11/11/2010 - Dakota County Tribune Business Weekly

ANDREW MILLER JESSICA HARPER JOHN GESSNER

Mother opens in-home head lice removal service 2A Cousins Subs may come to Dakota County 7A Hooters closes in the city of Burnsville 40A

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DATE ##, 2009 NOVEMBER 11, 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 37

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Eagan nonprofit in business of bridging loved ones online

by Jessica Harper DAKOTA COUNTY TRIBUNE

The loss of a child is often the most daunting moment in many parents’ lives.

It was also the inspiration behind the online nonprofit CaringBridge.

In 1997, founder Sona Mehring faced the heartbreaking task of notifying loved ones of the premature birth and later death of her close friend’s baby girl, Brighid.

Mehring, a website consultant, thought an online site would be the most efficient way to notify people.

From there, CaringBridge was born. “I was wowed by how powerful it was in getting everyone connected,� Mehring said.

Mehring chose the name CaringBridge for the Ea- Sona Mehring gan-based nonprofit as a way to illustrate how the site “bridges� loved ones.

It was also a way to incorporate Brighid’s name, since she was the inspiration, Mehring said.

The website provides a free, online service that enables people with CaringBridge is an online nonprofit serious illness or injury to located at 1715 Yankee Doodle connect with friends and Road, Suite 301, in Eagan. family.

CEO: Sona Mehring “It’s centered around a Employees: 50 patient’s deep, meaningful Website: www.caringbridge.org conversations,� Mehring said.

The client is able to control the level of with health crises.

The organization started as a side project, privacy for each site, which includes photos, while Mehring worked as an independent conjournal updates and an online guest book that allows loved ones to write words of encourage- sultant creating websites for small and medium-sized businesses. ment.

But as the organization quickly took on a Unlike social networking sites, no memlife of its own, Mehring decided to quit her bership is required and there is no advertising, consulting career in 2002 to run CaringBridge Mehring said.

Additionally, all sites are off-limits to search full time as CEO. That same year, the organization was incorporated as a nonprofit. engines, she said.

Mehring said the move was nerve-wracking at first since the start-up had been financed by In its infancy A few months after Brighid died, Mehring her consulting business. “It was a leap of faith,� she said. “But it was began creating sites for other families dealing

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INSIDE BIZ FORUM

Heroes live among us, in many different forms and for many different reasons.

Celebrate them on Veterans Day. LAURA O’CONNOR 4A FORUM

Chambers of commerce should think of the community as a whole when involved in local politics.

DON HEINZMAN 4A BUSINESS 101

A buyers market may carry risks for hiring. Be sure to take necessary steps to avoid discriminatory practices.

SCOTT GUNDERSON 5A BEST PRACTICES

Photo submitted

Since CaringBridge’s creation, more than a half million people from across the globe have connected through the site. so important to have it go to more and more people.�

The most difficult task was raising awareness, Mehring said, especially when the Internet was still relatively new.

But as more people started going online, the barrier broke down, she said.

Find your bliss.

Do work that you are passionate about and love to do, and doors will open. There is high honor in all work.

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‘Bridging’ people Today, the organization advertises by reaching out to other charities, hospitals and faith groups, and by word of mouth.

In the end, the risks were worth the reward,

General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

See CaringBridge, Page 40A

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November 11, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota County Regional Chamber honors six at 2010 Survive and Thrive Business Awards The Dakota County Regional Chamber of Commerce honored six member businesses with Survive and Thrive Business Awards on Wednesday, Nov. 3, at the Steeple Center in Rosemount. The awards ceremony is an annual event and one of the DCR Chamber’s three signature, regional events of the year.

This year’s Survive and Thrive Award recipients were selected from numerous nominations and were judged on a variety of qualifying criteria including challenges met and overcome, opportunities gained, and strategies created to thrive into the future.

Almost 100 business leaders from throughout the Dakota County area attended to celebrate the winning businesses, which demonstrated creativity, perseverance and ingenuity to sustain and propel their operations forward in these challenging times.

The 2010 award winners are: • Cerasis Inc. – Eagan: a freight consulting company specializing in data and transportation management. Cerasis has developed state-of-the-art technology to help customers manage

Photo submitted

The Dakota County Regional Chamber of Commerce honored six member businesses with Survive and Thrive Business Awards on Nov. 3 at the Steeple Center in Rosemount. Front row, from left: Meghan McDaniel, Koch Companies Public Sector and the 2010-11 Dakota County Regional Chamber of Commerce chair; Ruthe Batulis, president, Dakota County Regional Chamber of Commerce; Debi McConnell, Medi-Car Auto Repair; Michael Ferber, Eagan’s 4th of July Funfest; Dawn Baddeley, Fairview Clinic-Eagan; Katie Holley-Carlson, Fairview Clinic-Eagan; Steve Ludvigson, Cerasis Inc.; and Jim Hickle, Velocity Telephone Inc. Back row: Brent Cory, Eagan Convention and Visitors Bureau; Scott Dohmen, CF Industries Inc.; and Lou Pappas, Fairview Clinic-Eagan. their freight process and expenditures. Read more at www.cerasis.com.

• CF Industries of Rosemount: a global leader in fertilizer manufacturing and distribution. Read more at

www.cfindustries.com.

• Eagan 4th of July Funfest: a volunteer-driven nonprofit whose mission is to benefit the Eagan community through sponsorship, organization and pro-

motion of Eagan’s July 4th Funfest, an annual community celebration. Read more at www.eaganfunfest.org.

• Fairview Ridges Clinic - Eagan: committed to providing quality health

care and innovative delivery services to the south metro community. Read more at www.fairview.org.

• Medi-Car Auto Repair - Rosemount: A femaleowned, independent, full-

service automotive maintenance and repair business.

Using the latest diagnostic techniques and equipment allows for expert service on all vehicle makes and models. Read more at www.medi-car.com.

• Velocity Telephone – Eagan: a Minnesota-based telephone, data, and Internet provider delivering an affordable local option for high-speed Internet called the Eagan Community Fiber Project through a unique private-sector business model. Read more at www. velocitytelephone.com.

This year’s featured speaker was Lakeville resident Cali Ressler, who in partnership with Jody Thompson co-developed the Results Only Work Environment (ROWE) within Best Buy Corp.

Today ROWE is a management strategy through which employees are evaluated on performance, not presence. In a ROWE, people focus on results and only results — increasing the organization’s performance while cultivating the right environment for people to manage all the demands in their lives, including work.

Read more at www.gorowe. com.

Lice-beleaguered mother opens in-home head lice removal service

by Andrew Miller

saw it said you shouldn’t leave it on longer than 10 Melissa Loch decided to minutes.” open Melissa’s Nitpickers, Loch founded her limitan in-home head-lice re- ed-liability corporation in moval service, after her own August 2010 with the idea daughters got head that the small, paralice – twice. sitic insects that live “When you first on the scalp can be get lice, you freak eliminated without out,” said Loch, of recourse to toxic Apple Valley. “We chemicals – and got it twice in our that the removal of family and it was head lice needn’t Melissa like, ‘Seriously?’ ” come with a social Loch, two of Loch stigma. whose three daugh“The stigma is so ters attend Diamond Path horrible and it doesn’t need Elementary in the Rose- to be,” said Loch, noting mount-Apple Valley-Ea- that one myth about head gan School District, said lice is that they’re an indishe grew concerned after cator of poor hygiene. “Acpurchasing lice-removal tually, lice like cleaner hair.” products at an area drugWhen Loch goes to a store, and noticing that home for lice removal, she the over-the-counter treat- first shampoos and blow ments contained potentially dries the child’s hair, then harmful chemicals. goes through the hair, “The thing is, the prod- strand by strand, with a ucts that are sold over the special lice-removal comb. counter contain a small A second round of shamamount of pesticides,” she pooing is followed by a final said. “I got a little con- hair check and application cerned right away when I of a leave-in conditioner.”

DAKOTA COUNTY TRIBUNE

Bio

Melissa’s Nitpickers was founded in August 2010 and is based in Apple Valley.

Phone: (952) 356-6931 Website: www.mellissasnitpickers.com Employees: Three

“Typically, it takes two to three hours depending on the thickness of the hair,” said Loch, who brings a DVD player and videos for the child to watch during the lice-removal process. “I

try to make it as easy and painless as possible.”

The shampoos and conditioners Loch uses – such as Tea Tree and Lice Defense – were chosen because they’re “natural and chemi-

cal-free,” she said.

Customers also have the option of having their homes deloused. As Loch tends to a child’s hair, one of her employees will bag up toys, vacuum, and clean the bedsheets of all the liceinfested individuals in the home.

Children receive a “countdown calendar,” which allows them to count off the days until they get to open their bagged toys and blankets.

Melissa’s Nitpickers offers an initial head check

for $25, a fee that’s waived if treatment is needed. The head-lice removal service is $100 for the first hour, $75 for the second hour and $50 for the third hour.

Each treatment includes a follow-up visit about a week later.

Loch also offers head screenings at day cares, schools and camps.

Melissa’s Nitpickers is the first business of its kind in Minnesota, Loch said, though similar businesses exist on the east and west coasts.

In addition to Loch, Melissa’s Nitpickers has two employees: Suze Fulford handles the home-delousing aspect of the business, and Loch’s husband, Mike, keeps the books.

More about the business is at www.melissasnitpickers.com.

Andrew Miller is at andrew.miller@ecm-inc.com

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 11, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy NIKKI SHEPHERD EATCHEL Named vice president, program management Questar Assessment, Inc. Apple Valley

Nikki Shepherd Eatchel has been appointed vice president of program management at Questar Assessment, Inc., an educational assessment provider.

Eatchel will be responsible for managing the development and implementation of Questar’s custom assessment programs.

Most recently, Eatchel served as the vice president of test development for Prometric. She also has served in numerous senior publishing, psychometric, and program management positions including directing program management teams for 55 different clients across three lines of business.

Eatchel is a frequent presenter at domestic and international testing conferences and has served on testing boards across a variety of industries.

She earned a bachelor of arts degree in psychology from University of California at Davis and a master of arts degree in industrial/organizational psychology from California State University at Sacramento.

ARLEEN SULLIVAN To head YPartners Giving Campaign Southwest Area YMCA Eagan

Community and business leader Arleen Sullivan, president of Anchor Bank in Eagan, will chair the YPartners annual giving campaign for the Southwest Area YMCA located off Highway 55 near Eagan’s eastern border. The YPartners drive helps make it possible for disadvantaged families and individuals to receive scholarships allowing them to be involved in YMCA programs. The most common supports provide assistance for child care services, after-school programs or individual and family memberships to the YMCA.

Business Briefs BUSINESS AFTER HOURS A County-Wide Business After Hours will be held from 5 to 7 p.m.

Wednesday, Nov. 17, at Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. The event includes a cash bar, complimentary hors d’oeuvres and chamber member exhibits. Contact your local chamber for more information.

Business Briefs DCR CHAMBER 2011 DIRECTORY AND MAP PROJECT The Dakota County Regional Chamber of Commerce publishes a Member Directory and Resource Guide each year. Copies are delivered to the membership and community members throughout the year. The guide is full of information about the communities served and is a resource for members when looking for products and services.

A new map will be printed as well.

Maps are distributed through the chamber office, at city halls, included in relocation information, and available at community events the chamber may participate in. Maps show street level information as well as the broader Dakota County Region.

Advertising discounts are available.

Mary Jo Sirek from ECM Publishers will be contacting each member in the upcoming months.

NEW DCR CHAMBER OF COMMERCE MEMBERS The following is a list of new members of the Dakota County Regional Chamber of Commerce: • Jack of All Trades Handyman 4166 Rahn Road, Suite 16 Eagan, Minn.

(651) 207-5604 www.callthejack.com • Mendoberri Cafe and Wine Bar 730 Main Street Mendota Heights, Minn.

(651) 209-3270 www.mendoberri.com HEARTLAND CREDIT UNION ORGANIZES ANNUAL COAT DRIVE Heartland Credit Union has organized its fourth Annual Coat Drive (Oct. 11 to Nov. 30) to benefit Neighbors, Inc., a nonprofit social service agency serving northern Dakota County. Heartland organized the first annual coat drive in 2007 and has collected more than 1,600 coats since that first drive. New to the 2010 drive, Heartland will also be accepting gloves and mittens, hats and scarves. Those interested in donating a new or gently used coat for any age are encouraged to stop by a Heartland branch or any of the donation sites listed at www. heartlandcu.com. Monetary donations are also being taken at any Heartland branch or at Neighbors, Inc. at www. neighborsmn.org.

Business Briefs DCTC CAMPUS LIONS CLUB Dakota County Technical College, Rosemount, announced that it will be the first two-year college to establish a Campus Lions Club in Lions District 5M-6. The new DCTC Campus Lions Club held a Charter Night Celebration Wednesday, Nov. 10.

The celebration included an induction of new members and installation of new officers as well as the presentation and acceptance of the club’s charter.

GREAT MINNESOTA GIVE TOGETHER ON NOV. 16 On Tuesday, Nov. 16, many nonprofit organizations will be participating in GiveMN’s second annual “Give to the Max Day.” In its inaugural year, “Give to the Max Day” became the most successful one-day online fundraising drive in history raising $14 million for Minnesota nonprofits from 38,000 donors, smashing the previous record of $3.8 million raised in Dallas.

GiveMN is asking Minnesotans to step up once again to break last year’s record and engage more than 40,000 donors in 24 hours.

Caponi Art Park and Learning Center located in Eagan is one of several nonprofits in the area participating in “Give to the Max Day.” Serving over 15,000 people each season, the nonprofit is asking the south-metro community to help it raise $5,000 on Nov. 16. For every $1 that is donated by individuals, the Katherine B. Andersen Fund of The Saint Paul Foundation will donate $1.

To participate in “Give to the Max Day,” visit www.GiveMN.org and search for “Caponi Art Park” and an array of other charities in the region. Donations through the GiveMN.org site to nonprofit organizations are tax deductible and may be made via credit and debit card only.

Business Briefs NACR AND AVAYA TO EXHIBIT AT NEW JERSEY CONFERENCE North American Communications Resource, Inc. (NACR), headquartered in Eagan with offices nationwide, will be a featured vendor along with Avaya at the New Jersey State League of Municipalities 95th Annual Conference, Nov. 16-19, in Atlantic City, N.J. NACR, a seven-time Avaya BusinessPartner of the Year, will showcase its solutions benefiting governments such as collaboration tools, the newest maintenance and monitoring solutions, emergency management applications for 911 enablement and solutions to apply during disaster recovery situations.

BLUE CROSS FOUNDATION ADDS NEW BOARD MEMBER The Blue Cross and Blue Shield of Minnesota Foundation has added Shirley Hughes to its board of directors. The foundation board directs the state’s largest grantmaking foundation dedicated exclusively to improving health in Minnesota.

Hughes is retired from her position as senior vice president of human resources at Ceridian Corporation. Previously, Hughes served as vice president of human resources for Trinity Health (formerly known as Mercy Health Services) in Michigan.

She serves on the boards of directors for Second Harvest Heartland, Big Brothers Big Sisters of the Greater Twin Cities, Achieve, Risen Christ Catholic School and the National Association for the Advancement of Colored People (NAACP) and is a trustee of John C. Smith University.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition.

Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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November 11, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Parents bound by war among my Vets Day heroes to bring up, perhaps because it is a difficult past to reflect upon. However, this war is a part our family’s culture and has shaped my mother and father’s relationship, even today.

I recognize that it was because of war that my parents met.

I respect both of them for serving their countries and for uniting two very different worlds by finding a way to love during a time of fighting, sadness, conflict and tragedy. To me, the two of them together define a hero.

As a young American woman who did not serve in the same way my parents had, I still take a moment to reflect, honor and remember our nation’s heroes each Veterans Day. I do this because two of those heroes are right here in my family: my parents.

by Laura O’Connor SPECIAL TO THE TRIBUNE

Take a moment to imagine what a hero is to you. Perhaps they look and act a certain way or have done something great to deserve this prestigious title. Maybe they save lives, teach or serve others in need. Or perhaps they are the person you just walked past on the street, a co-worker or a family member. Heroes live among us, in many different forms and for many different reasons.

It was October 1969 when a young man named Tim Allen Anderson was drafted to serve in the Vietnam War. He was forced to put his life and education on hold to head to basic training, leaving his friends, family and his hometown life in Minnesota. He spent that year in basic training, first at Fort Polk, La., and then he went on to train to become an air traffic controller at Fort Rucker in Alabama.

It wasn’t long before he was shipped out to Cu Chi in South Vietnam in July 1970. He served in the Army as an air traffic controller, working radar approach control, in which he would talk an aircraft through to a runway in situations of fog, rain or low visibility.

Guest Columnist Laura O’Connor

During his time in Vietnam Cu Chi shut down, and he was moved to a new location at the 165th at Long Thanh, where he became a specialist 5th Class (E5), promoted up the ranks by the late Sen. Hubert H. Humphrey. It was also there that he met a beautiful young woman by the name of Le Thi Phi Lan. She worked at the base and although born and raised in Vietnam, she learned English and could communicate with him.

Their courtship took place only after Tim left Vietnam in the summer of 1971. Letters that took months to arrive at their destination were their only form of communication. One year and seven months later, a final letter that included a marriage proposal found its way into Lan’s hands, and she was immediately flown to the United States to marry Tim. Her marriage came with great sacrifices as she left her family and loved ones

Tim and Lan Anderson of Eagan behind in a country on the other side of the world. They were married the day after she arrived in 1973 and later had two children, Sarah in 1977 and Laura in 1979.

To be honest, the war is not something that we often talk about in my family. It may not be the easiest topic

Greater good comes when area chambers step up and get involved in local political issues

by Don Heinzman DAKOTA COUNTY TRIBUNE

One of the most important organizations in a community is the local chamber of commerce.

This organization, which works for the betterment of business and the community, generally has the largest membership.

It is influential in leadership circles because it represents the important voice and thinking of business leaders.

While saying they are neutral because of a diversified membership, chambers normally do not take positions on local political issues.

For the past four election cycles, a pact called the MetroNorth Leadership Fund, which is affiliated with the Metro North Chamber of Commerce, has been endorsing a slate of local candidates whom a separate board of directors believes would be favorable to business.

This separate, nine-member board discusses candidates and then votes on the ones to back. This year’s slate included Democrat as well as Republican legislative candidates.

This organization raises money and helps some candidates get elected. It ran an advertisement on its favored slate.

Of that slate of 22 candidates, 18 either were elected or re-elected. The Burnsville

Columnist

Don Heinzman Chamber of Commerce also has a political action committee that interviews and endorses candidates for local races.

Some may question a local chamber backing local candidates, but MetroNorth Leadership Fund Chair John Hartinger says that’s precisely what chambers should do for their members after studying the candidates’ qualifications.

Another chamber, the Lakeville Area Chamber of Commerce, at the request of its members did an analysis of the threequestion operating levy posed by the Lakeville Area Public School District.

Todd Bornhouser, the executive director, wrote an opinion in Thisweek Newspapers explaining the analysis, but in the end said the chamber would not take an official position of support or nonsupport.

Lakeville voters approved the renewal of a $3 million operating levy for 10 years but turned down a new operating levy for $7.7 million and a $940,000 technology levy.

The MetroNorth Chamber Leader-

ship Fund, like the Lakeville chamber, does not take a position on school levy referendums. They should, though, because businesses depend on a well-educated work force, and the community in which they do business needs a quality school system.

Special levy elections for schools fell by the wayside in last week’s election: North Branch, Forest Lake, Milaca, RosemountApple Valley-Eagan and Elk River all suffered defeats.

Opponents of chambers getting involved in backing local issues say such involvement could hurt their businesses when people don’t agree with their choices, and they say that’s not what chambers should do.

The greater good, however, comes when the chamber steps up and gets involved in passing policies, studying and taking positions on school levy referendums and electing candidates who can best serve the community as well as business.

Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board.

Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don.heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

Tim and Lan Anderson have lived together in Eagan for 31 years. Tim is now retired after working with the Minnesota Department of Agriculture for 23 years. Lan continues to work at ADP in Bloomington after 32 years. Their daughter, Laura O’Connor, lives in Faribault.

Veterans Day was Nov. 11. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor ....................John Gessner Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 11, 2010

5A

Business 101

A buyers’ market may carry higher risks for hiring

by Scott Gunderson SPECIAL TO THE TRIBUNE

I am honored to serve on the Dakota County Racial Discrimination Management Team, which is charged with the purpose “to implement activities that lessen the racial disparity on poverty in Dakota County.”

One concern constantly raised during our meetings is that employers show hesitation toward or even discriminate against those who have a felony conviction in their past.

As someone who teaches human resources and has recently earned the designation of senior professional in human resources, I am concerned with how we can educate employers who don’t have a formal human resources department to make sound hiring decisions. As the employer, you obviously want to hire the best employee possible. That means you hire the best person to “fit” the position you are hiring for.

What if someone is a perfect fit for the position, but doesn’t have the appropriate education? Or has a previous felony? What about not having the years of service you want?

Many employers set arbitrary hiring criteria for the

Make It Happen Scott Gunderson

positions they are hiring for.

So how do you help prevent an adverse hiring decision that can come back to haunt you?

The Equal Employment Opportunity Commission takes the position that the use of criminal conviction records has an adverse impact on racial minorities and is therefore unlawful — absent a business necessity. In considering criminal backgrounds, employers are well-advised to factor the nature, gravity and job-relatedness of the offense as well as when the offense occurred.

Hire an HR consulting firm to perform a job analysis – or conduct one yourself.

The Society of Human Resource Management defines a job analysis as “a systematic study of jobs to determine what activities and responsibilities they include, relative importance and relationship with other jobs, personal qualifications necessary for performance of jobs, and the conditions under which work

is performed.”

Job analysis can be done on any position, from minimum wage positions to executive positions. Investing in a job analysis can save you from potential discrimination charges later. You may also realize lower turnover because you are truly getting the “right” employee for the job.

Job analysis validates the qualifications — one example is requiring a high school diploma. Does the position require the level of skills that would be expected by a high school graduate? If not, then don’t use it to screen candidates.

Job analysis and job descriptions are important as they are based on fact. The position, regardless if you see it as an entry-level position, should have the analysis and descriptions prepared. They also should be reviewed at least once a year because of changing conditions of the position.

The “ONET” website http://online.onetcenter.org/ provides a wealth of information on position descriptions and competencies so you can establish solid and legal hir-

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

ing criteria when preparing job descriptions and the job analysis.

A published case of hiring discrimination described how a candidate applied for a coal handler position at a utility and was denied employment because he was not a high school graduate. The candidate challenged this and prevailed on two critical points: 1. Employment discrimination need not be overt to be present.

2. The burden of proof lies with the employer to show that any employment requirement is directly job-related.

It may seem logical that you can ask for anything in a candidate. However, as the case above demonstrates, you should be hiring for what the position actually needs, not what you as the employer wants.

Consider the case of a potential hire who has committed past indiscretions, but is a good fit for an open position.

That potential hire learned from past mistakes (just like

• Consider level of education, physical requirements, experience needed and any other bona fide occupational qualification • Create a job analysis and job description • When you advertise, differentiate “job requirements” from attributes and skills that are “nice to have” • Provide a realistic job preview of the position • Being honest up front promotes honesty in the future.

Don’t let fear factor into your hiring decisions. Examples would be not hiring candidates simply because they have a criminal record or do not speak English perfectly or their appearance leads you to believe they cannot perform the job.

In my previous role as a hiring manager, I encountered a male candidate with several tattoos. I liked the candidate, who was a good fit for the position; however, I had a policy against tattoos, but I asked him if he was willing to wear long-sleeved shirts. He said, “Yes,” and went on to be an excellent employee.

you and I have) and is ready to begin a new life. How strong do you think his or her loyalty to you will be for your offer of a second chance?

I just read an article in the Staffing Management magazine called “Hiring candidates that will stay.” The point of the article is to provide a realistic job preview to the candidate that can help you hire employees who will stick around. Not being up front and honest with your hires can lead to high turnover or low morale — or both.

In this day of having 100 applicants for every position, it is easy to select a candidate who exceeds the requirements for the position for a multitude of reasons; however, you may also be setting yourself up for a discrimination charge.

Here are some tips to help you make sound hiring decisions: • Before you do anything Scott Gunderson is the business else, identify the actual skills, and management department knowledge and abilities chair at Dakota County Technineeded for each position cal College in Rosemount.

Best Practices

Do work that you love to do, and the doors will open to you

by Jeff Appelquist SPECIAL TO THE TRIBUNE

I believe there is high honor in all work. Whether a person labors as a ditch digger, plumber, middle manager, homemaker, or chief justice of the U.S. Supreme Court, if that individual is willing to put in a full day of honest work, he or she deserves respect.

I also strongly believe that people should take to heart the advice of the great mythologist, author, and teacher, Joseph Campbell, who instructed a generation of his students, “Follow your bliss.”

A recent run of hilarious television beer commercials features the “Most Interesting Man in the World,” who dispenses wisdom on a whole range of subjects in addition to malt beverages. In one spot he provides career advice, looking deeply into the camera and saying, “Find out what it is in life that you don’t do well…. and then don’t do that thing…. stay thirsty my friends.”

I take that same concept, but work to spin it into a positive when I tell my two daughters (who like most teenagers have myriad inter-

Guest Columnist Jeff Appelquist

ests but have not yet settled on a specific path) to find out what they love to do in life, and then go do that thing.

In a unique and captivating book called, “Shop Class As Soulcraft: An Inquiry Into the Value of Work, author Mathew B. Crawford contrasts the “symbolic knowledge work” that predominates in the corporate world of today with the age-old experience of making and fixing things with one’s hands. Crawford has a Ph.D. in political philosophy from the University of Chicago and works as a fellow at the Institute for Advanced Studies in Culture at the University of Virginia. He also follows his bliss as a tinkerer with an intense interest in all things mechanical, and he owns a motorcycle repair shop in Richmond, Virginia.

In “Shop Class As Soulcraft,” Crawford seeks to restore the honor of the manual trades as a worthy pursuit,

even in our high-tech, global economy. Crawford laments that “In the 1990s …. shop class started to become a thing of the past as educators prepared students to become ‘knowledge workers.’”

The problem with this effort to move people through high school and college and into the cubicle as knowledge workers is that it undervalues labor that involves the manipulation of things rather than ideas.

The typical office worker is overwhelmed with administrative details, budgets, planning meetings, and evaluations that often provide precious little sense of real progress or accomplishment. It is frequently difficult to measure one’s individual impact in any tangible way. Crawford contrasts this with an electrician’s precise knowledge that the job has been successfully completed when the light switch goes on, or the satisfaction of a skilled mechanic who gets a broken motorcycle to run again.

Crawford emphasizes that the manual trades are differ-

ent from assembly line work and even many forms of white collar drudgery in that they require careful thinking.

He says, “It may be that I am just not well suited to office work. But in this respect I doubt there is anything unusual about me. I offer my own story here not because I think it is extraordinary, but rather because I suspect it is fairly common .… This book grows out of an attempt to understand the greater sense of agency and competence I have always felt doing manual work, compared with other jobs that are officially recognized as ‘knowledge work.’

Perhaps most surprisingly, I often find manual work more engaging intellectually.”

Ultimately, although he does not expressly say it this way, Crawford passionately advocates that each individual must follow his or her bliss, whether as a knowledge worker, a manual laborer, or in some other way.

So many of us “just work for a living.” We do our jobs as best we can, and we strive hard to support our families, but we get no particular energy nor do we take any special joy in doing what we do. We

fail to follow our true bliss.

I was just such a person for better than 20 years, laboring as an office/cube-dwelling knowledge worker. I was fortunate to be employed by some great organizations, liked my co-workers, and enjoyed certain aspects of my responsibilities.

I was thankful to be employed and understood full well how lucky I was — particularly in a tough economy — to have a steady paycheck.

But at the end of day, as is true for so many people, mine was “just a job.”

In early 2009, I struck off on my own as an entrepreneur, working to build a company that provides leadership training, workshops, and consulting services.

I also took time to write a book and a regular business column. Goodness knows I am no mechanic, and I still spend lots of time sitting at a desk looking at a computer screen; nevertheless, with as much certainty as at any point in my life, I am following my bliss.

Despite the occasional “entrepreneurial anxiety attack,” I am also the happiest I have ever been in my work

life. I feel richly blessed for the opportunity and encourage everyone, in whatever form it may take, to follow his or her bliss.

In his book, “The Power of Myth,” Joseph Campbell summarizes, “I always tell my students, go where your body and soul want to go. When you have that feeling, then stay with it, and don’t let anyone throw you off.” He goes on to say, “I even have a superstition that …. if you do follow your bliss you put yourself on a kind of track that has been there all the while, waiting for you, and the life you ought to be living is the one you are living …. I say follow your bliss and don’t be afraid, and doors will open where you didn’t know they were going to be.”

Jeff Appelquist is founder and president of Blue Knight Battlefield Seminars, which provides individual leadership and team development training. Jeff is a former Marine officer, practicing attorney, and corporate executive. His website is www.blueknightseminars.com, and he can be reached at jeff.appelquist@ blueknightseminars.com.

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November 11, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

What has been your most challenging experience?

The Dakota County Tribune’s 2010 Exceptional Businesswomen share the hardest business lessons they’ve learned

by Erin Johnson DAKOTA COUNTY TRIBUNE

I failed in my due diligence, which was my lesson going forward – trust but verify.

Darlene R a t h e r Miller than bail or pull out, I faced this challenge and convinced my banker that it was in our best interest for me to purchase the remaining interest in the company. To quote Frank Sinatra, “I did it my way.” Then I enlisted all the help I could find to make us successful.

The Dakota County Tribune Business Weekly runs a regular feature in which the recipients of our 2010 Exceptional Businesswomen Award offer their opinions on various business topics.

The first class of 15 honorees was selected by Tribune staff after an open nomination process. Recipients were chosen based on their accomplishments in business and the community.

Some of the 15 shared their thoughts on the question: What has been your most challenging experiMarie DeNicola, presience since entering the dent and CEO, MainBoutique and business world and what stream Mainstream Fashions did you learn from it?

Franchising – I had to learn Darlene Miller, presi- that good dent and CEO, Permac l e a d e r s h i p Industries – After I pur- means bechased my initial share in ing OK with the company, with all my not pleassavings and cashed-in life ing everyone insurance policies, I discov- and making ered that there were some the best de- Marie issues I wasn’t aware of. cisions you DeNicola

can for the company with all of the information you have available at the time.

Being at the top can be lonely at times, but to be effective you must be able to make the hard decisions.

Annette H. Marquez, president, The Perfect Occasion – I absolutely believe change is the most challenging experience in the business world.

C h a n g e presents both challenges and opportunities at the Annette H. same time. It Marquez is imperative businesses learn to embrace change, welcoming what it offers.

Change for change’s sake adds nothing, but not to be open to all that is around us is a huge business risk.

Just in the last 10 to 15 years alone, businesses have watched technology change how we communicate with our customers and our staff.

The global economy cannot be ignored, many companies are moving toward green initiatives and we are aware of an increasing age spread between our younger and older customers and employees. I have learned that to be successful it is necessary to always be open and willing to learn new things.

Beth Krehbiel, president, Fairview Ridges Hospital – One of the most challenging situations I have faced and continue to face is the balancing of priorities.

Health care, like most businesses, needs to attain the absolute highest Beth Krehquality, ex- biel cellent service and create value (managing costs) for our customers.

Other important strategies related to the three mentioned are having an

engaged work force and plans for growth. They are all important and it is not possible to compromise in any of the areas. It is tempting to make shortterm decisions to maximize one area. Cutting costs that impact wait times or service does not benefit our patients in the long term.

An ongoing challenge for most leaders is the ability to ensure balance and continual progress in quality, service and value while ensuring a strong work force and growth.

ness, the budget for advertising is next to nothing. So we needed to be better than others so our customers would be our advertising group.

We have been a wordof-mouth business since we began. What I have learned from that is that you have to have loyal customers and the area needs to support you. The other thing I realized is that you can’t be everything to everyone. You need to pick your niche.

You also need to be diversified. Since 1989, I have been an off-site caterer with Doris LaMott Hoel, my company Fun Foods chef and owner, Chateau Catering. I never gave that Lamothe up. So when Chateau LaW i n e mothe isn’t creating revD i n e enue, hopefully Fun Foods Events – is. I am always thinking The most outside the box of what we challenging can do differently to create experience more revenue. We have also is not be- Doris Lastarted to write a cookbook. ing able to Mott Hoel Never have all of your eggs advertise in one basket, as they say. the way we Erin Johnson is at want to and should. When you are a erin.johnson@ecm-inc.com. small, family-owned busi-

Lakeville has two senior living campuses in works Hosanna! Lutheran Church moving forward with senior facility; second group eyeing Lake Kingsley for campus

by Derrick Williams DAKOTA COUNTY TRIBUNE

Lakeville, already home to one senior-living facility that offers a spectrum of care to its residents, could have two more such facilities by 2012.

Hosanna!

Lutheran Church’s congregation on Oct. 31 overwhelmingly approved a plan to construct a senior-housing development to be built on the west side of Hosanna’s 58-acre property, located at 9600 163rd St. W. In addition, a separate senior-living project from different developers to be located on Lake Kingsley, near the Chart House Restaurant, was expected to be presented to the Lakeville Economic and Development Commission on Tuesday, Nov. 9.

Both projects would offer more than 80 units for seniors looking for independent- or assisted-living homes, as well as memory-

care suites.

The Lake Kingsley project would be developed

by Southview Senior Living Management and offer 32 memory-care units, 46 assisted-living units, and 23 independent-living units at the proposed 35,000-square-foot campus. The facility would be directly adjacent to the Chart House, located at 11287 Klamath Trail.

According to Hosanna, its facility is envisioned to have 20 independent-living units, 47 assisted-living units, 24 memory-care units and with two guest suites.

That said, the exact mix is still in flux and could change as plans are finalized, according to the church.

Lakeville City Administrator Steve Mielke confirmed that Hosanna and its potential partner, Ebenezer, have shown the city a concept for the develop-

ment.

“In concept, it looks pretty good,” Mielke said. “But we haven’t seen a proposal that’s ready to be turned in to the city or that can start the formal processes.”

Hosanna’s congregation approved moving forward with the project at its annual meeting, 92 percent to 8, according to the church.

According to reports, the Lake Kingsley project has been in the works for a number of years.

Frank Schoben, Chart House’s former owner and the current property owner of the land the facility would occupy, didn’t immediately return a phone call seeking comment.

Reports suggest ground breaking for the Lake Kingsley project could happen in January of 2011, and the facility could open in March of 2012.

As for the Hosanna project, the church says the facility’s units will likely

be market-based and not income-based.

The Lake Kingsley project would also have units available for those with lower incomes, according to reports.

Hosanna’s lead pastor, Bill Bohline, said in a letter to the congregation that the housing facility at Hosanna is designed to be attached to the west end of the 115,000-squarefoot church building. The church and the facility will share a covered drop-off and entryway and other services, such as a cafeteria, bank, and general store, he wrote.

“There will be countless opportunities for intergenerational ministries with our Hosanna children visiting and entertaining the residents and the residents coming our way for worship, study, or to volunteer,” Bohline said. “It will be a great example of God’s family caring for one an-

other.”

Bohline said a 2009 survey of Hosanna’s congregation found that 75 percent of people considered ministry with and for seniors an important initiative.

As a result, the church’s Vision Board began talking to potential partners, Bohline said, and that’s where Ebenezer emerged as the lead partner.

Construction on the Hosanna site would begin in the spring of 2011 with occupancy and move-in projected for summer of 2012.

Lakeville’s already home to one continuum-of-care senior facility.

Highview Hills went up in 2009, offering the first assisted- and memory-care facilities in Lakeville.

Highview Hills, located at Highview Avenue and County Road 50, is a 225,000-square-foot facility that offers 75 independent, 44 assisted-living, and

24 memory-care units.

Highview Hills is owned and operated by Minneapolis-based nonprofit Walker Methodist, which was founded in 1945 and operates nine other seniorliving facilities in Minnesota. According to its website, Walker focuses on “senior housing environments that enhance the growth of each individual,” and Highview Hills’ leaders emphasize the complex’s amenities and programs that will engage seniors.

Hosanna’s executive director, Mary Carroll, pointed to the church’s website, www.hosannalc.org, for more information about the church’s plans.

A call to Southview Senior Living Management wasn’t immediately returned.

Derrick Williams is at derrick.williams@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 11, 2010

7A

Sub shop trains its sites on Dakota County Cousins Subs looks to expand south of the river

by Jessica Harper DAKOTA COUNTY TRIBUNE

A new submarine shop may be diving into Dakota County.

Cousins Subs has its sights on expanding to Burnsville, Apple Valley, Rosemount, Lakeville or Eagan.

The Menomonee Falls, Wisc.-based chain aims to have 15 new stores, half of which will be in Minnesota, by next year, said Mark Cairns, director of franchise sales.

“It seems like a good progression up the Mississippi (River) across the border ... from a marketing and logistics standpoint,” he said, explaining why the company chose the south-of-the-river market.

Cairns said Cousins Subs has not yet chosen any specific locations.

At this time, the com-

Bio

Cousins Subs is based in Menomonee Falls, Wisc.

The franchise has 150 locations across the Midwest and in Arizona.

Website: www.cousinssubs.com

pany is seeking franchisees and a commercial real estate broker, he said.

“We really want to handpick a franchisee from that community who will support the store and have children who would already be in the schools,” Cairns said.

The fast-food chain currently has five restaurants in the Twin Cities, and plans to open one each in Winona and Hastings.

The expansion into Dakota County is just the latest of a series of new franchises. Cousins has grown significantly, with 30 new

locations in the last two years.

Franchise representatives declined to comment on the company’s revenue growth.

As for competition, Cairns said he is not worried.

The franchise has successfully competed against sandwich shops and burger joints since 1972, he said.

Cousins is unique, he said, in that it serves both cold and grilled sandwiches, as well as french fries.

Jessica Harper is at jessica.harper@ecm-inc.com.

Photo submitted

Cousins Subs is looking at expanding its franchise to Dakota County, specifically, Apple Valley, Burnsville, Eagan or Lakeville. The company also plans to open a restaurant in Hastings.

Solar electric systems achieve record numbers in Minnesota Harnessing solar energy to power a home or business in Minnesota may seem like a challenge, but a growing number of residents and companies are finding that Minnesota is a much sunnier state than its numerous gray, winter days would suggest.

A record number of solar electric systems has been installed in Minnesota in 2010, according to the Minnesota Department of Commerce Office of Energy Security. As of Nov. 4, a total of 178 installations had been completed so far this year — already more than double the 76 new installations reported in 2009.

Virtually every region in the United States has sufficient solar energy to produce electricity, and Minnesota is no exception. While solar electric, or solar PV (photovoltaic) systems work best on clear summer days, they also produce energy during the dead of winter when temperatures reach 20 degrees

below Fahrenheit. In fact, average annual solar resources in Minneapolis are comparable to solar resources in Jacksonville, Fla., and Houston, Texas.

“Minnesota may not be a solar power like California,” says Brian Ross, a solar energy proponent who seven years ago installed solar electric and solar hot water systems at his north Minneapolis residence, “but we’re making significant progress.”

Minnesota currently has 503 solar electric installations with 2.75 megawatts of solar electric capacity.

The 178 new installations this year represent a 55 percent increase in the total number of installations (325) from the beginning of the year.

Driving the recent spike in installations is a 20 to 25 percent decrease over the past year alone in the price of installing solar. This means the cost of an average residential solar electric system in Minnesota is about $7.50 per watt, down

from about $10 per watt.

Rebates from utilities and sizeable incentives, such as the State Solar Electric Rebate program administered

by OES, have further lowered the cost of entry.

So far this year, OES has approved 260 solar electric rebates for residences and small businesses, with a total capacity of 1.5 megawatts. A total of $2.5 million in rebates was made available by OES early this year, and by May those funds were fully committed.

The 2010 state rebate program includes up to $500,000 for solar hot water and solar air heat systems; the majority of those funds are still available.

The rebates have given the solar industry a boost, according to Philip Lipetzky, a solar installer for Green Energy Products LLC in Springfield, Minn.

“For people on the fence — and there are a lot of them — receiving a rebate is often the deciding factor,” Lipetzky said.

Minnesota is solarfriendly in other ways, too.

The value of solar electric systems is excluded from real property taxation, and solar systems in general are exempt from state sales tax.

Some utilities offer grant, rebate or loan programs to fund solar systems. In many cases, a federal Renewable Energy Tax Credit of 30 percent can be applied to the cost of residential or business solar systems installed between Jan. 1, 2009, and Dec. 31, 2016.

Consumers and businesses interested in solar or other renewable energy systems should visit the OES website, www.energy. mn.gov (click on “Renewables” and then “Solar”) and the Minnesota Renewable Energy Society website (www.mnrenewables. org ). For a listing of all available government and utility incentives for solar, visit the Database of State Incentives for Renewables and Efficiency at www. dsireusa.org.

New Minnesota Manufacturing Careers website offers resources Students, job seekers and teachers interested in exploring careers in manufacturing have a new online resource: www.MNManufacturingCareers.org.

“Visitors to the Minnesota Manufacturing Careers website will be able to research manufacturing careers, learn about education options and find manufacturing employ-

ers,” said Minnesota Department of Employment and Economic Development (DEED) Commissioner Dan McElroy. “In addition, educators will find an abundance of resources and creative ideas for guiding student exploration and inciting interest in manufacturing.”

Minnesota Manufacturing Careers is a part of IS-

EEK, Minnesota’s comprehensive career, education and job resource. DEED supplied manufacturing-related labor market information and salary information. MinnesotaWorks.net, the state’s job bank, partnered with ISEEK to promote manufacturing jobs, internships, apprenticeships and volunteer opportunities on the manufacturing

portal.

Minnesota Manufacturing Careers was funded by the Central Minnesota Manufacturers Association and Metro Alliance for Customized & Continuing Education.

For more information about manufacturing in Minnesota, go to www.MNManufacturingCareers.org.

NAHB: Remodeling index flat during sluggish economic recovery The latest National Association of Home Builders’ (NAHB) Remodeling Market Index (RMI) remained essentially unchanged at 40.8 in the third quarter, compared with 40.7 in the second quarter.

An RMI below 50 indicates that more remodelers report that market activity is declining than report that it is increasing; so, on balance, it was the sentiment of remodelers that the market was still declining in the third quarter. The RMI has been running below 50 since the final quarter of 2005.

The overall RMI combines ratings of current remodeling activity with indicators of future activity like calls for bids. In the third quarter, the RMI component measuring current market conditions climbed to 43.4 from 42.6 in the previous quarter. The RMI component measuring future indicators of remodeling business declined marginally, to 38.1 from 38.9 in the last quarter.

Again, index numbers below 50 mean that a preponderance of remodelers are reporting declining conditions.

“Consumers remain cautious about spending due to uncertainty in the economy, high unemployment and scarce credit,” said NAHB Remodelers Chair Donna Shirey, CGR, CAPS, CGP, a remodeler from Issaquah, Wash. “Homeowners may be looking at remodeling but they are scared to take the leap.”

The current conditions

indices for the remodeling market remained stable in three regions: Northeast 41.6 (from 41.4 in the second quarter); Midwest 44.9 (from 44.7); and South 42.3 (from 42.4). The West showed more improvement with a jump to 49.3 (up from 42.0).

Major additions increased modestly to 45.8 (from 44.2), as did minor additions to 46.4 (from 45.8) and maintenance and repair to 37.1 (from 36.6).

The indices for future remodeling business stayed mostly level. Calls for bids slipped to 42.9 (from 46.2).

Work committed for the next three months grew to 30.3 (from 27.9). The backlog of remodeling jobs dipped to 37.2 (from 37.7), and appointments for proposals declined to 41.9 (from 43.7).

“The remodeling market hit the same mid-year stall that the rest of the housing market and the economy hit. Remodeling continues to remain weak as consumers hold off on investing in their home until they feel more confident about the overall economy,” said NAHB Chief Economist David Crowe.

“The economy is growing, but at a rate well below the level needed to reduce unemployment and ignite consumer confidence. For now, professional remodelers are concentrating on consumers’ requests for smaller home improvements until the economic recovery strengthens.”

For more information about remodeling, visit www. nahb.org/remodel.

8A

November 11, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley Police: Girl helped boyfriend rob her parents An Apple Valley girl allegedly helped her new boyfriend and his friend steal her parents’ safe, containing money and important documents, on Oct. 19.

According to a Dakota County criminal complaint: The girl originally told police two robbers wearing masks, one armed with a gun, broke in and told her to lie on the floor.

She said she heard the men rummaging through the house, and they eventually stole the safe from an upstairs bedroom.

When her parents arrived home, they told officers the safe contained between $50,000 and $60,000 and important documents.

Later that day, police were again contacted and were told the girl had changed her story, admitting to being part of the theft.

The girl reportedly told police that she allowed her boyfriend of several weeks, 19-year-old Dominique Terrell Williams of Rosemount, and his friend named Alex, into the home to remove the safe.

Police included a picture of Alexander Benson Witso, Rosemount, in a photographic lineup, and the girl identified Witso as the person who helped steal the safe.

On Oct. 21, police executed a search warrant at Witso’s home and discovered $14,600 in a blue-zippered case under his bed.

In the garage, officers found a hammer with grey paint on it, similar to the color of the stolen safe.

Witso, who refused to speak with officers about the case, is charged with theft and receiving stolen property, both felonies.

The girl has not been charged with a crime, and charges against Williams in this case had not yet been filed as of Wednesday, but two earlier complaints charge him with three other felonies: simple robbery, theft and terroristic threats.

According to those Dakota County complaints: On Dec. 4, 2009, a man reported being robbed after he gave Williams and a juvenile male a ride from Rosemount High School to an unidentified Apple Valley location.

The complaint states that Williams sat next to the victim in the front seat and the juvenile sat behind the victim.

Once they arrived at the location, the boy reached around and grabbed the man, held him against the seat and said, “Cough up your sh-t.”

Williams then went through the man’s pockets and took his cell phone and iPod, and he and the juvenile ran away.

On Dec. 9, police spoke with Williams, and he admitted getting a ride with the man but denied robbing him, claiming the man’s allegations were the result of a “drug deal gone bad.”

Officers also learned that the juvenile had committed another robbery in the same manner the day after this event.

On April 13, a man reported he’d been standing in an Apple Valley driveway with friends when Williams drove a car into the driveway, got out, walked up to the man and said they had a problem.

He told the man he had a gun and he wanted the man to empty his pockets.

Williams took a pack of cigarettes and an iPod from the man, telling him he would “smoke” him if he called police.

When police arrested Williams later, they didn’t find a weapon or the iPod. Williams admitted to approaching the man in the driveway, but denied stealing anything.

— Laura Adelmann

Burnsville

Eagan

Crichton, Kealey win council race Two staunch fiscal conservatives easily won re-election Tuesday to the Burnsville City Council, with one of them – Charlie Crichton — gaining a sixth term, a council record.

Crichton, first elected in 1992, was the top vote-getter in a four-way race for two four-year terms. He got 36 percent of the votes cast by 30,183 residents.

Dan Kealey, re-elected to a second term, followed with 33 percent.

Challengers Greg Tomlinson and Paul Mudge, who both criticized the council’s decision to build the Performing Arts Center and the center’s financial performance, followed with 20 and 10 percent, respectively.

“I think I try to do what’s right for the city and use common sense to solve problems,” Crichton, 83, said of his enduring popularity.

He’s already prepared to oppose in December the city’s maximum 2011 tax levy of 5.6 percent, which can be reduced before final approval.

“We may need to increase it a little bit, but it certainly shouldn’t be that much, especially now when there’s no (inflationary) increase in Social Security,” Crichton said. “We have a lot of people who depend on Social Security. What makes us think we can raise the tax when people don’t get more income?”

Crichton and Kealey both voted against building the arts center, but Kealey, 53, said the council has refocused on boosting revenue and bookings at the rental facility. In its first year, 2009, the center required a larger city operating subsidy than projected.

There are two promising ideas for boosting the center’s performance and the bottom line, he said.

One is creation of a foundation fund with which the center’s management firm, VenuWorks, could book and produce shows without putting taxpayer money at risk.

The other is a possible concert series produced by Minnesota Zoo concert promoter Sue McClean and Associates, Kealey said. The company, which has already booked the center for a Travis Tritt country show, could bring in more and bigger acts, he said.

Kealey called for the city to aggressively seek ways to consolidate services with other local governments, citing the countywide emergency dispatch center and Burnsville’s cable television programming partnership with School District 191 as examples.

“I think the new normal today is government is going to get smaller and will have to do more with less,” Kealey said.

Photo submitted

A benefit for the Hanson children – Thorin, 9, Ingrid, 11, and Bjorn, 1 – has been set for Nov. 15.

Benefit set for children of family torn apart by violence

Voters returned incumbents Gail Morrison and Dan Luth to the Burnsville-Eagan-Savage school board for another term and added Jim Schmid and Paula Teiken to fill the remaining two open seats.

Peter Beckel was the fifth candidate running for a seat on the board, but did not get enough votes to make the cut.

Morrison garnered 11,580 votes, Schmid had 9,786, Teiken had 9,667 and Luth had 9,586. Beckel receive 7,458 votes.

Board members Susan Martin and Nancy Banyard opted out of seeking re-election, leaving open two seats. Both Schmid and Beckel have been candidates previously. Teiken has experience with special education advocacy.

District 191 is in a better financial position than some of its neighbors. It did not have to make any cuts this year and did not need to include an operating levy referendum on the ballot.

With the state-funding situation unknown, administrators have said they expect there will be a need for some future cuts.

At the candidate forum last month, among the big issues were ensuring as much money stays in the classroom as possible, future demographic changes in the district (and the resulting achievement gap) and student achievement vis-a-vis federal mandates.

Organizers are hoping to draw a crowd to a Nov. 15 benefit in Lakeville to help children from an Eagan family ripped apart by domestic violence.

In August, Charles Hanson and his wife, Svetlana Hanson, were fatally shot through their window as they sat in their Eagan living room.

Police said the shooter – Svetlana’s ex-husband, Robin Bhattacharyya – then walked to the side of the house and used the same shotgun to take his own life.

Three children, including the Hansons’ infant son, were upstairs and not harmed during the shooting.

The children – ages 11, 9, and 1 – are now living with relatives and trying to adjust to a new life.

To assist their new families financially, and also to support the Lewis House, an Eagan women’s shelter, community businesses and volunteers have rallied to organize the event.

The benefit, from 5:30 to 8:30 p.m. at the Holiday Inn, 20800 Kenrick Ave., Lakeville, will feature entertainment, a silent auction, speakers, food and beverages.

Tickets are $20 and can be purchased online at www.hansonchildrenbenefit.com.

Speakers will include Apple Valley chiropractor Dr. Hal Brown and the two oldest children, as well as Leslie Metzen, senior director of violence prevention with 360 Communities.

Sarah Gutierrez, co-owner of the nonprofit Chicks for a Cause, is volunteering her time and expertise to help run the event, and said while the benefit is intended to be fun, it is also an opportunity to inform people about domestic abuse.

“We’re not just throwing a party. We want to educate people and bring awareness of domestic violence,” Gutierrez said.

All ticket proceeds will go directly to support the Hanson children, and some of the other funds raised will help support the Lewis House.

Brown said he was close to Charles, who was previously married to Brown’s sister. Brown said the tragedy was horrible and affected many, including first responders, friends, coworkers and the entire family.

Brown said the baby has been taken in by Charles’ brother and wife of Duluth, who already have two preschool-age children.

He said the two older children are being raised in Eagan by their mother, who has delayed her plans to attain a master’s degree and was recently laid off from her job.

The children have become somewhat withdrawn, and are taking a break from some of their activities for now, Brown said.

Brown said he hopes they will be encouraged attending the event and seeing how local businesses and volunteers are eager to help.

Contributors include the Holiday Inn, Lakeville; members of the Burnsville, Lakeville and Dakota County chambers of commerce; and Country Cabinets of Lakeville.

For more information, contact Brown at (651) 241-1769.

— Aaron Vehling

— Laura Adelmann

— John Gessner

Incumbents win District 191 race

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 11, 2010

9A

News Roundup Recent news from around Dakota County

Farmington

Lakeville

Rosemount

Fogarty, Bartholomay win Farmington City Council race

Dahl voted out of office, Bellows elected mayor

Farmington’s longest-serving City Council incumbent, Christy Jo Fogarty, easily led all challengers in Tuesday’s election, earning 2,409 votes and capturing 21.24 percent of the vote.

In an upset, newcomer Jason Bartholomay unseated Steve Wilson on the council, with 2,151 votes and 18.97 percent of votes cast in the race.

He beat Wilson, who was seeking a third term on the council after being appointed to the board in 2005 and reelected in 2006, by 175 votes.

Wilson came in at 1,976 votes and earned 17.42 percent of the vote.

Former council members David Pritzlaff and Jerry Ristow, who also has served as mayor, ended the night in fourth and fifth place respectively.

Pritzlaff earned 1,834 votes, a 16.17 percent capture and Ristow garnered 1,378 votes, 12.15 percent of ballots cast in the race.

Challenger Don Hayes received 1,033 votes, a 9.11 percent share, and Lenny Hall had 511 ballots cast for him, a 4.51 percent share.

In an interview Tuesday night, Fogarty thanked supporters and voters as well as all the candidates who ran, calling them people who are all tremendously smart and talented.

She declared this, her third term in office, as the final time she will serve on the Farmington City Council.

“I’m a strong believer in term limits. This is my third and final term,” she said.

However, she didn’t rule out seeking another office, but said she’s undecided at this time.

Also reached Tuesday night, Bartholomay thanked voters, supporters and volunteers, congratulated Fogarty, and said he’s looking forward to working with other council members and Farmington Mayor Todd Larson.

He also thanked Wilson for his service and dedication to the Farmington community.

Bartholomay added that the other candidates in the race brought forward good ideas that he will pursue as a council member.

“I am thrilled to be elected to the Farmington City Council. I look forward to putting our city in a better fiscal position and improving the quality of life for our residents,” he said.

Wilson said he was grateful to all the people who supported him.

“I am grateful for their support, and the opportunity I’ve had to serve the city. I enjoyed every minute of it,” Wilson said.

Voters elected three new people to take open seats on the Farmington school board.

The newly elected board members – Tera Lee, Brian Treakle and Melissa Sauser – will officially take their seats in January.

Lee had about 21 percent of the vote, Treakle about 19 and Sauser about 16.

Current board chair Veronica Walter came in fourth place with about 15 percent – not enough to keep her seat.

None could be reached for comment by press time.

As previously reported: Tera Lee, a vocal Farmington parent, has fought for lower class sizes this year by speaking at school board meetings and e-mailing parents. Brian Treakle said he decided to run for school board because he is a believer in the public education system. But he said in order for the system to work, schools need to focus resources on the classroom. Sauser ran to focus on how to improve communications among the district, parents and Farmington schools.

Lakeville’s two-term incumbent Mayor Holly Dahl was defeated by City Council veteran Mark Bellows on Nov. 2, ending a four-year run for Dahl as mayor.

Bellows, who earned 58 percent of the vote, easily de- Mark Holly feated Dahl, who netted just Bellows Dahl 42 percent.

Bellows, who is also a pastor, ran on being a fiscal conservative and pledged to further reduce spending by a city government he said could be more efficient.

For Dahl, the 2010 campaign was a gauntlet that dragged her personal life to the forefront of the race as she faced questions about unpaid and allegedly fraudulently-obtained business loans for her cancer-stricken husband Kevin Dahl’s business.

Dahl was first elected mayor in 2006. It wasn’t her first time being elected by voters in Lakeville. Prior to being mayor, she served for eight years on the Lakeville Area Public School District’s School Board.

The victory for Bellows is nearly the same margin by which Dahl won re-election over then-council member Wendy Wulff in 2008.

While Dahl couldn’t immediately be reached after the election, she did say last month in a story in Thisweek Newspapers that she still felt she was doing, and could continue to do, a good job leading Lakeville, despite her personal struggles.

“In my personal life, sometimes I walk around and it’s a bit of a fog. But then I come to City Hall and I can focus on my work for the city and this community,” Dahl said. “I think I’m a good person for this job. We were an exception to many of the rules when it comes to where Lakeville ranks among Minnesota cities in terms of satisfaction.”

Bellows, who also couldn’t be reached for comment, told — Jessica Harper Thisweek Newspapers last month that he was running for mayor, in part, out of frustration.

“I’m running on a set of values and a vision I have for the city. I feel it’s a bit like a call to duty,” he said.

He said he was recruited, in large part by the business A Rosemount man who officials allege was involved in community, because of his fiscally conservative track record, an extortion scheme is now also charged with five felony tax and his interest in better communication.

“The answer is not to throw your hands up in frustration crimes.

According to the Minnesota Department of Revenue, and disengage from the process,” Bellows said. the Dakota County Attorney’s Office has charged Ricky Eugene Pouncil, 46, with five counts of failing to file tax Derrick Williams returns.

Police allegedly discovered Pouncil had more than $2 million in gambling income since 2000, and found Pouncil has reported almost no income since 2002.

Additionally, the department stated Pouncil allegedly failed to file tax returns when he made enough money that required him to do so.

All three incumbents running for their seats on the Lakeville Officials began investigating Pouncil in May, after a School Board managed to be re-elected on Nov. 2.

Bloomington man committed suicide and left behind a note Current board vice chair Michelle Volk, Roz Peterson and stating, “I am being extorted over $500,000. Best for my Jim Skelly will return. family and friends.”

Outsider Randy Pronschinske narrowly missed election, Police discovered the man had already borrowed though, finishing a mere 343 votes behind third-place finisher $200,000 from a business partner and obtained $350,000 Skelly. from a home equity line of credit when Pouncil a prostitute Volk led all candidates with 10,043 votes, Peterson netted allegedly began contacting him for more money.

9,376 votes, and Skelly earned 9,186. Pronschinske secured When questioned by police, Pouncil said he has been a 8,843 votes. pimp for the last 20 years.

And while the four candidates differed on many issues, when Investigators allege they have found evidence Pouncil it came to the biggest of the election, all four supported the dis- co-owns a Hummer and bank records indicate two $9,000 trict’s three levy questions on the ballot seeking additional prop- checks were made payable to Pouncil in 2007. erty tax dollars.

Each felony is punishable by up to five years in prison With two of the question failing, the incumbent board now and/or a $10,000 fine. faces the task of adjusting $15.4 million over the next biennium Regarding the extortion allegations, Pouncil is facing two from the Lakeville school district’s nearly $100 million budget. counts of felony coercion, scheduled for trial in February.

— Aaron Vehling

— Derrick Williams

Laura Adelmann

192 board chair Walter voted out, three new faces in

Bill Droste remains undefeated Bill Droste will continue to lead the city of Rosemount as mayor.

Droste was re-elected Nov. 2 in a race against Rosemount resident and businessman Kurt Hansen.

Droste took 55.49 percent of the vote while Hansen received 44.11 percent.

“It was an honor serving residents over the last eight years, and I look forward to continue working and doing good things for the city of Rosemount,” Droste said Wednesday.

During the campaign, Droste focused on accomplishments he and the council had made in recent years such as approving con- Mayor struction of the new library, and residen- Bill Droste tial and commercial buildings.

Voters likely wanted to stay the course, the two-term mayor said about his win.

“When I went out knocking on doors, most people said they like the progress we made ... Generally, I’ve heard positive comments,” he said.

Now that the election is over, Droste said he is concentrating on job creation, the local economy and expanding business while continuing to work on Rosemount’s tax rate.

Challenger Kurt Hansen was less upbeat about the outcome.

“I think Rosemount missed an opportunity for a change,” he said.

Hansen said he disagrees with the direction taken by the current mayor.

“We need a change in attitude toward citizens,” Hansen said after the election. “They work for us and we get the impression that we are there for them.”

Hansen said he believes his loss was due to a lack of name recognition – that he didn’t have as much time as Droste to door-knock due to his veterinarian practice.

Man faces felony tax charges

Incumbents hold seats on Lakeville’s school board

— Laura Adelmann

10A

November 11, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Minnesota voters engineer stunning change in state Legislature

by T.W. Budig DAKOTA COUNTY TRIBUNE

Minnesota voters Nov. 2 engineered a stunning change in the Minnesota Legislature, taking away control of the House and Senate from Democrats and giving Republicans majorities in both bodies.

“We knew it was possible, but I didn’t expect it,” said Sen. Ray Vandeveer, RForest Lake.

“It’s actually kind of stunning,” he said of Republicans wrestling control of the Senate — a body Republicans/conservatives haven’t held in almost 40 years.

Senate Republicans picked up 16 seats — “and every one of them is solid,” said Senate Minority Leader David Senjem, R-Rochester.

There’ll be no recounts.

“Now we have to understand we have some responsibility — responsibility comes with winning,” he said. “And we understand that.”

One former Republican senator who swept back into the Senate in a strong win was Sean Nienow of Cambridge.

“The message I had resonated,” Nienow said.

He told voters, Nienow said, that state revenues are increasing and the state just needs to live within the increase.

Light bulbs went on, the former senator said.

“And the light bulbs would go on. And people would say, “Ya,” said Nienow, who defeated Sen. Rick Olseen, DFL-Harris, by a wide margin.

In the House, Republicans picked up between 21 to 23 seats, said House Mi-

Photo by Rick Orndorf

Photo by T.W. Budig

Republican gubernatorial candidate Tom Emmer basks in sweeping Republican victories on the national and state level. His race was still in doubt on Wednesday and appeared headed for a recount.

Democratic gubernatorial candidate Mark Dayton appeared early Wednesday morning at the Democratic election night party in Minneapolis. Dayton, who holds a slight lead over Republican gubernatorial challenger Rep. Tom Emmer, said he was cautiously optimistic.

Dayton claps standing next to his running mate Sen. Yvonne Prettner Solon of Duluth.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

nority Leader Kurt Zellers, R-Maple Grove, early Wednesday morning.

Zellers attributes the big increase to excellent candidates who honed on the message of jobs and the economy, and the wise use of campaign funds.

“We are so proud of our candidates,” he said.

Rep Matt Dean, R-Dellwood, is convinced Zellers will be the next Speaker of the Minnesota House.

Rep. Mary Liz Holberg, R-Lakeville, was surprised by the number of seats House Republicans gained.

“It’s pretty amazing,” she said.

“As we suffered in 2006 with a Democratic wave —

anti-war, anti-(President) Bush — Democrats in Minnesota are suffering with the anti-Washington, antispending, anti-(President) Obama wave,” Holberg said.

“It’s a tough business,” she said of politics.

Difficult to maintain high-water mark House DFL leaders had expected to lose seats — House Speaker Margaret Anderson Kelliher, DFLMinneapolis, said it’s difficult to maintain a highwater mark.

But Kelliher expected Democrats to keep control of the House.

Nationally, too, Demo-

crats sustained significant losses, losing control of the U.S. House.

Democratic U.S. Sen. Amy Klobuchar explained she is not basking in doom and gloom as some Democrats. “We’re going to have to work together,” she said of Democrats and Republicans.

“Courage is going to be defended now by not standing alone but standing next to someone you don’t always agree with and working for the betterment of the country,” she said.

Democrats in the U.S. Senate maintained control by a slim margin.

Stunning Republican gains in Minnesota extend beyond the Legislature to the state’s congressional delegation.

Stunning upset in

8th District In the 8th Congressional District, political newcomer Chip Cravaack of Lindstrom upset 18-term DFL Congressman James Oberstar, House Transportation and Infrastructure chairman.

All the other U.S. House members were re-elected.

In the high-profile 6th Congressional District race, Republican Congresswoman Michele Bachmann trounced her Democratic challenger, Sen. Tarryl Clark of St. Cloud.

Unlike the Democratic wave of 2006 that saw two state Republican constitutional officers defeated, all the DFL state constitutional officers were re-elected.

Otto, Swanson, Ritchie win

State Auditor Rebecca Otto, Attorney General Lori Swanson, and Secretary of State Mark Ritchie all won second, four-year terms.

In the governor’s race, it appears the tight contest between Republican guber- T.W. Budig is at tim.budig@ natorial candidate Rep. Tom ecm-inc.com.

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Emmer and Democratic gubernatorial candidate Mark Dayton may be heading to a recount.

Early Wednesday morning, Dayton at the Democratic election night party at the Hilton in Minneapolis took the stage, joking about the amount of energy the crowd had at 2 a.m.

Dayton said the voting counting process would take time. He was “cautiously optimistic,” he said.

Dayton has about 9,000 vote lead as of Nov. 9.

Emmer told his supporters gathered in Bloomington election night the votes were going in the right direction.

Independence Party candidate Tom Horner conceded the race Tuesday night after winning about 12 percent of the vote.

“We showed that there’s still a (political) center in Minnesota,” Horner said.

Horner said he was sincerely interested in working with either Dayton or Emmer in the future on solving the state’s problems.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 11, 2010

11A

Capitol Commerce

Pawlenty plans for new administration The governor met with both Emmer and Dayton on transition issues

by T.W. Budig ECM CAPITOL REPORTER

Gov. Tim Pawlenty met Nov. 9 with the two remaining gubernatorial candidates to discuss transition issues.

Separate planned meetings with Republican Tom Emmer and Democrat Mark Dayton took place before the actual winner of the Nov. 2 governor election is known.

“I genuinely hope that doesn’t become necessary,” said Pawlenty Nov. 4 of continuing to serve as governor beyond the expected end of his term, because the election process hadn’t yet produced a successor.

If he has to, he will perform the expected duties of the governor, Pawlenty explained.

Preparing for new administration Pawlenty said his administration has been preparing for months for transition, and a lot of work has already been done.

He has directed admin-

istration officials, such as Office of Management and Budget Commissioner Tom Hanson, to “open up shop” for Emmer and Dayton.

Administration officials have been told to “reach out” to the candidates, Pawlenty said.

In explaining how state budgets are prepared, Hanson indicated a lot of the basic preparation work can get done even though final decisions must await a new governor.

The two candidates, Pawlenty suggested, could work on transition informally.

He questioned the wisdom of officially opening “dueling transition offices.”

ed during my eight years,” Pawlenty said. “It worked for me.”

In gubernatorial election news, the Dayton for Governor campaign announced Nov. 4 the formation of a leadership team to monitor certification of the election and prepare for a possible recount.

The team will be directed

by Ken Martin, who directed the successful 2008 legacy amendment campaign.

Chief counsel is Charlie Nauen, of Lockridge Grindal Nauen, who represented the Franken campaign in St. Louis County and handled other matters during the 2008 Senate recount.

Joining Nauen will be Photo by Tim Budig Canvassing under former U.S. Attorney David Gov. Tim Pawlenty plans to meet with both Republican gubernatorial candidate Rep. Lillehaug of Fredrikson & way Tom Emmer and Democratic gubernatorial candidate Mark Dayton to discuss adminByron, who was also active in Pawlenty was cautious in istration transition issues. Pawlenty said he hopes the unresolved governor’s race would the Senate recount. talking about a canvassing speedily come to a conclusion. currently under way in the T.W. Budig is at tim.budig@ governor’s race. ecm-inc.com. ally and in Minnesota.” living within its means, he mer about dealing with the Speaking about the Nov. The message was one of explained.

Legislature, Pawlenty sug2 election, Pawlenty spoke of Asked whether he had any gested things work out. a “clear, undeniable message wanting a different direction – a direction of government advice to give Dayton or Em“I got most of what I wantdelivered (by voters) nation-

Koch named Senate Majority Leader

by T.W. Budig

caucus.

ECM CAPITOL REPORTER

Sen. Amy Koch of Buffalo is the new Republican Senate Majority Leader.

Koch, who oversaw the election efforts that helped put Republicans in control of the Senate for the first time since the Watergate era, was elected leader by her caucus on Friday, Nov. 5.

She is the first woman Senate majority leader in state history.

“The historic significance of Tuesday’s election cannot be overstated,” said Koch, who spoke of filling voters’ expectations for lower taxes, less spending and smaller government.

Koch indicated Tuesday’s vote gave Senate Republicans a mandate.

“In big terms, we’re talking about spending within your means, we’re talking about limiting government, expanding the private sector, and by that we intend to get the private sector hiring again,” she said.

Koch spoke of admiring a saying of former President Ronald Reagan that there’s no end to what can be accomplished if you don’t worry who gets the credit.

“I firmly believe in that,” she said. “I have a tremendous amount of respect for the people you see standing behind me,” Koch said of her

Defeated Sen. David Hann Koch defeated Sen. David Hann, R-Eden Prairie, in the race for majority leader. Republican colleagues, including Hann, spoke glowingly of Koch’s abilities.

“She’s very much like a statewide candidate,” said Sen. Geoff Michel, R-Edina, of the experience Koch gained leading the caucus’s election efforts.

Koch spoke of getting along with the Senate Democratic minority — Senate Republicans at the close of past legislative sessions have intensely complained about being treated unfairly by Senate Democrats.

“There’s no time for that,” Koch said of Republicans settling old scores with Senate Democrats.

“We look forward to working with the minority and moving ahead on things that will improve the quality of life for Minnesota,” she said.

Koch, 39, was first elected to the Senate in 2005.

In recent sessions, she has pushed for the lifting of the nuclear power plant moratorium, among other initiatives.

A veteran and businessperson, Koch attended language school in the military

seats over House DFLers. and speaks Russian.

Zellers spoke of a focus She is married and a on job creation, boosting the mother. state economy, making the Democrats elect Bakk business climate more congenial. minority leader “We’re going to live within Senate Democrats this our means,” Zellers said, addweek elected Sen. Tom Bakk, ing that the projected eight DFL-Cook, their minority percent growth in state revleader. enues should be enough ad“While the election ditional money — there’s no changed many things in St. need to raise taxes.

Paul, it did not erase the his“It’s going to be great,” he toric challenges facing our said of Republicans controlstate,” Bakk said. ling both the House and Sen“Our priority now is to ate. work with the new governor Still, Zellers spoke of a and the incoming majority “probationary period” for Reto grow jobs and forge a fair, publicans in terms of meeting responsible balanced budget,” voter expectations. he said in a press release.

On the idea of finding Bakk was Senate tax comcompromise, Zellers noted mittee chairman and unsucthat Republican Gov. Tim cessfully sought the DFL guPawlenty and the DFL-conbernatorial endorsement this trolled Legislature managed year. to reach agreements. “I think Senate Republicans are we’ll be able to do the same not the only Republicans asthing,” he said. suming power.

When asked about comVictorious House Repubpromise, Pawlenty suggested licans are expected to meet that Republicans hold firm to Saturday, Nov. 6 at the State their principles.

Capitol to pick new leaders Campaign like you’ll govfor their new majority caucus. ern, and govern like you campaigned, Pawlenty recomHistoric mended.

opportunities

House Minority Leader Kurt Zellers, R-Maple Grove, spoke of “historic opportunities” ahead for the Republican caucus, holding a small numerical advantage in

Respect is sought “They (voters) may not always agree,” he said. “They may not always like you. But at least they’ll respect you,” Pawlenty said.

Photo by Tim Budig

Sen. Amy Koch of Buffalo on Nov. 5 was elected Senate Majority Leader by her Republican Senate colleagues, becoming the first women Senate majority leader in state history.

House DFLers this week elected Rep. Paul Thissen, DFL-Minneapolis, House minority leader.

Thissen is a former human services committee chairman and like Bakk sought the DFL endorsement for governor.

Watching former colleagues go, even of a different party, can cause pangs.

Rep. Jim Abeler, R-Anoka, has always tried to reach across the aisle to Democrats,

he explained.

And he has made friends.

“Some of the (DFLers) people who got defeated are very good people,” he said.

But he wasn’t sorry to see others go, Abeler indicated.

Some others were defeated because they were unwilling to work with others, and “it just caught up with them,” he said.

T.W. Budig is at tim.budig@ ecm-inc.com.

12A

November 11, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Nov. 11, 8:30 to 9:30 a.m., Coffee Break, Insty Prints, 1975 Seneca Road, Suite 500, Eagan. Information: Michelle Tighe at mtighe@ dcrchamber.com. • Friday, Nov. 12, 7:30 to 8:30 a.m., Government Affairs Committee, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Information: Ruthe Batulis at rbatulis@dcrchamber. com. • Tuesday, Nov. 16, 10 a.m. to 4 p.m., Ricoh’s Technology Showcase, Ricoh Business Solutions, 1110 Centre Pointe Curve, Mendota Heights. Information: (651) 452-9872 or http:// www.ricoh-usa.com. • Wednesday, Nov. 17, 5 to 7 p.m., County-Wide Business After Hours, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Information: Michelle Tighe at (651) 288-9202 or mtighe@dcrchamber.com. • Thursday, Nov. 18, 7:30 to 8:30 a.m., Eagan Area Business Council, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Information: Ruthe Batulis at rbatulis@dcrchamber.com. • Thursday, Nov. 18, 4 p.m., ribbon cutting at Mendoberri Cafe and Wine Bar, 730 Main St., Mendota Heights. • Wednesday, Nov. 24, noon to 1:15 p.m., ChamberNet, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetnam at (952) 469-9229 or Jodie Sonterre at (651) 209-9906.

Apple Valley Chamber of Commerce events: • Wednesday, Nov. 17, 5 to 7 p.m., County-Wide Business After Hours, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Information: LeeAnn at LeeAnn@AppleValleyChamber.com. • Sunday, Nov. 21, 11 a.m. to 4 p.m., Holiday Shopping Extravaganza at LaGrand at the GrandStay, 7083 153rd St. W., Apple Valley. Features more than 30 companies. Free admission. Optional: Bring a food donation or gently used/new winter hats, mittens, jackets to benefit the Hope Lodge and local food shelves.

Information: Laura Saugen at eventsapplevalley@grandstay. net.

Burnsville Chamber of Commerce events: • Thursday, Nov. 11, 11:30 a.m. to 1 p.m., Membership Lun-

cheon at Holiday Inn, Lakeville.

Featured speaker: Dave St. Peter, president, Minnesota Twins.

Cost: $20. Reservations/sponsorships: (952) 435-6000. Email: travis@burnsvillechamber. com. • Monday, Nov. 15, 6:30 to 9:30 p.m., Brunswick Zone XL Wine Dinner, Brunswick Zone XL, 11129 162nd St. W., Lakeville. Cost: $49.99. Reservations: (952) 435-2695. • Wednesday, Nov. 17, 5 to 7 p.m., County-Wide Chamber Business After Hours at Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville.

Information: Anne at anne@ burnsvillechamber.com. • Thursday, Dec. 2, 6 to 11 p.m., Holiday Gala - The Mirror Ball at The Wilds Golf Club, Prior Lake. Cost: $40 per person of $300 for a table. Reservations: (952) 435-6000 or travis@ burnsvillechamber.com.

Lakeville Area Chamber of Commerce events: • Thursday, Nov. 11, 10 a.m. to noon, Landscape & Home Expo Committee meeting, chamber conference room. • Thursday, Nov. 11, 4:30 to 6:30 p.m., Networking After Hours at Highview Hills by Walker. • Friday, Nov. 12, 8 a.m., Business & Education Committee’s Teacher Appreciation Breakfast, Lakeview Elementary. • Tuesday, Nov. 16, chamber board retreat. • Wednesday, Nov. 17, 5 to 7 p.m., County-Wide Chamber Business After Hours at Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. • Friday, Nov. 19, 7:30 to 8:30 a.m., Business & Education Committee at Lakeville South High School. • Friday, Nov. 19, 7:30 a.m., Government Affairs Committee meeting, chamber conference room. • Tuesday, Nov. 30, 7:30 to 9 a.m., New Member Orientation, chamber conference room. • Wednesday, Dec. 1, 7:30 to 8:30 a.m., Morning Brew, Cracker Barrel Restaurant & Old Country Store. • Thursday, Dec. 2, 4:30 to 6:30 p.m., Networking After Hours - Toys for Tots. Sponsored

by Dick’s Lakeville Sanitation, Brunswick Zone XL, and Lakeville Chamber.

River Heights Chamber of Commerce events: • Thursday, Nov. 11, 8 to 9:30 a.m., Minnesota Chamber of Commerce Regional Policy Meeting at Hastings Chamber of Commerce, 111 E. Third St., Hastings. Information: Kim Anderson at (651) 292-4676, kan-

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Service Center, 14445 Diamond Path W., Rosemount. Fee: $49. â&#x20AC;˘ Monday, Nov. 15, 6:30 to 9 p.m., â&#x20AC;&#x153;Get Organized: Discover What Works for You,â&#x20AC;? Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Fee: $39. â&#x20AC;˘ Tuesday, Nov. 16, 6:30 to 8:30 p.m., â&#x20AC;&#x153;Basics of Intellectual Property: Patents,â&#x20AC;? Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Fee: $29. â&#x20AC;˘ Saturday, Nov. 20, 9 a.m. to noon, â&#x20AC;&#x153;LinkedIn: Become a Networking Pro,â&#x20AC;? Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley.

Fee: $49. â&#x20AC;˘ Monday, Nov. 22, 6:30 to 8:30 p.m., â&#x20AC;&#x153;Microsoft Excel 2003: Getting Started,â&#x20AC;? Rosemount Middle School, 3135 143rd St. W., Rosemount. Fee: $39. â&#x20AC;˘ Monday, Nov. 29, 6:30 to 8:30 p.m., â&#x20AC;&#x153;Microsoft Excel 2003: Formatting Spreadsheets,â&#x20AC;?

Rosemount Middle School, 3135 143rd St. W., Rosemount. Fee: $39.

Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! restaurant in Apple Valley. For more information call (651) 2165406.

Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 2267741.

Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals.

Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com.

Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan.

To see if your category is open go to www.NetworkUnlimited. org.

BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are look-

ing to increase their revenue.

Only one person from each profession. Bring your own lunch.

For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

BNI-Networking meets Wednesdays at 8:15 a.m. at Byerlyâ&#x20AC;&#x2122;s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx. com.

BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 2472111 or check out the BNI Website at www.bni-mn.com.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 581-0332.

Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville.

For information, call (952) 7465611 or visit www.thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays

from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611.

The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

Seed Your Business Networking Group â&#x20AC;&#x201C; â&#x20AC;&#x153;Plant a seed and grow your businessâ&#x20AC;? â&#x20AC;&#x201C; meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary Oâ&#x20AC;&#x2122;Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline. org). Members: Free. Guests: $5.

Sunrise Results BNI Chapter meets from 7:30 to 9 a.m.

Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151.

Womenâ&#x20AC;&#x2122;s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

Four Leg Frenzy, 228 Fourth Ave. N., South St. Paul.

2nd Cellular, 1231 Cherokee Ave., West St. Paul.

WhiteOut Snow, 1132 Kruse St., West St. Paul.

Marigold Baby, 229 Roeller Ave., West St. Paul.

Mindful Blessings, 1119 Ottawa Ave., West St. Paul.

KNB Marketing, 1803 Livingston Ave., West St. Paul.

Ryan Property Group, 432 Emerson Ave. W., West St. Paul.

Victory Cleaning Company, 2401 Pilot Knob Road #134, Mendota Heights.

The Guidance Group, 3080 Lexington Ave. S. #102, Eagan.

Changing Tides Massage, 3348 Sherman Court Unit 103, Eagan.

Jubilee Jewelry Store, 1700 Four Oaks Road #316, Eagan.

Scot J Photography, 3247 Red Oak Drive, Eagan.

Unique U Theraputic Massage, 3171 Jurdy Court N., Eagan.

Caring for Feet & Toe Nails, 4678 Ridge Cliff Drive, Eagan.

Music Designed for Kids, 1466 Englert Road, Eagan.

Charged Up Records, 4749 Oak Cliff Road, Eagan.

Cooper Home Adult Care, 1504 Auburn Court, Eagan.

Express Geeks, 1511 Lakeview Drive, Eagan.

N-flatables Inc., 1960 Cliff Lake Road #129-423, Eagan.

Five Star Professional, 2117 Cliff Drive, Eagan.

WES-COM Business Solutions, 1829 Trailway Drive, Eagan.

Contractors Consignment Company, 1156 Blue Heron Court, Eagan.

Peggyâ&#x20AC;&#x2122;s Place, 4215 Nicols Road, Eagan.

Black Diamond Liquor, 525 Diffley Road #2050, Eagan.

Custom Wooden Products, 737 Windmaill Court, Eagan.

Heavenly Gifts, 1239 Flicker Circle, Eagan.

Urban Sprite Media, 15958 Granada Ave., Apple Valley.

Minnesota Premier Security, 14723 Easter Ave., Apple Valley.

Valley Group of GM Dealerships, 7500 W. 145th St., Apple Valley.

Assumed Names

derson@mnchamber.com or the Hastings Area Chamber of Commerce at (651) 437-6775. â&#x20AC;˘ Wednesday, Nov. 17, 5 to 7 p.m., County-Wide Business After Hours, Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road, Lakeville. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Thursday, Nov. 18, 12:30 to 8 p.m., Planning Conference at Cannon River Winery. Fee: $75. â&#x20AC;˘ Tuesday, Nov. 23, 5 to 6:30 p.m., Business Card Exchange at Jerseyâ&#x20AC;&#x2122;s Bar & Grill, 6449 Concord Blvd. E., Inver Grove Heights. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Wednesday, Nov. 24, 7:30 to 8:30 a.m., South St. Paul Local Issues at Central Square Community Center, 100 7th Ave. N., South St. Paul. Reports from Mayor Beth Baumann, city officials, parks and recreation, elected officials and the River Heights Chamber of Commerce and Progress Plus. Black Sheep Coffee and bakery provided.

SCORE â&#x20AC;&#x153;Counselors to Americaâ&#x20AC;&#x2122;s Small Businessâ&#x20AC;? event: â&#x20AC;˘ Wednesday, Nov. 17, 9 a.m. to 1 p.m., â&#x20AC;&#x153;Financing Your Businessâ&#x20AC;? seminar at University Bank, 200 University Ave. W., St. Paul. The seminar covers financing and loan alternatives, SBA guaranteed loans, financial accounting and cash flow management. Fee is $49. Register at www.score-stpaul.org or call (651) 261-1429.

Kocina Branding & Marketing Companies, 350 W. Burnsville Parkway, Suite 350, Burnsville, offers the following classes.

To register, go to http://www.kocinamarketingcompanies.com/ training/ (enter â&#x20AC;&#x153;Complimentaryâ&#x20AC;? in the comment section) or call Cynde at (612) 798-7218. â&#x20AC;˘ Wednesday, Nov. 17, 2:30 to 4 p.m., â&#x20AC;&#x153;Got what it takes to get publicity coverage for your company?â&#x20AC;? â&#x20AC;˘ Thursday, Nov. 18, 8:30 to 10:45 a.m., â&#x20AC;&#x153;Marketing through Facebook â&#x20AC;&#x201C; What Marketing Managers and Business Owners Need to Know about the Selling Power of Facebook.â&#x20AC;? â&#x20AC;˘ Tuesday, Nov. 23, 8:30 to 11 a.m., â&#x20AC;&#x153;Creating a Social Media Plan.â&#x20AC;? â&#x20AC;˘ Wednesday, Nov. 24, 8:30 a.m. to noon, â&#x20AC;&#x153;Developing a Brand Playbook.â&#x20AC;?

District 196 Community Education business classes are listed below. Register at www. district196.org/ce or call (651) 423-7920. â&#x20AC;˘ Saturday, Nov. 13, 9 a.m. to noon, â&#x20AC;&#x153;Facebook: Sharing, Community and Learning,â&#x20AC;? District

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Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name.

land Ave., Lakeville.

Powder Keg Custom Coatings, 20671 Hampshire Way, Lakeville.

Tradition Insurance Group, 17850 Kenwood Trail, Lakeville.

All Metro Pest Management, 16610 Havelock Court, Lakeville.

Victory Family Chiropractic, Lakeville Shooting and Sports, 705 Ninth St., Farmington.

10553 166th St. W., Lakeville.

Integrated Systems, 5879 Heartifact Entertainment, 180th St. W., Farmington.

21336 Hytrial Circle, Lakeville.

TCI Plumbing, 18730 Easton PC-Care, 14821 Delft Ave. Ave., Farmington.

W., Rosemount.

Shamrock Supplies, 5830 UpAspen Transportation Comper 183rd St., Farmington. pany, 12575 Deepwoods Court, Ashland Hollow, 402 Fourth Rosemount.

St. W., Hastings.

Irish Liquor, 14495 Robert LBS Entertainment, 1331 16th Trail S., Rosemount.

St. W., Hastings.

Equilizer Tâ&#x20AC;&#x2122;s, 3599 Clare Heatherâ&#x20AC;&#x2122;s HoneyBees Day- Downs Path, Rosemount. care, 1938 Walnut St., Hastings.

Jailhouse Java, 3825 153rd Trost & Trost Distributors, Inc., St. W., Rosemount.

1927 Maple St., Hastings.

Tech Tutors, 1115 Southview L.A. Snow DJ Shows, 11497 Blvd., South St. Paul.

120th St. S., Hastings.

NARC, LLC, 1185 Concord Saints Cycling & Sports, St. N. #430, South St. Paul.

16145 Logarto Lane, Lakeville.

Dustin Lee Morris, 306 12th Fantastic Sams, 7690 160th Ave. S., South St. Paul.

St. W., Lakeville.

Ionick Technologies, 204 Fifth Walk My Dog, 20599 Key- Ave. N., South St. Paul. stone Ave., Lakeville.

Live From Ringside, 2008 Line-X Coatings, 20725 How- Fourth St. S. #26, South St. Paul.

See Assumed Names, next page

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 11, 2010 13331 Nicollet Lane, Burnsville.

North Imports MN, 3635 Highway 13 W., Burnsville.

ACCOUNTability Plus, 14019 Walters Way, Minneapolis.

HovDevelop, 14644 Meadowood Drive, Savage.

SoHo Computer Consultants, 4025 131st St., Savage.

No Buffalo, 4025 131st St., Savage.

TSZ Entertainment, 5937 W. 136th Lane, Savage.

United Driveways, 13875 Highway 13 S., Savage.

New Birth Midwifery, 14017 Kipling Ave. S., Savage.

Tinka Paper Arts, 8660 Carriage Hill Road, Savage.

Finao Studios, 4825 W. 141st St., Savage.

Priority One, 5789 W. 139th St., Savage.

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ChikWich #512, 1178 Burnsville Center #FC-11, Burnsville.

Necklace Bandz, 14724 InnsiMassage, 7540 W. 149th St., brook Lane, Burnsville.

Apple Valley.

Tykwinski Consulting, 35 GeVictory Fitness Systems, neva Blvd., Burnsville.

14291 Dulcimer Way, Apple ValMinnesota Retail Services, ley.

1409 W. 149th St., Burnsville.

Uni-Globe Languages, 15650 River Valley Distribution, Galaxie Ave. #312, Apple Valley. 13817 James Ave. S., Burnsville.

Augustana Open Circle of MADA, 12235 Wood Lake Apple Valley, 14610 Garrett Ave., Drive, Burnsville.

Apple Valley.

Midwest Auto Damage ApSomething Blooming, 12844 praisers, 12235 Wood Lake Durham Way, Apple Valley.

Drive, Burnsville.

Bangem Designs, 5460 144th Metro Upholstery, 1117 E. Cliff St. W., Apple Valley.

Road, Burnsville.

O.C.C. Orion Cleaning Co., Your Special Day, 1601 E. 1701 W. 143rd St. #109, Burns- Cliff Road #310, Burnsville. ville.

BlackCat Black Top, 13150 Studio H-A Hair & Nail Bou- Harriet Ave. S. #279, Burnsville. tique, 14358 Burnhaven Drive PlunderFest, 13628 KrestStudio 27, Burnsville. wood Drive, Burnsville.

School of Rock, 13400 Buck Anna Cleaning Service, Hill Drive, Burnsville.

Assumed Names continued

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Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net

E-mail: bnordquist@ci.apple-valley.mn.us

Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown

Web site: www.ci.apple-valley.mn.us

Lakeville Business Association.

Positively Minnesota Marketing Partnership

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment & Economic Development

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County.

Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors.

Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments

E-mail: enjoyeagan@eaganmn.com

Role: Provide guidance through any real estate development process; may provide financial incentives

Downtown Lakeville Business Association

through tax increment financing, local loan funds or state or federal business finance programs.

Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Phone: (952) 953-2576

Apple Valley, Bruce Nordquist

Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us

*Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

This notice is to inform Tim Edwards of Farmington, Minnesota that he has defaulted on storage units 47, 19, 28 at I-94 Stor Mor. On November 19th, 2010 the contents will be forfeited and liquidated. Any monies outstanding will be collected through small claims court.

2406437 11/4-11/11/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. Pending Case type: Other - Declaratory Judgment/action to determine adverse claims EverHome Mortgage Company, as assignee of Mortgage Electronic Registration Systems, Inc., as nominee for RBMG. Inc., Plaintiff, v.

E*Trade Bank, Artur M. Onu, Defendants.

THIS SUMMONS IS DIRECTED TO THE ABOVE NAMED DEFENDANTs 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights.

You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Bradley N. Beisel Beisel & Dunlevy, P.A. 282 U.S. Trust Center 730 Second Ave. S. Minneapolis, MN 55402-2444 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in This action involves, affects, or brings into question real property situated in the County of Dakota, commonly known as 14847 Covington Ave., Rosemount, MN 55068, legally described as: Lot 7, Block 1, Carrollton 3rd Addition, Dakota County, Minnesota.

The purpose of this action is to obtain an Order declaring that the EverHome Mortgage, Document No. 2188053 (later assigned by Document No. 2717458), is prior and superior to the E*Trade Mortgage, Document No. 2186654.

557.03 NOTICE OF NO PERSONAL CLAIM Pursuant to Minn. Stat. § 557.03 you are hereby served with notice that no personal claim is made against you and that any defendant upon whom this notice is served who unreasonably defends this action shall pay full costs to the plaintiff.

Dated: 8-5-10 BEISEL & DUNLEVY, P.A. By: /s/ Bradley N. Beisel Bradley N. Beisel #6191 282 U.S. Trust Building 730 Second Avenue South Minneapolis, MN 55402-2444 Telephone: (612) 436-2222 Attorneys for Plaintiff 2405515 11/4-11/18/10

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-CV-10-1544 Case Type: Harassment La’Vettte Amyre North, Petitioner(s) vs.

Juan Alexander Rugel, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter.

A hearing is scheduled for December 3rd, 2010 at 9:00 a.m. at District Court, 1 W Mendota Rd #140, West St Paul, MN 55118.

Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order.

Date November 2, 2010 Carolyn M. Renn Court Administrator K.L. Deputy 2408232 11/11/10

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-10-1629 Case Type: Domestic Abuse In the Matter of: Mary Elizabeth Walker Strauss, Petitioner vs.

Elizabeth Marie McNeilly, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W Mendota Rd #140, West St Paul, MN 55118 on December 7th, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

Date: Nov. 5th, 2010 Carolyn M. Renn Court Administrator K.L. Deputy 2413512 11/11/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-601 In Re: Estate of James Russell McAlpine, Jr., also known as James R. McAlpine, Decedent.

It is Ordered and Notice is given that on Dec. 6, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated March 3, 2009, and for the appointment of Christopher Walter McAlpine, whose address is 199 Oakhill Drive, Shoreview, Minnesota 55126, as personal representative of the estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/27/10

BY THE COURT Michael J. Mayer Judge of District Court Thomas W. Krause (MN#186351) Krause Law Offices, PLLC 101 East Fifth Street Suite 1800 St. Paul Minnesota 55101 Telephone: (651) 222-2838 Facsimile: (651) 222-6826 2401687 11/4-11/11/10

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-CV-10-1232 Case Type: Harassment Alicia Lee, Petitioner(s) vs.

Cameo Garza, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter.

A hearing is scheduled for December 10th, 2010 at 1:30 p.m. at Dakota County Northern Service Center, District Court, 1 W Mendota Rd #140, West St Paul, MN 55118.

Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order.

Date Nov. 8, 2010 Carolyn M. Renn Court Administrator K.L. Deputy 2413376 11/11/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Line-X Coatings 2. State the address of the principal place of business: 20725 Howland Ave., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Advanced Coatings, LLC, 20725 Howland Ave., Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 9-3-10 John Tonsager, Member 2411284 11/11-11/18/10P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-10-622 In Re: Estate of Denise Ann Leeper, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that informal appointment of Judith K. McArdell, whose address is 640 Eighth Avenue South, South Saint Paul, Minnesota 55075-2708, as personal representative of the estate of the above decedent has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of her letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claim will be barred.

Dated: NOVEMBER 4th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar (Court Seal) DRAFTED BY: Michelle M. Barrette (133590) Sivertson & Barrette, P.A. The Barrister Building 1465 Arcade Street Saint Paul, Minnesota 55106-1740 (651) 778-0575 2410669 11/11-11/18/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2002 MORTGAGORS: Hugh R. Miller and Kelly S. Miller, husband and wife.

MORTGAGEE: U.S. Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded March 11, 2003, Dakota County Recorder, Document No. 2012535.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17224 Idlewood Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 223330212002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Homestead Creek Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,461.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1194 7880036309 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 6, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 3, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1194 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2408131 11/11/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2001 MORTGAGOR: John E. Mahoney, a single individual.

MORTGAGEE: Voyageur Financial, Inc. DBA Minnesota Guraranty Mortgage Corp.

DATE AND PLACE OF RECORDING: Recorded February 26, 2001, Dakota County Recorder, Document No. 1753659.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., Dated: February 2, 2001, Recorded: February 26, 2001, Document No. 1753660. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 3, 2002, Recorded: May 20, 2002, Document No. 1897584. And thereafter assigned to: JPMorgan Chase Bank, National Association, Dated: September 3, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial, Inc. DBA Minnesota Guaranty Mortgage Corp.

RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 13508 Aldrich Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 024270107201 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 7, Block 1, Knob Hill II, lying North of a line drawn from a point on the East line of said lot distant 52.62 feet North, as measured along said East line, of the Southeast corner of said lot to a point on the West line of said lot distant 52.16 feet North, as measured along said West line, of the Southwest corner of said lot.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,716.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3094 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390331 10/21-11/25/10

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-626 In Re: Estate of Brigham Scott Strole, Decedent.

It is Ordered and Notice is given that on 12-6-10 at 9:00 am, a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings,, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Russell L. Strole, whose address is 37 South Mountain View Drive, Eaton, Colorado 80615, as personal representative of the decedent’s estate in a supervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 11/5/10

BY THE COURT Patrice Sutherland Judge of District Court DUDLEY AND SMITH, P.A. Andrew J. Laufers MN# 0277551 101 East Fifth Street, Suite 2602 St. Paul, MN 55101 Telephone: (651) 291-1717 Facsimile: (651) 223-5055 e-mail: alaufers@dudleyandsmith.com 2413647 11/11-11/18/10

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL, WILL CONSTRUCTION, AND APPOINTMENT OF PERSONAL REPRESENTATIVES IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION COURT FILE NO. 19HA-PR-10-612 In Re Estate of: Carolyn J. Ponting, aka Carolyn Jean Ponting, aka Carolyn Ponting, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS; It is Ordered and Notice is hereby given that on the 6th day of December, 2010, at 9:00 AM a hearing will be held in the above-named Court at The Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate and construction of an instrument purporting to be the Will of the above-named deceased, dated December 20, 1997, and for the appointment of Lori Bjerke-Corbey, whose address is 13231 Joppa Ave., So., Savage, MN 55378-1649 and Cynthia M. Busse, whose address is 4055 Blackhawk Road, Eagan, MN 55122 as Personal Representatives of the estate of the above-named decedent in unsupervised administration. That any objections thereto must be filed with the Court. That, if proper, and no objections are filed or raised, the personal representatives will be appointed with full power to administer the estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said Personal Representatives or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Dated: 11/1, 2010 Kathryn D. Messerich Judge Attorney for Personal Representative: Nelson W. Berg, #7183 BERG LAW OFFICES, P.A. 1011 South First Street, Suite 400 Hopkins, MN 55343-9479 (952) 935-3425; (952) 935-7981 Email:berglaw@nelsonberg.com 2405636 11/4-11/11/10

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PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type 14: Other Civil Court File No. 19HA-CV-10-5877 JPMorgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly know as Washington Mutual Bank, FA from the Federal Deposit Insurance Corporation, acting as receiver for the Savings Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 U.S.C. § 1821(d), Plaintiff, vs.

Allyson Biggers, Dakota County Circle 321 Hytrail Land Trust, Manley Brothers Construction, Inc., John Doe and Mary Rowe, Defendants. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS. 1.Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights.

You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105, Woodbury, MN 55125.

3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond.

A default judgment can then be entered against you for the relief requested in the complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

7. You are hereby notified that this action is brought for the purposes of i) invalidating the Certificates of Release of Mortgage by Title Insurance Company or its Agent dated February 11, 2010, and filed in the office of the Dakota County Recorder on February 16, 2010, as Document Nos. 2714432 and 2714433 (only against the Biggers Property); ii) reinstating the Mortgages dated July 20, 2007, and filed in the office of the Dakota County Recorder on September 18, 2007, as Document Nos. 2544685 and 2544686 covering property in the County of Dakota, State of Minnesota, more particularly described as follows, to-wit: Lot 11, Block 2, Stone Borough. iii) reforming that Warranty Deed dated July 20, 2007, from Defendant Manley Brothers Construction Company, Inc. to Defendant Allyson Biggers to show her correct marital status as a married woman; iv) reforming those certain mortgages dated July 20, 2007, and filed in the office of the Dakota County Recorder on September 18, 2007, as Document Nos. 2544685 and 2544686 to show Defendant Allyson Biggers' correct marital status as a married woman; and v) reforming the legal description in those certain mortgages dated July 20, 2007, and filed in the office of the Dakota County Recorder on September 18, 2007, as Document Nos. 2544685 and 2544686 to remove any reference to land legally described as follows, to wit: Lot 7, Block 1, Stone Borough.

Dated: September 30, 2010 WILFORD & GESKE, P.A. By: /s/ David R. Mortensen David R. Mortensen (#03290X) Attorneys for Plaintiff 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 2401802 11/4-11/18/10

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: City-County Federal Credit Union 2. State the address of the principal place of business: 14985 Glazier Avenue, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Wings Financial Credit Union, 14985 G l a z i e r A v e n u e , A p p l e V a l l e y , MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date September 29, 2010 Paul L. Dinger, Vice President 2407837 11/11-11/18/10P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION File No. _______________ In Re the Marriage of: ELIZABETH ANNE MARTINEZ-PRIETO, Petitioner, and WALTER ANTONIO MARTINEZ-PRIETO, Respondent.

STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: You are hereby summoned and required to serve upon petitioner an Answer to the Petition for Dissolution of Marriage which is herewith served upon you within thirty days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition for Dissolution of Marriage.

The object of this proceeding is the dissolution of the marriage relationship between the parties and such division of the real property involved and any personal property held by the parties as the Court finds just.

NOTICE OF TEMPORARY RESTRAINING PROVISIONS AND ALTERNATIVE DISPUTE RESOLUTION PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: 1. NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (i) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING. 2. NEITHER PARTY MAY HARASS THE OTHER PARTY; AND 3. ALL CURRENTLY AVAILABLE I NS UR AN CE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. 4. PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE, AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED

BY THE COURT IN LATER PROCEEDINGS. IF YOU VIOLATE ANY OF THESE PROVISIONS YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. Dated: 9-13-10 By: Elizabeth Anne Martinez-Prieto 2508 Crestmount Lane Burnsville, MN 55306 (952) 564-4663h, 435-6122w 2398214 10/28-11/11/10

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to persons, herein after named and others interested that on 11/30/10 at 10 o’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at: Lake Marion Mini Storage 22595 Pillsbury Avenue Lakeville, MN 55044 Sale will be held in accordance with terms of a notice previously given the persons herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage and a description of the goods is as follows: Household Goods Luther Morgan $190.00

2407651

Household Goods Christie Taylor $292.00 11/11-11/25/10

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Wednesday, December 8, 2010 at 1:00 p.m. at 14709 W. Burnsville Parkway, Lot 106, Burnsville, Minnesota 55306, the following property will be sold by public auction by the Sheriff of Dakota County: 1977 Schultz 14 x 70 with Storage Shed - Serial Number 158000 This sale will be held to satisfy a claim upon the above-described property held by Rambush Estates, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Donald Peterson. The amount of the claim against the above referenced property is $1677.00 computed to the date of sale if home is removed from the park by an approved mover - if not moved and the park has to remove the home the final cost would be $4311.69, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale.

Dated: November 1, 2010 Rambush Estates Ltd Partnership 14709 W Burnsville Parkway Burnsville, MN. 55306 (952) 890-8440 2405724 11/4-11/18/10

PUBLIC NOTICE ADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Housing Finance & Development, Dakota County CDA, Minnesota until 10:00 AM, Thursday, December 2, 2010, at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the Unit Flooring Replacement at Cortland Square Senior Apartments located at 7385 157th St. W., Apple Valley 55124.

Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123.

A mandatory pre-bid walk-through is scheduled for Thursday, November 18, 2010 at 10:00 AM and is required of ALL bidders. Prospective bidders must meet at the front entrance to Cortland Square no later than 10:00 AM. Failure of a bidder to attend the walk-thru immediately subjects his/her bid to disqualification.

Call the Dakota County CDA Contact person below to find out exact details of the walk-through.

Interested bidders can contact Project Coordinator Dave Schaffer @ 651-451-0504 to obtain bid documents and receive more information regarding this project. Specifications and bid documents for this project may not be available until Thursday, November 18, 2010.

Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Bids shall be directed to the Project Coordinator, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date.

The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin.

The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. 2405045 11/4-11/11/10

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 12/14/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Sherri Conlin Bill of Lading #: 80567 Amount: $3,935.85 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2389169 11/11-11/25/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Stone Grove Apartments 2. State the address of the principal place of business: 345 St. Peter Street, Suite 1600, St. Paul, MN 55102 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Aspen Valley Apartments LLLP, 345 St. Peter Street, Suite 1600, St. Paul, MN 55102 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 10/25/2010 Michael D. Zalk, Authorized Agent 2408969 11/11-11/18/10P

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 12/28/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods and a 16’ Dolphin Boat Name: Victoria Bowers Bill of Lading #: 80470 Amount: $1,983.00 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2389145 11/4,11/11,11/25/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Tax Preparation Associates 2. State the address of the principal place of business: 17782 Keystone Ave, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Ronald A Schieck, 17782 Keystone Ave, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 11-01-2010 Ronald A Schieck/Owner 2412238 11/11-11/18/10P

PUBLIC NOTICE PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-609 ESTATE OF DONALD E. PATTERSON JR., DECEDENT It is Ordered and Notice is given that on November 22, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Andrea E. Patterson whose address is: 1967A Upper Mountain Road, Lewiston, New York 14092 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 10/28/10 Michael J. Mayer Judge (COURT SEAL) Teresa Molinaro (#0388660) Sieloff and Associates, P.A. Yankee Square Office III 3460 Washington Drive; Suite 214 Eagan, Minnesota 55122 Phone: 651-454-2000 Fax: 651-452-1240 2405219 11/4-11/11/10

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-600 Estate of Anton C. Brekke, Decedent It is Ordered and Notice is given that on Dec 6, 2010, at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Ingrid C. Brekke, whose address is 14018 Pennock Avenue #315, Apple Valley, MN 55124 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: October 27, 2010

BY THE COURT Michael Mayer Judge of District Court (COURT SEAL) Attorney for Petitioner William K. Wangensteen 900 East Wayzata Blvd., #110 Wayzata, MN 55391 Attorney License No: 114431 Telephone: 952-473-0130 FAX: 952-473-3219 Email: wagen900@qwestoffice.net 2401623 11/4-11/11/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: The Lodge on Highview 2. State the address of the principal place of business: 20150 Highview Avenue, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Minnesota Community Hospice, Inc., 18472 Kenyon Avenue, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 10/29/10 Mary P. Foarde, Authorized Agent 2408714 11/11-11/18/10P

PUBLIC NOTICE

ORDER TO SHOW CAUSE IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5846 In the Matter of the Petition of: GMAC Mortgage, LLC, In Relation to Certificate of Title No. 101776 issued for land in the County of Anoka and State of Minnesota and legally described as: Lot Four (4), excepting therefrom the South Nine (9) feet thereof in Block One (1) of LeDuc’s Third Addition according to the plat thereof on file and of record in the Office of the Registrar of Titles in and for said County and State.

TO: THOMAS R. MCGREE; Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter: IT IS ORDERED, that you, and all persons interested, appear before this Court on the 22nd day of December, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 101776 and enter a new Certificate of Title for the land therein described in favor of GMAC Mortgage, LLC, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 659612, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, That this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) upon each of the above-named parties who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat. Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25.

Dated: October 5, 2010

BY THE COURT: Tim D. Wermager Judge of District Court Approved: Examiner of Titles James P. O'Connell By: James P. O'Connell Examiner of Titles Orin J. Kipp Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 (Phone) (651) 209-3339 (Fax) File ID No. 52281 Attendance is not required at said time except to object to the entry of the above-described Order.

2413684 11/11-11/18/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 05, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 MORTGAGOR(S): Jeremy C Engen, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 03, 2004 Dakota County Registrar of Titles Document Number: 546857 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: September 16, 2010 Registered: September 17, 2010 Dakota County Registrar of Titles Document Number: T667792 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700039812611 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133213 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3754 Vermilion Ct S, Eagan, MN 55122-3154 Tax Parcel ID Number: 10-16936-407-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 407, Common Interest Community No. 176, Vermillion Carriage Homes, a condominium located in the County of Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $163,599.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017131F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 05, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017131F01 2402484 11/11/10

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Priority One 2. State the address of the principal place of business: 5789 West 139th Street, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Craig Simonson, 5789 West 139th Street, Savage, MN 55378 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 9-28-10 Craig Simonson, Owner 2409046 11/11-11/18/10P

PUBLIC NOTICE

SUPPLEMENTAL ORDER TO SHOW CAUSE IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-4220 In the Matter of the Petition of: Federal National Mortgage Association, In Relation to Certificate of Title No. 144774 issued for land in the County of Anoka and State of Minnesota and legally described as: Unit No. 1, River Valley Commons Village No. 1, CIC 589, a planned community TO: Jorge A. Rosales Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter: IT IS ORDERED, that you, and all persons interested, appear before this Court on the 22nd day of December, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 144774 and enter a new Certificate of Title for the land therein described in favor of Qingqing Chen and Donghui Chen, Joint Tenants, subject to the memorials of Document Nos. 580898, 593754, 593755, 613452, 613453, 613454, 613455, 613456, 616757, 616758, 616759, 616760, 616761, 619237, 620051 and 620052 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 662683, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, That this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) upon each of the above-named parties who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat. Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25.

Dated: October 15, 2010

BY THE COURT: Shawn M. Moynihan Judge of District Court Approved: Examiner of Titles James P. O'Connell By: James P. O'Connell Examiner of Titles Robert Q. Williams Orin J. Kipp Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 (Phone) (651) 209-3339 (Fax) File ID No. 35414 Attendance is not required at said time except to object to the entry of the above-described Order.

2413198 11/11-11/18/10

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19-HA-PR-10-269 ESTATE OF DuWade N. Harris (AKA Wade N. Harris and Neal DuWade Harris), DECEDENT It is Ordered and Notice is given that on December 6, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent dated May 27, 1986 (“Will”), and for the appointment of Nancy J. Harris whose address is: 13227 Huntley Court, Apple Valley, MN 55124 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 11/3/10 Patrice Sutherland Judge (COURT SEAL) Attorney For Personal Representative Michael S. Frost Michael S. Frost, Attorney-at-Law 5200 Willson Road, Suite 150 Edina, MN 55424 952-836-2788 / 952-836-2789 2408967 11/11-11/18/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-614 In Re: Estate of Sheila Marie Happe, a/k/a Sheila M. Happe, Decedent.

It is Ordered and Notice is given that on 12-6-2010 at 9:00 AM, a hearing will be held in this Court at Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated May 21, 1998, and for the appointment of James H. Radant, whose address is 13906 Ember Way, Apple Valley, Minnesota 55124 as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 11/2/10

BY THE COURT Patrice Sutherland Judge of District Court Dale J. Happe MN # 41105 1801 East 121st Street Burnsville, MN 55337 Telephone: 952-890-5144 Facsimile: 952-890-5144 e-mail: djhappe@msn.com 2406716 11/11-11/18/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 5 , 2005 MORTGAGOR:K a t h r y n J e n k i n s , a single person.

MORTGAGEE:First Franklin.

DATE AND PLACE OF RECORDING: Recorded December 7, 2005, Dakota County Recorder, Document No. 2386703.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10, Dated: November 23, 2009, Recorded:

November 23, 2009, Recorded: December 23, 2009, Document No. 2704026.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 1212 9th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-11600-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, except the North 30 Feet thereof, and all of Lot 4, Block 2, Annex Addition to South St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$202,060.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Five (5) weeks from the date of said sale by the mortgagor(s), their personal representatives or assigns pursuant to the borrower postponement filed under Minnesota Stat. Sec. 580.07 Subd. 2.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 23, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-36 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372197 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 20, 2009 MORTGAGOR:Jessica A. Bentson, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 29, 2009, Dakota County Recorder, Document No. 2653378.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 22, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900141145051 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15313 Greenhaven Lane #101, Burnsville, MN 55306 TAX PARCEL I.D. #: 028441002502 LEGAL DESCRIPTION OF PROPERTY: Unit No. 25, Common Interest Community No. 145, Winterwood Villas, a condominium, Dakota County, Min-

condominium, Dakota County, Min nesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$181,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$182,597.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372477 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT File No. 19HA-PR-10-608 Estate of: Robert Charles Greenagel a/k/a Robert C. Greenagel Decedent.

Notice is given that an application for informal probate of the Decedent’s will dated November 5, 2009, has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Beverly A. Greenagel whose address is: 4355 Lodgepole Drive, Eagan, Minnesota 55122 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court orders otherwise, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the personal representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 10/28/10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative THIS INSTRUMENT WAS DRAFTED BY Barry L. Wittenkeller, Esq. Grannis & Hauge, P.A. 1260 Yankee Doodle Road Suite 200 Eagan, MN 55121 (651) 456-9000 Attorney I.D. No. 118254 2405532 11/4-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2005 MORTGAGOR: Christine Heinzman and Mark Heinzman, wife and husband.

MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded March 24, 2005, Dakota County Recorder, Document No. 2306878.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 21, 2005, Recorded: March 24, 2005, Document No. 2306879.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17341 Jade Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 221320205001 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Barrett Third Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $260,760.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1225 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 20, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 8, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1225 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2413883 11/11/10

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PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF RAMSEY DISTRICT COURT SECOND JUDICIAL DISTRICT FAMILY COURT DIVISION CASE TYPE: DISSOLUTION WITH CHILDREN Court File No. ___________ In Re the Marriage of: Thelma Nunez, Petitioner, and Genaro Nunez Garcia, Respondent.

THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: YOU ARE HEREBY SUMMONED and required to serve upon Petitioner’s attorney an Answer to the Petition for Dissolution of Marriage which is herewith served upon you, within thirty (30) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition.

The object of this proceeding is a dissolution of the marriage relationship and such division of property involved as the Court finds just.

NOTICE OF TEMPORARY RESTRAINING AND ALTERNATIVE DISPUTE RESOLUTION PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (i) FOR THE NECESSITIES OF LIFE FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING; (2) NEITHER PARTY MAY HARASS THE OTHER PARTY; AND (3) ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS (5) UNDER MINNESOTA STATUTES, SECTION 518.157, IN A CONTESTED PROCEEDING INVOLVING CUSTODY OR PARENTING TIME OF A MINOR CHILD, THE PARTIES MUST BEGIN PARTICIPATION IN A PARENT EDUCATION PROGRAM THAT MEETS MINIMUM STANDARDS PROMULGATED BY THE MINNESOTA SUPREME COURT WITHIN 30 DAYS AFTER THE FIRST FILING WITH THE COURT. IN SOME DISTRICTS, PARENTING EDUCATION MAY BE REQUIRED IN ALL CUSTODY OR PARENTING PROCEEDINGS. YOU MAY CONTACT THE DISTRICT COURT ADMINISTRATOR FOR ADDITIONAL INFORMATION REGARDING THIS REQUIREMENT AND THE AVAILABILITY OF PARENT EDUCATION PROGRAMS. Dated: 8/2/10 Matthew T. Martin, #0386879 Martin Law Offices, PLLC 100 N. 6th Street, Suite 280B Minneapolis, MN 55043 612-381-0303 Holly Tacheny, #0390273 Grostyan & Associates, PLC 100 N. 6th Street, Suite 280B Minneapolis, MN 55403 612-341-6575 ATTORNEYS FOR PETITIONER 2397745 10/28-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 3 , 2003 MORTGAGORS:Albert E Clayton, III and Vikki L Clayton, husband and wife.

MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., d/b/a Commonwealth United Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded December 23, 2003,

Recorded December 23, 2003, Dakota County Recorder, Document No. 2156268.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: September 9, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., d/b/a Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 16684 Gerdine Path West, Rosemount, MN 55068 TAX PARCEL I.D. #: 222110139004 LEGAL DESCRIPTION OF PROPERTY: Lot 39, Block 4, Donnay's College Park 2nd Addition, Dakota County, State of Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$156,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$170,294.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2352 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372633 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $383,920.00 MORTGAGOR(S): Matthew H Wehling and Patricia Wehling, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 30, 2002 Dakota County Recorder Document Number: 1901030 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Home Loans, Inc. for the benefit of Hudson Savings Bank Dated: April 19, 2006 Recorded: April 25, 2006 Dakota County Recorder Document Number: 2423050 And assigned to: Countrywide Home Loans Servicing, LP Dated: February 05, 2009 Recorded: February 13, 2009 Dakota County Recorder Document Number: 2637336 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700009614021 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P.

Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13223 Danube Ln, Rosemount, MN 55122 Tax Parcel ID Number: 34.25100.080.04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Evermoor, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $441,301.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017155F01 2365466 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,600.00 MORTGAGOR(S): Vernon Hanson and Marilyn Hanson, husband and wife MORTGAGEE: Centennial Mortgage & Funding, Inc. DATE AND PLACE OF REGISTERING: Registered: March 06, 2003 Dakota County Registrar of Titles Document Number: 491187 ASSIGNMENTS OF MORTGAGE: And assigned to: Ohio Savings Bank Dated: January 17, 2003 Registered: March 06, 2003 Dakota County Registrar of Titles Document Number: 491188 And assigned to: New York Community Bank Dated: September 15, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Centennial Mortgage & Funding, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 127340 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12812 16th Ave S, Burnsville, MN 55337-3745 Tax Parcel ID Number: 02-31100-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-eight (28), Block One (1) in Grosse Pointe First Addition, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,853.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016985F01 2370997 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 9 , 2002 MORTGAGORS:Deann A. Otten and Jeffrey A. Otten, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 23, 2002, Dakota County Recorder, Document No. 1888288.

ASSIGNMENTS OF MORTGAGE: Assigned to: JP Morgan Chase Bank, National Association, Recorded: April 20, 2010, Document No. 2725789.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100054130002391355 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 18442 Embers Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 141950301006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Dakota County Estates Fourth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$125,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$90,249.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROP-

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������ ������� �������� ��� ���� LESS THAN FIVE UNITS, ARE NOT TIME AND������ DATE TO VACATE PROP E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: September 23, 2010. the date on or before which the mortgagor(s) must vacate the property if the Mortgage Electronic Registration mortgage is not reinstated under secSystems, Inc. solely as nominee for Freedom Mortgage tion 580.30 or the property is not Corporation redeemed under section 580.23 is Mortgagee/Assignee of Mortgagee 11:59 p.m. on June 3, 2011 . MORTGAGOR(S) RELEASED FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. FINANCIAL OBLIGATION ON MORT- By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of GAGE:None "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI- 90-1923 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 10/7-11/11/10 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2372334 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF ABANDONED." THE ORIGINAL CREDITOR WITHIN Dated: September 27, 2010.

THE TIME PROVIDED BY LAW IS JPMorgan Chase Bank, N.A. NOT AFFECTED BY THIS ACTION. Mortgagee/Assignee of Mortgagee NOTICE IS HEREBY GIVEN, that USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in conditions of By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of the following described mortgage: DATE OF MORTGAGE: November 30, Mortgagee 2007 4500 Park Glen Road #300 MORTGAGORS: John Michael SawMinneapolis, MN 55416 icke and Barbara Ann Sawicke, hus(952) 925-6888 band and wife.

60-2514 MORTGAGEE: J P M o r g a n C h a s e THIS IS A COMMUNICATION FROM Bank, N.A. as successor by purchase A DEBT COLLECTOR. by FDIC as receiver for Washington 2372586 10/7-11/11/10 Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 20, 2007, Dakota NOTICE OF MORTGAGE County Recorder, Document No. FORECLOSURE SALE THE RIGHT TO VERIFICATION 2562436.

ASSIGNMENTS OF MORTGAGE: OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN NONE TRANSACTION AGENT: NONE THE TIME PROVIDED BY LAW IS TRANSACTION AGENT'S MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGE IDENTIFICATION NUMBER ON default has occurred in conditions of MORTGAGE: NONE LENDER OR BROKER AND MORTthe following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE:July 8, 2009 MORTGAGORS:David G. Biener and MORTGAGE: Washington Mutual Bank, Samantha J. Biener, F/K/A Samantha J. FA RESIDENTIAL MORTGAGE SERSpencer, husband and wife.

MORTGAGEE:Mortgage Electronic VICER: Chase Home Finance, LLC Registration Systems, Inc. MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: 260 River Woods Lane, Burnsville, MN Recorded July 21, 2009, Dakota 55337 County Recorder, Document No. TAX PARCEL I.D. #: 027700702005 2672460.

LEGAL DESCRIPTION OF PROPO F ERTY: A S S I G N M E N T S Lot 2, Block 5, Townhouse Villages MORTGAGE:NONE at River Woods 8th Addition, Dakota TRANSACTION AGENT: Mortgage County, Minnesota Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTCOUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 1000730-0083491415-2 LENDER OR BROKER AND MORT- MORTGAGE: $198,000.00 AMOUNT DUE AND CLAIMED TO BE GAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Cor- DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTporation R E S I D E N T I A L M O R T G A G E S E R - GAGEE: $197,676.10 That prior to the commencement of VICER: LoanCare Servicing Center, this mortgage foreclosure proceeding Inc. MORTGAGED PROPERTY ADDRESS: Mortgagee/Assignee of Mortgagee complied with all notice requirements as 717 8th Street, Farmington, MN 55024 T A X P A R C E L I . D . # : required by statute; That no action or proceeding has been instituted at law 14-66450-010-00 LEGAL DESCRIPTION OF PROP- o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part ERTY: L o t 1 , e x c e p t t h e E a s t 7 2 f e e t thereof; PURSUANT to the power of sale conthereof, Schulz 1st Addition, Dakota tained in said mortgage, the above County, Minnesota.

COUNTY IN WHICH PROPERTY IS described property will be sold by the Sheriff of said county as follows: LOCATED:Dakota DATE AND TIME OF SALE: January ORIGINAL PRINCIPAL AMOUNT OF 6, 2011 at 10:00 AM MORTGAGE:$173,057.00 PLACE OF SALE: S h e r i f f ' s O f f i c e , AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- Law Enforcement Center, 1580 Hwy ING TAXES, IF ANY, PAID BY MORT- 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said GAGEE:$179,061.26 That prior to the commencement of Mortgage, and taxes, if any, on said this mortgage foreclosure proceeding premises, and the costs and disburseMortgagee/Assignee of Mortgagee com- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s plied with all notice requirements as allowed by law subject to redemption required by statute; That no action or within six (6) months from the date of proceeding has been instituted at law said sale by the mortgagor(s), their o r o t h e r w i s e t o r e c o v e r t h e d e b t personal representatives or assigns secured by said mortgage, or any part unless reduced to Five (5) weeks under MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale contained in said mortgage, the above E R T Y : I f t h e r e a l e s t a t e i s a n described property will be sold by the owner-occupied, single-family dwelling, unless otherwise provided by law, Sheriff of said county as follows: DATE AND TIME OF SALE: Novem- the date on or before which the mortgagor(s) must vacate the property if the ber 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law mortgage is not reinstated under secEnforcement Center, 1580 Hwy 55, tion 580.30 or the property is not redeemed under section 580.23 is Lobby #S-100, Hastings, MN to pay the debt then secured by said 11:59 p.m. on July 6, 2011.

MORTGAGOR(S) RELEASED FROM Mortgage, and taxes, if any, on said premises, and the costs and disburse- FINANCIAL OBLIGATION ON MORTm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGE: None "THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption within six (6) months from the date of REDEMPTION BY THE MORTGAGOR, said sale by the mortgagor(s), their THE MORTGAGOR'S PERSONAL REPpersonal representatives or assigns RESENTATIVES OR ASSIGNS, MAY BE unless reduced to Five (5) weeks under REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- MINNESOTA STATUTES, SECTION E R T Y : I f t h e r e a l e s t a t e i s a n 582.032, DETERMINING, AMONG owner-occupied, single-family dwell- OTHER THINGS, THAT THE MORTing, unless otherwise provided by law, GAGED PREMISES ARE IMPROVED the date on or before which the mort- WITH A RESIDENTIAL DWELLING OF gagor(s) must vacate the property if the LESS THAN FIVE UNITS, ARE NOT mortgage is not reinstated under sec- PROPERTY USED IN AGRICULTURAL tion 580.30 or the property is not P R O D U C T I O N , A N D A R E redeemed under section 580.23 is ABANDONED." Dated: November 1, 2010.

11:59 p.m. on May 24, 2011.

MORTGAGOR(S) RELEASED FROM JPMorgan Chase Bank, N.A. FINANCIAL OBLIGATION ON MORTMortgagee/Assignee of Mortgagee GAGE:None USSET, WEINGARDEN AND LIEBO, P.L.L.P. "THE TIME ALLOWED BY LAW FOR By: Paul A. Weingarden REDEMPTION BY THE MORTGAGOR, Attorneys for Mortgagee/Assignee of THE MORTGAGOR'S PERSONAL REP- Mortgagee RESENTATIVES OR ASSIGNS, MAY BE 4500 Park Glen Road #300 REDUCED TO FIVE WEEKS IF A JUDI- Minneapolis, MN 55416 CIAL ORDER IS ENTERED UNDER (952) 925-6888 MINNESOTA STATUTES, SECTION 60-3282 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. GAGED PREMISES ARE IMPROVED 2415317 11/11-12/16/10 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������Transaction ������ ������� Agent: Mortgage tronic Registration Systems, Inc. ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-607 In Re: Estate of NINA S. HEDEEN, Decedent.

It is Ordered and Notice is given that on November 22, 2010 at 9:00 am, a hearing will be held in this Court at 1560 W. Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated September 8, 2010, and for the appointment of Richard E. Hedeen, whose address is 1130 Aquarius Ln., Eagan, MN 55123 as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/28/10

BY THE COURT Patrice Sutherland Judge of District Court BRIGGS, RAMSTAD & SKOYLES, P.A. Charles J. Ramstad MN# 169390 114 Holmes Street West - PO Box 683 Detroit Lakes, MN 56501 Telephone: (218) 847-5653 Facsimile: (218) 847-2406 e-mail: 2405378 11/4-11/11/10P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-10-624 In Re: Estate of William E. Jackson, a/k/a William Jackson a/k/a Bill Jackson, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 6th day of December, 2010, at 9:00 o’clock A.M., a hearing will be held in the above-named Court at Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above-named decedent, dated August 27, 2010, and for the appointment of Cynthia Jackson, whose address is P.O. Box 41212, Plymouth, Minnesota 55441 as personal representative of the estate of the above-named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: 11/5/10 Patrice Sutherland Judge of District Court (COURT SEAL) Larry A. Koch, No. 172212 Maslon Edelman Borman & Brand, LLP 3300 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 Phone: (612) 672-8322 Fax: (612) 642-8322 E-Mail: larry.koch@maslon.com 2411879 11/11-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,995.00 MORTGAGOR(S): Susan M. Berg, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 24, 2007 Dakota County Recorder Document Number: 2532525 Transaction Agent: Mortgage Elec-

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Transaction Agent Mortgage Identification Number: 100024200018006086 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14111 Essex Ln, Apple Valley, MN 55124-5802 Tax Parcel ID Number: 01-27651-310-02 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 2, Foxmoore Ridge Two, CIC No. 128, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,569.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017346F01 2370687 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 2004 MORTGAGORS: William J. Waataja and Diane C. Waataja, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 8, 2004, Dakota County Recorder, Document No. 2245816.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 15, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000072552 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13101 Pleasant Place, Burnsville, MN 55337 TAX PARCEL I.D. #: 024170102005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Kelly Heights Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,198.41 That prior to the commencement of

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2367628 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,832.00 MORTGAGOR(S): Ariana G Brown, single MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 10, 2006 Dakota County Recorder Document Number: 2411642 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2006-HE4 Asset Backed Pass-through Certificates, Series NC 2006-HE4 Dated: July 02, 2008 Recorded: August 18, 2008 Dakota County Recorder Document Number: 2608669 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4110 Rahn Rd # A309, Eagan, MN 55122-2163 Tax Parcel ID Number: 10-22470-309-02 LEGAL DESCRIPTION OF PROPERTY: Unit No. #A309, CIC No. 468, Eagan Gardens, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $104,837.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2006-HE4 Asset Backed Pass-through Certificates, Series NC 2006-HE4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013078F02 2369382 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 7 , 2006 MORTGAGOR:Jennifer J. Shoen, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded November 14, 2006, Dakota County Recorder, Document No. 2475492.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF18, Dated: September 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240010880547 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 513 7th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141370107001 LEGAL DESCRIPTION OF PROPERTY: The North 1/2 of Lot 7, Block 1, George F. Betzold's 2nd Addition to Farmington, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$163,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$176,231.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011.

11:59 p.m. on May 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3715 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372225 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 22, 2006 MORTGAGOR:Philo Cleigh, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 12, 2007, Dakota County Recorder, Document No. 2487770.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2, Dated: September 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011982508 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 12922 Nicollet Avenue South, #302, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130049216 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 302, 12922 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes, a Condominium.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$75,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$79,882.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3721 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372238 10/7-11/11/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-629 Estate of Shirley J. Bauer, Decedent It is Ordered and Notice is given that on Dec. 20th 2010, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the Will of Decedent, dated March 17, 1999, (“Will”), and for the appointment of Kenneth F. Bauer, whose address is 13805 Fernando Avenue, Apple Valley, MN 55124 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 11/9/10

BY THE COURT Martha M. Simonett Judge of District Court Attorney for Petitioner Terrence A. Merritt, Esq. Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, #600 Apple Valley, Minnesota 55124 Attorney License No: 0072151 Telephone: 952-953-8824 FAX: 952-432-3780 Email: merrittt@seversonsheldon.com 2415358 11/11-11/18/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-599 In Re: Estate of John P. Heymans, Decedent.

It is Ordered and Notice is given that on 12/6/10 at 9:00 am, a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Anthony A. Heymans, whose address is 1824 Twin Circle Drive, Mendota Heights, Minnesota 55118, as personal representative of the decedent's estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/26/10

BY THE COURT Michael Mayer Judge of District Court Richard S. Gillman, Esq. Richard S. Gillman MN# 35051 905 Jefferson Avenue, Suite 305, St. Paul, MN 55102 Telephone: (651) 222-0870 Facsimile: (651) 222-0402 e-mail: richgillman01@aol.com 2399726 11/4-11/11/10P

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PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19-HA-PR-10-613 In Re: Estate of Eleanor M. Magee, a/k/a Eleanor Mae Magee, a/k/a Eleanor Mae Dox, a/k/a, Eleanor M. Dox, Decedent.

It is Ordered and Notice is given that on December 6, 2010 at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s will dated July 21, 2010, and for the appointment of Roxanne M. Magee, whose address is 1135 Glendon Street North, Maplewood, MN 55119 as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 11-1-10

BY THE COURT Kathryn D. Messerich Judge of District Court SCHMITZ & SCHMIDT, P.A. Stuart E. Schmitz MN# 128181 400 Robert Street North, Suite 1840 St. Paul, MN 55101 Telephone: 651-291-2405 Facsimile: 651-291-0887 e-mail: sschmitz@elderlaw123.com 2405793 11/4-11/11/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE (Real Property) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Other Civil/ Mortgage Foreclosure Court File No. 19HACV-09-7516 CitiMortgage, Inc. Plaintiff, vs.

Mark D. Gilbert, Wells Fargo Bank, N.A., Orchard Pointe Condominium Association, John Doe and Mary Roe Defendants.

Notice is hereby given, that under and by virtue of a Judgment and Decree entered in the above entitled action on September 15, 2010, a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due said Plaintiff in the above entitled action from said Defendants, as prescribed in the Judgment, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on December 2, 2010, at 10:00 AM, at the Sheriff's main office, Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in the City of Hastings, in said County and State, the premises and real estate described in said Judgment and Decree, to wit: All that tract(s) of parcel(s) of land lying and being in the County of Dakota and State of Minnesota, described as follows, to- wit: Unit No. 54 Orchard Pointe Condominiums, CIC No. 311, Dakota County, Minnesota.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated this 27 day of September, 2010 Dave Bellows, Sheriff, Dakota County, Minnesota By: /s/ Robert Shingledecker Deputy Kevin T. Dobie Plaintiff's Attorney USSET, WEINGARDEN AND LIEBO, P.L.L.P. 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1683 This is an attempt to collect a debt and any information obtained will be used for that purpose.

2369413 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 11, 2006 MORTGAGORS:Matthew J. Lundgren and Holly J. Lundgren, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered January 22, 2007, Dakota County Registrar of Titles, Document No. 604845, Certificate of Title No. 129581.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Fundings Associates, LP, Dated: September 10, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-3516110173-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, LP RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, LP MORTGAGED PROPERTY ADDRESS: 1009 156th Street East, Burnsville, MN 55306 TAX PARCEL I.D. #: 024580106003 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block Three (3), in Logarto Second Addition, according to the recorded plat thereof in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$223,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,846.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1912 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372249 10/7/10-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 MORTGAGOR(S): Robert Raasch and

MORTGAGOR(S): Robert Raasch and Judith Raasch, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100425240013667693 SERVICER: Home Loan Services, Inc. LENDER: First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 6, 2007, as Document No. 2508144 ASSIGNED TO: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: September 23, 2010 , and recorded September 30, 2010 by Document No. 2755913 .

LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Valley Heights Addition PROPERTY ADDRESS: 6509 Bonner Ct, Inver Grove Heights, MN 55076 PROPERTY I.D: 208130018002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Three Thousand Three Hundred Sixteen and 27/100 ($193,316.27) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 23, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010 U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00499-1 ASAP# 3759392 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010 2369961 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 1 7 , 2006 MORTGAGORS:Sarah G. Whaley and Jason E. Whaley, wife and husband.

MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 15, 2006, Dakota County Recorder, Document No. 2412597.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 21, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 20655 Hazelwood Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 228205123006 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 6, Village Creek 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$501,300.00

MORTGAGE:$501,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$539,414.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3868 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372410 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF SHERIFF'S MORTGAGE FORECLOSURE SALE

BY PUBLIC AUCTION Name of Mortgagor: J o o s E l e c t r i c Co. Name of Mortgagee: Associated Bank, National Association Original Principal Amount Secured by the Mortgage: $450,000.00 Date and Recording Information of Mortgage: J u l y 2 8 , 2004; filed with the Dakota County Registrar of Titles, State of Minnesota on February 9, 2005 as Document No. T558641.

Amount Due as of September 28, 2010: $419,327.28 Legal Description of Mortgaged Premises: The Mortgage encumbers the real and personal property described in the Mortgage (the "Property"), of which the real property is legally described as: LOT 2, BLOCK 1, BURROWS ADDITION DAKOTA COUNTY, MINNESOTA. TORRENS PROPERTY Common Address and Tax Parcel Identification: T h e Property's common address is: 3010 Lunar Lane, Eagan, Minnesota 55121.

The Property's tax parcel identification number is: 101557502001 Mortgage Origination And Servicer Information: T h e commercial mortgage servicer of the Mortgage is the Mortgagee; there is no third party servicer. The Mortgagee is the lender. There is no transaction agent. All questions regarding this foreclosure should be directed to the Mortgagee or the undersigned.

Time, Place, and Manner of Sale: 10:00 a.m., November 19, 2010, at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033.

Non-Merger of Interests: A n y p u r c h a s e b y t h e Mortgagee of the Property at the foreclosure sale or the Mortgagee's obtaining title to the Property at the end of the redemption period shall not cause the lien of the mortgage, or any other lien or interest in favor of the Mortgagee against or with respect to the Property, to merge with fee title or any other interest acquired by the Mortgagee, or in any manner otherwise impair the security or priority of such liens or the Mortgagee's rights and remedies under such liens and applicable law. To the contrary, the Mortgagee intends to reserve, and hereby expressly reserves, all of its rights and remedies with respect to such liens and interests.

Redemption: Mortgagor's Redemp-

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BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRE- Date: October 21, 2010 SENTATIVES OR ASSIGNS, MAY BE YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER and conditions of the Declaration for Path Villages Association, Diamond MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Inc. (hereinafter the "Association") OTHER THINGS, THAT THE MORT- which was recorded as Document No. GAGED PREMISES ARE IMPROVED 537352, in the Office of the Dakota WITH A RESIDENTIAL DWELLING OF County Recorder, as amended, coverLESS THAN FIVE UNITS, ARE NOT ing the following property: LEGAL DESCRIPTION: Lot 133, PROPERTY USED IN AGRICULTURAL Block 1, Diamond Path 6th Addition, PRODUCTION, AND ARE ABANDONED. Deficiency: T h e M o r t g a g e e p r e - Dakota County, Minnesota STREET ADDRESS: 5175 - 148th serves the right to pursue any deficiency in the indebtedness in accor- St. W., Apple Valley, MN 55124 TAX PARCEL ID NUMBER: dance with applicable law.

01-20505-133-01 Date: 10/7/10 2. Pursuant to said Declaration, KALINA, WILLS, GISVOLD there is claimed to be due and owing & CLARK, P.L.L.P. as of October 21, 2010, from Andrew By: _s/ Jason E. Engkjer Zahn, title holder, to the Association, a Michael C. Glover (MN #185401) Minnesota non-profit corporation, the Jason E. Engkjer (MN #318814) a m o u n t o f $5,197.50 for unpaid 6160 Summit Drive, Suite 560 association dues, late fees, attorneys Minneapolis, MN 55430 fees and costs, plus any other such Telephone: (612) 789-9000 amounts that will accrue after October Attorneys for Bank 2370852 10/7-11/11/10 21, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

NOTICE OF MORTGAGE 3. No action is now pending at law or FORECLOSURE SALE otherwise to recover said debt or any N O T I C E I S H E R E B Y G I V E N t h a t part thereof. default has occurred in the conditions 4. That all preforeclosure requireof the following described mortgage: ments have been met.

DATE OF MORTGAGE: March 30, 5. The owner has not been released 2007 from his financial obligation to pay ORIGINAL PRINCIPAL AMOUNT OF said amount.

MORTGAGE: $407,374.00 6. The Declaration, referenced above, MORTGAGOR(S): William T. Beigh- provide for a continuing lien against ley, Jr. and Valerie G. Beighley, hus- the property. A Notice of Lien evidencband and wife ing the amount due was recorded on MORTGAGEE: Mortgage Electronic August 24, 2010, as Document No. Registration Systems, Inc. 2748177 in the Dakota County DATE AND PLACE OF RECORDING: Recorder's Office.

Recorded: April 25, 2007 Dakota 7. Pursuant to the power of sale conCounty Recorder tained in the same Declaration and Document Number: 2512191 granted by the owners in taking title to ASSIGNMENTS OF MORTGAGE: the premises subject to said DeclaraAnd assigned to: U.S. Bank National tion, said Lien will be foreclosed by the Association sale of said property by the Sheriff of Dated: November 05, 2010 Dakota County, at the Dakota County Transaction Agent: Mortgage Elec- Sheriffs Office, Dakota County Law tronic Registration Systems, Inc. Enforcement Center, 1580 Highway 55 Transaction Agent Mortgage Identifi- Lobby S-100, Hastings, MN 55033, on cation Number: 100232301120053947 the 30th day of December, 2010, at Lender or Broker: Centennial Mort- 10:00 a.m. at public auction to the gage and Funding, Inc. highest bidder, to pay the amount then Residential Mortgage Servicer: U.S. due for said assessments, together Bank Home Mortgage with the costs of foreclosure, includMortgage Originator: Not Applicable ing attorneys fees as allowed by law.

COUNTY IN WHICH PROPERTY IS 8. T h e t i m e a l l o w e d b y l a w f o r LOCATED: Dakota redemption by the unit owner, his perProperty Address: 3444 83rd St E, sonal representatives or assigns is six Inver Grove Heights, MN 55076-4563 (6) months from the date of sale. The T a x P a r c e l I D N u m b e r : date and time to vacate the property 20-76500-170-01 is 11:59 p.m. on June 30, 2011, if L E G A L D E S C R I P T I O N O F P R O P - the account is not reinstated or the ERTY: Lot 17. Block 1, Timber Ponds, owners do not redeem from the foreDakota County, Minnesota. closure sale.

AMOUNT DUE AND CLAIMED TO BE REDEMPTION NOTICE DUE AS OF DATE OF NOTICE: THE TIME ALLOWED BY LAW $409,166.52 FOR REDEMPTION BY THE MORTTHAT all pre-foreclosure require- GAGOR, THE MORTGAGOR'S PERments have been complied with; that S O N A L R E P R E S E N T A T I V E S O R no action or proceeding has been insti- ASSIGNS, MAY BE REDUCED TO tuted at law or otherwise to recover the F I V E W E E K S I F A J U D I C I A L debt secured by said mortgage, or any ORDER IS ENTERED UNDER MINpart thereof; NESOTA STATUTES, SECTION PURSUANT to the power of sale con- 582.032, DETERMINING, AMONG tained in said mortgage, the OTHER THINGS, THAT THE above-described property will be sold M O R T G A G E D P R E M I S E S A R E by the Sheriff of said county as fol- IMPROVED WITH A RESIDENTIAL lows: DWELLING OF LESS THAN FIVE DATE AND TIME OF SALE: Decem- UNITS, ARE NOT PROPERTY USED ber 30, 2010 at 10:00 AM IN AGRICULTURAL PRODUCTION, PLACE OF SALE: Dakota County AND ARE ABANDONED. Law Enforcement Center, 1580 High9. THIS IS A COMMUNICATION FROM way 55, Lobby S-100, Hastings, Minne- A DEBT COLLECTOR ATTEMPTING TO sota COLLECT A DEBT. ANY INFORMAto pay the debt secured by said mort- TION OBTAINED WILL BE USED FOR gage and taxes, if any, on said pre- THAT PURPOSE. mises and the costs and disburseDIAMOND PATH VILLAGES ments, including attorney fees allowed ASSOCIATION, INC. by law, subject to redemption within Attorneys for Diamond Path six (6) months from the date of said Villages Association, Inc. sale by the mortgagor(s), their per- THOMSEN & NYBECK, P.A. sonal representatives or assigns.

By: _____________________________ If the Mortgage is not reinstated Gretchen S. Schellhas (#195595) under Minn. Stat. §580.30 or the prop- 3600 American Blvd. West, Suite 400 erty is not redeemed under Minn. Stat. Bloomington, Minnesota 55431 §580.23, the Mortgagor must vacate (952) 835-7000 the property on or before 11:59 p.m. on (Diamond Path Villages/Zahn/09-7-204D) June 30, 2011, or the next business 2409884 11/11-12/16/10 day if June 28, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial NOTICE OF MORTGAGE obligation: NONE FORECLOSURE SALE THIS COMMUNICATION IS FROM THE RIGHT TO VERIFICATION A DEBT COLLECTOR ATTEMPTOF THE DEBT AND IDENTITY OF ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE default has occurred in conditions of the following described mortgage: TIME PROVIDED BY LAW IS NOT DATE OF MORTGAGE:June 28, 2007 AFFECTED BY THIS ACTION. MORTGAGOR:Aaron White, a single THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, person.

MORTGAGEE:Mortgage Electronic THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE Registration Systems, Inc. DATE AND PLACE OF RECORDING: REDUCED TO FIVE WEEKS IF A JUDIRegistered July 12, 2007, Dakota CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION County Registrar of Titles, Document 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G No. 613962, Certificate of Title No. OTHER THINGS, THAT THE MORT- 142929.

ASSIGNMENTS OF MORTGAGE: GAGED PREMISES ARE IMPROVED Assigned to: Chase Home Finance WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT LLC, Dated: July 16, 2010, Recorded: PROPERTY USED IN AGRICULTURAL J u l y 2 3 , 2 0 1 0 , D o c u m e n t N o .

T665114. And thereafter assigned to: PRODUCTION, AND ARE ABANDONED. Fannie Mae ("Federal National MortDATED: November 11, 2010 Association"), Dated:August 1, gage ASSIGNEE OF MORTGAGEE: 2010.

U.S. Bank National Association Said Mortgage being Registered Wilford & Geske, P.A. Land.

Attorneys for Assignee of Mortgagee TRANSACTION AGENT: Mortgage Lawrence A. Wilford Electronic Registration Systems, Inc. James A. Geske TRANSACTION AGENT'S MORT8425 Seasons Parkway, Suite 105 GAGE IDENTIFICATION NUMBER ON Woodbury, MN 55125-4393 MORTGAGE: 100073000816602270 (651) 209-3300 File Number: 017690F01 2413397 11/11-12/16/10 ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� GAGEE:$274,292.00 That prior to the commencement of ���������� ���� ��������� MORTGAGE: 100073000816602270 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Lender Business Process Services MORTGAGED PROPERTY ADDRESS: 7655 Borman Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201640018001 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Carr Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$189,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$190,790.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010.

Federal National Mortgage Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372390 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 8 , 2005 MORTGAGORS:Andrew S. Smith and Lisa L. Smith, husband and wife.

MORTGAGEE:Associated Bank, N.A. DATE AND PLACE OF RECORDING: Recorded November 15, 2005, Dakota County Recorder, Document No. 2381133.

ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB, Dated: April 9, 2007, Recorded: May 8, 2007, Document No. 2514870.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Associated Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank, FSB MORTGAGED PROPERTY ADDRESS: 19750 Orr Avenue, Hastings, MN 55033 TAX PARCEL I.D. #: 336660006002 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Scott Acres, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$274,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$274,292.00

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010.

Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1904 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372286 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 5 , 2007 MORTGAGORS:A u d r e y S m i t h a n d Stanley Smith, WIFE AND HUSBAND. MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered October 18, 2007, Dakota County Registrar of Titles, Document No. 618937, Certificate of Title No. 127213.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 21, 2009, Recorded: November 3, 2009, Document No. T653379.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520047168358 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16110 Inglewood Drive, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-14500-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Bluebill Bay Estates.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$195,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$201,871.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 30, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4685 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372352 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 8 , 1994 MORTGAGORS:Kristen A. Stoohs, a single person.

MORTGAGEE:ICM Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded April 14, 1994, Dakota County Recorder, Document No. 1209112.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC S/B/M Chase Manhattan Mortgage Corporation S/B/M Chase Mortgage Company-West F/K/A Mellon Mortgage Company, Dated: October 31, 1994, Recorded: November 14, 1994, Document No. 1250441.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ICM Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17398 Honeysuckle Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 223331007002 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Homestead Creek East, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$113,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$75,940.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 30, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORT GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9114 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372454 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,750.00 MORTGAGOR(S): Jayson L. DeBaere, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 28, 2004 Dakota County Recorder Document Number: 2220546 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: September 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021800051305544 Lender or Broker: Washtenaw Mortgage Company Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5374 185th St W, Farmington, MN 55024-8651 Tax Parcel ID Number: 14-19508-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Dakota County Estates 9th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,770.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017180F01 2366049 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2003 MORTGAGORS: Willard L. Pankonin and Christi J. Pankonin, husband and wife.

MORTGAGEE: Interbank, FSB. DATE AND PLACE OF RECORDING: Recorded June 23, 2003, Dakota County Recorder, Document No. 2068679.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank, FA, Dated: May 19, 2003, Recorded: June 23, 2003, Document No. 2068680.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Interbank, FSB RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 25511 Ipava Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 13-01900-030-77 LEGAL DESCRIPTION OF PROPERTY: The South 330 feet of the North 396 feet of the Northeast 1/4 of the Southeast 1/4 of Section 19, Township 113, Range 20 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $560,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $603,068.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2998 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406738 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $382,500.00 MORTGAGOR(S): Jody L. Huemoeller, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder Document Number: 2461012 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP

Servicing, LP Dated: September 10, 2010 Recorded: September 21, 2010 Dakota County Recorder Document Number: 2753873 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000456-0000783861-0 Lender or Broker: E*Trade Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1882 14th St W, Hastings, MN 55033-8522 Tax Parcel ID Number: 19-73321-010-01 LEGAL DESCRIPTION OF PROPERTY: All that parcel of land in city of Hastings, Dakota County, State of Minnesota, as more fully described in Deed Doc # 2338319, ID # 19-73321-010-01, being known and designated as: Lot 1, Block 1, Sunset West 2 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $425,779.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017428F01 2370831 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $436,500.00 MORTGAGOR(S): Kevin D. Lee and May Y. Lee, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 13, 2007 Dakota County Recorder Document Number: 2530290 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604745994204 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13897 Fawn Ridge Way, Apple Valley, MN 55124-5035 Tax Parcel ID Number: 01-83251-100-03 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Waterford Village Second, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $487,963.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

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no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009045F02 2365417 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,200.00 MORTGAGOR(S): Steven G. Morgenstern and Kimberly A. Morgenstern, husband and wife MORTGAGEE: Associated Bank Minnesota, N.A. DATE AND PLACE OF RECORDING: Recorded: March 22, 2004 Dakota County Recorder Document Number: 2187850 LOAN MODIFICATION: Dated: May 12, 2010 Recorded: June 07, 2010 Document Number: 2733993 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Associated Bank Minnesota, N.A. Residential Mortgage Servicer: Associated Bank - WI Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 284 Annapolis St E, Saint Paul, MN 55118-1601 Tax Parcel ID Number: 42-47700-160-01 LEGAL DESCRIPTION OF PROPERTY: Lots 15 and 16, Block 1, McClung & McMurran's Addition to St. Paul, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,696.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2011, or the next business day

May 30, 2011, or the next business day if May 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Associated Bank Minnesota, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009963F02 2377774 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 17, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Claret Springs Association (hereinafter the "Association") which was recorded as Document No. 1544225 on October 22, 1998, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N: Lot 61, Block 1, Wensmann Eleventh Addition, CIC No. 252, Dakota County, Minnesota STREET ADDRESS: 15150 Cimarron Court, Rosemount, MN 55068 T A X P A R C E L I D N U M B E R: 34-83610-610-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 17, 2010, from Kenneth Kaupa and Tracey Kaupa, title holders, to the Association, a Minnesota non-profit corporation, the amount of $8,075.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 17, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 30, 2010, as Document No. 2722066 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn.

Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 6, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CLARET SPRINGS ASSOCIATION Attorneys for Claret Springs

Attorneys for Claret Springs Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Claret Springs/Kaupa/09-7-469D) 2379386 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2005 MORTGAGORS: Lynn M. Schaab and Michael J. Schaab, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 24, 2005, Dakota County Recorder, Document No. 2298440.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 15, 2008, Recorded: November 18, 2008, Document No. 2623205.

And thereafter assigned to: Selene Finance, LP, Dated: September 23, 2010, Recorded: September 23, 2010, Document No. 2754386, and by Document No. 2708854. And thereafter assigned to: Selene RMOF REO Acquisition LLC, Dated: September 24, 2010, Recorded: September 27, 2010, Document No. 2754999, as corrected by Corrective Assignment dated September 24, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100236400000109344 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mercantile Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Selene Finance, LP MORTGAGED PROPERTY ADDRESS: 984 Livingston Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-48100-160-08 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 8, Michel's B. Addition to West St. Paul.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,972.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

Selene RMOF REO Acquisition, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1675 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2413660 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 26, 2003 MORTGAGORS: Timothy E. Abbott and Jill A. Abbott, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 6, 2003, Dakota County Recorder, Document No. 2090101.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599920020233 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Resource Financial Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14342 Ebony Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015750305002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Pilot Knob Estates Fourth Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,868.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9470 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415144 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 8 , 2006 MORTGAGOR:Bernardino G. Lopez and Maria C. Perez, husband and wife.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Registered February 24, 2006, Dakota County Registrar of Titles, Document No. 585387, Certificate of Title No. 130893.

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������ ������ ������� �������� ��� ���� MORTGAGE:$150,000.00 Title No. 130893.

AMOUNT DUE AND CLAIMED TO BE A S S I G N M E N T S O F MORTGAGE:NONE DUE AS OF DATE OF NOTICE, INCLUDS a i d M o r t g a g e b e i n g R e g i s t e r e d ING TAXES, IF ANY, PAID BY MORTLand.

GAGEE:$155,640.04 TRANSACTION AGENT: NONE That prior to the commencement of T R A N S A C T I O N A G E N T ' S M O R T - this mortgage foreclosure proceeding GAGE IDENTIFICATION NUMBER ON Mortgagee/Assignee of Mortgagee comMORTGAGE: NONE plied with all notice requirements as LENDER OR BROKER AND MORT- required by statute; That no action or G A G E O R I G I N A T O R S T A T E D O N proceeding has been instituted at law MORTGAGE: Washington Mutual or otherwise to recover the debt Bank, FA secured by said mortgage, or any part R E S I D E N T I A L M O R T G A G E S E R - thereof; PURSUANT to the power of sale conVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: tained in said mortgage, the above 408 20th Avenue South, South Saint described property will be sold by the Sheriff of said county as follows: Paul, MN 55075 DATE AND TIME OF SALE: DecemTAX PARCEL I.D. #: 368370002001 LEGAL DESCRIPTION OF PROP- ber 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law ERTY: Enforcement Center, 1580 Hwy 55, Lot 2, Block 1 in Western Addition COUNTY IN WHICH PROPERTY IS Lobby #S-100, Hastings, MN to pay the debt then secured by said LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said premises, and the costs and disburseMORTGAGE:$187,500.00 AMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DUE AS OF DATE OF NOTICE, INCLUD- allowed by law subject to redemption ING TAXES, IF ANY, PAID BY MORT- within six (6) months from the date of said sale by the mortgagor(s), their GAGEE:$206,176.44 That prior to the commencement of personal representatives or assigns this mortgage foreclosure proceeding unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee com- MN Stat. §580.07. plied with all notice requirements as TIME AND DATE TO VACATE PROPrequired by statute; That no action or E R T Y : I f t h e r e a l e s t a t e i s a n proceeding has been instituted at law owner-occupied, single-family dwello r o t h e r w i s e t o r e c o v e r t h e d e b t ing, unless otherwise provided by law, secured by said mortgage, or any part the date on or before which the mortthereof; gagor(s) must vacate the property if the PURSUANT to the power of sale con- mortgage is not reinstated under sectained in said mortgage, the above tion 580.30 or the property is not described property will be sold by the redeemed under section 580.23 is Sheriff of said county as follows: 11:59 p.m. on June 10, 2011.

DATE AND TIME OF SALE: DecemMORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTber 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law GAGE:None Enforcement Center, 1580 Hwy 55, "THE TIME ALLOWED BY LAW FOR Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL ERTY: If the real estate is an P R O D U C T I O N , A N D A R E owner-occupied, single-family dwell- ABANDONED." Dated: October 4, 2010. ing, unless otherwise provided by law, Chase Home Finance LLC the date on or before which the mortMortgagee/Assignee of Mortgagee gagor(s) must vacate the property if the mortgage is not reinstated under sec- USSET, WEINGARDEN AND LIEBO, P.L.L.P. tion 580.30 or the property is not By: Paul A. Weingarden redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of 1 1 : 5 9 p . m . o n J u n e 2 , 2 0 1 1 Mortgagee . MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 (952) 925-6888 GAGE:None "THE TIME ALLOWED BY LAW FOR 30-9301 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 10/14-11/18/10 RESENTATIVES OR ASSIGNS, MAY BE 2380685 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTNOTICE IS HEREBY GIVEN that GAGED PREMISES ARE IMPROVED default has occurred in the conditions WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT of the following described mortgage: DATE OF MORTGAGE: August 18, PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 2006 ORIGINAL PRINCIPAL AMOUNT OF ABANDONED." MORTGAGE: $358,500.00 Dated: September 27, 2010.

M ORTGAGOR(S): Cara Valdez, a JPMorgan Chase Bank, N.A. single person Mortgagee/Assignee of Mortgagee MORTGAGEE: Mortgage Electronic USSET, WEINGARDEN AND LIEBO, P.L.L.P. Registration Systems, Inc. By: Paul A. Weingarden DATE AND PLACE OF RECORDING: Attorneys for Mortgagee/Assignee of Recorded: September 12, 2006 Mortgagee Dakota County Recorder 4500 Park Glen Road #300 Document Number: 2459999 Minneapolis, MN 55416 AND CORRECTIVE MORTGAGE (952) 925-6888 RECORDING: October 29, 2007 Dakota 60-3181 THIS IS A COMMUNICATION FROM County Recorder Document Number: 2553315 A DEBT COLLECTOR. Transaction Agent: Mortgage Elec2372502 10/7-11/11/10 tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003315097 Lender or Broker: Lehman Brothers NOTICE OF MORTGAGE Bank, FSB FORECLOSURE SALE Residential Mortgage Servicer: THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Aurora Loan Services, LLC Mortgage Originator: Not Applicable THE ORIGINAL CREDITOR WITHIN COUNTY IN WHICH PROPERTY IS THE TIME PROVIDED BY LAW IS LOCATED: Dakota NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Property Address: 13687 Atwood Trl, default has occurred in conditions of Rosemount, MN 55068-3703 the following described mortgage: Tax Parcel ID Number: DATE OF MORTGAGE:February 18, 34-48302-030-01 2005 LEGAL DESCRIPTION OF PROPMORTGAGORS:Maria Pliego Vides ERTY: Lot 3, Block 1, Meadows of and Guillermo Rivera Garcia, wife and Bloomfield, Third Addition, Dakota husband.

County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DUE AS OF DATE OF NOTICE: DATE AND PLACE OF RECORDING: $415,002.53 Recorded May 13, 2005, Dakota THAT all pre-foreclosure requireC o u n t y R e c o r d e r , D o c u m e n t N o . ments have been complied with; that no action or proceeding has been insti2321846.

A S S I G N M E N T S O F M O R T G A G E : tuted at law or otherwise to recover the Assigned to: Chase Home Finance debt secured by said mortgage, or any part thereof; LLC, Dated: October 4, 2010.

TRANSACTION AGENT: Mortgage PURSUANT to the power of sale contained in said mortgage, the Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - above-described property will be sold GAGE IDENTIFICATION NUMBER ON by the Sheriff of said county as follows: MORTGAGE: 100059012560246871 LENDER OR BROKER AND MORTDATE AND TIME OF SALE: NovemG A G E O R I G I N A T O R S T A T E D O N ber 29, 2010 at 10:00 AM MORTGAGE: NBANK, N.A. PLACE OF SALE: Dakota County R E S I D E N T I A L M O R T G A G E S E R - Law Enforcement Center, 1580 HighVICER: Chase Home Finance LLC way 55, Lobby S-100, Hastings, MinneMORTGAGED PROPERTY ADDRESS: sota 631 North 10th Avenue, South Saint to pay the debt secured by said mortPaul, MN 55075 gage and taxes, if any, on said preTAX PARCEL I.D. #: 367020723005 mises and the costs and disburseLEGAL DESCRIPTION OF PROP- ments, including attorney fees allowed ERTY: by law, subject to redemption within Lot 22 and 23, Block 5, South Park six (6) months from the date of said Division Number 8 sale by the mortgagor(s), their perCOUNTY IN WHICH PROPERTY IS sonal representatives or assigns.

LOCATED:Dakota If the Mortgage is not reinstated ORIGINAL PRINCIPAL AMOUNT OF ���������� �� ���� ����� MORTGAGE:$150,000.00

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� Randall S. Miller & Associates, PLLC Attorneys for Assignee of ���������� ���� ��������� If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004064F03 2374998 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Donaldo Avila, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000224553-9 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on July 10, 2006, as Document No. 2443961 ASSIGNED TO: Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE3 Mortgage Pass-through Certificates, Series 2007-HE3 Dated: September 1, 2010 , and recorded September 17, 2010 by Document No. 2753225 .

LEGAL DESCRIPTION OF PROPERTY: Lot 26,Block 6, Dakota County Estates, 2nd addition, Dakota County, Minnesota.

PROPERTY ADDRESS: 5151 Upper 182nd St W, Farmington, MN 55024 PROPERTY I.D: 141950126006 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Six Thousand Five Hundred Fifty-Six and 59/100 ($206,556.59) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE3 Mortgage Pass-through Certificates, Series 2007-HE3 Randall S. Miller & Associates, PLLC

Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00438-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3764044 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378779 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2004 MORTGAGOR: Michelle Schumack, a single person.

MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded July 1, 2004, Dakota County Recorder, Document No. 2221617.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1255 Timbershore Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 10-76502-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Timbershores 3rd Addition, together with appurtenant easements created pursuant to Declaration, Document No. 401215, as Amended. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $127,713.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 4, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4814 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2414871 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,981.00 MORTGAGOR(S): Bradley A. Weck-

MORTGAGOR(S): Bradley A. Weck erly, single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 21, 2009 Dakota County Recorder Document Number: 2679744 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 30, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100315900000094358 Lender or Broker: River City Mortgage & Financial, LLC, A Delaware Limited Liability Company Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15362 Flower Way, Apple Valley, MN 55124-3130 Tax Parcel ID Number: 01-55900-047-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 47, Common Interest Community No. 311, Orchard Pointe Condominium, a condominium located in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,989.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017408F01 2377729 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 15, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Garrett Square Association (hereinafter the "Association") which was recorded as Document No. 261860 on August 12, 1992, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 205 and Garage Unit No. 79 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota STREET ADDRESS: 14620 Garrett Avenue, #205, Apple Valley, MN 55124 T A X P A R C E L I D N U M B E R: 01-81401-119-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 15, 2010, from Craig A. Miller, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,128.72 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 15, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 24, 2010, as Document No. 663846 in the Dakota County Registrar of Titles' Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 3rd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 3, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARRETT SQUARE ASSOCIATION Attorneys for Garrett Square Association THOMSEN & NYBECK, P.A. By: /S/ Gretchen S. Schellhas Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Garrett Square/Miller/10-7-265D) 2376090 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:D e c e m b e r 7 , 2007 MORTGAGORS:K a r e n E . W i l l i a m s and Kiera A. Fernandez, both single.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562356.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 3, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1220 Summit Oaks Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-73000-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Summit Oaks First, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$494,380.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$519,756.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8467 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380667 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 15, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352 on April 6, 1979, in the Office of the County Recorder of Dakota County, Minnesota, as amended and supplemented, covering the following property: Legal Description: Lot 99, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota Street Address: 5078 147th Street W., Apple Valley, MN 55124 Tax Parcel No. 01-20505-099-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 15, 2010, from Tammy A. Morse, title holder, to the Association, a Minnesota non-profit corporation, the amount of $5,367.55 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 15, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above, provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 5, 2009, as Document No. 2694582 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 2nd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 2, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPT-

FROM A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path/Morse/08-7-855D) 2376127 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2007 MORTGAGOR: Reid J. Fjerstad, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: September 7, 2007 Dakota County Registrar of Titles Document #: 616901 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT SIXTEEN (16) AND THE SOUTH ONE HALF (S1/2) OF LOT SEVENTEEN (17), GERBER'S ADDITION, ACCORDING TO THE PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE REGISTER OF DEEDS IN AND FOR SAID COUNTY AND STATE. The Torrens Certificate No. is 138839 PARCEL ID #: 36-29100-170-00 PROPERTY ADDRESS: 1240 South 7th Avenue, South Saint Paul, Minnesota 55075 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $238,651.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is June 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: November 8, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2414696 11/11-12/16/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 0 , 2007 MORTGAGORS: James M. Gee and Susan L. Gee, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 13, 2007, Dakota County Recorder, Document No. 2496132.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 26, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000351525781 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14228 Dearborn Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 341830028001 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Country Hills First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $229,982.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4941 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2413124 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 16, 2005 MORTGAGOR: Duke George Trifunov, Jr., a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 17, 2006, Dakota County Recorder, Document No. 2397388.

ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank , National

Assigned to: US Bank , National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage pass-through Certificates,Series 2006-BNC 1, Dated: October 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002183249 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1141 South 8th Avenue, South Saint, MN 55075 TAX PARCEL I.D. #: 363210021003 LEGAL DESCRIPTION OF PROPERTY: The North half of Lot 20 and all of Lot 21, Block 3, Hauses Addition to South St. Paul, together with the West half of vacated alley adjoining which accrued thereto by reason of vacation thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$198,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$209,824.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4185 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380897 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 27, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for The Woodwinds Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 1139593 on July 28, 1993, in the Office of the Dakota County Recorder and also, pursuant to Minn.

Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N: Lot 6, Block 1, The Woodwinds 4th Addition, CIC No. 547, Dakota County, Minnesota STREET ADDRESS: 13804 Evergreen Court, Apple Valley, MN 55124 T A X P A R C E L I D N U M B E R: 01-76203-060-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 27, 2010, from Michael A. Jurewicz and Michelle M. Jurewicz, title holders, to the Association, a Minnesota non-profit corporation, the amount of $1,835.01 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 27, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

any part thereof.

4. That all preforeclosure requirements have been met.

5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount.

6. T h e D e c l a r a t i o n , r e f e r e n c e d above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 14, 2010, as Document No. 2740583 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 3rd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale.

The date and time to vacate the property is 11:59 p.m. on June 3, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE WOODWINDS HOMEOWNERS ASSOCIATION, INC. Attorneys for The Woodwinds Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Woodwinds/Jurewicz/10-7-369D) 2375982 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 20, 2005 MORTGAGORS:Thomas L. Farris and Patricia Q. Farris, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 7, 2005, Dakota County Recorder, Document No. 2337995.

ASSIGNMENTS OF MORTGAGE: Assigned to: WACHOVIA BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS FOR MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2005-A8, Dated: September 2, 2009, Recorded: September 21, 2009, Document No. 2685518.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800871547044 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 10956 Alameda Path, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 207140001002 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Southern Lakes Estates, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$650,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$712,131.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Wachovia Bank, NA, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-686 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380644 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 21, 2007 MORTGAGORS:Stephanie E. Chiero and Richard A. Chiero Jr., wife and husband.

MORTGAGEE:PNC Mortgage LLC. DATE AND PLACE OF RECORDING: Recorded January 16, 2008, Dakota County Recorder, Document No. 2566490.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: January 4, 2008, Recorded: April 28, 2008, Document No. 2587375. And thereafter assigned to: U.S. Bank, N.A., Dated: September 27, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13022 Judicial Road, Burnsville, MN 55337 TAX PARCEL I.D. #: 025205007001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1 North Crickett Hills, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$162,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$163,033.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not

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������ ������� Mortgagee/Assignee �������� ��� ���� of Mortgagee tion 580.30������ or the property is not redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 11:59 p.m. on June 3, 2011.

MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE:None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 30-6091 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 10/14-11/18/10 CIAL ORDER IS ENTERED UNDER 2375013 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS ABANDONED." NOT AFFECTED BY THIS ACTION. Dated: October 5, 2010.

NOTICE IS HEREBY GIVEN, that U.S. Bank, N. A. default has occurred in conditions of Mortgagee/Assignee of Mortgagee the following described mortgage: USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATE OF MORTGAGE: January 7, By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 2004.

MORTGAGORS: Casey Ann Tiedens Mortgagee and Scott G. Tiedens, wife and hus4500 Park Glen Road #300 band.

Minneapolis, MN 55416 MORTGAGEE: Ameriquest Mortgage (952) 925-6888 Company.

19-1280 DATE AND PLACE OF RECORDING: THIS IS A COMMUNICATION FROM Recorded February 9, 2004, Dakota A DEBT COLLECTOR. 2380656 10/14-11/18/10 C o u n t y R e c o r d e r , D o c u m e n t N o .

2173639.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee of AmerNOTICE OF MORTGAGE iquest Securities Inc., Asset Backed FORECLOSURE SALE THE RIGHT TO VERIFICATION Pass-Through Certificates, Series OF THE DEBT AND IDENTITY OF 2004-R2 under the Pooling & ServicTHE ORIGINAL CREDITOR WITHIN ing Agreement dated as of March 1, THE TIME PROVIDED BY LAW IS 2004, Without Recourse, Dated: September 18, 2006, Recorded: September NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 29, 2006, Document No. 2464989.

TRANSACTION AGENT: NONE default has occurred in conditions of the following described mortgage: TRANSACTION AGENT'S MORTDATE OF MORTGAGE:September 28, GAGE IDENTIFICATION NUMBER ON 2007 MORTGAGE: NONE LENDER OR BROKER AND MORTMORTGAGORS:Janet Oppong-Agyei and Ellen Annang, both single.

GAGE ORIGINATOR STATED ON MORTGAGEE:J P M o r g a n C h a s e MORTGAGE: Ameriquest Mortgage Bank, N.A..

Company RESIDENTIAL MORTGAGE SERDATE AND PLACE OF RECORDING: Recorded October 8, 2007, Dakota VICER: American Home Mortgage SerC o u n t y R e c o r d e r , D o c u m e n t N o . vicing, Inc MORTGAGED PROPERTY ADDRESS: 2548813.

A S S I G N M E N T S O F M O R T G A G E : 5218 187th Street West, Farmington, Assigned to: Chase Home Finance MN 55024 TAX PARCEL I.D. #: 145865001008 LLC, Dated: December 11, 2008, LEGAL DESCRIPTION OF PROPRecorded: December 23, 2008, DocuERTY: ment No. 2628100.

Lot 1, Block 8, Prairie Creek First TRANSACTION AGENT: NONE Addition, Dakota County, Minnesota.

TRANSACTION AGENT'S MORTCOUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON LOCATED: Dakota MORTGAGE: NONE ORIGINAL PRINCIPAL AMOUNT OF LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGE: JPMorgan Chase Bank, N.A. DUE AS OF DATE OF NOTICE, INCLUDR E S I D E N T I A L M O R T G A G E S E R - ING TAXES, IF ANY, PAID BY MORTVICER: Chase Home Finance LLC GAGEE: $219,469.00 MORTGAGED PROPERTY ADDRESS: That prior to the commencement of 17924 Flushing Hill Lane, Lakeville, this mortgage foreclosure proceeding MN 55044 Mortgagee/Assignee of Mortgagee comT A X P A R C E L I . D . # : plied with all notice requirements as 22-18600-280-06 required by statute; That no action or LEGAL DESCRIPTION OF PROP- proceeding has been instituted at law ERTY: or otherwise to recover the debt Lot 28, Block 6, Crossroads 1st secured by said mortgage, or any part thereof; Addition.

PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF described property will be sold by the Sheriff of said county as follows: MORTGAGE:$412,000.00 DATE AND TIME OF SALE: January AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- 6, 2011 at 10:00 AM ING TAXES, IF ANY, PAID BY MORTPLACE OF SALE: S h e r i f f ' s O f f i c e , GAGEE:$484,261.25 Law Enforcement Center, 1580 Hwy That prior to the commencement of 55, Lobby #S-100, Hastings, MN this mortgage foreclosure proceeding to pay the debt then secured by said Mortgagee/Assignee of Mortgagee com- Mortgage, and taxes, if any, on said plied with all notice requirements as premises, and the costs and disburserequired by statute; That no action or m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s proceeding has been instituted at law allowed by law subject to redemption o r o t h e r w i s e t o r e c o v e r t h e d e b t within six (6) months from the date of secured by said mortgage, or any part said sale by the mortgagor(s), their thereof; personal representatives or assigns PURSUANT to the power of sale con- unless reduced to Five (5) weeks under tained in said mortgage, the above MN Stat. §580.07.

TIME AND DATE TO VACATE PROPdescribed property will be sold by the Sheriff of said county as follows: ERTY: If the real estate is an DATE AND TIME OF SALE: Novem- owner-occupied, single-family dwellber 30, 2010 at 10:00 AM ing, unless otherwise provided by law, PLACE OF SALE:Sheriff's Office, Law the date on or before which the mortEnforcement Center, 1580 Hwy 55, gagor(s) must vacate the property if the Lobby #S-100, Hastings, MN mortgage is not reinstated under secto pay the debt then secured by said tion 580.30 or the property is not Mortgage, and taxes, if any, on said redeemed under section 580.23 is premises, and the costs and disburse- 11:59 p.m. on July 6, 2011 . ments, including attorneys' fees MORTGAGOR(S) RELEASED FROM allowed by law subject to redemption FINANCIAL OBLIGATION ON MORTwithin six (6) months from the date of GAGE: None said sale by the mortgagor(s), their "THE TIME ALLOWED BY LAW FOR personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07.

RESENTATIVES OR ASSIGNS, MAY BE TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 11:59 p.m. on May 31, 2011.

MORTGAGOR(S) RELEASED FROM ABANDONED." Dated: October 29, 2010.

FINANCIAL OBLIGATION ON MORTDeutsche Bank National Trust GAGE:None Company, as trustee "THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- USSET, WEINGARDEN AND LIEBO, P.L.L.P. RESENTATIVES OR ASSIGNS, MAY BE By: Paul A. Weingarden REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Mortgagee/Assignee of CIAL ORDER IS ENTERED UNDER Mortgagee MINNESOTA STATUTES, SECTION 4500 Park Glen Road #300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Minneapolis, MN 55416 OTHER THINGS, THAT THE MORT- (952) 925-6888 71-916 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF THIS IS A COMMUNICATION FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR. 11/11-12/16/10 PROPERTY USED IN AGRICULTURAL 2411866 P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2010.

Chase Home Finance LLC ���������� �� ���� ����� Mortgagee/Assignee of Mortgagee

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������TRANSACTION ������ ������� AGENT: Mortgage Electronic Registration Systems, Inc. ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 26, 2007 MORTGAGOR: Brenda K. Bailey, a single person.

MORTGAGEE: ABN AMRO Mortgage Group, Inc nka CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded December 28, 2007, Dakota County Recorder, Document No. 2563763.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc nka CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 633 1st Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367515112013 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 13, Tarbox Rearrangement of Blocks 9 and 13 of Tarbox Addition to South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $126,676.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 4, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4874 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415110 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Joseph D Rutter and Suong Rutter, husband and wife and Joseph J. Rutter, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Great Northern Financial Group, Inc TRANSACTION AGENT: Mortgage

MIN#: 1002614-9565353800-3 SERVICER: Ocwen Loan Servicing, LLC LENDER: Great Northern Financial Group, Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on December 15, 2005, as Document No. 2388944 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Dated: February 16, 2006 , and recorded November 4, 2008 by Document No. 2621235 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Burnhaven Wood, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota PROPERTY ADDRESS: 1827 140th Street West, Burnsville, MN 55337 PROPERTY I.D: 02.15377.020.04 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-One Thousand Five Hundred Nine and 41/100 ($141,509.41) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00419-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3764032 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378783 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,000.00 MORTGAGOR(S): Rene A Brinkman and Randy J Brinkman, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 17, 2006 Dakota County Recorder Document Number: 2454335 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001375-1000025623-2 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4851 192nd St W, Farmington, MN 55024-8751 Tax Parcel ID Number: 14-12501-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Autumn Glen 2nd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $312,393.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017440F01 2378787 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 1997 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,500.00 MORTGAGOR(S): Hurley Jerome Underdahl and Maureen V Underdahl, husband and wife MORTGAGEE: World Savings and Loan Association DATE AND PLACE OF RECORDING: Recorded: August 21, 1997 Dakota County Recorder Document Number: 1440489 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings and Loan Association Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8825 Hunters Way, Apple Valley, MN 55124-9479 Tax Parcel ID Number: 02-34000-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Hunters Wood Townhomes, CIC No. 219, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,874.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB successor by merger with World Savings and Loan Association Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017423F01 2375526 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for River Pointe Condominium Association ("Declaration") which governs the following described real property situated in the County of Dakota and State of Minnesota, to-wit: Unit No. 4B, CIC No. 90, River Pointe Condominium, a condominium located in the County of Dakota; pursuant to the Declaration Document No. 397656 and Bylaws; as amended by First Amendment to Declaration No. 555573; Subject to the provisions, restrictions and easements contained in the Declaration and Bylaws and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota Statutes Chapter 515B, and Acts Amendatory thereof.

Subject to encumbrances, liens and interests noted on CECT No. 134754. according to the plat thereof on file or of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota.

PROPERTY ADDRESS: 1111 Sibley Memorial Highway, Unit #4B, Lilydale, MN 55118 Pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Cheryl Kristine Stolz, as Unit Owner, to River Pointe Condominium Association, the principal amount of Twenty Thousand Seven Hundred Twenty One and 10/100 dollars ($20,721.10) for association assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part.

Pursuant to said Declaration and Minnesota Statutes Chapter 515B, said debt creates a lien upon said premises in favor of River Pointe Condominium Association, as evidenced by that Notice of Lien dated July 26, 2010, and recorded October 6, 2010, as Document No. T668874 in the office of the Registrar of Titles in and for Dakota County, Minnesota, and by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said association assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 15, 2010, at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no reinstatement or redemption occurs, the property must be vacated by 11:59 PM on June 15, 2011.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 19, 2010 By /s/ David J. Raymond, #221818 Attorney for River Pointe Condominium Association Raymond Law Offices, PA 5838 Blackshire Path, Inver Grove Heights, MN 55076 651-455-3100 File 187501 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2403351 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2007 MORTGAGORS: Mai Tong Thao and Cha Vue, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 31, 2007, Dakota County Recorder, Document No. 2563800.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 797 Sunset Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 107298802002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Sunset Fourth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $288,605.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 29, 2010 JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3252 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415305 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 10, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Eric W Schmidt and Patricia A Schmidt, Husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage company, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100077910002219331

MIN#: 100077910002219331 SERVICER: Ocwen Loan Servicing ,LLC LENDER: Decision One Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on August 16, 2004, as Document No. 2238227 ASSIGNED TO: U.S. Bank N.A.,in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2004-7, Home Equity Pass-Through Certificates, Series 2004-7 Dated: December 21, 2007 , and recorded January 10, 2008 by Document No. 2565368 .

LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Foxborough, according to the plat thereof on file and of record in the office of the county recorder, Dakota County, Minnesota.

PROPERTY ADDRESS: 7587 Upper 167th Street West, Lakeville, MN 55044 PROPERTY I.D: 22 27600 090 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Four Thousand Six Hundred Thirty-Seven and 90/100 ($174,637.90) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sh eriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 U.S. Bank N.A.,in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2004-7, Home Equity Pass-Through Certificates, Series 2004-7 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00036-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3762439 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378771 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 5, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 MORTGAGOR(S): Michael Gibbons and Nancy Gibbons MORTGAGEE: M&I Marshall & Ilsley Bank DATE AND PLACE OF REGISTRATION: Registered with the Registrar of Titles in and for the County of Dakota, State of Minnesota, on the 5th day of January, 2006 as Document No. 582405 ASSIGNMENTS OF MORTGAGE: Assigned to Kondaur Capital Corporation, dated August 4, 2009, recorded June 10, 2010 as Document No. 663172; further assigned to Second Chance Finance Group, LLC, dated November 24, 2009, recorded June 10, 2010 as Document No. 663173 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 3 in Berkshire Ponds REGISTERED PROPERTY PROPERTY ADDRESS: 1926 Covington Lane, Eagan, MN 55122.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,576.95 THAT there has been compliance with all pre-foreclosure requirements; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mort-

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recover the debt secured by said mort gage, or any part thereof; THAT pursuant to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: December 1, 2010, at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under s e c t i o n 580.30 o r t h e p r o p e r t y redeemed under section 580.23: June 1, 2011 at 11:59 p.m.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 7, 2010 Second Chance Finance Group, LLC Assignee of Mortgagee HOELSCHER LAW FIRM, PLLC By: _____________________________ Brian G. Hoelscher #0238752 Attorneys for Assignee of Mortgagee 13100 Wayzata Boulevard, Suite 100 Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FORECLOSURE DATA Minn. Stat. Sec. 580.025 (1) the physical street address, city, and zip code of the mortgaged premises is 1926 Covington Lane, Eagan, MN 55122; (2) the name of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30 are as follows: - not applicable; or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30 are as follows: residential mortgage servicer - BSI Financial Services, Inc., lender or broker - original lender M&I Marshall & Ilsley Bank, present holder Second Chance Finance Group, LLC; (3) the tax parcel identification number of the mortgaged premises is: 10-13750-160-03; (4) if stated on the mortgage, the transaction agent's mortgage identification number is: - not applicable; (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02 is: M&I Marshall & Ilsley Bank 2377809 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 17, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Claret Springs Association (hereinafter the "Association") which was recorded as Document No. 1544225 on October 22, 1998, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N: Lot 37, Block 1, Wensmann Eleventh Addition, CIC No. 252, Dakota County, Minnesota STREET ADDRESS: 15166 Cimarron Avenue, Rosemount, MN 55068 T A X P A R C E L I D N U M B E R: 34-83610-370-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 17, 2010, from Kwame Oppong and Martha Oppong, title holders, to the Association, a Minnesota non-profit corporation, the amount of $5,875.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 17, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount.

6. T h e D e c l a r a t i o n , r e f e r e n c e d above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 30, 2010, as Document No. 2722064 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and

contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale.

The date and time to vacate the property is 11:59 p.m. on June 6, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CLARET SPRINGS ASSOCIATION Attorneys for Claret Springs Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Claret Springs/Oppong/09-7-471D) 2376038 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 15, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352 on April 6, 1979, in the Office of the County Recorder of Dakota County, Minnesota, as amended and supplemented, covering the following property: Legal Description: Lot 68, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota Street Address: 1 4 7 5 7 E c h o W a y , Apple Valley, MN 55124 Tax Parcel No. 01-20505-068-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 15, 2010, from Mary F. Lind, title holder, to the Association, a Minnesota non-profit corporation, the amount of $10,428.40 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 15, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above, provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was r e c o r d e d o n O c t o b e r 1 4 , 2 0 0 9 , as Document No. 2690395 in the Dakota County Recorder's Office, which was amended by Amended Notice of Lien recorded on June 16, 2010 as Document No. 2735897.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 2nd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 2, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9.THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path/Lind/09-7-197D) 2376191 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 15, 2006 MORTGAGORS: Daniel Burke and Ann Burke, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: October 2, 2006 Dakota County Registrar of Titles Document #: 598624 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 5, BLOCK 6, SEMINOLE ADDITION, DAKOTA COUNTY, MINNESOTA The Torrens Certificate No. is 116219 PARCEL ID #: 42-67200-050-06 PROPERTY ADDRESS: 344 W. Emerson Ave., West Saint Paul, Minnesota 55118 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $325,227.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is June 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 28, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2408824 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2006 MORTGAGORS: Jacob Lukkes and Jennifer Lukkes, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 1, 2006, Dakota County Recorder, Document No. 2458118.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 14, 2010, Recorded: September 22, 2010, Document No. 2754146.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074407552 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1876 13th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 195860090710 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 907, COMMON INTEREST COMMUNITY NUMBER 511, A CONDOMINIUM, PRAIRIE RIDGE, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,990.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,574.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9141 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415347 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,500.00 MORTGAGOR(S): Brian Lee Heckmann and Christine Heckmann, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 27, 2007 Dakota County Recorder Document Number: 2546586 ASSIGNMENTS OF MORTGAGE:

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������ ������ ������� ASSIGNMENTS OF MORTGAGE: sota. �������� ��� ���� And assigned to: BAC Home Loans AMOUNT DUE AND CLAIMED TO BE Servicing, LP fka Countrywide Home D U E A S O F D A T E O F N O T I C E : Loans Servicing, LP $358,763.16 Dated: October 07, 2010 THAT all pre-foreclosure requireTransaction Agent: Mortgage Elec- ments have been complied with; that no action or proceeding has been institronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- tuted at law or otherwise to recover the cation Number: 100039032129740649 debt secured by said mortgage, or any Lender or Broker: Quicken Loans, part thereof; Inc. PURSUANT to the power of sale conResidential Mortgage Servicer: BAC t a i n e d i n s a i d m o r t g a g e , t h e Home Loans Servicing, L.P. above-described property will be sold Mortgage Originator: Not Applicable by the Sheriff of said county as folCOUNTY IN WHICH PROPERTY IS lows: LOCATED: Dakota DATE AND TIME OF SALE: NovemProperty Address: 902 Bellows St, ber 29, 2010 at 10:00 AM West St Paul, MN 55118-1319 PLACE OF SALE: Dakota County T a x P a r c e l I D N u m b e r : Law Enforcement Center, 1580 High42-66700-091-00 way 55, Lobby S-100, Hastings, MinneL E G A L D E S C R I P T I O N O F P R O P - sota ERTY: The South Fifty Five (S.55) feet to pay the debt secured by said mortof the North Ninety Eight (N 98) feet of gage and taxes, if any, on said preLots Seven (7), Eight (8) and Nine (9), mises and the costs and disburseSchlafle's Re-Arrangement, West. St. ments, including attorney fees allowed Paul, Dakota County, according to the by law, subject to redemption within plat thereof on file and of record in the six (6) months from the date of said office of the Register of Deeds in and sale by the mortgagor(s), their perfor Dakota County, Minnesota. sonal representatives or assigns.

AMOUNT DUE AND CLAIMED TO BE If the Mortgage is not reinstated D U E A S O F D A T E O F N O T I C E : under Minn. Stat. §580.30 or the prop$179,652.64 erty is not redeemed under Minn. Stat.

THAT all pre-foreclosure require- §580.23, the Mortgagor must vacate ments have been complied with; that the property on or before 11:59 p.m. on no action or proceeding has been insti- May 29, 2011, or the next business day tuted at law or otherwise to recover the if May 29, 2011 falls on a Saturday, debt secured by said mortgage, or any Sunday or legal holiday. part thereof; Mortgagor(s) released from financial PURSUANT to the power of sale con- obligation: NONE tained in said mortgage, the THIS COMMUNICATION IS FROM above-described property will be sold A DEBT COLLECTOR ATTEMPTby the Sheriff of said county as fol- ING TO COLLECT A DEBT. ANY lows: INFORMATION OBTAINED WILL BE DATE AND TIME OF SALE: Novem- USED FOR THAT PURPOSE. ber 30, 2010 at 10:00 AM THE RIGHT TO VERIFICATION OF PLACE OF SALE: Dakota County THE DEBT AND IDENTITY OF THE Law Enforcement Center, 1580 High- ORIGINAL CREDITOR WITHIN THE way 55, Lobby S-100, Hastings, Minne- T I M E P R O V I D E D B Y L A W I S N O T sota AFFECTED BY THIS ACTION. to pay the debt secured by said mortTHE TIME ALLOWED BY LAW FOR gage and taxes, if any, on said pre- REDEMPTION BY THE MORTGAGOR, mises and the costs and disburse- THE MORTGAGOR'S PERSONAL REPments, including attorney fees allowed RESENTATIVES OR ASSIGNS, MAY BE by law, subject to redemption within REDUCED TO FIVE WEEKS IF A JUDIsix (6) months from the date of said CIAL ORDER IS ENTERED UNDER sale by the mortgagor(s), their per- MINNESOTA STATUTES, SECTION sonal representatives or assigns.

582.032, DETERMINING, AMONG If the Mortgage is not reinstated OTHER THINGS, THAT THE MORTunder Minn. Stat. §580.30 or the prop- GAGED PREMISES ARE IMPROVED erty is not redeemed under Minn. Stat. WITH A RESIDENTIAL DWELLING OF §580.23, the Mortgagor must vacate LESS THAN FIVE UNITS, ARE NOT the property on or before 11:59 p.m. on PROPERTY USED IN AGRICULTURAL May 30, 2011, or the next business day PRODUCTION, AND ARE ABANDONED. if May 30, 2011 falls on a Saturday, DATED: October 14, 2010 MORTGAGEE: Sunday or legal holiday.

Mortgage Electronic Registration Mortgagor(s) released from financial Systems, Inc. obligation: NONE Wilford & Geske, P.A. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- Attorneys for Mortgagee ING TO COLLECT A DEBT. ANY Lawrence A. Wilford INFORMATION OBTAINED WILL BE James A. Geske 8425 Seasons Parkway, Suite 105 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Woodbury, MN 55125-4393 THE DEBT AND IDENTITY OF THE (651) 209-3300 ORIGINAL CREDITOR WITHIN THE File Number: 017405F01 T I M E P R O V I D E D B Y L A W I S N O T 2377711 10/14-11/18/10 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF MORTGAGE THE MORTGAGOR'S PERSONAL REPFORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE THE RIGHT TO VERIFICATION REDUCED TO FIVE WEEKS IF A JUDIDEBT AND IDENTITY OF THE OF CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION THE ORIGINAL CREDITOR WITHIN 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE TIME PROVIDED BY LAW IS OTHER THINGS, THAT THE MORT- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF default has occurred in conditions of the following described mortgage: LESS THAN FIVE UNITS, ARE NOT DATE OF MORTGAGE:November 25, PROPERTY USED IN AGRICULTURAL 2003 PRODUCTION, AND ARE ABANDONED. MORTGAGORS:T i m o t h y J .

DATED: October 14, 2010 Marsteiner and Renae S. Marsteiner, ASSIGNEE OF MORTGAGEE: husband and wife.

BAC Home Loans Servicing, LP MORTGAGEE:Mortgage Electronic fka Countrywide Home Loans Registration Systems, Inc. Servicing, LP DATE AND PLACE OF RECORDING: Wilford & Geske, P.A. Recorded January 2, 2004, Dakota Attorneys for Assignee of Mortgagee County Recorder, Document No. Lawrence A. Wilford 2159767.

James A. Geske ASSIGNMENTS OF MORTGAGE: 8425 Seasons Parkway, Suite 105 Assigned to: Bayview Loan Servicing, Woodbury, MN 55125-4393 LLC, Dated: February 19, 2010, (651) 209-3300 Recorded: March 30, 2010, Document File Number: 017526F01 2378662 10/14-11/18/10 No. 2721987.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON NOTICE OF MORTGAGE MORTGAGE: 100039249050157334 FORECLOSURE SALE LENDER OR BROKER AND MORTNOTICE IS HEREBY GIVEN that default has occurred in the conditions G A G E O R I G I N A T O R S T A T E D O N of the following described mortgage: MORTGAGE: First Magnus Financial DATE OF MORTGAGE: September Corporation 24, 2004 RESIDENTIAL MORTGAGE SERORIGINAL PRINCIPAL AMOUNT OF VICER: Bayview Loan Servicing, LLC MORTGAGE: $316,000.00 MORTGAGED PROPERTY ADDRESS: MORTGAGOR(S): Thomas M Bowlin 655 Crimson Leaf Trail, Eagan, MN and Julie A Bowlin, husband and wife 55123 MORTGAGEE: Mortgage Electronic T A X P A R C E L I . D . # : Registration Systems, Inc. 10-12300-070-03 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded: October 25, 2004 Dakota ERTY: County Recorder Lot 7, Block 3, Autumn Ridge Document Number: 2261078 COUNTY IN WHICH PROPERTY IS LOAN MODIFICATION: LOCATED:Dakota Dated: April 09, 2009 ORIGINAL PRINCIPAL AMOUNT OF Recorded: August 06, 2009 MORTGAGE:$283,900.00 Document Number: 2676420 AMOUNT DUE AND CLAIMED TO BE Transaction Agent: Mortgage Elec- DUE AS OF DATE OF NOTICE, INCLUDtronic Registration Systems, Inc. ING TAXES, IF ANY, PAID BY MORTTransaction Agent Mortgage Identifi- GAGEE:$278,497.30 cation Number: 100285700000030451 That prior to the commencement of Lender or Broker: Winstar Mortgage this mortgage foreclosure proceeding Partners, Inc. Mortgagee/Assignee of Mortgagee comR e s i d e n t i a l M o r t g a g e S e r v i c e r : plied with all notice requirements as required by statute; That no action or Aurora Loan Services, LLC proceeding has been instituted at law Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS o r o t h e r w i s e t o r e c o v e r t h e d e b t LOCATED: Dakota secured by said mortgage, or any part Property Address: 1665 Oakbrooke thereof; PURSUANT to the power of sale conCir, Eagan, MN 55122-4213 T a x P a r c e l I D N u m b e r : tained in said mortgage, the above described property will be sold by the 10-53763-030-05 L E G A L D E S C R I P T I O N O F P R O P - Sheriff of said county as follows: DATE AND TIME OF SALE: DecemERTY: Lot 3, Block 5, Oakbrooke 4th Addition, according to the recorded ber 16, 2010 at 10:00 AM plat thereof, Dakota County, Minne���������� �� ���� ����� sota.

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ Deutsche������� Bank National Company, Trustee Saxon ���������� ���� ��������� ber 16, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2010.

Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1473 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380920 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,400.00 MORTGAGOR(S): Sobhan Ally and Hafeezoon Ally, husband and wife as joint tenants MORTGAGEE: Homeowners Friend Mortgage Company Inc SERVICER: Ocwen Loan Servicing, LLC LENDER: Homeowners Friend Mortgage Company Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on February 15, 2007, as Document No. 2496990 ASSIGNED TO: Deutsche Bank National Trust Company, Trustee Saxon Asset Securities Trust 2007-2 Mortgage Loan Asset Backed Certificates, Series 2007-2 Dated: August 20, 2010 , and recorded August 31, 2010

by Document No. 2749423 .

LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 2,Cinnamon Ridge 3rd addition, Dakota County, Minnesota. PROPERTY ADDRESS: 4407 Slater Rd, Eagan, MN 55122 PROPERTY I.D: 10 17402 250 02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventy-One Thousand Eighty-Seven and 74/100 ($271,087.74) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 Deutsche Bank National Trust

Trust Asset Securities Trust 2007-2 Mortgage Loan Asset Backed Certificates, Series 2007-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00442-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3763900 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378781 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 , 2003 MORTGAGOR: B o n i t a L . H u b e r , a single person.

MORTGAGEE: A n c h o r B a n k S a i n t Paul.

DATE AND PLACE OF RECORDING: Recorded September 19, 2003, Dakota County Recorder, Document No. 2112575.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: August 1, 2003, Recorded: September 19, 2003, Document No. 2112576. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 5, 2006, Document No. 2426064. And thereafter assigned to: U.S. Bank, N.A., Dated: October 14, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Anchor Bank Saint Paul RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4211 Yew Point, Eagan, MN 55122 TAX PARCEL I.D. #: 101480040001 LEGAL DESCRIPTION OF PROPERTY: Lot 40, Block 1, Boulder Ridge, according to the recorded plat thereof, in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $56,263.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 6, 2012.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 2, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1364 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415050 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 9 , 2002 MORTGAGORS: Richard C. Tosto and Shelly M. Tosto, husband and wife.

MORTGAGEE: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded October 2, 2002, Dakota County Recorder, Document No. 1942764.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3910 East 160th Street, Rosemount, MN 55068 TAX PARCEL I.D. #: 080060001136 LEGAL DESCRIPTION OF PROPERTY: The East 165 feet of the West 1849 feet of the North 198 feet of the North One-half (N 1/2) of the Northwest Quarter (NW 1/4) of Section Six (6), Township One Hundred fourteen (114) Range Eighteen (18), excepting the West 28 feet thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,490.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4886 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415035 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Matthew T Dewey and Angie C. Hallows, both single persons MORTGAGEE: First Bank DATE AND PLACE OF RECORDING: Recorded: November 16, 2004 Dakota County Recorder Document Number: 2267869 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Dated: January 06, 2006 Recorded: January 23, 2006 Dakota County Recorder Document Number: 2398909 And assigned to: LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund Dated: August 24, 2009 Recorded: October 26, 2009 Dakota County Recorder Document Number: 2692465 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700040769560 Lender or Broker: First Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13059 Ferris Ct, Apple Valley, MN 55124-8138 Tax Parcel ID Number: 01-31004-180-05 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 5, Greenleaf Fifth Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $241,938.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Bank of America, N.A., as successor to LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007588F02 2383062 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 1 , 2010 MORTGAGOR: David Gilkey MORTGAGEE: M i s t w o o d C o u r t h omes Association DATE AND PLACE OF RECORDING: Recorded March 22, 2010, Dakota County Recorder, Document No. 2720527 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14611 Evergreen Trail T A X P A R C E L I . D . # : 01-48845-071-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #71 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON

LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $5,330.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $9,506.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385569 10/21-11/25/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2007 MORTGAGORS: William M. Griglak and Amy N. Benson, both single.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2007, Dakota County Recorder, Document No. 2499295.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: October 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000617427 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13594 Athena Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830218004 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 4, Meadows of Bloomfield 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $327,784.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $331,357.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9295 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390392 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 29, 2003 MORTGAGORS:Ronda S. Rath and Clyde E. Rath, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 1, 2003, Dakota County Recorder, Document No. 2118601.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 4, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599938165202 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Capital Mortgage Services RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13943 Everest Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013100515002 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Greenleaf 6th Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$243,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$235,689.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

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GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9282 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2383190 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 6 , 2005 MORTGAGOR: S u s a n M . Z i m m e r man, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 18, 2005, Dakota County Recorder, Document No. 2382267.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100271100000169340 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homebridge Mortgage Bankers Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16117 Flagstaff Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 225135105001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Niakwa Village 2nd Addition, in the City of Rosemont, County of Dakota and State of Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $105,069.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9530 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415092 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 2 , 2004 MORTGAGORS: Keith M. Rose and Mary K. Rose, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 1, 2004, Dakota County Recorder, Document No. 2272078.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: November 16, 2009, Recorded: November 23, 2009, Document No. 2698129.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074369562 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 14446 Atwater Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-14704-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Bloomfield 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $333,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $315,329.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3274 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415243 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2006 MORTGAGOR: B r i a n J . A r n d t , a single man.

MORTGAGEE: Agstar Financial Services FLCA. DATE AND PLACE OF RECORDING: Recorded May 18, 2006, Dakota County Recorder, Document No. 2430545.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc.,

Group, Inc., NKA CitiMortgage, Inc., Dated: May 17, 2006, Recorded: May 18, 2006, Document No. 2430546.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Agstar Financial Services FLCA RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 30700 Northfield Boulevard, Northfield, MN 55057 TAX PARCEL I.D. #: 41-01600-015-77 LEGAL DESCRIPTION OF PROPERTY: That part of the W 1/2 of SE 1/4, Sec. 16, T112, R19, Dakota County, Minnesota, Lying Southerly of State Aid Highway No. 47.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $273,306.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1267 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390200 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,655.00 MORTGAGOR(S): Peter J. Butler, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 02, 2008 Dakota County Recorder Document Number: 2564069 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: October 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915517579 Lender or Broker: Residential Mortgage Group, a division of InterBank, fsb Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14224 Park Ave, Burnsville, MN 55337-4634 Tax Parcel ID Number: 02-84804-380-01 LEGAL DESCRIPTION OF PROPERTY: Lot 38, Block 1, Wood Park Plat Five, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,477.43 THAT all pre-foreclosure requirements have been complied with; that

ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017449F01 2383092 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 4, 2002 MORTGAGOR: Jason W. Larson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 28, 2002, Dakota County Recorder, Document No. 1868160.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: September 20, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-3511120130-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 8842 Branson Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201185604402 LEGAL DESCRIPTION OF PROPERTY: Unit No. 44, Common Interest Community No. 181, Rose Hill Villas, a Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $64,281.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

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������� �������� ��� ���� m e n t s , i n c������ l u d i n g a t t������ orneys fe e s ABANDONED. allowed by law subject to redemption Dated: October 21, 2010 within twelve (12) months from the HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. date of said sale by the mortgagor(s), Home Equity Loan Trust and for their personal representatives or assigns unless reduced to Five (5) the registered holders of ACE weeks under MN Stat. §580.07.

Securities Corp. Home Equity TIME AND DATE TO VACATE PROPLoan Trust, Series 2006-ASAP2, ERTY: If the real estate is an Asset Backed Pass-Through owner-occupied, single-family dwellCertificates ing, unless otherwise provided by law, Randall S. Miller & Associates, PLLC the date on or before which the mort- A t t o r n e y s f o r A s s i g n e e o f gagor(s) must vacate the property if the Mortgage/Mortgagee mortgage is not reinstated under sec- One Financial Plaza, tion 580.30 or the property is not 120 South Sixth Street, Suite 1100 redeemed under section 580.23 is Minneapolis, MN 55402 Phone: 612-573-3677 11:59 p.m. on December 12, 2011.

MORTGAGOR(S) RELEASED FROM Our File No. 10MN00337-1 FINANCIAL OBLIGATION ON MORT- THIS IS A COMMUNICATION FROM GAGE: None A DEBT COLLECTOR. "THE TIME ALLOWED BY LAW FOR A S A P # 3 7 7 2 7 4 0 1 0 / 2 1 / 2 0 1 0 , REDEMPTION BY THE MORTGAGOR, 10/28/2010, 11/04/2010, 11/11/2010, THE MORTGAGOR'S PERSONAL REP- 11/18/2010, 11/25/2010 10/21-11/25/10 RESENTATIVES OR ASSIGNS, MAY BE 2387524 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED DEBT AND IDENTITY OF THE OF WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS P R O D U C T I O N , A N D A R E NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ABANDONED." default has occurred in conditions of Dated: October 13, 2010. the following described mortgage: Provident Funding Associates, L.P. DATE OF MORTGAGE: June 16, 2006 Mortgagee/Assignee of Mortgagee MORTGAGOR: Satyanarayana Boda, USSET, WEINGARDEN AND LIEBO, P.L.L.P. a married person.

By: Paul A. Weingarden MORTGAGEE: Mortgage Electronic Attorneys for Mortgagee/Assignee of Registration Systems, Inc. Mortgagee AND PLACE OF RECORDING: DATE 4500 Park Glen Road #300 Recorded July 18, 2006, Dakota Minneapolis, MN 55416 County Recorder, Document No. (952) 925-6888 2446289.

90-1843 ASSIGNMENTS OF MORTGAGE: THIS IS A COMMUNICATION FROM Assigned to: Chase Home Finance A DEBT COLLECTOR. LLC, Dated: November 1, 2010.

2390444 10/21-11/25/10 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON NOTICE OF MORTGAGE MORTGAGE: 100015901074405259 FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE LENDER OR BROKER AND MORTDEBT AND IDENTITY OF THE ORIGI- G A G E O R I G I N A T O R S T A T E D O N NAL CREDITOR WITHIN THE TIME MORTGAGE: CTX Mortgage Company, PROVIDED BY LAW IS NOT AFFECTED LLC

BY THIS ACTION. NOTICE IS HEREBY RESIDENTIAL MORTGAGE SERGIVEN: VICER: Chase Home Finance LLC That default has occurred in the MORTGAGED PROPERTY ADDRESS: conditions of the following described 13559 Athena Way, Rosemount, MN mortgage: 55068 DATE OF MORTGAGE: December 29, TAX PARCEL I.D. #: 344830248001 2005 LEGAL DESCRIPTION OF PROPORIGINAL PRINCIPAL AMOUNT OF ERTY: MORTGAGE: $158,685.00 Lot 48, Block 1, Meadows of BloomMORTGAGOR(S): Kelly Jean Snyder, field 3rd Addition, Dakota County, an unmarried woman and Chad Robert Minnesota.

COUNTY IN WHICH PROPERTY IS Benzinger, an unmarried man MORTGAGEE: Mortgage Electronic LOCATED: Dakota Registration Systems, Inc. as nominee ORIGINAL PRINCIPAL AMOUNT OF for DHI Mortgage Company Limited MORTGAGE: $328,000.00 Partnership AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT: Mortgage DUE AS OF DATE OF NOTICE, INCLUDElectronic Registration Systems, Inc ING TAXES, IF ANY, PAID BY MORTMIN#: 100020410000980727 GAGEE: $328,291.52 SERVICER: Ocwen Loan That prior to the commencement of Servicing,LLC this mortgage foreclosure proceeding LENDER: DHI Mortgage Company Mortgagee/Assignee of Mortgagee comLimited Partnership. plied with all notice requirements as D A T E A N D P L A C E O F F I L I N G : required by statute; That no action or Dakota County Minnesota,Registrar of proceeding has been instituted at law Title , on January 9, 2006, as Docu- o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part ment No. 582550 ASSIGNED TO: HSBC Bank USA, thereof; N.A., as Trustee on behalf of ACE PURSUANT to the power of sale conSecurities Corp. Home Equity Loan tained in said mortgage, the above Trust and for the registered holders of described property will be sold by the ACE Securities Corp. Home Equity Sheriff of said county as follows: Loan Trust, Series 2006-ASAP2, Asset DATE AND TIME OF SALE: January Backed Pass-Through Certificates 14, 2011 at 10:00 AM Dated: June 17, 2010 , and recorded PLACE OF SALE: S h e r i f f ' s O f f i c e , J u l y 2 6 , 2 0 1 0 b y D o c u m e n t N o . Law Enforcement Center, 1580 Hwy T665184 .

55, Lobby #S-100, Hastings, MN L E G A L D E S C R I P T I O N O F P R O P - to pay the debt then secured by said ERTY: Unit No. 24185, CIC No. 424, Mortgage, and taxes, if any, on said Crossroads Condominium, Dakota premises, and the costs and disbursements, including attorneys' fees County, Minnesota.

PROPERTY ADDRESS: 17406 Get- allowed by law subject to redemption within six (6) months from the date of tysburg Way, Lakeville, MN 55044 said sale by the mortgagor(s), their PROPERTY I.D: 22-18604-185-24 COUNTY IN WHICH PROPERTY IS personal representatives or assigns unless reduced to Five (5) weeks under LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE MN Stat. §580.07.

TIME AND DATE TO VACATE PROPON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty-Four E R T Y : I f t h e r e a l e s t a t e i s a n Thousand Five Hundred Forty-Five and owner-occupied, single-family dwelling, unless otherwise provided by law, 55/100 ($164,545.55) THAT no action or proceeding has the date on or before which the mortbeen instituted at law to recover the gagor(s) must vacate the property if the debt secured by said mortgage, or any mortgage is not reinstated under secpart thereof; that there has been com- tion 580.30 or the property is not pliance with all pre-foreclosure notice redeemed under section 580.23 is and acceleration requirements of said 11:59 p.m. on July 14, 2011. mortgage, and/or applicable statutes; MORTGAGOR(S) RELEASED FROM PURSUANT, to the power of sale con- FINANCIAL OBLIGATION ON MORTtained in said mortgage, the above GAGE: None described property will be sold by the "THE TIME ALLOWED BY LAW FOR Sheriff of said county as follows: REDEMPTION BY THE MORTGAGOR, DATE AND TIME OF SALE: 10:00 AM THE MORTGAGOR'S PERSONAL REPon December 7, 2010 RESENTATIVES OR ASSIGNS, MAY BE PLACE OF SALE: Sheriff`s M a i n REDUCED TO FIVE WEEKS IF A JUDIOffice, Law Enforcement Center, 1580 CIAL ORDER IS ENTERED UNDER Highway 55, Hastings MN 55033-2343 MINNESOTA STATUTES, SECTION to pay the debt then secured by said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mortgage and taxes, if any actually OTHER THINGS, THAT THE MORTpaid by the mortgagee, on the pre- GAGED PREMISES ARE IMPROVED mises and the costs and disburse- WITH A RESIDENTIAL DWELLING OF m e n t s a l l o w e d b y l a w . T h e t i m e LESS THAN FIVE UNITS, ARE NOT allowed by law for redemption by said PROPERTY USED IN AGRICULTURAL mortgagor(s), their personal represen- P R O D U C T I O N , A N D A R E tatives or assigns is 6 months from the ABANDONED." date of sale.

Dated: November 3, 2010.

"THE TIME ALLOWED BY LAW FOR Chase Home Finance LLC REDEMPTION BY THE MORTGAGOR, Mortgagee/Assignee of Mortgagee THE MORTGAGOR`S PERSONAL REP- USSET, WEINGARDEN AND LIEBO, P.L.L.P. RESENTATIVES OR ASSIGNS, MAY BE By: Paul A. Weingarden REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Mortgagee/Assignee of CIAL ORDER IS ENTERED UNDER Mortgagee MINNESOTA STATUTES, SECTION 4500 Park Glen Road #300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Minneapolis, MN 55416 OTHER THINGS, THAT THE MORT- (952) 925-6888 GAGED PREMISES ARE IMPROVED 30-9488 WITH A RESIDENTIAL DWELLING OF THIS IS A COMMUNICATION FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR. PROPERTY USED IN AGRICULTURAL 2415122 11/11-12/16/10 P R O D U C T I O N , A N D A R E ���������� �� ���� ����� ABANDONED."

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� County Registrar of Titles, Document No. 579235, Certificate of Title No. ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2007 MORTGAGORS: Brian Burpee and Cynthia Burpee, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: July 30, 2007 Dakota County Recorder Document #: 2533957 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 18, BLOCK 2, DONNAY'S COLLEGE PARK SECOND ADDITION, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 22-21101-180-02 PROPERTY ADDRESS: 16696 Gannon Avenue W, Rosemount, Minnesota 55068 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $251,332.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is June 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 28, 2010 U.S. Bank National Association, ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2408259 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2005 MORTGAGORS: Zena B Vezikov FKA Zinaida Vezikov and Paul I. Vezikov FKA Pavel Vezikov, wife and husband.

MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC..

DATE AND PLACE OF RECORDING: Registered November 16, 2005, Dakota County Registrar of Titles, Document

120357, also recorded with the County Recorder on November 16, 2005 as Document No. 2381150 ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being partially Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 837 Cortland Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011170712010 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A Legal Description: All that part of Lot Twelve (12) lying within the West Half (W 1/2) of the Northeast Quarter (NE 1/4) of Section 33, Township 115, Range 20, Block Ten (10) in Apple Valley 8th Addition, Dakota County, Minnesota ABSTRACT PROPERTY All that part of Lot Twelve (12) lying within the Northwest Quarter (NW 1/4) of Section 33, Township 115, Range 20, Block Ten (10) in Apple Valley 8th Addition, Dakota County, Minnesota TORRENS PROPERTY ABSTRACT AND TORRENS PROPERTY. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,263.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4722 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390040 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 2 , 2010 MORTGAGOR: E i o n F o o t e a n d Angela Putzel MORTGAGEE: M i s t w o o d C o u r t h omes Association DATE AND PLACE OF RECORDING: Recorded February 3, 2010, Dakota County Recorder, Document No. 2712239 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORT-

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14750 Excelsior Lane T A X P A R C E L I . D . # : 01-48845-011-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #11 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $4,880.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $9,492.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385583 10/21/-11/25/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 0 , 2007 MORTGAGORS: Perry J. Wilkinson and Amy M. Wilkinson, husband and wife.

MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC..

DATE AND PLACE OF RECORDING: Registered January 25, 2007, Dakota County Registrar of Titles, Document No. 605066, Certificate of Title No. 125888.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7675 142nd Street West Unit 111C, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015700107702 LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. RC 111 AND Garage Unit No. GC 111 in Condominium, No. 57, The Pennock Place Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $113,654.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4716 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390147 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 7, 2006 MORTGAGORS: Nancy J. Gates and John P. Gates, wife and husband.

MORTGAGEE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Registered November 28, 2006, Dakota County Registrar of Titles, Document No. 601746, Certificate of Title No. 102482.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14339 Euclid Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016670022007 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 7, Scottsbriar 1st, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $253,335.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4710 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390225 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,800.00 MORTGAGOR(S): Kathleen C Sherman, unmarried MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: March 07, 2003 Dakota County Recorder Document Number: 2011165 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15071 Dunwood Trl, Apple Valley, MN 55124-5896 Tax Parcel ID Number: 01-76900-051-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 51, Prairie Crossing Villas, Common Interest Community No. 241, a condominium located in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $120,261.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013719F03 2404875 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 8, 2006 MORTGAGORS: Jason David Erb and Diana Marie Trettel, both single persons, as joint tenants MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: May 24, 2006 Dakota County Recorder Document #: 2432312 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT 404, COACHMAN OAKS CONDOMINIUM, DAKOTA COUNTY, MINNESOTA, CONDOMINIUM FILE NO. 45.

PARCEL ID #: 10-18100-404-01 P R O P E R T Y A D D R E S S : 3155 Coachman Road # 404, Eagan, Minnesota 55121 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $137,397.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is June 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: November 5, 2010 US Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2413036 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 MORTGAGORS: C h r i s t o p h e r A .

Linke and Camilla D. Linke, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2006, Dakota County Recorder, Document No. 2428458.

ASSIGNMENTS OF MORTGAGE:

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ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177050500015185 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20978 Huntsville Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 224747519002 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Marion Fields COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $280,460.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4747 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390301 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:September 23, 2010 MORTGAGOR: Rebecca Cotten and David Cotten MORTGAGEE: Belle Mistwood Courthomes Association DATE AND PLACE OF RECORDING: Recorded September 29, 2010, Dakota County Recorder, Document No. 2755551 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14588 Evergreen Trail TAX PARCEL I.D. #: 01-48845-134-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #134 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $4,779.16 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $7,464.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385542 10/21-11/25/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2004 MORTGAGORS: Charles L. Becker and Mary Jo Cooksey, both single persons.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 3, 2004, Dakota County Recorder, Document No. 2233256.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 2, 2007, Recorded: April 5, 2007, Document No. 2507737.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061900000140678 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1545 Circle Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-82204-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Vista View 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,441.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mort-

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3853 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390263 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 6, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $1,700,000.00 MORTGAGOR: Thomas Lake Executive Center, LLC, a Minnesota limited liability company MORTGAGEE: Americana Community Bank, a Minnesota banking corporation DATE AND PLACE OF FILING: Recorded on March 21, 2007, in the Office of the County Recorder, Dakota County, Minnesota as Document No. 2503997.

STREET ADDRESS OF PROPERTIES: 1575 Thomas Center Drive, Eagan, Minnesota 55122 1580 Thomas Center Drive, Eagan, Minnesota 55122 TAX PARCEL I.D. NOs.: 10-65827-050-01 and 10-65827-060-01 LEGAL DESCRIPTION OF PROPERTY: Lots 5 and 6, Block 1, Safari at Eagan 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $1,345,141.60.

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010, at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's Office, Dakota County Sheriff, 1580 Highway 55, Hastings MN 55033-2343, to pay the debt then secured by said Mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements, including attorneys' fees, allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns, is two (2) months from the date of sale.

DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: Unless the property is redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 9, 2011.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 2, 2010 Americana Community Bank Mortgagee KOEPKE LAW, LTD. By: __________/s/_____________ Jack Atnip, III, Esq. (#0301966) Kevin M. Koepke, Esq. (#0245306) 3161 Fernbrook Lane North Plymouth, Minnesota 55447 Telephone: (763) 201-1205 Attorneys for Mortgagee IMPORTANT NOTICE: THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2406596 11/4-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2007 MORTGAGORS: Amy A. Schultz and John W. Schultz, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 17, 2007, Dakota County Recorder, Document No. 2550929.

ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: October 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935170901447 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18541 English Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 145865102002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Prairie Creek 2nd Addition, according to the recorded plat thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,923.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4826 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2414954 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 8, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Garrett Square Association (hereinafter the "Association") which was recorded as Document No. 261860 on August 12, 1992, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 214 and Garage Unit No. 47 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota STREET ADDRESS: 14620 Garrett Avenue, #214, Apple Valley, MN 55124

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������ ������ ������� ���� That�������� prior to the ��� commencement of 55124 T A X P A R C E L I D N U M B E R: this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com01-81401-128-01 2. Pursuant to said Declaration, plied with all notice requirements as required by statute; That no action or there is claimed to be due and owing as of October 8, 2010, from Dawn M. proceeding has been instituted at law Williams, title holder, to the Associa- o r o t h e r w i s e t o r e c o v e r t h e d e b t tion, a Minnesota non-profit corpora- secured by said mortgage, or any part tion, the amount of $3,363.00 for thereof; PURSUANT to the power of sale conunpaid association dues, late fees, attorneys fees and costs, plus any tained in said mortgage, the above other such amounts that will accrue described property will be sold by the after October 8, 2010, and other costs Sheriff of said county as follows: DATE AND TIME OF SALE: Decemof collection and foreclosure which will be added to the amount claimed ber 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law due and owing at the time of the sale Enforcement Center, 1580 Hwy 55, herein.

3. No action is now pending at law or Lobby #S-100, Hastings, MN otherwise to recover said debt or any to pay the debt then secured by said Mortgage, and taxes, if any, on said part thereof.

4. That all preforeclosure require- premises, and the costs and disbursements, including attorneys' fees ments have been met.

5. The owner has not been released allowed by law subject to redemption from her financial obligation to pay within six (6) months from the date of said sale by the mortgagor(s), their said amount.

6 . T h e D e c l a r a t i o n , r e f e r e n c e d personal representatives or assigns above, and Minn. Stat. §§515B.3-115 unless reduced to Five (5) weeks under and 515B.3-116 provide for a continu- MN Stat. §580.07.

TIME AND DATE TO VACATE PROPing lien against the property. A Notice of Lien evidencing the amount due was E R T Y : I f t h e r e a l e s t a t e i s a n recorded on June 24, 2010, as Docu- owner-occupied, single-family dwellm e n t N o . T 6 6 3 8 4 4 i n t h e D a k o t a ing, unless otherwise provided by law, the date on or before which the mortCounty Registrar of Titles' Office.

7. Pursuant to the power of sale con- gagor(s) must vacate the property if the tained in the same Declaration and mortgage is not reinstated under secgranted by the owner in taking title to tion 580.30 or the property is not the premises subject to said Declara- redeemed under section 580.23 is t i o n a n d p u r s u a n t t o M i n n . S t a t . 11:59 p.m. on June 9, 2011.

MORTGAGOR(S) RELEASED FROM §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of FINANCIAL OBLIGATION ON MORTsaid property by the Sheriff of Dakota GAGE:None "THE TIME ALLOWED BY LAW FOR County, at the Dakota County Sheriffs Office, Dakota County Law Enforce- REDEMPTION BY THE MORTGAGOR, ment Center, 1580 Highway 55 Lobby THE MORTGAGOR'S PERSONAL REPS-100, Hastings, MN 55033, on the RESENTATIVES OR ASSIGNS, MAY BE 9 t h d a y o f D e c e m b e r , 2 0 1 0 , a t REDUCED TO FIVE WEEKS IF A JUDI10:00 a.m. at public auction to the CIAL ORDER IS ENTERED UNDER highest bidder, to pay the amount then MINNESOTA STATUTES, SECTION due for said assessments, together 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G with the costs of foreclosure, includ- OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED ing attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r WITH A RESIDENTIAL DWELLING OF redemption by the unit owner, his per- LESS THAN FIVE UNITS, ARE NOT sonal representatives or assigns is six PROPERTY USED IN AGRICULTURAL (6) months from the date of sale. The P R O D U C T I O N , A N D A R E date and time to vacate the property ABANDONED." Dated: October 7, 2010. is 11:59 p.m. on June 9, 2011, if Chase Home Finance LLC the account is not reinstated or the Mortgagee/Assignee of Mortgagee owner does not redeem from the USSET, WEINGARDEN AND LIEBO, P.L.L.P. foreclosure sale.

By: Paul A. Weingarden REDEMPTION NOTICE T H E T I M E A L L O W E D B Y L A W Attorneys for Mortgagee/Assignee of FOR REDEMPTION BY THE MORT- Mortgagee GAGOR, THE MORTGAGOR'S PER- 4500 Park Glen Road #300 S O N A L R E P R E S E N T A T I V E S O R Minneapolis, MN 55416 ASSIGNS, MAY BE REDUCED TO (952) 925-6888 F I V E W E E K S I F A J U D I C I A L 30-9246 ORDER IS ENTERED UNDER MIN- THIS IS A COMMUNICATION FROM N E S O T A S T A T U T E S , S E C T I O N A DEBT COLLECTOR. 10/21-11/25/10 582.032, DETERMINING, AMONG 2383210 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL NOTICE OF MORTGAGE DWELLING OF LESS THAN FIVE FORECLOSURE SALE UNITS, ARE NOT PROPERTY USED THE RIGHT TO VERIFICATION IN AGRICULTURAL PRODUCTION, OF THE DEBT AND IDENTITY OF AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM THE ORIGINAL CREDITOR WITHIN A DEBT COLLECTOR ATTEMPTING TO THE TIME PROVIDED BY LAW IS COLLECT A DEBT. ANY INFORMA- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that TION OBTAINED WILL BE USED FOR default has occurred in conditions of THAT PURPOSE. the following described mortgage: GARRETT SQUARE ASSOCIATION DATE OF MORTGAGE: S e p t e m b e r Attorneys for Garrett Square 12, 2002 Association MORTGAGOR: Dael Ruth Fesler, a THOMSEN & NYBECK, P.A. single person.

By: MORTGAGEE: ABN AMRO Mortgage Gretchen S. Schellhas (#195595) Group, Inc n/k/a CitiMortgage, Inc. 3600 American Blvd. West, Suite 400 DATE AND PLACE OF RECORDING: Bloomington, Minnesota 55431 Recorded October 11, 2002, Dakota (952) 835-7000 County Recorder, Document No. (Garrett Square/Williams/10-7-342D) 2387138 10/21-11/25/10 1946107.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE THE RIGHT TO VERIFICATION MORTGAGE: NONE LENDER OR BROKER AND MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN G A G E O R I G I N A T O R S T A T E D O N THE TIME PROVIDED BY LAW IS MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc NOT AFFECTED BY THIS ACTION. RESIDENTIAL MORTGAGE SERNOTICE IS HEREBY GIVEN, that default has occurred in conditions of VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: the following described mortgage: 2476 Lockwood Drive, Mendota DATE OF MORTGAGE:June 17, 2005 MORTGAGORS:Sean McCarthy and Heights, MN 55120 TAX PARCEL I.D. #: 27-41605-040-04 Susan McCarthy, husband and wife.

LEGAL DESCRIPTION OF PROPMORTGAGEE:Mortgage Electronic ERTY: Registration Systems, Inc..

Unit No. 4, Condominium File No. DATE AND PLACE OF RECORDING: 113, Townhomes of Kensington Registered August 9, 2005, Dakota Condominium County Registrar of Titles, Document COUNTY IN WHICH PROPERTY IS No. 571559, Certificate of Title No. LOCATED: Dakota 137042.

ORIGINAL PRINCIPAL AMOUNT OF ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance MORTGAGE: $125,000.00 AMOUNT DUE AND CLAIMED TO BE LLC, Dated: October 4, 2010.

S a i d M o r t g a g e b e i n g R e g i s t e r e d DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTLand.

TRANSACTION AGENT: Mortgage GAGEE: $75,625.93 That prior to the commencement of Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - this mortgage foreclosure proceeding GAGE IDENTIFICATION NUMBER ON Mortgagee/Assignee of Mortgagee complied with all notice requirements as MORTGAGE: 100131020505195121 LENDER OR BROKER AND MORT- required by statute; That no action or proceeding has been instituted at law GAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Net- o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part work, Inc. R E S I D E N T I A L M O R T G A G E S E R - thereof; PURSUANT to the power of sale conVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: tained in said mortgage, the above described property will be sold by the 15732 Highview Drive, Apple Valley, Sheriff of said county as follows: MN 55124 DATE AND TIME OF SALE: DecemTAX PARCEL I.D. #: 014420227004 LEGAL DESCRIPTION OF PROP- ber 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , ERTY: Lot 27, Block 4, Lac Lavon Shores Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN 3rd Addition.

COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said Mortgage, and taxes, if any, on said LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF premises, and the costs and disbursements, including attorneys' fees MORTGAGE:$356,250.00 AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption within twelve (12) months from the DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- date of said sale by the mortgagor(s), GAGEE:$368,653.83 That prior to the commencement of ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ CIAL ORDER ������� IS ENTERED UNDER MINNESOTA STATUTES, SECTION ���������� ���� ��������� date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390073 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,200.00 MORTGAGOR(S): Marc T Brown and Shelly M Brown, husband and wife MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262601 LOAN MODIFICATION: Dated: October 13, 2009 Recorded: April 13, 2010 Document Number: 2724543 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: September 30, 2004 Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262602 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CONTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17468 Inland Cir, Lakeville, MN 55044-5620 Tax Parcel ID Number: 22-33300-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Homestead Creek, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,304.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016949F01 2387504 10/21/-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2002 MORTGAGOR: Jeffrey S. Jaworski, a Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 24, 2003, Dakota County Recorder, Document No. 2004604.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 3, 2010, Recorded: September 13, 2010, Document No. 2751914.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900030474950 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 653 South 4th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367510014016 LEGAL DESCRIPTION OF PROPERTY: LOT 14, BLOCK 16, TARBOX ADDITION TO SOUTH ST. PAUL. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $95,708.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9000 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415205 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 5 , 2007 MORTGAGORS: Phillip J. Wojcik and Heidi M. Wojcik, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 19, 2007, Dakota County Recorder, Document No. 2531419.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022607121500 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2700 Shawnee Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 021555013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Burnsville Highlands First Addition, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,743.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9512 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415070 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,800.00 MORTGAGOR(S): James W Tagtow and Christine R Tagtow, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Resmae Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100241010017403516

MIN#: 100241010017403516 SERVICER: Ocwen Loan Servicing, LLC LENDER: Resmae Mortgage Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on May 19, 2006, as Document No. 590499 ASSIGNED TO: U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., successor by merger to Lasalle Bank National Association, as trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-RM3 Dated: April 20, 2010, and recorded September 28, 2010 by Document No. T668294.

LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Seven (7) in Cedar Grove NO.3, According to the recorded Plat thereof now on file and of record in the office of the register of Deeds within and for said County and State, Dakota County, Minnesota.

PROPERTY ADDRESS: 2082 Bluestone Drive East, Saint Paul, MN 55122 PROPERTY I.D: 10-16702-010-07 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Eight Thousand Seven Hundred Seventy-Eight and 26/100 ($198,778.26) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 7, 2010 P L A C E O F S A L E : S h e r i f f ` s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 21, 2010 U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., successor by merger to Lasalle Bank National Association, as trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-RM3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00458-1 ASAP# 3778632 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010, 11/25/2010 2388763 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2005 MORTGAGORS: H e i d i L y n n Schuenke and Jeffrey Todd Schuenke, wife and husband.

MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC..

DATE AND PLACE OF RECORDING: Recorded April 4, 2005, Dakota County Recorder, Document No. 2309989.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14448 Flax Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011659016003 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 3, Cedar Isle Village Homes, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $235,342.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4734 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390116 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 2 , 2003 MORTGAGORS:Todd A. Kieser and Christine E. Kieser, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 1, 2003, Dakota County Recorder, Document No. 2118288.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: May 6, 2010, Recorded: May 7, 2010, Document No. 2728992.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599960510598 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Personal Credit Solutions, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2605 River Hills Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410413004 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, River Hills Fifth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,436.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8347 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385786 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 2 , 2010 MORTGAGOR: Emily Overland MORTGAGEE: M i s t w o o d C o u r t h omes Association DATE AND PLACE OF RECORDING: Recorded February 3, 2010, Dakota County Recorder, Document No. 2712240 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14725 Excelsior Lane T A X P A R C E L I . D . # : 01-48845-128-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #128 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $3,510.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $8,085.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010

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Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385577 10/21-11/25/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,750.00 MORTGAGOR(S): Jerry L Houg and Bonnie L Houg, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 13, 2007 Dakota County Recorder Document Number: 2496089 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-2 Dated: September 29, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700077399984 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4249 Dunrovin Ln, Eagan, MN 55123-1726 Tax Parcel ID Number: 10.84355.160.04 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 4, Wilderness Run 6th Addition, Eagan, Minnesota, according to the plat thereof now on file and of record in the Office of the County Recorder within and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $309,516.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017377F02 2385035 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2008 MORTGAGOR: Jose Esteban Ponce, an unmarried man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered October 10, 2008, Dakota County Registrar of Titles, Document No. T634269, Certificate of Title No. 145622.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 26, 2009, Recorded: April 8, 2009, Document No. T641818.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520057242556 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citimortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14128 Frontier Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-22680-150-06 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 6, Echo Valley, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $379,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $435,963.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2414916 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated November 9, 2004, executed by William S. Zarbok, as mortgagor, to Wells Federal Bank, FSB, organized and existing under the laws of the United States of America, as mortgagee, and recorded with the Dakota County Recorder’s Office on February 1, 2005, as Document No. 2291383 (the “Mortgage”).

The land described in the Mortgage is not registered land.

2. The Mortgage has not been assigned.

3. The physical street address and tax identification number of the property are set forth herein. The existing lender on the property is Wells Fed-

lender on the property is Wells Fed eral Bank, FSB, which lender originated the mortgage.

4. The original principal amount secured by the Mortgage was $360,000.00.

5. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

6. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

7. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $187,276.59.

8. Pursuant to Minn. Stat. Sec. 582.32, the power of sale in the Mortgage, and the Agreement for Voluntary Foreclosure, dated July 14, 2010, as evidenced by the Memorandum of Voluntary Foreclosure, filed for record on July 20, 2010, in the Office of the County Recorder of Dakota County, as Document No. 2741582, the Mortgage will be foreclosed, and the land located in Dakota County, Minnesota, described as follows: Legal Description: Lot 11, Block 2, Gretsfeld and Kopp Addition, Number 2, Dakota County, Minnesota Property Address: 1233 Hall Ave, West St. Paul, MN 55118 Tax Parcel I.D. Number: 42-31051-110-02 will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on December 6, 2010, at 10:00 a.m., in the lobby of the Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033.

9. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is two months after the date of sale, except that if the real estate is subjct to a federal tax lien under which the United States is entitled to a 120-day redemption period under section 7425(d)(1) of the Internal Revenue Code, as amended, the Mortgagor’s redemption period is 120 days from the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. Sec. 582.32, subdivision 9, beginning after the expiration of the Mortgagor’s redemption period under this section.

10. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 26, 2010 WELLS FEDERAL BANK, FSB, organized and existing under the laws of the United State of America, Mortgagee RICHARD K. HOCKING, P.A. By_______________________ Richard K. Hocking Attorney for Mortgagee 10657 165th Street West Lakeville, MN 55044 (952) 432-8129 Attorney ID No. 45639 THIS INSTRUMENT WAS DRAFTED BY: Richard K. Hocking Attorney for Mortgagee 10657 165th Street West Lakeville, MN 55044 (952) 432-8129 Attorney ID No. 45639 2398677 10/28-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,500.00 MORTGAGOR(S): Loren Counts, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 11, 2007 Dakota County Recorder Document Number: 2523327 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: October 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604737717498 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 541 Kendall Dr, Hastings, MN 55033-4027 Tax Parcel ID Number: 19-16404-350-02 LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 2, Cari Park 5th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,053.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017632F01 2396809 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 1, 2007 MORTGAGORS:John J. Wensmann and Kathleen M. Wensmann, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 16, 2007, Dakota County Registrar of Titles, Document No. 607437, Certificate of Title No. 126134.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee under NovaStar Mortgage Funding Trust, Series 2007-2, Dated: December 15, 2008, Recorded: January 7, 2009, Document No. T637585.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100452790064100115 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeview Lending, Inc. RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 9709 203rd Street, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-47479-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Marion Fields Fifth Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$330,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$394,578.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

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������� �������� ���� m e n t s , i n c������ l u d i n g a t t������ orneys fe e s REDUCED TO FIVE ��� WEEKS IF A JUDI allowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: October 19, 2010. the date on or before which the mortCitiMortgage, Inc. gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under section 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM Mortgagee 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORTMinneapolis, MN 55416 GAGE:None "THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 10-4756 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. 10/28-12/2/10 REDUCED TO FIVE WEEKS IF A JUDI- 2396753 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED RIGHT TO VERIFICATION THE WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN P R O D U C T I O N , A N D A R E THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. ABANDONED." NOTICE IS HEREBY GIVEN, that Dated: October 18, 2010. default has occurred in conditions of Deutsche Bank National Trust the following described mortgage: Company, as trustee DATE OF MORTGAGE: J u n e 2 3 , Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2009 MORTGAGORS: Michael J. Kraemer By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of and Tracy M Kraemer, husband and wife.

Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc..

Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded July 6, 2009, Dakota County 84-469 Recorder, Document No. 2668499.

THIS IS A COMMUNICATION FROM ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. 2398083 10/28-12/2/10 Assigned to: U.S. Bank, N.A., Dated: October 14, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE THE RIGHT TO VERIFICATION MORTGAGE: 100021200000146224 LENDER OR BROKER AND MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN G A G E O R I G I N A T O R S T A T E D O N THE TIME PROVIDED BY LAW IS MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that VICER: U.S. Bank Home Mortgage default has occurred in conditions of MORTGAGED PROPERTY ADDRESS: the following described mortgage: 17710 Hyde Park Avenue, Lakeville, DATE OF MORTGAGE:March 2, 2007 MN 55044 MORTGAGOR:J a n i n e L . M a r t i n , a TAX PARCEL I.D. #: 228850401004 single person.

LEGAL DESCRIPTION OF PROPMORTGAGEE:Mortgage Electronic ERTY: Registration Systems, Inc. Lot 1, Block 4, Zweber Farm Fifth, DATE AND PLACE OF RECORDING: Dakota County, Minnesota.

Recorded April 3, 2007, Dakota COUNTY IN WHICH PROPERTY IS C o u n t y R e c o r d e r , D o c u m e n t N o . LOCATED: Dakota 2507305.

ORIGINAL PRINCIPAL AMOUNT OF A S S I G N M E N T S O F M O R T G A G E : MORTGAGE: $367,950.00 Assigned to: CitiMortgage, Inc, AMOUNT DUE AND CLAIMED TO BE Dated: October 12, 2010.

DUE AS OF DATE OF NOTICE, INCLUDTRANSACTION AGENT: Mortgage ING TAXES, IF ANY, PAID BY MORTGAGEE: $371,562.67 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTThat prior to the commencement of GAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding MORTGAGE: 100020000351539071 Mortgagee/Assignee of Mortgagee comLENDER OR BROKER AND MORT- plied with all notice requirements as G A G E O R I G I N A T O R S T A T E D O N required by statute; That no action or MORTGAGE: PHH Home Loans, LLC proceeding has been instituted at law RESIDENTIAL MORTGAGE SER- or otherwise to recover the debt secured by said mortgage, or any part VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: thereof; 941 Humboldt Avenue, West Saint PURSUANT to the power of sale contained in said mortgage, the above Paul, MN 55118 TAX PARCEL I.D. #: 424810001005 described property will be sold by the LEGAL DESCRIPTION OF PROP- Sheriff of said county as follows: ERTY: DATE AND TIME OF SALE: DecemLot One, Block Five, B. Michel's ber 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Addition to West St. Paul, except the S o u t h T e n a n d E i g h t y - o n e Law Enforcement Center, 1580 Hwy Hundredth's feet thereof 55, Lobby #S-100, Hastings, MN COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said LOCATED:Dakota Mortgage, and taxes, if any, on said ORIGINAL PRINCIPAL AMOUNT OF premises, and the costs and disburseMORTGAGE:$176,700.00 ments, including attorneys' fees AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption DUE AS OF DATE OF NOTICE, INCLUD- within six (6) months from the date of ING TAXES, IF ANY, PAID BY MORT- said sale by the mortgagor(s), their GAGEE:$173,523.31 personal representatives or assigns That prior to the commencement of unless reduced to Five (5) weeks under this mortgage foreclosure proceeding MN Stat. §580.07.

Mortgagee/Assignee of Mortgagee comTIME AND DATE TO VACATE PROPplied with all notice requirements as E R T Y : I f t h e r e a l e s t a t e i s a n required by statute; That no action or owner-occupied, single-family dwellproceeding has been instituted at law ing, unless otherwise provided by law, o r o t h e r w i s e t o r e c o v e r t h e d e b t the date on or before which the mortsecured by said mortgage, or any part gagor(s) must vacate the property if the thereof; mortgage is not reinstated under secPURSUANT to the power of sale con- tion 580.30 or the property is not tained in said mortgage, the above redeemed under section 580.23 is described property will be sold by the 11:59 p.m. on June 21, 2011.

MORTGAGOR(S) RELEASED FROM Sheriff of said county as follows: DATE AND TIME OF SALE: Decem- FINANCIAL OBLIGATION ON MORTber 17, 2010 at 10:00 AM GAGE: None PLACE OF SALE:Sheriff's Office, Law "THE TIME ALLOWED BY LAW FOR Enforcement Center, 1580 Hwy 55, REDEMPTION BY THE MORTGAGOR, Lobby #S-100, Hastings, MN THE MORTGAGOR'S PERSONAL REPto pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE Mortgage, and taxes, if any, on said REDUCED TO FIVE WEEKS IF A JUDIpremises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within six (6) months from the date of OTHER THINGS, THAT THE MORTsaid sale by the mortgagor(s), their GAGED PREMISES ARE IMPROVED personal representatives or assigns WITH A RESIDENTIAL DWELLING OF unless reduced to Five (5) weeks under LESS THAN FIVE UNITS, ARE NOT MN Stat. §580.07.

PROPERTY USED IN AGRICULTURAL TIME AND DATE TO VACATE PROP- P R O D U C T I O N , A N D A R E E R T Y : I f t h e r e a l e s t a t e i s a n ABANDONED." owner-occupied, single-family dwellDated: October 22, 2010. ing, unless otherwise provided by law, U.S. Bank, N. A. the date on or before which the mortMortgagee/Assignee of Mortgagee gagor(s) must vacate the property if the USSET, WEINGARDEN AND LIEBO, P.L.L.P. mortgage is not reinstated under sec- By: Paul A. Weingarden tion 580.30 or the property is not Attorneys for Mortgagee/Assignee of redeemed under section 580.23 is Mortgagee 11:59 p.m. on June 17, 2011.

4500 Park Glen Road #300 MORTGAGOR(S) RELEASED FROM Minneapolis, MN 55416 FINANCIAL OBLIGATION ON MORT- (952) 925-6888 GAGE:None 19-1383 "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. THE MORTGAGOR'S PERSONAL REP- 2406327 11/4-12/9/10 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2001 MORTGAGORS: Terry L. Lindahl and Lori E. Lindahl, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 13, 2001, Dakota County Recorder, Document No. 1765078.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: October 20, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100054130000399890 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: North American Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 17524 Fairfax Avenue South, Farmington, MN 55024 TAX PARCEL I.D. #: 224810307003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Meadow Brook Fourth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,763.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2010 JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3249 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415332 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Thomas Wentworth and Kelley Stish, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 14, 2005 Dakota County Recorder Document Number: 2330356 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

cation Number: 100137510000200636 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4302 Beaver Dam Rd, Eagan, MN 55122-2238 Tax Parcel ID Number: 10 72975 180 02 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Sun Cliff 1st Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,455.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017576F01 2392211 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $402,000.00 MORTGAGOR(S): Roman J Ostapowycz and Elizabeth M Ostapowycz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 11, 2008 Dakota County Recorder Document Number: 2607415 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: October 11, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500012107141 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16446 Griffon Ln, Lakeville, MN 55044-5241 Tax Parcel ID Number: 22-75100-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Tarry Creek, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $408,367.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM

ber 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017686F01 2392187 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,920.00 MORTGAGOR(S): Tami J. Badois a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 05, 2007 Dakota County Recorder Document Number: 2500550 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604726604061 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18087 Kindred Ct, Lakeville, MN 55044-7597 Tax Parcel ID Number: 22 84650 210 01 LEGAL DESCRIPTION OF PROPERTY: Lot 21 Block 1 Woodhill Common Interest Community No 482, Wood Hill Premier Townhomes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,866.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016585F02 2395030 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE REAL PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT/ FORECLOSURE Court File No.: 19HA-CV-10-3438 First Commercial Bank, a Minnesota corporation Plaintiff, v.

Amit Sela Holdings, Inc.; Sophie 70, LLC; Twin City Acquisitions, LLC; Amit Y Sela, Defendants.

STATE OF MINNESOTA ) ) SS. COUNTY OF DAKOTA ) NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law and Order for Judgment and Judgment (”Judgment”) entered in the above-entitled action on October 1, 2010, a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due Plaintiff First Commercial Bank in the above action against Defendant Amit Y Sela, the Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on December 21, 2010, at 10:00 a.m., at the Dakota County Sheriff’s Office, 1580 Highway 55, Hastings, Minnesota, in said state and county, the premises and real estate described in said Judgment, to wit: A tract of land being a part of the West Half of the Southwest Quarter and the Southeast Quarter of the Southwest Quarter of Section 25, Township 114, Range 21, Dakota County, Minnesota; described as follows: Beginning at a point in the South line of said Southwest Quarter of Section 25, distant 1363.17 feet East of the Southwest corner thereof, (said line having an assumed bearing of East); thence North 15 degrees 47 minutes 13 seconds West along the East Right-of-Way line of Highway 65, 34.29 feet; thence North 28 degrees 26 minutes 44 seconds West, along said Right-of-Way, 181.93 feet; thence North 1 degree 11 minutes 30 seconds East, along said Right-of-Way line, 335.0 feet; thence South 88 degrees 48 minutes 30 seconds East 435.0 feet; thence South 1 degree 11 minutes 30 seconds West, 518.96 feet to the South line of said Southwest Quarter; thence West 335.10 feet to the point of beginning. (”Property”) Property Address: No address Parcel I.D. No: 22-02500-010-55 The Property shall be sold to pay the debt then secured by that certain mortgage executed by Sophie 70, LLC, as mortgagor, in favor of First Commercial Bank, as lender and mortgagee, dated August 16, 2007, securing the original principal amount of $1,500,000.00, and which mortgage was filed in the Office of the County Recorder, Dakota County, Minnesota, on August 20, 2007, as Document No. 2538506. The total amount due and owing on said mortgage as of the date of this notice is $1,656,162.22, plus interest, costs, and attorneys’ fees that have accrued since the entry of the Judgment, and will continue to accrue.

Subject to redemption within six (6) months after confirmation of sale.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10-15-2010 Dave Bellows Sheriff of Dakota County By: Robert Shingledecker Deputy Sheriff Dated this 15 day of October, 2010.

COLEMAN, HULL & VAN VLIET, PLLP Katherine M. Melander (#180464) Jeffrey A. Scott (#0339416) 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 (952) 841-0001 Attorneys for Plaintiff 2388930 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE REAL PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT/ FORECLOSURE Court File No.: 19HA-CV-10-3438 First Commercial Bank, a Minnesota corporation Plaintiff, v.

Amit Sela Holdings, Inc.; Sophie 70, LLC; Twin City Acquisitions, LLC; Amit Y Sela, Defendants.

STATE OF MINNESOTA ) ) SS. COUNTY OF DAKOTA ) NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law and Order for Judgment and Judgment (”Judgment”) entered in the above-entitled action on October 1, 2010, a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due Plaintiff First Commercial Bank in the above action against Defendants Twin City Acquisitions, LLC and Amit Y Sela, jointly and severally, the Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on December 21, 2010, at 10:00 a.m., at the Dakota County Sheriff’s Office, 1580 Highway 55, Hastings, Minnesota, in said state and county, the premises and real estate described in said Judgment, to wit: That part of the West half of the Northwest Quarter (W 1/2 of NW 1/4) of Section Thirty-six (36), Township One Hundred Fourteen (114), Range Twenty-one (21), lying Easterly of Interstate Highway #35 and Westerly of County Road No. 5 (formerly STH No. 65), except the North 1562.39 feet thereof, according to the Government Survey thereof, Dakota County, Minnesota.

AND That part of the West half of the Northwest Quarter (W 1/2 of NW 1/4) of Section thirty-six (36), Township One Hundred Fourteen (114), Range Twenty-one (21), lying Westerly of Interstate Highway #35, except the South 360.64 feet thereof, according to the Government Survey thereof, Dakota County, Minnesota. (”Property”) Property Address: No address Parcel I.D. No: 22-03600-011-25 The Property shall be sold to pay the debt then secured by that certain mortgage executed by Twin City Acquisitions, LLC, as mortgagor, in favor of First Commercial Bank, as lender and mortgagee, dated October 19, 2007, securing the original principal amount of $2,500,000.00, and which mortgage was filed in the Office of the County Recorder, Dakota County, Minnesota, on October 25, 2007, as Document No. 2552529. The total amount due and owing on said mortgage as of the date of this notice is $2,844,313.78, plus interest, costs, and attorneys’ fees that have accrued since the entry of the Judgment, and will continue to accrue.

Subject to redemption within six (6) months after confirmation of sale.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10-15-2010 Dave Bellows Sheriff of Dakota County By: Robert Shingledecker Deputy Sheriff Dated this 15 day of October, 2010.

COLEMAN, HULL & VAN VLIET, PLLP Katherine M. Melander (#180464) Jeffrey A. Scott (#0339416) 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 (952) 841-0001 Attorneys for Plaintiff 2389015 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 MORTGAGOR(S): Kelvin D. Pulphus, a single person AND Shannon Stone, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 28, 2006 Dakota County Registrar of Titles Document Number: 594891 ASSIGNMENTS OF MORTGAGE: And assigned to: Ocwen Loan Servicing, LLC Dated: April 23, 2009 Registered: June 01, 2009 Dakota County Registrar of Titles Document Number: T644580 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

Transaction Agent Mortgage Identifi cation Number: 100139104915471959 Lender or Broker: Residential Mortgage Group, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 128116 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1952 Carnelian Ln, Eagan, MN 55122-2947 Tax Parcel ID Number: 101670414013 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 13, Cedar Grove No. 5, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,684.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: Ocwen Loan Servicing, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003684F02 2394264 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 1999 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $91,800.00 MORTGAGOR(S): David J. Gilkey, a single person MORTGAGEE: Cendant Mortgage Corporation dba Burnet Home Loans DATE AND PLACE OF RECORDING: Recorded: September 30, 1999 Dakota County Recorder Document Number: 1641865 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, successor by merger with The Leader Mortgage Company Dated: June 29, 1999 Recorded: September 30, 1999 Dakota County Recorder Document Number: 1641866 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Cendant Mortgage Corporation dba Burnet Home Loans Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14611 Evergreen Trl, Apple Valley, MN 55124-5739 Tax Parcel ID Number: 01-48845-071-20 LEGAL DESCRIPTION OF PROPERTY: Unit 71, Common Interest Community No. 124, Mistwood Courthomes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $61,689.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

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tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 14, 2011, or the next business day if June 14, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, successor by merger with The Leader Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017374F01 2397891 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 MORTGAGOR(S): James P. Harvey and Sherri L Harvey, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 18, 2005 Dakota County Recorder Document Number: 2286109 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000087557 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9405 204th St W, Lakeville, MN 55044-5838 Tax Parcel ID Number: 22-18200-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Creek Estates, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $266,513.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017621F01 2391416 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 13, 2003 MORTGAGOR:L y n d a K . N a u e r , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 25, 2003, Dakota County Recorder, Document No. 2084012.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010, Recorded: September 22, 2010, Document No. 2754144.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500057397771 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 29 Marie Avenue East, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 428382004002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Westown First Addition, Together with Appurtenant Easements Created Pursuant to Declaration, Document No. 401835, as Amended.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$100,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$112,297.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: October 19, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9128 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2397077 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 7 , 2006 MORTGAGOR: T h o m a s K a n e , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 6, 2006, Dakota County Recorder, Document No. 2443217.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: January 8, 2010, Recorded: February 10, 2010, Document No. 2713639.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000587028 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3194 Village Trail, Hastings, MN 55033 TAX PARCEL I.D. #: 196437903301 LEGAL DESCRIPTION OF PROPERTY: That part of Lots 1, 2, and 3, Block 1, Riverwood 5th Addition lying Southerly of the following described line: Commencing at the Southeast corner of Lot 1, thence Northwesterly along the Easterly line 40.00 feet to the beginning of the line to be described: thence South 78 degrees, 31 minutes 30 seconds West 180.81 feet to the most Westerly line of said Lot 1 and there terminating, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,863.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-700 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406273 11/4-12/9/10

PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/25/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,200.00 MORTGAGOR: Megan Dale Cloud MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 07/27/2007, in the Office of the Recorder Dakota County, Minnesota, as Document Number 2533676 ASSIGNMENTS OF MORTGAGE: Provident Funding Associates, L.P. filed 8/26/2010 as Document Number 2748524 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 8, Hepburn Park Addition to the City of St. Paul, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 149 6th Ave S, South St. Paul, MN 55075 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 36-32550-130-08 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-3517050135-3 RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGE ORIGINATOR/LENDER: Provident Funding Associates, L.P. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $133,025.66 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 12/14/2010 PLACE OF SALE: Dakota County Sheriff Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on 06/14/2011.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THNGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10/26/2010 Provident Funding Associates, L.P. Assignee of Mortgagee Dunakey & Klatt, P.C.,

By Brian Sayer Attorney for Assignee of Mortgagee, 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701.

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398801 10/28-12/2/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 19, 2003 MORTGAGOR:Jennifer Ellis, a single person.

MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded January 26, 2004, Dakota County Recorder, Document No. 2168023.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15585 Flight Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340211550 LEGAL DESCRIPTION OF PROPERTY: Unit 115, Common Interest Community No. 282, Regatta Village Homes COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF

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������ ���not ���� OF AMOUNT������� reinstated PRINCIPAL Mortgage is ORIGINAL������ If the�������� MORTGAGE:$131,500.00 under Minn. Stat. §580.30 or the propAMOUNT DUE AND CLAIMED TO BE erty is not redeemed under Minn. Stat.

DUE AS OF DATE OF NOTICE, INCLUD- §580.23, the Mortgagor must vacate ING TAXES, IF ANY, PAID BY MORT- the property on or before 11:59 p.m. on June 17, 2011, or the next business GAGEE:$119,171.06 That prior to the commencement of day if June 17, 2011 falls on a Saturthis mortgage foreclosure proceeding day, Sunday or legal holiday.

Mortgagor(s) released from financial Mortgagee/Assignee of Mortgagee complied with all notice requirements as obligation: NONE required by statute; That no action or THIS COMMUNICATION IS FROM proceeding has been instituted at law A DEBT COLLECTOR ATTEMPTo r o t h e r w i s e t o r e c o v e r t h e d e b t ING TO COLLECT A DEBT. ANY secured by said mortgage, or any part INFORMATION OBTAINED WILL BE thereof; USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF PURSUANT to the power of sale contained in said mortgage, the above THE DEBT AND IDENTITY OF THE described property will be sold by the ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT Sheriff of said county as follows: DATE AND TIME OF SALE: Decem- AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR ber 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law REDEMPTION BY THE MORTGAGOR, Enforcement Center, 1580 Hwy 55, THE MORTGAGOR'S PERSONAL REPLobby #S-100, Hastings, MN RESENTATIVES OR ASSIGNS, MAY BE to pay the debt then secured by said REDUCED TO FIVE WEEKS IF A JUDIMortgage, and taxes, if any, on said CIAL ORDER IS ENTERED UNDER premises, and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorneys' fees 582.032, DETERMINING, AMONG allowed by law subject to redemption OTHER THINGS, THAT THE MORTwithin six (6) months from the date of GAGED PREMISES ARE IMPROVED said sale by the mortgagor(s), their WITH A RESIDENTIAL DWELLING OF personal representatives or assigns LESS THAN FIVE UNITS, ARE NOT unless reduced to Five (5) weeks under PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MN Stat. §580.07.

DATED: November 04, 2010 TIME AND DATE TO VACATE PROPASSIGNEE OF MORTGAGEE: ERTY: If the real estate is an BAC Home Loans Servicing, LP owner-occupied, single-family dwelling, unless otherwise provided by law, Wilford & Geske, P.A. the date on or before which the mort- Attorneys for Assignee of Mortgagee gagor(s) must vacate the property if the Lawrence A. Wilford mortgage is not reinstated under sec- James A. Geske tion 580.30 or the property is not 8425 Seasons Parkway, Suite 105 redeemed under section 580.23 is Woodbury, MN 55125-4393 J u n e 1 7 , 2 0 1 1 (651) 209-3300 11:59 p.m. on . MORTGAGOR(S) RELEASED FROM File Number: 017837F01 11/4-12/9/10 FINANCIAL OBLIGATION ON MORT- 2403260 GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF MORTGAGE THE MORTGAGOR'S PERSONAL REPFORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE NOTICE IS HEREBY GIVEN that REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER default has occurred in the conditions MINNESOTA STATUTES, SECTION of the following described mortgage: DATE OF MORTGAGE: May 14, 2007 582.032, DETERMINING, AMONG ORIGINAL PRINCIPAL AMOUNT OF OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED MORTGAGE: $163,500.00 MORTGAGOR(S): Dustin Dingman WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT and Haley Dingman, husband and wife MORTGAGEE: Mortgage Electronic PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Registration Systems, Inc. DATE AND PLACE OF RECORDING: ABANDONED." Recorded: May 25, 2007 Dakota Dated: October 19, 2010.

County Recorder CitiMortgage, Inc. Document Number: 2519976 Mortgagee/Assignee of Mortgagee Transaction Agent: Mortgage ElecUSSET, WEINGARDEN AND LIEBO, P.L.L.P. tronic Registration Systems, Inc. By: Paul A. Weingarden Transaction Agent Mortgage IdentifiAttorneys for Mortgagee/Assignee of cation Number: 100025440003827638 Mortgagee Lender or Broker: Lehman Brothers 4500 Park Glen Road #300 Bank, FSB Minneapolis, MN 55416 Residential Mortgage Servicer: (952) 925-6888 Aurora Loan Services, LLC 10-4761 Mortgage Originator: Not Applicable THIS IS A COMMUNICATION FROM COUNTY IN WHICH PROPERTY IS A DEBT COLLECTOR. 2398025 10/28-12/2/10 LOCATED: Dakota Property Address: 937 Pine St, Farmington, MN 55024-8406 Tax Parcel ID Number: 14-30200-160-02 NOTICE OF MORTGAGE LEGAL DESCRIPTION OF PROPFORECLOSURE SALE NOTICE IS HEREBY GIVEN that ERTY: Lot 16, Block 2, Glenview default has occurred in the conditions Townhomes and Commercial, Comof the following described mortgage: mon Interest Community No. 565, DATE OF MORTGAGE: March 21, Dakota County, Minnesota.

2006 AMOUNT DUE AND CLAIMED TO BE ORIGINAL PRINCIPAL AMOUNT OF D U E A S O F D A T E O F N O T I C E : MORTGAGE: $96,000.00 $169,622.29 MORTGAGOR(S): Michael F Page, an THAT all pre-foreclosure requireunmarried man ments have been complied with; that MORTGAGEE: Mortgage Electronic no action or proceeding has been instiRegistration Systems, Inc. tuted at law or otherwise to recover the DATE AND PLACE OF RECORDING: debt secured by said mortgage, or any Recorded: April 06, 2006 Dakota part thereof; County Recorder PURSUANT to the power of sale conDocument Number: 2418480 tained in said mortgage, the ASSIGNMENTS OF MORTGAGE: above-described property will be sold And assigned to: BAC Home Loans by the Sheriff of said county as folServicing, LP lows: Dated: October 28, 2010 DATE AND TIME OF SALE: DecemTransaction Agent: Mortgage Elec- ber 17, 2010 at 10:00 AM tronic Registration Systems, Inc. PLACE OF SALE: Dakota County Transaction Agent Mortgage Identifi- Law Enforcement Center, 1580 Highcation Number: 100015700065596740 way 55, Lobby S-100, Hastings, MinneLender or Broker: America's Whole- sota sale Lender to pay the debt secured by said mortResidential Mortgage Servicer: BAC gage and taxes, if any, on said preHome Loans Servicing, L.P. mises and the costs and disburseMortgage Originator: Not Applicable ments, including attorney fees allowed COUNTY IN WHICH PROPERTY IS by law, subject to redemption within LOCATED: Dakota six (6) months from the date of said Property Address: 12824 Nicollet Ave sale by the mortgagor(s), their perApt 201, Burnsville, MN 55337-2821 sonal representatives or assigns.

Tax Parcel ID Number: If the Mortgage is not reinstated 02-01300-351-16 under Minn. Stat. §580.30 or the propL E G A L D E S C R I P T I O N O F P R O P - erty is not redeemed under Minn. Stat.

ERTY: Apartment No. 201, 12824 Nicol- §580.23, the Mortgagor must vacate let Avenue, Apartment Ownership No. the property on or before 11:59 p.m. on 15, Ridgeview Condominium, Dakota June 17, 2011, or the next business County, Minnesota. day if June 17, 2011 falls on a SaturAMOUNT DUE AND CLAIMED TO BE day, Sunday or legal holiday.

DUE AS OF DATE OF NOTICE: Mortgagor(s) released from financial $120,130.78 obligation: NONE THAT all pre-foreclosure requireTHIS COMMUNICATION IS FROM ments have been complied with; that A DEBT COLLECTOR ATTEMPTno action or proceeding has been insti- ING TO COLLECT A DEBT. ANY tuted at law or otherwise to recover the INFORMATION OBTAINED WILL BE debt secured by said mortgage, or any USED FOR THAT PURPOSE. part thereof; THE RIGHT TO VERIFICATION OF PURSUANT to the power of sale con- THE DEBT AND IDENTITY OF THE t a i n e d i n s a i d m o r t g a g e , t h e ORIGINAL CREDITOR WITHIN THE above-described property will be sold T I M E P R O V I D E D B Y L A W I S N O T by the Sheriff of said county as fol- AFFECTED BY THIS ACTION. lows: THE TIME ALLOWED BY LAW FOR DATE AND TIME OF SALE: Decem- REDEMPTION BY THE MORTGAGOR, ber 17, 2010 at 10:00 AM THE MORTGAGOR'S PERSONAL REPPLACE OF SALE: Dakota County RESENTATIVES OR ASSIGNS, MAY BE Law Enforcement Center, 1580 High- REDUCED TO FIVE WEEKS IF A JUDIway 55, Lobby S-100, Hastings, Minne- CIAL ORDER IS ENTERED UNDER sota MINNESOTA STATUTES, SECTION to pay the debt secured by said mort- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G gage and taxes, if any, on said pre- OTHER THINGS, THAT THE MORTmises and the costs and disburse- GAGED PREMISES ARE IMPROVED ments, including attorney fees allowed WITH A RESIDENTIAL DWELLING OF by law, subject to redemption within LESS THAN FIVE UNITS, ARE NOT six (6) months from the date of said PROPERTY USED IN AGRICULTURAL sale by the mortgagor(s), their per- PRODUCTION, AND ARE ABANDONED. sonal representatives or assigns.

If the Mortgage is not reinstated ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������S ������ a i d M o r t g a������� ge being Registered Land. ���������� ���� ��������� PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017817F01 2400454 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12866 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12866 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by John J. Calabrese, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Nine Thousand Four Hundred Sixty Three and 50/100 ($9,463.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated August 2, 2010, and recorded October 8, 2010, as Document No. in the Dakota County 2758380 Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 15, 2010, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on June 15, 2011.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 13, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441113 THIS NOTICE DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES, BUT IS AN ATTEMPT TO ENFORCE A VALID SECURITY INTEREST IN THE SUBJECT PROPERTY. THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2400410 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 28, 2004 MORTGAGORS:Terrance S. Johnson, a married person, and Jennifer Johnson, a married person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 30, 2004, Dakota County Registrar of Titles, Document No. 546544, Certificate of Title No. 123105.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 19, 2010.

Said Mortgage being Registered

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550022257942 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Source Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 847 1st Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 366950006001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, South Bluff, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$275,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$275,280.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9368 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398029 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2003 MORTGAGOR: K e l l e y L . S t i s h , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered August 24, 2004, Dakota County Registrar of Titles, Document No. 545993, Certificate of Title No. 132939.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 7, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000090623 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1525 Rushmore Drive, Burnsville, MN 55306 TAX PARCEL I.D. #: 027125205005 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Five (5), Southwind Plat Three COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00

MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,315.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1263 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406334 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Kathryn Lynn Hanson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 27, 2005 Dakota County Recorder Document Number: 2344589 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039223350007259 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1013 Walnut St, Farmington, MN 55024-1725 Tax Parcel ID Number: 14 22500 080 09 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 9, East Farmington First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,936.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017433F01 2404641 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2005 MORTGAGOR: Richard Hoffman, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 28, 2005, Dakota County Recorder, Document No. 2392236.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 14, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020851845 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 18883 Euclid Path, Farmington, MN 55024 TAX PARCEL I.D. #: 145050102001 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Nelsen Hills Farm 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $278,140.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010.

Dated: October 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1375 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406301 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $730,000.00 MORTGAGOR: Thomas Lake Executive Center, LLC, a Minnesota limited liability company MORTGAGEE: Americana Community Bank, a Minnesota banking corporation DATE AND PLACE OF FILING: Recorded on March 31, 2005, in the Office of the County Recorder, Dakota County, Minnesota as Document No. 2309043.

STREET ADDRESS OF PROPERTY: 1590 Thomas Center Drive, Eagan, Minnesota 55122 TAX PARCEL I.D. NO.: 10-65827-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Safari at Eagan 3rd Addition, Common Interest Community No. 384, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $851,680.94.

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010, at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's Office, Dakota County Sheriff, 1580 Highway 55, Hastings MN 55033-2343, to pay the debt then secured by said Mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements, including attorneys' fees, allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns, is two (2) months from the date of sale.

DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: Unless the property is redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 9, 2011.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 2, 2010 Americana Community Bank, Mortgagee KOEPKE LAW, LTD. By: __________/s/_____________ Jack Atnip, III, Esq. (#0301966) Kevin M. Koepke, Esq. (#0245306) 3161 Fernbrook Lane North Plymouth, Minnesota 55447 Telephone: (763) 201-1205 Attorneys for Mortgagee IMPORTANT NOTICE: THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2406577 11/4-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2007 MORTGAGOR: Donna Swan, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered September 20, 2007, Dakota County Registrar of Titles, Document No. 617593, Certificate of Title No. 141354.

ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: October 13, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000297194 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3925 Mica Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 101670415007 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Seven (7) In Cedar Grove No. 5, According to the Recorded Plat Thereof on file and of record in the office of the register of Deeds in and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,950.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 26, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4780 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406361 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Maria Garcia, a single person and Azaola C. Alvarado-Quintero, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 01, 2005 Dakota County Recorder Document Number: 2376709 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: October 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700057853950 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4485 Clover Ln, Eagan, MN 55122-2437 Tax Parcel ID Number: 10-22750-190-01 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, Eden Addition, Dakota County, Minnesota.

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Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,957.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006957F02 2405189 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 17, 2007 MORTGAGOR: J a c o b C . B u r s o t t , single and Cheryl Crane.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 9, 2007, Dakota County Recorder, Document No. 2536135, and Amended by Court Order Recorded as Document No. 2721985.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: October 22, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500037723526 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 23410 Water Lane, Hampton, MN 55031 TAX PARCEL I.D. #: 185500007001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Rays Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,648.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,212.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disburse-

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 25, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406392 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2006 MORTGAGORS: Mark T Ol son an d Lara J. Olson, husband and wife.

MORTGAGEE: T e a c h e r F e d e r a l Credit Union, N/K/A TruStone Financial Federal Credit Union DATE AND PLACE OF RECORDING: Recorded May 18, 2006, Dakota County Recorder, Document No. 2430534.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Teacher Federal Credit Union RESIDENTIAL MORTGAGE SERVICER: TruStone Financial Federal Credit Union MORTGAGED PROPERTY ADDRESS: 17752 Hickory Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 228850708003 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Zweber Farm Eighth, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,831.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,223.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2010.

TruStone Financial Federal Credit Union Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1990 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406527 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 4 , 2005 MORTGAGOR: M a r k S . O f s t i e , a single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 10, 2005, Dakota County Recorder, Document No. 2303318.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 5, 2008, Recorded: June 13, 2008, Document No. 2596618.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550048549140 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Source Lending Corp.

RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4217 Juniper Point, Eagan, MN 55122 TAX PARCEL I.D. #: 101480033001 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 1, CIC No. 303, Boulder Ridge, Together with the benefits contained in Declaration Document No. 857589, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,560.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,847.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4840 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2414987 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2007.

MORTGAGOR(S): Paul A. Mason and Connie S. Kanoth-Mason, husband and wife.

MORTGAGEE: Compass Capital Funding Corp., a California corporation dba Commercial Capital Funding.

DATE AND PLACE OF RECORDING: Filed January 17, 2008, Dakota County Recorder, as Document No. 2566822.

ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated November 29, 2007, filed for record August 25, 2008, as Document No. 2609763.

The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent’s Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Compass Capital Funding Corp., a California corporation dba Commercial Capital Funding.

MORTGAGED PROPERTY ADDRESS: 901 Concord Street North, South St. Paul, MN 55075.

TAX PARCEL I.D. NO.: 36-70202-140-03 and 36-70202-120-03 and 36-70202-111-03.

LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 11, and all of Lots 12 , 13 and 14, Block 3, South Park Division Number 3, Dakota County, Minnesota; together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $238,926.57.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2010 at 10:00 a.m.

P L A C E O F S A L E : Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none.

Dated: October 28, 2010.

BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2403280 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,181.00 MORTGAGOR(S): Dennis J. Stacy and Dawn M. Stacy, husband and wife MORTGAGEE: Marketplace Home Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: July 30, 2003 Dakota County Recorder Document Number: 2086412 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: May 19, 2003 Recorded: July 30, 2003 Dakota County Recorder Document Number: 2086413 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS

���

������ COUNTY IN WHICH ������ PROPERTY������� IS thereof;�������� ��� ���� LOCATED: Dakota PURSUANT to the power of sale conProperty Address: 569 Kendall Dr, tained in said mortgage, the above described property will be sold by the Hastings, MN 55033-4026 T a x P a r c e l I D N u m b e r : Sheriff of said county as follows: 19-16404-210-02 DATE AND TIME OF SALE: January L E G A L D E S C R I P T I O N O F P R O P - 4, 2011 at 10:00 AM ERTY: Lot 21, Block 2, Cari Park 5th PLACE OF SALE: S h e r i f f ' s O f f i c e , Addition, according to the recorded Law Enforcement Center, 1580 Hwy plat thereof, and situate in Dakota 55, Lobby #S-100, Hastings, MN County, Minnesota to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disburse$141,495.91 ments, including attorneys' fees THAT all pre-foreclosure require- allowed by law subject to redemption ments have been complied with; that within six (6) months from the date of no action or proceeding has been insti- said sale by the mortgagor(s), their tuted at law or otherwise to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under part thereof; MN Stat. §580.07.

PURSUANT to the power of sale conTIME AND DATE TO VACATE PROPtained in said mortgage, the ERTY: If the real estate is an above-described property will be sold owner-occupied, single-family dwellby the Sheriff of said county as fol- ing, unless otherwise provided by law, lows: the date on or before which the mortDATE AND TIME OF SALE: Decem- gagor(s) must vacate the property if the ber 17, 2010 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE: Dakota County tion 580.30 or the property is not Law Enforcement Center, 1580 High- redeemed under section 580.23 is way 55, Lobby S-100, Hastings, Minne- 11:59 p.m. on July 5, 2011. sota MORTGAGOR(S) RELEASED FROM to pay the debt secured by said mort- FINANCIAL OBLIGATION ON MORTgage and taxes, if any, on said pre- GAGE: None "THE TIME ALLOWED BY LAW FOR mises and the costs and disbursements, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER sonal representatives or assigns.

If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF June 17, 2011, or the next business LESS THAN FIVE UNITS, ARE NOT day if June 17, 2011 falls on a Satur- PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E day, Sunday or legal holiday.

Mortgagor(s) released from financial ABANDONED." Dated: October 23, 2010. obligation: NONE CitiMortgage, Inc. THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY USSET, WEINGARDEN AND LIEBO, P.L.L.P. INFORMATION OBTAINED WILL BE By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Mortgagee THE DEBT AND IDENTITY OF THE 4500 Park Glen Road #300 ORIGINAL CREDITOR WITHIN THE Minneapolis, MN 55416 T I M E P R O V I D E D B Y L A W I S N O T (952) 925-6888 10-4805 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 11/4-12/9/10 THE MORTGAGOR'S PERSONAL REP- 2406472 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED OF THE DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF THE ORIGINAL CREDITOR WITHIN LESS THAN FIVE UNITS, ARE NOT THE TIME PROVIDED BY LAW IS PROPERTY USED IN AGRICULTURAL NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that PRODUCTION, AND ARE ABANDONED. default has occurred in conditions of DATED: November 04, 2010 the following described mortgage: ASSIGNEE OF MORTGAGEE: TCF DATE OF MORTGAGE: May 21, 2007 National Bank successor by merger MORTGAGORS: S o u l i D a o h e u a n g to TCF Mortgage Corporation and Malalack Daoheuang, husband and Wilford & Geske, P.A. wife.

Attorneys for Assignee of Mortgagee MORTGAGEE: Mortgage Electronic Lawrence A. Wilford Registration Systems, Inc. James A. Geske DATE AND PLACE OF RECORDING: 8425 Seasons Parkway, Suite 105 Recorded June 4, 2007, Dakota County Woodbury, MN 55125-4393 Recorder, Document No. 2521549.

(651) 209-3300 ASSIGNMENTS OF MORTGAGE: File Number: 009287F02 2403849 11/4-12/9/10 Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First FrankNOTICE OF MORTGAGE lin Mortgage Loan Trust, Mortgage FORECLOSURE SALE THE RIGHT TO VERIFICATION Loan Asset-Backed Certificates, Series OF THE DEBT AND IDENTITY OF 2 0 0 7 - 4 , D a t e d : O c t o b e r 1 3 , 2 0 0 9 , THE ORIGINAL CREDITOR WITHIN Recorded: November 9, 2009, DocuTHE TIME PROVIDED BY LAW IS ment No. 2695118.

TRANSACTION AGENT: Mortgage NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTdefault has occurred in conditions of GAGE IDENTIFICATION NUMBER ON the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 8 , MORTGAGE: 100425240014394289 LENDER OR BROKER AND MORT2006 MORTGAGORS: M a t t h e w A . K l i n e G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: First Franklin Financial and Sarah R. Kline, husband and wife.

MORTGAGEE: Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERGroup, Inc. DATE AND PLACE OF RECORDING: VICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: Recorded February 13, 2006, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . 1496 Auburn Court, Eagan, MN 55122 TAX PARCEL I.D. #: 10-75950-030-01 2405543.

LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage ERTY: Lot 3, Block 1, Thomas Lake Group, Inc n/k/a CitiMortgage, Inc, Heights, according to the plat thereof Dated: January 18, 2006, Recorded: now on file and of record within and February 13, 2006, Document No. for Dakota County, Minnesota.

2405544.

COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF GAGE IDENTIFICATION NUMBER ON MORTGAGE: $264,000.00 MORTGAGE: NONE AMOUNT DUE AND CLAIMED TO BE LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMORTGAGE: Residential Mortgage GAGEE: $294,911.75 Group, Inc That prior to the commencement of RESIDENTIAL MORTGAGE SERthis mortgage foreclosure proceeding VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: M o r t g a g e e / A s s i g n e e o f M o r t g a g e e complied with all notice requirements 19020 Ireton Way, Lakeville, MN 55044 as required by statute; That no action TAX PARCEL I.D. #: 227582604007 LEGAL DESCRIPTION OF PROP- or proceeding has been instituted at law or otherwise to recover the debt ERTY: Lot 4, Block 7, The Greenway 2nd secured by said mortgage, or any part thereof; Addition PURSUANT to the power of sale COUNTY IN WHICH PROPERTY IS contained in said mortgage, the above LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF described property will be sold by the Sheriff of said county as follows: MORTGAGE: $417,000.00 DATE AND TIME OF SALE: AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , ING TAXES, IF ANY, PAID BY MORTLaw Enforcement Center, 1580 Hwy GAGEE: $400,922.65 That prior to the commencement of 55, Lobby #S-100, Hastings, MN this mortgage foreclosure proceeding to pay the debt then secured by said Mortgagee/Assignee of Mortgagee com- Mortgage, and taxes, if any, on said plied with all notice requirements as premises, and the costs and disburserequired by statute; That no action or m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s proceeding has been instituted at law allowed by law subject to redemption o r o t h e r w i s e t o r e c o v e r t h e d e b t within six (6) months from the date of secured by said mortgage, or any part ���������� �� ���� ����� thereof;

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ to pay the debt������� then secured by said Mortgage, and taxes, if any, on said ���������� ���� ��������� within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 2, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3497 1044886480 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 14, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 4, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3497 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2411249 11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 20, 2006 MORTGAGORS: Scott J. Wetch and Yvette Wetch, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered November 3, 2006, Dakota County Registrar of Titles, Document No. 600677, Certificate of Title No. 126860.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 4, 2010, Recorded: February 22, 2010, Document No. T658259.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100372406093315098 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wilmington Finance, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 189 Linden Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11700-210-03 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 3 in Apple Valley.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $238,974.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3289 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406652 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 MORTGAGOR(S): Daniel T Ghebrihiwot, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 04, 2006 Dakota County Registrar of Titles Document Number: 602041 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040055343 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141397 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 115 Shoshoni Trl, Apple Valley, MN 55124-9754 Tax Parcel ID Number: 01-56602-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, in Palomino Hills 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $239,693.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES,

UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012610F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to November 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 09, 2010 at 10:00 AM has been postponed to January 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 09, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012610F02 2408774 11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 9, 2007 MORTGAGORS: L u i s G o m e z a n d Maria Gomez, husband and wife, and Miguel Gomez, a single person.

MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage, a Division of National City Bank.

DATE AND PLACE OF RECORDING: Recorded December 12, 2007, Dakota County Recorder, Document No. 2560781.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage, a Division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 4103 Blueberry Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 103300029006 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 6, Hilltop Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $301,111.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 7, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2302 0005856537 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 7, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 1, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2302 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2404938 11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,950.00 MORTGAGOR(S): John F Benson a married man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: February 15, 2005 Dakota County Registrar of Titles Document Number: 559005 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135247 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13316 Court Pl, Burnsville, MN 55337-1899 Tax Parcel ID Number: 02-40600-040-05 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Five (5) in Judicial Knolls, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,578.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL

THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Wells Fargo Bank, N.A., successor by merger to Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012266F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 08, 2010 at 10:00 AM has been postponed to November 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 08, 2010 MORTGAGEE: Wells Fargo Bank, N.A., successor by merger to Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 08, 2010 at 10:00 AM has been postponed to December 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 08, 2010 MORTGAGEE: Wells Fargo Bank, N.A., successor by merger to Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012266F02 2405110 11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2006 MORTGAGORS: D a r r i n M H a n s o n and Jodi A Hanson, husband and wife.

MORTGAGEE: AMC Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Registered December 11, 2006, Dakota County Registrar of Titles, Document No. 602413, Certificate of Title No. 113826.

ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association as Trustee, in trust for the registered holders of Citigroup Mortgage Loan Trust 2007-AMC, Asset-Backed pass through certificates, series 2007-AMC2, Dated: November 24, 2006, Recorded: August 11, 2008, Document No. T631740. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: August 24, 2009, Recorded: November 23, 2009, Document No. T654251 and by document no. T640091. And thereafter assigned to: CitiMortgage, Inc, Dated: August 25, 2009, Recorded: November 23, 2009, Document No. T654252.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AMC Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17540 Finesse Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 224162504001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Kenridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $329,067.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $395,478.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM

November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 8, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2201 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 6, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 3, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2201 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2408161 11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $7,627,900.00 MORTGAGOR: Wyngate Townhomes, LLC, a Minnesota limited liability company MORTGAGEE: R e i l l y M o r t g a g e Group, Inc., a District of Columbia corporation DATE AND PLACE OF RECORDING: Recorded May 15, 2002, Office of the County Recorder, Dakota County, Minnesota, Document No. 1896359.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, National Association, a national banking association by Assignment dated July 31, 2006, which was duly filed of record in the Office of the County Recorder, Dakota County, Minnesota, on September 18, 2006, as Document No. 2462112, as assigned to the Secretary of Housing and Urban Development of Washington, D.C. by Assignment of dated December 11, 2009, which was duly filed of record in the Office of the County Recorder, Dakota County, Minnesota, on December 17, 2009, as Document No. 2703001, as assigned to LENOX MORTGAGE XIII LLC, a Delaware limited liability company, by Assignment of Mortgage dated September 22, 2010, which was duly filed of record in the Office of the County Recorder, Dakota County, Minnesota, on September 29, 2010, as Document No. 2755707.

LEGAL DESCRIPTION OF PROPERTY WHICH IS ABSTRACT PROPERTY: Original legal description: Outlot A, Deeg Pond.

Together with non-exclusive easements for storm sewer and sanitary sewer purposes over parts of Lots 3, 4, 9, 10, 11, 12, and 15, Block 1, Deeg Pond, as contained in the Utility Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896354.

And together with a non-exclusive easement for construction purposes over part of Lots 9 and 10, Block 1, Deeg Pond, as contained in the Temporary Construction Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896355.

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Recorder as Doc. No. 1896355.

And together with the non-exclusive easement for construction purposes over part of Lot 10, Block 1, Deeg Pond, as contained in the Temporary Driveway Construction Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota county Recorder as Doc. No. 1896356.

And together with a non-exclusive easement for cross access purposes over parts of Lots 1, 2, 10, and 11, Block 1, Deeg Pond, as contained in the Cross Access Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896357.

Currently described as: PARCEL A: Lot 1, Block 1, Wyngate Townhomes.

PARCEL B: Non-exclusive easements for storm sewer and sanitary sewer purposes over parts of Lots 3, 4, 9, 10, 11, 12, and 15, Block 1, Deeg Pond, as contained in the Utility Easement dated March 12, 2002, filed May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896354.

PARCEL C: A non-exclusive easement for cross access purposes over parts of Lots 1, 2, 10, and 11, Block 1, Deeg Pond, as contained in the Cross Access Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896357 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $7,325,831.78.

PHYSICAL STREET ADDRESS, CITY AND ZIP CODE OF THE PREMISES: 1150 McAndrews Road East, Burnsville, MN 55337 TAX PARCEL IDENTIFICATION NUMBER OF THE PREMISES: 02-85600-010-01 The following Mortgagors have been released from financial obligation on the mortgage: None.

That prior to the commencement of this mortgage foreclosure proceeding Assignee of Mortgagee complied with all pre-foreclosure requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, all of the property that is described in the mortgage, both real and personal, including the above described property, will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 a.m. Friday, January 14, 2011 PLACE OF SALE: D a k o t a C o u n t y Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor, its personal representatives or assigns.

Date: November 10, 2010 LENOX MORTGAGE XIII LLC, a Delaware limited liability company By: Oppenheimer Wolff & Donnelly LLP Attorneys for Lenox Mortgage XIII LLC By: /s/ Rebecca G. Sluss Rebecca G. Sluss Its: Attorney THIS DOCUMENT WAS DRAFTED BY: OPPENHEIMER WOLFF & DONNELLY LLP (RGS) 3300 Plaza VII 45 South Seventh Street Minneapolis, Minnesota 55402 Telephone: (612) 607-7000 2415265 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Rebecca A Vieths, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 22, 2005 Dakota County Registrar of Titles Document Number: 574999 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 09, 2010 Registered: June 15, 2010 Dakota County Registrar of Titles Document Number: T663456 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278104473199 Lender or Broker: Custom Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131006 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 612 35th St W, Hastings, MN 55033-4143 Tax Parcel ID Number: 19-71025-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, South Oaks of Hastings, CIC No. 422, Dakota County,

Hastings, CIC No. 422, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,718.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015073F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 10, 2010 at 10:00 AM has been postponed to December 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015073F01 2412982 11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,304.00 MORTGAGOR(S): Alyssa C Pfarr, a single person and Alexander M Pfarr, a single person MORTGAGEE: Homeservices Lending, LLC Series A dba Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: September 28, 2007 Dakota County Recorder Document Number: 2546934 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. Dated: May 22, 2008

Dated: May 22, 2008 Recorded: June 09, 2008 Dakota County Recorder Document Number: 2595698 And assigned to: Countrywide Bank, FSB Dated: May 22, 2008 Recorded: June 09, 2008 Dakota County Recorder Document Number: 2595699 And assigned to: Countrywide Home Loans Servicing, LP Dated: November 06, 2008 Recorded: December 01, 2008 Dakota County Recorder Document Number: 2624845 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC Series A dba Edina Realty Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5091 183rd St W, Farmington, MN 55024-8719 Tax Parcel ID Number: 14-19506-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Dakota County Estates 7th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,982.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017165F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 05, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017165F01 2404864 11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 MORTGAGOR(S): James P. McLaren And Kathryn L. McLaren, Husband and Wife

Wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: September 18, 2006 Dakota County Registrar of Titles Document Number: 597971 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 80520 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 24403 Chippendale Ave W, Farmington, MN 55024-1669 Tax Parcel ID Number: 07-01800-011-14 LEGAL DESCRIPTION OF PROPERTY: That part of the North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N1/2 of S 1/2 of SE 1/4 of NE 1/4) of Section Eighteen (18), Township One Hundred Thirteen (113), Range Nineteen (19), described as follows, to-wit: Beginning at a point at the Southeast (SE) corner of said North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N1/2 of S 1/2 of SE1/4 of NE 1/4) of Section eighteen (18); thence North on the East Section line to a point 594 feet North of the Southeast (SE) corner of the Northeast Quarter (NE 1/4) of said section thence West on a line parallel to the South line of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said Section Eighteen (18) 1330 feet, more or less, to the West line of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said section; thence South along the West line of said Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said section to the Southwest (SW) corner of the North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of SE 1/4 of NE 1/4) of said Section Eighteen (18); thence East long the South line of said North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of NE 1/4) of said Section to the point of beginning, according to the Government Survey thereof; EXCEPTING THEREFROM, the West three (3) acres thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,593.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016658F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 08, 2010 at 10:00 AM has been postponed to November 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 08, 2010

���

������ ������ ������� �������� ��� ���� SALE DATED: October 08, 2010 MORTGAGE FORECLOSURE Pursuant to the provisions of MORTGAGEE: Bank of America, N.A. Minnesota Statutes 580.07, the NOTICE OF POSTPONEMENT OF foregoing foreclosure sale is postMORTGAGE FORECLOSURE SALE The above referenced sale scheduled poned until January 6, 2011 at 10:00 for November 08, 2010 at 10:00 AM has a m a t t h e S h e r i f f ' s O f f i c e , L a w been postponed to December 08, 2010 Enforcement Center, 1580 Hwy 55, at 10:00 AM in the Dakota County Law Lobby #S-100, Hastings, MN, in said Enforcement Center, 1580 Highway 55, county and state.

Dated: November 3, 2010.

Lobby S-100, Hastings, Minnesota in Chase Home Finance LLC said County and State.

Mortgagee/Assignee of Mortgagee DATED: November 08, 2010 MORTGAGEE: Bank of America, N.A. USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Wilford & Geske, P.A. Attorneys for Mortgagee/Assignee of Attorneys for Mortgagee: Mortgagee Lawrence A. Wilford 4500 Park Glen Road #300 James A. Geske Minneapolis, MN 55416 8425 Seasons Parkway, Suite 105 (952) 925-6888 Woodbury, MN 55125-4393 30-6322 (651) 209-3300 THIS IS A COMMUNICATION FROM File Number: 016658F01 2406231 11/11/10 A DEBT COLLECTOR. 2408087 11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 7 , 2005 MORTGAGORS: Darouny L. Kataviravong and K Kern Kataviravong, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 26, 2005, Dakota County Recorder, Document No. 2374546.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: February 13, 2009, Recorded: February 24, 2009, Document No. 2639528.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100220710000088340 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Maribella Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 8 East 129th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-52000-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Nordic Estates, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $257,349.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6322 1915281106 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGORS: Miguel A. Gutierrez Ramirez and Justina Velazquez Vega, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 25, 2006, Dakota County Recorder, Document No. 2423237.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9, Dated: January 20, 2009, Recorded: February 5, 2009, Document No. 2635690.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240007370064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 436 3rd Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-64300-210-11 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-One, Block Eleven, Riverside Park Addition to the City of St. Paul.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $282,805.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 1, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee

���������� �� ���� �����

��� �������� ��� ���� ������ ������ ������� THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ���������� ���� ��������� Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3659 1044665792 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 6, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 3, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3659 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2407919 11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,600.00 MORTGAGOR(S): Michael J Stoddard and Susan M Stoddard, husdand and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100136300117251560 SERVICER: Ocwen Loan Servicing, LLC LENDER: WMC Mortgage Corp .

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on November 7, 2006, as Document No. 2473945 ASSIGNED TO: Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Dated: July 19, 2010 , and recorded July 30, 2010 by Document No. 2743675 .

LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Edmar 2nd Addition, according to the recorded Plat thereof on file and of record in the Office of the County Recorder, Dakota County, Minnesota.

PROPERTY ADDRESS: 3613 Upper 204th Street West, Farmington, MN 55024 PROPERTY I.D: 12 22801 050 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred One Thousand Thirty-Four and 11/100 ($201,034.11) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure otice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 5, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 19, 2010 Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00372-1 THIS IS A COMMUNICATION FROM

ASAP# 3693647 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for November 2, 2010 at 10:00 AM , has been postponed to December 7, 2010 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: November 2, 2010 Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Jennifer K Fischer (0311248) Attorneys for Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 10MN00372-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 3801289 11/11/2010 2412339 11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,205.00 MORTGAGOR(S): Jeff Forga, An Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 03, 2005 Dakota County Recorder Document Number: 2281786 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Dated: May 04, 2010 Recorded: August 03, 2010 Dakota County Recorder Document Number: 2744109 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000401005-7 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20039 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12.24500.047.04 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 4, Empire River Preserve, CIC No. 386, Dakota County, State of Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,389.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL

THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014662F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 17, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 08, 2010 at 10:00 AM has been postponed to November 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 08, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 09, 2010 at 10:00 AM has been postponed to December 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 09, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014662F01 2404759 11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2007 MORTGAGORS: Ronald R. Juntunen and Sherry F. Elliott, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 8, 2007, Dakota County Recorder, Document No. 2535894.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 29, 2008, Recorded: October 9, 2008, Document No. 2617086.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000289779 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14316 Park Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-84801-080-03 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Wood Park Plat 2, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $274,787.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $306,140.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 11, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 6800096788 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: May 10, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 20, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 16, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 20, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 25, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888

(952) 925 6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 2, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 29, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 3, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2409329 11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2007 MORTGAGORS: Shaji Varghese and Biji Varghese, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 16, 2007, Dakota County Recorder, Document No. 2537790.

ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing L.P. f/k/a Countrywide Home Loans Servicing L.P., Dated: September 3, 2009, Recorded: September 29, 2009, Document No. 2687163.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700021494276 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 4730 Hittner Point, Eagan, MN 55122 TAX PARCEL I.D. #: 103325003001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Hittner Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $675,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $729,482.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL

THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 3, 2010.

BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-619 171708957 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 9, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 4, 2010.

BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-619 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 8, 2010.

BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-619 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2413325 11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 MORTGAGORS: Joanna L. Lessard and Chad A. Lessard, wife and husband.

MORTGAGEE: First Franklin.

DATE AND PLACE OF RECORDING: Recorded January 4, 2006, Dakota County Recorder, Document No. 2394164.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: April 4, 2006, Recorded: April 17, 2006, Document No. 2420796. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2006-FF3, Mortgage Pass-Through Certificates, Series 2006-FF3, Dated: April 9, 2009, Recorded: May 4, 2009, Document No. 2654155.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 6015 Concord Boulevard East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-64050-040-01 LEGAL DESCRIPTION OF PROPERTY: Lots 3 and 4, Block 1, Laura Riebe Addition to Inver Grove Heights, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,680.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,837.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE:

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November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 1, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3203 1044607042 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 14, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 4, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3203 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2411214 11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2007 MORTGAGOR: Terri E. Norby, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: May 14, 2007 Dakota County Recorder Document #: 2517027 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 46, REGATTA VILLAGE HOMES, A COMMON INTEREST COMMUNITY NO. 282, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 01-63402-046-50 PROPERTY ADDRESS: 15535 Foghorn Lane, Apple Valley, Minnesota 55124 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $154,824.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described

property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is May 4, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: September 8, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced mortgage foreclosure sale originally scheduled to be held November 4, 2010 at 10:00 a.m., has been postponed to November 18, 2010 at 10:00 a.m. at the Dakota County Law Enforcement Center Lobby S-100, 1580 Highway 55, Hastings, MN 550033.

DATE TO VACATE PROPERTY: T h e date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes section 580.23 is 5/18/2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

Dated: November 3, 2010 Johnson, Blumberg, & Associates LLC Kenneth J. Johnson Minnesota State Bar No. 0246074 Attorney for Mortgagee, U.S. Bank National Association ND 230 W Monroe St., Ste 1125 Chicago, IL 60606 2414725 11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 8 , 2006 MORTGAGOR: J o s e p h R e e s e , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 4, 2006, Dakota County Recorder, Document No. 2417953.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 25, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278104560854 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advantage Funding Group, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13009 Oliver Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 025667609001 LEGAL DESCRI PTI ON OF PR OPERTY: Lot 9, Block 1, Patricia Manor 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $201,004.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

g or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 1, 2010 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 6, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-940 7810456085 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 11, 2010 Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 9, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 1, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-940 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 9, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-940 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415184 11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 6 , 2005 MORTGAGORS: Hoang Yen Truong and Danh Truong, wife and husband.

MORTGAGEE: C h a s e M a n h a t t a n Bank, USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 1, 2005, Dakota County Recorder, Document No. 2299945.

ASSIGNMENTS OF MORTGAGE:

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Assigned to: Deutsche Bank National Trust Company, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2007-CH1, Asset Backed Pass-Through Certificates, Series 2007-CH1, Dated: August 31, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Bank USA, NA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 12995 South Harriet Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-15180-030-04 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 3, Block 4, Brittany Heights.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $144,359.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under

39A

g g section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 10, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3777 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 13, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 3, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3777 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2408038 11/11/10

You say you didnâ&#x20AC;&#x2122;t notice until it was too late to do anything about it?

Probably, if you arenâ&#x20AC;&#x2122;t checking the Public Notice columns of this newspaper regularly.

Public Notices are required by state law to protect your rights and to help you function more effectively as a citizen. Access to information about what government agencies are doing is what makes the American the most powerful citizen in the world.

The Public Notices give you access to information you need ... about new local laws that will affect you ... about plans for major land use changes ... about where roads will go ... whose land will be condemned ... how your tax dollars will be spent ... about court actions that could be important to you, or just plain interesting.

Whether you know them as Public Notices or as â&#x20AC;&#x153;the legalsâ&#x20AC;?, it pays you to check the Public Notice columns in this newspaper each issue. What you donâ&#x20AC;&#x2122;t know might cost you!

Dakota County Tribune BUSINESS WEEKLY

952-894-1111

40A

November 11, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Burnsville Hooters closes Restaurant raised eyebrows when proposed in 2004

by John Gessner DAKOTA COUNTY TRIBUNE

The Hooters Restaurant that raised eyebrows on the Burnsville City Council when it was proposed in 2004 has closed.

Burnsville Economic Development Coordinator Skip Nienhaus confirmed the closing, which the Star Tribune newspaper reported occurred on Oct. 25.

Citing Dakota County records, Nienhaus said the owners owe taxes and penalties of $22,117 for the first half of 2010 and $21,327 for the second half.

The Burnsville site is the last of three Hooters Restaurants that were owned and

later closed by brothers Steven and John Marso, the Star Tribune reported. The others were in St. Cloud and downtown Minneapolis.

Minnesotaâ&#x20AC;&#x2122;s only remaining Hooters, at the Mall of America, is owned by Denver-based Restaurants of America, the Star Tribune reported. Hooters is a chain restaurant based in Atlanta.

Despite most council membersâ&#x20AC;&#x2122; distaste for the brief tank tops and short shorts worn by Hootersâ&#x20AC;&#x2122; female servers, the City Council approved in June 2004 the Marso brothersâ&#x20AC;&#x2122; plan to turn an old Emberâ&#x20AC;&#x2122;s Restaurant into a Hooters.

The building is at 12950

Aldrich Ave. S., west of Interstate 35W and south of Burnsville Parkway.

Though Mayor Elizabeth Kautz and then-council members Teresa Daly and Liz Workman voiced objections to the business, the council would have invited a legal challenge by voting against it based on Hootersâ&#x20AC;&#x2122; uniforms and sexually suggestive marketing.

Only Daly voted against the restaurant.

A year later, the owners proposed but later dropped plans for an outdoor deck.

John Gessner is at john.gessner@ecm-inc.com.

Photo by John Gessner

Workers hauled supplies out of the closed Hooters Restaurant in Burnsville on Nov. 9.

CaringBridge from Page 1A

Photo by Derrick Williams

Lakevilleâ&#x20AC;&#x2122;s massive Spirit of Brandtjen Farms development could soon attract a big-box retail store to anchor itâ&#x20AC;&#x2122;s commercial development.

Brandtjen could attract â&#x20AC;&#x2DC;big-boxâ&#x20AC;&#x2122; to anchor commercial area Developer worried 100,000 square feet not enough to attract anchor tenant, city triples space allowance

by Derrick Williams DAKOTA COUNTY TRIBUNE

ing residential density from executive estates to town homes, as well as a commercial space, miles of trails, and acres of park and open space.

Lakevilleâ&#x20AC;&#x2122;s Planning Director, Daryl Morey, said changing the PUD to allow larger commercial space will help Tradition market the property.

Fick said Tradition doesnâ&#x20AC;&#x2122;t have a site plan, but he acknowledged the developer has â&#x20AC;&#x153;tested the waters and there is some excitement.â&#x20AC;?

For more information about Spirit of Brandtjen Farm, visit www.homesofspirit.com.

E-mail Derrick Williams at: lakeville.thisweek@ecm-inc. com

Photo submitted

CaringBridge is an Eagan-based nonprofit website that allows people with serious illness or injury to connect with friends and family. Each day, 227,000 personal CaringBridge sites are created.

cancer that is still ongoing, Lori said.

The couple, who have four teenage children, turned to CaringBridge as a way to keep a journal of Rochâ&#x20AC;&#x2122;s progress for friends and family as well as for their own records. â&#x20AC;&#x153;It was nice to have a place for people to show their support,â&#x20AC;? Lori said.

Lori said she particularly

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Lakevilleâ&#x20AC;&#x2122;s massive 540acre Spirit of Brandtjen Farms development now has the option to attract a bigbox store to the corner of Pilot Knob Road and County Road 46.

Lakevilleâ&#x20AC;&#x2122;s City Council unanimously approved a change to Spiritâ&#x20AC;&#x2122;s Planned Unit Development master plan during its Monday, Nov. 1 meeting, upping the maximum allowable commercial space from 100,000 to 300,000 square feet for an anchor tennant.

Spiritâ&#x20AC;&#x2122;s developer, Tradition Development, wanted the change to the PUD in order to attract an anchor for its planned commercial district, according to Jacob Fick, Spirtâ&#x20AC;&#x2122;s project manager

for Tradition. â&#x20AC;&#x153;We donâ&#x20AC;&#x2122;t have an end user in mind,â&#x20AC;? Fick said. â&#x20AC;&#x153;But in order to shop our property, we want to use this as a tool to find an end user or a buyer.â&#x20AC;?

Fick said finding an anchor tennant to use 100,000 square feet of space is challenging.

For example, the Super Target located less than a mile north of the Spirit site has nearly 200,000 square feet of retail space.

Spirit of Brandtjen Farms was originally approved by the Lakeville City Council in 2005 with the understanding that it could take decades to fully build out.

But by the time itâ&#x20AC;&#x2122;s completed, the mixed use development will have more than 2,000 homes of vary-

Mehring said. â&#x20AC;&#x153;I am proud of successfully being able to build CaringBridge into what it is today and what it will be in the future,â&#x20AC;? she said.

CaringBridge has blossomed into a successful nonprofit with 50 employees.

Despite the recession, the organization has remained financially stable with $7 million in annual revenue this year â&#x20AC;&#x201C; 92 percent of which comes from donations. All donations are tax deductible.

Since CaringBridgeâ&#x20AC;&#x2122;s creation, more than a half million people from across the globe have connected through the site.

Each day, 227,000 personal CaringBridge sites are created.

One of these sites was created by Apple Valley residents Lori and Roch Hannasch.

At age 45, Roch was diagnosed with a brain tumor in 2009 and underwent extensive surgeries, one of which caused a stroke. â&#x20AC;&#x153;It was very tough,â&#x20AC;? Lori said. â&#x20AC;&#x153;He went from the breadwinner to being unemployed.â&#x20AC;?

Although the tumor was removed, doctors believe it was a result of an underlying

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likes that the site has a place for comments and photos.

The couple continue use the site to keep loved ones informed of Rochâ&#x20AC;&#x2122;s progress. â&#x20AC;&#x153;Each CaringBridge story is unique and powerful,â&#x20AC;?

Mehring said. â&#x20AC;&#x153;That is what is tremendously rewarding.â&#x20AC;?

Jessica Harper is at jessica.harper@ecm-inc.com.

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