10/28/2010 - Dakota County Tribune Business Weekly

JESSICA HARPER JOHN GESSNER T.W. BUDIG

Malt-O-Meal considers expanding Lakeville site 2A Burger Jones to occupy former Blockbuster space 2A Former Minnesota Gov. Al Quie backs Horner 39A

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INSIDE BIZ FORUM

Laid-off worker makes ‘ultimate’ leap into entrepreneurship Photo by Jessica Harper

Fleet Repair business takes off in Eagan

After being laid off in 2008, Gary Dalton established his own fleet repair company in Eagan. Several of his former clients followed him. Today, they include MRCI, Coca-Cola and the St. Paul Park Fire Department.

by Jessica Harper DAKOTA COUNTY TRIBUNE

Two years ago Gary Dalton was dealt a bad hand. He was laid off with three daughters two support, two of whom were near college age.

But rather than look at the situation as a misfortune, Dalton saw it as a chance to be his own boss and founded Ultimate Fleet Repair in Eagan. “I had to find some way to make do and support my family,� Dalton said.

The company’s official name is actually 3Kids and Us, but Dalton said he changed it to Ultimate Fleet Repair for marketing purposes.

Dalton said he came up with the name Ultimate Fleet Repair as a way to remind customers he “always tries to give ultimate services.�

The company repairs everything from company cars to limos to full-sized semis, but specializes in a niche — oneton commercial vehicles that are too small for most commercial repair companies.

The business model is based on one Dalton helped develop at his former employer, Dakota Area Resources and Transportation For Seniors (DARTS).

Despite having no source of income, Dalton rejected his former employer’s $5,000 stipend for a noncompete agreement so he would have the freedom to set up shop.

The company started with two employees and quickly grew to 16 by 2010.

School boards have an obligation to make students — all students — feel safe. Recent bullying has shed light on the issue.

DON HEINZMAN 4A FORUM

Community groups and companies throughout the metro are stepping up to encourage students to excel.

JOE NATHAN 4A BEST PRACTICES

Business leaders can learn vital lessons from John F. Kennedy’s successful and unsuccessful decisionmaking processes.

JEFF APPELQUIST 5A BUSINESS 101

STEVE BESEKE

Sometimes conf idence is harder to f ind than the Loch Ness Monster. Taking the right steps can help restore it.

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A risky move Dalton said he feels fortunate he established the business before the economy bottomed out.

However, establishing the company was still risky. Dalton put every asset he had into the venture — taking $30,000 from his retirement account and borrowing $120,00 in an SBA loan. By the end of the year, Dalton had maxed out his See Dalton, Page 40

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Photo by Jessica Harper

Ultimate Fleet Repair provides service for nearly every kind of vehicle, from company cars to limousines to full-sized semi-trucks.

The company’s niche market, though, consists of one-ton commercial vehicles that are too small for commercial fleet repair companies.

General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

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October 28, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Malt-O-Meal considers expanding Lakeville site

by Jessica Harper DAKOTA COUNTY TRIBUNE

Malt-O-Meal is considering turning its Lakeville site into a small multibuilding campus.

The Northfield-based cereal company has recently expressed an interest in building a 36,000 squarefoot two-story office building and parking space on 155 acres east of the MaltO-Meal building in Lakeville.

According to City Administrator Steve Mielke, the company has not yet provided detailed plans. “To Malt-O-Meal’s credit they are looking long term with this,� Mielke said at an Oct. 25 City Council workshop.

The property, which was purchased from New Morning Windows, currently has a utility and conservation easement that was granted in 1995, and prevents the property from being developed.

Malt-O-Meal opened its Lakeville office at 20802 Kensington Blvd. last February. The company relocated 120 administrative and technological research employees from its Northfield and Minneapolis offices to the former Hearth and Home Technologies building in Lakeville.

The move allowed the company to segregate manufacturing from administration, Malt-O-Meal spokesperson Linda Fisher said at the time.

The company recently asked the city of Lakeville to consider vacating all or a portion of a conservation easement as part of the proposed expansion. The city has no records explaining why the conservation

Graphic by Robin Berg

Malt-O-Meal has expressed interest in building a 36,000 square-foot two-story office building on a 155 acre site east of its office in Lakeville. The site currently has utility and conservation easements. easement was created, said Dave Olson, Lakeville’s community and economic development director.

Either way, the utility easement would remain, he said.

Single-family homes

stand adjacent to the property. A natural berm and tree line screen most of the homes, Olson said.

Malt-O-Meal has indicated it is willing to create additional screening, he said.

The next step is for the city to meet with residents in the area, Olson said. “There’s not legal requirement, but seems like the right thing to do,� he said.

Malt-O-Meal is addi-

tionally in the process of remodeling 29,000 squarefeet of office space, which will provide space for an additional 100 employees in the former Hearth and Home Technologies building.

This is in addition to Malt-O-Meal’s 200 Lakeville employees.

The project will require additional parking, Olson said, adding that there is no easement hindering a lot from being created on the former Hearth and Home Technologies property.

The conservation easement vacation as well as any potential building plans will still need City Council approval prior to moving forward.

Malt-O-Meal representatives could not be reached in time for publication.

Jessica Harper is at jessica.harper@ecm-inc.com.

Burger Jones will occupy former Blockbuster space in Burnsville Restaurant concept promises ‘urban burger bar’ with ‘serious cocktails,’ 20 tap beers

by John Gessner DAKOTA COUNTY TRIBUNE

The second Burger Jones restaurant, billed as an “urban burger bar� with “serious cocktails� and 20 tap beers, is coming to Burnsville.

Minnesota restaurant company Parasole Restaurants won City Council approval Oct. 19 to open

Burger Jones in the vacated Blockbuster Video space in the Aurora Village Shopping Center. The center is on the southeast corner of county roads 42 and 5.

The proposal required a change in the property’s planned unit development to accommodate additional signs and outdoor seating.

The council approved the

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PUD change 4-1, over city staff objections about the number of signs.

Opening is expected next May, said Parasole representative Alan Ackerberg.

Parasole expects to employ 50 to 60 people at the restaurant, maybe more during warm weather, said Tracy O’Halloran, Parasole’s development director.

The 281-seat restaurant (including 92 patio seats) is a new concept from a company whose homegrown eateries include Manny’s Steakhouse, Salut Bar Americain, Muffuletta and the Uptown Cafeteria.

The first Burger Jones opened in Minneapolis near Lake Calhoun in May 2009. It has garnered critical acclaim, according to

Parasole.

The concept is “light� and “fun,� laced with humor and a “pop culture aesthetic,� the company says.

The exterior sign scheme features the “Burger Jones Man� and additional signs advertising “Beer and Wine� and “Cocktails.�

City ordinance allows two signs, one on each building face of the cornertenant space. Parasole’s scheme calls for seven, although the signs would occupy fewer square feet than the maximum allowed by ordinance. It also calls for lettering on awnings.

Planning staffers objected to the deviation on the number of signs, saying that Parasole could use window signage instead.

The sign scheme “conveys the essence of the brand� and is “critically important to us,� Ackerberg said. “It looks good,� Council Member Dan Kealey said. “I don’t see any reason why we would restrict them on the signage. It’s a great use of the space.� “I love the concept,�

Council Member Mary Sherry said. “I think the energy in your signage is great.�

But other mall tenants should also be allowed awning signs if Burger Jones can have them, said Sherry, who convinced the council to make that a condition of approval.

The restaurant will be allowed a patio on its south

side, with outdoor music allowed until 11 p.m. during a one-year trial period. The patio is 180 feet from the Chancellor Manor neighborhood. City ordinance requires outdoor music to be turned off at 10 p.m. “Why do we have the ordinance that says 10 o’clock?� said Council Member Charlie Crichton, who objected to the deviation and cast the lone vote against the restaurant. “This is a planned unit development,� Mayor Elizabeth Kautz said, “and it’s a very elegant tool that allows flexibility.�

John Gessner is at john.gessner@ecm-inc.com.

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Dairy Council, General Mills provide grant to local school The National Dairy Council and General Mills Foodservice recently joined forces to help provide nutritious meals to local school children.

The Child Nutrition Fitness Initiative Breakfast Grant program, sponsored

by General Mills Foodservice as part of a partnership effort with the National Dairy Council, recently awarded a $3,000 grant to Eagle Ridge Junior High School in Savage.

General Mills Foodservice awarded a total of

$100,000 in funding, up to $3,000 each, to 42 K-12 schools across the country to help them build or expand their school breakfast programs with an emphasis on alternative serving options, such as breakfast in the classroom.

The grant program was open to schools within the United States enrolled in the Fuel up to Play 60 program for the 2010-2011 school year. Fuel Up to Play 60 is a partnership between National Dairy Council and the National Football

League, in collaboration with the U.S. Department of Agriculture, to empower youth to take action to improve nutrition and physical activity at their school and for their own health.

Research shows that consuming breakfast, particularly school breakfast, as part of a healthful lifestyle, is positively associated with childrenâ&#x20AC;&#x2122;s health and academic performance. Breakfast consumption reduces hunger and contributes to the nutritional quality of childrenâ&#x20AC;&#x2122;s and adolescentsâ&#x20AC;&#x2122;

diets.

In contrast, children who skip breakfast generally have lower intakes of nutrients than those who regularly consume breakfast, and these low intakes are not compensated for at other meals.

Consuming breakfast can help increase childrenâ&#x20AC;&#x2122;s and adolescentsâ&#x20AC;&#x2122; intake of five nutrients of concern identified by the 2005 Dietary Guidelines for Americans.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 28, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades WAYNE GILBERT Named Realtor of the Year Coldwell Banker Burnet Apple Valley

Wayne Gilbert was recognized by the Minnesota Association of Realtors for giving many hours of his time to the Realtor organization and his community.

Gilbert is a realtor with Coldwell Banker Burnet in Apple Valley. This year, the 2010 Awards and Installation Luncheon was held on Oct. 7 in St. Paul.

To be considered for this award, candidates must be involved in the local, state and national levels of the realtor organization.

At the local level, Gilbert serves on the board of directors and is a member of the local Government Affairs Committee and Strategic Planning Committee. He also co-chaired a new Professionalism Committee this year, served on two Merger Committees and is a representative on the Regional Multiple Listing Service Board of Governors.

Gilbert is also very involved at the state level, serving on the board of directors, Governmental Affairs Committee, Professional Standards Committee, MN Realtor Political Action Committee Trustee and on the Executive Committee.

Nationally, Gilbert serves as the FPC for John Kline, attended the 2010 NAR Legislative meetings in Washington, D.C. and participated in visits to lawmakers on Capitol Hill.

In addition to his commitment to the Realtor organization, Gilbert is a member of the Minnesota Bar Association and serves on its Real Property Law Legislative Committee.

Noteworthy GAIL LANDBURG hired JBL Companies Inc Eagan

Gail Landburg has been hired as a senior property manager for Eaganbased JBL Companies Inc. In this role, Landburg will oversee JBL’s property management division.

Before joining JBL, Landburg spent the past 14 years in property management with Triple Net Properties, Trammell Crow Company and the Highland Management Group, in addition to running her own property management firm for six years.

Business Briefs

Business Briefs

PRIME THERAPEUTICS RECEIVES TIPPS CERTIFICATION

South. Available suites range form 500 to 6,000 square feet.

Prime Therapeutics, an Eagan-based thought leader in pharmacy benefit management, has met high standards of pharmacy cost transparency, earning 2011 Transparency in Pharmaceutical Purchasing Standards certification from the HR Policy Association. This is the fourth consecutive year that Prime has received this certification.

TIPPS certification is given annually to pharmacy benefit managers that have agreed to provide pharmacy cost information to the association’s 60 member companies, which purchase pharmacy benefits for more than five million Americans.

For 2011, Prime was one of just five PBMs that agreed to provide actual average inventory cost for mail service pharmacy pricing, earning it the HR Policy Association’s AAIC level of certification.

The TIPPS program requires PBMs to provide transparency in acquisition costs, home delivery costs, pass-through of pharmacy revenue, specialty pharmacy drug costs, plan management and consumer engagement efforts. Participating PBMs also grant the association the right to audit the organization in each of these areas.

Prime Therapeutics’s client base includes Blue Cross and Blue Shield plans, employer and union groups, and thirdparty administrators.

NACR NAMED BEST DEFEND AND GROW PARTNER

LOCAL CPA FIRM RECEIVES ALFRED P. SLOAN AWARD Mahoney Ulbrich Christiansen & Russ recently received the 2010 Alfred P. Sloan Award for Business Excellence in Workplace Flexibility. This prestigious award recognizes employers of all sizes and types in the greater Twin Cities area, and across the country that are using workplace flexibility as a strategy to increase workplace effectiveness and yield positive business results THRIVENT HIRES JBL TO LEASE, MANAGE PROPERTIES Eagan-based JBL Companies Inc., recently announced they have been engaged as the leasing agent and property manger for the Titus Building and the 3250 Professional buildings.

Both properties are multi-tenant, medical/office buildings located in Edina, adjacent to the Fairview Southdale medical campus and Southdale Center.

Both the Titus Building and 3250 Professional Building offer ample parking, visibility and heavy traffic counts on West 66th Street and York Avenue

Eagan-based NACR (North American Communications Resource, Inc.) was recently named Best Defend and Grow Partner by Avaya Inc. in recognition of the most net new sales for FY 2010.

The Defend and Grow campaign was announced in 2009 to increase net new business to Avaya. The award was announced during the Avaya 2011 Americas Partner Conference, held October 19 through Oct. 21 in Las Vegas.

A seven-time Avaya BusinessPartner of the Year, NACR is the largest Avaya channel partner worldwide and a leading nationwide provider of value-added communications solutions — delivering comprehensive sales, consultative, training, and technical support, as well as managed services, maintenance, and repairs. Avaya is a global leader in business communications systems, software, and services.

NACR works closely with Avaya and other leading technology innovators to integrate hardware, software, and applications into multivendor solutions including VoIP, convergence, mobility, collaboration, unified messaging, and contact centers.

FLINT HILLS BRINGS SCIENCE MUSEUM TO LOCAL SCHOOLS Over the next month, more than 5,600 students at metro-area schools will tackle the frozen tundra of Antarctica and step in the footprints of dinosaurs during hands-on assemblies presented by the Science Museum of Minnesota with support from Flint Hills Resources.

The topics of the assemblies are tailored to each school to best meet its curriculum needs and the age group.

This year’s assembly topics include:

Business Briefs dinosaurs, antarctica, electricity, water and rivers.

These annual presentations mark the 13th year the Science Museum and Flint Hills Resources have collaborated to engage students in stimulating and innovative ways. During the past 13 years, the partners have served more than 72,000 students through school outreach.

In addition to the in-school presentations, Flint Hills Resources provides the schools with a free field trip to the Science Museum to further the students’ interactive learning experience. This program is one of several that Flint Hill Resources and the Science Museum offer to students and museum visitors each year.

Flint Hills Resources is a oil refinery company with a facility in Rosemount.

EDWARD JONES RANKS HIGHEST IN INVESTOR SATISFACTION For the fifth year out of the past six, financial-services firm Edward Jones ranks highest in investor satisfaction with full-service brokerage firms, according to the J.D. Power and Associates 2010 Full Service Investor Satisfaction Study.

The study measures overall investor satisfaction with full service investment firms based on seven factors: investment advisor, portfolio performance, account information, account offerings, commissions and fees, website and problem resolution. The J.D. Power and Associates study found that Edward Jones “performed particularly well across the two highest-weighted factors: investment advisor and investment performance.”

Edward Jones’ overall score climbed 10 points over last year, when it also was ranked highest among the 12 largest firms rated.

The 2010 study is based on responses from 4,460 investors who primarily invest with one of the 12 firms included in the study, which was fielded in May 2010.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition.

Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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October 28, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

School boards have obligation to make schools safe for all students

by Don Heinzman DAKOTA COUNTY TRIBUNE

Suicides by high school students that may be attributed to their being gay is causing school boards to examine policies dealing with harassment and bullying.

The bottom line is: staff and students should intervene to stop the bullying or harassment of all students, regardless of gender or sexual orientation.

School districts are governed by school boards who set policies for administrators to carry out.

In the state’s largest school system, Anoka-Hennepin District 11, controversy has arisen over the suicides of five students this year where at least one was confirmed by parents to have been gay.

Others say four more were believed to be gay.

Columnist

Don Heinzman rassment and anti-bullying.

In the Anoka-Hennepin school district, there also is a curriculum policy that says teachers when discussing gay-lesbian-bisexual-transgender (GLBT) issues should remain neutral.

A district spokesperson said that teaching about GLBT or issues about them is not in the approved curriculum.

Critics say this neutrality issue in the curriculum is causing confusion, leading some teachers and staff to believe they should be neutral when they see students are being bullied or harassed.

Recently, two high schools, Elk River and Champlin, took disciplinary action on students involved in hazing other students.

Not intervening, however, is contrary to the District’s anti-bullying policy that requires staff to stop students who are bullying another student.

Across the state, school districts have been installing policies on student ha-

Advocates of GLBT students are argu-

ing for stronger anti-bullying and harassment policies by being specific over what groups should be protected.

School leaders have been reluctant to single out any group, saying all students should be protected from being harassed and bullied.

Neither the policy on anti-bullying nor student harassment spells out which student groups should be protected.

The school’s Educational Opportunity Policy does set forth protected groups, including sexual orientation, and the harassment policy does cite the broader policy.

change the policy in which teachers are advised to remain neutral when discussing or when students are discussing GLBT issues.

In the Elk River Area school district, protected groups, are spelled out in the harassment policy.

Some conservative critics suggest that giving teachers more authority to discuss those issues could lead to students’ greater acceptance of the GLBT lifestyle.

Critics want the protected groups, including sexual orientation, to be cited in anti-bullying and the harassment portion of the Anoka Hennepin Discipline policy.

School boards have a duty to see they have policies in place to make schools safe for all students, no matter what the groups. The neutrality policy in the curriculum should have no bearing on how staff in any school should act when they see bullying and harassment of all students.

The school board is considering including the protected language in both policies. Since there is evidence that gay students are more prone to commit suicide, inserting protected categories makes sense.

Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

The board, however, is reluctant to

Communities, companies encourage students

by Joe Nathan SPECIAL TO THE TRIBUNE

The Merriam-Webster Dictionary explains that “encourage” means “to give support, confidence or hope to (someone).” It’s no surprise that these are challenging times. So what will it take to offer more encouragement to young people?

First, community organizations and businesses can encourage students.

Earlier this year I wrote about the outstanding performance of the Apple Valley, Eastview, Rosemount and Eagan students in Minnesota’s Math League. Math teachers from Lakeville and many other communities have praised the league.

Tracy Bibelnieks, an Augsburg math professor told me, “Without Fastenal Corporation, we would not be able to hold the state tournament.” She also explained, “ADC Foundation funds the summer coaches conference where we discuss how to improve math teaching. Their support allows math coaches to come virtually cost free.”

Last week the Minnesota Business Partnership honored two outstanding Minnesota public schools: Sibley EastGaylord Elementary School in Gaylord, and Concordia Creative Learning Academy in St. Paul. The Minnesota Business Partnership selected these schools because they are serving a high percentage of low-income and/or minority students and “they are raising overall academic performance and closing the achievement gap.” Both schools demonstrate major

Columnist Joe Nathan

gains in student achievement.

• Lifetouch Photography helps support creation of the Reach for the Stars catalog produced by the Center for Academic Excellence in North Mankato.

This is a terrific list of artist and academic competitions and programs. It’s free and found at www.mncae.org/reach_stars. html.

Second, educators can help youngsters and families save money while challenging themselves. Recently I wrote about the efforts high schools are making to encourage high school students to take more challenging classes.

Farmington and both Lakeville high schools offer a number of these courses.

North Branch estimates that if all the students taking college-level classes this year pass them, the students will save themselves about $225,000. I’d suggest that high schools set a goal of having every student, except the most academically disabled, take at least one college-level class before graduating. It might be in an academic area or in a more applied area.

But these classes do help youngsters see they can accomplish much more.

Next, school/community service pro-

grams can benefit students and the community.

• Forest Lake High School FFA students have done many projects, including a city garden “gateway” project along Highway 61.

• Elk River’s Spectrum High School students raised money for the Alzheimer’s Association, conducted a horse camp for younger students, and grew vegetables for senior citizens.

Finally, senior citizens can come into schools to discuss their hobbies and help give more individual attention to young people – something that can have huge benefits. Some time ago I wrote about Gary Hawkins, a retired teacher in the Cambridge-Isanti School District who has helped organize grandparents to come into schools. Among other things, they showed youngsters how to fish and how to train dogs, and read with some of them.

Thanks to each of these individuals and organizations that are giving support, hope and encouragement to youngsters.

Joe Nathan, a former public school teacher and administrator, directs the Center for School Change at Macalester College. He welcomes reactions, jnathan@macalester. edu. All reactions, positive or negative, will be posted on the Center for School Change website, with the permission of the person sending in the reaction. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 28, 2010

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Best Practices

Develop a decision-making process

by Jeff Appelquist SPECIAL TO THE TRIBUNE

Soon after his inauguration as U.S. president in January 1961, John F. Kennedy received a briefing concerning a CIA plan to invade Cuba.

The island of Cuba sits just 90 miles from U.S. territory, and the deeply anti-American communist dictator Fidel Castro had just seized power in 1959.

During the late stages of the Eisenhower administration, the CIA undertook an effort to train Cuban exiles in Guatemala for purposes of invading Cuba and overthrowing the Castro regime.

Eisenhower approved of the plan but his term in office expired before the invasion could take place.

Kennedy inherited the proposal and, despite his grave doubts about its potential for success, directed his subordinates to continue to flesh out the initiative.

The subsequent invasion of Cuba at the infamous Bay of Pigs was a tragic fiasco that historian Theodore Draper later described as “one of those rare events in history — a perfect failure.”

That perfect failure resulted, in significant part, because neither President Kennedy nor his advi-

Guest Columnist Jeff Appelquist

sors had taken the time to develop an effective decision-making process. But Kennedy learned from this painful early setback, and put into place better methodologies that allowed him to save the world from disaster later in his administration during the 13 tension-filled days known as the Cuban Missile Crisis.

A number of serious flaws characterized the decision-making process that led to the Bay of Pigs debacle. First, there never appeared to be any serious consideration of an alternative to invasion. The planning process revolved entirely around the details and timing of the attack, which came to be presumed as inevitable.

Second, certain individuals who had serious concerns about the plan either failed to aggressively articulate those concerns, were marginalized for their dissenting views, or were left out of the deliberations entirely.

Finally, miscommunication and misinformation

plagued the process from the very beginning. For example, planners believed the invasion would prompt a massive internal anti-Castro uprising within Cuba, which it did not. Additionally, the CIA and the Joint Chiefs of Staff assumed that if the operation failed at the beaches, President Kennedy would intervene with U.S. military power, which in reality Kennedy had no intention of ever doing.

In his fine biography titled “An Unfinished Life: John F. Kennedy, 19171963,” presidential scholar Robert Dallek writes, “[advisor Arthur] Schlesinger asked JFK, ‘What do you think about this damned invasion?’ Kennedy replied, ‘I think about it as little as possible,’ implying that it was too painful a subject with too many uncertainties for him to dwell on it.

But of course it was at the center of his concerns.”

On April 17, 1961, 1,400 Cuban exiles hit the beach at the Bay of Pigs. Lacking additional military support from the U.S. and greatly outmanned and outgunned

by Castro’s soldiers, all of the invaders were either

killed or captured. To his credit, Kennedy fully accepted blame for the tragedy, telling the nation, “I am the responsible officer of the government.”

Nevertheless, U.S. prestige had been badly damaged and the young, inexperienced president was seen as weak and lacking in resolve, particularly by his adversary Soviet Premier Nikita Khrushchev.

In the spring of 1962 Khrushchev and his military commanders hatched a plan to install 40 nuclear warheads, as well as to deploy thousands of support troops and build a Soviet naval base on the island of Cuba. One of his advisors wrote later that the Bay of Pigs “gave Khrushchev and the other leaders the impression that Kennedy was indecisive.”

Unfortunately for the Soviet premier, Kennedy and team had taken the excruciating lessons of the Bay of Pigs to heart and succeeded in putting a vastly more disciplined decision-making process into place.

Upon learning with certainty of the presence of Soviet missiles in Cuba in October 1962, Kennedy formed a team of key advisors called the Executive Committee (ExComm)

that met frequently over 13 days to debate the new challenge.

ExComm and President Kennedy performed in an exemplary way that is instructive to business leaders even today. The team considered a number of options, not just one preordained choice, and finally narrowed the decision to either a military air strike or the more conservative tactic of a naval blockade of Cuba. The team broke into two groups to develop and articulate these two options.

Experts were invited to speak up, not just on the topic of their expertise, but on any aspect of the deliberations. Kennedy encouraged dissent and an honest airing of differences of opinion. He sought independent advice on his own outside of his immediate team.

ExComm did not focus on hierarchy of rank and members treated each other as equals. Kennedy himself skipped some of the meetings to allow his advisors to brainstorm without him in the room; also, the president did not tip his hand in terms of which way he leaned in the discussion.

In the end, Kennedy opted for the naval blockade and, as the world held its

breath, Khrushchev backed down and withdrew his missiles from Cuba. Kennedy’s team — and indeed the entire world — had benefited from an open, inclusive, and thorough decision-making process.

Robert Dallek summarizes, “Forty years after the crisis, historians almost uniformly agree that this was the most dangerous moment in the forty-five year Cold War. Moreover … they generally have high praise for Kennedy’s performance. His restraint in resisting a military solution that would almost certainly have triggered a nuclear exchange makes him a model of wise statesmanship in a dire situation … October 1962 was not only Kennedy’s finest hour in the White House; it was also an imperishable example of how one man prevented a catastrophe that may yet afflict the world.”

Jeff Appelquist is founder and president of Blue Knight Battlefield Seminars, which provides individual leadership and team development training. He is a former Marine officer, practicing attorney, and corporate executive. His website is www.blueknightseminars.com, and he can be reached at jeff.appelquist@ blueknightseminars.com.

Business 101

Confidence is harder to find than Loch Ness Monster

by Steve Beseke SPECIAL TO THE TRIBUNE

All of us have our days when career and life confidence are about as easy to find as the Loch Ness Monster. You search for it, but all you can find is doubt and uncertainty.

Why? You seem to be doing all the right things, but...

For me, it’s not because I lack the initiative, skills or drive to be successful every day.

But sometimes I think I have to be up all the time even when something has not gone right. A client has been challenging; I am finding it hard to stay focused on my career; I had one of those drama queen-type of conversations with my teenage daughter. You know how it goes.

In my more than 25-year work career, I’ve had countless successes and a few challenges along the way. When I’ve had challenges with my

Make It Happen Steve Beseke

physical disability — cerebral palsy — or my career or life, I have found the most important key is to have trust in myself.

This unyielding confidence to successfully pull through any situation has been important for me.

Maintaining a baseline of confidence in good and notso-good times is the most important resiliency/adaptability factor that allows me to continue my work and life everyday.

Since I celebrated my 50th birthday a few months ago, life has had its moments where I’ve wanted to shut the world out because I’ve momentarily lacked confidence in myself. This may have been because I had just tripped

over a crack in the sidewalk and fallen. (My balance is sometimes affected by my physical disability.) Or, I just had a conversation with my daughter that I knew could have gone better, or I had just recently been laid off from a wonderful job I truly loved.

All of us have resiliency issues — great and small — we face everyday. They can truly affect our self-confidence. To help maintain resilience, I have highlighted a few of my successful confidence strategies that you may want to apply to your everyday needs.

I’d suggest you think about the following and try at least one strategy this week to help stay resilient and confident.

Because remember: Your most important asset is you.

• Find one positive about yourself each day: Everyday, I try to find at least one thing I did very well

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

the previous day in my work or life. This may be helping a colleague network to find a better job, knowing I treated my daughter fairly in a conversation about improving her grades, or (simply) that I exercised and liked the way my body reacted.

• Stop sweating: I try to avoid sweating the daily small stuff that may lead me to lose a bit of confidence in myself. Whether that may be not worrying I am a couple minutes late for a meeting because I hurt my back getting out of the car, not getting one of my Top Five list of things done I promised myself, or forgetting to pet my wonderful dogs as I leave for work.

• Like Yourself: I am the first one to ad-

mit that I don’t always like myself every minute of every day. I make mistakes I regret, I don’t always see possibilities when they are in front of my face, or I am just having a bad-hair day.

No matter what happens, though, I always remember what is truly important in my life — loving my beautiful wife, teaching my wonderful daughter the values she will carry throughout her life, or talking with the great friends and colleagues I have had for so many years. Such examples are keys to being happy with myself and successfully getting past certain times where I don’t always see myself in the best light.

What do you like about yourself?

Over the next week, I suggest thinking through such questions and trying to maintain the right amount of confidence in all parts of your career and life.

There will always be days where your confidence wanes and your resiliency disappears. But just remember the love and emotional value of your family and friends, and the good that you do at work and throughout your life. You are such a good person.

A famous philosopher once said: “Maintaining one’s confidence is ultimately the gift of liking yourself no matter what external factors or internal demons get in the way.”

Don’t let confidence become your Loch Ness Monster and rob you of your career and life happiness.

Steve Beseke is president and CEO of Resiliency First. He can be reached at beseke1@ earthlink.net.

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October 28, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Eagan

Mayoral candidates square off

Lakeville

Denmark Avenue gap now connected Lakeville man killed, wife

Getting from Home Depot to Sam’s Club just got a lot easier with the connection of a significant gap in Denmark Avenue.

A vital part of the Eagan’s “ring road” meant to ease congestion around its largest retail area, the new segment of Denmark officially opened Oct. 19.

The extension connects the 2,300-foot gap that previously existed in the road, which came to an abrupt end next to Home Depot and picked up again near Sam’s Club.

A sidewalk was also built along that new stretch of road, providing a walking path between the two retail giants.

The connection is courtesy of the U.S. Postal Service, which completed the road as part of its Eagan facility expansion.

The USPS moved its St. Paul sorting facility and Minneapolis hub facility operations last year to the Eagan bulk mail facility, which sits on 95 acres at Lone Oak Road and Lexington Avenue.

The gap in Denmark, which sat on USPS property, was always meant to be connected regardless of who developed the land, according to the city.

The connection became even more urgent with the planned addition of 900 new postal employees and additional truck traffic, which would put a greater burden on surrounding roads.

The city pushed for the connection, and after a bit of wrangling, the USPS agreed to build the road using federal dollars.

If Eagan were to have built the road connection, it could — Andrew Miller have cost taxpayers a half million dollars, according to the city.

Now residents will have easier access between the Eagan Promenade shopping area and Sam’s Club, and emergency vehicles will have faster and more direct access between Northwood Parkway and Clubview Drive, officials said.

The two candidates for Apple Valley mayor squared off Oct. 13 at a debate sponsored by the city’s Chamber of Commerce.

The forum underscored the stark contrast — in terms of experience and positions on issues — between incumbent Mayor Mary Hamann-Roland and challenger Ryan Moe. Hamann-Roland, now in her third term as mayor, emphasized her political experience and civic involvement.

Moe, who notes on his campaign website that he’s a member of the Libertarian Party, described himself as a “free-market capitalist,” and his top concerns are government spending and “government interference in the private sector.”

Moe has a thing about garbage cans — specifically, government telling residents where they can store their garbage cans. At the forum, Moe voiced opposition to enforcement of a city code that bars residents from leaving garbage cans in front of their homes, an issue he’s also addressed on his campaign website.

Hamann-Roland, who did not address the “garbage can” issue, underscored the city’s progress and achievements during her time as mayor. In the past year, she noted, the city was ranked No. 20 on Money magazine’s list of America’s Best Places to Live, among other achievements.

The candidate forum, held at Old Chicago in Apple Valley, was moderated by past Chamber of Commerce chair Carole Elfstrum, and also featured debates between candidates for Apple Valley City Council, Senate District 37, and House Districts 37A and 37B.

injured in motorcycle crash A Lakeville man was killed and his wife seriously injured when a car cut in front of their motorcycles on Cedar Avenue on Saturday, Oct. 16.

Ricky Dean Ball, 62, and his wife, Nancy Lynnette Ball, 61, were traveling south on Cedar Avenue, just south of 230th Street, near Lakeville, at 2:54 p.m. when the crash occurred, according to the Dakota County Sheriff ’s Office.

A car driven by Donna May Rollins, 76, of Lakeville, who was traveling northbound on Cedar, tried to turn into a private driveway and crossed into the Balls’ paths, striking both their Harley-Davidson motorcycles.

Ricky was killed and Nancy was taken to Hennepin County Medical Center, where the sheriff ’s office said she was in serious condition.

Rollins was treated at Regions Hospital in St. Paul with minor injuries. She’s since been released.

The accident remains under investigation by the sheriff ’s office and the Minnesota State Patrol.

— Derrick Williams

Rosemount City plans for Facebook debut

In September, a Burnsville City Council majority agreed that elected school board members should be allowed to serve on city advisory commissions.

The council reversed its position Oct. 19, voting 3-2 to prohibit board members from serving for fear of potential conflicts of interest.

Captive in the debate was DeeDee Currier, a council appointee on the city’s Planning Commission who was elected to the Burnsville-Eagan-Savage School Board in 2008, after her first city appointment. Currier chairs both bodies and is a retired district principal.

The council also voted 3-2 against extending Currier’s commission term past next June.

In heated debate, council members opposed to appointing school board members insisted it’s not about Currier or her praiseworthy record of service on the Planning Commission.

But Mayor Elizabeth Kautz and Council Member Dan Gustafson, who voted against the measures, defended Currier in more personal terms.

The debate should have occurred around the time Currier was elected to the board, not now, Mayor Elizabeth Kautz said. Currier couldn’t be reached for comment prior to publication.

Council Member Mary Sherry raised the original objections to appointing school board members at the council’s Sept. 14 work session.

Sherry said the application of a second Burnsville-EaganSavage School Board member, Sandra Sweep, to a commission vacancy further prompted her objections. Sweep applied to the Economic Development Commission but was passed over when the council made appointments in June.

City policy already prohibits elected county, state and federal officeholders from serving on commissions. But the policy was silent on school board members.

Farmington Police are investigating a long-time teacher at Christian Life School for allegations of inappropriate contact with a student.

The male teacher has been suspended with pay pending the outcome of the investigation, said Rev. Darin Kindle, Christian Life School administrator.

Farmington Police Sgt. Lee Hollatz said on Oct. 11 that the department received a report from a former student that the student had been inappropriately touched by a teacher while attending the school.

Additionally, a current student reported being inappropriately touched by the same teacher.

The teacher’s name is not being released and no formal charges have been filed.

Hollatz said a Farmington Police detective is investigating the case, and charges are not expected soon.

He said some cases have taken years to complete, and would only estimate this investigation would take longer than a week.

Christian Life screens all teachers and holds to standard hiring practices, according to Kindle.

The school sent an e-mail to parents informing them of the investigation soon after the allegations were brought forward.

He added that the school is responding to every parent’s questions.

Anyone with information is asked to call Farmington Police at (651) 280-6700.

In November, the city of Rosemount is planning a cautious debut into the social networks of Facebook and Twitter by not allowing users to posts comments on the city’s sites.

City Council members appeared disappointed about making the recommendation to limit the city’s social media debut to one-way conversation, especially since the council’s goals include improving communication with residents.

But the recommendation reflected concerns over a plethora of possible pitfalls outlined by City Communications Coordinator Alan Cox at an Oct. 13 work session.

Cox explained state law hasn’t yet addressed how electronic interactions between city officials and residents should be considered in light of open meeting and data practice laws.

He said St. Louis Park allows two-way communication and has encountered problems with someone posting spam on its Facebook page.

The messages were deleted, but Cox said government may not always have the right to delete spam postings depending on how strictly state law is interpreted.

He said deleting postings could be interpreted as censoring.

Local issues can also end up being debated in this kind of forum.

Cox displayed a Facebook page for Port Jefferson, N.Y., where a city posting was issued welcoming a new tattoo business to town. Soon, a large debate broke out on the site regarding whether to allow that tattoo shop to locate in the city.

Port Jefferson officials responded to the concerns on the Facebook page, stating that nothing could be done about the issue by posting on Facebook and urging citizens to contact them directly.

Cox also stated that one of the site’s comments was from a person upset their previous comment had apparently been removed by the city.

If Rosemount established its sites as two-way communication and was making official comment on an issue, those postings would become part of the official record and would have to be maintained and treated as such.

Until Minnesota’s case law becomes clearer, the council recommended the city’s Twitter and Facebook pages be established for announcements and to drive people to the city’s website.

However, they also requested contact information, including e-mails, be listed prominently on the city sites.

— John Gessner

— Laura Adelmann

— Laura Adelmann

Burnsville

— Erin Johnson

Council reverses position on appointing school board members

Farmington Police investigate Christian Life School teacher

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 28, 2010

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VOTERS GUIDE 2

Dakota County Sheriff

Dave Bellows (appointed incumbent) Name: Dave Bellows (appointed incumbent) Age: 55 Occupation: Dakota County sheriff Address: 17841 Jaguar Path, Lakeville Family: Wife, Michaeleen; adult children, Bryan, Andy and Erin; grandchildren, Ava and Aidan Qualifications: The 10 years I managed the sheriff’s $18 million budget and 200-employee operations as chief deputy I developed

Mitch Scott Name: Mitch Scott Age: 44 Occupation: Sergeant/police officer Address:19397 Elkridge Trail, Farmington Family: Wife, Angie; son, Hunter, 11; daughter, Hailey, 5 Qualifications: I have 24 years of extensive law enforcement experience working with federal, county and city government. I have worked Customs, Immigration and Narcotics, provided security for the president of the United

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crucial executive leadership skills.

Innovation is second nature in law enforcement. We redesign operations constantly to redeploy resources ahead of innovative criminals. Eliminating redundancies resulted in successful collaborations with 11 police departments; 9-1-1 dispatch; MultiAgency Assistance Unit (SWAT); countywide Drug Task Force; traffic safety programs. Dakota County is well served by this strong foundation of working relationships, informal and formal. This is a crucial time when experience matters. The Sheriff’s Department

alone faces $500,000 in mandatory 2011 cuts. We will roll up sleeves and explore time-tested options that enable us to maintain or improve services without impacting public safety (see my values and endorsements at www.bellowsforsheriff.com). Over 30 years of law enforcement experience, education, and community involvements are listed in my official resume at www. co.dakota.mn.us/sheriff (19 years, Lakeville Police Department; 15 years, executive-level leadership).

Why are you running for office and why should people vote for you?

My law enforcement career evolved as Dakota County evolved, and today I seek election as the most qualified candidate for sheriff. Over the past 30 years, Dakota County became the fastest-growing county

in Minnesota. Remarkably, this remains one of the safest places to live, work or visit. The sheriff is responsible to “keep and preserve the peace of the county.” Therefore, it’s necessary to keep a steady hand on what’s working well. But change is inevitable, and I am also running to quickly confront crime trends and create sheriff’s services to accomplish our mandate in an ever-changing environment.

Operating the Dakota County Jail is the primary responsibility of the Dakota County Sheriff’s Office, and housing the increasing number of inmates can be challenging. Considering the financial constraints the department operates within, how can the county more affordably and safely manage its populations?

I confront escalating county jail

costs with a reputation for results.

Common-sense decisions cut inmate meal costs to $1.30 per serving; in 2006, I worked on legislation to cap medical costs. Taxpayers have saved $1.2 million without compromising inmate health. This year we project savings of $60,000 obtaining inmate medications via mail order. I believe we must hold inmates accountable, relieving the burden on taxpayers. Booking fees, medical co-pays and “pay to stay” fees for convicted inmates generated revenues of over $600,000 since 2006. There’s no daytime TV; instead, inmates are encouraged to attend programs to face their personal problems.

What issues unique to the Sheriff’s Office most concern you, and how would you address them if

elected? My greatest concern is public safety. That’s my No. 1 job.

I never take our low crime rates for granted. One no-cost strategy for keeping everyone safe involves citizens looking out for one another.

The best law enforcement agency in the country is not as powerful as a neighbor paying attention when “something isn’t right” and calling police. The best free strategy for voters to accomplish public safety goals is continuity in the Sheriff’s Office. We need to keep working without disruption; rely on years of executive experience, and tested, professional collaborations for results. The citizenry deserves nothing less.

States and other dignitaries, and been a jailer, patrol officer, detective and sergeant. I have worked in the largest jail in Minnesota, and understand the day-to-day operations of how both a sheriff ’s office and police department operate. I have a good working relationship with the current labor unions and have been recognized for my leadership ability — something the Sheriff ’s Of-

fice is currently missing.

Why are you running for office and why should people vote for you? I am running for the office of sheriff because I believe the current administration has failed to lead the department properly. It has had several employees either embezzle money from inmates, have affairs with inmates or steal automobiles. And most recently, the sheriff himself has violated the Federal Labor Standard Act. It is time for the sheriff to get back to the grass roots of what a sheriff once was, be more involved in the communities and assist the local

police departments when possible.

The sheriff also needs to work more closely with other agencies within the county.

Operating the Dakota County Jail is the primary responsibility of the Dakota County Sheriff ’s Office and housing the increasing number of inmates can be challenging. Considering the financial constraints the department operates within, how can the county more affordably and safely manage it populations? The jail is a very important part of the Sheriff ’s Office. I have received a copy of the current budget, and when I

inquired why it was just a general budget, the county stated it does not have a line item budget for the Sheriff ’s Office. To truly see what you are spending and where it is going, you must break it down completely to ensure you are not wasting the taxpayer’s money.

You need to maintain the required staffing levels of your employees in the jail. This is currently not being done and has placed the employees at risk.

What issues unique to the Sheriff ’s Office most concern you, and how would you address them if elected? I believe the Sheriff ’s Of-

fice is currently lacking leadership.

The morale is extremely low and they are facing several issues with regard to payroll. The current administration has failed to pay its jail booking clerks overtime for three years. It has also failed to pay the deputies who have worked at the Republican National Convention, which is now over two years ago. It is apparent the current administration does not know how to properly manage personnel, and this will be my top priority. I must fix the damaged relationships between administration and employees.

District Judge g

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Navy service as an enlisted man, cryptology officer and intelligence officer.

For 21 years Name: Tim Blakely I honored the Age: 47 oath to support Occupation: First Judicial District and defend our judge, state of Minnesota Constitution; I Address: Dakota County, P.O. Box routinely exercised impartial author211468, Eagan ity. Now I deal daily with sworn tesFamily: Married, children timony, trial evidence and constant Qualifications: Dakota County resi- demands for impartial, effective jusdent for over 20 years. Retired from tice. To uphold this necessary level 21 years combined active and reserve of impartiality, I have made my of-

ficial position public since the year 2000 that I decline to seek or accept endorsements. In 2005, awarded the Navy & Marine Corps Commendation Medal for work on Minnesota Homeland Defense. I have served as adjunct professor of law at William Mitchell, Hamline, and University of Minnesota law schools.

Why are you running for office and why should people vote for you? I have always felt honored to serve as judge. I am responsible for a weighted average of more than 5,300 cases annually. Our chief judges have assigned me to frequently handle seri-

ous felony cases, sexually dangerous person commitments, traffic, family and civil cases in Dakota County over the past 11 years. I believe that I have developed real skills to help people resolve conflict and I move high-volume calendars very effectively. The best way I can continue to serve our community is to serve as a judge.

Do you favor changing Minnesota’s law to have judges appointed instead of elected? Why or why not?

The preference of voters must be paramount in deciding how judges are selected. Judicial accountability

after selection is equally important to our community. Because judges necessarily have an interest in this issue, I believe it is best that we judges listen to the voice of our constituents and not dictate which selection process is best.

Describe one quality that you possess which makes you a good judge and explain why. People tell me frequently that I am a fair and understanding judge, and this comes from having the proper patience for this position. I am a good listener, and I have real skills to help people solve their most difficult problems. I have

appreciated this positive feedback for over 11 years as your judge. Recent efforts to politicize the judiciary present a danger to our impartial courts. For 21 years as an enlisted man and officer in the U.S. Navy and reserve, I was called upon to exercise impartial authority as a part of my regular duties. Have trust and confidence that I will continue to listen, remain fair, and reject all partisan influence as your judge.

For the past 21 years, I have served as a criminal prosecutor, handling major felony offenses such as homicide and child sexual assault. I have briefed and argued many cases before the Minnesota Court of Appeals and the Minnesota Supreme Court. I have lived in Red Wing for 25 years and have been very active in my community. I recently completed two terms on the Red Wing Human Rights Commis-

sion, and served as president of the statewide League of Minnesota Human Rights Commissions. In 2009, I organized and served as moderator for a community forum and workshop on how local courts are responding to civil rights issues.

Why are you running for office and why should people vote for you?

Because of the serious misconduct of the incumbent, resulting in suspension by the Supreme Court, I feel compelled to run. As a felony prosecutor, I have become accustomed to making decisions that literally change people’s lives. This judgeship is seated in Goodhue County.

It is my home, and I have a history of public service in that community. I have known the two other Goodhue County judges for over 25 years. I have visited with them about the needs of the judicial system in Goodhue County, and I will work with them to keep that system running efficiently and fairly.

Do you favor changing Minnesota’s law to have judges appointed instead of elected? Why or why not?

As a result of recent U.S. Supreme Court rulings, I am concerned about the future of our judicial elections.

Other states have experienced highly partisan and corporate-funded judi-

cial elections. Because we have been able to avoid that fate in Minnesota, however, I am not ready to say that the voters should be disenfranchised from voting for judges. We must be able to balance a candidate’s First Amendment rights against the need of the electorate to receive unbiased information about the candidates.

Furthermore, there are inherent risks that the appointment process could become just as political as a partisan election.

Describe one quality that you possess which makes you a good judge and explain why. I have a strong reputation for being able to get along with

just about anyone, whether they are a colleague or an adversary. I take pride in the fact that prosecutors and defense attorneys, as well as civil attorneys, are working toward my election. I work hard to treat everyone with dignity and respect, including the defendants whom I am prosecuting. I want everyone who appears in my courtroom to walk out feeling that they were treated with respect and received a fair hearing. Likewise, every person appearing before me will be held to the same standard of conduct and accountability.

Tim Blakely (incumbent)

Larry Clark Name: Larry Clark Age: 58 Occupation: Criminal prosecutor, Dakota County Attorney’s Office Address: Red Wing, Minn.

Family: Wife, Colleen. Married 37 years. Three adult daughters.

Qualifications: I have been an attorney for 30 years. For the first eight and one-half years, I was in private practice in a small law firm. My practice ran the gamut from general civil litigation and family law, to probate, real estate and criminal defense.

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H HH HHHHHHH H H H H Dakota Countyy Commissioner,, District 4 H H HHH HH H H H H H H HH HHH H H Bill Klein Name: Bill Klein Age: 62 Occupation: Director of pre-school through eighth grade educational programs for St. Michael’s and St. Mary’s parishes in Stillwater and St. Charles Parish in Bayport Address: 8103 Cleadis Ave., Inver Grove Heights Family: Married 40 years to Rhonda Klein, a retired St. Paul Elementary schoolteacher. We have three children: Joseph Klein, 36, married to Staci; Robert Klein, 31, married to Lisa; Kathryn, 26, married to Jon Wollenberg. Grandchildren: Evelyn, 6, and Cody, 4.

Qualifications: I’m serving my

fifth term as an Inver Grove Heights City Council member, which adds up to 18 years on the City Council. I have also served as a Dakota County planning commissioner, a former Home & School president, a 25year member of the Chamber of Commerce, a Lions Club member, an NRA member, a Knights of Columbus member and a former Aquatennial chair. I have served as a Cubmaster, a co-founder of the IGH Arts and Music Council, a founding executive board member

of Progress Plus, and as co-founder and chair of the IGH “Holiday on Main Street” family event now in its 14th year. I am a visible and active member of our city. I have worked with city budgets, worked with educational budgets, hired employees, done contracts and made out payrolls, and unlike our federal and state governments, I have balanced every budget. I am a people person with a good sense of humor!

Why are you running for this position, and why should people vote for you?

As an 18-year City Council member, I am up for the job! I have watched government grow at all levels and we cannot continue this

trend. When a large minority of people feel the government can provide for their every need we are lost as a prosperous, independent people. If elected, I will fight to reverse this trend. We need to stop overregulating business and people’s lives. Some elected and government employees have the philosophy that they know what is best for us. This is just an example of what I call the nanny mind-set that I totally oppose.

What are the top two issues, other than the budget, facing Dakota County? Briefly describe how you would address them if elected.

I feel county government is totally under the radar and would work to change this. I would be much

more visible by reporting the to the city councils. Way too much time is spent in travel by some staff and commissioners for conventions and seminars. Trips were to places like Las Vegas and Washington and included flights, meals, hotels and expenses. The job is here. If you need to lobby or get information, call, video conference, e-mail, send correspondence, but let’s not pretend we have money for these activities. In the 18 years on the council my total expenses have amounted to $387.

Local governments are affected by the economic climate and state budget deficit. What steps do you think the county can take to manage the budget in these tough economic

times?

I would eliminate all Local Government Aid from the budget.

LGA is nothing more than government welfare. Let us also be honest about the county PR campaign of the lowest property tax in the state. The county gets its money from the federal government, state government sales tax, transportation tax, license tab fees. We may have the lowest county property tax in the state, but we are one of the highest-taxed counties in the state overall. I would not have voted for the county sales tax, and given a chance to opt out, I would vote to do so.

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October 28, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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H HH HHHHHHH H H H H H Dakota Countyy Commissioner,, District 4 H H HHH HH H H H H H H H HH HH H H Nancy Schouweiler (incumbent) Name: Nancy Schouweiler, incumbent Age: 53 Occupation: Dakota County commissioner Address: 4000 90th St. E., Inver Grove Heights Family: Married to Greg Schouweiler 33 years; daughter, Emily Peterson, married to Ryan, with two children, Nolan, 4 and Gracyn,

7 months. Son, Russell, married to Laree.

Qualifications: I have a master’s degree in public administration and have served 11 and a half years on the County Board, making me the most qualified candidate. During my tenure on the board, I was the first woman elected to serve as board chair in 2004, and served that position again in 2008. I have served as chair of the Community Services Committee of the Whole six times, and as the legislative lead four times. I currently chair the Ad-

Senate District 36

Steve Quist (DFL) Name: Steve Quist Age: 39 Occupation: Accounting manager for a local nonprofit Address: 18208 Empire Trail, Farmington Family: Wife, Andrea; children, Ethan, 13, Mackinley, 11, and Camden, 5 Qualifications: I am an accounting manger. Frankly, I think the Legislature could use an accountant who is committed to fiscal responsibility and accountability. I work for a nonprofit, which, like all nonprofits

Dave Thompson (Republican) Name: Dave Thompson Age: 49 Occupation: Self-employed attorney and consultant Address: 9175 211th St. W., Lakeville Family: Wife, Rhonda, children, Amanda, 17, Phil, 15 Qualifications: I have been a student of public policy and politics my entire adult life. In addition to practic-

ministration, Policy and Finance Committee of the Whole. I was the president of the Association of Minnesota Counties in 2006, and currently chair its Public Safety Policy Committee. I have served as vice chair of the Justice and Public Safety Policy Committee of the National Association of Counties for three years. Prior to being a county commissioner, I served 10 years on the ISD 199 Board of Education, totaling over 21 years of elected service.

Why are you running for this position, and why should people vote for you? County government serves people from birth to death; it has the greatest impact on people’s everyday lives and it covers a wide

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variety of issues, making it both challenging and rewarding. People should vote for me because I have proven I can get the job done efficiently and effectively. Dakota County has the lowest property tax rate in the state, and the fewest full-time employees per capita of all metro counties. Also the county has received a AAA bond rating from both Moody’s and Standard and Poor’s. With more than 3,000 counties nationally, only 88 have achieved this rating.

What are the top two issues, other than the budget, facing Dakota County? Briefly describe how you would address them if elected.

We need improved transit options in northern Dakota County. The

Robert Street corridor needs to enter the next stage of development and I would like to establish a park and ride for Inver Grove Heights that will assist in establishing ridership for the corridor. I also want to see the Mississippi River Regional Trail constructed through Inver Grove Heights. I have been working on this since 1999. Working with the city of IGH for a trailhead/restroom building to coordinate with the river trail and the pier from the old swing bridge is another priority for my commissioner district.

Local governments are affected by the economic climate and state budget deficit. What steps do you think the county can take to manage the budget in these tough economic

times? Collaborating and partnering with other units of government to deliver common services needs to be explored, as we did with the Dakota Communications Center.

Re-examination of priorities in determining where we can make cuts and trimming discretionary services should be done. Since the allocation of county Program Aid from the state has become unreliable, continuing the practice of shifting that allocation to our capital budget where projects can be put on hold until all the money is available, and using the money we would normally take from the general fund and put toward capital projects, is another budget management option.

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in this economy, faces revenue shortfalls and budget cuts. I bring practical, common-sense skills to the table.

Why are you the best candidate for this office? My political inspiration centers on the future of my three boys. They motivate me to work toward a better community – a community of integrity, strength, safety and respect for all our citizens. I’m a family man with a strong faith and a desire to contribute to our exceptional state.

I will help the state work toward

balance. We must have good public education; safe highways, roads and bridges; and proper state services.

But we cannot leave our children and grandchildren with crippling debt. I am committed to decreasing the partisanship that has damaged our state government. Party politics won’t move us forward. As Democrats, Independents and Republicans, we work together, play together and worship together. We must come together as legislators, using our common sense to solve the weighty financial problems we are now encountering.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion.

How do you propose to balance the budget? What increases in taxes or

other revenue, if any, do you support? With a $5-7 billion shortfall, we must increase revenues and cut expenses. I think a lot of people feel like they have done the right thing, but are being punished because our governor and legislature have dug our state into a hole that will be difficult to get out of. There will be painful cuts, but along with cuts we can also expand our revenue while making it fairer. We can expand the sales tax while decreasing the rate, and ask those who have benefited in this state – the richest – to pay a little more until we stabilize our economy.

What are your budget priorities?

In the event of cuts, which programs and services would you protect first?

Which would you cut first? The programs I would protect first are the programs we need for a strong Minnesota: superior public education, small and large business development to bring jobs to the state, safe roads and highways, effective police and fire departments, public health safety, veterans benefits, and a social services safety net for the most vulnerable Minnesotans.

Before cutting entire programs and services, I believe we have to be a lot smarter in how we administer them.

As an accounting professional, I believe I can help fellow lawmakers analyze departmental financial data and develop recommendations for cost savings.

What are other key issues facing

Minnesota, and what actions do you propose? Bolster small businesses: The recession dried up funding to develop/improve small business. We should develop a loan program to help small businesses weather the economic crisis. Strengthen public education: We need a well-educated workforce to keep our economy strong. Among our needs are smaller K-12 class size and affordable tuition at public colleges. Reform property taxes: An elderly couple on a small fixed income should not pay the same tax as their neighbor who is a well-paid professional. We can’t decrease the revenue, but we can have a system that is more just, based on income or spending.

ing law, I spent over 10 years as a radio and television political analyst and commentator. These varied experiences have given me exposure to many different kinds of people, businesses and civic organizations.

Why are you the best candidate for this office? The best candidate for office is one who is qualified for the job, and whose views are most consistent with the views of the constituents.

After months of campaigning, it has become clear that people in this Sen-

ate district are primarily concerned about two issues: job growth and excessive government spending. I am a student of economics and have been a small business owner for over 16 years. Like the folks I talk to every day, I am committed to policies that will help businesses provide good jobs. It has always been my position that the only way to grow the economy, thereby creating jobs, is to create an economic environment in which businesses thrive. That is why my top priorities as a legislator will be regulatory reform, keeping the lid on taxes, and cutting government spending. Our economic future is dependent upon the health of private sector businesses.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion. How do you propose to balance the budget?

What increases in taxes or other revenue, if any, do you support? How do we solve Minnesota’s projected $5.8 billion budget deficit? Stop spending money. Minnesota has one of America’s most generous social services systems. Most Minnesotans believe there should be more stringent residency and other requirements for collecting public benefits. In addition, we need to reform our agencies to make them more efficient and avoid duplication. Many functions could be outsourced to the private sector, thereby saving money and creating private sector jobs. We do not

need more revenue, and I will oppose any budget proposal that includes a tax increase.

What are your budget priorities? In the event of cuts, which programs and services would you protect first? Which would you cut first? If you take time to look at the state budget, you will see that Health and Human Services, Education and Transportation consume about 80 percent of the budget.

Therefore, we must be willing to look at these budget items. The state has a constitutional duty to provide a base level of education. However, savings could be realized by cutting down on state mandates while cutting the funds that go with those mandates.

What are other key issues facing

Minnesota, and what actions do you propose? Integrity of the electoral process will also be a priority for me if I am elected to the state Senate. It is time for photo ID in Minnesota.

Secretary of State candidate Dan Severson has made this important issue front and center in his campaign. I am fully supportive of this important fraud preventing measure. Healthcare is another issue that is important to all Minnesotans. I will support an attorney general who will join the lawsuit challenging the constitutionality of “Obamacare.” In addition, we need to decrease regulation, and create a more competitive economic environment in healthcare.

Senate District 37

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as, Apple Valley High School; former U.S. Air Force captain; member American Legion Post 1776; attend Berean Baptist Church; served previously in the state House of Representatives before being elected to the state Senate.

Why are you the best candidate for this office? I was born and raised right here in our south suburban city of Apple Valley. My family and I are actively invested in our community through countless activities and organizations. With this comes deep roots and great understanding of what

we want and don’t want from state government. I’ve carved out a solid record of working for lower taxes, good schools, safe neighborhoods, better roads and transit, quality and affordable health care and a cleaner environment. Owning a business with employees and a payroll has given me an appreciation for the challenges facing small businesses every day. My conservative philosophy leads me toward limited government and reduced government spending. This is exactly what we need right now in a time of excessive bailouts and mounting public debt. There are many tough decisions ahead and I have the experience and energy to guide us to a more secure future.

Minnesota faces a budget deficit

in 2012-13 estimated at $5.8 billion.

How do you propose to balance the budget? What increases in taxes or other revenue, if any, do you support?

The reason government budgets are in the red is because politicians spend too much of your money making unsustainable promises they can’t pay for and not because Minnesotans are somehow under-taxed. I will not vote for a bailout of state government by taking more from your paycheck. Instead, we must continue to evaluate our entire budget to bring it in line with our constitutional obligations.

Consensus priorities must be set and government spending reduced. This is the only way we will be able to sustain those things we all value for our safety, economic stability and long-

term family security.

What are your budget priorities?

In the event of cuts, which programs and services would you protect first?

Which would you cut first? We have a state obligation to adequately fund our courts and public safety system, our schools and our transportation infrastructure. These areas will be scrutinized for savings, but will largely escape drastic cuts. On the other hand, local government aid programs have become political methods to transfer income and sales tax dollars from suburban taxpayers to other parts of the state simply buying down their property taxes. We gain little from this scheme and it should be reduced dramatically.

What are other key issues facing

Minnesota, and what actions do you propose? The most critical issue facing our state and nation is the struggling economy. The anxiety we are all feeling about our own jobs and financial stability is apparent everywhere we turn. The best solution is to do everything we can to foster job creation and not pile on more taxes and regulation. Historically, small business has led the way out of recessions, and our recovery now will be no different.

Small business micro-loan programs and angel investor credits will help fuel the recovery. Competitive grant programs for job creation through the Department of Employment and Economic Development could be enhanced.

versity, international relations; news editor, OpedNews.com; litigation support paralegal in complex corporate litigation cases; Transit for Livable Communities advocate; Valley Athletic Association board member, working on special projects and events, and traveling baseball liaison; past associate scoutmaster.

Name: Michael J. Germain Why are you the best candidate Age: 47 for this office? I am the candidate Occupation: Editor, OpEdnews.com who combines detailed policy knowlAddress: 7822 Upper 145th Court W., edge, the common sense of an averApple Valley age citizen and the passion to take Family: Married with three children on and complete the very important Qualifications: B.A., Hamline Uni- work our community expects from

its state senator. We live in serious times, requiring a serious approach to the problems we face, which only I can provide. The divisiveness and political narcissism of the incumbent has resulted in the intentional deterioration of jobs, public education, transportation infrastructure, housing, and the list goes on. I will bring a new energy and leadership to the state Senate that has been moribund in our district.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion. How do you propose to balance the budget?

What increases in taxes or other rev-

enue, if any, do you support? First of all, this question is highly inaccurate.

The commonly referred-to number cited in the question does not reflect that budget of a single biennium. I support a progressive taxation system. The current system is an overly complex amalgam of taxes that have built-in inefficiencies and redundancies. I support a reasonable melding of temporary cuts and revenue enhancements.

What are your budget priorities?

In the event of cuts, which programs and services would you protect first?

Which would you cut first? This ques-

tion presupposes that the slash-andburn approach to budgeting is sane, which it is not. Considering the dizzying lack of any consensus on budget numbers or estimates, I am not going to make any specific commitments to cut specific programs until the legislation is in front of me. It is my belief that the mindless obsession with budget cutting, and the pursuit of purely ideological goals, has resulted in the current state of our economy, our budget and our state.

What are other key issues facing Minnesota, and what actions do you propose? We need to create jobs, and

now. Clean-energy jobs, high-wage, head-of-household jobs are the kind of jobs I will work to see created.

We need to pass serious health care reform so we can remove the burden of health care coverage off of the backs of small business. We need to strengthen public education after years of relentless right-wing attack.

I will work toward the successful resolution of these crucial issues of socioeconomic infrastructure.

Chris Gerlach (Republican, incumbent) Name: Chris Gerlach, incumbent Age: 45 Occupation: Business owner, direct marketing company Address: 173 County Road 42, Apple Valley Family: wife, Shelli; two children, Erica, 9, and Garrett, 6 Qualifications: Self-employed owner of direct marketing company located in Eagan; M.B.A. University of South Dakota, College of St. Thom-

Michael Germain (DFL)

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 28, 2010

Senate District 38

Ted Daley (GOP) Name: Ted Daley Age: 44 Address: 1662 Oakbrooke Circle, Eagan Occupation: Certified public accountant Family: Married with four children Qualifications: Certified public accountant; M.B.A., University of St. Thomas; certified fraud examiner; West Point graduate; Iraq War and Gulf War veteran; senior economic advisor, Provincial Reconstruction Team in Iraq; Lieutenant colonel, Army Reserve;

Jim Carlson (Democrat, incumbent) Name: Jim Carlson Age: 63 Address: 1247 Carlson Lake Lane, Eagan Occupation: State senator, retired engineer Family: Wife, Gayle, German teacher at Eagan High School; daughter, Lindsay, attorney in Los Angeles; son, Dave, software engineer, Thomson Reuters Qualifications: Lifetime Eagan resident with a background of hard work and community ethics; mechanical engineer with a record of success in two Fortune 500 com-

(Republican) Name: Dan Hall Age: 58 Occupation: CEO, Midwest Chaplains Address: 12936 Portland Ave, Burnsville Family: Married to Valerie for 36 years, eight children, six grandchildren Qualifications: I have administrative, leadership, and community service experience. I currently serve as the CEO of Midwest Chap-

John Doll (DFL, incumbent) Name: John Doll, incumbent Age: 49 Occupation: Business owner, residential tile and stone contractor Address: 10918 Southview Drive, Burnsville Family: Wife, Robyn; six children; 13 grandchildren, No. 14 on the way Qualifications: Minnesota born and raised. Educated in public schools including the University of Minnesota. Small-business owner and current state senator. 2009 Alumni of Bowhay Institute for Legislative Leadership Develop-

here recognizing that we are competing with other states and internationally for business growth. My CPA experience will also help solve the massive $6 billion deficit left by the current Legislature for the next legislature to solve. I will fight for fair funding for suburban schools and increased accountability. On health care, we need to foster more competition and transparency on cost and quality. The incumbent is an author of a bill that will take away your choice of health plan and eliminate thousands of jobs in this district at Blue Cross, Delta Dental and other businesses.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion.

How do you propose to balance the budget? What increases in taxes or

other revenue, if any, do you support? First, we need to stop the irresponsible spending that has exacerbated our budget problem over the last four years. The incumbent has repeatedly voted to expand spending programs. He is making promises he can’t keep with money that we don’t have. Next, we need to make some tough choices. I think we need to reign in our rapidly growing welfare budget or it will imperil our education budget.

A recent report showed that if we consolidate the state’s information technology and work with privatesector vendors, we could save in the hundreds of millions and improve quality of services.

What are your budget priorities?

In the event of cuts, which programs

and services would you protect first?

Which would you cut first?

My priorities would be to protect our E-12 education budget, programs for the disabled and frail elderly, and public safety as primary responsibilities of government.

We cannot afford the expansions of our welfare and health care programs that have been made over the last four years. We need to reign in out-of-control bonding projects that have become more laden with pork barrel projects in recent years. Innovations like Rep. Steve Gottwalt’s Healthy Minnesota program could save $110 million by letting public health plan enrollees choose private plans. The idea could be expanded to achieve additional savings.

What are other key issues facing Minnesota, and what actions do you propose? We need a focused effort on making the business climate more friendly and competitive. By improving our business climate will we get job growth. We need to pass real health care reform at the state level that will address some of the problems consumers face, like portability of coverage after job loss, and enhancing price and quality transparency so that consumers can shop for the best care at a reasonable price. We need to implement education reforms like alternative teacher licensing so that midcareer professionals can enter the field and share their real-world experience with our kids.

panies; committed supporter of E-12 and postsecondary education; experienced with the legislative process as a oneterm senator; vice-chair of the Senate transportation finance and policy committees Why are you the best candidate for this office? The Minnesota Legislature thrives on a membership that reflects the diversity and cross section of Minnesotans. I am a 60-plus-year resident of my community and have participated in developing Eagan from a farm community to a thriving suburb. I spent 30 years in the private sector, working as an engineer for 3M and

Ecolab, where I was responsible for building relationships, analyzing facts and finding workable solutions to complex problems. I have extensive experience in technologies, fact research and education issue-support. Experiences in my first term highlighted the desperate need for more technical people in policy-making. Policy-makers need to have reliable information or background in areas of nuclear energy, environmental protection, chemistry, structural engineering, intellectual property and many other technical areas in order to make informed decisions. As the only engineer in the Senate, I have been a “go-to” clearinghouse for many of these technical issues and questions.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8

billion. How do you propose to balance the budget? What increases in taxes or other revenue, if any, do you support? The intolerable deficit and structural imbalance must be faced. Every reserve has been drained, every budget obligation has been deferred and state institutions have been issued I.O.U.s.

There are no more gimmicks available and more divestiture is not an option. The new governor and legislature MUST work together to address this problem. Every option must be on the table. Prior leaders such as governors, experts and business leaders must be tapped for their knowledge and buy-in. No ideas can be excluded and no more games should be played with the future of the state.

What are your budget priorities?

In the event of cuts, which programs

and services would you protect first?

Which would you cut first? The future prosperity of Minnesota is soundly based on the education of the next work force. Historically Minnesota has invested in education, in the physical infrastructure to support growing businesses, and has implemented tested policies of revenue generation and balanced state budgets. Before cutting essential services, it is essential that Minnesota seeks a greater return of federal funds that Minnesota contributes to the federal government. Early enrollment in Medicaid, matching transportation funding and fair funding of mandates must be priorities. Services have been cut to the bone already, but service delivery efficiency by counties is an opportunity that shows much promise.

What are other key issues facing Minnesota, and what actions do you propose? Short-term job creation is critical to rising out of the recession without slipping back. Trades have the highest unemployment numbers in the state and construction of state assets for education, transportation and business entertainment has never been a greater bargain in terms of low bids and favorable interest rates. A bonding bill should be a priority for the 2011 Legislature. Early enrollment in Medicaid constitutes a $7.45 return on investment. This application should be done immediately. Minnesota is behind our peer states in early childhood and pre-K education. Investment in pre-K has a payback of $8 for every dollar invested.

lains. I worked as a chaplain for the Minnesota State Legislature for nine years and spent fifteen years as a chaplain for Burnsville fire and police de-

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partments.

Why are you the best candidate for this office? I am the best candidate for this office because of my extensive service background. Not only have I served the state Legislature and our local fire and police departments, I have served as a minister for 30 years. I grew up in a low-

lion. How do you propose to balance the budget? What increases in taxes or other revenue, if any, do you support? Government spending cannot exceed the amount of revenue received. Spending needs to be handled more responsibly and efficiently. Introducing rotating zero-based budgeting is one way to address this. Temporarily freezing or cutting government and public employee wages should also be explored. Every state-funded program ought to be objectively evaluated. Effective, beneficial programs should continue to receive funding.

Programs that are ineffective and inefficient ought to be cut.

What are your budget priorities? In

the event of cuts, which programs and services would you protect first?

Which would you cut first? My first budget priority is to reduce spending. Government spending should not exceed revenues received. Every program that receives state funding must be evaluated. Programs that are essential to the health and productivity of the state must be retained. Nonessential programs will be the first to have reductions in state funding. The efficiency of programs should also be considered. We must ask how we can make our essential programs more efficient so they generate the same output but require less funding.

Given our current fiscal situation

every program will be evaluated and every option will be explored.

What are other key issues facing Minnesota, and what actions do you propose? We must work to make Minnesota more business friendly.

Minnesota is ranked third in the nation for the highest level of corporate taxes. We need to create a pro-business environment in the state through reconsidering how businesses are taxed and increasing the accessibility of micro loans for small businesses. This will encourage small-business growth, spur on economic development, and create more jobs. A healthy business sector leads to greater job creation.

This is what Minnesota needs now.

ment at UWMadison. National advisory board member for USGBC Healthy, High Pe r fo r m a n c e Schools Initiative.

Involved with Save the Children and Warrior to Citizen Veterans Reintegration.

Why are you the best candidate for this office? My four years of service have proven I can deliver meaningful results for our community. I’ve introduced and/or been directly involved with legislation that has produced jobs for our district, made our roads safer and more efficient, led to greater energy efficiency, allowed for prescription drug take-

back events to occur, established a statewide Interlock Ignition program for convicted drunk drivers, brought a physical education standard back to our schools, and is holding our health insurance companies more accountable for their administrative expenses. I bring a small-business owner’s perspective to the Legislature: working hard, keeping promises, delivering quality and staying within budget. I develop solutions for the entire community. My voting record displays a common-sense approach to policy and budget issues. My level of legislative experience is just long enough to allow me to be particularly effective over the next two years. Altogether, voting John Doll is a good choice.

Minnesota faces a budget deficit

in 2012-13 estimated at $5.8 billion. How do you propose to balance the budget? What increases in taxes or other revenue, if any, do you support? Address both sides of the ledger. A one-dimensional approach will not solve the problem.

Responsibly bring in more private and public resources from outside of Minnesota. Have an honest discussion about a fourth-tier income tax and possible expansion of the sales tax or gambling. Continue improving the economic development tools that assist the private sector in expanding and creating jobs.

What are your budget priorities? In the event of cuts, which programs and services would you protect first?

Which would you cut first? Everyone agrees, our safety net for chil-

dren, vulnerable adults and seniors should be protected, yet since it accounts for nearly 90 percent of the Health and Human Services budget, district residents will have to tell me which services are least important. Redesigning, to more efficiently deliver these programs while maintaining quality and accountability, could produce measurable savings. Education, the state’s largest budget category, must remain a top priority if we are to fully recover from this economic downturn and secure our future.

If any cuts are to be considered in this area, funding adjustments for the U of M and MNSCU state university system should be considered first.

What are other key issues facing Minnesota, and what actions do you

propose? Revising our tax code and developing more efficient government programs so that we can create a long-term structural balance to our budget while addressing our community needs now and in the future. The retooling of our tax code should also reflect fairly and accurately the needs and contributions of our district.

Producing initiatives and incentives that support job creation and competitiveness, especially in the growth industries and emerging sectors of our economy.

Early Childhood Education funding and K-12 reform that includes dramatically improved results and appropriate stable funding mechanisms. Addressing the ultrahigh cost of attending college.

Lakeville Family: Husband, Tom, two children Qualifications: Lakeville resident for 37 years and small business owner since 1987.

Lakeville Planning Commission Name: Mary Liz Holberg, incum- 1989-1995, Lakeville City Counbent cil 1996-1998, Lakeville Chamber Age: 50 of Commerce member since 1994 Occupation: Small-business owner serving on the Government Affairs Address: 12195 Upper 167th St. W., committee, and founding member

(Republican, Incumbent)

H income family and have a personal knowledge of the struggles associated with a poor economy. My father was a small-business owner and taught me the value of hard work, playing fair, doing the right thing and expecting the best in people. I continue to hold these values and strive to meet them. I have seen firsthand the consequences of poor legislation and uncontrolled spending. As the District 40 senator I will work to curb spending and promote job growth so the people of Burnsville, Bloomington and Savage and greater Minnesota can get back to work.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 bil-

House District 36A

Mary Liz Holberg

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Eagan Planning Commission; member, St. John Neumann Church; EAA soccer coach; C u b m a s t e r, Deerwood Elementary Why are you the best candidate for this office?

The biggest issues are jobs, spending, health care and education. I am uniquely qualified to address these issues. As a CPA, with executive level business experience and economic development experience, I understand that our economy does not need more taxes and regulation. We need to create a business climate that encourages job growth

Senate District 40

Dan Hall

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H of the Friends of the Lakeville Area Arts Board. Former Den Mother and PTO volunteer.

Why are you the best candidate for this office? In 1992, I co-chaired the Lakeville Park Task Force which resulted in the foundation for our top-notch park and trail system. As Planning Commissioner, I worked hard to implement the ground breaking tree preservation policy. In 1993, I received the national VH-1 Good News Person Award for the Land of Amazement in North Park. As a freshman legislator, I received the League of

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Other awards I have received are the Outstanding Woman in Government from the State Women of Today, and the Friend of the Family, from the Minnesota Family Council.

I’ve chaired the Transportation Finance and Civil Law House committees and served eight years on the Caucus Executive Board. It has been an honor to devote my time and talents to serving my hometown.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion. How do you propose to balance the budget? What increases in taxes or other revenue, if any, do you support? The budget deficit is not a result of declining revenues.

In fact, Minnesota tax collections are projected to increase 7 percent in the next budget cycle. I do not support raising additional taxes.

With little to no inflation in this economy, the state should be able to meet the needs of the residents with a 7 percent increase in spending. Minnesota household income

is going down and many are unemployed. Spending should be limited to core government services.

We must limit our spending to the basics and fund core government responsibilities. Growth in government spending should not be on autopilot.

What are your budget priorities?

In the event of cuts, which programs and services would you protect first?

Which would you cut first? There will need to be cuts to some areas of the budget. I would protect

See Holberg, next page

10A

October 28, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

House District 36A Holberg continued public safety, education, transportation and health and welfare services for those unable to provide for themselves. Spending re-

Colin Lee (DFL) Name: Colin Lee Age: 31 Occupation: Software engineer Address: 17372 Jalisco Lane, Lakeville Family: Engaged Qualifications: I have been involved in my community through Lakeville Lions, Lakeville Friends of the Environment, Toastmasters, and charities like Feed My Starving Children and Habitat for Humanity.

Why are you the best candi-

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ductions should be focused on the niceties that are unaffordable in this economy. Nearly every family and business in Minnesota has been forced to make budget reductions and the state can do the same. Programs that are not pro-

ducing results must be eliminated and government should act more like a business when it comes to providing the best product or service for the cost.

What are other key issues facing Minnesota, and what actions

do you propose? Fostering job creation is the most important issue facing the state. We need a strong job climate to reduce unemployment and position Minnesota to be competitive in the global market of the 21st century.

Minnesota has a strong education tradition and we must protect it to provide a superior workforce.

We must also structure a reasonable regulatory environment that fosters business growth. Most importantly, we must live within

our means and avoid job killing tax increases that will burden our families and our businesses. The projected 7 percent increase in state revenues should be enough to fund the state’s priorities.

date for this office? Ronald Reagan once said, “Politics is the second oldest profession. … It bears a striking resemblance to the first.”

As one of the few candidates who reject all PAC, lobbyist, and corporate donations, I am the only candidate who honestly represents Lakeville voters. My vote is not for sale. I am not a career legislator, but an engineer.

As an engineer, solving problems is my day job. I know how to gather requirements, seek and

evaluate the most successful solutions, produce a design, review it, solve the problem, and then gather feedback to improve the finished product. These skills would be a rare commodity in our Legislature. I have vowed to work towards making Minnesota a model of efficiency. I will work with legislators on both sides to make this happen. In 2002-03, Minnesota Republicans made 15 year record spending increases that are unbroken today. No party has a magic spending wand.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion. How do you propose to balance the budget? What increases in taxes or other revenue,

if any, do you support? The only honest solution to a deficit larger than state payroll requires cuts and fairly raised revenue. We must reduce government health insurance costs, which are 40 percent of the budget. According to reports, 31 percent of American health costs are overhead and 15 percent are billing fraud. I will make it my mission to improve this. Also, my opponent voted against SF915, a bill which saves one billion dollars in 10 years by pooling K-12 teacher health policies statewide. We should seek revenue from Sunday liquor sales, which a 2010 study shows would raise $16-20 million per budget.

What are your budget priorities? In the event of cuts, which programs and services would you protect first? Which would you cut first? Education, public safety, and transportation are my highest budget priorities. These represent key responsibilities of government. We will need to cut the fastest growing areas: health and human services and corrections. We must solve out-of-control health overhead and fraud costs or else both businesses and government are at risk.

What are other key issues facing Minnesota, and what actions do you propose? Property taxes and tuition are exploding due to state aid cuts and cost growth.

From 2002-2008, homestead property taxes grew 70 percent statewide while school, city, and county revenues fell. While state and federal taxes were only reduced, these growing costs are the primary reason we’re “taxed enough, already.”High property taxes and tuition are not a budget solution. When income dives, these remain high. They have harmed our recovery by tipping Minnesotans over the edge. Together, let’s get finances in order and increase state aid to our schools, cities, and county, to maintain necessary infrastructure for a strong economy.

House District 36B

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can Council of Young Political Leaders Why are you the best candidate for this office?

Like the citizens of our district, I believe the best way to create jobs is for our government to reduce debt and spend less money. With all the excessive spending and debt being added by our government, now is the time to have elected officials who understand prudent fiscal policies. In the last session, I was named the minority lead on the K-12 Finance Committee. In

this role, I’ve worked with both Republicans and Democrats to reform our education system and fight the 1950s mindset that the leadership of the teachers union possesses. I have been an aggressive advocate for reforming our education system to be a childfocused system as opposed to the current model, which serves the needs of the adults first. I believe these positions and values are exactly what the citizens of our area expect from their representative.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion.

How do you propose to balance the budget? What increases in taxes or other revenue, if any, do you support?

Transition new (not existing) state employees to a 401k retirement model instead of the current pension model. Reform the Local Government Aid formula so that property tax assistance is given to the individual instead of to another unit of government.

Redesign the wasteful and ineffective integration funding formula. Pass the Early Graduation Achievement Act, which would give scholarships to students to graduate early. Motivates kids, saves the state money, makes college more affordable. I am opposed to increasing those taxes which would create barriers to job creation. Taxes on savings and investment need to be re-

duced, not increased.

What are your budget priorities?

In the event of cuts, which programs and services would you protect first?

Which would you cut first? Protecting programs for the disabled and elderly. Protecting funding that is spent in the classroom. I would support a redesign of Local Government Aid and reductions in health care entitlement programs. My focus is on the outputs of service the program provides, not the input of dollars put into it.

What are other key issues facing Minnesota, and what actions do you propose? Minnesota needs term limits. I’m proud of the fact that I have a private-sector job away

from the Legislature. Unfortunately, legislators like me are becoming less and less common.

Increasingly, citizens see career politicians who don’t have other employment and view politics as their “job.” This leads to politicians focusing on what is in their own short-term political interests as opposed to what is in the public’s best interest. The way to correct this is for the Legislature to pass term limits. I am a strong supporter of term limits and will continue to advocate for their passage.

Teacher, Eagan High School, 14 years. Involvement in organizations: St. John’s LuName: Sigrid Iversen theran Church, Age: 42 Lakeville EduOccupation: Educator cation FounAddress: 20676 Jaguar Ave., dation, ECFE Lakeville Advisory Board, and CurricuFamily: Allen, four children lum Advisory Council.

Qualifications: Luther College, hisWhy are you the best candidate for tory, political science, education. this office? I will provide balanced Master’s of science in library me- leadership with a fresh perspecdia, Mankato State University.

tive. I am interested in working corroboratively with all of the citizens of District 36B to ensure the future of their communities.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion. How do you propose to balance the budget?

What increases in taxes or other revenue, if any, do you support?

It is about balance and working together. We will not solve this budget from the fringes. Common ground is very important to meeting this challenge. We need to look for places that can be

more efficient. If additional revenue is needed then we will have to be creative. We need to make sure that one segment of our community is not responsible for any sort of revenue increase.

What are your budget priorities? In the event of cuts, which programs and services would you protect first? Which would you cut first? Education and transportation. We need both to build strong communities and develop our economy. Education provides the “human infrastructure” that is needed for our fu-

ture. We need to make sure that funding for our kids is predictable and consistent. Roads and infrastructure literally provides businesses with the movement of people that is crucial to sustaining business and supporting our schools and communities. These have shared benefits to so many of the members of our towns and cities.

What are other key issues facing Minnesota, and what actions do you propose? Jobs. We have a wonderful opportunity to help many of

those out of work. Sustainable projects such as transportation and infrastructure-related jobs are an option that will provide communities with the services that they need and put people back to work. Small businesses need help in employing people as well. Tax incentives for hiring new workers and making health care more affordable are just a few ways that we can make the climate for jobs better for everyone.

Pat Garofalo (Republican, incumbent) Name: Pat Garofalo Age: 39 Occupation: Network engineer Address: 5997 193rd St. W., Farmington Family: Married (Julie), two children Qualifications: Three-term legislator in the Minnesota House of Representatives; ranking minority lead on the K-12 Finance Committee; named to the Ameri-

Sigrid Iversen (DFL)

House District 37A

Derrick Lindstrom (DFL) Name: Derrick Lindstrom Age: 30 Occupation: Community college instructor Address: 7121 146th St. W., Apple Valley Family: Married and father of two Qualifications: I earned my bachelor’s from St. John’s University and my master’s degree from Minnesota State University-Mankato in communication studies. I am

Tara Mack (Republican, incumbent) Name: Tara Mack, incumbent Age: No response Occupation: Legislator Address: No response Family: Husband, Justin Mack Qualifications: Graduate of Apple Valley High School and the University of Minnesota, B.A., political science and global studies; member of Apple Valley Rotary; member of the Apple Valley Chamber of Commerce and the Burnsville Chamber of Com-

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a member of Risen Savior Church, Knights of Columbus, Communication Association board member, Special Olympics volunteer, coach, and classroom volunteer.

Why are you the best candidate for this office? I believe we need active leadership that develops priorities to provide long-term economic recovery to our community. I believe we need attentive leadership that establishes 21st century education programs for

our students. I believe we need a strong family leader who knows what it is like to provide for their kids or see your wife, a teacher, lose her job due to budget cuts.

Lastly, I believe we need an active and passionate voice for the people of the district. I am running because our students can’t wait another two years for an education leader. I am running because our community needs to support working families and small businesses. And I believe that I am that person.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion. How do you propose to balance the budget? What increases

in taxes or other revenue, if any, do you support? Just as I work on my family’s budget, tough choices need to be made encompassing a balanced approach of cuts and increases in revenue. For far too long the Legislature has balanced the budget through shifts and gimmicks. We cannot continue to delay our gas payment to pay the electric bill. I believe our state’s budget needs to be based on a fair and sustainable system. We need responsible leaders who will work to protect what Minnesotans value the most so that we may continue to enjoy our high standard of living.

What are your budget pri-

orities? In the event of cuts, which programs and services would you protect first? Which would you cut first? Cuts are inevitable in this economic climate. With that said, it is important to prioritize our wants and our needs. We need to invest in our children early on and throughout their education. We need to protect the members of our society who are the most in need. We need to work to make government more efficient and we need to work together as a community to get through this difficult time so that we can prosper again.

What are other key issues facing Minnesota, and what actions

do you propose? I believe that the most important issue we will face next legislative cycle is how to support families in Minnesota during the current economic climate. We can do that by enacting a balanced budget that prioritizes hardworking Minnesotans. This can be done through supporting middle -class tax breaks, building jobs by providing common-sense solutions for small and Minnesotagrown businesses, and by restoring our world class education system so we are prepared for the jobs of the 21st century. This can only be done by working collaboratively across the aisle to invest in the future of Minnesota.

merce; member of the Minnesota Valley YMCA Community Board; member of River Valley Church Why are you the best candidate for this office? As a lifelong resident of District 37A, I am running to represent the needs and interests of my community.

I will be a voice for the families and businesses of Apple Valley and Burnsville who want to see our state take the necessary steps to strengthen our economy, create a robust and innova-

tive education system, empower families and grow jobs into the future. Working to put families first and restore our economy, I am guided by the values and principles that make Minnesota great. I am proud of the leader that Minnesota has been in areas such as education, health care and industry. I want to move good solutions forward in order to navigate the current challenges facing the state, ensuring that we continue to be a leader nationwide. It is an honor to represent this great community where I was raised.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion. How do you propose

to balance the budget? What increases in taxes or other revenue, if any, do you support? The first priority in order to address the state’s budget deficit is to get Minnesotans back to work. The Legislature needs to pursue policies unleashing job growth by encouraging investment and expansion in business to grow the private sector. Further, state government needs to live within its means just as every family in Apple Valley and Burnsville does. Now more than ever, government needs to set priorities by putting the family budget ahead of the government’s budget.

What are your budget priorities? In the event of cuts, which

programs and services would you protect first? Which would you cut first? When setting priorities in state spending, it is important to protect the areas that are fundamental to what the state is responsible to provide for its citizens That means protecting the most vulnerable in our society: the disabled, the elderly and children. We must ensure there is fair and equitable funding for our schools so all Minnesota children have access to quality education. We must make the necessary investments to maintain basic infrastructure as it is a key factor in a strong economy.

Finally, we need to adequately fund our public safety system

and the judiciary.

What are other key issues facing Minnesota, and what actions do you propose? My top priority will be the economy and ensuring that Minnesota is creating an environment into which businesses and entrepreneurs want to move and expand. The ability to attract young people and families to move to and invest in the future of our state is directly linked to the ability of those people to find and keep a job anywhere in the state. Decisions need to be made and action taken that will allow small-business owners and investors to create those jobs and grow the economy in a sustainable way.

House District 37B

Kurt Bills (Republican) Name: Kurt Bills Age: 40 Occupation: ISD 196 economics teacher, small-business owner Address: No response Family: Cindy (15 years); four children ages 13, 10, 5, and 3 Qualifications: B.S., secondary social science education – Winona State University; B.A., U.S. history – Winona State University; master’s degree in education – Winona State University; small-business owner; Advanced Placement economics teacher

Phil Sterner (DFL, incumbent) Name: Phil Sterner, incumbent Age: 50 Occupation: Owner and president, Sterner Insurance Address: 15666 Cicerone Path, Rosemount Family: Married to Brenda; children Nathan, Jeanette, Joleen, Julie, Natalie Qualifications: Forty-two-year community resident; former member Rosemount City Council,

(Republican) Name: Diane Anderson Address: 4295 Eagle Crest Drive, Eagan Age: 50 Occupation: Small-business owner Family: Married, two children Qualifications: Volunteer citizen advocate for over 21 years with Cooperative Parenting Coalition; B.S. degree in housing, University of Minnesota; small-business owner; previous experience as a Supreme Court task force

Sandra Masin (DFL, incumbent) Name: Sandra Masin Address: 1795 Carnelian Lane, Eagan Occupation: Independent financial services representative Family: Three children: Rob, Laura, Randy Qualifications: I earned a B.A. in government from Valparaiso University, run a small business as an

(DFL, incumbent) Name: Mike Obermueller Age: 37 Address: 3874 Danbury Trail, Eagan Occupation: Attorney Family: Wife, Sara; two sons, ages 14 and 16 Qualifications: I’ve served our community as a volunteer youth basketball coach, a member of our local Chamber of Commerce, a

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and state’s fiscal and monetary policies, deficits, debt, trade imbalances, and the difference between economic virtue and political virtue. It hasn’t seemed to matter whether Republicans or Democrats are in charge; the numbers we look at are not improving as career politicians seek to be re-elected by spending money we don’t have or offering some group a bailout, payout, or handout. I will be a legislator who listens to people and their concerns, and who works with other legislators and the governor.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion. How do you propose to balance the budget? What increases in taxes or other revenue,

if any, do you support? Minnesota state spending has grown faster than personal incomes for decades. Families are making due with less. Businesses are struggling. The Legislature and the governor agreed on cuts last session. Make them permanent.

Create a business climate that will compete and grow. I understand people are hurting and angry, but now is not the time to tax production. Remember, jobs are on the production, or cost, side of the economy. As a public school teacher I understand if we don’t have production, and the tax revenue that comes from a strong economy, the funding for education will be squeezed.

What are your budget priorities? In the event of cuts, which

programs and services would you protect first? Which would you cut first? We must prioritize to protect veterans, classrooms, the elderly, the disabled, and children of poverty while we provide and manage infrastructure and public safety. The funding for these priorities is in jeopardy due to decades of out-of-control state spending. We must streamline bureaucratic offices, growing private-sector jobs and production by shrinking the public sector. Minnesota owns 5.6 million acres of land that the DNR is struggling to manage. This much public land comes at a cost and limits tax revenue.Cut per diem for politicians. I won’t need $74 a day to eat. … I’ll pack a lunch.

What are other key issues fac-

ing Minnesota, and what actions do you propose? Our cities and counties must work together to create a regional approach to economic development. A job moved from Anoka County to Dakota County is not a net gain for Minnesota. Other states and regions are working hard to lure Minnesota companies from our state. Bringing jobs to Minnesota, or back to Minnesota IS an overall net gain, and we must work hard to keep our companies and firms here. Investments in human capital and technical infrastructure will improve the overall climate. Now is not the time for divisiveness, we must band together to create a new Minnesota Miracle.

Ro s e m o u n t Park and Recreation Commission; member and ambassador, Apple Valley Chamber of Commerce; chair, Minnesota Valley Humane Society Capital Campaign; Boy Scout and Girl Scout leader; RAAA youth coach and program director; charter member Rosemount Rotary; three-term president Rosemount Elementary site council Why are you the best candidate for this office? As a father, I know the value of strong schools. Like many of you, I worry about affording college for my kids. I share the

same concerns about jobs and the economy that my neighbors feel, and as a small-business owner I understand the uncertainty facing small businesses. I know what it is to make payroll, cut costs and give my customers the best value for their dollar, and I know the best way to create jobs and bring our economy back is to work with, and for, local employers. I want to bring my experience and passion for service to the Capitol like I did as a Rosemount City Council member, when I created city budgets that lowered property taxes and increased city services. My commitment to finding common-sense solutions will keep me working to keep our communities great places to live, work and raise a family.

Minnesota faces a budget deficit

in 2012-13 estimated at $5.8 billion.

How do you propose to balance the budget?

What increases in taxes or other revenue, if any, do you support? The best thing we can do to improve our budget is to focus on growing jobs and set responsible priorities. A budget that consists of severe cuts or massive tax increases would devastate Minnesota. I have never voted to raise taxes on the middle class or small businesses and I never will.

Instead, I favor a budget solution that: reforms, consolidates and streamlines government to make it more efficient; has targeted budget cuts that protect our core priorities; and has tax reform that creates a revenue stream that is less volatile, less reliant on property taxes and fair for every Minnesotan.

What are your budget priorities? In the event of cuts, which programs and services would you protect first? Which would you cut first? My priorities are the same as those of my neighbors in District 37B. I will fight to keep our local schools strong; protect public safety; preserve access to health care, especially for children, the elderly and the disabled; and maintain/ improve the infrastructure we depend on for businesses to thrive.

I’ve already had to make tough choices, voting to cut more than $3 billion from the state budget. In deciding where to make spending reductions, my priority is always to make government work better for Minnesotans, so I would eliminate duplicative government services, expensive administrative overhead,

and programs that are not effective.

What are other key issues facing Minnesota, and what actions do you propose? In the next 10 years, more than 25,000 teachers will leave the profession due to retirement, other career opportunities or attrition.

We need to find a way to replace those teachers with highly qualified professionals, whether by offering incentives to our brightest college students, creating a pathway for midcareer professionals to enter the teaching field or improving teacher mentoring programs.

We also have an aging population that will strain our health care and safety net systems as never before, so we must find a way to reform the way we care for our seniors in an affordable, sustainable way.

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member and Department of Human Services task force member.

Why are you the best candidate for this office? I am concerned about the direction our state and country is going. As your state legislator, my primary goal will be to promote private-sector job growth and reduce government regulations. I believe that my positions best represent the positions of the people of this district. As a fiscal conservative, I will always keep in mind the costs of state policies to Minnesota families. I will advocate for fiscal accountability

by holding the line on taxes and prioritizing spending. I will work on policies that will help improve our educational system. I support policies that will promote job creation, business retention, fiscal responsibility and other long-term initiatives that are aligned with those of the business organizations. I am endorsed by organizations that represent job creators: Minnesota Chamber of Commerce Leadership Fund, Dakota County Regional Chamber Leadership Fund, National Federation of Independent Business, and the Burnsville Chamber Political Action Committee.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion. How do you propose to balance the budget? What increases in taxes

or other revenue, if any, do you support? The ever-increasing state budget is putting a huge strain on the taxpayer and leaving our children with a legacy of unsustainable programs. I support reducing government spending. The Health and Human Services budget is growing at an unsustainable rate and threatens other areas of the budget like education. We need to eliminate welfare fraud and focus program resources on those most in need, including the elderly and disabled. We should remove duplication of services across state agencies. In these bad economic times, we should not increase taxes.

I plan to balance the state budget without raising taxes.

What are your budget priorities? In the event of cuts, which

programs and services would you protect first? Which would you cut first? Families and businesses are spending less and so should government. The state budget has increased substantially in the last four years. My top priority is to protect the K-12 education budget. We should adopt the proposed Healthy Minnesota plan proposed last session. That plan would allow state health plan enrollees to purchase private-sector coverage. The pilot program would save the state over $100 million. We should also look at eliminating many small special interest programs that do not serve a wide population and are expensive for the state to administer. We should look at ways to eliminate government waste.

What are other key issues facing Minnesota, and what actions do you propose? I will focus on creating policies that encourage job growth and restrain government spending. We need state tax policies that encourage job creation and economic growth. I will oppose wasteful spending and costly regulations that hurt businesses and drive jobs out of state.

I will limit the growth of government and advocate fiscal responsibility by prioritizing spending. The best way to help the economy is to hold the line on taxes. Families are struggling with unemployment and higher costs for everything they buy. We must ensure that government policies don’t add to our cost of living.

independent financial services representative and have lived in our community for over 30 years. I served on the Eagan City Council, the Minnesota Valley Transit Authority, and the ISD 191 Community Education Advisory Committee.

Why are you the best candidate for this office? Years ago I offered myself as a candidate for public office in Minnesota out of a deep sense of appreciation of the is-

sues important to the people of my community and my state. As a Minnesota state representative, I have gained the greatest respect for the people in our community and truly enjoy serving their diverse interests at the Capitol. It is a great honor to help make policies to improve the quality of life for those who call Eagan and Burnsville their home. Every day at the state Legislature is an opportunity to draw from my experiences as a public servant and businesswoman to address the growing broad base of interests in our community.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion.

How do you propose to balance the budget? What increases in taxes or other revenue, if any, do you support? We are facing multibilliondollar deficits over the next few years. I support a balanced approach to solve our massive budget problem. This approach must be one that doesn’t raise taxes on hard-working Minnesota families, eliminates inefficiencies and waste in government, and makes strategic cuts that don’t harm our students or elderly. Last session we passed legislation to make small businesses more competitive, create jobs, and promote economic recovery.

We must continue to pursue such

job-creating initiatives that will grow jobs and ensure our businesses are globally competitive.

What are your budget priorities?

In the event of cuts, which programs and services would you protect first?

Which would you cut first? As a legislator I will concentrate on strengthening Minnesota’s future economic prosperity by restoring long-term fiscal stability to our state budget while providing smallbusiness incentives, creating jobs, securing school funding that relies less on property taxes and school referendums, and reforming health care.

What are other key issues facing

Minnesota, and what actions do you propose? As a small-business owner I understand what it takes to succeed in a tough economy and why it’s so important to partner with businesses and help provide incentives for job creation in communities like Eagan and Burnsville. As a founding member of the Small Business Caucus and a member of the House Jobs Task Force, I voted for a jobs bill that will help boost employment in multiple sectors of Minnesota’s economy. We must continue to pursue such jobcreating initiatives that will grow jobs and ensure our businesses are globally competitive.

House District 38B

Mike Obermueller

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– Rosemount High School; Ro s e m o u n t City Council; Ro s e m o u n t High School Site Council; creator/director of Leprechaun Days Golf Food Shelf Benefit Why are you the best candidate for this office? This election is about jobs, the economy, debt and taxes. No one is closer to the economy than an economics teacher and small-business owner. Day after day, year after year, I have studied and educated people on the principles of micro and macroeconomics. This includes discussion of our nation

House District 38A

Diane Anderson

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 28, 2010

board member for the Eagan Art Festival and as a volunteer at our local church. I know Eagan’s priorities because I’ve been here, working for you.

Why are you the best candidate for this office? As a parent of two kids in local schools, I know the importance of a great education from pre-school through college.

I’ll make sure our kids have the bright future our parents gave us.

I know the best stimulus plan is a good job. That’s why I’ll continue to work on smart state policies

H that empower small businesses to grow, innovate and create jobs. I’ve spent hundreds of hours listening to people here in Eagan – learning our community’s priorities, seeing our values in action. I have the experience needed to cut through the partisan rhetoric in St. Paul to get things done for Eagan. I’m willing to listen and ready to lead. I won’t waste time with 200-year-old quotes or silly, made-up pledges.

I’ll simply get up every day and work to make Minnesota an even better place to live.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion.

How do you propose to balance the budget? What increases in taxes or other revenue, if any, do you sup-

H H HH HHHHHHH HH H H H H H H H H H H H H H H HH HHH H H H H port? We need to take a balanced, thoughtful approach to resolving our state’s budget challenges. I’ll set responsible priorities based on what I’ve learned here in Eagan and then I’ll implement those priorities in St. Paul. We can and must make sure we get full value from every single tax dollar. If we focus on the goal of meeting the challenges ahead, rather than scoring political points, we can streamline, reform and make the strategic cuts and investments needed to keep Minnesota moving forward.

What are your budget priorities?

In the event of cuts, which programs and services would you protect first? Which would you cut first?

My No. 1 budget priority con-

tinues to be our local schools. I’ll fight against permanent cuts that would take millions of dollars out of our classrooms and shortchange our kids’ future. I’ll also prioritize small-business growth, college affordability and the work force development programs that will ensure we have the 21st-century work force needed to attract good jobs to Minnesota. While significant reductions in spending are required and inevitable, I won’t solve current problems at the expense of smart investments in our future.

What are other key issues facing Minnesota, and what actions do you propose? Our top priority is getting our economy back on track and that means getting people back to

work. I’ll focus on achieving consistent economic growth in Minnesota through strategic investments in the people of our state.

I’ll work to invest in our future by making sure that every Minnesota child enters kindergarten ready to learn and leaves high school well positioned for college or a productive work career. I’ll support job growth by empowering small businesses to innovate, grow and create jobs. I’ll make sure we have the highly educated, well-trained work force needed to attract 21stcentury jobs to Minnesota.

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October 28, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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House District 38B

Doug Wardlow (GOP) Name: Doug Wardlow Age: 32 Address: 1338 Easter Lane, Eagan Occupation: Attorney, Parker Rosen, LLC, Minneapolis, (business, real estate, and eminent domain litigation) Family: Wife, Jenny Soo-Elizabeth Wardlow; Son, Winston Matthew Wardlow (born 9-9-10) Qualifications: Eagan-born and -raised (via Fairview Southdale Hospital); broad, private-sector experience advocating for business and property owners in state and federal courts; former inter-

national trade litigator; proficient in Mandarin Chinese; co-valedictorian of Eagan High School class; National Merit Scholar; earned B.A. and law degrees with honors from Georgetown University.

Why are you the best candidate for this office? Raised in Eagan from birth, I am deeply committed to our community. My privatesector experience gives me a firm foundation to represent Eaganâ&#x20AC;&#x2122;s vibrant people and their diverse interests. As an attorney, I represent businesses and property owners in disputes ranging from condemnation actions to contract law. I have practiced international trade law,

speak Chinese, studied Sino-U.S. and foreign relations, and worked on international construction disputes while interning in Taiwan.

My varied background helps me understand how international events and trends affect our local priorities. And, I share your priorities: To preserve Minnesotaâ&#x20AC;&#x2122;s prosperity for future generations, we must foster private-sector job creation, stop reckless government spending, and make legislators accountable to the people they serve.

I understand that government does not create prosperity. People do.

Government must take a step back and trust the people to pursue their dreams, provide for their families, and help their neighbors in need. Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion. How do you propose to balance the budget? What increases in

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House District 40A

Will Morgan (Democrat, incumbent) Name: Will Morgan Age: 43 Occupation: Physics and chemistry teacher, Burnsville High School Address: 409 Oakland Lane, Burnsville Family: Wife: Denise. Sons: Jack, Sam and Charlie Qualifications: B.A., physics, Carleton College. M.A., education, St. Maryâ&#x20AC;&#x2122;s University of Minnesota. Twenty years teaching science

Pam Myhra (GOP) Name: Pam Myhra Age: 53 Occupation: Currently a candidate for Minnesota House of Representatives; educator, retired; certified public accountant, inactive Address: 13220 Elm Lane, Burnsville Family: Married 29 years to Chuck Myhra, three college-age children Qualifications: University of St. Thomas, B.A., business adminis-

H H H H HH H H H H H H H H H HH H H H H H H H H H H H HH HHH H H H H taxes or other revenue, if any, do you support? Since 1990, total state spending (biennial) has increased 200 percent, from $20 billion to $60 billion. Minnesotaâ&#x20AC;&#x2122;s population increased 20 percent over the same period. That means the state has been expanding its budget and spending our tax dollars at a rate 10 times faster than population growth. Clearly, the budget deficit is the result of irresponsible spending, not insufficient taxation.

We must not increase job-killing taxes or fees, especially during a recession. Instead, we must rethink government, reduce waste, and focus on fiscal responsibility. The tax burden that Minnesotans and Minnesota job creators shoulder is far too heavy as it is.

What are your budget priorities?

In the event of cuts, which programs and services would you protect first?

of control, threatening deficits for years to come. Minnesotaâ&#x20AC;&#x2122;s high taxes and poor business climate send jobs fleeing to other states and countries. To restore prosperity, we must unleash Minnesotansâ&#x20AC;&#x2122; entrepreneurial spirit. That means reigning in out-of-control spending, reducing job-killing taxes, rethinking burdensome regulations, and streamlining permitting and licensing. In addition, we must ensure that patients and doctors, not bureaucrats and politicians, control health care decisions. Finally, we must improve education by rewarding excellent teachers, increasing local control, and implementing alternative teacher licensure.

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at Burnsville High School.

Worked as coach of two sports and advisor to co-curricular activities.

Current board member for Child Development and Learning Center, the preschool program at Prince of Peace church.

Why are you the best candidate for this office? These last two years have been very difficult for families throughout Minnesota, including here in Burnsville and Savage. As a teacher, Iâ&#x20AC;&#x2122;ve seen the struggles on the faces of my students, and Iâ&#x20AC;&#x2122;ve heard their stories. My expe-

rience in this community working with children of all different backgrounds gives me a unique perspective on our strengths and helps me to be the best representative I can be. Though I know Minnesotaâ&#x20AC;&#x2122;s best days are ahead, we still have many immediate challenges before us. Experience has shown me that the solutions to these challenges will be found in the middle, not at the extremes. Leaders who can use common sense to find common ground are what our community expects to continue to make Burnsville and Savage great places to live, work and raise a family.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion.

How do you propose to balance the budget? What increases in taxes or

other revenue, if any, do you support? We must examine every line of the budget, every program, for new ways to deliver essential services more effectively and efficiently. We must eliminate unnecessary spending, root out waste and fraud and end programs that no longer serve their original purpose. I have always been reluctant to support new revenue, including expanding gambling, except as a last resort. These are extraordinary times which require us to consider all reasonable options. We must make our decisions with the longterm economic vitality and quality of life of our state in mind.

What are your budget priorities?

In the event of cuts, which programs and services would you protect first?

Which would you cut first? State government has four core functions: education, transportation, public safety and public health.

These must be our priorities. I believe the people of my district share my view that K-12 schools should be protected first, along with nursing homes and public safety. I would look first for cuts in areas of economic development that are no longer serving their intended purpose like ethanol subsidies and JOBZ. Eliminating inefficiencies and waste that arise from duplicative government services or functions would be a priority, as would cracking down on fraud at all levels of government.

What are other key issues facing Minnesota, and what actions do

you propose? By far the No. 1 issue I have heard from district residents at the doors this summer and fall is jobs. That must continue to be our top priority. I will continue to work in a bipartisan way to find ways to help small businesses create jobs and compete in the global marketplace through targeted tax credits and affordable health care. We must maintain our commitment to a well-educated work force. Again, the solutions to the significant challenges we face as a state will be found in the middle, not at the extremes. Thatâ&#x20AC;&#x2122;s the way Minnesota works best.

tration; CPA (inactive); former manager at international accounting firm KPMG; educator, retired; variety of community volunteer roles including teen service group coordinator, parenting class teacher, and girls club director; served on presidential campaigns; graduate of Minnesota Excellence in Public Service Series; 32-year Burnsville resident, wife and mother Why are you the best candidate

for this office? As I have gone door to door meeting the residents of Burnsville and Savage, the primary concerns have come through loud and clear â&#x20AC;&#x201C; people are worried about their jobs and out-of-control state spending. With my business and management experience I understand the business community and the importance of a jobfriendly economic environment allowing businesses to start and stay in Minnesota and create jobs. I am characterized by my dedicated and effective service to others and willingness to listen. I commit to take a conservative, pro-jobs, limitedgovernment voice to the Minne-

sota Legislature.

Minnesota faces a budget deficit in 2012-13 estimated at $5.8 billion. How do you propose to balance the budget? What increases in taxes or other revenue, if any, do you support? In the next biennium state revenues are projected to increase over 7 percent to $32.9 billion; however, projected automatic spending increases are over 25 percent, taking spending to $38.7 billion and resulting in a $5.8 billion projected deficit. Minnesota does not have a revenue problem; it has a spending problem. How many Minnesota households will see a 7 percent income increase and

then increase expenditures over 25 percent? The automatic projected spending increases are unsustainable. State government needs to set responsible priorities, commit to sensible spending, and operate within its means.

What are your budget priorities?

In the event of cuts, which programs and services would you protect first?

Which would you cut first? I would first protect fair funding for K-12 education, health and human services for children and seniors, public safety, and infrastructure. To reduce expenses I would return Local Government Aid to its original intent, which was to provide basic

services to small communities. I would work to reform Health and Human Services, where overall spending is slated to increase 32% in the next biennium. Also, I would work to reduce the state government work force through attrition and early retirement.

What are other key issues facing Minnesota, and what actions do you propose? The Minnesota Legislature must stay on task and focus on balancing the budget and creating an economic environment that promotes job creation and business growth in Minnesota.

Twin Cities gas prices down on average 24.

This compares with the national average that has fallen 1.4 cents per gallon in the last week to $2.81 per

gallon, according to gasoline price website TwinCitiesGasPrices.com.

Including the change in gas prices in the Twin Cities during the past week, prices on Oct. 24 were 27.5 cents per gallon higher than the same day one year ago and are 15.6 cents per gallon higher than a month ago.

The national average has increased 10.1 cents per gallon during the last month and stands 13.8

cents per gallon higher than this day one year ago.

GasBuddy operates GasBuddy.com, TwinCitiesGasPrices.com, and more than 225 other local gasoline price-tracking websites that follow prices at more than 125,000 gasoline stations in the United States and Canada.

GasBuddy.com was named one of Time magazineâ&#x20AC;&#x2122;s 50 best websites and to PC Worldâ&#x20AC;&#x2122;s 100 most useful websites of 2008.

MRCI WorkSource enters candy business Mankato Rehabilitation Center Inc., a nonprofit that provides job opportunities for people with disabilities, has recently entered the candy business.

MRCI is based in Mankato and also has a location in Rosemount.

The first order of candy products has been shipped to Menards. The candy, called Quality Sweets and distrib-

uted under Quality Products, a subsidiary of MRCI, is currently under contract to produce an estimated three to six million bags of candy annually for Menards.

MRCI began working on creating a candy business about three years ago. The goal is to create a product that provides work to individuals with disabilities served by MRCI.

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Average retail gasoline prices in the Twin Cities have risen 1.9 cents per gallon in the past week, averaging $2.86 per gallon on Oct.

Which would you cut first? I will first protect Minnesotansâ&#x20AC;&#x2122; hardearned tax dollars. I will first protect the income and property that Minnesotans use to exercise their freedoms, provide for their families, and help their neighbors. I will first protect the resources that Minnesota job creators need to expand and create jobs. Next, I will work to reform the way government delivers services. We must prioritize governmentâ&#x20AC;&#x2122;s core functions while cutting waste and redundancy. I also support structural reforms to make sure government lives within its means. For example, I support limiting the biennial budget to the prior bienniumâ&#x20AC;&#x2122;s tax receipts.

What are other key issues facing Minnesota, and what actions do you propose? Too many Minnesotans are out of work or underemployed.

Meanwhile, state spending is out

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13A

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 28, 2010

Calendar â&#x20AC;˘ Thursday, Nov. 11, 8:30 to 11:30 a.m. Bus returns: 6 keting Companies, 350 W. To submit an item for the Parkway, Suite Calendar, e-mail it to darcy. 9:30 a.m., Coffee Break, Insty p.m. Cost: $30. Registration Burnsville odden@ecm-inc.com or fax Prints, 1975 Seneca Road, required. Information: Anne 350, Burnsville, offers the folSuite 500, Eagan. Information: at anne@burnsvillechamber. lowing classes. To register, (952) 846-2010. go to http://www.kocinamarMichelle Tighe at mtighe@ com. â&#x20AC;˘ Wednesday, Nov. 10, 8 ketingcompanies.com/traindcrchamber.com.

Date-specific â&#x20AC;˘ Friday, Nov. 12, 7:30 to to 9 a.m., AM Coffee Break, ing/ (enter â&#x20AC;&#x153;Complimentaryâ&#x20AC;? in Dakota County Regional Chamber of Commerce 8:30 a.m., Government Affairs Coldwell Banker Burnet, 190 the comment section) or call Committee, DCR Chamber Of- Cobblestone Lane, Burnsville. Cynde at (612) 798-7218. events: â&#x20AC;˘ Tuesday, Nov. 9, 8:30 to â&#x20AC;˘ Thursday, Oct. 28, 8 to 9 fice, 1121 Town Centre Drive, Information: Anne at anne@ 10:45 a.m., â&#x20AC;&#x153;Keys for a Suca.m., Farmington Breakfast, Suite 102, Eagan. Informa- burnsvillechamber.com. â&#x20AC;˘ Wednesday, Nov. 17, 5 to cessful Exhibit â&#x20AC;&#x201C; Get more Farmington Library, 508 Third tion: Ruthe Batulis at rbatulis@ 7 p.m., County-Wide Chamber sales from your face-to-face St. Librarian Mary Scheide dcrchamber.com. â&#x20AC;˘ Tuesday, Nov. 16, 10 a.m. Business After Hours at Brack- marketing.â&#x20AC;? will present business tools â&#x20AC;˘ Wednesday, Nov. 17, 2:30 available through the Dakota to 4 p.m., Ricohâ&#x20AC;&#x2122;s Technology ettâ&#x20AC;&#x2122;s Crossing Country Club, County Library System. Light Showcase, Ricoh Business 17976 Judicial Road, Lakeville. to 4 p.m., â&#x20AC;&#x153;Got what it takes to breakfast refreshments and Solutions, 1110 Centre Pointe Information: Anne at anne@ get publicity coverage for your company?â&#x20AC;? coffee will be served. No cost Curve, Mendota Heights. In- burnsvillechamber.com. â&#x20AC;˘ Thursday, Nov. 18, 8:30 to Lakeville Area Chamber to attend this event but an formation: (651) 452-9872 or 10:45 a.m., â&#x20AC;&#x153;Marketing through of Commerce events: RSVP by Monday, Oct. 25, to http://www.ricoh-usa.com. â&#x20AC;˘ Wednesday, Nov. 3, 7:30 Facebook â&#x20AC;&#x201C; What Marketing â&#x20AC;˘ Wednesday, Nov. 17, 5 mtighe@dcrchamber.com is to 7 p.m., County-Wide Busi- to 8:30 a.m., Joint Networking Managers and Business Ownappreciated. â&#x20AC;˘ Thursday, Oct. 28, 4 to ness After Hours, Brackettâ&#x20AC;&#x2122;s Morning Brew, Bremer Bank ers Need to Know about the 8:30 p.m., Inver Hills Com- Crossing Country Club, 17976 and Cleveland Company, held Selling Power of Facebook.â&#x20AC;? â&#x20AC;˘ Tuesday, Nov. 23, 8:30 to munity College 40th anniver- Judicial Road, Lakeville. In- at Bremer Bank. â&#x20AC;˘ Wednesday, Nov. 10, 11 a.m., â&#x20AC;&#x153;Creating a Social Mesary celebration, Inver Hills formation: Michelle Tighe at Community College, 2500 E. (651) 288-9202 or mtighe@ 11:30 a.m. to 1 p.m., Women dia Plan.â&#x20AC;? â&#x20AC;˘ Wednesday, Nov. 24, 8:30 of the Lakeville Chamber 80th St., Inver Grove Heights. dcrchamber.com. â&#x20AC;˘ Thursday, Nov. 18, 7:30 Luncheon at Holiday Inn and a.m. to noon, â&#x20AC;&#x153;Developing a Tours of campus, 4-6 p.m.

Alumni and friends are encour- to 8:30 a.m., Eagan Area Busi- Suites. Panel of success- Brand Playbook.â&#x20AC;?

Ongoing aged to take a look around. ness Council, DCR Cham- ful women in men-dominated Dakota Business PartPresidentâ&#x20AC;&#x2122;s Welcome Recep- ber, 1121 Town Centre Drive, jobs. Cost: $20. Register ontion, 6-7 p.m. Hosted by Tim Suite 102, Eagan. Information: line at www.lakevillechamber- ners (networking group) meets every Tuesday at 8:30 a.m. at Wynes. Includes heavy hors Ruthe Batulis at rbatulis@ cvb.org by Nov. 2. â&#x20AC;˘ Thursday, Nov. 11, 4:30 Enjoy! restaurant in Apple Valdâ&#x20AC;&#x2122;oeuvres and cash bar. Cel- dcrchamber.com. â&#x20AC;˘ Wednesday, Nov. 24, to 6:30 p.m., Networking Af- ley. For more information call ebration Program, 7-8 p.m.

Program includes a video pre- noon to 1:15 p.m., Chamber- ter Hours at Highview Hills by (651) 216-5406.

Platinum Partners, a sentation, special welcoming Net, 1121 Town Centre Drive, Walker. â&#x20AC;˘ Wednesday, Nov. 17, 5 to chapter of BNI, welcomes of past Inver Hills presidents, Suite 102, Eagan. Lead sharrecognition of outstanding ing group. Information: Robb 7 p.m., County-Wide Chamber one representative from each alumni, student performances, Sweetnam at (952) 469-9229 Business After Hours at Brack- profession and meets every and special musical guests the or Jodie Sonterre at (651) 209- ettâ&#x20AC;&#x2122;s Crossing Country Club, Wednesday morning from 7:30 17976 Judicial Road, Lakev- to 9 a.m. at the Lakeville Green University of Minnesota Steel 9906.

Mill. To learn more, call Amy at Apple Valley Chamber of ille.

Drum Band. Dessert RecepRiver Heights Chamber of (952) 226-7741. tion, 8-8:30 p.m. Delicious Commerce events: Creative Networking Proâ&#x20AC;˘ Thursday, Oct. 28, 5 to 7 Commerce events: desserts and an opportunity to â&#x20AC;˘ Thursday, Oct. 28, 5 to 6 fessionals, an independent connect with other friends of p.m., Business After Hours, Inver. Cost: $40. Information: Anchor Bank, 14665 Galaxie p.m., Membership Drive - Final business networking group, (651) 450-3714, mdimick@in- Ave., Apple Valley. Border Bat- Score for â&#x20AC;&#x153;The Recovery Starts meets the first and third Tuesverhills.edu or https://netcom- tle â&#x20AC;&#x201C; Show your team spirit by Hereâ&#x20AC;&#x2122;â&#x20AC;&#x2122; at Baja Sol Restaurant day of the month at JoJoâ&#x20AC;&#x2122;s Rise wearing your favorite teamâ&#x20AC;&#x2122;s & Cantina, 5681 Blaine Ave., and Wine in Burnsville from 8 munity.mnscu.edu. â&#x20AC;˘ Friday, Oct. 29, 9 a.m. to colors. Free. Information: Lee- Inver Grove Heights. Winners to 9 a.m. The group is focused 3 p.m., Rasmussen College Ann Schirmer at info@AppleV- will be announced. Informa- on creating interpersonal retion: Annie Platek at annie@ lationships to grow businessSmall Business Boot Camp, alleyChamber.com. â&#x20AC;˘ Wednesday, Nov. 17, 5 riverheights.com or (651) 451- to-business referrals. Yearly Rasmussen College Eagan dues are $65. New members Campus. Keynote speaker Jon to 7 p.m., County-Wide Busi- 2255, ext. 1033. â&#x20AC;˘ Tuesday, Nov. 9, 11:30 are welcome. Members are Oâ&#x20AC;&#x2122;Malley is a business coach ness After Hours, Brackettâ&#x20AC;&#x2122;s and experienced entrepreneur Crossing Country Club, 17976 a.m. to 1:30 p.m., Keep it Lo- limited to one per professional who has helped more than 100 Judicial Road, Lakeville. Infor- cal for Lunch at The Bierstube, category. For more informabusinesses grow their reve- mation: LeeAnn at LeeAnn@ 6434 Cahill Ave., Inver Grove tion, contact Jeff Rothmeyer at Heights, (651) 451-8073. In- JeffR@Roundbank.com or see nues and improve their teams. AppleValleyChamber.com.

Burnsville Chamber of formation: Annie Platek at an- www.CreativeNetworkingProCost: $20, includes a light fessionals.com. nie@riverheights.com. breakfast and lunch. Informa- Commerce events: Network Unlimited, a proâ&#x20AC;˘ Wednesday, Nov. 17, 5 to â&#x20AC;˘ Thursday, Oct. 28, 11:30 tion: (651) 687-9000 or antar. a.m. to 1 p.m., Member Lun- 7 p.m., County-Wide Business fessional networking chapter, salim@rasmussen.edu. â&#x20AC;˘ Wednesday, Nov. 3, 7:30 cheon honoring area manufac- After Hours, Brackettâ&#x20AC;&#x2122;s Cross- meets Tuesdays from 4:30 to to 9 a.m., Survive and Thrive turers at Buck Hill, Burnsville. ing Country Club, 17976 Judi- 5:45 p.m. at Cherokee Sirloin Business Awards, Steeple City of Burnsville, the Burnsville cial Road, Lakeville. Informa- Room, Cliff Road and Nicols Center, 14375 S. Robert Trail, Chamber of Commerce and its tion: Annie Platek at annie@ Road, Eagan. To see if your category is open go to www.

Rosemount. The featured membership will celebrate Min- riverheights.com. â&#x20AC;˘ Thursday, Nov. 18, 5 to NetworkUnlimited.org. speaker will be Cali Ressler, nesota Manufacturerâ&#x20AC;&#x2122;s Week BNI â&#x20AC;&#x201C; The Valley Netwho in partnership with Jody and honor area manufacturers. 6:30 p.m., Business Card ExThompson, developed the Re- Featured speaker: Brian Gora, change at Jerseyâ&#x20AC;&#x2122;s Bar & Grill, workers chapter of Busisults Only Work environment, president, Goodrich Sensor 6449 Concord Blvd. E., Inver ness Networking Intl. meets or ROWE. Cost: $20. Sponsor- and Integrated Systems. Cost: Grove Heights. Information: Thursdays at 11:30 a.m. at ships available. Information: $20. Pre-pay or pay at the door Annie Platek at annie@river- the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is Michelle Tighe at mtighe@ for this event. Register at (952) heights.com. â&#x20AC;˘ Wednesday, Nov. 24, 7:30 a networking group for busi435-6000 or travis@burnsvilledcrchamber.com. to 8:30 a.m., South St. Paul ness owners who are looking â&#x20AC;˘ Tuesday, Nov. 9, 6 to 7:30 chamber.com. â&#x20AC;˘ Monday, Nov. 4, 4:30 Local Issues at Central Square to increase their revenue. Only p.m., Great Expectations Seminar, Fireside Restaurant, 3400 to 6:30 p.m., Business After Community Center, 100 7th one person from each profes150th St. W., Rosemount. Hours, White Funeral Home, Ave. N., South St. Paul. Re- sion. Bring your own lunch. For Ryan Curry, regional vice pres- 12804 Nicollet Ave. S., Burns- ports from Mayor Beth Bau- more information, call Nicole ident with John Hancock Life ville. Information: Anne at mann, city officials, parks and Blasing at (651) 331-9238 or Insurance Company, will dis- anne@burnsvillechamber. recreation, elected officials and visit www.bni-mn.com BNI - Networking meets the River Heights Chamber of cuss taking the guesswork out com. â&#x20AC;˘ Tuesday, Nov. 5, 11:30 Commerce and Progress Plus. Thursdays at 7:15 a.m. at the of saving for retirement. Dinner will be served. RSVP to (651) a.m. to 6 p.m., Brewery Tour Black Sheep Coffee and bak- Round Bank in Farmington.

For more information, contact 322-2905 by Thursday, Nov. 4. - Leinieâ&#x20AC;&#x2122;s Lodge. Bus leaves ery provided.

Kocina Branding & Mar- Ellen at (952) 412-5287 or â&#x20AC;˘ Wednesday, Nov. 10, 7:30 Roasted Pear parking lot: to 8:30 a.m., Rosemount Area Business Council, Paul Eggen - State Farm Insurance, 14450 S. Robert Trail, Suite 204,

Rosemount. RSVP for this

meeting to Ruthe at rbatulis@ ďż˝

dcrchamber.com or call the

chamber office with questions at (651) 452-9872. â&#x20AC;˘ Wednesday, Nov. 10, 12:15 to 1 p.m., ChamberNet,

DCR Chamber Office, 1121 Town Centre Drive, Suite 102,

Eagan. Lead sharing group. Information: Robb Sweetnam at (952) 469-9229 or Jodie Son

terre at (651) 209-9906.

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Lanny at (612) 386-2660.

BNI-Networking meets Wednesdays at 8:15 a.m. at Byerlyâ&#x20AC;&#x2122;s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 247-3200.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant.

Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com.

BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bnimn.com.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession.

First two meetings are free.

We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 581-0332.

Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m. Thursdays in Savage. For more information, call Kelly at (612) 861-8300.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:308:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best

practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice.

Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

Seed Your Business Networking Group â&#x20AC;&#x201C; â&#x20AC;&#x153;Plant a seed and grow your businessâ&#x20AC;? â&#x20AC;&#x201C; meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary Oâ&#x20AC;&#x2122;Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org).

Members: Free. Guests: $5.

Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151.

Womenâ&#x20AC;&#x2122;s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 994-8392 or visit www.meetup. com/womensbusinessexchange.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OR PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19-HA-PR-10-589 In Re: Estate of James John Agan, also known as James J. Agan, Decedent.

It is Ordered and Notice is given that on November 22, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated February 25, 2008, and for the appointment of Charles T. Agan, whose address is 7301 Ohms Lane, Suite 325, Edina, Minnesota 55439, as personal representative of the estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/18/10

BY THE COURT Shawn Moynihan Judge of District Court Charles T. Agan Personal Representative 7301 Ohms Lane Suite 325 Edina Minnesota 55439-2338 Telephone: (952) 835-2664 Facsimile: (952) 835-2984 2389879 10/28-11/4/10P

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-598 Estate of Scott William Horton, Decedent It is Ordered and Notice is given that on Dec. 6, 2010 at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Jillene Horton whose address is 3295 Juliet Drive, Woodbury, MN 55125 as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/25/10

BY THE COURT Shawn M. Moynihan Judge of District Court Attorney for Personal Representative Carol S. Cooper C.S. Cooper Law Firm, Ltd. 26437 Galaxie Avenue Farmington, MN 55024-9229 Attorney License No.: 161548 Telephone: (651) 460-2056 Fax: (651) 294-1038 2398012 10/28-11/4/10

NOTICE PUBLIC NOTICE PUBLIC NOTICE OF SHERIFF’S SALE

AMENDED NOTICE AND ORDER FOR HEARING PURSUANT TO MINN. STAT § 201B.18 STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT Court File No. 19HA-CV-10-6039 In the Matter of the Trust Created under Agreement By and Between Benjamin Pozzi and A. Genevieve Pozzi, Settlors, and A. Genevieve Pozzi, Trustee, dated June 1, 1983 IT IS ORDERED AND NOTICE IS GIVEN that a Petition for an Order to Appoint Trustee and for the Payment of Attorney’s Fees and Expenses pursuant to Minnesota Statutes § 501B.16, signed by Renee Pickerign dated September 24, 2010, has been filed with the Court. The Petition requests an Order for the following relief: 1. Appointing Renee Pickerign as Successor Trustee of the Trust; 2. Approving payment from the Trust of Petitioner’s reasonable attorneys’ fees and expenses incurred in connection with this proceeding and the administration of the Trust; 3. Determining that this Trust is not subject to continuing jurisdiction of the Court pursuant to Minnesota Statutes § 501.23; and 4. Granting such other relief as may be proper.

Any objections to the Petition must be filed with the Court prior to or at the hearing. If no objections are filed the Petition may be granted.

IT IS ORDERED, that the Petition will be heard on December 6, 2010, at 9:00 a.m. by the Court at 1560 Hwy. 55, Hastings, Minnesota.

1. Notice shall be given to all persons named in the Petition as having or claiming an interest in the Trust.

2. Notice shall be given by: a. Mailing a copy of this Notice and Order for Hearing to all persons named in the Petition as having or who may claim to have an interest in the Trust, at their last known address by U.S. Postal Service at least 15 days prior to the hearing date; and b. Publishing this Notice and Order for Hearing one time at least 20 days prior to the hearing date in a legal newspaper of Dakota County, Minnesota.

Dated: 10-21-10

BY THE COURT Kathryn D. Messerich Judge of District Court Attorney for Petitioner Nicholas J. Kaster, #334546 Attorneys for Petitioners Felhaber, Larson, Fenlon & Vogt, P.A. 444 Cedar Street, Suite 2100 St. Paul, MN 55101-2136 Telephone: (651) 312-6037 Facsimile: (651) 222-8905 E-mail: nkaster@felhaber.com 2396336 10/28-11/4/10

UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File 19HA-CV-09-4211-Wermager Case Type: Other Civil City-County Federal Credit Union, Plaintiff, v.

John M. Rubischko, Christine A. Rubischko, also known as Christine A. Heilman, Prosperan Bank, formerly Washington County Bank, Birchwood Office Park Association, Inc., Bremer Bank, N.A., R.M. Bracewell, James Fink, Harlson Construction, Inc., Strive Financial Group, LLC, and John Doe, Jane Doe, and ABC Entity, whose true names are not currently known to the Plaintiff, and GMAC Mortgage, LLC, Defendants.

NOTICE IS HEREBY GIVEN, that under and by virtue of a judgment entered in the above-entitled action on the 3rd day of September 2010, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described, to satisfy the amount found and adjudged due the plaintiff in the above-entitled action on the plaintiff’s mortgage, as prescribed in the judgment, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 19th day of November 2010 at 10:00 a.m., at the Office of the Dakota County Sheriff, Law Enforcement Center, 1580 Highway 55, Hastings, Dakota County, Minnesota 55033, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment, to wit: Units 4 and 6, CIC Number 496, Birchwood Office Park, a condominium, Dakota County, Minnesota, (Abstract Property); Property Address: 3356 Sherman Court, Eagan, MN 55121; Name of the Lender: City-County Federal Credit Union; Tax Parcel Identification Numbers of the Mortgaged Premises: 1 0 - 1 4 2 2 5 - 0 0 4 - 0 5 a n d 10-14225-006-05 Dated: September 13, 2010 Dave Bellows Dakota County Sheriff By: Robert Shingledecker Deputy Dakota County Sheriff Lee W. Mosher Attorney License Number 007570X Davern, McLeod & Mosher LLP Suite 150 7500 Olson Memorial Highway Golden Valley, MN 55427-4872 Telephone 763-545-5600 Attorneys for Plaintiff NOTICE REGARDING DEBT. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2358007 9/30-11/4/10

Notice of Sale Tenant: Unit # Shelida Cowes 700929 Greg Vesey 706419 Rodney Bringen 706348 Latina Davis 700941 Ashley Glass 354200 Mark Landa 355133 Mark Landa 353561 Mary Jarvis 352001 Lakisa Houston 352556 Kim Miller 700932 Annie Hughes 354210 1-800-PACK-RAT; 1-800-Pack-Rat (Burnsville-5010), 701 Ladybird Lane, Burnsville, MN 55337, has possessory lien on all of the goods stored in the units above. All these items of personal property are being sold pursuant to the assertion of the lien on 11-10-10 (month/day/year) at 10:00 A.M. in order to collect the amounts due from you. The sale will take place at 701 Ladybird Lane, Burnsville, MN 55337.

This is October 8, 2010 2379786 10/21-10/28/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Tip Towing 2. State the address of the principal place of business: 30365 Cannon River Blvd, Randolph, MN 55065 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Dan Motz, 30365 Cannon River Blvd, Randolph, MN 55065 Kathy Motz 30365 Cannon River Blvd, Randolph, MN 55065 4. This certificate is an amendment of Certificate of Assumed name number 0281495 originally filed on 03/17/03.

5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 02/06/10 Dan Motz - Owner 2388402 10/21-10/28/10P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-597 Estate of Beverlee T. Crane, Decedent Notice is given that an application for informal probate of the Decedent’s will dated February 24, 1993, has been filed with the Registrar. The Application has been granted.

Notice is also given that the Registrar has informally appointed David J. Crane, whose address is 4549 Oak Chase Road, Eagan, MN 55123, as Personal Representative of the estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the Personal Representative has full power to administer the estate including, after 30 days from the date of issuance of Letters, to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 10/22/10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Rosalind Denise Keppler Attorney I.D. No. 146511 Kuehn & Keppler, Lawyers Ltd. 332 Minnesota Street, #W2610 St. Paul, MN 55101 Phone: 651/222-2586 Fax: 651/228-9237 2396579 10/28-11/4/10

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Wednesday, November 24, 2010 at 1:00 p.m. at 14709 W. Burnsville Parkway, Lot 55, Burnsville, Minnesota 55306, the following property will be sold by public auction by the Sheriff of Dakota County: 1971 Marshfield 14 x 70 with add on Manufactured Home Serial Number 15087 This sale will be held to satisfy a claim upon the above-described property held by Rambush Estates, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Robert Ehlers. The amount of the claim against the above referenced property is $1093.70 computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale.

Dated: October 18, 2010 Rambush Estates Ltd Partnership 14709 W Burnsville Parkway Burnsville, MN. 55306 (952) 890-8440 2389990 10/21-11/4/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: N-Flatables 2. State the address of the principal place of business: 1960 Cliff Lake Rd., Suite 129-423, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Great Air, Inc., 1960 Cliff Lake Rd, Suite 129-423, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 10/20/2010 Jackie Marciniw, assistant secretary 2397719 10/28-11/4/10P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-574 Estate of Delilah E. Henry, Decedent.

Notice is given that an application for informal probate of the Decedent’s Will, dated February 7, 2006, (“Will”) has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Jacquelin Hagel, whose address is 3679 Vermilion Court North, Eagan, MN 55122, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: October 12th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative Terrence A. Merritt SEVERSON, SHELDON, DOUGHERTY & MOLENDA, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No: 0072151 Telephone: 952-953-8824 FAX: 952-432-3780 Email: merritt@seversonsheldon.com 2385903 10/21-10/28/10

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 12/07/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St. Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person here-in-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Diane Montgomery Bill of Lading #: 80498 Amount: $4,294.05 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2368647 10/14-10/28/10

PUBLIC NOTICE

Notice of Hearing by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-CV-10-839 Case Type: Motor Vehicle In the Matter of: Pamela Martin, Petitioner vs.

Charitha Areny, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W Mendota Rd #140, West St Paul, MN 55118 on November 30th, 2010 at 9:00 a.m. and explain why the relief sought in the Motion and Affidavit Directing Issuance of Title to a Motor Vehicle should not be granted.

You may obtain a copy of the Motion and affidavit and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court's Order.

Date 10/5/2010 Carolyn M. Renn Court Administrator K.L Deputy 2387973 10/21-11/4/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON ADJUDICATION OF INTESTACY, DETERMINATION, OF HEIRS, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Probate Court File No:19-HA-PR-10-592 Estate of James Yanisch, Decedent.

TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is given that on the 22nd day of November, 2010 at 9:00 am, a hearing will be held in this Court at Dakota County, Minnesota, on a petition for formal probate of the estate of the above-named decedent, adjudication of intestacy, and for appointment of Mike Yanisch, whose address is 7380 Timber Crest Drive South, Cottage Grove, MN 55016, as Personal Representative of the Estate of James Yanisch in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10-21-10

BY THE COURT Kathryn D. Messerich Judge of District Court Attorney for Personal Representative Justin Terbeest, Esq. (I.D. No. #2390383) McCullough & Kempe, PA 905 Parkway Drive St. Paul, MN 55117 Phone: 651-772-3446 Fax: 651-772-2177 jterbeest@mcculloughlawyers.com 2396599 10/28-11/4/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): Jonathan J. Glass and Emily A. Glass, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323629 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: September 07, 2010 Recorded: September 10, 2010 Dakota County Recorder Document Number: 2751698 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000619-0511600004-7 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 324 Cari Park Ln, Hastings, MN 55033-3975 Tax Parcel ID Number: 19-16402-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Cari Park Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $122,736.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016721F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 29, 2010 at 10:00 AM has been postponed to December 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016721F01 2393725 10/28/10

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: SoHo Computer Consultants 2. State the address of the principal place of business: 4025 131st Street, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

DixieDoodle, LLC, 4025 131st Street, Savage, MN 55378 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 09/13/2010 Daniel J. Bolling, Owner 2392377 10/28-11/4/10P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION File No. _______________ In Re the Marriage of: ELIZABETH ANNE MARTINEZ-PRIETO, Petitioner, and WALTER ANTONIO MARTINEZ-PRIETO, Respondent.

STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: You are hereby summoned and required to serve upon petitioner an Answer to the Petition for Dissolution of Marriage which is herewith served upon you within thirty days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition for Dissolution of Marriage.

The object of this proceeding is the dissolution of the marriage relationship between the parties and such division of the real property involved and any personal property held by the parties as the Court finds just.

NOTICE OF TEMPORARY RESTRAINING PROVISIONS AND ALTERNATIVE DISPUTE RESOLUTION PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: 1. NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (i) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING. 2. NEITHER PARTY MAY HARASS THE OTHER PARTY; AND 3. ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. 4. PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE, AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED

BY THE COURT IN LATER PROCEEDINGS. IF YOU VIOLATE ANY OF THESE PROVISIONS YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. Dated: 9-13-10 By: Elizabeth Anne Martinez-Prieto 2508 Crestmount Lane Burnsville, MN 55306 (952) 564-4663h, 435-6122w 2398214 10/28-11/11/10

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale: On November 11th, 2010 at 10:00 AM, a Lien Sale of personal property will be held at the Lakeville Premier Storage location at 21002 Heron Way, Lakeville, MN 55044.

Included in sale: #149 Polly Lyons - 937 Oriole Dr., Apple Valley, MN - Tag# 0134701 Totes, Boxes, Lawn Chairs. #143 JMG Net-Worth Corp - 10527 165th St. W., Lakeville, MN - Tag# 0134266 - Copier, Computers, Computer Monitors, Professional Audio Mixer, Boxes, CD’s, Art Work, Projector. #159 Cory McClintock - 17253 North Creek Ln., Farmington, MN - Tag# 0134413 - Kitchen Table, Kitchen Chairs, Bed, Cooler, Mens Boots, Chest Freezer, Couch, End Table. #362 Dena Raney - 13807 Quay St., Andover, MN - Tag# 0134453 - TV’s, Dresser, Couch, Bed, Totes, Kids Toys, Misc. Household Items.

2391379 10/28-11/4/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Foreclosure by Action Court File No. 19HA-CV-10-669 _______________________________________ Town View Association, a Minnesota nonprofit corporation, Plaintiff, v.

John D. Westley, Norwest Bank Minnesota, N.A., John Doe and Mary Roe, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO Defendants John D. Westley, Norwest Bank Minnesota, N.A., John Doe and Mary Roe. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Bernick, Lifson, Greenstein, Greene & Liszt, P.A. The Colonnade, Suite 1200 5500 Wayzata Boulevard Minneapolis, MN 55416 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Dakota County, State of Minnesota, legally described as follows: Lot One (1), Block Four (4), Town View First Addition (Property Address: 1747 Bluebill Drive Eagan, MN 55122).

The object of this action is foreclosure by action.

BERNICK, LIFSON, GREENSTEIN, GREENE, & LISZT, P.A. Dated: October 26, 2010 /s/________________________________ Daniel B. Greenstein #142104 Peter C. Snowdon #389642 The Colonnade, Suite 1200 5500 Wayzata Boulevard Minneapolis, Minnesota 55416 (763) 546-1200 Attorneys for Plaintiff 2398600 10/28-11/11/10

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-10-576 Estate of: Patricia Leann McCabe, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: Is is now ordered and notice is hereby given that on November 22, 2010, at 9:00 am a hearing will be held in the above-named Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Dakota County, Minnesota, for the formal adjudication of intestacy and determination of heirs of the above-named Decedent, and for the appointment of Mary Joe Pregler whose address is 6229 Harriet Ave. S., Richfield, MN 55423, as Personal Representative of the estate of the above-named Decedent in a supervised formal administration. Any objections must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four (4) months after the date of this notice or said claims will be barred.

Date: 10/12/10 Rex D. Stacey Judge of District Court Attorney for Prsonal Representative: Thomas R. Hurwitz 6009 Wayzata Blvd., Suite 111 St. Louis Park, MN 55416 Attorney Registration Number: 180932 Attorney Phone: 952-593-5959 Attorney Fax: 952-545-0869 2387582 10/21-10/28/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5363 In the Matter of the Petition of: Dean Fjeld, in Relation to Certificate of Title No. 142378 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Three (3), Block Six (6) in Lakeridge, according to the recorded plat thereof.

TO: TORI KIDWELL; JOSHUA HARRIS; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 24th day of November, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Contract for Deed Document No. 636801 has been cancelled pursuant to law and that any interest of Tori Kidwell and Joshua Harris in the premises is hereby terminated. The Registrar of Titles, is to show by memorial upon Certificate of Title No. 142378 that all rights under the Contract for Deed Document No. 636801 have been terminated and to omit from future Certificates of Title issued for the premises the memorials of the Contract for Deed Document No. 636801 and the Notice of Cancellation Document No. 665127 and the memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 10-19-10

BY THE COURT: Kathryn D. Messerich APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: David J. Schoenecker Attorney at Law 3109 Hennepin Avenue South Minneapolis, MN 55408 Attendance is not required at said hearing except to object to the entry of the above described Order.

2397650 10/28-11/4/10

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1974 TITA Manufactured home, VIN# 2164AB currently located at 12148 Geneva Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 5th day of November, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Carlos Quezada Hoffman (04/13/1969), as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Four-Hundred, Forty-Five Dollars and 65/100 ($3,445.65) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant.

Dated: October 07, 2010 Carol Williams, Agent Hometown Homes 2378227 10/14-10/28/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5699 In the Matter of the Petition of: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holder of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates, in Relation to Certificate of Title No. 139293 issued for land in the County of Dakota and State of Minnesota legally described as follows: Unit No. 16119, CIC No. 424, Crossroads Condominiums, a condominium located in the County of Dakota.

TO: LINDSAY MARIA MCCARTHY MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR DHI MORTGAGE COMPANY LIMITED PARTNERSHIP; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 10th day of November, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 139293 and enter a new Certificate of Title for the land therein described in favor of HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holder of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 655003, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 10/7/10

BY THE COURT: David Knutson Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES By: JAMES P. O’CONNELL Attorney for Petitioner: Jennifer K. Fischer Randall S. Miller & Associates, P.C. One Financial Plaza, Suite #1100 120 South Sixth Street Minneapolis, MN 55402 Attendance is not required at said hearing except to object to the entry of the above described Order.

2390564 10/21-10/28/10

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 11/23/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person here-in-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Bruce and Brenda Carpenter Bill of Lading #: 80425 Amount: $2,682.40 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2370214 10/14-10/28/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5095 In the Matter of the Petition of: U.S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2005-4 Home Equity Pass Through Certificates, Series 2005-4, in Relation to Certificate of Title No. 135485 issued for land in the County of Dakota and State of Minnesota legally described as follows: Unit No. 116, Grand Hill Condominium, Common Interest Community No. 461, Dakota County, Minnesota.

TO: PABLO CHAVEZ NORMA VAZQUEZ; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR INTERVALE MORTGAGE CORPORATION: GRAND HILL OWNERS ASSOCIATION, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 10th day of November, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 135485 and enter a new Certificate of Title for the land therein described in favor of U.S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2005-4 Home Equity Pass Through Certificates, Series 2005-4, subject to the memorial of Document No. 378968 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 651659, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 8-31-10

BY THE COURT: Thomas Poch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Orin J. Kipp Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order.

2385124 10/21-10/28/10

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-578 In Re: Estate of Robert M. Lee, Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated January 22, 2001. The Registrar accepted the application and appointed Robert E. Lee, whose Address is 7921 Danner Court, Inver Grove Heights, Minnesota 55076, to serve as the personal representative of the decedent’s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after the notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: October 12th, 2010 Carol M. Renn Registrar

By Joann Bauer Deputy Registrar Michael C. Black Law Office, Ltd. Michael C. Black 265 West Seventh Street Suite 201 St. Paul, Minnesota 55102 MN Atty. Registration No. 862X Telephone: 651-222-2587 Facsimile: 651-222-2589 e-mail: mcblaw@qwestoffice.net 2387534 10/21-10/28/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-559 ESTATE OF William George Johnson a/k/a Bill Johnson DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated February 12, 2010, has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Linda M. Johnson, Benjamin W. Johnson, Sean M. Lohse-Johnson and Richard J. Lacher whose address is: 1580 - 110th Court West, Inver Grove Heights, MN 55077 (Linda); 730 Stinson Blvd. #129, Minneapolis, MN 55413 (Benjamin); 9362 Austrianpine Ave., Brooklyn Park, MN 55443 (Sean); and 4077 Deerwood Trail, Eagan, MN 55122 (Richard) as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 10/14/10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney For Personal Representative Messerli & Kramer P.A. Attn: John W. Lang, Esq. #0143327 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402 (612) 672-3614 2387606 10/21-10/28/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 03, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,208.00 MORTGAGOR(S): Thomas Murray and Annmarie Murray, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 09, 2008 Dakota County Registrar of Titles Document Number: T627729 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 01, 2009 Registered: December 07, 2009 Dakota County Registrar of Titles Document Number: T654851 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100281210761431256 Lender or Broker: Platinum Lending Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130247 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5801 143rd St W, Apple Valley, MN 55124-8093 Tax Parcel ID Number: 01-66700-190-05 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), Block Five (5) in Scottsbriar 1st, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $244,598.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010685F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 22, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010685F03 2388723 10/28/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County Dakota District Court First Judicial District Court File Number: 19-AV-CV-10-3384 Case Type: Name Change In the Matter of the Application of: Cassandra Mae Raymond On Behalf of: Dustin Lawrence Huesmann For a Change of Name to: Dustin Joseph Raymond TO: Lawrence Huesmann P.O. Box 645 Pine River, MN 56474 An Application for Name Change has been filed by Cassandra Mae Raymond for a change of name for the minor child(ren) Dustin Lawrence Huesmann to Dustin Joseph Raymond. A hearing on this Application will be held at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124 on November 16, 2010, at 1:30 p.m.

You may obtain a copy of the Application for Name Change from Dakota County Dist. Court, 14955 Galaxie Ave., Apple Valley, MN 55124.

If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child(ren) may be granted.

Dated: Oct. 12, 2010 Carolyn M. Renn Court Administrator By: Pam Schadegg Deputy 2380989 10/14-10/28/10

PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/25/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,200.00 MORTGAGOR: Megan Dale Cloud MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 07/27/2007, in the Office of the Recorder Dakota County, Minnesota, as Document Number 2533676 ASSIGNMENTS OF MORTGAGE: Provident Funding Associates, L.P. filed 8/26/2010 as Document Number 2748524 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 8, Hepburn Park Addition to the City of St. Paul, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 149 6th Ave S, South St. Paul, MN 55075 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 36-32550-130-08 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-3517050135-3 RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGE ORIGINATOR/LENDER: Provident Funding Associates, L.P. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $133,025.66 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 12/14/2010 PLACE OF SALE: Dakota County Sheriff Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on 06/14/2011.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THNGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10/26/2010 Provident Funding Associates, L.P. Assignee of Mortgagee Dunakey & Klatt, P.C.,

By Brian Sayer Attorney for Assignee of Mortgagee, 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701.

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398801 10/28-12/2/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: CPC Intersect 2. State the address of the principal place of business: 1301 Corporate Center Drive #175, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

CPC Marketing LLC, 1301 Corporate Center Dr #175, Eagan, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 10/6/10 Randy Blakely Vice President Operations 2389387 10/21-10/28/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: MyParty 2. State the address of the principal place of business: 1301 Corporate Center Drive #175, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

CPC Marketing LLC, 1301 Corporate Center Dr #175, Eagan, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 10/6/10 Randy Blakely Vice President Operations 2389367 10/21-10/28/10P

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: No Buffalo 2. State the address of the principal place of business: 4025 131st Street, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

DixieDoodle, LLC, 4025 131st Street, Savage, MN 55378 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 09/13/2010 Daniel J. Bolling, Owner 2392346 10/28-11/4/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: EFA 2. State the address of the principal place of business: 19784 Kenrick Avenue, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Safety Signs, LLC, 19784 Kenrick Avenue, Lakeville, MN 55044 Safety Signs, Inc., 19784 Kenrick Avenue, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 10/5/10 Sue Blanchard, President 2394647 10/28-11/4/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Proximal Box Software 2. State the address of the principal place of business: 3813 Country Creek Way, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

James E. Hassett, 3813 Country Creek Way, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 9 October, 2010 James E. Hassett, sole proprietor 2398860 10/28-11/4/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Healing Hands Therapeutic Massage 2. State the address of the principal place of business: 18073 Kindred Ct., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Andrea Linnes-Bagley, 18073 Kindred Ct., Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 10/11/10 Andrea Linnes-Bagley, Professional Massage Therapist 2389868 10/21-10/28/10P

ORDER AND NOTICE OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-10-586 In Re: Estate of PETER A. ERICKSON, also known as PETER ANTHONY ERICKSON, Deceased TO ALL INTERESTED PERSONS: It is Ordered and Notice is hereby given that on Monday, the 22nd day of November, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, on the Petition of Debra L. Erickson, for the formal probate of decedent Peter A. Erickson’s Will which was dated May 27, 2009, and for summary assignment and distribution of the exempt homestead real property owned by decedent to the person entitled thereto under Minnes o t a l a w , a n d t h at a n y o b j e c t i o n s thereto must be filed with the Court or presented at t h e h e a r i n g . T h a t , i f proper, and no objections are filed or presented, the Court may determine that Will be formally probated and may summarily assign and distribute the exempt homestead real property to the person entitled thereto under Minnesota law.

This Order shall be served at least 14 days prior to such hearing by mailing copies hereof to all interested persons and that this Order be published in accordance with Minnesota law.

Dated: October 14, 2010 David Knutson District Court Judge (Court Seal) Kathryn T. Raidt Attorney for Petitioner 6950 France Ave S #109 Edina, MN 55435 952-926-2288 952-926-9944 2388438 10/21-10/28/10P

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (PETITION TO TERMINATE PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-3455 In the Matter of the Welfare of A.L.M., Child.

TO: Sandra Dee Bohn Tarah Malmgren, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: All rights of the parent named above to the child named above should be terminated based upon the following Minnesota Statute grounds: 260C.301, Subd. 1(b)(1): The parent has abandoned the child. 260C.301, Subd. 1(b)(2): The parent has substantially, continuously, or repeatedly refused or neglected to comply with the duties imposed upon that parent by the parent and child relationship, including but not limited to providing the child with necessary food, clothing, shelter, education, and other care and control necessary for the child’s physical, mental or emotional health and development, if the parent is physically and financially able, and either reasonable efforts by the social services agency have failed to correct the conditions that formed the basis of the petition or reasonable efforts would be futile and therefore unreasonable.

IF YOU FAIL TO APPEAR FOR THIS HEARING, THE COURT MAY CONDUCT THE HEARING WITHOUT YOU AND YOUR PARENTAL RIGHTS MAY BE TERMINATED. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on November 17, 2010 at 8:30 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Sandra Dee Bohn.

Dated: October 12, 2010 Judge Richard Spicer 2389312 10/21-11/4/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,600.00 MORTGAGOR(S): Mark A Usselman, a single man MORTGAGEE: SunTrust Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded: April 04, 2008 Dakota County Recorder Document Number: 2582503 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

Property Address: 14457 Guthrie Way, Apple Valley, MN 55124-6732 Tax Parcel ID Number: 01-16401-150-01 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Carrollwood Village Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,273.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: SunTrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016841F01 2346903 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,744.00 MORTGAGOR(S): Michael Meirink and Cynthia Meirink, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 22, 2005 Dakota County Recorder Document Number: 2314994 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002257944 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20099 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12-24500-017-04 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Empire River Preserve, CIC No. 386, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,337.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

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by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016994F01 2346982 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $80,000.00 MORTGAGOR(S): Frieda A Smith, Single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Novastar Mortgage, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100080190023595069 SERVICER: Ocwen Loan Servicing.

LLC LENDER: Novastar Mortgage, Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on April 26, 2004, as Document No. 2198098 ASSIGNED TO: The Bank of New York Mellon, successor in interest to JPMORGAN CHASE BANK, As trustee for the registered holders of NovaStar Mortgage Funding Trust, Series 2004-2 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2004-2 Dated: August 19, 2010, and recorded August 31, 2010 by Document No. 2749421.

LEGAL DESCRIPTION OF PROPERTY: All that certain Condominium situate in the County of Dakota and State of Minnesota, being known and described as follows: Unit 314-2A, Garage unit number 16, Shannon Glen Condominium, I, Condominium file no.

32, located on Lot 1, Block 1, Eagen Metro Center 2nd addition of Dakota County, Minnesota.

PROPERTY ADDRESS: 1855 Silver Bell Rd Unit 314, Saint Paul, MN 55122 PROPERTY I.D: 102245116501 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Seventy-Five Thousand Fifty-Two and 14/100 ($75,052.14) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 9, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010 The Bank of New York Mellon, successor in interest to JPMORGAN CHASE BANK, As trustee for the registered holders of NovaStar Mortgage Funding Trust, Series 2004-2 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2004-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00422-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3736225 09/23/2010, 09/30/2010, 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010 2347870 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE REAL PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT/ FORECLOSURE Court File No.: 19HA-CV-10-3438 First Commercial Bank, a Minnesota corporation Plaintiff, v.

Amit Sela Holdings, Inc.; Sophie 70, LLC; Twin City Acquisitions, LLC; Amit Y Sela, Defendants.

STATE OF MINNESOTA ) ) SS. COUNTY OF DAKOTA ) NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law and Order for Judgment and Judgment (”Judgment”) entered in the above-entitled action on October 1, 2010, a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due Plaintiff First Commercial Bank in the above action against Defendants Twin City Acquisitions, LLC and Amit Y Sela, jointly and severally, the Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on December 21, 2010, at 10:00 a.m., at the Dakota County Sheriff’s Office, 1580 Highway 55, Hastings, Minnesota, in said state and county, the premises and real estate described in said Judgment, to wit: That part of the West half of the Northwest Quarter (W 1/2 of NW 1/4) of Section Thirty-six (36), Township One Hundred Fourteen (114), Range Twenty-one (21), lying Easterly of Interstate Highway #35 and Westerly of County Road No. 5 (formerly STH No. 65), except the North 1562.39 feet thereof, according to the Government Survey thereof, Dakota County, Minnesota.

AND That part of the West half of the Northwest Quarter (W 1/2 of NW 1/4) of Section thirty-six (36), Township One Hundred Fourteen (114), Range Twenty-one (21), lying Westerly of Interstate Highway #35, except the South 360.64 feet thereof, according to the Government Survey thereof, Dakota County, Minnesota. (”Property”) Property Address: No address Parcel I.D. No: 22-03600-011-25 The Property shall be sold to pay the debt then secured by that certain mortgage executed by Twin City Acquisitions, LLC, as mortgagor, in favor of First Commercial Bank, as lender and mortgagee, dated October 19, 2007, securing the original principal amount of $2,500,000.00, and which mortgage was filed in the Office of the County Recorder, Dakota County, Minnesota, on October 25, 2007, as Document No. 2552529. The total amount due and owing on said mortgage as of the date of this notice is $2,844,313.78, plus interest, costs, and attorneys’ fees that have accrued since the entry of the Judgment, and will continue to accrue.

Subject to redemption within six (6) months after confirmation of sale.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10-15-2010 Dave Bellows Sheriff of Dakota County By: Robert Shingledecker Deputy Sheriff Dated this 15 day of October, 2010.

COLEMAN, HULL & VAN VLIET, PLLP Katherine M. Melander (#180464) Jeffrey A. Scott (#0339416) 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 (952) 841-0001 Attorneys for Plaintiff 2389015 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File: 19HA-PR-10-571 In Re: Estate of Rodney Alan Lorence, Decedent.

It is Ordered and Notice is given that on Nov. 8, 2010 at 9:00 a.m., a hearing will be held in this Court located at 1560 Highway 55, Hastings Dakota County, Minnesota, 55033 on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Jonathan Lorence, whose address is 4980 Garland Court North, Unit E, Plymouth, Minnesota 55446 as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/7/10

BY THE COURT Richard G. Spicer Judge of District Court HOLKER LAW OFFICES Kody B. Holker MN# 0386456 11282 86th Avenue North Maple Grove, Minnesota 55369 Telephone: (763) 416-1672 Facsimile: (763) 416-0891 email: kody@holkerlawoffices.com 2378538 10/21/10-10/28/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-585 In Re: Estate of Charles Hanson a/k/a Charles L. Hanson a/k/a Charles Lamonte Hanson, Decedent.

It is Ordered and Notice is given that on November 8, 2010 at 9:00 am a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Justin Hanson whose address is 2502 E 145th Court, Thornton, CO 80602 as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/14/10

BY THE COURT David L. Knutson Judge of District Court FLUEGEL LAW FIRM P.A. William J. Markert, Jr. MN# 0388653 999 Westview Drive, Suite One Hastings, MN 55033 Telephone: 651-438-9777 Facsimile: 651-438-9775 2389621 10/21-10/28/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 1, 2010 YOU ARE NOTIFIED THAT: 1. D e f a u l t h a s o c c u r r e d i n t h e terms and conditions of the Declaration for Highland Village Association, Inc. (hereinafter the "Association") which was dated September 9, 1991 and recorded as Document No. 1011292 in the Office of the Dakota County Recorder, covering the following property:

ing property: L E G A L D E S C R I P T I O N : Lot 9, Block 2, Pilot Knob Estates Seventh Addition, Dakota County, Minnesota STREET ADDRESS: 14294 Empire Avenue, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-57506-090-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 1, 2010, from David T. Richgels, title holder, to the Association, a Minnesota non-profit corporation, the amount of $4,628.70 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 1, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6.

The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 13, 2009, as Document No. 2643589 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 18th day of November, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. The time allowed by law for redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on May 18, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorneys for Highland Village Association, Inc. THOMSEN & NYBECK, P.A. HIGHLAND VILLAGE ASSOCIATION, INC. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Highland Village/Richgels/10-7-056D) 2351518 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2003 MORTGAGORS: M i t c h e l l J . G i e s e and Natalie A. Giese, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 29, 2004, Dakota County Recorder, Document No. 2169861.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 17, 2007, Recorded: December 31, 2007, Document No. 2563817.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013700075086635 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wachovia Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 12 Old Deerfield Road, Welch, MN 55089 TAX PARCEL I.D. #: 330330001002 LEGAL DESCRIPTION OF PROPERTY: Schedule A Legal Description That part of the Northeast Quarter (NE 1/4) of Section Thirty-three (33), Township One Hundred Fourteen (114), Range Sixteen (16), described as follows to-wit: Beginning at a point on the easterly

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������� 2, a Condo . 3 3���� U n i t 4 4������� , C I C N o��� Beginning at ������ a point on ������ the easterly minium, Century Condominiums, line of Outlot A of Hungry Point Farm, distant 35.14 feet southerly of Dakota County, Minnesota. the southeast corner of Lot Two (2), COUNTY IN WHICH PROPERTY IS Block Four (4), of said Hungry Point LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Farm, as measured along said easterly line of Outlot A; thence North 59 MORTGAGE: $167,373.00 AMOUNT DUE AND CLAIMED TO BE degrees 59 minutes 20 seconds East, based on the bearings of said Hun- DUE AS OF DATE OF NOTICE, INCLUDgry Point Farm, a distance of 136.26 ING TAXES, IF ANY, PAID BY MORTfeet; thence South 1 degrees 48 min- GAGEE: $167,471.89 That prior to the commencement of utes 54 seconds East, a distance of 332.49 feet; thence south 88 degrees this mortgage foreclosure proceeding 44 minutes 34 seconds West, a dis- Mortgagee/Assignee of Mortgagee comtance of 463.00 feet to the east line plied with all notice requirements as of said Outlot A; thence North 1 required by statute; That no action or degree 48 minutes 54 seconds West proceeding has been instituted at law a distance of 180.04 feet to a corner o r o t h e r w i s e t o r e c o v e r t h e d e b t of said Outlot A; thence easterly secured by said mortgage, or any part along the southerly line of Outlot A thereof; PURSUANT to the power of sale conto the southeasterly corner of said outlot A; thence North 9 degrees 54 tained in said mortgage, the above minutes 41 seconds West, a dis- described property will be sold by the tance of 35.14 feet to the point of Sheriff of said county as follows: DATE AND TIME OF SALE: Novembeginning, according to the United States Government Survey thereof, ber 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said Mortgage, and taxes, if any, on said MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseD U E A S O F D A T E O F N O T I C E , ments, including attorneys' fees INCLUDING TAXES, IF ANY, PAID BY allowed by law subject to redemption MORTGAGEE: $182,112.43 within six (6) months from the date of That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns M o r t g a g e e / A s s i g n e e o f M o r t g a g e e unless reduced to Five (5) weeks under complied with all notice requirements MN Stat. §580.07. as required by statute; That no action TIME AND DATE TO VACATE PROPor proceeding has been instituted at E R T Y : I f t h e r e a l e s t a t e i s a n law or otherwise to recover the debt owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, thereof; the date on or before which the mortP U R S U A N T t o t h e p o w e r o f s a l e gagor(s) must vacate the property if the contained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is D A T E A N D T I M E O F S A L E : 11:59 p.m. on May 12, 2011.

November 12, 2010 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE: S h e r i f f ' s O f f i c e , FINANCIAL OBLIGATION ON MORTLaw Enforcement Center, 1580 Hwy GAGE: None 55, Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPp r e m i s e s , a n d t h e c o s t s a n d RESENTATIVES OR ASSIGNS, MAY BE disbursements, including attorneys' REDUCED TO FIVE WEEKS IF A JUDIf e e s a l l o w e d b y l a w s u b j e c t t o CIAL ORDER IS ENTERED UNDER redemption within six (6) months from MINNESOTA STATUTES, SECTION t h e d a t e o f s a i d s a l e b y t h e 582.032, DETERMINING, AMONG m o r t g a g o r ( s ) , t h e i r p e r s o n a l OTHER THINGS, THAT THE MORTrepresentatives or assigns unless GAGED PREMISES ARE IMPROVED reduced to Five (5) weeks under MN WITH A RESIDENTIAL DWELLING OF Stat. §580.07.

LESS THAN FIVE UNITS, ARE NOT T I M E A N D D A T E T O V A C A T E PROPERTY USED IN AGRICULTURAL PROPERTY: If the real estate is an P R O D U C T I O N , A N D A R E o w n e r - o c c u p i e d , s i n g l e - f a m i l y ABANDONED." Dated: September 13, 2010. dwelling, unless otherwise provided by Chase Home Finance LLC law, the date on or before which the Mortgagee/Assignee of Mortgagee mortgagor(s) must vacate the property if the mortgage is not reinstated under USSET, WEINGARDEN AND LIEBO, P.L.L.P. section 580.30 or the property is not By: Paul A. Weingarden redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of Mortgagee 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 F I N A N C I A L O B L I G A T I O N O N Minneapolis, MN 55416 (952) 925-6888 MORTGAGE: None 30-8970 "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM T H E M O R T G A G O R ' S P E R S O N A L A DEBT COLLECTOR. 9/23-10/28/10 REPRESENTATIVES OR ASSIGNS, 2354021 MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, NOTICE OF MORTGAGE SECTION 582.032, DETERMINING, FORECLOSURE SALE AMONG OTHER THINGS, THAT THE NOTICE IS HEREBY GIVEN that MORTGAGED PREMISES ARE default has occurred in the conditions IMPROVED WITH A RESIDENTIAL D W E L L I N G O F L E S S T H A N F I V E of the following described mortgage: DATE OF MORTGAGE: July 01, 2005 UNITS, ARE NOT PROPERTY USED IN ORIGINAL PRINCIPAL AMOUNT OF AGRICULTURAL PRODUCTION, AND MORTGAGE: $208,000.00 ARE ABANDONED." MORTGAGOR(S): Rene A. Brinkman Dated: September 14, 2010. and Randy J. Brinkman, wife and husChase Home Finance LLC band Mortgagee/Assignee of Mortgagee MORTGAGEE: Mortgage Electronic USSET, WEINGARDEN AND LIEBO, P.L.L.P. Registration Systems, Inc. By: Paul A. Weingarden DATE AND PLACE OF RECORDING: Attorneys for Mortgagee/Assignee of Recorded: July 26, 2005 Dakota Mortgagee County Recorder 4500 Park Glen Road #300 Document Number: 2343740 Minneapolis, MN 55416 Transaction Agent: Mortgage Elec(952) 925-6888 tronic Registration Systems, Inc. 30-7993 Transaction Agent Mortgage IdentifiTHIS IS A COMMUNICATION FROM cation Number: 100137510000192742 A DEBT COLLECTOR. Lender or Broker: Lakeland Mort2354071 9/23-10/28/10 gage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable NOTICE OF MORTGAGE COUNTY IN WHICH PROPERTY IS FORECLOSURE SALE THE RIGHT TO VERIFICATION LOCATED: Dakota Property Address: 15727 Hemlock OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Ct, Apple Valley, MN 55124-7145 Tax Parcel ID Number: THE TIME PROVIDED BY LAW IS 01-45801-350-03 NOT AFFECTED BY THIS ACTION. LEGAL DESCRIPTION OF PROPNOTICE IS HEREBY GIVEN, that default has occurred in conditions of ERTY: Lot 35, Block 3, Longridge 2nd the following described mortgage: Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DATE OF MORTGAGE: M a r c h 2 5 , 2008 DUE AS OF DATE OF NOTICE: MORTGAGORS: W i l l i a m J o s e p h $212,809.46 THAT all pre-foreclosure requireJahnke and Charlene Ann Jahnke, husband and wife. ments have been complied with; that MORTGAGEE: Mortgage Electronic no action or proceeding has been instituted at law or otherwise to recover the Registration Systems, Inc. DATE AND PLACE OF RECORDING: debt secured by said mortgage, or any Recorded April 8, 2008, Dakota County part thereof; Recorder, Document No. 2583070.

PURSUANT to the power of sale conASSIGNMENTS OF MORTGAGE: t a i n e d i n s a i d m o r t g a g e , t h e Assigned to: Chase Home Finance LLC, above-described property will be sold Dated: September 9, 2010. by the Sheriff of said county as folTRANSACTION AGENT: Mortgage lows: Electronic Registration Systems, Inc. DATE AND TIME OF SALE: NovemT R A N S A C T I O N A G E N T ' S M O R T - ber 05, 2010 at 10:00 AM GAGE IDENTIFICATION NUMBER ON PLACE OF SALE: Dakota County MORTGAGE: 100085200633764123 Law Enforcement Center, 1580 HighLENDER OR BROKER AND MORT- way 55, Lobby S-100, Hastings, MinneG A G E O R I G I N A T O R S T A T E D O N sota MORTGAGE: I.A.G. Enterprises Inc. to pay the debt secured by said mortgage and taxes, if any, on said pred/b/a Northwest Mortgage Company R E S I D E N T I A L M O R T G A G E S E R - mises and the costs and disbursements, including attorney fees allowed VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: by law, subject to redemption within 364 Hayes Drive, Hastings, MN 55033 six (6) months from the date of said TAX PARCEL I.D. #: 191750104455 sale by the mortgagor(s), their perLEGAL DESCRIPTION OF PROP- sonal representatives or assigns.

ERTY: U n i t 4 4 , C I C N o . 3 3 2 , a C o n d o - ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������GAGED ������ ������� PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF ���������� ���� ��������� sonal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016996F01 2352595 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,380.00 MORTGAGOR(S): Ted Jackson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 15, 2005 Dakota County Recorder Document Number: 2304464 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: September 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030006913769 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16865 Greenland Path, Lakeville, MN 55044-9027 Tax Parcel ID Number: 22-27600-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Foxborough, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,871.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016993F01 2348042 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 1, 2007 MORTGAGORS:John J. Wensmann and Kathleen M. Wensmann, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 16, 2007, Dakota County Registrar of Titles, Document No. 607437, Certificate of Title No. 126134.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee under NovaStar Mortgage Funding Trust, Series 2007-2, Dated: December 15, 2008, Recorded: January 7, 2009, Document No. T637585.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100452790064100115 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeview Lending, Inc. RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 9709 203rd Street, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-47479-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Marion Fields Fifth Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$330,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$394,578.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-469 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398083 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-587 In Re: Estate of Doris F. Gerenz, a/k/a/ Dorris F. Gerenz, Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated September 10, 1990. The Registrar accepted the application and appointed Daniel G. Gerenz, whose address is 19808 Goldfinch Drive, Farmington MN 55024, to serve as the personal representative of the decedent’s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: October 15th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Stephen J. Wontor (MN# 213883) Bradley & Deike, P.A. 4018 West 65th Street, Suite 100 Edina Minnesota 55435-1728 Telephone: (952) 926-5337 Facsimile: (952) 926-5743 sjw@bradleydeike.com ATTORNEY FOR PERSONAL REPRESENTATIVE 2389517 10/21-10/28/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-10-593 Estate of: Phyllis Thielen a/k/a, Phyllis A. Thielen and Phyllis Adelle Thielen, Decedent.

Notice is given that an application for informal probate of the Decedent’s Will dated March 1, 2010, has been filed with the Registrar. The application has been granted Notice is also given that the Registrar has informally appointed Tara Whalen, whose address is : 1743 Galaxie Court, Eagan, MN 55122 as personal representative of the Estate of the Decedent. Any heir, devisee, or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. § 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 10/21/10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative: David E. Culbert Attorney No. 20278 7401 Metro Blvd., Suite 485 Minneapolis, MN 55439 (952) 546-5440 Fax: (952) 746-4180 2394207 10/28-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2005 MORTGAGOR: B l a i n e A . G o d e s , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 18, 2005, Dakota County Recorder, Document No. 2352633.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074388794 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4681 Bloomberg Lane, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 204400128003 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 3, Lafayette 2nd Addition, Common Interest Community No. 415, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $210,782.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9046 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354002 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 15, 2008 MORTGAGORS: Robin M. Harms and Gabriele I. Harms, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 16, 2008, Dakota County Recorder, Document No. 2618048.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100233111108090491 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Allen Mortgage LC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS: 5323 Upper 182nd Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141950005007 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 7, Dakota County Estates.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,697.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9040 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2353986 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 26, 2005 MORTGAGORS: V i c t o r C . C h a r b e l and Jacqueline A. Charbel, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 10, 2005, Dakota County Recorder, Document No. 2369321.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000115401 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4066 Deerwood Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 102390010003 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Engstroms Deerwood Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $372,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $357,110.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9069 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354289 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,050.00 MORTGAGOR(S): Mary Beth Willenbring, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 16, 2005 Dakota County Recorder Document Number: 2322413 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026902010790140 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5467 Brewer Ln, Inver Grove Heights, MN 55076-6000 Tax Parcel ID Number: 20-15095-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Brentwood Village, Common Interest Community No. 407, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,119.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

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AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016995F01 2346872 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE COURT DIVISION Court File No. 19HA-PR-10-575 In Re: Estate of Merlin O. McCalla, Decedent.

Notice is given that an application for informal probate of the Decedent’s Will dated April 9, 1988, (“Will”) has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Sandra M. Bubar, whose address is 7165 Courtly Road, Woodbury, Minnesota 55125 as Personal Representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representatives. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: October 12th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Applicant Michael P. Tierney, #170331 Murnane Brandt 30 East Seventh Street, Suite 3200 St. Paul, MN 55101 Phone (651) 227-9411 Fax (651) 223-5199 1135592 2386005 10/21-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 0 , 2006 MORTGAGOR: J a m e s L . C l a r k , a married person.

MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Registered April 18, 2006, Dakota County Registrar of Titles, Document No. 588266, Certificate of Title No. 139564.

ASSIGNMENTS OF MORTGAGE: Assigned to: Netbank, Dated: March 30, 2006, Recorded: April 18, 2006, Document No. 588267. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: June 26, 2006, Recorded: June 29, 2006, Document No. 593065. And thereafter assigned to: Chase Home Finance LLC, Dated: March 29, 2010, Recorded: April 7, 2010, Document No. T660160.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16875 Kenmore Drive, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-37951-030-02 LEGAL DESCRIPTION OF PROPERTY:

ERTY: Lot 3, Block 2, Jackson Heights Second Addition, according to the recorded plat thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $272,185.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354120 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2004.

MORTGAGOR(S): 12950 Aldrich Avenue South, LLC, a Minnesota limited liability company.

MORTGAGEE: Boundary Waters Bank.

DATE AND PLACE OF RECORDING: Filed December 30, 2004, Dakota County Recorder, as Document No. 2281013, modified by Modification of Mortgage dated November 1, 2007, filed December 3, 2007, as Document No. 2559074.

ASSIGNMENT(S) OF MORTGAGE: NA. The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Boundary Waters Bank.

Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Boundary Waters Bank.

MORTGAGED PROPERTY ADDRESS: 12950 Aldrich Avenue South, Burnsville, Minnesota, 55337.

TAX PARCEL I.D. NO.: 02-44200-040-01.

LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Lange Plaza, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $1,400,000.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $1,064,507.91.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 10, 2010 at 10:00 a.m.

ber 10, 2010 at 10:00 a.m.

PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none.

Dated: September 14, 2010 BOUNDARY WATERS BANK, Mortgagee /s/ Kelly S. Hadac KELLY S. HADAC -forAtty. I.D. #0328194 MURNANE BRANDT Attorneys for Mortgagee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 1133369 2347365 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 8, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Garrett Square Association (hereinafter the "Association") which was recorded as Document No. 261860 on August 12, 1992, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 214 and Garage Unit No. 47 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota STREET ADDRESS: 14620 Garrett Avenue, #214, Apple Valley, MN 55124 T A X P A R C E L I D N U M B E R: 01-81401-128-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 8, 2010, from Dawn M. Williams, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,363.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after October 8, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 24, 2010, as Document No. T663844 in the Dakota County Registrar of Titles' Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 9th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 9, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARRETT SQUARE ASSOCIATION Attorneys for Garrett Square Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Garrett Square/Williams/10-7-342D) 2387138 10/21-11/25/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF RAMSEY DISTRICT COURT SECOND JUDICIAL DISTRICT FAMILY COURT DIVISION CASE TYPE: DISSOLUTION WITH CHILDREN Court File No. ___________ In Re the Marriage of: Thelma Nunez, Petitioner, and Genaro Nunez Garcia, Respondent.

THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: YOU ARE HEREBY SUMMONED and required to serve upon Petitioner’s attorney an Answer to the Petition for Dissolution of Marriage which is herewith served upon you, within thirty (30) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition.

The object of this proceeding is a dissolution of the marriage relationship and such division of property involved as the Court finds just.

NOTICE OF TEMPORARY RESTRAINING AND ALTERNATIVE DISPUTE RESOLUTION PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (i) FOR THE NECESSITIES OF LIFE FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING; (2) NEITHER PARTY MAY HARASS THE OTHER PARTY; AND (3) ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS (5) UNDER MINNESOTA STATUTES, SECTION 518.157, IN A CONTESTED PROCEEDING INVOLVING CUSTODY OR PARENTING TIME OF A MINOR CHILD, THE PARTIES MUST BEGIN PARTICIPATION IN A PARENT EDUCATION PROGRAM THAT MEETS MINIMUM STANDARDS PROMULGATED BY THE MINNESOTA SUPREME COURT WITHIN 30 DAYS AFTER THE FIRST FILING WITH THE COURT. IN SOME DISTRICTS, PARENTING EDUCATION MAY BE REQUIRED IN ALL CUSTODY OR PARENTING PROCEEDINGS. YOU MAY CONTACT THE DISTRICT COURT ADMINISTRATOR FOR ADDITIONAL INFORMATION REGARDING THIS REQUIREMENT AND THE AVAILABILITY OF PARENT EDUCATION PROGRAMS. Dated: 8/2/10 Matthew T. Martin, #0386879 Martin Law Offices, PLLC 100 N. 6th Street, Suite 280B Minneapolis, MN 55043 612-381-0303 Holly Tacheny, #0390273 Grostyan & Associates, PLC 100 N. 6th Street, Suite 280B Minneapolis, MN 55403 612-341-6575 ATTORNEYS FOR PETITIONER 2397745 10/28-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 4, 2007 MORTGAGORS: Robert A. Berg and Linda J. Berg, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 20, 2007, Dakota County Recorder, Document No. 2545134.

ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation, Dated: August 24, 2010.

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COUNTY IN WHICH IS TRANSACTION AGENT: Mortgage LOCATED: Dakota Electronic Registration Systems, Inc. Property Address: 5091 183rd St W, T R A N S A C T I O N A G E N T ' S M O R T - Farmington, MN 55024-8719 Tax Parcel ID Number: GAGE IDENTIFICATION NUMBER ON 14-19506-050-01 MORTGAGE: 100073000818030660 LEGAL DESCRIPTION OF PROPLENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N ERTY: Lot 5, Block 1, Dakota County MORTGAGE: Freedom Mortgage Corpo- Estates 7th Addition, Dakota County, Minnesota. ration AMOUNT DUE AND CLAIMED TO BE RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. D U E A S O F D A T E O F N O T I C E : MORTGAGED PROPERTY ADDRESS: $215,982.55 3830 80th Court East, Inver Grove THAT all pre-foreclosure requireHeights, MN 55076 ments have been complied with; that TAX PARCEL I.D. #: 20-82100-140-01 no action or proceeding has been instiLEGAL DESCRIPTION OF PROP- tuted at law or otherwise to recover the ERTY: debt secured by said mortgage, or any Lot 14, Block 1, Village Hills part thereof; COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale contained in said mortgage, the LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF above-described property will be sold by the Sheriff of said county as folMORTGAGE: $225,600.00 AMOUNT DUE AND CLAIMED TO BE lows: DATE AND TIME OF SALE: NovemDUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- ber 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County GAGEE: $261,877.80 That prior to the commencement of Law Enforcement Center, 1580 Highthis mortgage foreclosure proceeding way 55, Lobby S-100, Hastings, MinneMortgagee/Assignee of Mortgagee com- sota plied with all notice requirements as to pay the debt secured by said mortrequired by statute; That no action or gage and taxes, if any, on said preproceeding has been instituted at law mises and the costs and disburseo r o t h e r w i s e t o r e c o v e r t h e d e b t ments, including attorney fees allowed secured by said mortgage, or any part by law, subject to redemption within thereof; six (6) months from the date of said PURSUANT to the power of sale con- sale by the mortgagor(s), their pertained in said mortgage, the above sonal representatives or assigns. described property will be sold by the If the Mortgage is not reinstated Sheriff of said county as follows: under Minn. Stat. §580.30 or the propDATE AND TIME OF SALE: Novem- erty is not redeemed under Minn. Stat. ber 4, 2010 at 10:00 AM §580.23, the Mortgagor must vacate PLACE OF SALE: S h e r i f f ' s O f f i c e , the property on or before 11:59 p.m. on Law Enforcement Center, 1580 Hwy May 05, 2011, or the next business day 55, Lobby #S-100, Hastings, MN if May 05, 2011 falls on a Saturday, to pay the debt then secured by said Sunday or legal holiday.

Mortgage, and taxes, if any, on said Mortgagor(s) released from financial premises, and the costs and disburse- obligation: NONE ments, including attorneys' fees THIS COMMUNICATION IS FROM allowed by law subject to redemption A DEBT COLLECTOR ATTEMPTwithin six (6) months from the date of ING TO COLLECT A DEBT. ANY said sale by the mortgagor(s), their INFORMATION OBTAINED WILL BE personal representatives or assigns USED FOR THAT PURPOSE. unless reduced to Five (5) weeks under THE RIGHT TO VERIFICATION OF MN Stat. §580.07.

THE DEBT AND IDENTITY OF THE TIME AND DATE TO VACATE PROP- ORIGINAL CREDITOR WITHIN THE E R T Y : I f t h e r e a l e s t a t e i s a n TIME PROVIDED BY LAW IS NOT owner-occupied, single-family dwell- AFFECTED BY THIS ACTION. ing, unless otherwise provided by law, THE TIME ALLOWED BY LAW FOR the date on or before which the mort- REDEMPTION BY THE MORTGAGOR, gagor(s) must vacate the property if the THE MORTGAGOR'S PERSONAL REPmortgage is not reinstated under sec- RESENTATIVES OR ASSIGNS, MAY BE tion 580.30 or the property is not REDUCED TO FIVE WEEKS IF A JUDIredeemed under section 580.23 is CIAL ORDER IS ENTERED UNDER 11:59 p.m. on May 4, 2011.

MINNESOTA STATUTES, SECTION MORTGAGOR(S) RELEASED FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G FINANCIAL OBLIGATION ON MORT- OTHER THINGS, THAT THE MORTGAGE: None GAGED PREMISES ARE IMPROVED "THE TIME ALLOWED BY LAW FOR WITH A RESIDENTIAL DWELLING OF REDEMPTION BY THE MORTGAGOR, LESS THAN FIVE UNITS, ARE NOT THE MORTGAGOR'S PERSONAL REP- PROPERTY USED IN AGRICULTURAL RESENTATIVES OR ASSIGNS, MAY BE PRODUCTION, AND ARE ABANDONED. REDUCED TO FIVE WEEKS IF A JUDIDATED: September 23, 2010 CIAL ORDER IS ENTERED UNDER ASSIGNEE OF MORTGAGEE: MINNESOTA STATUTES, SECTION BAC Home Loans Servicing, LP 582.032, DETERMINING, AMONG fka Countrywide Home Loans OTHER THINGS, THAT THE MORTServicing, LP GAGED PREMISES ARE IMPROVED Wilford & Geske, P.A. WITH A RESIDENTIAL DWELLING OF Attorneys for Assignee of Mortgagee LESS THAN FIVE UNITS, ARE NOT Lawrence A. Wilford PROPERTY USED IN AGRICULTURAL James A. Geske P R O D U C T I O N , A N D A R E 8425 Seasons Parkway, Suite 105 ABANDONED." Woodbury, MN 55125-4393 Dated: September 8, 2010.

(651) 209-3300 Freedom Mortgage Corporation File Number: 017165F01 Mortgagee/Assignee of Mortgagee 2350397 9/23-10/28/10 USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of NOTICE OF MORTGAGE Mortgagee FORECLOSURE SALE 4500 Park Glen Road #300 THE RIGHT TO VERIFICATION Minneapolis, MN 55416 OF THE DEBT AND IDENTITY OF (952) 925-6888 THE ORIGINAL CREDITOR WITHIN 90-1053 THIS IS A COMMUNICATION FROM THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. A DEBT COLLECTOR. NOTICE IS HEREBY GIVEN, that 2354251 9/23-10/28/10 default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 17, 2005 NOTICE OF MORTGAGE MORTGAGORS:M i c h e l l e R . L u c i o FORECLOSURE SALE and Russell J. Lucio, wife and husN O T I C E I S H E R E B Y G I V E N t h a t band. default has occurred in the conditions MORTGAGEE:Mortgage Electronic of the following described mortgage: Registration Systems, Inc..

DATE OF MORTGAGE: August 30, DATE AND PLACE OF RECORDING: 2007 Recorded August 25, 2005, Dakota ORIGINAL PRINCIPAL AMOUNT OF C o u n t y R e c o r d e r , D o c u m e n t N o .

MORTGAGE: $203,304.00 2354770.

MORTGAGOR(S): Alyssa C Pfarr, a ASSIGNMENTS OF MORTGAGE: single person and Alexander M Pfarr, a Assigned to: Chase Home Finance single person LLC, Dated: December 31, 2009, MORTGAGEE: Homeservices Lend- Recorded: January 11, 2010, Docuing, LLC Series A dba Edina Realty ment No. 2707030.

Mortgage TRANSACTION AGENT: Mortgage DATE AND PLACE OF RECORDING: Electronic Registration Systems, Inc. Recorded: September 28, 2007 TRANSACTION AGENT'S MORTDakota County Recorder GAGE IDENTIFICATION NUMBER ON Document Number: 2546934 MORTGAGE: 100013900796592644 ASSIGNMENTS OF MORTGAGE: LENDER OR BROKER AND MORTAnd assigned to: Wells Fargo Bank, G A G E O R I G I N A T O R S T A T E D O N N.A., successor by merger to Wells MORTGAGE: Irwin Mortgage CorporaFargo Home Mortgage, Inc. tion Dated: May 22, 2008 RESIDENTIAL MORTGAGE SERRecorded: June 09, 2008 Dakota VICER: Chase Home Finance LLC County Recorder MORTGAGED PROPERTY ADDRESS: Document Number: 2595698 2725 71st Street East, Inver Grove And assigned to: Countrywide Bank, Heights, MN 55076 FSB T A X P A R C E L I . D . # : Dated: May 22, 2008 20-48625-030-04 Recorded: June 09, 2008 Dakota LEGAL DESCRIPTION OF PROPCounty Recorder ERTY: Document Number: 2595699 Lot 3, Block 4, Michael D. DuPont's And assigned to: Countrywide Home 4th Addition Country Meadows, Loans Servicing, LP Dakota County, Minnesota Dated: November 06, 2008 COUNTY IN WHICH PROPERTY IS R e c o r d e d : D e c e m b e r 0 1 , 2 0 0 8 LOCATED:Dakota Dakota County Recorder ORIGINAL PRINCIPAL AMOUNT OF Document Number: 2624845 MORTGAGE:$245,000.00 Transaction Agent: Not Applicable AMOUNT DUE AND CLAIMED TO BE Transaction Agent Mortgage Identifi- DUE AS OF DATE OF NOTICE, INCLUDcation Number: Not Applicable ING TAXES, IF ANY, PAID BY MORTLender or Broker: Homeservices GAGEE:$254,236.23 Lending, LLC Series A dba Edina That prior to the commencement of Realty Mortgage this mortgage foreclosure proceeding Residential Mortgage Servicer: BAC Mortgagee/Assignee of Mortgagee comHome Loans Servicing, L.P. plied with all notice requirements as Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������§580.23, ������ the������� Mortgagor must vacate the property on or before 11:59 p.m. on ���������� ���� ��������� plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7649 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2351170 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 05, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 MORTGAGOR(S): Jeremy C Engen, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 03, 2004 Dakota County Registrar of Titles Document Number: 546857 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: September 16, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700039812611 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133213 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3754 Vermilion Ct S, Eagan, MN 55122-3154 Tax Parcel ID Number: 10-16936-407-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 407, Common Interest Community No. 176, Vermillion Carriage Homes, a condominium located in the County of Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $163,599.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate

May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017131F01 2351151 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE (Real Property) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Other Civil/ Mortgage Foreclosure Court File No. 19HACV-09-7516 CitiMortgage, Inc. Plaintiff, vs.

Mark D. Gilbert, Wells Fargo Bank, N.A., Orchard Pointe Condominium Association, John Doe and Mary Roe Defendants.

Notice is hereby given, that under and by virtue of a Judgment and Decree entered in the above entitled action on September 15, 2010, a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due said Plaintiff in the above entitled action from said Defendants, as prescribed in the Judgment, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on December 2, 2010, at 10:00 AM, at the Sheriff's main office, Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in the City of Hastings, in said County and State, the premises and real estate described in said Judgment and Decree, to wit: All that tract(s) of parcel(s) of land lying and being in the County of Dakota and State of Minnesota, described as follows, to- wit: Unit No. 54 Orchard Pointe Condominiums, CIC No. 311, Dakota County, Minnesota.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated this 27 day of September, 2010 Dave Bellows, Sheriff, Dakota County, Minnesota By: /s/ Robert Shingledecker Deputy Kevin T. Dobie Plaintiff's Attorney USSET, WEINGARDEN AND LIEBO, P.L.L.P. 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1683 This is an attempt to collect a debt and any information obtained will be used for that purpose.

2369413 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 8, 2007 MORTGAGOR: Peter J. Schmitz and Lauren T. Schmitz, husband and wife MORTGAGEE: Affinity Plus Federal Credit Union, a corporation organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded April 4, 2007, in the office of the County Recorder, as Document No. 2507437, Dakota

Document No. 2507437, Dakota County, Minnesota.

MORTGAGED PROPERTY ADDRESSES: 1877 North Ruby Court, Eagan, Minnesota 55122 TAX PARCEL I.D. NOS. 10-20451-059-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 59, Condominium No. 116, Diffley Commons 2nd Addition Villas and Garden Homes, a condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID

BY MORTGAGEE: $158,732.72 INTEREST RATE AND PER DIEM: Current interest rate is 6.375%, with a daily per diem of $27.60.

That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 9, 2010 at 10:00 am.

P L A C E O F S A L E : Law Enforcement Center, Lobby S100, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Six Months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: May 9, 2011, at 11:59 p.m.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 21, 2010 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information will be used for that purpose.

2354212 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 18, 1994 MORTGAGORS: Jerrold A. Mertz and Cathleen M. Mertz, husband and wife.

MORTGAGEE: InLand Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded March 3, 1994, Dakota County Recorder, Document No. 1198611.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: June 12, 2002, Recorded: June 28, 2002, Document No. 1911026.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: InLand Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7932 Grinnell Court West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760118010 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen, Block Ten, Foxborough 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $74,320.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $50,964.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4631 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2349280 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2007 MORTGAGORS: Lori Jan Martin and Eric Raymond Martin, wife and husband.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as Successor-in-Interest to Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded February 9, 2007, Dakota County Recorder, Document No. 2495196. A portion of the premises originally encumbered by the Mortgage has been released pursuant to Document No. 268708 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank NA as trustee for WaMu Mortgage Pass-Through Certificates Series 2007-HY3 Trust, Dated: May 6, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 26386 Highview Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 13-02800-011-26 LEGAL DESCRIPTION OF PROPERTY: The North 783.00 feet of the West Half of the Southwest Quarter of the Northwest Quarter of Section 28, Township 113, Range 20, Dakota County, Minnesota EXCEPT the East 50.80 feet thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $450,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $348,165.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010.

Bank of America, N.A., as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2824 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354276 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 18, 2007 MORTGAGOR: G e n n a d i y Y e r m o lenko and Marina Yermolenko, husband and wife.

MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage, a division of National City Bank.

DATE AND PLACE OF RECORDING: Registered May 25, 2007, Dakota County Registrar of Titles, Document No. 611243, Certificate of Title No. 142582.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage, a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 15450 Lucerne Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-16980-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Two (2), Chateau Highlands COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $588,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $633,490.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 14, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354145 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,500.00 MORTGAGOR(S): Loren Counts, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 11, 2007 Dakota County Recorder Document Number: 2523327 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: October 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604737717498 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 541 Kendall Dr, Hastings, MN 55033-4027 Tax Parcel ID Number: 19-16404-350-02 LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 2, Cari Park 5th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,053.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017632F01 2396809 10/28-12/2/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2001 MORTGAGOR: John E. Mahoney, a single individual.

MORTGAGEE: Voyageur Financial, Inc. DBA Minnesota Guraranty Mortgage Corp.

DATE AND PLACE OF RECORDING: Recorded February 26, 2001, Dakota County Recorder, Document No. 1753659.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., Dated: February 2, 2001, Recorded: February 26, 2001, Document No. 1753660. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 3, 2002, Recorded: May 20, 2002, Document No. 1897584. And thereafter assigned to: JPMorgan Chase Bank, National Association, Dated: September 3, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial, Inc. DBA Minnesota Guaranty Mortgage Corp.

RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 13508 Aldrich Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 024270107201 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 7, Block 1, Knob Hill II, lying North of a line drawn from a point on the East line of said lot distant 52.62 feet North, as measured along said East line, of the Southeast corner of said lot to a point on the West line of said lot distant 52.16 feet North, as measured along said West line, of the Southwest corner of said lot.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,716.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3094 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390331 10/21-11/25/10

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 0 , 2008 MORTGAGOR: David D. Thompson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 28, 2008, Dakota County Recorder, Document No. 2620063.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 20, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000063388 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5994 200th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141650501002 LEGAL DESCRIPTION OF PROPERTY: LOT ONE (1), BLOCK TWO (2), CHARLESWOOD SIXTH ADDITION, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $303,287.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $311,918.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 20, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8883 1771101921 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 7, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 20, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8883 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2391458 10/28/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 6 , 2003 MORTGAGOR: Kimberly A. Arnold, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 17, 2003, Dakota County Recorder, Document No. 2111128.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: August 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000010453 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3545 Blue Jay Way #102, Eagan, MN 55123 TAX PARCEL I.D. #: 104505124604 LEGAL DESCRIPTION OF PROPERTY: Unit No. 11102, Lexington Place Condominium, Condominium File No. 66, a condominium located in the County of Dakota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,134.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $109,069.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 18, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4505 8189237 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 17, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 21, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2395083 10/28/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2006 MORTGAGOR: Gregory M. Campion, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 15, 2006, Dakota County Recorder, Document No. 2453821.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: August 10, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935160700296 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 1132 8th Avenue South, Saint Paul, MN 55075 TAX PARCEL I.D. #: 363235007001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Helena Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,990.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 20, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1810 3516070029 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 25, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1810 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2396880 10/28/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Thomas Wentworth and Kelley Stish, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 14, 2005 Dakota County Recorder Document Number: 2330356 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000200636 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4302 Beaver Dam Rd, Eagan, MN 55122-2238 Tax Parcel ID Number: 10 72975 180 02 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Sun Cliff 1st Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,455.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017576F01 2392211 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 5 , 2007 MORTGAGOR: T h e r e s a J . M c C o r mick, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 11, 2007, Dakota County Recorder, Document No. 2508986.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: April 3, 2009, Recorded: April 28, 2009, Document No. 2652865.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039222142515843 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation

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RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 109 14th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-83900-290-01 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Wharton and Miller's Addition to South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,156.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2073 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354193 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2007 MORTGAGORS: Norbert J. Schmidt and Kathaleen M. Schmidt, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 23, 2007, Dakota County Recorder, Document No. 2518907.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: April 8, 2010, Recorded: April 28, 2010, Document No. 2727184.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100134400030132277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Loan Link Financial Services RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 14493 Crescent Circle, Rosemount, MN 55068 TAX PARCEL I.D. #: 346742510002 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Shannon Hills, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $379,945.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com-

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��� ������� ��� ���� ������AGRICULTURAL ������ ������� PRODUCTION, ARE ABANDONED. ���������� ���� ��������� Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 24, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2899 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363673 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated May 17, 2010, executed by Geckler & Associates, Inc., a Minnesota corporation, as Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee, and filed for record May 18, 2010, as Document No. 2730804 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. The original principal amount secured by the Mortgage was: one hundred twenty thousand and 00/100 Dollars ($120,000.00).

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

5. At the date of this notice, th e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: one hundred nineteen thousand six hundred sixty-three and 36/100 Dollars ($119,663.36).

6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 27, Block 1, Spyglass 3rd Addition according to the recorded plat thereof and situate in Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on November 17, 2010 at 10:00 a.m. at the Sheriff's office, Civil Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota.

7. The street address of the mortgaged property is 20706 Frost Court, Lakeville, MN 55044 and the tax parcel identification number is 22-71452-270-01.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale.

9. T H E T I M E A L L O W E D B Y L A W FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND

AND

Contractors Capital Corporation Mortgagee Attorney for Mortgagee: Ryan J. Trucke BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 (763) 222-2504 2360594 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 6 , 2004 MORTGAGOR: R o b e r t C .

McDonald, a single man.

MORTGAGEE:Ameriquest Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded November 9, 2004, Dakota County Recorder, Document No. 2265731.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2004-R10, under the Pooling and Servicing Agreement Dated October 1, 2004, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637665.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 2504 Williams Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 020140003025 LEGAL DESCRIPTION OF PROPERTY: SCHEDULE C PROPERTY DESCRIPTION The land referred to in this Commitment is described as follows: PARCEL 1: THAT PART OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SECTION 14, TOWNSHIP 115, RANGE 21, COMMENCING AT THE POINT OF INTERSECTION OF THE CENTER LINE OF STATE HIGHWAY NO. 13 AS NOW LAID OUT AND THE EAST LINE OF THE WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SAID SECTION 14, RUNNING THENCE SOUTHWESTERLY ALONG THE SAID CENTERLINE OF STATE HIGHWAY NO. 13, A DISTANCE OF 435.5 FEET; THENCE NORTHWESTERLY PERPENDICULAR TO THE SAID CENTERLINE, 33 FEET TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, WHICH POINT IS THE POINT OF BEGINNING OF THE LAND TO BE CONVEYED, THENCE NORTHWESTERLY PERPENDICULAR TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, A DISTANCE OF 125 FEET; THENCE NORTHEASTERLY PARALLEL TO THE NORTH LINE OF THE SAID STATE HIGHWAY NO. 13, A DISTANCE OF 100 FEET, THENCE SOUTHEASTERLY PERPENDICULAR TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, 125 FEET TO A POINT ON THE SAID NORTH LINE; AND THENCE SOUTHWESTERLY ALONG THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, 100 FEET TO THE PLACE OF BEGINNING. PARCEL 2: THAT PART OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SECTION 14, TOWNSHIP 115, RANGE 21, COMMENCING AT A POINT ON THE CENTERLINE OF STATE TRUNK HIGHWAY NO. 13, AS NOW LAID OUT, WHICH IS 335.5 FEET SOUTHWESTERLY OF THE INTERSECTION OF SAID CENTERLINE AND THE EAST LINE OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SAID SECTION 14; THENCE RUNNING SOUTHWESTERLY ALONG THE SAID HIGHWAY CENTERLINE 15 FEET; THENCE NORTH 19 DEGREES WEST 175 FEET; THENCE NORTH 71 DEGREES EAST 15 FEET AND THENCE SOUTH 19 DEGREES EAST 175 FEET OF THE PLACE OF BEGINNING. DAKOTA COUNTY, MINNESOTA ABSTRACT PROPERTY KNOWN AS 2504 COUNTY ROAD 34, BURNSVILLE, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,023.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2010 at 10:00 AM

November 16, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 13, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3093 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354606 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,600.00 MORTGAGOR(S): Susan C Ney-Blake And Russell M Blake, Wife And Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 15, 2006 Dakota County Recorder Document Number: 2453678 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: July 01, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604288066576 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1292 Raspberry Ct, Eagan, MN 55123-1484 Tax Parcel ID Number: 10.33000.050.05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Hilltop Estates, Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $255,459.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015555F01 2356540 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE REAL PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT/ FORECLOSURE Court File No.: 19HA-CV-10-3438 First Commercial Bank, a Minnesota corporation Plaintiff, v.

Amit Sela Holdings, Inc.; Sophie 70, LLC; Twin City Acquisitions, LLC; Amit Y Sela, Defendants.

STATE OF MINNESOTA ) ) SS. COUNTY OF DAKOTA ) NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law and Order for Judgment and Judgment (”Judgment”) entered in the above-entitled action on October 1, 2010, a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due Plaintiff First Commercial Bank in the above action against Defendant Amit Y Sela, the Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on December 21, 2010, at 10:00 a.m., at the Dakota County Sheriff’s Office, 1580 Highway 55, Hastings, Minnesota, in said state and county, the premises and real estate described in said Judgment, to wit: A tract of land being a part of the West Half of the Southwest Quarter and the Southeast Quarter of the Southwest Quarter of Section 25, Township 114, Range 21, Dakota County, Minnesota; described as follows: Beginning at a point in the South line of said Southwest Quarter of Section 25, distant 1363.17 feet East of the Southwest corner thereof, (said line having an assumed bearing of East); thence North 15 degrees 47 minutes 13 seconds West along the East Right-of-Way line of Highway 65, 34.29 feet; thence North 28 degrees 26 minutes 44 seconds West, along said Right-of-Way, 181.93 feet; thence North 1 degree 11 minutes 30 seconds East, along said Right-of-Way line, 335.0 feet; thence South 88 degrees 48 minutes 30 seconds East 435.0 feet; thence South 1 degree 11 minutes 30 seconds West, 518.96 feet to the South line of said Southwest Quarter; thence West 335.10 feet to the point of beginning. (”Property”) Property Address: No address Parcel I.D. No: 22-02500-010-55 The Property shall be sold to pay the debt then secured by that certain mortgage executed by Sophie 70, LLC, as mortgagor, in favor of First Commercial Bank, as lender and mortgagee, dated August 16, 2007, securing the original principal amount of $1,500,000.00, and which mortgage was filed in the Office of the County Recorder, Dakota County, Minnesota, on August 20, 2007, as Document No. 2538506. The total amount due and owing on said mortgage as of the date of this notice is $1,656,162.22, plus interest, costs, and attorneys’ fees that have accrued since the entry of the Judgment, and will continue to accrue.

Subject to redemption within six (6) months after confirmation of sale.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10-15-2010 Dave Bellows Sheriff of Dakota County By: Robert Shingledecker Deputy Sheriff Dated this 15 day of October, 2010.

COLEMAN, HULL & VAN VLIET, PLLP Katherine M. Melander (#180464) Jeffrey A. Scott (#0339416) 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 (952) 841-0001 Attorneys for Plaintiff 2388930 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 28, 2004 MORTGAGORS:Terrance S. Johnson, a married person, and Jennifer Johnson, a married person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 30, 2004, Dakota County Registrar of Titles, Document No. 546544, Certificate of Title No. 123105.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 19, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550022257942 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Source Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 847 1st Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 366950006001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, South Bluff, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$275,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$275,280.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9368 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398029 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated June 23, 2010, executed by Geckler & Associates, Inc., a Minnesota corporation, as Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee, and filed for record June 24, 2010, as Document No. 2737233 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. The maximum principal amount secured by the Mortgage was: fifty-two thousand eight hundred eighty-eight and 69/100 Dollars ($52,888.69).

and 69/100 Dollars ($52,888.69).

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

5. At the date of this notice, th e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: fifty-three thousand one hundred sixty-two and 19/100 Dollars ($53,162.19).

6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lots 5 & 7, Block 4, Inver Grove Park, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on November 17, 2010 at 10:00 a.m. at the Sheriff's office, Civil Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota.

7. The street address of the mortgaged property is 6523 Delaney Avenue, Inver Grove Heights, MN 55076 and the tax parcel identification number is 20-36550-071-04.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale.

9. T H E T I M E A L L O W E D B Y L A W FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Contractors Capital Corporation Mortgagee Attorney for Mortgagee: Ryan J. Trucke BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 (763) 222-2504 2360579 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 MORTGAGORS: Dao Vang and Kong Yang, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 8, 2006, Dakota County Recorder, Document No. 2436013.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan Acquisition Trust 2006-RM1, Asset Backed Pass Through Certificates, Series 2006-RM1, Dated: September 16, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100241010017185816 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Resmae Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 312 14th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250308003 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, East Farmington Fourth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,480.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,575.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

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unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 17, 2010.

U.S. Bank N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363553 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $515,000.00 MORTGAGOR(S): John P. Rodrigues and Lynn M. Rodrigues, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341589 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, National Association, as successor by merger to Lasalle Bank National Association, as Indenture Trustee on Behalf of the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Backed Notes Dated: September 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100176105061589795 Lender or Broker: Accredited Home Lenders, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1617 Murphy Pkwy, Eagan, MN 55122-1758 Tax Parcel ID Number: 10-14395-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Blackhawk Pond, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $539,182.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, National Association, as successor by merger to Lasalle Bank National Association, as Indenture Trustee on Behalf of the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Backed Notes Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017020F01 2354516 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 2, 2003 MORTGAGORS:Troy A. Weathers and Cynthia A. Maki-Weathers, husband and wife.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded November 17, 2003, Dakota County Recorder, Document No. 2141327.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1820 Tierney Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 197332004005 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Sunset West COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$229,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$228,511.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17 , 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 20, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3226 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398112 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 2, 2007 MORTGAGOR:J a n i n e L . M a r t i n , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 3, 2007, Dakota County Recorder, Document No. 2507305.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000351539071 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PHH Home Loans, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 941 Humboldt Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424810001005 LEGAL DESCRIPTION OF PROPERTY: Lot One, Block Five, B. Michel's Addition to West St. Paul, except the South Ten and Eighty-one Hundredth's feet thereof COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$173,523.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2396753 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2007 MORTGAGOR: Heather J. Gustafson, a single person.

MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562036.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: May 12, 2009, Recorded: May 21, 2009, Document No. 2658642.

May 21, 2009, Document No. 2658642.

And thereafter assigned to: Chase Home Finance LLC, Dated: September 10, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 7763 West 157th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-49101-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Morningview Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,275.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,328.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 24, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3608 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363613 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,600.00 MORTGAGOR(S): Lisa M. Lamanna Spore and Richard A. Spore, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 12, 2007 Dakota County Recorder Document Number: 2487772 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-3 Dated: February 11, 2009 Recorded: March 17, 2009 Dakota County Recorder Document Number: 2644314 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001528-1200004739-1 Lender or Broker: First State Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14675 Evergreen Trl # 103, Apple Valley, MN 55124-5739 Tax Parcel ID Number: 01-48845-103-20 LEGAL DESCRIPTION OF PROPERTY: Unit 103, Common Interest Community No. 124, Mistwood

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Courthomes, Dakota County, MinneIf the Mortgage is not reinstated sota. under Minn. Stat. §580.30 or the propAMOUNT DUE AND CLAIMED TO BE erty is not redeemed under Minn. Stat.

D U E A S O F D A T E O F N O T I C E : §580.23, the Mortgagor must vacate $184,008.31 the property on or before 11:59 p.m. on THAT all pre-foreclosure require- May 12, 2011, or the next business day ments have been complied with; that if May 12, 2011 falls on a Saturday, no action or proceeding has been insti- Sunday or legal holiday. tuted at law or otherwise to recover the Mortgagor(s) released from financial debt secured by said mortgage, or any obligation: NONE part thereof; THIS COMMUNICATION IS FROM PURSUANT to the power of sale con- A DEBT COLLECTOR ATTEMPTt a i n e d i n s a i d m o r t g a g e , t h e ING TO COLLECT A DEBT. ANY above-described property will be sold INFORMATION OBTAINED WILL BE by the Sheriff of said county as fol- USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF lows: DATE AND TIME OF SALE: Novem- THE DEBT AND IDENTITY OF THE ber 12, 2010 at 10:00 AM ORIGINAL CREDITOR WITHIN THE PLACE OF SALE: Dakota County T I M E P R O V I D E D B Y L A W I S N O T Law Enforcement Center, 1580 High- AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR way 55, Lobby S-100, Hastings, MinneREDEMPTION BY THE MORTGAGOR, sota to pay the debt secured by said mort- THE MORTGAGOR'S PERSONAL REPgage and taxes, if any, on said pre- RESENTATIVES OR ASSIGNS, MAY BE mises and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIments, including attorney fees allowed CIAL ORDER IS ENTERED UNDER by law, subject to redemption within MINNESOTA STATUTES, SECTION six (6) months from the date of said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sale by the mortgagor(s), their per- OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED sonal representatives or assigns.

If the Mortgage is not reinstated WITH A RESIDENTIAL DWELLING OF under Minn. Stat. §580.30 or the prop- LESS THAN FIVE UNITS, ARE NOT erty is not redeemed under Minn. Stat. PROPERTY USED IN AGRICULTURAL §580.23, the Mortgagor must vacate PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 the property on or before 11:59 p.m. on MORTGAGEE: May 12, 2011, or the next business day Mortgage Electronic Registration if May 12, 2011 falls on a Saturday, Systems, Inc. Sunday or legal holiday.

Mortgagor(s) released from financial Wilford & Geske, P.A. Attorneys for Mortgagee obligation: NONE THIS COMMUNICATION IS FROM Lawrence A. Wilford A DEBT COLLECTOR ATTEMPT- James A. Geske ING TO COLLECT A DEBT. ANY 8425 Seasons Parkway, Suite 105 INFORMATION OBTAINED WILL BE Woodbury, MN 55125-4393 (651) 209-3300 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF File Number: 017115F01 9/30-11/4/10 THE DEBT AND IDENTITY OF THE 2359409 ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE OF MORTGAGE THE TIME ALLOWED BY LAW FOR FORECLOSURE SALE REDEMPTION BY THE MORTGAGOR, N O T ICE IS HEREBY GIVEN that THE MORTGAGOR'S PERSONAL REPdefault has occurred in the conditions RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- of the following described mortgage: DATE OF MORTGAGE: October 17, CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 2005 ORIGINAL PRINCIPAL AMOUNT OF 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- MORTGAGE: $155,558.00 Nicole J Dohmen, a MORTGAGOR(S): GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF single person and Ty C Smith, a single LESS THAN FIVE UNITS, ARE NOT person MORTGAGEE: Riverview Community PROPERTY USED IN AGRICULTURAL Bank PRODUCTION, AND ARE ABANDONED. DATE AND PLACE OF RECORDING: DATED: September 30, 2010 Recorded: December 28, 2005 ASSIGNEE OF MORTGAGEE: U.S. Dakota County Recorder Bank National Association, as Document Number: 2392232 Trustee, on behalf of the holders ASSIGNMENTS OF MORTGAGE: of the CSMC Mortgage-Backed And assigned to: U.S. Bank, N.A. Pass-Through Certificates, Dated: October 17, 2005 Series 2007-3 Recorded: March 07, 2006 Dakota Wilford & Geske, P.A. County Recorder Attorneys for Assignee of Mortgagee Document Number: 2410886 Lawrence A. Wilford Transaction Agent: Not Applicable James A. Geske Transaction Agent Mortgage Identifi8425 Seasons Parkway, Suite 105 cation Number: Not Applicable Woodbury, MN 55125-4393 Lender or Broker: Riverview Com(651) 209-3300 munity Bank File Number: 003147F04 Residential Mortgage Servicer: U.S. 2357338 9/30-11/4/10 Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota NOTICE OF MORTGAGE Property Address: 23712 Belle Ct, FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t Hampton, MN 55031-9640 Tax Parcel ID Number: default has occurred in the conditions 18-26101-020-02 of the following described mortgage: LEGAL DESCRIPTION OF PROPDATE OF MORTGAGE: March 02, ERTY: Lot 2, Block 2, Fesba Second 2005 ORIGINAL PRINCIPAL AMOUNT OF Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE MORTGAGE: $139,144.00 MORTGAGOR(S): Michael Meirink D U E A S O F D A T E O F N O T I C E : and Cynthia Meirink, husband and wife $151,594.30 THAT all pre-foreclosure requireMORTGAGEE: Mortgage Electronic ments have been complied with; that Registration Systems, Inc. no action or proceeding has been instiDATE AND PLACE OF RECORDING: Recorded: March 25, 2005 Dakota tuted at law or otherwise to recover the debt secured by said mortgage, or any County Recorder part thereof; Document Number: 2307382 PURSUANT to the power of sale conTransaction Agent: Mortgage Electained in said mortgage, the tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- above-described property will be sold by the Sheriff of said county as folcation Number: 100025440002211271 Lender or Broker: Lehman Brothers lows: DATE AND TIME OF SALE: NovemBank, FSB R e s i d e n t i a l M o r t g a g e S e r v i c e r : ber 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Aurora Loan Services, LLC Law Enforcement Center, 1580 HighMortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS way 55, Lobby S-100, Hastings, Minnesota LOCATED: Dakota Property Address: 20068 Cabrilla to pay the debt secured by said mortgage and taxes, if any, on said preWay, Farmington, MN 55024-1485 T a x P a r c e l I D N u m b e r : mises and the costs and disbursements, including attorney fees allowed 12-24500-079-04 L E G A L D E S C R I P T I O N O F P R O P - by law, subject to redemption within ERTY: Lot 79, Block 4, Empire River six (6) months from the date of said Preserve, CIC No. 386, according to the sale by the mortgagor(s), their perrecorded plat thereof, Dakota County, sonal representatives or assigns.

If the Mortgage is not reinstated Minnesota.

AMOUNT DUE AND CLAIMED TO BE under Minn. Stat. §580.30 or the propD U E A S O F D A T E O F N O T I C E : erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate $142,095.58 THAT all pre-foreclosure require- the property on or before 11:59 p.m. on ments have been complied with; that May 12, 2011, or the next business day no action or proceeding has been insti- if May 12, 2011 falls on a Saturday, tuted at law or otherwise to recover the Sunday or legal holiday.

Mortgagor(s) released from financial debt secured by said mortgage, or any part thereof; obligation: NONE PURSUANT to the power of sale conTHIS COMMUNICATION IS FROM t a i n e d i n s a i d m o r t g a g e , t h e A DEBT COLLECTOR ATTEMPTabove-described property will be sold ING TO COLLECT A DEBT. ANY by the Sheriff of said county as fol- INFORMATION OBTAINED WILL BE lows: USED FOR THAT PURPOSE. DATE AND TIME OF SALE: NovemTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ber 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County ORIGINAL CREDITOR WITHIN THE Law Enforcement Center, 1580 High- T I M E P R O V I D E D B Y L A W I S N O T way 55, Lobby S-100, Hastings, Minne- AFFECTED BY THIS ACTION. sota THE TIME ALLOWED BY LAW FOR to pay the debt secured by said mort- REDEMPTION BY THE MORTGAGOR, gage and taxes, if any, on said pre- THE MORTGAGOR'S PERSONAL REPmises and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE ments, including attorney fees allowed REDUCED TO FIVE WEEKS IF A JUDIby law, subject to redemption within CIAL ORDER IS ENTERED UNDER six (6) months from the date of said MINNESOTA STATUTES, SECTION sale by the mortgagor(s), their per���������� �� ���� ����� sonal representatives or assigns.

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������ ������ ������� ���������� ���� ��������� MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016890F01 2354488 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2004 MORTGAGORS: Charles L. Becker and Mary Jo Cooksey, both single persons.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 3, 2 0 0 4 , D a k o t a County Recorder, Document No. 2233256.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 2, 2007, Recorded: April 5, 2007, Document No. 2507737.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061900000140678 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1545 Circle Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-82204-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Vista View 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,441.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3853 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390263 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 MORTGAGOR(S): James P. Harvey and Sherri L Harvey, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 18, 2005 Dakota County Recorder Document Number: 2286109 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000087557 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9405 204th St W, Lakeville, MN 55044-5838 Tax Parcel ID Number: 22-18200-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Creek Estates, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $266,513.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017621F01 2391416 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2007 MORTGAGOR: T e r r y S . T r k l a , a single person.

MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Registered August 23, 2007, Dakota County Registrar of Titles, Document No. 616143, Certificate of Title No. 134046.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 31, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 406 Rehnberg Place, West Saint Paul,

406 Rehnberg Place, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 426340004001 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4) in Block One (1) of A.E. Rehnberg Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,988.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4172 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363522 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 16, 2005 MORTGAGOR: Jessica L. Kaufman, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 6, 2005, Dakota County Recorder, Document No. 2367989.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: June 14, 2010, Recorded: June 23, 2010, Document No. 2736973.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053030007981211 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Wholesale Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12820 Nicollet Avenue South #102, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130033816 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 102, 12820 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $79,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $77,071.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 17, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2358295 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,218.00 MORTGAGOR(S): Bryan G. Nyblom and Karin Y. Nyblom, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 27, 2004 Dakota County Registrar of Titles Document Number: 548680 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000083465 Lender or Broker: Optimum Mortgage Services, Inc Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133545 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3390 Leroy Ave, Hastings, MN 55033-4012 Tax Parcel ID Number: 19-68101-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block Two (2) in Sieben's Second Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,290.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017051F01 2356684 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 2, 2008 MORTGAGOR: Olga Krohn, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 29, 2008, Dakota County Recorder, Document No. 2587385.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000822202529 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 515 Eddy Street, Hastings, MN 55033 TAX PARCEL I.D. #: 193215006037 LEGAL DESCRIPTION OF PROPERTY: North Half of Lot 5, Block 37, and North Half of the West 16 feet of Lot 6, Block 37, Town of Hastings, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,912.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $143,003.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010.

Dated: September 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9110 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2360506 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Dated: September 3, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated May 29, 2008. The afore-mentioned Mortgage was executed by Kenneth L. Zaffke and Audrey A. Zaffke, husband and wife, as Mortgagor, and in favor of Home Federal Savings Bank, as Mortgagee, and recorded with the Dakota County Recorder's Office on July 10, 2008, as document number 2601279. The land described in the Mortgage is not registered land. The current fee title holder is Kenneth L. Zaffke and Audrey A. Zaffke.

2. The original principal amount secured by the Mortgage is Fifty Thousand and no/100 Dollars ($50,000.00).

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notices and other requirements of applicable statutes.

5. At the date of this notice the amount due on the Mortgage is $57,457.90.

6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and land located at 1235 Wilderness Park Circle, Eagan, Minnesota 55123, and legally described as follows: Lot 11, Block 1, Wilderness Park Addition, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on October 28, 2010, at 10:00 a.m., at the Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033-2343, to pay the debt then secured by said Mortgage, taxes, if any, on the premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of sale by the mortgagor(s), their personal representatives or assigns.

7. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale.

8. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: 11:59 p.m. on April 28, 2011.

9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. No Mortgagor has been released from liability prior to the above date.

KOEPKE LAW GROUP, P.A. By: /s/ Shawn R. Welk (#0393313) 3161 Fernbrook Lane North Plymouth, Minnesota 55447 Telephone: (763) 201-1218 Its: Attorney in Fact THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from October 28, 2010, at 10:00 a.m. to December 16, 2010, at 10:00 a.m., at the Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033-2343.

Unless said Mortgage is reinstated or the Property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 16, 2011.

Dated: October 21, 2010 Home Federal Savings Bank, Mortgagee KOEPKE LAW GROUP, P.A. By: /s/ Chris E. Royal (#0313154) 3161 Fernbrook Lane North Plymouth, Minnesota 55447 Telephone: (763) 201-1202 Attorneys for Mortgagee THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2395052 10/28/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2005 MORTGAGORS: H e i d i L y n n Schuenke and Jeffrey Todd Schuenke, wife and husband.

MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC..

DATE AND PLACE OF RECORDING: Recorded April 4, 2005, Dakota County Recorder, Document No. 2309989.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14448 Flax Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011659016003 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 3, Cedar Isle Village Homes, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,342.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4734 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390116 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 , 2003 MORTGAGORS: Randy D. Rose and Bonita M. Rose, husband and wife.

MORTGAGEE: Virginia L. Krech.

DATE AND PLACE OF RECORDING: Registered February 25, 2004, Dakota County Registrar of Titles, Document No. 0530914, Certificate of Title No. 58008.

58008.

ASSIGNMENTS OF MORTGAGE: Assigned to: National City Mortgage Co., Dated: August 1, 2003, Recorded: February 25, 2004, Document No. 0530915. And thereafter assigned to: PNC Bank, National Association, Dated: September 1, 2010 Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Virginia L. Krech RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3280 East 74th Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115210005 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10) and the Northwesterly Ten and Two Tenths (10.2) feet of L o t N i n e ( 9 ) i n B l o c k F i v e (5 ) of South Grove No. 3, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $70,390.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2340 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363566 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2006 MORTGAGORS: Jacob Lukkes and Jennifer Lukkes, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 1, 2006, Dakota County Recorder, Document No. 2458118.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 14, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074407552 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1876 13th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 195860090710

TAX PARCEL I.D. #: 195860090710 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 907, COMMON INTEREST COMMUNITY NUMBER 511, A CONDOMINIUM, PRAIRIE RIDGE, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,990.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,995.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9141 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2360490 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 0 , 2004 MORTGAGORS:James R. Mueller and Mary C. Mueller, husband and wife.

MORTGAGEE:Argent Mortgage Company, LLC. DATE AND PLACE OF RECORDING: Recorded March 2, 2004, Dakota County Recorder, Document No. 2181237.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Quest Trust 2004-X2, Asset Backed Certificates, Series 2004-X2, Dated: January 20, 2009, Recorded: February 17, 2009, Document No. 2637609 and

by Document No. 2368980.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 1650 Hickory Hill Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 108460005002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Woodgate.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$131,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$128,486.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 24, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3162 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372433 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,600.00 MORTGAGOR(S): Vernon Hanson and Marilyn Hanson, husband and wife MORTGAGEE: Centennial Mortgage & Funding, Inc. DATE AND PLACE OF REGISTERING: Registered: March 06, 2003 Dakota County Registrar of Titles Document Number: 491187 ASSIGNMENTS OF MORTGAGE: And assigned to: Ohio Savings Bank Dated: January 17, 2003 Registered: March 06, 2003 Dakota County Registrar of Titles Document Number: 491188 And assigned to: New York Community Bank Dated: September 15, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Centennial Mortgage & Funding, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 127340 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12812 16th Ave S, Burnsville, MN 55337-3745 Tax Parcel ID Number: 02-31100-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-eight (28), Block One (1) in Grosse Pointe First Addition, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,853.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

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������ ������� ������� ��� ���� the property on������ or before 11:59 p.m. on LESS THAN FIVE UNITS, ARE NOT May 19, 2011, or the next business day PROPERTY USED IN AGRICULTURAL if May 19, 2011 falls on a Saturday, P R O D U C T I O N , A N D A R E ABANDONED." Sunday or legal holiday.

Dated: September 23, 2010.

Mortgagor(s) released from financial Mortgage Electronic Registration obligation: NONE Systems, Inc. solely as nominee THIS COMMUNICATION IS FROM for Freedom Mortgage A DEBT COLLECTOR ATTEMPTCorporation ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF By: Paul A. Weingarden THE DEBT AND IDENTITY OF THE Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE Mortgagee T I M E P R O V I D E D B Y L A W I S N O T 4500 Park Glen Road #300 Minneapolis, MN 55416 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 90-1923 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. 10/7-11/11/10 REDUCED TO FIVE WEEKS IF A JUDI- 2372334 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED N O T ICE IS HEREBY GIVEN that WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT default has occurred in the conditions PROPERTY USED IN AGRICULTURAL of the following described mortgage: DATE OF MORTGAGE: July 07, 2006 PRODUCTION, AND ARE ABANDONED. ORIGINAL PRINCIPAL AMOUNT OF DATED: October 07, 2010 MORTGAGE: $205,000.00 ASSIGNEE OF MORTGAGEE: MORTGAGOR(S): Kelvin D. Pulphus, New York Community Bank a single person AND Shannon Stone, a Wilford & Geske, P.A. single person Attorneys for Assignee of Mortgagee MORTGAGEE: Mortgage Electronic Lawrence A. Wilford Registration Systems, Inc. James A. Geske DATE AND PLACE OF REGISTER8425 Seasons Parkway, Suite 105 ING: Woodbury, MN 55125-4393 Registered: July 28, 2006 Dakota (651) 209-3300 County Registrar of Titles File Number: 016985F01 Document Number: 594891 2370997 10/7-11/11/10 ASSIGNMENTS OF MORTGAGE: And assigned to: Ocwen Loan Servicing, LLC Dated: April 23, 2009 NOTICE OF MORTGAGE Registered: June 01, 2009 Dakota FORECLOSURE SALE County Registrar of Titles THE RIGHT TO VERIFICATION Document Number: T644580 OF THE DEBT AND IDENTITY OF Transaction Agent: Mortgage ElecTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that cation Number: 100139104915471959 Lender or Broker: Residential Mortdefault has occurred in conditions of gage Group, Inc. the following described mortgage: Residential Mortgage Servicer: DATE OF MORTGAGE:July 8, 2009 MORTGAGORS:David G. Biener and Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable Samantha J. Biener, F/K/A Samantha J. CERTIFICATE OF TITLE NUMBER: Spencer, husband and wife.

MORTGAGEE:Mortgage Electronic 128116 COUNTY IN WHICH PROPERTY IS Registration Systems, Inc. DATE AND PLACE OF RECORDING: LOCATED: Dakota Property Address: 1952 Carnelian Recorded July 21, 2009, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . Ln, Eagan, MN 55122-2947 Tax Parcel ID Number: 2672460.

O F 101670414013 A S S I G N M E N T S LEGAL DESCRIPTION OF PROPMORTGAGE:NONE TRANSACTION AGENT: Mortgage ERTY: Lot 14, Block 13, Cedar Grove No. 5, according to the recorded plat Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - thereof, and situate in Dakota County, GAGE IDENTIFICATION NUMBER ON Minnesota.

AMOUNT DUE AND CLAIMED TO BE MORTGAGE: 1000730-0083491415-2 LENDER OR BROKER AND MORT- D U E A S O F D A T E O F N O T I C E : G A G E O R I G I N A T O R S T A T E D O N $228,684.28 THAT all pre-foreclosure requireMORTGAGE: Freedom Mortgage Corments have been complied with; that poration R E S I D E N T I A L M O R T G A G E S E R - no action or proceeding has been instiVICER: LoanCare Servicing Center, tuted at law or otherwise to recover the debt secured by said mortgage, or any Inc. MORTGAGED PROPERTY ADDRESS: part thereof; that this is registered property; 717 8th Street, Farmington, MN 55024 PURSUANT to the power of sale conT A X P A R C E L I . D . # : tained in said mortgage, the 14-66450-010-00 LEGAL DESCRIPTION OF PROP- above-described property will be sold by the Sheriff of said county as folERTY: L o t 1 , e x c e p t t h e E a s t 7 2 f e e t lows: DATE AND TIME OF SALE: Decemthereof, Schulz 1st Addition, Dakota ber 10, 2010 at 10:00 AM County, Minnesota.

PLACE OF SALE: Dakota County COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 HighLOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF way 55, Lobby S-100, Hastings, Minnesota MORTGAGE:$173,057.00 AMOUNT DUE AND CLAIMED TO BE to pay the debt secured by said mortDUE AS OF DATE OF NOTICE, INCLUD- gage and taxes, if any, on said preING TAXES, IF ANY, PAID BY MORT- mises and the costs and disbursements, including attorney fees allowed GAGEE:$179,061.26 That prior to the commencement of by law, subject to redemption within this mortgage foreclosure proceeding six (6) months from the date of said Mortgagee/Assignee of Mortgagee com- sale by the mortgagor(s), their perplied with all notice requirements as sonal representatives or assigns. required by statute; That no action or If the Mortgage is not reinstated proceeding has been instituted at law under Minn. Stat. §580.30 or the propo r o t h e r w i s e t o r e c o v e r t h e d e b t erty is not redeemed under Minn. Stat. secured by said mortgage, or any part §580.23, the Mortgagor must vacate thereof; the property on or before 11:59 p.m. on PURSUANT to the power of sale con- June 10, 2011, or the next business tained in said mortgage, the above day if June 10, 2011 falls on a Saturdescribed property will be sold by the day, Sunday or legal holiday.

Sheriff of said county as follows: Mortgagor(s) released from financial DATE AND TIME OF SALE: Novem- obligation: NONE ber 24, 2010 at 10:00 AM THIS COMMUNICATION IS FROM PLACE OF SALE:Sheriff's Office, Law A DEBT COLLECTOR ATTEMPTEnforcement Center, 1580 Hwy 55, ING TO COLLECT A DEBT. ANY Lobby #S-100, Hastings, MN INFORMATION OBTAINED WILL BE to pay the debt then secured by said USED FOR THAT PURPOSE. Mortgage, and taxes, if any, on said THE RIGHT TO VERIFICATION OF premises, and the costs and disburse- THE DEBT AND IDENTITY OF THE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ORIGINAL CREDITOR WITHIN THE allowed by law subject to redemption T I M E P R O V I D E D B Y L A W I S N O T within six (6) months from the date of AFFECTED BY THIS ACTION. said sale by the mortgagor(s), their THE TIME ALLOWED BY LAW FOR personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07.

RESENTATIVES OR ASSIGNS, MAY BE TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on May 24, 2011.

PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM DATED: October 28, 2010 FINANCIAL OBLIGATION ON MORTASSIGNEE OF MORTGAGEE: GAGE:None Ocwen Loan Servicing, LLC "THE TIME ALLOWED BY LAW FOR Wilford & Geske, P.A. REDEMPTION BY THE MORTGAGOR, Attorneys for Assignee of Mortgagee THE MORTGAGOR'S PERSONAL REP- Lawrence A. Wilford RESENTATIVES OR ASSIGNS, MAY BE James A. Geske REDUCED TO FIVE WEEKS IF A JUDI- 8425 Seasons Parkway, Suite 105 CIAL ORDER IS ENTERED UNDER Woodbury, MN 55125-4393 MINNESOTA STATUTES, SECTION (651) 209-3300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G File Number: 003684F02 OTHER THINGS, THAT THE MORT- 2394264 10/28-12/2/10 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������ ������ ������� BROKER AND MORT LENDER OR GAGE ORIGINATOR STATED ON ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,920.00 MORTGAGOR(S): Tami J. Badois a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 05, 2007 Dakota County Recorder Document Number: 2500550 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604726604061 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18087 Kindred Ct, Lakeville, MN 55044-7597 Tax Parcel ID Number: 22 84650 210 01 LEGAL DESCRIPTION OF PROPERTY: Lot 21 Block 1 Woodhill Common Interest Community No 482, Wood Hill Premier Townhomes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,866.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016585F02 2395030 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2005 MORTGAGOR: Joseph J. Murphey, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 20, 2005, Dakota County Registrar of Titles, Document No. 567705, Certificate of Title No. 136489.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: December 23, 2009.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100051900065008903 LENDER OR BROKER AND MORT-

MORTGAGE: Windwood Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1857 122nd Street East, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-18425-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot Three, Block Two, Covington Point, Common interest Community Number 173, a planned community located in the County of Dakota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,560.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,451.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 17, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2958 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2358353 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2005 MORTGAGOR: Christine Heinzman and Mark Heinzman, wife and husband.

MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded March 24, 2005, Dakota County Recorder, Document No. 2306878.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 21, 2005, Recorded: March 24, 2005, Document No. 2306879.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17341 Jade Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 221320205001 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Barrett Third Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $260,760.13 That prior to the commencement of this mortgage foreclosure proceeding

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1225 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363466 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 5 , 2007 MORTGAGORS:A u d r e y S m i t h a n d Stanley Smith, WIFE AND HUSBAND. MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered October 18, 2007, Dakota County Registrar of Titles, Document No. 618937, Certificate of Title No. 127213.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 21, 2009, Recorded: November 3, 2009, Document No. T653379.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520047168358 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16110 Inglewood Drive, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-14500-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Bluebill Bay Estates.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$195,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$201,871.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 30, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4685 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372352 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 9 , 2002 MORTGAGORS:Deann A. Otten and Jeffrey A. Otten, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 23, 2002, Dakota County Recorder, Document No. 1888288.

ASSIGNMENTS OF MORTGAGE: Assigned to: JP Morgan Chase Bank, National Association, Recorded: April 20, 2010, Document No. 2725789.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100054130002391355 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 18442 Embers Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 141950301006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Dakota County Estates Fourth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$125,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$90,249.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2514 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372586 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 19, 2003 MORTGAGOR:Jennifer Ellis, a single person.

MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded January 26, 2004, Dakota County Recorder, Document No. 2168023.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15585 Flight Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340211550 LEGAL DESCRIPTION OF PROPERTY: Unit 115, Common Interest Community No. 282, Regatta Village Homes COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$131,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$119,171.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is June 17, 2011 11:59 p.m. on . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4761 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398025 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 1999 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $91,800.00 MORTGAGOR(S): David J. Gilkey, a single person MORTGAGEE: Cendant Mortgage Corporation dba Burnet Home Loans DATE AND PLACE OF RECORDING: Recorded: September 30, 1999 Dakota County Recorder Document Number: 1641865 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, successor by merger with The Leader Mortgage Company Dated: June 29, 1999 Recorded: September 30, 1999 Dakota County Recorder Document Number: 1641866 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Cendant Mortgage Corporation dba Burnet Home Loans Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14611 Evergreen Trl, Apple Valley, MN 55124-5739 Tax Parcel ID Number: 01-48845-071-20 LEGAL DESCRIPTION OF PROPERTY: Unit 71, Common Interest Community No. 124, Mistwood Courthomes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $61,689.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 14, 2011, or the next business day if June 14, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, successor by merger with The Leader Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017374F01 2397891 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 8 , 2005 MORTGAGORS:Andrew S. Smith and Lisa L. Smith, husband and wife.

MORTGAGEE:Associated Bank, N.A. DATE AND PLACE OF RECORDING: Recorded November 15, 2005, Dakota County Recorder, Document No. 2381133.

ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB, Dated: April 9, 2007, Recorded: May 8, 2007, Document No. 2514870.

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May 8, 2007, Document No. 2514870.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Associated Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank, FSB MORTGAGED PROPERTY ADDRESS: 19750 Orr Avenue, Hastings, MN 55033 TAX PARCEL I.D. #: 336660006002 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Scott Acres, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$274,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$274,292.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010.

Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1904 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372286 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 20, 2009 MORTGAGOR:Jessica A. Bentson, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 29, 2009, Dakota County Recorder, Document No. 2653378.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 22, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900141145051 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15313 Greenhaven Lane #101, Burnsville, MN 55306 TAX PARCEL I.D. #: 028441002502 LEGAL DESCRIPTION OF PROPERTY: Unit No. 25, Common Interest Community No. 145, Winterwood Villas, a condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$181,200.00

MORTGAGE:$181,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$182,597.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372477 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 8 , 2006 MORTGAGOR:Bernardino G. Lopez and Maria C. Perez, husband and wife.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Registered February 24, 2006, Dakota County Registrar of Titles, Document No. 585387, Certificate of Title No. 130893.

A S S I G N M E N T S O F MORTGAGE:NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 408 20th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 368370002001 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1 in Western Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$206,176.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 2, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3181 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372502 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 2004 MORTGAGORS: William J. Waataja and Diane C. Waataja, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 8, 2004, Dakota County Recorder, Document No. 2245816.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 15, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000072552 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13101 Pleasant Place, Burnsville, MN 55337 TAX PARCEL I.D. #: 024170102005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Kelly Heights Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,198.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2367628 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 MORTGAGOR(S): Robert Raasch and Judith Raasch, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100425240013667693 SERVICER: Home Loan Services, Inc. LENDER: First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 6, 2007, as Document No. 2508144 ASSIGNED TO: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: September 23, 2010 , and recorded September 30, 2010 by Document No. 2755913 .

LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Valley Heights Addition PROPERTY ADDRESS: 6509 Bonner Ct, Inver Grove Heights, MN 55076 PROPERTY I.D: 208130018002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Three Thousand Three Hundred Sixteen and 27/100 ($193,316.27) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 23, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010 U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00499-1 ASAP# 3759392 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010 2369961 10/7-11/11/10

������ ������ ������� ������� ��� Recorded: April ��� 25, ���� 2006 Dakota

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 7, 2006 MORTGAGORS: Nancy J. Gates and John P. Gates, wife and husband.

MORTGAGEE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Registered November 28, 2006, Dakota County Registrar of Titles, Document No. 601746, Certificate of Title No. 102482.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14339 Euclid Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016670022007 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 7, Scottsbriar 1st, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $253,335.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4710 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390225 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $383,920.00 MORTGAGOR(S): Matthew H Wehling and Patricia Wehling, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 30, 2002 Dakota County Recorder Document Number: 1901030 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Home Loans, Inc. for the benefit of Hudson Savings Bank Dated: April 19, 2006 Recorded: April 25, 2006 Dakota

County Recorder Document Number: 2423050 And assigned to: Countrywide Home Loans Servicing, LP Dated: February 05, 2009 Recorded: February 13, 2009 Dakota County Recorder Document Number: 2637336 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700009614021 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13223 Danube Ln, Rosemount, MN 55122 Tax Parcel ID Number: 34.25100.080.04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Evermoor, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $441,301.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017155F01 2365466 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 3 , 2003 MORTGAGORS:Albert E Clayton, III and Vikki L Clayton, husband and wife.

MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., d/b/a Commonwealth United Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded December 23, 2003, Dakota County Recorder, Document No. 2156268.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: September 9, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., d/b/a Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS:

���������� �� ���� �����

��� ������� ��� ���� ������this ������ ������� mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com���������� ���� ��������� MORTGAGED PROPERTY ADDRESS: 16684 Gerdine Path West, Rosemount, MN 55068 TAX PARCEL I.D. #: 222110139004 LEGAL DESCRIPTION OF PROPERTY: Lot 39, Block 4, Donnay's College Park 2nd Addition, Dakota County, State of Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$156,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$170,294.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2352 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372633 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 8 , 1994 MORTGAGORS:Kristen A. Stoohs, a single person.

MORTGAGEE:ICM Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded April 14, 1994, Dakota County Recorder, Document No. 1209112.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC S/B/M Chase Manhattan Mortgage Corporation S/B/M Chase Mortgage Company-West F/K/A Mellon Mortgage Company, Dated: October 31, 1994, Recorded: November 14, 1994, Document No. 1250441.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ICM Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17398 Honeysuckle Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 223331007002 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Homestead Creek East, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$113,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$75,940.39 That prior to the commencement of this mortgage foreclosure proceeding

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 30, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9114 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372454 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,995.00 MORTGAGOR(S): Susan M. Berg, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 24, 2007 Dakota County Recorder Document Number: 2532525 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018006086 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14111 Essex Ln, Apple Valley, MN 55124-5802 Tax Parcel ID Number: 01-27651-310-02 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 2, Foxmoore Ridge Two, CIC No. 128, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,569.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017346F01 2370687 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF SHERIFF'S MORTGAGE FORECLOSURE SALE

BY PUBLIC AUCTION Name of Mortgagor: J o o s E l e c t r i c Co. Name of Mortgagee: Associated Bank, National Association Original Principal Amount Secured by the Mortgage: $450,000.00 Date and Recording Information of Mortgage: J u l y 2 8 , 2004; filed with the Dakota County Registrar of Titles, State of Minnesota on February 9, 2005 as Document No. T558641.

Amount Due as of September 28, 2010: $419,327.28 Legal Description of Mortgaged Premises: The Mortgage encumbers the real and personal property described in the Mortgage (the "Property"), of which the real property is legally described as: LOT 2, BLOCK 1, BURROWS ADDITION DAKOTA COUNTY, MINNESOTA. TORRENS PROPERTY Common Address and Tax Parcel Identification: T h e Property's common address is: 3010 Lunar Lane, Eagan, Minnesota 55121.

The Property's tax parcel identification number is: 101557502001 Mortgage Origination And Servicer Information: T h e commercial mortgage servicer of the Mortgage is the Mortgagee; there is no third party servicer. The Mortgagee is the lender. There is no transaction agent. All questions regarding this foreclosure should be directed to the Mortgagee or the undersigned.

Time, Place, and Manner of Sale: 10:00 a.m., November 19, 2010, at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033.

Non-Merger of Interests: A n y p u r c h a s e b y t h e Mortgagee of the Property at the foreclosure sale or the Mortgagee's obtaining title to the Property at the end of the redemption period shall not cause the lien of the mortgage, or any other lien or interest in favor of the Mortgagee against or with respect to the Property, to merge with fee title or any other interest acquired by the Mortgagee, or in any manner otherwise impair the security or priority of such liens or the Mortgagee's rights and remedies under such liens and applicable law. To the contrary, the Mortgagee intends to reserve, and hereby expressly reserves, all of its rights and remedies with respect to such liens and interests.

Redemption: Mortgagor's Redemption Period shall expire six months after the date of sale. THE TIME ALLOWED BY LAW FOR REDEMPTION

BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Deficiency: T h e M o r t g a g e e p r e serves the right to pursue any deficiency in the indebtedness in accordance with applicable law.

Date: 10/7/10 KALINA, WILLS, GISVOLD & CLARK, P.L.L.P. By: _s/ Jason E. Engkjer Michael C. Glover (MN #185401) Jason E. Engkjer (MN #318814) 6160 Summit Drive, Suite 560 Minneapolis, MN 55430 Telephone: (612) 789-9000 Attorneys for Bank 2370852 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 11, 2006 MORTGAGORS:Matthew J. Lundgren and Holly J. Lundgren, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered January 22, 2007, Dakota County Registrar of Titles, Document No. 604845, Certificate of Title No. 129581.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Fundings Associates, LP, Dated: September 10, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-3516110173-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, LP RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, LP MORTGAGED PROPERTY ADDRESS: 1009 156th Street East, Burnsville, MN 55306 TAX PARCEL I.D. #: 024580106003 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block Three (3), in Logarto Second Addition, according to the recorded plat thereof in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$223,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,846.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1912 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372249 10/7/10-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,832.00 MORTGAGOR(S): Ariana G Brown, single MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 10, 2006 Dakota County Recorder Document Number: 2411642 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2006-HE4 Asset Backed Pass-through Certificates, Series NC 2006-HE4

Series NC 2006-HE4 Dated: July 02, 2008 Recorded: August 18, 2008 Dakota County Recorder Document Number: 2608669 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4110 Rahn Rd # A309, Eagan, MN 55122-2163 Tax Parcel ID Number: 10-22470-309-02 LEGAL DESCRIPTION OF PROPERTY: Unit No. #A309, CIC No. 468, Eagan Gardens, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $104,837.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2006-HE4 Asset Backed Pass-through Certificates, Series NC 2006-HE4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013078F02 2369382 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 7 , 2006 MORTGAGOR:Jennifer J. Shoen, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded November 14, 2006, Dakota County Recorder, Document No. 2475492.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF18, Dated: September 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240010880547 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 513 7th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141370107001 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: The North 1/2 of Lot 7, Block 1, George F. Betzold's 2nd Addition to Farmington, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$163,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$176,231.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3715 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372225 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 17, 2006 MORTGAGORS:Sarah G. Whaley and Jason E. Whaley, wife and husband.

MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 15, 2006, Dakota County Recorder, Document No. 2412597.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 21, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 20655 Hazelwood Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 228205123006 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 6, Village Creek 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$501,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$539,414.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

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described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3868 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372410 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 22, 2006 MORTGAGOR:Philo Cleigh, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 12, 2007, Dakota County Recorder, Document No. 2487770.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2, Dated: September 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011982508 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 12922 Nicollet Avenue South, #302, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130049216 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 302, 12922 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes, a Condominium.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$75,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$79,882.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3721 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372238 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,750.00 MORTGAGOR(S): Jayson L. DeBaere, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 28, 2004 Dakota County Recorder Document Number: 2220546 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: September 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021800051305544 Lender or Broker: Washtenaw Mortgage Company Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5374 185th St W, Farmington, MN 55024-8651 Tax Parcel ID Number: 14-19508-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Dakota County Estates 9th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,770.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010

DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017180F01 2366049 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $402,000.00 MORTGAGOR(S): Roman J Ostapowycz and Elizabeth M Ostapowycz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 11, 2008 Dakota County Recorder Document Number: 2607415 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: October 11, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500012107141 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16446 Griffon Ln, Lakeville, MN 55044-5241 Tax Parcel ID Number: 22-75100-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Tarry Creek, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $408,367.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017686F01 2392187 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 5 , 2005 MORTGAGOR:K a t h r y n J e n k i n s , a single person.

MORTGAGEE:First Franklin.

DATE AND PLACE OF RECORDING: Recorded December 7, 2005, Dakota County Recorder, Document No.

County Recorder, Document No. 2386703.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10, Dated: November 23, 2009, Recorded: December 23, 2009, Document No. 2704026.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 1212 9th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-11600-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, except the North 30 Feet thereof, and all of Lot 4, Block 2, Annex Addition to South St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$202,060.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Five (5) weeks from the date of said sale by the mortgagor(s), their personal representatives or assigns pursuant to the borrower postponement filed under Minnesota Stat. Sec. 580.07 Subd. 2.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 23, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-36 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372197 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $436,500.00 MORTGAGOR(S): Kevin D. Lee and May Y. Lee, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 13, 2007 Dakota County Recorder Document Number: 2530290 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604745994204 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13897 Fawn Ridge Way, Apple Valley, MN 55124-5035 Tax Parcel ID Number: 01-83251-100-03 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Waterford Vil-

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������ ������� ���� ERTY: Lot 10, ������ Block 3, Waterford Vil������� PURSUANT to the ��� power of sale con lage Second, Dakota County, Minne- tained in said mortgage, the above described property will be sold by the sota AMOUNT DUE AND CLAIMED TO BE Sheriff of said county as follows: DUE AS OF DATE OF NOTICE: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM $487,963.94 THAT all pre-foreclosure requirePLACE OF SALE:Sheriff's Office, Law ments have been complied with; that Enforcement Center, 1580 Hwy 55, no action or proceeding has been insti- Lobby #S-100, Hastings, MN tuted at law or otherwise to recover the to pay the debt then secured by said debt secured by said mortgage, or any Mortgage, and taxes, if any, on said premises, and the costs and disbursepart thereof; PURSUANT to the power of sale con- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s t a i n e d i n s a i d m o r t g a g e , t h e allowed by law subject to redemption above-described property will be sold within six (6) months from the date of by the Sheriff of said county as fol- said sale by the mortgagor(s), their personal representatives or assigns lows: DATE AND TIME OF SALE: Novem- unless reduced to Five (5) weeks under ber 19, 2010 at 10:00 AM MN Stat. §580.07.

PLACE OF SALE: Dakota County TIME AND DATE TO VACATE PROPLaw Enforcement Center, 1580 High- E R T Y : I f t h e r e a l e s t a t e i s a n way 55, Lobby S-100, Hastings, Minne- owner-occupied, single-family dwellsota ing, unless otherwise provided by law, to pay the debt secured by said mort- the date on or before which the mortgage and taxes, if any, on said pre- gagor(s) must vacate the property if the mises and the costs and disburse- mortgage is not reinstated under secments, including attorney fees allowed tion 580.30 or the property is not by law, subject to redemption within redeemed under section 580.23 is six (6) months from the date of said 11:59 p.m. on May 31, 2011.

MORTGAGOR(S) RELEASED FROM sale by the mortgagor(s), their perFINANCIAL OBLIGATION ON MORTsonal representatives or assigns.

If the Mortgage is not reinstated GAGE:None "THE TIME ALLOWED BY LAW FOR under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. REDEMPTION BY THE MORTGAGOR, §580.23, the Mortgagor must vacate THE MORTGAGOR'S PERSONAL REPthe property on or before 11:59 p.m. on RESENTATIVES OR ASSIGNS, MAY BE May 19, 2011, or the next business day REDUCED TO FIVE WEEKS IF A JUDIif May 19, 2011 falls on a Saturday, CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION Sunday or legal holiday.

Mortgagor(s) released from financial 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTobligation: NONE THIS COMMUNICATION IS FROM A GAGED PREMISES ARE IMPROVED DEBT COLLECTOR ATTEMPTING TO WITH A RESIDENTIAL DWELLING OF COLLECT A DEBT. ANY INFORMA- LESS THAN FIVE UNITS, ARE NOT TION OBTAINED WILL BE USED FOR PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E THAT PURPOSE. THE RIGHT TO VERIFICATION ABANDONED." Dated: September 13, 2010.

OF THE DEBT AND IDENTITY OF Federal National Mortgage THE ORIGINAL CREDITOR WITHIN Association THE TIME PROVIDED BY LAW IS Mortgagee/Assignee of Mortgagee NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDEMPTION BY THE MORTGAGOR, By: Paul A. Weingarden THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 30-8647 OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. 10/7-11/11/10 WITH A RESIDENTIAL DWELLING OF 2372390 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. NOTICE OF MORTGAGE DATED: October 07, 2010 FORECLOSURE SALE MORTGAGEE: NOTICE IS HEREBY GIVEN that Mortgage Electronic Registration default has occurred in the conditions Systems, Inc. of the following described mortgage: Wilford & Geske, P.A. DATE OF MORTGAGE: August 31, Attorneys for Mortgagee 2006 Lawrence A. Wilford ORIGINAL PRINCIPAL AMOUNT OF James A. Geske MORTGAGE: $382,500.00 8425 Seasons Parkway, Suite 105 MORTGAGOR(S): Jody L. Woodbury, MN 55125-4393 Huemoeller, single (651) 209-3300 MORTGAGEE: Mortgage Electronic File Number: 009045F02 2365417 10/7-11/11/10 Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder Document Number: 2461012 NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE And assigned to: BAC Home Loans THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Servicing, LP Dated: September 10, 2010 THE ORIGINAL CREDITOR WITHIN Recorded: September 21, 2010 THE TIME PROVIDED BY LAW IS Dakota County Recorder NOT AFFECTED BY THIS ACTION. Document Number: 2753873 NOTICE IS HEREBY GIVEN, that Transaction Agent: Mortgage Elecdefault has occurred in conditions of tronic Registration Systems, Inc. the following described mortgage: Transaction Agent Mortgage IdentifiDATE OF MORTGAGE:June 28, 2007 MORTGAGOR:Aaron White, a single cation Number: 1000456-0000783861-0 Lender or Broker: E*Trade Mortgage person.

MORTGAGEE:Mortgage Electronic Corporation Residential Mortgage Servicer: BAC Registration Systems, Inc. DATE AND PLACE OF RECORDING: Home Loans Servicing, L.P. Mortgage Originator: Not Applicable Registered July 12, 2007, Dakota COUNTY IN WHICH PROPERTY IS County Registrar of Titles, Document No. 613962, Certificate of Title No. LOCATED: Dakota Property Address: 1882 14th St W, 142929.

A S S I G N M E N T S O F M O R T G A G E : Hastings, MN 55033-8522 Tax Parcel ID Number: Assigned to: Chase Home Finance LLC, Dated: July 16, 2010, Recorded: 19-73321-010-01 LEGAL DESCRIPTION OF PROPJuly 23, 2010, Document No. T665114. And thereafter assigned to: ERTY: All that parcel of land in city of Fannie Mae ("Federal National Mort- Hastings, Dakota County, State of gage Association"), Dated:August 1, Minnesota, as more fully described in Deed Doc # 2338319, ID # 2010.

S a i d M o r t g a g e b e i n g R e g i s t e r e d 19-73321-010-01, being known and designated as: Land.

Lot 1, Block 1, Sunset West 2 TRANSACTION AGENT: Mortgage AMOUNT DUE AND CLAIMED TO BE Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORT- D U E A S O F D A T E O F N O T I C E : GAGE IDENTIFICATION NUMBER ON $425,779.56 THAT all pre-foreclosure requireMORTGAGE: 100073000816602270 LENDER OR BROKER AND MORT- ments have been complied with; that G A G E O R I G I N A T O R S T A T E D O N no action or proceeding has been instiMORTGAGE: Freedom Mortgage Cor- tuted at law or otherwise to recover the debt secured by said mortgage, or any poration R E S I D E N T I A L M O R T G A G E S E R - part thereof; PURSUANT to the power of sale conVICER: Lender Business Process Sertained in said mortgage, the vices MORTGAGED PROPERTY ADDRESS: above-described property will be sold 7 6 5 5 B o r m a n W a y , I n v e r G r o v e by the Sheriff of said county as follows: Heights, MN 55076 DATE AND TIME OF SALE: NovemTAX PARCEL I.D. #: 201640018001 LEGAL DESCRIPTION OF PROP- ber 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County ERTY: L o t 1 8 , B l o c k 1 , C a r r A d d i t i o n , Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneDakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS sota to pay the debt secured by said mortLOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF gage and taxes, if any, on said premises and the costs and disburseMORTGAGE:$189,000.00 AMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed DUE AS OF DATE OF NOTICE, INCLUD- by law, subject to redemption within ING TAXES, IF ANY, PAID BY MORT- six (6) months from the date of said sale by the mortgagor(s), their perGAGEE:$190,790.30 That prior to the commencement of sonal representatives or assigns.

If the Mortgage is not reinstated this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- under Minn. Stat. §580.30 or the propplied with all notice requirements as erty is not redeemed under Minn. Stat. required by statute; That no action or §580.23, the Mortgagor must vacate proceeding has been instituted at law the property on or before 11:59 p.m. on o r o t h e r w i s e t o r e c o v e r t h e d e b t May 19, 2011, or the next business day secured by said mortgage, or any part if May 19, 2011 falls on a Saturday, thereof; PURSUANT to the power of sale con- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������ ������ ������� Associated Bank Minnesota, N.A. ���������� ���� ��������� y , y, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017428F01 2370831 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,200.00 MORTGAGOR(S): Steven G. Morgenstern and Kimberly A. Morgenstern, husband and wife MORTGAGEE: Associated Bank Minnesota, N.A. DATE AND PLACE OF RECORDING: Recorded: March 22, 2004 Dakota County Recorder Document Number: 2187850 LOAN MODIFICATION: Dated: May 12, 2010 Recorded: June 07, 2010 Document Number: 2733993 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Associated Bank Minnesota, N.A. Residential Mortgage Servicer: Associated Bank - WI Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 284 Annapolis St E, Saint Paul, MN 55118-1601 Tax Parcel ID Number: 42-47700-160-01 LEGAL DESCRIPTION OF PROPERTY: Lots 15 and 16, Block 1, McClung & McMurran's Addition to St. Paul, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,696.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2011, or the next business day if May 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE:

Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009963F02 2377774 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated November 9, 2004, executed by William S. Zarbok, as mortgagor, to Wells Federal Bank, FSB, organized and existing under the laws of the United States of America, as mortgagee, and recorded with the Dakota County Recorder’s Office on February 1, 2005, as Document No. 2291383 (the “Mortgage”).

The land described in the Mortgage is not registered land.

2. The Mortgage has not been assigned.

3. The physical street address and tax identification number of the property are set forth herein. The existing lender on the property is Wells Federal Bank, FSB, which lender originated the mortgage.

4. The original principal amount secured by the Mortgage was $360,000.00.

5. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

6. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

7. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $187,276.59.

8. Pursuant to Minn. Stat. Sec. 582.32, the power of sale in the Mortgage, and the Agreement for Voluntary Foreclosure, dated July 14, 2010, as evidenced by the Memorandum of Voluntary Foreclosure, filed for record on July 20, 2010, in the Office of the County Recorder of Dakota County, as Document No. 2741582, the Mortgage will be foreclosed, and the land located in Dakota County, Minnesota, described as follows: Legal Description: Lot 11, Block 2, Gretsfeld and Kopp Addition, Number 2, Dakota County, Minnesota Property Address: 1233 Hall Ave, West St. Paul, MN 55118 Tax Parcel I.D. Number: 42-31051-110-02 will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on December 6, 2010, at 10:00 a.m., in the lobby of the Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033.

9. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is two months after the date of sale, except that if the real estate is subjct to a federal tax lien under which the United States is entitled to a 120-day redemption period under section 7425(d)(1) of the Internal Revenue Code, as amended, the Mortgagor’s redemption period is 120 days from the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. Sec. 582.32, subdivision 9, beginning after the expiration of the Mortgagor’s redemption period under this section.

10. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 26, 2010 WELLS FEDERAL BANK, FSB, organized and existing under the laws of the United State of America, Mortgagee RICHARD K. HOCKING, P.A. By_______________________ Richard K. Hocking Attorney for Mortgagee 10657 165th Street West Lakeville, MN 55044 (952) 432-8129 Attorney ID No. 45639 THIS INSTRUMENT WAS DRAFTED BY: Richard K. Hocking Attorney for Mortgagee 10657 165th Street West Lakeville, MN 55044 (952) 432-8129 Attorney ID No. 45639 2398677 10/28-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 5, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00

MORTGAGE: $264,000.00 MORTGAGOR(S): Michael Gibbons and Nancy Gibbons MORTGAGEE: M&I Marshall & Ilsley Bank DATE AND PLACE OF REGISTRATION: Registered with the Registrar of Titles in and for the County of Dakota, State of Minnesota, on the 5th day of January, 2006 as Document No. 582405 ASSIGNMENTS OF MORTGAGE: Assigned to Kondaur Capital Corporation, dated August 4, 2009, recorded June 10, 2010 as Document No. 663172; further assigned to Second Chance Finance Group, LLC, dated November 24, 2009, recorded June 10, 2010 as Document No. 663173 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 3 in Berkshire Ponds REGISTERED PROPERTY PROPERTY ADDRESS: 1926 Covington Lane, Eagan, MN 55122.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,576.95 THAT there has been compliance with all pre-foreclosure requirements; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; THAT pursuant to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: December 1, 2010, at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under s e c t i o n 580.30 o r t h e p r o p e r t y redeemed under section 580.23: June 1, 2011 at 11:59 p.m.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 7, 2010 Second Chance Finance Group, LLC Assignee of Mortgagee HOELSCHER LAW FIRM, PLLC By: _____________________________ Brian G. Hoelscher #0238752 Attorneys for Assignee of Mortgagee 13100 Wayzata Boulevard, Suite 100 Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FORECLOSURE DATA Minn. Stat. Sec. 580.025 (1) the physical street address, city, and zip code of the mortgaged premises is 1926 Covington Lane, Eagan, MN 55122; (2) the name of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30 are as follows: - not applicable; or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30 are as follows: residential mortgage servicer - BSI Financial Services, Inc., lender or broker - original lender M&I Marshall & Ilsley Bank, present holder Second Chance Finance Group, LLC; (3) the tax parcel identification number of the mortgaged premises is: 10-13750-160-03; (4) if stated on the mortgage, the transaction agent's mortgage identification number is: - not applicable; (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02 is: M&I Marshall & Ilsley Bank 2377809 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $358,500.00 MORTGAGOR(S): Cara Valdez, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 12, 2006 Dakota County Recorder Document Number: 2459999 AND CORRECTIVE MORTGAGE RECORDING: October 29, 2007 Dakota

, County Recorder Document Number: 2553315 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003315097 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13687 Atwood Trl, Rosemount, MN 55068-3703 Tax Parcel ID Number: 34-48302-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Meadows of Bloomfield, Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $415,002.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004064F03 2374998 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Donaldo Avila, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000224553-9 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on July 10, 2006, as Document No. 2443961 ASSIGNED TO: Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE3 Mortgage Pass-through Certificates, Series 2007-HE3 Dated: September 1, 2010 , and recorded September 17, 2010 by Document No. 2753225 .

LEGAL DESCRIPTION OF PROPERTY: Lot 26,Block 6, Dakota County Estates, 2nd addition, Dakota County, Minnesota.

PROPERTY ADDRESS: 5151 Upper 182nd St W, Farmington, MN 55024 PROPERTY I.D: 141950126006 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Six Thousand Five Hundred Fifty-Six and 59/100

y ($206,556.59) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE3 Mortgage Pass-through Certificates, Series 2007-HE3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00438-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3764044 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378779 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,500.00 MORTGAGOR(S): Brian Lee Heckmann and Christine Heckmann, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 27, 2007 Dakota County Recorder Document Number: 2546586 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: October 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039032129740649 Lender or Broker: Quicken Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 902 Bellows St, West St Paul, MN 55118-1319 Tax Parcel ID Number: 42-66700-091-00 LEGAL DESCRIPTION OF PROPERTY: The South Fifty Five (S.55) feet of the North Ninety Eight (N 98) feet of Lots Seven (7), Eight (8) and Nine (9), Schlafle's Re-Arrangement, West. St. Paul, Dakota County, according to the plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,652.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2011, or the next business day if May 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial

g g ( ) obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017526F01 2378662 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12856 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12856 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Colleen R. Campbell, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Five Thousand Four Hundred Thirty Two and 00/100 ($5,432.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated November 30, 2009, and recorded April 8, 2010, as Document No. 2723644 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: November 24, 2010, at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on May 24, 2011.

Dated: September 23, 2010 By ___/s/_________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144159 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2375604 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 15, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352 on April 6, 1979, in the Office of the County Recorder of Dakota County, Minnesota, as amended and supplemented, covering the following property: Legal Description: Lot 99, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota Street Address: 5078 147th Street W., Apple Valley, MN 55124

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W., Apple Valley, MN 55124 Tax Parcel No. 01-20505-099-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 15, 2010, from Tammy A. Morse, title holder, to the Association, a Minnesota non-profit corporation, the amount of $5,367.55 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 15, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above, provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 5, 2009, as Document No. 2694582 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 2nd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 2, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path/Morse/08-7-855D) 2376127 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Joseph D Rutter and Suong Rutter, husband and wife and Joseph J. Rutter, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Great Northern Financial Group, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1002614-9565353800-3 SERVICER: Ocwen Loan Servicing, LLC LENDER: Great Northern Financial Group, Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on December 15, 2005, as Document No. 2388944 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Dated: February 16, 2006 , and recorded November 4, 2008 by Document No. 2621235 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Burnhaven Wood, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota PROPERTY ADDRESS: 1827 140th Street West, Burnsville, MN 55337 PROPERTY I.D: 02.15377.020.04 COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-One Thousand Five Hundred Nine and 41/100 ($141,509.41) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00419-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3764032 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378783 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 27, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for The Woodwinds Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 1139593 on July 28, 1993, in the Office of the Dakota County Recorder and also, pursuant to Minn.

Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N: Lot 6, Block 1, The Woodwinds 4th Addition, CIC No. 547, Dakota County, Minnesota STREET ADDRESS: 13804 Evergreen Court, Apple Valley, MN 55124 T A X P A R C E L I D N U M B E R: 01-76203-060-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 27, 2010, from Michael A. Jurewicz and Michelle M. Jurewicz, title holders, to the Association, a Minnesota non-profit corporation, the amount of $1,835.01 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 27, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount.

6. T h e D e c l a r a t i o n , r e f e r e n c e d above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 14, 2010, as Document No. 2740583 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 3rd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale.

The date and time to vacate the

The date and time to vacate the property is 11:59 p.m. on June 3, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE WOODWINDS HOMEOWNERS ASSOCIATION, INC. Attorneys for The Woodwinds Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Woodwinds/Jurewicz/10-7-369D) 2375982 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 1 8 , 2005 MORTGAGORS:Maria Pliego Vides and Guillermo Rivera Garcia, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2005, Dakota County Recorder, Document No. 2321846.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 4, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560246871 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NBANK, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 631 North 10th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367020723005 LEGAL DESCRIPTION OF PROPERTY: Lot 22 and 23, Block 5, South Park Division Number 8 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$155,640.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 4, 2010.

Dated: October 4, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380685 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:D e c e m b e r 7 , 2007 MORTGAGORS:K a r e n E . W i l l i a m s and Kiera A. Fernandez, both single.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562356.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 3, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1220 Summit Oaks Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-73000-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Summit Oaks First, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$494,380.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$519,756.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8467 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380667 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of

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������ ������of������� ������� ���� 15,��� 2010, from Craig as of September default has occurred in conditions the following described mortgage: A. Miller, title holder, to the AssociaDATE OF MORTGAGE:November 16, tion, a Minnesota non-profit corpora2005 tion, the amount of $3,128.72 for MORTGAGOR: Duke George Tri- unpaid association dues, late fees, funov, Jr., a single person. attorneys fees and costs, plus any MORTGAGEE:Mortgage Electronic other such amounts that will accrue Registration Systems, Inc. after September 15, 2010, and other DATE AND PLACE OF RECORDING: costs of collection and foreclosure Recorded January 17, 2006, Dakota which will be added to the amount C o u n t y R e c o r d e r , D o c u m e n t N o . claimed due and owing at the time of 2397388. the sale herein.

ASSIGNMENTS OF MORTGAGE: 3. No action is now pending at law Assigned to: US Bank , National or otherwise to recover said debt or Association, as Trustee for Structured any part thereof.

Asset Investment Loan Trust, Mort4. That all preforeclosure requiregage pass-through Certificates,Series ments have been met.

2006-BNC 1, Dated: October 1, 2010.

5. The owner has not been released TRANSACTION AGENT: Mortgage from his financial obligation to pay Electronic Registration Systems, Inc. said amount.

TRANSACTION AGENT'S MORT6. The Declaration, referenced GAGE IDENTIFICATION NUMBER ON above, and Minn. Stat. §§515B.3-115 MORTGAGE: 100122200002183249 and 515B.3-116 provide for a continuLENDER OR BROKER AND MORT- ing lien against the property. A Notice G A G E O R I G I N A T O R S T A T E D O N of Lien evidencing the amount due was MORTGAGE: BNC Mortgage, Inc recorded on June 24, 2010, as DocuR E S I D E N T I A L M O R T G A G E S E R - ment No. 663846 in the Dakota County VICER: Chase Home Finance, LLC Registrar of Titles' Office.

MORTGAGED PROPERTY ADDRESS: 7. Pursuant to the power of sale 1141 South 8th Avenue, South Saint, contained in the same Declaration and MN 55075 granted by the owner in taking title to TAX PARCEL I.D. #: 363210021003 the premises subject to said DeclaraLEGAL DESCRIPTION OF PROP- t i o n a n d p u r s u a n t t o M i n n . S t a t .

ERTY: §§515B.3-115 and 515B.3-116, said The North half of Lot 20 and all of Lot Lien will be foreclosed by the sale of 21, Block 3, Hauses Addition to South said property by the Sheriff of Dakota St. Paul, together with the West half of County, at the Dakota County Sheriffs vacated alley adjoining which accrued Office, Dakota County Law Enforcethereto by reason of vacation thereof, ment Center, 1580 Highway 55 Lobby Dakota County, Minnesota S-100, Hastings, MN 55033, on the COUNTY IN WHICH PROPERTY IS 3 r d d a y o f D e c e m b e r , 2 0 1 0 , a t LOCATED:Dakota 10:00 a.m. at public auction to the ORIGINAL PRINCIPAL AMOUNT OF highest bidder, to pay the amount then MORTGAGE:$198,400.00 due for said assessments, together AMOUNT DUE AND CLAIMED TO BE with the costs of foreclosure, includDUE AS OF DATE OF NOTICE, INCLUD- ing attorneys fees as allowed by law.

ING TAXES, IF ANY, PAID BY MORT8. T h e t i m e a l l o w e d b y l a w f o r GAGEE:$209,824.84 redemption by the unit owner, his perThat prior to the commencement of sonal representatives or assigns is six this mortgage foreclosure proceeding (6) months from the date of sale. The Mortgagee/Assignee of Mortgagee com- date and time to vacate the property plied with all notice requirements as is 11:59 p.m. on June 3, 2011, if required by statute; That no action or the account is not reinstated or the proceeding has been instituted at law owner does not redeem from the o r o t h e r w i s e t o r e c o v e r t h e d e b t foreclosure sale. secured by said mortgage, or any part REDEMPTION NOTICE thereof; THE TIME ALLOWED BY LAW PURSUANT to the power of sale con- FOR REDEMPTION BY THE MORTtained in said mortgage, the above GAGOR, THE MORTGAGOR'S PERdescribed property will be sold by the S O N A L R E P R E S E N T A T I V E S O R Sheriff of said county as follows: ASSIGNS, MAY BE REDUCED TO DATE AND TIME OF SALE: Decem- F I V E W E E K S I F A J U D I C I A L ber 3, 2010 at 10:00 AM ORDER IS ENTERED UNDER MINPLACE OF SALE:Sheriff's Office, Law N E S O T A S T A T U T E S , S E C T I O N Enforcement Center, 1580 Hwy 55, 582.032, DETERMINING, AMONG Lobby #S-100, Hastings, MN OTHER THINGS, THAT THE to pay the debt then secured by said M O R T G A G E D P R E M I S E S A R E Mortgage, and taxes, if any, on said IMPROVED WITH A RESIDENTIAL premises, and the costs and disburse- DWELLING OF LESS THAN FIVE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s UNITS, ARE NOT PROPERTY USED allowed by law subject to redemption IN AGRICULTURAL PRODUCTION, within six (6) months from the date of AND ARE ABANDONED. said sale by the mortgagor(s), their 9. T H I S I S A C O M M U N I C A T I O N personal representatives or assigns FROM A DEBT COLLECTOR ATTEMPTunless reduced to Five (5) weeks under I N G T O C O L L E C T A D E B T . A N Y MN Stat. §580.07.

INFORMATION OBTAINED WILL BE TIME AND DATE TO VACATE PROP- USED FOR THAT PURPOSE. E R T Y : I f t h e r e a l e s t a t e i s a n GARRETT SQUARE ASSOCIATION owner-occupied, single-family dwell- Attorneys for Garrett Square ing, unless otherwise provided by law, Association the date on or before which the mort- THOMSEN & NYBECK, P.A. gagor(s) must vacate the property if the By: /S/ Gretchen S. Schellhas mortgage is not reinstated under sec- Gretchen S. Schellhas (#195595) tion 580.30 or the property is not 3600 American Blvd. West, Suite 400 redeemed under section 580.23 is Bloomington, Minnesota 55431 11:59 p.m. on June 3, 2011.

(952) 835-7000 MORTGAGOR(S) RELEASED FROM (Garrett Square/Miller/10-7-265D) FINANCIAL OBLIGATION ON MORT- 2376090 10/14-11/18/10 GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF MORTGAGE RESENTATIVES OR ASSIGNS, MAY BE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDINOTICE IS HEREBY GIVEN that CIAL ORDER IS ENTERED UNDER default has occurred in the conditions MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G of the following described mortgage: DATE OF MORTGAGE: August 03, OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED 2009 ORIGINAL PRINCIPAL AMOUNT OF WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT MORTGAGE: $152,981.00 MORTGAGOR(S): Bradley A. WeckPROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E erly, single man MORTGAGEE: Mortgage Electronic ABANDONED." Registration Systems, Inc. Dated: October 5, 2010.

DATE AND PLACE OF RECORDING: U.S. Bank, National Association, Recorded: August 21, 2009 Dakota as Trustee County Recorder Mortgagee/Assignee of Mortgagee Document Number: 2679744 USSET, WEINGARDEN AND LIEBO, P.L.L.P. ASSIGNMENTS OF MORTGAGE: By: Paul A. Weingarden And assigned to: U.S. Bank National Attorneys for Mortgagee/Assignee of Association Mortgagee Dated: September 30, 2010 4500 Park Glen Road #300 Transaction Agent: Mortgage ElecMinneapolis, MN 55416 tronic Registration Systems, Inc. (952) 925-6888 Transaction Agent Mortgage Identifi75-4185 THIS IS A COMMUNICATION FROM cation Number: 100315900000094358 Lender or Broker: River City MortA DEBT COLLECTOR. 2380897 10/14-11/18/10 gage & Financial, LLC, A Delaware Limited Liability Company Residential Mortgage Servicer: U.S. Bank Home Mortgage NOTICE OF ASSESSMENT LIEN Mortgage Originator: Not Applicable FORECLOSURE SALE COUNTY IN WHICH PROPERTY IS Date: September 15, 2010 LOCATED: Dakota YOU ARE NOTIFIED THAT: Property Address: 15362 Flower Way, 1. Default has occurred in the terms Apple Valley, MN 55124-3130 and conditions of the Amended and Tax Parcel ID Number: R e s t a t e d D e c l a r a t i o n f o r G a r r e t t 01-55900-047-05 Square Association (hereinafter the LEGAL DESCRIPTION OF PROP"Association") which was recorded as ERTY: Unit No. 47, Common Interest Document No. 261860 on August 12, Community No. 311, Orchard Pointe 1 9 9 2 , i n t h e O f f i c e o f t h e D a k o t a Condominium, a condominium located County Registrar of Titles and also, in Dakota County, Minnesota. pursuant to Minn. Stat. §515B.3-116, AMOUNT DUE AND CLAIMED TO BE covering the following property: DUE AS OF DATE OF NOTICE: LEGAL DESCRIPTION: Residen- $156,989.43 tial Unit No. 205 and Garage Unit No. THAT all pre-foreclosure require79 in Condominium No. 36, Garrett ments have been complied with; that S q u a r e C o n d o m i n i u m H o m e s , no action or proceeding has been instiDakota County, Minnesota tuted at law or otherwise to recover the STREET ADDRESS: 14620 Garrett debt secured by said mortgage, or any A v e n u e , # 2 0 5 , A p p l e V a l l e y , M N part thereof; 55124 PURSUANT to the power of sale conT A X P A R C E L I D N U M B E R: t a i n e d i n s a i d m o r t g a g e , t h e 01-81401-119-01 above-described property will be sold 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 15, 2010, from Craig ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������THE ������ ������� S PERSONAL REP MORTGAGOR RESENTATIVES OR ASSIGNS, MAY BE ���������� ���� ��������� above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017408F01 2377729 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 15, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352 on April 6, 1979, in the Office of the County Recorder of Dakota County, Minnesota, as amended and supplemented, covering the following property: Legal Description: Lot 68, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota Street Address: 1 4 7 5 7 E c h o W a y , Apple Valley, MN 55124 Tax Parcel No. 01-20505-068-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 15, 2010, from Mary F. Lind, title holder, to the Association, a Minnesota non-profit corporation, the amount of $10,428.40 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 15, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above, provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was r e c o r d e d o n O c t o b e r 1 4 , 2 0 0 9 , as Document No. 2690395 in the Dakota County Recorder's Office, which was amended by Amended Notice of Lien recorded on June 16, 2010 as Document No. 2735897.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 2nd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 2, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9.THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path/Lind/09-7-197D) 2376191 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 10, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Eric W Schmidt and Patricia A Schmidt, Husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage company, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100077910002219331 SERVICER: Ocwen Loan Servicing ,LLC LENDER: Decision One Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on August 16, 2004, as Document No. 2238227 ASSIGNED TO: U.S. Bank N.A.,in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2004-7, Home Equity Pass-Through Certificates, Series 2004-7 Dated: December 21, 2007 , and recorded January 10, 2008 by Document No. 2565368 .

LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Foxborough, according to the plat thereof on file and of record in the office of the county recorder, Dakota County, Minnesota.

PROPERTY ADDRESS: 7587 Upper 167th Street West, Lakeville, MN 55044 PROPERTY I.D: 22 27600 090 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Four Thousand Six Hundred Thirty-Seven and 90/100 ($174,637.90) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 U.S. Bank N.A.,in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2004-7, Home Equity Pass-Through Certificates, Series 2004-7 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00036-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3762439 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378771 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 2 , 2003 MORTGAGORS:Todd A. Kieser and Christine E. Kieser, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 1, 2003, Dakota County Recorder, Document No. 2118288.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: May 6, 2010, Recorded: May 7, 2010, Document No. 2728992.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599960510598 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Personal Credit Solutions, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2605 River Hills Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410413004 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, River Hills Fifth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,436.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8347 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385786 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 17, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Claret Springs Association (hereinafter the "Association") which was recorded as Document No. 1544225 on October 22, 1998, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N: Lot 61, Block 1, Wensmann Eleventh Addition, CIC No. 252, Dakota County, Minnesota STREET ADDRESS: 15150 Cimarron Court, Rosemount, MN 55068

ron Court, Rosemount, MN 55068 T A X P A R C E L I D N U M B E R: 34-83610-610-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 17, 2010, from Kenneth Kaupa and Tracey Kaupa, title holders, to the Association, a Minnesota non-profit corporation, the amount of $8,075.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 17, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 30, 2010, as Document No. 2722066 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn.

Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 6, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CLARET SPRINGS ASSOCIATION Attorneys for Claret Springs Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Claret Springs/Kaupa/09-7-469D) 2379386 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 21, 2007 MORTGAGORS:Stephanie E. Chiero and Richard A. Chiero Jr., wife and husband.

MORTGAGEE:PNC Mortgage LLC. DATE AND PLACE OF RECORDING: Recorded January 16, 2008, Dakota County Recorder, Document No. 2566490.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: January 4, 2008, Recorded: April 28, 2008, Document No. 2587375. And thereafter assigned to: U.S. Bank, N.A., Dated: September 27, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13022 Judicial Road, Burnsville, MN 55337 TAX PARCEL I.D. #: 025205007001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1 North Crickett Hills, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$162,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE:$163,033.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1280 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380656 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 20, 2005 MORTGAGORS:Thomas L. Farris and Patricia Q. Farris, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 7, 2005, Dakota County Recorder, Document No. 2337995.

ASSIGNMENTS OF MORTGAGE: Assigned to: WACHOVIA BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS FOR MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2005-A8, Dated: September 2, 2009, Recorded: September 21, 2009, Document No. 2685518.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800871547044 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 10956 Alameda Path, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 207140001002 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Southern Lakes Estates, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$650,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$712,131.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2010 at 10:00 AM

ber 7, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Wachovia Bank, NA, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-686 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380644 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,000.00 MORTGAGOR(S): Thomas M Bowlin and Julie A Bowlin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2004 Dakota County Recorder Document Number: 2261078 LOAN MODIFICATION: Dated: April 09, 2009 Recorded: August 06, 2009 Document Number: 2676420 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000030451 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1665 Oakbrooke Cir, Eagan, MN 55122-4213 Tax Parcel ID Number: 10-53763-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Oakbrooke 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $358,763.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

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TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017405F01 2377711 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,655.00 MORTGAGOR(S): Peter J. Butler, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 02, 2008 Dakota County Recorder Document Number: 2564069 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: October 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915517579 Lender or Broker: Residential Mortgage Group, a division of InterBank, fsb Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14224 Park Ave, Burnsville, MN 55337-4634 Tax Parcel ID Number: 02-84804-380-01 LEGAL DESCRIPTION OF PROPERTY: Lot 38, Block 1, Wood Park Plat Five, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,477.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017449F01 2383092 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 13, 2003 MORTGAGOR:L y n d a K . N a u e r , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 25, 2003, Dakota County Recorder, Document No. 2084012.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010, Recorded: September 22, 2010, Document No. 2754144.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500057397771 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 29 Marie Avenue East, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 428382004002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Westown First Addition, Together with Appurtenant Easements Created Pursuant to Declaration, Document No. 401835, as Amended.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$100,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$112,297.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9128 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2397077 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 28, 2007 MORTGAGORS:Janet Oppong-Agyei and Ellen Annang, both single.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded October 8, 2007, Dakota County Recorder, Document No.

County Recorder, Document No. 2548813.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 11, 2008, Recorded: December 23, 2008, Document No. 2628100.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17924 Flushing Hill Lane, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-18600-280-06 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 6, Crossroads 1st Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$412,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$484,261.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6091 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2375013 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,000.00 MORTGAGOR(S): Rene A Brinkman and Randy J Brinkman, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 17, 2006 Dakota County Recorder Document Number: 2454335 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001375-1000025623-2 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4851 192nd St W, Farmington, MN 55024-8751 Tax Parcel ID Number: 14-12501-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Autumn Glen 2nd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $312,393.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017440F01 2378787 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 1997 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,500.00 MORTGAGOR(S): Hurley Jerome Underdahl and Maureen V Underdahl, husband and wife MORTGAGEE: World Savings and Loan Association DATE AND PLACE OF RECORDING: Recorded: August 21, 1997 Dakota County Recorder Document Number: 1440489 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings and Loan Association Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8825 Hunters Way, Apple Valley, MN 55124-9479 Tax Parcel ID Number: 02-34000-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Hunters Wood Townhomes, CIC No. 219, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,874.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY

���

������ ������ ������� ������� ���DWELLING ���� ING TO COLLECT A DEBT. ANY WITH A RESIDENTIAL OF INFORMATION OBTAINED WILL BE LESS THAN FIVE UNITS, ARE NOT USED FOR THAT PURPOSE. PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION OF P R O D U C T I O N , A N D A R E THE DEBT AND IDENTITY OF THE ABANDONED." ORIGINAL CREDITOR WITHIN THE Dated: October 8, 2010.

TIME PROVIDED BY LAW IS NOT Bayview Loan Servicing, LLC AFFECTED BY THIS ACTION. Mortgagee/Assignee of Mortgagee THE TIME ALLOWED BY LAW FOR USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDEMPTION BY THE MORTGAGOR, By: Paul A. Weingarden THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 90-1473 OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. WITH A RESIDENTIAL DWELLING OF 2380920 10/14-11/18/10 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. NOTICE OF MORTGAGE DATED: October 14, 2010 FORECLOSURE SALE MORTGAGEE: Wells Fargo Bank, THE RIGHT TO VERIFICATION N.A. also known as Wachovia OF THE DEBT AND IDENTITY OF Mortgage, a division of Wells Fargo Bank, N.A., and formerly THE ORIGINAL CREDITOR WITHIN known as Wachovia Mortgage, THE TIME PROVIDED BY LAW IS FSB, formerly known as World NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Savings Bank, FSB successor by merger with World Savings and default has occurred in conditions of the following described mortgage: Loan Association DATE OF MORTGAGE:September 16, Wilford & Geske, P.A. 2005 Attorneys for Mortgagee MORTGAGORS:Vincent J. Vassallo, Lawrence A. Wilford Jr. and Jeniffer S. Vassallo, husband James A. Geske wife. and 8425 Seasons Parkway, Suite 105 MORTGAGEE:Tradition Mortgage.

Woodbury, MN 55125-4393 DATE AND PLACE OF RECORDING: (651) 209-3300 Recorded February 27, 2006, Dakota File Number: 017423F01 2375526 10/14-11/18/10 C o u n t y R e c o r d e r , D o c u m e n t N o .

2408630.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc., N/K/A CitiMortgage, Inc., NOTICE OF MORTGAGE Dated: September 16, 2005, Recorded: FORECLOSURE SALE THE RIGHT TO VERIFICATION February 27, 2006, Document No. OF THE DEBT AND IDENTITY OF 2408631.

TRANSACTION AGENT: NONE THE ORIGINAL CREDITOR WITHIN TRANSACTION AGENT'S MORTTHE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: NONE default has occurred in conditions of LENDER OR BROKER AND MORTthe following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE:November 25, MORTGAGE: Tradition Mortgage 2003 RESIDENTIAL MORTGAGE SERMORTGAGORS:T i m o t h y J . VICER: CitiMortgage, Inc. Marsteiner and Renae S. Marsteiner, MORTGAGED PROPERTY ADDRESS: husband and wife.

1459 Highview Avenue, Saint Paul, MN MORTGAGEE:Mortgage Electronic 55121 Registration Systems, Inc. T A X P A R C E L I . D . # : DATE AND PLACE OF RECORDING: 10-81400-080-03 Recorded January 2, 2004, Dakota LEGAL DESCRIPTION OF PROPC o u n t y R e c o r d e r , D o c u m e n t N o . ERTY: 2159767.

Lot Eight (8) in Block Three (3) of ASSIGNMENTS OF MORTGAGE: Valley View Plateau, according to the Assigned to: Bayview Loan Servicing, plat thereof on file or of record in the LLC, Dated: February 19, 2010, Office of the County Recorder, Recorded: March 30, 2010, Document Dakota County, Minnesota.

No. 2721987.

COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: Mortgage LOCATED:Dakota Electronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF T R A N S A C T I O N A G E N T ' S M O R T - MORTGAGE:$220,000.00 GAGE IDENTIFICATION NUMBER ON AMOUNT DUE AND CLAIMED TO BE MORTGAGE: 100039249050157334 DUE AS OF DATE OF NOTICE, INCLUDLENDER OR BROKER AND MORT- ING TAXES, IF ANY, PAID BY MORTG A G E O R I G I N A T O R S T A T E D O N GAGEE:$233,352.56 MORTGAGE: First Magnus Financial That prior to the commencement of Corporation this mortgage foreclosure proceeding R E S I D E N T I A L M O R T G A G E S E R - Mortgagee/Assignee of Mortgagee comVICER: Bayview Loan Servicing, LLC plied with all notice requirements as MORTGAGED PROPERTY ADDRESS: required by statute; That no action or 655 Crimson Leaf Trail, Eagan, MN proceeding has been instituted at law 55123 or otherwise to recover the debt T A X P A R C E L I . D . # : secured by said mortgage, or any part 10-12300-070-03 thereof; LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale conERTY: tained in said mortgage, the above Lot 7, Block 3, Autumn Ridge described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED:Dakota DATE AND TIME OF SALE: DecemORIGINAL PRINCIPAL AMOUNT OF ber 10, 2010 at 10:00 AM MORTGAGE:$283,900.00 PLACE OF SALE:Sheriff's Office, Law AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, DUE AS OF DATE OF NOTICE, INCLUD- Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said GAGEE:$278,497.30 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, Sheriff of said county as follows: the date on or before which the mortDATE AND TIME OF SALE: Decem- gagor(s) must vacate the property if the ber 16, 2010 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is Lobby #S-100, Hastings, MN 11:59 p.m. on June 10, 2011. to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE:None ments, including attorneys' fees "THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07.

MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." redeemed under section 580.23 is Dated: October 1, 2010.

11:59 p.m. on June 16, 2011.

CitiMortgage, Inc. MORTGAGOR(S) RELEASED FROM Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE:None By: Paul A. Weingarden "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 CIAL ORDER IS ENTERED UNDER 0-3469 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. OTHER THINGS, THAT THE MORT- 2376373 10/14-11/18/10 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������Mortgage ������ ������� Loan Asset Backed Certifi cates, Series 2007-2 Dated: August 20, ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 17, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Claret Springs Association (hereinafter the "Association") which was recorded as Document No. 1544225 on October 22, 1998, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N: Lot 37, Block 1, Wensmann Eleventh Addition, CIC No. 252, Dakota County, Minnesota STREET ADDRESS: 15166 Cimarron Avenue, Rosemount, MN 55068 T A X P A R C E L I D N U M B E R: 34-83610-370-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 17, 2010, from Kwame Oppong and Martha Oppong, title holders, to the Association, a Minnesota non-profit corporation, the amount of $5,875.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 17, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount.

6. T h e D e c l a r a t i o n , r e f e r e n c e d above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 30, 2010, as Document No. 2722064 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale.

The date and time to vacate the property is 11:59 p.m. on June 6, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CLARET SPRINGS ASSOCIATION Attorneys for Claret Springs Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Claret Springs/Oppong/09-7-471D) 2376038 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,400.00 MORTGAGOR(S): Sobhan Ally and Hafeezoon Ally, husband and wife as joint tenants MORTGAGEE: Homeowners Friend Mortgage Company Inc SERVICER: Ocwen Loan Servicing, LLC LENDER: Homeowners Friend Mortgage Company Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on February 15, 2007, as Document No. 2496990 ASSIGNED TO: Deutsche Bank National Trust Company, Trustee Saxon Asset Securities Trust 2007-2 Mortgage Loan Asset Backed Certifi-

2010 , and recorded August 31, 2010

by Document No. 2749423 .

LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 2,Cinnamon Ridge 3rd addition, Dakota County, Minnesota. PROPERTY ADDRESS: 4407 Slater Rd, Eagan, MN 55122 PROPERTY I.D: 10 17402 250 02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventy-One Thousand Eighty-Seven and 74/100 ($271,087.74) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 Deutsche Bank National Trust Company, Trustee Saxon Asset Securities Trust 2007-2 Mortgage Loan Asset Backed Certificates, Series 2007-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00442-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3763900 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378781 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,750.00 MORTGAGOR(S): Jerry L Houg and Bonnie L Houg, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 13, 2007 Dakota County Recorder Document Number: 2496089 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-2 Dated: September 29, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700077399984 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4249 Dunrovin Ln, Eagan, MN 55123-1726 Tax Parcel ID Number: 10.84355.160.04 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 4, Wilderness Run 6th Addition, Eagan, Minnesota, according to the plat thereof now on file and of record in the Office of the County Recorder within and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $309,516.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017377F02 2385035 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,800.00 MORTGAGOR(S): James W Tagtow and Christine R Tagtow, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Resmae Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100241010017403516 SERVICER: Ocwen Loan Servicing, LLC LENDER: Resmae Mortgage Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on May 19, 2006, as Document No. 590499 ASSIGNED TO: U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., successor by merger to Lasalle Bank National Association, as trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-RM3 Dated: April 20, 2010, and recorded September 28, 2010 by Document No. T668294.

LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Seven (7) in Cedar Grove NO.3, According to the recorded Plat thereof now on file and of record in the office of the register of Deeds within and for said County and State, Dakota County, Minnesota.

PROPERTY ADDRESS: 2082 Bluestone Drive East, Saint Paul, MN 55122 PROPERTY I.D: 10-16702-010-07 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Eight Thousand Seven Hundred Seventy-Eight and 26/100 ($198,778.26) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 7, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 21, 2010 U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., successor by merger to Lasalle Bank National Association, as trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-RM3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00458-1 ASAP# 3778632 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010, 11/25/2010 2388763 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2006 MORTGAGOR: B r i a n J . A r n d t , a single man.

MORTGAGEE: Agstar Financial Services FLCA. DATE AND PLACE OF RECORDING: Recorded May 18, 2006, Dakota County Recorder, Document No. 2430545.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc., Dated: May 17, 2006, Recorded: May 18, 2006, Document No. 2430546.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Agstar Financial Services FLCA RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 30700 Northfield Boulevard, Northfield, MN 55057 TAX PARCEL I.D. #: 41-01600-015-77 LEGAL DESCRIPTION OF PROPERTY: That part of the W 1/2 of SE 1/4, Sec. 16, T112, R19, Dakota County, Minnesota, Lying Southerly of State Aid Highway No. 47.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $273,306.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1267 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390200 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 2 , 2010 MORTGAGOR: Emily Overland MORTGAGEE: M i s t w o o d C o u r t h omes Association DATE AND PLACE OF RECORDING: Recorded February 3, 2010, Dakota County Recorder, Document No. 2712240 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14725 Excelsior Lane T A X P A R C E L I . D . # : 01-48845-128-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #128 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $3,510.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $8,085.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385577 10/21-11/25/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Matthew T Dewey and Angie C. Hallows, both single persons MORTGAGEE: First Bank DATE AND PLACE OF RECORDING: Recorded: November 16, 2004 Dakota County Recorder Document Number: 2267869 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: January 06, 2006 Recorded: January 23, 2006 Dakota County Recorder Document Number: 2398909 And assigned to: LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund

behalf of SAIL 2005-1 Trust Fund Dated: August 24, 2009 Recorded: October 26, 2009 Dakota County Recorder Document Number: 2692465 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700040769560 Lender or Broker: First Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13059 Ferris Ct, Apple Valley, MN 55124-8138 Tax Parcel ID Number: 01-31004-180-05 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 5, Greenleaf Fifth Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $241,938.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Bank of America, N.A., as successor to LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007588F02 2383062 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2005 MORTGAGORS: Zena B Vezikov FKA Zinaida Vezikov and Paul I. Vezikov FKA Pavel Vezikov, wife and husband.

MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC..

DATE AND PLACE OF RECORDING: Registered November 16, 2005, Dakota County Registrar of Titles, Document No. 579235, Certificate of Title No. 120357, also recorded with the County Recorder on November 16, 2005 as Document No. 2381150 ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being partially Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 837 Cortland Drive, Apple Valley, MN 55124

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55124 TAX PARCEL I.D. #: 011170712010 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A Legal Description: All that part of Lot Twelve (12) lying within the West Half (W 1/2) of the Northeast Quarter (NE 1/4) of Section 33, Township 115, Range 20, Block Ten (10) in Apple Valley 8th Addition, Dakota County, Minnesota ABSTRACT PROPERTY All that part of Lot Twelve (12) lying within the Northwest Quarter (NW 1/4) of Section 33, Township 115, Range 20, Block Ten (10) in Apple Valley 8th Addition, Dakota County, Minnesota TORRENS PROPERTY ABSTRACT AND TORRENS PROPERTY. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,263.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4722 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390040 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2003 MORTGAGORS: Randall P. Ryan and Pamela A. Ryan, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 6, 2003, Dakota County Recorder, Document No. 2136561.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: September 20, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100146001276278794 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Greenlight Financial Services RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1881 Riverwood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 023742500102 LEGAL DESCRIPTION OF PROPERTY: Unit 1, CIC No. 185, Itoka Valley Townhomes, A Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $108,789.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3168 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390352 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2007 MORTGAGORS: William M. Griglak and Amy N. Benson, both single.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2007, Dakota County Recorder, Document No. 2499295.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: October 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000617427 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13594 Athena Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830218004 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 4, Meadows of Bloomfield 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $327,784.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $331,357.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy

Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9295 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390392 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,200.00 MORTGAGOR(S): Marc T Brown and Shelly M Brown, husband and wife MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262601 LOAN MODIFICATION: Dated: October 13, 2009 Recorded: April 13, 2010 Document Number: 2724543 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: September 30, 2004 Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262602 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CONTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17468 Inland Cir, Lakeville, MN 55044-5620 Tax Parcel ID Number: 22-33300-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Homestead Creek, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,304.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016949F01 2387504 10/21/-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 29, 2003 MORTGAGORS:Ronda S. Rath and Clyde E. Rath, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 1, 2003, Dakota County Recorder, Document No. 2118601.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 4, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599938165202 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Capital Mortgage Services RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13943 Everest Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013100515002 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Greenleaf 6th Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$243,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$235,689.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9282 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2383190 10/21-11/25/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 4, 2002 MORTGAGOR: Jason W. Larson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 28, 2002, Dakota County Recorder, Document No. 1868160.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: September 20, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-3511120130-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 8842 Branson Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201185604402 LEGAL DESCRIPTION OF PROPERTY: Unit No. 44, Common Interest Community No. 181, Rose Hill Villas, a Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $64,281.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1843 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390444 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 2 , 2010 MORTGAGOR: E i o n F o o t e a n d Angela Putzel MORTGAGEE: M i s t w o o d C o u r t h omes Association DATE AND PLACE OF RECORDING: Recorded February 3, 2010, Dakota County Recorder, Document No.

2712239 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14750 Excelsior Lane T A X P A R C E L I . D . # : 01-48845-011-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #11 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $4,880.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $9,492.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385583 10/21/-11/25/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 12, 2002 MORTGAGOR: Dael Ruth Fesler, a single person.

MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2002, Dakota County Recorder, Document No. 1946107.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2476 Lockwood Drive, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 27-41605-040-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 4, Condominium File No. 113, Townhomes of Kensington Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $75,625.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

���������� �� ���� �����

��� ������� ��� ���� ������within ������ six (6)������� months from the date of said sale by the mortgagor(s), their ���������� ���� ��������� or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390073 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 0 , 2007 MORTGAGORS: Perry J. Wilkinson and Amy M. Wilkinson, husband and wife.

MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC..

DATE AND PLACE OF RECORDING: Registered January 25, 2007, Dakota County Registrar of Titles, Document No. 605066, Certificate of Title No. 125888.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7675 142nd Street West Unit 111C, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015700107702 LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. RC 111 AND Garage Unit No. GC 111 in Condominium, No. 57, The Pennock Place Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $113,654.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4716 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390147 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED

BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,685.00 MORTGAGOR(S): Kelly Jean Snyder, an unmarried woman and Chad Robert Benzinger, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for DHI Mortgage Company Limited Partnership TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100020410000980727 SERVICER: Ocwen Loan Servicing,LLC LENDER: DHI Mortgage Company Limited Partnership.

DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on January 9, 2006, as Document No. 582550 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Dated: June 17, 2010 , and recorded July 26, 2010 by Document No. T665184 .

LEGAL DESCRIPTION OF PROPERTY: Unit No. 24185, CIC No. 424, Crossroads Condominium, Dakota County, Minnesota.

PROPERTY ADDRESS: 17406 Gettysburg Way, Lakeville, MN 55044 PROPERTY I.D: 22-18604-185-24 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty-Four Thousand Five Hundred Forty-Five and 55/100 ($164,545.55) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 7, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 21, 2010 HSBC Bank USA, N.A., as Trustee

HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00337-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3772740 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010, 11/25/2010 2387524 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 1 , 2010 MORTGAGOR: David Gilkey MORTGAGEE: M i s t w o o d C o u r t h omes Association DATE AND PLACE OF RECORDING: Recorded March 22, 2010, Dakota County Recorder, Document No. 2720527 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14611 Evergreen Trail T A X P A R C E L I . D . # : 01-48845-071-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #71 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $5,330.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $9,506.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385569 10/21-11/25/10P

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:September 23, 2010 MORTGAGOR: Rebecca Cotten and David Cotten MORTGAGEE: Belle Mistwood Courthomes Association

Courthomes Association DATE AND PLACE OF RECORDING: Recorded September 29, 2010, Dakota County Recorder, Document No. 2755551 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14588 Evergreen Trail TAX PARCEL I.D. #: 01-48845-134-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #134 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $4,779.16 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $7,464.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385542 10/21-11/25/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 17, 2005 MORTGAGORS:Sean McCarthy and Susan McCarthy, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered August 9, 2005, Dakota County Registrar of Titles, Document No. 571559, Certificate of Title No. 137042.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 4, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131020505195121 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15732 Highview Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014420227004 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 4, Lac Lavon Shores 3rd Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$356,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$368,653.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9246 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2383210 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 11, 2003 MORTGAGORS: V i c t o r i a L . A n c e l f/k/a Victoria L. Empey and Robert J. Ancel, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered July 3, 2003, Dakota County Registrar of Titles, Document No. 505134, Certificate of Title No. 128390.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: October 12, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013700074342419 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wachovia Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4499 Scott Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 101660201202 LEGAL DESCRIPTION OF PROPERTY: The North 40.00 feet of Lot 1, Block 2, in Cedar Cliff Third Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,698.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9212 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390374 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 MORTGAGORS: C h r i s t o p h e r A .

Linke and Camilla D. Linke, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2006, Dakota County Recorder, Document No. 2428458.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177050500015185 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20978 Huntsville Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 224747519002 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Marion Fields COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $280,460.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

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GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4747 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390301 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 13, 2006 MORTGAGORS: D a n i e l R o b e r t Voeller and Cassandra Maureen-Lewis Voeller, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 19, 2007, Dakota County Recorder, Document No. 2489449.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A. as successor in interest to Washington Mutual Bank, Dated: October 19, 2006, Recorded: January 14, 2008, Document No. 2565867.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800913516353 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 62 County Road 42, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11709-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Apple Valley 10th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,677.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 21, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1931 5304149528 THIS IS A COMMUNICATION FROM

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 21, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 17, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1931 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 9, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 20, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1931 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2392737 10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 28, 2004 MORTGAGORS: T o m R e i c h e r t a n d Erin E. Molin, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded November 23, 2004, Dakota County Recorder, Document No. 2270420.

ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK N A T I O N A L T R U S T C O M P A N Y F OR MORGAN STANLEY MORTGAGE LOAN TRUST 2005-3AR MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-3AR, Dated: April 22, 2009, Recorded: May 22, 2009, Document No. 2658835.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800852453063 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 14699 Biscayne Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-80050-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, University Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,427.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 2, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 22124596 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 26, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 23, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 22, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 20, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 17, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 20, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2391332 10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,100.00 MORTGAGOR(S): James A Mesnik, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: July 31, 2007 Dakota County Registrar of Titles Document Number: 614950 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable

cation Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122577 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4790 Babcock Trl, Inver Grove Heights, MN 55077-1208 Tax Parcel ID Number: 20-02910-020-79 LEGAL DESCRIPTION OF PROPERTY: All that part of the South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29, Township 28N, Range 22W, of the 4th P.M. described as follows, to-wit: Commencing at the northeast corner of the said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence westerly along the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29 a distance of 217 feet to a point; thence southerly and at an angle of 90 degrees with said north line a distance of 75 feet to a point, said point being the point of beginning of the land to be herein described and hereby conveyed; from said point of beginning, continue southerly along the line of the last above-mentioned course (namely along the line running southerly and at an angle of 90 degrees to the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29) a distance of 124 feet; thence southwesterly a distance of 216.70 feet, more or less, to a point in the center line of Oakdale Avenue, which point is 353.69 feet southeasterly along the center line of said Oakdale Avenue from the point of intersection of said Oakdale Avenue with the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence northwesterly along the center line of said Oakdale Avenue a distance of 125.83 feet to a point; thence northeasterly 285.08 feet, more or less to the point of beginning; all according to the Government Survey thereof, and the Judicial Land Survey filed in File 48317 in Clerk of District Court's Office, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $240,995.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007340F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 08, 2010 at 10:00 AM has been postponed to October 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 08, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka

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������ ������ to Wachovia Mortgage, FSB fka ������� 30-8888������� ��� ���� World Savings Bank, FSB 1978839917 NOTICE OF POSTPONEMENT OF THIS IS A COMMUNICATION FROM MORTGAGE FORECLOSURE SALE A DEBT COLLECTOR. The above referenced sale scheduled NOTICE OF POSTPONEMENT OF for October 28, 2010 at 10:00 AM has MORTGAGE FORECLOSURE SALE been postponed to November 29, 2010 Pursuant to the provisions of at 10:00 AM in the Dakota County Law M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e Enforcement Center, 1580 Highway 55, f o r e g o i n g f o r e c l o s u r e s a l e i s Lobby S-100, Hastings, Minnesota in postponed until January 7, 2011 at said County and State. the Sheriff's Office, Law Enforcement DATED: October 28, 2010 Center, 1580 Hwy 55, Lobby #S-100, MORTGAGEE: Wells Fargo Hastings, MN, in said county and state.

Bank, N.A. successor by merger Dated: October 20, 2010. to Wachovia Mortgage, FSB fka Chase Home Finance LLC Mortgagee/Assignee of Mortgagee World Savings Bank, FSB USSET, WEINGARDEN AND LIEBO, P.L.L.P. Wilford & Geske, P.A. By: Paul A. Weingarden Attorneys for Mortgagee: Attorneys for Mortgagee/Assignee of Lawrence A. Wilford Mortgagee James A. Geske 4500 Park Glen Road #300 8425 Seasons Parkway, Suite 105 Minneapolis, MN 55416 Woodbury, MN 55125-4393 (952) 925-6888 (651) 209-3300 30-8888 File Number: 007340F02 2392768 10/28/10 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2392810 10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2005 MORTGAGOR: Susanne M. Franzen, a Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 6, 2005, Dakota County Recorder, Document No. 2358255.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 20, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013700078153671 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wachovia Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 8635 240th Street East, Hampton, MN 55031 TAX PARCEL I.D. #: 295120006015 LEGAL DESCRIPTION OF PROPERTY: The West 1/2 of Lot 5 and the West 1/2 of the South 42 1/2 feet of Lot 6, Block 15, Town of New Trier, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,587.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,047.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 20, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8888

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 MORTGAGOR(S): Angie Aldrich, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 01, 2006 Dakota County Recorder Document Number: 2434034 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Dated: October 27, 2009 Recorded: November 24, 2009 Dakota County Recorder Document Number: 2698512 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001752-0000300669-2 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 614 7th St W, Hastings, MN 55033-1718 Tax Parcel ID Number: 19-10500-160-41 LEGAL DESCRIPTION OF PROPERTY: Real Property in Dakota County, Minnesota, described as follows: Lot 16, Block 41, Addition No. Thirteen to the City of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,613.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust

���������� �� ���� �����

��� ������� ��� ���� ������ ������ ������� MORTGAGOR: Toni M. single person. ���������� ���� ��������� Alternative Loan Trust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 25, 2010 at 10:00 AM has been postponed to July 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 15, 2010 at 10:00 AM has been postponed to July 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 22, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 2382436 10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2005 MORTGAGOR: T o n i M . M e n d e z , a

Mendez, a

MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank of Indiana f/k/a National City Bank.

DATE AND PLACE OF RECORDING: Registered April 6, 2005, Dakota County Registrar of Titles, Document No. 562522, Certificate of Title No. 135774.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank of Indiana f/k/a National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 2196 Upper 45th Street East, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 20-71275-042-01 LEGAL DESCRIPTION OF PROPERTY: Exhibit A Legal Description THAT PART OF LOT FOUR (4), BLOCK ONE (1) IN SOUTHVIEW HILLS WHICH LIES NORTH OF A LINE DESCRIBED AS FOLLOWS: COMMENCING AT THE MOST NORTHERLY CORNER OF SAID LOT 4, THENCE ON AN ASSUMED BEARING OF SOUTH 0 DEGREES 41 MINUTES 06 SECONDS EAST, ALONG WEST LINE OF SAID LOT 4, A DISTANCE OF 264.46 FEET TO THE POINT OF BEGINNING OF THE LINE TO BE DESCRIBED; THENCE NORTH 89 DEGREES 18 MINUTES 54 SECONDS EAST A DISTANCE OF 158.42 FEET TO THE EASTERLY LINE OF SAID LOT 4 AND THERE TERMINATING, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $241,861.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 18, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2269 0003882431 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 21, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 20, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2269 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2391709 10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,649.00 MORTGAGOR(S): Patience Owusu, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 03, 2009 Dakota County Recorder Document Number: 2699850 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100326709110061125 Lender or Broker: United Fidelity Funding Corp Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 808 12th St, Farmington, MN 55024-1183 Tax Parcel ID Number: 14-22506-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, East Farmington 7th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,395.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015775F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 27, 2010 at 10:00 AM has been postponed to September 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 27, 2010 at 10:00 AM has been postponed to October 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 27, 2010 MORTGAGEE:

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 27, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015775F01 2397549 10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 6 , 2006 MORTGAGORS: Melissa L. Prindle and Joseph G. Prindle, Jr., wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 13, 2006, Dakota County Recorder, Document No. 2397062.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: August 4, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000961438 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 19162 Inndale Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 222060122002 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, CIC No. 342, Dodd Marsh Highlands Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,620.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,549.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 31, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2268

4-2268 0004449853 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 3, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 25, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2268 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2396739 10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Minn Stat. 580.025, 580.04 DATE: October 7, 2010 YOU ARE NOTIFIED THAT default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: Combination Mortgage and Security Agreement with Assignment of Rents and Fixture Filing dated November 23, 2004, executed by Tollefson Development, Inc., as mortgagor, for the benefit of Harris Trust and Savings Bank, as mortgagee, recorded on February 17, 2005 as Document Number 2297014 in the Office of the County Recorder of Dakota County, Minnesota, as modified by that certain Supplement to Combination Mortgage and Security Agreement with Assignment of Rents dated May 23, 2007, executed by T o l l e f s o n D e v e l o p m e n t , I n c . , as mortgagor, and Harris N.A. (as successor by merger to Harris Trust and Savings Bank), as mortgagee, and recorded July 30, 2007 as Document Number 2534164 in the Office of the County Recorder of Dakota County, Minnesota.

2. Mortgagors: Tollefson Development, Inc., a Minnesota corporation 3. Mortgagees: Wyatt Pudel Pointer I, LLC 4. Recording Information: Combination Mortgage and Security Agreement with Assignment of Rents and Fixture Filing dated November 23, 2004, executed by Tollefson Development, Inc., as mortgagor, for the benefit of Harris Trust and Savings Bank, as mortgagee, recorded on February 17, 2005 as Document Number 2297014 in the Office of the County Recorder of Dakota County, Minnesota, as modified by that certain Supplement to Combination Mortgage and Security Agreement with Assignment of Rents dated May 23, 2007, executed by T o l l e f s o n D e v e l o p m e n t , I n c . , as mortgagor, and Harris N.A. (as successor by merger to Harris Trust and Savings Bank), as mortgagee, and recorded July 30, 2007 as Document Number 2534164 in the Office of the County Recorder of Dakota County, Minnesota.

Assignments of Mortgage, if any: From Harris N.A. (as successor by merger to Harris Trust and Savings Bank) to Wyatt Pudel Pointer I, LLC pursuant to that certain Assignment of Mortgage dated July 21, 2010 and recorded on August 2, 2010 as Document Number 2743858 in the Office of the County Recorder of Dakota County, Minnesota.

For additional assignments of Mortgage, provide the relevant information below.

INFORMATION REGARDING MORTGAGED PREMISES 5. Tax parcel identification number of the mortgaged premises: 22-21195-070-10; 22-21195-080-10; 22-21195-090-10; 22-21195-100-10; 22-21195-110-10; 22-21195-120-10; 22-21195-130-10; 22-2195-140-10; 22-21195-150-10; 22-21195-160-10; 22-21195-170-10; 22-21195-180-10; 22-21195-190-10; 22-21195-200-10; 22-21195-210-10; 22-21195-220-10; 22-21195-230-10; 22-21195-240-10; 22-21195-390-07; 22-21195-400-07; 22-21195-410-07; 22-21195-420-07; 22-21195-430-07; 22-21195-440-07; 22-21195-450-07; 22-21195-460-07; 22-21195-470-07; 22-21195-480-07; and 22-21195-490-07.

6. Legal description of the mortgaged premises: Lots 7-24 inclusive, Block 10 and Lots 39-49 inclusive, Block 7, Donnelly Farm Addition, Dakota County, Minnesota.

7. The physical street address, city, and zip code of the mortgaged premises: 1 9 8 6 3 I b e r i s A v e n u e ,

premises: 1 9 8 6 3 I b e r i s A v e n u e , Lakeville, Minnesota 55044; 19859 Iberis Avenue, Lakeville, Minnesota 55044; 19855 Iberis Avenue, Lakeville, Minnesota 55044; 19851 Iberis Avenue, Lakeville, Minnesota 55044; 19847 Iberis Avenue, Lakeville, Minnesota 55044; 19843 Iberis Avenue, Lakeville, Minnesota 55044; 19839 Iberis Avenue, Lakeville, Minnesota 55044; 19835 Iberis Avenue, Lakeville, Minnesota 55044; 19831 Iberis Avenue, Lakeville, Minnesota 55044; 19827 Iberis Avenue, Lakeville, Minnesota 55044; 19823 Iberis Avenue, Lakeville, Minnesota 55044; 19819 Iberis Avenue, Lakeville, Minnesota 55044; 19811 Iberis Avenue, Lakeville, Minnesota 55044; 19807 Iberis Avenue, Lakeville, Minnesota 55044; 19803 Iberis Avenue, Lakeville, Minnesota 55044; 19799 Iberis Avenue, Lakeville, Minnesota 55044; 19795 Iberis Avenue, Lakeville, Minnesota 55044; 19791 Iberis Avenue, Lakeville, Minnesota 55044; 19902 Itea Avenue, Lakeville, Minnesota 55044; 19906 Itea Avenue, Lakeville, Minnesota 55044; 19910 Itea Avenue, Lakeville, Minnesota 55044; 19914 Itea Avenue, Lakeville, Minnesota 55044; 19918 Itea Avenue, Lakeville, Minnesota 55044; 19922 Itea Avenue, Lakeville, Minnesota 55044; 19926 Itea Avenue, Lakeville, Minnesota 55044; 19930 Itea Avenue, Lakeville, Minnesota 55044; 19934 Itea Avenue, Lakeville, Minnesota 55044; and 19938 Itea Avenue, Lakeville, Minnesota 55044; 19942 Itea Avenue, Lakeville, Minnesota 55044.

OTHER FORECLOSURE DATA 8. The person holding the Mortgage: is not a transaction agent, as defined

by Minn. Stat. 58.02, subd. 30 The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, are Wyatt Pudel Pointer I, LLC 9. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is INFORMATION REGARDING FORECLOSURE 10. The requisites of Minn. Stat.

580.02 have been satisfied.

11. The original principal amount secured by the Mortgage was $19,149,153.00.

12. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the h o l d e r o f t h e M o r t g a g e , i s: $11,333,676.59.

13. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Thursday, November 18, 2010 10: 00 a.m., at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby F-100, Hastings, Minnesota.

15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representative or assigns is two (2) months after the date of sale.

14. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. on Not Applicable.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. WYATT PUDEL P O I N T E R I , LLC, a Minnesota limited liability company By: _______________________________ James P. Deanovic, Chief Manager THIS INSTRUMENT WAS DRAFTED BY: Leonard, Street and Deinard P.A. (RFJ/RLG) 150 South Fifth Street, Suite 2300 Minneapolis, MN 55402 2370554 10/7-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 MORTGAGOR(S): Phillip W. Black and Darlene C. Black, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: May 09, 2007 Dakota County Recorder Document Number: 2515369 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank

���������� �� ���� �����

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 28, 2010

g g of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20970 Holyoke Ave, Lakeville, MN 55044-9644 Tax Parcel ID Number: 22-44450-062-02 LEGAL DESCRIPTION OF PROPERTY: Lots 5 and 6 and the North 5 feet of Lot 4, Block 2, Fairchild, also known as Village of Lakeville, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $237,873.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 25, 2009 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 AM has been postponed to October 01, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 13, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2009 at 10:00 AM has been postponed to October 22, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE above referenced sale scheduled for October 22, 2009 at 10:00 AM has been postponed to January 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 22, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2010 at 10:00 AM has been postponed to February 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 21, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 25, 2010 at 10:00 AM has been postponed to March 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 25, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 25, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55,

g y Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 25, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to May 13, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 29, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 13, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 13, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 10, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 24, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 15, 2010 at 10:00 AM has been postponed to July 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 15, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 30, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 20, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 21, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 01, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 28, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 2396892 10/28/10

39A

Capitol Commerce

Former Gov. Al Quie backs Tom Horner

by T.W. Budig ECM CAPITOL REPORTER

Former Republican governor Al Quie endorsed Independence Party candidate for governor Tom Horner on Oct. 21.

The endorsement came at a Capitol press conference where Horner expressed support for a judicial reform initiative championed by Quie and others.

In his endorsement, Quie said a governor needed the ability to look into the future and make hard decisions. â&#x20AC;&#x153;Now as I look at the candidates for governor, I look at their solutions,â&#x20AC;? said Quie, who led the state in the early 1980s. â&#x20AC;&#x153;And I come down on the side of Tom Horner,â&#x20AC;? he said.

Although endorsing Horner, Quie questioned its weight. â&#x20AC;&#x153;I donâ&#x20AC;&#x2122;t think it really makes much difference to people whether an 87-yearold ex-governor endorses you or not,â&#x20AC;? Quie quipped.

Quie laughed off a question whether his endorsement would find him getting the same vitriolic treatment from Republican Party officials recently dispensed to other Republicans endorsing third-party Horner.

If voting for a Republican running as an independent makes you a rhino, â&#x20AC;&#x153;I plead guilty,â&#x20AC;? said Quie, smiling.

Electing the person But the former governor had a message for all Republican Party candidates. â&#x20AC;&#x153;Youâ&#x20AC;&#x2122;re not electing the Republican Party, youâ&#x20AC;&#x2122;re electing the person,â&#x20AC;? he said.

Photo by Tim Budig

Former Republican governor Al Quie on Oct. 21 endorsed Independence Party candidate Tom Horner, right, saying he looks to the solutions candidates offer in making his decision whom to vote for.

Rep. Joe Hoppe, RChaska, said he had a lot of respect for Quie, â&#x20AC;&#x153;(but) I donâ&#x20AC;&#x2122;t agree with him,â&#x20AC;? he said.

Hoppe said Minnesota voters had a clear choice among Horner, DFL gubernatorial candidate Mark Dayton, and Republican Rep. Tom Emmer.

And Emmer is the better choice, he indicated.

Hoppe, appearing with Sen. Warren Limmer, RMaple Grove, at an afternoon press conference at Republican Party headquarters, criticized Hornerâ&#x20AC;&#x2122;s proposed broadening of the state sales tax. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m surprised weâ&#x20AC;&#x2122;re going in this direction,â&#x20AC;? said Limmer, who serves on the

Senate Tax Committee.

Sales tax said to be regressive Limmer and Hoppe argued the sales tax is regressive â&#x20AC;&#x201D; bites the poor the hardest â&#x20AC;&#x201D; and that Horner cannot raise the amount of new revenue through the tax he envisions without broadening it to include a host of different items.

That is, everything from caskets to sacramental wine, the lawmakers argued, surrounding by props including a leaky-looking black casket.

A gigantic door could open under the Horner sales tax proposal, the lawmakers argued.

Limmer urged Horner to

submit his tax proposal to the state budget officials for further analysis.

But Horner, who would extend the sales tax to clothing, haircuts, other services, charged Emmerâ&#x20AC;&#x2122;s proposed state budget is â&#x20AC;&#x153;disingenuousâ&#x20AC;? while also criticizing Daytonâ&#x20AC;&#x2122;s.

Horner, while broadening the sales tax, also proposes to slightly lower it.

He would not expand it to food or medical services, he said.

One strength of the sales tax and tax fairness, Horner explained, is that everybody chips in.

T.W. Budig is at tim.budig@ ecm-inc.com.

Emmer criticizes Obamaâ&#x20AC;&#x2122;s visit to Minnesota

by T.W. Budig

Woodbury rally that Republicans could not get a better Rep. Tom Emmer was less candidate for governor had than enthralled by President they filled a hat with 1,000 Barack Obamaâ&#x20AC;&#x2122;s visit to Min- names and began picking. nesota. â&#x20AC;&#x153;It means nothing to me,â&#x20AC;? Emmer stands said Emmer, Republican can- for values of life, didate for governor, speaking after a rally in Woodbury on Bachmann says Oct. 23. â&#x20AC;&#x153;Tom Emmer stands for â&#x20AC;&#x153;If anything, heâ&#x20AC;&#x2122;s (DFL life, and all of the values of gubernatorial candidate life. Tom Emmer stands for Mark Dayton) making the families, and for marriage in choice even more distinct,â&#x20AC;? Minnesota,â&#x20AC;? she said. said Emmer of Obama campaigning for Dayton.

Bachmann spoke of the The president is support- value of business â&#x20AC;&#x201D; a theme ing a candidate who shares Emmer picked up on. â&#x20AC;&#x153;Profitâ&#x20AC;&#x2122; his vision of big government, is not a dirty word,â&#x20AC;? BachEmmer argued. mann said.â&#x20AC;? Itâ&#x20AC;&#x2122;s what pays the Emmer made several stops bills â&#x20AC;&#x201D; pays for government on Saturday, visiting the cam- services.â&#x20AC;? paign office of Republican â&#x20AC;&#x153; Are you listening Presi6th Congressional District dent Obama?â&#x20AC;? Bachmann Congresswoman Michele shouted to the distant presiBachmann in Woodbury dent. then moving on for an event Emmer, too, spoke of with 2nd Congressional Dis- starting a business and strugtrict Republican Congress- gling to meet payrolls, and he man John Kline. drew a distinction between Bachmann told a large himself and Dayton. room of supporters at the â&#x20AC;&#x153;Mark Dayton is not a bad ECM CAPITOL REPORTER

man,â&#x20AC;? Emmer said.

While applauding the Dayton family for striving for and achieving financial success, Emmer portrayed Mark Dayton as missing the entrepreneurial spirit. â&#x20AC;&#x153;Has he started a business?â&#x20AC;? Emmer asked the enthusiastic crowd. Has he struggled to meet a payroll?â&#x20AC;? he asked. â&#x20AC;&#x153;He (Dayton) doesnâ&#x20AC;&#x2122;t have the right life experience we need right now for this job,â&#x20AC;? said Emmer of being governor.

Emmer urged Republicans not to flag in the finals days of the campaign. â&#x20AC;&#x153;We understand we are winning,â&#x20AC;?

Emmer said. â&#x20AC;&#x153;And we understand they (Democrats) ainâ&#x20AC;&#x2122;t got nothing to offer the State of Minnesota,â&#x20AC;? he said, purposefully using slang.

Speaking after the rally, Emmer argued he wasnâ&#x20AC;&#x2122;t attacking Dayton but pointing out distinctions. â&#x20AC;&#x153;I donâ&#x20AC;&#x2122;t dislike him,â&#x20AC;? Emmer said, adding he didnâ&#x20AC;&#x2122;t know Dayton that well.

According to media reports, Obama said Dayton would keep Minnesota moving forward and praised him as someone who â&#x20AC;&#x153;spent his life fighting for Minnesota.

And now I need all of you to fight for Mark Dayton.â&#x20AC;?

Bachmann leaves quickly While Emmer took questions from reporters after the rally, Bachmann almost immediately left, an aide insisting she was running late.

Bachmann answered one question while climbing into a dark sedan concerning former president Bill Clintonâ&#x20AC;&#x2122;s expected stop in Blaine on Sunday for an event with Sen. Tarryl Clark of St. Cloud, Bachmannâ&#x20AC;&#x2122;s Democratic challenger. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re grateful where we are,â&#x20AC;? Bachmann said when asked whether she has a big lead in the race. â&#x20AC;&#x153;But we never take it for granted.â&#x20AC;?

T.W. Budig is at tim.budig@ ecm-inc.com.

40A

October 28, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dalton from Page 1A

credit cards and drained his retirement account.

Dalton, 47, said he wasnâ&#x20AC;&#x2122;t nervous about emptying his retirement. â&#x20AC;&#x153;I felt I was still young enough, I could recover,â&#x20AC;? he said.

To make matters worse, though, one client went bankrupt owing him $5,100, while another cut back.

Dalton turned to the SBA again for a second loan of $40,000.

Better times ahead Today, things have turned around for Ultimate Fleet Repair.

Daltonâ&#x20AC;&#x2122;s Rolodex is overflowing, and phones are ringing off the hook â&#x20AC;&#x201D; signs that the business is prospering.

By 2009, Ultimate Fleet Repair reached a profit of about $40,000 and generated $800,000 in revenue.

The companyâ&#x20AC;&#x2122;s revenue is on track to reach $1.2 million in 2010, but it is questionable whether it will generate profit, Dalton said.

The most rewarding part of the job isnâ&#x20AC;&#x2122;t the money, Dalton said. Rather, â&#x20AC;&#x153;itâ&#x20AC;&#x2122;s knowing that youâ&#x20AC;&#x2122;re trying to do good every day.â&#x20AC;?

Dalton said the thing that makes him different from his competition is that he cares about the customer before the bottom line.

Bio

Ultimate Fleet Repair is located at 920 Aldrin Drive in Eagan.

Phone: (651) 454-8775 Website: www.ultimatefleetrepair.com Employees: 16 Revenue: $1.2 million

â&#x20AC;&#x153;I want to treat people like Iâ&#x20AC;&#x2122;d want to be treated,â&#x20AC;? he said.

Dalton said itâ&#x20AC;&#x2122;s something heâ&#x20AC;&#x2122;s strived for since starting his career 28 years ago.

The Lake Elmo native said he was inspired to go into the field by his father, who was also in the trucking business.

In 1982, Dalton graduated St. Paul Technical College with a degree in heavy trucking.

That same year he started working at Northstar Ice, where he worked up to management.

From there, he took a job at DARTS, where he managed the fleet service department until he was laid off in 2008. â&#x20AC;&#x153;Years later, I thanked them,â&#x20AC;? Dalton said about being laid off. â&#x20AC;&#x153;It was the best thing that ever happened to me.â&#x20AC;?

A few of his former clients followed Dalton to his venture.

Mankato Rehabilitation Center Inc., a work source for adults with developmental disabilities, was one such or-

ganization.

The Mankato-based nonprofit has used Ultimate Fleet Repair for its buses and vans since 2008.

MRCI transit coordinator Sharon Montoya said she was disappointed with the service being provided by the DARTS fleet service after Dalton left, causing MRCI to immediately seek out his new Photo by Jessica Harper company. â&#x20AC;&#x153;The quality is excellent. Ultimate Fleet Repair started in 2008 with two employees and has grown to 16. Its revenue Heâ&#x20AC;&#x2122;s very safety-conscious, jumped to $800,000 by 2009 and is on track for $1.2 million in 2010. which is so important for our clients,â&#x20AC;? Montoya said. â&#x20AC;&#x153;He will go out of his way to meet our needs.â&#x20AC;?

Dalton said he spends little time or money on advertising â&#x20AC;&#x201D; some print and online. Instead, he relies heavily on word-of-mouth.

Today, Daltonâ&#x20AC;&#x2122;s client base also includes Coca-Cola and the St. Paul Park Fire Department.

When asked whether it was all worthwhile, Dalton said: â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s still out for judgement. Only time will tell.â&#x20AC;?

Jessica Harper is at jessica.harper@ecm-inc.com.

Economy driving people out of the housing market, new survey indicates Nearly two-thirds of Americans say the current economic situation is making them less likely to buy a house, according to a new national survey by FindLaw. com.

Sixty-three percent of American adults say they are less likely to buy a house because of the current state of the economy.

Despite record-low mortgage rates and an abundance

of houses available on the market, only 8 percent of people say the current economic situation makes them more likely to buy a house.

About a quarter of people â&#x20AC;&#x201C; 28 percent â&#x20AC;&#x201C; say they are

Jan 31 36 21 19 8 7 25 2 11 12 13 10

Feb 17 30 29 15 7 6 28 1 4 21 3 8

Mar 24 21 30 13 6 23 25 2 10 12 11 4

Apr 27 27 20 18 11 4 34 0 6 15 7 7

May 32 39 25 20 7 3 31 1 4 14 12 3

Jun 23 28 14 12 9 9 25 0 10 15 6 1

Jul 26 45 30 17 17 13 26 4 11 13 6 8

Aug 27 32 23 17 9 16 28 0 13 16 1 7

Sept 23 31 27 31 17 13 35 3 10 16 4 6

TOTAL

195

169

181

176

191

152

216

189

216

Oct

Nov

Dec

Notice of Pendency Filings

City Apple Valley Burnsville Eagan Farmington Hastings Inver Grove Heights Lakeville Mendota Heights Rosemount South St. Paul West St. Paul Small Cities

2010 230 289 219 162 91 94 257 13 79 134 63 54

2009* 236 290 259 178 132 126 257 13 103 135 59 72

1,685

1,860

SOURCE: Dakota County Sheriff Sales. City numbers are based on municipality address. *Full 12 months of 2009

! " " #

$ $

mographically balanced telephone survey of 1,000 American adults and has a margin of error of plus or minus 3 percent.

Sheriff Sales

with annual incomes less than $50,000 were significantly more likely to say they are less inclined to buy a house than people with higher incomes.

The FindLaw.com survey was conducted using a de-

Dakota County

neither more likely nor less likely to buy a house because of the economy.

In particular, the current economy is driving lowerincome individuals and families out of the market. People

September 20

City Apple Valley Burnsville Eagan Farmington Hastings Inver Grove Heights Lakeville Mendota Heights Rosemount South St. Paul West St. Paul Small Cities

Jan 33 46 41 22 11 24 50 1 8 22 14 13

Feb 44 44 32 26 13 6 43 1 14 20 12 7

Mar 55 65 46 39 17 18 68 4 20 29 15 19

Apr 41 48 39 21 18 19 47 4 18 25 14 14

May 39 54 49 43 22 20 45 2 14 27 10 12

Jun 35 63 48 28 22 24 58 1 24 24 8 11

Jul 30 44 31 41 23 26 47 3 16 19 8 10

Aug 70 48 49 32 18 24 47 6 12 20 16 20

Sept 50 53 37 39 28 24 57 6 16 22 8 16

TOTAL

285

262

395

308

337

346

298

362

356

Oct

Nov

Dec

2010 397 465 372 291 172 185 462 28 142 208 105 122

2009* 498 559 526 372 222 253 592 48 222 296 149 149

2,949

3,886

NOTE: Notices of Pendency are filed by a mortgage companyâ&#x20AC;&#x2122;s attorney as official notification that the foreclosure process has begun. Not all of these result in sheriff sales. Numbers are based on Notice of Pendency filings with Dakota County Property Records. City numbers are based on municipality address. *Full 12 months of 2009