet

Lot 1, except the East 72 feet thereof, Schulz 1st Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,057.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$179,061.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010. Mortgage Electronic Registration Systems, Inc. solely as nominee for Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1923 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372334 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 2004 MORTGAGORS: William J. Waataja and Diane C. Waataja, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 8, 2004, Dakota County Recorder, Document No. 2245816. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 15, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000072552 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13101 Pleasant Place, Burnsville, MN 55337 TAX PARCEL I.D. #: 024170102005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Kelly Heights Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,198.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

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thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2367628 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,995.00 MORTGAGOR(S): Susan M. Berg, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 24, 2007 Dakota County Recorder Document Number: 2532525 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018006086 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14111 Essex Ln, Apple Valley, MN 55124-5802 Tax Parcel ID Number: 01-27651-310-02 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 2, Foxmoore Ridge Two, CIC No. 128, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,569.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017346F01 2370687 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 5 , 2007 MORTGAGORS:A u d r e y S m i t h a n d Stanley Smith, WIFE AND HUSBAND. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered October 18, 2007, Dakota County Registrar of Titles, Document No. 618937, Certificate of Title No. 127213. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 21, 2009, Recorded: November 3, 2009, Document No. T653379. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520047168358 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16110 Inglewood Drive, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-14500-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Bluebill Bay Estates. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$195,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$201,871.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 30, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4685 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372352 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 12, 2002 MORTGAGOR: Dael Ruth Fesler, a single person. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2002, Dakota County Recorder, Document No. 1946107. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2476 Lockwood Drive, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 27-41605-040-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 4, Condominium File No. 113, Townhomes of Kensington Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $75,625.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390073 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $383,920.00 MORTGAGOR(S): Matthew H Wehling and Patricia Wehling, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 30, 2002 Dakota County Recorder Document Number: 1901030 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Home Loans, Inc. for the benefit of Hudson Savings Bank Dated: April 19, 2006 Recorded: April 25, 2006 Dakota County Recorder Document Number: 2423050 And assigned to: Countrywide Home Loans Servicing, LP Dated: February 05, 2009 Recorded: February 13, 2009 Dakota County Recorder Document Number: 2637336 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700009614021 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13223 Danube Ln, Rosemount, MN 55122 Tax Parcel ID Number: 34.25100.080.04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Evermoor, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $441,301.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017155F01 2365466 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,832.00 MORTGAGOR(S): Ariana G Brown, single MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 10, 2006 Dakota County Recorder Document Number: 2411642 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2006-HE4 Asset Backed Pass-through Certificates, Series NC 2006-HE4 Dated: July 02, 2008 Recorded: August 18, 2008 Dakota County Recorder Document Number: 2608669 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century

���

������� ������� ���PROPERTY ���� w Century r o k e r : N e������ L e n d e r o r B������ COUNTY IN WHICH IS Mortgage Corporation LOCATED:Dakota Residential Mortgage Servicer: Select ORIGINAL PRINCIPAL AMOUNT OF Portfolio Servicing MORTGAGE:$223,750.00 Mortgage Originator: Not Applicable AMOUNT DUE AND CLAIMED TO BE COUNTY IN WHICH PROPERTY IS DUE AS OF DATE OF NOTICE, INCLUDLOCATED: Dakota ING TAXES, IF ANY, PAID BY MORTProperty Address: 4110 Rahn Rd # GAGEE:$220,846.77 A309, Eagan, MN 55122-2163 That prior to the commencement of T a x P a r c e l I D N u m b e r : this mortgage foreclosure proceeding 10-22470-309-02 Mortgagee/Assignee of Mortgagee comL E G A L D E S C R I P T I O N O F P R O P - plied with all notice requirements as ERTY: Unit No. #A309, CIC No. 468, required by statute; That no action or Eagan Gardens, Dakota County, Min- proceeding has been instituted at law nesota. or otherwise to recover the debt AMOUNT DUE AND CLAIMED TO BE secured by said mortgage, or any part D U E A S O F D A T E O F N O T I C E : thereof; $104,837.80 PURSUANT to the power of sale conTHAT all pre-foreclosure require- tained in said mortgage, the above ments have been complied with; that described property will be sold by the no action or proceeding has been insti- Sheriff of said county as follows: DATE AND TIME OF SALE: Novemtuted at law or otherwise to recover the debt secured by said mortgage, or any ber 23, 2010 at 10:00 AM part thereof; PLACE OF SALE:Sheriff's Office, Law PURSUANT to the power of sale con- Enforcement Center, 1580 Hwy 55, t a i n e d i n s a i d m o r t g a g e , t h e Lobby #S-100, Hastings, MN above-described property will be sold to pay the debt then secured by said by the Sheriff of said county as fol- Mortgage, and taxes, if any, on said lows: premises, and the costs and disburseDATE AND TIME OF SALE: Novem- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ber 19, 2010 at 10:00 AM allowed by law subject to redemption PLACE OF SALE: Dakota County within six (6) months from the date of Law Enforcement Center, 1580 High- said sale by the mortgagor(s), their way 55, Lobby S-100, Hastings, Minne- personal representatives or assigns sota unless reduced to Five (5) weeks under to pay the debt secured by said mort- MN Stat. §580.07. gage and taxes, if any, on said preTIME AND DATE TO VACATE PROPmises and the costs and disburse- E R T Y : I f t h e r e a l e s t a t e i s a n attorney fees allowed ments, including owner-occupied, single-family dwellby law, subject to redemption within ing, unless otherwise provided by law, six (6) months from the date of said the date on or before which the mortsale by the mortgagor(s), their per- gagor(s) must vacate the property if the mortgage is not reinstated under secsonal representatives or assigns. If the Mortgage is not reinstated tion 580.30 or the property is not under section 580.23 is redeemed under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. 11:59 p.m. on May 23, 2011. MORTGAGOR(S) RELEASED FROM §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on FINANCIAL OBLIGATION ON MORTMay 19, 2011, or the next business day GAGE:None "THE TIME ALLOWED BY LAW FOR if May 19, 2011 falls on a Saturday, REDEMPTION BY THE MORTGAGOR, Sunday or legal holiday. Mortgagor(s) released from financial THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE obligation: NONE THIS COMMUNICATION IS FROM REDUCED TO FIVE WEEKS IF A JUDIA DEBT COLLECTOR ATTEMPT- CIAL ORDER IS ENTERED UNDER ING TO COLLECT A DEBT. ANY MINNESOTA STATUTES, SECTION INFORMATION OBTAINED WILL BE 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTUSED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF GAGED PREMISES ARE IMPROVED THE DEBT AND IDENTITY OF THE WITH A RESIDENTIAL DWELLING OF ORIGINAL CREDITOR WITHIN THE LESS THAN FIVE UNITS, ARE NOT T I M E P R O V I D E D B Y L A W I S N O T PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR ABANDONED." Dated: September 23, 2010. REDEMPTION BY THE MORTGAGOR, Provident Funding Associates, L.P. THE MORTGAGOR'S PERSONAL REPMortgagee/Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- USSET, WEINGARDEN AND LIEBO, P.L.L.P. CIAL ORDER IS ENTERED UNDER By: Paul A. Weingarden MINNESOTA STATUTES, SECTION Attorneys for Mortgagee/Assignee of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Mortgagee OTHER THINGS, THAT THE MORT- 4500 Park Glen Road #300 GAGED PREMISES ARE IMPROVED Minneapolis, MN 55416 WITH A RESIDENTIAL DWELLING OF (952) 925-6888 LESS THAN FIVE UNITS, ARE NOT 90-1912 PROPERTY USED IN AGRICULTURAL THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. PRODUCTION, AND ARE ABANDONED. 2372249 10/7/10-11/11/10 DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders NOTICE OF MORTGAGE of the Asset Backed Securities FORECLOSURE SALE Corporation Home Equity Loan THE RIGHT TO VERIFICATION Trust, Series NC 2006-HE4 Asset Backed Pass-through Certificates, OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Series NC 2006-HE4 THE TIME PROVIDED BY LAW IS Wilford & Geske, P.A. NOT AFFECTED BY THIS ACTION. Attorneys for Assignee of Mortgagee NOTICE IS HEREBY GIVEN, that Lawrence A. Wilford default has occurred in conditions of James A. Geske the following described mortgage: 8425 Seasons Parkway, Suite 105 DATE OF MORTGAGE:O c t o b e r 1 7 , Woodbury, MN 55125-4393 2006 (651) 209-3300 MORTGAGOR:Jennifer J. Shoen, a File Number: 013078F02 2369382 10/7-11/11/10 single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 14, 2006, NOTICE OF MORTGAGE Dakota County Recorder, Document FORECLOSURE SALE THE RIGHT TO VERIFICATION No. 2475492. ASSIGNMENTS OF MORTGAGE: OF THE DEBT AND IDENTITY OF Assigned to: U.S. Bank, National THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Association, as successor trustee to Bank of America, N. A. as successor by NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that m e r g e r t o L a S a l l e B a n k N . A . , a s default has occurred in conditions of Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan the following described mortgage: DATE OF MORTGAGE:December 11, Asset-Backed Certificates, Series 2006-FF18, Dated: September 1, 2010. 2006 TRANSACTION AGENT: Mortgage MORTGAGORS:Matthew J. Lundgren and Holly J. Lundgren, husband and Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTwife. MORTGAGEE:Mortgage Electronic GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240010880547 Registration Systems, Inc. LENDER OR BROKER AND MORTDATE AND PLACE OF RECORDING: Registered January 22, 2007, Dakota G A G E O R I G I N A T O R S T A T E D O N County Registrar of Titles, Document MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERNo. 604845, Certificate of Title No. VICER: Home Loan Services, Inc. 129581. MORTGAGED PROPERTY ADDRESS: ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Fundings 513 7th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141370107001 Associates, LP, Dated: September 10, LEGAL DESCRIPTION OF PROP2010. S a i d M o r t g a g e b e i n g R e g i s t e r e d ERTY: The North 1/2 of Lot 7, Block 1, Land. George F. Betzold's 2nd Addition to TRANSACTION AGENT: Mortgage Dakota County, MinneFarmington, Electronic Registration Systems, Inc. sota. TRANSACTION AGENT'S MORTCOUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON LOCATED:Dakota MORTGAGE: 1000179-3516110173-4 ORIGINAL PRINCIPAL AMOUNT OF LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N MORTGAGE:$163,000.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGE: Provident Funding AssoDUE AS OF DATE OF NOTICE, INCLUDciates, LP R E S I D E N T I A L M O R T G A G E S E R - ING TAXES, IF ANY, PAID BY MORTVICER: Provident Funding Associates, GAGEE:$176,231.16 That prior to the commencement of LP MORTGAGED PROPERTY ADDRESS: this mortgage foreclosure proceeding 1009 156th Street East, Burnsville, MN Mortgagee/Assignee of Mortgagee complied with all notice requirements as 55306 required by statute; That no action or TAX PARCEL I.D. #: 024580106003 LEGAL DESCRIPTION OF PROP- proceeding has been instituted at law or otherwise to recover the debt ERTY: Lot Six (6), Block Three (3), in Log- secured by said mortgage, or any part arto Second Addition, according to thereof; PURSUANT to the power of sale conthe recorded plat thereof in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ������� ��� ���� ������mortgage ������ is ������� not reinstated under sec tion 580.30 or the property is not ���������� ���� ��������� PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3715 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372225 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 1 7 , 2006 MORTGAGORS:Sarah G. Whaley and Jason E. Whaley, wife and husband. MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 15, 2006, Dakota County Recorder, Document No. 2412597. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 21, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 20655 Hazelwood Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 228205123006 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 6, Village Creek 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$501,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$539,414.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

redeemed under section 580.23 is 11:59 p.m. on May 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3868 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372410 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 5 , 2005 MORTGAGOR:K a t h r y n J e n k i n s , a single person. MORTGAGEE:First Franklin. DATE AND PLACE OF RECORDING: Recorded December 7, 2005, Dakota County Recorder, Document No. 2386703. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10, Dated: November 23, 2009, Recorded: December 23, 2009, Document No. 2704026. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 1212 9th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-11600-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, except the North 30 Feet thereof, and all of Lot 4, Block 2, Annex Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$202,060.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Five (5) weeks from the date of said sale by the mortgagor(s), their personal representatives or assigns pursuant to the borrower postponement filed under Minnesota Stat. Sec. 580.07 Subd. 2. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-36 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372197 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 8 , 1994 MORTGAGORS:Kristen A. Stoohs, a single person. MORTGAGEE:ICM Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded April 14, 1994, Dakota County Recorder, Document No. 1209112. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC S/B/M Chase Manhattan Mortgage Corporation S/B/M Chase Mortgage Company-West F/K/A Mellon Mortgage Company, Dated: October 31, 1994, Recorded: November 14, 1994, Document No. 1250441. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ICM Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17398 Honeysuckle Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 223331007002 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Homestead Creek East, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$113,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$75,940.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 30, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9114 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372454 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,685.00 MORTGAGOR(S): Kelly Jean Snyder, an unmarried woman and Chad Robert Benzinger, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for DHI Mortgage Company Limited Partnership TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100020410000980727 SERVICER: Ocwen Loan Servicing,LLC LENDER: DHI Mortgage Company Limited Partnership. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on January 9, 2006, as Document No. 582550 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Dated: June 17, 2010 , and recorded July 26, 2010 by Document No. T665184 . LEGAL DESCRIPTION OF PROPERTY: Unit No. 24185, CIC No. 424, Crossroads Condominium, Dakota County, Minnesota. PROPERTY ADDRESS: 17406 Gettysburg Way, Lakeville, MN 55044 PROPERTY I.D: 22-18604-185-24 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty-Four Thousand Five Hundred Forty-Five and 55/100 ($164,545.55) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 7, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 21, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00337-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3772740 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010, 11/25/2010 2387524 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 MORTGAGOR(S): Robert Raasch and Judith Raasch, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

Registration Systems, Inc. MIN#: 100425240013667693 SERVICER: Home Loan Services, Inc. LENDER: First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 6, 2007, as Document No. 2508144 ASSIGNED TO: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: September 23, 2010 , and recorded September 30, 2010 by Document No. 2755913 . LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Valley Heights Addition PROPERTY ADDRESS: 6509 Bonner Ct, Inver Grove Heights, MN 55076 PROPERTY I.D: 208130018002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Three Thousand Three Hundred Sixteen and 27/100 ($193,316.27) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 23, 2010 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010 U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00499-1 ASAP# 3759392 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010 2369961 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,600.00 MORTGAGOR(S): Vernon Hanson and Marilyn Hanson, husband and wife MORTGAGEE: Centennial Mortgage & Funding, Inc. DATE AND PLACE OF REGISTERING: Registered: March 06, 2003 Dakota County Registrar of Titles Document Number: 491187 ASSIGNMENTS OF MORTGAGE: And assigned to: Ohio Savings Bank Dated: January 17, 2003 Registered: March 06, 2003 Dakota County Registrar of Titles Document Number: 491188 And assigned to: New York Community Bank Dated: September 15, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Centennial Mortgage & Funding, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 127340 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12812 16th Ave S, Burnsville, MN 55337-3745 Tax Parcel ID Number: 02-31100-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-eight (28), Block One (1) in Grosse Pointe First Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,853.99

$205,853.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016985F01 2370997 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 22, 2006 MORTGAGOR:Philo Cleigh, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 12, 2007, Dakota County Recorder, Document No. 2487770. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2, Dated: September 13, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011982508 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 12922 Nicollet Avenue South, #302, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130049216 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 302, 12922 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes, a Condominium. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$75,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$79,882.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM

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ber 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3721 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372238 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $382,500.00 MORTGAGOR(S): Jody L. Huemoeller, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder Document Number: 2461012 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: September 10, 2010 Recorded: September 21, 2010 Dakota County Recorder Document Number: 2753873 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000456-0000783861-0 Lender or Broker: E*Trade Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1882 14th St W, Hastings, MN 55033-8522 Tax Parcel ID Number: 19-73321-010-01 LEGAL DESCRIPTION OF PROPERTY: All that parcel of land in city of Hastings, Dakota County, State of Minnesota, as more fully described in Deed Doc # 2338319, ID # 19-73321-010-01, being known and designated as: Lot 1, Block 1, Sunset West 2 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $425,779.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017428F01 2370831 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 15, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352 on April 6, 1979, in the Office of the County Recorder of Dakota County, Minnesota, as amended and supplemented, covering the following property: Legal Description: Lot 99, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota Street Address: 5078 147th Street W., Apple Valley, MN 55124 Tax Parcel No. 01-20505-099-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 15, 2010, from Tammy A. Morse, title holder, to the Association, a Minnesota non-profit corporation, the amount of $5,367.55 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 15, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 5, 2009, as Document No. 2694582 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 2nd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 2, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path/Morse/08-7-855D) 2376127 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 7, 2006 MORTGAGORS: Nancy J. Gates and John P. Gates, wife and husband. MORTGAGEE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Registered November 28, 2006, Dakota County Registrar of Titles, Document No. 601746, Certificate of Title No. 102482. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14339 Euclid Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016670022007 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 7, Scottsbriar 1st, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $253,335.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4710 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390225 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF SHERIFF'S MORTGAGE FORECLOSURE SALE BY PUBLIC AUCTION Name of Mortgagor: J o o s E l e c t r i c Co. Name of Mortgagee: Associated Bank, National Association Original Principal Amount Secured by the Mortgage: $450,000.00 Date and Recording Information of Mortgage: J u l y 2 8 , 2004; filed with the Dakota County Registrar of Titles, State of Minnesota on February 9, 2005 as Document No. T558641. Amount Due as of September 28, 2010: $419,327.28 Legal Description of Mortgaged Premises: The Mortgage encumbers the real and personal property described in the Mortgage (the "Property"), of which the real property

Property ), of which the real property is legally described as: LOT 2, BLOCK 1, BURROWS ADDITION DAKOTA COUNTY, MINNESOTA. TORRENS PROPERTY Common Address and Tax Parcel Identification: T h e Property's common address is: 3010 Lunar Lane, Eagan, Minnesota 55121. The Property's tax parcel identification number is: 101557502001 Mortgage Origination And Servicer Information: T h e commercial mortgage servicer of the Mortgage is the Mortgagee; there is no third party servicer. The Mortgagee is the lender. There is no transaction agent. All questions regarding this foreclosure should be directed to the Mortgagee or the undersigned. Time, Place, and Manner of Sale: 10:00 a.m., November 19, 2010, at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033. Non-Merger of Interests: A n y p u r c h a s e b y t h e Mortgagee of the Property at the foreclosure sale or the Mortgagee's obtaining title to the Property at the end of the redemption period shall not cause the lien of the mortgage, or any other lien or interest in favor of the Mortgagee against or with respect to the Property, to merge with fee title or any other interest acquired by the Mortgagee, or in any manner otherwise impair the security or priority of such liens or the Mortgagee's rights and remedies under such liens and applicable law. To the contrary, the Mortgagee intends to reserve, and hereby expressly reserves, all of its rights and remedies with respect to such liens and interests. Redemption: Mortgagor's Redemption Period shall expire six months after the date of sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Deficiency: T h e M o r t g a g e e p r e serves the right to pursue any deficiency in the indebtedness in accordance with applicable law. Date: 10/7/10 KALINA, WILLS, GISVOLD & CLARK, P.L.L.P. By: _s/ Jason E. Engkjer Michael C. Glover (MN #185401) Jason E. Engkjer (MN #318814) 6160 Summit Drive, Suite 560 Minneapolis, MN 55430 Telephone: (612) 789-9000 Attorneys for Bank 2370852 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Donaldo Avila, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000224553-9 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on July 10, 2006, as Document No. 2443961 ASSIGNED TO: Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE3 Mortgage Pass-through Certificates, Series 2007-HE3 Dated: September 1, 2010 , and recorded September 17, 2010 by Document No. 2753225 . LEGAL DESCRIPTION OF PROPERTY: Lot 26,Block 6, Dakota County Estates, 2nd addition, Dakota County, Minnesota. PROPERTY ADDRESS: 5151 Upper 182nd St W, Farmington, MN 55024 PROPERTY I.D: 141950126006 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Six Thousand Five Hundred Fifty-Six and 59/100 ($206,556.59) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said

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������ ������� A ������� ��� ���� DEBT COLLECTOR. to pay the debt������ then secured by said FORECLOSURE DATA mortgage and taxes, if any actually Minn. Stat. Sec. 580.025 paid by the mortgagee, on the pre(1) the physical street address, city, mises and the costs and disbursem e n t s a l l o w e d b y l a w . T h e t i m e and zip code of the mortgaged preallowed by law for redemption by said mises is 1926 Covington Lane, Eagan, mortgagor(s), their personal represen- MN 55122; (2) the name of the transaction tatives or assigns is 6 months from the agent, residential mortgage servicer, date of sale. "THE TIME ALLOWED BY LAW FOR and the lender or broker, as defined in REDEMPTION BY THE MORTGAGOR, section 58.02, if the person holding THE MORTGAGOR`S PERSONAL REP- the mortgage is a transaction agent as RESENTATIVES OR ASSIGNS, MAY BE defined in section 58.02, subdivision REDUCED TO FIVE WEEKS IF A JUDI- 30 are as follows: - not applicable; or CIAL ORDER IS ENTERED UNDER the name of the residential mortgage MINNESOTA STATUTES, SECTION servicer and the lender or broker, as 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G defined in section 58.02, if the person OTHER THINGS, THAT THE MORT- h o l d i n g t h e m o r t g a g e i s n o t a GAGED PREMISES ARE IMPROVED transaction agent as defined in section WITH A RESIDENTIAL DWELLING OF 58.02, subdivision 30 are as follows: LESS THAN FIVE UNITS, ARE NOT residential mortgage servicer - BSI PROPERTY USED IN AGRICULTURAL Financial Services, Inc., lender or P R O D U C T I O N , A N D A R E broker - original lender M&I Marshall & Ilsley Bank, present holder Second ABANDONED." Chance Finance Group, LLC; Dated: October 14, 2010 (3) the tax parcel identification Deutsche Bank National Trust C o m p a n y , a s t r u s t e e M o r g a n number of the mortgaged premises is: Stanley ABS Capital I Inc. Trust 10-13750-160-03; (4) if stated on the mortgage, the 2007-HE3 Mortgage Pass-through transaction agent's mortgage Certificates, Series 2007-HE3 identification number is: - not Randall S. Miller & Associates, PLLC A t t o r n e y s f o r A s s i g n e e o f applicable; (5) if stated on the mortgage, the Mortgage/Mortgagee name of the residential mortgage One Financial Plaza, 120 South Sixth Street, Suite 1100 originator as defined in section 58.02 is: M&I Marshall & Ilsley Bank Minneapolis, MN 55402 2377809 10/14-11/18/10 Phone: 612-573-3677 Our File No. 10MN00438-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3764044 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, NOTICE OF ASSESSMENT LIEN 11/11/2010, 11/18/2010 FORECLOSURE SALE 2378779 10/14-11/18/10 Date: September 27, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for NOTICE OF MORTGAGE The Woodwinds Homeowners AssociaFORECLOSURE SALE THE RIGHT TO VERIFICATION OF tion, Inc. (hereinafter the "AssociaTHE DEBT AND IDENTITY OF THE tion") which was recorded as DocuORIGINAL CREDITOR WITHIN THE ment No. 1139593 on July 28, 1993, in TIME PROVIDED BY LAW IS NOT t h e O f f i c e o f t h e D a k o t a C o u n t y Recorder and also, pursuant to Minn. AFFECTED BY THIS ACTION. N O T I C E I S H E R E B Y G I V E N t h a t Stat. §515B.3-116, covering the followdefault has occurred in the conditions ing property: L E G A L D E S C R I P T I O N: Lot 6, of the following described mortgage: Block 1, The Woodwinds 4th AddiDATE OF MORTGAGE: December 5, tion, CIC No. 547, Dakota County, 2005 Minnesota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 STREET ADDRESS: 13804 EverMORTGAGOR(S): Michael Gibbons green Court, Apple Valley, MN 55124 and Nancy Gibbons T A X P A R C E L I D N U M B E R: MORTGAGEE: M&I Marshall & Ils01-76203-060-01 ley Bank 2. Pursuant to said Declaration, DATE AND PLACE OF REGISTRA- there is claimed to be due and owing TION: Registered with the Registrar of a s o f S e p t e m b e r 2 7 , 2 0 1 0 , f r o m Titles in and for the County of Dakota, Michael A. Jurewicz and Michelle M. State of Minnesota, on the 5th day of Jurewicz, title holders, to the AssociaJ a n u a r y , 2 0 0 6 a s D o c u m e n t N o . tion, a Minnesota non-profit corpora582405 tion, the amount of $1,835.01 for A S S I G N M E N T S O F M O R T G A G E : unpaid association dues, late fees, Assigned to Kondaur Capital Corpora- attorneys fees and costs, plus any tion, dated August 4, 2009, recorded other such amounts that will accrue J u n e 1 0 , 2 0 1 0 a s D o c u m e n t N o . after September 27, 2010, and other 663172; further assigned to Second costs of collection and foreclosure Chance Finance Group, LLC, dated which will be added to the amount November 24, 2009, recorded June 10, claimed due and owing at the time of 2010 as Document No. 663173 the sale herein. LEGAL DESCRIPTION OF PROP3. No action is now pending at law ERTY: or otherwise to recover said debt or Lot 16, Block 3 in Berkshire Ponds any part thereof. REGISTERED PROPERTY 4. That all preforeclosure requirePROPERTY ADDRESS: ments have been met. 1926 Covington Lane, Eagan, MN 5. T h e o w n e r s h a v e n o t b e e n 55122. released from their financial obligaCOUNTY IN WHICH PROPERTY IS tion to pay said amount. LOCATED: Dakota 6. T h e D e c l a r a t i o n , r e f e r e n c e d AMOUNT DUE AND CLAIMED TO BE above, and Minn. Stat. §§515B.3-115 DUE AS OF DATE OF NOTICE, INCLUD- and 515B.3-116 provide for a continuING TAXES, IF ANY, PAID BY MORT- ing lien against the property. A Notice GAGEE: $276,576.95 of Lien evidencing the amount due was THAT there has been compliance recorded on July 14, 2010, as Docuwith all pre-foreclosure requirements; m e n t N o . 2 7 4 0 5 8 3 i n t h e D a k o t a that no action or proceeding has been County Recorder's Office. instituted at law or otherwise to 7. Pursuant to the power of sale recover the debt secured by said mort- contained in the same Declaration and gage, or any part thereof; granted by the owners in taking title to THAT pursuant to the power of sale the premises subject to said Declaracontained in said mortgage, the tion and pursuant to Minn. Stat. above-described property will be sold §§515B.3-115 and 515B.3-116, said by the Sheriff of Dakota County as fol- Lien will be foreclosed by the sale of lows: said property by the Sheriff of Dakota D A T E A N D T I M E O F S A L E : County, at the Dakota County Sheriffs December 1, 2010, at 10:00 a.m. Office, Dakota County Law EnforcePLACE OF SALE: Dakota County ment Center, 1580 Highway 55 Lobby Sheriff's Office, Law Enforcement S-100, Hastings, MN 55033, on the Center, 1580 Highway 55, Hastings, 3 r d d a y o f D e c e m b e r , 2 0 1 0 , a t Minnesota to pay the debt secured by 10:00 a.m. at public auction to the said mortgage and taxes, if any, on said highest bidder, to pay the amount then p r e m i s e s a n d t h e c o s t s a n d due for said assessments, together disbursements, including attorneys' with the costs of foreclosure, includf e e s a l l o w e d b y l a w s u b j e c t t o ing attorneys fees as allowed by law. redemption within six (6) months from 8. T h e t i m e a l l o w e d b y l a w f o r t h e d a t e o f s a i d s a l e b y t h e redemption by the unit owners, their m o r t g a g o r ( s ) , t h e i r p e r s o n a l personal representatives or assigns is representatives or assigns. six (6) months from the date of sale. The date on or before which the The date and time to vacate the mortgagor must vacate the property if property is 11:59 p.m. on June 3, the mortgage is not reinstated under 2011, if the account is not reins e c t i o n 580.30 o r t h e p r o p e r t y stated or the owners do not redeem redeemed under section 580.23: June from the foreclosure sale. 1, 2011 at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR THE TIME ALLOWED BY LAW REDEMPTION BY THE MORTGAGOR, FOR REDEMPTION BY THE MORTTHE MORTGAGOR'S PERSONAL GAGORS, THE MORTGAGORS' REPRESENTATIVES OR ASSIGNS, PERSONAL REPRESENTATIVES OR MAY BE REDUCED TO FIVE WEEKS IF ASSIGNS, MAY BE REDUCED TO A JUDICIAL ORDER IS ENTERED F I V E W E E K S I F A J U D I C I A L U N D E R M I N N E S O T A S T A T U T E S , ORDER IS ENTERED UNDER MINSECTION 582.032, DETERMINING, N E S O T A S T A T U T E S , S E C T I O N AMONG OTHER THINGS, THAT THE 582.032, DETERMINING, AMONG MORTGAGED PREMISES ARE OTHER THINGS, THAT THE IMPROVED WITH A RESIDENTIAL M O R T G A G E D P R E M I S E S A R E D W E L L I N G O F L E S S T H A N F I V E IMPROVED WITH A RESIDENTIAL UNITS, ARE NOT PROPERTY USED IN DWELLING OF LESS THAN FIVE AGRICULTURAL PRODUCTION, AND UNITS, ARE NOT PROPERTY USED ARE ABANDONED. IN AGRICULTURAL PRODUCTION, Dated: October 7, 2010 AND ARE ABANDONED. Second Chance Finance Group, LLC 9. T H I S I S A C O M M U N I C A T I O N Assignee of Mortgagee FROM A DEBT COLLECTOR ATTEMPTHOELSCHER LAW FIRM, PLLC ING TO COLLECT A DEBT. ANY By: _____________________________ INFORMATION OBTAINED WILL BE Brian G. Hoelscher #0238752 USED FOR THAT PURPOSE. Attorneys for Assignee of Mortgagee THE WOODWINDS HOMEOWNERS 13100 Wayzata Boulevard, Suite 100 ASSOCIATION, INC. Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM ���������� �� ���� ����� A DEBT COLLECTOR.

PUBLIC NOTICE

PUBLIC NOTICE


��� ������� ��� ���� ������ERTY: ������ ������� Lot Eight (8) in Block ���������� ���� ��������� ASSOCIATION, INC. Attorneys for The Woodwinds Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Woodwinds/Jurewicz/10-7-369D) 2375982 10/14-11/18/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-4679 In the Matter of the Petition of: U.S. Bank National Association, in Relation to Certificate of Title No. 145983 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Five (5) and the South one-half (S 1/2) of Lot Four (4) in Block Six (6) of Ickler’s 3rd Addition to South Saint Paul according to the plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota. TO: KEVIN CONNEY; SHARLA CONNEY; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 10th day of November, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 145983 and enter a new Certificate of Title for the land therein described in favor of U.S. Bank National Association, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 653393, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 8-31-10 BY THE COURT: Thomas Poch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Orin J. Kipp Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2375851 10/14-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 16, 2005 MORTGAGORS:Vincent J. Vassallo, Jr. and Jeniffer S. Vassallo, husband and wife. MORTGAGEE:Tradition Mortgage. DATE AND PLACE OF RECORDING: Recorded February 27, 2006, Dakota County Recorder, Document No. 2408630. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc., N/K/A CitiMortgage, Inc., Dated: September 16, 2005, Recorded: February 27, 2006, Document No. 2408631. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1459 Highview Avenue, Saint Paul, MN 55121 T A X P A R C E L I . D . # : 10-81400-080-03 LEGAL DESCRIPTION OF PROPERTY:

Three (3) of Valley View Plateau, according to the plat thereof on file or of record in the Office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$233,352.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 0-3469 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2376373 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,200.00 MORTGAGOR(S): Steven G. Morgenstern and Kimberly A. Morgenstern, husband and wife MORTGAGEE: Associated Bank Minnesota, N.A. DATE AND PLACE OF RECORDING: Recorded: March 22, 2004 Dakota County Recorder Document Number: 2187850 LOAN MODIFICATION: Dated: May 12, 2010 Recorded: June 07, 2010 Document Number: 2733993 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Associated Bank Minnesota, N.A. Residential Mortgage Servicer: Associated Bank - WI Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 284 Annapolis St E, Saint Paul, MN 55118-1601 Tax Parcel ID Number: 42-47700-160-01 LEGAL DESCRIPTION OF PROPERTY: Lots 15 and 16, Block 1, McClung & McMurran's Addition to St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,696.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2011, or the next business day if May 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Associated Bank Minnesota, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009963F02 2377774 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 10, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Eric W Schmidt and Patricia A Schmidt, Husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage company, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100077910002219331 SERVICER: Ocwen Loan Servicing ,LLC LENDER: Decision One Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on August 16, 2004, as Document No. 2238227 ASSIGNED TO: U.S. Bank N.A.,in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2004-7, Home Equity Pass-Through Certificates, Series 2004-7 Dated: December 21, 2007 , and recorded January 10, 2008 by Document No. 2565368 . LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Foxborough, according to the plat thereof on file and of record in the office of the county recorder, Dakota County, Minnesota. PROPERTY ADDRESS: 7587 Upper 167th Street West, Lakeville, MN 55044 PROPERTY I.D: 22 27600 090 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Four Thousand Six Hundred Thirty-Seven and 90/100 ($174,637.90) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 U.S. Bank N.A.,in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2004-7, Home Equity Pass-Through Certificates, Series 2004-7 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00036-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3762439 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378771 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Joseph D Rutter and Suong Rutter, husband and wife and Joseph J. Rutter, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Great Northern Financial Group, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1002614-9565353800-3 SERVICER: Ocwen Loan Servicing, LLC LENDER: Great Northern Financial Group, Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on December 15, 2005, as Document No. 2388944 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Dated: February 16, 2006 , and recorded November 4, 2008 by Document No. 2621235 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Burnhaven Wood, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota PROPERTY ADDRESS: 1827 140th Street West, Burnsville, MN 55337 PROPERTY I.D: 02.15377.020.04 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-One Thousand Five Hundred Nine and 41/100 ($141,509.41) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00419-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3764032 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378783 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,500.00 MORTGAGOR(S): Brian Lee Heckmann and Christine Heckmann, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 27, 2007 Dakota County Recorder Document Number: 2546586 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: October 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039032129740649 Lender or Broker: Quicken Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 902 Bellows St, West St Paul, MN 55118-1319 Tax Parcel ID Number: 42-66700-091-00 LEGAL DESCRIPTION OF PROPERTY: The South Fifty Five (S.55) feet of the North Ninety Eight (N 98) feet of Lots Seven (7), Eight (8) and Nine (9), Schlafle's Re-Arrangement, West. St. Paul, Dakota County, according to the plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,652.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2011, or the next business day if May 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017526F01 2378662 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 17, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Claret Springs Association (hereinafter the "Association") which was recorded as Document No. 1544225 on October 22, 1998, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N: Lot 61, Block 1, Wensmann Eleventh Addition, CIC No. 252, Dakota County, Minnesota STREET ADDRESS: 15150 Cimarron Court, Rosemount, MN 55068 T A X P A R C E L I D N U M B E R:

T A X P A R C E L I D N U M B E R: 34-83610-610-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 17, 2010, from Kenneth Kaupa and Tracey Kaupa, title holders, to the Association, a Minnesota non-profit corporation, the amount of $8,075.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 17, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 30, 2010, as Document No. 2722066 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 6, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CLARET SPRINGS ASSOCIATION Attorneys for Claret Springs Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Claret Springs/Kaupa/09-7-469D) 2379386 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 15, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Garrett Square Association (hereinafter the "Association") which was recorded as Document No. 261860 on August 12, 1992, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 205 and Garage Unit No. 79 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota STREET ADDRESS: 14620 Garrett Avenue, #205, Apple Valley, MN 55124 T A X P A R C E L I D N U M B E R: 01-81401-119-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 15, 2010, from Craig A. Miller, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,128.72 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 15, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115

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above, and Minn. Stat. §§515B.3 115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 24, 2010, as Document No. 663846 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 3rd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 3, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARRETT SQUARE ASSOCIATION Attorneys for Garrett Square Association THOMSEN & NYBECK, P.A. By: /S/ Gretchen S. Schellhas Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Garrett Square/Miller/10-7-265D) 2376090 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $358,500.00 MORTGAGOR(S): Cara Valdez, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 12, 2006 Dakota County Recorder Document Number: 2459999 AND CORRECTIVE MORTGAGE RECORDING: October 29, 2007 Dakota County Recorder Document Number: 2553315 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003315097 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13687 Atwood Trl, Rosemount, MN 55068-3703 Tax Parcel ID Number: 34-48302-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Meadows of Bloomfield, Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $415,002.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday,

if May 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004064F03 2374998 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,981.00 MORTGAGOR(S): Bradley A. Weckerly, single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 21, 2009 Dakota County Recorder Document Number: 2679744 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 30, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100315900000094358 Lender or Broker: River City Mortgage & Financial, LLC, A Delaware Limited Liability Company Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15362 Flower Way, Apple Valley, MN 55124-3130 Tax Parcel ID Number: 01-55900-047-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 47, Common Interest Community No. 311, Orchard Pointe Condominium, a condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,989.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010

DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017408F01 2377729 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,000.00 MORTGAGOR(S): Rene A Brinkman and Randy J Brinkman, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 17, 2006 Dakota County Recorder Document Number: 2454335 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001375-1000025623-2 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4851 192nd St W, Farmington, MN 55024-8751 Tax Parcel ID Number: 14-12501-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Autumn Glen 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $312,393.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017440F01 2378787 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 17, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Claret Springs Association (hereinafter the "Association") which was recorded as Document No. 1544225 on October 22, 1998, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N: Lot 37, Block 1, Wensmann Eleventh Addition, CIC No. 252, Dakota County, Minnesota STREET ADDRESS: 15166 Cimarron Avenue, Rosemount, MN 55068 T A X P A R C E L I D N U M B E R:

T A X P A R C E L I D N U M B E R: 34-83610-370-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 17, 2010, from Kwame Oppong and Martha Oppong, title holders, to the Association, a Minnesota non-profit corporation, the amount of $5,875.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 17, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount. 6. T h e D e c l a r a t i o n , r e f e r e n c e d above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 30, 2010, as Document No. 2722064 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 6, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CLARET SPRINGS ASSOCIATION Attorneys for Claret Springs Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Claret Springs/Oppong/09-7-471D) 2376038 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 1997 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,500.00 MORTGAGOR(S): Hurley Jerome Underdahl and Maureen V Underdahl, husband and wife MORTGAGEE: World Savings and Loan Association DATE AND PLACE OF RECORDING: Recorded: August 21, 1997 Dakota County Recorder Document Number: 1440489 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings and Loan Association Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8825 Hunters Way, Apple Valley, MN 55124-9479 Tax Parcel ID Number: 02-34000-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Hunters Wood Townhomes, CIC No. 219, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,874.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

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������ ������ ���� next busi or the Minne������� 07, 2010,��� 100, Hastings, way 55, Lobby S November������� sota ness day if November 07, 2010 falls on to pay the debt secured by said mort- a Saturday, Sunday or legal holiday. gage and taxes, if any, on said preMortgagor(s) released from financial mises and the costs and disburse- obligation: NONE ments, including attorney fees allowed THIS COMMUNICATION IS FROM by law, subject to redemption within A DEBT COLLECTOR ATTEMPTsix (6) months from the date of said ING TO COLLECT A DEBT. ANY sale by the mortgagor(s), their per- INFORMATION OBTAINED WILL BE sonal representatives or assigns. USED FOR THAT PURPOSE. If the Mortgage is not reinstated THE RIGHT TO VERIFICATION OF under Minn. Stat. §580.30 or the prop- THE DEBT AND IDENTITY OF THE erty is not redeemed under Minn. Stat. ORIGINAL CREDITOR WITHIN THE §580.23, the Mortgagor must vacate T I M E P R O V I D E D B Y L A W I S N O T the property on or before 11:59 p.m. on AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, REDEMPTION BY THE MORTGAGOR, Sunday or legal holiday. THE MORTGAGOR'S PERSONAL Mortgagor(s) released from financial REPRESENTATIVES OR ASSIGNS, obligation: NONE MAY BE REDUCED TO FIVE WEEKS IF THIS COMMUNICATION IS FROM A J U D I C I A L O R D E R I S E N T E R E D A DEBT COLLECTOR ATTEMPT- U N D E R M I N N E S O T A S T A T U T E S , ING TO COLLECT A DEBT. ANY SECTION 582.032, DETERMINING, INFORMATION OBTAINED WILL BE AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF I M P R O V E D W I T H A R E S I D E N T I A L THE DEBT AND IDENTITY OF THE D W E L L I N G O F L E S S T H A N F I V E ORIGINAL CREDITOR WITHIN THE UNITS, ARE NOT PROPERTY USED IN T I M E P R O V I D E D B Y L A W I S N O T AGRICULTURAL PRODUCTION, AND AFFECTED BY THIS ACTION. ARE ABANDONED. DATED: March 25, 2010 THE TIME ALLOWED BY LAW FOR ASSIGNEE OF MORTGAGEE: REDEMPTION BY THE MORTGAGOR, THE BANK OF NEW YORK THE MORTGAGOR'S PERSONAL REPMELLON FKA THE BANK OF NEW RESENTATIVES OR ASSIGNS, MAY BE YORK AS TRUSTEE FOR THE REDUCED TO FIVE WEEKS IF A JUDIT H E O F B E N E F I T CIAL ORDER IS ENTERED UNDER CERTIFICATEHOLDERS, CWALT, MINNESOTA STATUTES, SECTION INC., ALTERNATIVE LOAN TRUST 582.032, DETERMINING, AMONG 2007-2CB MORTGAGE OTHER THINGS, THAT THE MORTPASS-THROUGH CERTIFICATES, GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF SERIES 2007-2CB LESS THAN FIVE UNITS, ARE NOT Wilford & Geske, P.A. PROPERTY USED IN AGRICULTURAL Attorneys for Assignee of Mortgagee PRODUCTION, AND ARE ABANDONED. Lawrence A. Wilford DATED: October 14, 2010 James A. Geske MORTGAGEE: Wells Fargo Bank, 8425 Seasons Parkway, Suite 105 N.A. also known as Wachovia Woodbury, MN 55125-4393 Mortgage, a division of Wells (651) 209-3300 Fargo Bank, N.A., and formerly File Number: 007633F02 known as Wachovia Mortgage, NOTICE OF POSTPONEMENT OF FSB, formerly known as World MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Savings Bank, FSB successor by merger with World Savings and for May 07, 2010 at 10:00 AM has been Loan Association postponed to June 10, 2010 at 10:00 Wilford & Geske, P.A. AM in the Dakota County Law Attorneys for Mortgagee Enforcement Center, 1580 Highway 55, Lawrence A. Wilford Lobby S-100, Hastings, Minnesota in James A. Geske said County and State. 8425 Seasons Parkway, Suite 105 DATED: May 07, 2010 Woodbury, MN 55125-4393 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK (651) 209-3300 MELLON FKA THE BANK OF NEW File Number: 017423F01 2375526 10/14-11/18/10 YORK AS TRUSTEE FOR THE T H E O F B E N E F I T CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST NOTICE OF MORTGAGE 2007-2CB MORTGAGE FORECLOSURE SALE PASS-THROUGH CERTIFICATES, NOTICE IS HEREBY GIVEN that SERIES 2007-2CB default has occurred in the conditions NOTICE OF POSTPONEMENT OF of the following described mortgage: MORTGAGE FORECLOSURE SALE DATE OF MORTGAGE: December 29, The above referenced sale scheduled 2006 for June 10, 2010 at 10:00 AM has ORIGINAL PRINCIPAL AMOUNT OF been postponed to July 12, 2010 at MORTGAGE: $368,000.00 10:00 AM in the Dakota County Law MORTGAGOR(S): Joel K Neudecker, Enforcement Center, 1580 Highway 55, a married man Lobby S-100, Hastings, Minnesota in MORTGAGEE: Mortgage Electronic said County and State. Registration Systems, Inc. DATED: June 10, 2010 DATE AND PLACE OF RECORDING: ASSIGNEE OF MORTGAGEE: Recorded: January 19, 2007 Dakota THE BANK OF NEW YORK County Recorder MELLON FKA THE BANK OF NEW Document Number: 2489778 YORK AS TRUSTEE FOR THE ASSIGNMENTS OF MORTGAGE: B E N E F I T O F T H E And assigned to: THE BANK OF NEW CERTIFICATEHOLDERS, CWALT, YORK MELLON FKA THE BANK OF INC., ALTERNATIVE LOAN TRUST NEW YORK AS TRUSTEE FOR THE 2007-2CB MORTGAGE BENEFIT OF THE CERTIFICATEHOLDPASS-THROUGH CERTIFICATES, ERS, CWALT, INC., ALTERNATIVE SERIES 2007-2CB LOAN TRUST 2007-2CB MORTGAGE NOTICE OF POSTPONEMENT OF PASS-THROUGH CERTIFICATES, MORTGAGE FORECLOSURE SALE SERIES 2007-2CB The above referenced sale scheduled Dated: August 04, 2009 for July 12, 2010 at 10:00 AM has been Recorded: March 23, 2010 Dakota postponed to August 03, 2010 at 10:00 County Recorder AM in the Dakota County Law Document Number: 2720657 Enforcement Center, 1580 Highway 55, Transaction Agent: Mortgage Elec- Lobby S-100, Hastings, Minnesota in tronic Registration Systems, Inc. said County and State. Transaction Agent Mortgage IdentifiDATED: July 12, 2010 cation Number: 100075420060033543 ASSIGNEE OF MORTGAGEE: Lender or Broker: Homestead MortTHE BANK OF NEW YORK gage Corporation MELLON FKA THE BANK OF NEW Residential Mortgage Servicer: BAC YORK AS TRUSTEE FOR THE Home Loans Servicing, L.P. BENEFIT OF THE CERTIFICATE Mortgage Originator: Not Applicable HOLDERS, CWALT, INC., COUNTY IN WHICH PROPERTY IS ALTERNATIVE LOAN TRUST LOCATED: Dakota 2007-2CB MORTGAGE Property Address: 1009 Hilloway Cir, PASS-THROUGH CERTIFICATES, Burnsville, MN 55306-5487 SERIES 2007-2CB Tax Parcel ID Number: NOTICE OF POSTPONEMENT OF 02-83536-040-01 MORTGAGE FORECLOSURE SALE LEGAL DESCRIPTION OF PROPThe above referenced sale scheduled ERTY: Lot 4, Block 1, West Buck Hill for August 03, 2010 at 10:00 AM has Estates Replat, Dakota County, Minne- been postponed to September 03, 2010 sota. at 10:00 AM in the Dakota County Law AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Highway 55, D U E A S O F D A T E O F N O T I C E : Lobby S-100, Hastings, Minnesota in $396,730.91 said County and State. THAT all pre-foreclosure requireDATED: August 03, 2010 ments have been complied with; that ASSIGNEE OF MORTGAGEE: no action or proceeding has been instiTHE BANK OF NEW YORK tuted at law or otherwise to recover the MELLON FKA THE BANK OF NEW debt secured by said mortgage, or any YORK AS TRUSTEE FOR THE part thereof; BENEFIT OF THE CERTIFICATE PURSUANT to the power of sale conHOLDERS, CWALT, INC., tained in said mortgage, the ALTERNATIVE LOAN TRUST above-described property will be sold 2007-2CB MORTGAGE by the Sheriff of said county as folPASS-THROUGH CERTIFICATES, lows: SERIES 2007-2CB DATE AND TIME OF SALE: May 07, NOTICE OF POSTPONEMENT OF 2010 at 10:00 AM MORTGAGE FORECLOSURE SALE PLACE OF SALE: Dakota County The above referenced sale scheduled Law Enforcement Center, 1580 High- for September 03, 2010 at 10:00 AM way 55, Lobby S-100, Hastings, Minne- has been postponed to September 27, sota 2010 at 10:00 AM in the Dakota to pay the debt secured by said mort- County Law Enforcement Center, 1580 gage and taxes, if any, on said pre- Highway 55, Lobby S-100, Hastings, mises and the costs and disburse- Minnesota in said County and State. ments, including attorney fees allowed DATED: September 03, 2010 by law, subject to redemption within ASSIGNEE OF MORTGAGEE: six (6) months from the date of said THE BANK OF NEW YORK sale by the mortgagor(s), their perMELLON FKA THE BANK OF NEW sonal representatives or assigns. YORK AS TRUSTEE FOR THE If the Mortgage is not reinstated B E N E F I T O F T H E under Minn. Stat. §580.30 or the propCERTIFICATEHOLDERS, CWALT, erty is not redeemed under Minn. Stat. NC., ALTERNATIVE LOAN TRUST §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next busi- ���������� �� ���� �����

PUBLIC NOTICE


��� ������� ��� ���� ������redeemed ������under ������� section 580.23 11:59 p.m. on February 17, 2011. ���������� ���� ��������� NC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 27, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 27, 2010 SSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATE HOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE B E N E F I T O F T H E CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007633F02 2379951 10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2006 MORTGAGORS: S t e v e n B . R o s s o w and Roseann M. Rossow, husband and wife. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 23, 2006, Dakota County Recorder, Document No. 2414586. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-CH1, Asset Backed Pass-Through Certificates, Series 2006-CH1, Dated: June 14, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 30025 West Foliage Avenue, Northfield, MN 55057 TAX PARCEL I.D. #: 16-01500-010-02 LEGAL DESCRIPTION OF PROPERTY: North 400 Feet of the East 400 feet of the North 1/2 of the Northeast 1/4 of Section 15, Township 112, Range 20, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $243,434.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

is

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 22, 2010. US Bank National Association as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3969 22321939 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 19, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 18, 2010. US Bank, National Association as Trustee for J.P. Morgan Mortgage Acquisition Corp Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3969 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 21, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 19, 2010. US Bank, National Association as Trustee for J.P. Morgan Mortgage Acquisition Corp Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3969 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2389948 10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,500.00 MORTGAGOR(S): Tona Roberta Vietti, a single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: August 17, 2005 Dakota County Registrar of Titles Document Number: 572337 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126925 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12318 Oak Leaf Ct, Burnsville, MN 55337-2961 Tax Parcel ID Number: 02-53701-390-01 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty Nine (39), Block One (1), in Oak Leaf Plat Two, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,234.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disburse-

mises and the costs and disburse ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2010 at 10:00 AM has been postponed to July 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2010 at 10:00 AM has been postponed to July 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 06, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 27, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 27, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FRECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 09, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 2382392 10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2007 MORTGAGORS: Minoru Hashimoto and Sachiyo H. Hashimoto, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 16, 2007, Dakota County Recorder, Document No. 2537694. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 28, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000194083 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1808 Knox Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-15383-270-01 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 1, Burnhaven Woods Plat Five, Dakota County, Minnesota, common interest community No. 322. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,893.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 17, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1020 6800095426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 17, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 12, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1020 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 19, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 18, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1020 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 7, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1020 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2387627 10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2008 MORTGAGORS: Laura Porter Jones and Morgan Jones, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered September 4, 2008, Dakota County Registrar of Titles, Document No. T632729, Certificate of Title No. 136515. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 7, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000162201 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18892 Orchard Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 221330201001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Bassett's Third Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $362,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $391,301.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES,

UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 14, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4203 2005684121 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 12, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4203 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4203 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2383243 10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 MORTGAGOR(S): Phillip W. Black and Darlene C. Black, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: May 09, 2007 Dakota County Recorder Document Number: 2515369 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20970 Holyoke Ave, Lakeville, MN 55044-9644 Tax Parcel ID Number: 22-44450-062-02 LEGAL DESCRIPTION OF PROPERTY: Lots 5 and 6 and the North 5 feet of Lot 4, Block 2, Fairchild, also known as Village of Lakeville, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $237,873.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

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AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 25, 2009 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 AM has been postponed to October 01, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2009 at 10:00 AM has been postponed to October 22, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2009 at 10:00 AM has been postponed to January 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2010 at 10:00 AM has been postponed to February 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 21, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 25, 2010 at 10:00 AM has been postponed to March 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 25, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 25, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 25, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to May 13, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 29, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 13, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 13, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 10, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2010 MORTGAGEE: Bank of America, N.A.

N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 15, 2010 at 10:00 AM has been postponed to July 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 15, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 30, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 20, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 10, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 2385384 10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Georganne L Carlson, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 30, 2005 Dakota County Recorder Document Number: 2356375 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 15, 2010 Recorded: June 23, 2010 Dakota County Recorder Document Number: 2736967 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278842244001 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4881 Boatman Ln, Inver Grove Heights, MN 55076-1160 Tax Parcel ID Number: 20-44026-901-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 6901, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,642.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disburse-

mises and the costs and disburse ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015227F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2010 at 10:00 AM has been postponed to September 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 16, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015227F01 2385861 10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Domingo Delos Santos and Lerma Delos Santos, Husband and Wife MORTGAGEE: Pillar Mortgage Services Corporation DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341590 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 12, 2005 Recorded: November 10, 2005 Dakota County Recorder Document Number: 2379686 And assigned to: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Dated: November 18, 2008 Recorded: December 09, 2008 Dakota County Recorder Document Number: 2626119 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Pillar Mortgage Services Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1426 Circle Dr, Burnsville, MN 55337-5804 Tax Parcel ID Number: 02.82202.150.02 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 15, Block 2, Vista View 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $227,386.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 02, 2010, or the next business day if October 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 02, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As F o r T h e T r u s t e e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to May 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As F o r T h e T r u s t e e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 25, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to July 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon

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������ ������� ������� ��� ���� Mellon Of New York 72562. The Bank������ ASSIGNMENTS OF MORTGAGE: Fka The Bank Of New York As T h e Assigned to: Option One Mortgage F o r T r u s t e e Certificateholders CWALT, Inc. Corporation, Dated: August 31, 2005, Alternative Loan Trust 2005-J12 Recorded: February 21, 2006, DocuM o r t g a g e P a s s - t h r o u g h ment No. 585099. And thereafter assigned to: Bank of America, N.A., as Certificates, Series 2005-J12 Trustee for Structured Asset InvestNOTICE OF POSTPONEMENT OF ment Loan Trust, Mortgage MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Pass-Through Certificates, Series for July 01, 2010 at 10:00 AM has been 2003-BC13, Dated: August 13, 2010. postponed to July 21, 2010 at 10:00 Said Mortgage being Registered Land. AM in the Dakota County Law TRANSACTION AGENT: NONE Enforcement Center, 1580 Highway 55, TRANSACTION AGENT'S MORTLobby S-100, Hastings, Minnesota in GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE said County and State. LENDER OR BROKER AND MORTDATED: July 01, 2010 GAGE ORIGINATOR STATED ON ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon MORTGAGE: All Cities Mortgage & Fka The Bank Of New York As Financial RESIDENTIAL MORTGAGE SERT r u s t e e F o r T h e Certificateholders CWALT, Inc. VICER: American Home Mortgage SerAlternative Loan Trust 2005-J12 vicing, Inc MORTGAGED PROPERTY ADDRESS: Mortgage Pass-through 4665 Bamble Circle, Eagan, MN 55122 Certificates, Series 2005-J12 TAX PARCEL I.D. #: 106398013002 NOTICE OF POSTPONEMENT OF LEGAL DESCRIPTION OF PROPMORTGAGE FORECLOSURE SALE The above referenced sale scheduled ERTY: for July 21, 2010 at 10:00 AM has been Lot 13, Block 2 in Ridgecliffe First postponed to August 12, 2010 at 10:00 Addition, according to the recorded plat thereof. AM in the Dakota County Law Enforcement Center, 1580 Highway 55, COUNTY IN WHICH PROPERTY IS Lobby S-100, Hastings, Minnesota in LOCATED: Dakota said County and State. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,000.00 DATED: July 21, 2010 AMOUNT DUE AND CLAIMED TO BE ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon DUE AS OF DATE OF NOTICE, INCLUDFka The Bank Of New York As ING TAXES, IF ANY, PAID BY MORTT r u s t e e F o r T h e GAGEE: $180,204.89 That prior to the commencement of Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comMortgage Pass-through Certifiplied with all notice requirements as cates, Series 2005-J12 required by statute; That no action or NOTICE OF POSTPONEMENT OF proceeding has been instituted at law MORTGAGE FORECLOSURE SALE The above referenced sale scheduled o r o t h e r w i s e t o r e c o v e r t h e d e b t for August 12, 2010 at 10:00 AM has secured by said mortgage, or any part been postponed to September 02, 2010 thereof; at 10:00 AM in the Dakota County Law PURSUANT to the power of sale Enforcement Center, 1580 Highway 55, contained in said mortgage, the above Lobby S-100, Hastings, Minnesota in described property will be sold by the Sheriff of said county as follows: said County and State. DATE AND TIME OF SALE: October DATED: August 12, 2010 19, 2010 at 10:00 AM ASSIGNEE OF MORTGAGEE: PLACE OF SALE: S h e r i f f ' s O f f i c e , The Bank Of New York Mellon Fka The Bank Of New York As Law Enforcement Center, 1580 Hwy T r u s t e e F o r T h e 55, Lobby #S-100, Hastings, MN Certificateholders CWALT, Inc. to pay the debt then secured by said Alternative Loan Trust 2005-J12 Mortgage, and taxes, if any, on said Mortgage Pass-through Certifi p r e m i s e s , a n d t h e c o s t s a n d disbursements, including attorneys' cates, Series 2005-J12 fees allowed by law subject to NOTICE OF POSTPONEMENT OF redemption within six (6) months from MORTGAGE FORECLOSURE SALE The above referenced sale scheduled t h e d a t e o f s a i d s a l e b y t h e for September 02, 2010 at 10:00 AM m o r t g a g o r ( s ) , t h e i r p e r s o n a l has been postponed to September 23, representatives or assigns unless 2 0 1 0 a t 1 0 : 0 0 A M i n t h e D a k o t a reduced to Five (5) weeks under MN County Law Enforcement Center, 1580 Stat. §580.07. TIME AND DATE TO VACATE Highway 55, Lobby S-100, Hastings, PROPERTY: If the real estate is an Minnesota in said County and State. owner-occupied, single-family DATED: September 02, 2010 dwelling, unless otherwise provided by ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon law, the date on or before which the Fka The Bank Of New York As mortgagor(s) must vacate the property F o r T h e if the mortgage is not reinstated under T r u s t e e Certificateholders CWALT, Inc. section 580.30 or the property is not Alternative Loan Trust 2005-J12 redeemed under section 580.23 is M o r t g a g e P a s s - t h r o u g h 11:59 p.m. on April 19, 2011. Certificates, Series 2005-J12 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON NOTICE OF POSTPONEMENT OF MORTGAGE: None MORTGAGE FORECLOSURE SALE The above referenced sale scheduled "THE TIME ALLOWED BY LAW FOR for September 23, 2010 at 10:00 AM REDEMPTION BY THE MORTGAGOR, has been postponed to October 14, T H E M O R T G A G O R ' S P E R S O N A L 2 0 1 0 a t 1 0 : 0 0 A M i n t h e D a k o t a REPRESENTATIVES OR ASSIGNS, County Law Enforcement Center, 1580 MAY BE REDUCED TO FIVE WEEKS IF Highway 55, Lobby S-100, Hastings, A J U D I C I A L O R D E R I S E N T E R E D UNDER MINNESOTA STATUTES, Minnesota in said County and State. SECTION 582.032, DETERMINING, DATED: September 23, 2010 AMONG OTHER THINGS, THAT THE ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon M O R T G A G E D P R E M I S E S A R E Fka The Bank Of New York As I M P R O V E D W I T H A R E S I D E N T I A L F o r T h e DWELLING OF LESS THAN FIVE T r u s t e e Certificateholders CWALT, Inc. UNITS, ARE NOT PROPERTY USED IN Alternative Loan Trust 2005-J12 AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Mortgage Pass-through Dated: August 19, 2010. Certificates, Series 2005-J12 Bank of America, N.A. as Trustee NOTICE OF POSTPONEMENT OF Mortgagee/Assignee of Mortgagee MORTGAGE FORECLOSURE SALE The above referenced sale scheduled USSET, WEINGARDEN AND LIEBO, P.L.L.P. for October 14, 2010 at 10:00 AM has By: Paul A. Weingarden been postponed to November 03, 2010 Attorneys for Mortgagee/Assignee of at 10:00 AM in the Dakota County Law Mortgagee Enforcement Center, 1580 Highway 55, 4500 Park Glen Road #300 Lobby S-100, Hastings, Minnesota in Minneapolis, MN 55416 (952) 925-6888 said County and State. 40-3133 DATED: October 14, 2010 0011580149 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon THIS IS A COMMUNICATION FROM Fka The Bank Of New York As A DEBT COLLECTOR. T r u s t e e F o r T h e NOTICE OF POSTPONEMENT OF Certificateholders CWALT, Inc. MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Alternative Loan Trust 2005-J12 M o r t g a g e P a s s - t h r o u g h Minnesota Statutes 580.07, the foregoing foreclosure sale is Certificates, Series 2005-J12 postponed until November 9, 2010 at Wilford & Geske, P.A. 10:00 am at the Sheriff's Office, Law Attorneys for Assignee Of Mortgagee: Enforcement Center, 1580 Hwy 55, Lawrence A. Wilford Lobby #S-100, Hastings, MN, in said James A. Geske county and state. 8425 Seasons Parkway, Suite 105 Dated: October 19, 2010. Woodbury, MN 55125-4393 Bank of America, N.A. (651) 209-3300 Mortgagee/Assignee of Mortgagee File Number: 012043F01 2383116 10/21/10 USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee NOTICE OF MORTGAGE 4500 Park Glen Road #300 FORECLOSURE SALE Minneapolis, MN 55416 THE RIGHT TO VERIFICATION (952) 925-6888 OF THE DEBT AND IDENTITY OF 40-3133 THE ORIGINAL CREDITOR WITHIN THIS IS A COMMUNICATION FROM THE TIME PROVIDED BY LAW IS A DEBT COLLECTOR. NOT AFFECTED BY THIS ACTION. 2389915 10/21/10 NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 1 , NOTICE OF MORTGAGE 2003 FORECLOSURE SALE NOTICE IS HEREBY GIVEN that MORTGAGORS: James A. Rasmussen and Bonita A. Rasmussen, hus- default has occurred in the conditions of the following described mortgage: band and wife. DATE OF MORTGAGE: July 26, 2006 MORTGAGEE: All Cities Mortgage & ORIGINAL PRINCIPAL AMOUNT OF Financial. DATE AND PLACE OF RECORDING: MORTGAGE: $256,500.00 MORTGAGOR(S): Ailyna Chantha Registered February 26, 2004, Dakota County Registrar of Titles, Document Khath, a single woman No. 0530976, Certificate of Title No. ���������� �� ���� ����� 72562.

PUBLIC NOTICE

PUBLIC NOTICE


��� ������� ��� ���� ������said ������ ������� County and State. DATED: October 15, 2010 ���������� ���� ��������� Khath, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 11, 2006 Dakota County Registrar of Titles Document Number: 595842 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 11, 2010 Registered: January 25, 2010 Dakota County Registrar of Titles Document Number: T657119 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550116150763 Lender or Broker: Source Lending Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126297 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16793 Jonquil Trl, Lakeville, MN 55044-9471 Tax Parcel ID Number: 22-64602-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Two (2) in Rolling Oaks South Plat Three, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $282,177.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011923F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 15, 2010 at 10:00 AM has been postponed to June 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 15, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 15, 2010 at 10:00 AM has been postponed to October 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 15, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2010 at 10:00 AM has been postponed to November 18, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011923F01 2383356 10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $392,000.00 MORTGAGOR(S): Scott J Dobesh and Stephanie L Dobesh fka Stephanie L Polston, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 17, 2004 Dakota County Recorder Document Number: 2205452 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: February 11, 2010 Recorded: March 12, 2010 Dakota County Recorder Document Number: 2719005 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700000658644 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13303 Diamond Path, Apple Valley, MN 55124-8753 Tax Parcel ID Number: 01-02400-090-02 LEGAL DESCRIPTION OF PROPERTY: From the Northeast corner of Section 24, Township 115, Range 20 West of the 5th Principal Meridian, thence westerly on the north line of said Section 24, a distance of 1384 feet to the intersection of said North line of said Section 24, with the center line of a winding Township Road. Following the center line of this road South 40 degrees 15 minutes East 126 feet; thence South 13 degrees 30 minutes East 400 feet; thence South 47 degrees 45 minutes East 230 feet; thence South 51 degrees 30 minutes East 140 feet; thence South 27 degrees 45 minutes East 290 feet; thence South 37 degrees 45 minutes East 200 feet; thence South 19 degrees 15 minutes East 300 feet; thence South 27 degrees 15 minutes East 125 feet, to point of beginning; thence South 27 degrees 15 minutes East 75 feet; thence South 18 degrees East 140 feet; thence North 83 degrees 30 minutes West 392 feet, to shore line of Farquhar Lake; along shore line of said Lake North 20 degrees 15 minutes East 197 feet; thence South 83 degrees 30 minutes East 238 feet to point of beginning, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $459,524.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012519F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 30, 2010 at 10:00 AM has been postponed by the mortgagor pursuant to Minn. Stat. § 580.07 Subd. 2 September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 30, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. The redemption period shall be 5 weeks from the date of said sale. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012519F01 2382374 10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Michelle L Benson a single person and Curtis D Hendrickson a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2006 Dakota County Recorder Document Number: 2422763 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 Dated: August 02, 2010 Recorded: August 03, 2010 Dakota County Recorder Document Number: 2744107 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065531044 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1662 City View Dr, Eagan, MN 55121-1702 Tax Parcel ID Number: 10-41300-045-07 LEGAL DESCRIPTION OF PROPERTY: Unit No 45, CIC No 347, a planned community, Valley Ridge Townhomes, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,745.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFI CATES, SERIES 2006-6 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014749F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 17, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014749F02 2383035 10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain Mortgage, Security Agreement and Assignment of Rents and Leases, dated September 21, 2005, executed by Stahl Commercial Properties LLC, a Minnesota limited liability company, and Stahl Commercial Properties II LLC, a Minnesota limited liability company, as borrower (collectively, the "Mortgagor"), and delivered to World Savings Bank, FSB, a federal savings bank, as mortgagee (together with its successors in interest, the "Mortgagee"), which mortgage was recorded October 18, 2005 in the Office of the County Recorder of Dakota County, Minnesota as Document No. 2371989, as assigned by that certain Corporation Assignment of Mortgage and Related Documents, dated February 24, 2010, executed by Wachovia Mortgage, a division of Wells Fargo Bank, NA, formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB, as assignor, and delivered to Fannie Mae, which was recorded June 7, 2010 in th e Office of the County Recorder of Dakota County, Minnesota as Document No. 2734101 (collectively, the "Mortgage"), the original principal amount secured by said Mortgage, being $596,250.00; that no action or proceeding has been instituted at law to recover the debt secured by said Mortgage or any part thereof; that any notice required by said Mortgage, or any note secured thereby, or by law, to be given prior to the commencement of these proceedings to foreclose said Mortgage has been given; that there is due and claimed to be due upon said Mortgage, including interest to date hereof, the sum of $597,561.40; and that pursuant to the power of sale therein contained, said Mortgage will be foreclosed. The tract of land in said Mortgage, lying and being in Dakota County, Minnesota, and legally described as follows, to-wit: Parcel 1: That part of Lot 18, Block 2, Hampton, Dakota County Minnesota, described as follows: Commencing at the Northwest corner

Commencing at the Northwest corner of said Lot 18; thence South 12 degrees 12 minutes 21 seconds East (assumed bearing) along the West line thereof a distance of 40.00 feet; thence North 83 degrees 14 minutes 33 seconds East, a distance of 74.50 feet; thence North 12 degrees 12 minutes 21 seconds West, parallel with the West line of said Lot 18, a distance of 16.00 feet; thence North 86 degrees 17 minutes 09 seconds East, parallel with the North line of said Lot 18, a distance of 74.56 feet, more or less to the East line of said Lot 18; thence South 12 degrees 16 minutes 31 seconds East along said East line of Lot 18, a distance of 45.00 feet to the point of beginning of the land to be described; thence South 83 degrees 16 minutes 33 seconds West a distance of 70.86 feet; thence South 6 degrees 42 minutes 21 seconds East a distance of 30.00 feet; thence South 83 degrees 17 minutes 39 seconds West a distance of 75.00 feet, more or less to the West line of said Lot 18; thence South along the West line of said Lot 18 to a point which is 162 feet Southerly of the Northerly line of said Lot 18, measured along the Westerly line of said Lot 18; thence Easterly in a straight line to a point on the Easterly line of said Lot 18 which point is 34 feet Northerly from the Southeast corner of said Lot 18; thence Northerly along the Easterly line of said Lot 18 to the point of beginning, according to the recorded plat thereof, and situate in Dakota County, Minnesota. Parcel 2: That part of Lot 18, Block 2, Hampton, Dakota County, Minnesota, described as follows: Commencing at the Northwest corner of said Lot 18; thence South 12 degrees 12 minutes 21 seconds East (assumed hearing) along the West line thereof a distance of 40.00 feet to the point of beginning of the land to be described; thence North 83 degrees 14 minutes 33 seconds East, a distance of 74.50 feet; thence North 12 degrees 12 minutes 21 seconds West, parallel with the West line of said Lot 18 a distance of 16.00 feet; thence North 86 degrees 17 minutes 09 seconds East, parallel with the North line of said Lot 18 a distance of 74.66 feet, more or less, to the East line of said Lot 18; thence South 12 degrees 16 minutes 31 seconds East along said East line of Lot 18 a distance of 45.00 feet; thence South 83 degrees 16 minutes 33 seconds West a distance of 70.86 feet; thence South 6 degrees 42 minutes 21 seconds East a distance of 30.00 feet; thence South 83 degrees 17 minutes 39 seconds West a distance of 75.00 feet, more or less to the West line of said Lot 18; thence North 12 degrees 12 minutes 21 seconds West along said West line of Lot 18 a distance of 63.00 feet to the point of beginning, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. (which real property, together with any and all easements, rights-of-way, licenses, privileges, and appurtenances thereto and any and all other real property which may at any time hereafter be conveyed by Mortgagor to Mortgagee as security for that certain promissory note secured by the Mortgage (the "Note"), is hereinafter referred to as the "Land"); All highways, roads, streets, alleys, and other public rights-of-way and thoroughfares, bordering on or adjacent to the Land, together with all right, title, and interest of Mortgagor to the real property lying within said highways, roads, streets, alleys, and other public rights-of-way and thoroughfares, and all vacated highways, roads, streets, alleys, and public rights-of-way and thoroughfares, and all strips and gores adjoining or within the Land or any part thereof; All buildings, structures, improvements, railroad spurs, tracks and sidings, plants, works, and fixtures now or at any time located on any portion of the Land, and all extensions, additions, betterments, substitutions, and replacements thereof; All fixtures, furniture, furnishings, equipment, machinery, appliances, apparatus, and other property of every kind and description now or at any time installed or located on or used or usable in connection with the Land or the buildings and improvements situated thereon, including, but not limited to, all lighting, heating, cooling, ventilating, air-conditioning, humidifying, dehumidifying, plumbing, sprinkling, incinerating, refrigerating, air-cooling, lifting, fire extinguishing, cleaning, communicating, security, surveillance, computer, telephone and electrical systems, and the machinery, appliances, fixtures, and equipment pertaining thereto, all switchboards, engines, motors, tanks, pumps, floor coverings, carpeting, partitions, conduits, ducts, compressors, elevators, escalators, accessories, draperies, blinds and other window coverings, and the machinery, appliances, fixtures, and equipment pertaining thereto, all of which f i x t u r e s , f u r n i s h i n g s , urniture, equipment, machinery, appliances, apparatus, and other property, whether or not permanently affixed to the Land; All rights, privileges, permits, licenses, easements, consents, tenements, hereditaments, and appurtenances at any time belonging to or in any way appertaining to all or any part of the Land and any property or interests subject to the Mortgage; all right, title, and interest of Mortgagor in all reversions and remainders in or to all or any part of the Land and other

any part of the Land and other property and interests subject to the Mortgage, and all avails, rents, income, issues, profits, royalties, and revenues derived from or belonging to all or any part of the Land and other property and interests subject to the Mortgage; Any and all proceeds of the conversion, whether v oluntary or involuntary, of all or any part of the Land and other property and interests subject to the Mortgage into cash or liquidated claims, including, by way of illustration and not limitation, all proceeds of insurance and all awards and payments, including interest thereon, which may be made with respect to all or any part of the Land or other property and interests subject to the Mortgage, or any estate or easement therein, as a result of any damage to or destruction of all or any part of the Land and other property and interests subject to the Mortgage, the exercise of the right or power of condemnation or eminent domain, the closing of, or the alteration of the grade of, any highway, road, street, alley or other public right-of-way or thoroughfare on or adjoining all or any part of the Land and other property and interests subject to the Mortgage, or any other injury to or decrease in the value of all or any part of the Land or other property and interests subject to the Mortgage, to the extent of all amounts which may be secured by the Mortgage, and any and all assignments and other instruments as are necessary for the purpose of assigning said proceeds, awards, and payments to Mortgagee, free, clear and discharged of any and all encumbrances of any kind or nature, whatsoever; and The immediate and continuing right to receive and collect all rents, income, issues and profits which are or may become due under or by virtue of any lease or agreement (oral or written) for the leasing, subleasing, use or occupancy of all or any part of the Land, or any buildings, structures or improvements located on the Land, made or agreed to by the Mortgagor, and all of such leases or agreements, together with all guaranties therefore and any renewals or extensions thereof; will be sold by the Sheriff of Dakota County, Minnesota at public auction on Monday, October 18, 2010 at 10:00 o'clock A.M., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs, attorneys' fees and disbursements allowed by law. The time allowed by law for redemption by the Mortgagor, its personal representatives, successors or assigns is six (6) months from the date of said sale. Property Addresses: 23290-23304 Main Street, Hampton, MN 55031. Tax Parcel ID Numbers: 18-32000-184-02 and 18-32000-185-02. Dated: August 9, 2010 FANNIE MAE FAEGRE & BENSON LLP By D. Charles Macdonald Attorneys for Mortgagee 2200 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the above referenced sale scheduled for October 18, 2010 at 10:00 a.m. has been postponed to November 19, 2010 at 10:00 a.m. at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343. Dated: October 15, 2010 FANNIE MAE FAEGRE & BENSON LLP By D. Charles Macdonald Attorneys for Mortgagee 2200 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 2389801 10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 9, 2002 MORTGAGORS: Thomas N. Degross and Linda K.A. Degross, husband and wife. MORTGAGEE: N a t i o n a l C i t y R e a l Estate Services LLC successor by merger National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Registered August 14, 2003, Dakota County Registrar of Titles, Document No. 0510527, Certificate of Title No. 92044. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: July 29, 2010 Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC successor by merger National City Mortgage, Inc. f/k/a

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 21, 2010

y g g National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 10044 205th Court West, Lakeville, MN 55044 TAX PARCEL I.D. #: 227820416001 L E G A L DE S C R IP TI ON OF PROPERTY: Lot 16, Block 1, in Meadows West 5th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,917.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 13, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2257 0001761353 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 14, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2257 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385080 10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Minn Stat. 580.025, 580.04 DATE: October 7, 2010 YOU ARE NOTIFIED THAT default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: Combination Mortgage and Security Agreement with Assignment of Rents and Fixture Filing dated November 23, 2004, executed by Tollefson Development, Inc., as mortgagor, for the benefit of Harris Trust and Savings Bank, as mortgagee, recorded on February 17, 2005 as Document Number 2297014 in the Office of the County Recorder of Dakota County, Minnesota, as modified by that certain Supplement to Combination Mortgage and Security Agreement with Assignment of Rents dated May 23, 2007, executed by T o l l e f s o n D e v e l o p m e n t , I n c . , as mortgagor, and Harris N.A. (as suc-

cessor by merger to Harris Trust and Savings Bank), as mortgagee, and recorded July 30, 2007 as Document Number 2534164 in the Office of the County Recorder of Dakota County, Minnesota. 2. Mortgagors: Tollefson Development, Inc., a Minnesota corporation 3. Mortgagees: Wyatt Pudel Pointer I, LLC 4. Recording Information: Combination Mortgage and Security Agreement with Assignment of Rents and Fixture Filing dated November 23, 2004, executed by Tollefson Development, Inc., as mortgagor, for the benefit of Harris Trust and Savings Bank, as mortgagee, recorded on February 17, 2005 as Document Number 2297014 in the Office of the County Recorder of Dakota County, Minnesota, as modified by that certain Supplement to Combination Mortgage and Security Agreement with Assignment of Rents dated May 23, 2007, executed by T o l l e f s o n D e v e l o p m e n t , I n c . , as mortgagor, and Harris N.A. (as successor by merger to Harris Trust and Savings Bank), as mortgagee, and recorded July 30, 2007 as Document Number 2534164 in the Office of the County Recorder of Dakota County, Minnesota. Assignments of Mortgage, if any: From Harris N.A. (as successor by merger to Harris Trust and Savings Bank) to Wyatt Pudel Pointer I, LLC pursuant to that certain Assignment of Mortgage dated July 21, 2010 and recorded on August 2, 2010 as Document Number 2743858 in the Office of the County Recorder of Dakota County, Minnesota. For additional assignments of Mortgage, provide the relevant information below. INFORMATION REGARDING MORTGAGED PREMISES 5. Tax parcel identification number of the mortgaged premises: 22-21195-070-10; 22-21195-080-10; 22-21195-090-10; 22-21195-100-10; 22-21195-110-10; 22-21195-120-10; 22-21195-130-10; 22-2195-140-10; 22-21195-150-10; 22-21195-160-10; 22-21195-170-10; 22-21195-180-10; 22-21195-190-10; 22-21195-200-10; 22-21195-210-10; 22-21195-220-10; 22-21195-230-10; 22-21195-240-10; 22-21195-390-07; 22-21195-400-07; 22-21195-410-07; 22-21195-420-07; 22-21195-430-07; 22-21195-440-07; 22-21195-450-07; 22-21195-460-07; 22-21195-470-07; 22-21195-480-07; and 22-21195-490-07. 6. Legal description of the mortgaged premises: Lots 7-24 inclusive, Block 10 and Lots 39-49 inclusive, Block 7, Donnelly Farm Addition, Dakota County, Minnesota. 7. The physical street address, city, and zip code of the mortgaged pr em i ses: 1 9 8 6 3 I b e r i s A v e n u e , Lakeville, Minnesota 55044; 19859 Iberis Avenue, Lakeville, Minnesota 55044; 19855 Iberis Avenue, Lakeville, Minnesota 55044; 19851 Iberis Avenue, Lakeville, Minnesota 55044; 19847 Iberis Avenue, Lakeville, Minnesota 55044; 19843 Iberis Avenue, Lakeville, Minnesota 55044; 19839 Iberis Avenue, Lakeville, Minnesota 55044; 19835 Iberis Avenue, Lakeville, Minnesota 55044; 19831 Iberis Avenue, Lakeville, Minnesota 55044; 19827 Iberis Avenue, Lakeville, Minnesota 55044; 19823 Iberis Avenue, Lakeville, Minnesota 55044; 19819 Iberis Avenue, Lakeville, Minnesota 55044; 19811 Iberis Avenue, Lakeville, Minnesota 55044; 19807 Iberis Avenue, Lakeville, Minnesota 55044; 19803 Iberis Avenue, Lakeville, Minnesota 55044; 19799 Iberis Avenue, Lakeville, Minnesota 55044; 19795 Iberis Avenue, Lakeville, Minnesota 55044; 19791 Iberis Avenue, Lakeville, Minnesota 55044; 19902 Itea Avenue, Lakeville, Minnesota 55044; 19906 Itea Avenue, Lakeville, Minnesota 55044; 19910 Itea Avenue, Lakeville, Minnesota 55044; 19914 Itea Avenue, Lakeville, Minnesota 55044; 19918 Itea Avenue, Lakeville, Minnesota 55044; 19922 Itea Avenue, Lakeville, Minnesota 55044; 19926 Itea Avenue, Lakeville, Minnesota 55044; 19930 Itea Avenue, Lakeville, Minnesota 55044; 19934 Itea Avenue, Lakeville, Minnesota 55044; and 19938 Itea Avenue, Lakeville, Minnesota 55044; 19942 Itea Avenue, Lakeville, Minnesota 55044. OTHER FORECLOSURE DATA 8. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30 The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, are Wyatt Pudel Pointer I, LLC 9. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is INFORMATION REGARDING FORECLOSURE

10. The requisites of Minn. Stat. 580.02 have been satisfied. 11. The original principal amount secured by the Mortgage was $19,149,153.00. 12. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the h o l d e r o f t h e M o r t g a g e , i s: $11,333,676.59. 13. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Thursday, November 18, 2010 10: 00 a.m., at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby F-100, Hastings, Minnesota. 15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representative or assigns is two (2) months after the date of sale. 14. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. on Not Applicable. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. WYATT PUDEL P O I N T E R I , LLC, a Minnesota limited liability company By: _______________________________ James P. Deanovic, Chief Manager THIS INSTRUMENT WAS DRAFTED BY: Leonard, Street and Deinard P.A. (RFJ/RLG) 150 South Fifth Street, Suite 2300 Minneapolis, MN 55402 2370554 10/7-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 MORTGAGOR(S): Gregg A. Kegley and Renee C. Kegley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 22, 2005 Dakota County Recorder Document Number: 2353355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Dated: May 14, 2010 Recorded: June 17, 2010 Dakota County Recorder Document Number: 2736087 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495603033295 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14668 Greenridge Ln, Burnsville, MN 55306-6919 Tax Parcel ID Number: 0207120206001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Southcross Heights 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $301,540.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010 IGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFI CATES, SERIES 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 2379726 10/21/10

43A

Envision enrollment down but not out Burnsville-Eagan-Savage’s performing arts magnet seeks to overcome growing pains by Aaron Vehling DAKOTA COUNTY TRIBUNE

Fewer students attend Envision Academy of the Arts in Burnsville this year compared with the previous year, but that does not mean it’s curtains for the Burnsville-EaganSavage School District’s performing arts magnet for grades nine through 12. Envision has around 50 students — one-third fewer than the 77 who attended last year (the school’s inaugural year). Carla Hines, the school’s new dean of students, said part of the enrollment problem is simply promotion. “I think there was a lack of follow-up with those families that were interested,� Hines said. To fix this, she said, “we will send out informational flyers and announcement flyers to Burnsville and surrounding areas.� She added that the school is taking some proactive measures to attract more students, which includes attending open houses at other schools in addition to Envision hosting its own open house on Nov. 17. Envision expanded this year to allow seniors to enroll. School Board Member Dan Luth said because of this the enrollment numbers are actually fairly static. That said, both Luth and Hines would like to see the numbers increase. “We have plenty of room to bring more people into the program,� Luth said. “You want to add a larger base of students that allows the sustainability of all those programs moving forward.� Hines said boosting enrollment is one of her primary goals, but not the only one. She wants to “set a tone of academic excellence in the performing arts and core classes.� But reaching enrollment of 80 to 100 students — “solid students that really want to be there and really are focused on both performing and academic areas� — is important, she said.

Of two locales

tiered school day. They start out at Burnsville High School at 7:25 a.m. and finish up at 4:15 p.m. at Envision, which is located in the Performing Arts Center (PAC) in Burnsville’s Heart of the City. One theory surrounding enrollment issues is that this dichotomy obstructs students from spending time with their non-arts-oriented friends and reduces the ability to participate in extracurriculars (Envision’s school day is longer than an average one). At least one student can attest to this. Senior Abbey Jaeger, the student council representative on the School Board and an actress, has Hollywood aspirations and said she loves the Guthrie Theatre in Minneapolis. But in an interview in August, she mentioned that she attended Envision last year and opted to return to BHS full time this year. One remedy for this is simply time. As more freshmen and sophomores enroll in the program they will establish a community and routine that involves both sites, district officials say. “Enrolling in (Envision) in ninth grade does give them a head start in getting acclimated into high school,� Hines said. When it was initially discussing Envision in late 2008, the School Board was divided over the twosite issue. One bloc was interested in a single, cohesive campus for Envision at and around the PAC, and the other supported the current setup. The board actually voted for the single-campus plan, but when newly elected board members took their seats in January 2009 that decision was reversed. Luth was among those who supported the single campus. He said that he now sees a benefit to having two sites. “It gives them the best of both worlds,� he said. “They can operate as their own group and have a connection to the broader high school as well.�

E-mail Aaron Vehling at Students enrolled at Envision have a two- aaron.vehling@ecm-inc.com.


44A

October 21, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Becker Furniture improves Burnsville Crossings Family-owned retailer a catalyst for upgrades at County 42 strip mall by Aaron Vehling

furniture purchases. Another portion of the Take a walk around store features a mattress the new Becker Furniture section with a computer World store at Burnsville that measures and assesses Crossings. your body type and sleep It is clear from the mo- style to suggest the best ment you enter that finding mattress. a couch is going to be more Keyes said retail is “kind fun than you had anticipat- of like theater. How do you ed. present yourself in an in“The last thing teresting way that the world needs is makes (the store) just another furfeel relevant?� niture store,� said The new Becker Becker CEO Jim store, which emKeyes, whose faploys about 30 ther Doug started people, opened this the Becker, Minn.- Jim Keyes month at the shopbased business in ping center that is 1978. also anchored by Petsmart, The design and layout of near I-35E and County the store –from traffic flows Road 42. The site had been to the accoutrements – sug- a Schneiderman’s furniture gest Crate and Barrel with store, among other things, music from a fashionable but has sat vacant during clothing boutique. the better part of the Great A broad avenue takes Recession. customers into the store, According to city planpast kitchen furniture and ning documents, Inland grand sofas on one side Ryan LLC, the owner and a fully functioning cafe and operator of Burnsville with WiFi on the other. Crossings, used the arrival Salespeople walk about of their new tenant as an with iPads to assist with opportunity to “propose special and custom orders, some much needed exterior or even just your average enhancements to the entire sales. center.� Smooth, universally Though the store is now palatable electronic music open, the facade improveplays over an expertly-de- ments continue. signed sound system. FlatBecker remodeled exscreen displays abound with tensively on the inside of images suggesting seren- the building, too. Starting ity and exuberance through in June of this year, Keyes DAKOTA COUNTY TRIBUNE

said, contractors gutted the space and folded in several adjacent spaces to create the current 40,000-square-foot offering. A new HVAC system was also installed, Keyes said.

ter. The intention, Keyes said, was that if Becker received a good response it would pursue a permanent site. The response was indeed quite good, he said. Often customers would asExpansion sume it was a Becker FurIn July 2009, Becker first niture World store instead entered the Burnsville mar- of a liquidation center. This ket with a liquidation cen- was a sign that demand existed for expansion. To Skip Nienhaus, Burnsville’s director of economic development, the new Becker store’s benefits are two-fold. “It’s a business opening up and hiring people,� said Nienhaus, who noted that 29 new businesses

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Furniture, Slumberland and Ashley Furniture are among the most conventional furniture and mattress stores vying for market share. Add to that cross-market and discount retailers such as IKEA, Target, Wal-Mart, Costco and Sam’s Club. “We’re constantly responding to what’s going on by changing,� Keyes said. “It’s definitely not an easy environment to grow your business, so we’ve worked hard at reacting to what’s going on with our customers and employees.�

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have opened in the city so far this year. “Further, they were already existing in Burnsville Center. They are doing well enough to expand and are happy enough with what’s gone on in the city to expand in Burnsville.� The benefit of a south metro site for Becker is quite clear: Give customers the luxury of proximity. “It’s a way of being in front of the customer base,� Keyes said. “We’ve always had people ask us to put in something closer to them.� Becker enters a crowded Twin Cities market: Schneiderman’s, HOM

Photo by Aaron Vehling

Becker Furniture World’s new design concept is on exhibition at the company’s new store at Burnsville Crossings in Burnsville. The company’s move revamped an aging strip mall and represents Becker’s full-force foray into the south metro market.


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