11/24/2011 - Dakota County Tribune Business Weekly by Dakota County Tribune

JESSICA HARPER LAURA ADELMANN JESSICA HARPER

Hearing-aid maker moves in Eagan 2A Burnsville company expands to Farmington 2A Data center selects Eagan site 5A

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DATE ##, 2009 NOVEMBER 24, 2011

VOLUME 30, NUMBER # VOLUME 32, NUMBER 39

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Maverick honored for its innovation Tekne Award is among highest recognition a technology firm can receive by Aaron Vehling DAKOTA COUNTY TRIBUNE

This is an era in which innovative business solutions abound to help companies and em- Marty Hebig ployees compete globally amid a legion of economic challenges. Sometimes it takes a maverick to inject some creativity into the mix. Marty Hebig owns Lakevillebased Maverick Software, an aptlynamed company that provides a way for businesses to save on technology costs while offering practical job experience and opportunities to college students. The under-25 demographic faces an unemployment rate of nearly 54 percent, according to Time Magazine, so Hebig’s ability to offer cost-effective software testing to companies, and provide wellpaying jobs with real experience and job opportunities to students is a big deal. Photo by Aaron Vehling The Minnesota High Tech AsDilafruz Umarova works at Maverick Software’s University of Minnesota location. As a student, she earns sociation saw this, bestowing on a decent salary doing software work for big-name clients while gaining valuable practical experience in the Maverick the 2011 Innovative Collaboration of the Year during its field of information systems. Tekne Awards celebration on Nov. based economy,” the association posure to his company. The event The company’s clients include 3 in Minneapolis. said in a press release. is the Oscars of the Minnesota Digital River, Symantec, Merill “This collaboration creates a To win is an honor, ttechnology industry, he said, and Corporation and Thomson Reuters motivated, skilled and producHebig said, but the so large firms such as Oracle, 3M (which was the first), among others. tive workforce that sustains ceremony itself and Microsoft are well represented. Maverick’s student employees and expands Minnealso provides T The potential for networking exists earn on average about $13 an hour, sota’s technologyvaluable ex- iin droves. far outpacing retail and food indusAlong with business partner try alternatives. Clients pay MavChuck Sherwood, Hebig accepted erick about $25 per hour for those tthe honor as a two-minute video students’ services, which center on p presented the history of Maverick. software development testing, Hebig said. How it works H By managing the fixed costs asThrough the program, Maverick sociated with physical locations, sets up offices on-site at the loca- Maverick has been able to maintain ttions of its university collaborators. profitability. “ W e Currently, it has six offices with don’t go out and set up offices, hop110 students at nine universities, ing clients will come,” he said. The Hebig said. Each site has a full- offices come afterward. See Maverick, Page 5 ttime office manager.

INSIDE BIZ NEWS

Personal trainer based at Olympus 24 in Rosemount releases new workout DVD that is all about the pushup. SCOTT 2A SUTHERLIN FORUM

As much as people want to describe racino as a source of revenue for the state, it is still a tax on residents by def inition. PHIL 4A KRINKIE FORUM

Property tax increases caused by loss of Market Value Homestead Credit aid may start an uprising in the suburbs. DON 4A HEINZMAN NEWS

Curves f itness center moves around the bend to Waterford Commons in downtown Rosemount. DEE DEE 5A LIND

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General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

Founder of Belzer auto dealership in Lakeville dies Jeffrey Alan Belzer, the longtime owner of the Jeff Belzer auto dealership in Lakeville, died Sunday, Nov. 20. “He was a huge presence in anyone’s life he touched, despite being very private,” said longtime friend Bob Erickson, a Lakeville Area School Board member and former city administrator in Lakeville.

Belzer was a major donor supporting the Lakeville Area Arts Center and the police department, Erickson said. Belzer also was involved with the Lakeville Area Chamber of Commerce, sponsoring its recent gala event. Following is an account of his life from an obituary published Monday on the Hodroff-Epstein Memorial

Chapels website: Jeff Belzer was born Sept. 8, 1941, in Minneapolis to Dr. Meyer and Kathleen Belzer. He graduated from Washburn High School in 1959, attended college and moved to California. In 1968, he graduated from Drake University Law School in Des See Belzer, Page 5

Lakeville, MN

CHEVROLET • DODGE • KIA

November 24, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Eagan manufacturer moves to new site Hearing-aid maker Sonic relocates a few miles away by Jessica Harper

Personal trainer is pushups guru Scott Sutherlin releases â&#x20AC;&#x2DC;The Push-Up Bibleâ&#x20AC;&#x2122;

DAKOTA COUNTY TRIBUNE

by Andrew Miller

Hearing-aid maker Sonic relocated its manufacturing operations earlier this month to a larger facility in Eagan. The move was part of an effort to boost efficiencies after the company was acquired in 2010 by William Demant Holdings, a Denmark hearing and communications solutions firm, said Kathy Landon, vice president of branding and proofing services at Sonic. â&#x20AC;&#x153;By moving to a new facility, we were able to take a fresh eye on the way we do things,â&#x20AC;? she said. The new site is a 22,000-square-foot building at 1020 Discovery Road, which provides ample room to grow, Landon said. This is quite larger than Sonicâ&#x20AC;&#x2122;s previous manufactur-

DAKOTA COUNTY TRIBUNE

Photo by Jessica Harper

Hearing aid maker Sonic relocated its manufacturing operations Nov. 1 to a larger site in Eagan. The new site at 1020 Discovery Road is 22,000 square feet, which is larger than its previous facility at Corporate Center Drive. ing site on Corporate Center Sonicâ&#x20AC;&#x2122;s headquarters also Drive, which is also located in relocated this month from Eagan. Salt Lake City, Utah, to SomThe 15-year-old company erset, N.J. retained all 90 employees during the move, Landon Jessica Harper is at said. jessica.harper@ecm-inc.com.

BBB, Fury Motors reach agreement on advertising The Better Business Bureau of Minnesota and North Dakota (BBB) issued a press release on Oct. 7 advising that Fury Motors, a South St. Paul auto dealership, had run afoul of the â&#x20AC;&#x153;Three Strikes Policyâ&#x20AC;? developed by the Minnesota Auto Dealers Association and the BBB. This policy

was implemented to address repeated violations of the voluntary ad standards adopted by MADA and the BBB. However, in a further demonstration of industry self-regulation, the BBB reports that after meeting and working closely with Fury See Fury, Page 7

For Scott Sutherlin, it all started in the weight room at Apple Valley High School. The 1990 Apple Valley grad says he was a full-on â&#x20AC;&#x153;iron junkieâ&#x20AC;? back then, logging long hours amid the barbells and dumbbells to strengthen up for football and wrestling. Under the tutelage of weight room manager Bud Bjornaraa, a former Minnesota Vikings strength coach, Sutherlin set three state powerlifting records in his age category, and took an independent-study weight training class that led to his certification as a personal trainer at age 18. Now a personal trainer at Olympus 24 in Rosemount, he says his approach to fitness has evolved over the years. Heâ&#x20AC;&#x2122;s dropped the â&#x20AC;&#x153;iron junkieâ&#x20AC;? mentality and become a proponent of bodyweight exercises ideal for building muscle and burning fat â&#x20AC;&#x201C; situps, pushups, pullups. That shift in focus is evident in his recently released DVD, â&#x20AC;&#x153;The PushUp Bible,â&#x20AC;? which features Sutherlin demonstrating 50-some bodyweight exercises, among them the â&#x20AC;&#x153;handstand pushupâ&#x20AC;? and the ominous-sounding â&#x20AC;&#x153;impossible pushup.â&#x20AC;?

Photo by Erin Zemanovic

Eagan resident Scott Sutherlin, a personal trainer at Olympus 24 in Rosemount, recently released the DVD â&#x20AC;&#x153;The Push-Up Bible.â&#x20AC;? â&#x20AC;&#x153;The Push-Up Bibleâ&#x20AC;? is the first in what Sutherlin plans to be a series of fitness DVDs. His goal is to turn his fitness expertise into a cottage industry of sorts â&#x20AC;&#x201C; akin to that of Jillian Michaels, the acid-tongued celebrity personal trainer featured on NBCâ&#x20AC;&#x2122;s â&#x20AC;&#x153;The Biggest Loser.â&#x20AC;? But heâ&#x20AC;&#x2122;s not planning on modeling his persona after that of Michaels. â&#x20AC;&#x153;She seems to have one tool in her toolbox, and thatâ&#x20AC;&#x2122;s yelling. You canâ&#x20AC;&#x2122;t build a long-term program based on negativity and screaming,â&#x20AC;? he said. â&#x20AC;&#x153;Sometimes you have to know when to hug â&#x20AC;&#x2122;em and hold â&#x20AC;&#x2122;em and give â&#x20AC;&#x2122;em a pat on the back.â&#x20AC;? With his classes at Olympus 24 and the fitness boot camp he leads, Sutherlin said the focus is on positivity and teamwork.

â&#x20AC;&#x153;One of my talents beyond fitness is motivating and inspiring,â&#x20AC;? the Eagan resident said. Sutherlin also has authored a book, â&#x20AC;&#x153;Sit-Ups Suck!â&#x20AC;?, slated for release next year. And heâ&#x20AC;&#x2122;s started planning his second DVD, a fitness video geared to seniors. It doesnâ&#x20AC;&#x2122;t have a title yet, but he refers to it as â&#x20AC;&#x153;My Motherâ&#x20AC;&#x2122;s DVDâ&#x20AC;? â&#x20AC;&#x201C; a reference to his momâ&#x20AC;&#x2122;s insistence that he make a workout program for her. â&#x20AC;&#x153;Sheâ&#x20AC;&#x2122;s like, you need to make me a DVD so I can work out all winter,â&#x20AC;? he said with a laugh. â&#x20AC;&#x153;The Push-Up Bibleâ&#x20AC;? is available through his website, scottsutherlinfitness. com. Andrew Miller is at andrew. miller@ecm-inc.com.

Burnsville business may expand into Farmington

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Company still negotiating purchase of building by Laura Adelmann DAKOTA COUNTY TRIBUNE

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After a multi-state search, a Burnsville business is working to expand to the Farmington Industrial Park. If plans go as expected, Quality Ingredients, a manufacturer of powdered flavors, creamer, cheese powders and whip topping, will expand into the old Performance Industrial Coatings building early next year, said Bob Freeman, general programs director with Quality Ingredients. Freeman emphasized that many details still need to be negotiated regarding the sale of the PIC building, but confirmed the companyâ&#x20AC;&#x2122;s desire to expand its thriving business into Farmington. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re set on Farmington if all the due diligence and agreements are finalized,â&#x20AC;? Freeman said. â&#x20AC;&#x153;We are not looking anywhere else and are planning to expand.â&#x20AC;? Company officials spent months researching potential expansion sites in the upper Midwest region, he said. Quality Ingredients,

founded in 1987 by Burnsville resident Bob Thompson, has other locations in Burnsville and Marshfield, Wis. According the companyâ&#x20AC;&#x2122;s business profile on www. manta.com, Quality Ingredients has estimated revenue of $50 million to $100 million and employs approximately 50 to 99 people. Farmington City Planner Lee Smick said if the expansion transpires, some of the companyâ&#x20AC;&#x2122;s workforce would be transferred to Farmington, and about 15 skilled jobs may be opened up in the new location. At 61,500 square feet, the building Quality Ingredients is seeking to expand into has been empty for several years and works well to accommodate the companyâ&#x20AC;&#x2122;s needs, Smick said. She said the company plans to raise part of the buildingâ&#x20AC;&#x2122;s roof from about 30 feet to 68 feet in height to accommodate business operations and will utilize a variance for the roof changes. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s in the industrial

zone â&#x20AC;&#x201C; thereâ&#x20AC;&#x2122;s no issues with that,â&#x20AC;? Smick said. Jason Bartholomay, a City Council member and chair of the cityâ&#x20AC;&#x2122;s Economic Development Authority, called the companyâ&#x20AC;&#x2122;s plans â&#x20AC;&#x153;a perfect example of the city taking a step in the right direction.â&#x20AC;? Bartholomay said the City Council is dedicated to being more business-friendly. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;ll help business out as much as we possibly can,â&#x20AC;? he said. Smick said the city is excited for the companyâ&#x20AC;&#x2122;s expansion plans and the potential for additional jobs for residents. â&#x20AC;&#x153;Working with the company, we know they have really good people,â&#x20AC;? Smick said. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re very excited about having them. â&#x20AC;Ś When they told us they were looking outside the state and everywhere else and chose Farmington, thatâ&#x20AC;&#x2122;s very exciting for us.â&#x20AC;? Laura Adelmann is at laura. adelmann@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 24, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up

New Hires

PAT MCQUILLAN

MELISSA ANDERSON

Named dean of the Continuing Education & Customized Training division, DCTC, Rosemount

Named recruiter at Hollstadt & Associates Inc., Burnsville

Pat McQuillan recently took on the job as dean of the Continuing Education & Customized Training division at Dakota County Technical College in Rosemount. McQuillan previously served as the CT director of trade and industry, a position he held for more than a decade. Before joining the CT staff at DCTC, he worked for nearly 30 years in private industry. His career includes extensive national and international experience as the sales and marketing manager for Fortune 500 companies.

STEPHANIE PETSINGER Named personal banker at Roundbank, Farmington

Stephanie Petsinger has been named personal banker at Roundbank in Farmington. Petsinger has six years of banking experience including teller and personal banking positions. She is a member of the Farmington Rotary Club, Miss Farmington Pageant committee and serves as a teacher at Synergy Dance Center.

JON FIRNSTAHL Promoted to resource manager at Hollstadt & Associates, Inc., Burnsville

Jon Firnstahl has been promoted to resource manager at Hollstadt & Associates Inc. in Burnsville. He was previously an account manager at the company.

Melissa Anderson has been named recruiter at Hollstadt & Associates Inc. in Burnsville. Anderson has five years of experience as a project manager, most recently with Comm-Works in Plymouth, focusing on infrastructure projects. She is a graduate of Bowdoin College in Maine with a degree in government and legal studies.

JESSICA RAE LEVIN Named account manager at Hollstadt & Associates, Inc., Burnsville

Jessica Rae Levin has been named account manager at Hollstadt & Associates Inc. in Burnsville. Levin has five years of sales experience in the healthcare industry. She graduated from Syracuse University with a B.A. in communications and recently completed her master’s degree at Nova Southeastern University in Davie, Fla.

Business Briefs RIBBON CUTTING AT CRABTREE COMPANIES ON DEC. 1 Crabtree Companies will hold a ribbon cutting at 2 p.m. on Dec. 1 at its new location at 2020 Silverbell Road, Eagan. For information, contact Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com.

Business Briefs

FUNDRAISER ALLOWS LAUNCH OF CELL PHONE PROGRAM

COATS OF KINDNESS KICKS OFF WINTER COAT DRIVE

The Minnesota Zoo in Apple Valley was honored last week with the Minnesota Waste Wise Leader award. Recipients of the Leader Award serve as environmental role models for their own communities, the Minnesota business community, and the Minnesota Waste Wise program. One of the many reasons the Minnesota Zoo is receiving the award is its Recycle for Rainforests program. The program began in 2010 and has since earned over $8,500 in funds to help protect threatened rainforests and endangered animals that live there. Dr. Tara Harris, director of conservation of the Minnesota Zoo, said, “The program has been a great success and has given people the opportunity to positively affect the environment, not only by raising money for African rainforests, but also by responsibly recycling their cell phones.” Phones collected through the program are sent to MPC, which is also a member of Minnesota Waste Wise. At its processing facility, MPC either securely wipes and refurbishes the phones for reuse, or completely recycles them to reclaim precious metals. Revenue generated from this process is then given back to the zoo for the program. Recycle for Rainforests has become the foundation for MPC’s new program, Cellphones For My Cause. This webbased program is available to organizations looking to raise money for a cause. The program will help create awareness for the responsible recycling and reuse of cell phones while also raising money for the organizations that get involved. Organizations and supporters can visit the website at www.cellphonesformycause.com to start a cause or donate to an existing cause.

Last year a winter coat drive started with two drop-off boxes and one simple idea to pay back a community that supported a business owner recovering from illness. This year, that simple idea has evolved into a new charity called Coats of Kindness and more than a dozen drop-off boxes across the Twin Cities. Now through Jan. 15, Coats of Kindness is collecting new or gently used clean coats and jackets. Coats of all sizes are welcome as well as accessories like snowpants, hats and gloves. Coats can be brought to designated Coats of Kindness drop box locations. Locally, drop-off boxes are at Warners’ Stellian, 7665 148th St. W., Apple Valley, and Fury Motors, 1000 Concord St. S., South St. Paul. Coats will be distributed for free to those in need. Eric Wenzel, owner of Wenzel Financial Services, and his wife Karen started the drive in conjunction with their church, All Saints Lutheran Church in Cottage Grove, to say thank you for their support during Eric’s battle with cancer. “We’re very excited to kick off the Coats for Kindness second annual coat drive. We started as a way to give back to the community and church that supported me immensely, said founder Eric Wenzel. More information can be found online at www.coatsofkindness.org, on its Facebook page, or by calling (612) 567-2628. EAGAN RESIDENT APPOINTED TO TECHNOLOGY COMMITTEE Laurie Martinson of Eagan has been appointed to the Technology Advisory Committee by Gov. Mark Dayton. Her appointment is effective Nov. 15. Martinson’s term will expire Jan. 4, 2016.

FARMERS INSURANCE AGENTS COMPLETE AGENTS COURSE ASHLEY HOULE Named personal banker at Roundbank, Farmington

Ashley Houle has been promoted to recruiter at Hollstadt & Associates Inc. in Burnsville. She joined the company as an intern in November 2010 and officially joined the staff in March 2011 as a recruiting coordinator. Houle is a graduate of the University of Wisconsin-Eau Claire with a degree in public relations.

The following local Farmers Insurance agents completed the Career Agents Course at the University of Farmers at the training facility in Grand Rapids, Mich.: • Gema Sutherland, Farmers Insurance agent in Eagan. • Christopher Villella, Farmers Insurance agent in Eagan.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by email to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by email be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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Date 00, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Racino gambling proposal proves that a tax is a tax by Phil Krinkie SPECIAL TO THE TRIBUNE

In a recent newsletter from a state lawmaker, there was a declaration opposing the use of state general fund money for a Vikings stadium. However, the lawmaker went on to assume that state tax revenue from gambling activities such as electronic pull tabs and racino (slot machines at Minnesota’s two horse tracks) would not be considered general fund dollars and therefore an acceptable source of revenue to fund a new stadium. This interpretation of state tax revenue from gambling activities has been well orchestrated and sold to legislators over the years in order to create the illusion that their vote to fund a new Vikings stadium with new revenue from the expansion of gambling has no affect on the general state budget. But once you put the rhetoric aside and look at the lack of rationale to back up the statement; it becomes clear this argument that “new tax revenue from gambling is not general fund dollars” is not derived from valid reasoning. It is no different than declaring “It’s not a tax because I said it’s not a tax.” All state revenue from personal income taxes, sales taxes and corporate franchise taxes are deposited into the general fund. The only tax revenues that are not considered general fund revenue are those that are defined by state statute or constitutionally dedicated.

Guest Columnist Phil Krinkie

An example of a constitutional dedication of tax revenue is the funds derived from the gas tax or state lottery dollars. As for statutory dedication, these are funds from fish licenses or building permit revenues, which are pledged to be used only for a specific purpose. The Legislature can always decide to change the use of the funds that are in statute by a majority vote and with the approval by the governor. Constitutional dedicated funding can only be changed by the vote of the citizens. So if legislators desire to fund a new Vikings stadium with state tax revenue from expanding gaming operation, the funds would be deposited into and withdrawn from the same pool of state money used for education, health care and public safety; also known as the general fund. Any additional funds from gambling could be used to fund schools, highways, public safety or hundreds of other state needs. To project that new revenues from gambling could or should only be used to fund a new Vikings stadium is grossly incorrect. Therefore any legislator who votes to

fund a new Vikings stadium with additional revenue from gambling is taking the position that funding a new Vikings stadium is a higher priority than any other state budget item. Yes, that means lawmakers would be putting a Vikings stadium ahead of schools, nursing homes, public safety, human services, highways, etc, etc. Spending is spending and building a new stadium for billionaire Zygi Wilf is spending state tax dollars regardless of the revenue source. Some legislators want to claim that revenue from state operated or regulated gambling is not a tax. The definition of a tax is “A charge imposed by an authority upon persons or property for a public service.” The state imposing a charge on any gaming operations is a tax. In the case of racino; the proposed tax is 30 percent on gross receipts. This means the state would take 30 percent of every dollar put into a slot machine at Canterbury Downs in Shakopee and Running Aces in Columbus. Thirty percent of every dollar wagered flowing into the state treasury is a tax. It’s not a voluntary contribution. If the state requires you to pay it, it’s a tax. Any state operated or state licensed gaming operation, which is required to pay a percentage of their revenue to the state, is a tax. In addition, any taxes on new gaming operations that currently aren’t in state law would be a new tax.

Property tax uprising brewing in suburban cities by Don Heinzman DAKOTA COUNTY TRIBUNE

That rumble you hear may be a property tax uprising that could be starting in the suburban communities. The trigger well may be the property tax increases homestead and commercial property owners will receive this month. The headline, according to some county administrators, is the property tax is up because the Minnesota Legislature, rather than increase a state-level tax, chose to eliminate the homestead tax credit. This credit was meant to level the playing field of taxpayers and give some relief to property taxpayers in the “havenot” communities. This is part of the pain taxpayers must feel as the state faces a deficit of $5 billion, Rep. Greg Davids, R-Preston, chair of the House Tax Committee, said. District 53A Rep. Linda Runbeck, RCircle Pines, said don’t blame the Legislature. Blame those local-level officials who won’t cut jobs and reduce expenses to make up for the lost state aid. So far the property taxpayers have been silent. They don’t realize that Minnesota governments get 40 percent of their revenue from the property tax, compared to 33 percent from the income tax and 27 percent from the sales tax. Most counties, anticipating the loss of

Tribune Columnist Don Heinzman

the credit, did cut expenses, but the loss of the tax credit, of course, affects not only counties, but cities and school districts. In Dakota County, based on all 2011 property tax levies, a home with value of $164,200 would be taxed $51 more due to the loss of the tax credit; a home valued at $246,000 would be taxed an additional $86, according to a state study. Dakota County government has the fewest number of staff members per resident of the seven metro counties and hasn’t increased its tax levy for three years. In Anoka County, assuming all taxing jurisdictions did not increase the tax levy, a home valued at $177,000 would be taxed an extra $77, due to the loss of the tax credit. That could vary from one city to another. Anoka County cut expenses by $8.15 million, which is roughly what the county lost in homestead credit aid. This is the first time the levy has been reduced. Feeling the heat, Davids this week rolled out a plan he will pursue as House

Tax Committee chair that he says will provide $80 million in property tax relief. His plan would give an 18 percent cut in statewide property tax for commercial and industrial properties. It would freeze the business property tax levy; provide property tax relief to homeowners whose local property tax went up by 12 percent or more and would increase the maximum reduction for eligible homeowners by 20 percent. Republicans who control both houses of the Legislature know a key campaign issue next year will be the policy question of forcing property owners to pay more in property taxes while not increasing taxes on the wealthiest Minnesotans. Already, DFL legislators are proposing legislation that would restore the homestead credit and increase the income tax on wealthier Minnesotans, as Gov. Mark Dayton has proposed. With both sides prepared to do battle over property taxation, the control of the Minnesota House and Senate will be at stake next November. Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

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It’s time for legislators to take a step back, put the stadium issue aside for a moment and consider the result of statesanctioned expansion of gaming and how it aligns with the principles they campaigned on. Does additional tax revenue from gambling contribute to or slow the growth of government? Does it align with the “not a penny more” stance many legislators stated last summer? Should state government live within its means? The bottom line is that if legislators vote for racino, they are voting for a new tax. It would be a tax increase that legislators did not to impose during the regular session or the special session in order to close the budget gap. If legislators were unwilling to raise taxes to fund higher education, health care and property tax relief, why are they now willing to raise taxes to fund a new Vikings stadium? Do they believe that Zygi Wilf ’s threat to move the Vikings has more political downside than the taxpayers opposition to using state tax dollars to finance a new Vikings stadium? Only time will tell. Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@ taxpayersleague.org.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 24, 2011

Major data center Curves moves around the bend Workout destination for women in Waterford Commons planned in Eagan by Tad Johnson

DAKOTA COUNTY TRIBUNE

by Jessica Harper DAKOTA COUNTY TRIBUNE

Just months after studying the issue, Eagan is one step closer to having a major telecommunications hub. Private investors plan to develop a 138,000-squarefoot data center called Connextion along Yankee Doodle Road west of Pilot Knob. Plans don’t include the Lockheed Martin property. “This is a significant strategy of the city to keep jobs here and grow jobs,” said Tom Garrison, city spokesman and liaison to the task force that studied the issue. A task force comprised of representatives from some of Eagan’s largest companies along with city and chamber of commerce officials has been studying Eagan’s broadband challenges since 2005. The center, which will be owned and operated by North Carolina firm Five 9s Digital, will provide off-site data storage and disaster recovery options for telecommunications and Internet service providers as well as local and regional companies. It will build upon an already fiber-optic-rich environment in Eagan and will be the first multitenant, LEEDcertified facility of its kind. Minnesota currently has only one major data center, located in Minneapolis, which funnels all telecommu-

Maverick from Page 1

Maverick has been profitable since “day one,” Hebig said, adding that he anticipates his firm will see about $4 million in revenue this year. The company is transparent with its clients about its expenses, Hebig said. This builds trust when “we know they could go out and do this

Belzer from Page 1

Moines, Iowa, with honors and became a senior partner in the Belzer & Loewenthal Law Firm on France Avenue in Edina. He built the Belzer Brenner building on Metro Boulevard near Highway 494 and 100 and moved his law firm to that location. While practicing corporate law, Belzer represented several car dealers for several years. He became very interested in the automobile business and purchased the Todd Chevrolet Dealership in 1980 in Lakeville. His intent was to oversee the business from his law

nications systems in the state. This presents some challenges that were recognized in a 2009 report by the Minnesota Ultra High Speed Broadband Task Force. Security was among them. If a natural disaster were to strike, the entire system could be in jeopardy. Building a second major data center will create additional security for telecommunication systems, Garrison said. The project is estimated to cost between $75 million and $100 million to construct the facility, obtain tenants and install its critical equipment – all of which will be privately funded. If the City Council approves it, the project will be completed in 2012. Minneapolis telecommunications firm XO Communications has expressed interest in being one of the first fiber service providers in Connextion. The Eagan area stands to attract additional data center users due to the Upper Midwest’s cool climate and relatively low risk of natural disasters, Garrison said. Five 9s Digital representatives could not be reached for comment in time for publication. Email Jessica Harper at: jessica.harper@ecm-inc.com

When Curves officially moved from its previous location in the Rosemount Market Square to Waterford Commons on Oct. 31, the business lost a few inches like so many of its members. Proving the old adage that bigger isn’t better, the business has found that the smaller but newer space is suiting it just fine. “Waterford Commons has an awesome staff,” said Curves owner Dee Dee Lind, crediting the work of Brian Johnson of Stonebridge Co., which owns the building, and broker Tom Dunsmore of Colliers Turley. “They made it happen quickly and beautifully. I am forever thankful to them.” Lind said the smaller space makes it more cozy, which is a positive for Curves’s supportive atmosphere. Workout machines intentionally are set up in a circle not only so members can easily complete their 30-second per station circuit, but also foster interaction among members. “People like coming to my Curves because it is safe, fast and fun,” Lind said. “Many of the ladies have become friends by meeting there.” After refinancing her home, Lind purchased the local franchise in December 2008. She was turned

Photo by Tad Johnson

Dee Dee Lind, owner of the Curves for WomenRosemount, has moved the business from the Rosemount Market Square to Waterford Commons. on to the idea of buying the business when she became a Curves member in May of that year. Lind, who has worked for 27 years as a bartender at three different restaurants at the Minneapolis-St. Paul International Airport where she was named Employee of the Year for 2011, had never had a formal workout routine prior to that. But she knew she needed to when she was diagnosed with osteoporosis in her neck and spine. Becoming a Curves

member changed her life. “What I like about the Curves philosophy is that it works,” she said. “Before I joined I had no strength and I have found that my osteoporosis is getting better.” It wasn’t just the fact that her physical fitness improved after joining, but the social connections have proved even more fulfilling. “I have lived in Rosemount for 27 years and have never met such wonderful women who I can truly call friends,” Lind said. Keeping the business

running depends on more than just upbeat music and Lind’s infectious positive personality. Lind admits that cash flow was pretty tight due to the recent recession. The workout machines aren’t cheap. The typical station costs about $1,200 to outfit. There are payroll costs for the 10 employees and the move to the new space has lowered her rent. Lind raves about the new space and notes that there are other spots in Waterford Commons available for retail or office space. Her Curves currently has 160 members, which has dipped some due to the recession. Lind says she is always looking to add members and medical reimbursement payments make it simple and inexpensive for people to join. Monthly membership fees are $47.14, but if a person works out 12 or more times a month most health care providers will pay $20 of the cost. Curves also participates in the Silver Sneakers program, which covers the costs of working out. “The most rewarding part about being involved in my field is when one of the ladies has lost pounds and inches and is very excited about it,” Lind said. Tad Johnson is at editor. thisweek@ecm-inc.com.

themselves. We want them to know it would be difficult for them to do it much cheaper.” Maverick draws on students who achieve high grades and exhibit excellent technological aptitude. “We get the best students,” he said, with assurances that he is not running a sort-of “IT sweatshop. These are high-paying, flexible jobs close to class.”

The students get a lot out of the program. In addition to earning income, they get the opportunity to implement theory in a practical setting, learning by doing. In addition, there are the opportunities for job placement with Maverick’s clients. But there is more to it: Hebig and his staff also help the students with resumes, conduct mock interviews and en-

courage them to attend career fairs, he said. “We do that because Thomson Reuters and other clients might not be able to hire all the students,” he said. Maverick’s goal for the next three years is a doubling in size. To do this, Hebig said, he is in the process of seeking more clients. Hebig said Maverick is currently working with Min-

nesota’s Department of Employment and Economic Development and Advance IT Minnesota to apply his company’s model to help the long-term unemployed. “We would get them some training and basically have them do the same thing (as the students),” he said. “When they are finished they could go on to full-time work.”

When Hebig started his company in 2000, he christened it after his high-school nickname, which he earned because of the model of Ford he drove back then. Little did his classmates know how descriptive that moniker was.

firm. When he realized the dealership required a fulltime owner, he sold his law firm and building and eventually moved to Lakeville. When he gave up law practice to buy an auto dealership, many people thought he had “gone over the edge,” but he felt people should have the fortitude to try a new career. He did and fell in love with the auto business. Belzer purchased the Haugen Dodge Dealership in Farmington. At this time Jeff stated: “Pride in customer satisfaction helped make his dealership the third in retail volume.” Over a period of time, the

auto dealerships expanded and became Jeff Belzer’s Chevrolet, Dodge, Kia in Lakeville. Belzer believed in integrity and a very strong work ethic, working six long days a week. If anyone wanted to have lunch while he was at the dealership he was not willing to leave the office, but always offered to share his daily brown bag lunch. Enjoying the rewards in investing meant facing the challenges and risks and Belzer was always willing to engage in the challenges. He loved the “art of the deal.” In 1991, the dealership took third place out of the top 202 Chevrolet dealers, and

two years consecutively accepted the award for the No. 1 truck dealer in the five-state northern region. He served on the General Motors President’s Board and his dedication and hard work has earned him many accolades. Belzer loved to play golf, travel, hunt, fish and spend time with his family and friends. His children were his jewels and he was always there to teach the value of hard work and offer support and guidance. He believed in supporting and working together in the business community. He is survived by his wife, Gloria; brother, Dr. Michael

Belzer (Ellyn Wolfenson); sister Judi Belzer ( Jerry Waldman) and families; his children, Steven (Kim), Mike, Kim, Jeff Jr. ( Jamie) and Anna; and grandchildren, Brady and Blake. The family wrote in that obituary: “Jeff, Dad, Pops, Papa will be deeply missed by his family and friends.”

Funeral service will be at 11 a.m. Wednesday, Nov. 23 at Temple Israel, 2324 Emerson Ave. S., Minneapolis. Memorials are preferred to the Belzer Family Fund at Temple Israel. Shiva, 4811 Bywood West, Edina, will be at 7 p.m. Wednesday.

Aaron Vehling is at aaron.vehling@ecm-inc.com.

Book Your Company Event at... 8075 Lucerne Blvd. 3 Miles West of I-35 952-440-4656 • HeritageLinks.com Lakeville, MN 55044

November 24, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Million dollar solution for Coon Rapids dam DNA testing could hint at Coon Rapids Damâ&#x20AC;&#x2122;s status as Asian carp barrier by T.W. Budig ECM CAPITOL REPORTER

The importance of the Coon Rapids Dam in the stateâ&#x20AC;&#x2122;s Asian carp prevention efforts should soon become clearer. Recently, a total of 50 water samples, half from above the century old dam, half below, were taken and are now being analyzed for the presence of Asian carp DNA. Should Asian carp DNA be discovered above the dam, what happens then? â&#x20AC;&#x153;Thatâ&#x20AC;&#x2122;s a good question,â&#x20AC;? said Department of Natural Resources specialist Tim Schlagenhaft, who has been deeply engaged in the stateâ&#x20AC;&#x2122;s Asian carp efforts. â&#x20AC;&#x153;I think itâ&#x20AC;&#x2122;s in the back of peopleâ&#x20AC;&#x2122;s minds.â&#x20AC;? Schlagenhaft cautions against overreacting to the DNA testing results, saying the technology is new and as bird droppings can transport Asian carp DNA. The final determination of the presence of Asian carp is bringing one to the surface, he explained. There are other physical barriers on the Mississippi River to the north that might serve to halt the invasive specie should the Coon Rapids Dam have been passed, Schlagenhaft said. But the Rum River would

be open to Asian carp infestation, he said, because the dam on the Rum River in downtown Anoka is not considered a viable fish barrier. DNR officials talk of getting the results of the latest round of DNA water sampling analyze back in two to four weeks.

Dam proposal Currently, there is $16 million proposal underway to upgrade the Coon Rapids Dam into a stouter fish barrier. The DNR is expected this month to send out a proposal for engineering services for the Coon Rapids Dam upgrade. Engineering, dam gate selection and fabrication, the hiring of a contractor is expected to take place next year with construction in 2013-14. The Coon Rapids Dam seeps water like all dams, explained Jason Boyle, a DNR dam specialist, but itâ&#x20AC;&#x2122;s unlikely Asian carp can go under it â&#x20AC;&#x201D; turbidity at low water would likely betray such an opening. It would be difficult to speed-up the dam upgrade, as materials have to be ordered and the project is extensive, involving the building of coffer dams to divert the river away from sections of the dam, Boyle explained. Itâ&#x20AC;&#x2122;s believed an upgraded

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

Coon Rapids Dam would make for a highly effective fish barrier â&#x20AC;&#x201D; not 100 percent effective, but close, DNR officials said. Its benefit could go beyond preventing the spread of Asian carp. According to the DNR, for 10,000 years St. Anthony Falls in Minneapolis had served as a natural fish barrier for native fish on the Mississippi River, with 123 fish species known to have lived below the falls, only 64 species above. Construction of a lock system at St. Anthony Falls in the 1960s for river traffic breached this churning barrier. Recent DNA testing suggests that Asian carp â&#x20AC;&#x201D; carp known for their massive size, big appetites, and with the silver Asian carp disturbing habit of leaping into the air and smacking boaters â&#x20AC;&#x201D; have likely penetrated the St. Croix River and perhaps come up the Mississippi River as far the Ford Dam in St. Paul. Commercial fishermen, fishing below the Ford Dam in low water, failed to catch any Asian carp, suggesting

that if the carp is present in that area, the numbers are very low, said DNR Invasive Species Specialist Luke Skinner in an email. Asian carp are difficult to catch, the DNR notes. Beyond upgrading the Coon Rapids Dam, a state action plan calls for the federal government to grant state officials emergency powers to close the locks at the Ford Dam and St. Anthony as a means of halting the spread of Asian carp. Current federal law does not allow the Army Corps of Engineers authority to close the locks to serve as barriers to invasive species, only for reasons tied to navigation.

Not all agree Not everyone thinks closure is a thoughtful solution. â&#x20AC;&#x153;In trying to solve a problem, youâ&#x20AC;&#x2122;re creating another,â&#x20AC;? Dick Lambert, director of the Minnesota Department of Transportationâ&#x20AC;&#x2122;s Ports and Waterways Section, of closing the locks. An enormous amount of materials like gravel currently

travels by barge to industrial sites in Minneapolis, Lambert said. Closing the locks could result in as many as 500 additional trucks a day traveling Highway 61 and I-94, adding to congestion, adding exhaust to the air. â&#x20AC;&#x153;We donâ&#x20AC;&#x2122;t feel this makes a lot of sense,â&#x20AC;? Lambert said. According to the U.S. Army Corps of Engineers, almost 1,500 commercial boats went through the Upper St. Anthony Falls lock last year. Some 2,450 recreational boats also went through the lock. Some 71,471 excursion boat passengers and thousands more in recreational crafts passed through the lock last year. So did about 1 million tons of shipping. The reason few people know the extent of river borne commerce, Lambert said, is because it takes place with minimal impact. Still, the Minneapolis City Council recently indicated a willingness to see the St. Anthony locks closed, but also looks for funding for redeveloping its industrial riverfront. State funding may be available for the eventual placement of a bubble barrier at the Ford Dam lock or at the

mouth of the St. Croix River, Schlagenhaft explained. These barriers would slow down the progress of Asian carp, but theyâ&#x20AC;&#x2122;re not effective enough to halt it, he said. As for the Minnesota River, the DNR is probably looking more at managing Asian carp in that river than preventing their entry, Schlagenhaft said. With a broad floodplain and other characteristics, the Minnesota River is a difficult river to protect from Asian carp, he said. Democratic Gov. Mark Dayton, other state and federal officials, met at the State Capitol on Nov. 18 to discuss and further hone the stateâ&#x20AC;&#x2122;s response to Asian carp. Dayton at one point expressed frustration over talk of studies that may take months or years to complete, and urged a quicker, more immediate response to the Asian carp threat. â&#x20AC;&#x153;By the time you prove these tests the carp will be in Canada,â&#x20AC;? he said. The governor specifically pointed to the construction time line envisioned for the Coon Rapids Dam project as too long. T.W. Budig is at tim.budig@ ecm-inc.com.

State makes more loan money available to small banks $100 million in additional funding aims to spur small business development by T.W. Budig

will be made available to small banks to loan as a means of The Dayton Administra- helping cash-strapped Mintion said last month that $100 nesota small business. million in additional funding The Small Business/BankECM CAPITOL REPORTER

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But under the administrationâ&#x20AC;&#x2122;s proposal, the amount of money made available to qualified banks â&#x20AC;&#x201D; those deemed at least â&#x20AC;&#x153;satisfactoryâ&#x20AC;? by the Minnesota Department of Commerce â&#x20AC;&#x201D; will be doubled to $1.5 million. â&#x20AC;&#x153;This will be starting shortly,â&#x20AC;? said Howard Bicker, Minnesota State Board of Investment executive director. For the state these are safe investments, Bicker explained. The State Board of Investment cannot force small banks to loan to small business, he said. But that is the natural clientele of community banks, Bicker explained. In taking questions, Dayton indicated the small bank

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proposal was just one means of addressing the complicated. long-term problems in the economy. â&#x20AC;&#x153;One person at a time; one family at a time,â&#x20AC;? he said of how the economy will turn around. Access to capital was just one of the themes to emerge from a jobsâ&#x20AC;&#x2122; summit the governor sponsored last month. Other themes include ensuring border to border highspeed broadband, increasing state exports, better aligning higher education to job opportunities, closing the employment and learning gap, among other themes.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 24, 2011

Fury from Page 2

Motors, all of the issues concerning the dealershipâ&#x20AC;&#x2122;s advertising have been addressed and the company is, and has been for over a month, in compliance with MADA and BBB standards in all of their Internet and print advertising. In the course of working with Fury Motors, it became clear to the BBB that certain disclaimers required by Minnesota Automotive Advertising Standards (disclaimers requiring disclosure of certain limited discounts and rebates) could not be achieved reasonably in certain Internet platforms not owned or controlled by Fury Motors. On websites Fury Motors controls directly (www.furysaintpaul.com) complete and thorough disclaimers are present for all discounts and rebates offered. In all other instances, the company has advised the BBB there are no contingencies where discounts are offered; stated discounts are available to all consumers, regardless of where they seek financing â&#x20AC;&#x201C; though credit is still subject to approval. With these understand-

ings, and with the corrective actions taken by Fury Motors, the BBB has withdrawn its Third Strike ruling, and has restored the companyâ&#x20AC;&#x2122;s BBB rating to A plus. The BBB will continue to monitor Fury Motorâ&#x20AC;&#x2122;s advertising, as well as that of all other Minnesota auto dealers. Since 1984, the Better Business Bureau has worked with the Greater Metropolitan Auto Dealers Association and MADA to create an ethical advertising environment and promote the effectiveness of selfregulation. It was under these auspices that both the Minnesota Automotive Advertising Standards and Three Strikes Policy were adopted. The BBB always recommends that consumers carefully read all of the terms of any discounts or rebates offered, and search carefully using the Internet and other available tools to ensure they find the best price for any automobile they are considering purchasing. The Better Business Bureau monitors advertising for all businesses in Minnesota and North Dakota, including auto dealers.

Merchants Bank takes ownership of Rosemount bank Merchants Bank added its 18th location and its fourth in Dakota County on Friday when it completed its transaction with Central Bank, taking ownership of Centralâ&#x20AC;&#x2122;s location in Rosemount. â&#x20AC;&#x153;Adding Rosemount makes a great deal of sense for us,â&#x20AC;? said Richard Mahoney, president and CEO of Merchants Financial Group, the holding company that owns Merchants Bank. â&#x20AC;&#x153;It provides greater coverage in the southern metro, giving our customers greater convenience. It is a great location with longstanding customers, and it is in a community that values community banking.â&#x20AC;? The Rosemount location, at the corner of County Road 42 and Chippendale Avenue, joins Merchants offices in Apple Valley, Lakeville, Hampton and Hastings. Central had owned the Rosemount bank since April, when the former Rosemount National Bank was closed by the FDIC and then re-opened as Central Bank. Rosemount National had been serving the community since 1982. â&#x20AC;&#x153;We are thrilled for our customers,â&#x20AC;? said Michelle Selig, who remains as branch

manager for Merchants. â&#x20AC;&#x153;It is clear that Merchants is committed to delivering services to customers in this area for years to come, and Merchants has shown that it believes in being a part of the communities it serves.â&#x20AC;? Merchants acquires just under $19 million in deposits, plus the location in Rosemount. The sale price has not been disclosed. Merchants Bank has more than $1.2 billion in assets. Its other locations are in Winona, St. Charles, Goodview, Rochester, Caledonia, La Crescent, Onalaska, Spring Grove, Cannon Falls, Red Wing and Cottage Grove. The â&#x20AC;&#x153;flagshipâ&#x20AC;? Merchants Bank in Winona was founded in 1875. All banks are Equal Housing Lenders and FDIC members. The company also owns Merchants Capital Resources, a leasing company based in Edina. The ownership of Merchants Financial Group is made up of its employees and approximately 450 shareholders, mostly individuals and families from southeastern Minnesota and west-central Wisconsin.

to www.NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI â&#x20AC;&#x201C; Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI â&#x20AC;&#x201C; Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI â&#x20AC;&#x201C; Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. This structured networking group is open to all local business owners but we do limit to one person from each profession. For information, contact Shawn Moudry (952) 451-6519. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-

Hotel closed, will be demolished by John Gessner DAKOTA COUNTY TRIBUNE

An aging Burnsville hotel that opened as a Howard Johnsonâ&#x20AC;&#x2122;s in 1973 and was later refashioned as a whimsical romantic getaway has closed and will be demolished. The Burnsville Inn and Suites, located east of Interstate 35W at 250 N. River Ridge Circle, closed Monday, said Jim Prince of LHR Hospitality, which managed the hotel after it was bought six months ago. The 90-room hotel, located south of a new Walmart store expected to open next year, will be demolished by January or February, Prince said. â&#x20AC;&#x153;Currently there are tentative plans to build another hotel on site, with the possibility of a restaurant and maybe even a second hotel at this point,â&#x20AC;? Prince said. â&#x20AC;&#x153;All of that is currently in negotiations.â&#x20AC;? The six-acre property is owned Akota LLC of Dickinson, N.D. Akota purchased it from Royale Hospitality Group Inc. Royale introduced

themed â&#x20AC;&#x153;Fantasuitesâ&#x20AC;? when it bought the hotel, then under the Ramada flag, in 1988. Themes over the years have included â&#x20AC;&#x153;Jungle,â&#x20AC;? â&#x20AC;&#x153;The Grecian,â&#x20AC;? â&#x20AC;&#x153;Caesarâ&#x20AC;&#x2122;s Courtâ&#x20AC;? and â&#x20AC;&#x153;Arabian Nights.â&#x20AC;? About a third of the suites remained fantasy suites until the hotel closed, Prince said. It was previously called the Select Inn and FantaSuite Hotel. A plan calling for two multistory office buildings on the highly visible freeway corridor property gained City Council approval in November 2008. Royale said at the time that the redevelopment by APPRO Development could take a while, given the deteriorating economy. Any new plans will require council approval of a planned unit development amendment, said Burnsville Community Development Director Jenni Faulkner. The city hasnâ&#x20AC;&#x2122;t received an application, she said. John Gessner is at john.gessner@ecm-inc.com.

Calendar To submit an item for the Calâ&#x20AC;˘ Thursday, Dec. 8, 11:30 a.m. endar, email it to darcy.odden@ to 1:30 p.m., Cheers to our Volecm-inc.com or fax (952) 846- unteers Appreciation Luncheon, 2010. Clarion St. Paul Hotel & Conference Center, 701 Concord St. S., Date-specific South St. Paul. Cost: $30. InforDakota County Regional mation: Carol Swenson, (651) Chamber of Commerce events: 451-2266, ext. 1032, or Carol@ â&#x20AC;˘ Thursday, Dec. 1, 7:30 to riverheights.com. 9:30 a.m., The Buzz Holiday Business classes are offered Party, The Workforce Center of by District 196 Community EdDakota County, 1 Mendota Road, ucation. Register for the followWest St. Paul. Free. RSVP by ing classes at www.district196. Nov. 25 to Jessy Annoni at (651) org/ce or call (651) 423-7920. 288-9202 or jannoni@dcrchamâ&#x20AC;˘ Monday, Nov. 28, 6:30 to ber.com. 8:30 p.m., Excel 2010: Funcâ&#x20AC;˘ Thursday, Dec. 1, noon, tions and Formulas. Fee: $39. ribbon cutting at Crabtree Com- Rosemount Middle School, 3135 panies, 2020 Silverbell Road, 143rd St. W., Rosemount. Eagan. Information: Jessy AnnoOngoing ni at (651) 288-9202 or jannoni@ Platinum Partners, a chapter dcrchamber.com. of BNI, welcomes one represenâ&#x20AC;˘ Thursday, Dec. 8, 7:30 to tative from each profession and 9 a.m., â&#x20AC;&#x153;Breakfast With Cham- meets every Wednesday morning pionsâ&#x20AC;? at JBL Conference and from 7:30 to 9 a.m. at the LakevEvents Center, 3795 Pilot Knob ille Green Mill. To learn more, call Road, Eagan. Speaker Scott Amy at (952) 226-7741. Plum will present â&#x20AC;&#x153;The Top 50 Creative Networking ProSales Tips in 60 Minutes.â&#x20AC;? Cost: fessionals, an independent busi$20/members, $30/nonmem- ness networking group, meets bers. Information: Jessy Annoni the first and third Tuesday of the at (651) 288-9202 or jannoni@ month at JoJoâ&#x20AC;&#x2122;s Rise and Wine dcrchamber.com. in Burnsville from 8 to 9 a.m. The Apple Valley Chamber of group is focused on creating inCommerce events: terpersonal relationships to grow â&#x20AC;˘ Wednesday, Dec. 14, 11:30 business-to-business referrals. a.m. to 1:15 p.m., Christmas and Yearly dues are $65. New memAwards Luncheon at Old Chi- bers are welcome. Members are cago, 14998 Glazier Ave., Apple limited to one per professional Valley. Information: Catherine category. For more informaBauman at catherine@appleval- tion, contact Jeff Rothmeyer at leychamber.com. JeffR@Roundbank.com or see Burnsville Chamber of www.CreativeNetworkingProfesCommerce events: sionals.com. â&#x20AC;˘ Thursday, Dec. 1, 6 p.m. to Dakota Business Partners midnight, 2011 Chamber Holiday meets every Tuesday from 8:15Gala, Nicollet Inn, 14201 Nicol- 9:30 a.m. at AmericInn, 17145 let Ave. S., Burnsville. Cost: $40/ Kenyon Ave. (just off Interstate guest or $300/table. Information: 35 and County Road 50), LakevAnne at anne@burnsvillecham- ille. For why our group is different ber.com. and more information visit www. Lakeville Area Chamber of dakotabusinesspartners.com or Commerce events: find us on Facebook. â&#x20AC;˘ Thursday, Dec. 8, 4:30 Network Unlimited, a profesto 7:30 p.m., Networking After sional networking chapter, meets Hours - Toys for Tots, Brunswick Tuesdays from 4:30 to 5:45 p.m. Zone XL. at Cherokee Sirloin Room, Cliff River Heights Chamber of Road and Nicols Road, Eagan. Commerce events: To see if your category is open go

5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m.

every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Womenâ&#x20AC;&#x2122;s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice is given that Bohlen Surveying & Engineering, Inc., a Minnesota corporation, is in the process of dissolving and on October 30, 2011 filed a Notice of Intent to Dissolve with the Minnesota Secretary of State. Any and all claims against the corporation must be presented to the corporation in writing on or before February 8, 2012 to the following address: James Y. Prichard, Esq., 101 East Fifth Street, Ste 202, Northfield, MN 55057. 2815279 11/10-12/1/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2006 MORTGAGORS: Christian P. Wollersheim and Pamela M. Wollersheim, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 7, 2006, Dakota County Recorder, Document No. 2451577. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100139104915472007 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17206 Eastwood Avenue, Lakeville, MN 55024 TAX PARCEL I.D. #: 224407815189 LEGAL DESCRIPTION OF PROPERTY: Unit No. 189, CIC No. 330, Lake Place, a condominium located in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,582.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,418.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3012 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2828336 11/24-12/29/11

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-688 Estate of George A. Mairs, III Decedent Notice is given that an application for informal probate of the Decedent’s will dated 12/26/2006 and codicil ( ) to the will, dated ________, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Mary Dustin Mairs whose address is 1111 Ivy Hill Drive, St. Paul, MN 55118 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Terry L. Slye Briggs and Morgan, P.A. 332 Minnesota Street, #W2200 St. Paul, MN 55101 Attorney License No: 138514 Telephone: 651-808-6580 FAX: 651-808-6450 Email: tslye@briggs.com 2829512 11/24-12/1/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-684 In Re: Estate of J. THOMAS HOWARD, JR., aka JOHN THOMAS HOWARD, Jr., aka TOM HOWARD, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated November 16, 1998. The Registrar accepted the application and appointed John Kenneth Howard, whose address is 20988 Hyacinth Avenue, Lakeville, MN 55044, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator GUZMAN LAW FIRM, P.A. Lori L. Guzman, Att’y Reg. No. 285808 14847 Energy Way Apple Valley, MN 55124 Telephone: 952-432-0648 Facsimile: 952-431-2491 e-mail: lori@guzmanlaw.com 2827041 11/24-12/1/11

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1972 MARS manufactured home, VIN #14895 currently located at 12340 Geneva Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 16th day of December, 2011 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Jeanne Marie McEvoy (01/26/1984) and Dakota County CDA, as the owner(s) thereof to: Realty Systems -Arizona, Inc., in the sum of Four-Thousand, One-Hundred, Forty-One Dollars and 00/100 ($4,141.00) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: November 14, 2011 Carol Williams, Agent Realty Sales of Arizona, Inc 2823184 11/17-12/1/11

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1974 GREE manufactured home, VIN #GHLL847 currently located at 12483 Genesee Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 16th day of December, 2011 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of James Patrick Eppel (07/31/1971) Ericka Sanchez ( 01/15/1979) and BAHS BANK OF AMERICA FSB, as the owner(s) thereof to: Realty Systems - Arizona, Inc., in t h e s u m o f Three-Thousand, Seven-Hundred, Eighty-Nine Dollars and 00/100 ($3,789.00) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: November 14, 2011 Carol Williams, Agent Realty Sales of Arizona, Inc 2823223 11/17-12/1/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Timothy Werner and Associates, a private wealth advisory practice of Ameriprise Financial Services, Inc. 2. State the address of the principal place of business: 12280 Nicollet Ave. South Suite 101, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Timothy J Werner, 9281 195th St, Prior Lake, MN 55372 4. This certificate is an amendment of Certificate of Assumed name number 3854475-2 originally filed on 5/27/2010 under the name Timothy Werner and Associates. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 7/13/2011 Timothy J. Werner, Owner 2822017 11/17-11/24/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Roxy’s Accessories 2. Principal Place of Business: 18793 Embry Ave, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Roxane Tolle, 18793 Embry Ave, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11-5-11 ROXANE TOLLE, OWNER 2825464 11/24-12/1/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Shortcut to Success 2. Principal Place of Business: 2735 79th Court E, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kim Eisen, 2735 79th Court E, Inver Grove Heights, MN 55076 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/2/2011 Kim Eisen, owner 2826639 11/24-12/1/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Relish Bath and Body 2. Principal Place of Business: 3805 155th Street West, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Susan Mahowald, 3805 155th Street West, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/5/2011 Susan Mahowald 2824146 11/24-12/1/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Southside Plumbing & Heating 2. Principal Place of Business: 17445 Juneberry Court, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. MikeMarg, Inc., 17445 Juneberry Court, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11-1-11 MikeMarg, Inc., By: Michael J. Stillman, Its President 2822068 11/17-11/24/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-5384 In the Matter of the Petition of: CitiMortgage, Inc., a New York Corporation, in Relation to Certificate of Title No. 145622 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Fifteen (15), Block Six (6), Echo Valley, according to the recorded plat thereof now on file and on record in the office of the Registrar of Titles in and for said County and State. TO: JOSE ESTEBAN PONCE; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 14th day of December, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 145622 and enter a new Certificate of Title for the land therein described in favor of CitiMortgage, Inc., a New York corporation, subject to the memorials of Document Nos. 19157 and 42284 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 676703, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 10/27/11 BY THE COURT: Timothy Wermager Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2821739 11/17-11/24/11

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 CNST manufactured home, VIN #113980D1031 currently located at 12173 Geneva Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 16th day of December, 2011 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Veronica Vasquez (09/28/1987), as the owner thereof to: Realty Systems - Arizona, Inc., in the sum of Four-Thousand, One-Hundred, Forty-Eight Dollars and 00/100 ($4,148.00) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: November 14, 2011 Carol Williams, Agent Realty Sales of Arizona, Inc 2823204 11/17-12/1/11

PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE UNDER FINDINGS OF FACT, CONCLUSIONS OF LAW, ORDER FOR JUDGMENT AND JUDGMENT, AND ORDER FOR DECREE OF FORECLOSURE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: OtherCivil Mortgage Foreclosure Court File No.: 19HA-CV-10-6399 _______________________________________ Central Bank, a Minnesota corporation Plaintiff, vs. Daniel Medin and Janet Medin, John Roe and Mary Roe, Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a judgment entered in the above-entitled action on July 22, 2011, a certified copy of which has been delivered to me directing sale of the property hereinafter described to satisfy the amount found and adjudged due to the Plaintiff in the above action from Defendants, Daniel Medin and Janet Medin, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash on Tuesday, January 24, 2011, at 10:00 a.m., at the Sheriff’s Office, 1580 Highway 55, Hastings, Minnesota 55033, in said state and county, the premises and real estate described in said judgment, being in Dakota County, Minnesota, to wit: Legal Description: The North 344.30 feet of the East 557.80 feet of the West 633.50 feet of the Northeast Quarter of the Northwest Quarter of Section 10, Township 112, Range 20, Dakota County, Minnesota. Subject to 290th Street over and across the North side thereof. AND The North 184.40 feet of the East 269.20 feet of the West 902.70 feet of the Northeast Quarter of the Northwest Quarter of Section 10, Township 112, Range 20, Dakota County, Minnesota. Subject to 290th Street over and across the North side thereof. Property Address: 7256 - 290th Street N.W., Northfield, MN 55057 P.I.N. 16-01000-020-25 AND 16-01000-0030-25 Subject to redemption within six (6) months after confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11-18-11 By: /s/ Robert Shingledecker Sheriff of Dakota County - Deputy Dated: November 15, 2011 JACK W. CLINTON, P.A. /s/ Jack W. Clinton Jack W. Clinton, #17413 Attorney for the Plaintiff 539 Bielenberg Drive, Suite 200 Woodbury, MN 55125 Telephone: (651) 389-9923 Facsimile: (651) 389-9924 INSTRUMENTED DRAFTED BY: JACK W. CLINTON, P.A. 539 Bielenberg Drive, Suite 200 Woodbury, MN 55125 Telephone: (651) 389-9923 Facsimile: (651)389-9924 2829047 11/24-12/29/11

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PUBLIC NOTICE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday December 7, 2011 on or after 9:30am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. Bluewater Investment Group Unit 203-204 Work Benches, Misc. Tools, Shelving M Dailey - Unit 641 Speakers, Weber Grill, Entertainment Center 2814947 11/17-11/24/11

PUBLIC NOTICE PUBLIC NOTICE

NOTICE TO CREDITORS OF DISSOLUTION HEALING TOUCH CHIROPRACTIC, P.A. Please take notice that HEALING TOUCH CHIROPRACTIC, P.A., a Minnesota corporation with a registered address of 1570 Century Point, Eagan, MN 55121 is in the process of dissolving the corporation. Notice of Intent to Dissolve was filed with the Minnesota Secretary of State on October 28, 2011. Any and all claims against the corporation must be presented to the corporation on or before January 31, 2012 to the following address: HEALING TOUCH CHIROPRACTIC, P.A. c/o Mitchell King Kretsch & Gust, PLLC 5151 Edina Industrial Blvd., #650 Minneapolis, MN 55439 2806959 11/3-11/24/11

NOTICE PUBLIC NOTICE PUBLIC NOTICE OF MORTGAGE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 19, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,000.00 MORTGAGOR(S): Jamie J. Leal and Becki J. Leal, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Advisor's Mortgage, LLC., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 01, 2008 Dakota County Recorder Document Number: 2581654 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: October 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100199600000163903 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3880 Upper 75th St E, Inver Grove Heights, MN 55076-3148 Tax Parcel ID Number: 20-53651-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, The Oaks Second Addition situate in Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $129,651.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 06, 2012, or the next business day if July 06, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 24, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022576F01 2825198 11/24-12/29/11

FORECLOSURE SALE Date: November 9, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated January 27, 2005 executed by Jeffrey L. Trog and Cathleen A. Trog, husband and wife, as Mortgagor, to Anchor Bank, N.A., a national bank, successor in interest to Anchor Bank Saint Paul, N.A. by merger and name change, which, in turn, is successor to Anchor Bank, West St. Paul, N.A. by merger and name change, as Mortgagee, and filed for record March 2, 2005 as Document Number 2300296, in the Office of the County Recorder of Dakota County. The land described in the Mortgage is not registered land. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. The original principal amount secured by the Mortgage was: $450,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t he amount due on the Mortgage is $459,400.56. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land legally described as follows: Lot 1, Block 3, Furlong Estates, Dakota County, Minnesota And commonly known as: 14055 Furlong Trail, Hastings, MN 55033 will be sold by the County Sheriff of Dakota County, Minnesota, at a public auction on Thursday, December 29, 2011 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings MN 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. If the mortgage is not reinstated under section 580.30 or redeemed under section 580.23, then the Mortgagor must vacate the property on or before 11:59 p.m. on June 29, 2011. 11. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. §580.24, beginning after the expiration of the mortgagor's redemption period under Minn. Stat. §580.23. 12. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 13. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME ALLOWED BY LAW IS NOT AFFECTED BY THIS ACTION. 14. Foreclosure data required pursuant to Minn. Stat. §580.025: a. Physical street address, city, and zip code of mortgaged premises: 14055 Furlong Trail, Hastings, MN 55033. b. Name of transaction agent, residential mortgage servicer, and lender or broker: N/A. c. Tax parcel identification number: 30-28390-03-010. d. Transaction Agent's mortgage ID number (if stated in mortgage): N/A e. Name of mortgage originator (if stated in mortgage): Anchor Bank, West St. Paul, N.A. Attorney for Mortgagee: /s/ Timothy J. Prindiville Timothy J. Prindiville NILSSON LAW OFFICES, P.A. 900 Flour Exchange Building 310 Fourth Ave. South Minneapolis, MN 55415 Tel. 612-746-1043 2821449 11/17-12/22/11P

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: Vacation of public drainage and utility easements. APPLICANT: APPRO Development representing ConAgra Foods. LOCATION AND LEGAL DESCRIPTION: The easements to be vacated are on property located at 21325 Hamburg Avenue in the City of Lakeville, Dakota County, Minnesota, and are legally described as follows: Commencing at the east corner of Lot 1, Block 1 Grist Mill Second Addition, Dakota County, Minnesota, according to the recorded plat thereof; thence West, assumed bearing, along the north line of said Lot 1 a distance of 128.94 feet to the point of beginning; thence North a distance of 20 feet; thence East a distance of 113.92 feet; thence North a distance of 132.72 feet; thence South 89 degrees 56 minutes 17 seconds East a distance of 62.98 feet; thence South a distance of 278.00 feet; thence North 89 degrees 56 minutes 17 seconds West a distance of 59.99 feet; thence North a distance of 110.28 feet; thence West a distance of 116.96 feet; thence North 15.00 feet to the point of beginning. WHEN: Thursday, December 15, 2011 at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: Planning Commission Meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. QUESTIONS: Call Associate Planner Frank Dempsey at (952) 985-4423 or e-mail comments or questions to fdempsey@lakevillemn.gov DATED this 21st day of November 2011 CITY OF LAKEVILLE Charlene Friedges, City Clerk 2829651 11/24/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: FamilyTrade.US 2. Principal Place of Business: 1700 Lexington Ave. S Suite 205, Lilydale, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Ronald Seliski, 1700 Lexington Ave. S. #205, Lilydale, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/11/11 Ronald Seliski, Owner 2821554 11/17-11/24/11P

PUBLIC NOTICE

, ING TAXES, IF ANY, PAID BY MORTGAGEE: $166,458.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 11, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 10, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6472 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793297 10/20-11/24/11

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE IN SUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-11-675 ----------------------------------------------------------In Re: Estate of Marcella V. McGee, a/k/a Marcella Veronica McGee, a/k/a Marcella McGee, a/k/a Sally McGee, Deceased. ----------------------------------------------------------TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 19th day of December, 2011, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated July 6, 1999, and for the appointment of Richard J. Gabriel whose address is 880 Sibley Memorial Highway, Suite 114, Mendota Heights, MN 55118, as personal representative of the estate of the above named decedent in a supervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 11/15/11 Richard G. Spicer Judge of District Court (COURT SEAL) Attorney for Petitioner: RICHARD J. GABRIEL (#32864) GABRIEL LAW OFFICE, PLLC 880 Sibley Memorial Highway, Suite 114 Mendota Heights, MN 55118-1736 (651) 554-9159 2822844 11/17-11/24/11

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PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS SATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-691 In Re: Estate of Jeffrey Richard Eilers, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed MaryJo Eilers, whose address is 4234 Yorktown Drive, Eagan, Minnesota 55123, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that , subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Virginia A. Dwyer (MN# 123651) Grannis & Hauge, P.A. 1260 Yankee Doodle Road #200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651)454-4232 ATTORNEY FOR PERSONAL REPRESENTATIVE 2829585 11/24-12/1/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-685 In Re: Estate of William Allen Ostrom, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Michael D. Ostrom, whose address is 4405 Clover Lane, Eagan, Minnesota 55122, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Virginia A. Dwyer (MN# 123651) Grannis & Hauge, P.A. 1260 Yankee Doodle Road #200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 ATTORNEY FOR PERSONAL REPRESENTATIVE 2829546 11/24-12/1/11

PUBLIC NOTICE

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y Bank, s/b/m to National City Mortgage Co., f/k/a NCMC NewCo, Inc., successor in interest to National City Mortgage Co. dba Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded March 5, 2003, Dakota County Recorder, Document No. 2008940. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage Co dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 5447 Babcock Trail, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 20-77200-205-02 LEGAL DESCRIPTION OF PROPERTY: Unit No. S105, Cedarwoods Condominiums, Dakota County, Minnesota, Condominium File No. 81 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $66,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $62,921.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793346 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12978 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12978 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Jennifer L. Neumann, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand One Hundred One and 00/100 ($3,101.00 ) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof

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�� FINANCIAL OBLIGATION GAGE: None �� to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated July 5, 2011, and recorded September 20, 2011 as Document No. 2820290 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 7, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on June 7, 2012. Dated: September 28, 2011 By ___________/s/__________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441187 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2787715 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2005 MORTGAGOR: Rhonda A. W. Robinette, single. MORTGAGEE:ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded December 16, 2005, Dakota County Recorder, Document No. 2389556. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3463 Cloman Way East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 204435203020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Lakebridge Patio Homes 3rd Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,374.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

ON MORT

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6477 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793241 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT COURT PROBATE/MENTAL HEALTH DIVISION Court File No. 19HA-PR-11-687 Estate of Katryna Aldea Gisch Notice is given that an Application for Informal Appointment of Personal Representative has been filed with the Registrar. No Will has been presented for probate. The Application has been granted. Notice is also given that the Registrar has informally appointed Craig M. Gisch, whose address is 4817 189th Street W., Farmington, MN 55024, as Personal Representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the Personal Representative has full power to administer the Estate including, after 30 days from the date of issuance of Letters, the power to sell, encumber, lease or distribute real estate. Any objections to the appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Paul J. Quast, Esq. Attorney I.D. No. 125805 Bernick and Lifson, P.A. Suite 1200, The Colonnade 5500 Wayzata Blvd. Minneapolis, MN 55416 Phone (763) 546-1200 Fax (763) 546-1003 2829469 11/24-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,750.00 MORTGAGOR(S): Donald James Kvale and Susan Jane Kvale, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Corporation its successors and assigns DATE AND PLACE OF REGISTERING: Registered: January 19, 2007 Dakota County Registrar of Titles Document Number: 604691 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: September 08, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100143500610620127 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 94943 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8856 134th St W, Apple Valley, MN 55124-9593 Tax Parcel ID Number: 01-18075-02-070 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block Two (2) in Cobblestone Manor, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,364.54

$173,364.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 04, 2012, or the next business day if June 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022278F01 2792532 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,500.00 MORTGAGOR(S): Joanna Milo and Christopher Milo, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: August 16, 2007 Dakota County Registrar of Titles Document Number: 615723 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683443 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002112038-4 Lender or Broker: Countrywide Bank, FSB. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 143208 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5501 Oriole Dr # 12, Farmington, MN 55024-2001 Tax Parcel ID Number: 14-82500-08-012 LEGAL DESCRIPTION OF PROPERTY: Unit 12, CIC 323, Vermillion Grove Condominiums, a condominium, located in Dakota County; pursuant to the Declaration and Bylaws Doc No. 462541. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,234.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 04, 2012, or the next business day if June 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC H O M E L O A N S S E R V I C I N G , LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022530F01 2789747 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-11-680 In Re: Estate of Dorothy Caroline Berg, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that an application dated July 9, 2011 for informal appointment of Marilynn Sue Kocemba, whose address is 7320-146th Way West, Apple Valley, MN 55124, as personal representative of the estate of the above decedent has been made. Any objections may be filed in the above named Court and the same will be heard by the Court, upon notice of hearing fixed for such purpose. Any heir, devisee or other interested person may be entitled to appointment as personal representative, or may be entitled to object to the appointment of the personal representative. The personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the court (pursuant to Section 524.3 - 607) and the court orders otherwise. Notice is further given that (subject to Minn. Stat. 524.3-801(b)(c)) ALL CREDITORS having claims against said estate are required to present the same to the personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Todd M. Borchert Attorney at Law 1701 Madison St. NE, Suite 101 Minneapolis, MN 55413 (612) 886-2526 Attorney ID No. 209880 2827075 11/24-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 11, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,824.00 MORTGAGOR(S): Benjamin Camargo-Coronado, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 25, 2008 Dakota County Recorder Document Number: 2604526 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: June 28, 2011 Recorded: July 06, 2011 Dakota County Recorder Document Number: 2808406 And Corrective Assignment Recorded: August 26, 2011 Dakota County Recorder

County Recorder Document Number: 2816397 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402600462067 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 828 Deppe St, West Saint Paul, MN 55118-5721 Tax Parcel ID Number: 42-20101-01-290 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Deppe's Second Addition to St. Paul, according to the recorded plat thereof on file and of record in the Office of the Recorder, Dakota County, MInnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,835.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 04, 2012, or the next business day if June 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014616F02 2793069 10/20-11/24/11

PUBLIC NOTICE

and state. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,515.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $266,094.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6462 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793263 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-682 In Re: Estate of Mary Ann Fleming, formerly known as Mary Ann May, Decedent. It is Ordered and Notice is given that on December 19, 2011 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated February 27, 1986, and for the appointment of Dennis John Fleming, whose address is 5812 Oaklawn Avenue South, Edina, Minnesota 55424-1918, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/17/2011 BY THE COURT Michael Mayer Judge of District Court John D. Reddall (MN# 0386977) Mardell Law Office 15000 Garrett Avenue Apple Valley Minnesota 55124 Telephone: (952) 432-8899 Facsimile: (952) 432-8914 2826548 11/24-12/1/11

��

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-678 In Re: Estate of Esther A. Dahlberg, a/k/a Esther Alvina Dahlberg, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated August 17, 2011. The Registrar accepted the application and appointed Daniel A. Dahlberg, whose address is P.O. Box 50834, 1290 4th Street, Mendota, MN 55150, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/16/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Paul A. Lindstrom, Esq. (MN# 249543) Lindstrom Estate and Trust 833 Gusty Drive Waconia, MN 55387 Telephone: (612) 859-7226 Fax: (952) 679-4103 2824923 11/24-12/1/11P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-677 In Re: Estate of Susanne Marie Lower, Decedent. It is Ordered and Notice is given that on December 19, 2011 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated December 27, 1985, and for the appointment of RICHARD VINCENT BONIN, whose address is 996 Stratford Lane West, Burnsville, Minnesota 55337, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/15/11 BY THE COURT Richard G. Spicer Judge of District Court Theresa K. Readio (MN# 169420) Law Office of Theresa K. Readio, LLC 4183 Joppa Circle, MS-LO Savage Minnesota 55378 Telephone: (952) 894-7388 Facsimile: (952) 894-7388 2823933 11/24-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,581.00 MORTGAGOR(S): Gregory Ross, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 05, 2003

Recorded: November 05, 2003 Dakota County Recorder Document Number: 2136322 LOAN MODIFICATION: Dated: August 16, 2010 Recorded: October 21, 2010 Document Number: 2760713 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: April 27, 2010 Recorded: June 03, 2010 Dakota County Recorder Document Number: 2733450 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000381-1001741238-9 Lender or Broker: American Patriot Mortgage Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14856 Lower Endicott Way Unit 46, Apple Valley, MN 55124-6338 Tax Parcel ID Number: 01-81450-03-046 LEGAL DESCRIPTION OF PROPERTY: Unit No. 46 and Garage Unit No. 46A, Condominium No. 78, Valley Way Village Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,562.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 04, 2012, or the next business day if June 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014558F02 2789939 10/20-11/24/11

PUBLIC NOTICE

TAX PARCEL I.D. #: 028481204290 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 4, Wood Park Plat Thirteen. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,115.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2011. The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2453 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793369 10/20-11/24/11

PUBLIC NOTICE

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 11, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2965 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2790608 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-679 Estate of GERALD ARTHUR FITZGERALD, Decedent Notice is given that an application for informal probate of the Decedent’s will dated May 7, 2010, and codicil(s) to the will, dated N/A, and separate writing(s) under Minn. Stat. 524.2-513 dated N/A (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Richard B. Fitzgerald, whose address is: 8900 Dupont Ave. So., Bloomington, MN 55420 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may been entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 11/16/11 Heidi Carstensen Registrar Carol Renn Court Administrator Attorney for Applicant Michael P. Gibbons 241 Cleveland Ave. So., Suite A-9 St. Paul, MN 55101 Attorney License No.: 0294251 651-270-0955 2825485 11/24-12/1/11P

PUBLIC NOTICE

��

�� Dakota �� LOCATED: MORTGAGEE: Mortgage Electronic Property Address: 4352 Lexington Registration Systems, Inc. DATE AND PLACE OF RECORDING: Pointe Pkwy, Eagan, MN 55123-1931 Tax Parcel ID Number: Recorded November 19, 2002, Dakota County Recorder, Document 10-45072-02-160 LEGAL DESCRIPTION OF PROPNo. 1961890. A S S I G N M E N T S O F M O R T G A G E : ERTY: Lot 16, Block 2, Lexington Assigned to: PNC Bank, National Pointe Third Addition, Dakota County, Association s/b/m to National City Minnesota AMOUNT DUE AND CLAIMED TO BE Bank s/b/m to National City Mortgage DUE AS OF DATE OF NOTICE: Co.. TRANSACTION AGENT: Mortgage $263,784.84 THAT all pre-foreclosure requireElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - ments have been complied with; that GAGE IDENTIFICATION NUMBER ON no action or proceeding has been instituted at law or otherwise to recover the MORTGAGE: 100061902247000152 LENDER OR BROKER AND MORT- debt secured by said mortgage, or any G A G E O R I G I N A T O R S T A T E D O N part thereof; PURSUANT to the power of sale conMORTGAGE: Summit Mortgage Corpotained in said mortgage, the ration R E S I D E N T I A L M O R T G A G E S E R - above-described property will be sold VICER: PNC Bank, National Associa- by the Sheriff of said county as foltion lows: DATE AND TIME OF SALE: DecemMORTGAGED PROPERTY ADDRESS: 23 Lilac Lane, Farmington, MN 55024 ber 02, 2011 at 10:00 AM TAX PARCEL I.D. #: 141530101004 PLACE OF SALE: Dakota County LEGAL DESCRIPTION OF PROP- Law Enforcement Center, 1580 HighERTY: way 55, Lobby S-100, Hastings, MinneLot 1, Block 4, Bristol Square Sec- sota o n d A d d i t i o n , C o m m o n I n t e r e s t to pay the debt secured by said mortCommunity No. 258, Dakota County, gage and taxes, if any, on said preMinnesota mises and the costs and disburseCOUNTY IN WHICH PROPERTY IS ments, including attorney fees allowed LOCATED: Dakota by law, subject to redemption within ORIGINAL PRINCIPAL AMOUNT OF six (6) months from the date of said MORTGAGE: $151,839.00 sale by the mortgagor(s), their perAMOUNT DUE AND CLAIMED TO BE sonal representatives or assigns. DUE AS OF DATE OF NOTICE, INCLUDIf the Mortgage is not reinstated ING TAXES, IF ANY, PAID BY MORT- under Minn. Stat. §580.30 or the propGAGEE: $165,253.12 erty is not redeemed under Minn. Stat. That prior to the commencement of §580.23, the Mortgagor must vacate this mortgage foreclosure proceeding the property on or before 11:59 p.m. on Mortgagee/Assignee of Mortgagee com- June 04, 2012, or the next business plied with all notice requirements as day if June 04, 2012 falls on a Saturrequired by statute; That no action or day, Sunday or legal holiday. proceeding has been instituted at law Mortgagor(s) released from financial o r o t h e r w i s e t o r e c o v e r t h e d e b t obligation: NONE secured by said mortgage, or any part THIS COMMUNICATION IS FROM thereof; A DEBT COLLECTOR ATTEMPTPURSUANT to the power of sale con- ING TO COLLECT A DEBT. ANY tained in said mortgage, the above INFORMATION OBTAINED WILL BE described property will be sold by the USED FOR THAT PURPOSE. Sheriff of said county as follows: THE RIGHT TO VERIFICATION OF DATE AND TIME OF SALE: Decem- THE DEBT AND IDENTITY OF THE ber 13, 2011 at 10:00 AM ORIGINAL CREDITOR WITHIN THE PLACE OF SALE:Sheriff's Office, Law T I M E P R O V I D E D B Y L A W I S N O T Enforcement Center, 1580 Hwy 55, AFFECTED BY THIS ACTION. Lobby #S-100, Hastings, MN THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED MN Stat. §580.07. WITH A RESIDENTIAL DWELLING OF TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- PRODUCTION, AND ARE ABANDONED. ing, unless otherwise provided by law, DATED: October 20, 2011 the date on or before which the mortASSIGNEE OF MORTGAGEE: gagor(s) must vacate the property if the Aurora Bank, FSB mortgage is not reinstated under sec- Wilford, Geske & Cook P.A. tion 580.30 or the property is not Attorneys for Assignee of Mortgagee redeemed under section 580.23 is Lawrence A. Wilford 11:59 p.m. on June 13, 2012, unless James A. Geske the redemption period is reduced to 5 8425 Seasons Parkway, Suite 105 weeks under MN Stat. Secs. 580.07 or Woodbury, MN 55125-4393 582.032. (651) 209-3300 MORTGAGOR(S) RELEASED FROM File Number: 022195F01 FINANCIAL OBLIGATION ON MORT- 2791487 10/20-11/24/11 GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF MORTGAGE THE MORTGAGOR'S PERSONAL REPFORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE THE RIGHT TO VERIFICATION REDUCED TO FIVE WEEKS IF A JUDIOF THE DEBT AND IDENTITY OF CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION THE ORIGINAL CREDITOR WITHIN 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE TIME PROVIDED BY LAW IS OTHER THINGS, THAT THE MORT- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF default has occurred in conditions of LESS THAN FIVE UNITS, ARE NOT the following described mortgage: DATE OF MORTGAGE: September 9, PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 2005 MORTGAGOR: K i m Z a c h , a s i n g l e ABANDONED." person. Dated: July 6, 2011. MORTGAGEE: Mortgage Electronic PNC Bank, National Association Registration Systems, Inc.. Mortgagee/Assignee of Mortgagee DATE AND PLACE OF RECORDING: USSET, WEINGARDEN AND LIEBO, P.L.L.P. Recorded October 12, 2005, Dakota Attorneys for Mortgagee/Assignee of County Recorder, Document No. Mortgagee 2370047. 4500 Park Glen Road #300 ASSIGNMENTS OF MORTGAGE: Minneapolis, MN 55416 Assigned to: Aurora Bank, FSB. (952) 925-6888 TRANSACTION AGENT: Mortgage 4-1756 THIS IS A COMMUNICATION FROM Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTA DEBT COLLECTOR. 2793315 10/20-11/24/11 GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981826356439 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON NOTICE OF MORTGAGE MORTGAGE: Bremer Bank, National FORECLOSURE SALE Association NOTICE IS HEREBY GIVEN that RESIDENTIAL MORTGAGE SERdefault has occurred in the conditions VICER: Aurora Bank FSB of the following described mortgage: MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE: February 27, 4110 Rhan Road #A310, Eagan, MN 2007 55123 ORIGINAL PRINCIPAL AMOUNT OF TAX PARCEL I.D. #: 102247002310 MORTGAGE: $239,200.00 LEGAL DESCRIPTION OF PROPMORTGAGOR(S): Jenifer Nichols ERTY: Johnson and Jeffery Johnson, wife Unit No. A310, CIC No. 468, Eagan and husband Gardens, Dakota County, Minnesota. MORTGAGEE: Mortgage Electronic COUNTY IN WHICH PROPERTY IS Registration Systems, Inc., as nomi- LOCATED: Dakota nee for Greenpoint Mortgage Funding, ORIGINAL PRINCIPAL AMOUNT OF Inc., its successors and assigns MORTGAGE: $98,000.00 DATE AND PLACE OF RECORDING: AMOUNT DUE AND CLAIMED TO BE R e c o r d e d : M a y 0 1 , 2 0 0 7 D a k o t a DUE AS OF DATE OF NOTICE, INCLUDCounty Recorder ING TAXES, IF ANY, PAID BY MORTDocument Number: 2513511 GAGEE: $93,693.65 ASSIGNMENTS OF MORTGAGE: That prior to the commencement of And assigned to: Aurora Bank, FSB this mortgage foreclosure proceeding Dated: August 26, 2011 Mortgagee/Assignee of Mortgagee comTransaction Agent: Mortgage Elec- plied with all notice requirements as tronic Registration Systems, Inc. required by statute; That no action or Transaction Agent Mortgage Identifi- proceeding has been instituted at law cation Number: 100013800918325925 or otherwise to recover the debt Lender or Broker: Greenpoint Mort- secured by said mortgage, or any part gage Funding, Inc. thereof; Residential Mortgage Servicer: PURSUANT to the power of sale conAurora Loan Services, LLC tained in said mortgage, the above Mortgage Originator: Not Applicable described property will be sold by the COUNTY IN WHICH PROPERTY IS �� LOCATED: Dakota

PUBLIC NOTICE

�� ing,�� unless otherwise provided by law, the date on or before which the mort�� described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2011. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1212 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793094 10/20-11/24/11

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2784 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2793190 10/20-11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 MORTGAGOR: Megan Sackett, a single person MORTGAGEE: ING Bank, FSB DATE AND PLACE OF RECORDING: Recorded: May 23, 2007 Dakota County Recorder Document #: 2519146 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 14, BLOCK 1, WOOD PARK PLAT ELEVEN, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 02-84810-01-014 PROPERTY ADDRESS: 625 Evergreen Dr, Burnsville, Minnesota 55337 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: ING Bank, FSB COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $134,440.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is June 15, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR

TION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 19, 2011 ING Bank, FSB Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2799276 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $88,000.00 MORTGAGOR(S): Carol M. Halling, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Sound Mortgage Decisions Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 21, 2007 Dakota County Recorder Document Number: 2518436 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: October 06, 2011 Recorded: October 13, 2011 Dakota County Recorder Document Number: 2824423 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402057102703 Lender or Broker: Sound Mortgage Decisions Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 401 E Burnsville Pkwy Apt 335, Burnsville, MN 55337-2858 Tax Parcel ID Number: 02-52001-00-335 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 335, together with an undivided interest in the common areas and facilities of Apartment Ownership No. 18, Windam Hills, a condominium, located on the following described lands: That part of Outlot 4 Nordic Estates 2nd Addition, Dakota County, Minnesota, that lies southwesterly of a line that runs from a point on the south line of said Outlot 4, distant 503 feet from the most easterly corner of said Outlot 4, to a point on the north line of said Outlot 4 distant 609 feet from the most northerly corner of said Outlot 4 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $87,130.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022513F01 2821730 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 9, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 MORTGAGOR(S): Jeffrey C. Vangrinsven and Angela M. Vangrinsven, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Acting Solely As Nominee For Wilmington Finance, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100372406022232281 SERVICER: Vericrest Financial, Inc. LENDER: Wilmington Finance, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 14, 2006, as Document No. 2420522. ASSIGNED TO: The Bank of New York Mellon, as Trustee for CIT Mortgage Loan Trust 2007-1 Dated: August 22, 2011 , and recorded August 29, 2011 by Document No. 2816609 . LEGAL DESCRIPTION OF PROPERTY:Marich Addition Lot 5 PROPERTY ADDRESS: 266 THOMPSON AVE W, WEST SAINT PAUL, MN 55118 PROPERTY I.D: 42-47400-050-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Eighty-Three Thousand Six Hundred Seventy-Three and 65/100 ($283,673.65) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 10, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 10, 2012, or the next business day if July 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2011 The Bank of New York Mellon, as Trustee for CIT Mortgage Loan Trust 2007-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00741-1 ASAP# 4138069 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011 2829350 11/24-12/29/11

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 23125 Colorado Avenue, Hampton, MN 55031 T A X P A R C E L I . D . # : 18-35501-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Heights of Hampton 2nd Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,757.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6001 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2799553 10/27-12/1/11

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,015.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2688 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2800594 10/27-12/1/11

PUBLIC NOTICE

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Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 20, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6565 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2800584 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 MORTGAGOR(S): Mark Sievers, single person MORTGAGEE: Mortage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 26, 2004 Dakota County Recorder Document Number: 2198056 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: September 29, 2011 Recorded: October 04, 2011 Dakota County Recorder Document Number: 2822454 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401341938617 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1170 4th St W, Hastings, MN 55033-1607 Tax Parcel ID Number: 19-10500-21-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 21, Addition No. Thirteen to the City of Hastings, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,555.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022441F01 2796079 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Jack Leroy Svoboda and Shannon Delaine Svoboda, husband and wife MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: December 23, 2004 Dakota County Recorder Document Number: 2278890 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company as trustee under the Pooling and Servicing Agreement dated as of February 1, 2005, GSAMP Trust 2005-NC1 Dated: May 24, 2011 Recorded: June 13, 2011 Dakota County Recorder Document Number: 2805098 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16580 Flagstaff Way W, Rosemount, MN 55068-1463 Tax Parcel ID Number: 22-21177-05-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, Donnays Valley Park 8th Addition, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $192,078.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company as trustee under the Pooling and Servicing Agreement dated as of February 1, 2005,

dated as of February 1, 2005, GSAMP Trust 2005-NC1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020425F01 2798058 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2004 MORTGAGOR: Robert J. Kleinfeld, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 19, 2005, Dakota County Recorder, Document No. 2286502. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000286588136 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation D/B/A Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12962 Nicollet Avenue, #301, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130016611 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 301, 12962 Nicollet Avenue, Ridgeview Condominium Homes, Condominium Ownership No. 15, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $19,552.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6520 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2800679 10/27-12/1/11

PUBLIC NOTICE

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 11, 2008 MORTGAGORS: Kenneth C. Snyder and Martha G. Snyder, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 23, 2008, Dakota County Recorder, Document No. 2604123. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520055010724 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 29295 Endress Way, Cannon Falls, MN 55009 TAX PARCEL I.D. #: 316590004001 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), Sarah-Lyndale First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $330,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $349,251.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5731 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2800563 10/27-12/1/11

PUBLIC NOTICE

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�� ADDRESS: PROPERTY MORTGAGED part thereof; 12940 Nicollet Avenue Unit 102, PURSUANT to the power of sale conBurnsville, MN 55337 tained in said mortgage, the TAX PARCEL I.D. #: 020130016542 above-described property will be sold LEGAL DESCRIPTION OF PROP- by the Sheriff of said county as folERTY: lows: Apartment No. 102, 12940 Nicollet DATE AND TIME OF SALE: DecemAve. S, Apartment Ownership No. 15, ber 09, 2011 at 10:00 AM Ridgeview Condominium Homes, a PLACE OF SALE: Dakota County condominium located in the County Law Enforcement Center, 1580 Highof Dakota, State of Minnesota. way 55, Lobby S-100, Hastings, MinneCOUNTY IN WHICH PROPERTY IS sota LOCATED: Dakota to pay the debt secured by said mortORIGINAL PRINCIPAL AMOUNT OF gage and taxes, if any, on said preMORTGAGE: $102,800.00 mises and the costs and disburseAMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed DUE AS OF DATE OF NOTICE, INCLUD- by law, subject to redemption within ING TAXES, IF ANY, PAID BY MORT- six (6) months from the date of said GAGEE: $100,226.67 sale by the mortgagor(s), their perThat prior to the commencement of sonal representatives or assigns. this mortgage foreclosure proceeding If the Mortgage is not reinstated Mortgagee/Assignee of Mortgagee com- under Minn. Stat. §580.30 or the propplied with all notice requirements as erty is not redeemed under Minn. Stat. required by statute; That no action or §580.23, the Mortgagor must vacate proceeding has been instituted at law the property on or before 11:59 p.m. on o r o t h e r w i s e t o r e c o v e r t h e d e b t June 11, 2012, or the next business secured by said mortgage, or any part day if June 11, 2012 falls on a Saturthereof; day, Sunday or legal holiday. PURSUANT to the power of sale conMortgagor(s) released from financial tained in said mortgage, the above obligation: NONE described property will be sold by the THIS COMMUNICATION IS FROM Sheriff of said county as follows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: Decem- ING TO COLLECT A DEBT. ANY ber 15, 2011 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE:Sheriff's Office, Law USED FOR THAT PURPOSE. Enforcement Center, 1580 Hwy 55, THE RIGHT TO VERIFICATION OF Lobby #S-100, Hastings, MN THE DEBT AND IDENTITY OF THE to pay the debt then secured by said ORIGINAL CREDITOR WITHIN THE Mortgage, and taxes, if any, on said T I M E P R O V I D E D B Y L A W I S N O T premises, and the costs and disburse- AFFECTED BY THIS ACTION. ments, including attorneys' fees THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- PRODUCTION, AND ARE ABANDONED. tion 580.30 or the property is not DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: redeemed under section 580.23 is U.S. Bank National Association, 11:59 p.m. on _June 15, as indenture trustee, on behalf of 2012_____________________, unless the redemption period is reduced to 5 the holders of the Castle Peak weeks under MN Stat. Secs. 580.07 or 2 0 1 1 - 1 L o a n T r u s t , 582.032. Mortgage-Backed Notes, Series MORTGAGOR(S) RELEASED FROM 2011-1 FINANCIAL OBLIGATION ON MORT- Wilford, Geske & Cook P.A. GAGE: None Attorneys for Assignee of Mortgagee "THE TIME ALLOWED BY LAW FOR Lawrence A. Wilford REDEMPTION BY THE MORTGAGOR, James A. Geske THE MORTGAGOR'S PERSONAL REP- 8425 Seasons Parkway, Suite 105 RESENTATIVES OR ASSIGNS, MAY BE Woodbury, MN 55125-4393 REDUCED TO FIVE WEEKS IF A JUDI- (651) 209-3300 CIAL ORDER IS ENTERED UNDER File Number: 016425F02 10/27-12/1/11 MINNESOTA STATUTES, SECTION 2799868 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT N O T ICE IS HEREBY GIVEN that PROPERTY USED IN AGRICULTURAL default has occurred in the conditions P R O D U C T I O N , A N D A R E of the following described mortgage: ABANDONED." DATE OF MORTGAGE: July 19, 2007 Dated: October 14, 2011. ORIGINAL PRINCIPAL AMOUNT OF CitiMortgage, Inc. MORTGAGE: $196,100.00 Mortgagee/Assignee of Mortgagee MORTGAGOR(S): James A Mesnik, USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of an unmarried man MORTGAGEE: World Savings Bank, Mortgagee FSB 4500 Park Glen Road #300 DATE AND PLACE OF REGISTERMinneapolis, MN 55416 ING: (952) 925-6888 Registered: July 31, 2007 Dakota 10-6468 THIS IS A COMMUNICATION FROM County Registrar of Titles Document Number: 614950 A DEBT COLLECTOR. Transaction Agent: Not Applicable 2799525 10/27-12/1/11 Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB NOTICE OF MORTGAGE Residential Mortgage Servicer: FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t Wachovia Mortgage, FSB default has occurred in the conditions Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: of the following described mortgage: DATE OF MORTGAGE: November 12, 122577 2004 COUNTY IN WHICH PROPERTY IS ORIGINAL PRINCIPAL AMOUNT OF LOCATED: Dakota MORTGAGE: $162,450.00 Property Address: 4790 Babcock Trl, MORTGAGOR(S): Anita M. Jacobs Inver Grove Heights, MN 55077-1208 and Paul B. Jacobs, wife and husband Tax Parcel ID Number: MORTGAGEE: Mortgage Electronic 20-02910-79-020 Registration Systems, Inc. as nominee LEGAL DESCRIPTION OF PROPfor GMAC Mortgage Corporation, its ERTY: All that part of the South half of successors and assigns the Southeast Quarter (S 1/2 of SE 1/4) DATE AND PLACE OF RECORDING: of Section 29, Township 28N, Range R e c o r d e d : D e c e m b e r 2 1 , 2 0 0 4 22W, of the 4th P.M. described as follows, to-wit: Commencing at the Dakota County Recorder Document Number: 2278451 northeast corner of the said South half of the Southeast Quarter (S 1/2 of SE ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National 1/4) of Section 29; thence westerly Association, as indenture trustee, on along the north line of said South half behalf of the holders of the Castle Peak of the Southeast Quarter (S 1/2 of SE 2011-1 Loan Trust, Mortgage-Backed 1/4) of Section 29 a distance of 217 feet to a point; thence southerly and at an Notes, Series 2011-1 angle of 90 degrees with said north Dated: October 12, 2011 Transaction Agent: Mortgage Elec- line a distance of 75 feet to a point, said point being the point of beginning tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- of the land to be herein described and cation Number: 1000375-0573676301-5 hereby conveyed; from said point of Lender or Broker: GMAC Mortgage beginning, continue southerly along the line of the last above-mentioned Corporation Residential Mortgage Servicer: Select course (namely along the line running southerly and at an angle of 90 degrees Portfolio Servicing to the north line of said South half of Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS the Southeast Quarter (S 1/2 of SE 1/4) of Section 29) a distance of 124 feet; LOCATED: Dakota Property Address: 7747 157th St W, thence southwesterly a distance of 216.70 feet, more or less, to a point in Apple Valley, MN 55124-6361 T a x P a r c e l I D N u m b e r : the center line of Oakdale Avenue, which point is 353.69 feet southeast01-49101-08-030 L E G A L D E S C R I P T I O N O F P R O P - erly along the center line of said OakERTY: Lot 3, Block 8, Morning View dale Avenue from the point of intersecSecond Addition, Dakota County Min- tion of said Oakdale Avenue with the north line of said South half of the nesota AMOUNT DUE AND CLAIMED TO BE Southeast Quarter (S 1/2 of SE 1/4) of D U E A S O F D A T E O F N O T I C E : Section 29; thence northwesterly along $157,725.37 the center line of said Oakdale Avenue THAT all pre-foreclosure require- a distance of 125.83 feet to a point; ments have been complied with; that thence northeasterly 285.08 feet, more no action or proceeding has been insti- or less to the point of beginning; all tuted at law or otherwise to recover the according to the Government Survey debt secured by said mortgage, or any �� part thereof;

PUBLIC NOTICE

�� been instituted at law proceeding has�� or otherwise to recover the debt �� according to the Government Survey thereof, and the Judicial Land Survey filed in File 48317 in Clerk of District Court's Office, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $268,995.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007340F03 2799025 10/27-12/1/11

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 17, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2933 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2799447 10/27-12/1/11

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 11, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 10, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6381 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2798501 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 15, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,600.00 MORTGAGOR(S): Margaret E. Eckhoff, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for MIT Lending DATE AND PLACE OF RECORDING: Recorded: March 06, 2003 Dakota County Recorder Document Number: 2010136 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: August 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100112065667350751 Lender or Broker: MIT Lending Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15096 Dunwood Trl, Apple Valley, MN 55124-5855 Tax Parcel ID Number: 01-76900-06-067 LEGAL DESCRIPTION OF PROPERTY: Unit No. 67, Common Interest Community No. 241, Prairie Crossing Villas, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $111,590.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021694F01 2795731 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE Real Property STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-11-4151 _______________________________________ 14250 Burnhaven Drive LLC, an Oregon limited liability company, and UM Holdings IV, LLC, a Nebraska limited liability company, Plaintiffs, vs. Burnsville Plaza Center, LLC, a Minnesota limited liability company, Robert M. Larsen, Visual Products Corp. d/b/a Gordon Sign, a Delaware corporation, Fans & Lighting Minnesota, LLC, a Minnesota limited liability company, and XYZ, Corp., Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment and Decree entered in the above-entitled action on the 28th day of October, 2011 (“Order”), a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due said Plaintiffs in the above-entitled action from said Defendants, as prescribed in the Order, in the amount of $2,937,412.31, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 16th day of December, 2011, at Ten o’clock a.m., at the Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, in the said County and State, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment and Decree, to wit: LEGAL DESCRIPTION OF PREMISES: Tract A, Registered Land Survey No. 18, Dakota County, Minnesota Torrens Property Torrens Certificate No. 145635 PHYSICAL STREET ADDRESS, CITY AND ZIP CODE OF THE PREMISES: 14250 Burnhaven Drive, Burnsville, Minnesota 55306 TAX PARCEL IDENTIFICATION NUMBER OF THE PREMISES: 02-90180-00-010 and certain personal property consisting of all buildings, improvements, fixtures, fittings and furnishings attached to, located at or placed in the improvements on the premises. Dated this 31st day of October 2011 Robert Shingledecker, Deputy Sheriff DAKOTA COUNTY, MINNESOTA By: /s/ Robert Shingledecker, #146 THIS DOCUMENT WAS DRAFTED BY: Tyler K. Olson OPPENHEIMER WOLFF & DONNELLY LLP 3300 Plaza VII 45 South Seventh Street Minneapolis, Minnesota 55402-1609 (612) 607-7000 2807331 11/3-12/8/11

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20 , 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 20, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6515 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2800726 10/27-12/1/11

PUBLIC NOTICE

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 15, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6499 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2798539 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Theodore R. Peltier, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Wholesale Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378643 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: August 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030008298516 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15549 Cornell Trl, Rosemount, MN 55068-1554 Tax Parcel ID Number: 34-81310-06-341 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 6, Valley Oak Addition Replat, except the North 2.00 feet thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $126,127.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

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RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022067F01 2803286 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: October 31, 2011 YOU ARE NOTIFIED that default has occurred in the conditions of the following-described mortgage: 1. Date of Mortgage: June 9, 2005 2. Mortgagors: J o h n D . F l o y d a n d Becky S. Floyd 3. Mortgagee: N o r t h w e s t M o r t g a g e Company 4. Recording information:Recorded on February 22, 2006 as Document No.585214 in the office of the Registrar of Titles of Dakota County, Minnesota. 5. A s s i g n m e n t s o f M o r t g a g e : Assigned to Landmark V (50%) and Daniel J. Diebel and Theresa A. Diebel as Trustees of the Rand Mortgage Company Defined Benefit Pension Plan and Trust (50%) by written Assignment recorded February 22, 2 0 0 6 a s Document No. 585215 in the recording office stated in paragraph 4. Further assigned to: Alliance Bank (as to 50%), by written Assignment recorded February 22, 2006 as Document No. 585218 i n t h e r e c o r d i n g office stated in paragraph 4. Further assigned to: Daniel J. Diebel as Trustee of the Rand Mortgage Company 401(k) Profit Sharing Plan (as to 50%) by an Assignment dated August 24, 2011 recorded October 31, 2011 as Document No. T 686336 in the recording office stated in paragraph 4. 6. Tax parcel identification number of the Mortgaged Premises is: 01-13600-01-070 7. Legal Description of the Mortgaged Premises: L o t 7 , B l o c k 1 , Beckman's First Addition The title to said Property is registered under the Torrens system. 8. The physical street address, city, and zip code of the Mortgaged Premises: 4725 - 120th Street West, Apple Valley, MN 55124 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. §58.02, Subd. 30. The name of the residential Mortgage servicer is Daniel J. Diebel; the lender is the Mortgagee named above. 10. The name of the Mortgage originator, as defined in Minn. Stat. 58.02 is Northwest Mortgage Company. 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $260,000.00. 13. At the date of this Notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is $314,109.92. 14. Pursuant to the Power of Sale in the Mortgage, the Mortgage will be foreclosed, and the Mortgaged Premises will be sold by the Sheriff of Dakota County, Minnesota at public auction on Date and time of sale: December 23, 2011 at 10:00 a.m. Place of sale: D a k o t a C o u n t y L a w Enforcement Center, 1580 Highway 55, Hastings, MN 55033 15. T h e t i m e a l l o w e d b y l a w f o r redemption by the Mortgagor or Mortgagor's personal representatives or assigns is 6 months after the date of sale. 16. The date on or before which the Mortgagor must vacate the property if the Mortgage is not reinstated under §580.30 or the Property redeemed under §580.23 is 11:59 p.m. on June 23, 2012. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINN. STAT. §582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 31, 2011 The Persons issuing this Notice are: Landmark V, a Minnesota Partnership and Daniel J. Diebel as Trustee. Name and address of attorney for Foreclosing Parties: Fred A. Kueppers, Jr. (A.R. 58841) Kueppers, Kronschnabel & Daly, P.A. Attorneys for Mortgagee 101 East Fifth Street, Suite 2300 St. Paul, MN 55101 Phone: (651) 222-5000 2809370 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: OF MORTGAGE: April 9, 2003 MORTGAGORS: M i c h a e l J o h n s o n and Stephanie Rene Johnson, husband and wife. MORTGAGEE: Time Home Loans. DATE AND PLACE OF RECORDING: Recorded May 19, 2003, Dakota County Recorder, Document No. 2049221. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Mortgage CO. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Time Home Loans RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 19508 Ewing Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141650003004 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Charleswood, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,992.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2567 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2829397 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,000.00 MORTGAGOR(S): Alan G. Wright, single person MORTGAGEE: Postal Credit Union DATE AND PLACE OF REGISTERING: Registered: February 22, 2002 Dakota County Registrar of Titles Document Number: 460351 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit

Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 124040 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7341 Carmen Ave, Inver Grove Heights, MN 55076-2514 Tax Parcel ID Number: 20-71152-04-020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block Four (4) of South Grove No. 3 according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,544.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022597F01 2801562 11/3-12/8/11

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 29, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2011. Universal American Mortgage Company, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-23 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808364 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 1992 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,867.00 MORTGAGOR(S): Eugene T. Robinette and Victoria L. Robinette, husband and wife MORTGAGEE: United Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 10, 1992 Dakota County Recorder Document Number: 1066863 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, FSB Dated: September 01, 1994 Recorded: August 15, 1995 Dakota County Recorder Document Number: 1294346 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 02, 1998 Recorded: June 21, 1999 Dakota County Recorder Document Number: 1614333 And assigned to: Aurora Loan Services, LLC Dated: March 02, 2011 Recorded: March 18, 2011 Dakota County Recorder Document Number: 2791872 And assigned to: Aurora Bank, FSB Dated: August 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025400001004325 Lender or Broker: United Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 179 Mainzer St, West Saint Paul, MN 55118-1531 Tax Parcel ID Number: 42-32000-00-060 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) of Hardwick's Addition according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $68,397.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

��

�� TO BE by the Sheriff of said �� county as �� fol AMOUNT DUE AND CLAIMED lows: DUE AS OF DATE OF NOTICE, DATE AND TIME OF SALE: Decem- INCLUDING TAXES, IF ANY, PAID BY ber 16, 2011 at 10:00 AM MORTGAGEE: $194,463.56 PLACE OF SALE: Dakota County That prior to the commencement of Law Enforcement Center, 1580 High- this mortgage foreclosure proceeding way 55, Lobby S-100, Hastings, Minne- M o r t g a g e e / A s s i g n e e o f M o r t g a g e e complied with all notice requirements sota to pay the debt secured by said mort- as required by statute; That no action gage and taxes, if any, on said pre- or proceeding has been instituted at mises and the costs and disburse- law or otherwise to recover the debt ments, including attorney fees allowed secured by said mortgage, or any part by law, subject to redemption within thereof; PURSUANT to the power of sale six (6) months from the date of said sale by the mortgagor(s), their per- contained in said mortgage, the above described property will be sold by the sonal representatives or assigns. If the Mortgage is not reinstated Sheriff of said county as follows: DATE AND TIME OF SALE: under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. December 29, 2011 at 10:00 AM PLACE OF SALE :S h e r i f f ' s O f f i c e , §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN June 18, 2012, or the next business day if June 18, 2012 falls on a Satur- to pay the debt then secured by said Mortgage, and taxes, if any, on said day, Sunday or legal holiday. Mortgagor(s) released from financial p r e m i s e s , a n d t h e c o s t s a n d disbursements, including attorneys' obligation: NONE THIS COMMUNICATION IS FROM f e e s a l l o w e d b y l a w s u b j e c t t o A DEBT COLLECTOR ATTEMPT- redemption within six (6) months from ING TO COLLECT A DEBT. ANY t h e d a t e o f s a i d s a l e b y t h e INFORMATION OBTAINED WILL BE m o r t g a g o r ( s ) , t h e i r p e r s o n a l representatives or assigns unless USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF reduced to Five (5) weeks under MN THE DEBT AND IDENTITY OF THE Stat. §580.07. TIME AND DATE TO VACATE ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T PROPERTY: If the real estate is an owner-occupied, single-family AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR dwelling, unless otherwise provided by REDEMPTION BY THE MORTGAGOR, law, the date on or before which the THE MORTGAGOR'S PERSONAL REP- mortgagor(s) must vacate the property RESENTATIVES OR ASSIGNS, MAY BE if the mortgage is not reinstated under REDUCED TO FIVE WEEKS IF A JUDI- section 580.30 or the property is not CIAL ORDER IS ENTERED UNDER redeemed under section 580.23 is MINNESOTA STATUTES, SECTION 11:59 p.m. on June 29, 2012 unless 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the redemption period is reduced to 5 OTHER THINGS, THAT THE MORT- weeks under MN Stat. Secs. 580.07 or GAGED PREMISES ARE IMPROVED 582.032. MORTGAGOR(S) RELEASED FROM WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT F I N A N C I A L O B L I G A T I O N O N PROPERTY USED IN AGRICULTURAL MORTGAGE: None "THE TIME ALLOWED BY LAW FOR PRODUCTION, AND ARE ABANDONED. REDEMPTION BY THE MORTGAGOR, DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, Aurora Bank, FSB MAY BE REDUCED TO FIVE WEEKS IF Wilford, Geske & Cook P.A. A JUDICIAL ORDER IS ENTERED Attorneys for Assignee of Mortgagee UNDER MINNESOTA STATUTES, Lawrence A. Wilford SECTION 582.032, DETERMINING, James A. Geske AMONG OTHER THINGS, THAT THE 8425 Seasons Parkway, Suite 105 MORTGAGED PREMISES ARE Woodbury, MN 55125-4393 IMPROVED WITH A RESIDENTIAL (651) 209-3300 DWELLING OF LESS THAN FIVE File Number: 018035F04 2801658 11/3-12/8/11 UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 27, 2011. NOTICE OF MORTGAGE PNC Bank, National Association FORECLOSURE SALE Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION USSET, WEINGARDEN AND LIEBO, P.L.L.P. OF THE DEBT AND IDENTITY OF Attorneys for Mortgagee/Assignee of THE ORIGINAL CREDITOR WITHIN Mortgagee THE TIME PROVIDED BY LAW IS 4500 Park Glen Road #300 NOT AFFECTED BY THIS ACTION. Minneapolis, MN 55416 NOTICE IS HEREBY GIVEN, that (952) 925-6888 default has occurred in conditions of 4-2713 the following described mortgage: THIS IS A COMMUNICATION FROM DATE OF MORTGAGE: December 13, A DEBT COLLECTOR. 2005 2808404 11/3-12/8/11 MORTGAGORS: Brenda K. Davis and Larry L. Davis, wife and husband. MORTGAGEE: PNC Bank, National NOTICE OF MORTGAGE Association, successor by merger to FORECLOSURE SALE N a t i o n a l C i t y B a n k , s u c c e s s o r by NOTICE IS HEREBY GIVEN that merger to National City Mortgage, a division of National City Bank of Indi- default has occurred in the conditions of the following described mortgage: ana. ATE OF MORTGAGE: June 30, 2005 DATE AND PLACE OF RECORDING: ORIGINAL PRINCIPAL AMOUNT OF Recorded January 3, 2006, Dakota MORTGAGE: $269,600.00 County Recorder, Document No. MORTGAGOR(S): Roger W. Thomp2393869. A S S I G N M E N T S O F M O R T G A G E : son and Lori J. Thompson, husband and wife NONE MORTGAGEE: First Franklin, a diviTRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - sion of Nat. City Bank of IN DATE AND PLACE OF RECORDING: GAGE IDENTIFICATION NUMBER ON Recorded: July 21, 2005 Dakota MORTGAGE: NONE LENDER OR BROKER AND MORT- County Recorder Document Number: 2342771 GAGE ORIGINATOR STATED ON ASSIGNMENTS OF MORTGAGE: MORTGAGE: National City Mortgage, And assigned to: First Franklin a division of National City Bank of Financial Corporation Indiana Dated: December 01, 2005 RESIDENTIAL MORTGAGE SERRecorded: February 06, 2006 Dakota VICER: PNC Bank, National AssociaCounty Recorder tion Document Number: 2403531 MORTGAGED PROPERTY ADDRESS: And assigned to: PNC Bank, National 19860 Chili Avenue, Farmington, MN Association 55024 Dated: August 05, 2011 TAX PARCEL I.D. #: 120200053060 Recorded: August 29, 2011 Dakota LEGAL DESCRIPTION OF PROPCounty Recorder ERTY: Document Number: 2816631 EXHIBIT “A” Transaction Agent: Not Applicable PARCEL 1: Transaction Agent Mortgage IdentifiTHAT PART OF THE SOUTH 1/2 OF THE SOUTHWEST 1/4 OF SECTION cation Number: Not Applicable Lender or Broker: First Franklin, a 20, TOWNSHIP 114, 19, DAKOTA COUNTY, MINNESOTA DESCRIBED division of Nat. City Bank of IN Residential Mortgage Servicer: Select AS FOLLOWS: C O M M E N C I N G A T T H E N O R T H - Portfolio Servicing Mortgage Originator: Not Applicable WEST CORNER OF SAID SOUTH 1/2 COUNTY IN WHICH PROPERTY IS OF THE SOUTHWEST 1/4; THENCE E A S T A L O N G T H E N O R T H L I N E LOCATED: Dakota Property Address: 1005 Trillium Ct, THEREOF A DISTANCE OF 613 FEET; THENCE SOUTH, PARALLEL Eagan, MN 55123-3991 Tax Parcel ID Number: WITH THE WEST LINE OF SAID SOUTH 1/2 OF THE SOUTHWEST 1/4, 10-45094-01-110 LEGAL DESCRIPTION OF PROPA DISTANCE OF 410 FEET TO THE P O I N T O F B E G I N N I N G ; T H E N C E ERTY: Lot Eleven, Block One, LexingCONTINUING SOUTH ALONG THE ton Pointe Tenth Addition, Dakota LAST DESCRIBED LINE EXTENDED, County, Minnesota. AMOUNT DUE AND CLAIMED TO BE A DISTANCE OF 100.74 FEET TO THE NORTHERLY RIGHT OF WAY D U E A S O F D A T E O F N O T I C E : LINE OF A PIPELINE EASEMENT; $269,807.92 THAT all pre-foreclosure requireTHENCE WESTERLY ALONG SAID NORTHERLY LINE OF THE EASE- ments have been complied with; that MENT A DISTANCE OF 150.03 FEET; no action or proceeding has been instiTHENCE NORTH PARALLEL WITH tuted at law or otherwise to recover the SAID WEST LINE, A DISTANCE OF debt secured by said mortgage, or any 103.42 FEET; THENCE EAST PAR- part thereof; PURSUANT to the power of sale conALLEL WITH SAID NORTH LINE, A DISTANCE OF 150 FEET TO THE t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold POINT OF BEGINNING. by the Sheriff of said county as folPARCEL 2: T H E N O R T H 1 / 2 O F O U T L O T A , lows: DATE AND TIME OF SALE: DecemBLOCK 2, LU-DAN’S ACRES, ber 16, 2011 at 10:00 AM DAKOTA COUNTY, MINNESOTA. PLACE OF SALE: Dakota County COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 HighLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF way 55, Lobby S-100, Hastings, MinneMORTGAGE: $201,600.00 AMOUNT DUE AND CLAIMED TO BE ��

PUBLIC NOTICE

�� provided by law, unless otherwise ing,�� the date on or before which the mort�� way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: PNC Bank, National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021635F02 2802516 11/3-12/8/11

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 24, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808350 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 01, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,600.00 MORTGAGOR(S): Kathryn Michaelson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Prime Mortgage Corporation, a Minnesota Corporation DATE AND PLACE OF RECORDING: Recorded: November 09, 2004 Dakota County Recorder Document Number: 2265929 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 13, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000077478 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 144 10th Ave S, South Saint Paul, MN 55075-2214 Tax Parcel ID Number: 36-48800-02-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Minnesota and Northwestern Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,051.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011

DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022347F01 2801674 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,600.00 MORTGAGOR(S): Steven A. Lujan and Molly F. Lujan, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347779 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: August 17, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000205411 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 22 Pine Pl, Farmington, MN 55024-9685 Tax Parcel ID Number: 14-30200-07-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 7, Glenview Townhomes and Commercial, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $164,251.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022066F01 2812173 11/10-12/15/11

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Recorded March 2, 2004, Dakota County Recorder, Document No. 2181148. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1903 Silver Bell Road, Unit 320, Eagan, MN 55122 TAX PARCEL I.D. #: 102245101462 LEGAL DESCRIPTION OF PROPERTY: Apartment unit No. 320, together with garage No. 59, Shannon Glen condominium IV, Dakota County, State of Minnesota, condominium File No. 43. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $70,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $43,636.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Twelve(12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 31, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3005 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808873 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,575.00 MORTGAGOR(S): Christopher D. Konsor, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Lehman Brothers Bank, FSB, A Federal Savings Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 21, 2007 Dakota County Recorder Document Number: 2504089 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: September 12, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003660336 Lender or Broker: Lehman Brothers Bank, FSB, A Federal Savings Bank Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3115 Farnum Dr, Eagan, MN 55121-1922

Eagan, MN 55121-1922 Tax Parcel ID Number: 10-18150-08-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Coachman Land Company 1st Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,506.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022334F01 2810174 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $299,000.00 MORTGAGOR(S): Kit M. Beier and Kristine M. Beier, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 06, 2006 Dakota County Recorder Document Number: 2435355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Dated: October 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400005262819 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3461 Vista Ct, Hastings, MN 55033-3346 Tax Parcel ID Number: 19.64380.01.160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block One (1), Riverwood 6th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $316,880.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022689F01 2810128 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,000.00 MORTGAGOR(S): Peter M. Weesner, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for RBC Mortgage Company, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 15, 2004 Dakota County Recorder Document Number: 2225722 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: September 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100058900003349883 Lender or Broker: RBC Mortgage Company Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17375 Jade Ter, Lakeville, MN 55044-9000 Tax Parcel ID Number: 22-13202-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Barrett Third Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,001.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

��

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009635F04 2810187 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2003 MORTGAGORS: R o b e r t W . M e l s o n and Vicki L. Breitschwerdt, Husband and Wife. MORTGAGEE: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded August 14, 2003, Dakota County Recorder, Document No. 2094436. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 413 West 2ND Street, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32150-09-040 LEGAL DESCRIPTION OF PROPERTY: Lots 3 and 4, Block 9, Town of Hastings COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $158,602.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30 , 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 2, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 31, 2011. CitiMortgage, Inc.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6584 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2815656 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE 1. Default has occurred in the terms and conditions of the Declaration for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association (hereinafter the "Association") which was recorded as Document No. 1189722, in the Office of the County Recorder of Dakota County, Minnesota, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 111, Condominium File No. 116, Diffley Commons 2nd Addition, Villas and Garden Homes, a condominium, Dakota County, Minnesota STREET ADDRESS: 1900 Sapphire Point, Eagan, MN 55122 T A X P A R C E L I D N O . 10-20451-04-111 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 20, 2011, from Jennifer M. DeYoung, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,533.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 20, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 31, 2011, as Document No. 2817052 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, on the 30th day of December, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 2, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THOMSEN & NYBECK, P.A. Attorneys for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association DIFFLEY COMMONS 2ND ADDITION VILLAS AND GARDEN HOMES HOMEOWNER'S ASSOCIATION By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diffley Commons / DeYoung/11-7-334D) 2812260 11/10-12/15/11

PUBLIC NOTICE

DATE OF MORTGAGE:June 1, 2007 MORTGAGOR: Thomas C. Kane, an unmarried person. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded June 25, 2007, Dakota County Recorder, Document No. 2526328. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 515 West 4TH Street, Hastings, MN 55033 TAX PARCEL I.D. #: 191050028020 LEGAL DESCRIPTION OF PROPERTY: Lot Two, Block Twenty-eight, Addition No. Thirteen to the City of Hastings COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,708.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 27, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6501 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2814230 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE 1. Default has occurred in the terms and conditions of the Declaration for Pinnacle Deckhomes Association (hereinafter the "Association") which was recorded as Document No. 360559, as amended, in the Office of the Registrar of Titles of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit 5, CIC 204, Pinnacle Deckhomes Condominium, a condominium located in Dakota County, Minnesota STREET ADDRESS: 7285 Bond Way, Inver Grove Heights, MN 55076 T A X P A R C E L I D N O . 20-58200-03-005 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 20, 2011, from Lori A. Wolff, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $3,347.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 20, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to

and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on May 17, 2011, as Document No. T679637 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, on the 30th day of December, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 2, 2012, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THOMSEN & NYBECK, P.A. Attorneys for The Pinnacle Deckhomes Association THE PINNACLE DECKHOMES ASSOCIATION By: ____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Pinnacle/Wolff/ 11-7-123D) 2812869 11/10-12/15/11

PUBLIC NOTICE

��

�� MORTGAGE:�� $214,500.00 gage and taxes, if �� any,�� on said pre AMOUNT DUE AND CLAIMED TO BE mises and the costs and disburseD U E A S O F D A T E O F N O T I C E , ments, including attorney fees allowed INCLUDING TAXES, IF ANY, PAID BY by law, subject to redemption within MORTGAGEE: $230,737.11 six (6) months from the date of said That prior to the commencement of sale by the mortgagor(s), their perthis mortgage foreclosure proceeding sonal representatives or assigns. Mortgagee/Assignee of Mortgagee If the Mortgage is not reinstated complied with all notice requirements under Minn. Stat. §580.30 or the propas required by statute; That no action erty is not redeemed under Minn. Stat. or proceeding has been instituted at §580.23, the Mortgagor must vacate law or otherwise to recover the debt the property on or before 11:59 p.m. on secured by said mortgage, or any part June 25, 2012, or the next business thereof; day if June 25, 2012 falls on a SaturP U R S U A N T t o t h e p o w e r o f s a l e day, Sunday or legal holiday. contained in said mortgage, the above Mortgagor(s) released from financial described property will be sold by the obligation: NONE Sheriff of said county as follows: THIS COMMUNICATION IS FROM D A T E A N D T I M E O F S A L E : A DEBT COLLECTOR ATTEMPTDecember 30, 2011 at 10:00 AM ING TO COLLECT A DEBT. ANY PLACE OF SALE:Sheriff's Office, Law INFORMATION OBTAINED WILL BE Enforcement Center, 1580 Hwy 55, USED FOR THAT PURPOSE. Lobby #S-100, Hastings, MN THE RIGHT TO VERIFICATION OF to pay the debt then secured by said THE DEBT AND IDENTITY OF THE Mortgage, and taxes, if any, on said ORIGINAL CREDITOR WITHIN THE p r e m i s e s , a n d t h e c o s t s a n d TIME PROVIDED BY LAW IS NOT disbursements, including attorneys' AFFECTED BY THIS ACTION. fees allowed by law subject to THE TIME ALLOWED BY LAW FOR redemption within six (6) months from REDEMPTION BY THE MORTGAGOR, t h e d a t e o f s a i d s a l e b y t h e THE MORTGAGOR'S PERSONAL REPm o r t g a g o r ( s ) , t h e i r p e r s o n a l RESENTATIVES OR ASSIGNS, MAY BE representatives or assigns unless REDUCED TO FIVE WEEKS IF A JUDIreduced to Five (5) weeks under MN CIAL ORDER IS ENTERED UNDER Stat. §580.07. MINNESOTA STATUTES, SECTION T I M E A N D D A T E T O V A C A T E 582.032, DETERMINING, AMONG PROPERTY: If the real estate is an OTHER THINGS, THAT THE MORTo w n e r - o c c u p i e d , s i n g l e - f a m i l y GAGED PREMISES ARE IMPROVED dwelling, unless otherwise provided by WITH A RESIDENTIAL DWELLING OF law, the date on or before which the LESS THAN FIVE UNITS, ARE NOT mortgagor(s) must vacate the property PROPERTY USED IN AGRICULTURAL if the mortgage is not reinstated under PRODUCTION, AND ARE ABANDONED. section 580.30 or the property is not DATED: November 10, 2011 redeemed under section 580.23 is ASSIGNEE OF MORTGAGEE: 11:59 p.m. on July 2, 2012, unless the Aurora Bank FSB redemption period is reduced to 5 Wilford, Geske & Cook P.A. weeks under MN Stat. Secs. 580.07 or Attorneys for Assignee of Mortgagee 582.032. Lawrence A. Wilford MORTGAGOR(S) RELEASED FROM James A. Geske FINANCIAL OBLIGATION ON MORT- 8425 Seasons Parkway, Suite 105 GAGE:None Woodbury, MN 55125-4393 "THE TIME ALLOWED BY LAW FOR (651) 209-3300 REDEMPTION BY THE MORTGAGOR, File Number: 013343F03 T H E M O R T G A G O R ' S P E R S O N A L 2814997 11/10-12/15/11 REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED NOTICE OF MORTGAGE UNDER MINNESOTA STATUTES, FORECLOSURE SALE SECTION 582.032, DETERMINING, THE RIGHT TO VERIFICATION OF AMONG OTHER THINGS, THAT THE AND IDENTITY OF THE DEBT THE MORTGAGED PREMISES ARE I M P R O V E D W I T H A R E S I D E N T I A L ORIGINAL CREDITOR WITHIN THE DWELLING OF LESS THAN FIVE TIME PROVIDED BY LAW IS NOT UNITS, ARE NOT PROPERTY USED IN AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That AGRICULTURAL PRODUCTION, AND default has occurred in the conditions ARE ABANDONED." of the following described mortgage: Dated: October 31, 2011. DATE OF MORTGAGE: January 26, Aurora Bank FSB 2006 Mortgagee/Assignee of Mortgagee ORIGINAL PRINCIPAL AMOUNT OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of MORTGAGE: $193,500.00 MORTGAGOR(S): Juan Pena-Pliego, a Mortgagee s i n g l e m a n a n d P a u l a 4500 Park Glen Road #300 Briones-Sanchez, a single woman Minneapolis, MN 55416 MORTGAGEE: MORTGAGE ELEC(952) 925-6888 TRONIC REGISTRATION SYSTEMS, 98-1214 THIS IS A COMMUNICATION FROM INC. ACTING SOLELY AS NOMINEE FOR FIRST SOLUTION LENDING, INC. A DEBT COLLECTOR. TRANSACTION AGENT: Mortgage 2813303 11/10-12/15/11 Electronic Registration Systems, Inc. MIN#: 1003366-0601180060-1 SERVICER: Carrington Mortgage SerNOTICE OF MORTGAGE vices, FORECLOSURE SALE LLC LENDER: First Solution LendN O T I C E I S H E R E B Y G I V E N t h a t ing, Inc.. default has occurred in the conditions DATE AND PLACE OF FILING: of the following described mortgage: Dakota County Minnesota, Recorder , DATE OF MORTGAGE: June 28, 2005 on March 28, 2006, as Document No. ORIGINAL PRINCIPAL AMOUNT OF 2416221. MORTGAGE: $174,000.00 ASSIGNED TO: Wells Fargo Bank, MORTGAGOR(S): Michael P. Kelley N.A., as Trsutee for Carrington Mortand Sarah A. Kelley, husband and wife gage Loan Trust, Series 2006-RFC1, MORTGAGEE: Mortgage Electronic Asset-Backed Pass Through CertifiRegistration Systems, Inc. as nominee cates Dated: October 13, 2011 , and for Bremer Bank, National Association, recorded October 20, 2011 by Docuits successors and assigns ment No. 2825826 . DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded: July 22, 2005 Dakota ERTY: LOT 10, HIRTE REPLAT PROPCounty Recorder ERTY Document Number: 2343103 ADDRESS: 1358 8TH AVENUE ASSIGNMENTS OF MORTGAGE: SOUTH, SOUTH ST PAUL, MN 55075 And assigned to: Aurora Loan SerPROPERTY I.D: 36-33000-100-00 vices LLC COUNTY IN WHICH PROPERTY IS Dated: June 27, 2011 LOCATED: Dakota Recorded: July 22, 2011 Dakota THE AMOUNT CLAIMED TO BE DUE County Recorder ON THE MORTGAGE ON THE DATE OF Document Number: 2811061 THE NOTICE: Two Hundred Nineteen And assigned to: Aurora Bank FSB Thousand Two Hundred Fifty-Seven Dated: September 13, 2011 and 81/100 ($219,257.81) Transaction Agent: Mortgage ElecTHAT no action or proceeding has tronic Registration Systems, Inc. been instituted at law to recover the Transaction Agent Mortgage Identifi- debt secured by said mortgage, or any cation Number: 1000739-8112634543-9 part thereof; that there has been comLender or Broker: Bremer Bank, pliance with all pre-foreclosure notice National Association and acceleration requirements of said R e s i d e n t i a l M o r t g a g e S e r v i c e r : mortgage, and/or applicable statutes; Aurora Bank, FSB PURSUANT, to the power of sale conMortgage Originator: Not Applicable tained in said mortgage, the above COUNTY IN WHICH PROPERTY IS described property will be sold by the LOCATED: Dakota Sheriff of said county as follows: Property Address: 704 12th St, FarmDATE AND TIME OF SALE: 10:00 AM ington, MN 55024-1787 on December 28, 2011 Tax Parcel ID Number: PLACE OF SALE: Sheriff`s M a i n 14-22505-04-050 Office, Law Enforcement Center, 1580 L E G A L D E S C R I P T I O N O F P R O P - Highway 55, Hastings MN 55033-2343 ERTY: Lot 5, Block 4, East Farmington to Sixth Addition, Dakota County, Minne- pay the debt then secured by said sota. mortgage and taxes, if any actually AMOUNT DUE AND CLAIMED TO BE paid by the mortgagee, on the preD U E A S O F D A T E O F N O T I C E : mises and the costs and disburse$196,925.08 ments allowed by law. THAT all pre-foreclosure requireThe time allowed by law for redempments have been complied with; that tion by said mortgagor(s), their perno action or proceeding has been insti- sonal representatives or assigns is tuted at law or otherwise to recover the 6.00 months from the date of sale. If debt secured by said mortgage, or any Mortgage is not reinstated under Minn. part thereof; Stat. 580.30 or the property is not PURSUANT to the power of sale con- redeemed under Minn. Stat. 580.23, t a i n e d i n s a i d m o r t g a g e , t h e the Mortgagor must vacate the propabove-described property will be sold erty on or before 11:59 p.m. on June by the Sheriff of said county as fol- 28, 2012, or the next business day if lows: June 28, 2012 falls on a Saturday, DATE AND TIME OF SALE: Decem- Sunday or legal holiday. ber 23, 2011 at 10:00 AM "THE TIME ALLOWED BY LAW FOR PLACE OF SALE: Dakota County REDEMPTION BY THE MORTGAGOR, Law Enforcement Center, 1580 High- THE MORTGAGOR`S PERSONAL REPway 55, Lobby S-100, Hastings, Minne- RESENTATIVES OR ASSIGNS, MAY BE sota REDUCED TO FIVE WEEKS IF A JUDIto pay the debt secured by said mortgage and taxes, if any, on said pre- ��

PUBLIC NOTICE

�� Association Mortgagee/Assignee of Mortgagee �� REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2011 Wells Fargo Bank, N.A., as Trsutee for Carrington Mortgage Loan Trust, Series 2006-RFC1, Asset-Backed Pass Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00697-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4129242 11/10/2011, 11/17/2011, 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011 2814936 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 MORTGAGORS:Sabab Xayarath and Lalana Xayarath, husband and wife. MORTGAGEE: Goldmine Lending. DATE AND PLACE OF RECORDING: Registered October 28, 2003, Dakota County Registrar of Titles, Document No. 0519411, Certificate of Title No. 125574. ASSIGNMENTS OF MORTGAGE: Assigned to: Regions Mortgage, Inc.. And thereafter assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Goldmine Lending RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2128 Cliff Hill Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16600-05-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, in Cedar Cliff, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,088.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2011. JPMorgan Chase Bank, National Association

USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10096 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2816214 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Hadgu Gebremicheal, a single person and Nigste Weldeselassie, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: July 28, 2005 Dakota County Recorder Document Number: 2345104 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 21, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000194029 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14914 Crestview Ave W, Rosemount, MN 55068-4560 Tax Parcel ID Number: 34-16401-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Carrolton 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,574.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022432F01 2823262 11/17-12/15/11

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Registered March 4, 2005, Dakota County Registrar of Titles, Document No. 560267, Certificate of Title No. 127255. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Mortgage Co, a subsidiary of National City Bank of Indiana. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Commonwealth United Mortgage a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 9480 Tyne Lane, Inver Grove Heights, MN 55077 T A X P A R C E L I . D . # : 20-18406-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, in Coventry Pass 7th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $354,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $388,575.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2642 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2821496 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,800.00 MORTGAGOR(S): Paul F. Mutebi and Maureen Mutebi, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 24, 2004 Dakota County Recorder Document Number: 2188556 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York as Trustee for the benefit Certificateholders of the CWABS 2004-2 Dated: May 29, 2008 Recorded: June 03, 2008 Dakota County Recorder Document Number: 2594361 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0003277908-0 Lender or Broker: America's Wholesale Lender

sale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18561 Jasper Way, Lakeville, MN 55044-9681 Tax Parcel ID Number: 22.44305.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Lakeview Heights, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $241,079.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2004-2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022854F01 2822088 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,500.00 MORTGAGOR(S): Gregory D. Maske, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489452 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company as trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2007-A Dated: July 19, 2011 Recorded: July 26, 2011 Dakota County Recorder Document Number: 2811521 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000466-0000858061-6 Lender or Broker: Popular Financial Services, LLC Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 440 16th Ave N, South Saint Paul, MN 55075-1827 Tax Parcel ID Number: 36-62700-05-180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 5 of F. Radant's Addition to South Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,845.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company as trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2007-A Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021216F01 2819688 11/17-12/22/11

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $54,250.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 12, 2012 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 12, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 9, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6398 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822565 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,250.00 MORTGAGOR(S): Aaron Tatone, a single man MORTGAGEE: American Home Finance, LTD DATE AND PLACE OF RECORDING: Recorded: December 21, 2007 Dakota County Recorder Document Number: 2562857 ASSIGNMENTS OF MORTGAGE: And assigned to: ABN AMRO Mortgage Group, Inc. Dated: December 10, 2007 Recorded: December 21, 2007 Dakota County Recorder Document Number: 2562858 And assigned to: Nationstar Mortgage, LLC Dated: November 24, 2010 Recorded: December 14, 2010 Dakota County Recorder Document Number: 2772279 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Home Finance, LTD Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2377 Rushmore Rd, Hastings, MN 55033-3759 Tax Parcel ID Number: 19-29702-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Glendale Heights 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $285,934.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

��

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019737F01 2820340 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,000.00 MORTGAGOR(S): Richard L. Kelley and Maryann E. Kelley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Citizens State Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341639 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: September 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100226700000059767 Lender or Broker: Citizens State Bank Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3569 Blue Jay Way Apt 202, Eagan, MN 55123-2270 Tax Parcel ID Number: 10-45051-04-224 LEGAL DESCRIPTION OF PROPERTY: Unit # 15202, Condominium File No. 66, Lexington Place Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $97,976.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE

ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022037F01 2820310 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 25, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Valley Way Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 684173, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 211 and Garage No. 211A, Condominium File No. 78, Valley Way Village Condominium, Dakota County, Minnesota STREET ADDRESS: 14839 Endicott Way, Unit 211, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-81450-03-211 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 25, 2011, from Bruce William Doane, title holder, to the Association, a Minnesota non-profit corporation, the amount of $8,949.94 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 25, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 18, 2010, as Document No. 2746967 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 4th day of January, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. The time allowed by law for redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 5, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VALLEY WAY HOMEOWNERS ASSOCIATION, INC. Attorneys for Valley Way Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: _______________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Valley Way HOA/Doane/10-7-258D) 2821519 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 7, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,600.00 MORTGAGOR(S): James F. Preste and Sandra K. Preste, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000209191-7 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on June 2, 2006, as Document No. 2434330. ASSIGNED TO: WELLS FARGO BANK, NATIONAL ASSOCIATION, Trustee POOLING AND SERVICING AGREEMENT Dated as of August 1, 2006 SECURITIZED ASSET BACKED RECEIVABLES LLC TRUST 2006-HE1 MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2006-HE1 Dated: November 25, 2009 , and recorded December 3, 2009 by Document No. 2700010 . LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Delaney Park Fourth Addition, Dakota County, Minnesota PROPERTY ADDRESS: 14556 Elysium PL, Apple Valley, MN 55124 PROPERTY I.D: 011990303060 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventy Thousand Eight Hundred Eighty-Nine and 87/100 ($270,889.87) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 10, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 10, 2012, or the next business day if July 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2011 WELLS FARGO BANK, NATIONAL ASSOCIATION, Trustee POOLING AND SERVICING AGREEMENT Dated as of August 1, 2006 SECURITIZED ASSET BACKED RECEIVABLES L L C T R U S T 2006-HE1 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-HE1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00348-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4138531 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011 2829296 11/24-12/29/11

PUBLIC NOTICE

band. MORTGAGEE: Gopher State Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded February 25, 2003, Dakota County Recorder, Document No. 2004959. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Gopher State Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 9334 204TH Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 221820102010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Country Creek Estates Second Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,617.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3085 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822640 11/17-12/22/11

PUBLIC NOTICE

��

�� secured�� by said mortgage, or any part 2578 136th �� Street West, Rosemount, MN 55068 thereof; TAX PARCEL I.D. #: 343207510098 PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROP- tained in said mortgage, the above ERTY: described property will be sold by the Unit No. 98, Common Interest Com- Sheriff of said county as follows: munity No. 489, A Condominium, DATE AND TIME OF SALE: January Harmony East, Dakota County, Min- 5, 2012 at 10:00 AM nesota PLACE OF SALE:Sheriff's Office, Law COUNTY IN WHICH PROPERTY IS Enforcement Center, 1580 Hwy 55, LOCATED: Dakota Lobby #S-100, Hastings, MN ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said MORTGAGE: $118,733.00 Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption GAGEE: $130,255.51 within six (6) months from the date of That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07. required by statute; That no action or TIME AND DATE TO VACATE PROPproceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, thereof; the date on or before which the mortPURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is DATE AND TIME OF SALE: January 11:59 p.m. on July 5, 2012, unless the 5, 2012 at 10:00 AM redemption period is reduced to 5 PLACE OF SALE:Sheriff's Office, Law weeks under MN Stat. Secs. 580.07 or Enforcement Center, 1580 Hwy 55, 582.032. Lobby #S-100, Hastings, MN MORTGAGOR(S) RELEASED FROM to pay the debt then secured by said FINANCIAL OBLIGATION ON MORTMortgage, and taxes, if any, on said GAGE: None premises, and the costs and disburse"THE TIME ALLOWED BY LAW FOR m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their REDUCED TO FIVE WEEKS IF A JUDIpersonal representatives or assigns CIAL ORDER IS ENTERED UNDER unless reduced to Five (5) weeks under MINNESOTA STATUTES, SECTION MN Stat. §580.07. 582.032, DETERMINING, AMONG TIME AND DATE TO VACATE PROP- OTHER THINGS, THAT THE MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGED PREMISES ARE IMPROVED owner-occupied, single-family dwell- WITH A RESIDENTIAL DWELLING OF ing, unless otherwise provided by law, LESS THAN FIVE UNITS, ARE NOT the date on or before which the mort- PROPERTY USED IN AGRICULTURAL gagor(s) must vacate the property if the P R O D U C T I O N , A N D A R E mortgage is not reinstated under sec- ABANDONED." tion 580.30 or the property is not Dated: November 7, 2011. redeemed under section 580.23 is Aurora Bank FSB 11:59 p.m. on July 5, 2012, unless the Mortgagee/Assignee of Mortgagee redemption period is reduced to 5 USSET, WEINGARDEN AND LIEBO, P.L.L.P. weeks under MN Stat. Secs. 580.07 or Attorneys for Mortgagee/Assignee of 582.032. Mortgagee MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 GAGE: None (952) 925-6888 "THE TIME ALLOWED BY LAW FOR 98-1211 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. RESENTATIVES OR ASSIGNS, MAY BE 2821381 11/17-12/22/11 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED OF THE DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS P R O D U C T I O N , A N D A R E NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ABANDONED." default has occurred in conditions of Dated: November 7, 2011. the following described mortgage: U.S. Bank National Association DATE OF MORTGAGE: May 1, 2007 Mortgagee/Assignee of Mortgagee MORTGAGORS: Joseph Allen ArmUSSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of strong and Kymbl L. Armstrong, Husband and Wife. Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc.. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Registered May 18, 2007, Dakota 19-3115 THIS IS A COMMUNICATION FROM County Registrar of Titles, Document No. 610979, Certificate of Title No. A DEBT COLLECTOR. 2822795 11/17-12/22/11 142555. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. NOTICE OF MORTGAGE Said Mortgage being Registered FORECLOSURE SALE Land. THE RIGHT TO VERIFICATION TRANSACTION AGENT: Mortgage OF THE DEBT AND IDENTITY OF Electronic Registration Systems, Inc. THE ORIGINAL CREDITOR WITHIN TRANSACTION AGENT'S MORTTHE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON NOT AFFECTED BY THIS ACTION. MORTGAGE: 100330000000039800 NOTICE IS HEREBY GIVEN, that LENDER OR BROKER AND MORTdefault has occurred in conditions of G A G E O R I G I N A T O R S T A T E D O N the following described mortgage: MORTGAGE: MidAmerica Mortgage DATE OF MORTGAGE: M a r c h 3 0 , Corporation 2007 RESIDENTIAL MORTGAGE SERMORTGAGOR: J e n i f e r N i c h o l s VICER: U.S. Bank Home Mortgage Johnson, a married person. MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic 3468 70TH Court East, Inver Grove Registration Systems, Inc.. Heights, MN 55076 DATE AND PLACE OF RECORDING: T A X P A R C E L I . D . # : R e c o r d e d N o v e m b e r 1 3 , 2 0 0 7 , 20-71157-07-030 Dakota County Recorder, Document LEGAL DESCRIPTION OF PROPNo. 2555832. ERTY: ASSIGNMENTS OF MORTGAGE: Lot Three (3) in Block Seven (7) of Assigned to: Aurora Bank, FSB. South Grove No. 8, Dakota County, TRANSACTION AGENT: Mortgage Minnesota Electronic Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS T R A N S A C T I O N A G E N T ' S M O R T - LOCATED: Dakota GAGE IDENTIFICATION NUMBER ON ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 100137510000294209 MORTGAGE: $221,000.00 LENDER OR BROKER AND MORTAMOUNT DUE AND CLAIMED TO BE G A G E O R I G I N A T O R S T A T E D O N DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: Lakeland Mortgage Cor- ING TAXES, IF ANY, PAID BY MORTporation GAGEE: $219,275.90 RESIDENTIAL MORTGAGE SERThat prior to the commencement of VICER: Aurora Bank FSB this mortgage foreclosure proceeding MORTGAGED PROPERTY ADDRESS: Mortgagee/Assignee of Mortgagee com16116 Huron Circle, Lakeville, MN plied with all notice requirements as 55044 required by statute; That no action or TAX PARCEL I.D. #: 227740101100 proceeding has been instituted at law LEGAL DESCRIPTION OF PROP- o r o t h e r w i s e t o r e c o v e r t h e d e b t ERTY: secured by said mortgage, or any part Lot 10, Block 1, Trotters Ridge 2nd thereof; Addition. PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the ORIGINAL PRINCIPAL AMOUNT OF Sheriff of said county as follows: MORTGAGE: $249,900.00 DATE AND TIME OF SALE: January AMOUNT DUE AND CLAIMED TO BE 6, 2012 at 10:00 AM DUE AS OF DATE OF NOTICE, INCLUDPLACE OF SALE:Sheriff's Office, Law ING TAXES, IF ANY, PAID BY MORT- Enforcement Center, 1580 Hwy 55, GAGEE: $268,050.46 Lobby #S-100, Hastings, MN That prior to the commencement of to pay the debt then secured by said this mortgage foreclosure proceeding Mortgage, and taxes, if any, on said Mortgagee/Assignee of Mortgagee com- premises, and the costs and disburseplied with all notice requirements as m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s required by statute; That no action or allowed by law subject to redemption proceeding has been instituted at law within six (6) months from the date of or otherwise to recover the debt secured by said mortgage, or any part ��

PUBLIC NOTICE

�� THE DEBT AND IDENTITY OF ORIGINAL CREDITOR WITHIN �� within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822724 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,246.00 MORTGAGOR(S): Christopher R Youngberg and Erica Hurd, husband and wife MORTGAGEE: First Franklin, a division of Nat. City Bank of IN DATE AND PLACE OF RECORDING: Recorded: September 07, 2005 Dakota County Recorder Document Number: 2358787 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: January 05, 2006 Recorded: January 30, 2006 Dakota County Recorder Document Number: 2401431 And assigned to: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10 Dated: October 20, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16888 Embers Ave, Lakeville, MN 55044 Tax Parcel ID Number: 22-47051-06-502 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1502, Common Interest Community No. 362, Mallard Shores Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,341.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

THE THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014839F02 2820239 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2003 MORTGAGORS: Laurie J. Fredregill and Willard Fredregill, wife and husband. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded November 25, 2003, Dakota County Recorder, Document No. 2145042. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20052 Homestead Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 223210004035 LEGAL DESCRIPTION OF PROPERTY: Unit No. 35, Common Interest Community No. 227, Winslow Green Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,141.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2011. U.S. Bank National Association

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3105 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822752 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2008 MORTGAGOR: Deena McKinney, an unmarried person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 31, 2008, Dakota County Recorder, Document No. 2605563. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100204100001189315 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Colorado Federal Savings Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1045 Hall Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-48100-110-13 LEGAL DESCRIPTION OF PROPERTY: The North 45 feet of the South 137 feet of the East 142.13 feet of Block 13, B. Michel's Addition to West St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,742.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,619.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ J u l y 6 , 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6627 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822555 11/17-12/22/11

PUBLIC NOTICE

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2003 MORTGAGOR: Kathleen M. Stein, A Single Person. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Registered July 24, 2003, Dakota County Registrar of Titles, Document No. 0507337, Certificate of Title No. 122758. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4 7 2 9 W e s t W i n d T r a i l , E a g a n , MN 55122 TAX PARCEL I.D. #: 105675003080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Park Ridge, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $126,568.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3006 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822626 11/17-12/22/11

PUBLIC NOTICE

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mack Mortgage & Financial Group, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 503 Valley High Road, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-81350-03-130 LEGAL DESCRIPTION OF PROPERTY: Lot Thirteen (13), in Block Three (3) of Valley Highlands, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $81,537.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3122 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822688 11/17-12/22/11

PUBLIC NOTICE

be described; Thence West 60.29 feet to the Southwesterly line of said Lot 23 and there terminating. Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,201.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-214 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2828356 11/24-12/29/11

PUBLIC NOTICE

��

Southeast, having a radius of 768.89 feet a central angle of 13 degrees 33 minutes 36 seconds a chord bearing of South 77 degrees 28 minutes 11 seconds West and a chord distance of 181.55 feet; thence South 00 degrees 34 minutes 02 seconds East a distance of 152.55 feet; thence North 89 degrees 53 minutes 02 seconds East a distance of 176.11 feet, more or less to the East line said Government Lot 2; thence North 00 degrees 07 minutes 00 seconds West along said East line a distance of 191.57 feet more or less to the point of beginning. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $273,035.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGE: $278,235.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 14, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2696 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2829427 11/24-12/29/11

PUBLIC NOTICE

GAGEE: $31,510.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 17, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 17, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 14, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 22, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 16, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2825006 11/24/11

PUBLIC NOTICE

Company Dated: September 02, 2011 Registered: October 05, 2011 Dakota County Registrar of Titles Document Number: T685173 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100029500030466589 Lender or Broker: Taylor, Bean and Whitaker Mortgage Corporation Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 99577 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14608 Burnell Park Dr, Burnsville, MN 55306-4873 Tax Parcel ID Number: 02-15355-01-150 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block One (1), in Burnell Park Estates, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,137.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2012, or the next business day if May 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 13, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022171F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 28, 2011 at 10:00 AM has been postponed to December 29, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 14, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022171F01 2827403 11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,600.00 MORTGAGOR(S): Lucas I. Haagenson and Breanne M. Haagenson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 22, 2006 Dakota County Recorder Document Number: 2477354 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: April 18, 2011 Recorded: May 13, 2011 Dakota County Recorder

County Recorder Document Number: 2800510 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001435-0060120040-0 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1212 E 131st St, Burnsville, MN 55337-3924 Tax Parcel ID Number: 02-17002-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Chateaulin Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $176,859.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2012, or the next business day if January 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 19, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020293F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2011 at 10:00 AM has been postponed by the mortgagor pursuant to Minn. Stat. § 580.07 Subd. 2 December 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 15, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 01, 2011 at 10:00 AM has been postponed to January 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 15, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC The redemption period shall be 5 weeks from the date of said sale. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020293F01 2825378 11/24/11

PUBLIC NOTICE

��

�� and Thu T. Nguyen, single. Securities Corp. Home Equity Loan MORTGAGEE: PNC Bank, National Trust and for the registered holders of Association successor by merger to ACE Securities Corp. Home Equity National City Bank f/k/a Common- Loan Trust, Series 2006-ASAP5, Asset wealth United Mortgage a division of Backed Pass-Through Certificates. National City Bank of Indiana. Dated: March 26, 2008 , and recorded DATE AND PLACE OF RECORDING: April 8, 2008 by Document No. 626176 Recorded February 28, 2005, Dakota . LEGAL DESCRIPTION OF PROPERTY: C o u n t y R e c o r d e r , D o c u m e n t N o . Unit No. 808, Common Interest Community No. 340, Springbrook Condo2299729. A S S I G N M E N T S O F M O R T G A G E : miniums, Dakota County, Minnesota. PROPERTY ADDRESS: 11152 204th NONE TRANSACTION AGENT: NONE St W #808, Lakeville, MN 55044 TRANSACTION AGENT'S MORTPROPERTY I.D: 22-71390-05-808 GAGE IDENTIFICATION NUMBER ON COUNTY IN WHICH PROPERTY IS MORTGAGE: NONE LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N ON THE MORTGAGE ON THE DATE OF MORTGAGE: Commonwealth United THE NOTICE: One Hundred Fifty-Three Mortgage a division of National City Thousand Six Hundred Thirty-Two and Bank of Indiana 01/100 ($153,632.01) RESIDENTIAL MORTGAGE SERTHAT no action or proceeding has VICER: PNC Bank, National Associa- been instituted at law to recover the tion debt secured by said mortgage, or any MORTGAGED PROPERTY ADDRESS: part thereof; that there has been com14580 Evergreen Trail, Unit 131, Apple pliance with all pre-foreclosure notice Valley, MN 55124 and acceleration requirements of said mortgage, and/or applicable statutes; TAX PARCEL I.D. #: 014884520131 LEGAL DESCRIPTION OF PROPPURSUANT, to the power of sale conERTY: tained in said mortgage, the above U n i t N o . 1 3 1 , C o m m o n I n t e r e s t described property will be sold by the C o m m u n i t y N o . 1 2 4 , M i s t w o o d Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM Courthomes, Dakota County, Minneon January 10, 2012 PLACE OF SALE: sota COUNTY IN WHICH PROPERTY IS Sheriff`s Main Office, Law EnforceLOCATED: Dakota ment Center, 1580 Highway 55, HastORIGINAL PRINCIPAL AMOUNT OF ings MN 55033-2343 to pay the debt then secured by said MORTGAGE: $142,025.00 AMOUNT DUE AND CLAIMED TO BE mortgage and taxes, if any actually DUE AS OF DATE OF NOTICE, INCLUD- paid by the mortgagee, on the preING TAXES, IF ANY, PAID BY MORT- mises and the costs and disburseGAGEE: $131,703.36 ments allowed by law. That prior to the commencement of The time allowed by law for redempthis mortgage foreclosure proceeding tion by said mortgagor(s), their perMortgagee/Assignee of Mortgagee com- sonal representatives or assigns is plied with all notice requirements as 6.00 months from the date of sale. If required by statute; That no action or Mortgage is not reinstated under Minn. proceeding has been instituted at law Stat. 580.30 or the property is not o r o t h e r w i s e t o r e c o v e r t h e d e b t redeemed under Minn. Stat. 580.23, secured by said mortgage, or any part the Mortgagor must vacate the propthereof; erty on or before 11:59 p.m. on July PURSUANT to the power of sale con- 10, 2012, or the next business day if tained in said mortgage, the above July 10, 2012 falls on a Saturday, Sundescribed property will be sold by the day or legal holiday. Sheriff of said county as follows: "THE TIME ALLOWED BY LAW FOR DATE AND TIME OF SALE: January REDEMPTION BY THE MORTGAGOR, 10, 2012 at 10:00 AM THE MORTGAGOR`S PERSONAL REPPLACE OF SALE:Sheriff's Office, Law RESENTATIVES OR ASSIGNS, MAY BE Enforcement Center, 1580 Hwy 55, REDUCED TO FIVE WEEKS IF A JUDILobby #S-100, Hastings, MN CIAL ORDER IS ENTERED UNDER to pay the debt then secured by said MINNESOTA STATUTES, SECTION Mortgage, and taxes, if any, on said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G premises, and the costs and disburse- OTHER THINGS, THAT THE MORTm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGED PREMISES ARE IMPROVED allowed by law subject to redemption WITH A RESIDENTIAL DWELLING OF within six (6) months from the date of LESS THAN FIVE UNITS, ARE NOT said sale by the mortgagor(s), their PROPERTY USED IN AGRICULTURAL personal representatives or assigns P R O D U C T I O N , A N D A R E unless reduced to Five (5) weeks under ABANDONED." Dated: November 24, 2011 MN Stat. §580.07. HSBC Bank USA, N.A., as Trustee TIME AND DATE TO VACATE PROPon behalf of ACE Securities Corp. ERTY: If the real estate is an Home Equity Loan Trust and for owner-occupied, single-family dwellthe registered holders of ACE ing, unless otherwise provided by law, Securities Corp. Home Equity the date on or before which the mortLoan Trust, Series 2006-ASAP5, gagor(s) must vacate the property if the Asset Backed Pass-Through mortgage is not reinstated under secCertificates. tion 580.30 or the property is not redeemed under section 580.23 is Randall S. Miller & Associates, PLLC 11:59 p.m. on July 10, 2012 unless the Attorneys for Assignee of Mortgage/ redemption period is reduced to 5 Mortgagee weeks under MN Stat. Secs. 580.07 or One Financial Plaza, 582.032. 120 South Sixth Street, Suite 1100 MORTGAGOR(S) RELEASED FROM Minneapolis, MN 55402 FINANCIAL OBLIGATION ON MORT- Phone: 612-573-3677 GAGE: None Our File No. 10MN00777-2 "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. THE MORTGAGOR'S PERSONAL REP- A S A P # 4 1 3 8 0 6 8 1 1 / 2 4 / 2 0 1 1 , RESENTATIVES OR ASSIGNS, MAY BE 12/01/2011, 12/08/2011, 12/15/2011, REDUCED TO FIVE WEEKS IF A JUDI- 12/22/2011, 12/29/2011 CIAL ORDER IS ENTERED UNDER 2829265 11/24-12/29/11 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF NOTICE IS HEREBY GIVEN that LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL default has occurred in the conditions P R O D U C T I O N , A N D A R E of the following described mortgage: DATE OF MORTGAGE: May 24, 2005 ABANDONED." ORIGINAL PRINCIPAL AMOUNT OF Dated: November 8, 2011. MORTGAGE: $264,600.00 PNC Bank, National Association MORTGAGOR(S): Brenda Swanson, Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. single MORTGAGEE: Mortgage Electronic Attorneys for Mortgagee/Assignee of Registration Systems, Inc. Mortgagee DATE AND PLACE OF RECORDING: 4500 Park Glen Road #300 Recorded: July 14, 2005 Dakota Minneapolis, MN 55416 County Recorder (952) 925-6888 Document Number: 2339820 4-2636 ASSIGNMENTS OF MORTGAGE: THIS IS A COMMUNICATION FROM And assigned to: The Bank of New A DEBT COLLECTOR. 2824173 11/24-12/29/11 York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, NOTICE OF MORTGAGE Series 2005-2 FORECLOSURE SALE THE RIGHT TO VERIFICATION OF Dated: April 26, 2011 THE DEBT AND IDENTITY OF THE Recorded: May 02, 2011 Dakota ORIGINAL CREDITOR WITHIN THE County Recorder TIME PROVIDED BY LAW IS NOT Document Number: 2798423 AFFECTED BY THIS ACTION. Transaction Agent: Mortgage ElecNOTICE IS HEREBY GIVEN: That tronic Registration Systems, Inc. default has occurred in the conditions Transaction Agent Mortgage Identification Number: 100195910000662596 of the following described mortgage: DATE OF MORTGAGE: July 14, 2006 Lender or Broker: First NLC FinanORIGINAL PRINCIPAL AMOUNT OF cial Services, LLC MORTGAGE: $160,000.00 Residential Mortgage Servicer: MORTGAGOR(S): Colleen Canfield, Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable as a Single Person COUNTY IN WHICH PROPERTY IS MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee LOCATED: Dakota Property Address: 8366 174th St W, for Maribella Mortgage, LLC TRANSACTION AGENT: Mort- Lakeville, MN 55044-6274 gage Electronic Registration Systems, Tax Parcel ID Number: Inc. 22-17075-080-02 MIN#: 100220710000124657 LEGAL DESCRIPTION OF PROPSERVICER: Ocwen Loan Servicing, ERTY: Lot 8, Block 2, Cherry Ridge LLC First Addition, Dakota County, Minnesota. LENDER: Maribella Mortgage, LLC. AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of D U E A S O F D A T E O F N O T I C E : Title , on January 4, 2007, as Docu- $285,002.55 ment No. 603682. THAT all pre-foreclosure requireASSIGNED TO: HSBC Bank USA, ments have been complied with; that N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan ��

PUBLIC NOTICE

�� as Trustee for First NLC 2005-2 Mortgage-Backed �� ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014740F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2011 at 10:00 AM has been postponed to July 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 17, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 18, 2011 at 10:00 AM has been postponed to August 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 15, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 05, 2011 at 10:00 AM has been postponed to September 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 03, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 02, 2011 at 10:00 AM has been postponed to October 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 31, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust

Trust

Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 03, 2011 at 10:00 AM has been postponed to November 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 27, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2011 at 10:00 AM has been postponed to November 17, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 17, 2011 at 10:00 AM has been postponed to December 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 16, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014740F02 2827351 11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,000.00 MORTGAGOR(S): Lindsey R. Lewis, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: March 21, 2006 Dakota County Registrar of Titles Document Number: 586743 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 05, 2011 Registered: May 12, 2011 Dakota County Registrar of Titles Document Number: T679521 And assigned to: Aurora Bank FSB Dated: August 31, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000126911 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139356 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1829 E 122nd St, Burnsville, MN 55337-2962 Tax Parcel ID Number: 02-18425-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Four (4), Covington Point, Common Interest Community No. 173, a planned community, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,117.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

sale by the mortgagor(s), their per sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 06, 2012, or the next business day if July 06, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 24, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006037F04 2827380 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 9 , 2003 MORTGAGOR: Craig J. Anderson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 6, 2003, Dakota County Registrar of Titles, Document No. 520715, Certificate of Title No. 134917, as corrected by Corrective Mortgage recorded January 13, 2005 as Document No. 556629. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: September 24, 2009, Recorded: October 5, 2009, Document No. T651858. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061903241000065 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 8317 Delaney Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-18102-034-05 LEGAL DESCRIPTION OF PROPERTY: Unit 34, CIC No. 351, a condominium, Cobblestone Oaks III Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,760.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $121,760.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON

FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 10, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 20, 2011. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 17, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 27, 2011. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 22, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 16, 2011. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2825060 11/24/11

PUBLIC NOTICE

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: First NLC Financial Services, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 2240 Williams Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 022102019001 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT “A” Legal Description File No. 3-22893 Parcel 1: That part of Lot Nineteen (19), Block One (1), Donnays Burnsville Heights, a planned community, Common Interest Community Number 126 in Dakota County, Minnesota, according to the recording plat thereof, lying southerly of the following described line: Beginning at a point on the East line of the East Half of the East half of the West Half of Section 14, Township 115, Range 21, Dakota County, Minnesota, distant 1544.00 feet south of the northeast corner of said East Half of the East Half of the West Half; thence South 71 degrees 40 minutes 00 seconds West (assuming said east line bears North), a distance of 577.50 feet and said line there terminating. Parcel 2: Lot Nineteen (19), Block One (1), Donnays Burnsville Heights, a planned community, Common Interest Community number 126 in Dakota County, Minnesota, according to the recorded plat thereof, except that part lying southerly of the following described line: Beginning at a point on the east line of the East Half of the East Half of the West Half of Section 14, Township 115, Range 21, Dakota County, Minnesota, distant 1544.00 feet south of the northeast corner of said East Half of the East Half of the West Half; thence South 71 degrees 40 minutes 00 seconds West (assuming said east line bears North), a distance of 577.50 feet and said line there terminating. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,339.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 30, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 23, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 26, 2011. Deutsche Bank National Trust Company, as trustee

Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 11, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 22, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 13, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 14, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 16, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2824254 11/24/11

PUBLIC NOTICE

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tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owneroccupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 18, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6329 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 17, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 17, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6329 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 22, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 16, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6329 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2825032 11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 03, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,208.00 MORTGAGOR(S): Thomas Murray and Annmarie Murray, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 09, 2008 Dakota County Registrar of Titles Document Number: T627729 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 01, 2009 Registered: December 07, 2009 Dakota County Registrar of Titles Document Number: T654851 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100281210761431256 Lender or Broker: Platinum Lending Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER:

CERTIFICATE OF TITLE NUMBER: 130247 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5801 143rd St W, Apple Valley, MN 55124-8093 Tax Parcel ID Number: 01-66700-190-05 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), Block Five (5) in Scottsbriar 1st, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $244,598.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010685F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2010 at 10:00 AM has been postponed to January 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 01, 2010 SSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 05, 2011 at 10:00 AM has been postponed to January 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 22, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 20, 2011 at 10:00 AM has been postponed to February 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 12, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 07, 2011 at 10:00 AM has been postponed to March 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 31, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 03, 2011 at 10:00 AM has been postponed to April 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 08, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 04, 2011 at 10:00 AM has been postponed to June 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 25, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 06, 2011 at 10:00 AM has been postponed to July 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 24, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2011 at 10:00 AM has been postponed to September 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 23, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 06, 2011 at 10:00 AM has been postponed to October 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 30, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 06, 2011 at 10:00 AM has been postponed to December 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 20, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 05, 2011 at 10:00 AM has been postponed to February 03, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 15, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010685F03 2825211 11/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,400.00 MORTGAGOR(S): Beatriz D. Derodas and Carlos Rodas Monterroso, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 22, 2005 Dakota County Recorder Document Number: 2383184 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Dated: March 24, 2011 Recorded: March 31, 2011 Dakota County Recorder Document Number: 2793964 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040041152 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 13605 Vincent Ave, Burnsville, MN 55337 Tax Parcel ID Number: 02-15550-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Burnsville Highlands 1st Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,741.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW Y O R K , AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019965F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 20, 2011 at 10:00 AM has been postponed to June 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 11, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW Y O R K , AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 20, 2011 at 10:00 AM has been postponed to July 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 08, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW Y O R K , AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 21, 2011 at 10:00 AM has been postponed to August 23, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 14, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW Y O R K , AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB,

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�� and paral B , 1068.28 south TRUST 2 0 0 5 6 5 C�� L O A N �� feet; thence M O R T G A G E P A S S - T H R O U G H lel to the west line of said Government C E R T I F I C A T E S , S E R I E S Lot 1, and said Northeast Quarter a distance of 296.48 feet; thence west2005-65CB erly parallel with the north line of said NOTICE OF POSTPONEMENT OF West Half of the Northeast Quarter a MORTGAGE FORECLOSURE SALE The above referenced sale scheduled distance of 242.07 feet to the west line for August 23, 2011 at 10:00 AM has of said West half of said Northeast been postponed to September 22, 2011 Quarter; thence southerly along said at 10:00 AM in the Dakota County Law west line 830.60 feet; thence easterly Enforcement Center, 1580 Highway 55, parallel with the north line of said west Lobby S-100, Hastings, Minnesota in Half of the Northeast Quarter a distance of 388.70 feet; thence South 71 said County and State. degrees 06 minutes 39 seconds East DATED: August 18, 2011 960.35 feet to a point on the east line ASSIGNEE OF MORTGAGEE: T H E B A N K O F N E W Y O R K of said West half of the Northeast MELLON FKA THE BANK OF NEW Quarter 1437.58 feet south of the point YORK, A S T R U S T E E F O R T H E of beginning; thence north on said east C E R T I F I C A T E H O L D E R S O F line to the point of beginning and there C W A L T , I N C . , A L T E R N A T I V E terminating, all according to the GovL O A N T R U S T 2 0 0 5 - 6 5 C B , ernment Survey thereof. EXCEPT that part described as MORTGAGE PASS-THROUGH C E R T I F I C A T E S , S E R I E S follows: Commencing at the northeast corner of said West half of Government 2005-65CB Lot 1 and running thence west along NOTICE OF POSTPONEMENT OF the north line thereof a distance of MORTGAGE FORECLOSURE SALE The above referenced sale scheduled 618.28 feet to the point of beginning of for September 22, 2011 at 10:00 AM t h e l a n d t o b e d e s c r i b e d ; t h e n c e has been postponed to October 24, continuing west along said north line 2 0 1 1 a t 1 0 : 0 0 A M i n t h e D a k o t a 450.00 feet; thence south and parallel County Law Enforcement Center, 1580 to the west line of said Government Highway 55, Lobby S-100, Hastings, Lot 1 and said Northeast Quarter a distance of 296.48 feet; thence Minnesota in said County and State. westerly parallel with the north line of DATED: September 15, 2011 said West half of the Northeast Quarter ASSIGNEE OF MORTGAGEE: T H E B A N K O F N E W Y O R K a distance of 242.07 feet to the west MELLON FKA THE BANK OF NEW line of said West half of said Northeast YORK, A S T R U S T E E F O R T H E Quarter; thence southerly along said C E R T I F I C A T E H O L D E R S O F west line 830.60 feet; thence easterly C W A L T , I N C . , A L T E R N A T I V E parallel with the north line of said West half of the Northeast Quarter LOAN TRUST 2005-65CB, M O R T G A G E P A S S - T H R O U G H 388.70 feet; thence southeasterly C E R T I F I C A T E S , S E R I E S 321.43feet along a line whose terminus is a point on the east line of said West 2005-65CB half of the Northeast Quarter distant NOTICE OF POSTPONEMENT OF 1437.58 feet south of the northeast MORTGAGE FORECLOSURE SALE The above referenced sale scheduled corner of said West half of Government for October 24, 2011 at 10:00 AM has Lot 1; thence north 1228.47 feet to the been postponed to November 28, 2011 point of beginning. Together with an easement for at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, ingress and egress over the south 60 Lobby S-100, Hastings, Minnesota in feet of said exception. Said 60 feet being measured at right angles to said said County and State. south line of the exception. DATED: October 14, 2011 AMOUNT DUE AND CLAIMED TO BE ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK DUE AS OF DATE OF NOTICE: MELLON FKA THE BANK OF NEW $217,647.07 THAT all pre-foreclosure YORK, A S T R U S T E E F O R T H E C E R T I F I C A T E H O L D E R S O F requirements have been complied with; C W A L T , I N C . , A L T E R N A T I V E that no action or proceeding has been L O A N T R U S T 2 0 0 5 - 6 5 C B , instituted at law or otherwise to MORTGAGE PASS-THROUGH recover the debt secured by said C E R T I F I C A T E S , S E R I E S mortgage, or any part thereof; that this is registered property; 2005-65CB PURSUANT to the power of sale NOTICE OF POSTPONEMENT OF contained in said mortgage, the MORTGAGE FORECLOSURE SALE The above referenced sale scheduled above-described property will be sold for November 28, 2011 at 10:00 AM has b y t h e S h e r i f f o f s a i d c o u n t y a s been postponed to December 28, 2011 follows: DATE AND TIME OF SALE: January at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Lobby S-100, Hastings, Minnesota in Law Enforcement Center, 1580 said County and State. Highway 55, Lobby S-100, Hastings, DATED: November 18, 2011 Minnesota ASSIGNEE OF MORTGAGEE: THE B A N K O F N E W Y O R K t o p a y t h e d e b t s e c u r e d b y s a i d MELLON FKA THE BANK OF NEW mortgage and taxes, if any, on said YORK, A S T R U S T E E F O R T H E p r e m i s e s a n d t h e c o s t s a n d C E R T I F I C A T E H O L D E R S O F disbursements, including attorney fees C W A L T , I N C . , A L T E R N A T I V E allowed by law, subject to redemption L O A N T R U S T 2 0 0 5 - 6 5 C B , within six (6) months from the date of M O R T G A G E P A S S - T H R O U G H said sale by the mortgagor(s), their C E R T I F I C A T E S , S E R I E S personal representatives or assigns. 2005-65CB If the Mortgage is not reinstated Wilford, Geske & Cook P.A. under Minn. Stat. §580.30 or the Attorneys for Assignee Of Mortgagee: property is not redeemed under Minn. Lawrence A. Wilford Stat. §580.23, the Mortgagor must James A. Geske vacate the property on or before 11:59 8425 Seasons Parkway, Suite 105 p.m. on July 06, 2012, or the next Woodbury, MN 55125-4393 business day if July 06, 2012 falls on a (651) 209-3300 Saturday, Sunday or legal holiday. File Number: 019965F01 Mortgagor(s) released from financial 2829113 11/24/11 obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY NOTICE OF MORTGAGE INFORMATION OBTAINED WILL BE FORECLOSURE SALE USED FOR THAT PURPOSE. NOTICE IS HEREBY GIVEN that THE RIGHT TO VERIFICATION OF default has occurred in the conditions THE DEBT AND IDENTITY OF THE of the following described mortgage: ORIGINAL CREDITOR WITHIN THE DATE OF MORTGAGE: July 29, 2005 TIME PROVIDED BY LAW IS NOT ORIGINAL PRINCIPAL AMOUNT OF AFFECTED BY THIS ACTION. MORTGAGE: $250,000.00 THE TIME ALLOWED BY LAW FOR MORTGAGOR(S): Susan Marie Stein, REDEMPTION BY THE MORTGAGOR, a single person THE MORTGAGOR'S PERSONAL MORTGAGEE: Mortgage Electronic REPRESENTATIVES OR ASSIGNS, Registration Systems, Inc., as nomi- MAY BE REDUCED TO FIVE WEEKS IF nee for American Mortgage Corpora- A J U D I C I A L O R D E R I S E N T E R E D tion, its successors and assigns UNDER MINNESOTA STATUTES, SECDATE AND PLACE OF REGISTER- TION 582.032, DETERMINING, AMONG ING: OTHER THINGS, THAT THE Registered: August 18, 2005 Dakota M O R T G A G E D P R E M I S E S A R E County Registrar of Titles IMPROVED WITH A RESIDENTIAL Document Number: 572421 DWELLING OF LESS THAN FIVE ASSIGNMENTS OF MORTGAGE: UNITS, ARE NOT PROPERTY USED IN And assigned to: Aurora Bank, FSB AGRICULTURAL PRODUCTION, AND Dated: August 12, 2011 ARE ABANDONED. Transaction Agent: Mortgage ElecDATED: November 24, 2011 tronic Registration Systems, Inc. ASSIGNEE OF MORTGAGEE: Aurora Transaction Agent Mortgage Identifi- Bank, FSB cation Number: 100143500051040181 Wilford, Geske & Cook P.A. Lender or Broker: American Mort- Attorneys for Assignee of Mortgagee gage Corporation Lawrence A. Wilford R e s i d e n t i a l M o r t g a g e S e r v i c e r : James A. Geske Aurora Bank, FSB 8425 Seasons Parkway, Suite 105 Mortgage Originator: Not Applicable Woodbury, MN 55125-4393 CERTIFICATE OF TITLE NUMBER: (651) 209-3300 128598 File Number: 022090F01 COUNTY IN WHICH PROPERTY IS 2824284 11/24-12/29/11 LOCATED: Dakota Property Address: 3820 120th St W, Rosemount, MN 55068-3536 Tax Parcel ID Number: 34-01810-15-020 LEGAL DESCRIPTION OF PROPERTY: All that part of the West Half of Government Lot One (1) in Section Seven (7) and of the West Half of the Northeast Quarter in Section Eighteen (18), all in Township One hundred fifteen (115) North, Range Nineteen (19) West, Dakota County, Minnesota described as follows: Beginning at the northeast corner of said West half of Government Lot 1 and running thence west along the north line thereof a distance of 1068.28 feet; thence south and paral-

PUBLIC NOTICE

24A

November 24, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Thisweekend Curtain rises for Eagan children’s theater group Newly opened Young Actors Theater Company operates out of former Eagan church by Andrew Miller DAKOTA COUNTY TRIBUNE

Amy Kamarainen hit paydirt with a Google search. Searching for a place to house her fledgling children’s theater group but finding rehearsal and performance space in short supply, she Googled “warehouses Eagan.” The search results included an unlikely, yet ideal location – the former Cedar Valley Church at 2024 Rahn Way. Great acoustics, a massive stage, lighting already in place, seating for 400 – the Young Actors Theater Company had found a home. “I couldn’t have asked for anything better,” Kamarainen said. “I was in heaven.” The Eagan resident and

former human resources director for a Fortune 100 company opened the afterschool theater program for children in grades K-8 this summer. The company is an extension of a program Kamarainen offered a few years back at Eagan’s Pinewood Elementary, where her daughters attend school. “It hit me – why don’t we have a drama program in elementary schools?” she said. “I asked to start an afterschool drama program at Pinewood, and within three days 80 kids had signed up, with a waiting list of 40.” The success of that first foray into children’s theater prompted her to offer the program at other area elementaries, and it soon snowballed into its current manifestation at the former

Eagan church. Staffed by about a halfdozen Twin Cities theater professionals, it offers classes focusing on acting basics, culminating in formal performances at the end of each months-long session. The theater bug runs in Kamarainen’s family. Her initial inspiration for starting the children’s company came from a visit a few years ago with her great uncle, the Rev. James Cashman, a former high school drama teacher in White Plains, N.Y., and now an Onamia, Minn., resident. His pupils included Alan Alda and Jon Voight. “Theater was my first love, and he reignited my love of drama,” said Kamarainen, who first got

involved in theater in high school and college. When the Young Actors Theater Company’s current session ends in early December, Kamarainen plans to offer workshops on topics such as special-effects makeup and simulated combat, prior to the start of the full spring session which starts in late January. The company offers open enrollment, with after-school busing to the Eagan site available at 10 area schools. More about the Young Actors Theater Company is at www.youngactorstheaterco.com. Andrew Miller is at andrew. miller@ecm-inc.com.

Photo by Andrew Miller

Amy Kamarainen opened the Young Actors Theater Company this summer in the former Cedar Valley Church at 2024 Rahn Way in Eagan.

Theater and Arts Briefs Louie Anderson show added

lishing business. Award-winning author David Housewright will speak, and The Loft will present free writing and publishing workshops. Anyone interested in participating needs to turn in an application by 5 p.m. Wednesday, Nov. 30. Space is limited. Those selected will be notified by Dec. 22. There is no fee to apply or participate. Photo submitted are The Lakeville Area Arts Center will host two performances of “A Applications available online at Small Town Christmas” by Simple Gifts, a six-member ensemble led by Billy McLaughlin, on Saturday, Nov. 26, at 3 and 7:30 p.m. www.dakotacounty. search Tickets are $25 in advance, $30 at the door. Tickets are available us/library, local author fair. at the Lakeville Area Arts Center, 20965 Holyoke Ave. Advance For more informapurchase is recommended. For tickets or additional information, tion, visit www. call (952) 985-4640. d a k o t a c o u n t y. u s / library or call Lindsey Dyer (adult) at (651) 450-2918 or Jennifer Verbrugge (children’s and teen) The annual ChristDakota County Library at (651) 450-2942. mas in the Village event is is looking for local authors, scheduled from 1 to 8 p.m. illustrators, publishers and Dec. 3-4 and Dec. 10-11 at literary agents to be part of Dakota City Heritage Vil- the first Local Author Fair lage, 4008 220th St. W., at to be held from 1 to 4 p.m. “La Féminine,” an exhibthe Dakota County Fair- Saturday, Jan. 21, 2012, in grounds in Farmington. the Western Service Center it featuring the works of loAdmission will be $2 for atrium, 14955 Galaxie Ave., cal artists Patricia Schwartz and Christine Tierney, will ages 4 to 12 and $3 for ages Apple Valley. 13 and older. Children unThe fair is an opportu- run through Nov. 26 at der 3 will be admitted free nity for authors and book Burnsville Performing Arts and there will be a maxi- creators to showcase their Center’s Art Gallery, 12600 mum charge of $12 for each work, discuss and sell their Nicollet Ave. The exhibit is a joint carload. For infor- books, network with one mation or to volunteer, call another and learn more collection of still lifes and (651) 460-8050. about the writing and pub- landscapes in watercolor, oil

‘The Nutcracker’ ‘Small Town Christmas’ in Lakeville in Burnsville

A 10 p.m. show has been added to comedian Louie Anderson’s Laugh Out Loud New Year’s Eve performance Saturday, Dec. 31, at the Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville. A 7:30 show is also available. Tickets range from $31.95 to $101.95 and can be purchased at the box office or via Ticketmaster at (800) 982-2727 or ticketmaster.com.

Twin Cities Ballet of Minnesota will present its ninth annual production of Denise Vogt’s original “The Nutcracker” ballet Dec. 9-11, at Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville. Performances are Friday, Dec. 9, at 7 p.m.; Saturday, Dec. 10, at 2 and 7 p.m.; and Sunday, Dec. 11, at 1 and 4:30 p.m. Tickets range from $12 to $26 and are available at the box office and via Ticketmaster at (800) 982-2787 or ticketmaster.com. For more information, visit TwinCitiesBallet.org The Rosemount Area or call (952) 452-3163. Arts Council is producing its first Christmas at the Steeple Center with performances at 2 and 7 p.m. Saturday, Dec. 3. The Play’s the Thing Performances are patterned on the variety shows Productions will presof old. Tickets are $12 for ent “Junie B., First Grader the matinee and $15 for in Jingle Bells, Batman the evening performance. Smells! (P.S. So Does May)” Tickets and additional in- Dec. 16-29 at the Lakeville formation can be found at Area Arts Center, 20965 www.rosemountaac.org or Holyoke Ave., Lakeville. by calling (651) 600-8693. Tickets are $12 for The city of Rosemount adults, $10 for seniors, stuwill hold a tree lighting dents and groups. Tickets ceremony in front of the can be purchased online Steeple Center at 6:30 p.m. at www.ci.lakeville.mn.us prior to the evening perfor- or by phone at (952) 9854640. mance. Santa Claus and/or St. For more information about Nicholas will be available the show, go to www.childfor pictures prior to the renstheatretptt.com. performance start.

Christmas at Steeple Center

‘Junie B.’ in Lakeville

Village Christmas

Call for local authors

‘La Féminine’ exhibit

and pastel from a feminine perspective. Information: (952) 8954685 or www.burnsvillepac. com.

BoDeans in Burnsville The BoDeans will perform at 8 p.m. Friday, Dec. 30, at the Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville. Tickets are $39 and $42 at the box office, all Ticketmaster locations, by phone at (800) 745-3000 and online at ticketmaster.com.

Home-grown art exhibition “Portraits, Reflections and Secrets of Dakota County” is the name of a new community art exhibit on display at the Dakota County Western Service Center in Apple Valley through December. The exhibit features a mix of paintings, drawings and photography. The works of art were created by 26 Dakota County artists. The exhibit is located in the hallway between the Galaxie Library and the Western Service Center atrium. Viewing hours are 7:30 a.m. to 7 p.m. Monday, 7:30 a.m. to 8:30 p.m. Tuesday through Thursday, and 7:30 a.m. to 5 p.m. Friday.