11/18/2010 - Dakota County Tribune Business Weekly

Local radio personality inducted into hall of fame 6A One-man committee lights up Heart of the City 40A Eagan medical device manufacturer to be acquired 40A

JOHN GESSNER JOHN GESSNER JESSICA HARPER

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DATE ##, 2009 NOVEMBER 18, 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 38

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Better living through literature

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INSIDE BIZ FORUM

Our state needs broad-minded people to show our leaders how to work together to solve our budget woes.

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Lakeville woman and former teacher builds career out of young-adult novels

by Aaron Vehling DAKOTA COUNTY TRIBUNE

As it stands, Loretta Ellsworth is a subtle iconoclast.

The modest, profoundly polite Lakeville-based author has figured out a way to earn an income doing what she loves: writing novels aimed at the young adult crowd. “Last year I made as much as I did as a teacher,� Ellsworth said during an interview with Thisweek in downtown Lakeville. Those royalties and advances may not be of J.K. Rowling proportions, but they are enough to support a middle-class lifestyle.

With a new book, “Unforgettable,� coming out in 2011 (in Asia as well as the United States), this pattern looks Loretta Ellsworth to persist.

But forget the idea of slow days peppered with sporadic writing that yields major returns. Professional authors are in essence independent contractors and thus have no income guarantees unless they are producing and selling.

So in addition to writing, Ellsworth spends much of her time making revisions to her manuscripts and traveling the country speaking to organizations and classrooms about her books (and topics related to them). “Any way you can connect with readers is a good thing,�

Ellsworth said. “School visits are one way. I talk about the writing process and let them know it is a career option.�

She also gets her name out there via her website and Facebook and Twitter pages.

Royalties Ellsworth was a Spanish teacher at St. John the Baptist Catholic School in Savage until 2007, when she left to focus on writing and to pursue a masters in children’s writing from Hamline University in St. Paul.

Her books are published internationally and some, including “In

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Agents and percents A literary agent gets 15 percent of a writer’s earnings as a fee for the successful sale of a manuscript. It sounds a bit much – how hard is it to sell a book to an editor at a publishing house, anyway? – but these people are an essential component of the process, Ellsworth said. “Big publishing houses won’t accept un-agented materials,� she said.

In 2002, Ellsworth found an agent in Chicago who had connections in the publishing center New York City. She encountered her agent’s listing in the Writers’ Market guide.

The agent has an idea of See Ellsworth, Page 2A

DANE SMITH FORUM

After the Republican takeover in the state House and Senate, what will Mark Dayton do if elected governor?

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PHIL KRINKIE BUSINESS 101

THOMAS FAFINSKI

Without proper planning, you could have your business partner’s ex-spouse or creditor as a new partner.

5A

FINANICAL SENSE

Financial planning should start early for special-needs children to ensure resources are there in the future.

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Search of Mockingbird,� are part of educational curricula across the country (that particular book is a companion piece to “To Kill a Mockingbird�).

But a sizeable income from writing is a new thing for Ellsworth. She published her first book, “The Shrouding Woman,� in 2002. Her first advance was $6,500.

A publishing company will calculate that figure based on “the percent of profits that they think they will make� off the book, Ellsworth said.

This “payment for potential� functions as a quasi-loan.

Any royalties earned on the sale of books goes toward paying off the advance, she said. So if Ellsworth were to receive a $100,000 advance from her publisher, she would have to earn that much in royalties (less agent’s fees) before she saw any income above that number.

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November 18, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Norcraft reports third-quarter results CHS posts fiscal 2010 earnings Eagan-based Norcraft Holdings, L.P. and Norcraft Companies, L.P. reported financial results for the third quarter ended Sept. 30.

The financial results for Holdings include the accounts of its wholly-owned subsidiary, Norcraft. Holdings reflects the obligations under its $118 million, 9.75 percent senior discount notes due in 2012.

In December 2009, Norcraft and its wholly-owned subsidiary, Norcraft Finance Corp., issued $180 million principal amount of 10.5 percent senior secured second lien notes that are due in December 2015.

The proceeds of these senior secured second lien notes were used to redeem $148 million principal amount of outstanding 9 percent senior subordinated notes that were due in 2011 issued by Norcraft and Norcraft Finance Corp. A portion of the proceeds, together with cash on hand, was distributed by Norcraft to Holdings and used

to repurchase $64.3 million principal amount of the 9.75 percent senior discount notes due in 2012. This repurchase resulted in a loss from debt extinguishment of $1.6 million.

Other than the remaining $53.7 million of the 9.75 percent senior discount notes, cash, related deferred issuance costs, related interest and amortization expense and related debt extinguishment loss, all other assets, liabilities, income, expenses and cash flows presented for all periods represent those of Norcraft.

Financial results Net sales increased $1.2 million, or 2 percent, from $64.7 million for the third quarter of 2009 to $65.9 million for the same quarter of 2010. Income from operations decreased $1.2 million, or 14.6 percent, from $8.3 million for the third quarter of 2009 to $7.1 million for the same quarter of 2010.

Net income for Holdings

decreased $1.3 million, from $1.7 million for the third quarter of 2009 to $.4 million in the same quarter of 2010.

Net income for Norcraft decreased $3 million, from $4.7 million for the third quarter of 2009 to $1.7 million for the same quarter of 2010.

Adjusted EBITDA (a non-GAAP measure and defined in the attached table) was $10.8 million for the third quarter of 2010 compared with $11.1 million for the same quarter of 2009.

“While 2010 started out strong, the expiration of the first-time homebuyer’s tax credit and other factors led to disappointing incoming orders during the last half of the year,” said Mark Buller, president and CEO. “We expect these challenging conditions to persist through 2010 and into 2011. Our efforts to cut costs and introduce new products and sales programs continue as a result of these market conditions.”

CHS Inc., an Inver Grove Heights energy, grains and foods company, reported fiscal 2010 net income of $502.2 million, the fourthhighest in the farmer-owned cooperative’s nearly 80-year history.

The $502.2 million in net income from company operations reported for fiscal 2010 (Sept. 1, 2009 to Aug. 31, 2010) compared with $381.4 million for fiscal 2009. Revenues of $25.3 billion for fiscal 2010 were down 2 percent from the $25.7 billion generated in fiscal 2009, reflecting overall lower volatility in values for the grains and crop

nutrient commodities that make up the majority of CHS sales.

For the fourth quarter of fiscal 2010 ( June 1 to Aug. 31) CHS reported earnings from company operations of $154.1 million on revenues of $6.6 billion. That compared with earnings of $97.3 million and revenues of $6.7 billion for the fourth quarter of fiscal 2009.

“Fiscal 2010 once again demonstrated the value of the diverse CHS business portfolio, which allowed us to achieve strong financial performance amid a continued weak global economy,”

said John Johnson, CHS president and chief executive officer. “While some of our businesses faced market challenges in 2010, many others achieved record or near-record performance in 2010.”

As a producer-owned cooperative, CHS returns a portion of its earnings to eligible owners. In 2010, based on fiscal 2009 performance, the company issued $237 million in cash patronage, equity redemptions, preferred stock and dividends. Based on 2010 earnings, CHS is expected to return about $231 million to owners during fiscal 2011.

Ribbon Cuttings

Haiti trip nears for area builders In a few weeks, the first group of 10 Builders Association of the Twin Cities (BATC) volunteers is heading to Haiti on the ReBuild Haiti trip. The second group of 14 leaves in four weeks.

The BATC volunteers will travel and build with the help of World Wide Village, a local, nonprofit charitable organization whose mission is to transform impoverished communities mainly by providing Christian education, health care, nutrition and micro enterprise opportunities to children and families.

Haiti has been WWV’s geographical focus since 2001.

These 24 volunteers will be building two homes for two deserving families.

Dec. 1-8 volunteers are: • Curt and Dana Christensen of Lee Lyn Construction LLC, Watertown.

• Michael Hoppe of Corporate 4 Insurance Agency Inc., Edina.

• Tarry Logdson of RBC Tile & Stone, Twin Cities.

• Tasha Soundara and Tish Watson of Ryland Homes, Twin Cities.

• James and Jared Madsen and Erick and Mary Jo Lageson of James Barton Design Build Inc., Apple Valley.

Dec. 8-15 volunteers are: • Tracy, Mark, Becky and Ella Dahlin and Melissa Friederichs of Iron River Construction, Waconia.

• Blair, Andy and Emily George of Ideal Construction Inc., Blaine.

• Steve Henjum of S.J. Henjum Design Build LLC, Rosemount.

• Jolynn Johnson of Crystal Kitchen Center, Crystal.

• Chris Thompson and Matt and Brent Hanish of On the Level Inc., Wayzata.

• Steven Weakly of Brush Masters, Plymouth.

Ellsworth from Page 1A

discipline.

“Most authors I know are pretty focused on writing,” she said.

For aspiring career novelists, is it best to have a whole book finished before they attempt to sell it, or are a couple of chapters OK? “I usually like to have the whole thing done,” Ellsworth said.

Her first book was finished (which is often the case for newbies), but some career authors submit chapters with the intention of finishing the story within a certain window of time.

“I sold ‘In Search of Mockingbird’ when I had 50 pages finished,” Ellsworth said.

She does not recommend this, however, because it can often add pressure and stress. What if the editor does not like the rest of the book? Ellsworth points out.

Or what if it becomes insurmountable to finish it all?

For those looking to

write toward the lucrative “young adult” crowd, mind your voice.

“Focus a little bit more on plot and character,” Ellsworth said. “Teens won’t wade through pages of descriptions.”

A writer should always remember to be true to his voice.

“In teen novels, the main protagonist is a teen,” Ellsworth said. That is the primary difference between teen and adult novels, she added.

But most of all, “you don’t write down to teens,” she said.

For years to come, Ellsworth plans to maintain her writing.

“The nice thing about writing,” she said, “is that you can continue to do it as Photo submitted long as you want. There’s no Thrivent Financial opened its Farmington office in October at 20700 Chippendale Ave age limit.”

W. , Suite 9, in the Tamarack Ridge Retail Center. Thrivent celebrated the opening with a ribbon cutting on Nov. 4. From left: Mark Larson (financial associate), Grant Beyl (senior Aaron Vehling is at financial consultant), Joshua Malwitz (financial consultant), Wayne Zarn (assistant aaron.vehling@ecm-inc.com. financial associate), Tom Kukkonen (financial associate), Duane Helm (assistant financial associate), and Farmington Mayor Todd Larson.

what various editors and publishing houses want in a manuscript, she said.

“They send the manuscript to the editors,” Ellsworth said. “(My agent) happened to know an editor at Henry Holt (a publishing house) who would like ‘Shrouding Woman.’ ” At that point, the necessary powers liked the book and bought it.

“I had to do many more revisions before it was finally published,” Ellsworth said.

Content with content But before an author gets into the business of writing, he or she must get down to business and write.

“Spend a lot of time learning the craft,” Ellsworth said. “One thing I stress is to be a reader.”

Another important element of the process is self-

Photo submitted

Shidor owner Michelle Overbey and her son, Tegan, along with residents and members of the Farmington business community gathered on Nov. 2 to celebrate the opening of her newest downtown store, More Shidor, at 308 Elm St. More Shidor sells gently used furniture and a variety of used books. More Shidor opened on the one-year anniversary of Shidor.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 18, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy NICOLE GROBE Hired as branch manager US Federal Credit Union Lakeville/Northfield

US Federal Credit Union has hired Nicole Grobe as Lakeville/Northfield branch manager.

Grobe has industry experience as a personal banker, service manager, and branch manager.

In her new position, Grobe will oversee branch community involvement, establish sales and service goals, and build relationships to enhance the member experience at both the Lakeville and Northfield branch locations.

BARB REGAN Hired as branch manager US Federal Credit Union Minneapolis

US Federal Credit Union has hired Barb Regan of Apple Valley as its Minneapolis branch manager.

Regan has nearly 20 years of industry service, holding various branch level positions.

In her new position, Regan will oversee branch community involvement, establish sales and service goals, and build relationships to enhance the member experience.

CHERYL GERDE Named one of the Top Women in Finance Finance & Commerce Minneapolis

Cheryl Gerde, senior accounting manager at Kraus-Anderson Construction, has been named one of the Top Women in Finance by Finance & Commerce. The honor recognizes a select group of women who have shown innovation and leadership, and who are making notable contributions to their professions, their communities and society at large.

Gerde joined Kraus-Anderson in 1978 as an accounting clerk and today oversees an accounting staff of more than 20 employees, spanning six offices.

Gerde serves on most of the company’s volunteer committees, including Walk for Hope, the Kraus-Anderson Fall Giving Campaign, and Kraus-Anderson Wellness Program. In addition, she is active with the American Cancer Society of Eagan and with her church. She lives in Eagan with her husband.

Business Briefs

Business Briefs

BLUE CROSS AND BLUE SHIELD ANNOUNCES PLEDGE FOR NICE RIDE PHASE 2 EXPANSION

NACR IS CERTIFIED RESELLER ON STATE CONTRACT FOR EXTREME NETWORKS IN GEORGIA

Nice Ride Minnesota’s first season came to a close, but planning for next season is in full gear as Blue Cross and Blue Shield of Minnesota announced on Nov. 10 a pledge of up to $1.5 million for the expansion of the Nice Ride Minnesota bike share system. This is a challenge pledge. If Nice Ride Minnesota secures other funding equal to two-thirds of the cost of added bikes and stations, Blue Cross will commit the other one-third, up to $1.5 million. As in Phase 1, Blue Cross will use proceeds from the historic tobacco litigation, not premium dollars, for this sponsorship.

Planning for Phase 2 is underway now, with public planning workshops in St. Paul and Minneapolis. Preliminary plans call for expansion in all neighborhoods around the current downtown Minneapolis service area, in downtown St. Paul, and in the corridor bounded by University Avenue and Grand Avenue.

This will enable Nice Ride Minnesota to serve Central Corridor light rail users and all of the colleges and universities between Minneapolis and St. Paul.

These expansion plans are a result of the success Nice Ride Minnesota has achieved in its first year. Minnesotans and visitors took more than 100,000 rides on Nice Ride bikes since the June 10 launch. With only two bikes missing, the system has proven to be dependable, fun, and easy to use. Planners from all over the country are looking to Minneapolis – the No. 1 cycling city in the United States in 2010 – as a model.

Eagan-based communications solution provider NACR (North American Communications Resource Inc.) is now a certified reseller on the Georgia State Contract for Extreme Networks, a leading provider of high performance network solutions. The relationship means any public sector entity that is eligible under the Georgia contract can purchase Extreme Networks data products from NACR to take advantage of pre-negotiated pricing, discounts, and warranties. As a certified reseller, NACR is also trained and authorized to implement Extreme solutions.

NACR is a nationwide provider of value-added communications solutions – delivering comprehensive sales, consultative, training, and technical support, as well as managed services, maintenance, and repairs. NACR works closely with Extreme Networks and other leading technology innovators to help integrate best-in-breed hardware, software, and applications into best-in-class multivendor solutions.

As an Extreme Networks Diamond Channel Partner and 2009 Business Partner of the Year, NACR is positioned to help design and deliver sophisticated network solutions to public sector customers.

MENDOBERRI CAFE AND WINE BAR HOLDS RIBBON CUTTING Mendoberri Cafe and Wine Bar will celebrate its opening with a ribbon-cutting event from 4 to 4:30 p.m. Thursday, Nov. 18. Mendoberri is located in The Village at Mendota Heights, 730 Main St., Mendota Heights.

DAKOTA COUNTY TECHNICAL COLLEGE HOLDS RIBBON CUTTING Dakota County Technical College (DCTC) will hold a ribbon-cutting event from 10 to 10:30 a.m. Friday, Nov. 19, celebrating the completion of a campus improvement project. The project was made possible through a grant DCTC received from SkillsUSA and Lowes. The college is at 1300 145th St. E., Rosemount.

TWO BUSINESSES TO MOVE IN TO LAKEVILLE’S ARGONNE VILLAGE Miller Comfort Dental is currently under construction in the Argonne Village shopping area in Lakeville. It will encompass 3,047 square feet in the building across from Rainbow Foods next to Starbucks.

A new Dollar Tree store recently located to the Argonne Village shopping

Business Briefs area next to Rainbow Foods. The store is now open, according to the Dollar Tree website.

LAKEVILLE BUILDING PERMIT REPORT The city of Lakeville issued building permits with a total valuation of $47,902,421 through the end of October. This compares to a total valuation of $60,730,023 during the same period last year. The city total valuation of commercial and industrial permits through October was $3,660,000 which compares to $7,051,500 through October of last year.

The city also issued permits for 114 single-family homes through October with a total valuation of $31,314,000.

This compares to permits for 104 single family homes with a total valuation of $29,030,000 through October of last year.

BURNSVILLE HOLIDAY STATION OFFERS ‘FUEL YOUR HOLIDAY’ PROMOTION The Holiday Station at 12290 Nicollet Ave. in Burnsville will reduce the price of E85 by 85 cents per gallon during a ‘Fuel Your Holiday’ promotion from 4 to 6 p.m. Tuesday, Nov. 23.

E85, for use in flex fuel vehicles (FFVs) only, has been recognized as a “clean air choice” by the American Lung Association in Minnesota.

Supporters of the promotion include Holiday Companies, the Minnesota Corn Growers Association, U.S. Department of Energy Clean Cities and the American Lung Association in Minnesota. For a complete listing of the E85 stations in Minnesota, as well as a list of all flex fuel vehicles that can use E85, visit www.CleanAirChoice.org.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition.

Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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November 18, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Minnesota needs you … to help with the budget ‘Common Cents’ citizen meetings on budget will bring common sense to long-term solutions

by Dane Smith SPECIAL TO THE TRIBUNE

The technology engineer at the table was well-informed, and opinionated, but also reasonable.

Although generally skeptical of government and taxes, he cheerfully gave ground to others when he clearly was off base, such as when he asserted that taxes had never gone down in his lifetime (state and national income tax rates were cut significantly a decade ago).

He held firm to his belief that governments were inefficient, but in a refreshing twist, he allowed that many businesses also waste a lot of money. “I’m coming from a place where I think everything can be delivered more efficiently,” he said.

Our tough-minded engineer was a good sport in dealing with others at the table who disagreed with him on whether and how Minnesota should raise revenue, or cut spending, or innovate to balance the budget.

And as his discussion group was forced to put poker chips on its top five budgetbalancing priorities, he expressed surprise and satisfaction that so many ordinary Minnesotans would show up on a weekday evening to tackle budget issues, so soon after a long and nasty election battle over those issues.

So it went recently at the Hillcrest Recreation Center in St. Paul’s Highland Park, at one of 30 meetings that will be held across Minnesota in the next two months to gather citizen input on how to balance a projected $6 billion budget shortfall.

Guest Columnist Dane Smith

The highly regarded, nonpartisan Citizens League is coordinating these meetings of the “Common Cents” project, by virtue of a $131,000 grant from the Bush Foundation.

Groups on the steering committee for Common Cents range from TakeAction Minnesota, a progressive community organizing body, to the Center of the American Experiment, the state’s top conservative think tank.

Growth & Justice is on that team too, as well as the state’s leading business associations.

Our state needs broad-minded people of good faith to step forward and show our leaders how to work together, at a time when recount politics is inflaming the extreme partisan and ideological passions. Taking a couple of hours in the next few weeks to attend one of the “Common Cents” meetings will be good for you and good for your community.

And don’t worry if you feel a little intimidated by statistics and the complexities of taxes and budgets and economics.

“Every Minnesotan has the expertise we’re looking for,” said Sean Kershaw, executive director of the Citizens League.

“We’re asking about values and priorities, what’s important to Minnesotans. And

everyone is an ‘expert’ in what’s important to them.”

Every Minnesotan obviously also has something at stake, and unless we’re able to talk about it and share perspectives with one another and try to find some common ground, it will be hypocritical for us to criticize public officials for gridlock and deadlock.

The findings from the community workshops and from the project, including specific suggestions for innovations and cost savings, will be presented to the new governor and new Legislature in January. Hopefully, this move will send an important early signal to the decision makers to seek common ground.

Plus, the process is downright fun.

Participants get a little clicker thing to vote on key questions about attitudes and preferences for policy direction, and the results are shown immediately on a screen.

The charts in the presentation lay out the facts about the state’s current trends on general-fund spending and long-term revenue shortages; the demographic realities of a more government-dependent and elderly population; needs for a more educated workforce; and a shrinking percentage of workers in their prime.

Among the pieces of helpful information are charts showing that state-local tax obligations as a percentage of income are lowest for the wealthiest, and that Minnesota’s government spending as a percentage of income is lower than the national average.

Several folks at the two meetings I’ve attended commented that wrestling with

What now, future Gov. Dayton?

by Phil Krinkie SPECIAL TO THE TRIBUNE

As we look in the rear-view mirror at the 2010 race for governor, one has to ask, How did Mark Dayton achieve (or at least likely achieve) what no other Democrat has been able to accomplish in the last 20 years — win Minnesota’s governorship?

Not only was Dayton able to squeak out a victory (barring a reversal in a statewide recount) but he was able to do it when other Democrats were losing, including 13 incumbent DFL state senators, 21 incumbent DFL state representatives and 36-year incumbent Congressman Jim Oberstar. Why Dayton?

The answer to this question is a combination of a few rather simplistic factors. First and foremost, Dayton has run for statewide office on three previous occasions. In 1982, Dayton lost a statewide bid for the U.S. Senate against sitting Sen. Dave Durenberger.

That was followed up by two statewide election victories. Dayton’s first statewide victory came in 1990, running for state auditor against Republican candidate Bob Heinrich, capturing 58 per-

Guest Columnist Phil Krinkie

cent of the vote. That was certainly one of Minnesota’s strangest election years, with Arne Carlson losing the primary election and then replacing Jon Grunseth on the Republican ballot only two weeks before the general election. Serving as state auditor allowed Dayton to build his public profile.

After a brief hiatus from public office, Dayton ran again for the U.S. Senate in 2000, this time defeating incumbent Sen. Rod Grams with 49 percent of the vote to Grams’ 43 percent of the vote and independent candidate Jim Gibson’s 6 percent.

Entering the race for governor this year, Dayton was the only candidate in the DFL ranks who had held statewide office; in politics, experience still counts.

In the primary, Dayton had a winning populist message: “Tax the rich.”

This is always a great slogan when try-

ing to attract liberal voters. Playing to their sense of fairness, the message of taking from the “haves” and giving to the “have nots” is an appealing message to a liberal voter. Dayton’s upbringing as a trust-fund kid positioned him to be the poster child for this type of class warfare.

During the primary season, all of the Democrat candidates focused their attacks on Republican candidate Tom Emmer, leaving Emmer’s image damaged after having only token primary opposition. In the face of the best efforts of House Speaker Margaret Anderson-Kelliher and the DFL Party, Dayton’s money and message won the day in Minnesota’s first August primary.

Dayton’s message of balancing the budget mostly with new taxes and promising budget increases for K-12 education and higher education was pure fabrication. Despite the budget holes, the media gave him a pass and continued to question Emmer on the lack of his budget plan in early September.

In the meantime, Dayton continued See Krinkie, Page 10A

Submissions to Forum: www.DakotaCountyTribune.biz

the facts and the overall scope of the problem had a therapeutic value – and that while the conversations started out with a cynical and despairing tone from some participants, they ended on more hopeful notes.

A community workshop likely has been scheduled at a location near you. Go to www.citizing.org/projects/commoncents, where you’ll find ample opportunities to weigh in with suggestions and information on how to balance our budgets in the near future and over the long haul.

I like the way Pam Wheelock, Bush Foundation vice president (and former state budget chief under Gov. Jesse Ventura), describes our difficulties and obligations as the bosses of our own democracies: “Communities are facing tough challenges – economic and demographic realities that won’t get solved with businessas-usual approaches.

“We believe that in order for communities to thrive, they are going to have to come together, look at the data, talk about their priorities and plan for the future.”

Dane Smith is the president of Growth & Justice, a nonpartisan advocate for fair taxation and smart public investment. He can be reached at dane@growthandjustice.org.

Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 18, 2010

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Business 101

What if my new business partner is my old partner’s creditor, or worse, an ex-spouse?

Business succession planning and buy-sell agreements

by Thomas M. Faf inski SPECIAL TO THE TRIBUNE

Without proper planning, you could have your partner’s ex-spouse or creditor as a new partner.

An interest in a business is an asset that can be levied upon by creditors, even exspouses. Additionally, you could find that your biggest source of competition is your partner’s new business.

Or, if your partner dies, his or her estate could be selling the interest in your business to outside investors.

Without proper planning, you could be stuck with a partner who doesn’t work in the business, is competing against you, or is a group of investors, yet derives value from your continued sweat and hard work.

Buy-sell agreements address the ability of business owners to purchase the interest of another business owner at these critical moments. Normally, these restrictive agreements are used as a method of avoiding litigation. Creating predictable outcomes before a dispute arises is almost always easier than resolving the dispute after it happens. Buy-sell agreements also provide for ownership continuity and can mini-

Make It Happen

Thomas M. Fafinski mize the effects of certain significant events, referred to as triggering events, on the operation of the going concern.

You might be interested in restricting the ownership of the company to the current members or a defined group of prospective owners. You might want to create a market for the sale of your ownership interest. It may be as simple as creating a method of protecting the interests of a minority (less than 50 percent) owner from being treated differently in sale transactions.

Most often, though, these agreements provide continuity of ownership, thereby avoiding becoming partners with your former partner’s ex-spouse, creditor or bankruptcy trustee.

A triggering event is normally significant enough that the event itself will make it difficult to continue current operations without disruption of the business.

Typical triggering events include:

• An owner attempting to sell his or her interest with the risk of letting an outsider into the business and disrupting management.

• Death of an owner.

• An owner engaging in competition.

• An owner becoming financially insolvent with the risk of creditor involvement in the business.

• An owner getting divorced with the risk of an ex-spouse becoming an owner.

• An owner being terminated from employment by the business, • Retirement by someone with ownership interest or lack of involvement.

• Disability of an owner.

How the owners foresee the business continuing must be analyzed when drafting a buy-sell agreement. Part of the analysis includes whether the options created by the buy-sell agreement after a triggering event are put options, call options or a combination of the two.

For instance, you might want the company to be obligated to purchase a

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

deceased owner’s interest by utilizing the proceeds from a life insurance policy.

This is a “put” option. You may want to be able to purchase the owner’s interest in the event of retirement or engaging in competition without being obligated to purchase the interest. This is a “call” option.

Another critical aspect of the analysis is a determination of value. Here are some questions you need to ask: • Will the company be appraised annually?

• Will it have a formula for determining a price such as a function of earnings, a weighted capitalized earnings formula or a book value multiple?

• Will the price be agreed to annually — or will there be an appraisal process that triggers upon the occurrence of a triggering event?

Why doesn’t every business owner have a buy-sell agreement? Buy-sell agreements are normally quite lengthy and difficult for

a “Two-Page Buy-Sell” agreement that discusses the key aspects of the above in less than two pages, leaving the procedural components of the transaction, i.e., notice provisions, definitions and valuation dispute processes to attached schedules and exhibits. This format does not lead to a shorter overall document, but it is much easier for business owners to review and adopt.

Whether you consider a long-form version or an easier-to-understand agreement, make sure you consider these issues in advance of having your partner’s ex-spouse, creditor or bankruptcy trustee as a partner.

If you have questions about buy-sell agreements or business succession plans in general, contact me at tfafinski@virtuslaw.com.

For more information about the Business and Management programs at DCTC, visit www.dctc.edu.

nonlawyers to review and understand. A lot is happening in these agreements, and generally there is not a pressing issue at the time they are being considered.

The legal industry has done a poor job of making these agreements easy to understand.

Typical buy-sell agreements have pages of definitions. They set forth notification timetables that differ based upon the triggering event and create alternative methods for determining value, closing dates and financing. Much of this detail actually prevents business owners from successfully adopting the agreement — they get lost in the trees and no longer see the forest.

While it may be easier for a lawyer to throw in a Thomas M. Fafinski is a real comprehensive, all-inclu- estate/property management sive template for lawyers to adjunct instructor sort through, if the tool is at Dakota County Technical not adopted or understood College in Rosemount and coby the client, it offers no founder of Virtus Law PPLC. protection.

Our firm developed

Financial Sense Financial planning for special-needs children needs to start early According to a study released in December 2009 by the U.S. Centers for Disease Control, an average of one in 110 children have autism spectrum disorder – a range of conditions that could lead to problems with socialization, communication and behavior. For parents affected by these conditions or other physical, emotional or developmental disabilities in their children, financial planning should be part of the response.

Why? Because like other financial goals, planning properly for the future of a special-needs child requires money, skill, time and foresight. In addition to the medical, educational or therapeutic expertise necessary to help the child lead as normal a life as possible, parents need help planning their finances to assure there are resources to support the child as long as such resources will be nec-

essary. In some cases, that will be long after the parents are gone.

Because parents of special-needs children have so many other issues to consider, it’s good to bring in trained expertise, including financial, legal, tax and estate help. A financial planner is a good first step.

Many parents have trouble grasping the necessity of a plan. According to a 2005 MetLife study (http://bit. ly/ayqNtQ), 60 percent of parents don’t expect their child with special needs to be financially independent.

Yet 68 percent said they hadn’t written a will, and 29 percent had done nothing to plan for the child’s financial future. The report says that most parents are aware of the need to make plans, but they don’t know where to turn. As a first step, the study showed that 85 percent turned to their doctor for financial advice.

There are planners who

specialize in special-needs issues for family members of all ages. PlannerSearch ( w w w. f p a n e t . o r g / p l a n nersearch/search.cfm), a service provided by the Financial Planning Association, can help sort planners by expertise and location.

Here are some common financial planning activities that parents of special needs kids should explore: • Revise – or make – an estate plan. Most individuals think of an estate plan as a safety net for when they die at a very old age.

In fact, everyone should make an estate plan as if they expected to die tomorrow. This is particularly important for parents of special-needs children.

With special-needs cases, an estate plan needs to be specifically tailored to make sure that assets are properly disbursed for the specialized care of their kids after they die. The first step of the process is making a will

with specific directives for the child as well as yourself if you are incapacitated and can’t make decisions for the child.

• Start thinking about the child’s assets. A child can have no more than $2,000 in total assets to qualify for federal benefits, so special planning is necessary. It’s particularly important to make sure that the child not be named a direct beneficiary of any assets that would put him or her over the $2,000 figure at any point in time, so it’s important that proceeds from life insurance, IRAs, annuities, 401(k)s, 403(b)s and any other inherited assets be placed in something called a Special Needs Trust. These trusts can be set up to accumulate, manage and disburse monies for any child with a disability.

(There are also Community Trusts that are set up by various nonprofit institutions that perform the same

function.)

The trust itself can be made the beneficiary of any inherited assets and with very few limitations won’t affect the child’s eligibility for government benefits.

Parents also need to consider whether or not to go through the guardianship/ conservatorship process to take legal/financial control of their children’s lives. In the case of a minor child, generally guardianship or conservatorship will terminate when the child turns 18 or, in some states, upon marriage if the child marries before age 18. Then, obviously, parents need to decide whether a disabled child needs a trustee or other protections to carry him through adulthood and their death.

• Establish a financial and retirement plan. Even though one or both parents undergo a massive lifestyle change to support their disabled child – a respon-

sibility not unlike a second career – they can’t forget planning for retirement and health care needs in their old age. As difficult as it sounds to make parents’ lifestyle needs a priority, it’s essential.

This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. FPA is the community that fosters the value of financial planning and advances the financial planning profession and its members, who demonstrate and support a professional commitment to education and a clientcentered financial planning process. FPA of Minnesota can be found online at www. fpamn.org.

6A

November 18, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Real estate was more lucrative, but radio got Ekholm enshrined On-air personality known as ‘Donald K. Martin’ inducted into Museum of Broadcasting Hall of Fame

by John Gessner DAKOTA COUNTY TRIBUNE

Darwin Ekholm, better known to his customers and a generation of radio listeners as Donald K. Martin, had a longer and more lucrative career in real estate than he did in radio.

But it’s the radio career that’s forever enshrined.

Ekholm, who amused audiences with his character voices while reading the news at AM powerhouse WDGY in the 1970s, was inducted last month into Minnesota’s Museum of Broadcasting Hall of Fame.

The 72-year-old Burnsville resident is one of 10 new inductees, including Cyndy Brucato, Eric Eskola, Minnesota Public Radio’s Arthur Hoehn and the late Darcy Pohland.

Ekholm’s radio career ended in 1977, when he was dumped by WDGY, now KFAN, after nine years with the 50,000-watt station.

“They decided after being on the air for nine years, if I said ‘Donald K. Martin,’ I was dating them,” said Ekholm, who’s lived in the North River Hills neighborhood since 1965 and raised two sons with his wife, Marilyn. “I had been there too long. I always say I got too old for rock ’n’ roll, and they threw me out.”

It was rock ’n’ roll that

was f rom a listener, Burton liked the voice clip so much he played it on the air. Ekholm left several more before Burton got wise to his colleague.

Ekholm put his theatrical vocal skills to work for three or four years when he teamed up with D.J. Charlie Van Dyke in the 5 to 9 a.m. slot.

He created memorable characters, including Paul Pit, a radio preacher; Harvey Wallbanger, who slurred his words and told cornball jokes; and Dr. Frank Stein, a Boris Karloff knockoff.

Before his radio career ended, Ekholm also crossed paths with “Catman” Tom Barnard, a WDGY D.J. in the 1970s.

“He always was a funny guy,” Ekholm said of the current KQRS and voiceover star. “That was way before he got rich and famous.”

After leaving WDGY Ekholm tried to get back Photo by John Gessner into radio but failed to Darwin Ekholm, who went by Donald K. Martin during his radio and real estate careers, holds the 1953 Fender Telecaster land a news job with guitar he played with the Delricos, a Twin Cities band he led in the 1950s.

WCCO. He auditioned unsuccessfully for a Ford launched Ekholm’s radio WCCO-Radio personalMotor Co. commercial. career. The 1956 graduate ity Bill Diehl, encouraged So he answered an ad of St. Paul Johnson High him to seek a career in for an on-site sales posiSchool was the lead singer radio. Ekholm graduated tion with New Horizon and guitarist in a cover f rom Brown Institute and homes at a new developwas hired as a disc jockey band called the Delricos. ment in Burnsville.

He met Buddy Holly at Top 40 station KRIB in Ekholm got the job, at the old Prom Ballroom Mason City, Iowa. and kept his radio name He spun records at stain St. Paul just days before — Donald K. Martin — Holly’s death. Ekholm’s tions in Hutchinson and for the next 30 years as an band won some adula- Red Wing before landing on-site salesman for New tion of its own from a job with Top 40 powerHorizon, Tilsen Homes house KDWB in the Twin screaming girls. and Orrin Thompson “More for the Cities.

Homes.

Ekholm did the news drummer,” said His radio tag was Ekholm, who still and later the all-night a helpful calling card, owns the 1953 D.J. shift (which included though fewer and fewer Fender Telecast- a lively, two-hour call-in homebuyers recognized er guitar he used segment) during his stint it as the years passed, to play. “He was f rom 1963 to 1967.

Ekholm said.

He was one of about a year or two Retired since 2006, years younger 150 reporters covering the Ekholm has dabbled as a than me — Beatles’ press conference country singer, sells old a Mexican before their Met Stadium records and artifacts on guy who concert on Aug. 21, 1965. eBay and listens mostly to “arch-enemy,” lived two KDWB’s public radio, saying that d o o r s WDGY, carried the press rap “drives me nuts.” d o w n conference live.

“I’ll wager there’s not “So my program direcf r o m one single hip-hop record m e tor told me, ‘Every time of today you’ll hear in 50 in St. you ask a question, say years and think it sounds P a u l . “KDWB would like to good,” Ekholm said. “You He was know.” ’ That way, it would won’t remember it, even. ... r e a l be heard live on WDGY,” Submitted photo I probably sound like my g o o d - Ekholm said, adding that Donald K. Martin, standing, was known for his amusing parents did when we were l o o k i n g Paul McCartney took characters while working with D.J. Charlie Van Dyke, seated. talking about our rock ’n’ at the the bait and mentioned roll.”

KDWB in a response. time.”

Ekholm left KDWB to was hired to read the news a phone message one day Ekholm John Gessner is at said emcees at work for country station 20 minutes after the hour for D.J. Scott Burton in john.gessner@ecm-inc.com. the wispy voice of Trurock shows, includ- WMIN before landing at and 20 minutes before.

For kicks, Ekholm left man Capote. Thinking it ing future WDGY in 1968, where he

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 18, 2010

7A

Capitol Commerce Republicans name leaders Republicans have named their new leaders in both the Minnesota House of Representatives and the Minnesota Senate.

Sen. Amy Koch, R-Buffalo, has been chosen the state’s first woman Senate majority leader. Rep. Kurt Zellers, R-Maple Grove, was chosen new speaker of the House.

Zellers had been serving as house minority leader, taking over last legislative session when the previous minority leader, Rep. Marty Seifert, resigned to run for governor.

Zellers was elected to the House in 2003 in a special election. He has since been re-elected to three full terms.

Zellers served on the following committees: Commerce and Labor, Labor and Consumer Protection Division, Taxes, Transportation and Transit Policy and Oversight Division.

Republicans chose Rep. Matt Dean, R-Dellwood, majority leader of the House.

The House will convene for the 2011 session in January.

Photo by T.W. Budig

Rep. Kurt Zellers, R-Maple Grove, speaks to some happy Republicans in Bloomington celebrating victory following the Nov. 2 election. Zellers has been chosen by the Republican caucus to be the new House speaker. He will succeed DFLer Margaret Anderson Kelliher. Rep. Kelliher did not seek re-election to the House, running for governor and losing in the primary last August to former U.S. Sen. Mark Dayton.

Dean has served three terms in the House.

The Republicans have a tentative 10-vote majority in the House, with three House races still undecided.

In the Senate, the Republi-

cans gained an advantage of 37-30.

Serving with Sen. Koch in Republican leadership in the Senate will be Sen. Michelle Fischbach, R-Paynesville, chosen the Senate’s president.

Democrats have also chosen their new leaders. Sen. Tom Bakk of Cook is the new DFL Senate minority leader, and Rep. Paul Thissen of Minneapolis will be the new House minority leader.

Photo by T.W. Budig

Rep. Matt Dean, R-Dellwood, has been chosen by the Republican caucus as the new Senate majority leader. He is shown waving to supporters at a Nov. 2 election party in Bloomington.

Southwest YMCA board Better Business Bureau warns challenges community leaders of bogus recorded messages measurement to prove the amount of fitness progress over the two months. The winning team is determined by the average fitness improvement for that team during the challenge, plus the number of visits made to the Y facility over that time. The three teams and one individual showing the most improved fitness will be announced at a celebration at Granite City in Eagan on Jan. 29. A fitness trophy will be presented to the winning team.

Consumers in the Twin Cities metropolitan area are telling the Better Business Bureau of Minnesota and North Dakota they’re receiving recorded calls on their cell phones saying their Visa cards have been deactivated and they will be unable to make purchases or cash withdrawals. The message then prompts people to enter their account information.

The Better Business Bureau is letting people know this is a scam and they

should not provide the requested information or ever share sensitive financial information with unknown parties.

“One of our own employees received one of these calls,” said Dana Badgerow, president and CEO of the BBB of Minnesota and North Dakota. “We’re hearing that the message is very convincing. However, no credit card company or financial institution would ever ask their customers for this information in this

manner.”

The number showing up on people’s caller IDs is (952) 563-7000. When the BBB called the number on Nov. 15, a recorded message said, “We’re sorry, all circuits are busy now.”

If you receive a call or message from this number, you should disregard it. You can also report your experience to the Federal Trade Commission (www.ftc.gov) or the Minnesota Attorney General’s Office (www. ag.state.mn.us).

�

tion website and trainers available to all enrollees.

Each week a different type of group fitness class will be planned for all Board Challenge enrollees.

A Board Challenge Tshirt, sporting the new YMCA logo along with the Board Challenge logo showing an increasingly fit runner, will be given to each participant. The shirt will identify the challengers to Y staff members so they can give additional support to the challengers on orienting to the Y’s equipment. Each day a fitness tip dealing with nutrition, attitude or exercise will be e-mailed to the challengers.

The cost of the challenge is $100 per person as a taxdeductible contribution to YPartners, a fund that supplements fees for membership, child care and camping programs at the Southwest YMCA for disadvantaged families and individuals.

Register by calling Phil Miller at (651) 683-4706.

The registration deadline is Nov. 19.

Teams of four to six people will check in on Dec. 3 and 4 and check out on Jan. 28 and 29. Measurements of challengers’ weight, height, waist and hips will give Y trainers a body mass index

�

The Eagan-based Southwest YMCA is issuing the Y Get Fit Board Challenge, a call to community leaders in Eagan, Mendota Heights, Inver Grove Heights, Rosemount and Farmington to set an example by taking part in a two-month fitness competition. By providing the full use of Y facilities, trainers and fitness classes for December and January, Y board members hope to emphasize the importance of staying fit, even during the holiday months when it is most difficult to get exercise and eat healthy foods.

“Community leaders have a unique opportunity with this challenge to step up and lose weight, build their strength and increase their endurance, and become positive models to others in the community,” said Arleen Sullivan, the community leader of Southwest YMCA’s YPartners Campaign. Sullivan, of Anchor Bank, is reaching out to elected officials, nonprofit boards and business leaders to accept the challenge and participate.

Over the months of December and January, with the Get Fit Board Challenge, the Southwest Y will make its facilities, classes, health assessment, nutri-

8A

November 18, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

Eagan

Hooppaw will bring finance skills, no grudges to council

Proposed city tax hike about $15 next year on average home

Apple Valley will be getting a “numbers guy” on the City Council when newly elected Clint Hooppaw takes office in January.

Finance is Hooppaw’s area of expertise—just don’t ask him to measure the circumference of a circle or do any other high school math minutiae.

Clint “I’ve never been a calculus guy, but the Hooppaw finance numbers work for me,” said the vice president at Anchor Bank in Apple Valley, who along with incumbent John Bergman was elected from a field of 10 candidates in the City Council election on Nov. 2.

It wasn’t dissatisfaction with city government that prompted Hooppaw to seek a seat on the council. Quite the opposite, actually—he said the city is currently “well run” and that he won’t be looking to make big changes after taking the oath of office.

So why run for council?

“It felt like the right thing to do and the right time to do it,” said Hooppaw, a past Apple Valley Rotary Club president who moved to the city with his wife, Jessica, and their daughter in 2005. “It wasn’t a big beef with the city.

Nothing like that.”

Where he can offer help is with the budget, he said, an area many cities will be struggling with in coming years owing to the downturn in the economy.

“What’s coming down the road is tougher budget decisions every year,” he said. “You need to look ahead more than just one year … to balance the budget.”

Other priorities Hooppaw noted in his campaign included economic development—specifically, retaining existing businesses and attracting new businesses to the city—and public safety.

Regarding public safety, traffic issues are the top concern, Hooppaw said. With the construction along Cedar Avenue in coming years, the goal will be to prevent the city’s other thoroughfares, such as Galaxie Avenue, from becoming traffic bottlenecks.

The goal is to “avoid the nightmare wherever we can,” he said of the looming traffic situation.

The run for City Council was Hooppaw’s first bid for elected office. Previously, he served on city advisory commissions in Eagan—the Waste Reduction and Airport advisory commissions—before moving to Apple Valley five years ago.

He said he began campaigning around Labor Day, door-knocking two to three evenings each week, and on Saturdays and Sundays.

“The objective was pretty simple—get out and meet as many people as you could,” said Hooppaw, noting that he managed to door-knock about 75 percent of households in the city.

Hooppaw will occupy the seat on the City Council currently held by Sharon LaComb, who opted not to seek re-election.

Next year’s city taxes would rise by about $15 on an average-valued Burnsville home ($208,000) under proposals taking shape for the 2011 city tax levy and budget.

The City Council continued deliberations at a Nov. 9 work session on a proposed budget of about $81 million, which includes a general operating fund of $33.8 million.

Council members discussed further cost-saving measures in an effort to pare the 5.6 percent maximum tax levy they certified on Sept. 7.

Based on council members’ informal rejection Nov. 9 of some of $175,000 in additional savings, the levy increase would be pared to 5.2 percent.

But further budget talks are scheduled for Nov. 23, with final action on Dec. 7.

A public open house on the budget will be held Nov. 30 at 4 p.m. at City Hall, 100 Civic Center Parkway.

City taxes on an average-valued home would be less next year than the tax homeowners paid in 2009, according to city staff.

Next year’s taxes on $1 million in commercial/industrial property would rise by an estimated $368.

Falling values have hit both residential and commercial properties. Burnsville’s total residential property value has dropped 8.6 percent in the past year, according to city figures.

Commercial properties have lost 5.4 percent in value, and apartments 7.8 percent.

The city made large cuts totaling $3.5 million in 2009 and 2010 and didn’t increase the 2010 levy.

Council members balked Nov. 9 at some of the $175,000 in added cuts presented by city staff as options for paring the maximum levy.

Two council members—Charlie Crichton and Dan Kealey— voted against the maximum levy in September, calling for a 3.7 percent hike instead of 5.6 percent.

A majority of council members rejected saving $20,000 by cutting overtime used to speed up spring street sweeping and patching.

Council members also rejected cutting $25,000 in police, fire and public works overtime costs for the Burnsville Fire Muster, International Festival of Burnsville, Art and All That Jazz Festival and Heart of the City Half Marathon. Those services have already been cut by $25,000.

Council members agreed on $33,500 in police and fire overtime cuts, including a $25,000 cut that would reduce traffic sting operations by two per month.

Council members also agreed on a rare budget addition of $25,000 for a seasonal position for property inspections. The previous cuts left only one person to do maintenance-code inspections citywide.

—Andrew Miller

Eagles claim state soccer title Apple Valley High School’s boys soccer team won the state title on Nov. 4 at the Metrodome in Minneapolis with a 3-0 victory over Minneapolis Southwest in the final. It’s the ninth state title and the second straight for the Eagles; Apple Valley is on a state-record 48-game undefeated streak.

Photo by Erin Johnson

Fire Chief Mike Scott gets the keys to the newly restored truck from Superior Service Center owner Dan Sjolseth.

Old fire truck gets new life

Student enrollment numbers in the Burnsville-EaganSavage School District are down slightly from last year.

Every Oct. 1, school districts conduct a “seat count.” In Burnsville’s case, there were 9,727 students in the schools compared to 9,864 this time last year, according to a report from Lisa Rider, District 191’s executive director of business services.

For the current school year, district administration budgeted for 9,708 students, Rider said. The district’s projections were fairly close and thus the budget won’t be torn apart.

Among the figures in the report are open enrollment numbers. The district loses about 635 students to neighboring districts and charter schools. The biggest draws are the Rosemount-Apple Valley-Eagan and Prior Lake-Savage school districts (pulling 433 and 207 students, respectively).

She was in decent shape for a 60-plus-year-old truck, but Jenny, Eagan’s first fire truck, had lost much of her luster—and some of her original parts—over the years.

Now she boasts a shiny new coat of red paint, sparkling brass trim, and fully functional equipment after a seven-month makeover funded solely by donations.

Bringing Jenny back to life was an important goal for a group of retired Eagan firefighters, including some founding members of the department, said Eagan Fire Chief Mike Scott.

Jenny, a 1942 Chevrolet pumper, was originally used as an Army fire truck at the Gopher Ordinance Works in Rosemount during World War II. The Eagan Fire Department purchased the truck in 1963 for about $500.

Equipped with just a hose, ladders and some fire extinguishers, Jenny did not have a radio system, flashing lights, heat, or for that matter, room for firefighters, who would hold on to the side of the truck on the way to calls.

But she did help extinguish many a blaze in her day, and the firefighters who relied on her still speak of her fondly, saying she served the city well.

Jenny was retired more than 30 years ago. She is now used in parades and city events, and she makes an appearance each year at the Minnesota State Fire Conference.

The department began fundraising in 2006 for the project, which was estimated to cost $40,000. But Superior Service Center in Eagan, which did the body work and painting on the truck, gave the department some big discounts, bringing the total amount to around $21,000.

Superior has been working on the truck since May. As many as 10 workers each took on different sections of the truck, doing their best to restore rather than replace.

Replacement items were found either on eBay or taken from Jenny’s sister truck on the UMore property in Rosemount.

Other local businesses also helped make the restoration possible. Flint Hills donated a fire hose, Bodeker Fixtures donated all the brass finishing, Marks Towing donated transportation of the truck, and Lockheed Martin contributed $1,000 to the effort.

A shiny new Jenny will soon have a place of honor in a showroom at the new fire station, which is currently under construction on the corner of Yankee Doodle Road and Wescott Woodlands. She will share space with a vintage Eagan squad car behind a glass garage door for easy viewing.

As a nod to the new “green” fire station, Jenny was sprayed with a low VOC, water-based paint, Sjolseth said.

The department still needs to raise about $5,000 for the project. Donations to the restoration effort are tax deductible and can be made to the Eagan Fire Department. For more information, call (651) 675-5900.

—Aaron Vehling

—Erin Johnson

— John Gessner

Overall enrollment down slightly in District 191

—Rick Orndorf

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 18, 2010

9A

News Roundup Recent news from around Dakota County

Farmington

Lakeville

Rosemount

Farmington School Board votes to investigate colleague Burke

Judy requests recount in Rosemount City Council race

Months of disagreements between the Farmington School Board and district and board member Tim Burke have come to a head.

The board voted at its Nov. 8 meeting to hire an independent investigator to determine if Burke has violated the board’s code of conduct and has been inappropriate in his dealings with his colleagues.

Board member Julie Singewald spearheaded the call for the investigation following the Oct. 11 board meeting in which members publicly confronted Burke about what they alleged were extensive information requests and mistreatment of administration staff.

At the Nov. 8 meeting, Singewald said she was recommending a third party out of fairness to everyone involved.

Three school board members (Singewald, Julie McKnight and John Kampf ) voted in favor of the investigation. Two board members (Craig Davis and Veronica Walter) abstained.

Burke was the sole dissenting vote.

During the discussions about the motion, Burke was calm but assertive in his criticism of the motion.

“I don’t think this is going to accomplish anything other than take up time and energy and precious school district dollars to show something we already know: I am not the most polite board member,” Burke said. “(The motion) doesn’t set the parameters for the investigation. It is extraordinarily vague and open-ended.”

He also took issue with the absence of financial considerations. The motion did not indicate the estimated cost of an investigation, Burke countered, and also there was no indication as to if he would be compensated for “legal counsel I would have to retain.”

Singewald suggested perhaps capping expenditures at $10,000, a request to which the audience groaned emphatically. Board chairwoman Walter asked the audience to stay civil.

An alternative Singewald proposed was setting a spending limit that once reached would trigger a requirement for further board approval.

Ultimately, the details were not hashed out by the time the meeting drew to a close.

Burke has had some degree of a contentious relationship with the board and the district since before his election in 2008. He was behind the defeat of the $24 million sports facility referendum and has implored the district to be more transparent with its constituents ever since.

The district’s attorney will be charged with the task of selecting an investigator.

Rosemount City Council candidate Tim Judy has requested a ballot recount in his close race against incumbent Mark DeBettignies.

Judy filed the written request with the city late Monday, two days before the legal Tim Mark one-week deadline he had to Judy DeBettignies make the request.

The city now has a 48-hour process to release notifications, and will likely hold the recount within a few days, according to earlier interviews with city spokesman Alan Cox. Judy, who has not served in an elected position before, but has been politically active, lost to incumbent Mark DeBettignies by just 26 votes in the Nov. 2 general election.

In his recount request letter, Judy noted the winning margin (3,436 to 3,410) was 0.25 percent of votes cast in the race, more than the state’s mandate that the margin of less than one-half of one percent of those votes to be city-funded.

Judy’s wife, Kathy, said many supporters were disappointed that he had come so close in the election, and had strongly urged him to file for the recount.

The night of the election, she said people were leaving messages on their answering machine, practically crying as they expressed their disappointment.

As the possibility of a recount was raised, supporters urged Judy to run, said Kathy.

DeBettignies said he was not surprised by Judy’s request.

“It is his right, absolutely,” DeBettignies said.

All seven Rosemount precincts will be part of the recount.

Ballots have been kept sealed in boxes and securely stored at Rosemount City Hall since they were counted election night.

Cox said county officials will offer guidance on how many judges should be hired and how long they should expect the process to take, which will determine the cost of the recount.

Photo by Aaron Vehling

Matt Little, 25, of northeast Lakeville, is one of two residents elected this month to serve on the city council. He seeks to preserve public safety and improve youth community involvement.

Little goes a long way

Farmington City Council members on Nov. 8 rejected parts of City Administrator Peter Herlofsky’s $400,000 budget-slashing proposal and reiterated the need for staff cuts.

Consensus was reached on some of the options, but a $140,000 gap remains to meet the new council direction to cut $425,000 from the $9.2 million 2011 budget, which must be adopted next month.

Options city officials will consider to close that gap will include staff reductions, city Finance Director Teresa Walters said. The City Council may review the options at a Nov. 22 workshop or at a special session that may be called.

Herlofsky has opposed the council’s recommendation to solve the budget problems by eliminating two positions: the economic development specialist and the administrative services director.

Board members took issue with Herlofsky’s refusal to include staff cuts, and championed prioritizing essential services like police and fire.

Herlofsky asked council members if they would identify certain positions to be cut, but they said it’s up to him.

“How old are you?”

It was a question heard often during the early months of Lakeville council member-elect Matt Little’s campaign this year.

He said people saw his campaign as a long shot. His age was getting in the way of the issues. But as he and his supporters went on a door-knocking blitz, more and more people put Little signs up in their yards.

“In September and October when I was knocking on doors,” Little said, “people would say ‘We’ve heard of you, we’re voting for you.’ The age factor went away.”

Voters elected the 25-year-old, Lakeville-born man on a platform of low taxes, increased public safety and bolstered youth involvement.

When it comes to such involvement, Little is no stranger.

Little helped start the downtown Lakeville branch of the Eagan Resource Center’s food shelf after 360 Communities moved its food shelf out of downtown and its headquarters to Burnsville.

He counts the Lions among his forays into community involvement. He received the 2010 Lion of the Year award for his efforts.

A bit more than a year ago, Little was living in Patagonia in southern Chile. He taught English, navigated the complexities of Chilean Spanish and endured the constant Seattle-like weather patterns. He parlayed his experiences in Chile into a position teaching English as a foreign language here in Minnesota.

Little had considered a city council run at least a year ago.

“I have such an attachment to my hometown and when you have that attachment you take decisions made about your city more heavily,” he said.

Part of Little’s three-point plan for his term involves reenergizing neighborhood watch programs. Another component of his plan is to increase youth involvement in the community. The third component is to “make participating in local government more accessible.”

Little does want to hold the line on spending—or at least make sure expenditures are scrutinized.

Little’s life trajectory suggests a run for office was inevitable. In fifth grade, energized by an election to class vice president, Little said he oversaw a fundraiser to help build a new playground.

His success in high school debate led to a full scholarship to University of Missouri-Kansas City. He spent a year there, frustrated by the large class sizes and the commuter-campus ambiance.

Little was quite at home, however, at University of Minnesota-Morris from which he has a political science degree. He got involved in student government, played trumpet in jazz band and indulged his interest in intramural basketball. But what remains with Little more than anything is the advice of his advisor, Prof. Tom McRoberts, who died on Oct. 11.

“He taught me everything that’s important about politics,” Little said. “It’s not about winning elections or scoring points or getting the best sound bites. It’s about doing good things for the people that elect you.”

—Laura Adelmann

—Aaron Vehling

—Aaron Vehling

Farmington council renews call for city to cut two jobs

—Laura Adelmann

UMore affordable housing options presented by students Two University of Minnesota interns researched financing options to develop the planned sustainable community with affordable housing options. They recently presented their findings to Rosemount City Council members.

Allie Klynderud, who will graduate in December with a degree in housing studies, researched and presented information on financing models for affordable housing at UMore Park.

Leslie Theiste, who is pursuing a degree in architecture, presented information on green affordable housing options.

Klynderud presented several financing options, including a shared equity model that provides subsidized housing for multiple families, because the funding becomes attached to the property itself.

Klynderud also researched employer-assisted housing options, which allows an employer to help an employee buy or rent a home.

Other financial incentives exist for the development of “green housing,” meaning energy efficient and made with a focus on the environmental effects of development.

Theiste said various grants are available to developers from utility companies and the government offers green tax rebates for affordable housing.

Homeowners may also be able to get rebates for appliances that are energy efficient.

Carla Carlson, executive director of the Office for UMore Park Academic Initiatives, told Rosemount council members to expect more student research projects regarding UMore planning and development.

— Laura Adelmann

10A

November 18, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the • Thursday, Dec. 9, 8:30 to Calendar, e-mail it to darcy.odd- 9:30 a.m., Coffee Break - Holien@ecm-inc.com or fax (952) day Celebration at Learning Rx, 846-2010.

2874 Highway 55, Eagan. This will be an informal networkDate-specific ing and socialization event.

Dakota County Region- Information: Michelle Tighe at al Chamber of Commerce mtighe@dcrchamber.com. events: • Friday, Dec. 10, 8 to 9 • Thursday, Nov. 18, 4 to 9 a.m., Government Affairs - MN p.m., open house and ribbon cut- Chamber and DCR Chamber ting (4 p.m.) at Mendoberri Cafe Regional Policy Development at and Wine Bar, 730 Main St., Blue Cross and Blue Shield of Mendota Heights. Information: Minnesota, presentation room Michelle Tighe at mtighe@ at River Park 2. The budget defdcrchamber.com. icit, education, environmental • Friday, Nov. 19, 10 to 10:30 permitting, energy, transportaa.m., ribbon cutting at Dakota tion, health care and other key County Technical College, 1300 business issues will be the sub145th St. E., Rosemount. The ject of policy initiatives. Free. event will celebrate the comple- RSVPs are required prior to tion of a campus improvement event date for security reasons. project made possible through Information: Ruthe Batulis at a grant from SkillsUSA and rbatulis@dcrchamber.com.

Lowes. Park in visitors parking • Tuesday, Dec. 14, 11:30 and signage will be provided a.m. to 12:30 p.m., Rosemount inside building as to where to Holiday Luncheon, Steeple proceed. Information: Michelle Center, 14375 South Robert Tighe at mtighe@dcrchamber. Trail, Rosemount. Rosemount com.

High School Chamber Singers • Wednesday, Nov. 24, noon will provide entertainment. We to 1:15 p.m., ChamberNet, 1121 will collect non-perishable food Town Centre Drive, Suite 102, items for the local food shelf.

Eagan. Lead sharing group. In- Fee: $20. Information: Michelle formation: Robb Sweetnam at Tighe at mtighe@dcrchamber.

(952) 469-9229. com. • Friday, Nov. 26, DCR • Wednesday, Dec. 22, noon Chamber office closed. to 1:15 p.m., ChamberNet, DCR • Friday, Nov. 26, 10 a.m. to Chamber Office, 1121 Town 3 p.m., grand opening of Jack Centre Drive, Suite 102, Eagan. of All Trades Handyman. Event Lead sharing group. Informalocation: Pellicci Ace Hardware tion: Robb Sweetnam at (952) in the Thomas Lake Center, 469-9229.

1565 Cliff Road, Eagan. A food Apple Valley Chamber of and fund drive will be held in Commerce events: partnership with the Eagan Re• Sunday, Nov. 21, 11 a.m. source Center, the local food to 4 p.m., Holiday Shopping Exshelf. For ideas on what to do- travaganza at LaGrand at the nate, visit www.eaganrc.org and GrandStay, 7083 153rd St. W., click on How To Give. Brats and Apple Valley. Features more hot dogs will be for sale with than 30 companies. Free admisproceeds going to the ERC. In- sion. Optional: Bring a food doformation: Carrie Maass, owner nation or gently used/new winter of Jack of All Trades Handyman: hats, mittens, jackets to benefit (952) 334-6161, maasscarrie@ the Hope Lodge and local food yahoo.com. shelves. Information: Laura • Thursday, Dec. 2, 7:30 to Saugen at eventsapplevalley@ 8:30 a.m., The Buzz - Holiday grandstay.net.

Celebration at Workforce CenBurnsville Chamber of ter of Dakota County, 1 Men- Commerce events: dota Road, West St. Paul. This • Thursday, Dec. 2, 6 to 11 will be an informal networking p.m., Holiday Gala - The Mirror and socialization event. We will Ball at The Wilds Golf Club, Prialso be collecting donations for or Lake. Cost: $40 per person Neighbors, Inc., a nonprofit, or $300 for a table. Reservasocial-service agency serving tions: (952) 435-6000 or travis@ northern Dakota County com- burnsvillechamber.com. munities. Bring non-perishable Lakeville Area Chamber of food items, personal care items Commerce events: or new, unwrapped toys. In• Friday, Nov. 19, 7:30 to formation: Michelle Tighe at 8:30 a.m., Business & Edumtighe@dcrchamber.com. cation Committee meeting at • Wednesday, Dec. 8, noon Lakeville South High School. to 1:15 p.m., ChamberNet, DCR • Friday, Nov. 19, 7:30 a.m., Chamber Office, 1121 Town Government Affairs Committee Centre Drive, Suite 102, Eagan. meeting, chamber conference Lead sharing group. Informa- room. tion: Robb Sweetnam at (952) • Tuesday, Nov. 30, 7:30 to 9 469-9229. a.m., New Member Orientation,

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formation, call (952) 746-5611 or visit www.thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice.

Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 3891177.

Seed Your Business Networking Group â&#x20AC;&#x201C; â&#x20AC;&#x153;Plant a seed and grow your businessâ&#x20AC;? â&#x20AC;&#x201C; meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary Oâ&#x20AC;&#x2122;Rourke at (651) 994 8392 or visit www.seedyourbusiness. com for more information.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free.

Guests: $5.

Sunrise Results BNI Chapter meets from 7:30 to 9 a.m.

Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151.

Womenâ&#x20AC;&#x2122;s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

Krinkie from Page 4A

First, Dayton was a â&#x20AC;&#x153;comfortableâ&#x20AC;? choice for many voters. Just like Old Country Buffet serves up mounds of comfort food, Dayton served up a big helping of comfort for voters. He was a known commodity. Tom Emmer was unknown in the minds of many voters. The Dayton brand was recognized by many voters as the old reliable one. Voters selected the â&#x20AC;&#x153;been there, done thatâ&#x20AC;? candidate. Dayton effectively used his brand to put voters at ease, at a time when many voters feel apprehensive about their future.

Second, the Democrats were desperate to elect a governor. Democrats had been blocked in the last four gubernatorial elections, and they were not

about to be denied the prize for the fifth time in a row.

While many Democrat voters were not enamored with Dayton, they nonetheless held their noses and voted for him. Plain and simple, they were not going to allow the party faithful to wander off and vote for the Independence Party candidate yet one more time.

Keeping the party faithful at home in the governorâ&#x20AC;&#x2122;s race was job one.

However, while the Democrats were focusing all their time and attention on the governorâ&#x20AC;&#x2122;s race, with the presumption that voters would continue to vote for DFL candidates down the ballot, they lost dozens of legislative races, losing both the House and Senate to Republican control.

For the first time in his political career and more likely in his lifetime, Mark Dayton must actually lead.

No more unrealistic budget plans, no more tax the rich, no more promising additional money to various special interest groups.

Instead of â&#x20AC;&#x153;Why Dayton, why now,â&#x20AC;? the question will soon change to â&#x20AC;&#x153;What now, Mr. Dayton?â&#x20AC;?

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cole Blasing at (651) 331-9238 or visit www.bni-mn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

BNI-Networking meets Wednesdays at 8:15 a.m. at Byerlyâ&#x20AC;&#x2122;s Cafe in Eagan. Open to all professionals for referrals.

For more information, call (651) 247-3200.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx. com.

BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn.com.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 5810332.

Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 3148676.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville.

For information, call (952) 7465611 or visit www.thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For in-

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dia Plan.â&#x20AC;? â&#x20AC;˘ Wednesday, Nov. 24, 8:30 a.m. to noon, â&#x20AC;&#x153;Developing a Brand Playbook.â&#x20AC;?

District 196 Community Education business classes are listed below. Register at www.district196.org/ce or call (651) 423-7920. â&#x20AC;˘ Saturday, Nov. 13, 9 a.m. to noon, â&#x20AC;&#x153;Facebook: Sharing, Community and Learning,â&#x20AC;?

District Service Center, 14445 Diamond Path W., Rosemount.

Fee: $49. â&#x20AC;˘ Saturday, Nov. 20, 9 a.m. to noon, â&#x20AC;&#x153;LinkedIn: Become a Networking Pro,â&#x20AC;? Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley.

Fee: $49. â&#x20AC;˘ Monday, Nov. 22, 6:30 to 8:30 p.m., â&#x20AC;&#x153;Microsoft Excel 2003: Getting Started,â&#x20AC;? Rosemount Middle School, 3135 143rd St. W., Rosemount. Fee: $39. â&#x20AC;˘ Monday, Nov. 29, 6:30 to 8:30 p.m., â&#x20AC;&#x153;Microsoft Excel 2003: Formatting Spreadsheets,â&#x20AC;? Rosemount Middle School, 3135 143rd St. W., Rosemount. Fee: $39.

Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741.

Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category.

For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www.

CreativeNetworkingProfessionals.com.

Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org.

BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue.

Only one person from each profession. Bring your own lunch.

For more information, call Ni-

chamber conference room. â&#x20AC;˘ Wednesday, Dec. 1, 7:30 to 8:30 a.m., Morning Brew, Cracker Barrel Restaurant & Old Country Store. â&#x20AC;˘ Thursday, Dec. 2, 4:30 to 6:30 p.m., Networking After Hours - Toys for Tots. Sponsored by Dickâ&#x20AC;&#x2122;s Lakeville Sanitation, Brunswick Zone XL, and Lakeville Chamber. â&#x20AC;˘ Monday, Dec. 6, 7 p.m., Truth in Taxation hearing, city of Lakeville, Lakeville City Council Chambers, 20195 Holyoke Ave. â&#x20AC;˘ Tuesday, Dec. 7, 7 p.m., Truth in Taxation hearing, Lakeville School District No. 194, Lakeville City Council Chambers, 20195 Holyoke Ave. â&#x20AC;˘ Monday, Dec. 20, 7 p.m., final city levy approval and adoption of budget, Lakeville City Council Chambers, 20195 Holyoke Ave. River Heights Chamber of Commerce events: â&#x20AC;˘ Thursday, Nov. 18, 12:30 to 8 p.m., Planning Conference at Cannon River Winery. Fee: $75. â&#x20AC;˘ Tuesday, Nov. 23, 5 to 6:30 p.m., Business Card Exchange at Jerseyâ&#x20AC;&#x2122;s Bar & Grill, 6449 Concord Blvd. E., Inver Grove Heights. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Wednesday, Nov. 24, 7:30 to 8:30 a.m., South St. Paul Local Issues at Central Square Community Center, 100 Seventh Ave. N., South St. Paul.

Reports from Mayor Beth Baumann, city officials, parks and recreation, elected officials and the River Heights Chamber of Commerce and Progress Plus.

Black Sheep Coffee and bakery provided. â&#x20AC;˘ Thursday, Dec. 9, 11:30 a.m. to 1:30 p.m., Cheers to Our Volunteers Luncheon at Southview Country Club, West St. Paul. We will recognize our Forrest Glewwe Visions of Excellence Award recipient, Rising Star and volunteer leaders. Fee: $25. Information: Carol Swenson at (651) 451-2266, ext.

1031, or carol@riverheights. com.

Kocina Branding & Marketing Companies, 350 W. Burnsville Parkway, Suite 350, Burnsville, offers the following classes. To register, go to http:// www.kocinamarketingcompanies.com/training/ (enter â&#x20AC;&#x153;Complimentaryâ&#x20AC;? in the comment section) or call Cynde at (612) 798-7218. â&#x20AC;˘ Thursday, Nov. 18, 8:30 to 10:45 a.m., â&#x20AC;&#x153;Marketing through Facebook â&#x20AC;&#x201C; What Marketing Managers and Business Owners Need to Know about the Selling Power of Facebook.â&#x20AC;? â&#x20AC;˘ Tuesday, Nov. 23, 8:30 to 11 a.m., â&#x20AC;&#x153;Creating a Social Me-

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to use his familyâ&#x20AC;&#x2122;s name and his bus trips for seniors to Canada for prescription drugs as a means to brand himself as the â&#x20AC;&#x153;good guyâ&#x20AC;? in the race. Promising not to raise taxes on the middle class and to provide more money to various special interest groups, Dayton was able to convince 44 percent (according to the polls) of the people that he could pull off his rabbit-out-ofthe-hat budget.

But the more difficult question to answer in the Mark Dayton presumed victory is, why now? In an election in which dozens of incumbent Democrats lost, why was Dayton able to eke out a victory? I believe there are two key reasons.

Phil Krinkie, a former eightterm Republican state representative from LinoLakes who once chaired the House Tax Committee, is president of the Taxpayers League of Minnesota. Gov. Tim Pawlenty recently appointed Krinkie to the board of the Minnesota State Colleges and Universities (MnSCU) system. You can contact him at philk@taxpayersleague.org.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 18, 2010

Dakota Electric reports outages string line and restore power.

In some instances, new poles had to be set as well.

By Saturday night, fewer than 2,000 members were without power. Work continued through the night and into Sunday, with power restored to the last members by 5 p.m. Sunday. The hardest-hit areas were Apple Valley, Eagan, Lakeville, Inver Grove Heights and Burnsville, although outages were reported in many other cities and townships as well.

â&#x20AC;&#x153;Restoring power from a storm of this nature is a very labor-intensive job,â&#x20AC;? Dakota Electric spokesman Joe Miller said. â&#x20AC;&#x153;We cannot just flip a switch and restore everyoneâ&#x20AC;&#x2122;s power. Our crews are down numerous side streets, in backyards and around the service territory, manually reconnecting wires to restore everyoneâ&#x20AC;&#x2122;s power. Our members were very patient during this outage, and we are thankful for their understanding.â&#x20AC;?

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More than 10,000 Dakota Electric Association members were out of power last weekend due to the heavy, wet snow that blanketed the Twin Cities area from Friday night into Saturday.

Dakota Electric dispatched all available crews as the outages began rolling in Saturday morning. The restoration process involved clearing trees that had collapsed and fallen on power lines due to snow. Only after trees were removed could crews re-

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Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net

E-mail: bnordquist@ci.apple-valley.mn.us

Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown

Web site: www.ci.apple-valley.mn.us

Lakeville Business Association.

Positively Minnesota Marketing Partnership

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment & Economic Development

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County.

Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors.

Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments

E-mail: enjoyeagan@eaganmn.com

Role: Provide guidance through any real estate development process; may provide financial incentives

Downtown Lakeville Business Association

through tax increment financing, local loan funds or state or federal business finance programs.

Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Phone: (952) 953-2576

Apple Valley, Bruce Nordquist

Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us

*Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Wednesday, December 8, 2010 at 1:00 p.m. at 14709 W. Burnsville Parkway, Lot 106, Burnsville, Minnesota 55306, the following property will be sold by public auction by the Sheriff of Dakota County: 1977 Schultz 14 x 70 with Storage Shed - Serial Number 158000 This sale will be held to satisfy a claim upon the above-described property held by Rambush Estates, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Donald Peterson. The amount of the claim against the above referenced property is $1677.00 computed to the date of sale if home is removed from the park by an approved mover - if not moved and the park has to remove the home the final cost would be $4311.69, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale.

Dated: November 1, 2010 Rambush Estates Ltd Partnership 14709 W Burnsville Parkway Burnsville, MN. 55306 (952) 890-8440 2405724 11/4-11/18/10

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to persons, herein after named and others interested that on 11/30/10 at 10 o’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at: Lake Marion Mini Storage 22595 Pillsbury Avenue Lakeville, MN 55044 Sale will be held in accordance with terms of a notice previously given the persons herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage and a description of the goods is as follows:

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: BK Painting 2. State the address of the principal place of business: 3644 Crestridge Ct., Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Bob Kern, 3644 Crestridge Ct., Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 10/28/2010 Bob Kern, Owner 2422814 11/18-11/25/10P

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 12/14/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Sherri Conlin Bill of Lading #: 80567 Amount: $3,935.85 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2389169 11/11-11/25/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-626 In Re: Estate of Brigham Scott Strole, Decedent.

It is Ordered and Notice is given that on 12-6-10 at 9:00 am, a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings,, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Russell L. Strole, whose address is 37 South Mountain View Drive, Eaton, Colorado 80615, as personal representative of the decedent’s estate in a supervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 11/5/10

BY THE COURT Patrice Sutherland Judge of District Court DUDLEY AND SMITH, P.A. Andrew J. Laufers MN# 0277551 101 East Fifth Street, Suite 2602 St. Paul, MN 55101 Telephone: (651) 291-1717 Facsimile: (651) 223-5055 e-mail: alaufers@dudleyandsmith.com 2413647 11/11-11/18/10

Household Goods Luther Morgan $190.00

2407651

Household Goods Christie Taylor $292.00 11/11-11/25/10

PUBLIC NOTICE OF SALE OF PROPERTY TO SATISFY LIEN THEREON That property described as follows, to wit: 1963 42’ Whitcraft boat, Hull No. MNZ02380C063, Registration No. MN1098DH, with its tackle, apparel, and furniture or such part thereof or interest therein, as shall be necessary to satisfy the judgment of in the sum of fourteen thousand four hundred and fifty two dollars and seventy-five cents ($14,452.75) entered on October 26, 2010 in Dakota County Court, Court File No: 19HA-CV-10-3962, together with costs and expenses, will be sold at public auction by Dakota County Sheriff on the 14th day of December, 2010, at 11 A.M., at River Heights Marina, Inc., 4455 66th Street East, in the City of Inver Grove Heights, County of Dakota, State of Minnesota to pay and satisfy a lien which is claimed to be due thereon from River Heights Marina, Inc. The grounds of said lien are for storage and maintenance of the boat on behalf of Lee Greene as the owner thereof in the amount of $14,452.75 exclusive of expenses of advertising and sale.

2420080 11/18-12/2/10

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: A Barefoot Life 2. State the address of the principal place of business: 4683 Weston Hills Drive, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Julie Cabak, 4683 Weston Hills Drive, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 10/26/2010 Julie Cabak - owner 2419147 11/18-11/25/10P

PUBLIC NOTICE PUBLIC NOTICE NOTICE AND ORDER OF HEARING

ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19-HA-PR-10-269 ESTATE OF DuWade N. Harris (AKA Wade N. Harris and Neal DuWade Harris), DECEDENT It is Ordered and Notice is given that on December 6, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent dated May 27, 1986 (“Will”), and for the appointment of Nancy J. Harris whose address is: 13227 Huntley Court, Apple Valley, MN 55124 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 11/3/10 Patrice Sutherland Judge (COURT SEAL) Attorney For Personal Representative Michael S. Frost Michael S. Frost, Attorney-at-Law 5200 Willson Road, Suite 150 Edina, MN 55424 952-836-2788 / 952-836-2789 2408967 11/11-11/18/10P

NOTICE OF INFORMAL PROBATE AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-10-622 In Re: Estate of Denise Ann Leeper, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that informal appointment of Judith K. McArdell, whose address is 640 Eighth Avenue South, South Saint Paul, Minnesota 55075-2708, as personal representative of the estate of the above decedent has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of her letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claim will be barred.

Dated: NOVEMBER 4th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar (Court Seal) DRAFTED BY: Michelle M. Barrette (133590) Sivertson & Barrette, P.A. The Barrister Building 1465 Arcade Street Saint Paul, Minnesota 55106-1740 (651) 778-0575 2410669 11/11-11/18/10

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-10-3715 Case Type: Domestic Abuse In the Matter of: Brittany Baskin etal, Petitioner vs.

Demon Lamar Campbell, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Avenue, Apple Valley, MN on December 6, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosection for violation of the Court’s Order.

Date November 10, 2010 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2416756 11/18/10

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-10-1642 Case Type: Domestic Abuse In the Matter of: Tammy Jean Fager, Petitioner vs.

Lucas James Kania, Respondent To Respondent named above: An order has been issued directing you to appear at Northern Service Center, 1 Mendota Rd. W., Suite 140, West St Paul, MN 55118 on December 10, 2010 at 1:30 p.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosection for violation of the Court’s Order.

Date November 12, 2010 Carolyn M. Renn Court Administrator Jean Baldwin Deputy 2421278 11/18/10

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-10-3698 Case Type: Domestic Abuse In the Matter of: Lynne Moldenhauer etal, Petitioner vs.

Morgan Kieffer, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Avenue, Apple Valley, MN on December 13, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosection for violation of the Court’s Order.

Date November 12, 2010 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2420098 11/18/10

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-10-3638 Case Type: Domestic Abuse In the Matter of: Jimmy Hollins, Petitioner vs.

April McGrew, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Avenue, Apple Valley, MN on December 13, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosection for violation of the Court’s Order.

Date November 10, 2010 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2417054 11/18/10

PUBLIC NOTICE PUBLIC NOTICE Allstate Self Storage 12001 South Hwy 35W Burnsville, MN 55337 952-894-4944 Public Auction Nov 27th 2010 1:00 P.M. B94 10x15 Stephan Jordan Amount Owed $470 HH Items, Misc Boxes C180 10x10 Kim Lindstrom Amount Owed $882 Misc Electronics D279 5x5 Mike McEntire Amount Owed $264 Tools E354 10x20 Kim Lindstrom Amount Owed $1260 HH Items, Electronics F519 5x10 Gerald Felix Amount Owed $375 Misc Boxes H821 10x10 Dan Bandt Amount Owed $400 Misc Boxes, Furniture H834 10x20 Corey Buhl Amount Owed $620 Automotive Items I879 10x20 Steven Conklin Amount Owed $865 HH Items, Tools I889 10x20 Jean Seymour Amount Owed $818 HH Items, Misc Boxes I921 5x10 Todd Finney Amount Owed $388 Misc HH Items I941 5x10 Mindy Stringer Amount Owed $410 Misc Boxes K1068 10x15 Adam Roring Amount Owed $429 HH Items, Clothes K1080/K1081 10x15’s Holiday Inn Blithe Hospitality Amount Owed $1143 Misc Boxes, Furniture G1156 10x30 Diane Terres Amount Owed $305 Misc Boxes, HH Items G1207 5x12 Lesley Olson Amount Owed $251 Furniture, HH Items 2422820

11/18-11/25/10

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-629 Estate of Shirley J. Bauer, Decedent It is Ordered and Notice is given that on Dec. 20th 2010, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the Will of Decedent, dated March 17, 1999, (“Will”), and for the appointment of Kenneth F. Bauer, whose address is 13805 Fernando Avenue, Apple Valley, MN 55124 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 11/9/10

BY THE COURT Martha M. Simonett Judge of District Court Attorney for Petitioner Terrence A. Merritt, Esq. Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, #600 Apple Valley, Minnesota 55124 Attorney License No: 0072151 Telephone: 952-953-8824 FAX: 952-432-3780 Email: merrittt@seversonsheldon.com 2415358 11/11-11/18/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,558.00 MORTGAGOR(S): Nicole J Dohmen, a single person and Ty C Smith, a single person MORTGAGEE: Riverview Community Bank DATE AND PLACE OF RECORDING: Recorded: December 28, 2005 Dakota County Recorder Document Number: 2392232 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: October 17, 2005 Recorded: March 07, 2006 Dakota County Recorder Document Number: 2410886 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Riverview Community Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23712 Belle Ct, Hampton, MN 55031-9640 Tax Parcel ID Number: 18-26101-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Fesba Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,594.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016890F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 12, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016890F01 2408514 11/18/10

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: City-County Federal Credit Union 2. State the address of the principal place of business: 14985 Glazier Avenue, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Wings Financial Credit Union, 14985 G l a z i e r A v e n u e , A p p l e V a l l e y , MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date September 29, 2010 Paul L. Dinger, Vice President 2407837 11/11-11/18/10P

PUBLIC NOTICE

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT JUDICIAL DISTRICT Case Type: Personal Injury Case File No. 19-HACV-10-4554 Rodney L. Johnson, Plaintiff, v.

Liu Yong a/k/a Yong Liu, Defendant. _______________________________________ SUMMONS _______________________________________ STATE OF MINNESOTA TO DEFENDANT(S) ABOVE-NAMED: THIS SUMMONS IS DIRECTED TO Liu Yong a/k/a Yong Liu. 1. Y O U A R E B E I N G S U E D. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away.

They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons.

2. Y O U M U S T R E P L Y W I T H I N 20** DAYS TO PROTECT YOUR RIGHTS . You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: M. Ryan Madison, Esq. 316 E. Main St., Ste 116 Anoka, MN 55303 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resoluton process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

Dated: 10-17-10 MADISON LAW FIRM, LLC M. Ryan Madison (ID: 0347802) Attorney for Plaintiff 316 E. Main St. Anoka, MN 55303 2420692 11/18-12/2/10P

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Stone Grove Apartments 2. State the address of the principal place of business: 345 St. Peter Street, Suite 1600, St. Paul, MN 55102 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Aspen Valley Apartments LLLP, 345 St. Peter Street, Suite 1600, St. Paul, MN 55102 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 10/25/2010 Michael D. Zalk, Authorized Agent 2408969 11/11-11/18/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: The Lodge on Highview 2. State the address of the principal place of business: 20150 Highview Avenue, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Minnesota Community Hospice, Inc., 18472 Kenyon Avenue, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 10/29/10 Mary P. Foarde, Authorized Agent 2408714 11/11-11/18/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: CTS 2. State the address of the principal place of business: 11975 Portland Avenue S., Suite 116, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

B. Harris Enterprises Inc., 11975 Portland Ave S, Suite 116, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: October 20, 2010 Brett Harris President 2418286 11/18-11/25/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Priority One 2. State the address of the principal place of business: 5789 West 139th Street, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Craig Simonson, 5789 West 139th Street, Savage, MN 55378 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 9-28-10 Craig Simonson, Owner 2409046 11/11-11/18/10P

PUBLIC NOTICE

SUPPLEMENTAL ORDER TO SHOW CAUSE IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-4220 In the Matter of the Petition of: Federal National Mortgage Association, In Relation to Certificate of Title No. 144774 issued for land in the County of Anoka and State of Minnesota and legally described as: Unit No. 1, River Valley Commons Village No. 1, CIC 589, a planned community TO: Jorge A. Rosales Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter: IT IS ORDERED, that you, and all persons interested, appear before this Court on the 22nd day of December, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 144774 and enter a new Certificate of Title for the land therein described in favor of Qingqing Chen and Donghui Chen, Joint Tenants, subject to the memorials of Document Nos. 580898, 593754, 593755, 613452, 613453, 613454, 613455, 613456, 616757, 616758, 616759, 616760, 616761, 619237, 620051 and 620052 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 662683, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, That this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) upon each of the above-named parties who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat. Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25.

Dated: October 15, 2010

BY THE COURT: Shawn M. Moynihan Judge of District Court Approved: Examiner of Titles James P. O'Connell By: James P. O'Connell Examiner of Titles Robert Q. Williams Orin J. Kipp Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 (Phone) (651) 209-3339 (Fax) File ID No. 35414 Attendance is not required at said time except to object to the entry of the above-described Order.

2413198 11/11-11/18/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,218.00 MORTGAGOR(S): Bryan G. Nyblom and Karin Y. Nyblom, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 27, 2004 Dakota County Registrar of Titles Document Number: 548680 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 13, 2010 Registered: September 23, 2010 Dakota County Registrar of Titles Document Number: T668116 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000083465 Lender or Broker: Optimum Mortgage Services, Inc Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133545 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3390 Leroy Ave, Hastings, MN 55033-4012 Tax Parcel ID Number: 19-68101-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block Two (2) in Sieben's Second Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,290.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017051F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to January 13, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 12, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017051F01 2413075 11/18/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2006 MORTGAGORS: Willie Lee Bacon and Wendy M. Bacon, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 15, 2006, Dakota County Recorder, Document No. 2453532.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 30, 2009, Recorded: February 11, 2009, Document No. 2636867.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000350769596 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PHH Home Loans, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3877 Princeton Trail, Eagan, MN 55123 TAX PARCEL I.D. #: 10-45075-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Lexington Square, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $290,605.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 14, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2416163 11/18/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Leighton Inspection Services 2. State the address of the principal place of business: 669 Brockton Curve, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

W. S. Severin Ltd., 669 Brockton Curve, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 10/08/2010 Reid S. Leighton, President 2421469 11/18-11/25/10P

PUBLIC NOTICE

ORDER TO SHOW CAUSE IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5846 In the Matter of the Petition of: GMAC Mortgage, LLC, In Relation to Certificate of Title No. 101776 issued for land in the County of Anoka and State of Minnesota and legally described as: Lot Four (4), excepting therefrom the South Nine (9) feet thereof in Block One (1) of LeDuc’s Third Addition according to the plat thereof on file and of record in the Office of the Registrar of Titles in and for said County and State.

TO: THOMAS R. MCGREE; Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter: IT IS ORDERED, that you, and all persons interested, appear before this Court on the 22nd day of December, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 101776 and enter a new Certificate of Title for the land therein described in favor of GMAC Mortgage, LLC, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 659612, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, That this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) upon each of the above-named parties who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat. Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25.

Dated: October 5, 2010

BY THE COURT: Tim D. Wermager Judge of District Court Approved: Examiner of Titles James P. O'Connell By: James P. O'Connell Examiner of Titles Orin J. Kipp Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 (Phone) (651) 209-3339 (Fax) File ID No. 52281 Attendance is not required at said time except to object to the entry of the above-described Order.

2413684 11/11-11/18/10

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PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type 14: Other Civil Court File No. 19HA-CV-10-5877 JPMorgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly know as Washington Mutual Bank, FA from the Federal Deposit Insurance Corporation, acting as receiver for the Savings Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 U.S.C. § 1821(d), Plaintiff, vs.

Allyson Biggers, Dakota County Circle 321 Hytrail Land Trust, Manley Brothers Construction, Inc., John Doe and Mary Rowe, Defendants. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS. 1.Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights.

You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105, Woodbury, MN 55125.

3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond.

A default judgment can then be entered against you for the relief requested in the complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

7. You are hereby notified that this action is brought for the purposes of i) invalidating the Certificates of Release of Mortgage by Title Insurance Company or its Agent dated February 11, 2010, and filed in the office of the Dakota County Recorder on February 16, 2010, as Document Nos. 2714432 and 2714433 (only against the Biggers Property); ii) reinstating the Mortgages dated July 20, 2007, and filed in the office of the Dakota County Recorder on September 18, 2007, as Document Nos. 2544685 and 2544686 covering property in the County of Dakota, State of Minnesota, more particularly described as follows, to-wit: Lot 11, Block 2, Stone Borough. iii) reforming that Warranty Deed dated July 20, 2007, from Defendant Manley Brothers Construction Company, Inc. to Defendant Allyson Biggers to show her correct marital status as a married woman; iv) reforming those certain mortgages dated July 20, 2007, and filed in the office of the Dakota County Recorder on September 18, 2007, as Document Nos. 2544685 and 2544686 to show Defendant Allyson Biggers' correct marital status as a married woman; and v) reforming the legal description in those certain mortgages dated July 20, 2007, and filed in the office of the Dakota County Recorder on September 18, 2007, as Document Nos. 2544685 and 2544686 to remove any reference to land legally described as follows, to wit: Lot 7, Block 1, Stone Borough.

Dated: September 30, 2010 WILFORD & GESKE, P.A. By: /s/ David R. Mortensen David R. Mortensen (#03290X) Attorneys for Plaintiff 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 2401802 11/4-11/18/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Tax Preparation Associates 2. State the address of the principal place of business: 17782 Keystone Ave, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Ronald A Schieck, 17782 Keystone Ave, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 11-01-2010 Ronald A Schieck/Owner 2412238 11/11-11/18/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Line-X Coatings 2. State the address of the principal place of business: 20725 Howland Ave., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Advanced Coatings, LLC, 20725 Howland Ave., Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 9-3-10 John Tonsager, Member 2411284 11/11-11/18/10P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: OTHER CIVIL (Quiet Title) Court File No.: 19HA-CV-10-5757 _______________________________________ BAC Home Loans Servicing, LP Plaintiff, v.

Joshua L. Highland; also all heirs and devisees of any of the above-named persons who are deceased; and all other persons who are deceased; and all other persons or entities claiming any right, title, estate, lien or interest in the real estate described in the Summons and Complaint herein, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO JOSHUA L. HIGHLAND 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights.

You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Coleman, Hull & van Vliet, PLLP 8500 Normandale Lake Blvd., Suite 2110 Bloomington, MN 55437 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint.

In your Answer you must state

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

7. T o b e i n c l u d e d o n l y i f t h i s lawsuit affects title to real property: THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Dakota County, State of Minnesota, legally described as follows: Unit Number 314B, Coachman Condominiums, Dakota County, Minnesota, Condominium File No. 45, Garage W57, Locker F6, a Condominium located in the County of Dakota, State of Minnesota. ("Property") The object of this action is to: 1. F o r a n O r d e r o f t h i s C o u r t reforming that certain mortgage dated July 7, 2003, in the original principal amount of $85,500.00, given by Joshua L. Highland, an unmarried man, as mortgagor, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, as mortgagee, which mortgage was recorded with the Office of the Dakota County Recorder on September 11, 2003, as Document No. 2107649 ("Plaintiff's Mortgage"), which was assigned to Plaintiff pursuant to an assignment of mortgage which was recorded with the Office of the Dakota County Recorder on May 25, 2010, as Document No. 2732026, to the correct legal description of the Property.

2. F o r a n o r d e r o f t h i s C o u r t reforming the following to the correct legal description of the Property:

· Notice of Pendency and Power of

Proceeding and Power to Attorney to Foreclose Mortgage by Corporation recorded with the Office of the Dakota County Recorder on May 25, 2010, as Document No. 2732027 ("Notice of Pendency and Power of Attorney").

· Sheriff's Certificate of Sale and

Foreclosure Record recorded with the Office of the Dakota County Recorder on August 10, 2010, as Document No. 2745516 ("Sheriff's Certificate").

3. For an order declaring that the lien of Plaintiff's Mortgage is prior and superior to all right, title and interest of anyone claiming an interest in the Property.

4. For such other and further relief as this Court deems just and equitable.

Dated: October 11 2010 COLEMAN, HULL & VAN VLIET, PLLP By ________________________________ Jeffrey A. Scott (#0339416) 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 (952) 841-0001 Attorneys for Plaintiff ACKNOWLEDGEMENT The undersigned hereby acknowledges that pursuant to Minn.

Stat. § 549.211, subd. 2, costs, disbursements, and reasonable attorney and witness fees may b e awarded to the opposing party or parties in this litigation if the court should find that the undersigned acted in bad faith, asserting a claim or defense that is frivolous and that is costly to the other party, asserted an unfounded position solely to delay the ordinary course of the proceedings or to harass, or committed a fraud upon the court. __________________________ Jeffrey A. Scott 2418285 11/18-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 16, 2005 MORTGAGOR: Duke George Trifunov, Jr., a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc.

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 17, 2006, Dakota County Recorder, Document No. 2397388.

ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank , National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage pass-through Certificates,Series 2006-BNC 1, Dated: October 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002183249 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1141 South 8th Avenue, South Saint, MN 55075 TAX PARCEL I.D. #: 363210021003 LEGAL DESCRIPTION OF PROPERTY: The North half of Lot 20 and all of Lot 21, Block 3, Hauses Addition to South St. Paul, together with the West half of vacated alley adjoining which accrued thereto by reason of vacation thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$198,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$209,824.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4185 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380897 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 18, 2005 MORTGAGORS:Maria Pliego Vides and Guillermo Rivera Garcia, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2005, Dakota County Recorder, Document No. 2321846.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 4, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560246871 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NBANK, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC

VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 631 North 10th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367020723005 LEGAL DESCRIPTION OF PROPERTY: Lot 22 and 23, Block 5, South Park Division Number 8 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$155,640.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 4, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380685 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-633 In Re: Estate of Paul Robert Nutting, Decedent.

It is Ordered and Notice is given that on 12-6-10 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated March 30, 1998, and for the appointment of Pamela Anderson, whose address is 21444, Durant Street, Cedar, Minnesota 55011, as personal representative of the estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 11/9/10

BY THE COURT Shawn Moynihan James G. Penberthy #85030 Penberthy Law Offices 264 Water Street Excelsior Minnesota 55331 Telephone: (952) 474-1188 Facsimile: (952) 474-1180 E-mail: jimpenberthy@msn.com 2416068 11/18-11/25/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-614 In Re: Estate of Sheila Marie Happe, a/k/a Sheila M. Happe, Decedent.

It is Ordered and Notice is given that on 12-6-2010 at 9:00 AM, a hearing will be held in this Court at Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated May 21, 1998, and for the appointment of James H. Radant, whose address is 13906 Ember Way, Apple Valley, Minnesota 55124 as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 11/2/10

BY THE COURT Patrice Sutherland Judge of District Court Dale J. Happe MN # 41105 1801 East 121st Street Burnsville, MN 55337 Telephone: 952-890-5144 Facsimile: 952-890-5144 e-mail: djhappe@msn.com 2406716 11/11-11/18/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-643 In Re: Estate of ROBERT IVES JANSSEN a/k/a ROBERT I. JANSSEN, Decedent.

It is Ordered and Notice is given that on 12/20/2010 at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated January 2, 2008, and for the appointment of Anna E. MacCormick, whose address is 1021 Sibley Highway, #404, St. Paul, MN 55118 as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 11-16-2010

BY THE COURT RICHARD G. SPICER Judge of District Court Lommen, Abdo, Cole, King & Stageberg, P.A. Robert J. King (MN ID #55906) Glenn R. Kessel (MN ID #55438) 2000 IDS Center 80 South Eighth Street Minneapolis, MN 55402 Telephone: 612-339-8131 Facsimile: 612-339-8064 2422425 11/18-11/25/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 17, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Claret Springs Association (hereinafter the "Association") which was recorded as Document No. 1544225 on October 22, 1998, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N: Lot 37, Block 1, Wensmann Eleventh Addition, CIC No. 252, Dakota County, Minnesota STREET ADDRESS: 15166 Cimarron Avenue, Rosemount, MN 55068 T A X P A R C E L I D N U M B E R:

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T A X P A R C E L I D N U M B E R: 34-83610-370-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 17, 2010, from Kwame Oppong and Martha Oppong, title holders, to the Association, a Minnesota non-profit corporation, the amount of $5,875.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 17, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount.

6. T h e D e c l a r a t i o n , r e f e r e n c e d above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 30, 2010, as Document No. 2722064 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale.

The date and time to vacate the property is 11:59 p.m. on June 6, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CLARET SPRINGS ASSOCIATION Attorneys for Claret Springs Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Claret Springs/Oppong/09-7-471D) 2376038 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $358,500.00 MORTGAGOR(S): Cara Valdez, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 12, 2006 Dakota County Recorder Document Number: 2459999 AND CORRECTIVE MORTGAGE RECORDING: October 29, 2007 Dakota County Recorder Document Number: 2553315 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003315097 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13687 Atwood Trl, Rosemount, MN 55068-3703 Tax Parcel ID Number: 34-48302-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Meadows of Bloomfield, Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $415,002.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004064F03 2374998 10/14-11/18/10

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-10-624 In Re: Estate of William E. Jackson, a/k/a William Jackson a/k/a Bill Jackson, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 6th day of December, 2010, at 9:00 o’clock A.M., a hearing will be held in the above-named Court at Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above-named decedent, dated August 27, 2010, and for the appointment of Cynthia Jackson, whose address is P.O. Box 41212, Plymouth, Minnesota 55441 as personal representative of the estate of the above-named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: 11/5/10 Patrice Sutherland Judge of District Court (COURT SEAL) Larry A. Koch, No. 172212 Maslon Edelman Borman & Brand, LLP 3300 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 Phone: (612) 672-8322 Fax: (612) 642-8322 E-Mail: larry.koch@maslon.com 2411879 11/11-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,400.00 MORTGAGOR(S): Sobhan Ally and Hafeezoon Ally, husband and wife as joint tenants MORTGAGEE: Homeowners Friend

MORTGAGEE: Homeowners Friend Mortgage Company Inc SERVICER: Ocwen Loan Servicing, LLC LENDER: Homeowners Friend Mortgage Company Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on February 15, 2007, as Document No. 2496990 ASSIGNED TO: Deutsche Bank National Trust Company, Trustee Saxon Asset Securities Trust 2007-2 Mortgage Loan Asset Backed Certificates, Series 2007-2 Dated: August 20, 2010 , and recorded August 31, 2010

by Document No. 2749423 .

LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 2,Cinnamon Ridge 3rd addition, Dakota County, Minnesota. PROPERTY ADDRESS: 4407 Slater Rd, Eagan, MN 55122 PROPERTY I.D: 10 17402 250 02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventy-One Thousand Eighty-Seven and 74/100 ($271,087.74) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 Deutsche Bank National Trust Company, Trustee Saxon Asset Securities Trust 2007-2 Mortgage Loan Asset Backed Certificates, Series 2007-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00442-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3763900 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378781 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 15, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352 on April 6, 1979, in the Office of the County Recorder of Dakota County, Minnesota, as amended and supplemented, covering the following property: Legal Description: Lot 68, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota Street Address: 1 4 7 5 7 E c h o W a y , Apple Valley, MN 55124 Tax Parcel No. 01-20505-068-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 15, 2010, from Mary F. Lind, title holder, to the Association, a Minnesota non-profit corporation, the amount of $10,428.40 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 15, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above, provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was r e c o r d e d o n O c t o b e r 1 4 , 2 0 0 9 , as Document No. 2690395 in the Dakota County Recorder's Office, which was amended by Amended Notice of Lien recorded on June 16, 2010 as Document No. 2735897.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of

sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 2nd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 2, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9.THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path/Lind/09-7-197D) 2376191 10/14-11/18/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-631 Estate of MARLENE H. FRIDLAND, Decedent.

It is Ordered and Notice is given that on 12-6, 2010, at 9:00 a.m., a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated January 8, 2007, and for the appointment of Laura A. Fridland, whose address is 14310 Garland Avenue, Apple Valley, Minnesota 55124 and Lisa Fridland, whose address is 14856 Creditview Drive, Savage, Minnesota 55378 as co-personal representatives of the Estate of the Decedent in an UNSUPERVISED administration.

Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 11/9/10 Martha Simonett Judge (COURT SEAL) Attorney for Co-Personal Representatives Sally K. Mortenson Attorney at Law 2500 West County Road 42, Suite 160 Burnsville, Minnesota 55337 Attorney License No.: 75632 Telephone: 952-431-2222 Fax: 952-224-0901 2416391 11/18-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 1997 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,500.00 MORTGAGOR(S): Hurley Jerome Underdahl and Maureen V Underdahl, husband and wife MORTGAGEE: World Savings and Loan Association DATE AND PLACE OF RECORDING: Recorded: August 21, 1997 Dakota County Recorder Document Number: 1440489 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings and Loan Association Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

���

������ ������ ������� �������� ���Declaration ���� LOCATED: Dakota contained in the same and Property Address: 8825 Hunters granted by the owner in taking title to Way, Apple Valley, MN 55124-9479 the premises subject to said DeclaraT a x P a r c e l I D N u m b e r : tion and pursuant to Minn. Stat.

02-34000-070-01 §§515B.3-115 and 515B.3-116, said L E G A L D E S C R I P T I O N O F P R O P - Lien will be foreclosed by the sale of ERTY: Lot 7, Block 1, Hunters Wood said property by the Sheriff of Dakota T o w n h o m e s , C I C N o . 2 1 9 , D a k o t a County, at the Dakota County Sheriffs County, Minnesota.

Office, Dakota County Law EnforceAMOUNT DUE AND CLAIMED TO BE ment Center, 1580 Highway 55 Lobby D U E A S O F D A T E O F N O T I C E : S-100, Hastings, MN 55033, on the $169,874.62 3rd day of December, 2010, at THAT all pre-foreclosure require- 10:00 a.m. at public auction to the ments have been complied with; that highest bidder, to pay the amount then no action or proceeding has been insti- due for said assessments, together tuted at law or otherwise to recover the with the costs of foreclosure, includdebt secured by said mortgage, or any ing attorneys fees as allowed by law. part thereof; 8. T h e t i m e a l l o w e d b y l a w f o r PURSUANT to the power of sale con- redemption by the unit owner, his pert a i n e d i n s a i d m o r t g a g e , t h e sonal representatives or assigns is six above-described property will be sold (6) months from the date of sale. The by the Sheriff of said county as fol- date and time to vacate the property lows: is 11:59 p.m. on June 3, 2011, if DATE AND TIME OF SALE: Novem- the account is not reinstated or the ber 29, 2010 at 10:00 AM owner does not redeem from the PLACE OF SALE: Dakota County foreclosure sale.

Law Enforcement Center, 1580 HighREDEMPTION NOTICE way 55, Lobby S-100, Hastings, MinneTHE TIME ALLOWED BY LAW sota FOR REDEMPTION BY THE MORTto pay the debt secured by said mort- GAGOR, THE MORTGAGOR'S PERgage and taxes, if any, on said pre- S O N A L R E P R E S E N T A T I V E S O R mises and the costs and disburse- ASSIGNS, MAY BE REDUCED TO ments, including attorney fees allowed F I V E W E E K S I F A J U D I C I A L by law, subject to redemption within ORDER IS ENTERED UNDER MINsix (6) months from the date of said N E S O T A S T A T U T E S , S E C T I O N sale by the mortgagor(s), their per- 582.032, DETERMINING, AMONG sonal representatives or assigns.

OTHER THINGS, THAT THE If the Mortgage is not reinstated M O R T G A G E D P R E M I S E S A R E under Minn. Stat. §580.30 or the prop- IMPROVED WITH A RESIDENTIAL erty is not redeemed under Minn. Stat. DWELLING OF LESS THAN FIVE §580.23, the Mortgagor must vacate UNITS, ARE NOT PROPERTY USED the property on or before 11:59 p.m. on IN AGRICULTURAL PRODUCTION, May 29, 2011, or the next business day AND ARE ABANDONED. if May 29, 2011 falls on a Saturday, 9. T H I S I S A C O M M U N I C A T I O N Sunday or legal holiday.

FROM A DEBT COLLECTOR ATTEMPTMortgagor(s) released from financial I N G T O C O L L E C T A D E B T . A N Y obligation: NONE INFORMATION OBTAINED WILL BE THIS COMMUNICATION IS FROM USED FOR THAT PURPOSE. A DEBT COLLECTOR ATTEMPT- GARRETT SQUARE ASSOCIATION ING TO COLLECT A DEBT. ANY Attorneys for Garrett Square INFORMATION OBTAINED WILL BE Association USED FOR THAT PURPOSE. THOMSEN & NYBECK, P.A. THE RIGHT TO VERIFICATION OF By: /S/ Gretchen S. Schellhas THE DEBT AND IDENTITY OF THE Gretchen S. Schellhas (#195595) ORIGINAL CREDITOR WITHIN THE 3600 American Blvd. West, Suite 400 T I M E P R O V I D E D B Y L A W I S N O T Bloomington, Minnesota 55431 AFFECTED BY THIS ACTION. (952) 835-7000 THE TIME ALLOWED BY LAW FOR (Garrett Square/Miller/10-7-265D) REDEMPTION BY THE MORTGAGOR, 2376090 10/14-11/18/10 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF ASSESSMENT LIEN MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- Date: September 15, 2010 YOU ARE NOTIFIED THAT: GAGED PREMISES ARE IMPROVED 1. Default has occurred in the terms WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT and conditions of the Declaration for PROPERTY USED IN AGRICULTURAL Diamond Path Villages Association, Inc. (hereinafter the "Association") PRODUCTION, AND ARE ABANDONED. which was recorded as Document No. DATED: October 14, 2010 MORTGAGEE: Wells Fargo Bank, 537352 on April 6, 1979, in the Office N.A. also known as Wachovia of the County Recorder of Dakota Mortgage, a division of Wells County, Minnesota, as amended and Fargo Bank, N.A., and formerly supplemented, covering the following known as Wachovia Mortgage, property: Legal Description: Lot 99, Block 1, FSB, formerly known as World Diamond Path 6th Addition, Dakota Savings Bank, FSB successor by County, Minnesota merger with World Savings and Street Address: 5078 147th Street Loan Association W., Apple Valley, MN 55124 Wilford & Geske, P.A. Tax Parcel No. 01-20505-099-01 Attorneys for Mortgagee 2. Pursuant to said Declaration, Lawrence A. Wilford there is claimed to be due and owing James A. Geske as of September 15, 2010, from Tammy 8425 Seasons Parkway, Suite 105 A. Morse, title holder, to the AssociaWoodbury, MN 55125-4393 tion, a Minnesota non-profit corpora(651) 209-3300 tion, the amount of $5,367.55 for File Number: 017423F01 2375526 10/14-11/18/10 unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 15, 2010, and other NOTICE OF ASSESSMENT LIEN costs of collection and foreclosure FORECLOSURE SALE which will be added to the amount Date: September 15, 2010 claimed due and owing at the time of YOU ARE NOTIFIED THAT: the sale herein.

1. Default has occurred in the terms 3. No action is now pending at law and conditions of the Amended and or otherwise to recover said debt or R e s t a t e d D e c l a r a t i o n f o r G a r r e t t any part thereof.

Square Association (hereinafter the 4. That all preforeclosure require"Association") which was recorded as ments have been met.

Document No. 261860 on August 12, 5. The owner has not been released 1 9 9 2 , i n t h e O f f i c e o f t h e D a k o t a from her financial obligation to pay County Registrar of Titles and also, said amount. pursuant to Minn. Stat. §515B.3-116, 6. The Declaration, referenced covering the following property: above, provide for a continuing lien LEGAL DESCRIPTION: Residen- against the property. A Notice of Lien tial Unit No. 205 and Garage Unit No. e v i d e n c i n g t h e a m o u n t d u e w a s 79 in Condominium No. 36, Garrett recorded on November 5, 2009, as S q u a r e C o n d o m i n i u m H o m e s , Document No. 2694582 in the Dakota Dakota County, Minnesota County Recorder's Office.

STREET ADDRESS: 14620 Garrett 7. Pursuant to the power of sale A v e n u e , # 2 0 5 , A p p l e V a l l e y , M N contained in the same Declaration and 55124 granted by the owners in taking title to T A X P A R C E L I D N U M B E R: the premises subject to said Declara01-81401-119-01 tion, said Lien will be foreclosed by the 2. Pursuant to said Declaration, sale of said property by the Sheriff of there is claimed to be due and owing Dakota County, at the Dakota County as of September 15, 2010, from Craig Sheriffs Office, Dakota County Law A. Miller, title holder, to the Associa- Enforcement Center, 1580 Highway 55 tion, a Minnesota non-profit corpora- Lobby S-100, Hastings, MN 55033, on tion, the amount of $3,128.72 for the 2nd day of December, 2010, at unpaid association dues, late fees, 10:00 a.m. at public auction to the attorneys fees and costs, plus any highest bidder, to pay the amount then other such amounts that will accrue due for said assessments, together after September 15, 2010, and other with the costs of foreclosure, includcosts of collection and foreclosure ing attorneys fees as allowed by law. which will be added to the amount 8. T h e t i m e a l l o w e d b y l a w f o r claimed due and owing at the time of redemption by the unit owner, her perthe sale herein. sonal representatives or assigns is six 3. No action is now pending at law (6) months from the date of sale. The or otherwise to recover said debt or date and time to vacate the property any part thereof. is 11:59 p.m. on June 2, 2011, if 4. That all preforeclosure require- the account is not reinstated or the ments have been met. owner does not redeem from the 5. The owner has not been released foreclosure sale. from his financial obligation to pay REDEMPTION NOTICE said amount.

THE TIME ALLOWED BY LAW 6 . T h e D e c l a r a t i o n , r e f e r e n c e d FOR REDEMPTION BY THE MORTabove, and Minn. Stat. §§515B.3-115 GAGOR, THE MORTGAGOR'S PERand 515B.3-116 provide for a continu- S O N A L R E P R E S E N T A T I V E S O R ing lien against the property. A Notice ASSIGNS, MAY BE REDUCED TO of Lien evidencing the amount due was F I V E W E E K S I F A J U D I C I A L recorded on June 24, 2010, as Docu- ORDER IS ENTERED UNDER MINment No. 663846 in the Dakota County N E S O T A S T A T U T E S , S E C T I O N Registrar of Titles' Office.

7. Pursuant to the power of sale contained in the same Declaration and ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������� DUE������ AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORT���������� ���� ��������� NESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path/Morse/08-7-855D) 2376127 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE COURT DIVISION Court File No. 19HA-PR-10-641 In Re: Estate of Albert F. Ziegler, also known as Albert Fredrich Ziegler, also known as Albert F. Ziegler, Jr., Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: Notice is herby given, that an application for informal probate of the above named decedent’s last will, dated November 24, 1998, has been filed with the Registrar herein, and the application has been granted informally probating such will. Any objections may be filed in the above named court and the same will be heard by the Court upon notice of hearing fixed for such purpose.

Notice is hereby further given that informal appointment of David D. Ziegler, whose address is 4117 Pennsylvania Avenue, Eagan, MN 55123, as personal representative of the estate of the above named decedent, has been named. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Dated: 11/16, 2010 RICHARD G. SPICER Sonja E. Greenwaldt - I.D. #032887X Attorneys at Law 5038 34th Avenue South Minneapolis, MN 55417 Telephone: (612) 721-4488 FAX: (612) 721-4489 2422377 11/18-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 28, 2007 MORTGAGORS:Janet Oppong-Agyei and Ellen Annang, both single.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded October 8, 2007, Dakota County Recorder, Document No. 2548813.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 11, 2008, Recorded: December 23, 2008, Document No. 2628100.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17924 Flushing Hill Lane, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-18600-280-06 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 6, Crossroads 1st Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$412,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

GAGEE:$484,261.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6091 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2375013 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 20, 2005 MORTGAGORS:Thomas L. Farris and Patricia Q. Farris, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 7, 2005, Dakota County Recorder, Document No. 2337995.

ASSIGNMENTS OF MORTGAGE: Assigned to: WACHOVIA BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS FOR MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2005-A8, Dated: September 2, 2009, Recorded: September 21, 2009, Document No. 2685518.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800871547044 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 10956 Alameda Path, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 207140001002 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Southern Lakes Estates, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$650,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$712,131.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2010 at 10:00 AM

ber 7, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Wachovia Bank, NA, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-686 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380644 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 25, 2003 MORTGAGORS:T i m o t h y J .

Marsteiner and Renae S. Marsteiner, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 2, 2004, Dakota County Recorder, Document No. 2159767.

ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: February 19, 2010, Recorded: March 30, 2010, Document No. 2721987.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039249050157334 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 655 Crimson Leaf Trail, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-12300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Autumn Ridge COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$283,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$278,497.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

redeemed under section 580.23 is 11:59 p.m. on June 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2010.

Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1473 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380920 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $356,084.00 MORTGAGOR(S): Chad Weiss and Heidi Weiss, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000054136 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on September 15, 2005, as Document No. 2361054 ASSIGNED TO: U.S. Bank N.A., as Trustee for the registered holders of BancCap Asset Securitization Issuance Corporation, Mortgage Loan Asset Backed Certificates, Series 2006-1 Dated: January 29, 2008, and recorded February 8, 2008 by Document No. 2571285.

LEGAL DESCRIPTION OF PROPERTY: Waterview Lot 13, Block 1, Dakota County, Minnesota PROPERTY ADDRESS: 646 Waterview Cv, Eagan, MN 55123 PROPERTY I.D: 10 83500 130 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Ninety-One Thousand One Hundred and 59/100 ($391,100.59) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 4, 2011 P L A C E O F S A L E : S h e r i f f ` s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010 U.S. Bank N.A., as Trustee for the registered holders of BancCap Asset Securitization Issuance Corporation, Mortgage Loan Asset Backed Certificates, Series 2006-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00514-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3813524 11/18/2010, 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010 2419969 11/18-12/23/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. Pending Case type: Other - Declaratory Judgment/action to determine adverse claims EverHome Mortgage Company, as assignee of Mortgage Electronic Registration Systems, Inc., as nominee for RBMG. Inc., Plaintiff, v.

E*Trade Bank, Artur M. Onu, Defendants.

THIS SUMMONS IS DIRECTED TO THE ABOVE NAMED DEFENDANTs 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights.

You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Bradley N. Beisel Beisel & Dunlevy, P.A. 282 U.S. Trust Center 730 Second Ave. S. Minneapolis, MN 55402-2444 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in This action involves, affects, or brings into question real property situated in the County of Dakota, commonly known as 14847 Covington Ave., Rosemount, MN 55068, legally described as: Lot 7, Block 1, Carrollton 3rd Addition, Dakota County, Minnesota.

The purpose of this action is to obtain an Order declaring that the EverHome Mortgage, Document No. 2188053 (later assigned by Document No. 2717458), is prior and superior to the E*Trade Mortgage, Document No. 2186654.

557.03 NOTICE OF NO PERSONAL CLAIM Pursuant to Minn. Stat. § 557.03 you are hereby served with notice that no personal claim is made against you and that any defendant upon whom this notice is served who unreasonably defends this action shall pay full costs to the plaintiff.

Dated: 8-5-10 BEISEL & DUNLEVY, P.A. By: /s/ Bradley N. Beisel Bradley N. Beisel #6191 282 U.S. Trust Building 730 Second Avenue South Minneapolis, MN 55402-2444 Telephone: (612) 436-2222 Attorneys for Plaintiff 2405515 11/4-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,200.00 MORTGAGOR(S): Steven G. Morgenstern and Kimberly A. Morgenstern, husband and wife MORTGAGEE: Associated Bank Minnesota, N.A. DATE AND PLACE OF RECORDING: Recorded: March 22, 2004 Dakota County Recorder Document Number: 2187850

Document Number: 2187850 LOAN MODIFICATION: Dated: May 12, 2010 Recorded: June 07, 2010 Document Number: 2733993 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Associated Bank Minnesota, N.A. Residential Mortgage Servicer: Associated Bank - WI Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 284 Annapolis St E, Saint Paul, MN 55118-1601 Tax Parcel ID Number: 42-47700-160-01 LEGAL DESCRIPTION OF PROPERTY: Lots 15 and 16, Block 1, McClung & McMurran's Addition to St. Paul, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,696.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2011, or the next business day if May 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Associated Bank Minnesota, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009963F02 2377774 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Donaldo Avila, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000224553-9 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on July 10, 2006, as Document No. 2443961 ASSIGNED TO: Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE3 Mortgage Pass-through Certificates, Series 2007-HE3 Dated: September 1, 2010 , and recorded September 17, 2010 by Document No. 2753225 .

LEGAL DESCRIPTION OF PROPERTY: Lot 26,Block 6, Dakota County Estates, 2nd addition, Dakota County, Minnesota.

PROPERTY ADDRESS: 5151 Upper 182nd St W, Farmington, MN 55024 PROPERTY I.D: 141950126006 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF

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ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Six Thousand Five Hundred Fifty-Six and 59/100 ($206,556.59) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE3 Mortgage Pass-through Certificates, Series 2007-HE3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00438-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3764044 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378779 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,500.00 MORTGAGOR(S): Brian Lee Heckmann and Christine Heckmann, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 27, 2007 Dakota County Recorder Document Number: 2546586 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: October 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039032129740649 Lender or Broker: Quicken Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 902 Bellows St, West St Paul, MN 55118-1319 Tax Parcel ID Number: 42-66700-091-00 LEGAL DESCRIPTION OF PROPERTY: The South Fifty Five (S.55) feet of the North Ninety Eight (N 98) feet of Lots Seven (7), Eight (8) and Nine (9), Schlafle's Re-Arrangement, West. St. Paul, Dakota County, according to the plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,652.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on May 30, 2011, or the next business day if May 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017526F01 2378662 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 10, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Eric W Schmidt and Patricia A Schmidt, Husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage company, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100077910002219331 SERVICER: Ocwen Loan Servicing ,LLC LENDER: Decision One Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on August 16, 2004, as Document No. 2238227 ASSIGNED TO: U.S. Bank N.A.,in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2004-7, Home Equity Pass-Through Certificates, Series 2004-7 Dated: December 21, 2007 , and recorded January 10, 2008 by Document No. 2565368 .

LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Foxborough, according to the plat thereof on file and of record in the office of the county recorder, Dakota County, Minnesota.

PROPERTY ADDRESS: 7587 Upper 167th Street West, Lakeville, MN 55044 PROPERTY I.D: 22 27600 090 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Four Thousand Six Hundred Thirty-Seven and 90/100 ($174,637.90) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 U.S. Bank N.A.,in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2004-7, Home Equity Pass-Through Certificates, Series 2004-7

2004 7 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00036-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3762439 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378771 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Jarol S Christiansen and Konnisa Christiansen, husband and wife MORTGAGEE: River City Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: February 18, 2003 Dakota County Recorder Document Number: 2001419 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: November 21, 2002 Recorded: February 18, 2003 Dakota County Recorder Document Number: 2001420 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428312 And assigned to: U.S. Bank National Association Dated: November 11, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001807138 Lender or Broker: River City Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 540 Chapel Ln, Eagan, MN 55121-2301 Tax Parcel ID Number: 10-15600-150-11 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Burrview Acres, according to the plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $136,702.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 04, 2011, or the next business day if July 04, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016466F01 2421420 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: that a default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 1999.

MORTGAGOR(S): Ward Knutson and Elizabeth A. Knutson, husband and wife.

MORTGAGEE: GE Capital Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Filed December 6, 1999, Dakota County Recorder, Document No. 1657785.

ASSIGNMENT(S) OF MORTGAGE: Assigned to First Union National Bank, as Indenture Trustee by assignment dated April 7, 2000, recorded November 2, 2000, as Document No. 1728625 and to Bayview Loan Servicing, LLC by assignment dated September 9, 2009, recorded September 11, 2009, as Document No. 2683870.

The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): GE Capital Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 3829 Bridgewater Drive, Eagan, MN, 55123.

TAX PARCEL I.D. NO.: 10-75835-080-01.

LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, The Oaks of Bridgewater 1st Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,650.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $236,459.83.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 a.m.

PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 6, 2011, or the next business day if July 6, 2011 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: November 9, 2010 BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson -forANNA C. MICKELSON Atty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2416357 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,981.00 MORTGAGOR(S): Bradley A. Weckerly, single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 21, 2009 Dakota County Recorder Document Number: 2679744 ASSIGNMENTS OF MORTGAGE:

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������ ������ ������� �������� ���� Dakota ASSIGNMENTS OF MORTGAGE: office of the County��� Recorder, And assigned to: U.S. Bank National County, Minnesota Association PROPERTY ADDRESS: 1827 140th Street West, Burnsville, MN 55337 Dated: September 30, 2010 PROPERTY I.D: 02.15377.020.04 Transaction Agent: Mortgage ElecCOUNTY IN WHICH PROPERTY IS tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE cation Number: 100315900000094358 Lender or Broker: River City Mort- ON THE MORTGAGE ON THE DATE OF gage & Financial, LLC, A Delaware THE NOTICE: One Hundred Forty-One Limited Liability Company Thousand Five Hundred Nine and Residential Mortgage Servicer: U.S. 41/100 ($141,509.41) Bank Home Mortgage THAT no action or proceeding has Mortgage Originator: Not Applicable been instituted at law to recover the COUNTY IN WHICH PROPERTY IS debt secured by said mortgage, or any LOCATED: Dakota part thereof; that there has been comProperty Address: 15362 Flower Way, pliance with all pre-foreclosure notice Apple Valley, MN 55124-3130 and acceleration requirements of said T a x P a r c e l I D N u m b e r : mortgage, and/or applicable statutes; 01-55900-047-05 PURSUANT, to the power of sale conL E G A L D E S C R I P T I O N O F P R O P - tained in said mortgage, the above ERTY: Unit No. 47, Common Interest described property will be sold by the Community No. 311, Orchard Pointe Sheriff of said county as follows: Condominium, a condominium located DATE AND TIME OF SALE: 10:00 AM in Dakota County, Minnesota. on November 30, 2010 AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE: Sheriff`s M a i n D U E A S O F D A T E O F N O T I C E : Office, Law Enforcement Center, 1580 $156,989.43 Highway 55, Hastings MN 55033-2343 THAT all pre-foreclosure require- to pay the debt then secured by said ments have been complied with; that mortgage and taxes, if any actually no action or proceeding has been insti- paid by the mortgagee, on the pretuted at law or otherwise to recover the mises and the costs and disbursedebt secured by said mortgage, or any m e n t s a l l o w e d b y l a w . T h e t i m e part thereof; allowed by law for redemption by said PURSUANT to the power of sale con- mortgagor(s), their personal represent a i n e d i n s a i d m o r t g a g e , t h e tatives or assigns is 6 months from the above-described property will be sold date of sale. by the Sheriff of said county as fol- "THE TIME ALLOWED BY LAW FOR lows: REDEMPTION BY THE MORTGAGOR, DATE AND TIME OF SALE: Novem- THE MORTGAGOR`S PERSONAL REPber 29, 2010 at 10:00 AM RESENTATIVES OR ASSIGNS, MAY BE PLACE OF SALE: Dakota County REDUCED TO FIVE WEEKS IF A JUDILaw Enforcement Center, 1580 High- CIAL ORDER IS ENTERED UNDER way 55, Lobby S-100, Hastings, Minne- MINNESOTA STATUTES, SECTION sota 582.032, DETERMINING, AMONG to pay the debt secured by said mort- OTHER THINGS, THAT THE MORTgage and taxes, if any, on said pre- GAGED PREMISES ARE IMPROVED mises and the costs and disburse- WITH A RESIDENTIAL DWELLING OF ments, including attorney fees allowed LESS THAN FIVE UNITS, ARE NOT by law, subject to redemption within PROPERTY USED IN AGRICULTURAL six (6) months from the date of said P R O D U C T I O N , A N D A R E sale by the mortgagor(s), their per- ABANDONED." Dated: October 14, 2010 sonal representatives or assigns.

HSBC Bank USA, N.A., as Trustee If the Mortgage is not reinstated on behalf of ACE Securities Corp. under Minn. Stat. §580.30 or the propHome Equity Loan Trust and for erty is not redeemed under Minn. Stat. the registered holders of ACE §580.23, the Mortgagor must vacate Securities Corp. Home Equity the property on or before 11:59 p.m. on Loan Trust, Series 2006-ASAP2, May 29, 2011, or the next business day Asset Backed Pass-Through if May 29, 2011 falls on a Saturday, Certificates Sunday or legal holiday.

Randall S. Miller & Associates, PLLC Mortgagor(s) released from financial Attorneys for Assignee of obligation: NONE THIS COMMUNICATION IS FROM Mortgage/Mortgagee A DEBT COLLECTOR ATTEMPT- One Financial Plaza, ING TO COLLECT A DEBT. ANY 120 South Sixth Street, Suite 1100 INFORMATION OBTAINED WILL BE Minneapolis, MN 55402 Phone: 612-573-3677 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Our File No. 10MN00419-1 THE DEBT AND IDENTITY OF THE THIS IS A COMMUNICATION FROM ORIGINAL CREDITOR WITHIN THE A DEBT COLLECTOR. TIME PROVIDED BY LAW IS NOT A S A P # 3 7 6 4 0 3 2 1 0 / 1 4 / 2 0 1 0 , 10/21/2010, 10/28/2010, 11/04/2010, AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 11/11/2010, 11/18/2010 10/14-11/18/10 REDEMPTION BY THE MORTGAGOR, 2378783 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF ASSESSMENT LIEN CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Date: September 17, 2010 OTHER THINGS, THAT THE MORT- YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF and conditions of the Declaration for LESS THAN FIVE UNITS, ARE NOT Claret Springs Association (hereinafPROPERTY USED IN AGRICULTURAL t e r t h e " A s s o c i a t i o n " ) w h i c h w a s recorded as Document No. 1544225 PRODUCTION, AND ARE ABANDONED. on October 22, 1998, in the Office of DATED: October 14, 2010 the Dakota County Recorder and also, ASSIGNEE OF MORTGAGEE: pursuant to Minn. Stat. §515B.3-116, U.S. Bank National Association covering the following property: Wilford & Geske, P.A. L E G A L D E S C R I P T I O N: Lot 61, Attorneys for Assignee of Mortgagee Block 1, Wensmann Eleventh AddiLawrence A. Wilford tion, CIC No. 252, Dakota County, James A. Geske Minnesota 8425 Seasons Parkway, Suite 105 STREET ADDRESS: 15150 CimarWoodbury, MN 55125-4393 ron Court, Rosemount, MN 55068 (651) 209-3300 T A X P A R C E L I D N U M B E R: File Number: 017408F01 34-83610-610-01 2377729 10/14-11/18/10 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 17, 2010, from KenNOTICE OF MORTGAGE neth Kaupa and Tracey Kaupa, title FORECLOSURE SALE holders, to the Association, a MinneTHE RIGHT TO VERIFICATION OF sota non-profit corporation, the THE DEBT AND IDENTITY OF THE amount of $8,075.00 for unpaid ORIGINAL CREDITOR WITHIN THE association dues, late fees, attorTIME PROVIDED BY LAW IS NOT neys fees and costs, plus any other AFFECTED BY THIS ACTION. such amounts that will accrue after NOTICE IS HEREBY GIVEN: That September 17, 2010, and other costs default has occurred in the conditions of collection and foreclosure which of the following described mortgage: will be added to the amount claimed DATE OF MORTGAGE: November 11, due and owing at the time of the sale 2005 herein.

ORIGINAL PRINCIPAL AMOUNT OF 3. No action is now pending at law MORTGAGE: $156,000.00 or otherwise to recover said debt or MORTGAGOR(S): Joseph D Rutter any part thereof. and Suong Rutter, husband and wife 4. That all preforeclosure requireand Joseph J. Rutter, a single person ments have been met.

MORTGAGEE: Mortgage Electronic 5. T h e o w n e r s h a v e n o t b e e n Registration Systems, Inc. as nominee released from their financial obligafor Great Northern Financial Group, tion to pay said amount.

Inc 6. The Declaration, referenced TRANSACTION AGENT: Mortgage above, and Minn. Stat. §§515B.3-115 Electronic Registration Systems, Inc. and 515B.3-116 provide for a conMIN#: 1002614-9565353800-3 tinuing lien against the property. A SERVICER: Ocwen Loan Servicing, Notice of Lien evidencing the amount LLC due was recorded on March 30, 2010, LENDER: Great Northern Financial as Document No. 2722066 in the Group, Inc. Dakota County Recorder's Office.

DATE AND PLACE OF FILING: 7. Pursuant to the power of sale Dakota County Minnesota, Recorder , contained in the same Declaration on December 15, 2005, as Document and granted by the owners in taking No. 2388944 title to the premises subject to said ASSIGNED TO: HSBC Bank USA, Declaration and pursuant to Minn.

N.A., as Trustee on behalf of ACE Stat. §§515B.3-115 and 515B.3-116, Securities Corp. Home Equity Loan said Lien will be foreclosed by the Trust and for the registered holders of sale of said property by the Sheriff of ACE Securities Corp. Home Equity Dakota County, at the Dakota Loan Trust, Series 2006-ASAP2, Asset County Sheriffs Office, Dakota Backed Pass-Through Certificates County Law Enforcement Center, Dated: February 16, 2006 , and 1580 Highway 55 Lobby S-100, Hastrecorded November 4, 2008 by Docuings, MN 55033, on the 6th day of ment No. 2621235 December, 2010, at 10:00 a.m. at LEGAL DESCRIPTION OF PROPpublic auction to the highest bidder, ERTY: Lot 2, Block 4, Burnhaven to pay the amount then due for said Wood, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. ���������� ���� ��������� to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 6, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CLARET SPRINGS ASSOCIATION Attorneys for Claret Springs Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Claret Springs/Kaupa/09-7-469D) 2379386 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,000.00 MORTGAGOR(S): Rene A Brinkman and Randy J Brinkman, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 17, 2006 Dakota County Recorder Document Number: 2454335 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001375-1000025623-2 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4851 192nd St W, Farmington, MN 55024-8751 Tax Parcel ID Number: 14-12501-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Autumn Glen 2nd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $312,393.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

DATED: October 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017440F01 2378787 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 5, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 MORTGAGOR(S): Michael Gibbons and Nancy Gibbons MORTGAGEE: M&I Marshall & Ilsley Bank DATE AND PLACE OF REGISTRATION: Registered with the Registrar of Titles in and for the County of Dakota, State of Minnesota, on the 5th day of January, 2006 as Document No. 582405 ASSIGNMENTS OF MORTGAGE: Assigned to Kondaur Capital Corporation, dated August 4, 2009, recorded June 10, 2010 as Document No. 663172; further assigned to Second Chance Finance Group, LLC, dated November 24, 2009, recorded June 10, 2010 as Document No. 663173 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 3 in Berkshire Ponds REGISTERED PROPERTY PROPERTY ADDRESS: 1926 Covington Lane, Eagan, MN 55122.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,576.95 THAT there has been compliance with all pre-foreclosure requirements; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; THAT pursuant to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: December 1, 2010, at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under s e c t i o n 580.30 o r t h e p r o p e r t y redeemed under section 580.23: June 1, 2011 at 11:59 p.m.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 7, 2010 Second Chance Finance Group, LLC Assignee of Mortgagee HOELSCHER LAW FIRM, PLLC By: _____________________________ Brian G. Hoelscher #0238752 Attorneys for Assignee of Mortgagee 13100 Wayzata Boulevard, Suite 100 Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FORECLOSURE DATA Minn. Stat. Sec. 580.025 (1) the physical street address, city, and zip code of the mortgaged premises is 1926 Covington Lane, Eagan, MN 55122; (2) the name of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30 are as follows: - not applicable; or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30 are as follows: residential mortgage servicer - BSI Financial Services, Inc., lender or broker - original lender M&I Marshall & Ilsley Bank, present holder Second Chance Finance Group, LLC; (3) the tax parcel identification number of the mortgaged premises is: 10-13750-160-03; (4) if stated on the mortgage, the

(4) if stated on the mortgage, the transaction agent's mortgage identification number is: - not applicable; (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02 is: M&I Marshall & Ilsley Bank 2377809 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2005 MORTGAGOR: Travis B. Anderson, a single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 29, 2005, Dakota County Recorder, Document No. 2392750.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1, Dated: May 21, 2010, Recorded: May 26, 2010, Document No. 2732224.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002183884 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 326 Chestnut Street, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-45300-303-01 LEGAL DESCRIPTION OF PROPERTY: The East 15.00 feet of Lots 28, 29 and 30, Block 1, Lincoln Park Addition to South St. Paul, Dakota County, Minnesota, together with the West 1/2 of Vacated Boston Avenue lying Southerly of the Easterly extension of the Northerly Lot line of Lot 30 and lying Northerly of the Easterly Extension of the Southerly Lot line of Lot 28 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,310.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,356.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 4, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4065 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422336 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 2 , 2003 MORTGAGORS: Mark R. Wallick and Nancy A. Wallick, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded October 30, 2003, Dakota County Recorder, Document No. 2133361.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 15737 Harmony Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014580115006 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 6, Longridge Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,345.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3297 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422699 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 21, 2007 MORTGAGORS:Stephanie E. Chiero and Richard A. Chiero Jr., wife and husband.

MORTGAGEE:PNC Mortgage LLC. DATE AND PLACE OF RECORDING: Recorded January 16, 2008, Dakota County Recorder, Document No. 2566490.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic

Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: January 4, 2008, Recorded: April 28, 2008, Document No. 2587375. And thereafter assigned to: U.S. Bank, N.A., Dated: September 27, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13022 Judicial Road, Burnsville, MN 55337 TAX PARCEL I.D. #: 025205007001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1 North Crickett Hills, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$162,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$163,033.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1280 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380656 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 27, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for The Woodwinds Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 1139593 on July 28, 1993, in the Office of the Dakota County Recorder and also, pursuant to Minn.

Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N: Lot 6, Block 1, The Woodwinds 4th Addition, CIC No. 547, Dakota County, Minnesota STREET ADDRESS: 13804 Evergreen Court, Apple Valley, MN 55124 T A X P A R C E L I D N U M B E R: 01-76203-060-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 27, 2010, from Michael A. Jurewicz and Michelle M. Jurewicz, title holders, to the Association, a Minnesota non-profit corporation, the amount of $1,835.01 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 27, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount.

tion to pay said amount.

6. T h e D e c l a r a t i o n , r e f e r e n c e d above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 14, 2010, as Document No. 2740583 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 3rd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale.

The date and time to vacate the property is 11:59 p.m. on June 3, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE WOODWINDS HOMEOWNERS ASSOCIATION, INC. Attorneys for The Woodwinds Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Woodwinds/Jurewicz/10-7-369D) 2375982 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 0 , 2007 MORTGAGORS: Perry J. Wilkinson and Amy M. Wilkinson, husband and wife.

MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC..

DATE AND PLACE OF RECORDING: Registered January 25, 2007, Dakota County Registrar of Titles, Document No. 605066, Certificate of Title No. 125888.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7675 142nd Street West Unit 111C, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015700107702 LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. RC 111 AND Garage Unit No. GC 111 in Condominium, No. 57, The Pennock Place Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $113,654.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

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55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4716 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390147 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2005 MORTGAGORS: Zena B Vezikov FKA Zinaida Vezikov and Paul I. Vezikov FKA Pavel Vezikov, wife and husband.

MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC..

DATE AND PLACE OF RECORDING: Registered November 16, 2005, Dakota County Registrar of Titles, Document No. 579235, Certificate of Title No. 120357, also recorded with the County Recorder on November 16, 2005 as Document No. 2381150 ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being partially Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 837 Cortland Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011170712010 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A Legal Description: All that part of Lot Twelve (12) lying within the West Half (W 1/2) of the Northeast Quarter (NE 1/4) of Section 33, Township 115, Range 20, Block Ten (10) in Apple Valley 8th Addition, Dakota County, Minnesota ABSTRACT PROPERTY All that part of Lot Twelve (12) lying within the Northwest Quarter (NW 1/4) of Section 33, Township 115, Range 20, Block Ten (10) in Apple Valley 8th Addition, Dakota County, Minnesota TORRENS PROPERTY ABSTRACT AND TORRENS PROPERTY. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,263.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4722 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390040 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2007 MORTGAGORS: William M. Griglak and Amy N. Benson, both single.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2007, Dakota County Recorder, Document No. 2499295.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: October 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000617427 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13594 Athena Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830218004 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 4, Meadows of Bloomfield 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $327,784.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $331,357.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9295 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390392 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2007 MORTGAGOR: T e y e n t G e r m a , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 9, 2007, Dakota County Recorder, Document No. 2555413.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: November 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000157046 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1000 Crystal Lake Road West, Burnsville, MN 55306 TAX PARCEL I.D. #: 025371502001 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Oak Ridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $274,856.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9584 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422559 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 0 , 2007 MORTGAGORS: Richard Norton and Jill Norton, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered September 4, 2007, Dakota County Registrar of Titles, Document No. 616632, Certificate of Title No. 101912.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 2, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001501703 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1520 Earle Way, Burnsville, MN 55306 TAX PARCEL I.D. #: 022247501001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Earl Place.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,256.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $271,292.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 4, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2418645 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2001 MORTGAGOR: John E. Mahoney, a single individual.

MORTGAGEE: Voyageur Financial, Inc. DBA Minnesota Guraranty Mortgage Corp.

DATE AND PLACE OF RECORDING: Recorded February 26, 2001, Dakota County Recorder, Document No. 1753659.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage

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������ ������� �������� ���� Services g e MORTGAGE: ro Mortga Agstar ��� Financial o: ABN Am A s s i g n e d t ������ Group, Inc., Dated: February 2, 2001, FLCA RESIDENTIAL MORTGAGE SERRecorded: February 26, 2001, Document No. 1753660. And thereafter VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 3, 30700 Northfield Boulevard, Northfield, 2002, Recorded: May 20, 2002, Docu- MN 55057 ment No. 1897584. And thereafter TAX PARCEL I.D. #: 41-01600-015-77 assigned to: JPMorgan Chase Bank, LEGAL DESCRIPTION OF PROPNational Association, Dated: Septem- ERTY: That part of the W 1/2 of SE 1/4, Sec. ber 3, 2010 16, T112, R19, Dakota County, MinTRANSACTION AGENT: NONE nesota, Lying Southerly of State Aid TRANSACTION AGENT'S MORTHighway No. 47.

GAGE IDENTIFICATION NUMBER ON COUNTY IN WHICH PROPERTY IS MORTGAGE: NONE LENDER OR BROKER AND MORT- LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF GAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial, Inc. MORTGAGE: $242,500.00 AMOUNT DUE AND CLAIMED TO BE DBA Minnesota Guaranty Mortgage Corp.

DUE AS OF DATE OF NOTICE, INCLUDR E S I D E N T I A L M O R T G A G E S E R - ING TAXES, IF ANY, PAID BY MORTVICER: Chase Home Finance, LLC GAGEE: $273,306.26 MORTGAGED PROPERTY ADDRESS: That prior to the commencement of 13508 Aldrich Avenue South, Burns- this mortgage foreclosure proceeding ville, MN 55337 Mortgagee/Assignee of Mortgagee complied with all notice requirements as TAX PARCEL I.D. #: 024270107201 LEGAL DESCRIPTION OF PROP- required by statute; That no action or ERTY: proceeding has been instituted at law That part of Lot 7, Block 1, Knob Hill o r o t h e r w i s e t o r e c o v e r t h e d e b t II, lying North of a line drawn from a secured by said mortgage, or any part point on the East line of said lot dis- thereof; PURSUANT to the power of sale contant 52.62 feet North, as measured along said East line, of the South- tained in said mortgage, the above east corner of said lot to a point on described property will be sold by the the West line of said lot distant Sheriff of said county as follows: DATE AND TIME OF SALE: Decem52.16 feet North, as measured along said West line, of the Southwest cor- ber 16, 2010 at 10:00 AM ner of said lot.

PLACE OF SALE: S h e r i f f ' s O f f i c e , COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said MORTGAGE: $110,000.00 Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption within twelve (12) months from the GAGEE: $100,716.25 That prior to the commencement of date of said sale by the mortgagor(s), this mortgage foreclosure proceeding t h e i r p e r s o n a l r e p r e s e n t a t i v e s o r Mortgagee/Assignee of Mortgagee com- assigns unless reduced to Five (5) plied with all notice requirements as weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPrequired by statute; That no action or proceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, thereof; the date on or before which the mortPURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is DATE AND TIME OF SALE: Decem- 11:59 p.m. on December 16, 2011.

MORTGAGOR(S) RELEASED FROM ber 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , FINANCIAL OBLIGATION ON MORTLaw Enforcement Center, 1580 Hwy GAGE: None "THE TIME ALLOWED BY LAW FOR 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: October 13, 2010. the date on or before which the mortCitiMortgage, Inc. gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under section 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is By: Paul A. Weingarden 11:59 p.m. on June 10, 2011.

Attorneys for Mortgagee/Assignee of MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT- 4500 Park Glen Road #300 GAGE: None Minneapolis, MN 55416 "THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 10-1267 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. REDUCED TO FIVE WEEKS IF A JUDI- 2390200 10/21-11/25/10 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF ASSOCIATION LIEN OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION OF LESS THAN FIVE UNITS, ARE NOT THE DEBT AND IDENTITY OF THE PROPERTY USED IN AGRICULTURAL ORIGINAL CREDITOR WITHIN THE P R O D U C T I O N , A N D A R E TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. ABANDONED." NOTICE IS HEREBY GIVEN, that Dated: October 8, 2010. default has occurred in condition of JPMorgan Chase Bank, N.A. the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE:J a n u a r y 1 2 , USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2010 By: Paul A. Weingarden MORTGAGOR: E i o n F o o t e a n d Attorneys for Mortgagee/Assignee of Angela Putzel Mortgagee MORTGAGEE: M i s t w o o d C o u r t h 4500 Park Glen Road #300 omes Association Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded February 3, 2010, Dakota 60-3094 THIS IS A COMMUNICATION FROM C o u n t y R e c o r d e r , D o c u m e n t N o .

2712239 A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 2390331 10/21-11/25/10 NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON NOTICE OF MORTGAGE MORTGAGE: NONE FORECLOSURE SALE LENDER OR BROKER AND MORTTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF G A G E O R I G I N A T O R S T A T E D O N THE ORIGINAL CREDITOR WITHIN MORTGAGE: NONE RESIDENTIAL MORTGAGE SERTHE TIME PROVIDED BY LAW IS VICER: NONE NOT AFFECTED BY THIS ACTION. MORTGAGED PROPERTY ADDRESS: NOTICE IS HEREBY GIVEN, that 14750 Excelsior Lane default has occurred in conditions of T A X P A R C E L I . D . # : the following described mortgage: 01-48845-011-20 DATE OF MORTGAGE: May 17, 2006 LEGAL DESCRIPTION OF PROPMORTGAGOR: B r i a n J . A r n d t , a ERTY:M I S T W O O D C O U R T H O M E S single man.

MORTGAGEE: Agstar Financial Ser- CIC#124 UNIT #11 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON vices FLCA. DATE AND PLACE OF RECORDING: AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS Recorded May 18, 2006, Dakota County LOCATE:Dakota Recorder, Document No. 2430545.

ORIGINAL PRINCIPAL AMOUNT OF ASSIGNMENTS OF MORTGAGE: A s s i g n e d t o : A B N A m r o M o r t g a g e MORTGAGE: $4,880.00 AMOUNT DUE AND CLAIMED TO BE Group, Inc., NKA CitiMortgage, Inc., Dated: May 17, 2006, Recorded: May DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT18, 2006, Document No. 2430546.

GAGEE: $9,492.87 TRANSACTION AGENT: NONE That prior to the commencement of TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comMORTGAGE: NONE LENDER OR BROKER AND MORT- plied with all notice requirements as GAGE ORIGINATOR STATED ON MORTGAGE: Agstar Financial Services ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ F I V������ E W E E K������� S IF A JUDICIAL ORDER IS ENTERED UNDER MIN���������� ���� ��������� plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385583 10/21/-11/25/10P

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 8, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Garrett Square Association (hereinafter the "Association") which was recorded as Document No. 261860 on August 12, 1992, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 214 and Garage Unit No. 47 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota STREET ADDRESS: 14620 Garrett Avenue, #214, Apple Valley, MN 55124 T A X P A R C E L I D N U M B E R: 01-81401-128-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 8, 2010, from Dawn M. Williams, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,363.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after October 8, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 24, 2010, as Document No. T663844 in the Dakota County Registrar of Titles' Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 9th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 9, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL

NESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARRETT SQUARE ASSOCIATION Attorneys for Garrett Square Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Garrett Square/Williams/10-7-342D) 2387138 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 18, 2009 MORTGAGOR: M i s t y M . M c l a i n , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 6, 2009, Dakota County Recorder, Document No 2641530.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268300377211 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4462 Glen Echo Bay, Eagan, MN 55122 TAX PARCEL I.D. #: 101779001102 LEGAL DESCRIPTION OF PROPERTY: Unit No. 11, Cliff Lake Courthomes, CIC Number 125, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,187.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $129,289.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1417 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422263 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 1, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Palomino Cliffs Townhomes Association (hereinafter the "Association") which was recorded as Document No. 343117 on September 10, 1996, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn.

Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot Two (2), Block Nine (9), PALOMINO CLIFFS 2ND ADDITION, COMMON INTEREST COMMUNITY NUMBER 257, Dakota County, Minnesota STREET ADDRESS: 13333 Hummingbird Lane, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-56501-020-09 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 1, 2010, (including December 2010 accelerated dues of $291) from Manal Rashid, title holder, to the Association, a Minnesota non-profit corporation, the amount of $7,462.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after November 1, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on September 28, 2010, as Document No. T668408 in the Dakota County Registrar of Titles' Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of January, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 6, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. PALOMINO CLIFFS TOWNHOMES ASSOCIATION Attorneys for Palomino Cliffs Townhomes Association THOMSEN & NYBECK, P.A. By: _____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Palomino Cliffs/Rashid/10-7-231D)

2420860

11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 17, 2005 MORTGAGORS:Sean McCarthy and Susan McCarthy, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered August 9, 2005, Dakota County Registrar of Titles, Document No. 571559, Certificate of Title No. 137042.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 4, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131020505195121 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15732 Highview Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014420227004 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 4, Lac Lavon Shores 3rd Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$356,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$368,653.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9246 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2383210 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Matthew T Dewey and Angie C. Hallows, both single persons MORTGAGEE: First Bank DATE AND PLACE OF RECORDING: Recorded: November 16, 2004 Dakota County Recorder Document Number: 2267869 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: January 06, 2006 Recorded: January 23, 2006 Dakota County Recorder Document Number: 2398909 And assigned to: LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund Dated: August 24, 2009 Recorded: October 26, 2009 Dakota County Recorder Document Number: 2692465 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700040769560 Lender or Broker: First Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13059 Ferris Ct, Apple Valley, MN 55124-8138 Tax Parcel ID Number: 01-31004-180-05 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 5, Greenleaf Fifth Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

DUE AS OF DATE OF NOTICE: $241,938.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Bank of America, N.A., as successor to LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007588F02 2383062 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 29, 2003 MORTGAGORS:Ronda S. Rath and Clyde E. Rath, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 1, 2003, Dakota County Recorder, Document No. 2118601.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 4, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599938165202 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Capital Mortgage Services RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13943 Everest Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013100515002 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Greenleaf 6th Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$243,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$235,689.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9282 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2383190 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 4, 2002 MORTGAGOR: Jason W. Larson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 28, 2002, Dakota County Recorder, Document No. 1868160.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: September 20, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-3511120130-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 8842 Branson Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201185604402 LEGAL DESCRIPTION OF PROPERTY: Unit No. 44, Common Interest Community No. 181, Rose Hill Villas, a Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $64,281.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 12, 2011.

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11:59 p.m. on December 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1843 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390444 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 14, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,500.00 MORTGAGOR(S): Dustin Dingman and Haley Dingman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 25, 2007 Dakota County Recorder Document Number: 2519976 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003827638 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 937 Pine St, Farmington, MN 55024-8406 Tax Parcel ID Number: 14-30200-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Glenview Townhomes and Commercial, Common Interest Community No. 565, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,622.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017817F01 2400454 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 4 , 2005 MORTGAGOR: Bonnie J. Mc Callum, a single person.

MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2005, Dakota County Recorder, Document No. 2321835.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1670 Woodgate Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 104725114001 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Mallard Park Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $89,677.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2420972 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,655.00 MORTGAGOR(S): Peter J. Butler, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 02, 2008 Dakota County Recorder Document Number: 2564069 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: October 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915517579 Lender or Broker: Residential Mortgage Group, a division of InterBank,

gage Group, a division of InterBank, fsb Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14224 Park Ave, Burnsville, MN 55337-4634 Tax Parcel ID Number: 02-84804-380-01 LEGAL DESCRIPTION OF PROPERTY: Lot 38, Block 1, Wood Park Plat Five, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,477.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017449F01 2383092 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED

BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,685.00 MORTGAGOR(S): Kelly Jean Snyder, an unmarried woman and Chad Robert Benzinger, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for DHI Mortgage Company Limited Partnership TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100020410000980727 SERVICER: Ocwen Loan Servicing,LLC LENDER: DHI Mortgage Company Limited Partnership.

DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on January 9, 2006, as Document No. 582550 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Dated: June 17, 2010 , and recorded July 26, 2010 by Document No. T665184 .

LEGAL DESCRIPTION OF PROPERTY: Unit No. 24185, CIC No. 424, Crossroads Condominium, Dakota County, Minnesota.

PROPERTY ADDRESS: 17406 Gettysburg Way, Lakeville, MN 55044 PROPERTY I.D: 22-18604-185-24 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty-Four Thousand Five Hundred Forty-Five and 55/100 ($164,545.55) THAT no action or proceeding has

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 7, 2010 P L A C E O F S A L E : S h e r i f f ` s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 21, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00337-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3772740 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010, 11/25/2010 2387524 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 MORTGAGORS: C h r i s t o p h e r A .

Linke and Camilla D. Linke, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2006, Dakota County Recorder, Document No. 2428458.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177050500015185 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20978 Huntsville Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 224747519002 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Marion Fields COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $280,460.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

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������ ������� mortgage is ������ not reinstated under sec USSET, �������� WEINGARDEN ��� AND���� LIEBO, P.L.L.P. tion 580.30 or the property is not By: Paul A. Weingarden redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of Mortgagee 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 (952) 925-6888 GAGE: None 10-4710 "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 10/21-11/25/10 RESENTATIVES OR ASSIGNS, MAY BE 2390225 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTNOTICE IS HEREBY GIVEN that GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF default has occurred in the conditions LESS THAN FIVE UNITS, ARE NOT of the following described mortgage: DATE OF MORTGAGE: August 04, PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 1992 ORIGINAL PRINCIPAL AMOUNT OF ABANDONED." MORTGAGE: $72,867.00 Dated: October 15, 2010.

MORTGAGOR(S): Eugene T. RobinCitiMortgage, Inc. ette and Victoria L. Robinette, husMortgagee/Assignee of Mortgagee and wife band USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGEE: United Mortgage CorBy: Paul A. Weingarden Attorneys for Mortgagee/Assignee of poration DATE AND PLACE OF RECORDING: Mortgagee Recorded: September 10, 1992 4500 Park Glen Road #300 Dakota County Recorder Minneapolis, MN 55416 Document Number: 1066863 (952) 925-6888 ASSIGNMENTS OF MORTGAGE: 10-4747 And assigned to: Bank of America, THIS IS A COMMUNICATION FROM FSB A DEBT COLLECTOR. Dated: September 01, 1994 2390301 10/21-11/25/10 Recorded: August 15, 1995 Dakota County Recorder Document Number: 1294346 And assigned to: Mortgage ElecNOTICE OF MORTGAGE tronic Registration Systems, Inc. FORECLOSURE SALE Dated: December 02, 1998 THE RIGHT TO VERIFICATION Recorded: June 21, 1999 Dakota OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN County Recorder Document Number: 1614333 THE TIME PROVIDED BY LAW IS Transaction Agent: Mortgage ElecNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that tronic Registration Systems, Inc. default has occurred in conditions of Transaction Agent Mortgage Identifithe following described mortgage: cation Number: 100025400001004325 DATE OF MORTGAGE: November 7, Lender or Broker: United Mortgage 2006 Corporation MORTGAGORS: Nancy J. Gates and Residential Mortgage Servicer: Aurora Loan Services, LLC John P. Gates, wife and husband.

Mortgage Originator: Not Applicable MORTGAGEE: ABN AMRO Mortgage COUNTY IN WHICH PROPERTY IS Group, Inc. n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: LOCATED: Dakota Property Address: 179 Mainzer St, Registered November 28, 2006, Dakota County Registrar of Titles, Document West Saint Paul, MN 55118-1531 No. 601746, Certificate of Title No. Tax Parcel ID Number: 102482.

42-32000-060-00 LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: ERTY: Lot Six (6) of Hardwick's AddiNONE tion according to the map or plat Said Mortgage being Registered Land. thereof on file or of record in the office TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - of the County Recorder in and for GAGE IDENTIFICATION NUMBER ON Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE MORTGAGE: NONE LENDER OR BROKER AND MORT- D U E A S O F D A T E O F N O T I C E : G A G E O R I G I N A T O R S T A T E D O N $58,775.62 THAT all pre-foreclosure requireMORTGAGE: ABN AMRO Mortgage ments have been complied with; that Group, Inc. n/k/a CitiMortgage, Inc R E S I D E N T I A L M O R T G A G E S E R - no action or proceeding has been instituted at law or otherwise to recover the VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: debt secured by said mortgage, or any 14339 Euclid Avenue, Apple Valley, MN part thereof; PURSUANT to the power of sale con55124 tained in said mortgage, the TAX PARCEL I.D. #: 016670022007 LEGAL DESCRIPTION OF PROP- above-described property will be sold by the Sheriff of said county as folERTY: Lot 22, Block 7, Scottsbriar 1st, lows: DATE AND TIME OF SALE: January Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneMORTGAGE: $244,000.00 AMOUNT DUE AND CLAIMED TO BE sota DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt secured by said mortING TAXES, IF ANY, PAID BY MORT- gage and taxes, if any, on said premises and the costs and disburseGAGEE: $253,335.01 That prior to the commencement of ments, including attorney fees allowed this mortgage foreclosure proceeding by law, subject to redemption within Mortgagee/Assignee of Mortgagee com- six (6) months from the date of said plied with all notice requirements as sale by the mortgagor(s), their perrequired by statute; That no action or sonal representatives or assigns. proceeding has been instituted at law If the Mortgage is not reinstated o r o t h e r w i s e t o r e c o v e r t h e d e b t under Minn. Stat. §580.30 or the propsecured by said mortgage, or any part erty is not redeemed under Minn. Stat. thereof; §580.23, the Mortgagor must vacate PURSUANT to the power of sale con- the property on or before 11:59 p.m. on tained in said mortgage, the above July 03, 2011, or the next business day described property will be sold by the if July 03, 2011 falls on a Saturday, Sheriff of said county as follows: Sunday or legal holiday.

DATE AND TIME OF SALE: DecemMortgagor(s) released from financial ber 17, 2010 at 10:00 AM obligation: NONE PLACE OF SALE: S h e r i f f ' s O f f i c e , THIS COMMUNICATION IS FROM Law Enforcement Center, 1580 Hwy A DEBT COLLECTOR ATTEMPT55, Lobby #S-100, Hastings, MN ING TO COLLECT A DEBT. ANY to pay the debt then secured by said INFORMATION OBTAINED WILL BE Mortgage, and taxes, if any, on said USED FOR THAT PURPOSE. premises, and the costs and disburseTHE RIGHT TO VERIFICATION OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE DEBT AND IDENTITY OF THE allowed by law subject to redemption ORIGINAL CREDITOR WITHIN THE within six (6) months from the date of T I M E P R O V I D E D B Y L A W I S N O T said sale by the mortgagor(s), their AFFECTED BY THIS ACTION. personal representatives or assigns THE TIME ALLOWED BY LAW FOR unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, MN Stat. §580.07.

THE MORTGAGOR'S PERSONAL REPTIME AND DATE TO VACATE PROP- RESENTATIVES OR ASSIGNS, MAY BE E R T Y : I f t h e r e a l e s t a t e i s a n REDUCED TO FIVE WEEKS IF A JUDIowner-occupied, single-family dwell- CIAL ORDER IS ENTERED UNDER ing, unless otherwise provided by law, MINNESOTA STATUTES, SECTION the date on or before which the mort- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G gagor(s) must vacate the property if the OTHER THINGS, THAT THE MORTmortgage is not reinstated under sec- GAGED PREMISES ARE IMPROVED tion 580.30 or the property is not WITH A RESIDENTIAL DWELLING OF redeemed under section 580.23 is LESS THAN FIVE UNITS, ARE NOT 11:59 p.m. on June 17, 2011.

PROPERTY USED IN AGRICULTURAL MORTGAGOR(S) RELEASED FROM PRODUCTION, AND ARE ABANDONED. FINANCIAL OBLIGATION ON MORTDATED: November 18, 2010 GAGE: None ASSIGNEE OF MORTGAGEE: "THE TIME ALLOWED BY LAW FOR Mortgage Electronic REDEMPTION BY THE MORTGAGOR, Registration Systems, Inc. THE MORTGAGOR'S PERSONAL REP- Wilford & Geske, P.A. RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Assignee of Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- Lawrence A. Wilford CIAL ORDER IS ENTERED UNDER James A. Geske MINNESOTA STATUTES, SECTION 8425 Seasons Parkway, Suite 105 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Woodbury, MN 55125-4393 OTHER THINGS, THAT THE MORT- (651) 209-3300 GAGED PREMISES ARE IMPROVED File Number: 018035F01 WITH A RESIDENTIAL DWELLING OF 2416791 11/18-12/23/10 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� Inc, Dated: Assigned to: CitiMortgage, April 2, 2007, Recorded: April 5, 2007, ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 17, 2003 MORTGAGOR: K a r i D . A l t e m a , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 24, 2003, Dakota County Recorder, Document No. 2083201.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: November 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500058970709 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Source, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16566 Flagstaff Avenue West, Lakeville, MN 55068 TAX PARCEL I.D. #: 222117718004 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 4, Donnay's Valley Park 8th COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,170.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422467 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2004 MORTGAGORS: Charles L. Becker and Mary Jo Cooksey, both single persons.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 3, 2 0 0 4 , D a k o t a County Recorder, Document No. 2233256.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated:

Document No. 2507737.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061900000140678 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1545 Circle Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-82204-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Vista View 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,441.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3853 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390263 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 12, 2002 MORTGAGOR: Dael Ruth Fesler, a single person.

MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2002, Dakota County Recorder, Document No. 1946107.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2476 Lockwood Drive, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 27-41605-040-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 4, Condominium File No. 113, Townhomes of Kensington Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $75,625.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390073 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 1 , 2010 MORTGAGOR: David Gilkey MORTGAGEE: M i s t w o o d C o u r t h omes Association DATE AND PLACE OF RECORDING: Recorded March 22, 2010, Dakota County Recorder, Document No. 2720527 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14611 Evergreen Trail T A X P A R C E L I . D . # : 01-48845-071-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #71 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $5,330.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $9,506.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385569 10/21-11/25/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 2 , 2003 MORTGAGORS:Todd A. Kieser and Christine E. Kieser, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 1, 2003, Dakota County Recorder, Document No. 2118288.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: May 6, 2010, Recorded: May 7, 2010, Document No. 2728992.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599960510598 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Personal Credit Solutions, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2605 River Hills Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410413004 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, River Hills Fifth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,436.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Chase Home Finance LLC

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8347 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385786 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2007 MORTGAGORS: Mai Tong Thao and Cha Vue, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 31, 2007, Dakota County Recorder, Document No. 2563800.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 797 Sunset Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 107298802002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Sunset Fourth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $288,605.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 29, 2010 JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3252 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415305 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,200.00 MORTGAGOR(S): Marc T Brown and

MORTGAGOR(S): Marc T Brown and Shelly M Brown, husband and wife MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262601 LOAN MODIFICATION: Dated: October 13, 2009 Recorded: April 13, 2010 Document Number: 2724543 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: September 30, 2004 Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262602 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CONTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17468 Inland Cir, Lakeville, MN 55044-5620 Tax Parcel ID Number: 22-33300-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Homestead Creek, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,304.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016949F01 2387504 10/21/-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2005 MORTGAGORS: H e i d i L y n n Schuenke and Jeffrey Todd Schuenke, wife and husband.

MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC..

DATE AND PLACE OF RECORDING: Recorded April 4, 2005, Dakota County Recorder, Document No. 2309989.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS:

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MORTGAGED PROPERTY ADDRESS: 14448 Flax Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011659016003 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 3, Cedar Isle Village Homes, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,342.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4734 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390116 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,750.00 MORTGAGOR(S): Jerry L Houg and Bonnie L Houg, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 13, 2007 Dakota County Recorder Document Number: 2496089 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-2 Dated: September 29, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700077399984 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4249 Dunrovin Ln, Eagan, MN 55123-1726 Tax Parcel ID Number: 10.84355.160.04 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 4, Wilderness Run 6th Addition, Eagan, Minnesota, according to the plat thereof now on file and of record in the Office of the County Recorder within and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $309,516.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the

tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017377F02 2385035 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:September 23, 2010 MORTGAGOR: Rebecca Cotten and David Cotten MORTGAGEE: Belle Mistwood Courthomes Association DATE AND PLACE OF RECORDING: Recorded September 29, 2010, Dakota County Recorder, Document No. 2755551 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14588 Evergreen Trail TAX PARCEL I.D. #: 01-48845-134-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #134 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $4,779.16 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $7,464.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385542 10/21-11/25/10P

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE REAL PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT/ FORECLOSURE Court File No.: 19HA-CV-10-3438 First Commercial Bank, a Minnesota corporation Plaintiff, v.

Amit Sela Holdings, Inc.; Sophie 70, LLC; Twin City Acquisitions, LLC; Amit Y Sela, Defendants.

STATE OF MINNESOTA ) ) SS. COUNTY OF DAKOTA ) NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law and Order for Judgment and Judgment (”Judgment”) entered in the above-entitled action on October 1, 2010, a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due Plaintiff First Commercial Bank in the above action against Defendants Twin City Acquisitions, LLC and Amit Y Sela, jointly and severally, the Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on December 21, 2010, at 10:00 a.m., at the Dakota County Sheriff’s Office, 1580 Highway 55, Hastings, Minnesota, in said state and county, the premises and real estate described in said Judgment, to wit: That part of the West half of the Northwest Quarter (W 1/2 of NW 1/4) of Section Thirty-six (36), Township One Hundred Fourteen (114), Range Twenty-one (21), lying Easterly of Interstate Highway #35 and Westerly of County Road No. 5 (formerly STH No. 65), except the North 1562.39 feet thereof, according to the Government Survey thereof, Dakota County, Minnesota.

AND That part of the West half of the Northwest Quarter (W 1/2 of NW 1/4) of Section thirty-six (36), Township One Hundred Fourteen (114), Range Twenty-one (21), lying Westerly of Interstate Highway #35, except the South 360.64 feet thereof, according to the Government Survey thereof, Dakota County, Minnesota. (”Property”) Property Address: No address Parcel I.D. No: 22-03600-011-25 The Property shall be sold to pay the debt then secured by that certain mortgage executed by Twin City Acquisitions, LLC, as mortgagor, in favor of First Commercial Bank, as lender and mortgagee, dated October 19, 2007, securing the original principal amount of $2,500,000.00, and which mortgage was filed in the Office of the County Recorder, Dakota County, Minnesota, on October 25, 2007, as Document No. 2552529. The total amount due and owing on said mortgage as of the date of this notice is $2,844,313.78, plus interest, costs, and attorneys’ fees that have accrued since the entry of the Judgment, and will continue to accrue.

Subject to redemption within six (6) months after confirmation of sale.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10-15-2010 Dave Bellows Sheriff of Dakota County By: Robert Shingledecker Deputy Sheriff Dated this 15 day of October, 2010.

COLEMAN, HULL & VAN VLIET, PLLP Katherine M. Melander (#180464) Jeffrey A. Scott (#0339416) 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 (952) 841-0001 Attorneys for Plaintiff 2389015 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2001 MORTGAGORS: Terry L. Lindahl and Lori E. Lindahl, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 13, 2001, Dakota County Recorder, Document No. 1765078.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: October 20, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100054130000399890 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: North American Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 17524 Fairfax Avenue South, Farmington, MN 55024 TAX PARCEL I.D. #: 224810307003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Meadow Brook Fourth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,763.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2010 JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3249 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415332 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 2 , 2010 MORTGAGOR: Emily Overland MORTGAGEE: M i s t w o o d C o u r t h omes Association DATE AND PLACE OF RECORDING: Recorded February 3, 2010, Dakota County Recorder, Document No. 2712240 ASSIGNMENTS OF MORTGAGE: NONE

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������ ������ ������� �������� ���� or any NONE debt secured by said��� mortgage, TRANSACTION AGENT: NONE part thereof; that there has been comT R A N S A C T I O N A G E N T ' S M O R T - pliance with all pre-foreclosure notice GAGE IDENTIFICATION NUMBER ON and acceleration requirements of said MORTGAGE: NONE mortgage, and/or applicable statutes; LENDER OR BROKER AND MORTPURSUANT, to the power of sale conG A G E O R I G I N A T O R S T A T E D O N tained in said mortgage, the above described property will be sold by the MORTGAGE: NONE R E S I D E N T I A L M O R T G A G E S E R - Sheriff of said county as follows: VICER: NONE DATE AND TIME OF SALE: 10:00 AM MORTGAGED PROPERTY ADDRESS: on December 7, 2010 14725 Excelsior Lane PLACE OF SALE: Sheriff`s Mai n T A X P A R C E L I . D . # : Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 01-48845-128-20 L E G A L D E S C R I P T I O N O F P R O P - to pay the debt then secured by said ERTY:M I S T W O O D C O U R T H O M E S mortgage and taxes, if any actually CIC#124 UNIT #128 1/136 INT BEING paid by the mortgagee, on the prePT LOTS 1 THRU 17 BLK 1 & COM- mises and the costs and disbursements allowed by law.

MON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS The time allowed by law for redempLOCATE:Dakota tion by said mortgagor(s), their perORIGINAL PRINCIPAL AMOUNT OF sonal representatives or assigns is 6 MORTGAGE: $3,510.00 months from the date of sale.

AMOUNT DUE AND CLAIMED TO BE "THE TIME ALLOWED BY LAW FOR DUE AS OF DATE OF NOTICE, INCLUD- REDEMPTION BY THE MORTGAGOR, ING TAXES, IF ANY, PAID BY MORT- THE MORTGAGOR`S PERSONAL REPGAGEE: $8,085.02 RESENTATIVES OR ASSIGNS, MAY BE That prior to the commencement of REDUCED TO FIVE WEEKS IF A JUDIthis mortgage foreclosure proceeding CIAL ORDER IS ENTERED UNDER Mortgagee/Assignee of Mortgagee com- MINNESOTA STATUTES, SECTION plied with all notice requirements as 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G required by statute; That no action or OTHER THINGS, THAT THE MORTproceeding has been instituted at law GAGED PREMISES ARE IMPROVED o r o t h e r w i s e t o r e c o v e r t h e d e b t WITH A RESIDENTIAL DWELLING OF secured by said mortgage, or any part LESS THAN FIVE UNITS, ARE NOT thereof; PROPERTY USED IN AGRICULTURAL PURSUANT to the power of sale con- P R O D U C T I O N , A N D A R E tained in said mortgage, the above ABANDONED." described property will be sold by the Dated: October 21, 2010 Sheriff of said county as follows: U.S. Bank National Association, DATE AND TIME OF SALE: Decemas Successor Trustee to Bank of ber 9, 2010 at 10:00 am America, N.A., successor by PLACE OF SALE: Sheriff of Dakota merger to Lasalle Bank National Association, as trustee for Merrill County, Civil Unit, 1580 Highway 55, Lynch Mortgage Investors Trust, Hastings, MN, to pay the debt then secured by said Mortgage Loan Asset-Backed Mortgage, and taxes, if any, on said Certificates, Series 2006-RM3 premises, and the costs and disburse- Randall S. Miller & Associates, PLLC m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Attorneys for Assignee of Mortgage/ allowed by law subject to redemption Mortgagee within six months (6) from the date of One Financial Plaza, said sale by the mortgagor(s), their 120 South Sixth Street, Suite 1100 personal representatives or assigns.

Minneapolis, MN 55402 MORTGAGOR(S) RELEASED FROM Phone: 612-573-3677 FINANCIAL OBLIGATION ON MORT- Our File No. 10MN00458-1 ASAP# 3778632 10/21/2010, GAGE: None "THE TIME ALLOWED BY LAW FOR 10/28/2010, 11/04/2010, 11/11/2010, REDEMPTION BY THE MORTGAGOR, 11/18/2010, 11/25/2010 10/21-11/25/10 THE MORTGAGOR'S PERSONAL REP- 2388763 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG N O T ICE IS HEREBY GIVEN that OTHER THINGS, THAT THE MORTdefault has occurred in the conditions GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF of the following described mortgage: DATE OF MORTGAGE: July 25, 2008 LESS THAN FIVE UNITS, ARE NOT ORIGINAL PRINCIPAL AMOUNT OF PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E MORTGAGE: $402,000.00 MORTGAGOR(S): Roman J ABANDONED." Ostapowycz and Elizabeth M Dated: October 12, 2010 M I S T W O O D C O U R T H O M E S Ostapowycz, husband and wife MORTGAGEE: Mortgage Electronic ASSOCIATION, as trustee Registration Systems, Inc. Mortgagee DATE AND PLACE OF RECORDING: ASSOCIATION DUES ASSURANCE Recorded: August 11, 2008 Dakota CORPORATION County Recorder By: Christine A. Rickel Document Number: 2607415 Agents for Mortgagee ASSIGNMENTS OF MORTGAGE: P.O. Box 806044 And assigned to: Central Mortgage St. Clair Shores, MI 48080-6044 Company (866) 608-2322 Dated: October 11, 2010 THIS IS A COMMUNICATION FROM Transaction Agent: Mortgage ElecA DEBT COLLECTOR. 2385577 10/21-11/25/10P tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500012107141 Lender or Broker: Mortgages Unlimited, Inc. NOTICE OF MORTGAGE Residential Mortgage Servicer: CenFORECLOSURE SALE THE RIGHT TO VERIFICATION OF tral Mortgage Company THE DEBT AND IDENTITY OF THE Mortgage Originator: Not Applicable ORIGINAL CREDITOR WITHIN THE COUNTY IN WHICH PROPERTY IS T I M E P R O V I D E D B Y L A W I S N O T LOCATED: Dakota Property Address: 16446 Griffon Ln, AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Lakeville, MN 55044-5241 Tax Parcel ID Number: default has occurred in the conditions 22-75100-080-02 of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 LEGAL DESCRIPTION OF PROPORIGINAL PRINCIPAL AMOUNT OF ERTY: Lot 8, Block 2, Tarry Creek, Dakota County, Minnesota.

MORTGAGE: $180,800.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGOR(S): James W Tagtow and Christine R Tagtow, husband and D U E A S O F D A T E O F N O T I C E : $408,367.82 wife THAT all pre-foreclosure requireMORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee ments have been complied with; that no action or proceeding has been instifor Resmae Mortgage Corporation TRANSACTION AGENT: Mortgage tuted at law or otherwise to recover the debt secured by said mortgage, or any Electronic Registration Systems, Inc. part thereof; MIN#: 100241010017403516 PURSUANT to the power of sale conSERVICER: Ocwen Loan Servicing, tained in said mortgage, the LLC LENDER: Resmae Mortgage Corpora- above-described property will be sold tion. by the Sheriff of said county as folD A T E A N D P L A C E O F F I L I N G : lows: DATE AND TIME OF SALE: DecemDakota County Minnesota, Registrar of Title, on May 19, 2006, as Document ber 10, 2010 at 10:00 AM No. 590499 PLACE OF SALE: Dakota County ASSIGNED TO: U.S. Bank National Law Enforcement Center, 1580 HighAssociation, as Successor Trustee to way 55, Lobby S-100, Hastings, MinneBank of America, N.A., successor by sota merger to Lasalle Bank National Asso- to pay the debt secured by said mortciation, as trustee for Merrill Lynch gage and taxes, if any, on said preMortgage Investors Trust, Mortgage mises and the costs and disburseLoan Asset-Backed Certificates, Series ments, including attorney fees allowed 2006-RM3 Dated: April 20, 2010, and by law, subject to redemption within r e c o r d e d S e p t e m b e r 2 8 , 2 0 1 0 b y six (6) months from the date of said Document No. T668294. sale by the mortgagor(s), their perL E G A L D E S C R I P T I O N O F P R O P - sonal representatives or assigns.

ERTY: Lot One (1), Block Seven (7) in If the Mortgage is not reinstated Cedar Grove NO.3, According to the under Minn. Stat. §580.30 or the proprecorded Plat thereof now on file and erty is not redeemed under Minn. Stat. of record in the office of the register of §580.23, the Mortgagor must vacate Deeds within and for said County and the property on or before 11:59 p.m. on State, Dakota County, Minnesota.

June 10, 2011, or the next business PROPERTY ADDRESS: 2082 Blue- day if June 10, 2011 falls on a Saturstone Drive East, Saint Paul, MN 55122 day, Sunday or legal holiday.

PROPERTY I.D: 10-16702-010-07 Mortgagor(s) released from financial COUNTY IN WHICH PROPERTY IS obligation: NONE LOCATED: Dakota THIS COMMUNICATION IS FROM THE AMOUNT CLAIMED TO BE DUE A DEBT COLLECTOR ATTEMPTON THE MORTGAGE ON THE DATE OF ING TO COLLECT A DEBT. ANY T H E N O T I C E : O n e H u n d r e d INFORMATION OBTAINED WILL BE Ninety-Eight Thousand Seven Hun- USED FOR THAT PURPOSE. dred Seventy-Eight and 26/100 THE RIGHT TO VERIFICATION OF ($198,778.26) THE DEBT AND IDENTITY OF THE THAT no action or proceeding has ORIGINAL CREDITOR WITHIN THE been instituted at law to recover the debt secured by said mortgage, or any ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� ���������� ���� ��������� ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017686F01 2392187 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,500.00 MORTGAGOR(S): Loren Counts, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 11, 2007 Dakota County Recorder Document Number: 2523327 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: October 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604737717498 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 541 Kendall Dr, Hastings, MN 55033-4027 Tax Parcel ID Number: 19-16404-350-02 LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 2, Cari Park 5th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,053.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017632F01 2396809 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 3, 2003 MORTGAGOR: Patricia M. Buss, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 3, 2003, Dakota County Registrar of Titles, Document No. 501544, Certificate of Title No. 111528.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 10, 2008, Recorded: March 17, 2008, Document No. 625065.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154060000004818 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13886 Granada Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011695033003 LEGAL DESCRIPTION OF PROPERTY: Unit No. 33, CIC No. 136, Cedarwick, A Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $118,315.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4932 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422798 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,920.00 MORTGAGOR(S): Tami J. Badois a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 05, 2007 Dakota County Recorder Document Number: 2500550 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

Transaction Agent Mortgage Identifi cation Number: 100062604726604061 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18087 Kindred Ct, Lakeville, MN 55044-7597 Tax Parcel ID Number: 22 84650 210 01 LEGAL DESCRIPTION OF PROPERTY: Lot 21 Block 1 Woodhill Common Interest Community No 482, Wood Hill Premier Townhomes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,866.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016585F02 2395030 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Thomas Wentworth and Kelley Stish, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 14, 2005 Dakota County Recorder Document Number: 2330356 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000200636 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4302 Beaver Dam Rd, Eagan, MN 55122-2238 Tax Parcel ID Number: 10 72975 180 02 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Sun Cliff 1st Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,455.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017576F01 2392211 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 2, 2007 MORTGAGOR:J a n i n e L . M a r t i n , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 3, 2007, Dakota County Recorder, Document No. 2507305.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000351539071 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PHH Home Loans, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 941 Humboldt Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424810001005 LEGAL DESCRIPTION OF PROPERTY: Lot One, Block Five, B. Michel's Addition to West St. Paul, except the South Ten and Eighty-one Hundredth's feet thereof COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$173,523.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORT GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2396753 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,000.00 MORTGAGOR(S): Michael F Page, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2006 Dakota County Recorder Document Number: 2418480 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: October 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065596740 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12824 Nicollet Ave Apt 201, Burnsville, MN 55337-2821 Tax Parcel ID Number: 02-01300-351-16 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 201, 12824 Nicollet Avenue, Apartment Ownership No. 15, Ridgeview Condominium, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $120,130.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017837F01 2403260 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $382,500.00 MORTGAGOR(S): Jody L. Huemoeller, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder Document Number: 2461012 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: September 10, 2010 Recorded: September 21, 2010 Dakota County Recorder Document Number: 2753873 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000456-0000783861-0 Lender or Broker: E*Trade Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1882 14th St W, Hastings, MN 55033-8522 Tax Parcel ID Number: 19-73321-010-01 LEGAL DESCRIPTION OF PROPERTY: All that parcel of land in city of Hastings, Dakota County, State of Minnesota, as more fully described in Deed Doc # 2338319, ID # 19-73321-010-01, being known and designated as: Lot 1, Block 1, Sunset West 2 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $425,779.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017428F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 19, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017428F01 2418534 11/18/10

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PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE This NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE is published and given pursuant to Minn.

Stat. § 582.32. The date of the Agreement for Voluntary Foreclosure Pursuant to Minn. Stat. § 582.32, executed

by Joseph K. Paulose and Lucy J. Paulose, husband and wife, and Eagle Valley Bank, N.A., a national banking association, is October 8, 2010 and filed for record on October 15, 2010 in the office of the Dakota County Recorder in and for the County of Dakota and State of Minnesota, as Document No. 2759869.

NOTICE IS HEREBY GIVEN: that default has occurred in the conditions of that certain Mortgage executed by Joseph K. Paulose and Lucy J. Paulose, husband and wife, as Mortgagor, in favor of Eagle Valley Bank, N.A., a national banking association, as Mortgagee, which is dated November 28, 2005 and filed for record on December 7, 2005, in the office of the Dakota County Recorder in and for the County of Dakota and State of Minnesota, as Document No. 2386829 ("Mortgage"); that the land described in the Mortgage is not registered land; that the original principal amount secured by said Mortgage being $450,000.00; that no action or proceeding at law is now pending to recover the debt secured by the Mortgage or any part thereof; that the holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage and all notice and other requirements of applicable statutes; that, as of the date of this notice, the amount due and claimed to be due on the Mortgage, including interest to the date hereof and taxes, if any, paid by the holder of the Mortgage is $368,903.95, plus attorneys' fees and costs; and that pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows to wit: The Northeast Quarter (NE 1⁄4) of the Southeast Quarter (SE 1⁄4) of Section Thirty-Five (35), Township One Hundred Fourteen (114), Range Twenty-One (21), except that part taken for highway purposes, Dakota County, Minnesota; together with all privileges, hereditaments, easements and appurtenances, all rents, leases, issues and profits, all claims, awards and payments made as a result of the exercise of the right of eminent domain, and all existing and future improvements and fixtures (collectively, the "Real Property") Property Identification No.: 22-03500-010-75; Property Address: 1737 Skater Drive, Eagan, Minnesota 55122 together with all buildings, structures, improvements, and all other property, proceeds, and rights as set forth in the Mortgage, will be sold by the Sheriff of said County at public auction on the 17th day of December, 2010 at 10:00 a.m., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, Minnesota, to pay the debt then secured by said Mortgage and taxes, if any, on said premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is two months from the date of sale, except that if the real estate is subject to a federal tax lien under which the United States is entitled to a 120-day redemption period under section 7425(d)(1) of the Internal Revenue Code, as amended, the mortgagor's redemption period is 120 days from the date of sale.

Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. § 582.32, Subdivision 9, beginning after the expiration of the Mortgagors' redemption period. Pursuant to Minn.

Stat. § 582.32, Subdivision 9, a person holding a junior lien upon the real estate or some part of the real estate may redeem in the order and manner specified in Minn. Stat. §§ 580.24 and 580.25, but only if before the end of the Mortgagor's redemption period the creditor files with the county recorder or registrar of titles of each county where the real estate is located, a notice of intention to redeem. If a junior creditor fails to timely file a notice of intention to redeem or fails to redeem, its lien on the real estate is extinguished.

Dated: November 16, 2010 Eagle Valley Bank, N.A., a national banking association FAFINSKI MARK & JOHNSON, P.A. Connie A. Lahn, #0269219 Christopher J. Knapp, #0344412 Flagship Corporate Center 775 Prairie Center Drive, Suite 400 Eden Prairie, Minnesota 55344 Telephone: 952.995.9500 Facsimile: 952.995.9577 ATTORNEYS FOR EAGLE VALLEY BANK, N.A. THIS INSTRUMENT WAS DRAFTED BY: FAFINSKI MARK & JOHNSON, P.A. (CJK) 775 Prairie Center Drive, Suite 400 Eden Prairie, Minnesota 55344 Telephone: 952.995.9500 LOAN NO. 17714 2422618 11/18-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 MORTGAGOR: Michael S. Osborn, a single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 12, 2007, Dakota County Recorder, Document No. 2487741.

ASSIGNMENTS OF MORTGAGE: Assigned to: M&T Bank, Dated: November 4, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100050300005512109 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Worldwide Mortgage & Inv LLC d/b/a Worldwide Lending RESIDENTIAL MORTGAGE SERVICER: M&T Bank MORTGAGED PROPERTY ADDRESS: 8423 208th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 225670204001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Park Terrace 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,759.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010.

M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37-53 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422716 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 28, 2004 MORTGAGORS:Terrance S. Johnson, a married person, and Jennifer Johnson, a married person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 30, 2004, Dakota County Registrar of Titles, Document No. 546544, Certificate of Title No. 123105.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance

Assigned to: Chase Home Finance LLC, Dated: October 19, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550022257942 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Source Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 847 1st Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 366950006001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, South Bluff, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$275,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$275,280.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9368 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398029 10/28-12/2/10

PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/25/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,200.00 MORTGAGOR: Megan Dale Cloud MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 07/27/2007, in the Office of the Recorder Dakota County, Minnesota, as Document Number 2533676 ASSIGNMENTS OF MORTGAGE: Provident Funding Associates, L.P. filed 8/26/2010 as Document Number 2748524 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 8, Hepburn Park Addition to the City of St. Paul, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 149 6th Ave S, South St. Paul, MN 55075 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 36-32550-130-08 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-3517050135-3 RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGE ORIGINATOR/LENDER: Provident Funding Associates, L.P. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $133,025.66

THE NOTICE: $133,025.66 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 12/14/2010 PLACE OF SALE: Dakota County Sheriff Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on 06/14/2011.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THNGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10/26/2010 Provident Funding Associates, L.P. Assignee of Mortgagee Dunakey & Klatt, P.C.,

By Brian Sayer Attorney for Assignee of Mortgagee, 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701.

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398801 10/28-12/2/10P

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated November 9, 2004, executed by William S. Zarbok, as mortgagor, to Wells Federal Bank, FSB, organized and existing under the laws of the United States of America, as mortgagee, and recorded with the Dakota County Recorder’s Office on February 1, 2005, as Document No. 2291383 (the “Mortgage”).

The land described in the Mortgage is not registered land.

2. The Mortgage has not been assigned.

3. The physical street address and tax identification number of the property are set forth herein. The existing lender on the property is Wells Federal Bank, FSB, which lender originated the mortgage.

4. The original principal amount secured by the Mortgage was $360,000.00.

5. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

6. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

7. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $187,276.59.

8. Pursuant to Minn. Stat. Sec. 582.32, the power of sale in the Mortgage, and the Agreement for Voluntary Foreclosure, dated July 14, 2010, as evidenced by the Memorandum of Voluntary Foreclosure, filed for record on July 20, 2010, in the Office of the County Recorder of Dakota County, as Document No. 2741582, the Mortgage will be foreclosed, and the land located in Dakota County, Minnesota, described as follows: Legal Description: Lot 11, Block 2, Gretsfeld and Kopp Addition, Number 2, Dakota County, Minnesota Property Address: 1233 Hall Ave, West St. Paul, MN 55118 Tax Parcel I.D. Number: 42-31051-110-02 will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on December 6, 2010, at 10:00 a.m., in the lobby of the Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033.

9. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is two months after the date of sale, except that if the real estate is subjct to a federal tax lien under which the United States is entitled to a 120-day redemption period under section 7425(d)(1) of the Internal Revenue Code, as amended, the Mortgagor’s redemption period is 120 days from the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. Sec. 582.32, subdivision 9, beginning after the expiration of the Mortgagor’s redemption period under this section.

10. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

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�������� ��� ���� OT L A W I S N������� I D E D B Y������ T I M E P R O V������ AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT, NOTICE OF MORTGAGE AND ANY INFORMATION OBTAINED FORECLOSURE SALE WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION Dated: October 26, 2010 WELLS FEDERAL BANK, FSB, OF THE DEBT AND IDENTITY OF organized and existing under the THE ORIGINAL CREDITOR WITHIN laws of the United State of America, THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Mortgagee NOTICE IS HEREBY GIVEN, that RICHARD K. HOCKING, P.A. default has occurred in conditions of By_______________________ the following described mortgage: Richard K. Hocking DATE OF MORTGAGE: O c t o b e r 1 6 , Attorney for Mortgagee 2003 10657 165th Street West MORTGAGORS: James F. Mossman Lakeville, MN 55044 and Jacquelyn L. Bieber, husband and (952) 432-8129 wife.

Attorney ID No. 45639 MORTGAGEE: C h a s e M a n h a t t a n THIS INSTRUMENT WAS DRAFTED BY: Mortgage Corporation n/k/a Chase Richard K. Hocking Home Finance LLC. Attorney for Mortgagee DATE AND PLACE OF RECORDING: 10657 165th Street West Recorded December 3, 2003, Dakota Lakeville, MN 55044 County Recorder, Document No. (952) 432-8129 2147684.

Attorney ID No. 45639 ASSIGNMENTS OF MORTGAGE: 2398677 10/28-11/18/10 NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTNOTICE OF MORTGAGE GAGE ORIGINATOR STATED ON FORECLOSURE SALE MORTGAGE: Chase Manhattan MortN O T I C E I S H E R E B Y G I V E N t h a t gage Corporation n/k/a Chase Home default has occurred in the conditions Finance LLC of the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: May 19, 2003 VICER: Chase Home Finance LLC ORIGINAL PRINCIPAL AMOUNT OF MORTGAGED PROPERTY ADDRESS: MORTGAGE: $154,181.00 300 17th Avenue South, South Saint MORTGAGOR(S): Dennis J. Stacy Paul, MN 55075 and Dawn M. Stacy, husband and wife TAX PARCEL I.D. #: 361995001003 MORTGAGEE: Marketplace Home LEGAL DESCRIPTION OF PROPMortgage, LLC ERTY: DATE AND PLACE OF RECORDING: EXHIBIT A Recorded: July 30, 2003 Dakota Lot 1, Block 3, Deerwood Park County Recorder Replat except the following: Document Number: 2086412 Commencing at the Southeast corASSIGNMENTS OF MORTGAGE: ner of said Lot One, Block Three; And assigned to: TCF Mortgage Corthence Northerly along the East line poration of said Lot One, Block Three, a disDated: May 19, 2003 tance of five feet; thence Westerly Recorded: July 30, 2003 Dakota and parallel with the South line of County Recorder said Lot One, Block Three, a disDocument Number: 2086413 tance of 205.69 feet; thence SouthTransaction Agent: Not Applicable erly at right angles to the South line Transaction Agent Mortgage Identifiof said Lot One, Block Three, a discation Number: Not Applicable tance of five feet; thence Easterly a Lender or Broker: Marketplace Home distance of 205.69 feet to the point Mortgage, LLC of beginning.

Residential Mortgage Servicer: GMAC COUNTY IN WHICH PROPERTY IS Mortgage, LLC LOCATED: Dakota Mortgage Originator: Not Applicable ORIGINAL PRINCIPAL AMOUNT OF COUNTY IN WHICH PROPERTY IS MORTGAGE: $322,700.00 LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE Property Address: 569 Kendall Dr, DUE AS OF DATE OF NOTICE, INCLUDHastings, MN 55033-4026 ING TAXES, IF ANY, PAID BY MORTT a x P a r c e l I D N u m b e r : GAGEE: $275,824.19 19-16404-210-02 That prior to the commencement of L E G A L D E S C R I P T I O N O F P R O P - this mortgage foreclosure proceeding ERTY: Lot 21, Block 2, Cari Park 5th Mortgagee/Assignee of Mortgagee comAddition, according to the recorded plied with all notice requirements as plat thereof, and situate in Dakota required by statute; That no action or County, Minnesota proceeding has been instituted at law AMOUNT DUE AND CLAIMED TO BE o r o t h e r w i s e t o r e c o v e r t h e d e b t D U E A S O F D A T E O F N O T I C E : secured by said mortgage, or any part $141,495.91 thereof; THAT all pre-foreclosure requirePURSUANT to the power of sale conments have been complied with; that tained in said mortgage, the above no action or proceeding has been insti- described property will be sold by the tuted at law or otherwise to recover the Sheriff of said county as follows: debt secured by said mortgage, or any DATE AND TIME OF SALE: January part thereof; 14, 2011 at 10:00 AM PURSUANT to the power of sale conPLACE OF SALE: S h e r i f f ' s O f f i c e , t a i n e d i n s a i d m o r t g a g e , t h e Law Enforcement Center, 1580 Hwy above-described property will be sold 55, Lobby #S-100, Hastings, MN by the Sheriff of said county as fol- to pay the debt then secured by said lows: Mortgage, and taxes, if any, on said DATE AND TIME OF SALE: Decem- premises, and the costs and disburseber 17, 2010 at 10:00 AM ments, including attorneys' fees PLACE OF SALE: Dakota County allowed by law subject to redemption Law Enforcement Center, 1580 High- within six (6) months from the date of way 55, Lobby S-100, Hastings, Minne- said sale by the mortgagor(s), their sota personal representatives or assigns to pay the debt secured by said mort- unless reduced to Five (5) weeks under gage and taxes, if any, on said pre- MN Stat. §580.07. mises and the costs and disburseTIME AND DATE TO VACATE PROPments, including attorney fees allowed E R T Y : I f t h e r e a l e s t a t e i s a n by law, subject to redemption within owner-occupied, single-family dwellsix (6) months from the date of said ing, unless otherwise provided by law, sale by the mortgagor(s), their per- the date on or before which the mortsonal representatives or assigns. gagor(s) must vacate the property if the If the Mortgage is not reinstated mortgage is not reinstated under secunder Minn. Stat. §580.30 or the prop- tion 580.30 or the property is not erty is not redeemed under Minn. Stat. redeemed under section 580.23 is §580.23, the Mortgagor must vacate 11:59 p.m. on July 14, 2011. the property on or before 11:59 p.m. on MORTGAGOR(S) RELEASED FROM June 17, 2011, or the next business FINANCIAL OBLIGATION ON MORTday if June 17, 2011 falls on a Satur- GAGE: None day, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR Mortgagor(s) released from financial REDEMPTION BY THE MORTGAGOR, obligation: NONE THE MORTGAGOR'S PERSONAL REPTHIS COMMUNICATION IS FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR ATTEMPT- REDUCED TO FIVE WEEKS IF A JUDIING TO COLLECT A DEBT. ANY CIAL ORDER IS ENTERED UNDER INFORMATION OBTAINED WILL BE MINNESOTA STATUTES, SECTION USED FOR THAT PURPOSE. 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OF OTHER THINGS, THAT THE MORTTHE DEBT AND IDENTITY OF THE GAGED PREMISES ARE IMPROVED ORIGINAL CREDITOR WITHIN THE WITH A RESIDENTIAL DWELLING OF T I M E P R O V I D E D B Y L A W I S N O T LESS THAN FIVE UNITS, ARE NOT AFFECTED BY THIS ACTION. PROPERTY USED IN AGRICULTURAL THE TIME ALLOWED BY LAW FOR P R O D U C T I O N , A N D A R E REDEMPTION BY THE MORTGAGOR, ABANDONED." THE MORTGAGOR'S PERSONAL REPDated: November 8, 2010.

RESENTATIVES OR ASSIGNS, MAY BE Chase Home Finance LLC REDUCED TO FIVE WEEKS IF A JUDIMortgagee/Assignee of Mortgagee CIAL ORDER IS ENTERED UNDER USSET, WEINGARDEN AND LIEBO, P.L.L.P. MINNESOTA STATUTES, SECTION By: Paul A. Weingarden 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Attorneys for Mortgagee/Assignee of OTHER THINGS, THAT THE MORT- Mortgagee GAGED PREMISES ARE IMPROVED 4500 Park Glen Road #300 WITH A RESIDENTIAL DWELLING OF Minneapolis, MN 55416 LESS THAN FIVE UNITS, ARE NOT (952) 925-6888 PROPERTY USED IN AGRICULTURAL 30-9520 PRODUCTION, AND ARE ABANDONED. THIS IS A COMMUNICATION FROM DATED: November 04, 2010 A DEBT COLLECTOR. ASSIGNEE OF MORTGAGEE: TCF 2420057 11/18-12/23/10 National Bank successor by merger to TCF Mortgage Corporation Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009287F02 2403849 11/4-12/9/10 ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� Registration Systems, Inc..

DATE AND PLACE OF RECORDING: ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2003 MORTGAGORS: Eric S. Edmond and Renee B. Ross, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 1, 2003, Dakota County Registrar of Titles, Document No. 493935, Certificate of Title No. 122707.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: November 9, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599916020882 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DJ Financial Services LTD. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14810 Camero Lane, Rosemount, MN 55068 TAX PARCEL I.D. #: 344740107002 LEGAL DESCRIPTION OF PROPERTY: Lot 7, in Block 2, Marian Terrace Replat 2nd Addition, according to the plat thereof now on file and of record in the Office of the Register of Deeds in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,885.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9565 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422426 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 13, 2003 MORTGAGOR:L y n d a K . N a u e r , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

Recorded July 25, 2003, Dakota County Recorder, Document No. 2084012.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010, Recorded: September 22, 2010, Document No. 2754144.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500057397771 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 29 Marie Avenue East, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 428382004002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Westown First Addition, Together with Appurtenant Easements Created Pursuant to Declaration, Document No. 401835, as Amended.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$100,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$112,297.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9128 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2397077 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 1, 2007 MORTGAGORS:John J. Wensmann and Kathleen M. Wensmann, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 16, 2007, Dakota County Registrar of Titles, Document No. 607437, Certificate of Title No. 126134.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee under NovaStar Mortgage Funding Trust, Series 2007-2, Dated: December 15, 2008, Recorded: January 7, 2009, Document No. T637585.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100452790064100115 LENDER OR BROKER AND MORT-

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Homeview Lending, Inc. RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 9709 203rd Street, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-47479-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Marion Fields Fifth Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$330,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$394,578.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-469 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398083 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 MORTGAGOR(S): James P. Harvey and Sherri L Harvey, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 18, 2005 Dakota County Recorder Document Number: 2286109 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000087557 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9405 204th St W, Lakeville, MN 55044-5838 Tax Parcel ID Number: 22-18200-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Creek Estates, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $266,513.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County

PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017621F01 2391416 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 19, 2003 MORTGAGOR:Jennifer Ellis, a single person.

MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded January 26, 2004, Dakota County Recorder, Document No. 2168023.

O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15585 Flight Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340211550 LEGAL DESCRIPTION OF PROPERTY: Unit 115, Common Interest Community No. 282, Regatta Village Homes COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$131,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$119,171.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORT GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4761 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398025 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 MORTGAGOR(S): Kelvin D. Pulphus, a single person AND Shannon Stone, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 28, 2006 Dakota County Registrar of Titles Document Number: 594891 ASSIGNMENTS OF MORTGAGE: And assigned to: Ocwen Loan Servicing, LLC Dated: April 23, 2009 Registered: June 01, 2009 Dakota County Registrar of Titles Document Number: T644580 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915471959 Lender or Broker: Residential Mortgage Group, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 128116 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1952 Carnelian Ln, Eagan, MN 55122-2947 Tax Parcel ID Number: 101670414013 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 13, Cedar Grove No. 5, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,684.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: Ocwen Loan Servicing, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003684F02 2394264 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 3 0 , 2006 MORTGAGORS: Johnnie D. Taylor and Patricia E. Dittrich, husband and wife.

MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded November 22, 2006, Dakota County Recorder, Document No. 2477333.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: April 8, 2009, Recorded: May 5, 2009, Document No. 2654592.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 15385 Flower Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015590008705 LEGAL DESCRIPTION OF PROPERTY: Unit No. 87, Orchard Pointe Condominiums, CIC No. 311, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,930.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422361 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE REAL PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT/ FORECLOSURE Court File No.: 19HA-CV-10-3438

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Court File No.: 19HA-CV-10-3438 First Commercial Bank, a Minnesota corporation Plaintiff, v.

Amit Sela Holdings, Inc.; Sophie 70, LLC; Twin City Acquisitions, LLC; Amit Y Sela, Defendants.

STATE OF MINNESOTA ) ) SS. COUNTY OF DAKOTA ) NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law and Order for Judgment and Judgment (”Judgment”) entered in the above-entitled action on October 1, 2010, a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due Plaintiff First Commercial Bank in the above action against Defendant Amit Y Sela, the Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on December 21, 2010, at 10:00 a.m., at the Dakota County Sheriff’s Office, 1580 Highway 55, Hastings, Minnesota, in said state and county, the premises and real estate described in said Judgment, to wit: A tract of land being a part of the West Half of the Southwest Quarter and the Southeast Quarter of the Southwest Quarter of Section 25, Township 114, Range 21, Dakota County, Minnesota; described as follows: Beginning at a point in the South line of said Southwest Quarter of Section 25, distant 1363.17 feet East of the Southwest corner thereof, (said line having an assumed bearing of East); thence North 15 degrees 47 minutes 13 seconds West along the East Right-of-Way line of Highway 65, 34.29 feet; thence North 28 degrees 26 minutes 44 seconds West, along said Right-of-Way, 181.93 feet; thence North 1 degree 11 minutes 30 seconds East, along said Right-of-Way line, 335.0 feet; thence South 88 degrees 48 minutes 30 seconds East 435.0 feet; thence South 1 degree 11 minutes 30 seconds West, 518.96 feet to the South line of said Southwest Quarter; thence West 335.10 feet to the point of beginning. (”Property”) Property Address: No address Parcel I.D. No: 22-02500-010-55 The Property shall be sold to pay the debt then secured by that certain mortgage executed by Sophie 70, LLC, as mortgagor, in favor of First Commercial Bank, as lender and mortgagee, dated August 16, 2007, securing the original principal amount of $1,500,000.00, and which mortgage was filed in the Office of the County Recorder, Dakota County, Minnesota, on August 20, 2007, as Document No. 2538506. The total amount due and owing on said mortgage as of the date of this notice is $1,656,162.22, plus interest, costs, and attorneys’ fees that have accrued since the entry of the Judgment, and will continue to accrue.

Subject to redemption within six (6) months after confirmation of sale.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10-15-2010 Dave Bellows Sheriff of Dakota County By: Robert Shingledecker Deputy Sheriff Dated this 15 day of October, 2010.

COLEMAN, HULL & VAN VLIET, PLLP Katherine M. Melander (#180464) Jeffrey A. Scott (#0339416) 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 (952) 841-0001 Attorneys for Plaintiff 2388930 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 1999 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $91,800.00 MORTGAGOR(S): David J. Gilkey, a single person MORTGAGEE: Cendant Mortgage Corporation dba Burnet Home Loans DATE AND PLACE OF RECORDING: Recorded: September 30, 1999 Dakota County Recorder Document Number: 1641865 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, successor by merger with The Leader Mortgage Company Dated: June 29, 1999 Recorded: September 30, 1999 Dakota County Recorder Document Number: 1641866 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Cendant Mortgage Corporation dba Burnet Home Loans Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14611 Evergreen Trl, Apple Valley, MN 55124-5739 Tax Parcel ID Number: 01-48845-071-20 LEGAL DESCRIPTION OF PROPERTY: Unit 71, Common Interest Community No. 124, Mistwood Courthomes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $61,689.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 14, 2011, or the next business day if June 14, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, successor by merger with The Leader Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017374F01 2397891 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 7 , 2006 MORTGAGOR: T h o m a s K a n e , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 6, 2006, Dakota County Recorder, Document No. 2443217.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: January 8, 2010, Recorded: February 10, 2010, Document No. 2713639.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000587028 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3194 Village Trail, Hastings, MN 55033 TAX PARCEL I.D. #: 196437903301 LEGAL DESCRIPTION OF PROPERTY: That part of Lots 1, 2, and 3, Block 1, Riverwood 5th Addition lying Southerly of the following described line: Commencing at the Southeast corner of Lot 1, thence Northwesterly along the Easterly line 40.00 feet to the beginning of the line to be described: thence South 78 degrees, 31 minutes 30 seconds West 180.81 feet to the most Westerly line of said Lot 1 and there terminating, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,863.43 That prior to the commencement of

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-700 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406273 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2003 MORTGAGOR: K e l l e y L . S t i s h , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered August 24, 2004, Dakota County Registrar of Titles, Document No. 545993, Certificate of Title No. 132939.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 7, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000090623 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1525 Rushmore Drive, Burnsville, MN 55306 TAX PARCEL I.D. #: 027125205005 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Five (5), Southwind Plat Three COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,315.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1263 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406334 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2005 MORTGAGOR: Richard Hoffman, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 28, 2005, Dakota County Recorder, Document No. 2392236.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 14, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020851845 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 18883 Euclid Path, Farmington, MN 55024 TAX PARCEL I.D. #: 145050102001 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Nelsen Hills Farm 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $278,140.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

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�������� ��� ���� 5 8 2 . 0 3 2 , D������ E T E R M I N������ I N G , A M O������� N G MORTGAGE: $1,700,000.00 OTHER THINGS, THAT THE MORTMORTGAGOR: Thomas Lake ExecuGAGED PREMISES ARE IMPROVED tive Center, LLC, a Minnesota limited WITH A RESIDENTIAL DWELLING OF liability company MORTGAGEE: Americana CommuLESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL nity Bank, a Minnesota banking corpoP R O D U C T I O N , A N D A R E ration DATE AND PLACE OF FILING: ABANDONED." Recorded on March 21, 2007, in the Dated: October 22, 2010.

Office of the County Recorder, Dakota U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee County, Minnesota as Document No. USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2503997.

By: Paul A. Weingarden STREET ADDRESS OF PROPERTIES: 1575 Thomas Center Drive, Eagan, Attorneys for Mortgagee/Assignee of Mortgagee Minnesota 55122 1580 Thomas Center Drive, Eagan, 4500 Park Glen Road #300 Minnesota 55122 Minneapolis, MN 55416 TAX PARCEL I.D. NOs.: (952) 925-6888 19-1375 10-65827-050-01 and 10-65827-060-01 LEGAL DESCRIPTION OF PROPTHIS IS A COMMUNICATION FROM ERTY: Lots 5 and 6, Block 1, Safari at A DEBT COLLECTOR. 2406301 11/4-12/9/10 Eagan 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County NOTICE OF VOLUNTARY THE AMOUNT CLAIMED TO BE DUE MORTGAGE FORECLOSURE SALE ON THE MORTGAGE ON THE DATE OF THE RIGHT TO VERIFICATION THE NOTICE, INCLUDING TAXES, IF OF THE DEBT AND IDENTITY OF A N Y , P A I D B Y M O R T G A G E E : THE ORIGINAL CREDITOR WITHIN $1,345,141.60.

THE TIME PROVIDED BY LAW IS THAT no action or proceeding has NOT AFFECTED BY THIS ACTION. been instituted at law to recover the NOTICE IS HEREBY GIVEN: That debt secured by said mortgage, or any default has occurred in the conditions part thereof; that there has been comof the following described mortgage: pliance with all pre-foreclosure notice DATE OF MORTGAGE: March 22, and acceleration requirements of said 2005 mortgage, and/or applicable statutes; ORIGINAL PRINCIPAL AMOUNT OF PURSUANT, to the power of sale conMORTGAGE: $730,000.00 tained in said mortgage, the MORTGAGOR: Thomas Lake Execu- above-described property will be sold tive Center, LLC, a Minnesota limited by the Sheriff of said county as folliability company lows: MORTGAGEE: Americana CommuDATE AND TIME OF SALE: Decemnity Bank, a Minnesota banking corpo- ber 9, 2010, at 10:00 a.m. ration PLACE OF SALE: Dakota County D A T E A N D P L A C E O F F I L I N G : Sheriff's Office, Dakota County Sheriff, Recorded on March 31, 2005, in the 1 5 8 0 H i g h w a y 5 5 , H a s t i n g s M N Office of the County Recorder, Dakota 5 5 0 3 3 - 2 3 4 3 , t o p a y t h e d e b t t h e n County, Minnesota as Document No. secured by said Mortgage and taxes, if 2309043. any actually paid by the mortgagee, on STREET ADDRESS OF PROPERTY: the premises and the costs and dis1590 Thomas Center Drive, Eagan, bursements, including attorneys' fees, Minnesota 55122 allowed by law. The time allowed by T A X P A R C E L I . D . N O . : law for redemption by said 10-65827-030-01 mortgagor(s), their personal represenL E G A L D E S C R I P T I O N O F P R O P - tatives or assigns, is two (2) months ERTY: Lot 3, Block 1, Safari at Eagan from the date of sale.

3rd Addition, Common Interest ComDATE AND TIME MORTGAGOR munity No. 384, Dakota County, Min- M U S T V A C A T E T H E P R E M I S E S : nesota Unless the property is redeemed, or COUNTY IN WHICH PROPERTY IS unless the time for redemption is LOCATED: Dakota County reduced by judicial order, you must THE AMOUNT CLAIMED TO BE DUE vacate the premises by 11:59 p.m. on ON THE MORTGAGE ON THE DATE OF February 9, 2011.

THE NOTICE, INCLUDING TAXES, IF THE TIME ALLOWED BY LAW FOR A N Y , P A I D B Y M O R T G A G E E : REDEMPTION BY THE MORTGAGOR, $851,680.94.

THE MORTGAGOR'S PERSONAL REPTHAT no action or proceeding has RESENTATIVES OR ASSIGNS, MAY BE been instituted at law to recover the REDUCED TO FIVE WEEKS IF A JUDIdebt secured by said mortgage, or any CIAL ORDER IS ENTERED UNDER part thereof; that there has been com- MINNESOTA STATUTES, SECTION pliance with all pre-foreclosure notice 5 8 2 . 0 3 2 D E T E R M I N I N G , A M O N G and acceleration requirements of said OTHER THINGS, THAT THE MORTmortgage, and/or applicable statutes; GAGED PREMISES ARE IMPROVED PURSUANT, to the power of sale con- WITH A RESIDENTIAL DWELLING OF t a i n e d i n s a i d m o r t g a g e , t h e LESS THAN FIVE UNITS, ARE NOT above-described property will be sold PROPERTY USED IN AGRICULTURAL by the Sheriff of said county as fol- PRODUCTION, AND ARE ABANDONED. lows: Dated: November 2, 2010 DATE AND TIME OF SALE: DecemAmericana Community Bank ber 9, 2010, at 10:00 a.m.

Mortgagee PLACE OF SALE: Dakota County KOEPKE LAW, LTD. Sheriff's Office, Dakota County Sheriff, By: __________/s/_____________ 1 5 8 0 H i g h w a y 5 5 , H a s t i n g s M N Jack Atnip, III, Esq. (#0301966) 5 5 0 3 3 - 2 3 4 3 , t o p a y t h e d e b t t h e n Kevin M. Koepke, Esq. (#0245306) secured by said Mortgage and taxes, if 3161 Fernbrook Lane North any actually paid by the mortgagee, on Plymouth, Minnesota 55447 the premises and the costs and dis- Telephone: (763) 201-1205 bursements, including attorneys' fees, Attorneys for Mortgagee allowed by law. The time allowed by IMPORTANT NOTICE: law for redemption by said THIS IS AN ATTEMPT TO mortgagor(s), their personal represenCOLLECT A DEBT AND ANY tatives or assigns, is two (2) months INFORMATION OBTAINED WILL from the date of sale.

BE USED FOR THAT PURPOSE. D A T E A N D T I M E M O R T G A G O R 2406596 11/4-11/25/10 MUST VACATE THE PREMISES: Unless the property is redeemed, or unless the time for redemption is reduced by judicial order, you must NOTICE OF MORTGAGE vacate the premises by 11:59 p.m. on FORECLOSURE SALE February 9, 2011.

NOTICE IS HEREBY GIVEN that THE TIME ALLOWED BY LAW FOR default has occurred in the conditions REDEMPTION BY THE MORTGAGOR, of the following described mortgage: THE MORTGAGOR'S PERSONAL REPDATE OF MORTGAGE: September RESENTATIVES OR ASSIGNS, MAY BE 08, 2005 REDUCED TO FIVE WEEKS IF A JUDIORIGINAL PRINCIPAL AMOUNT OF CIAL ORDER IS ENTERED UNDER MORTGAGE: $200,000.00 MINNESOTA STATUTES, SECTION MORTGAGOR(S): Maria Garcia, a 582.032 DETERMINING, AMONG s i n g l e p e r s o n a n d A z a o l a C .

OTHER THINGS, THAT THE MORT- Alvarado-Quintero, a single person GAGED PREMISES ARE IMPROVED MORTGAGEE: Mortgage Electronic WITH A RESIDENTIAL DWELLING OF Registration Systems, Inc. LESS THAN FIVE UNITS, ARE NOT DATE AND PLACE OF RECORDING: PROPERTY USED IN AGRICULTURAL Recorded: November 01, 2005 PRODUCTION, AND ARE ABANDONED. Dakota County Recorder Dated: November 2, 2010 Document Number: 2376709 ASSIGNMENTS OF MORTGAGE: Americana Community Bank, And assigned to: BAC Home Loans Mortgagee Servicing, LP KOEPKE LAW, LTD. Dated: October 27, 2010 By: __________/s/_____________ Transaction Agent: Mortgage ElecJack Atnip, III, Esq. (#0301966) tronic Registration Systems, Inc. Kevin M. Koepke, Esq. (#0245306) Transaction Agent Mortgage Identifi3161 Fernbrook Lane North cation Number: 100015700057853950 Plymouth, Minnesota 55447 Lender or Broker: America's WholeTelephone: (763) 201-1205 sale Lender Attorneys for Mortgagee Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. IMPORTANT NOTICE: Mortgage Originator: Not Applicable THIS IS AN ATTEMPT TO COUNTY IN WHICH PROPERTY IS COLLECT A DEBT AND ANY LOCATED: Dakota INFORMATION OBTAINED WILL Property Address: 4485 Clover Ln, BE USED FOR THAT PURPOSE. 2406577 11/4-11/25/10 Eagan, MN 55122-2437 Tax Parcel ID Number: 10-22750-190-01 LEGAL DESCRIPTION OF PROPNOTICE OF VOLUNTARY ERTY: Lot 19, Block 1, Eden Addition, MORTGAGE FORECLOSURE SALE Dakota County, Minnesota.

THE RIGHT TO VERIFICATION AMOUNT DUE AND CLAIMED TO BE OF THE DEBT AND IDENTITY OF D U E A S O F D A T E O F N O T I C E : THE ORIGINAL CREDITOR WITHIN $221,957.01 THE TIME PROVIDED BY LAW IS THAT all pre-foreclosure requireNOT AFFECTED BY THIS ACTION. ments have been complied with; that NOTICE IS HEREBY GIVEN: That no action or proceeding has been instidefault has occurred in the conditions tuted at law or otherwise to recover the of the following described mortgage: debt secured by said mortgage, or any DATE OF MORTGAGE: March 6, 2007 part thereof; ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $1,700,000.00 ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������THE ������ RIGHT ������� TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ���������� ���� ��������� part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006957F02 2405189 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Kathryn Lynn Hanson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 27, 2005 Dakota County Recorder Document Number: 2344589 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039223350007259 Lender o r Broker: F i r s t M a g n u s Financial Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1013 Walnut St, Farmington, MN 55024-1725 Tax Parcel ID Number: 14 22500 080 09 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 9, East Farmington First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,936.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF

ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017433F01 2404641 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $407,374.00 MORTGAGOR(S): William T. Beighley, Jr. and Valerie G. Beighley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 25, 2007 Dakota County Recorder Document Number: 2512191 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: November 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120053947 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3444 83rd St E, Inver Grove Heights, MN 55076-4563 Tax Parcel ID Number: 20-76500-170-01 LEGAL DESCRIPTION OF PROPERTY: Lot 17. Block 1, Timber Ponds, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $409,166.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 30, 2011, or the next business day if June 28, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 11, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017690F01 2413397 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2009 MORTGAGORS: V i r g i n i a D . H e n drickson and Arlen W. Bittner, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 18, 2009, Dakota County Recorder, Document No. 2638111.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: November 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981106565634 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3324 Country Wood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 021835312003 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, Country Woods Estates 4th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,686.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9538 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422493 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12866 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12866 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by John J.

as of the date of this Notice by John J. Calabrese, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Nine Thousand Four Hundred Sixty Three and 50/100 ($9,463.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated August 2, 2010, and recorded October 8, 2010, as Document No. 2758380 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 15, 2010, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on June 15, 2011.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 13, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441113 THIS NOTICE DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES, BUT IS AN ATTEMPT TO ENFORCE A VALID SECURITY INTEREST IN THE SUBJECT PROPERTY. THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2400410 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 17, 2007 MORTGAGOR: J a c o b C . B u r s o t t , single and Cheryl Crane.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 9, 2007, Dakota County Recorder, Document No. 2536135, and Amended by Court Order Recorded as Document No. 2721985.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: October 22, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500037723526 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 23410 Water Lane, Hampton, MN 55031 TAX PARCEL I.D. #: 185500007001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Rays Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,648.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,212.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM

6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 25, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406392 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,800.00 MORTGAGOR(S): Kathleen C Sherman, unmarried MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: March 07, 2003 Dakota County Recorder Document Number: 2011165 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15071 Dunwood Trl, Apple Valley, MN 55124-5896 Tax Parcel ID Number: 01-76900-051-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 51, Prairie Crossing Villas, Common Interest Community No. 241, a condominium located in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $120,261.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013719F03 2404875 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Dated: November 12, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated October 23, 2007, executed by Matthew W. Christenson and Kimberly M. Christenson, husband and wife, as Mortgagors to Merchants Bank, National Association, as Mortgagee and filed for record November 8, 2007, as Document Number 2555307 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. The Mortgage has been assigned as follows: Not Applicable 3. The original principal amount secured by the Mortgage was: $ 175,000.00 4. No action or proceeding at law is now pending to recover the debt secured by the mortgage, or any part thereof.

5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

6. A t t h e d a t e o f t h i s n o t i c e t he amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $ 176,437.89 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot Eleven (11), Block Two (2), Featherstone Ridge, CIC No. 307, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on December 30, 2010, at 10:00 a.m., at the lobby of the Dakota County Sheriff's Office, Lobby S-100, 1580 Highway 55, Hastings, Minnesota 55033.

8. The street address of the property is: 496 Featherstone Court, Hastings, Minnesota 55033. The tax parcel identification number is: 19-25900-110-02.

9. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagors or Mortgagors' personal representatives or assigns is six (6) months after the date of sale.

10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. T H I S I S A N A T T E M P T T O COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND THE IDENTITY OF THE CREDITOR WILL NOT BE AFFECTED BY THI S FORECLOSURE PROCEEDING. 12. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagors must vacate the property if the mortgage is not reinstated under Section 580.30 or the property is not redeemed under Section 580.23 is 11:59 p.m. on June 30, 2011.

MERCHANTS BANK, NATIONAL ASSOCIATION /s/ Mark A. Merchlewitz By: Mark A. Merchlewitz Attorney-in-Fact for Merchants Bank, National Association Attorney for Mortgagee Mark A. Merchlewitz BENSON & MERCHLEWITZ 174 Main Street Winona, MN 55987 (507) 454-3752 STATE OF MINNESOTA } } ss.

COUNTY OF WINONA } The foregoing instrument was acknowledged before me this 12th day of November, 2010, by Mark A. Merchlewitz, Attorney-in-Fact for Merchants Bank, National Association, Mortgagee. /s/ Kristine K. Teske SIGNATURE OF PERSON TAKING ACKNOWLEDGMENT THIS INSTRUMENT WAS DRAFTED BY: Mark A. Merchlewitz BENSON & MERCHLEWITZ 174 Main Street Winona, MN 55987 507-454-3752 2421140 11/18-12/23/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2006 MORTGAGORS: Jacob Lukkes and Jennifer Lukkes, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 1, 2006, Dakota County Recorder, Document No. 2458118.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 14, 2010, Recorded: September 22, 2010, Document No. 2754146.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074407552 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1876 13th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 195860090710 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 907, COMMON INTEREST COMMUNITY NUMBER 511, A CONDOMINIUM, PRAIRIE RIDGE, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,990.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,574.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9141 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415347 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2009 MORTGAGORS: Michael J. Kraemer and Tracy M Kraemer, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 6, 2009, Dakota County Recorder, Document No. 2668499.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 14, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021200000146224 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17710 Hyde Park Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 228850401004 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Zweber Farm Fifth, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $367,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $371,562.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1383 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406327 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 20, 2006 MORTGAGORS: Scott J. Wetch and Yvette Wetch, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered November 3, 2006, Dakota County Registrar of Titles, Document No. 600677, Certificate of Title No. 126860.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 4, 2010, Recorded: February 22, 2010, Document No. T658259.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100372406093315098 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wilmington Finance, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 189 Linden Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11700-210-03 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 3 in Apple Valley.

Lot 21, Block 3 in Apple Valley.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $238,974.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3289 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406652 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2006 MORTGAGORS: Mark T Ol son and Lara J. Olson, husband and wife.

MORTGAGEE: T e a c h e r F e d e r a l Credit Union, N/K/A TruStone Financial Federal Credit Union DATE AND PLACE OF RECORDING: Recorded May 18, 2006, Dakota County Recorder, Document No. 2430534.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Teacher Federal Credit Union RESIDENTIAL MORTGAGE SERVICER: TruStone Financial Federal Credit Union MORTGAGED PROPERTY ADDRESS: 17752 Hickory Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 228850708003 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Zweber Farm Eighth, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,831.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,223.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2010.

TruStone Financial Federal Credit Union Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1990 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406527 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2007.

MORTGAGOR(S): Paul A. Mason and Connie S. Kanoth-Mason, husband and wife.

MORTGAGEE: Compass Capital Funding Corp., a California corporation dba Commercial Capital Funding.

DATE AND PLACE OF RECORDING: Filed January 17, 2008, Dakota County Recorder, as Document No. 2566822.

ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated November 29, 2007, filed for record August 25, 2008, as Document No. 2609763.

The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent’s Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Compass Capital Funding Corp., a California corporation dba Commercial Capital Funding.

MORTGAGED PROPERTY ADDRESS: 901 Concord Street North, South St. Paul, MN 55075.

TAX PARCEL I.D. NO.: 36-70202-140-03 and 36-70202-120-03 and 36-70202-111-03.

LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 11, and all of Lots 12 , 13 and 14, Block 3, South Park Division Number 3, Dakota County, Minnesota; together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $238,926.57.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2010 at 10:00 a.m.

PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of

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NOTICE OF MORTGAGE MORTGAGOR(S) RELEASED FROM FORECLOSURE SALE FINANCIAL OBLIGATION ON MORTTHE RIGHT TO VERIFICATION GAGE: none.

OF THE DEBT AND IDENTITY OF Dated: October 28, 2010.

THE ORIGINAL CREDITOR WITHIN BAYVIEW LOAN SERVICING, LLC, THE TIME PROVIDED BY LAW IS Assignee NOT AFFECTED BY THIS ACTION. /s/ Anna C. Mickelson NOTICE IS HEREBY GIVEN, that ANNA C. MICKELSON -fordefault has occurred in conditions of Atty. I.D. #347814 the following described mortgage: MURNANE BRANDT DATE OF MORTGAGE: J u n e 3 0 , Attorneys for Assignee 2003 30 East Seventh Street, Suite 3200 MORTGAGORS: Jesus Sanchez and St. Paul, Minnesota 55101 Carmen Sanchez, husband and wife.

Telephone (651) 227-9411 MORTGAGEE: Mortgage Electronic THIS IS A COMMUNICATION FROM Registration Systems, Inc. A DEBT COLLECTOR. DATE AND PLACE OF RECORDING: 2403280 11/4-12/9/10 Recorded August 18, 2003, Dakota County Recorder, Document No. 2096131.

NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE Assigned to: Chase Home Finance LLC, N O T I C E I S H E R E B Y G I V E N t h a t Dated: October 2, 2009, Recorded: default has occurred in the conditions O c t o b e r 1 2 , 2 0 0 9 , D o c u m e n t N o . of the following described mortgage: 2689744.

DATE OF MORTGAGE: February 17, TRANSACTION AGENT: Mortgage 2006 Electronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT'S MORTMORTGAGE: $201,600.00 GAGE IDENTIFICATION NUMBER ON MORTGAGOR(S): Joyce LaFavre, a MORTGAGE: 100162500060075356 single woman LENDER OR BROKER AND MORTMORTGAGEE: Mortgage Electronic G A G E O R I G I N A T O R S T A T E D O N Registration Systems, Inc. MORTGAGE: Mortgages Unlimited, Inc. DATE AND PLACE OF REGISTERRESIDENTIAL MORTGAGE SERING: VICER: Chase Home Finance LLC Registered: March 23, 2006 Dakota MORTGAGED PROPERTY ADDRESS: County Registrar of Titles 416 19th Avenue North, South Saint Document Number: 586919 Paul, MN 55075 ASSIGNMENTS OF MORTGAGE: TAX PARCEL I.D. #: 36-32900-140-02 And assigned to: Bank of America, LEGAL DESCRIPTION OF PROPNA, successor by merger to Country- ERTY: wide Bank, FSB Lot 13 and the South 1/2 of Lot 14, Dated: May 26, 2009 Block 2, Hillside Terrace.

Registered: June 24, 2009 Dakota COUNTY IN WHICH PROPERTY IS County Registrar of Titles LOCATED: Dakota Document Number: T646212 ORIGINAL PRINCIPAL AMOUNT OF And assigned to: BAC HOME LOANS MORTGAGE: $180,400.00 SERVICING, LP AMOUNT DUE AND CLAIMED TO BE Dated: November 11, 2010 DUE AS OF DATE OF NOTICE, INCLUDTransaction Agent: Mortgage Elec- ING TAXES, IF ANY, PAID BY MORTtronic Registration Systems, Inc. GAGEE: $171,670.21 Transaction Agent Mortgage IdentifiThat prior to the commencement of cation Number: 1001337-0001226110-6 this mortgage foreclosure proceeding L e n d e r o r B r o k e r : C o u n t r y w i d e Mortgagee/Assignee of Mortgagee comBank, N.A. plied with all notice requirements as Residential Mortgage Servicer: BAC required by statute; That no action or Home Loans Servicing, L.P. proceeding has been instituted at law Mortgage Originator: Not Applicable or otherwise to recover the debt CERTIFICATE OF TITLE NUMBER: secured by said mortgage, or any part 132125 thereof; COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale conLOCATED: Dakota tained in said mortgage, the above Property Address: 3335 148th St W, described property will be sold by the Rosemount, MN 55068-4339 Sheriff of said county as follows: Tax Parcel ID Number: DATE AND TIME OF SALE: January 34-62856-080-01 14, 2011 at 10:00 AM LEGAL DESCRIPTION OF PROPPLACE OF SALE: S h e r i f f ' s O f f i c e , ERTY: Lot 8, Block 1; in Rahn's Sev- Law Enforcement Center, 1580 Hwy enth Addition, according to the plat 55, Lobby #S-100, Hastings, MN thereof now on file and of record. to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disburse$232,251.23 ments, including attorneys' fees THAT all pre-foreclosure require- allowed by law subject to redemption ments have been complied with; that within six (6) months from the date of no action or proceeding has been insti- said sale by the mortgagor(s), their tuted at law or otherwise to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under part thereof; that this is registered MN Stat. §580.07. property; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n t a i n e d i n s a i d m o r t g a g e , t h e owner-occupied, single-family dwellabove-described property will be sold ing, unless otherwise provided by law, by the Sheriff of said county as fol- the date on or before which the mortlows: gagor(s) must vacate the property if the DATE AND TIME OF SALE: January mortgage is not reinstated under sec03, 2011 at 10:00 AM tion 580.30 or the property is not PLACE OF SALE: Dakota County redeemed under section 580.23 is Law Enforcement Center, 1580 High- 11:59 p.m. on July 14, 2011. way 55, Lobby S-100, Hastings, MinneMORTGAGOR(S) RELEASED FROM sota FINANCIAL OBLIGATION ON MORTto pay the debt secured by said mort- GAGE: None gage and taxes, if any, on said pre"THE TIME ALLOWED BY LAW FOR mises and the costs and disburse- REDEMPTION BY THE MORTGAGOR, ments, including attorney fees allowed THE MORTGAGOR'S PERSONAL REPby law, subject to redemption within RESENTATIVES OR ASSIGNS, MAY BE six (6) months from the date of said REDUCED TO FIVE WEEKS IF A JUDIsale by the mortgagor(s), their per- CIAL ORDER IS ENTERED UNDER sonal representatives or assigns.

MINNESOTA STATUTES, SECTION If the Mortgage is not reinstated 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G under Minn. Stat. §580.30 or the prop- OTHER THINGS, THAT THE MORTerty is not redeemed under Minn. Stat. GAGED PREMISES ARE IMPROVED §580.23, the Mortgagor must vacate WITH A RESIDENTIAL DWELLING OF the property on or before 11:59 p.m. on LESS THAN FIVE UNITS, ARE NOT July 03, 2011, or the next business day PROPERTY USED IN AGRICULTURAL if July 03, 2011 falls on a Saturday, P R O D U C T I O N , A N D A R E Sunday or legal holiday.

ABANDONED." Mortgagor(s) released from financial Dated: November 5, 2010. obligation: NONE Chase Home Finance LLC THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR ATTEMPT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. ING TO COLLECT A DEBT. ANY By: Paul A. Weingarden INFORMATION OBTAINED WILL BE Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. Mortgagee THE RIGHT TO VERIFICATION OF 4500 Park Glen Road #300 THE DEBT AND IDENTITY OF THE Minneapolis, MN 55416 ORIGINAL CREDITOR WITHIN THE (952) 925-6888 TIME PROVIDED BY LAW IS NOT 30-7150 AFFECTED BY THIS ACTION. THIS IS A COMMUNICATION FROM THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR. REDEMPTION BY THE MORTGAGOR, 2422375 11/18-12/23/10 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION THE RIGHT TO VERIFICATION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- OF THE DEBT AND IDENTITY OF GAGED PREMISES ARE IMPROVED THE ORIGINAL CREDITOR WITHIN WITH A RESIDENTIAL DWELLING OF THE TIME PROVIDED BY LAW IS LESS THAN FIVE UNITS, ARE NOT NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that PROPERTY USED IN AGRICULTURAL default has occurred in conditions of PRODUCTION, AND ARE ABANDONED. the following described mortgage: DATED: November 18, 2010 DATE OF MORTGAGE: May 19, 2003 ASSIGNEE OF MORTGAGEE: MORTGAGORS: Willard L. Pankonin BAC HOME LOANS SERVICING, LP and Christi J. Pankonin, husband and Wilford & Geske, P.A. wife.

Attorneys for Assignee of Mortgagee MORTGAGEE: Interbank, FSB. Lawrence A. Wilford DATE AND PLACE OF RECORDING: James A. Geske R e corded June 23, 2003, Dakota 8425 Seasons Parkway, Suite 105 C o unty Recorder, Document No. Woodbury, MN 55125-4393 2068679.

(651) 209-3300 ASSIGNMENTS OF MORTGAGE: File Number: 018174F01 2421248 11/18-12/23/10

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

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��� �������� ��� ���� ������ ������ ������� ERTY: Lot Fifteen (15), Block Seven (7) In ���������� ���� ��������� ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank, FA, Dated: May 19, 2003, Recorded: June 23, 2003, Document No. 2068680.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Interbank, FSB RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 25511 Ipava Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 13-01900-030-77 LEGAL DESCRIPTION OF PROPERTY: The South 330 feet of the North 396 feet of the Northeast 1/4 of the Southeast 1/4 of Section 19, Township 113, Range 20 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $560,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $603,068.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2998 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406738 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2007 MORTGAGOR: Donna Swan, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered September 20, 2007, Dakota County Registrar of Titles, Document No. 617593, Certificate of Title No. 141354.

ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: October 13, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000297194 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3925 Mica Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 101670415007 LEGAL DESCRIPTION OF PROPERTY:

Cedar Grove No. 5, According to the Recorded Plat Thereof on file and of record in the office of the register of Deeds in and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,950.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 26, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4780 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406361 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 8 , 2006 MORTGAGORS: M a t t h e w A . K l i n e and Sarah R. Kline, husband and wife.

MORTGAGEE: Residential Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded February 13, 2006, Dakota County Recorder, Document No. 2405543.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: January 18, 2006, Recorded: February 13, 2006, Document No. 2405544.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 19020 Ireton Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 227582604007 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 7, The Greenway 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $400,922.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406472 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for River Pointe Condominium Association ("Declaration") which governs the following described real property situated in the County of Dakota and State of Minnesota, to-wit: Unit No. 4B, CIC No. 90, River Pointe Condominium, a condominium located in the County of Dakota; pursuant to the Declaration Document No. 397656 and Bylaws; as amended by First Amendment to Declaration No. 555573; Subject to the provisions, restrictions and easements contained in the Declaration and Bylaws and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota Statutes Chapter 515B, and Acts Amendatory thereof.

Subject to encumbrances, liens and interests noted on CECT No. 134754. according to the plat thereof on file or of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota.

PROPERTY ADDRESS: 1111 Sibley Memorial Highway, Unit #4B, Lilydale, MN 55118 Pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Cheryl Kristine Stolz, as Unit Owner, to River Pointe Condominium Association, the principal amount of Twenty Thousand Seven Hundred Twenty One and 10/100 dollars ($20,721.10) for association assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part.

Pursuant to said Declaration and Minnesota Statutes Chapter 515B, said debt creates a lien upon said premises in favor of River Pointe Condominium Association, as evidenced by that Notice of Lien dated July 26, 2010, and recorded October 6, 2010, as Document No. T668874 in the office of the Registrar of Titles in and for Dakota County, Minnesota, and by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said association assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 15, 2010, at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no reinstatement or redemption occurs, the property must be vacated by 11:59 PM on June 15, 2011.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 19, 2010 By /s/ David J. Raymond, #221818 Attorney for River Pointe Condominium Association Raymond Law Offices, PA 5838 Blackshire Path, Inver Grove Heights, MN 55076 651-455-3100 File 187501 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2403351 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 5, 2005 MORTGAGORS: B r a n d o n J . B r u h a and Molly J. C. Bruha, husband and WIFE. MORTGAGEE: Residential Finance Corporation.

DATE AND PLACE OF RECORDING: Recorded May 11, 2005, Dakota County Recorder, Document No. 2320874.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: March 11, 2005, Recorded: June 21, 2005, Document No. 2332395, and

by Document No. 2332396 and 2419513.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Finance Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 213 Walnut Street, Farmington, MN 55024 TAX PARCEL I.D. #: 147700009008 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 8, Town of Farmington COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $186,458.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4945 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422778 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 6 , 2006 MORTGAGOR: Kevin Molde, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 11, 2006, Dakota County Recorder, Document No. 2444377.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 4, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000188788 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18259 Emerald Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 141950102010 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 10, Dakota County Estates 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,368.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9532 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2418674 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 9 , 2002 MORTGAGORS: Richard C. Tosto and Shelly M. Tosto, husband and wife.

MORTGAGEE: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded October 2, 2002, Dakota County Recorder, Document No. 1942764.

ASSIGNMENTS OF MORTGAGE: NONE

NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3910 East 160th Street, Rosemount, MN 55068 TAX PARCEL I.D. #: 080060001136 LEGAL DESCRIPTION OF PROPERTY: The East 165 feet of the West 1849 feet of the North 198 feet of the North One-half (N 1/2) of the Northwest Quarter (NW 1/4) of Section Six (6), Township One Hundred fourteen (114) Range Eighteen (18), excepting the West 28 feet thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,490.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4886 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415035 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 26, 2003 MORTGAGORS: Timothy E. Abbott and Jill A. Abbott, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 6, 2003, Dakota County Recorder, Document No. 2090101.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599920020233 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Resource Financial Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14342 Ebony Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015750305002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Pilot Knob Estates Fourth Addition.

COUNTY IN WHICH PROPERTY IS

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COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,868.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9470 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415144 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 16, 2006 MORTGAGOR: Satyanarayana Boda, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 18, 2006, Dakota County Recorder, Document No. 2446289.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074405259 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13559 Athena Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830248001 LEGAL DESCRIPTION OF PROPERTY: Lot 48, Block 1, Meadows of Bloomfield 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $328,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $328,291.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e ,

PLACE OF SALE: S h e r i f f s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9488 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415122 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2005 MORTGAGORS: Lynn M. Schaab and Michael J. Schaab, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 24, 2005, Dakota County Recorder, Document No. 2298440.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 15, 2008, Recorded: November 18, 2008, Document No. 2623205.

And thereafter assigned to: Selene Finance, LP, Dated: September 23, 2010, Recorded: September 23, 2010, Document No. 2754386, and by Document No. 2708854. And thereafter assigned to: Selene RMOF REO Acquisition LLC, Dated: September 24, 2010, Recorded: September 27, 2010, Document No. 2754999, as corrected by Corrective Assignment dated September 24, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100236400000109344 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mercantile Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Selene Finance, LP MORTGAGED PROPERTY ADDRESS: 984 Livingston Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-48100-160-08 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 8, Michel's B. Addition to West St. Paul.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,972.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROP-

TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

Selene RMOF REO Acquisition, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1675 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2413660 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2008 MORTGAGOR: Jose Esteban Ponce, an unmarried man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered October 10, 2008, Dakota County Registrar of Titles, Document No. T634269, Certificate of Title No. 145622.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 26, 2009, Recorded: April 8, 2009, Document No. T641818.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520057242556 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citimortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14128 Frontier Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-22680-150-06 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 6, Echo Valley, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $379,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $435,963.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2414916 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2007 MORTGAGORS: John Michael Sawicke and Barbara Ann Sawicke, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 20, 2007, Dakota County Recorder, Document No. 2562436.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 260 River Woods Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 027700702005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Townhouse Villages at River Woods 8th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,676.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3282 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415317 11/11-12/16/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 7 , 2007 MORTGAGORS: Denise L. Jones and David L. Cranmer, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 21, 2007, Dakota County Recorder, Document No. 2498202.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: November 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074405275 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13585 Atwater Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830220001 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Meadows of Bloomfield 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $398,178.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $398,119.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9588 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422524 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 21, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352, in the Office of the Dakota County Recorder, as amended, covering the following property: LEGAL DESCRIPTION: Lot 133, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota STREET ADDRESS: 5175 - 148th St. W., Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-20505-133-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 21, 2010, from Andrew

Zahn, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $5,197.50 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after October 21, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6. The Declaration, referenced above, provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 24, 2010, as Document No. 2748177 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 30th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 30, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: _____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000

(Diamond Path Villages/Zahn/09-7-204D)

2409884

11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 8, 2006 MORTGAGORS: Jason David Erb and Diana Marie Trettel, both single persons, as joint tenants MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: May 24, 2006 Dakota County Recorder Document #: 2432312 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT 404, COACHMAN OAKS CONDOMINIUM, DAKOTA COUNTY, MINNESOTA, CONDOMINIUM FILE NO. 45.

PARCEL ID #: 10-18100-404-01 P R O P E R T Y A D D R E S S : 3155 Coachman Road # 404, Eagan, Minnesota 55121 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $137,397.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale

���������� �� ���� �����

��� �������� ��� ���� ������ ������� ing,������ unless otherwise provided by law, the date on or before which the mort���������� ���� ��������� PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is June 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: November 5, 2010 US Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2413036 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 0 , 2007 MORTGAGORS: James M. Gee and Susan L. Gee, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 13, 2007, Dakota County Recorder, Document No. 2496132.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 26, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000351525781 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14228 Dearborn Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 341830028001 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Country Hills First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $229,982.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4941 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2413124 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2007 MORTGAGORS: Amy A. Schultz and John W. Schultz, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 17, 2007, Dakota County Recorder, Document No. 2550929.

ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: October 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935170901447 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18541 English Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 145865102002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Prairie Creek 2nd Addition, according to the recorded plat thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,923.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: November 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4826 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2414954 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 7, 2004.

MORTGAGORS: Casey Ann Tiedens and Scott G. Tiedens, wife and husband.

MORTGAGEE: Ameriquest Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded February 9, 2004, Dakota County Recorder, Document No. 2173639.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee of Ameriquest Securities Inc., Asset Backed Pass-Through Certificates, Series 2004-R2 under the Pooling & Servicing Agreement dated as of March 1, 2004, Without Recourse, Dated: September 18, 2006, Recorded: September 29, 2006, Document No. 2464989.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 5218 187th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 145865001008 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 8, Prairie Creek First Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $219,469.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 29, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 71-916 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2411866 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2007 MORTGAGOR: Kristine R. Wallace, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 21, 2007, Dakota County Recorder, Document No. 2504115.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 11, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100356107020150943 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Partners, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15684 Chasewood Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 346457511006 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, Rosemount Commons, CIC No. 267, Dakota County, Minnesota, according to the recorded plat thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $203,033.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9639 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422312 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $7,627,900.00 MORTGAGOR: Wyngate Townhomes, LLC, a Minnesota limited liability company MORTGAGEE: R e i l l y M o r t g a g e Group, Inc., a District of Columbia corporation DATE AND PLACE OF RECORDING: Recorded May 15, 2002, Office of the County Recorder, Dakota County, Minnesota, Document No. 1896359.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, National Association, a national bank-

National Association, a national bank ing association by Assignment dated July 31, 2006, which was duly filed of record in the Office of the County Recorder, Dakota County, Minnesota, on September 18, 2006, as Document No. 2462112, as assigned to the Secretary of Housing and Urban Development of Washington, D.C. by Assignment of dated December 11, 2009, which was duly filed of record in the Office of the County Recorder, Dakota County, Minnesota, on December 17, 2009, as Document No. 2703001, as assigned to LENOX MORTGAGE XIII LLC, a Delaware limited liability company, by Assignment of Mortgage dated September 22, 2010, which was duly filed of record in the Office of the County Recorder, Dakota County, Minnesota, on September 29, 2010, as Document No. 2755707.

LEGAL DESCRIPTION OF PROPERTY WHICH IS ABSTRACT PROPERTY: Original legal description: Outlot A, Deeg Pond.

Together with non-exclusive easements for storm sewer and sanitary sewer purposes over parts of Lots 3, 4, 9, 10, 11, 12, and 15, Block 1, Deeg Pond, as contained in the Utility Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896354.

And together with a non-exclusive easement for construction purposes over part of Lots 9 and 10, Block 1, Deeg Pond, as contained in the Temporary Construction Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896355.

And together with the non-exclusive easement for construction purposes over part of Lot 10, Block 1, Deeg Pond, as contained in the Temporary Driveway Construction Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota county Recorder as Doc. No. 1896356.

And together with a non-exclusive easement for cross access purposes over parts of Lots 1, 2, 10, and 11, Block 1, Deeg Pond, as contained in the Cross Access Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896357.

Currently described as: PARCEL A: Lot 1, Block 1, Wyngate Townhomes.

PARCEL B: Non-exclusive easements for storm sewer and sanitary sewer purposes over parts of Lots 3, 4, 9, 10, 11, 12, and 15, Block 1, Deeg Pond, as contained in the Utility Easement dated March 12, 2002, filed May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896354.

PARCEL C: A non-exclusive easement for cross access purposes over parts of Lots 1, 2, 10, and 11, Block 1, Deeg Pond, as contained in the Cross Access Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896357 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $7,325,831.78.

PHYSICAL STREET ADDRESS, CITY AND ZIP CODE OF THE PREMISES: 1150 McAndrews Road East, Burnsville, MN 55337 TAX PARCEL IDENTIFICATION NUMBER OF THE PREMISES: 02-85600-010-01 The following Mortgagors have been released from financial obligation on the mortgage: None.

That prior to the commencement of this mortgage foreclosure proceeding Assignee of Mortgagee complied with all pre-foreclosure requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, all of the property that is described in the mortgage, both real and personal, including the above described property, will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 a.m. Friday, January 14, 2011 PLACE OF SALE: D a k o t a C o u n t y Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor, its personal representatives or assigns.

Date: November 10, 2010 LENOX MORTGAGE XIII LLC, a Delaware limited liability company By: Oppenheimer Wolff & Donnelly LLP Attorneys for Lenox Mortgage XIII LLC By: /s/ Rebecca G. Sluss Rebecca G. Sluss Its: Attorney THIS DOCUMENT WAS DRAFTED BY: OPPENHEIMER WOLFF & DONNELLY LLP (RGS) 3300 Plaza VII 45 South Seventh Street Minneapolis, Minnesota 55402 Telephone: (612) 607-7000 2415265 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,234.00 MORTGAGOR(S): Harry R Duckson and Faye A Duckson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 10, 2005 Dakota County Registrar of Titles Document Number: 578932 AND CORRECTIVE MORTGAGE REGISTERING: December 21, 2005 Dakota County Registrar of Titles Document Number: 581476 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: October 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100220710000084604 Lender or Broker: Maribella Mortgage, LLC Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138122 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17375 Gettysburg Way, Lakeville, MN 55044-4005 Tax Parcel ID Number: 22-18604-146-20 LEGAL DESCRIPTION OF PROPERTY: Unit No. 19146, CIC No. 424, Crossroads Condominium, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,375.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 04, 2011, or the next business day if July 04, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 18, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017789F01 2416712 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 6 , 2005 MORTGAGOR: S u s a n M . Z i m m e r man, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 18, 2005, Dakota County Recorder, Document No.

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County Recorder, Document No. 2382267.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100271100000169340 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homebridge Mortgage Bankers Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16117 Flagstaff Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 225135105001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Niakwa Village 2nd Addition, in the City of Rosemont, County of Dakota and State of Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $105,069.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9530 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415092 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 26, 2007 MORTGAGOR: Brenda K. Bailey, a single person.

MORTGAGEE: ABN AMRO Mortgage Group, Inc nka CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded December 28, 2007, Dakota County Recorder, Document No. 2563763.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc nka CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 633 1st Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367515112013 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 13, Tarbox Rearrangement of Blocks 9 and 13 of Tarbox

ment of Blocks 9 and 13 of Tarbox Addition to South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $126,676.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 4, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4874 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415110 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2004 MORTGAGOR: Michelle Schumack, a single person.

MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded July 1, 2004, Dakota County Recorder, Document No. 2221617.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1255 Timbershore Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 10-76502-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Timbershores 3rd Addition, together with appurtenant easements created pursuant to Declaration, Document No. 401215, as Amended. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $127,713.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy

Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 4, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4814 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2414871 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2007 MORTGAGOR: Reid J. Fjerstad, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: September 7, 2007 Dakota County Registrar of Titles Document #: 616901 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT SIXTEEN (16) AND THE SOUTH ONE HALF (S1/2) OF LOT SEVENTEEN (17), GERBER'S ADDITION, ACCORDING TO THE PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE REGISTER OF DEEDS IN AND FOR SAID COUNTY AND STATE. The Torrens Certificate No. is 138839 PARCEL ID #: 36-29100-170-00 PROPERTY ADDRESS: 1240 South 7th Avenue, South Saint Paul, Minnesota 55075 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $238,651.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is June 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the

holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: November 8, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2414696 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 , 2003 MORTGAGOR: B o n i t a L . H u b e r , a single person.

MORTGAGEE: A n c h o r B a n k S a i n t Paul.

DATE AND PLACE OF RECORDING: Recorded September 19, 2003, Dakota County Recorder, Document No. 2112575.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: August 1, 2003, Recorded: September 19, 2003, Document No. 2112576. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 5, 2006, Document No. 2426064. And thereafter assigned to: U.S. Bank, N.A., Dated: October 14, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Anchor Bank Saint Paul RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4211 Yew Point, Eagan, MN 55122 TAX PARCEL I.D. #: 101480040001 LEGAL DESCRIPTION OF PROPERTY: Lot 40, Block 1, Boulder Ridge, according to the recorded plat thereof, in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $56,263.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 6, 2012.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

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THE RIGHT TO VERIFICATION U.S. Bank, N. A. OF THE DEBT AND IDENTITY OF Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Mortgagee default has occurred in conditions of 4500 Park Glen Road #300 the following described mortgage: Minneapolis, MN 55416 DATE OF MORTGAGE: April 26, 2004 (952) 925-6888 MORTGAGORS: William B. Carli and 19-1364 Marisol J. Carli, husband and wife.

THIS IS A COMMUNICATION FROM MORTGAGEE: Mortgage Electronic A DEBT COLLECTOR. 2415050 11/11-12/16/10 Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered May 18, 2004, Dakota County Registrar of Titles, Document NOTICE OF MORTGAGE No. 537275, Certificate of Title No. FORECLOSURE SALE 131673.

THE RIGHT TO VERIFICATION ASSIGNMENTS OF MORTGAGE: OF THE DEBT AND IDENTITY OF Assigned to: U.S. Bank, N.A., Dated: THE ORIGINAL CREDITOR WITHIN October 28, 2010.

THE TIME PROVIDED BY LAW IS Said Mortgage being Registered Land.

NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT: Mortgage NOTICE IS HEREBY GIVEN, that Electronic Registration Systems, Inc. default has occurred in conditions of TRANSACTION AGENT'S MORTthe following described mortgage: GAGE IDENTIFICATION NUMBER ON DATE OF MORTGAGE: December 14, MORTGAGE: 100021278920257602 2005 LENDER OR BROKER AND MORTMORTGAGOR: Michele Weegman, a G A G E O R I G I N A T O R S T A T E D O N single person.

MORTGAGE: U.S. Bank, N.A. MORTGAGEE:Mortgage Electronic RESIDENTIAL MORTGAGE SERRegistration Systems, Inc..

VICER: U.S. Bank Home Mortgage DATE AND PLACE OF RECORDING: MORTGAGED PROPERTY ADDRESS: Recorded January 6, 2006, Dakota 19662 Meadowlark way, Farmington, C o u n t y R e c o r d e r , D o c u m e n t N o . MN 55024 2395140.

TAX PARCEL I.D. #: 148250124508 ASSIGNMENTS OF MORTGAGE: LEGAL DESCRIPTION OF PROPAssigned to: U.S. Bank, N.A., Dated: ERTY: October 28, 2010.

Unit No. 245, Common Interest TRANSACTION AGENT: Mortgage Community No. 323, a condominium, Electronic Registration Systems, Inc. Vermillion Grove Condominiums, TRANSACTION AGENT'S MORTDakota County, Minnesota GAGE IDENTIFICATION NUMBER ON COUNTY IN WHICH PROPERTY IS MORTGAGE: 100021268000405561 LOCATED: Dakota LENDER OR BROKER AND MORTORIGINAL PRINCIPAL AMOUNT OF G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: $173,630.00 MORTGAGE: Centennial Mortgage and AMOUNT DUE AND CLAIMED TO BE Funding, Inc DUE AS OF DATE OF NOTICE, INCLUDR E S I D E N T I A L M O R T G A G E S E R - ING TAXES, IF ANY, PAID BY MORTVICER: U.S. Bank Home Mortgage GAGEE: $163,730.41 MORTGAGED PROPERTY ADDRESS: That prior to the commencement of 3175 Village Trail 105, Hastings, MN this mortgage foreclosure proceeding 55033 Mortgagee/Assignee of Mortgagee comTAX PARCEL I.D. #: 196437510505 plied with all notice requirements as LEGAL DESCRIPTION OF PROP- required by statute; That no action or ERTY: proceeding has been instituted at law Unit No. 105 and Garage Unit No. o r o t h e r w i s e t o r e c o v e r t h e d e b t 1 0 5 , R i v e r w o o d C a r r i a g e H o m e s secured by said mortgage, or any part Condominium, Condominium File thereof; No. 80, Dakota County, Minnesota PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the ORIGINAL PRINCIPAL AMOUNT OF Sheriff of said county as follows: MORTGAGE: $105,081.00 DATE AND TIME OF SALE: January AMOUNT DUE AND CLAIMED TO BE 20, 2011 at 10:00 AM DUE AS OF DATE OF NOTICE, INCLUDPLACE OF SALE: S h e r i f f ' s O f f i c e , ING TAXES, IF ANY, PAID BY MORT- Law Enforcement Center, 1580 Hwy GAGEE: $102,604.44 55, Lobby #S-100, Hastings, MN That prior to the commencement of to pay the debt then secured by said this mortgage foreclosure proceeding Mortgage, and taxes, if any, on said Mortgagee/Assignee of Mortgagee com- premises, and the costs and disburseplied with all notice requirements as m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s required by statute; That no action or allowed by law subject to redemption proceeding has been instituted at law within six (6) months from the date of o r o t h e r w i s e t o r e c o v e r t h e d e b t said sale by the mortgagor(s), their secured by said mortgage, or any part personal representatives or assigns thereof; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07. tained in said mortgage, the above TIME AND DATE TO VACATE PROPdescribed property will be sold by the E R T Y : I f t h e r e a l e s t a t e i s a n Sheriff of said county as follows: owner-occupied, single-family dwellDATE AND TIME OF SALE: January ing, unless otherwise provided by law, 18, 2011 at 10:00 AM the date on or before which the mortPLACE OF SALE: S h e r i f f ' s O f f i c e , gagor(s) must vacate the property if the Law Enforcement Center, 1580 Hwy mortgage is not reinstated under sec55, Lobby #S-100, Hastings, MN tion 580.30 or the property is not to pay the debt then secured by said redeemed under section 580.23 is Mortgage, and taxes, if any, on said 11:59 p.m. on July 20, 2011. premises, and the costs and disburseMORTGAGOR(S) RELEASED FROM m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s FINANCIAL OBLIGATION ON MORTallowed by law subject to redemption GAGE: None within six (6) months from the date of "THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07.

REDUCED TO FIVE WEEKS IF A JUDITIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is P R O D U C T I O N , A N D A R E 11:59 p.m. on July 18, 2011.

ABANDONED." MORTGAGOR(S) RELEASED FROM Dated: November 11, 2010.

FINANCIAL OBLIGATION ON MORTU.S. Bank, N. A. GAGE: None Mortgagee/Assignee of Mortgagee "THE TIME ALLOWED BY LAW FOR USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDEMPTION BY THE MORTGAGOR, By: Paul A. Weingarden THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 582.032, DETERMINING, AMONG 19-1418 OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. WITH A RESIDENTIAL DWELLING OF 2422201 11/18-12/23/10 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E NOTICE OF MORTGAGE ABANDONED." FORECLOSURE SALE Dated: November 11, 2010.

THE RIGHT TO VERIFICATION U.S. Bank, N. A. OF THE DEBT AND IDENTITY OF Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Mortgagee default has occurred in conditions of 4500 Park Glen Road #300 the following described mortgage: Minneapolis, MN 55416 DATE OF MORTGAGE: O c t o b e r 2 2 , (952) 925-6888 2004 19-1421 MORTGAGORS: Keith M. Rose and THIS IS A COMMUNICATION FROM Mary K. Rose, husband and wife.

A DEBT COLLECTOR. MORTGAGEE: Mortgage Electronic 2422230 11/18-12/23/10 Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 1, 2004, Dakota County Recorder, Document No.

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

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��� �������� ��� ���� ������ ������ ������� ERTY: Lot 13, Block 1, Burnsville ���������� ���� ��������� County Recorder, Document No. 2272078.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: November 16, 2009, Recorded: November 23, 2009, Document No. 2698129.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074369562 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 14446 Atwater Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-14704-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Bloomfield 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $333,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $315,329.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3274 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415243 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 5 , 2007 MORTGAGORS: Phillip J. Wojcik and Heidi M. Wojcik, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 19, 2007, Dakota County Recorder, Document No. 2531419.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022607121500 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2700 Shawnee Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 021555013001 LEGAL DESCRIPTION OF PROPERTY:

Highlands First Addition, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,743.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9512 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415070 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2002 MORTGAGOR: Jeffrey S. Jaworski, a Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 24, 2003, Dakota County Recorder, Document No. 2004604.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 3, 2010, Recorded: September 13, 2010, Document No. 2751914.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900030474950 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 653 South 4th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367510014016 LEGAL DESCRIPTION OF PROPERTY: LOT 14, BLOCK 16, TARBOX ADDITION TO SOUTH ST. PAUL. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $95,708.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9000 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415205 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 15, 2006 MORTGAGORS: Daniel Burke and Ann Burke, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: October 2, 2006 Dakota County Registrar of Titles Document #: 598624 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 5, BLOCK 6, SEMINOLE ADDITION, DAKOTA COUNTY, MINNESOTA The Torrens Certificate No. is 116219 PARCEL ID #: 42-67200-050-06 PROPERTY ADDRESS: 344 W. Emerson Ave., West Saint Paul, Minnesota 55118 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $325,227.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is June 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the

holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 28, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2408824 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2007 MORTGAGORS: Brian Burpee and Cynthia Burpee, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: July 30, 2007 Dakota County Recorder Document #: 2533957 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 18, BLOCK 2, DONNAY'S COLLEGE PARK SECOND ADDITION, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 22-21101-180-02 PROPERTY ADDRESS: 16696 Gannon Avenue W, Rosemount, Minnesota 55068 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $251,332.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is June 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 28, 2010 U.S. Bank National Association, ND

U.S. Bank National Association, ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2408259 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 1 , 2003 MORTGAGORS: J e f f r e y D . M c c o r mick and Elizabeth Mccormick, Husband and Wife.

MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation n/k/a Chase Home Finance, LLC. DATE AND PLACE OF RECORDING: Recorded September 24, 2003, Dakota County Recorder, Document No. 2114640.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation n/k/a Chase Home Finance, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 20619 Justice Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 224405203002 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Lake Marion Estates 3rd Addition, according to the recorded plat thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $245,585.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9558 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422455 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 4 , 2005 MORTGAGOR: M a r k S . O f s t i e , a single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 10, 2005, Dakota County Recorder, Document No. 2303318.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 5, 2008, Recorded: June 13, 2008, Document No. 2596618.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550048549140 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Source Lending Corp.

RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4217 Juniper Point, Eagan, MN 55122 TAX PARCEL I.D. #: 101480033001 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 1, CIC No. 303, Boulder Ridge, Together with the benefits contained in Declaration Document No. 857589, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,560.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,847.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4840 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2414987 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2007 MORTGAGORS: Lori Jan Martin and Eric Raymond Martin, wife and husband.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as Successor-in-Interest to Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded February 9, 2007, Dakota County Recorder, Document No. 2495196. A portion of the premises originally encumbered by the Mortgage has been released pursuant to Document No. 268708 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank NA as trustee for WaMu Mortgage Pass-Through Certificates

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Mortgage Pass Through Certificates Series 2007-HY3 Trust, Dated: May 6, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 26386 Highview Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 13-02800-011-26 LEGAL DESCRIPTION OF PROPERTY: The North 783.00 feet of the West Half of the Southwest Quarter of the Northwest Quarter of Section 28, Township 113, Range 20, Dakota County, Minnesota EXCEPT the East 50.80 feet thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $450,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $348,165.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 13, 2010.

Bank of America, N.A., as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2824 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 14, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 5, 2010.

Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2824 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2412329 11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 1995 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00 MORTGAGOR(S): Viola E Rheinhardt, an unmarried woman MORTGAGEE: American Home Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 14, 1995 Dakota County Recorder Document Number: 1300868 ASSIGNMENTS OF MORTGAGE: And assigned to: Resource Banc-

And assigned to: Resource Banc shares Mortgage Group, Inc. Dated: August 25, 1995 Recorded: September 14, 1995 Dakota County Recorder Document Number: 1300869 And assigned to: NationsBanc Mortgage Corporation Dated: February 15, 1996 Recorded: March 05, 1996 Dakota County Recorder Document Number: 1334052 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Home Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15005 December Way, Rosemount, MN 55068-5521 Tax Parcel ID Number: 34-83605-210-03 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 3, Wensmann Sixth Addition according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $42,488.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. successor by merger to BA Mortgage, LLC, successor by merger with NationsBanc Mortgage Corporation Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015717F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 24, 2010 at 10:00 AM has been postponed to October 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 24, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. successor by merger to BA Mortgage, LLC, successor by merger with NationsBanc Mortgage Corporation NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 11, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 11, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. successor by merger to BA Mortgage, LLC, successor by merger with NationsBanc Mortgage Corporation NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 13, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 12, 2010 ASSIGNEE OF MORTGAGEE: Bank

ASSIGNEE OF MORTGAGEE: Bank of America, N.A. successor by merger to BA Mortgage, LLC, successor by merger with NationsBanc Mortgage Corporation Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015717F01 2405938 11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 MORTGAGOR: Philo Cleigh, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 12, 2007, Dakota County Recorder, Document No. 2487770.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank N.A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2, Dated: September 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011982508 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 12922 Nicollet Avenue South, #302, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130049216 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 302, 12922 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes, a Condominium.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $79,882.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 23, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3721 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is

foregoing foreclosure sale is postponed until December 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 12, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3721 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2420388 11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 1 , 2007 MORTGAGORS: G i l b e r t o Y b a r r a A/K/A Gilbert Ybarra and Estela S. Ybarra, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded February 16, 2007, Dakota County Recorder, Document No. 2497323.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 20, 2009, Recorded: November 3, 2009, Document No. 2694027.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13020 Welcome Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-56600-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Parkwood South 1st Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,934.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

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������ ������ ������� �������� ��� ���� MORTGAGE FORECLOSURE SALE Minneapolis, MN 55416 P u r s u a n t t o t h e p r o v i s i o n s o f (952) 925-6888 Minnesota Statutes 580.07, the 76-3292 f o r e g o i n g f o r e c l o s u r e s a l e i s 1044468660 postponed until January 14, 2011 at THIS IS A COMMUNICATION FROM 10:00 am at the Sheriff's Office, Law A DEBT COLLECTOR. Enforcement Center, 1580 Hwy 55, NOTICE OF POSTPONEMENT OF Lobby #S-100, Hastings, MN, in said MORTGAGE FORECLOSURE SALE county and state.

Pursuant to the provisions of Dated: November 8, 2010.

Minnesota Statutes 580.07, the foregoChase Home Finance LLC ing foreclosure sale is postponed until Mortgagee/Assignee of Mortgagee January 25, 2011 at 10:00 am at the USSET, WEINGARDEN AND LIEBO, P.L.L.P. Sheriff's Office, Law Enforcement By: Paul A. Weingarden Center, 1580 Hwy 55, Lobby #S-100, Attorneys for Mortgagee/Assignee of Hastings, MN, in said county and state.

Mortgagee Dated: November 16, 2010.

4500 Park Glen Road #300 U.S. Bank, National Association, Minneapolis, MN 55416 as Trustee (952) 925-6888 Mortgagee/Assignee of Mortgagee 30-7208 USSET, WEINGARDEN AND LIEBO, P.L.L.P. THIS IS A COMMUNICATION FROM By: Paul A. Weingarden A DEBT COLLECTOR. Attorneys for Mortgagee/Assignee of 2413267 11/18/10 Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 NOTICE OF MORTGAGE 76-3292 FORECLOSURE SALE THIS IS A COMMUNICATION FROM THE RIGHT TO VERIFICATION A DEBT COLLECTOR. OF THE DEBT AND IDENTITY OF 2422687 11/18/10 THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that NOTICE OF MORTGAGE default has occurred in conditions of FORECLOSURE SALE the following described mortgage: NOTICE IS HEREBY GIVEN that DATE OF MORTGAGE: April 5, 2005 default has occurred in the conditions MORTGAGORS: Curtis Gunderson of the following described mortgage: and Kimberly Gunderson, husband and DATE OF MORTGAGE: August 15, wife.

2005 MORTGAGEE: First Franklin.

ORIGINAL PRINCIPAL AMOUNT OF DATE AND PLACE OF RECORDING: MORTGAGE: $214,400.00 Recorded May 6, 2005, Dakota County MORTGAGOR(S): Martin De La Cruz Recorder, Document No. 2319646. and Maria Martha Hita, husband and A S S I G N M E N T S O F M O R T G A G E : wife Assigned to: First Franklin Financial MORTGAGEE: Mortgage Electronic Corporation, Dated: July 28, 2005, Registration Systems, Inc. Recorded: August 8, 2005, Document DATE AND PLACE OF RECORDING: No. 2348474. And thereafter assigned Recorded: August 29, 2005 Dakota to: U.S. Bank, National Association, as County Recorder successor trustee to Bank of America, Document Number: 2355705 N.A. as successor by merger to LaSalle ASSIGNMENTS OF MORTGAGE: Bank National Association, as Trustee And assigned to: US Bank National for Merrill Lynch Mortgage Investors Association Trust, Mortgage Loan Asset-Backed Dated: February 25, 2010 Certificates, Series 2006-FF1, Dated: Recorded: March 11, 2010 Dakota June 16, 2009, Recorded: June 25, County Recorder 2009, Document No. 2666683.

Document Number: 2718729 TRANSACTION AGENT: NONE Transaction Agent: Mortgage ElecT R A N S A C T I O N A G E N T ' S M O R T - tronic Registration Systems, Inc. GAGE IDENTIFICATION NUMBER ON Transaction Agent Mortgage IdentifiMORTGAGE: NONE cation Number: 100021268000271896 LENDER OR BROKER AND MORTLender or Broker: Centennial MortG A G E O R I G I N A T O R S T A T E D O N gage & Funding, Inc MORTGAGE: First Franklin Residential Mortgage Servicer: U.S. R E S I D E N T I A L M O R T G A G E S E R - Bank Home Mortgage VICER: Home Loan Services, Inc. Mortgage Originator: Not Applicable MORTGAGED PROPERTY ADDRESS: COUNTY IN WHICH PROPERTY IS 16617 Flagstaff Way W., Rosemount, LOCATED: Dakota MN 55068 Property Address: 1964 Beaver Dam TAX PARCEL I.D. #: 22-21177-160-07 Ct, Eagan, MN 55122-2221 LEGAL DESCRIPTION OF PROPTax Parcel ID Number: ERTY: 104805006501 Lot Sixteen (16), Block Seven (7), LEGAL DESCRIPTION OF PROPDonnay's Valley Park 8th.

ERTY: Lot 65, Block 1, Meadowland COUNTY IN WHICH PROPERTY IS First Addition LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE ORIGINAL PRINCIPAL AMOUNT OF D U E A S O F D A T E O F N O T I C E : MORTGAGE: $190,400.00 $222,378.50 AMOUNT DUE AND CLAIMED TO BE THAT all pre-foreclosure requireDUE AS OF DATE OF NOTICE, INCLUD- ments have been complied with; that ING TAXES, IF ANY, PAID BY MORT- no action or proceeding has been instiGAGEE: $217,523.01 tuted at law or otherwise to recover the That prior to the commencement of debt secured by said mortgage, or any this mortgage foreclosure proceeding part thereof; Mortgagee/Assignee of Mortgagee comPURSUANT to the power of sale conplied with all notice requirements as t a i n e d i n s a i d m o r t g a g e , t h e required by statute; That no action or above-described property will be sold proceeding has been instituted at law by the Sheriff of said county as folo r o t h e r w i s e t o r e c o v e r t h e d e b t lows: secured by said mortgage, or any part DATE AND TIME OF SALE: April 30, thereof; 2010 at 10:00 AM PURSUANT to the power of sale PLACE OF SALE: Dakota County contained in said mortgage, the above Law Enforcement Center, 1580 Highdescribed property will be sold by the way 55, Lobby S-100, Hastings, MinneSheriff of said county as follows: sota D A T E A N D T I M E O F S A L E : to pay the debt secured by said mortNovember 2, 2010 at 10:00 AM gage and taxes, if any, on said prePLACE OF SALE: S h e r i f f ' s O f f i c e , mises and the costs and disburseLaw Enforcement Center, 1580 Hwy ments, including attorney fees allowed 55, Lobby #S-100, Hastings, MN by law, subject to redemption within to pay the debt then secured by said six (6) months from the date of said Mortgage, and taxes, if any, on said sale by the mortgagor(s), their perpremises, and the costs and disburse- sonal representatives or assigns. ments, including attorneys' fees If the Mortgage is not reinstated allowed by law subject to redemption under Minn. Stat. §580.30 or the propwithin six (6) months from the date of erty is not redeemed under Minn. Stat. said sale by the mortgagor(s), their §580.23, the Mortgagor must vacate personal representatives or assigns the property on or before 11:59 p.m. on unless reduced to Five (5) weeks under October 30, 2010, or the next busiMN Stat. §580.07. ness day if October 30, 2010 falls on a T I M E A N D D A T E T O V A C A T E Saturday, Sunday or legal holiday.

PROPERTY: If the real estate is an Mortgagor(s) released from financial o w n e r - o c c u p i e d , s i n g l e - f a m i l y obligation: NONE dwelling, unless otherwise provided by THIS COMMUNICATION IS FROM law, the date on or before which the A DEBT COLLECTOR ATTEMPTING mortgagor(s) must vacate the property T O C O L L E C T A D E B T . A N Y if the mortgage is not reinstated under INFORMATION OBTAINED WILL BE section 580.30 or the property is not USED FOR THAT PURPOSE. redeemed under section 580.23 is THE RIGHT TO VERIFICATION OF 11:59 p.m. on May 2, 2011.

THE DEBT AND IDENTITY OF THE MORTGAGOR(S) RELEASED FROM ORIGINAL CREDITOR WITHIN THE F I N A N C I A L O B L I G A T I O N O N TIME PROVIDED BY LAW IS NOT MORTGAGE: None AFFECTED BY THIS ACTION. "THE TIME ALLOWED BY LAW FOR THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND AGRICULTURAL PRODUCTION, AND ARE ABANDONED." ARE ABANDONED. Dated: September 1, 2010.

DATED: March 18, 2010 U.S. Bank, National Association, ASSIGNEE OF MORTGAGEE: as Trustee US Bank National Association Mortgagee/Assignee of Mortgagee Wilford & Geske, P.A. USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Assignee of Mortgagee By: Paul A. Weingarden Lawrence A. Wilford Attorneys for Mortgagee/Assignee of James A. Geske Mortgagee 8425 Seasons Parkway, Suite 105 4500 Park Glen Road #300 ���������� �� ���� ����� Minneapolis, MN 55416

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������� 55, ������ Lobby #S-100, Hastings, MN to pay the debt then secured by said ���������� ���� ��������� 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012526F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 30, 2010 at 10:00 AM has been postponed to June 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 30, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 01, 2010 at 10:00 AM has been postponed to July 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 01, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 08, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 12, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012526F01 2408636 11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 2006 MORTGAGORS: Stephan Yarmolich and Oksana Raskina, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 21, 2006, Dakota County Recorder, Document No. 2422441, as corrected by Corrective Mortgage recorded: August 21, 2006 as document number 2455314.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278842711827 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 5233 173rd Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 22-44078-184-15 LEGAL DESCRIPTION OF PROPERTY: Unit No. 184, CIC No. 330, Lake Place, A Condominium Located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,884.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,365.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 8, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-944 7884271182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 8, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 5, 2010.

U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-944 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 12, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 28, 2010 U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 91-944 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 14, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 11, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-944 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2418486 11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 1, 2006 MORTGAGORS: Kue Xiong and Kia Vang, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 29, 2006, Dakota County Recorder, Document No. 2484952.

ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 3120 63rd Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-19500-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Dakota Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,823.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 25, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2608 3011349291 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 9, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 27, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2608 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 10, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2608 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2417777 11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 6 , 2007 MORTGAGOR: Allan W. Giese, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 27, 2007, Dakota County Recorder, Document No. 2540366.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010, Recorded: April 30, 2010, Document No. 2727632.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000818063414 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4130 Diamond Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16700-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Cedar Grove No. 1, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,975.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,152.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 5, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 1962373980 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 12, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 21, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 12, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2420040 11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,600.00 MORTGAGOR(S): Bradley James Bahe and Kari Lee Bahe, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: February 12, 2007 Dakota County Registrar of Titles Document Number: 605798 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: February 12, 2010 Registered: February 16, 2010 Dakota County Registrar of Titles Document Number: T658066 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100257000001145109 Lender or Broker: VIRTUALBANK, a Division of Lydian Private Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141978 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13600 Hemlock Ct, Apple Valley, MN 55124-9580 Tax Parcel ID Number: 01-56775-250-03 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-five (25), Block Three (3), in Palomino Woods, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,362.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012681F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012681F02 2404156 11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2004 MORTGAGORS: J a m e s W . N i c h o l s and Mary F. Nichols, husband and wife.

MORTGAGEE: First Integrity Bank.

DATE AND PLACE OF RECORDING: Recorded December 30, 2004, Dakota County Recorder, Document No. 2281063.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO MORTGAGE GROUP, INC. N/K/A CitiMortgage, Inc., Dated: November 23, 2004, Recorded: December 30, 2004, Document No. 2281064.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Integrity Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3680 Widgeon Way, Eagan, MN 55123 TAX PARCEL I.D. #: 10-65902-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, St. Francis Wood 3rd Addition, Dakota County, Mn COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $282,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $265,009.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 7, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of

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Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 10-3852 647169390 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 3, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 6, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 8, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 24, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 12, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 8, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 14, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 11, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2418450 11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2004 MORTGAGOR: Robert C. McDonald, a single man.

MORTGAGEE: Ameriquest Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded November 9, 2004, Dakota County Recorder, Document No. 2265731.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2004-R10, under the Pooling and Servicing Agreement Dated October 1, 2004, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637665.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 2504 Williams Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 020140003025

TAX PARCEL I.D. #: 020140003025 LEGAL DESCRIPTION OF PROPERTY: SCHEDULE C PROPERTY DESCRIPTION The land referred to in this Commitment is described as follows: PARCEL 1: THAT PART OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SECTION 14, TOWNSHIP 115, RANGE 21, COMMENCING AT THE POINT OF INTERSECTION OF THE CENTER LINE OF STATE HIGHWAY NO. 13 AS NOW LAID OUT AND THE EAST LINE OF THE WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SAID SECTION 14, RUNNING THENCE SOUTHWESTERLY ALONG THE SAID CENTERLINE OF STATE HIGHWAY NO. 13, A DISTANCE OF 435.5 FEET; THENCE NORTHWESTERLY PERPENDICULAR TO THE SAID CENTERLINE, 33 FEET TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, WHICH POINT IS THE POINT OF BEGINNING OF THE LAND TO BE CONVEYED, THENCE NORTHWESTERLY PERPENDICULAR TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, A DISTANCE OF 125 FEET; THENCE NORTHEASTERLY PARALLEL TO THE NORTH LINE OF THE SAID STATE HIGHWAY NO. 13, A DISTANCE OF 100 FEET, THENCE SOUTHEASTERLY PERPENDICULAR TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, 125 FEET TO A POINT ON THE SAID NORTH LINE; AND THENCE SOUTHWESTERLY ALONG THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, 100 FEET TO THE PLACE OF BEGINNING. PARCEL 2: THAT PART OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SECTION 14, TOWNSHIP 115, RANGE 21, COMMENCING AT A POINT ON THE CENTERLINE OF STATE TRUNK HIGHWAY NO. 13, AS NOW LAID OUT, WHICH IS 335.5 FEET SOUTHWESTERLY OF THE INTERSECTION OF SAID CENTERLINE AND THE EAST LINE OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SAID SECTION 14; THENCE RUNNING SOUTHWESTERLY ALONG THE SAID HIGHWAY CENTERLINE 15 FEET; THENCE NORTH 19 DEGREES WEST 175 FEET; THENCE NORTH 71 DEGREES EAST 15 FEET AND THENCE SOUTH 19 DEGREES EAST 175 FEET OF THE PLACE OF BEGINNING. DAKOTA COUNTY, MINNESOTA ABSTRACT PROPERTY KNOWN AS 2504 COUNTY ROAD 34, BURNSVILLE, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,023.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 13, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3093 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 15, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3093 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2421080 11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 18, 2007 MORTGAGOR: G e n n a d i y Y e r m o lenko and Marina Yermolenko, husband and wife.

MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage, a division of National City Bank.

DATE AND PLACE OF RECORDING: Registered May 25, 2007, Dakota County Registrar of Titles, Document No. 611243, Certificate of Title No. 142582.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage, a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 15450 Lucerne Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-16980-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Two (2), Chateau Highlands COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $588,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $633,490.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 14, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888

(952) 925 6888 4-2301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 14, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 8, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2413305 11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 0 , 2006 MORTGAGOR: J a m e s L . C l a r k , a married person.

MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Registered April 18, 2006, Dakota County Registrar of Titles, Document No. 588266, Certificate of Title No. 139564.

ASSIGNMENTS OF MORTGAGE: Assigned to: Netbank, Dated: March 30, 2006, Recorded: April 18, 2006, Document No. 588267. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: June 26, 2006, Recorded: June 29, 2006, Document No. 593065. And thereafter assigned to: Chase Home Finance LLC, Dated: March 29, 2010, Recorded: April 7, 2010, Document No. T660160.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16875 Kenmore Drive, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-37951-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Jackson Heights Second Addition, according to the recorded plat thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $272,185.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 13, 2010.

Chase Home Finance LLC

���

������ ������ ������� ���� REM ISES ARE M O R T�������� G A G E D P ��� Chase Home Finance LLC IMPROVED WITH A RESIDENTIAL Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. D W E L L I N G O F L E S S T H A N F I V E UNITS, ARE NOT PROPERTY USED IN By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of AGRICULTURAL PRODUCTION, AND Mortgagee ARE ABANDONED. DATED: June 17, 2010 4500 Park Glen Road #300 ASSIGNEE OF MORTGAGEE: The Minneapolis, MN 55416 Bank of New York Mellon fka The (952) 925-6888 Bank of New York, as Trustee for 30-8107 The Certificate Holders THIS IS A COMMUNICATION FROM Alternative Loan Trust 2006-HY11, A DEBT COLLECTOR. Mortgage Pass-Through NOTICE OF POSTPONEMENT OF Certificates, Series 2006-HY11 MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f Wilford & Geske, P.A. M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e Attorneys for Assignee of Mortgagee f o r e g o i n g f o r e c l o s u r e s a l e i s Lawrence A. Wilford postponed until January 18, 2011 at James A. Geske 10:00 am at the Sheriff's Office, Law 8425 Seasons Parkway, Suite 105 Enforcement Center, 1580 Hwy 55, Woodbury, MN 55125-4393 Lobby #S-100, Hastings, MN, in said (651) 209-3300 File Number: 013056F01 county and state.

Dated: November 15, 2010.

NOTICE OF POSTPONEMENT OF Chase Home Finance LLC MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. for July 30, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of A M i n t h e D a k o t a C o u n t y L a w Mortgagee Enforcement Center, 1580 Highway 55, 4500 Park Glen Road #300 Lobby S-100, Hastings, Minnesota in Minneapolis, MN 55416 said County and State.

(952) 925-6888 DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: The 30-8107 Bank of New York Mellon fka The THIS IS A COMMUNICATION FROM Bank of New York, as Trustee for A DEBT COLLECTOR. 2421677 11/18/10 The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF MORTGAGE NOTICE OF POSTPONEMENT OF FORECLOSURE SALE MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that The above referenced sale scheduled default has occurred in the conditions for August 19, 2010 at 10:00 AM has of the following described mortgage: been postponed to September 10, 2010 DATE OF MORTGAGE: March 17, at 10:00 AM in the Dakota County Law 2006 Enforcement Center, 1580 Highway 55, ORIGINAL PRINCIPAL AMOUNT OF Lobby S-100, Hastings, Minnesota in MORTGAGE: $336,000.00 said County and State.

MORTGAGOR(S): Merlyn Roger DATED: August 19, 2010 Warnsholz and Eleanore N. Warnsholz, ASSIGNEE OF MORTGAGEE: The husband and wife Bank of New York Mellon fka The MORTGAGEE: Mortgage Electronic Bank of New York, as Trustee for Registration Systems, Inc. The Certificate Holders Alternative DATE AND PLACE OF REGISTERLoan Trust 2006-HY11, Mortgage ING: Pass-Through Certificates, Series Registered: April 19, 2006 Dakota 2006-HY11 County Registrar of Titles NOTICE OF POSTPONEMENT OF Document Number: 588314 MORTGAGE FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: The above referenced sale scheduled And assigned to: The Bank of New for September 10, 2010 at 10:00 AM York M e l l o n f k a Th e B a n k o f N e w has been postponed to October 07, York, as Trustee for The Certificate 2 0 1 0 a t 1 0 : 0 0 A M i n t h e D a k o t a H o l d e r s A l t e r n a t i v e L o a n T r u s t County Law Enforcement Center, 1580 2006-HY11, Mortgage Pass-Through Highway 55, Lobby S-100, Hastings, Certificates, Series 2006-HY11 Minnesota in said County and State.

Dated: March 01, 2010 DATED: September 10, 2010 Registered: June 14, 2010 Dakota ASSIGNEE OF MORTGAGEE: The County Registrar of Titles Bank of New York Mellon fka The Document Number: T663349 Bank of New York, as Trustee for Transaction Agent: Mortgage ElecThe Certificate Holders Alternative tronic Registration Systems, Inc. Loan Trust 2006-HY11, Mortgage Transaction Agent Mortgage IdentifiPass-Through Certificates, Series cation Number: 100015700065596948 2006-HY11 Lender or Broker: America's WholeNOTICE OF POSTPONEMENT OF sale Lender MORTGAGE FORECLOSURE SALE Residential Mortgage Servicer: BAC The above referenced sale scheduled Home Loans Servicing, L.P. for October 07, 2010 at 10:00 AM has Mortgage Originator: Not Applicable been postponed to November 12, 2010 CERTIFICATE OF TITLE NUMBER: at 10:00 AM in the Dakota County Law 145588 Enforcement Center, 1580 Highway 55, COUNTY IN WHICH PROPERTY IS Lobby S-100, Hastings, Minnesota in LOCATED: Dakota said County and State.

Property Address: 7878 Dempsey DATED: October 07, 2010 Way, Inver Grove Heights, MN ASSIGNEE OF MORTGAGEE: The 55076-3494 Bank of New York Mellon fka The Tax Parcel ID Number: Bank of New York, as Trustee for 206407502001 The Certificate Holders Alternative LEGAL DESCRIPTION OF PROPLoan Trust 2006-HY11, Mortgage ERTY: Lot Two (2), Block One (1), River Pass-Through Certificates, Series Bluffs of Inver Grove Heights 2006-HY11 AMOUNT DUE AND CLAIMED TO BE NOTICE OF POSTPONEMENT OF DUE AS OF DATE OF NOTICE: MORTGAGE FORECLOSURE SALE $353,399.32 The above referenced sale scheduled THAT all pre-foreclosure require- for November 12, 2010 at 10:00 AM has ments have been complied with; that been postponed to December 13, 2010 no action or proceeding has been insti- at 10:00 AM in the Dakota County Law tuted at law or otherwise to recover the Enforcement Center, 1580 Highway 55, debt secured by said mortgage, or any Lobby S-100, Hastings, Minnesota in part thereof; that this is registered said County and State. property; DATED: November 12, 2010 PURSUANT to the power of sale conASSIGNEE OF MORTGAGEE: The tained in said mortgage, the Bank of New York Mellon fka The above-described property will be sold Bank of New York, as Trustee for by the Sheriff of said county as folThe Certificate Holders Alternative lows: Loan Trust 2006-HY11, Mortgage DATE AND TIME OF SALE: July 30, Pass-Through Certificates, Series 2010 at 10:00 AM 2006-HY11 PLACE OF SALE: Dakota County Wilford & Geske, P.A. Law Enforcement Center, 1580 High- Attorneys for Assignee Of Mortgagee: way 55, Lobby S-100, Hastings, Minne- Lawrence A. Wilford sota James A. Geske to pay the debt secured by said mort- 8425 Seasons Parkway, Suite 105 gage and taxes, if any, on said pre- Woodbury, MN 55125-4393 mises and the costs and disburse- (651) 209-3300 ments, including attorney fees allowed File Number: 013056F01 by law, subject to redemption within 2404733 11/18/10 six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated NOTICE OF VOLUNTARY under Minn. Stat. §580.30 or the propMORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate default has occurred in the conditions the property on or before 11:59 p.m. on of that certain Mortgage, Security January 30, 2011, or the next busi- Agreement and Assignment of Rents ness day if January 30, 2011 falls on a and Leases, dated September 21, 2005, executed by Stahl Commercial ProperSaturday, Sunday or legal holiday.

Mortgagor(s) released from financial ties LLC, a Minnesota limited liability company, and Stahl Commercial Propobligation: NONE THIS COMMUNICATION IS FROM erties II LLC, a Minnesota limited A DEBT COLLECTOR ATTEMPTING liability company, as borrower (collecT O C O L L E C T A D E B T . A N Y tively, the "Mortgagor"), and delivered INFORMATION OBTAINED WILL BE to World Savings Bank, FSB, a federal savings bank, as mortgagee (together USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF with its successors in interest, the THE DEBT AND IDENTITY OF THE "Mortgagee"), which mortgage was ORIGINAL CREDITOR WITHIN THE recorded October 18, 2005 in the Office T I M E P R O V I D E D B Y L A W I S N O T of the County Recorder of Dakota County, Minnesota as Document No. AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 2371989, as assigned by that certain REDEMPTION BY THE MORTGAGOR, Corporation Assignment of Mortgage T H E M O R T G A G O R ' S P E R S O N A L and Related Documents, dated FebruREPRESENTATIVES OR ASSIGNS, ary 24, 2010, executed by Wachovia MAY BE REDUCED TO FIVE WEEKS IF Mortgage, a division of Wells Fargo A J U D I C I A L O R D E R I S E N T E R E D Bank, NA, formerly known as WachoU N D E R M I N N E S O T A S T A T U T E S , via Mortgage, FSB, formerly known as SECTION 582.032, DETERMINING, World Savings Bank, FSB, as assignor, AMONG OTHER THINGS, THAT THE M O R T G A G E D P R E M I S E S A R E ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� improvements, railroad spurs, tracks and sidings, plants, works, and ���������� ���� ��������� World Savings Bank, FSB, as assignor, and delivered to Fannie Mae, which was recorded June 7, 2010 in th e Office of the County Recorder of Dakota County, Minnesota as Document No. 2734101 (collectively, the "Mortgage"), the original principal amount secured by said Mortgage, being $596,250.00; that no action or proceeding has been instituted at law to recover the debt secured by said Mortgage or any part thereof; that any notice required by said Mortgage, or any note secured thereby, or by law, to be given prior to the commencement of these proceedings to foreclose said Mortgage has been given; that there is due and claimed to be due upon said Mortgage, including interest to date hereof, the sum of $625,745.44; and that pursuant to the power of sale therein contained, said Mortgage will be foreclosed.

Fannie Mae, in its capacity as the record holder of the Mortgage, and the Mortgagor, in its capacity as the record holder of the legal and equitable interest in that certain real estate encumbered by the Mortgage, have entered into a Voluntary Mortgage Foreclosure Agreement dated as of November 12, 2010, evidenced by a Memorandum of Voluntary Mortgage Foreclosure Agreement recorded in the Office of the County Recorder of Dakota County, Minnesota.

The tract of land in said Mortgage, lying and being in Dakota County, Minnesota, and legally described as follows, to-wit: Parcel 1: That part of Lot 18, Block 2, Hampton, Dakota County Minnesota, described as follows: Commencing at the Northwest corner of said Lot 18; thence South 12 degrees 12 minutes 21 seconds East (assumed bearing) along the West line thereof a distance of 40.00 feet; thence North 83 degrees 14 minutes 33 seconds East, a distance of 74.50 feet; thence North 12 degrees 12 minutes 21 seconds West, parallel with the West line of said Lot 18, a distance of 16.00 feet; thence North 86 degrees 17 minutes 09 seconds East, parallel with the North line of said Lot 18, a distance of 74.56 feet, more or less to the East line of said Lot 18; thence South 12 degrees 16 minutes 31 seconds East along said East line of Lot 18, a distance of 45.00 feet to the point of beginning of the land to be described; thence South 83 degrees 16 minutes 33 seconds West a distance of 70.86 feet; thence South 6 degrees 42 minutes 21 seconds East a distance of 30.00 feet; thence South 83 degrees 17 minutes 39 seconds West a distance of 75.00 feet, more or less to the West line of said Lot 18; thence South along the West line of said Lot 18 to a point which is 162 feet Southerly of the Northerly line of said Lot 18, measured along the Westerly line of said Lot 18; thence Easterly in a straight line to a point on the Easterly line of said Lot 18 which point is 34 feet Northerly from the Southeast corner of said Lot 18; thence Northerly along the Easterly line of said Lot 18 to the point of beginning, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

Parcel 2: That part of Lot 18, Block 2, Hampton, Dakota County, Minnesota, described as follows: Commencing at the Northwest corner of said Lot 18; thence South 12 degrees 12 minutes 21 seconds East (assumed hearing) along the West line thereof a distance of 40.00 feet to the point of beginning of the land to be described; thence North 83 degrees 14 minutes 33 seconds East, a distance of 74.50 feet; thence North 12 degrees 12 minutes 21 seconds West, parallel with the West line of said Lot 18 a distance of 16.00 feet; thence North 86 degrees 17 minutes 09 seconds East, parallel with the North line of said Lot 18 a distance of 74.66 feet, more or less, to the East line of said Lot 18; thence South 12 degrees 16 minutes 31 seconds East along said East line of Lot 18 a distance of 45.00 feet; thence South 83 degrees 16 minutes 33 seconds West a distance of 70.86 feet; thence South 6 degrees 42 minutes 21 seconds East a distance of 30.00 feet; thence South 83 degrees 17 minutes 39 seconds West a distance of 75.00 feet, more or less to the West line of said Lot 18; thence North 12 degrees 12 minutes 21 seconds West along said West line of Lot 18 a distance of 63.00 feet to the point of beginning, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. (which real property, together with any and all easements, rights-of-way, licenses, privileges, and appurtenances thereto and any and all other real property which may at any time hereafter be conveyed by Mortgagor to Mortgagee as security for that certain promissory note secured by the Mortgage (the "Note"), is hereinafter referred to as the "Land"); All highways, roads, streets, alleys, and other public rights-of-way and thoroughfares, bordering on or adjacent to the Land, together with all right, title, and interest of Mortgagor to the real property lying within said highways, roads, streets, alleys, and other public rights-of-way and thoroughfares, and all vacated highways, roads, streets, alleys, and public rights-of-way and thoroughfares, and all strips and gores adjoining or within the Land or any part thereof; All buildings, structures, improvements, railroad spurs, tracks

fixtures now or at any time located on any portion of the Land, and all extensions, additions, betterments, substitutions, and replacements thereof; All fixtures, furniture, furnishings, equipment, machinery, appliances, apparatus, and other property of every kind and description now or at any time installed or located on or used or usable in connection w i t h t h e L a n d o r t h e buildings and improvements situated thereon, including, but not limited to, all lighting, heating, cooling, ventilating, air-conditioning, humidifying, dehumidifying, plumbing, sprinkling, incinerating, refrigerating, air-cooling, lifting, fire extinguishing, cleaning, communicating, security, surveillance, computer, telephone and electrical systems, and the machinery, appliances, fixtures, and equipment pertaining thereto, all switchboards, engines, motors, tanks, pumps, floor coverings, carpeting, partitions, conduits, ducts, compressors, elevators, escalators, accessories, draperies, blinds and other window coverings, and the machinery, appliances, fixtures, and equipment pertaining thereto, all of which fixtures, furnishings, furniture, equipment, machinery, appliances, apparatus, and other property, whether or not permanently affixed to the Land; All rights, privileges, permits, licenses, easements, consents, tenements, hereditaments, and appurtenances at any time belonging to or in any way appertaining to all or any part of the Land and any property or interests subject to the Mortgage; all right, title, and interest of Mortgagor in all reversions and remainders in or to all or any part of the Land and other property and interests subject to the Mortgage, and all avails, rents, income, issues, profits, royalties, and revenues derived from or belonging to all or any part of the Land and other property and interests subject to the Mortgage; Any and all proceeds of the conversion, whether voluntary or involuntary, of all or any part of the Land and other property and interests subject to the Mortgage into cash or liquidated claims, including, by way of illustration and not limitation, all proceeds of insurance and all awards and payments, including interest thereon, which may be made with respect to all or any part of the Land or other property and interests subject to the Mortgage, or any estate or easement therein, as a result of any damage to or destruction of all or any part of the Land and other property and interests subject to the Mortgage, the exercise of the right or power of condemnation or eminent domain, the closing of, or the alteration of the grade of, any highway, road, street, alley or other public right-of-way or thoroughfare on or adjoining all or any part of the Land and other property and interests subject to the Mortgage, or any other injury to or decrease in the value of all or any part of the Land or other property and interests subject to the Mortgage, to the extent of all amounts which may be secured by the Mortgage, and any and all assignments and other instruments as are necessary for the purpose of assigning said proceeds, awards, and payments to Mortgagee, free, clear and discharged of any and all encumbrances of any kind or nature, whatsoever; and The immediate and continuing right to receive and collect all rents, income, issues and profits which are or may become due under or by virtue of any lease or agreement (oral or written) for the leasing, subleasing, use or occupancy of all or any part of the Land, or any buildings, structures or improvements located on the Land, made or agreed to by the Mortgagor, and all of such leases or agreements, together with all guaranties therefore and any renewals or extensions thereof; will be sold by the Sheriff of Dakota County, Minnesota at public auction on Friday, December 17, 2010 at 10:00 o'clock A.M., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs, attorneys' fees and disbursements allowed by law.

The time allowed by law for redemption by the Mortgagor, its personal representatives, successors or assigns is two (2) months from the date of said sale.

Property Addresses: 23290-23304 Main Street, Hampton, MN 55031.

Tax Parcel ID Numbers: 18-32000-184-02 and 18-32000-185-02.

Dated: November 18, 2010 FANNIE MAE FAEGRE & BENSON LLP

By D. Charles Macdonald Attorneys for Mortgagee 2200 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 2422738 11/18-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $383,920.00 MORTGAGOR(S): Matthew H Wehling and Patricia Wehling, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded: May 30, 2002 Dakota County Recorder Document Number: 1901030 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Home Loans, Inc. for the benefit of Hudson Savings Bank Dated: April 19, 2006 Recorded: April 25, 2006 Dakota County Recorder Document Number: 2423050 And assigned to: Countrywide Home Loans Servicing, LP Dated: February 05, 2009 Recorded: February 13, 2009 Dakota County Recorder Document Number: 2637336 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700009614021 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13223 Danube Ln, Rosemount, MN 55122 Tax Parcel ID Number: 34.25100.080.04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Evermoor, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $441,301.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017155F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 19, 2010 at 10:00 AM has been postponed to December 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017155F01 2418568 11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $490,000.00 MORTGAGOR(S): Jeff Klose and Carrie Klose, husband and wife MORTGAGEE: Bank of America, N.A.

MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 07, 2007 Dakota County Recorder Document Number: 2535698 ASSIGNMENTS OF MORTGAGE: And assigned to: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Dated: June 18, 2010 Recorded: July 23, 2010 Dakota County Recorder Document Number: 2742367 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18660 Irenic Ave, Lakeville, MN 55044-4436 Tax Parcel ID Number: 22-71325-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Spring Hill, according to the recorded plat thereof and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $573,628.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING

BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 12, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 2406817 11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,500.00 MORTGAGOR(S): Ailyna Chantha Khath, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 11, 2006 Dakota County Registrar of Titles Document Number: 595842 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 11, 2010 Registered: January 25, 2010 Dakota County Registrar of Titles Document Number: T657119 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550116150763 Lender or Broker: Source Lending Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126297 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16793 Jonquil Trl, Lakeville, MN 55044-9471 Tax Parcel ID Number: 22-64602-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Two (2) in Rolling Oaks South Plat Three, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $282,177.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A.

Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011923F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 15, 2010 at 10:00 AM has been postponed to June 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 15, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 15, 2010 at 10:00 AM has been postponed to October 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 15, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2010 at 10:00 AM has been postponed to November 18, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 15, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 18, 2010 at 10:00 AM has been postponed to January 17, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 18, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011923F01 2420366 11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 7 , 2006 MORTGAGORS: Steven M. Gouette and Stephanie E. Gouette, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 14, 2006, Dakota County Recorder, Document No. 2437532.

ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York as successor to JpMorgan Chase Bank, N.A. as trustee of SAMI II2006-AR3, Dated: February 5, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700011808295 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1520 Pinetree Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 105766707003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Pinetree Pass 8th Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $488,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $588,229.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 18, 2010

Still in good hands

Photo by Rick Orndorf

Louis Jasmin and John Stein from American Legion Post 521 in Mendota Heights demonstrate the proper technique to fold an American Flag during Dakota County Technical Collegeâ&#x20AC;&#x2122;s Military Family Day on Nov. 10. The college held a ceremony on campus that included representatives from the branches of the armed forces and from American Legion Post 521. Also at the event were DCTC student and U.S. Army veteran Jessica Jackson and DCTC President Ronald Thomas, who both issued welcomes.

Farmington council wants flat fee for road sealcoating Farmington City Council members at a Nov. 8 workshop recommended seeking a flat-rate franchise fee for businesses and residences to fairly share road sealcoating project costs.

The recommendation was in response to complaints from some property owners who said they would be unfairly assessed under a previous plan that would have been based, in part, on electricity and gas usage.

Under the new plan, utility

companies will devise a franchise fee schedule that allows the city to collect $400,000 per year with a separate flat fee for businesses and another amount for residences.

Franchise fees will be placed in a city fund to pay for local sealcoating projects performed on a seven-year rotating schedule.

Farmington City Engineer Kevin Schorzman said sealcoating costs will fluctuate depending on the size of the area to be covered and the amount of materials needed.

For the next several years,

Plane that left Lakeville crashes in northern Iowa Pilot was a Texas businessman

by Derrick Williams DAKOTA COUNTY TRIBUNE

Gearn, who operated Gearn Industries Inc., a cattle feed mill business, was the only person on board, according to reports.

The weather was overcast with light rain and light wind at the time of the crash, according to reports.

The investigation into the crash is being investigated by the National Transportation Safety Board.

An airplane that left Lakevilleâ&#x20AC;&#x2122;s Airlake Airport on Wednesday, Nov. 10, crashed in northern Iowa, killing the pilot.

Geary D. Gearn, 67, of Hereford, Texas, died in the crash near Milford, Iowa, a town just south of the Minnesota border. He had left his plane, a single-engine Swearingen SX300, in the Twin Derrick Williams is at Cities over the summer for derrick.williams@ecm-inc.com. maintenance, according to media reports.

seal coating is expected to cost between $300,000 and $400,000; in 2016, sealcoating projects are expected to cost almost $600,000.

City Finance Director Teresa Walters said the city will have to bond for the projects, and use fees collected to repay the bond annually.

Changes in how the work was paid for was necessary because the cityâ&#x20AC;&#x2122;s road and bridge fund, which was previously used to subsidize half the sealcoating costs, is soon to be depleted.

Under franchise fees, all

property owners throughout the city, whether they live on paved roads or not, will share the full burden of the sealcoating expenses, because the city assumes they also use the paved roads.

Those fees are added on to utility bills, collected by the utility and eventually sent to the city.

The new fee structure is expected to be available for City Council review by its Dec. 15 meeting.

Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 17, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 27, 2010.

The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 13, 2010.

The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 19, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 8, 2010.

The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 14, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 8, 2010.

The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2413344 11/18/10

Laura Adelmann is at laura.adelmann@ecm-inc.com.

Edina Realty Title collecting new winter wear to help homeless Edina Realty Title is holding a winter-wear drive on behalf of the Edina Realty Foundation. New winter coats, hats, mittens and other accessories may be dropped off at participating Edina Realty Title locations from Nov. 15 through Dec. 15. â&#x20AC;&#x153;Winter wearâ&#x20AC;? includes new coats, hats, mittens, gloves, scarves, snow pants, and snow boots in both childrenâ&#x20AC;&#x2122;s and adult sizes. Used clothing will not be accepted.

Dropoff sites will be at metro area Edina Realty Title closing branches and the corporate production office.

These offices are in down-

town Minneapolis and in the Highland neighborhood of St. Paul as well as in Apple Valley, Blaine, Chanhassen, Coon Rapids, Eagan, Edina, Golden Valley, Lakeville, Maple Grove, Monticello, Northfield, North Oaks, Shakopee, Wayzata and Woodbury.

Items will be distributed to People Serving People (www. peopleservingpeople.org), a nonprofit organization that provides emergency housing and community services for families experiencing homelessness to help them become self-sufficient and reconnected with the community.

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by Laura Adelmann DAKOTA COUNTY TRIBUNE

g g representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 14, 2010.

The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 125284622 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 9, 2010.

The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 13, 2010.

The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

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November 18, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

One-man committee gets Heart of the City all lit up

by John Gessner DAKOTA COUNTY TRIBUNE

After a dozen years as Burnsville’s one-man committee to raise funds for holiday lighting in the Heart of the City, Ed Delmoro still greets each season like a child waiting to pounce on Christmas morning.

“Every year I’m like a little kid,” said Delmoro, 76. “Every year I get excited again: ‘It’s time to get the lights going again.’ ” Delmoro’s work will brighten the Heart of the City again beginning Nov. 24, the night before Thanksgiving, when tree lights and decorative snowflakes are switched on during an annual holiday lighting ceremony.

Between the snowflake

sponsorships and contributions for tree lights, Delmoro said he raises about $37,000 as vice president of winter lighting for the nonprofit Burnsville Community Foundation.

“We’ve pretty much got the Heart of the City decked out,” said Delmoro, a Burnsville resident since 1982.

“What I like is that it’s seen as a community thing. I have over 60 sponsors that are not in the Heart of the City – they’re businesses down on (County Road) 42 or elsewhere in the city, which tells me that it really is a city event.”

A retired vice president of sales for Soo Line Railroad, Delmoro was serving on Burnsville’s Heart of the

Lighting ceremony set for Nov. 24 The lights in the Heart of the City area will come alive during a free, fun and festive ceremony that has become a Burnsville tradition.

The 12th annual Winter Lighting Ceremony is set for Wednesday, Nov. 24, from 6 to 6:45 p.m. outdoors on the plaza of the Burnsville Performing Arts Center, located just west of Nicollet Avenue and north of 126th Street.

Join in the countdown as the switch is flipped bringing nearly 150,000 mini-lights and more than 225 streetlight snowflakes in the Heart of the City to life. This year the winter lighting program features LED lights, which will result in

approximately 90 percent less energy cost for the program.

The ceremony also offers entertainment from the Burnsville High School Freestyle Singers and the Sioux Trail Elementary Choir, along with treats from local businesses. More than 700 free parking spaces are available near the park.

The lighting program is sponsored and paid for by the Burnsville Community Foundation, a non-profit organization that serves to improve, enhance and beautify the city of Burnsville. Funding is through contributions to the foundation from area businesses and citizens.

City Steering Committee in 1998 when the holiday lighting program was born.

The citizen group secured donated lights from Target and decorated a large pine tree at the Nicollet Avenue entrance to Civic Center Park.

The following year Delmoro expanded his sights to the newly streetscaped Burnsville Parkway. At the time, there was still an empty gas station and an empty Kmart store on land in the Heart of the City that has since been redeveloped, Delmoro said.

“I wouldn’t say it was blighted, but it needed renewal,” he said. The Heart of the City committee arranged for Saturday-morning visits from the St. Paul Farmers Market beginning in 1999.

“That was the summer draw,” said Delmoro, who pictured holiday lighting program as the winter attraction.

In September 1999 Delmoro opened his Burnsville Chamber of Commerce directory and began coldcalling to raise funds for the lighting program.

“I thought, ‘You know what? I’ve been a salesman all my life. If they hang up on me or slam the door in my face, I’m used to that.’ It was just the opposite.”

Delmoro raised enough money to light the trees along Burnsville Parkway from Aldrich Avenue to Nicollet Avenue.

In 2000 he began selling snowflakes to decorate the lightposts in the newly streetscaped Heart of the City. The lighted flakes are about 40 inches around. Attached to the blue “Burnsville” banners on the lightposts are smaller banners

Photo by John Gessner

The Heart of the City is lit for the holidays every year, thanks to the fundraising work of Ed Delmoro, longtime Burnsville resident and vice president of winter lighting for the nonprofit Burnsville Community Foundation. carrying the name of the post’s snowflake sponsor.

About 200 of the roughly 225 posts in the Heart of the City are sold, many to families, Delmoro said. Sponsors make a one-time contribution of $250.

“The snowflakes are sponsored for a three-year period,” Delmoro said. “We’re now on our fourth crankover of that program, which will take it through 2011. And that’s been good. People adopt their snowflake, and they become very possessive of it.”

At renewal time, many sponsors wouldn’t think of letting another sponsor take their adopted pole, Delmoro said. Sponsors get to pick their poles from the available supply.

“I can pretty well drive through the Heart of the City

DCTC Landscape Horticulture receives PLANET accreditation After a three-day visit from a Professional Landcare Network accreditation team led

by Kent Hammond, associate professor emeritus at The Ohio State University Agricultural Technical Institute in Wooster, Ohio, PLANET granted full accreditation to the Landscape Horticulture program at Dakota County Technical College.

The college’s PLANET accreditation status will continue until 2017. Another review will be required at that time. David Emmitt, program manager at Cuyahoga Community College in Cleveland, Ohio, and Scott Frampton, co-owner of Landscape Renovations Inc. in Afton, Minn., were also members of the team.

PLANET, or the Professional Landcare Network, is a leading-edge association committed to supporting a global membership of green industry

professionals in fields such as lawn care, exterior maintenance contracting, landscape (design, building and installation) and interiorscape. With roughly 4,300 member firms, PLANET administers comprehensive programs in the following areas: business management, government affairs, public relations, technical assistance, safety and insurance, education, interindustry relations and other facets of the green industry.

PLANET’s accreditation program evaluates and recognizes landscaping curricula that keep pace with the evolving needs of the landscape industry. PLANET recognizes four-year bachelor of science and two-year associate of science degree programs that meet or exceed the stringent requirements of the accreditation process.

Sherralyn Cox, DCTC

dean of design and health and human services, stated that the visit by the PLANET team constituted a rigorous examination of the Landscape Horticulture program’s curricula, faculty preparation and credentials, and learning facility.

Matt Brooks teaches the landscape design interest area of the program. He and his fellow Landscape Horticulture faculty members are always working to align their program with industry to maximize job prospects for graduates. “PLANET accreditation distinguishes our students as future leaders of the green industry,” Brooks said. “Our program’s affiliation with PLANET opens doors of opportunity for our alumni across the country.”

Kent Hammond, the PLANET accreditation team leader, reported that out of approximately 560 horticulture

programs nationally, only 60 meet PLANET requirements and just 26 have achieved accreditation.

A founding instructor of the Landscape Horticulture program, Ed Plaster understands the significance of PLANET accreditation. Currently a part-time instructor, Plaster taught the program full time for 30 years before retiring. He worked with fellow faculty members and DCTC staff to prepare the program’s self-study and meet all requirements of the PLANET site visit. Dean Cox praised Plaster’s contribution as instrumental to the accreditation process.

For more information about the DCTC Landscape Horticulture program, visit http://www.dctc.edu/futurestudents/programs/landscapehorticulture/index.cfm.

and call out names,” Delmoro said. “I know which pole belongs with which person.”

LED lights are now used for the holiday program, which drew kudos from Dakota Electric in its customer magazine.

“They say the new LED saves Burnsville 101,000 kilowatts each season, enough energy to operate 10 homes for a year,” Delmoro said.

He stressed that the Burnsville Community Foundation – not the city – pays all the costs of the lighting.

“We pay for the contractor, we pay for the electricity, we pay for any staff time that’s involved with the city — and there are still people that think it’s tax money, after 12 years,” Delmoro said.

He said the program has

blessed him with ties to his community that go beyond his neighborhood and church.

That was especially apparent when Delmoro’s wife, Linda, died in March 2005.

“When Linda died, I found out who the real beneficiary of this giving was,” he said. “There was such an outpouring from people that I connected with and met through asking for money. I was embraced by the community, and I thought, ‘Wow, the more you try to give, the more you get back.’ ” For information about donating or sponsoring a snowflake, call Delmoro at (952) 890-1770.

John Gessner is at john.gessner@ecm-inc.com.

Eagan medical company to be acquired by CardioNet

by Jessica Harper DAKOTA COUNTY TRIBUNE

Eagan-based Biotel Inc., a manufacturer of remote heart-monitoring systems, recently agreed to be acquired by CardioNet of Conshohocken, Pa. The agreement was filed Nov. 12 after an earlier agreement fell through.

CardioNet, a wireless medical technology company, is agreeing to acquire all outstanding shares of Biotel, worth $11 million or $3.84 per share, before adjustments for working capital, according to a recent news release.

The acquisition of Biotel will enhance CardioNet’s position in the field of wireless medicine, according to the release.

Biotel, through its subsidiaries, develops, manufactures, tests and markets medical devices and related

software products.

The acquisition is also expected to provide entry into the clinical services market through Biotel’s subsidiary, Agility Centralized Research Services.

Agility provides monitoring services to the medical device and pharmaceutical industries as well as to contract research and academic research organizations around the globe.

The transaction is expected to close by Dec. 31.

In accordance with the terms of the merger, both parties agreed to dismiss outstanding litigation between them, which will be effective as of the close of the merger.

Representatives at Biotel declined to comment for this story.

Jessica Harper is at jessica.harper@ecm-inc.com.