11/3/2011 - Dakota County Tribune Business Weekly

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TAD JOHNSON JOHN GESSNER JESSICA HARPER

UMore flips switch on turbine 2A Arts center loss higher than projected 5A Local MGM Liquors has new owners 5A

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VOLUME 30, NUMBER # VOLUME 32, NUMBER 36

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Fireplace company heats up lion next year. “We’ve done really well our first two years,” he said. “This is the year we expect to take a step.”

Big Woods with storied roots looks to bust out in 2012

Learning from the best

by John Gessner DAKOTA COUNTY TRIBUNE

When a corporate downsizing claimed their jobs at the Heat-NGlo fireplace company in Lakeville, Rob Sloan and Ross Morrison didn’t miss a step. Drawing on nearly two decades of experience with the industry-leading company, the pair launched their own business, Big Woods Hearth Products in Burnsville. “We often laugh about it,” Sloan said. “We were pretty much in business about a half hour after we were let go. We knew what we wanted to do. We wanted to stay in the industry.” After launching in June 2009, the five-person company of Heat-N-Glo alumni is poised for a transformative 2012. The company has been profitable from the start, said Sloan, the vice president of sales and originator of many of the company’s product concepts. But with a dozen new products planned for rollout in the first quarter, Sloan said he’s confident that sales will top $1 mil-

Photo by John Gessner

Ross Morrison and Rob Sloan started Big Woods Hearth Products in Burnsville. They’re hoping for a big 2012 with their Stellar line of gas fireplaces.

Morrison and Sloan joined Heat-N-Glo in 1990 and 1991, respectively. The company was founded in Burnsville in 1975 by Dan Shimek and his late brother, Ron. Its 1987 introduction of the direct vent gas fireplace revolutionized the hearth industry, marking a changeover from wood-burning fireplaces to primarily gas-burning fireplaces. The gas vent innovation allowed installation of a fireplace in just about any location throughout a home. The company started with a manufacturing plant in Savage. Most of the manufacturing eventually moved to Lake City, but Heat-NGlo maintained offices in Savage until 1999, Sloan said. The company also had a retail store in Burnsville — now a Glowing Hearth and Home store owned by Ron Shimek’s son, Tim. Sloan and Morrison came into the hearth industry cold — Morrison from Quaker Oats and Sloan from Coca-Cola. “I, too, fell in love with the small company thing

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INSIDE BIZ FORUM

Residents across Minnesota should become informed prior to voting on proposed school operating levy referendums. PHIL 4A KRINKIE FORUM

Job summit shows that Minnesota will need investment in education that will produce workers of the future. DON 4A HEINZMAN CAPITOL COMMERCE

Lakeville Sen. Dave Thompson says gambling revenue is not the way to pay for a new Vikings stadium. DAVE 5A THOMPSON THISWEEKEND

ANNIE YOUNG

Blind artist to be featured at the Eastview Community Foundation’s fourth annual Art Madness 24A

See Big Woods, Page 2A

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General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

Eagan’s Joe Senser’s closes after 13 years in business by Jessica Harper DAKOTA COUNTY TRIBUNE

Joe Senser’s Restaurant and Sports Theater in Eagan closed suddenly on Oct. 30. Shades cover the windows of the dark restaurant at 3010 Eagandale Place

and a closed sign is taped to the doors. “We’re shocked and saddened by this,” said Gerry Goldfarb, manager of the Hampton Inn in Eagan. “It was a very popular location with our guests.” Joe Senser’s also provid-

ed room service for the hotel, which is located nearby. Its closure has left Hampton staff scrambling to find other options for its guests, Goldfarb said. “I’m hoping that the current owner of the land or the city of Eagan will find a

new restaurant to go there,” he said. The sports bar and grill opened in 1998 and was among four Twin Cities locations owned by former Vikings player Joe Senser. It is unclear whether employees will be absorbed

by the Bloomington, Plymouth and Roseville locations. Mike Hrudka, director of operations for Joe Senser’s, told the Star Tribune the bar closed due to the tough economy. He also noted the restaurant’s loca-

tion requires many turns to access its parking lot, according to the report. A sign on the building says gift cards can be redeemed at other Joe Senser locations. The closure follows See Senser’s, Page 23A


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November 3, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo by John Gessner

Photo by Tad Johnson

Rob Sloan and Ross Morrison are former longtime employees of Heat-N-Glo – a Lakeville-based fireplace company.

Students from Cedar Park STEM Elementary School in Apple Valley attended the commission ceremony of the Eolos Wind Research Station turbine on Tuesday, Oct. 25.

Big Woods from Page 1A

and wearing many different hats,� Sloan said, echoing his partner. “Back in those days, we did everything.� Iowa-based Hon Industries bought Heat-N-Glo in 1996 and merged it with its own Heatilator Inc., Morrison said. He and his partner stayed with Hon-owned Heat-N-Glo until the downsizing in April 2009. Armed with personal investments and a bank loan, the pair launched Big Woods Hearth Products with the Hearthwarmer, a fireplace grate with heat-exchange tubes and a fan to circulate heat back into the room. The company grew to include fellow Heat-N-Gloers Rick Berg (vice president of engineering), Gary Butler (vice president of research and development) and Lori Statler (director of marketing services). Morrison is vice president of marketing and Sloan vice president of sales. With the Hearthwarmer, the company was just heating up.

Gusts blow as turbine turned on Windy day launches power-generating giant at UMore Park in Rosemount Photo by John Gessner

Big Woods Hearth Products in Burnsville plans to launch a dozen new products this year.

Innovation Stellar Heart Products is the company’s brand of gas vent fireplaces and the source of most of its innovations. The darkened product showroom at the Big Woods office, laboratory and warehouse location on Ewing Avenue in Burnsville puts these innovations on display. The Stellar fireplace units

dance with light, color and flame. Mirrored fireboxes create a visual tunnel effect. Glass panels cut at odd angles shine and reflect multicolored materials inside the firebox. In addition to the reflective glass “logs,� traditional log replicas are also available. Decorative fireplace fronts incorporate such features as LED lighting that enhances the look of the hearth while also highlighting walls around the fireplace. Stellar units are designed to deliver maximum decorative value even when the flame is on low and using fewer BTUs, Sloan said. Fireplaces, the company insists, are fun. “We decided when we started, we were going to be different,� he said. Stellar now offers two models of “linear,� flat-wall fireplaces. Next year it will

introduce two corner units, a modern and a traditional. With triangular fireboxes that better fit corner spaces, the units consume less space from front to back than traditionally shaped corner fireplaces while also maintaining a larger viewing area, the company says. The units won two industry awards — known as the Vestas — in March at the Hearth, Patio and BBQ Association Expo in Salt Lake City, Utah. “We don’t want to be just another me-too manufacturer,� Sloan said. “We really want to hang our hat on innovation.� Web addresses for the companies are www.bigwoodshearth.com and www. stellarhearth.com. John Gessner is at burnsville. thisweek@ecm-inc.com.

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by Tad Johnson DAKOTA COUNTY TRIBUNE

The University of Minnesota couldn’t have picked a better day to have turned on its new 426-foot tall wind turbine. With gusts blowing up to 27 mph from the northeast, the estimated 200 people in attendance probably would have preferred a warmer day on Tuesday, Oct. 25, but didn’t mind too much as they huddled on bleachers at the commissioning ceremony. When the turbine was turned on from a computer in Cedar Rapids, Iowa, university researcher Fotis Sotiropoulos said: “So there you have it. Our turbine can spin as advertised. Now we can generate some power with it.� University researchers hope to generate more than just power with it. They aim to learn enough about wind power technology that they can share it with the rest of the state, nation and world to reduce dependence on finite fossil fuels. The United States has a goal to generate 20 percent of its energy from wind by 2030. To achieve that, America might be depending on the knowledge learned at the Eolos Wind Research Station tucked into a little corner of UMore Park in Rosemount. With the 2.5-megawatt turbine, university researchers will collect information such as weather conditions (it was 53 degrees at the tip

Photo by Tad Johnson

The Eolos Wind Research Station turbine stands 426 feet tall on the grounds of UMore Park in Rosemount. during the ceremony), wind velocity and turbulence and how the turbine transfers wind to power. A group of university students named Innovative Engineers will be working with the turbine to share their renewable technology with those in developing countries. Amir Mikhail, senior vice president of Clipper Windpower, said the group is producing the next generation of workers in wind science. The event was an opportunity for more possible future wind tech workers to check out the turbine, as students from Cedar Park STEM Elementary School in Apple Valley were in attendance. They learned how researchers will be studying

aspects of wind technology, such as the 3M company’s face-mounted blade films that reduce blade noise and ice formation. It is the participation of companies like 3M and Clipper that make the project even more important as it allows them a place to test their new technologies. Clipper, which built and designed the Rosemount tower, has 544 turbines in the United States and Mexico and 31 in Minnesota that are monitored from Cedar Rapids. The Rosemount site is one of three research locations in the United States. Tad Johnson is at editor. thisweek@ecm-inc.com.


DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 3, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up LARRY MITCHELL Named inside sales manager for Eaganbased NACR

Larry Mitchell has been named inside sales manager at Eagan-based NACR, a communications integration company. He will be based in Eatontown, N.J. He was previously a national accounts manager for NACR’s northeast regional team.

Accolades

Accolades

Business Briefs

BARTELSON RECEIVES FINANCIAL PLANNER CERTIFICATION

LIFE PLANNING PROGRAM SLATED NOV. 7 IN ROSEMOUNT

VIKINGS REPRESENTATIVES TO VISIT LAKEVILLE

Stacey L. Bartelson of the financial services firm Edward Jones in Rosemount has been authorized by the Certified Financial Planner Board of Standards to use the certification mark CFP. Bartelson successfully completed CFP Board’s initial certification requirements, which include completion of financial planning coursework and passing a comprehensive examination. Individuals who hold CFP certification must agree to meet ongoing continuing education requirements and uphold CFP Board’s Code of Ethics and Professional Responsibility and Financial Planning Practice Standards.

A free program on planning for key life decisions will be offered at 6 p.m. Monday, Nov. 7, at Fireside Pizza, 3410 150th St., Rosemount. Presentations will include: • “Protecting What’s Important” presented by Stacey Bartelson of Edward Jones; • “Estate Planning and Planning for Incapacity” presented by Perry M. de Stefano from Spangler and de Stefano, PLLP; • “Tax Planning for Life’s Major Events” presented by Michael D. Lewis, CPA from Obermeier & Associates, P.A.; and • “Funeral and Cremation Pre-Planning” presented by Meg White Heintze from White Funeral and Cremation Services. Space is limited. RSVP by Nov. 3 at (651) 322-2905. Refreshments and appetizers will be provided.

Representatives of the Minnesota Vikings will talk about the 2011 season, the stadium and more at a joint chamber luncheon from 11:30 a.m. to 1 p.m. Tuesday, Nov. 8, hosted by the Burnsville and Lakeville chambers of commerce at Holiday Inn - Lakeville, 20800 Kenrick Ave., Lakeville. Registration is required. Information: www.burnsvillechamber.com and www.lakevillechambercvb.org.

CDA RECEIVES AWARD FOR LINCOLN PLACE

HOLLSTADT & ASSOCIATES WIN AWARD

The Dakota County Community Development Agency has been chosen as a winner of the National Association of Housing and Redevelopment Officials Awards of Excellence in Program Innovation for Affordable Housing for Lincoln Place, its supportive housing development for young adults 18-25 who are homeless or are at risk of becoming homeless. The Awards of Excellence are nominated from among the Award of Merit winners each year. These awards are chosen by national juries and presented at the annual National Conference and Exhibition. They represent the very best in innovative programs in assisted housing and community development.

Hollstadt & Associates Inc., a Mendota Heights-based management and technology consulting firm, is the October winner of Minneapolis/St. Paul Business Journal’s Jefferson Award for its philanthropy and community service. Hollstadt was nominated by a former client at the University of Minnesota. CEO Rachel Hollstadt will accept the award on Dec. 1 at a reception honoring the winners. Judges selected Hollstadt for its long-standing commitment to charitable philanthropy and individual volunteer commitments. In 2008 Hollstadt launched its Big Give program to recognize and support the volunteer efforts of clients, employees and associates. Since then, the company has donated more than $22,500 to 39 charities.

THOMSON REUTERS EAGAN FACILITY RECOGNIZED Thomson Reuters’ Eagan campus was honored Oct. 25 as a “highly protected risk,” a worldwide insurance industry-recognized classification for best-in-class facilities. The HPR award, presented by the company’s property insurance firm FM Global, indicates a facility where personnel apply best practices in loss prevention and facility protection against fire and natural hazards. It is the most prestigious engineering award given to FM Global’s customers, with less than .02 percent of its clients receiving the award in 2010.

Business Briefs

Business Briefs CREDIT UNION PARTICIPATES IN BANK TRANSFER DAY Burnsville-based US Federal Credit Union will take part in the Bank Transfer Day grassroots movement on Nov. 5, where individuals across the country will make the switch from big banks to credit unions in response to fees for services and options that were once free. Each new checking account opened at a US Federal location on Nov. 5 will receive a $50 deposit. All US Federal branches will be open from 9 a.m. to 1 p.m. that day.

CHAMBER HOSTS COFFEE WITH LEGISLATORS The Dakota County Regional Chamber of Commerce will hold a Legislative Coffee Chat from 7:30 to 9 a.m. Tuesday, Nov. 8, at Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Open dialogue will take place with legislators from District 36, 36A and 36B: • Rep. Mary Liz Holberg, chair, Ways and Means • Rep. Pat Garofalo, chair, Education Finance • Sen. Dave Thompson, assistant majority leader Complimentary continental breakfast will be provided by Brackett’s Crossing Country Club. RSVP to Roz Peterson at rozp@cerron.com or (612) 708-5281.

CAREER JAMBOREE IS NOV. 7 AT LAKEVILLE NORTH HIGH SCHOOL The Business & Education Committee of the Lakeville Area Chamber of Commerce will host the annual Career Jamboree from 2:30 to 5 p.m. Monday, Nov. 7, at Lakeville North High School. Representatives from at least 70 different careers will be on hand. Juniors from both Lakeville North and South high schools will attend the event as a graduation requirement. LAKEVILLE AREA CHAMBER ADDS NEW MEMBERS • A Clear Solution Auto Glass, 21034 Heron Way, Suite 102, Lakeville, (952) 746-7509. • All Sons Exterior, 23231 Logan Way, Lakeville, (952) 469-5221. • GrandStay Residential Suites Hotel & Conference, 7083 153rd St. W., Apple Valley, (952) 953-6111. • Lake Marion Collision, 20120 Dodd Blvd., Lakeville, (952) 4692277.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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November 3, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Property taxes will increase if new school levies are approved by Phil Krinkie SPECIAL TO THE TRIBUNE

Recently there has been a lot of talk about a referendum on a half a percent sales tax in Ramsey County. The proposed sales tax would fund $350 million of the $1.1 billion for a new Vikings stadium in Ramsey County. The debate has focused on whether citizens should have the opportunity to vote on the sales tax increase. The issue has drawn heated discussion from both sides, with a majority that strongly support a referendum. Putting the stadium issue aside; the point is citizens want the opportunity to make decisions. On Tuesday, Nov. 8, Election Day across the state, citizens will have the opportunity to vote on a tax increase. This Election Day, citizens in over 100 of the state’s 340 school districts will be asked if they want to increase their property taxes above and beyond the already proposed city and county increases. These school district property tax referendums will ask voters if they want their property taxes to increase in order to pay for the operating budget of their local schools. The total tax increase that would result from enacting Ramsey County’s half a percent sales tax pales in comparison to the total of the school levies being proposed. The sales tax in Ramsey County would raise an estimated $11 million to

Guest Columnist Phil Krinkie

$12 million per year. The school levies being voted on Tuesday, Nov. 8 would raise over $150 million per year from local property taxes and most school levies if passed will be in effect for 10 years. The result; if approved will be hundreds of millions of dollars in property taxes over the next 10 years. Therefore while voters in Ramsey County may not have the opportunity to vote on a local half a percent sales tax increase, tens of thousands of voters across the state will have the opportunity on Nov. 8 to decide if they are willing to pay hundreds of millions more in property taxes to fund schools. If your local school district does have a referendum on the ballot; just like any election, the key is to be informed. Get the facts before Tuesday, Nov. 8 and then be sure to vote. It could affect what you pay in property taxes for the next 10 years! As school districts campaign for your support of a levy increase you will undoubtedly hear stories of desperation; students sharing text books due to lack of funds, overcrowded classrooms and schools on the economic brink.

Your local school district may indeed need additional funding to prevent one of the above, but it is important to remember that although the referendum could result in hundreds of millions more from taxpayers; the referendum revenue as a percent of the total education budget is just a small part that is added to state funding, federal funding and approximately 20 other K-12 state aid programs that are linked to specific purposes and programs. Revenue generated from referendum levies is less than 10 percent of the total education budget. In addition to getting the facts on your local school district referendum also be aware of several other factors. Many school districts are telling voters that the levy “is not a tax increase.” This is factual correct, but also very misleading. Dozens of school districts are asking voters to renew existing levies. This means you are already paying the tax and the school district is asking for approval to keep the tax in place and in many cases for the next 10 years. Some key questions to ask local school officials are: 1) What will the money be used for? Be sure to ask for specifics. 2) What is the current budget? Be clear on where the money is spent. 3) Has the school district approved teacher contracts? Without an approved contract the district doesn’t have a firm budget.

4) What is the increase in total compensation? Will your property tax increase be funding significant pay raises in the public education field while the majority of workers in Minnesota will see no increase in compensation over the next two years? 5) How much more money is the school district receiving in state aid? Last session the state increased school funding by $650 million; most school districts will receive more state funding. 6) Is the student enrollment in your school district increasing or decreasing? There is only a slight increase in student enrollment projected statewide. 7) Be sure to ask where you vote. Many school districts reduce or change polling places. On Tuesday, Nov. 8, you have the opportunity to decide if you will pay more in property taxes, be informed and be sure to vote, it is your choice. Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@ taxpayersleague.org.

Dakota County Tribune BUSINESS WEEKLY

Job summit shows need for strong educational system by Don Heinzman DAKOTA COUNTY TRIBUNE

Never has it been more important than now to support K-12 education. Those who fail to graduate, we’re told, will be lost in the new normal years ahead, where employers will be seeking high school graduates with at least one year of post-high school education. Experts are telling us that by the year 2018, 78 percent of all jobs in Minnesota will require post-high-school education. During Gov. Mark Dayton’s summit conference on jobs last week, one of the key messages is there are jobs available but there is a shortage of people with the correct skills to fill those positions. Tom Gillapsy, state demographer, said this state graduates 75 percent of its students compared to 98 percent in the past. Minnesota is dead last in rate of graduations for African Americans. He said already there is a huge difference in skills needed for the next four years. All of this is a backdrop for the Tuesday, Nov. 8 elections across Minnesota

Tribune Columnist Don Heinzman

when voters will be making critical decisions for the students in their communities. Every student should have the same opportunity for a quality education as every other student in the state. This is not the case in Minnesota where students in the “have” communities are given an advantage over students in the “have-not” communities. A student’s chance for having equal educational opportunities should not depend upon where they live. For example, in the seven-county Twin Cities metro area, the range in revenues for the average student goes from $7,847 per pupil to $13,503 with the average at $10,546. One reason for this inequity is that many school districts have these extra operating levies, because their residents

voted for them. Their students have more revenue, which gives them the potential for a higher quality education. This year the Minnesota Legislature has granted $5,174 in state basic aid per pupil unit. That, however, does not mean that this is the revenue per student in reality, primarily because most school districts have approved their operating levies, which gives more money per pupil. The Legislature in its wisdom gives more state aid per student where there is a determination of high poverty, mainly in Minneapolis and St. Paul. In addition school districts get unequal federal aid, mainly for special education, and from local property taxes. The bottom line is there is no greater community obligation than providing the best education for their students. Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 3, 2011

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Local couple takes over MGM Wine & Spirits in Eagan Arts center projected loss by Jessica Harper “I wanted to bring that higher than 2010 actual to the store and expand DAKOTA COUNTY TRIBUNE

Eagan resident Rob Chapman has wanted to own his own business for years. His dream recently became reality when Chapman and his wife, Julie, took over MGM Wine & Spirits in their hometown. “This will be a great way to serve our community,” Rob Chapman said. Chapman was previously self-employed as an exercise physiologist. He loved the opportunity to be his own boss, but yearned to be the boss. When considering the type of business he wanted, Chapman said he was aiming for one that can survive in the current recession. Soon the couple came upon the opportunity to be franchisees for MGM Wine & Spirits at 4182 Pilot Knob Road. “We chose MGM be-

what we have,” he said. Since taking over the store, the couple have expanded the selection of local beers and wine, and began taking customer requests. The store also hosts regular wine and beer tasting on Fridays and Saturdays. Julie Chapman, a District 196 elementary education teacher, said she was eager to run a business in the city where she grew up. Though neither has owned a business before, Rob Chapman has a minor in business in addition to a bachelor of arts in exercise physiology from the UniPhoto by Jessica Harper Rob and Julie Chapman of Eagan took over MGM Wine & versity of Minnesota. He also has previously Spirits in Eagan in May. Julie, an Eagan native, said she was excited to own a store in her hometown, while Rob was eager managed a physical rehabilitation facility. to bring more local beers and wine to the store. cause ... liquor stores are The decision also was holding strong in the econ- fueled by Chapman’s interomy,” Chapman said. est in micro brewing.

Email Jessica Harper at: jessica.harper@ecm-inc.com

by John Gessner

DAKOTA COUNTY TRIBUNE

continuing to increase the revenue,” Mondelli said. BPAC officials are projecting a $366,000 loss in 2012. Mondelli said the sale of naming rights for the facility or parts of it is being pursued, along with foundation grants. He and BPAC Executive Director Brian Luther were before the council to give a quarterly update on the city-owned venue. Luther began work three weeks ago after being hired by the center’s management firm, VenuWorks. The third BPAC director, Luther replaces Jon Elbaum, who left Aug. 31 to become executive director of the Troy Savings Bank Music Hall in Troy, N.Y.

A year-end 2011 operating loss of $386,000 is forecast for the Burnsville Performing Arts Center. The projection is higher than last year’s actual loss of $368,000, but an improvement over a $526,000 loss in 2009, the center’s first year of operation. “This could get better” before year’s end, BPAC Advisory Commission Chair Sal Mondelli told the City Council at an Oct. 25 work session. He noted that the center lost $75,000 in rental revenue for 2011 when School District 191 decided to close its Envision Academy arts magnet school. Otherwise, “We’ve John Gessner is at burnsville. thisweek@ecm-inc.com. done a very nice job of

Capitol Commerce Republicans, Democrats agree expanding gambling is a bad bet Sen. Dave Thompson, Lenczewski speak out loudly by T.W. Budig ECM CAPITOL REPORTER

Should a Lakeville resident want to have a poker club in the garage, that’s up to him or her, explained Sen. Dave Thompson, R-Lakeville. “I wouldn’t be interested in the police stopping that,” he said. But Thompson is against government urging people to make “bad choices” like gambling, and then scarfing up the revenue to fund itself. Thompson was one of a group of bipartisan lawmakers appearing at the State Capitol on Thursday, Oct. 27, to speak out against gambling expansion. Although some of the lawmakers were reluctant to mention the Minnesota Vikings’ stadium debate — Rep. Ann Lenczewski, DFL-Bloomington, said she’d be speaking out against expansion regardless of the proposed use of the money — racino, pulltabs, and other forms of gambling have been raised as possible funding sources for a new Vikings’ stadium. Minneapolis city officials have indicated a willingness to see a casino in downtown Minneapolis. But the anti-gambling lawmakers blasted the idea of more gambling, arguing the revenue is unstable, much of it derived from problem gamblers.

Photo by T.W. Budig

Photo by T.W. Budig

Rep. Ann Lenczewski, DFL-Bloomington, former House Sen. Dave Thompson, R-Lakeville, appeared at a State tax committee chairwoman, also spoke against gambling ex- Capitol press conference on Oct. 27 to oppose any expanpansion. sion of gambling.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

And it’s a tax increase, said Lenczewski, one of a handful of DFL lawmakers appearing at the press conference. “(It’s) a bad tax increase,” she said. It’s one directed against a subset of Minnesotans. And gambling is as addictive to states as to gamblers,

Lenczewski argued. “States do get addicted to this,” she said, citing states where one casino has followed another. While the lawmakers expressed hope that the Vikings would remain in Minnesota, they placed the burden of that decision on team owner-

ship, not the Minnesota Legislature. “I have to do what I believe is right,” Thompson said. “If they (the Vikings) make that decision (to leave), I’m personally willing to live with that.” Asked after the press conference whether he would get hammered by voters if the team leaves, Thompson said, “I don’t know.” The public is “all over the board” on the Vikings’ stadium issue, Thomp-

son said. Thompson, as another Senate Republican recently reported, said the Senate Republican Caucus is divided over the stadium. Thompson could support state infrastructure improvements for a new stadium, he said, but no more than that afforded any other business. Other than that, the Vikings should get “zero” from the state, Thompson said. Lenczewski argued that

the state could be getting in over its head with the Vikings’ stadium. Some of the Vikings’ stadium supporters seemed “pretty gullible” in accepting the demands the team is placing on government she argued. As she has in the past, Lenczewski said government has no business brokering business decisions. “This is not what government is good at,” Lenczewski said. Sen. Warren Limmer, RMaple Grove, one of three Republican state senators at the press conference, joked the group should be called the Eclectic Legislative Coalition. It included several Minneapolis House Democrats. But gambling expansion does appeal to some lawmakers. Rep. Pat Garofalo, RFarmington, while saying he believed addressing the state budget takes priority over the Vikings’ stadium, indicated support for a racino. Besides a possible stadium funding source, a racino would greatly benefit the rural economy, he said. DFL State Sen. Tom Bakk, the minority leader from Cook, on Tuesday proposed an electronic version of pulltabs that would be sold at public locations across Minnesota, generating some $40 million a year. It could be used as one source of state funding for the stadium, he said. T.W. Budig is at tim.budig@ ecm-inc.com.


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November 3, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Nov. 3, 7:30 to 8:30 a.m., The Buzz, The Workforce Center of Dakota County, 1 Mendota Road, West St. Paul. Chris Dixon of Insider Training will give tips and advice on how to be healthy at the workplace. Information: Jessy Annoni, (651) 288-9202 or jannoni@dcrchamber.com. • Tuesday, Nov. 8, 7:30 to 9 a.m., Legislative Coffee Talk, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Open dialogue with legislators from District 36, 36A and 36B (Rep. Mary Liz Holberg, Rep. Pat Garofalo, Sen. Dave Thompson). Complimentary continental breakfast provided by Brackett’s Crossing Country Club. RSVP to Roz Peterson, rozp@cerron.com or (612) 708-5281. • Thursday, Nov. 10, 2:30 to 5 p.m., starting a small business workshop, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Free. RSVP to moneytalksdakota@gmail. com. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Thursday, Nov. 10, 2:30 to 5 p.m., marketing workshop, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Free. RSVP to moneytalksdakota@gmail.com. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Thursday, Nov. 10, 5 to 7 p.m., County Wide Chamber Business After Hours, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Booths available. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. Apple Valley Chamber of Commerce events: • Wednesday, Nov. 9, 11:30 a.m. to 1 p.m., Chamber luncheon, Enjoy!, 15435 Founders Lane, Apple Valley. Speaker: Katie Clark, executive director, Minnesota Trade Office. Cost: $15/members, $20/nonmembers. Information: Catherine at catherine@applevalleychamber.com. • Thursday, Nov. 10, 5 to 7 p.m., County Wide Chamber Business After Hours, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Booths available. Information: Catherine at catherine@applevalleychamber.com. Burnsville Chamber of Commerce events:

• Tuesday, Nov. 8, 11:30 a.m. to 1 p.m., November luncheon Minnesota Vikings, Holiday Inn - Lakeville, 20800 Kenrick Ave., Lakeville. Cost: $25. Registration required. Information: Anne at anne@burnsvillechamber.com. • Thursday, Nov. 10, 5 to 7 p.m., County-Wide Chamber Business After Hours, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Booths available. Information: Anne at anne@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: • Friday, Nov. 4, 5 p.m. to midnight, Fall Gala - “A Night in Vegas,â€? Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Cost: $125. • Tuesday, Nov. 8, 11:30 a.m. to 1 p.m., November luncheon Minnesota Vikings, Holiday Inn - Lakeville, 20800 Kenrick Ave., Lakeville. Cost: $25. Registration required. • Thursday, Nov. 10, 5 to 7 p.m., County Wide Networking After Hours, Brackett’s Crossing Country Club. Free marketing workshops from 2:30 to 5 p.m. RSVP to michele@lakevillechambercvb.org. • Wednesday, Nov. 16, 11:30 a.m. to 1 p.m., Women of the Lakeville Chamber Luncheon at Crystal Lake Golf Club, 1725 Innsbrook Drive, Lakeville. Cost: $25/members, $30/nonmembers. Registration required by Nov. 9. River Heights Chamber of Commerce events: • Thursday, Nov. 10, 5 to 7 p.m., County Wide Networking After Hours, Brackett’s Crossing Country Club. Free marketing workshops from 2:30 to 5 p.m. RSVP to moneytalksdakota@ gmail.com. Kocina Marketing and Branding Companies, 350 W. Burnsville Parkway, Suite 350, Burnsville, will offer the following free MARKETSMART seminars. To register, go to www.kocinamarketingcompanies.com/ training/ or call Cynde at (612) 798-7218. • Wednesday, Nov. 9, 8:30 to 10 a.m., “Expo Marketing 101.â€? • Thursday, Nov. 17, 8:30 to 11 a.m., “Creating a Social Media Plan.â€? Business classes are offered by District 196 Community Education. Register for the following classes at www.district196. org/ce or call (651) 423-7920. • Saturday, Nov. 12, 9 a.m. to noon, Build Your First Professional Website. Fee: $39. Rosemount Middle School, 3135 143rd St. W., Rosemount. • Monday, Nov. 14, 6:30 to 8:30 p.m., Excel 2010: Getting Started. Fee: $39. Rosemount

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mreisenauer@charter.net. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. This structured networking group is open to all local business owners but we do limit to one person from each profession. For information, contact Shawn Moudry (952) 451-6519. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator� Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Up-

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Middle School, 3135 143rd St. W., Rosemount. • Tuesday, Nov. 15, 6 to 9 p.m., I’m on LinkedIn ... Now What? Fee: $35. Rosemount Middle School, 3135 143rd St. W., Rosemount. MedNet will host a networking event from 4:30 to 6:30 p.m. Tuesday, Nov. 8, at David Fong’s, 9329 S. Lyndale Ave., Minneapolis. To reserve a space go to www.mnvalleymednet.org. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www. dakotabusinesspartners.com or find us on Facebook. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or

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per 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work,

new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referralbased networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

Assumed Names Any individual, corporation, MOB Salon, 5777 Egan Drive, limited partnership or limited li- Savage. ability company that conducts J4 Outdoor Services, 18578 business in Minnesota under a Duluth Circle, Farmington. name other than their full legal Dee Dubs Wood, 1013 Westname, must file a Certificate of view Drive, Farmington. Assumed Name. Farmington Counseling Services, 18556 Pilot Knob Road Michael Monn Architects, #100, Farmington. 7933 Grinnell Way, Lakeville. Janelle McCuddin/JEM, Complete Extinguisher In- 17742 Fortune Trail, Farmington. spection & Maintenance, 17746 Clear Vision Windows, 18954 Keystone Ave., Lakeville. Excalibur Trail, Farmington. Cylinder Transport & Storage, Killbride Tax, 1130 Bahls Drive 17746 Keystone Ave., Lakeville. #351, Hastings. Business Travel Solutions, Valley Chevrolet, 2929 High16530 Irwindale Court, Lakeville. way 316, Hastings. Enterprise Network Solutions, Pen Wizard Designs, 19242 16530 Irwindale Court, Lakeville. Orlando Ave., Hastings. mnhealthydeals.com, 16372 Get Golden Airbrush Tanning, Kenrick Ave. #210, Lakeville. 18201 Ixonia Ave., Lakeville. Lilian Rose Photos, 16468 Meticulous Cleaning, 20582 Godson Drive, Lakeville. Keystone Ave., Lakeville. Bella Pizza & Mediterranean Dick’s Hot Rod Shop, 21338 Cuisine, 14495 S. Robert Trail, Dodd Blvd., Lakeville. Rosemount. Integrity Storage, 10289 Rice Do-it-All, 16201 Flagstaff Woodhill Blvd., Lakeville. Court S., Rosemount. Sweetgrass Stables, 22891 Norse Fab & Design, 16642 Natchez Ave., Lakeville. Gerdine Path, Rosemount. Wary, 21025 Heron Way, It’s A Dog’s World, 1006 Marie Lakeville. Ave., South St. Paul. Total Diagnostic Support SerLaughing Goose Productions, vices, 17602 Lancaster Court, 394 Haskell St. E., West St. Paul. Lakeville. Monson Brothers Lawn and Hesham, 8790 Upper 208th Landscaping, 1266 Cherokee St., Lakeville. Ave., West St. Paul. JSDKZ Studios, 20443 Jupiter AMC Consulting, 800 Lone Way, Lakeville. Oak Road, Eagan. Professional Property Care, Becks Montessori Accelerat- 3684 155th St. W., Rosemount. ed Learning Center, 4130 BlackKumon Math and Reading hawk Road #124, Eagan. Center of Rosemount, 15071 Office Assistance by Karan Crestone Ave., Rosemount. Hillberg, 2023 Shale Lane, iAccessories, 14406 Atwater Eagan. Way, Rosemount. Safe Nutz, 2250 Woodhill Saw-N-Logs, 3825 153rd St. Court, Eagan. W., Rosemount. Skin City Ink Tattoo Studio, R Online Store, 3361 Couch4310 Beaver Dam Road, Eagan. town Path, Rosemount. Hridaya Healing, 3425 Natural Canopy Tree Service, Golfview Drive #220, Eagan. 426 21st Ave. N., South St. Paul. MCC Media, 3603 Sunwood Twin Cities Fun Booth, 1454 Trail, Eagan. Stickney Ave., South St. Paul. SLI, 15989 Gardenview Drive, Sound Factory Systems, 356 Apple Valley. Eighth Ave. S., South St. Paul. HooHas-Jagr Co Rec Softball, The Talent Management 13139 Gemstone Court, Apple Group, 540 Dodge Lane, MenValley. dota Heights. C.C. Strikers Pro Shop, 14917 Trio Strategic Services, 540 Garrett Ave., Apple Valley. Dodge Lane, Mendota Heights. Freedom and Faith Designs, Trio Executive Services, 540 15116 Butternut Lane, Burnsville. Dodge Lane, Mendota Heights. H2C Heating Cooling and Behind the Scene Solutions, Plumbing, 14605 Greenridge 71 Imperial Drive E., West St. Lane, Burnsville. Paul. LeaderView, 2501 Hays Travanti Medical, 1685 MarCourt, Burnsville. thaler Lane, West St. Paul. Midwest Coring & Drilling, Seiger Sales, 1168 Kruse St., 1333 Larc Inddustrial Blvd., West St. Paul. Burnsville. Derbe Threads, 1052 Ottawa Ageless Beauty Model Man- Ave., West St. Paul. agement, 11979 County Road 11 Furtureistic, 1380 Bidwell St. #280, Burnsville. #204, West St. Paul. Ernie’s Pub & Grille, 14851 Fleet Advocates, 1994 S. Nicollet Court, Burnsville. Robert St., West St. Paul. Northland Concrete & MasonBrobut Music, 11 Logan Ave. ry Company, 12026 Riverwood W., St. Paul. Drive, Burnsville. Seton Montessori School, 786 hauskeeping, 13633 Knox Upper Colonia Drive, Mendota Drive, Burnsville. Heights. FaithFormation Consultants, Webmedia by Jim, 15050 Ce1832 W. Burnsville Parkway, dar Ave. S. #116-188, Apple ValBurnsville. ley. River Ridge Apartments, Iceart, 12811 Edgewater 12901 County Road 5, Burnsville. Path, Apple Valley. Charleswood Apartments, Something Sweet, 6646 154th 12901 County Road 5, Burnsville. St. W., Apple Valley. Burnsville Auto Center, 13813 HR Strategic Solutions, 930 Frontier Lane, Burnsville. Oakwood Heights Circle, Eagan. Gardner Builders, 15071 Avidity, 3168 Alden Pond Bridgewater Drive, Savage. Lane, Eagan.


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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale On November 17th, 2011 at 11:00 AM, a Lien Sale of personal property will be held at the Lakeville Premier Storage location at 21002 Heron Way, Lakeville, MN 55044. Included in sale: #184 - Allie McAfee - 20785 Holyoke Ave. Apt. 3, Lakeville, MN 55044. Tag #0134748. Totes, Golf Clubs, Leather Couch, Bed, Chair, Hockey Sticks. #398 - Robin Bezdichek - 536 112th Lane NW, Coon Rapids, MN 55448 Tag #0134233. Folding Tables, DVD Player, Golf Clubs, Clothing, Furniture, Totes, Misc. #123 - Brigham Hafen - 16147 Joplin Way, Lakeville, MN 55044 Tag #0134125. Big screen TV, Beds, Boxes, Kids Bike, Clothing, Misc. Furniture. #127 - Jennie Anderson - 3336 Holly Ct., New Market, MN 55054 Tag #0134085. Boxes, Clothes, Crib, Misc. #133 - Jamie Sandnas - 5750 200th St., Farmington, MN 55024 Tag #0134160. Tools, Kids bed, Chest Freezer, Totes, Speakers, Snow Shoes, Tiki Bar, Toys, Misc. #183 - Joseph Raveling - 306 3rd Ave., Madison, MN 56256 Tag #0134476. Art Work, Boxes, Totes, Carpet Shampooer, Toys, Bed. #423 - Beth Hein - 4281 207th St., Farmington, MN 55024 Tag #0134254. Bed, Recliner, Kitchen Table/Chairs, T.V., vacuum, Furniture, Lamp. 2804633 11/3-11/10/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Summit Avenue Books 2. State the address of the principal place of business: 1960 Cliff Lake Rd., Suite 129-136, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Shelly Meinhardt, 1137 Parkview Lane, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9/23/11 Shelly Meinhardt, owner 2795659 10/27-11/3/11P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-630 In Re: Estate of GRACE A. TRIBUR, Decedent. Laurie Nilles has filed a Petition for Determination of Descent. It is Ordered that on Nov. 21, 2011, at 9:00 AM, a hearing will be held in this Court at 15 West Kellogg Boulevard, Saint Paul, Minnesota, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 10/24/11 BY THE COURT Richard G. Spicer Judge of District Court JEFFREY P. SCOTT & ASSOCIATES, LLC Amanda R. Hespen MN# 0389404 2356 University Avenue West, Suite 400 St. Paul, MN 55114 Telephone: (651) 647-9533 Facsimile: (651) 647-9544 e-mail: amanda@jeffscottandassociates.com 2800198 10/27-11/3/11

CITY OF LAKEVILLE

PUBLIC HEARING NOTICE NOTICE IS HEREBY GIVEN that the Lakeville City Council will meet on Monday, November 21, 2011, at approximately 7:00 p.m. at the Council Chambers, 20195 Holyoke Avenue, to consider the imposition of a $27,534 service charge under Minnesota Statutes Chapter 428A in the Special Service District in Downtown Lakeville. Petition requirements of Minnesota Statutes have been met. The purpose of the District is for economic development. The proposed special assessment is based on net tax capacity of the taxable property located within the Special Service District. All interested persons will be given an opportunity to be heard at the hearing regarding the proposed service charge. Additional information can be obtained by contacting Dennis Feller, City Finance Director, at 952-985-4481. Dated this 17th day of October, 2011. CITY OF LAKEVILLE BY: __________________ Charlene Friedges, City Clerk 27939599 10/20 &11/3/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Cavea 2. Principal Place of Business: 17728 Layton Ct, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Martin J. Gadek, 17728 Layton Ct, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/27/2011 Martin J. Gadek, Owner 2808334 11/3-11/10/11P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-632 In Re: Estate of DONNA RACHEL NELSON, a/k/a DONNA R. NELSON a/k/a DONNA NELSON, Decedent. It is Ordered and Notice is given that on Nov. 21st, 2011 at 9:00 a.m., a hearing will be held in this Court at 1560 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated August 16, 2010, and for the appointment of DONOVAN L. NELSON, whose address is: 7351 - 30th Avenue, Lot #6, Atkins, Iowa 52206-9729. as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent's estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/24/11 BY THE COURT Richard G. Spicer Judge of District Court Justin D. Johnson #311431 STOEL RIVES LLP 33 South Sixth Street, Suite 4200 Minneapolis, MN 55402 Telephone: (612) 373-8865 Facsimile: (612) 373-8881 e-mail: jdjohnson@stoel.com 2800000 10/27-11/3/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Liberty Utility of America 2. State the address of the principal place of business: 13410 Aldrich Ave S, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Chris Mann, 13410 Aldrich Ave S, Burnsville, MN 55337 Tara Mann, 13410 Aldrich Ave S, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 9/27/11 Chris Mann, President 2799567 10/27-11/3/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Industrial Air Technology 2. Principal place of business: 17535 Gillette Way, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jeffrey T. Saucier, 17535 Gillette Way, Lakeville, MN 55044 Karla I. Saucier, 17535 Gillette Way, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10-11-2011 Jeffrey T. Saucier 2798945 10/27-11/3/11P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-631 In Re: Estate of Thomas G. Phillips, Sr., Decedent. Karen Nelson has filed a Petition for Determination of Descent. It is Ordered that on Nov. 21, 2011 at 9:00 AM, a hearing will be held in this Court at Hastings, Minnesota, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court probate the decedent’s Will, determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 10/24/11 BY THE COURT Richard G. Spicer Judge of District Court PERSKE LAW OFFICE, LLC Christopher Perske MN# 0347164 115 S. Broadway, Suite 100 Jordan, MN 55352 Telephone: 952-492-2800 Facsimile: 952-492-2806 e-mail: christopher.perske@perskelaw.com 2799920 10/27-11/3/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Metropolitan Pediatric Specialists 2. Principal Place of Business: (Required) 6545 France Ave S Suite 400, Edina MN 55435 and Ridgepoint Medical Office Blddg, 14050 Nicollet Ave, Suite 300, Burnsville, MN 55337 and 1515 St. Francis Avenue, Suite 100, Shakopee MN 55379 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Children’s Health Care, c/o CT Corp Sys, 100 S 5th Str #1075, Minneapolis, MN 55402 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: October 12, 2011 Andrew Pugh, Deputy General Counsel 2805355 11/3-11/10/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12978 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12978 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Jennifer L. Neumann, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand One Hundred One and 00/100 ($3,101.00 ) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated July 5, 2011, and recorded September 20, 2011 as Document No. 2820290 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 7, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on June 7, 2012. Dated: September 28, 2011 By ___________/s/__________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441187 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2787715 10/20-11/24/11

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-11-1715 Case Type: Domestic Abuse In the Matter of: Michelle Joyce Edwards, Petitioner vs. Scott Lawrence Edwards, Respondent To Respondent named above: An order has been issued directing you to appear at Northern Service Center, 1 Mendota Rd. W., West St Paul, Mn on November 18, 2011 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: October 28, 2011 Carolyn M. Renn Court Administrator /s/ Jean Baldwin Deputy 2807419 11/3/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-622 In Re: Estate of DANNY HARMON BRILL, also known as Dan H. Brill, Decedent. BIRGIT L. BRILL has filed a Petition for Determination of Descent. It is Ordered that on November 21, 2011, at 9:00 am, a hearing will be held in this Court at Hastings, Minnesota, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 10-19-11 BY THE COURT Arlene Perkkio Judge of District Court Raymond Law Offices, P.A. David J. Raymond, Attorney ID 221818 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100; fax 651-455-4811 E-mail: dave@raymondlaw.com 2796142 10/27-11/3/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Metro Peds 2. Principal Place of Business: (Required) 6545 France Ave S Suite 400, Edina MN 55435 and Ridgepoint Medical Office Blddg, 14050 Nicollet Ave, Suite 300, Burnsville MN 55337 and 1515 St. Francis Avenue, Suite 100, Shakopee MN 55379 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Children’s Health Care, c/o CT Corp Sys, 100 S 5th Str #1075, Minneapolis, MN 55402 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: October 12, 2011 Andrew Pugh, Deputy General Counsel 2805327 11/3-11/10/11

NOTICE TO CREDITORS OF DISSOLUTION HEALING TOUCH CHIROPRACTIC, P.A. Please take notice that HEALING TOUCH CHIROPRACTIC, P.A., a Minnesota corporation with a registered address of 1570 Century Point, Eagan, MN 55121 is in the process of dissolving the corporation. Notice of Intent to Dissolve was filed with the Minnesota Secretary of State on October 28, 2011. Any and all claims against the corporation must be presented to the corporation on or before January 31, 2012 to the following address: HEALING TOUCH CHIROPRACTIC, P.A. c/o Mitchell King Kretsch & Gust, PLLC 5151 Edina Industrial Blvd., #650 Minneapolis, MN 55439 2806959 11/3-11/24/11

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (Child In Need Of Protection Or Services Petition PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JA-11-1134 In the Matter of the Welfare of C.A.L., Child. TO: John Stevens Social Worker Carolyne Hiza-Nyambarya, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minn. Statutes, Section 260C.007: Subd. 6(8), in that the child is without proper parental care because of the emotional, mental, or physical disability, or state of immaturity of the child’s parent, guardian or other custodian. Subd. 6(9), in that the child is one whose behavior, condition, or environment is such as to be injurious or dangerous to the child or others, including, but not limited to, the exposure of a child to criminal activity in the child’s home. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on December 14, 2011 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: John Stevens. Dated: October 25, 2011 Judge Richard Spicer 2803016 11/3/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-652 Estate of Francis Charles Blaeser, Decedent Notice is given that an application for informal probate of the Decedent’s will dated Feb. 25, 2011, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Michael D. Blaeser, whose address is 2311 Francis St, So. St. Paul, MN 55075 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 11/1/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Pro Se Mike Blaeser 2311 Francis St. So. St. Paul, MN 55075 Telephone: 651-457-6446 FAX: 651-455-9281 2808820 11/3-11/10/11P

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PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-638 Estate of Barbara J. Pharis, Decedent. It is Ordered and Notice is given that on December 5, 2011, at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the Will of Decedent, dated May 20, 2008, (“Will”), and for the appointment of Patrick A. Pharis, whose address is 18640 County Road 24, Plymouth, Minnesota 55447 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 10/27/11 BY THE COURT Patrice Sutherland Judge of District Court (COURT SEAL) Attorney for Petitioner Terrence A. Merritt, Esq. Severson, Sheldon, Dougherty, & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No: 0072151 Telephone: (952) 953-8824 Fax: (952) 432-3780 Email: merrittt@ssdmlaw.com 2805221 11/3-11/10/11

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE Real Property STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-11-4151 _______________________________________ 14250 Burnhaven Drive LLC, an Oregon limited liability company, and UM Holdings IV, LLC, a Nebraska limited liability company, Plaintiffs, vs. Burnsville Plaza Center, LLC, a Minnesota limited liability company, Robert M. Larsen, Visual Products Corp. d/b/a Gordon Sign, a Delaware corporation, Fans & Lighting Minnesota, LLC, a Minnesota limited liability company, and XYZ, Corp., Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment and Decree entered in the above-entitled action on the 28th day of October, 2011 (“Order”), a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due said Plaintiffs in the above-entitled action from said Defendants, as prescribed in the Order, in the amount of $2,937,412.31, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 16th day of December, 2011, at Ten o’clock a.m., at the Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, in the said County and State, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment and Decree, to wit: LEGAL DESCRIPTION OF PREMISES: Tract A, Registered Land Survey No. 18, Dakota County, Minnesota Torrens Property Torrens Certificate No. 145635 PHYSICAL STREET ADDRESS, CITY AND ZIP CODE OF THE PREMISES: 14250 Burnhaven Drive, Burnsville, Minnesota 55306 TAX PARCEL IDENTIFICATION NUMBER OF THE PREMISES: 02-90180-00-010 and certain personal property consisting of all buildings, improvements, fixtures, fittings and furnishings attached to, located at or placed in the improvements on the premises. Dated this 31st day of October 2011 Robert Shingledecker, Deputy Sheriff DAKOTA COUNTY, MINNESOTA By: /s/ Robert Shingledecker, #146 THIS DOCUMENT WAS DRAFTED BY: Tyler K. Olson OPPENHEIMER WOLFF & DONNELLY LLP 3300 Plaza VII 45 South Seventh Street Minneapolis, Minnesota 55402-1609 (612) 607-7000 2807331 11/3-12/8/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: L & N Rental Property 2. Principal Place of Business: (Required): 15440 Danville Avenue, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Lowell M Larson Jr, 15440 Danville Avenue, Rosemount, MN 55068 Nancy L Larson, 15440 Danville, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/03/11 Nancy L. Larson 2801645 11/3-11/10/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Hummingbird Leather 2. Principal Place of Business: 20650 Jutland Pl, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Darcy Iverson, 20650 Jutland Pl, Lakeville, MN 55044 Dennis Iverson, 20650 Jutland Pl, Lakeville, MN 55044 Anthony Iverson, 20650 Jutland Pl, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10-13-11 Darcy Iverson, Owner 2799902 10/27-11/3/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2005 MORTGAGOR: G a r y M . L e s l e y , A Single Person. MORTGAGEE: CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Registered July 15, 2005, Dakota County Registrar of Titles, Document No. 569597, Certificate of Title No. 090910. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3512 East Burnsville Parkway, Burnsville, MN 55337 TAX PARCEL I.D. #: 027790001001 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1) in Tuxedo Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $244,699.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 21, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5585 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2769019 9/29-11/3/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-650 Estate of John Armand Lemieux, Decedent It is Ordered and Notice is given that on 12-5-2011, at 9:00 am, a hearing will be held in this Court at 156 0 Highway 55, Hastings, MN, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Karen Sandberg, whose address is 602 Lawrence Street, River Falls, WI, 54022, and Ronald Lemieux, whose address is 1633 Hopkins Avenue, Redwood City, CA 94062, as Personal Representatives of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11-1-11 BY THE COURT Arlene Perkkio Judge of District Court (COURT SEAL) Attorney for Nominated Personal Representatives Carissa W. Brown Lindquist & Vennum P.L.L.P. 4200 IDS Center 80 South 8th Street Minneapolis, MN, 55402 Attorney License No: 388879 Telephone: (612) 371-6210 FAX: (612) 371-3207 Email: cbrown@lindquist.com 2808590 11/3-11/10/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-648 In Re: Estate of David S. Rusoff, Decedent. It is Ordered and Notice is given that on Dec. 5, 2011 at 9:00 am a hearing will be held in this Court at Dakota Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated May 18, 1989, and for the appointment of Ben Rusoff, whose address is 3940 Ottowa Avenue South, St. Louis Park, MN 55416 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent's estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/1/2011 BY THE COURT Shawn Moynihan Judge of District Court Patrick W. Stewart Law Offices, P.A. Patrick W. Stewart MN I.D. 105545 15025 Garrett Avenue, Ste. 200 Apple Valley, MN 55124 Voice: 952.432.2200/Fax: 952.432.2202 2808511 11/3-11/10/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-636 Estate of KATHLEEN J. COLMER, a/k/a KATHLEEN J. BLOOM, a/k/a KATHLEEN J. LIPKE, Decedent It is Ordered and Notice is given that on November 21, 2011, at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Sandra J. Colmer, whose address is 247 Winona Street E, St. Paul, MN 55107 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objection to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 10/26/11 Richard G. Spicer Judge (COURT SEAL) Attorney for Personal Representative Edmund C. Meisinger 60 East Marie, Suite 109 West St. Paul, MN 55118 Attorney License No.: 71833 Telephone: 457-2827 FAX: 457-9887 2802542 11/3-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $481,500.00 MORTGAGOR(S): Dennis J. Bauman and Connie L. Bauman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: November 12, 2004 Dakota County Recorder Document Number: 2266878 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS,

CERTIFICATEHOLDERS OF CWMBS, I N C . , C H L M O R T G A G E PASS-THROUGH TRUST 2005-04, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-04 Dated: July 21, 2011 Recorded: August 03, 2011 Dakota County Recorder Document Number: 2812789 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004198747-6 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3974 Greystone Rdg, Eagan, MN 55122-1799 Tax Parcel ID Number: 10-49502-01.160 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Murphy Farm 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $529,132.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 14, 2012, or the next business day if May 14, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 29, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2005-04, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-04 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019105F02 2767860 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2009 MORTGAGOR: Paulette M. Cameron, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2009, Dakota County Recorder, Document No. 2656807. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000204805 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2577 Heritage Drive 108, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 274160004108 LEGAL DESCRIPTION OF PROPERTY:

ERTY: Living Unit 108 and Garage Unit 134, condominium Number 104, Kensington Manor Homes Condominium, a condominium located in Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,962.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $184,124.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6357 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2768939 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 9 , 2002 MORTGAGOR: Kimberly J. Street, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered January 21, 2004, Dakota County Registrar of Titles, Document No. 0527754, Certificate of Title No. 117941. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600022433051 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Principal Residential Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13785 Heywood Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018419003040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, in Wildwood First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,254.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $114,425.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

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or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 21, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5963 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2768720 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-644 In Re: Estate of Martin Steininger, a/k/a Martin A. Steininger, a/k/a Martin Steininger, Jr., a/k/a Martin Adolph Steininger, Jr., Decedent. It is Ordered and Notice is given that on December 5, 2011, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033, on a Petition for the formal probate of an instrument purporting to be the Decedent’s Will dated November 24, 2009, and for the appointment of Joseph L. Steininger, whose address is 670 Lone Oak Road, Eagan, Minnesota 55121, as Personal Representative of the Decedent’s Estate in an unsupervised administration. Any objections to the Petition must be raised at the hearing or filed with the Court prior to the hearing. If the Petition is proper and no objections are filed or raised, the Personal Representative will be appointed with the full power to administer the Decedent’s Estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the Decedent’s Estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the Decedent’s Estate are required to present the claims to the Personal Representative or to the Court within four (4) months after the date of this Notice or the claims will be barred. Dated: 10/31/11 BY THE COURT: Arlene Perkkio Judge of District Court Attorney for Petitioner: Roxanne R. Karl RUEB & KARL LAW OFFICE 2500 West County Road 42, Suite 110 Burnsville, Minnesota 55337 Telephone: (952) 894-1257 Attorney No. 124692 2807671 11/3-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2003 MORTGAGORS: Richard L. Kinard and Mary Jo Kinard, Husband and

and Mary Jo Kinard, Husband and Wife. MORTGAGEE: Ameriquest Mortgage Company. DATE AND PLACE OF RECORDING: Recorded April 8, 2003, Dakota County Recorder, Document No. 2026488. ASSIGNMENTS OF MORTGAGE: Assigned to: Credit-Based Asset Servicing and Securitization LLC. And thereafter assigned to: Beal Bank S.S.B. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1666 Concord Street South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-45300-09-080 LEGAL DESCRIPTION OF PROPERTY: LOT 8, BLOCK 9, LINCOLN PARK ADDITION TO SOUTH ST. PAUL COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,033.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2011. Beal Bank S.S.B. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1726 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2769047 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 , 2002 MORTGAGORS: Gregory G. Phipps and Paula M. Phipps, husband and wife. MORTGAGEE: River City Mortgage Corp.. DATE AND PLACE OF RECORDING: Recorded November 25, 2002, Dakota County Recorder, Document No. 1964608. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS: 1700 Lacota Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 021855002130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Crosstown Estates. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $127,722.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2753 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2769146 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 0 , 2004 MORTGAGORS: Brian N. Avakian and Colleen Avakian, husband and wife. MORTGAGEE: Accredited Mortgage of Minnesota. DATE AND PLACE OF RECORDING: Recorded December 14, 2004, Dakota County Recorder, Document No. 2275961. ASSIGNMENTS OF MORTGAGE: Assigned to: Fifth Third Mortgage Company. And thereafter assigned to: DLJ Mortgage Capital, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Accredited Mortgage of Minnesota RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 1219 Balsam Trail East, Eagan, MN 55123 TAX PARCEL I.D. #: 10-84250-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Wilderness Park Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $317,240.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $340,610.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2011. DLJ Mortgage Capital, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-317 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2769066 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 8 , 2004 MORTGAGOR: Theresa K. Johnson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 17, 2004, Dakota County Recorder, Document No. 2216510. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154060001055967 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 518 19TH Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367020100104 LEGAL DESCRIPTION OF PROPERTY: The West 165.5 feet of the South 78.34 feet of the North 148.34 feet of Lot G, South Park Division No. 2, together with a private easement in common with other property owners adjoining thereon to the East and West thereof for their ingress and egress over a strip of land 20 feet wide lying to the east of the North 70 feet of the West 155.5 feet of said Lot G and also a strip of land 10 feet wide to the East of the said West 165.5 feet of the South 78.34 feet of the North 148.34 feet of Lot G, South Park Division No. 2, according to the recorded plat thereof, and situate in Dakota County, Minnesota. ALSO the South 78.34 feet of the North 1/2 of the West 1/2 of Lot G, South Park Division No. 2, EXCEPT the West 165.5 feet thereof; together with a private easement over a strip of land 20 feet wide lying East of the West 155 feet of the North 70 feet and also a private easement over the East 20 feet of the North 70 feet of the West 1/2 of said Lot G, for ingress and egress, according to the recorded plat thereof, and situate in Dakota County, Minnesota. Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $145,222.87 That prior to the commencement of this mortgage foreclosure proceeding

��

������ ������ ��������or��assigns. ���� this mortgage foreclosure proceeding������� sonal representatives Mortgagee/Assignee of Mortgagee If the Mortgage is not reinstated complied with all notice requirements under Minn. Stat. §580.30 or the propas required by statute; That no action erty is not redeemed under Minn. Stat. or proceeding has been instituted at §580.23, the Mortgagor must vacate law or otherwise to recover the debt the property on or before 11:59 p.m. on secured by said mortgage, or any part May 14, 2012, or the next business day thereof; if May 14, 2012 falls on a Saturday, P U R S U A N T t o t h e p o w e r o f s a l e Sunday or legal holiday. contained in said mortgage, the above Mortgagor(s) released from financial described property will be sold by the obligation: NONE Sheriff of said county as follows: THIS COMMUNICATION IS FROM D A T E A N D T I M E O F S A L E : A DEBT COLLECTOR ATTEMPTNovember 18, 2011 at 10:00 AM ING TO COLLECT A DEBT. ANY PLACE OF SALE: S h e r i f f ' s O f f i c e , INFORMATION OBTAINED WILL BE Law Enforcement Center, 1580 Hwy USED FOR THAT PURPOSE. 55, Lobby #S-100, Hastings, MN THE RIGHT TO VERIFICATION OF to pay the debt then secured by said THE DEBT AND IDENTITY OF THE Mortgage, and taxes, if any, on said ORIGINAL CREDITOR WITHIN THE p r e m i s e s , a n d t h e c o s t s a n d TIME PROVIDED BY LAW IS NOT disbursements, including attorneys' AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR fees allowed by law subject to redemption within six (6) months from REDEMPTION BY THE MORTGAGOR, t h e d a t e o f s a i d s a l e b y t h e THE MORTGAGOR'S PERSONAL REPm o r t g a g o r ( s ) , t h e i r p e r s o n a l RESENTATIVES OR ASSIGNS, MAY BE representatives or assigns unless REDUCED TO FIVE WEEKS IF A JUDIreduced to Five (5) weeks under MN CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION Stat. §580.07. T I M E A N D D A T E T O V A C A T E 582.032, DETERMINING, AMONG PROPERTY: If the real estate is an OTHER THINGS, THAT THE MORTo w n e r - o c c u p i e d , s i n g l e - f a m i l y GAGED PREMISES ARE IMPROVED dwelling, unless otherwise provided by WITH A RESIDENTIAL DWELLING OF law, the date on or before which the LESS THAN FIVE UNITS, ARE NOT mortgagor(s) must vacate the property PROPERTY USED IN AGRICULTURAL if the mortgage is not reinstated under PRODUCTION, AND ARE ABANDONED. section 580.30 or the property is not DATED: September 29, 2011 redeemed under section 580.23 is ASSIGNEE OF MORTGAGEE: 11:59 p.m. on May 18, 2012, unless the Nationstar Mortgage, LLC redemption period is reduced to 5 Wilford, Geske & Cook P.A. weeks under MN Stat. Secs. 580.07 or Attorneys for Assignee of Mortgagee Lawrence A. Wilford 582.032. MORTGAGOR(S) RELEASED FROM James A. Geske F I N A N C I A L O B L I G A T I O N O N 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 MORTGAGE: None "THE TIME ALLOWED BY LAW FOR (651) 209-3300 REDEMPTION BY THE MORTGAGOR, File Number: 017872F02 T H E M O R T G A G O R ' S P E R S O N A L 2761679 9/29-11/3/11 REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED NOTICE OF MORTGAGE UNDER MINNESOTA STATUTES, FORECLOSURE SALE SECTION 582.032, DETERMINING, NOTICE IS HEREBY GIVEN that AMONG OTHER THINGS, THAT THE default has occurred in the conditions MORTGAGED PREMISES ARE I M P R O V E D W I T H A R E S I D E N T I A L of the following described mortgage: DATE OF MORTGAGE: October 12, DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN 2007 ORIGINAL PRINCIPAL AMOUNT OF AGRICULTURAL PRODUCTION, AND MORTGAGE: $257,900.00 ARE ABANDONED." Souraphanh KeoMORTGAGOR(S): Dated: September 20, 2011. manyvong and Bangon Keomanyvong, CitiMortgage, Inc. husband and wife Mortgagee/Assignee of Mortgagee MORTGAGEE: Mortgage Electronic USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Registration Systems, Inc. DATE AND PLACE OF RECORDING: Mortgagee Recorded: October 30, 2007 Dakota 4500 Park Glen Road #300 County Recorder Minneapolis, MN 55416 Document Number: 2553497 (952) 925-6888 ASSIGNMENTS OF MORTGAGE: 10-6370 And assigned to: Nationstar MortTHIS IS A COMMUNICATION FROM gage, LLC A DEBT COLLECTOR. Dated: September 02, 2011 2768822 9/29-11/3/11 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550168550993 NOTICE OF MORTGAGE Lender or Broker: CSMC Inc., DBA FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t Central States Mortgage default has occurred in the conditions Residential Mortgage Servicer: of the following described mortgage: Nationstar Mortgage, LLC DATE OF MORTGAGE: December 21, Mortgage Originator: Not Applicable 2005 COUNTY IN WHICH PROPERTY IS ORIGINAL PRINCIPAL AMOUNT OF LOCATED: Dakota MORTGAGE: $75,000.00 Property Address: 308 12th St, FarmMORTGAGOR(S): Roy J. Law Jr. and ington, MN 55024-1806 Cynthia J. Law, husband and wife Tax Parcel ID Number: MORTGAGEE: Anchor Bank, West 14-22508-01-010 St. Paul, NA LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: ERTY: Lot 1, Block 1, East Farmington Recorded: January 06, 2006 Dakota Ninth Addition, Dakota County, MinCounty Recorder nesota Document Number: 2395097 AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: DUE AS OF DATE OF NOTICE: And assigned to: Mortgage Elec- $274,160.29 tronic Registration Systems, Inc. THAT all pre-foreclosure requireDated: December 21, 2005 ments have been complied with; that Recorded: January 06, 2006 Dakota no action or proceeding has been instiCounty Recorder tuted at law or otherwise to recover the Document Number: 2395099 debt secured by said mortgage, or any And assigned to: Nationstar Mort- part thereof; gage, LLC PURSUANT to the power of sale conDated: August 16, 2011 tained in said mortgage, the Transaction Agent: Mortgage Elec- above-described property will be sold tronic Registration Systems, Inc. by the Sheriff of said county as folTransaction Agent Mortgage Identifi- lows: cation Number: 1000375-0601434338-9 DATE AND TIME OF SALE: NovemLender or Broker: Anchor Bank, ber 14, 2011 at 10:00 AM West St. Paul, NA PLACE OF SALE: Dakota County R e s i d e n t i a l M o r t g a g e S e r v i c e r : Law Enforcement Center, 1580 HighNationstar Mortgage, LLC way 55, Lobby S-100, Hastings, MinneMortgage Originator: Not Applicable sota COUNTY IN WHICH PROPERTY IS to pay the debt secured by said mortLOCATED: Dakota gage and taxes, if any, on said preProperty Address: 13854 Gladiola Ct, mises and the costs and disburseApple Valley, MN 55124-7338 ments, including attorney fees allowed T a x P a r c e l I D N u m b e r : by law, subject to redemption within 01-66500-03-140 six (6) months from the date of said L E G A L D E S C R I P T I O N O F P R O P - sale by the mortgagor(s), their perERTY: Lot 14, Block 3, Scott High- sonal representatives or assigns. lands First Addition, Dakota County, If the Mortgage is not reinstated Minnesota. under Minn. Stat. §580.30 or the propAMOUNT DUE AND CLAIMED TO BE erty is not redeemed under Minn. Stat. D U E A S O F D A T E O F N O T I C E : §580.23, the Mortgagor must vacate $74,682.13 the property on or before 11:59 p.m. on THAT all pre-foreclosure require- May 14, 2012, or the next business day ments have been complied with; that if May 14, 2012 falls on a Saturday, no action or proceeding has been insti- Sunday or legal holiday. tuted at law or otherwise to recover the Mortgagor(s) released from financial debt secured by said mortgage, or any obligation: NONE part thereof; THIS COMMUNICATION IS FROM PURSUANT to the power of sale con- A DEBT COLLECTOR ATTEMPTt a i n e d i n s a i d m o r t g a g e , t h e ING TO COLLECT A DEBT. ANY above-described property will be sold INFORMATION OBTAINED WILL BE by the Sheriff of said county as fol- USED FOR THAT PURPOSE. lows: THE RIGHT TO VERIFICATION OF DATE AND TIME OF SALE: Novem- THE DEBT AND IDENTITY OF THE ber 14, 2011 at 10:00 AM ORIGINAL CREDITOR WITHIN THE PLACE OF SALE: Dakota County T I M E P R O V I D E D B Y L A W I S N O T Law Enforcement Center, 1580 High- AFFECTED BY THIS ACTION. way 55, Lobby S-100, Hastings, MinneTHE TIME ALLOWED BY LAW FOR sota REDEMPTION BY THE MORTGAGOR, to pay the debt secured by said mort- THE MORTGAGOR'S PERSONAL REPgage and taxes, if any, on said pre- RESENTATIVES OR ASSIGNS, MAY BE mises and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIments, including attorney fees allowed CIAL ORDER IS ENTERED UNDER by law, subject to redemption within MINNESOTA STATUTES, SECTION six (6) months from the date of said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sale by the mortgagor(s), their per���������� �� ���� ����� sonal representatives or assigns.

PUBLIC NOTICE

PUBLIC NOTICE


��� �������� �� ���� ������ ������ ������� ���������� ���� ��������� 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 29, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021339F01 2766570 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: ATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,600.00 MORTGAGOR(S): Roger W. Thompson and Lori J. Thompson, husband and wife MORTGAGEE: First Franklin, a division of Nat. City Bank of IN DATE AND PLACE OF RECORDING: Recorded: July 21, 2005 Dakota County Recorder Document Number: 2342771 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: December 01, 2005 Recorded: February 06, 2006 Dakota County Recorder Document Number: 2403531 And assigned to: PNC Bank, National Association Dated: August 05, 2011 Recorded: August 29, 2011 Dakota County Recorder Document Number: 2816631 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1005 Trillium Ct, Eagan, MN 55123-3991 Tax Parcel ID Number: 10-45094-01-110 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven, Block One, Lexington Pointe Tenth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $269,807.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: PNC Bank, National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021635F02 2802516 11/3-12/8/11

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 3, 2007 MORTGAGORS: Roger R. Watral and Patricia J. Watral, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 21, 2007, Dakota County Recorder, Document No. 2545703. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 11125 Alameda Avenue, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 20-71300-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Southern Terrace Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $1,560,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $1,893,779.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 11, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3450 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 14, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated; October 28, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3450 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2806909 11/3/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2003 MORTGAGOR: aleb L. Northrup, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 24, 2003, Dakota County Recorder, Document No. 2083229. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000027708 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 21055 Putting Avenue, Hastings, MN 55033 T A X P A R C E L I . D . # : 33-84900-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Wohlers Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $266,299.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 22, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 20, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6565 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2800584 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 5, 2006 MORTGAGOR: Joel W. Biebighauser, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 18, 2006, Dakota County Recorder, Document No. 2461935. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200013857830 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4675 Blaine Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 204400105908 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0908, Lafayette Park, CIC 370, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $145,786.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6359 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2768981 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,800.00 MORTGAGOR(S): George A. Gonzalez and Gregoria A. Gonzalez, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Paragon Home Lending, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100200700000604950 SERVICER: Ocwen Loan Servicing, LLC LENDER: Paragon Home Lending, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 18, 2006, as Document No. 2461824. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates. Dated: September 29, 2006 , and recorded January 24, 2011 by Document No. 278118. LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Donnays Valley Park 5th addition, Dakota County, Minnesota PROPERTY ADDRESS: 16860 Foliage Avenue West, Rosemount, MN

age Avenue West, Rosemount, MN 55068 PROPERTY I.D: 22-21174-01-290 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Seven Thousand Seven Hundred Ninety and 84/100 ($197,790.84) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 15, 2011 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00786-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4088778 09/29/2011, 10/06/2011, 10/13/2011, 10/20/2011, 10/27/2011, 11/03/2011 2764770 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,600.00 MORTGAGOR(S): William D. Gessell and Patti D. Gessell, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Solution Lending, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1003366-0604190003-3 SERVICER: Ocwen Loan Servicing, LLC LENDER: First Solution Lending, INC.. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on May 18, 2006, as Document No. 590462. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates Dated: March 22, 2007 , and recorded April 10, 2007 by Document No. 608664. LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2 in Ches Mar East 2nd addition, Dakota County, Minnesota PROPERTY ADDRESS: 1123 Kirkwood Drive, Eagan, MN 55123 PROPERTY I.D: 10-17151-02-080 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Seven Thousand One Hundred Thirty and 69/100 ($177,130.69) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 15, 2011 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disburse-

mises and the costs and disburse ments allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00397-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4090010 09/29/2011, 10/06/2011, 10/13/2011, 10/20/2011, 10/27/2011, 11/03/2011 2764811 9/29-11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 MORTGAGOR(S): Rodney A. Lorence, a single person MORTGAGEE: Deborah L. Luskey, as Personal Representative and Gary C. Lorence as Personal Representative of the Estate of Charles Victor Lorence a/k/a Charles V. Lorence a/k/a C. V. Lorence, Deceased DATE AND PLACE OF REGISTERING: Registered: November 01, 2002 Dakota County Registrar of Titles Document Number: 479856 AMENDED ORDER OF COMPLETE SETTLEMENT OF THE ESTATE AND DECREE OF DISTRIBUTION: And assigned to: Gary C. Lorence, Deborah L. Luskey, Lendell Luskey, Aaron Luskey, Daniel Luskey, Patricia A. Nelson, Patrick Nelson, Roxann M. Chasteen and Melissa Chasteen Dated: January 27, 2011 Registered: February 04, 2011 Dakota County Registrar of Titles Document Number: T675389 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Deborah L. Luskey, as Personal Representative and Gary C. Lorence as Personal Representative of the Estate of Charles Victor Lorence a/k/a Charles V. Lorence a/k/a C. V. Lorence, Deceased Residential Mortgage Servicer: Deborah Luskey Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126304 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 808 23rd Ave N, South St Paul, MN 55075-1323 Tax Parcel ID Number: 36-76800-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Tower Heights, according to the plat thereof on file in Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $166,146.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 18, 2012, or the next business day if May 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

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INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: Gary C. Lorence, Deborah L. Luskey, Lendell Luskey, Aaron Luskey, Daniel Luskey, Patricia A. Nelson, Patrick Nelson, Roxann M. Chasteen and Melissa Chasteen Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017027F02 2773681 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 2007 MORTGAGOR: Guy J. Dawson and Barbara M. Dawson, husband and wife MORTGAGEE: Provincial Bank, a Minnesota state banking corporation DATE AND PLACE OF RECORDING: Recorded May 11, 2007, in the office of the County Recorder, as Document No. 2516273, Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESS: 14175 Dearborn Path, Rosemount, Minnesota 55068 TAX PARCEL I.D. NO. 34-18300-03-100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Country Hills First Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,090.39 INTEREST RATE AND PER DIEM: Current interest rate is 6.25%, with a daily per diem of $40.35. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: May 18, 2012 at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 28, 2011 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Provincial Bank IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 854976.1

2775633

10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,000.00 MORTGAGOR(S): Alan G. Wright, single person MORTGAGEE: Postal Credit Union DATE AND PLACE OF REGISTERING: Registered: February 22, 2002 Dakota County Registrar of Titles Document Number: 460351 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 124040 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7341 Carmen Ave, Inver Grove Heights, MN 55076-2514 Tax Parcel ID Number: 20-71152-04-020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block Four (4) of South Grove No. 3 according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,544.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022597F01 2801562 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,000.00 MORTGAGOR(S): April L. Egerstrom and Todd F. Egerstrom, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Decision One Mortgage Company, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 09, 2004 Dakota County Recorder Document Number: 2193383 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of CWABS, INC., Asset Backed Certificates, Series 2005-SD1 Dated: June 04, 2011 Recorded: June 20, 2011 Dakota County Recorder Document Number: 2806187 Transaction Agent: Mortgage Elec-

Transaction Agent: Mortgage Elec tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910001774054 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17713 Fortune Trail, Lakeville, MN 55044 Tax Parcel ID Number: 22-30945-06-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 6, Greenridge AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $274,756.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 18, 2012, or the next business day if May 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of CWABS, INC., Asset Backed Certificates, Series 2005-SD1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022304F01 2773352 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Richard L. Salsbury and Lanae J. Salsbury, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 29, 2006 Dakota County Recorder Document Number: 2464994 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: September 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935160800724 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 635 11th Ave N, South Saint Paul, MN 55075-1619 Tax Parcel ID Number: 36-70207-04-250 LEGAL DESCRIPTION OF PROPERTY: The North 1/2 of Lot 23, all of Lot 24 and Lot 25, except the North 25 feet thereof, Block 4, South Park Division Number 8, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,549.31 THAT all pre-foreclosure requirements have been complied with; that

ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 18, 2012, or the next business day if May 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022346F01 2776696 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 23, 1999 MORTGAGOR: L i n d a M. Shevik, A Single Person. MORTGAGEE: E d i n a R e a l t y M o r t gage, LLC. DATE AND PLACE OF RECORDING: Recorded November 15, 1999, Dakota County Recorder, Document No. 1652866. ASSIGNMENTS OF MORTGAGE: Assigned to: Norwest Mortgage, Inc. And thereafter assigned to: The Leader Mortgage Company N/K/A U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Edina Realty Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 7757 157th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014910106040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 6, Morningview second addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,440.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $78,485.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of

���

������ �������� �� ���� of GAGE: None the date ������� months from within six (6) ������ said sale by the mortgagor(s), their "THE TIME ALLOWED BY LAW FOR personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07. RESENTATIVES OR ASSIGNS, MAY BE TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on May 18, 2012, unless the P R O D U C T I O N , A N D A R E redemption period is reduced to 5 ABANDONED." weeks under MN Stat. Secs. 580.07 or Dated: September 26, 2011. PNC Bank, National Association 582.032. Mortgagee/Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of GAGE:None "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 4-2729 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 10/6-11/10/11 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2775882 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL NOTICE IS HEREBY GIVEN that P R O D U C T I O N , A N D A R E default has occurred in the conditions ABANDONED." of the following described mortgage: Dated: September 26, 2011. DATE OF MORTGAGE: October 01, U.S. Bank National Association 2004 Mortgagee/Assignee of Mortgagee ORIGINAL PRINCIPAL AMOUNT OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of MORTGAGE: $137,600.00 Kathryn MichaelMORTGAGOR(S): Mortgagee son, a single person 4500 Park Glen Road #300 MORTGAGEE: Mortgage Electronic Minneapolis, MN 55416 Registration Systems, Inc., as nomi(952) 925-6888 nee for Prime Mortgage Corporation, a 19-2853 THIS IS A COMMUNICATION FROM Minnesota Corporation DATE AND PLACE OF RECORDING: A DEBT COLLECTOR. Recorded: November 09, 2004 2772505 10/6-11/10/11 Dakota County Recorder Document Number: 2265929 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB NOTICE OF MORTGAGE Dated: September 13, 2011 FORECLOSURE SALE Transaction Agent: Mortgage ElecTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS cation Number: 100103210000077478 Lender or Broker: Prime Mortgage NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Corporation default has occurred in conditions of Residential Mortgage Servicer: the following described mortgage: Aurora Loan Services, LLC DATE OF MORTGAGE: May 31, 2005 Mortgage Originator: Not Applicable MORTGAGORS: J e n n i f e r L y n n COUNTY IN WHICH PROPERTY IS Lipham and Peter Eugene Swenson, LOCATED: Dakota wife and husband. Property Address: 144 10th Ave S, MORTGAGEE: PNC Bank, National South Saint Paul, MN 55075-2214 Association s/b/m to National City Tax Parcel ID Number: Mortgage a division of National City 36-48800-02-120 Bank of Indiana f/k/a National City LEGAL DESCRIPTION OF PROPBank. ERTY: Lot 12, Block 2, Minnesota and DATE AND PLACE OF RECORDING: N o r t h w e s t e r n A d d i t i o n , D a k o t a R e c o r d e d J u n e 2 4 , 2 0 0 5 , D a k o t a County, Minnesota AMOUNT DUE AND CLAIMED TO BE County Recorder, Document No. DUE AS OF DATE OF NOTICE: 2333875. A S S I G N M E N T S O F M O R T G A G E : $125,051.43 THAT all pre-foreclosure requireNONE ments have been complied with; that TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - no action or proceeding has been instiGAGE IDENTIFICATION NUMBER ON tuted at law or otherwise to recover the debt secured by said mortgage, or any MORTGAGE: NONE LENDER OR BROKER AND MORT- part thereof; PURSUANT to the power of sale conGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a t a i n e d i n s a i d m o r t g a g e , t h e division of National City Bank of Indi- above-described property will be sold by the Sheriff of said county as folana R E S I D E N T I A L M O R T G A G E S E R - lows: DATE AND TIME OF SALE: DecemVICER: PNC Bank, National Associaber 16, 2011 at 10:00 AM tion PLACE OF SALE: Dakota County MORTGAGED PROPERTY ADDRESS: 18837 English Avenue, Farmington, Law Enforcement Center, 1580 HighMN 55024 way 55, Lobby S-100, Hastings, MinneTAX PARCEL I.D. #: 14-68251-010-01 sota LEGAL DESCRIPTION OF PROP- to pay the debt secured by said mortgage and taxes, if any, on said preERTY: Lot 1, Block 1, Silver Springs 2nd mises and the costs and disburseAddition ments, including attorney fees allowed COUNTY IN WHICH PROPERTY IS by law, subject to redemption within LOCATED: Dakota six (6) months from the date of said ORIGINAL PRINCIPAL AMOUNT OF sale by the mortgagor(s), their perMORTGAGE: $235,987.00 sonal representatives or assigns. AMOUNT DUE AND CLAIMED TO BE If the Mortgage is not reinstated DUE AS OF DATE OF NOTICE, INCLUD- under Minn. Stat. §580.30 or the propING TAXES, IF ANY, PAID BY MORT- erty is not redeemed under Minn. Stat. GAGEE: $275,166.84 §580.23, the Mortgagor must vacate That prior to the commencement of the property on or before 11:59 p.m. on this mortgage foreclosure proceeding June 18, 2012, or the next business Mortgagee/Assignee of Mortgagee com- day if June 18, 2012 falls on a Saturplied with all notice requirements as day, Sunday or legal holiday. required by statute; That no action or Mortgagor(s) released from financial proceeding has been instituted at law obligation: NONE or otherwise to recover the debt THIS COMMUNICATION IS FROM secured by said mortgage, or any part A DEBT COLLECTOR ATTEMPTthereof; ING TO COLLECT A DEBT. ANY PURSUANT to the power of sale con- INFORMATION OBTAINED WILL BE tained in said mortgage, the above USED FOR THAT PURPOSE. described property will be sold by the THE RIGHT TO VERIFICATION OF Sheriff of said county as follows: THE DEBT AND IDENTITY OF THE DATE AND TIME OF SALE: Novem- ORIGINAL CREDITOR WITHIN THE ber 22, 2011 at 10:00 AM TIME PROVIDED BY LAW IS NOT PLACE OF SALE: S h e r i f f ' s O f f i c e , AFFECTED BY THIS ACTION. Law Enforcement Center, 1580 Hwy THE TIME ALLOWED BY LAW FOR 55, Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. LESS THAN FIVE UNITS, ARE NOT TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL E R T Y : I f t h e r e a l e s t a t e i s a n PRODUCTION, AND ARE ABANDONED. owner-occupied, single-family dwellDATED: November 03, 2011 ing, unless otherwise provided by law, ASSIGNEE OF MORTGAGEE: the date on or before which the mortAurora Bank FSB gagor(s) must vacate the property if the Wilford, Geske & Cook P.A. mortgage is not reinstated under sec- Attorneys for Assignee of Mortgagee tion 580.30 or the property is not Lawrence A. Wilford redeemed under section 580.23 is James A. Geske 11:59 p.m. on May 22, 2012, unless the 8425 Seasons Parkway, Suite 105 redemption period is reduced to 5 Woodbury, MN 55125-4393 weeks under MN Stat. Secs. 580.07 or (651) 209-3300 582.032. File Number: 022347F01 MORTGAGOR(S) RELEASED FROM 2801674 11/3-12/8/11 FINANCIAL OBLIGATION ON MORT���������� �� ���� ����� GAGE: None

PUBLIC NOTICE

PUBLIC NOTICE


��� �������� �� ���� ������ DATE ������ ������� AND PLACE OF RECORDING: Recorded: March 13, 2009 Dakota ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2004 MORTGAGOR: Robert J. Kleinfeld, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 19, 2005, Dakota County Recorder, Document No. 2286502. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000286588136 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation D/B/A Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12962 Nicollet Avenue, #301, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130016611 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 301, 12962 Nicollet Avenue, Ridgeview Condominium Homes, Condominium Ownership No. 15, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $19,552.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6520 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2800679 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,601.00 MORTGAGOR(S): Clara Delgado De Castillo, an unmarried woman, Russell Castillo and Lisa Castillo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lendsmart Mortgage LLC., its successors and assigns DATE AND PLACE OF RECORDING:

County Recorder Document Number: 2643579 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: September 20, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550235720678 Lender or Broker: Lendsmart Mortgage LLC Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 22446 Cantrel Way, Farmington, MN 55024-4011 Tax Parcel ID Number: 14.24500.02.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Executive Estates, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,033.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 18, 2012, or the next business day if May 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 06, 2011 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022172F01 2769673 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 0 , 2009 MORTGAGORS: J a c o b C . M a t h e w and Meena Jacob, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 1, 2009, Dakota County Recorder, Document No. 2681659. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550268738274 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 2601 Concord Way, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 274160104056 LEGAL DESCRIPTION OF PROPERTY: Unit #56, Condominium Number 109, Kensington Carriage Homes Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,500.00 AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,837.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 23, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2775931 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2008 MORTGAGORS: David C. Wilson and Beverly J. Wilson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered May 21, 2008, Dakota County Registrar of Titles, Document No. 628356, Certificate of Title No. 144775. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278845638472 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 12501 Nicollet Avenue Unit 101, Burnsville, MN 55337 TAX PARCEL I.D. #: 029063005101 LEGAL DESCRIPTION OF PROPERTY: Unit No. 101 CIC No. 572, Park Crest on Nicollet, A Common Interest Community, Located in the County of Dakota, State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,943.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,069.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 22, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law

PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2772526 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2003 MORTGAGOR: Pamela L. Saladin, A Single Person. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded June 6, 2003, Dakota County Recorder, Document No. 2058740. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4847 189th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 144780104450 LEGAL DESCRIPTION OF PROPERTY: Lot 45, Block 4, Meadow Creek Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,334.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,595.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the

11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2342 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777333 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2006 MORTGAGOR: Timothy J. Metzen, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 13, 2006, Dakota County Recorder, Document No. 2412244. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000468211 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 234 Dale Street East, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367150029290 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 29, Spring Park, Dakota County, Minnesota, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,447.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: September 23, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2614 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777374 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2006 MORTGAGOR: Robert J. Nicholson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 17, 2007, Dakota County Recorder, Document No. 2488750. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-BC2. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100372406123800101 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wilmington Finance, Inc. RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 424 Cari Park Lane Unit 442, Hastings, MN 55033 T A X P A R C E L I . D . # : 19.16400.10.424 LEGAL DESCRIPTION OF PROPERTY: Unit 424, C.I.C. No. 178, Cari Park Apartments, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$107,689.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 24, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808350 11/3-12/8/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2010 MORTGAGOR: P a t r i c i a J o n e s , a n unmarried woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered December 28, 2010, Dakota County Registrar of Titles, Document No. T673502, Certificate of Title No. 150309. ASSIGNMENTS OF MORTGAGE: Assigned to: Universal American Mortgage Company, LLC. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059600062915462 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Universal American Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13454 Carbury Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 343045002080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Glendalough, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $350,001.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$360,187.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 29, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2011. Universal American Mortgage Company, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-23 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808364 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 26, 2003 MORTGAGOR: Gayla E. Sivertson, A Single Person. MORTGAGEE: U.S. Bank National

MORTGAGEE: U.S. Bank National Association. DATE AND PLACE OF RECORDING: Registered January 9, 2004, Dakota County Registrar of Titles, Document No. 0527007, Certificate of Title No. 130548. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19666 Meadowlark Way, #3, Farmington, MN 55024 TAX PARCEL I.D. #: 148250108243 LEGAL DESCRIPTION OF PROPERTY: Unit No. 243, Common Interest Community No. 323, A Condominium, Vermillion Grove Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,088.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2851 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2772456 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2005 MORTGAGORS: Tim J. Powers and Sabrina Powers, husband and wife. MORTGAGEE: NationPoint. DATE AND PLACE OF RECORDING: Recorded May 16, 2005, Dakota County Recorder, Document No. 2322247. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation. And thereafter assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NationPoint

MORTGAGE: NationPoint RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 14386 Banyan Lane, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-14700-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Bloomfield, Common Interest Community No. 250, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,164.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1159 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777178 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2005 MORTGAGORS: F r a n k P e r i l l i a n d Sandra J Perilli, Husband and Wife. MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Corp. DATE AND PLACE OF RECORDING: Recorded August 11, 2005, Dakota County Recorder, Document No. 2349998. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corp RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 9839 208th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 227585001100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, The Meadows, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,844.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2840 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777343 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2006 MORTGAGOR: Melissa D. Barkley, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: March 28, 2006 Dakota County Recorder Document #: 2416043 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 1, CONDOMINIUM NO. 107, DIFFLEY COMMONS, A CONDOMINIUM LOCATED IN DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 10-20450-04-001 PROPERTY ADDRESS: 4054 Beaver Dam Rd, Eagan, Minnesota 55122 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $160,844.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor

���

������ ������ ������� �������� �� ���� UNDER date on or before which the mortgagor CIAL ORDER IS ENTERED must vacate the property if the mort- MINNESOTA STATUTES, SECTION gage is not reinstated under Minne- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sota Statutes section 580.30 of the OTHER THINGS, THAT THE MORTproperty redeemed under Minnesota GAGED PREMISES ARE IMPROVED Statutes sections 580.23 is May 23, WITH A RESIDENTIAL DWELLING OF 2012 at 11:59 p.m. If the foregoing LESS THAN FIVE UNITS, ARE NOT date is Saturday, Sunday, or a legal PROPERTY USED IN AGRICULTURAL holiday, then the date to vacate is the PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 next business day at 11:59 p.m. MORTGAGOR RELEASED FROM ASSIGNEE OF MORTGAGEE: FINANCIAL OBLIGATION ON MORTThe Bank of New York Mellon FKA GAGE: None The Bank of New York, as Trustee THE TIME ALLOWED BY LAW FOR for the Certificateholders CWMBS, REDEMPTION BY THE MORTGAGOR, Inc., CHL Mortgage Pass-Through THE MORTGAGOR'S PERSONAL REPTrust 2006-HYB 1 Mortgage RESENTATIVES OR ASSIGNS, MAY BE Pass-Through Ceritificates, Series REDUCED TO FIVE WEEKS IF A JUDI2006-HYB1 CIAL ORDER IS ENTERED UNDER Wilford, Geske & Cook P.A. MINNESOTA STATUTES, SECTION Attorneys for Assignee of Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Lawrence A. Wilford OTHER THINGS, THAT THE MORT- James A. Geske GAGED PREMISES ARE IMPROVED 8425 Seasons Parkway, Suite 105 WITH A RESIDENTIAL DWELLING OF Woodbury, MN 55125-4393 LESS THAN FIVE UNITS, ARE NOT (651) 209-3300 PROPERTY USED IN AGRICULTURAL File Number: 006519F04 PRODUCTION, AND ARE ABANDONED. 2778205 10/13-11/17/11 THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMANOTICE OF MORTGAGE TION OBTAINED WILL BE USED FOR FORECLOSURE SALE THAT PURPOSE. NOTICE IS HEREBY GIVEN that Dated: September 22, 2011 U.S. Bank National Association ND default has occurred in the conditions of the following described mortgage: Mortgagee DATE OF MORTGAGE: October 26, Kenneth J. Johnson 2005 Minnesota State Bar No. 0246074 ORIGINAL PRINCIPAL AMOUNT OF Johnson, Blumberg & Associates, LLC MORTGAGE: $124,000.00 Attorney for Mortgagee MORTGAGOR(S): Theodore R. 230 W. Monroe St., Ste. 1125 Peltier, an unmarried person Chicago, IL 60606 MORTGAGEE: Mortgage Electronic Phone 312-541-9710 Registration Systems, Inc. as nominee Fax 312-541-9711 for Aegis Wholesale Corporation, its 2777574 10/6-11/10/11 successors and assigns DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder NOTICE OF MORTGAGE Document Number: 2378643 FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: NOTICE IS HEREBY GIVEN that And assigned to: Aurora Bank FSB default has occurred in the conditions Dated: August 15, 2011 of the following described mortgage: Transaction Agent: Mortgage ElecDATE OF MORTGAGE: December 19, tronic Registration Systems, Inc. 2005 Transaction Agent Mortgage IdentifiORIGINAL PRINCIPAL AMOUNT OF cation Number: 100053030008298516 MORTGAGE: $135,100.00 Lender or Broker: Aegis Wholesale MORTGAGOR(S): Audrey J. GeissCorporation inger a single person Residential Mortgage Servicer: MORTGAGEE: Mortgage Electronic Aurora Loan Services, LLC Registration Systems, Inc. Mortgage Originator: Not Applicable DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS Recorded: February 08, 2006 Dakota LOCATED: Dakota County Recorder Property Address: 15549 Cornell Trl, Document Number: 2404311 Rosemount, MN 55068-1554 ASSIGNMENTS OF MORTGAGE: Tax Parcel ID Number: And assigned to: The Bank of New York Mellon FKA The Bank of New 34-81310-06-341 LEGAL DESCRIPTION OF PROPYork, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage ERTY: Lot 34, Block 6, Valley Oak Pass-Through Trust 2006-HYB 1 Mort- Addition Replat, except the North 2.00 gage Pass-Through Ceritificates, Series feet thereof, Dakota County, Minnesota. 2006-HYB1 AMOUNT DUE AND CLAIMED TO BE Dated: May 27, 2010 Recorded: May 28, 2010 Dakota D U E A S O F D A T E O F N O T I C E : $126,127.26 County Recorder THAT all pre-foreclosure requireDocument Number: 2732591 Transaction Agent: Mortgage Elec- ments have been complied with; that no action or proceeding has been institronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- tuted at law or otherwise to recover the debt secured by said mortgage, or any cation Number: 100024200010992788 Lender or Broker: American Home part thereof; PURSUANT to the power of sale conMortgage Residential Mortgage Servicer: Bank t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold of America, N.A. by the Sheriff of said county as folMortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS lows: DATE AND TIME OF SALE: DecemLOCATED: Dakota Property Address: 1329 Sibley St, ber 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Hastings, MN 55033-2827 T a x P a r c e l I D N u m b e r : Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne19.77300.270.03 L E G A L D E S C R I P T I O N O F P R O P - sota ERTY: Lot 27, Block 3, Tripps Addi- to pay the debt secured by said morttion to Hastings, Dakota County Min- gage and taxes, if any, on said premises and the costs and disbursenesota AMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed D U E A S O F D A T E O F N O T I C E : by law, subject to redemption within $163,964.29 six (6) months from the date of said THAT all pre-foreclosure require- sale by the mortgagor(s), their perments have been complied with; that sonal representatives or assigns. no action or proceeding has been instiIf the Mortgage is not reinstated tuted at law or otherwise to recover the under Minn. Stat. §580.30 or the propdebt secured by said mortgage, or any erty is not redeemed under Minn. Stat. part thereof; §580.23, the Mortgagor must vacate PURSUANT to the power of sale con- the property on or before 11:59 p.m. on t a i n e d i n s a i d m o r t g a g e , t h e June 18, 2012, or the next business above-described property will be sold day if June 18, 2012 falls on a Saturby the Sheriff of said county as fol- day, Sunday or legal holiday. lows: Mortgagor(s) released from financial DATE AND TIME OF SALE: Novem- obligation: NONE ber 28, 2011 at 10:00 AM THIS COMMUNICATION IS FROM PLACE OF SALE: Dakota County A DEBT COLLECTOR ATTEMPTLaw Enforcement Center, 1580 High- ING TO COLLECT A DEBT. ANY way 55, Lobby S-100, Hastings, Minne- INFORMATION OBTAINED WILL BE sota USED FOR THAT PURPOSE. to pay the debt secured by said mortTHE RIGHT TO VERIFICATION OF gage and taxes, if any, on said pre- THE DEBT AND IDENTITY OF THE mises and the costs and disburse- ORIGINAL CREDITOR WITHIN THE ments, including attorney fees allowed T I M E P R O V I D E D B Y L A W I S N O T by law, subject to redemption within AFFECTED BY THIS ACTION. six (6) months from the date of said THE TIME ALLOWED BY LAW FOR sale by the mortgagor(s), their per- REDEMPTION BY THE MORTGAGOR, sonal representatives or assigns. THE MORTGAGOR'S PERSONAL REPIf the Mortgage is not reinstated RESENTATIVES OR ASSIGNS, MAY BE under Minn. Stat. §580.30 or the prop- REDUCED TO FIVE WEEKS IF A JUDIerty is not redeemed under Minn. Stat. CIAL ORDER IS ENTERED UNDER §580.23, the Mortgagor must vacate MINNESOTA STATUTES, SECTION the property on or before 11:59 p.m. on 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G May 29, 2012, or the next business day OTHER THINGS, THAT THE MORTif May 29, 2012 falls on a Saturday, GAGED PREMISES ARE IMPROVED Sunday or legal holiday. WITH A RESIDENTIAL DWELLING OF Mortgagor(s) released from financial LESS THAN FIVE UNITS, ARE NOT obligation: NONE PROPERTY USED IN AGRICULTURAL THIS COMMUNICATION IS FROM PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 A DEBT COLLECTOR ATTEMPTASSIGNEE OF MORTGAGEE: ING TO COLLECT A DEBT. ANY Aurora Bank FSB INFORMATION OBTAINED WILL BE Wilford, Geske & Cook P.A. USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Attorneys for Assignee of Mortgagee THE DEBT AND IDENTITY OF THE Lawrence A. Wilford ORIGINAL CREDITOR WITHIN THE James A. Geske T I M E P R O V I D E D B Y L A W I S N O T 8425 Seasons Parkway, Suite 105 AFFECTED BY THIS ACTION. Woodbury, MN 55125-4393 THE TIME ALLOWED BY LAW FOR (651) 209-3300 REDEMPTION BY THE MORTGAGOR, File Number: 022067F01 THE MORTGAGOR'S PERSONAL REP- 2803286 11/3-12/8/11 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� �������� �� ���� ������ DATE ������ ������� J a n u a r y OF MORTGAGE: 2007 ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 3 , 2005 MORTGAGORS: Joseph S. White, Jr. and Jennifer White, husband and wife. MORTGAGEE: C o m m o n w e a l t h United Mortgage a division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Registered March 4, 2005, Dakota County Registrar of Titles, Document No. 560267, Certificate of Title No. 127255. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Mortgage Co, a subsidiary of National City Bank of Indiana. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Commonwealth United Mortgage a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 9480 Tyne Lane, Inver Grove Heights, MN 55077 T A X P A R C E L I . D . # : 20-18406-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, in Coventry Pass 7th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $354,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $388,199.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2642 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808396 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 5 ,

5,

MORTGAGOR: Miguel Angel Salinas, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 17, 2007, Dakota County Recorder, Document No. 2488627. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for BNC Mortgage Loan Trust 2007-2. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200003001077 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage,Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3770 Greensboro Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 10-30900-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Greensboro 1st Addition, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $290,803.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3363 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777240 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 17, 2008 MORTGAGOR: Cheryl Kristine Stolz, a single person. MORTGAGEE: TruStone Financial Federal Credit Union F/K/A Teacher Federal Credit Union. DATE AND PLACE OF RECORDING: Registered July 24, 2008, Dakota County Registrar of Titles, Document No. T631129, Certificate of Title No. 134774. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TruStone Financial Federal Credit Union F/K/A Teacher Fed-

eral Credit Union F/K/A Teacher Fed eral Credit Union RESIDENTIAL MORTGAGE SERVICER: TruStone Financial Federal Credit Union MORTGAGED PROPERTY ADDRESS: 1111 Sibley Memorial Highway, #4B, Lilydale, MN 55118 TAX PARCEL I.D. #: 241350004042 LEGAL DESCRIPTION OF PROPERTY: Unit No. 4B, CIC No. 90, River Pointe Condominium, a Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,242.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2011. TruStone Financial Federal Credit Union Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2459 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2777399 10/6-11/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 4, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $500,000.00 MORTGAGOR(S): Timothy D. O`brien and Sharon M. O`brien, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100077910007241462 SERVICER: Ocwen Loan Servising, LLC LENDER: Decision One Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on January 19, 2007, as Document No. 2489769. ASSIGNED TO: Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2007-HE5 Mortgage Pass-Through Certificates, Series 2007-HE5. Dated: July 29, 2011, and recorded September 9, 2011 by Document No. 2818599 . LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Vali Hi, Dakota County, MN. PROPERTY ADDRESS: 8560 Ann Marie Trail, Inver Grove Heights, MN 55077 PROPERTY I.D: 20-81175-01-020 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF

ON THE MORTGAGE ON THE DATE OF THE NOTICE: Five Hundred Seventeen Thousand Two Hundred Sixty-Nine and 01/100 ($517,269.01) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 29, 2011 P L A C E O F S A L E : S h e r i f f ` s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2011 Deutsche Bank National Trus t Company, as trustee for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2007-HE5 Mortgage Pass-Through Certificates, Series 2007-HE5. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00507-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4105052 10/13/2011, 10/20/2011, 10/27/2011, 11/03/2011, 11/10/2011, 11/17/2011 2779225 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 21, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,280.00 MORTGAGOR(S): Imants Erik Grietens, single MORTGAGEE: Town and Country Credit Corp. DATE AND PLACE OF RECORDING: Recorded: January 07, 2005 Dakota County Recorder Document Number: 2283781 LOAN MODIFICATION: Dated: October 21, 2004 Recorded: January 07, 2005 Document Number: 2283782 ASSIGNMENTS OF MORTGAGE: And assigned to: Ameriquest Mortgage Company Dated: November 01, 2004 Recorded: April 25, 2005 Dakota County Recorder Document Number: 2315466 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: November 01, 2004 Recorded: April 25, 2005 Dakota County Recorder Document Number: 2315467 And assigned to: Aurora Bank FSB Dated: August 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000460-0009218834-0 Lender or Broker: Town and Country Credit Corp. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4546 Johnny Cake Ridge Rd, Eagan, MN 55122-2513 Tax Parcel ID Number: 10-84600-04-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Woodgate, according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,162.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2012, or the next business day if May 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022091F01 2778228 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 7 , 2003 MORTGAGORS: S t e v e n M . W o o d s and Mary Kay Woods, husband and wife. MORTGAGEE:ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Registered March 20, 2003, Dakota County Registrar of Titles, Document No. 492662, Certificate of Title No. 135613. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 208 Harold Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 027643004070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 4, Timberland- Knoll Acres, according to te recorded plat thereof Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,175.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6416 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785055 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2004, as modified March 18, 2009 MORTGAGOR: Catherine J. Boog, a single person M O R T G A G E E : Bremer Bank, National Association, a national association organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Mortgage filed for record on July 2, 2004, as Document No. 541236, as modified by the certain Modification of Mortgage recorded on April 9, 2009, all within the office of the Registrar of Titles Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESSES: 3851 73rd Street East, Inver Grove Heights, Minnesota 55076 TAX PARCEL I.D. NOS. 20-71150-06-160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16) in Block Six (6) of South Grove, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $61,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $63,603.80 INTEREST RATE AND PER DIEM: Current interest rate is 5.75%, with a daily per diem of $9.57. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 2, 2011, at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: June 2, 2012, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 13, 2011 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Bremer Bank, National Association IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 11604-1651 2791526 10/20-11/24/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2003 MORTGAGOR: Gary W. Wheeler, A Single Person. MORTGAGEE: TCF Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded March 2, 2004, Dakota County Recorder, Document No. 2181148. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1903 Silver Bell Road, Unit 320, Eagan, MN 55122 TAX PARCEL I.D. #: 102245101462 LEGAL DESCRIPTION OF PROPERTY: Apartment unit No. 320, together with garage No. 59, Shannon Glen condominium IV, Dakota County, State of Minnesota, condominium File No. 43. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $70,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $43,636.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Twelve(12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 31, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3005 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808873 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 11, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,600.00 MORTGAGOR(S): Vanny Heinh and Sophol Penh, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns

Corp., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: January 20, 2009 Dakota County Registrar of Titles Document Number: T638072 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: September 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100029500030466589 Lender or Broker: Taylor, Bean and Whitaker Mortgage Corporation Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 99577 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14608 Burnell Park Dr, Burnsville, MN 55306-4873 Tax Parcel ID Number: 02-15355-01-150 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block One (1), in Burnell Park Estates, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,137.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2012, or the next business day if May 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022171F01 2778216 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2006 MORTGAGORS: Joseph L. Balut, Jr. and Becky L. Balut, husband and wife. MORTGAGEE: BankUnited, FSB. DATE AND PLACE OF RECORDING: Registered June 8, 2006, Dakota County Registrar of Titles, Document No. 591871, Certificate of Title No. 135373. ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 15008 Rushmore Crescent, Burnsville, MN 55306 TAX PARCEL I.D. #: 027125205001 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Southwind Plat Three, Dakota County,

wind Plat Three, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $296,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $327,699.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2011. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-268 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785098 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 MORTGAGOR(S): Robert J Collins and Lori Ann Collins, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Corporation, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100077910007262450 SERVICER: Ocwen Loan Servicing, LLC LENDER: Decision One Morgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on January 31, 2007, as Document No. 2492962. ASSIGNED TO: Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2007-HE5 Mortgage Pass-Through Certificates, Series 2007-HE5. Dated: August 18, 2011 , and recorded September 9, 2011 by Document No. 2818596 . LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 4, Carrollton Estates,Dokota County,Minnesota. PROPERTY ADDRESS: 8088 Upper 145th Street West, Apple Valley, MN 55124 PROPERTY I.D: 01-16300-04-180 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-One Thousand Six Hundred Eighty-Nine and 21/100 ($231,689.21) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 29, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2011 Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2 0 0 7 - H E 5 M o r t g a g e Pass-Through Certificates, Series 2007-HE5. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00566-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4106574 10/13/2011, 10/20/2011, 10/27/2011, 11/03/2011, 11/10/2011, 11/17/2011 2781102 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 1994 MORTGAGORS:Michael James Liegman and Kim A. Liegman, husband and wife. MORTGAGEE: I n v e s t o r s S a v i n g s Bank, FSB. DATE AND PLACE OF RECORDING: Recorded May 4, 1994, Dakota County Recorder, Document No. 1214082. ASSIGNMENTS OF MORTGAGE: Assigned to: Firstar Bank Milwaukee. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: Principal Residential Mortgage, Inc n/k/a CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Investors Savings Bank, FSB RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5482 280TH Street East, Randolph, MN 55065 TAX PARCEL I.D. #: 310040025012 LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Quarter (NW 1/4) of Section Four (4), Township One Hundred Twelve (112), Range Eighteen (18), Dakota County, Minnesota described as follows: Commencing at the Northeast corner of said Northwest Quarter (NW 1/4); thence West (assumed bearing) along the North line thereof a distance of 1,348.79 feet to the point of beginning; thence South a distance of 513.00 feet; thence West a distance of 592.68 feet, more or less, to the Easterly right-of-way of State Trunk Highway No. 56; thence North 28 degrees 24 minutes 57 seconds East along said Easterly right-of-way a distance of 583.27 feet to said North line of Northwest Quarter (NW 1.4); thence East along said North line a distance of 315.12 feet, more or less, to the point of beginning, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $53,800.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55,

���

������ ������� �������� is ���� reduced to 5 redemption period �� Enforcement������ Center, 1580 Hwy 55, weeks under MN Stat. Secs. 580.07 or Lobby #S-100, Hastings, MN to pay the debt then secured by said 582.032. Mortgage, and taxes, if any, on said MORTGAGOR(S) RELEASED FROM p r e m i s e s , a n d t h e c o s t s a n d FINANCIAL OBLIGATION ON MORTdisbursements, including attorneys' GAGE:None fees allowed by law subject to redemp"THE TIME ALLOWED BY LAW FOR tion within six (6) months from the REDEMPTION BY THE MORTGAGOR, date of said sale by the mortgagor(s), THE MORTGAGOR'S PERSONAL REPt h e i r p e r s o n a l r e p r e s e n t a t i v e s o r RESENTATIVES OR ASSIGNS, MAY BE assigns unless reduced to Five (5) REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROP- MINNESOTA STATUTES, SECTION ERTY: If the real estate is an owner- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G o c c u p i e d , s i n g l e - f a m i l y d w e l l i n g , OTHER THINGS, THAT THE MORTunless otherwise provided by law, the GAGED PREMISES ARE IMPROVED d a t e o n o r b e f o r e w h i c h t h e WITH A RESIDENTIAL DWELLING OF mortgagor(s) must vacate the property LESS THAN FIVE UNITS, ARE NOT if the mortgage is not reinstated under PROPERTY USED IN AGRICULTURAL section 580.30 or the property is not P R O D U C T I O N , A N D A R E redeemed under section 580.23 is ABANDONED." Dated: October 3, 2011. 11:59 p.m. on May 29, 2012, unless the CitiMortgage, Inc. redemption period is reduced to 5 Mortgagee/Assignee of Mortgagee weeks under MN Stat. Secs. 580.07 or USSET, WEINGARDEN AND LIEBO, P.L.L.P. 582.032. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of F I N A N C I A L O B L I G A T I O N O N Mortgagee 4500 Park Glen Road #300 MORTGAGE:None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 T H E M O R T G A G O R ' S P E R S O N A L 10-6433 REPRESENTATIVES OR ASSIGNS, THIS IS A COMMUNICATION FROM MAY BE REDUCED TO FIVE WEEKS IF A DEBT COLLECTOR. 10/13-11/17/11 A J U D I C I A L O R D E R I S E N T E R E D 2785039 UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE NOTICE OF MORTGAGE MORTGAGED PREMISES ARE FORECLOSURE SALE IMPROVED WITH A RESIDENTIAL THE RIGHT TO VERIFICATION DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN OF THE DEBT AND IDENTITY OF AGRICULTURAL PRODUCTION, AND THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS ARE ABANDONED." NOT AFFECTED BY THIS ACTION. Dated: September 28, 2011. NOTICE IS HEREBY GIVEN, that CitiMortgage, Inc. default has occurred in conditions of Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. the following described mortgage: DATE OF MORTGAGE: February 13, Attorneys for Mortgagee/Assignee of 2006 Mortgagee MORTGAGORS: Craig D. Jones and 4500 Park Glen Road #300 Deanna F. Jones, husband and wife. Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc.. 10-6398 AND PLACE OF RECORDING: DATE THIS IS A COMMUNICATION FROM Recorded March 2, 2006, Dakota A DEBT COLLECTOR. 2785229 10/13-11/17/11 C o u n t y R e c o r d e r , D o c u m e n t N o . 2409751. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. NOTICE OF MORTGAGE TRANSACTION AGENT: Mortgage FORECLOSURE SALE THE RIGHT TO VERIFICATION Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020860820 THE TIME PROVIDED BY LAW IS LENDER OR BROKER AND MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that G A G E O R I G I N A T O R S T A T E D O N default has occurred in conditions of MORTGAGE: Bell America Mortgage the following described mortgage: LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: April 25, 2007 MORTGAGOR: Jill V. Winberg F/K/A VICER: U.S. Bank Home Mortgage Jill V. Skrien, a single person. MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic 13927 Fawnridge Way, Apple Valley, Registration Systems, Inc.. MN 55124 DATE AND PLACE OF RECORDING: T A X P A R C E L I . D . # : Registered May 18, 2007, Dakota 01-83251-030-03 County Registrar of Titles, Document LEGAL DESCRIPTION OF PROPNo. 610956, Certificate of Title No. ERTY: 113049. Lot 3, Block 3, Waterford Village Second, According to the recorded ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. plat thereof, and situate in Dakota County. Said Mortgage being Registered COUNTY IN WHICH PROPERTY IS Land. TRANSACTION AGENT: Mortgage LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - MORTGAGE: $345,000.00 AMOUNT DUE AND CLAIMED TO BE GAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: 100020000397231014 LENDER OR BROKER AND MORT- ING TAXES, IF ANY, PAID BY MORTG A G E O R I G I N A T O R S T A T E D O N GAGEE: $400,486.48 That prior to the commencement of MORTGAGE: Burnet Home Loans R E S I D E N T I A L M O R T G A G E S E R - this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: plied with all notice requirements as 1714 Flamingo Drive, Eagan, MN 55122 required by statute; That no action or proceeding has been instituted at law TAX PARCEL I.D. #: 107710018030 LEGAL DESCRIPTION OF PROP- o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part ERTY: Lot 3, Block 18, Town View First thereof; Addition, according to the recorded PURSUANT to the power of sale conplat thereof, Dakota County, Minne- tained in said mortgage, the above sota. described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED:Dakota DATE AND TIME OF SALE: DecemORIGINAL PRINCIPAL AMOUNT OF ber 1, 2011 at 10:00 AM MORTGAGE: $119,650.00 PLACE OF SALE:Sheriff's Office, Law AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, DUE AS OF DATE OF NOTICE, INCLUD- Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said GAGEE: $116,372.11 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. TIME AND DATE TO VACATE PROPthereof; PURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, the date on or before which the mortSheriff of said county as follows: DATE AND TIME OF SALE: Decem- gagor(s) must vacate the property if the mortgage is not reinstated under secber 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the Lobby #S-100, Hastings, MN to pay the debt then secured by said redemption period is reduced to 5 Mortgage, and taxes, if any, on said weeks under MN Stat. Secs. 580.07 or premises, and the costs and disburse- 582.032. ments, including attorneys' fees MORTGAGOR(S) RELEASED FROM allowed by law subject to redemption FINANCIAL OBLIGATION ON MORTwithin six (6) months from the date of GAGE: None said sale by the mortgagor(s), their "THE TIME ALLOWED BY LAW FOR personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07. RESENTATIVES OR ASSIGNS, MAY BE TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� �������� �� ���� ������ ������ ������� ���������� ���� ��������� PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785461 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2004 MORTGAGORS: Terri A. Murray and David G. Murray, Wife and Husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 19, 2004, Dakota County Recorder, Document No. 2226721. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600023556462 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Principal Residential Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1004 Walnut Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250005020 LEGAL DESCRIPTION OF PROPERTY: All that certain parcel of land situated in the County of Dakota and State of Minnesota, being known and designated as Lot 2, Block 5, East Farmington First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,492.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20 , 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 20, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6515 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2800726 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 , 2008 MORTGAGORS: Osasuyi Amadasun and Josephine Amadasun, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered February 6, 2008, Dakota County Registrar of Titles, Document No. 623536, Certificate of Title No. 136319. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000212-6800125078-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17518 Gillette Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 221860180058 LEGAL DESCRIPTION OF PROPERTY: Unit No. 8058, CIC No. 424, Crossroads Condominiums, A Common Interest Community, Located in the County of Dakota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,015.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2688 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2800594 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,800.00 MORTGAGOR(S): Kimberly J. Trautman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2005

Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378653 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 22, 2011 Recorded: June 28, 2011 Dakota County Recorder Document Number: 2807378 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401435853391 Lender or Broker: Suntrust Mortgage, Inc Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3557 Blue Jay Way Apt 203, Eagan, MN 55123-2252 Tax Parcel ID Number: 10-45051-04-188 LEGAL DESCRIPTION OF PROPERTY: Unit No. 13203, Lexington Place Condominium, Condominium File No. 66, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,789.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2012, or the next business day if May 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021233F01 2783701 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 2 , 2005 MORTGAGORS: Alejandro Martinez, Jr. and Teresa Martinez, Husband and Wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association. DATE AND PLACE OF RECORDING: Recorded September 2, 2005, Dakota County Recorder, Document No. 2357752. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1708 Southview Boulevard, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 368390005151 LEGAL DESCRIPTION OF PROPERTY: Lots 14 and 15, Block 5, Wharton & Miller's Addition to South St. Paul, Dakota County, Minnesota

Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,291.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 11, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10490 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785004 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2004 MORTGAGOR: Deborah A. Stifter, an unmarried person. MORTGAGEE: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Mortgage Co.. DATE AND PLACE OF RECORDING: Registered November 15, 2004, Dakota County Registrar of Titles, Document No. 552232, Certificate of Title No. 134152. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 22 Marie Avenue East #307D, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424865007105 LEGAL DESCRIPTION OF PROPERTY: Unit 0307, Condominium No. 51 Fox Ridge Condominium COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$130,897.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 2, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2378 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785089 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2005 MORTGAGOR: Diane E. Sorensen, a single woman. MORTGAGEE:ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded November 23, 2005, Dakota County Recorder, Document No. 2383594. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8832 Coffman Path, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201185802010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Arbor Pointe 8th Addition, Common Interest Community No. 192, Dakota County, MN. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $265,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,467.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6439 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2785022 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,400.00 MORTGAGOR(S): Ryan S. Anderson and Manyvanh L. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2007 Dakota County Recorder Document Number: 2528798 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 06, 2011 Recorded: June 10, 2011 Dakota County Recorder Document Number: 2804852 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000104-0206033326-1 Lender or Broker: Sound Mortgage Decisions Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15206 Crystal Dr E, Burnsville, MN 55306-5158 Tax Parcel ID Number: 02-56553-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Paha Sapa Knolls 4th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $225,248.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2012, or the next business day if May 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

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LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021037F01 2783868 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 5 , 2008 MORTGAGORS: Daniel Sandhoefner and Stacy A. Sandhoefner, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 21, 2008, Dakota County Recorder, Document No. 2573107. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000330664 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1811 Knox Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 021538303040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Burnhaven Woods plat five, Dakota County, Minnesota together with the benefits and subject to the Burdens of that certain Declaration of Easements Doc. No. 570317 and Declaration of Restrictions Doc. No. 570316 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$163,899.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$163,673.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 17, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2933 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2799447 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 11, 2008 MORTGAGORS: Kenneth C. Snyder and Martha G. Snyder, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 23, 2008, Dakota County Recorder, Document No. 2604123. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520055010724 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 29295 Endress Way, Cannon Falls, MN 55009 TAX PARCEL I.D. #: 316590004001 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), Sarah-Lyndale First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $330,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $349,251.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5731 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2800563 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2006 MORTGAGOR: H e r b e r t R . H i n z , a single man. MORTGAGEE: BankUnited, FSB. DATE AND PLACE OF RECORDING: Recorded June 28, 2006, Dakota County Recorder, Document No. 2441536. ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORT-

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 13392 Geneva Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011715202010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Cherry Oak Estates Third Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $325,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $353,851.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2011. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-271 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2782720 10/13-11/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 5 , 2003 MORTGAGOR: Mary Elizabeth Joyce a/k/a Mary E. Joyce, a single person. MORTGAGEE: PNC Bank, National Association, s/b/m to National City Bank, s/b/m to National City Mortgage Co., f/k/a NCMC NewCo, Inc., successor in interest to National City Mortgage Co. dba Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded March 5, 2003, Dakota County Recorder, Document No. 2008940. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage Co dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 5447 Babcock Trail, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 20-77200-205-02 LEGAL DESCRIPTION OF PROPERTY: Unit No. S105, Cedarwoods Condominiums, Dakota County, Minnesota, Condominium File No. 81 COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $66,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $62,921.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793346 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,750.00 MORTGAGOR(S): Donald James Kvale and Susan Jane Kvale, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Corporation its successors and assigns DATE AND PLACE OF REGISTERING: Registered: January 19, 2007 Dakota County Registrar of Titles Document Number: 604691 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: September 08, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100143500610620127 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 94943 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8856 134th St W, Apple Valley, MN 55124-9593 Tax Parcel ID Number: 01-18075-02-070 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block Two (2) in Cobblestone Manor, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,364.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

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������ ������ ������� 582.032. �������� �� ���� sota MORTGAGOR(S) RELEASED FROM to pay the debt secured by said mortgage and taxes, if any, on said pre- FINANCIAL OBLIGATION ON MORTmises and the costs and disburse- GAGE: None ments, including attorney fees allowed "THE TIME ALLOWED BY LAW FOR by law, subject to redemption within REDEMPTION BY THE MORTGAGOR, six (6) months from the date of said THE MORTGAGOR'S PERSONAL REPsale by the mortgagor(s), their per- RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIsonal representatives or assigns. If the Mortgage is not reinstated CIAL ORDER IS ENTERED UNDER under Minn. Stat. §580.30 or the prop- MINNESOTA STATUTES, SECTION erty is not redeemed under Minn. Stat. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G §580.23, the Mortgagor must vacate OTHER THINGS, THAT THE MORTthe property on or before 11:59 p.m. on GAGED PREMISES ARE IMPROVED June 04, 2012, or the next business WITH A RESIDENTIAL DWELLING OF day if June 04, 2012 falls on a Satur- LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL day, Sunday or legal holiday. Mortgagor(s) released from financial P R O D U C T I O N , A N D A R E ABANDONED." obligation: NONE Dated: October 10, 2011. THIS COMMUNICATION IS FROM CitiMortgage, Inc. A DEBT COLLECTOR ATTEMPTMortgagee/Assignee of Mortgagee ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Mortgagee THE DEBT AND IDENTITY OF THE 4500 Park Glen Road #300 ORIGINAL CREDITOR WITHIN THE Minneapolis, MN 55416 T I M E P R O V I D E D B Y L A W I S N O T (952) 925-6888 10-6472 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 10/20-11/24/11 THE MORTGAGOR'S PERSONAL REP- 2793297 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. PRODUCTION, AND ARE ABANDONED. NOTICE IS HEREBY GIVEN, that DATED: October 20, 2011 A S S I G N E E O F M O R T G A G E E : default has occurred in conditions of the following described mortgage: Aurora Bank, FSB DATE OF MORTGAGE: M a r c h 2 0 , Wilford, Geske & Cook P.A. 2006 Attorneys for Assignee of Mortgagee MORTGAGORS: U n j o n g Y a n g a n d Lawrence A. Wilford Yeon Su Jeon, Husband and Wife. James A. Geske MORTGAGEE:Mortgage Electronic 8425 Seasons Parkway, Suite 105 Registration Systems, Inc.. Woodbury, MN 55125-4393 DATE AND PLACE OF RECORDING: (651) 209-3300 Recorded April 5, 2006, Dakota File Number: 022278F01 C o unty Recorder, Document No. 2792532 10/20-11/24/11 2418194. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. NOTICE OF MORTGAGE TRANSACTION AGENT: Mortgage FORECLOSURE SALE THE RIGHT TO VERIFICATION Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN GAGE IDENTIFICATION NUMBER ON THE TIME PROVIDED BY LAW IS MORTGAGE: 100021268000489886 LENDER OR BROKER AND MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that G A G E O R I G I N A T O R S T A T E D O N default has occurred in conditions of MORTGAGE: Bankers Mortgage Company, LLC the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: J a n u a r y 2 6 , VICER: U.S. Bank Home Mortgage 2009 MORTGAGED PROPERTY ADDRESS: MORTGAGORS: Michele Westerman FKA Michele Passolt and Mark Wes- 15793 Fostoria Drive, #5631, Apple Valley, MN 55124 terman, Wife and Husband. TAX PARCEL I.D. #: 013215001110 MORTGAGEE: Mortgage Electronic LEGAL DESCRIPTION OF PROPRegistration Systems, Inc. DATE AND PLACE OF RECORDING: ERTY: Lot 110, Block 1, Hawthorne, ComRecorded February 12, 2009, Dakota mon Interest Community No. 369, County Recorder, Document No. Dakota County, Minnesota. 2636983. COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: LOCATED: Dakota Assigned to: CitiMortgage, Inc.. ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: Mortgage MORTGAGE: $200,000.00 Electronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMORTGAGE: 100248900000006032 LENDER OR BROKER AND MORT- GAGEE:$198,855.17 That prior to the commencement of GAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage Inc., this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comDBA Mortgage Depot R E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as required by statute; That no action or VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 1269 Timbershore Lane, Eagan, MN o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part 55123 thereof; TAX PARCEL I.D. #: 10-7650203010 PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROPtained in said mortgage, the above ERTY: Lot 1, Block 3, Timbershore Third described property will be sold by the Addition, Dakota County, Minnesota. Sheriff of said county as follows: DATE AND TIME OF SALE: DecemCOUNTY IN WHICH PROPERTY IS ber 9, 2011 at 10:00 AM LOCATED: Dakota PLACE OF SALE:Sheriff's Office, Law ORIGINAL PRINCIPAL AMOUNT OF Enforcement Center, 1580 Hwy 55, MORTGAGE: $160,968.00 Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- Mortgage, and taxes, if any, on said premises, and the costs and disburseGAGEE: $166,458.99 That prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption Mortgagee/Assignee of Mortgagee com- within six (6) months from the date of plied with all notice requirements as said sale by the mortgagor(s), their required by statute; That no action or personal representatives or assigns proceeding has been instituted at law unless reduced to Five (5) weeks under o r o t h e r w i s e t o r e c o v e r t h e d e b t MN Stat. §580.07. TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part ERTY: If the real estate is an thereof; PURSUANT to the power of sale con- owner-occupied, single-family dwelltained in said mortgage, the above ing, unless otherwise provided by law, described property will be sold by the the date on or before which the mortgagor(s) must vacate the property if the Sheriff of said county as follows: DATE AND TIME OF SALE: Decem- mortgage is not reinstated under section 580.30 or the property is not ber 9, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law redeemed under section 580.23 is Enforcement Center, 1580 Hwy 55, 11:59 p.m. on June 11, 2012, unless the redemption period is reduced to 5 Lobby #S-100, Hastings, MN to pay the debt then secured by said weeks under MN Stat. Secs. 580.07 or Mortgage, and taxes, if any, on said 582.032. MORTGAGOR(S) RELEASED FROM premises, and the costs and disbursem e n t s , i n c l u d i n g a t t o r n e y s ' f e e s FINANCIAL OBLIGATION ON MORTallowed by law subject to redemption GAGE:None "THE TIME ALLOWED BY LAW FOR within six (6) months from the date of said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIMN Stat. §580.07. TIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is P R O D U C T I O N , A N D A R E 11:59 p.m. on June 11, 2012, unless ABANDONED." Dated: October 11, 2011. the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or ���������� �� ���� ����� 582.032.

PUBLIC NOTICE

PUBLIC NOTICE


��� �������� �� ���� ������a single ������ ������� person. MORTGAGEE: Mortgage ���������� ���� ��������� Dated: October 11, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2965 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2790608 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 15, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,600.00 MORTGAGOR(S): Margaret E. Eckhoff, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for MIT Lending DATE AND PLACE OF RECORDING: Recorded: March 06, 2003 Dakota County Recorder Document Number: 2010136 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: August 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100112065667350751 Lender or Broker: MIT Lending Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15096 Dunwood Trl, Apple Valley, MN 55124-5855 Tax Parcel ID Number: 01-76900-06-067 LEGAL DESCRIPTION OF PROPERTY: Unit No. 67, Common Interest Community No. 241, Prairie Crossing Villas, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $111,590.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021694F01 2795731 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 6, 2002 MORTGAGOR: Katherine R. Eriksen, a single person.

Electronic

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 19, 2002, Dakota County Recorder, Document No. 1961890. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Mortgage Co.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061902247000152 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 23 Lilac Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 141530101004 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Bristol Square Second Addition, Common Interest Community No. 258, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,839.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,253.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793315 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,200.00 MORTGAGOR(S): Jenifer Nichols Johnson and Jeffery Johnson, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Greenpoint Mortgage Funding, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 01, 2007 Dakota County Recorder Document Number: 2513511 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: August 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800918325925 Lender or Broker: Greenpoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4352 Lexington Pointe Pkwy, Eagan, MN 55123-1931 Tax Parcel ID Number: 10-45072-02-160 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Lexington Pointe Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,784.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 04, 2012, or the next business day if June 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022195F01 2791487 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 9, 2005 MORTGAGOR: K i m Z a c h , a s i n g l e person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 12, 2005, Dakota County Recorder, Document No. 2370047. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981826356439 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: Aurora Bank FSB MORTGAGED PROPERTY ADDRESS: 4110 Rhan Road #A310, Eagan, MN 55123 TAX PARCEL I.D. #: 102247002310 LEGAL DESCRIPTION OF PROPERTY: Unit No. A310, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $98,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,693.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2011. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1212 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793094 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,500.00 MORTGAGOR(S): Joanna Milo and Christopher Milo, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: August 16, 2007 Dakota County Registrar of Titles Document Number: 615723 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683443 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002112038-4 Lender or Broker: Countrywide Bank, FSB. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 143208 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5501 Oriole Dr # 12, Farmington, MN 55024-2001 Tax Parcel ID Number: 14-82500-08-012 LEGAL DESCRIPTION OF PROPERTY: Unit 12, CIC 323, Vermillion Grove Condominiums, a condominium, located in Dakota County; pursuant to the Declaration and Bylaws Doc No. 462541. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,234.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 04, 2012, or the next business day if June 04, 2012 falls on a Satur-

day if June 04, 2012 falls on a Satur day, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC H O M E L O A N S S E R V I C I N G , LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022530F01 2789747 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 1 , 2008 MORTGAGORS: Richard D. Schmit and Julie A. Schmit, husband and wife, as joint tenants. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered September 8, 2008, Dakota County Registrar of Titles, Document No. T632823, Certificate of Title No. 135002. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100267400007032947 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Equity Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13654 Oakwood Curve, Burnsville, MN 55337 TAX PARCEL I.D. #: 028135101260 LEGAL DESCRIPTION OF PROPERTY: Lot 26 in Block 1 of Second Addition to Valley Highlands, according to the plat thereof on file and of record in the Office of the Registrar of Titles within and for said county and state. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,515.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $266,094.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6462 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793263 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,100.00 MORTGAGOR(S): James A Mesnik, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: July 31, 2007 Dakota County Registrar of Titles Document Number: 614950 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122577 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4790 Babcock Trl, Inver Grove Heights, MN 55077-1208 Tax Parcel ID Number: 20-02910-79-020 LEGAL DESCRIPTION OF PROPERTY: All that part of the South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29, Township 28N, Range 22W, of the 4th P.M. described as follows, to-wit: Commencing at the northeast corner of the said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence westerly along the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29 a distance of 217 feet to a point; thence southerly and at an angle of 90 degrees with said north line a distance of 75 feet to a point, said point being the point of beginning of the land to be herein described and hereby conveyed; from said point of beginning, continue southerly along the line of the last above-mentioned course (namely along the line running southerly and at an angle of 90 degrees to the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29) a distance of 124 feet; thence southwesterly a distance of 216.70 feet, more or less, to a point in the center line of Oakdale Avenue, which point is 353.69 feet southeasterly along the center line of said Oakdale Avenue from the point of intersection of said Oakdale Avenue with the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence northwesterly along the center line of said Oakdale Avenue a distance of 125.83 feet to a point; thence northeasterly 285.08 feet, more or less to the point of beginning; all according to the Government Survey thereof, and the Judicial Land Survey filed in File 48317 in Clerk of District Court's Office, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $268,995.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE

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obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007340F03 2799025 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 8 , 2006 MORTGAGORS: Ransford Berko and Mercy Berko, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 17, 2006, Dakota County Recorder, Document No. 2406893. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278924474740 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 6815 175th Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 22-18304-01-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Country Pond South 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $214,298.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2784 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793190 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 , 2003 MORTGAGORS: Lee C. Gisvold and Tammy E. Gisvold f/k/a Tammy E. Sizer, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 9, 2003, Dakota County Recorder, Document No. 2028009. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100139104915366415 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 23125 Colorado Avenue, Hampton, MN 55031 T A X P A R C E L I . D . # : 18-35501-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Heights of Hampton 2nd Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,757.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6001 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2799553 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 1, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,200.00 MORTGAGOR(S): Matthew W Gorman, as a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000118709 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on May 25, 2006, as Document No. 2432590. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates Dated: October 5, 2006 , and recorded January 19, 2010 by Document No. 2708722. LEGAL DESCRIPTION OF PROPERTY: Unit No. 706, Condominium No. 115 Southcross Village Condominium, According to the Recorded Plat Thereof, And Situate in Dakota County,Minnesota PROPERTY ADDRESS: 2017 Southcross Dr W #706, Burnsville, MN 55306 PROPERTY I.D: 02-71216-04-706 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-One Thousand Three Hundred Thirty-Six and 19/100 ($141,336.19) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 20, 2011 P L A C E O F S A L E : S he r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00189-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4123383 11/03/2011, 11/10/2011, 11/17/2011, 11/24/2011, 12/01/2011, 12/08/2011 2806995 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2004 MORTGAGORS: T i m W . W a t t s a n d Margaret A. Watts F/K/A Margaret A. Wilson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 26, 2004, Dakota County Recorder, Document No. 2230215. ASSIGNMENTS OF MORTGAGE: Assigned to: The Huntington National Bank. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORT-

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001156-0009320573-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Huntington Mortgage Group MORTGAGED PROPERTY ADDRESS: 421 Wood Way, Burnsville, MN 55337 TAX PARCEL I.D. #: 028481204290 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 4, Wood Park Plat Thirteen. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,115.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2011. The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2453 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793369 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 11, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,824.00 MORTGAGOR(S): Benjamin Camargo-Coronado, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 25, 2008 Dakota County Recorder Document Number: 2604526 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: June 28, 2011 Recorded: July 06, 2011 Dakota County Recorder Document Number: 2808406 And Corrective Assignment Recorded: August 26, 2011 Dakota County Recorder Document Number: 2816397 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402600462067 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 828 Deppe St, West Saint Paul, MN 55118-5721 Tax Parcel ID Number: 42-20101-01-290 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Deppe's Second Addition to St. Paul, according to the recorded plat thereof on file and of record in the Office of the Recorder, Dakota County, MInnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

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������� �������� �� ���� : ments, including fees allowed attorney F NOTICE D A T E O������ D U E A S O F������ $165,835.26 by law, subject to redemption within THAT all pre-foreclosure require- six (6) months from the date of said ments have been complied with; that sale by the mortgagor(s), their perno action or proceeding has been insti- sonal representatives or assigns. tuted at law or otherwise to recover the If the Mortgage is not reinstated debt secured by said mortgage, or any under Minn. Stat. §580.30 or the proppart thereof; erty is not redeemed under Minn. Stat. PURSUANT to the power of sale con- §580.23, the Mortgagor must vacate t a i n e d i n s a i d m o r t g a g e , t h e the property on or before 11:59 p.m. on above-described property will be sold June 04, 2012, or the next business by the Sheriff of said county as fol- day if June 04, 2012 falls on a Saturlows: day, Sunday or legal holiday. DATE AND TIME OF SALE: DecemMortgagor(s) released from financial ber 02, 2011 at 10:00 AM obligation: NONE PLACE OF SALE: Dakota County THIS COMMUNICATION IS FROM Law Enforcement Center, 1580 High- A DEBT COLLECTOR ATTEMPTway 55, Lobby S-100, Hastings, Minne- ING TO COLLECT A DEBT. ANY sota INFORMATION OBTAINED WILL BE to pay the debt secured by said mort- USED FOR THAT PURPOSE. gage and taxes, if any, on said preTHE RIGHT TO VERIFICATION OF mises and the costs and disburse- THE DEBT AND IDENTITY OF THE ments, including attorney fees allowed ORIGINAL CREDITOR WITHIN THE by law, subject to redemption within T I M E P R O V I D E D B Y L A W I S N O T six (6) months from the date of said AFFECTED BY THIS ACTION. sale by the mortgagor(s), their perTHE TIME ALLOWED BY LAW FOR sonal representatives or assigns. REDEMPTION BY THE MORTGAGOR, If the Mortgage is not reinstated THE MORTGAGOR'S PERSONAL REPunder Minn. Stat. §580.30 or the prop- RESENTATIVES OR ASSIGNS, MAY BE erty is not redeemed under Minn. Stat. REDUCED TO FIVE WEEKS IF A JUDI§580.23, the Mortgagor must vacate CIAL ORDER IS ENTERED UNDER the property on or before 11:59 p.m. on MINNESOTA STATUTES, SECTION June 04, 2012, or the next business 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G day if June 04, 2012 falls on a Satur- OTHER THINGS, THAT THE MORTday, Sunday or legal holiday. GAGED PREMISES ARE IMPROVED Mortgagor(s) released from financial WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT obligation: NONE THIS COMMUNICATION IS FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR ATTEMPT- PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ING TO COLLECT A DEBT. ANY ASSIGNEE OF MORTGAGEE: INFORMATION OBTAINED WILL BE Central Mortgage Company USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Wilford, Geske & Cook P.A. THE DEBT AND IDENTITY OF THE Attorneys for Assignee of Mortgagee ORIGINAL CREDITOR WITHIN THE Lawrence A. Wilford T I M E P R O V I D E D B Y L A W I S N O T James A. Geske 8425 Seasons Parkway, Suite 105 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Woodbury, MN 55125-4393 REDEMPTION BY THE MORTGAGOR, (651) 209-3300 THE MORTGAGOR'S PERSONAL REP- File Number: 014558F02 10/20-11/24/11 RESENTATIVES OR ASSIGNS, MAY BE 2789939 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. PRODUCTION, AND ARE ABANDONED. NOTICE IS HEREBY GIVEN, that DATED: October 20, 2011 A S S I G N E E O F M O R T G A G E E : default has occurred in conditions of the following described mortgage: SunTrust Mortgage, Inc. DATE OF MORTGAGE: November 22, Wilford, Geske & Cook P.A. 2005 Attorneys for Assignee of Mortgagee MORTGAGOR: Rhonda A. W. RobinLawrence A. Wilford ette, single. James A. Geske MORTGAGEE:ABN Amro Mortgage 8425 Seasons Parkway, Suite 105 Group, Inc. N/K/A CitiMortgage, Inc. Woodbury, MN 55125-4393 DATE AND PLACE OF RECORDING: (651) 209-3300 Recorded December 16, 2005, File Number: 014616F02 2793069 10/20-11/24/11 Dakota County Recorder, Document No. 2389556. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t GAGE IDENTIFICATION NUMBER ON default has occurred in the conditions MORTGAGE: NONE of the following described mortgage: LENDER OR BROKER AND MORTDATE OF MORTGAGE: September G A G E O R I G I N A T O R S T A T E D O N 25, 2003 MORTGAGE: ABN Amro Mortgage ORIGINAL PRINCIPAL AMOUNT OF Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERMORTGAGE: $155,581.00 MORTGAGOR(S): Gregory Ross, a VICER: CitiMortgage, Inc. single person MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic 3463 Cloman Way East, Inver Grove Heights, MN 55076 Registration Systems, Inc. TAX PARCEL I.D. #: 204435203020 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded: November 05, 2003 ERTY: Dakota County Recorder Lot 2, Block 3, Lakebridge Patio Document Number: 2136322 Homes 3rd Addition. LOAN MODIFICATION: COUNTY IN WHICH PROPERTY IS Dated: August 16, 2010 LOCATED: Dakota Recorded: October 21, 2010 ORIGINAL PRINCIPAL AMOUNT OF Document Number: 2760713 MORTGAGE: $138,000.00 ASSIGNMENTS OF MORTGAGE: AMOUNT DUE AND CLAIMED TO BE And assigned to: Central Mortgage DUE AS OF DATE OF NOTICE, INCLUDCompany ING TAXES, IF ANY, PAID BY MORTDated: April 27, 2010 Recorded: June 03, 2010 Dakota GAGEE: $132,374.98 That prior to the commencement of County Recorder this mortgage foreclosure proceeding Document Number: 2733450 Transaction Agent: Mortgage Elec- Mortgagee/Assignee of Mortgagee complied with all notice requirements as tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- required by statute; That no action or cation Number: 1000381-1001741238-9 proceeding has been instituted at law Lender or Broker: American Patriot o r o t h e r w i s e t o r e c o v e r t h e d e b t Mortgage Inc. secured by said mortgage, or any part Residential Mortgage Servicer: Cen- thereof; tral Mortgage Company PURSUANT to the power of sale conMortgage Originator: Not Applicable tained in said mortgage, the above COUNTY IN WHICH PROPERTY IS described property will be sold by the LOCATED: Dakota Sheriff of said county as follows: DATE AND TIME OF SALE: DecemProperty Address: 14856 Lower Endicott Way Unit 46, Apple Valley, MN ber 15, 2011 at 10:00 AM 55124-6338 PLACE OF SALE:Sheriff's Office, Law T a x P a r c e l I D N u m b e r : Enforcement Center, 1580 Hwy 55, 01-81450-03-046 Lobby #S-100, Hastings, MN L E G A L D E S C R I P T I O N O F P R O P - to pay the debt then secured by said ERTY: Unit No. 46 and Garage Unit No. Mortgage, and taxes, if any, on said 46A, Condominium No. 78, Valley Way premises, and the costs and disburseVillage Condominium, Dakota County, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Minnesota. allowed by law subject to redemption AMOUNT DUE AND CLAIMED TO BE within six (6) months from the date of D U E A S O F D A T E O F N O T I C E : said sale by the mortgagor(s), their $149,562.99 personal representatives or assigns THAT all pre-foreclosure require- unless reduced to Five (5) weeks under ments have been complied with; that MN Stat. §580.07. no action or proceeding has been instiTIME AND DATE TO VACATE PROPtuted at law or otherwise to recover the E R T Y : I f t h e r e a l e s t a t e i s a n debt secured by said mortgage, or any owner-occupied, single-family dwellpart thereof; ing, unless otherwise provided by law, PURSUANT to the power of sale con- the date on or before which the mortt a i n e d i n s a i d m o r t g a g e , t h e gagor(s) must vacate the property if the above-described property will be sold mortgage is not reinstated under secby the Sheriff of said county as fol- tion 580.30 or the property is not lows: redeemed under section 580.23 is DATE AND TIME OF SALE: Decem- 11:59 p.m. on June 15, 2012, unless ber 02, 2011 at 10:00 AM the redemption period is reduced to 5 PLACE OF SALE: Dakota County weeks under MN Stat. Secs. 580.07 or Law Enforcement Center, 1580 High- 582.032. way 55, Lobby S-100, Hastings, MinneMORTGAGOR(S) RELEASED FROM sota FINANCIAL OBLIGATION ON MORTto pay the debt secured by said mort- GAGE: None gage and taxes, if any, on said pre"THE TIME ALLOWED BY LAW FOR mises and the costs and disbursements, including attorney fees allowed ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� �������� �� ���� ������ ������ ������� of Mortgagee Mortgagee/Assignee USSET, WEINGARDEN AND LIEBO, P.L.L.P. ���������� ���� ��������� THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6477 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793241 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 9 , 2006 MORTGAGOR:Ellen R. Hoogland, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 5, 2006, Dakota County Recorder, Document No. 2442741. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520036612598 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12940 Nicollet Avenue Unit 102, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130016542 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 102, 12940 Nicollet Ave. S, Apartment Ownership No. 15, Ridgeview Condominium Homes, a condominium located in the County of Dakota, State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $102,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,226.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 15, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee

Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6468 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2799525 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 1992 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,867.00 MORTGAGOR(S): Eugene T. Robinette and Victoria L. Robinette, husband and wife MORTGAGEE: United Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 10, 1992 Dakota County Recorder Document Number: 1066863 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, FSB Dated: September 01, 1994 Recorded: August 15, 1995 Dakota County Recorder Document Number: 1294346 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 02, 1998 Recorded: June 21, 1999 Dakota County Recorder Document Number: 1614333 And assigned to: Aurora Loan Services, LLC Dated: March 02, 2011 Recorded: March 18, 2011 Dakota County Recorder Document Number: 2791872 And assigned to: Aurora Bank, FSB Dated: August 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025400001004325 Lender or Broker: United Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 179 Mainzer St, West Saint Paul, MN 55118-1531 Tax Parcel ID Number: 42-32000-00-060 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) of Hardwick's Addition according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $68,397.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018035F04 2801658 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 MORTGAGOR: Megan Sackett, a single person MORTGAGEE: ING Bank, FSB DATE AND PLACE OF RECORDING: Recorded: May 23, 2007 Dakota County Recorder Document #: 2519146 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 14, BLOCK 1, WOOD PARK PLAT ELEVEN, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 02-84810-01-014 PROPERTY ADDRESS: 625 Evergreen Dr, Burnsville, Minnesota 55337 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: ING Bank, FSB COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $134,440.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is June 15, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 19, 2011 ING Bank, FSB Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2799276 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 MORTGAGOR(S): Mark Sievers, single person MORTGAGEE: Mortage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 26, 2004 Dakota County Recorder Document Number: 2198056 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: September 29, 2011 Recorded: October 04, 2011 Dakota County Recorder Document Number: 2822454

Document Number: 2822454 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401341938617 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1170 4th St W, Hastings, MN 55033-1607 Tax Parcel ID Number: 19-10500-21-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 21, Addition No. Thirteen to the City of Hastings, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,555.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022441F01 2796079 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Jack Leroy Svoboda and Shannon Delaine Svoboda, husband and wife MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: December 23, 2004 Dakota County Recorder Document Number: 2278890 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company as trustee under the Pooling and Servicing Agreement dated as of February 1, 2005, GSAMP Trust 2005-NC1 Dated: May 24, 2011 Recorded: June 13, 2011 Dakota County Recorder Document Number: 2805098 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16580 Flagstaff Way W, Rosemount, MN 55068-1463 Tax Parcel ID Number: 22-21177-05-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, Donnays Valley Park 8th Addition, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $192,078.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company as trustee under the Pooling and Servicing Agreement dated as of February 1, 2005, GSAMP Trust 2005-NC1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020425F01 2798058 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,450.00 MORTGAGOR(S): Anita M. Jacobs and Paul B. Jacobs, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GMAC Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 21, 2004 Dakota County Recorder Document Number: 2278451 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as indenture trustee, on behalf of the holders of the Castle Peak 2011-1 Loan Trust, Mortgage-Backed Notes, Series 2011-1 Dated: October 12, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0573676301-5 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7747 157th St W, Apple Valley, MN 55124-6361 Tax Parcel ID Number: 01-49101-08-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 8, Morning View Second Addition, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,725.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as indenture trustee, on behalf of the holders of the Castle Peak 2 0 1 1 - 1 L o a n T r u s t , Mortgage-Backed Notes, Series 2011-1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016425F02 2799868 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 1 , 2004 MORTGAGORS: Mesay T. Hayle and Hiwot Mulugeta, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 21, 2004, Dakota County Recorder, Document No. 2196766. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100200900000037660 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: United Residential Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4571 Cinnamon Ridge Trail, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-17400-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Cinnamon Ridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,654.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,217.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 15, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM

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MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6499 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2798539 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 1 , 2008 MORTGAGORS: Lawrence D. Kelly and Kathleen K. Kelly, husband and wife. MORTGAGEE: Lend Smart Mortgage, LLC. DATE AND PLACE OF RECORDING: Recorded February 13, 2008, Dakota County Recorder, Document No. 2572047. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12958 Black Hills Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 021950203090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Dakota Place 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,536.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9 , 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 11, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 10, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6381 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2798501 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,819.00 MORTGAGOR(S): Anthony S. Bickford, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Summit Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 24, 2005 Dakota County Recorder Document Number: 2298431 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: August 17, 2011 Recorded: August 23, 2011 Dakota County Recorder Document Number: 2815738 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000619-0502500001-3 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 312 8th Ave S, South Saint Paul, MN 55075-2508 Tax Parcel ID Number: 36-64300-01-270 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 1 of Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,462.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019567F02 2796119 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 06, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,520.00 MORTGAGOR(S): Edwin Ortega and Jasmine Ortega, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee

Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: February 01, 2005 Dakota County Recorder Document Number: 2291127 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-BC3 Dated: January 27, 2011 Recorded: January 28, 2011 Dakota County Recorder Document Number: 2782714 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910003123953 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8908 Brunswick Path, Inver Grove Heights, MN 55076-5162 Tax Parcel ID Number: 20-11777-105-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2105, Common Interest Community No. 306, a condominium, The Gables at Arbor Pointe, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $233,846.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 23, 2012, or the next business day if March 23, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 11, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon fka The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-backed Certificates, Series 2005-BC3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019106F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 23, 2011 at 10:00 AM has been postponed to October 31, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 14, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders Of The CWABS, Inc., Asset-backed Certificates, Series 2005-BC3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 31, 2011 at 10:00 AM has been postponed to December 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon fka The Bank Of New York As T r u s t e e F o r T h e

T r u s t e e F o r T h e Certificateholders Of The CWABS, Inc., Asset-backed Certificates, Series 2005-BC3 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019106F02 2799491 11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $305,000.00 MORTGAGOR(S): Maxwell A. Afram and Joyce S. Quarshie, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368561 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 Dated: May 05, 2011 Recorded: June 13, 2011 Dakota County Recorder Document Number: 2805150 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700057607976 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14057 Belmont Trl, Rosemount, MN 55068-4964 Tax Parcel ID Number: 34-14501-03-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Biscayne Pointe Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $309,443.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 30, 2012, or the next business day if March 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 18, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021875F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2011 at 10:00 AM has been postponed to October 31,

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������to������ ������� has been postponed October 31, U N D E R �������� M I N N E S O T�� A ���� STATUTES, 2 0 1 1 a t 1 0 : 0 0 A M i n t h e D a k o t a SECTION 582.032, DETERMINING, County Law Enforcement Center, 1580 AMONG OTHER THINGS, THAT THE Highway 55, Lobby S-100, Hastings, M O R T G A G E D P R E M I S E S A R E IMPROVED WITH A RESIDENTIAL Minnesota in said County and State. DWELLING OF LESS THAN FIVE DATED: September 23, 2011 UNITS, ARE NOT PROPERTY USED IN ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon AGRICULTURAL PRODUCTION, AND FKA The Bank Of New York As ARE ABANDONED. Trustee For The Certificateholders DATED: September 22, 2011 Of The CWABS, Inc., Asset-Backed ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK Certificates, Series 2005-17 MELLON FKA THE BANK OF NEW NOTICE OF POSTPONEMENT OF YORK, A S T R U S T E E F O R T H E MORTGAGE FORECLOSURE SALE The above referenced sale scheduled CERTIFICATEHOLDERS OF for October 31, 2011 at 10:00 AM has CWALT, INC., ALTERNATIVE been postponed to December 01, 2011 LOAN TRUST 2005-46CB, at 10:00 AM in the Dakota County Law MORTGAGE PASS-THROUGH Enforcement Center, 1580 Highway 55, CERTIFICATES, SERIES Lobby S-100, Hastings, Minnesota in 2005-46CB said County and State. Wilford, Geske & Cook P.A. DATED: October 24, 2011 Attorneys for Assignee of Mortgagee ASSIGNEE OF MORTGAGEE: Lawrence A. Wilford The Bank Of New York Mellon James A. Geske FKA The Bank Of New York As 8425 Seasons Parkway, Suite 105 Trustee For The Certificateholders Woodbury, MN 55125-4393 Of The CWABS, Inc., Asset-Backed (651) 209-3300 Certificates, Series 2005-17 File Number: 022182F01 Wilford, Geske & Cook P.A. NOTICE OF POSTPONEMENT OF Attorneys for Assignee Of Mortgagee: MORTGAGE FORECLOSURE SALE Lawrence A. Wilford The above referenced sale scheduled for November 04, 2011 at 10:00 AM has James A. Geske been postponed to December 05, 2011 8425 Seasons Parkway, Suite 105 at 10:00 AM in the Dakota County Law Woodbury, MN 55125-4393 (651) 209-3300 Enforcement Center, 1580 Highway 55, File Number: 021875F01 Lobby S-100, Hastings, Minnesota in 2801427 11/3/11 said County and State. DATED: October 31, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK NOTICE OF MORTGAGE MELLON FKA THE BANK OF NEW FORECLOSURE SALE YORK, AS TRUSTEE FOR THE NOTICE IS HEREBY GIVEN that CERTIFICATEHOLDERS OF default has occurred in the conditions CWALT, INC., ALTERNATIVE of the following described mortgage: LOAN TRUST 2005-46CB, DATE OF MORTGAGE: July 22, 2005 MORTGAGE PASS-THROUGH ORIGINAL PRINCIPAL AMOUNT OF CERTIFICATES, SERIES MORTGAGE: $359,100.00 2005-46CB MORTGAGOR(S): Gerald Rasmussen, Wilford, Geske & Cook P.A. a single man Attorneys for Assignee Of Mortgagee: MORTGAGEE: Mortgage Electronic Lawrence A. Wilford Registration Systems, Inc., as nomi- James A. Geske nee for America's Wholesale Lender, 8425 Seasons Parkway, Suite 105 its successors and assigns Woodbury, MN 55125-4393 DATE AND PLACE OF REGISTER- (651) 209-3300 ING: File Number: 022182F01 Registered: August 11, 2005 Dakota 2807979 11/3/11 County Registrar of Titles Document Number: 571769 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW NOTICE OF MORTGAGE YORK MELLON FKA THE BANK OF FORECLOSURE SALE NEW YORK, AS TRUSTEE FOR THE NOTICE IS HEREBY GIVEN that CERTIFICATEHOLDERS OF CWALT, default has occurred in the conditions I N C . , A L T E R N A T I V E L O A N T R U S T of the following described mortgage: 2 0 0 5 - 4 6 C B , M O R T G A G E DATE OF MORTGAGE: October 03, P A S S - T H R O U G H C E R T I F I C A T E S , 2006 ORIGINAL PRINCIPAL AMOUNT OF SERIES 2005-46CB Dated: August 02, 2011 MORTGAGE: $86,438.00 Registered: August 09, 2011 Dakota MORTGAGOR(S): Gregory J. Brown, an unmarried man County Registrar of Titles MORTGAGEE: Mortgage Electronic Document Number: T682830 Transaction Agent: Mortgage Elec- Registration Systems, Inc. as nominee for America's Wholesale Lender, its tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- successors and assigns cation Number: 100015700054508607 DATE AND PLACE OF RECORDING: Lender or Broker: America's WholeRecorded: October 23, 2006 Dakota County Recorder sale Lender Document Number: 2470337 Residential Mortgage Servicer: Bank ASSIGNMENTS OF MORTGAGE: of America, N.A. And assigned to: THE BANK OF NEW Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE 132581 COUNTY IN WHICH PROPERTY IS C E R T I F I C A T E H O L D E R S O F T H E LOCATED: Dakota CWABS, INC., ASSET-BACKED CERProperty Address: 4778 Slater Rd, TIFICATES, SERIES 2006-20 Dated: June 13, 2011 Eagan, MN 55122-2364 Recorded: June 24, 2011 Dakota Tax Parcel ID Number: 10-65870-01-040 County Recorder LEGAL DESCRIPTION OF PROPDocument Number: 2806953 Transaction Agent: Mortgage ElecERTY: Lot Four (4), Block One (1), St. Charles Wood, Dakota County, Minne- tronic Registration Systems, Inc. Transaction Agent Mortgage Identifisota AMOUNT DUE AND CLAIMED TO BE cation Number: 1000157-0007338364-4 DUE AS OF DATE OF NOTICE: Lender or Broker: America's Wholesale Lender $369,019.53 THAT all pre-foreclosure requireResidential Mortgage Servicer: Bank ments have been complied with; that of America, N.A. no action or proceeding has been instiMortgage Originator: Not Applicable tuted at law or otherwise to recover the COUNTY IN WHICH PROPERTY IS debt secured by said mortgage, or any LOCATED: Dakota part thereof; that this is registered Property Address: 14115 Pennock property; Ave Apt 204, Apple Valley, MN P U R S U A N T t o t h e p o w e r o f s a l e 55124-6789 contained in said mortgage, the Tax Parcel ID Number: above-described property will be sold 01.16405.02.012 by the Sheriff of said county as LEGAL DESCRIPTION OF PROPERTY: Unit 204, Nottingham Condofollows: D A T E A N D T I M E O F S A L E : minium, Dakota County, Minnesota, November 04, 2011 at 10:00 AM Condominium File No. 49. PLACE OF SALE: Dakota County AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 DUE AS OF DATE OF NOTICE: Highway 55, Lobby S-100, Hastings, $87,984.18 Minnesota THAT all pre-foreclosure requiret o p a y t h e d e b t s e c u r e d b y s a i d ments have been complied with; that mortgage and taxes, if any, on said no action or proceeding has been instip r e m i s e s a n d t h e c o s t s a n d tuted at law or otherwise to recover the disbursements, including attorney fees debt secured by said mortgage, or any allowed by law, subject to redemption part thereof; PURSUANT to the power of sale within six (6) months from the date of said sale by the mortgagor(s), their c o n t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold personal representatives or assigns. If the Mortgage is not reinstated b y t h e S h e r i f f o f s a i d c o u n t y a s u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e follows: DATE AND TIME OF SALE: October property is not redeemed under Minn. Stat. §580.23, the Mortgagor must 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County vacate the property on or before 11:59 p.m. on May 04, 2012, or the next L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 business day if May 04, 2012 falls on a Highway 55, Lobby S-100, Hastings, Minnesota Saturday, Sunday or legal holiday. Mortgagor(s) released from financial t o p a y t h e d e b t s e c u r e d b y s a i d mortgage and taxes, if any, on said obligation: NONE THIS COMMUNICATION IS FROM premises and the costs and disbursements, including attorney fees allowed A DEBT COLLECTOR ATTEMPTING T O C O L L E C T A D E B T . A N Y by law, subject to redemption within INFORMATION OBTAINED WILL BE six (6) months from the date of said sale by the mortgagor(s), their USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF personal representatives or assigns. If the Mortgage is not reinstated THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e T I M E P R O V I D E D B Y L A W I S N O T property is not redeemed under Minn. Stat. §580.23, the Mortgagor must AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR vacate the property on or before 11:59 REDEMPTION BY THE MORTGAGOR, p.m. on April 30, 2012, or the next T H E M O R T G A G O R ' S P E R S O N A L business day if April 30, 2012 falls on REPRESENTATIVES OR ASSIGNS, a Saturday, Sunday or legal holiday. MAY BE REDUCED TO FIVE WEEKS IF Mortgagor(s) released from financial A JUDICIAL ORDER IS ENTERED U N D E R M I N N E S O T A S T A T U T E S , ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� �������� �� ���� ������ POINT ������ ������� OF BEGINNING. PARCEL 2: ���������� ���� ��������� Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-20 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021592F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 28, 2011 at 10:00 AM has been postponed to November 28, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-20 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021592F02 2805133 11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 13, 2005 MORTGAGORS: Brenda K. Davis and Larry L. Davis, wife and husband. MORTGAGEE: PNC Bank, National Association, successor by merger to N a t i o n a l C i t y B a n k , s u c c e s s o r by merger to National City Mortgage, a division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded January 3, 2006, Dakota County Recorder, Document No. 2393869. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage, a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 19860 Chili Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 120200053060 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT “A” PARCEL 1: THAT PART OF THE SOUTH 1/2 OF THE SOUTHWEST 1/4 OF SECTION 20, TOWNSHIP 114, 19, DAKOTA COUNTY, MINNESOTA DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID SOUTH 1/2 OF THE SOUTHWEST 1/4; THENCE EAST ALONG THE NORTH LINE THEREOF A DISTANCE OF 613 FEET; THENCE SOUTH, PARALLEL WITH THE WEST LINE OF SAID SOUTH 1/2 OF THE SOUTHWEST 1/4, A DISTANCE OF 410 FEET TO THE POINT OF BEGINNING; THENCE CONTINUING SOUTH ALONG THE LAST DESCRIBED LINE EXTENDED, A DISTANCE OF 100.74 FEET TO THE NORTHERLY RIGHT OF WAY LINE OF A PIPELINE EASEMENT; THENCE WESTERLY ALONG SAID NORTHERLY LINE OF THE EASEMENT A DISTANCE OF 150.03 FEET; THENCE NORTH PARALLEL WITH SAID WEST LINE, A DISTANCE OF 103.42 FEET; THENCE EAST PARALLEL WITH SAID NORTH LINE, A DISTANCE OF 150 FEET TO THE POINT OF BEGINNING.

THE NORTH 1/2 OF OUTLOT A, BLOCK 2, LU-DAN’S ACRES, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,463.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 29, 2011 at 10:00 AM PLACE OF SALE :S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 29, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 27, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2713 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808404 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 MORTGAGOR: S a i L e e , a m a r r i e d person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 2, 2006, Dakota County Recorder, Document No. 2450103, also re-recorded, November 27, 2006, Document No. 2477500. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as trustee for the Benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2007-SD1. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410001259212 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 20631 East Oaks Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 144876201050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Middle Creek East 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,619.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $415,752.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 7, 2011. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 31, 2011. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2807489 11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGORS: Justin A. Kepler and Joyce K. Luedke, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 14, 2008, Dakota County Registrar of Titles, Document No. 626546, Certificate of Title No. 144598. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010, Recorded: November 19, 2010, Document No. T671355. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900031030033 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 21030 Chippendale Court, Farmington, MN 55024 TAX PARCEL I.D. #: 142110005100 LEGAL DESCRIPTION OF PROPERTY: Lot 3 and those parts of Lots 4 and 5 lying Easterly of a Straight Line drawn from a point on the North Line of Said Lot 4 Distant 28 feet West of the Northeast Corner of Said Lot 4 to the Southeast Corner of Said Lot 5, All in Dooley Add. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,317.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 5, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 14, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 6, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul W. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 18, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 6, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 31, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of

Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 10, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 7, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2807104 11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 MORTGAGOR(S): Robert Raasch and Judith Raasch, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100425240013667693 SERVICER: Home Loan Services, Inc. LENDER: First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 6, 2007, as Document No. 2508144 ASSIGNED TO: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: September 23, 2010 , and recorded September 30, 2010 by Document No. 2755913 . LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Valley Heights Addition PROPERTY ADDRESS: 6509 Bonner Ct, Inver Grove Heights, MN 55076 PROPERTY I.D: 208130018002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Three Thousand Three Hundred Sixteen and 27/100 ($193,316.27) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of aid mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 23, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 7, 2010 U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00499-1 ASAP# 3759392 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for October 25, 2011 at 10:00 AM , has been postponed to November 29, 2011 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580

Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: October 25, 2011 U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Jennifer K Fischer (0311248) Attorneys for U.S. Bank, Nationa l Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 10MN00499-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 4115303 11/03/2011 2802758 11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 9 , 2009 MORTGAGOR: B e t t y B e n n e t t , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 26, 2009, Dakota County Registrar of Titles, Document No. 646433, Certificate of Title No. 146949. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000209606 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18634 Jonesboro Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 222780110106 LEGAL DESCRIPTION OF PROPERTY: Unit No. 106, CIC No. 462, Fox Meadows Condominiums, a common interest community located in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,083.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $158,553.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 3, 2011

23A

University president talks vision

Photo by Jessica Harper

Joe Senser’s Restaurant and Sports Theater at 3010 Eagandale Place in Eagan closed suddenly on Oct. 30. Senser’s from Page 1A

recent criminal charges against Senser’s wife. Amy Senser was charged with vehicular homicide in a hit-and-run incident that killed a Roseville man. Anousone Phathavang

THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 8, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 4, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 29, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 23, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 31, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2807525 11/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that

was struck and killed Aug. 23 while filling his car with gas on the shoulder of the I-94 and Riverside ramp in Minneapolis. The Sensers waited several days before coming forward and admitting that the family vehicle was

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 9 , 2003 MORTGAGOR: Craig J. Anderson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 6, 2003, Dakota County Registrar of Titles, Document No. 520715, Certificate of Title No. 134917, as corrected by Corrective Mortgage recorded January 13, 2005 as Document No. 556629. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: September 24, 2009, Recorded: October 5, 2009, Document No. T651858. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061903241000065 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 8317 Delaney Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-18102-034-05 LEGAL DESCRI PTION OF PR OPERTY: Unit 34, CIC No. 351, a condominium, Cobblestone Oaks III Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,760.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $121,760.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property

involved in the incident. Authorities were not satisfied with their cooperation, according to recent reports. E-mail Jessica Harper at: jessica.harper@ecm-inc.com

y g g if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 10, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 20, 2011. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 17, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 27, 2011. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2804684 11/3/11

Photos by Rick Orndorf

University of Minnesota President Eric Kaler speaks during a luncheon hosted by the Burnsville Rotary on Oct. 31 at Nicollet Inn. Kaler spoke about the vision of the university, future development at UMore Park in Rosemount and how it relates to business. At right, Kaler talks with Rosemount Mayor Bill Droste and Mendota Heights Mayor Sandra Krebsbach.

Three area people named to principal evaluation group Three people with ties to Dakota County were named to serve on the legislatively mandated Principal Evaluation working group. Former Lakeville Area School District Superintendent Gary Amoroso, who is now the executive director of the Minnesota Association of School Administrators will

serve along with Ruthe Batulis, president of the Dakota County Regional Chamber of Commerce and District 196 School Board Member Jackie Magnuson, past president of the Minnesota School Board Association. Members of the task force are charged with developing policy recommendation to

implement a performancebased model for principal evaluation. The working group was created by legislation passed during the 2011 special session. The first meeting was Monday, Oct. 24 at the TIES Building in North St. Paul.

Clinic opens in Eagan

Photo submitted

A grand opening celebration of the Eagan Health Partners Clinic was held Oct. 13 with Mary Brainerd, HealthPartners President and CEO, Eagan Mayor Mike Maguire cutting the ceremonial ribbon to open the site.


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November 3, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Thisweekend Inner vision guides blind artist’s work To create visual art, Annie Young relies on her sense of touch, and her heart by Andrew Miller DAKOTA COUNTY TRIBUNE

Annie Young wants you to see what she feels. The Burnsville artist says the images in her paintings often come to her in dreams. Transferring those images to a canvas takes a special touch. “To me, it’s always about the feel,” said Young, who lost her eyesight owing to complications from chemotherapy about 10 years ago. “I have to get my hands dirty – I have to feel it through with my fingers.” Young, the featured artist at this year’s Art Madness fundraiser hosted by the Eastview Community Foundation, said she had dabbled in art since childhood, but started getting serious about it after she lost her vision. It was, at least initially, a form of

therapy. “When I lost my sight, I just had this urge – I had these images in my head that had to Annie Young come out somehow,” she said. For Young, who works primarily in acrylics, creating visual art presents some unique challenges. For one, there’s the color scheme. “That’s probably the greatest challenge – I struggle with it,” she said. “Most of my stuff is very basic colors, and there’s so much layering.” Knowing when a painting is complete also can be tricky. She seeks input from friends and family – relying both on the comments they provide, and on subtler cues.

IN BRIEF Annie Young is the featured artist at the Eastview Community Foundation’s fourth annual Art Madness event, a fundraiser that includes a silent art auction showcasing the work of more than 75 artists ranging from professional artists to school children. Art Madness runs from 7-11 p.m. Saturday, Nov. 5, at The Barn, Spirit of Brandtjen Farms, 16965 Brandtjen Farm Drive, Lakeville. Tickets are $35 in advance (www. evcf.org) or $40 at the door. All proceeds benefit academics, arts and athletics at the 10 schools in the Eastview school community in Apple Valley. “A person’s breath or a sigh can affect me,” she said. Young has work on display at Jo Jo’s Rise & Wine in Burnsville and at the Box Gallery in Minneapolis. She’s curated exhibits at Ring Mountain Creamery in Eagan, and regularly posts images of her paintings at an-

nieyoungarts.blogspot.com. She balances her artistic endeavors with work and athletic pursuits. She works in marketing at the Burnsville Costco, and is a serious triathlete now training to compete in an Iron Man event. It’s art, though, that provides her with an outlet un-

“Princess Zoe” by Annie Young will be auctioned off at the Art Madness fundraiser on Nov. 5 in Lakeville. like any other. canvas. When people see it, I “I think that art in and of hope it will catapult them to itself is meant to take people a place of peace or joy.” from where they’re at and move them forward,” she said. Andrew Miller is at andrew. miller@ecm-inc.com. “I think that when I paint I’m gifted with a vision to put on

Theater and Arts Briefs BoDeans in Burnsville

Expressions kicks off holiday season Thanksgiving comedy premieres

The BoDeans will perform at 8 p.m. Friday, Dec. 30, at the Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville. Tickets are $39 and $42 at the box office, all Ticketmaster locations, by phone at (800) 745-3000 and online at ticketmaster.com.

“La Féminine,” an exhibit featuring the works of local artists Patricia Schwartz and Christine Tierney, will run through Nov. 26 at Burnsville Performing Arts Center’s Art Gallery, 12600 Nicollet Ave. The exhibit is a joint collection of still lifes and landscapes in watercolor, oil and pastel from a feminine perspective. Information: (952) 8954685 or www.burnsvillepac. com.

New Year’s with Louie Anderson Tickets went on sale Tuesday, Nov. 1, for comedian Louie Anderson’s Laugh Out Loud New Year’s Eve performance at 7:30 p.m. Saturday, Dec. 31, at the Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville. Tickets range from $31.95 to $101.95 and can be purPhoto submitted chased at the box office or via Expressions–Lakeville Community Theater kicks off the Ticketmaster at (800) 982- holiday season with “You Better Watch Out” at 7:30 p.m. 2727 or ticketmaster.com. Nov. 11-12 and 18-19, and 2 p.m. Nov. 13 and 20. Performances are at the Lakeville Area Arts Center, 20965 Holyoke Ave. Tickets are $12 and can be ordered online at www. lakeville-rapconnect.com or by calling (952) 985-4640.

Rhythmic Circus in Burnsville

Percussive-dance group Rhythmic Circus will present “Feet Don’t Fail Me Now!” at 7:30 p.m. Saturday, Nov. 12, at the Burnsville Performing Arts Center. Tickets are $34 and $29 and can be purchased at the box office, 12600 Nicollet Ave., or via Ticketmaster at (800) 982-2787 or ticketmaster.com.

Exhibit at The Great Frame Up

An afternoon with Mark Twain

Watercolor and oil paintings by local artist Lynn Knapp will be on display through Nov. 5 at The Great Frame Up, 1004 W. County Road 42, Burnsville. For more information, call (952) 8981677 or visit www.burnsville. thegreatframeup.com.

Mark Twain impersonator Michael Bateson will perform at 2 p.m. Sunday, Nov. 6, at the Lakeville Area Arts Center, 20965 Holyoke Ave. Tickets are $15 and are available at the arts center or by calling (952) 985-4640.

‘La Féminine’ opens

Home-grown art exhibition

Photo submitted

The Chameleon Theatre Circle will present the world premiere of playwright Vicki Riba Koestler’s “We Gather Together” at 7:30 p.m. Nov. 11, 12, 14, 18 and 19 and 2 p.m. Nov. 13 and 20 at the Burnsville Performing Arts Center, 12600 Nicollet Ave. The holiday comedy was a winner of Chameleon’s 2010 New Play Contest. Tickets are $20 at the box office ($17 for seniors, students, audio description patrons, and groups of eight or more), by phone at (800) 9822787 or online at ticketmaster.com.

Church ladies come to Burnsville Troupe America will present “Away in the Basement: A Church Basement Ladies’ Christmas” at 2 p.m. Saturday, Nov. 5, at the Burnsville Performing

Arts Center. Tickets range from $31 to $39 and can be purchased at the box office, 12600 Nicollet Ave., or via Ticketmaster at (800) 9822787 or ticketmaster.com.

“Portraits, Reflections and Secrets of Dakota County” is the name of a new community art exhibit on display at the Dakota County Western Service Center in Apple Valley through December. The exhibit features a mix of paintings, drawings and photography. The works of art were created by 26 Dakota County artists. The exhibit is located in the hallway between the Galaxie Library and the Western Service Center atrium. Viewing hours are 7:30 a.m. to 7 p.m. Monday, 7:30 a.m. to 8:30 p.m. Tuesday through Thursday, and 7:30 a.m. to 5 p.m. Friday.


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