11/25/2010 - Dakota County Tribune Business Weekly

JOHN GESSNER JESSICA HARPER JESSICA HARPER

Costco opens warehouse store in Burnsville 2A Eagan man awarded $1.9 million in lawsuit 8A Giving spirit isn’t seasonal for local builder 48A

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DATE ##, 2009 NOVEMBER 25, 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 39

Dakota County Tribune Since 1884

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Governor, mayor will fight to keep Lockheed Martin in Eagan Eagan site will close by 2013; more than 1,000 jobs will be lost or moved

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INSIDE BIZ FORUM

ECM EDITORIAL

GOP candidate Tom Emmer should handle the recount with grace and hand over the state if the facts dictate.

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FORUM

by Erin Johnson DAKOTA COUNTY TRIBUNE

Gov. Tim Pawlenty and Eagan Mayor Mike Maguire have both vowed to fight to keep Lockheed Martin in Eagan.

The company announced last week it will close its Eagan facility by 2013, resulting in about 350 layoffs and 650 job transfers to other facilities throughout the country, including facilities in Owego, N.Y., Manassas, Va., and San Diego.

Upon hearing news of the closing, Pawlenty immediately sent a letter to Lockheed Martin CEO Robert Stevens asking t o meet with him and offering his assis-

Hopefully, Obama and Democrats will join in banning earmarks.

It is important to restore America’s f iscal house.

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JOHN KLINE

BEST PRACTICES

Forge ahead for time is precious.

The trials and tribulations of U.S. Grant can teach us how to do this.

JEFF APPELQUIST 5A BUSINESS 101

Photo by Rick Orndorf

Lockheed Martin announced it will close its Eagan facility by 2013, resulting in 350 layoffs and 650 job transfers to other facilities. The Eagan plant originally opened in 1964. tance in finding ways to keep the company open.

Lockheed has a long history in Eagan, he wrote, and is an important part of the economic vitality of the community. “I strongly believe the plant’s location near the MinneapolisSt. Paul International Airport, the high quality of our workforce, and the businessGov. Tim Pawlenty

friendly environment in Minnesota are important considerations for continuing operations here,� he wrote.

Pawlenty, an Eagan resident, pledged to encourage the next governor to consider recommending “significant and innovative incentives� to the Legislature to keep Lockheed in Eagan. “The company is an important business partner in Minnesota, and we are committed to helping you operate successfully here for many years to come,� he wrote.

Maguire said he, too, is looking to meet with Lockheed officials within the next two weeks to ask them to reconsider the move.

Mentoring coaches help people work together in the workplace — how to better organize and get stuff done the right way.

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BOB NOAH Lockheed Martin

“My intention is to go in advocating for those employees,� he said. “We know we have a lot to offer in Eagan and the Twin Cities in general.�

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General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

See Lockheed, Page 9A

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November 25, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Costco opens warehouse store in Burnsville After at least five years of scouting for a south-of-the-river location, Costco Wholesale Corp. opened a membership warehouse in Burnsville on Tuesday, Nov. 23.

The 156,000-square-foot warehouse is located at 14050 Burnhaven Drive, two blocks north of Burnsville Center. It’s the former site of Grossman Chevrolet and Cadillac.

Previously, residents of the area had to drive approximately 18 miles northwest to Eden Prairie, 19 miles north to St. Louis Park or 24 miles northeast to Maplewood to shop at Costco.

“We are thrilled to be bringing Costco’s low warehouse prices to the residents of Burnsville,” store Manager Don Christensen said in a news release. “They have been asking us to open here for a long

time, and it’s a great feeling to have such a warm welcome. We already have made an impact on the local job market, and we look forward to contributing to the community in many ways.”

The Burnsville warehouse will offer high-quality, name-brand and private-label merchandise at what the company calls “incredible” values. Costco helps businesses save money on supplies and on items for resale, and provides a wide range of products and services for personal use as well.

The new location will feature a variety of convenient specialty departments, including a gas station, fresh bakery, fresh meat, fresh produce, fresh deli, rotisserie chicken, an optical department with an independent doctor of optometry, one-hour photo, a

pharmacy, a tire center, a hearing aid center, a food court and fine wine and liquor.

Members also can save on Costco Services such as travel and auto buying.

This sixth Costco warehouse in Minnesota will be the 424th in the United States and Puerto Rico, and 581st worldwide.

Costco has 60 million cardholders throughout the United States, Canada, Mexico, England, Scotland, South Korea, Taiwan, Australia and Japan.

The company says it has been recognized throughout the country for providing its employees with living wages – the highest in the industry – and for its ethical business practices.

Photo by Rick Orndorf

The warehouse store includes an optical department and a full-service pharmacy.

Photo by Rick Orndorf

The store includes a dairy selection.

Photo by Rick Orndorf

The Costco warehouse store includes a food court. The Kirkland label is Costco’s private The new Costco location features a gas station. signature label.

Photo by Rick Orndorf

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 25, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy THOMAS NIEBELING Nominated for family physician of the year Lakeville

Dr. Thomas Niebeling, a family doctor with Quello Clinic-Lakeville, has been nominated for the 2011 Minnesota Family Physician of the Year Award. The award is presented annually to a family physician who represents the highest ideals of the specialty of family medicine, including caring, comprehensive medical service, community involvement and serving as a role model.

The Minnesota Academy of Family Physicians (MAFP) will accept additional information and letters about Niebeling until Jan. 15, 2011. Letters can be mailed to Minnesota Academy of Family Physicians, 600 S. Highway 169, No. 1680, St. Louis Park, Minn., 55426, or e-mailed to kthorson@mafp.org.

Six finalists will be selected by a task force. The MAFP board of directors will select one of those finalists to receive the award to be presented at the organization’s annual meeting in April.

DR. JOSEPH GRYSKIEWICZ 2010 Best of Burnsville Award Gryskiewicz Twin Cities Cosmetic Surgery Burnsville

Gryskiewicz Twin Cities Cosmetic Surgery has been selected by the U.S. Commerce Association for the 2010 Best of Burnsville Award in the Cosmetic Surgery category. The award program recognizes local businesses throughout the country and identifies companies that have achieved exceptional marketing success in their community and business category. These local companies enhance the positive image of small business through service to their customers and community.

Dr. Gryskiewicz has training in all aspects of cosmetic surgery and is American Society of Plastic Surgeons board certified. Gryskiewicz Twin Cities Cosmetic Surgery has offices in Burnsville and Edina.

Accolades CINDY HAAS NorthWestern Financial Review 2010 Outstanding Women in Banking honoree

Cindy Haas of Gateway Bank in Mendota Heights has been honored as a 2010 Outstanding Woman in Banking

by NorthWestern Financial Review.

Accolades EDWARD JONES BRANCH RECOGNIZED AS TOP 10 CLIENT SERVICE PROVIDER IN REGION Edward Jones financial advisor Stacey Bartelson and branch office administrator Jonay Meyer in Rosemount recently were recognized as top client service providers within the firm.

Noteworthy JENNIFER GUST Becomes Consultant with Tastefully Simple

Jennifer Gust of Burnsville has become an independent consultant with Tastefully Simple Inc., a national direct sales company featuring more than 60 delicious, easy-to-prepare foods. Contact Gust at jengust@frontier.com.

SUZANNE BUDDE Becomes Consultant with Tastefully Simple

Suzanne Budde of Burnsville has become an independent consultant with Tastefully Simple Inc., a national direct sales company featuring more than 60 delicious, easy-to-prepare foods. Contact Budde at buddes@comcast.net.

Business Briefs INVER HILLS FACULTY EARN NATIONAL CONCERT MUSIC AWARDS Two faculty members from the music department at Inver Hills Community College are recent recipients of awards from the American Society of Composers, Authors and Publishers.

Miriam Gerberg and James Holdman were recognized within the organization’s Concert Music division. Awards were given based on each recipient’s individual catalog of original compositions and recent performances.

The ASCAPLUS awards program provides grants and recognition to active writers in the early and mid stages of their careers, as well as to established writers whose main activity is outside of broadcast media.

Business Briefs BASKETS ON OCCASION MOVES TO NEW EAGAN LOCATION Mary O’Rourke, owner of Baskets On Occasion Inc., has moved her retail/design shop to 1380 Duckwood Drive in Eagan.

The store has a unique collection of gifts and baskets for corporate giftgiving, holiday, baby, get well and Minnesota themed gifts. The design studio in the rear of the store is used to create custom basket designs for corporate and individual customers.

O’Rourke has run three networking groups over the last two years including Women’s Business Exchange, which has 118 members. She will continue to hold networking meetings in her new location. The store will also host Ladies’ Day Out events, which allow women to showcase their business to the public.

O’Rourke will be celebrating 16 years in the gift basket business. She has developed most of her customer base through her website,www.basketsonoccasion.com, which highlights over 50 basket designs covering multiple themes.

IGH SOLUTIONS ANNOUNCES PARTNERSHIP WITH EARTHWORKS IGH Solutions, an Inver Grove Heights prepaid and gift card solutions provider, has strengthened its initiative to provide consumers and retailers with environmentally friendly solutions by announcing a partnership with Earthworks.

The partnership will allow retailers that produce gift cards to Earthworks specifications the ability to participate in the Recyclable Card Return Program from Earthworks.

IGH will work with retailers and Earthworks to create a circle of gift card recycling that is sustainable and good for the environment. The process is a

Business Briefs simple progression of steps which uses returned gift cards to produce recycled plastic card stock that is then used to produce more cards. Cards produced under the program will include an Earthworks recyclable content identifier as an indication of program participation.

NEW SKYLINE EXHIBITS PRESIDENT ANNOUNCES DISTINGUISHED INTERNATIONAL AWARD Skyline Exhibits, Eagan, a designer and producer of custom modular trade show exhibits and portable displays, earned a 2010 Event Design Award in the category of Best Modular + Custom Environment for a Eurocopter exhibit at the 2010 Heli-Expo in Houston, Texas. The award was presented by Event Design magazine, recognizing the worldwide exhibit industry’s best-designed projects.

Bill Dierberger has been president of Skyline Exhibits since August. He joined Skyline in 1999, and served most recently as vice president of sales and marketing.

In both 2009 and 2010, Skyline was honored with Buyers Choice Awards. Skyline also won two Product Design Awards at EXHIBITOR 2010, the industry’s largest event.

APPLE VALLEY EYE CARE TO HOLD DESIGNER EYEWEAR & JEWELRY SHOW ON DEC. 1 Apple Valley Eye Care, 7789 149th St. W., will hold its second annual Designer Eyewear & Jewelry Show from 3 to 7 p.m. Wednesday, Dec. 1. The show will feature eyewear collections

by Fendi, Coach, Calvin Klein and Michael Kors and handcrafted jewelry

by Molly Wellik.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition.

Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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November 25, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum

Commentary and opinion regarding issues in the world of business and public policy

Emmer, Republicans must proceed with grace Are we getting ahead of ourselves advising Republican Gov. Tim Pawlenty to adopt a caretaker approach to his extended term in office if a new governor isn’t sworn in by Jan. 3?

Are we premature to suggest that Tom Emmer and his party think long and hard before letting things go that far?

After all, the recount in the race between DFLer Mark Dayton and Republican Emmer — assuming it was ordered by Canvassing Board this week — isn’t scheduled to begin until Nov. 29. As of this writing, it wasn’t known whether that date was still secure in the face of a Republican Party challenge over reconciling the number of ballots cast with the number of voters casting ballots.

But assuming the hand recount proceeds as a test of Dayton’s current 8,755-vote lead, it’s reasonable to assume the Canvassing Board could be poised to certify the results by Dec. 14 as scheduled.

That is, unless Emmer and his party contest the recount of a race that is now separated by .4 percent. The Day-

ECM Editorial ton camp is already alleging a sustained campaign to delay Dayton from taking office, which it says began last week with a bid to potentially shrink the number of ballots cast by contesting the reconciliation.

Procedural questions aside, no one seems to have fashioned a scenario in which Emmer actually overcomes that 8,775-vote gap. No one will begrudge the candidate and his party their expansive due process. All will be free to judge whether due process equals shenanigan.

Another Republican governor, Elmer L. Andersen (the founder of this publishing company) kept his seat into the early months of 1963 while canvassers and then a three-judge panel reviewed his 1962 election contest with Karl Rolvaag.

The race was much closer than the

Dayton-Emmer contest, even considering the smaller number of state voters at the time. Right or wrong, this didn’t keep Andersen from governing, boldly, for a while.

He proposed a two-year, $673 million budget with a $101 million increase, most of which he recommended for schools, with the rest going to welfare, corrections and care of the mentally ill and disabled.

He continued his call for a taconitetaxation constitutional amendment to be placed on the 1964 ballot; it was passed by a bipartisan majority and didn’t require the governor’s signature.

Andersen held his tongue on one of his recommendations — establishing a general sales tax — partly because an improving economy made the controversial tax unnecessary to balance the budget at that time.

“It was a season of compromise” on a number of big issues, Andersen wrote in his autobiography. On March 20, 1963, he accepted the three-judge panel’s determination that Rolvaag had won by a scant 91 votes.

“There were no errors of law on

which to base a Supreme Court appeal,” Andersen wrote, noting that some of his legislative allies wanted him to appeal simply so he could stick around and sign their bills.

Today is not a season of compromise in Minnesota. It will likely be a bitter time, with a would-be Democratic governor and newly installed Republican House and Senate majorities.

In the Andersen-Rolvaag race, the winner was not assured until the end.

In the Dayton-Emmer race, the likely winner is already known. It’s up to Emmer and his party to exercise their rights with grace, and if the facts dictate, to quickly hand Minnesotans the divided government they voted for.

An editorial from the ECM Editorial Board. Thisweek Newspapers and the Dakota County Tribune Business Weekly are part of ECM Publishers Inc.

Dakota County Tribune BUSINESS WEEKLY

Banning earmarks an important step to restoring America’s fractured fiscal house

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor ....................John Gessner Business Editor ..................... Jessica Harper

by John Kline SPECIAL TO THE TRIBUNE

Over the past two years Minnesotans have watched in frustration as Washington recklessly wasted their hard-earned tax dollars on a big-government agenda built on a fiscally fatal foundation of runaway spending, bailouts, and takeovers. Americans from coast to coast expressed this frustration earlier this month by delivering a stark reminder to Congress: The American people – not the federal government – are in charge of this country.

I take this message seriously, and I hope my colleagues in Washington do, too. I have listened to the men and women I represent and carried their voices to Washington. I fought – on their behalf – against the government takeover of health care; the president’s $862 billion “stimulus” package that created debt, not jobs; and the “capand-trade” national energy tax scheme.

And I fought for the increased transparency and accountability they demanded for federal spending.

Guest Columnist John Kline

Nearly four years ago, I took a stand by refusing to request earmarks. Instead, I pushed for a system that establishes spending priorities based on a project’s merit rather than a member’s political muscle – demonstrating to the American people that we are serious about reducing wasteful pork-barrel spending and reforming the way Washington spends their money.

At first, I was one of a handful of members who opposed earmarks. That group quickly grew to more than 40.

Earlier this year, I was joined by the entire House Republican Conference, which voted to ban earmarks for one year. That earmark moratorium was scheduled to expire on Jan. 3, 2011.

Last Thursday, I led House Republicans, including more than 80 new

members, in voting to extend the earmark ban for two more years. Senate Republicans also imposed a two-year earmark ban, signifying a bicameral effort by congressional Republicans to immediately change the culture of the 112th Congress. Our latest efforts are a step toward showing we are serious about restoring trust between the American people and those elected to represent them.

While fixing the broken earmark system is only one piece of our larger effort to put our nation back on the path to prosperity, it sends a strong message about our commitment to carry out the wishes of the American people. It is my hope that the president and congressional Democrats will join us in demonstrating our resolve to restore America’s fractured fiscal house.

U.S. Rep. John Kline represents Minnesota’s 2nd District. He is the top Republican on the House Education and Labor Committee. He also serves on the House Armed Services Committee.

Submissions to Forum: www.DakotaCountyTribune.biz

Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 25, 2010

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Best Practices

Forge ahead for time is precious

by Jeff Appelquist SPECIAL TO THE TRIBUNE

I love the discipline and the process of writing. I toil away on a desktop computer in my study at home.

On the wall to my left as I work at my desk, just next to my bookshelves, hangs a photographic portrait of General (and later President) Ulysses S. Grant. The photo was taken in 1864 near Cold Harbor, Virginia, during the darkest days of the American Civil War. Grant wears the rumpled, plain-blue garb of a three-star Union general (he commanded all of the Northern armies at the time) and he takes a relaxed pose while standing on muddy ground outside of his headquarters tent, one hand resting against a tree and the other on his hip.

The fighting at Cold Harbor was some of the most terrible of the entire war. One can almost see a hint of pain and sadness in Grant’s bearded, care-worn face as he looks unsmiling at the camera. But his visage, reflective of the overwhelming responsibility of his position and the terrible life-and-death decisions he was required to make, also projects high intelligence, quiet confidence, extreme focus and grim determination.

Guest Columnist Jeff Appelquist

The portrait is situated such that Grant looks directly at me — his gaze is intense — while I write. When my attention wanders or my energy wanes, this picture serves as an inspirational reminder that I must forge ahead, for time is precious.

Grant was born in 1822 in Ohio and was a middling student at West Point. He fought bravely in every significant engagement of the Mexican War in the 1840s. After the war he developed an unfortunate fondness for alcohol, left the army, and experienced embarrassing failures as a businessman and farmer. As the contentious issues of slavery and secession came to a boil and war clouds gathered anew, Grant labored as a humble clerk in his father’s dry goods store in Galena, Ill. With the onset of the Civil War in 1861, Grant returned to his one true calling and the profession at which he came to excel, arguably, beyond any other soldier in American history. He began the war as a regimental

commander but was rapidly promoted, ultimately rising to the rank of lieutenant general and appointment by President Abraham Lincoln as general in chief of all U.S. forces. Grant proved a brilliant strategist and a stubborn fighter who won the war by ruthlessly using the superior numbers and material resources of his mighty armies to slowly but relentlessly bludgeon his formidable Southern enemy into submission.

Grant emerged as the great hero of the war and went on to serve two terms as the eighteenth president of the United States. Though he was himself a man of high personal integrity, Grant’s administration was riddled with corruption, and his presidency is regarded by most historians as a failure.

In the 1880s, as a result of another unlucky business venture, Grant lost his entire life savings and fell heavily into debt. Friends had encouraged him to write his memoirs, but he was reluctant because he believed that there would be little interest in his story.

Finally, for the purpose of taking care of his family he

felt compelled to begin writing. The famous novelist and Grant’s good friend Mark Twain volunteered to help him in the publication process. The effort to complete his personal memoirs became a profound struggle because in the same month he began to write (September 1884) Grant, who was a life-long cigar smoker, was diagnosed with inoperable throat cancer.

Grant now knew that time was truly precious because he was dying. He desired nothing more than to ensure that the person he loved above all others, his wife of 36 years, Julia Dent Grant, and their children, would be financially secure when he was gone. He threw himself into his mission with the same powerful determination that won the Civil War, writing mostly in pencil on a pad of paper, fighting incapacitating pain every hour of every day.

Historian Geoffrey Perret writes in his excellent biography, Ulysses S. Grant: Soldier and President, “Part of the secret of his success as a general stood revealed as he bent to his final task, not only in the power of his will but in the clarity of his mind. Drugs did not seem to color his thinking, nor did

physical exhaustion, lack of sleep, intense pain, or impending oblivion. He treated all of these as irrelevant or, at most, irritants, and focused tightly on the task at hand.” Grant finished the book on July 19, 1885, and three days later he was dead.

The opening words to the preface of the “Personal Memoirs of Ulysses S. Grant” contain a quotation borrowed from a 15th-century devotional book, and then Grant’s understandably fatalistic observation concerning that quotation: “’Man proposes and God disposes.’ There are but few important events in the affairs of men brought about by their own choice.”

The personal memoirs became a smashing success and to this day are regarded as a classic of American letters.

Grant’s dying wish came true as his family experienced a financial windfall from sales of the book. Sometimes, even sad stories can have a bittersweet, if not entirely happy ending.

Recently, a number of people in my wider network have either been diagnosed with or died from inoperable cancer.

The wife of a former co-worker.

The daughter of a close associate. The mother of a dear

friend. A respected colleague, father, and friend with whom I worked years ago. Wonderful human beings all. I am continually reminded that life is fleeting. The flame burns brightly, but all too briefly, and then it goes out.

Wherever you may find yourself in your own journey, if you have a burden to overcome — take it on. If you have a task to complete, get going. If you have someone who needs to know that you love them, tell them.

But through it all, don’t forget to enjoy the here and the now. Take heed of the beautiful sentiment and powerful truth that is captured in the wellknown quotation, “The past is history, the future is a mystery, but today is a gift; that’s why they call it the present.”

Jeff Appelquist is founder and president of Blue Knight Battlefield Seminars, which provides individual leadership and team development training. Jeff is a former Marine officer, practicing attorney, and corporate executive. His website is www.blueknightseminars.com, and he can be reached at jeff.appelquist@ blueknightseminars.com.

Business 101

Helping people who work together, work together

by Bob Noah SPECIAL TO THE TRIBUNE

Dakota County Technical College now delivers a Coaching and Mentoring program through the college’s Business and Management department.

The new program is a service for people in workplaces, including leaders, workers, team members, employers and employees.

The Coaching and Mentoring program is designed to help people who work together, work together. That’s the people part – the leading, teaming, consensus building, supervising, relating part of work. Through coaching and mentoring, people improve the way they work.

They learn how to better structure their workload, organize their time and get more of the right stuff done.

Why would you want coaching and mentoring? Here are some of the most common reasons to work with a coach: • You want to invest your time, effort, money and energy in what will achieve the greatest results.

• You and your employees want to learn how to be “outrageous” to think outside the box.

• You need to become a visionary for your organization and empower your employees

Make It Happen Bob Noah

gized and focused on what’s important.

• You need to learn to “shut off ” work after leaving the workplace.

• You would like to achieve a greater sense of accomplishment and satisfaction in your personal and professional life.

Coaching is for individuals and teams. The coaching relationship begins with an initial interview. The coach meets with the individual or team leader to explore opportunities and challenges. The individual and the coach, or team leader and coach, define the scope of the coaching, set goals and identify outcomes.

Coaching sessions are scheduled regularly. Between sessions, the individual or the team works on specific actions to further progress.

The duration of the coaching relationship varies by individual, but a four- to six-month commitment is recommended.

For teams, the time frame is determined by the desired outcomes.

to go the extra mile.

• You just started as a supervisor or manager or business owner and are feeling overwhelmed.

• You spend most of your time putting out fires and don’t seem to accomplish anything.

• You want to recruit, develop and retain the best talent for your department or organization.

• You struggle to deliver products or services on time.

• You receive customer complaints regarding quality, errors or defects.

• Your company culture needs to align with the lean culture.

• Your work force needs to be more creative and innovative, or needs new perspectives.

• You have employees who don’t work well with others because of cultural, racial, religious or other diversity-related differences.

Meet the coaches • Your employees tolerate diDCTC has a consortium of versity, but don’t embrace it.

• You or your employees coaches who are well qualified would like to be more ener- to work with people in many

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

kinds of organizations and companies.

• Julie Berg, M.A.: Berg has 20 years of coaching, leadership development and training experience across a range of industries, including health care (HealthPartners, BlueCross/ BlueShield), education (University of St. Thomas), business services (Ceridian, OCI Companies), financial services (Ameriprise, AgStar), manufacturing ( Jostens, MTS), technology (Medtronic, ADC), and nonprofits.

Berg has a master of arts in human resources development from the University of Minnesota. She is a graduate of the Coaches Training Institute. She is qualified to administer the following assessments: MyersBriggs Type Indicator, DiSC, Social Styles, PDI Profilor-360 Feedback.

• Esther Adams, MFA, CPCC: Adams brings her 20 years of experience as a sales and management professional to her coaching, speaking and leadership development prac-

tice. She holds a master of fine arts degree from the University of Virginia and is a certified professional co-active coach.

Her proven record of quality performance and leadership in diverse environments includes a background in the for-profit as well as not-for-profit arenas.

She partners one to one and with teams to define short- and long-term business, management and performance goals required for successful organizations. She then collaborates with her clients to create a structure for meaningful implementation, accountability and follow-up. She specializes in real-world, practical skills, tools and resources for professional and personal development.

• Bob Noah, M.S.: A management and team development coach, Noah has invested better than a quarter century in developing people. His expertise is in the soft side. It’s the people part, how they work together, what it takes to lead them, and how to bring out the best in them. He helps leaders

clear out everything that stands in the way of excellent performance.

Noah holds a master of science degree in management technology from the University of Wisconsin-Stout and has conducted postgraduate study in human behavior at the University of Iowa Graduate School of Social Work.

He is the author of the following books: “Help! I’m a New Team Leader: Coaching for the Leader of the Team,” “Stop! Don’t Shoot Your Partner: How to Face Conflict and Walk Away Satisfied,” and “Kick Your IDP Up a Notch: Put another Dimension in Your Individual Development Plan.”

For more information about how to participate in DCTC’s Coaching and Mentoring program, contact Scott Gunderson, DCTC business and management department chair, at scott.gunderson@dctc.edu or (651) 423-8295. If you have general or specific questions about coaching and mentoring, contact me at 9376624@gmail. com.

Bob Noah is a coaching and mentoring coach at Dakota County Technical College in Rosemount and president of Noah Onboard.

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November 25, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Facebook fans select name for zoo’s dolphin

Photo courtesy of Lion Ed Nelson

DCTC Campus Lions Club officers (left to right) Aaron Will, tail twister; Dan Miller, treasurer; Paula Mehrhoff, secretary; Deanna Turnbaugh, membership chair; Janeth Winkler, vice president; Ben Bundschu, president.

DCTC Campus Lions Club gets to work Photo submitted

Facebook fans of the Minnesota Zoo have selected “Taijah” as the name for the zoo’s female Atlantic bottlenose dolphin calf born July 17 to mom Allie and dad Semo. Taijah, described as “spunky, inquisitive, bold and sassy” by zoo officials, made her public debut to zoo guests on Oct. 19. She is now about 60 pounds, 4 feet long, and very curious about her surroundings. A total of 1,833 votes were submitted on Facebook for the final name.

“Taijah” received 687 votes, “Marais” received 637 votes, and “Sealie” received 509 votes.

Lead levels too high in Eagan air, EPA reports Minnesota Pollution Control Agency says Gopher Resource is addressing emissions

by Erin Johnson DAKOTA COUNTY TRIBUNE

The amount of lead in the air around Gopher Resource LLC, a recycling plant in Eagan, is too high, according to the U.S. Environmental Protection Agency.

The EPA this week named Eagan one of 16 areas nationwide that is out of compliance with air quality standards for lead.

A roughly 4.5-squaremile area around Gopher Resource did not meet the agency’s new standards, set in 2008, which lowered the acceptable amount of lead per cubic meter of air from 1.5 to 0.15 micrograms.

The area was out of compliance over a three-year period, from 2007 to 2009, during which levels as high as 0.70 were recorded.

According to the Minnesota Pollution Control Agency, Gopher Resource has been in compliance with federal standards for the past year due to emission reduction measures it implemented after 2008.

And computer modeling, which is used to predict areas of high lead concentration, shows that all residential areas within Eagan continue to meet the federal standards for air quality, said Ralph Pribble, public information officer with the MPCA. “Even the closest residen-

tial facility (to Gopher Resource) would be within the federal standard as predicted by the computer modeling,” he said.

Gopher Resource processes and recycles more than 10 million lead-acid batteries and other lead-bearing materials each year, according to the company.

The facility is doing a “good thing” by recycling lead products because it keeps people from dumping them in landfills, Pribble said.

“It’s a difficult business to do cleanly,” he said. “They seem to be doing a pretty good job.”

Gopher Resource has been cooperative with the MPCA in trying to reduce its emissions, he said.

In 2008, after learning of the stricter federal standards, the facility installed additional negative pressure systems to keep “fugitive” lead dust from leaving the building.

The company is planning to implement more measures in the near future, as well, said Steve Yates, environmental health and safety manager at Gopher Resource.

“Obviously it’s a concern.

People know what lead is and they’re concerned about it,” Yates said. “So when the numbers came out in 2008 we knew we had to jump on it quickly and get those numbers down. We’re taking it

very seriously.”

Compliance is based on a three-year period, so the facility will need to meet the new standards for three years before the 2016 deadline.

“If things keep going the way they have been, they should have no problem meeting that,” Pribble said.

The EPA said it does not yet have data available from 2010, but that “those who work and live directly across from, or adjacent to, the facility may have a higher potential of being exposed to elevated levels of lead.”

If residents are concerned about the levels of lead in their blood, they should contact their local health department for testing, officials said.

According to the EPA, exposure to lead can result in a broad range of adverse health effects, including damage to the central nervous system, cardiovascular function, kidneys, and immune system.

Children are particularly vulnerable to lead exposure, which can cause IQ loss, poor academic achievement, longterm learning disabilities, and an increased risk of delinquent behavior.

For more information, visit www.epa.gov.

Erin Johnson is at erin.johnson@ecm-inc.com.

Dakota County Technical College is now the first two-year college to establish a Campus Lions Club in Lions District 5M-6.

The new DCTC Campus Lions Club held a Charter Night Celebration Wednesday, Nov. 10, on the DCTC main campus in Rosemount. Lion dignitaries in attendance included Debra Wasserman, former director of the International Association of Lions Clubs, and Mike Molenda, governor of District 5M-6.

The celebration included an induction of new members and installation of new officers as well as the presentation and acceptance of the club’s charter.

DCTC President Ronald E. Thomas gave the welcoming address with district governor Molenda introducing the new club after the Pledge of Allegiance.

DCTC Vice President Sharon LaComb is one of the club’s new members. She envisions the membership bringing the campus community together at a time when challenges need to be turned into opportunities.

Ben Bundschu, president of the DCTC Campus Lions

Photo courtesy of Lion Ed Nelson

Debra Wasserman, former director of the International Association of Lions Clubs, and Ben Bundschu, DCTC Campus Lions Club president, were at the Charter Night Celebration on Nov. 10.

Club, reported that his fellow officers and club members will be working hard to earn their new club the visibility needed for effective fundraising. Bundschu noted that new fundraising ideas are already in the works, including one aimed at lowering the cost of books for students.

DCTC Campus Lions Club officers and members expressed their appreciation for the help

given by the Farmington Lions Club and Rosemount Lions Club. They thanked Lance Crombie, a member of the Farmington club, and Sue Mullen, secretary and treasurer of the Rosemount club, for sponsoring the new DCTC club.

For more information about the DCTC Campus Lions Club, contact Brett Kolles, Lions Club advisor, at brett. kolles@dctc.edu.

Franken visits area school

Photo by Jessica Harper

During his visit to Cedar Park Elementary School, U.S. Sen. Al Franken, DFL-Minnesota, joked with one of the kindergarten classes. Franken toured the Apple Valley magnet school on Nov. 22 to discuss its progress with district officials.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 25, 2010

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Lakeville Area Chamber Photo Roundup

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Country Cabinets in Northfield hosted the Sept. 30 After Hours event.

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The “Mimes in the Gutter� team from Ensemble Creative & Marketing won the traveling trophy and first place in the theme contest at the Lakeville Area Chamber Foundation Bowling Tournament on Sept. 8 at Lakeville Brunswick Zone XL.

Photo submitted

Chamber members enjoy food and drink in the newly renovated dining room during the Sept. 22 After Hours at Rascals Restaurant in Apple Valley.

Photo submitted

The Lakeville South jersey team included a referee at the Foundation Bowling Tournament on Sept. 8 at Lakeville Brunswick Zone XL.

Photo submitted

DB Card and Farmers Insurance co-hosted the Morning Brew event on Oct. 6.

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Molly Cools Seafood Tavern hosted the Sept. 1 Morning Brew.

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November 25, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Eagan resident awarded $1.9 million in wrongfulemployment suit Mouli Vaidyanathan sued his former employer, Seagate Technology, last year after moving across the nation for a job that didn’t exist

by Jessica Harper DAKOTA COUNTY TRIBUNE

An Eagan resident was granted $1.9 million last week in a wrongful-employment lawsuit against Seagate Technology.

Mouli Vaidyanathan was granted the sum by a Hennepin County jury on Nov. 19, one year after he filed a suit against the company alleging that it falsely lured him to move from Texas to Minnesota for a job that did not exist.

“I’m very happy ... I think justice has won,” Vaidyanathan said.

The Bloomington-based disk-drive manufacturer filed a rejudgment in August asking for the case to be dismissed. The motion was denied.

Vaidyanathan claims that two years ago he quit his job in Texas to move across the county with his wife and two school-age children to purse a position as a semiconductor yield engineer at Seagate.

Vaidyanathan said he was told by recruiters he would be working on a new product, but it never materialized.

As a result the company had no need for a yield engineer.

“Had I known all along that I would not be doing yield functions, I would not have moved,” Vaidyanathan said.

Within weeks of hiring Vaidyanathan, the company abandoned the project altogether and placed him in an entirely different position, he said.

Dissatisfied, Vaidyanathan tried to get his yield engineering job back with Texas Instruments, a global analog and digital semiconductor manufacturer in Dallas, but the company froze new hires due to the economy.

Additionally, Vaidyanathan was given a $10,000 signing bonus from Seagate that included one month’s pay and relocation assistance with the condition that he stay two years.

These circumstances, Vaidyanathan said, forced him to accept the other position at Seagate.

Nine months later, Vaidyanathan was laid off.

Seagate offered him a severance package, but Vaidyanathan declined.

As a result, Vaidyanathan said, Seagate’s actions have created a significant financial burden for him and his family. He was

once the primary breadwinner. But over the last two years, he has had to rely on his savings and the income of his wife, Shobha Murthy. She recently began working full time at a medical imaging software firm after working part time for several years to spend more time with their children, Aekta. 12, and Divya, 9.

Additionally, Vaidyanathan has started his own renewable energy company, a personal passion, as a way to bring in income and stay busy while searching for another job.

“I try not to be negative. I’m not going to just sit and cry,” said Vaidyanathan, a naturalized citizen from India. “I had to do something to come back to and be a useful citizen. I take my citizenship very seriously.”

Getting the company off the ground in a recession has been a struggle, Vaidyanathan said.

“The last two years has been severally nickle and dime projects,” he said.

Vaidyanathan said he now plans to invest part of the $1.9 million into his business venture.

In a similar case last

Photo by Jessica Harper

Eagan resident Mouli Vaidyanathan and his wife, Shobha Murthy, founded Mouli Engg, an engineering consulting firm that specializes in renewable energy after Vaidyanathan was laid off by Seagate Technology two years ago.

May, an Oklahoma man was awarded $1.2 million by a Minnesota jury after it found he was falsely offered a job by University of Minnesota men’s basketball coach Orlando “Tubby”

Smith. of M. James Williams, an asHowever, Smith was not sistant coach for Oklaho- authorized to make the ofma State University, quit fer. his job after being told by Jessica Harper is at Smith he would be hired in the same position by the U jessica.harper@ecm-inc.com.

Top 10 Cyber Monday tips for staying safe when shopping online Cyber Monday, the Monday after Thanksgiving, has officially replaced Black Friday – the day after Thanksgiving – as the most popular day to shop for the holidays.

Shopping online means avoiding the crowds, but it also

opens buyers up to attacks from scammers and hackers.

In order to fight these online menaces, the Better Business Bureau of Minnesota and North Dakota offers 10 tips for staying safe when holiday shopping online.

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1. Protect your computer – A computer should always have the most recent updates installed for spam filters, antivirus and anti-spyware software and a secure firewall.

2. Shop on trustworthy websites – Shoppers should start with the BBB to check on the seller’s reputation and record for customer satisfaction. Always go to www.bbb. org first, and look for the BBB seal and other widely recognized “trust marks” on retailer websites. Always remember to click on the seals to confirm that they are valid.

3. Protect your personal information – The BBB recommends taking the time to read the privacy policy of every website you visit and understand what personal information is being requested and how it will be used. If there isn’t one posted, it should be taken as a red flag that personal information may be sold to others without permission.

4. Beware of deals that sound too good to be true – Offers on websites and in

unsolicited e-mails can often sound too good to be true – especially extremely low prices on hard-to-get items.

Consumers should always go with their instincts and not be afraid to pass up a “deal” that might cost them dearly in the end.

5. Beware of phishing – Legitimate businesses do not send e-mails claiming problems with an order or an account to lure the “buyer” into revealing financial information. If a consumer receives such an e-mail, the BBB recommends picking up the phone and calling the contact number on the website where the purchase was made to confirm that there really is a problem with the transaction.

6. Confirm your online purchase is secure – Shoppers should always look in the address box for the “s” in https:// and in the lower-right corner for the “lock” symbol before paying. If there are any doubts about a site, the BBB recommends right-clicking anywhere on the page and se-

lect “Properties.” This will let you see the real URL (website address) and the dialog box will reveal if the site is not encrypted.

7. Pay with a credit card –It’s best to use a credit card, because under federal law, the shopper can dispute the charge if he or she doesn’t receive the item. Shoppers also have dispute rights if there are unauthorized charges on their credit card, and many card issuers have “zero liability” policies under which the card holder pays nothing if someone steals the credit card number and uses it. Also, never wire money if prompted to do so.

8. Keep documentation of your order – After completing the online order process, there may be a final confirmation page or the shopper might receive confirmation by e-mail.

The BBB recommends saving a copy of that as well as any emails for future reference and as a record of the purchase.

9. Check your credit card statements often – Don’t

wait for paper statements; the BBB recommends consumers check their credit card statements for suspicious activity by checking statements online regularly or by calling their credit card companies if fraud is suspected.

10. Know your rights – Federal law requires that orders made by mail, phone or online be shipped by the date promised or, if no delivery time was stated, within 30 days. If the goods aren’t shipped on time, the shopper can cancel and demand a refund. There is no general three-day cancellation right, but consumers do have the right to reject merchandise if it’s defective or was misrepresented. Otherwise, it’s the company’s policies that determine if the shopper can cancel the purchase and receive a refund or credit.

For more advice on staying safe online this holiday season, and to see reports on thousands of online retailers, go to www.bbb.org/us/consumertips-holiday.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 25, 2010

Wilson says he’s lost confidence in Farmington’s administration Franchise fee vote delayed amid continued questioning

by Laura Adelmann DAKOTA COUNTY TRIBUNE

After months of hearing citizens question city staff about how Farmington funds are managed, one council member is going public with concerns about how the city operates.

“Frankly, I’ve lost 100 percent confidence in the administration to provide objective information to council,” said Farmington Council Member Steve Wilson, whose term ends this year.

City Administrator Peter Herlofsky refused to comment on Wilson’s statement, because he said he didn’t want to get into an argument with a council member in the newspaper.

“I don’t need to respond,” Herlofsky said.

Wilson’s comment came the day after a Nov. 15 three-hour meeting, much of which was spent reviewing a franchise fee proposal to tax citizens’ utility bills to raise $400,000 annually.

The money is needed, say city officials, to fund seal coating projects.

But Wilson is opposed to the proposal, noting there is no requirement that money be spent only on project costs.

“Residents should be aware that by setting up this fund, we got confirmation from the city attorney that the money can be used for any other purpose. So, setting up the fund is inherently dangerous when there’s no trust the city is going to be accountable for it,” Wilson said.

Historically, seal coating has been funded through a 50 percent assessment to citizens, with the other half paid through the city’s road and

bridge fund.

But now, the fund has been depleted, and franchise fees (additional taxes on utility bills) is the new method staff is promoting to pay for seal coating projects.

Questions about what happened to money in the road and bridge fund have yet to be fully answered.

In October, former Mayor Jerry Ristow said at one time millions were in the fund and questioned where the money went.

Other citizens have echoed those questions and asked about other city finances as well.

One of the most vocal citizens questioning budget practices and opposing franchise fees has been Farmington cement contractor Colin Garvey, who has publicly accused the city of attempting to set up a slush fund with the franchise fee money.

In an interview Tuesday, Garvey said he absolutely agrees with Wilson in his questioning of the city administration’s information.

“When I ask my questions, I’ve never gotten the same answer twice. If you’re giving an accurate answer, it should never change, right?”

Garvey said.

Herlofsky said there has always been an effort by staff and council to reach common financial objectives for the city, and he blamed the economy for causing the city’s fiscal challenges.

“Some of the best laid financial plans have not worked out as anticipated … everyone is trying to make up for that,” Herlofsky said.

Finding the right way to fund city services has not

been easy.

Herlofsky said seal coating can be funded through franchise fees, the general levy or assessments.

While Wilson has said he opposes franchise fees and would vote against them, the council has continued to explore the option so streets can be maintained and to avoid more costly repairs.

At the meeting, a new version of a flat fee structure, revised just hours prior, was presented.

But, after multiple questions about the franchise fee were raised, the issue was again tabled until the Dec. 6 meeting.

Wilson voted against bringing the issue back, and Council Member Terry Donnelly was absent.

Part of the reason given to revisit the issue was because of the numerous concerns about franchise fees raised

by Jeff Thielen, a Farmington cabinet shop owner who has followed the issue closely.

He again questioned how the fee would be fairly assessed across all properties.

The flat fee proposal would cost residences $336 and businesses $1,344 on average over seven years, according to City Engineer Kevin Schorzman, who has said the fees would likely rise in the future.

Thielen also raised concern about government handing the power to tax to an unelected and unaccountable utility company.

Council Member Julie May also raised concerns about how the money would be spent.

She said she didn’t know franchise fees would be used

to pay staff salaries, and said all salaries should come from the general fund, so city spending is open and transparent.

As a result of the questions, the percentage of seal coating funds historically used for administrative fees will be presented at the Nov. 22 workshop.

Wilson and May emphasized that they don’t blame City Finance Director Teresa Walters, a newer employee, for the city’s budget and finance situation.

Wilson said Walters has been working hard to decipher the city’s past budget practices amidst the 2011 budget process.

“Teresa’s doing a good job of digging into the entire financial pictures, and she is trying to do a really excellent job of … laying out the financial situation that council has to address,” he said.

Recently during meetings, Walters has said she is working on a detailed report and history of the road and bridge funds and how they were used in an effort to answer citizens’ questions.

Wilson said there are many questions about the city process that need to be answered before the council should make any decision on franchise fees.

“Like any other proposal that involves taxing residents, I think it’s only reasonable for the council to understand if the way we’re actually doing seal coat administratively is the most effective way to do it,” Wilson said.

Laura Adelmann is at laura.adelmann@ecm-inc.com.

VIP Events granted another year at Valley Ridge center A Burnsville nightclub and events center drew approving remarks from city officials and was granted another year in business Nov. 16.

Super Mercado Olmeca Inc. won City Council approval of a planned unit development change to continue operating its VIP Events center as an interim use through Nov. 18, 2011.

Redevelopment of the aging shopping mall could follow that.

VIP Events is adjacent to the Super Mercado Olmeca food market and restaurant in the Valley Ridge Shopping Center south of Burnsville Parkway and west of County Road 5.

Originally approved in May 2009, the events center was granted only a sixmonth extension this May because of previous concerns about noise and nuisances affecting surrounding neighborhoods.

One neighbor spoke against the application at a Nov. 8 hearing before

the Planning Commission.

Nora Somers, 13701 Susan Lane, “questioned the types of events being held at the center,” said a city staff report.

The commission voted unanimously to recommend approval. The council gave its unanimous approval Nov. 16.

“This particular year we have had no significant issues down there,” Police Chief Bob Hawkins said, calling owner Alex Luebbert and his staff good partners in preventing prob-

lems.

VIP Events hosts teen and adult functions, including salsa dancing and Latin artists, officiated fighting tournaments and beauty contests.

Hawkins said there have been 96 police calls to VIP Events in the past year, 54 of which were walkthroughs or other visits initiated by police themselves.

Of the 96 calls, 21 generated incident reports or prompted police response, Hawkins said.

See VIP, Page 16A

has been an important part of Eagan’s legacy for nearly 50 years.

“It’s difficult news to receive,” he said. “It’s so hard in a suburban community like ours in a metro area to gauge what the full impact is going to be on our community.”

If officials can’t convince Lockheed to stay, Maguire said he’s confident the city will find another buyer for the building.

Eagan is ideally located near both Twin Cities and near the airport and major freeways, he said. The site itself is at a prime location – the corner of Yankee Doodle and Pilot Knob roads – and offers a lot of amenities.

“Eagan is a great place to do business in this region, and we’re confident we’ll be able to put that facility to reuse,” he said. “We’re going to do our best to hold on to or bring in new jobs.”

The city hasn’t had much luck so far with the former NWA headquarters building, which continues to sit empty.

But even if the two buildings take time to fill, it will not affect the city’s bottom line, Maguire said.

“Whether vacant or not, somebody owns those buildings, so the city will remain whole financially,” he said. “Our concern is more about the families that will be impacted by this.”

Lockheed Martin opened its 623,000-squarefoot Eagan facility in 1964; at the time it was called Univac. Now part of the MS2 division of Lockheed, the facility provides surface, air and undersea applications for the U.S. military and other clients, including radar, surveillance and combat systems.

The company originally owned 200 acres at the site, but several portions have since been sold off, including land the city bought for the Community Center.

Headquartered in Bethesda, Md., Lockheed Martin has several facilities around the country and employs more than 140,000 people globally.

The company laid off 1,200 workers nationwide earlier this year – 47 of which came from the Eagan facility – to offset an expected decrease in work from the Pentagon.

Northwest Airlines merged with Delta, he said, and city and state officials advocated for some of the airline’s operations and employees to stay in Eagan. Delta agreed to keep two of its Eagan facilities open, the data center and flight training center, and sell its headquarters.

“We were successful in that effort. We will try to do the same thing with Lockheed Martin,” he said.

“It’s a different situation, but we’re hopeful.”

Layoffs and transfers are expected to begin in the first quarter of 2011 and continue over the next two years, according to the company.

Employees do not yet know which positions will be moved and which will be eliminated.

Lockheed spokesperson Peggy Mullikin said closing the Eagan facility is a cost-saving measure to help Lockheed stay competitive.

“We’re looking ahead.

It’s a tough marketplace out there now,” she said.

Orlando P. Carvalho, president of Lockheed’s Mission Systems and Sensors (MS2) business, said the closing is essential to drive down costs and optimize capacity at the company’s other facilities nationwide.

“While these changes will result in layoffs in some locations, they will strengthen employment in others and provide efficiencies that make us more competitive,” he said. “We estimate these actions are expected to save approximately $150 million over the next 10 years.”

City officials said they were surprised by the news and said they’re not exactly sure how the closing will affect Eagan.

“We’re surprised, but more importantly we’re concerned about the 1,000 families that are going to be impacted by this and the local businesses that will be impacted by this, as well,” Maguire said.

If 1,000 jobs are phased out over time, he said, it’s almost sure to affect local small businesses where employees had lunch, bought their gas, and brought their dry cleaning.

“That’s bound to have some impact,” he said.

City Administrator Tom Hedges said officials were saddened by news of the Erin Johnson is at eagan. closing, and that Lockheed thisweek@ecm-inc.com.

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by John Gessner DAKOTA COUNTY TRIBUNE

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November 25, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

Dakota County

Manslaughter charge dismissed Dakota Electric restores service lost due to storm in shooting between friends

Photo submitted

Public officials on hand for the Nov. 1 dedication ceremony of Cobblestone Square included, from left, Apple Valley City Council members John Bergman, Sharon LaComb, Mayor Mary Hamann-Roland and Tom Goodwin; Dakota County Commissioner Will Branning; state Rep. Phil Sterner; and county commissioners Liz Workman and Joe Harris.

Newly opened senior-housing complex already fully occupied There’s no shortage of demand for senior housing in Apple Valley.

The Dakota County Community Development Agency reports that its newest senior-housing facility, Cobblestone Square, is already fully occupied.

Construction on the 60-unit, $5.9 million seniorhousing development at 15847 Emperor Ave. near Cobblestone Lake was completed in June, and a dedication ceremony and open house was held Nov. 1.

Cobblestone Square is the third development for seniors in Apple Valley opened by the CDA, which offers fixed-rent and sliding-scale rent for adults ages 55 and up through its “affordable senior housing” program.

In Apple Valley, the CDA has also opened the 60-unit Cortland Square and the 50-unit Orchard Square, both located on the 7300 block of 157th Street West just off of Cedar Avenue.

While Cortland Square and Orchard Square offer sliding-scale rents, with residents paying one-third of their annual income, Cobblestone Square is one of the CDA’s fixed-rent sites, with one-bedroom apartments set at $550 per month and two-bedroom apartments at $673 per month.

Though Cobblestone Square is already fully occupied, those interested in residing there can still submit applications to the CDA and be put on a waiting list. Applications can be obtained by calling (651) 675-4440.

Cobblestone Square is the CDA’s 23rd senior-housing facility in Dakota County. Another residential development for seniors, Thompson Heights, is now under construction in South St. Paul, according to Sara Swenson, the CDA’s assistant director of administration.

The CDA plans to break ground on its first affordable senior-housing development in Farmington, to be located in the city’s Vermillion River Crossings area, next spring, Swenson said.

More information about the Dakota County CDA’s senior housing program is at www.dakotacda.org.

— Andrew Miller

Defense attorney Earl Gray says the frantic 911 call is a potent reminder that his client, Michael Cody Schwartz, is innocent of manslaughter in a grisly tragedy.

It occurred last Nov. 21, when Schwartz and his close friend, Logan Daniel Ahlers, then both 25, were at Schwartz’s Burnsville apartment after a night of drinking at a local bar. They were joined by Schwartz’s cousin, Jeffrey Owen Plath.

Ahlers burst into the apartment and began wrestling around with Schwartz, who happened to be holding his cocked and loaded handgun. The gun fired a bullet that entered Ahlers’ neck and exited his skull.

Schwartz was acquitted Nov. 12 of second-degree manslaughter, three other felony charges and a misdemeanor charge of intentionally pointing a gun at someone.

There’s no proof beyond a reasonable doubt that Schwartz fired the gun or was culpably negligent in Ahlers’ death, wrote Dakota County District Judge Michael Sovis, who ruled in the case after Schwartz waived a jury trial.

Sovis convicted Schwartz of recklessly handling a firearm, a misdemeanor with a maximum penalty of 90 days in jail and/or a $1,000 fine.

Second-degree manslaughter is punishable by up to 10 years in prison.

Ahlers and Schwartz, both of Burnsville, and Plath met the night of Nov. 20 at Nina’s, a Burnsville bar. They stayed until closing at 2 a.m., intending to regroup at Schwartz’s apartment on the 2700 block of Selkirk Avenue.

After visiting the bathroom Schwartz couldn’t find his companions and became concerned. Plath later told police there had been “unsavory” people at the bar.

Schwartz returned to his apartment alone, retrieved his loaded, .40-caliber Glock handgun and went back to his truck in the apartment parking lot.

He was eventually joined in the truck by Plath. They went to Schwartz’s apartment, where, according to Sovis’ findings, Plath advised Schwartz to put the gun away because “alcohol and weapons are not a good mix.”

Schwartz racked the gun, loading a live round into the chamber. He was walking toward the bedroom, probably to put the gun away, when Ahlers burst in, according to the findings.

Ahlers immediately grabbed Schwartz and began wrestling with him, Plath has stated. “It is not apparent if or when the victim learned that Defendant was holding a gun,” Sovis wrote. But the findings also state that Plath’s account has the victim and Schwartz “wrestling around with the gun.”

Gray contends that Ahlers grabbed the gun and pulled it toward himself and pulled the trigger.

“The bottom line is that he’s the one that caused this incident,” Gray said.

Schwartz said in the 911 call and subsequent police interviews that he didn’t pull the trigger.

No gunshot residue was found on his hands, but was found on Ahlers’ right hand, according to Sovis’ findings.

Fingerprint analysis of the gun was “inconclusive” and DNA evidence on the trigger “insufficient,” Sovis wrote.

Ahlers’ DNA was found on other parts of the gun, including the grip, the judge wrote.

“It’s such a tragedy all the way around,” Hawkins said.

“It was a very difficult scene, for all the obvious reasons.”

Felony charges dismissed in addition to manslaughter were first- and second-degree assault charges and a charge of recklessly discharging a firearm in a municipality.

Schwartz will be sentenced on Dec. 20 on the misdemeanor count.

— John Gessner

More than 10,000 Dakota Electric Association members were out of power Nov. 12-13 due to the heavy, wet snow that blanketed the Twin Cities area.

Dakota Electric dispatched all available crews as the outages began rolling in Saturday morning. The restoration process involved clearing fallen trees from power lines due to snow. Only after trees were removed could crews restring line and restore power. In some cases, new poles were set as well.

By Saturday night, fewer than 2,000 members were without power. Work continued into Sunday, with power restored to the last members by 5 p.m. The hardest-hit areas were Apple Valley, Eagan, Lakeville, Inver Grove Heights and Burnsville.

Eagan Survey says: Eagan residents pretty darn happy with city Eagan once again scored high marks from residents on its community survey, so high they prompted the research company that conducted it to call the city the “jewel of the south metro.”

“There isn’t a shred of bad news in this survey,” said Dr. Bill Morris, president of Decision Resources.

The independent firm conducted a random survey this fall of 400 Eagan residents from every precinct in the city. Morris presented the results to the City Council at its Nov. 16 meeting.

Ninety-five percent of residents polled rated the quality of life in Eagan as excellent or good, and 91 percent said they think Eagan is headed in the right direction, “the highest percentage that we have currently” for that question, Morris said.

Eighty-two percent said they think the value of city services is excellent or good, and the city’s police and fire services got the highest ratings in the metro area with 98 percent and 96 percent, respectively.

Twenty-eight percent of respondents said they couldn’t identify a serious issue facing the city. Of those that could, 19 percent said taxes are the biggest issue.

Most other suburban communities in the metro area see about 30 to 35 percent of residents naming taxes as the most serious issue, Morris said.

And in a year when voters showed a particular dissatisfaction with incumbents, Eagan residents seem remarkably pleased with the job their local officials are doing.

Ninety-one percent said they approve of the job the City Council is doing, the highest in the metro area. Eighty-seven percent also rated city staff as excellent or good.

The only real concern some residents seemed to have was that there may not be enough affordable housing, senior assisted living, nursing homes and one-level housing in the city.

“People are very pleased with what you’ve done, people are very confident about what will be done in the future,” Morris told the council.

Mayor Mike Maguire said the results were gratifying and humbling.

“This is an incredibly powerful endorsement of the work we’ve been doing to deliver — and deliver well — a select menu of services to the citizens of Eagan,” he said.

The survey cost around $18,000, said Eagan Communications Director Tom Garrison. The city saved money on this year’s survey by reducing the number of questions by 50.

Decision Resources maintains an active database of 32 communities. Results show Eagan consistently ranks in the top four “best practice” cities with Minnetonka, Shoreview, and Woodbury.

To see a video presentation of the results, visit www. cityofeagan.com.

— Erin Johnson

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 25, 2010

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News Roundup Recent news from around Dakota County

Farmington

Rosemount

Lakeville

Local police pay decision may be Lakeville man sentenced for up to arbiter despite agreement taking lewd photos

Door-to-door license granted to man with criminal past

Planning pay increases for Farmington police three years in advance in an uncertain economy stopped City Council members from forwarding a staff-negotiated contract with police sergeants on Nov. 15.

Farmington council members tabled action on a renegotiated salary contract with police sergeants, citing long-term budget concerns.

The council action will also affect the city’s contract negotiations with Farmington patrol officers, who were within two weeks of reaching the same settlement terms.

Under the sergeant union’s proposed resettlement, the contract is extended two years, and a scheduled 3.5 percent salary increase for 2011 would instead be split in half and paid over two years.

Then in 2013, the sergeants would receive another 1.75 percent raise.

Farmington staff first presented the proposal to the council as part of the consent agenda, where typically routine items or issues discussed in workshops are passed in one motion.

But Council Member Julie May pulled the item from consent for discussion and stated her concerns.

“Spreading the increase out over two years is one thing, but we’re talking about a third year,” she said, urging caution in planning for a 2013 raise, considering the city’s looming bond payments.

In addition, May said approving pay raises for one group of Farmington employees could potentially negatively affect other union negotiations.

“All departments should be evaluating cuts and expenses. I’m not sure on the surface this really constitutes a cut. I don’t think it does,” May said.

In an interview, Farmington police Sgt. Bob Sauter said the department has worked with the city to make concessions because of budget concerns.

Last year, police gave up some of their uniform allowance, he said, adding that past raises have covered annual health insurance premium increases.

For this proposal, negotiations were primarily conducted through e-mail.

“Nobody voted against it. … We thought it was a reasonable compromise with the city,” Sauter said. “We just felt it was the right thing to do. With the private sector struggling and the city’s not doing well either … if it saves somebody’s job, we were more than happy to do it.”

At the meeting, Council Member Christy Jo Fogarty said the contract changes appeared to be fair.

“I understand your concerns, that the council wants long-term cuts to make future budgeting easier, but at the same time, I think these are pretty fair increases,” Fogarty said to May, adding, “I’m inclined to approve it.”

But Mayor Todd Larson agreed with May, noting that the contract guarantees police sergeants will have received years of consecutive pay increases.

Council Member Steve Wilson seconded the motion to table the issue.

Council Member Terry Donnelly was absent from the meeting.

Farmington Human Resources Director Brenda Wendlandt said if the city does not reach agreement with the police, the issue will be decided in binding arbitration, because police are not allowed to strike.

“That does not change my decision,” May said.

Rosemount City Council members scolded and warned a man with past misdemeanor convictions before authorizing him to continue as a licensed door-to-door salesman in the city.

After hearing the reasons behind 29-year-old Daniel Charles Smith’s criminal convictions from 2006 and 2008, Rosemount City Council members voted 4-1 during a special meeting Nov. 16 to reverse the city’s denial of his solicitor license.

Due to an oversight, last year Smith was licensed to sell cable door-to-door in the city, despite his misdemeanor convictions for harassment and stalking (reduced from terroristicthreat charges in a plea agreement).

But this year, he was flagged and his application denied.

Citing the fact that he has had no problems or complaints, he requested an appeal. Smith’s boss, Aaron Goings, attended the meeting with Smith and vouched for Smith’s character and work ethic.

He ultimately promised that if Smith had any similar violations, whether on the job or not, the entire company would lose its license to solicit in the city.

Smith explained his 2006 conviction, violating a harassment restraining order, was due to a situation with a girlfriend who, after they broke up, refused to return furniture and electronics he’d temporarily stored at her house. She refused to return his belongings and then placed a restraining order against him. He said charges for violating the restraining order were because he’d repeatedly called her seeking his belongings.

In September 2007, Smith said, his younger brother, who then was 16, was assaulted by two older youths Smith estimated were 19 at the time. After learning of what happened, Smith said he joined others to confront one of them at his house, but only the young man’s sister was home.

According to Rosemount Police Chief Gary Kalstabakken, Smith and the others came in the house, pushed her, threatened to slit someone’s throat and said they know where she lives and sleeps.

Smith said he greatly regrets his actions and was wrong to confront either the youth or his sister, but was trying to defend his family.

Goings called Smith his most hard-working employee who has never had any complaints against him. He said Smith has been honest and open about his past since he was being considered for the job and was hired in August 2009. Smith has successfully completed anger management classes and complied with his probation requirements.

City code bans solicitor licenses to applicants who within five years have been convicted of any form of actual or threatened physical harm against another person. But, according to City Attorney Charlie LeFevere, council members were also to consider Minnesota’s Criminal Offender’s Rehabilitation Act, which doesn’t allow anyone to be disqualified from pursuing a licensed occupation because of a prior criminal conviction unless the crimes directly relate to the position sought.

Council Member Jeff Weisensel was the lone vote against reinstating Smith’s license.

— Laura Adelmann

A Lakeville man was sentenced Nov. 15 to 90 days in jail for attempting to lure a 16-year-old girl into a “modeling” photo shoot last year.

Sunil Jaigobin Ramlall, 38, pleaded guilty to use of a minor in a sexual performance, which is a felony. He attempted to get the girl to pose at the Dakota County Ramlall Western Service Center in Apple Valley on Nov. 23, 2009, according to the county Attorney’s Office.

The criminal complaint gives the following account: On Nov. 9, 2009, Ramlall, who was a Hamline University associate professor at the time, approached the 16-year-old girl in a coffee shop in Lakeville.

He told the girl she would be a “good model.” He then told her he had a friend named “Jason Garcia,” who sought models for tourism media campaigns.

From a free e-mail account he accessed via his iPhone and his work laptop, Ramlall communicated with the girl under the guise of “Garcia.”

He purchased clothes for her, but told her via e-mail exchanges that the clothes were provided by the advertising agency. He asked her about her comfort level with posing in certain attire and indicated that some of it did not require a bra.

On Nov. 23, 2009, the teen and her mother met Ramlall at the Western Service Center for a photo shoot.

Ramlall did not have any photographic equipment in the conference room other than a disposable Kodak film camera and his iPhone.

The girl’s mother was present initially while the girl changed into the provided clothing, but remained in the hallway through most of the session.

Ramlall directed the girl to take on several different poses, during which he snapped photos with the disposable camera. Once the teen changed into clothes that revealed her body explicitly, Ramlall used his iPhone to capture shots that focused on the girl’s pelvic and chest areas.

During this time, he was reportedly inclined toward lifting her skirt and examining her.

Following the shoot, Ramlall indicated via e-mail exchanges with the girl that he wanted to see her socially.

He made several attempts to get her to go out with him.

The girl started to sense that something was awry and on Dec. 10, 2009, confronted Ramlall about his unprofessional requests.

The e-mail exchanges ended and the girl went to the police.

A couple weeks later, an officer from the Apple Valley Police Department took a statement from Ramlall, who at the time denied any lascivious intentions.

He said he did know someone involved in advertising, but set up the fake e-mail account to assuage the girls fears that the whole proposal was predicated on a fabrication.

Ramlall also admitted that it was he who purchased clothes for the girl and that none of the clothes was provided by an agency.

He told police that he deleted the photos of the girl from his work laptop because he felt “disgusted” with his behavior.

When police conducted a forensic evaluation of Ramlall’s computers on June 24, 2010, they found multiple images of the teen wearing a variety of outfits. There were some traditional runway-style photos, but there — Laura Adelmann were also ones that honed in on inappropriate areas.

In addition to a jail sentence, Judge Mary Theisen ordered Ramlall to pay a fine of $300 and restitution.

On top of that, Ramlall must register as a predatory offender, serve five years probation, undergo a psychological evaluation and enter and complete sex offender treatment. All other charges were dismissed.

Rosemount council to appoint member to finish Bills’ term

To save thousands of dollars, Rosemount City Council members will appoint, rather than have citizens elect, a new member to complete Kurt Bills’ remaining two-year term.

Bills was elected District 37B state representative in the Nov. 2 general election.

During a Nov. 10 workshop, City Council members said they didn’t want to spend $10,000 to hold a special election to fill Bills’ seat considering the economic climate, even though the cost was included in the city’s 2010 budget.

Interested candidates will be able to apply and go through a public interview process, the details of which will be final— Aaron Vehling ized at the council’s Dec. 7 meeting.

— Laura Adelmann

12A

November 25, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Republicans file Supreme Court petition in recount process

by T.W. Budig

communications specialist in the Court Information Office.

“It depends on if they (the court) feel they have all the information they need to make a ruling,” he said.

ECM CAPITOL REPORTER

The Republican Party of Minnesota and the Emmer for Governor campaign filed a petition Nov. 17 with the Minnesota Supreme Court asking the court to ensure that the number of ballots and number of voters voting in the Nov. 2 gubernatorial election match.

“It can be a game changer,” said Republican Party of Minnesota Chairman Tony Sutton of the result of a court-ordered review of the election.

Filing of the petition comes just six days prior to the state Canvassing Board meeting to certify election results – Democrat Mark Dayton leads Republican Rep. Tom Emmer in the unofficial gubernatorial vote count by about 8,800 votes.

An automatic recount of the tight election will take place.

Still, Republicans argue that alleged irregularities in the voting process need to be addressed immediately.

“Phantom votes have no place in the final count,” said Sutton. “Let the chips fall where they may.”

All they are asking is that state law be followed, Sutton said.

Growing evidence In their petition, Republicans argue that “strong and growing evidence” exists that some election officials did not determine the number of the ballots to be counted or otherwise failed to follow proper procedure.

No solid proof

Photo by Tim Budig

The Minnesota Republican Party and the Emmer for Governor campaign have filed a petition with the Minnesota Supreme Court requesting the court ensure that reconciliation — the checking of the number of voters to ballots — has occurred in all state precincts. Republican State Party Photo by Tim Budig Chairman Tony Sutton on Nov. 17 said his party had re- Dayton Recount Director Ken Martin argued the Republiceived statements from election judges saying reconcilia- cans have failed to show proof of alleged voting irregularition has not properly taken place. ties and are simply besmirching the process and delaying.

Included in their petition is sworn testimony from 11 election judges – judges from Ramsey, Hennepin, Dakota counties – alleging irregularities.

One affidavit is from John Larkin, an election judge in Eagan, in which Larkin alleges that “no judges counted the names of individuals signing the polling roster on election day.”

Republicans allege that a

failure to reconcile the vote – making sure the number of voters voting matches the number of ballots – occurred in some precincts.

This could cause the vote count to be inflated, they argue. “We don’t know,” said Sutton about the size of a possible overcount.

Nor do Republicans offer a number of precincts in which possible overcounts allegedly occurred.

But Sutton said the process needs to be clarified.

In their petition, Republicans argue that because local elections officials could ignore a request coming from the Canvassing Board for further reconciliation, the court must order it.

“The process may take a few additional hours or days to complete – perhaps two to three hours per precinct,” Re-

publicans argue in their petition.

However the petition is resolved, Sutton did not rule out additional legal action by Republicans.

A court official noted that election cases are expedited by the Supreme Court.

“Many things could happen, including oral arguments or simply a written order,” said Kyle Christopherson,

Dayton Recount Director Ken Martin argued that for Republicans to besmirch the state’s election process without solid proof of wrongdoing was a disservice.

“Show us the proof,” he said.

All Republicans were doing was “delaying the inevitable,” said Martin.

That is, Dayton becoming Minnesota’s next governor.

Drawing out the election process meant the incoming governor has less time to assemble an administration and budget, Martin argued.

Dayton campaign attorneys are currently reviewing the Republican petition, said Martin.

Because the margin between Dayton and Emmer in the unofficial vote count is less than one-half of 1 percent, an automatic recount will take place.

It’s scheduled to begin on Nov. 29, with the Canvassing Board scheduled to certify the gubernatorial election on Dec. 14.

The Republican petition deals only with the gubernatorial contest and no other.

T.W. Budig is at tim.budig@ ecm-inc.com.

Streamlined legislative committee structure unveiled

by T.W. Budig House and Senate Republicans on Nov. 16 unveiled a streamlined legislative committee structure they perceive as a vast improvement over “the plate of spaghetti” committee alignments crafted by Democrats.

House Republicans propose to reduce the number of House committees from 36 to 24 – a move that will save at least $500,000, said House Speaker-designate Kurt Zellers, R-Maple Grove – while the Senate will trim its committees from 25 to 16.

This will save the Senate as much as $300,000, explained Senate Majority Leader-elect Amy Koch, RBuffalo, and result in the cutting of a handful of staff.

Zellers indicated, too, House Republicans would cut staff.

Republicans argue the general straightening of committee alignments will allow the public to more easily follow the progress of bills – be more transparent – and allow lawmakers to spend more time with constituents rather than be cloistered in committee.

House Majority Leaderelect Matt Dean of Dellwood said the public should not be surprised a party that campaigned on making government smaller and simpler had set out to do exactly that.

The leaders, in taking questions from reporters, dismissed the idea that in essence they were constructing a unicameral legislature – a legislature consisting of a single body.

“The idea of unicameral died with Gov. Ventura,” Zellers said of the still-living former governor.

More transparent

Qualified

ECM CAPITOL REPORTER

endorsement DFL House Minority Leader-elect Paul Thissen of Minneapolis gave a qualified endorsement of the Republican committee streamlining.

“My fear is that Republicans will use their new structure to reward the anonymous corporations who helped pay for many of the seats they picked up on Nov. 2,” said Thissen in a statement.

Zellers suggested Thissen’s statement was so much political rhetoric.

The new committee structure will still allow for plenty of oversight, he explained.

“We’re going to have plenty of votes,” said Zellers.

Indeed, the alignment isn’t perfectly aligned, he noted.

And there’s nothing wrong with some differences between House and Senate, he explained.

T.W. Budig is at tim.budig@ ecm-inc.com.

Photo by Tim Budig

House Speaker-designate Kurt Zellers and Senate Majority Leader-elect Amy Koch announced a streamlining of House and Senate committees the two leaders believe will be more efficient, transparent, and cost-effective.

13A

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 25, 2010

Capitol Commerce Holberg gets Ways and Means; Garofalo, Gerlach also new chairs Republicans announce committe chairs for upcoming session

by T.W. Budig ECM CAPITOL REPORTER

Capitol Roundup

More than a dozen area lawmakers will chair House and Senate committees when the Minnesota Legislature convenes in January.

Republican House and Senate leaders on Wednesday, Nov. 17, announced the committee chair lineup for the 2011-12 legislative session. “And we’re pleased with the list,� said Senate Majority Leader-elect Amy Koch, R-Buffalo.

Holberg, Davids gain chairs In the House, Rep. Mary Liz Holberg, R-Lakeville, and Rep. Greg Davids, RPreston, will chair the House Ways and Means and Taxes Committee, respectively. “We are committed to making sure we have a transparent, efficient process,� said Holberg at a Capitol press conference. “I think we did in two weeks what didn’t happen in 40 years,� she said of crafting budget bill symmetry between the House and Senate.

Holberg said she was “completely convinced� the deficit-plagued state budget could be balanced without raising taxes. “There’s compromise in certain areas,� said Holberg, speaking after the press conference. “I think the taxes is-

Photo by Tim Budig

Rep. Mary Liz Holberg, R-Lakeville, will chair the Ways and Means Committee of the Minnesota House of Representatives. sues is one where I don’t see it mittee.

Erickson, re-elected afhappening,� she said. ter losing election two years Runbeck, Garofalo, ago, indicated her committee would be guided by basic Erickson named principles such as empowerchairs ing parents rather than govIn other House commit- ernment. “Oh, absolutely,� she said tee assignments, Rep. Linda Runbeck of Circle Pines will of being able to work with chair the Property and Local the teachers union, EducaTax Division, Rep. Pat Garo- tion Minnesota. “That is my profession. I falo of Farmington will chair the Education Finance Com- look forward to working with mittee, and Rep. Sondra Er- them. And, I hope they’ll put ickson of Princeton will chair our students No. 1,� she said. the Education Reform Com-

Abeler to chair health, human services Rep. Jim Abeler of Anoka, a chiropractor by profession with a legislative focus on health care, will chair the Health and Human Services Finance Committee. “I’m very excited — it’s going to be very tough,� he said of crafting a budget with a lower budget target than currently projected.

But the growth in health and human services spending

Rep. Kline supports extending earmark ban for two years

Sen. Chris Gerlach named to committee chairmanship

Minnesota U.S. Rep. John Kline, R2nd, was joined on Nov. 18 by all House Republicans, including more than 80 new members, in voting to extend a ban on ear- Kline marks for another two years. With Republicans in the majority for the 112th Congress, the ban could completely eliminate the practice of pork-barrel spending. “Earmarks, which too often are awarded on muscle rather than a project’s merit, are a symbol of Washington’s dysfunction,� said Kline, who has refused to participate in the earmark system for four years. “Fixing the broken earmark system is only one piece of our larger effort to put our nation back on the path to prosperity. I hope the president and Congressional Democrats will join us in demonstrating our resolve to restore America’s fractured fiscal house.�

The moratorium passed

by House Republicans reads:

Sen. Chris Gerlach was also Gerlach, R-Apple recently elected assisValley, has been tant majority leader named the chair of by members of the the Senate Comnew Senate Republimerce and Consumer can majority. He was Protection Budget recently re-elected to and Policy Commit- Gerlach his third term in the tee.

Senate and previously Some of Gerlach’s past served in the House. legislative accomplishments The Senate committee on in the area are as chief au- Commerce and Consumer thor of bills cracking down Protection has jurisdiction on harmful counterfeit prod- over all bills related to bankucts, leading efforts to protect ing, insurance, securities, consumers from travel mem- nonhealth-related occupabership scams and regulating tional licensing boards and the life insurance settlements liquor regulation. industry.

“Resolved, that it is the policy of the House Republican Conference that no Member shall request a congressional earmark, limited tax benefit, or limited tariff benefit, as such terms have been described in the Rules of the House.�

Nearly four years ago, Kline was one of a handful of members of Congress who took a stand by refusing to request earmarks. Instead, he pushed for a system that establishes spending priorities based on a project’s merit.

Earlier this year, Kline was joined by the entire House Republican Conference, which voted to ban earmarks for one year.

In his fourth term in Congress, John Kline is the top Republican on the House Education and Labor Committee. He is also a member of the House Armed Services Committee.

Book Your Company Event at...

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

is unsustainable, explained Protection Budget and Policy Abeler.

Committee.

What Republicans want to do is get spending under Vandeveer to control, and then work on lead government, ensuring the vulnerable have good health care into the fu- elections ture. “I comfort myself with Sen. Ray Vandeveer of that idea,� said Abeler.

Forest Lake will lead the Local Government and ElecHackbarth to chair tions Committee.

Sen. Warren Limmer of energy, natural Maple Grove will chair the resources Judiciary and Public Safety, Other area lawmakers Budget and Policy Commitwho will be chairing commit- tee. tees include Rep. Tom HackKoch explained the chair barth of Cedar who will lead selection process as focusing the Environment, Energy on the mission — seniority and Natural Resources Policy was not the ultimate factor, and Finance Committee.

Senate leaders indicated.

Rep. Bruce Anderson of “You don’t need a gavel Buffalo will chair the Vet- to be a leader,� said House erans Service Division, with Speaker-designate Kurt Rep. Joyce Peppin of Rogers Zellers, R-Maple Grove, of chairing the Government opportunities for leadership Operations and Elections outside of chairing a commitCommittee. tee.

House Majority LeaderZellers reported that many elect Matt Dean of Dellwood members of the House Rewill chair the Rules and Leg- publican caucus took the atislative Administration Com- titude that they would serve mittee. where deemed best.

In the Senate, Sen. Claire Indeed, Holberg said that Robling of Jordan will chair was her approach. the Finance Committee.

Sen. Chris Gerlach of T.W. Budig is at tim.budig@ Apple Valley will chair the ecm-inc.com.

Commerce and Consumer

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14A

November 25, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Minnesota to receive $75,000 in Affordable Care Act funds

October home sales down, inventory up, prices flat Pending sales in the 13-county Twin Cities metro area were down 35.6 percent compared to last October, and closed sales were down 40.7 percent for the same period, according to the Minneapolis Area Association of Realtors, which includes Dakota County.

This is in line with yearover-year changes since the tax credit ended. However, when compared to year-todate 2008, there was a less dramatic 3.7 percent decline in pendings and 3.9 percent decline in closings.

The $170,000 median sales price was a modest 0.6 percent increase over last year and the eighth month of price gains this year. After the first seven months of 2010 enjoyed year-over-year price gains, August and September saw slight price drops.

“Prices reflect the mix of

homes that closed in any given month,” said Brad Fisher, association president. “The last four months have indicated that median prices are generally stuck in neutral.”

Digging deeper, listing activity was down 8.4 percent across the board. But seller activity only decreased among traditional sellers (nonforeclosure and non-short sale) where it was down 16.3 percent. Foreclosure listings were up 14.7 percent and short sale listings were up a slight 0.3 percent.

All segments showed a decrease in pending sales activity – 38.8 percent for traditional sellers, 19.2 percent for foreclosures and 27.5 percent for short sales.

Similarly, October’s price gain wasn’t felt equally across the market. Traditional sellers enjoyed a 10.8 percent price increase to $215,000,

foreclosure prices dropped 2.5 percent to $115,000 and short sale prices were up 3.4 percent to $155,000.

Negotiations slid back toward buyers for the fourth consecutive month. The percent of original list price received at sale declined 4.6 percent to 90.3 percent. The last time this metric was this low was April 2009.

There is currently an 8.2-month supply of inventory for the entire Twin Cities market – up 34.5 percent from the 6.1 months of supply last year at this time. Inventory grew 10.6 percent since October 2009 to 25,706 units. Market times for these homes increased across the board in October. Traditional homes averaged 132 days on the market before a sale while foreclosures and short sales averaged 118 and 220 days, respectively.

State gains 14,100 jobs in October Minnesota employers added 14,100 jobs in October, according to figures released Nov. 18 by the Minnesota Department of Employment and Economic Development.

Over the past 12 months, Minnesota has gained 42,100 jobs at a growth rate of 1.6 percent. This figure includes a revision to September’s job count, when 4,200 jobs were lost instead of the 9,900 that were initially reported.

The state unemployment rate climbed 0.1 percent to a seasonally adjusted 7.1 percent. The Minnesota unemployment rate remained well below the U.S. rate, which held steady at 9.6 percent in October.

“Minnesota employers have added jobs at triple the pace of the U.S. rate in the past year, and lead the national rate of growth in eight of 11 industry sectors,” said DEED Commissioner Dan McElroy. “I am encouraged by these signs indicating that

Minnesota is recovering from the economic downturn.”

McElroy also noted that employment in the temporary-help sector, a leading indicator, continues to grow and has returned to prerecession levels.

Professional and business services led all sectors in October, adding 6,500 jobs. Other gains occurred in transportation and utilities (up 3,900), other services (up 2,900), leisure and hospitality (up 2,300), education and health services (up 2,000), government (up 500), financial activities (up 300), mining and logging (up 200), and information (up 100).

The construction and manufacturing sectors each lost 2,300 jobs in October.

Over the past year, job gains have occurred in education and health services (up 14,400), leisure and hospitality (up 13,000), professional and business services (up 10,000), manufacturing

(up 8,800), trade, transportation and utilities (up 7,800), information (up 2,100), and logging and mining (up 500).

Job losses have occurred in the past 12 months in construction (down 6,500), government (down 4,700), other services (down 2,300) and financial activities (down 800).

In the state Metropolitan Statistical Areas, job gains occurred in the past year in the Rochester MSA (up 1.7 percent), the Duluth-Superior MSA (up 1.4 percent), the Mankato MSA (up 1.5 percent) and the Minneapolis-St. Paul MSA (up 1.3 percent). The St. Cloud MSA showed no change over the past year.

The Twin Cities gained 9,600 jobs in October, the metro area’s strongest month in five and a half years. These gains helped the Minneapolis-St. Paul Metropolitan Statistical Area improve its annual growth rate to its highest level since mid-2006.

The Minnesota Association of Community Health Centers is a recipient of a $75,000 grant from the Health Resources and Services Administration at the Department of Health and Human Services.

The grant is among nearly $8 million awarded nationwide for existing Community Health Center Cooperative Agreements to provide additional training and technical assistance on a national, regional and state basis to community-based organizations that support community health centers.

Funding for the grants is made available by the Affordable Care Act. Health Center Cooperative Agreements support the development and operation of health centers. Cooperative agreement organizations

use training and technical assistance funds to support the following core functions related to supporting health centers: community development, expansion planning, patient-centered medical home development, meaningful use health information technology adoption and work force development.

Community health centers serve nearly 19 million patients, about 40 percent of whom have no health insurance. Community health centers deliver preventive and primary care services at more than 7,900 service delivery sites around the country to patients, regardless of their ability to pay. Charges for services are set according to income.

Over the next five years, the Affordable Care Act will provide $11 billion in funding

for the operation, expansion and construction of community health centers across the country. Of the $11 billion, $9.5 billion is targeted to creating new health center sites in medically underserved areas and expanding preventive and primary health care services, including oral health, behavioral health, pharmacy, vision, and enabling services at existing health center sites.

An additional $1.5 billion will support major construction and renovation projects at health centers nationwide.

For more information on HRSA’s community health center program, visit http:// bphc.hrsa.gov. For more information about Affordable Care Act investments in community health centers, visit www.HealthCare.gov.

Minnesota smoking costs: over 5,000 lives and $3 billion per year A new report issued by Blue Cross and Blue Shield of Minnesota shows that each year, smoking is responsible for 5,135 deaths in Minnesota and $2.87 billion in excess medical costs to treat diseases caused by smoking.

The report, titled “Health Care Costs and Smoking in Minnesota,” was completed

by Jeffrey Fellows, a health economist from the Center for Health Research at Kaiser Permanente Northwest.

Tobacco use continues to be a critical issue for Minnesota. Other studies show about 634,000 Minnesota adults still smoke as do another 56,000 Minnesota high school students. However, the nearly $3 billion economic impact is borne by all Minnesotans.

Treating the diseases and conditions related to smoking – such as cancer, emphysema and heart diseases – equates to $554 for every man, woman and child in the state. Another way to illustrate just how much taxpayers, employers and governments spend on these preventable diseases and conditions is to consider what $2.87 billion could also buy: • Five Target Fields ($2.7 billion).

• Twelve I-35W bridges ($2.8 billion).

• Seventy-two-thousand jobs at $40,000 ($2.9 billion).

“The human and economic costs are staggering and senseless because tobacco use is completely preventable,” said Marc Manley, chief prevention officer for Blue Cross. “At a time when budgets are in crisis, from our kitchen tables to the state capitol, we need to renew our focus on preventing disease.

Since tobacco remains the leading preventable cause of death and disease, aggressive efforts are needed to keep youth from ever starting to smoke and to make it easier for more people to quit.”

Minnesota is a leader when it comes to implementing strategies to reduce the harms of tobacco. Blue Cross, alongside other Minnesota health organizations, has advocated for a smoke-free workplace law and worked to raise the price of tobacco, protect youth from traditional and nontraditional tobacco products and offer resources to help smokers quit.

Statistics indicate that these efforts are having positive effects, as Minnesota’s smoking rate has declined from 22 percent in 1999 to

17 percent in 2007. Nationally, the smoking rate is about 20 percent.

Blue Cross’ member smoking rate is even lower at 11 percent. But more work remains, as the tobacco industry continues to spend millions each year marketing its products to youth, women and populations that experience health disparities. There has also been a rise in the number of people using multiple forms of tobacco.

Blue Cross encouraged smokers to use the Great American Smokeout (Nov. 18) as an opportunity to make a plan to quit, or even quit smoking for that day.

Blue Cross volunteers worked with student volunteers and the American Cancer Society to promote the Great American Smokeout at Rosemount High School.

Volunteers encouraged students to take the “Smokeout Pledge” to avoid tobacco use, educating students about the hazards of cigarette smoke to positively impact their health.

This is the second year Blue Cross has held this event at an area school near its Eagan headquarters.

A copy of the economic costs report is available at bluecrossmn.com.

Burnsville Center to kick off holiday shopping season In recognition of Thanksgiving, Burnsville Center will be closed Thursday, Nov. 25, but the mall will reopen at 5 a.m. the next day, which is traditionally one of the busiest shopping days of the year — also known as Black Friday.

While the mall officially opens at 5 a.m. on Black Friday and requires that all stores be open at that time, some stores will welcome shoppers

as early as 12 a.m. and offer special holiday bargains.

Stores that are opening at 12 a.m. include Old Navy, GAP, GAPkids, babyGAP, The Children’s Place and Aeropostale. JCPenney and Caribou Coffee will open at 3 a.m., while Bath & Body Works opens at 4 a.m.

Opening times are subject to change. For an up-to-date list on stores opening earlier than

5 a.m., visit BurnsvilleCenter. com.

Burnsville Center has also begun to distribute its 2010 Book of Savings, filled with 72 offers from participating retailers. All offers are valid now through Dec. 31. The 2010 Book of Savings is available online and at the mall office, the Santa Set and participating retailer locations.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 25, 2010

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Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ecm-inc.com or fax (952) 846-2010.

Date-specific Dakota County Regional Chamber of Commerce events: • Friday, Nov. 26, DCR Chamber office closed.

• Friday, Nov. 26, 10 a.m. to 3 p.m., grand opening of Jack of All Trades Handyman. Event location: Pellicci Ace Hardware in the Thomas Lake Center, 1565 Cliff Road, Eagan. A food and fund drive will be held in partnership with the Eagan Resource Center, the local food shelf. For ideas on what to donate, visit www. eaganrc.org and click on How To Give. Brats and hot dogs will be for sale with proceeds going to the ERC. Information: Carrie Maass, owner of Jack of All Trades Handyman: (952) 3346161, maasscarrie@yahoo. com.

• Thursday, Dec. 2, 7:30 to 8:30 a.m., The Buzz - Holiday Celebration at Workforce Center of Dakota County, 1 Mendota Road, West St. Paul. This will be an informal networking and socialization event. We will also be collecting donations for Neighbors, Inc., a nonprofit, social-service agency serving northern Dakota County communities. Bring non-perishable food items, personal care items or new, unwrapped toys. Information: Michelle Tighe at mtighe@dcrchamber.com.

• Wednesday, Dec. 8, noon to 1:15 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetnam at (952) 469-9229.

• Wednesday, Dec. 8, 4 to 6:30 p.m., Farmington Holiday Celebration, Celts Pub of Farmington, 200 Third St., Farmington. Social hour with appetizers and cash bar or soft drinks. Free to attend. Information: Michelle Tighe at mtighe@ dcrchamber.com.

• Thursday, Dec. 9, 8:30 to 9:30 a.m., Coffee Break - Holiday Celebration at Learning Rx, 2874 Highway 55, Eagan. This will be an informal network-

v

ing and socialization event.

Information: Michelle Tighe at mtighe@dcrchamber.com.

• Friday, Dec. 10, 8 to 9 a.m., Government Affairs - MN Chamber and DCR Chamber Regional Policy Development at Blue Cross and Blue Shield of Minnesota, presentation room at River Park 2.

The budget deficit, education, environmental permitting, energy, transportation, health care and other key business issues will be the subject of policy initiatives. Free. RSVPs are required prior to event date for security reasons. Information: Ruthe Batulis at rbatulis@ dcrchamber.com.

• Tuesday, Dec. 14, 11:30 a.m. to 12:30 p.m., Rosemount Holiday Luncheon, Steeple Center, 14375 South Robert Trail, Rosemount. Rosemount High School Chamber Singers will provide entertainment. We will collect non-perishable food items for the local food shelf.

Fee: $20. Information: Michelle Tighe at mtighe@dcrchamber. com.

• Wednesday, Dec. 22, noon to 1:15 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetnam at (952) 469-9229.

Apple Valley Chamber of Commerce events: • Thursday, Dec. 16, 5 to 6:30 p.m., Business After Hours at American Bank, 14295 Cedar Ave., Apple Valley. Celebrate the holidays. Free appetizers, wine and beer. Information: LeeAnn at (952) 432-8422 or LeeAnn@AppleValleyChamber.com.

Burnsville Chamber of Commerce events: • Thursday, Dec. 2, 6 to 11 p.m., Holiday Gala - The Mirror Ball at The Wilds Golf Club, Prior Lake. Cost: $40 per person or $300 for a table. Reservations: (952) 435-6000 or travis@burnsvillechamber.com.

Lakeville Area Chamber of Commerce events: • Tuesday, Nov. 30, 7:30 to 9 a.m., New Member Orientation, chamber conference room.

• Wednesday, Dec. 1, 7:30 to 8:30 a.m., Morning Brew, Cracker Barrel Restaurant &

Old Country Store.

• Thursday, Dec. 2, 4:30 to 6:30 p.m., Networking After Hours - Toys for Tots. Sponsored by Dick’s Lakeville Sanitation, Brunswick Zone XL, and Lakeville Chamber.

• Monday, Dec. 6, 7 p.m., Truth in Taxation hearing, city of Lakeville, Lakeville City Council Chambers, 20195 Holyoke Ave. • Tuesday, Dec. 7, 7 p.m., Truth in Taxation hearing, Lakeville School District No. 194, Lakeville City Council Chambers, 20195 Holyoke Ave. • Monday, Dec. 20, 7 p.m., final city levy approval and adoption of budget, Lakeville City Council Chambers, 20195 Holyoke Ave. • Saturday, March 19, 9 a.m. to 3 p.m., 2011 Landscape & Home/Consumer Showcase Expo at Lakeville North High School. Room for over 150 exhibitors. Early bird special rate for any 2010 Chamber member in good standing who reserves a booth by Dec. 31. Sponsorships available. Join the Landscape & Home Committee. Call (952) 469-2020 River Heights Chamber of Commerce events: • Thursday, Dec. 9, 11:30 a.m. to 1:30 p.m., Cheers to Our Volunteers Luncheon at Southview Country Club, West St. Paul. We will recognize our Forrest Glewwe Visions of Excellence Award recipient, Rising Star and volunteer leaders.

Fee: $25. Information: Carol Swenson at (651) 451-2266, ext. 1031, or carol@riverheights.com.

District 196 Community Education business classes are listed below. Register at www.district196.org/ce or call (651) 423-7920.

• Monday, Nov. 29, 6:30 to 8:30 p.m., “Microsoft Excel 2003: Formatting Spreadsheets,” Rosemount Middle School, 3135 143rd St. W., Rosemount. Fee: $39.

Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741.

Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www.

CreativeNetworkingProfessionals.com.

Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.

NetworkUnlimited.org.

BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn. com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals.

For more information, call (651) 247-3200.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 6185347 or visit the website www. prorefx.com.

BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the

BNI Website at www.bni-mn. com.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 5810332.

Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m.

– 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network “Common Denominator” Group meets Tuesdays from 7:308:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice.

Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burns-

ville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

Seed Your Business Networking Group – “Plant a seed and grow your business” – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 9971306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org).

Members: Free. Guests: $5.

Sunrise Results BNI Chapter meets from 7:30 to 9 a.m.

Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151.

Women’s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

haven Drive, Burnsville.

USA Commercial Cleaning, 15251 Greenhaven Drive #215, Burnsville.

The Great Frame Up #275, 1004 W. County Road 42, Burnsville.

Club Deportivo Xelaju MN, 1004 W. Burnsville Parkway #218, Burnsville.

Tommie tees, 1301 Echo Drive, Burnsville.

Forefront Social Media, 1848 Kathryn Circle, Eagan.

Tek Terminal, 1658 Marina Lane, Eagan.

StayinAlive CPR, 1848 Kathryn Circle, Eagan.

Angetech, 3736 Vermilion Court S., Eagan.

Proximal Box Software, 3813 County Creek Way, Eagan.

N-Flatables, 1960 Cliff Lake Road #129-423, Eagan.

Teks-Tola Enterprises, 44418 Cinnamon Ridge Trace, Eagan.

DKTA LLC, 3432 Denmark Ave. #205, Eagan.

Nonprofit Executive Leadership Solutions, 4465 Ches Mar Circle, Eagan.

Lunar Taxi Music, 3866 Denmark Ave., Eagan.

Advanced Training & Performance Support, 4476 Lynx Court, Eagan.

Mounds View High School Class of 1983, 854 Bald Lake Court, Eagan.

Minnesota Hemp Traders, 3906 Canter Glen Drive, Eagan.

Twin Cities Feldenkrais, 4092 Pennsylvania Ave., Eagan.

The Lodges on Highview, 20150 Highview Ave., Lakeville.

Ultimate Lawn, 17590 Hemlock Ave., Lakeville.

Stonedgeco, 14130 Crows Way, Rosemount.

Fab Weddings on a Budget, 12790 Dodd Blvd., Rosemount.

Elope in Minnesota, 12790 Dodd Blvd., Rosemount.

Bouncing Caterpillar Design, 2215 Burma Lane, South St. Paul.

Fabami, 1623 Willis Ave., South St. Paul.

Sampson Racing Engines, 7550 River Road, Inver Grove

Heights.

Moms On The Run, 15226 W. Freeway Drive, Columbus.

MPI Services, 161 Marie Ave. E., West St. Paul.

Jennifer Inspired, 1095 Humboldt Ave., West St. Paul.

MyParty, 1301 Corporate Center Drive #175, Eagan.

CPC Intersect, 1301 Corporate Center Drive #175, Eagan.

AA Transportation Service, 4345 Bear Path Trail, Eagan.

JC Twisted Photography, 1117 Bristol Lane, Farmington.

Vermillion Property Service, 18925 Peine Ave., Hastings.

Morning Star Portraits, 3085 Riverwood Drive #1, Hastings.

Chrystal Clear Solutions, 880 Lyn Way #208, Hastings.

Stu-Mac Properties, 11730 Point Douglas Road, Hastings.

Thulin Family Ministries, 21336 Hytrail Circle, Lakeville.

To Lean on Music, 21336 Hytrail Circle, Lakeville.

EFA, 19784 Kenrick Ave., Lakeville.

Healing Hands Therapeu-

tic Massage, 18073 Kindred Court, Lakeville.

Lakeville Small Engine, 18801 Jordan Trail, Lakeville.

Ace of Tubs, 17545 Italy Path, Lakeville.

Kimberley Design, 10773 Jurel Court #D, Lakeville.

Random Potential, 8174 173rd St. W., Lakeville.

Brad Malmgren Photography, 17808 Impala Path, Lakeville.

Registry Moderna, 23101 Ottawa Ave., Lakeville.

Kristen’s Studio 26, 18626 Irvine Way, Lakeville.

Bobbles and Jewels, 16931 E. Lake Drive, Lakeville.

RJ Novak Consulting, 9805 Upper 205th St. W., Lakeville.

Homecoming Pet Service, 17440 Juneberry Court, Lakeville.

Walnut Ridge Homes, 10181 240th St. E., Lakeville.

Lonnee Landscaping, 13245 Glenhurst Ave., Savage.

Jon’s Auto, 5036 W. 143rd St., Savage.

ZQ’s Steakhouse, 15040 Bridgewater Drive, Savage.

Assumed Names

Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name.

Haskell’s Burnsville, 13947 Aldrich Ave. S., Burnsville.

Terra Vita Charms, 501 E. Burnsville Parkway #206, Burnsville.

Lynn M. Carpenter, 13117 Penn Circle, Burnsville.

CTS, 11975 Portland Ave. S. #116, Burnsville.

Jack Brass Band, 13712 Susan Lane, Burnsville.

CentravLatino, 511 E. Travelers Trail, Burnsville.

Centrav Latino, 511 E. Travelers Trail, Burnsville.

GameDay Performance/ Minnesota Bandits, 8542 Lakeview Terrace, Savage.

Porzio, 4381 W. Highway 13, Savage.

Jim’s Hair House, 4731 W. Highway 13 Plaza West, Savage. erbal, 4253 W. 140th St.,

Savage.

Pizza Man, 4381 W. Highway 13, Savage.

We Clean-Up Well, 14806 Hillside Trail, Savage.

Senior Sidekicks, 4250 W. 136th St., Savage.

Perpetual Motion, 15831 Gooseberry Way, Apple Valley.

City-County Federal Credit Union, 14985 Glazier Ave., Apple Valley.

1st Choice Custom Remodeling, 7405 123rd St. W. #105, Apple Valley.

Hannah & Manna Daycare, 12675 Durango Place, Apple Valley.

R.J.B. Consulting, 6429 157th St., Apple Valley.

North Star Properties, 14115 Pennock Ave., #101, Apple Valley.

Distinctive Dental of Apple Valley, 7631 145th St. W., Apple Valley.

First District Mediators & Arbitrators, 7300 W. 147th St. #600, Apple Valley.

Independent Construction Contractors of America, 14716 Southpointe Curve, Burnsville.

Salon Blonde, 14358 Burn-

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November 25, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

VIP from Page 9A

Luebbert typically has 16 security staffers for events, and up to 35 for the biggest events, Hawkins said. â&#x20AC;&#x153;We havenâ&#x20AC;&#x2122;t had any major issues,â&#x20AC;? he said, encouraging residents to call if there are nuisances.

Council Member Dan Kealey said he took his daughter to a teen â&#x20AC;&#x153;foam partyâ&#x20AC;? there and was impressed by the security.

Redevelopment? â&#x20AC;&#x153;Nothing was going to The city has received an go wrong there,â&#x20AC;? he said. application to redevelop Luebbert wasnâ&#x20AC;&#x2122;t granted Valley Ridge from the Dahis request to extend clos-

kota County Community Development Agency and Presbyterian Homes, a senior housing provider.

The shopping center, owned by Engelsma Limited Partnership, would be demolished and redeveloped by Dec. 31, 2012, under the redevelopment proposal.

Part of the shopping center dates back to 1963.

A 33,000-square-foot addition was built in 1971.

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ing time on Thursdays and Sundays to 2 a.m.

A discordant note was sounded by Minneapolis resident Vance Trendor, who told council members his agreement to host events at the center has been unfairly terminated by Luebbert.

Business disputes are for the courts to settle, not the City Council, Mayor Elizabeth Kautz replied.

John Gessner is at john.gessner@ecm-inc.com.

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Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership

Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment & Economic Development

Phone: (651) 675-5660

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101

Web site: www.ci.eagan.mn.us

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298 Fax: (651) 215-3841

Phone: (651) 280-6821

E-mail: Positively.Minnesota@state.mn.us

Web site: www.ci.farmington.mn.us

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County.

Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors.

Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments

E-mail: enjoyeagan@eaganmn.com

Role: Provide guidance through any real estate development process; may provide financial incentives

Downtown Lakeville Business Association

through tax increment financing, local loan funds or state or federal business finance programs.

Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Apple Valley, Bruce Nordquist

E-mail: jhohenstein@cityofeagan.com Farmington, Tina Hansmeier E-mail: thansmeier@ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us

*Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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����� ������� PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-631 Estate of MARLENE H. FRIDLAND, Decedent.

It is Ordered and Notice is given that on 12-6, 2010, at 9:00 a.m., a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated January 8, 2007, and for the appointment of Laura A. Fridland, whose address is 14310 Garland Avenue, Apple Valley, Minnesota 55124 and Lisa Fridland, whose address is 14856 Creditview Drive, Savage, Minnesota 55378 as co-personal representatives of the Estate of the Decedent in an UNSUPERVISED administration.

Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 11/9/10 Martha Simonett Judge (COURT SEAL) Attorney for Co-Personal Representatives Sally K. Mortenson Attorney at Law 2500 West County Road 42, Suite 160 Burnsville, Minnesota 55337 Attorney License No.: 75632 Telephone: 952-431-2222 Fax: 952-224-0901 2416391 11/18-11/25/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND FIRST CODICIL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-656 Estate of Thomas G. Minea, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated April 19, 1995, and First Codicil to the Will, dated September 20, 2010, (“Will”), has been filed with the Court. The application has been granted.

Notice is also given that the Registrar has informally appointed James R. Minea, whose address is 1304 Aspen Way, Mendota Heights, MN, 55118, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5.

Dated: 11/19/10 Richard G. Spicer Judge Attorney for Personal Representative Joseph G. Socha Moss & Barnett, P.A. 4800 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 Attorney License No: 0305625 Telephone: (612) 877-5283 FAX: (612) 877-5999 2428361 11/25-12/2/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Myth V. Science 2. State the address of the principal place of business: 5937 W. 136th Lane, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Viet Technologies Corporation, 5937 W. 136th Lane, Savage, MN 55378 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 11/3/10 Viet Truong/President 2427042 11/25-12/2/10P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5709 In the Matter of the Petition of: ACT Properties, LLC, a Delaware limited liability company, In Relation to Certificate of Title No. 134939 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Eleven (11), Block One (1) in MEADOWS WEST 5TH ADDITION, according to the recorded plat thereof.

TO: ROBERT C. WOLLESEN; JANICE WOLLESEN; CHASE MORTGAGE COMPANY; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 26th day of January, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 134939 and enter a new Certificate of Title for the land therein described in favor of ACT Properties, LLC, a Delaware limited liability company, subject to the memorials of Document Nos. 138768, 184863, 203748, 203752, 313192, 434584, 434585, and 467580 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 655005, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 11/3/10

BY THE COURT: Patrice Sutherland Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden, & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order.

2423990 11/25-12/2/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: A Barefoot Life 2. State the address of the principal place of business: 4683 Weston Hills Drive, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Julie Cabak, 4683 Weston Hills Drive, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 10/26/2010 Julie Cabak - owner 2419147 11/18-11/25/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: BK Painting 2. State the address of the principal place of business: 3644 Crestridge Ct., Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Bob Kern, 3644 Crestridge Ct., Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 10/28/2010 Bob Kern, Owner 2422814 11/18-11/25/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 12, 2002 MORTGAGOR: Dael Ruth Fesler, a single person.

MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2002, Dakota County Recorder, Document No. 1946107.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2476 Lockwood Drive, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 27-41605-040-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 4, Condominium File No. 113, Townhomes of Kensington Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $75,625.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390073 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:September 23, 2010 MORTGAGOR: Rebecca Cotten and David Cotten MORTGAGEE: Belle Mistwood Courthomes Association DATE AND PLACE OF RECORDING: Recorded September 29, 2010, Dakota County Recorder, Document No. 2755551 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14588 Evergreen Trail TAX PARCEL I.D. #: 01-48845-134-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #134 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $4,779.16 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $7,464.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55,

County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385542 10/21-11/25/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 7, 2006 MORTGAGORS: Nancy J. Gates and John P. Gates, wife and husband.

MORTGAGEE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Registered November 28, 2006, Dakota County Registrar of Titles, Document No. 601746, Certificate of Title No. 102482.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14339 Euclid Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016670022007 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 7, Scottsbriar 1st, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $253,335.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

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MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4710 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390225 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,550.00 MORTGAGOR(S): James R Schomaker, Vicki J Schomaker MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Mortgage, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600000348700 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fidelity Mortgage, Inc..

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on June 17, 2005, as Document No. 2331706 ASSIGNED TO: HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Asset-Backed Notes, Series 2005-2 Dated: June 30, 2005 , and recorded March 1, 2010 by Document No. 2716585 .

LEGAL DESCRIPTION OF PROPERTY: The Following Described Real Property Lying and Being located in Dakota County, Minnesota: Lot Six (6), Block Two (2), Donnay`s College Park, according to the Recorded Plat thereof on file and of record in the Office of the county Recorder, Dakota County, Minnesota.

PROPERTY ADDRESS: 7275 165th Street West, Rosemount, MN 55068 PROPERTY I.D: 22-21100-060-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-One Thousand Three Hundred Forty-One and 63/100 ($141,341.63) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Asset-Backed Notes, Series 2005-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00048-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3820997 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427796 11/25-12/30/10

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PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 12/14/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Sherri Conlin Bill of Lading #: 80567 Amount: $3,935.85 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2389169 11/11-11/25/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Rosenblum Tax 2. State the address of the principal place of business: 15322 Galaxie Avenue #213, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Roberta Rosenblum, 15651 Duck Crossing Way, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 11/1/10 Roberta Rosenblum, Owner 2429114 11/25-12/2/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-633 In Re: Estate of Paul Robert Nutting, Decedent.

It is Ordered and Notice is given that on 12-6-10 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated March 30, 1998, and for the appointment of Pamela Anderson, whose address is 21444, Durant Street, Cedar, Minnesota 55011, as personal representative of the estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 11/9/10

BY THE COURT Shawn Moynihan James G. Penberthy #85030 Penberthy Law Offices 264 Water Street Excelsior Minnesota 55331 Telephone: (952) 474-1188 Facsimile: (952) 474-1180 E-mail: jimpenberthy@msn.com 2416068 11/18-11/25/10P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

PUBLIC NOTICE OF SALE OF PROPERTY TO SATISFY LIEN THEREON That property described as follows, to wit: 1963 42’ Whitcraft boat, Hull No. MNZ02380C063, Registration No. MN1098DH, with its tackle, apparel, and furniture or such part thereof or interest therein, as shall be necessary to satisfy the judgment of in the sum of fourteen thousand four hundred and fifty two dollars and seventy-five cents ($14,452.75) entered on October 26, 2010 in Dakota County Court, Court File No: 19HA-CV-10-3962, together with costs and expenses, will be sold at public auction by Dakota County Sheriff on the 14th day of December, 2010, at 11 A.M., at River Heights Marina, Inc., 4455 66th Street East, in the City of Inver Grove Heights, County of Dakota, State of Minnesota to pay and satisfy a lien which is claimed to be due thereon from River Heights Marina, Inc. The grounds of said lien are for storage and maintenance of the boat on behalf of Lee Greene as the owner thereof in the amount of $14,452.75 exclusive of expenses of advertising and sale.

2420080 11/18-12/2/10

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to persons, herein after named and others interested that on 11/30/10 at 10 o’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at: Lake Marion Mini Storage 22595 Pillsbury Avenue Lakeville, MN 55044 Sale will be held in accordance with terms of a notice previously given the persons herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage and a description of the goods is as follows: Household Goods Luther Morgan $190.00

2407651

Household Goods Christie Taylor $292.00 11/11-11/25/10

PUBLIC NOTICE PUBLIC NOTICE ORDER FOR HEARING AND NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Heavenly Gifts 2. State the address of the principal place of business: 1239 Flicker Circle, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Debra A. Studler, 1239 Flicker Circle, Eagan, MN 55123 Russell D. Studler, 1239 Flicker Circle, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 9/28/10 Debra A. Studler, Owner 2429138 11/25-12/2/10P

(Child In Need Of Protection Or Services Petition PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-10-3727 In the Matter of the Welfare of K.L.N., Child.

TO: Stacy Christine Nicolai Social Worker Lawrence Dickens, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(8), in that the child is without proper parental care because of the emotional, mental or physical disability, or state of immaturity of the child’s parent, guardian or other custodian. Subd. 6(9), in that the child is one whose behavior, condition, or environment is such as to be injurious or dangerous to the child or others, including, but not limited to, the exposure of a child to criminal activity in the child’s home.

IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on December 15, 2010 at 9:00 A.M., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Stacy Christine Nicolai.

Dated: November 18, 2010 Richard G. Spicer Judge 2429514 11/25/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-653 In Re: Estate of Leon Michael Sutton, a/k/a L. Michael Sutton, Decedent.

It is Ordered and Notice is given that on December 20, 2010 at 9:00 o’clock a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a Petition for the formal probate of an instrument purporting to be the decedent’s Will dated June 16, 2009, and for the appointment of Diane G. Sutton, whose address is 3775 Robin Lane, Eagan, MN 55122 as Personal Representative of the decedent’s estate in an unsupervised administration.

Any objections to the Petition must be raised at the hearing or filed with the Court prior to the hearing. If the Petition is proper and no objections are filed or raised, the Personal Representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the Personal Representative or the the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 11/18/10

BY THE COURT Patrice Sutherland Judge of District Court GRIES & LENHARDT, P.L.L.P. Jill M. Presseller MN#248277 12725 - 43rd St NE #201 St. Michael, MN 55376 Telephone: 763-497-3099 2428222 11/25-12/2/10

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-642 In Re: Estate of PATRICIA ELIZABETH CEGLA, Decedent.

It is Ordered and Notice is given that on December 20, 2010 at 9:00 A.M. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent's Will dated October 18, 1995, and for the appointment of THOMAS L. CEGLA, whose address is 705 EAST 138TH STREET BURNSVILLE, MINNESOTA 55337, as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 11-16-2010

BY THE COURT Robert F. Carolan Judge of District Court Attorney for Petitioner: DUDLEY AND SMITH, P.A. Michael J. Burke MN# 174816 101 East Fifth Street, Suite 2602 Saint Paul, MN 55101 Telephone: 651-291-1717 Facsimile: 651-223-5055 2425554 11/25-12/2/10

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 12/28/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods and a 16’ Dolphin Boat Name: Victoria Bowers Bill of Lading #: 80470 Amount: $1,983.00 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2389145 11/4,11/11,11/25/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 21, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352, in the Office of the Dakota County Recorder, as amended, covering the following property: LEGAL DESCRIPTION: Lot 133, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota STREET ADDRESS: 5175 - 148th St. W., Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-20505-133-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 21, 2010, from Andrew Zahn, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $5,197.50 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after October 21, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6. The Declaration, referenced above, provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 24, 2010, as Document No. 2748177 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 30th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 30, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: _____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path Villages/Zahn/09-7-204D)

2409884

11/11-12/16/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Leighton Inspection Services 2. State the address of the principal place of business: 669 Brockton Curve, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

W. S. Severin Ltd., 669 Brockton Curve, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 10/08/2010 Reid S. Leighton, President 2421469 11/18-11/25/10P

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (Child In Need Of Protection Or Services Petition PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-10-3727 In the Matter of the Welfare of T.L.E., Child.

TO: Regis Deshawn Edwards Social Worker Lawrence Dickens, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(8), in that the child is without proper parental care because of the emotional, mental or physical disability, or state of immaturity of the child’s parent, guardian or other custodian. Subd. 6(9), in that the child is one whose behavior, condition, or environment is such as to be injurious or dangerous to the child or others, including, but not limited to, the exposure of a child to criminal activity in the child’s home.

IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on December 15, 2010 at 9:00 A.M., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Regis Deshawn Edwards.

Dated: November 18, 2010 Richard G. Spicer Judge 2429493 11/25/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Twin Cities Feldenkrais 2. State the address of the principal place of business: 4092 Pennsylvania Ave, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Nicholas Strauss-Klein, 4092 Pennsylvania Ave, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 10/21/10 Nicholas Strauss-Klein, Owner, Sole Proprietor 2427062 11/25-12/2/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: CTS 2. State the address of the principal place of business: 11975 Portland Avenue S., Suite 116, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

B. Harris Enterprises Inc., 11975 Portland Ave S, Suite 116, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: October 20, 2010 Brett Harris President 2418286 11/18-11/25/10P

PUBLIC NOTICE

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT JUDICIAL DISTRICT Case Type: Personal Injury Case File No. 19-HACV-10-4554 Rodney L. Johnson, Plaintiff, v.

Liu Yong a/k/a Yong Liu, Defendant. _______________________________________ SUMMONS _______________________________________ STATE OF MINNESOTA TO DEFENDANT(S) ABOVE-NAMED: THIS SUMMONS IS DIRECTED TO Liu Yong a/k/a Yong Liu. 1. Y O U A R E B E I N G S U E D. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away.

They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons.

2. Y O U M U S T R E P L Y W I T H I N 20** DAYS TO PROTECT YOUR RIGHTS . You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: M. Ryan Madison, Esq. 316 E. Main St., Ste 116 Anoka, MN 55303 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resoluton process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

Dated: 10-17-10 MADISON LAW FIRM, LLC M. Ryan Madison (ID: 0347802) Attorney for Plaintiff 316 E. Main St. Anoka, MN 55303 2420692 11/18-12/2/10P

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PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-648 ESTATE OF ROGER VERGIL VOSS, DECEDENT A Petition for Determination of Descent has been filed with this Court.

The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property.

Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted.

IT IS ORDERED and Notice is further given, that the Petition will be heard on December 20, 2010 at 9:00 a.m. by this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033 Minnesota.

1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat.

524.3-204.

2) Notice shall be given by publishing the Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date.

Date: 11/17/2010 Robert Carolan Judge (COURT SEAL) Attorney For Petitioner Neil J. Jensen JENSEN LAW OFFICE 22 North Main Street Hutchinson, MN 55350 (320) 587-2046/(320) 587-1061 50088 2426831 11/25-12/2/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-652 In Re: Estate of JEROME ERICK MICKELSON a/k/a JEROME E. MICKELSON, Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated March 26, 1993.

The Registrar accepted the application and appointed Mary Mickelson Schwartz, whose address is 8951 Lakeview Road, Bloomington MN 55438, to serve as the personal representative of the decedent’s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 11/16/10 RICHARD G. SPICER Judge Calvin Kuhlman Attorney at Law MN# 005887 5200 Willson Road, Suite 150 Edina MN 55424 Telephone: (952) 836-2642 2424964 11/25-12/2/10P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: OTHER CIVIL (Quiet Title) Court File No.: 19HA-CV-10-5757 _______________________________________ BAC Home Loans Servicing, LP Plaintiff, v.

Joshua L. Highland; also all heirs and devisees of any of the above-named persons who are deceased; and all other persons who are deceased; and all other persons or entities claiming any right, title, estate, lien or interest in the real estate described in the Summons and Complaint herein, Defendants. _______________________________________

_______________________________________ THIS SUMMONS IS DIRECTED TO JOSHUA L. HIGHLAND 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights.

You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Coleman, Hull & van Vliet, PLLP 8500 Normandale Lake Blvd., Suite 2110 Bloomington, MN 55437 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

7. T o b e i n c l u d e d o n l y i f t h i s lawsuit affects title to real property: THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Dakota County, State of Minnesota, legally described as follows: Unit Number 314B, Coachman Condominiums, Dakota County, Minnesota, Condominium File No. 45, Garage W57, Locker F6, a Condominium located in the County of Dakota, State of Minnesota. ("Property") The object of this action is to: 1. F o r a n O r d e r o f t h i s C o u r t reforming that certain mortgage dated July 7, 2003, in the original principal amount of $85,500.00, given by Joshua L. Highland, an unmarried man, as mortgagor, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, as mortgagee, which mortgage was recorded with the Office of the Dakota County Recorder on September 11, 2003, as Document No. 2107649 ("Plaintiff's Mortgage"), which was assigned to Plaintiff pursuant to an assignment of mortgage which was recorded with the Office of the Dakota County Recorder on May 25, 2010, as Document No. 2732026, to the correct legal description of the Property.

2. F o r a n o r d e r o f t h i s C o u r t reforming the following to the correct legal description of the Property:

· Notice of Pendency and Power of

Proceeding and Power to Attorney to Foreclose Mortgage by Corporation recorded with the Office of the Dakota County Recorder on May 25, 2010, as Document No. 2732027 ("Notice of Pendency and Power of Attorney").

· Sheriff's Certificate of Sale and

Foreclosure Record recorded with the Office of the Dakota County Recorder on August 10, 2010, as Document No. 2745516 ("Sheriff's Certificate").

3. For an order declaring that the lien of Plaintiff's Mortgage is prior and superior to all right, title and interest of anyone claiming an interest in the Property.

4. For such other and further relief as this Court deems just and equitable.

Dated: October 11 2010 COLEMAN, HULL & VAN VLIET, PLLP By ________________________________ Jeffrey A. Scott (#0339416) 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 (952) 841-0001 Attorneys for Plaintiff ACKNOWLEDGEMENT The undersigned hereby acknowledges that pursuant to Minn.

Stat. § 549.211, subd. 2, costs, disbursements, and reasonable attorney and witness fees may b e awarded to the opposing party or parties in this litigation if the court should find that the undersigned acted

should find that the undersigned acted in bad faith, asserting a claim or defense that is frivolous and that is costly to the other party, asserted an unfounded position solely to delay the ordinary course of the proceedings or to harass, or committed a fraud upon the court. __________________________ Jeffrey A. Scott 2418285 11/18-12/2/10

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE IN AN UNSUPERVISED ADMINISTRATION STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-10-647 In Re: Estate of KIMBERLY ANN DUKICH, also known as KIMBERLY ANN DUKICH-DESPEN, Deceased TO ALL INTERESTED PERSONS: It is Ordered and Notice is hereby given that on Monday, the 20th day of December, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, on the Petition of Kendra A. Weichbrodt, for the formal probate of decedent Kimberly Ann Dukich Will which was dated December 31, 2009, and for the appointment of Kendra A. Weichbrodt as Personal Representative in an unsupervised administration, and that any objections thereto must be filed with the Court or presented at the hearing.

That, if proper, and no objections are filed or presented, the Court may determine that the contents of decedent’s lost Will be probated and may appoint a personal representative of the estate in an unsupervised administration.

This Order shall be served at least 14 days prior to such hearing by mailing copies hereof to all interested persons and that this Order be published in accordance with Minnesota law.

Notice is also that (subject to Minn.

524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: November 17, 2010 Robert Carolan District Court Judge (Court Seal) Kathryn T. Raidt Attorney for Petitioner 6950 France Ave S #109 Edina, MN 55435 952-926-2288 952-926-9944 FAX 2428204 11/25-12/2/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE COURT DIVISION Court File No. 19HA-PR-10-641 In Re: Estate of Albert F. Ziegler, also known as Albert Fredrich Ziegler, also known as Albert F. Ziegler, Jr., Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: Notice is herby given, that an application for informal probate of the above named decedent’s last will, dated November 24, 1998, has been filed with the Registrar herein, and the application has been granted informally probating such will. Any objections may be filed in the above named court and the same will be heard by the Court upon notice of hearing fixed for such purpose.

Notice is hereby further given that informal appointment of David D. Ziegler, whose address is 4117 Pennsylvania Avenue, Eagan, MN 55123, as personal representative of the estate of the above named decedent, has been named. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Dated: 11/16, 2010 RICHARD G. SPICER Sonja E. Greenwaldt - I.D. #032887X Attorneys at Law 5038 34th Avenue South Minneapolis, MN 55417 Telephone: (612) 721-4488 FAX: (612) 721-4489 2422377 11/18-11/25/10

PUBLIC NOTICE Allstate Self Storage 12001 South Hwy 35W Burnsville, MN 55337 952-894-4944 Public Auction Nov 27th 2010 1:00 P.M. B94 10x15 Stephan Jordan Amount Owed $470 HH Items, Misc Boxes C180 10x10 Kim Lindstrom Amount Owed $882 Misc Electronics D279 5x5 Mike McEntire Amount Owed $264 Tools E354 10x20 Kim Lindstrom Amount Owed $1260 HH Items, Electronics F519 5x10 Gerald Felix Amount Owed $375 Misc Boxes H821 10x10 Dan Bandt Amount Owed $400 Misc Boxes, Furniture H834 10x20 Corey Buhl Amount Owed $620 Automotive Items I879 10x20 Steven Conklin Amount Owed $865 HH Items, Tools I889 10x20 Jean Seymour Amount Owed $818 HH Items, Misc Boxes I921 5x10 Todd Finney Amount Owed $388 Misc HH Items I941 5x10 Mindy Stringer Amount Owed $410 Misc Boxes K1068 10x15 Adam Roring Amount Owed $429 HH Items, Clothes K1080/K1081 10x15’s Holiday Inn Blithe Hospitality Amount Owed $1143 Misc Boxes, Furniture G1156 10x30 Diane Terres Amount Owed $305 Misc Boxes, HH Items G1207 5x12 Lesley Olson Amount Owed $251 Furniture, HH Items 2422820

11/18-11/25/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-643 In Re: Estate of ROBERT IVES JANSSEN a/k/a ROBERT I. JANSSEN, Decedent.

It is Ordered and Notice is given that on 12/20/2010 at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated January 2, 2008, and for the appointment of Anna E. MacCormick, whose address is 1021 Sibley Highway, #404, St. Paul, MN 55118 as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 11-16-2010

BY THE COURT RICHARD G. SPICER Judge of District Court Lommen, Abdo, Cole, King & Stageberg, P.A. Robert J. King (MN ID #55906) Glenn R. Kessel (MN ID #55438) 2000 IDS Center 80 South Eighth Street Minneapolis, MN 55402 Telephone: 612-339-8131 Facsimile: 612-339-8064 2422425 11/18-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 4, 2002 MORTGAGOR: Jason W. Larson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

���

������ ������� �������� ��� ���� RECORDING: PLACE OF DATE AND������ 2006 RM3 Dated: April 20, 2010, and Recorded February 28, 2002, Dakota r e c o r d e d S e p t e m b e r 2 8 , 2 0 1 0 b y C o u n t y R e c o r d e r , D o c u m e n t N o . Document No. T668294.

1868160.

LEGAL DESCRIPTION OF PROPA S S I G N M E N T S O F M O R T G A G E : ERTY: Lot One (1), Block Seven (7) in Assigned to: Provident Funding Asso- Cedar Grove NO.3, According to the ciates, L.P., Dated: September 20, recorded Plat thereof now on file and 2010. of record in the office of the register of TRANSACTION AGENT: Mortgage Deeds within and for said County and Electronic Registration Systems, Inc. State, Dakota County, Minnesota.

TRANSACTION AGENT'S MORTPROPERTY ADDRESS: 2082 BlueGAGE IDENTIFICATION NUMBER ON stone Drive East, Saint Paul, MN 55122 MORTGAGE: 1000179-3511120130-3 PROPERTY I.D: 10-16702-010-07 LENDER OR BROKER AND MORTCOUNTY IN WHICH PROPERTY IS G A G E O R I G I N A T O R S T A T E D O N LOCATED: Dakota MORTGAGE: Provident Funding AssoTHE AMOUNT CLAIMED TO BE DUE ciates, L.P. ON THE MORTGAGE ON THE DATE OF RESIDENTIAL MORTGAGE SER- T H E N O T I C E : O n e H u n d r e d VICER: Provident Funding Associates, Ninety-Eight Thousand Seven HunL.P. dred Seventy-Eight and 26/100 MORTGAGED PROPERTY ADDRESS: ($198,778.26) 8842 Branson Drive, Inver Grove THAT no action or proceeding has Heights, MN 55076 been instituted at law to recover the TAX PARCEL I.D. #: 201185604402 debt secured by said mortgage, or any LEGAL DESCRIPTION OF PROP- part thereof; that there has been compliance with all pre-foreclosure notice ERTY: Unit No. 44, Common Interest Com- and acceleration requirements of said munity No. 181, Rose Hill Villas, a mortgage, and/or applicable statutes; PURSUANT, to the power of sale conCondominium, Dakota County, Mintained in said mortgage, the above nesota.

COUNTY IN WHICH PROPERTY IS described property will be sold by the Sheriff of said county as follows: LOCATED: Dakota DATE AND TIME OF SALE: 10:00 AM ORIGINAL PRINCIPAL AMOUNT OF on December 7, 2010 MORTGAGE: $119,000.00 PLACE OF SALE: Sh eriff`s Mai n AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- Office, Law Enforcement Center, 1580 ING TAXES, IF ANY, PAID BY MORT- Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said GAGEE: $64,281.56 That prior to the commencement of mortgage and taxes, if any actually this mortgage foreclosure proceeding paid by the mortgagee, on the preMortgagee/Assignee of Mortgagee com- mises and the costs and disburseplied with all notice requirements as ments allowed by law.

The time allowed by law for redemprequired by statute; That no action or proceeding has been instituted at law tion by said mortgagor(s), their pero r o t h e r w i s e t o r e c o v e r t h e d e b t sonal representatives or assigns is 6 secured by said mortgage, or any part months from the date of sale. thereof; "THE TIME ALLOWED BY LAW FOR PURSUANT to the power of sale con- REDEMPTION BY THE MORTGAGOR, tained in said mortgage, the above THE MORTGAGOR`S PERSONAL REPdescribed property will be sold by the RESENTATIVES OR ASSIGNS, MAY BE Sheriff of said county as follows: REDUCED TO FIVE WEEKS IF A JUDIDATE AND TIME OF SALE: Decem- CIAL ORDER IS ENTERED UNDER ber 10, 2010 at 10:00 AM MINNESOTA STATUTES, SECTION PLACE OF SALE: S h e r i f f ' s O f f i c e , 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Law Enforcement Center, 1580 Hwy OTHER THINGS, THAT THE MORT55, Lobby #S-100, Hastings, MN GAGED PREMISES ARE IMPROVED to pay the debt then secured by said WITH A RESIDENTIAL DWELLING OF Mortgage, and taxes, if any, on said LESS THAN FIVE UNITS, ARE NOT premises, and the costs and disburse- PROPERTY USED IN AGRICULTURAL ments, including attorneys' fees P R O D U C T I O N , A N D A R E allowed by law subject to redemption ABANDONED." Dated: October 21, 2010 within twelve (12) months from the U.S. Bank National Association, date of said sale by the mortgagor(s), as Successor Trustee to Bank of their personal representatives or America, N.A., successor by assigns unless reduced to Five (5) weeks under MN Stat. §580.07. merger to Lasalle Bank National TIME AND DATE TO VACATE PROPAssociation, as trustee for Merrill ERTY: If the real estate is an Lynch Mortgage Investors Trust, owner-occupied, single-family dwellMortgage Loan Asset-Backed ing, unless otherwise provided by law, Certificates, Series 2006-RM3 the date on or before which the mort- Randall S. Miller & Associates, PLLC gagor(s) must vacate the property if the Attorneys for Assignee of Mortgage/ mortgage is not reinstated under sec- Mortgagee tion 580.30 or the property is not One Financial Plaza, redeemed under section 580.23 is 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 11:59 p.m. on December 12, 2011.

MORTGAGOR(S) RELEASED FROM Phone: 612-573-3677 FINANCIAL OBLIGATION ON MORT- Our File No. 10MN00458-1 ASAP# 3778632 10/21/2010, GAGE: None "THE TIME ALLOWED BY LAW FOR 10/28/2010, 11/04/2010, 11/11/2010, REDEMPTION BY THE MORTGAGOR, 11/18/2010, 11/25/2010 10/21-11/25/10 THE MORTGAGOR'S PERSONAL REP- 2388763 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OTHER THINGS, THAT THE MORTOF THE DEBT AND IDENTITY OF GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF THE ORIGINAL CREDITOR WITHIN LESS THAN FIVE UNITS, ARE NOT THE TIME PROVIDED BY LAW IS PROPERTY USED IN AGRICULTURAL NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that P R O D U C T I O N , A N D A R E default has occurred in conditions of ABANDONED." the following described mortgage: Dated: October 13, 2010.

DATE OF MORTGAGE: May 17, 2006 Provident Funding Associates, L.P. MORTGAGOR: B r i a n J . A r n d t , a Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. single man.

MORTGAGEE: Agstar Financial SerBy: Paul A. Weingarden Attorneys for Mortgagee/Assignee of vices FLCA. DATE AND PLACE OF RECORDING: Mortgagee Recorded May 18, 2006, Dakota County 4500 Park Glen Road #300 Recorder, Document No. 2430545.

Minneapolis, MN 55416 ASSIGNMENTS OF MORTGAGE: (952) 925-6888 Assigned to: ABN Amro Mortgage 90-1843 Group, Inc., NKA CitiMortgage, Inc., THIS IS A COMMUNICATION FROM Dated: May 17, 2006, Recorded: May A DEBT COLLECTOR. 2390444 10/21-11/25/10 18, 2006, Document No. 2430546.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION OF G A G E O R I G I N A T O R S T A T E D O N THE DEBT AND IDENTITY OF THE MORTGAGE: Agstar Financial Services ORIGINAL CREDITOR WITHIN THE FLCA RESIDENTIAL MORTGAGE SERTIME PROVIDED BY LAW IS NOT VICER: CitiMortgage, Inc. AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That MORTGAGED PROPERTY ADDRESS: default has occurred in the conditions 30700 Northfield Boulevard, Northfield, of the following described mortgage: MN 55057 DATE OF MORTGAGE: April 28, 2006 TAX PARCEL I.D. #: 41-01600-015-77 LEGAL DESCRIPTION OF PROPORIGINAL PRINCIPAL AMOUNT OF ERTY: MORTGAGE: $180,800.00 MORTGAGOR(S): James W Tagtow That part of the W 1/2 of SE 1/4, Sec. 16, T112, R19, Dakota County, Minand Christine R Tagtow, husband and wife nesota, Lying Southerly of State Aid MORTGAGEE: Mortgage Electronic Highway No. 47.

COUNTY IN WHICH PROPERTY IS Registration Systems, Inc. as nominee LOCATED: Dakota for Resmae Mortgage Corporation ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: Mortgage MORTGAGE: $242,500.00 Electronic Registration Systems, Inc. MIN#: 100241010017403516 AMOUNT DUE AND CLAIMED TO BE SERVICER: Ocwen Loan Servicing, DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTLLC LENDER: Resmae Mortgage Corpora- GAGEE: $273,306.26 That prior to the commencement of tion.

D A T E A N D P L A C E O F F I L I N G : this mortgage foreclosure proceeding Dakota County Minnesota, Registrar of Mortgagee/Assignee of Mortgagee comTitle, on May 19, 2006, as Document plied with all notice requirements as No. 590499 required by statute; That no action or ASSIGNED TO: U.S. Bank National proceeding has been instituted at law Association, as Successor Trustee to o r o t h e r w i s e t o r e c o v e r t h e d e b t Bank of America, N.A., successor by secured by said mortgage, or any part merger to Lasalle Bank National Asso- thereof; ciation, as trustee for Merrill Lynch PURSUANT to the power of sale conMortgage Investors Trust, Mortgage tained in said mortgage, the above Loan Asset-Backed Certificates, Series 2006-RM3 Dated: April 20, 2010, and ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������T������ H E T I M E ������� ALLOWED BY LAW FOR REDEMPTION BY THE MORT���������� ���� ��������� tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1267 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390200 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 8, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Garrett Square Association (hereinafter the "Association") which was recorded as Document No. 261860 on August 12, 1992, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 214 and Garage Unit No. 47 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota STREET ADDRESS: 14620 Garrett Avenue, #214, Apple Valley, MN 55124 T A X P A R C E L I D N U M B E R: 01-81401-128-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 8, 2010, from Dawn M. Williams, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,363.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after October 8, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 24, 2010, as Document No. T663844 in the Dakota County Registrar of Titles' Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 9th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 9, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW

GAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARRETT SQUARE ASSOCIATION Attorneys for Garrett Square Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Garrett Square/Williams/10-7-342D) 2387138 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,350.00 MORTGAGOR(S): Michael Joseph Lenertz and Brienne Nicole Lenertz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First NLC Financial Services, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100195910000569866 SERVICER: Ocwen Loan Servicing, LLC LENDER: First NLC Financial Services, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on May 13, 2005, as Document No. 2321792 ASSIGNED TO: Deutsche Bank National Trust Company, as trustee for Ixis Real Estate Capital Trust 2005-HE4 Mortgage Pass Through Certificates, Series 2005-HE4 Dated: April 20, 2010 , and recorded October 29, 2010 by Document No. 2762630.

LEGAL DESCRIPTION OF PROPERTY: Lot 19 except the South 20 feet thereof, and all of Lot 20, Block 4, South park division Number 8, Dakota County, Minnesota PROPERTY ADDRESS: 619 11th Avenue, South Saint Paul, MN 55075 PROPERTY I.D: 36-70207-200-04 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Six Thousand Four Hundred One and 68/100 ($196,401.68) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 Deutsche Bank National Trus t Company, as trustee for Ixis Real Estate Capital Trust 2005-HE4 Mortgage Pass Through Certificates, Series 2005-HE4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00591-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821823 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427896 11/25-12/30/10

PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/25/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,200.00 MORTGAGOR: Megan Dale Cloud MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 07/27/2007, in the Office of the Recorder Dakota County, Minnesota, as Document Number 2533676 ASSIGNMENTS OF MORTGAGE: Provident Funding Associates, L.P. filed 8/26/2010 as Document Number 2748524 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 8, Hepburn Park Addition to the City of St. Paul, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 149 6th Ave S, South St. Paul, MN 55075 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 36-32550-130-08 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-3517050135-3 RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGE ORIGINATOR/LENDER: Provident Funding Associates, L.P. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $133,025.66 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 12/14/2010 PLACE OF SALE: Dakota County Sheriff Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on 06/14/2011.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THNGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10/26/2010 Provident Funding Associates, L.P. Assignee of Mortgagee Dunakey & Klatt, P.C.,

By Brian Sayer Attorney for Assignee of Mortgagee, 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701.

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398801 10/28-12/2/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED

BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,685.00 MORTGAGOR(S): Kelly Jean Snyder, an unmarried woman and Chad Robert Benzinger, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for DHI Mortgage Company Limited Partnership TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100020410000980727 SERVICER: Ocwen Loan Servicing,LLC LENDER: DHI Mortgage Company Limited Partnership.

DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on January 9, 2006, as Document No. 582550 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Dated: June 17, 2010 , and recorded July 26, 2010 by Document No. T665184 .

T665184 .

LEGAL DESCRIPTION OF PROPERTY: Unit No. 24185, CIC No. 424, Crossroads Condominium, Dakota County, Minnesota.

PROPERTY ADDRESS: 17406 Gettysburg Way, Lakeville, MN 55044 PROPERTY I.D: 22-18604-185-24 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty-Four Thousand Five Hundred Forty-Five and 55/100 ($164,545.55) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 7, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 21, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00337-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3772740 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010, 11/25/2010 2387524 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,200.00 MORTGAGOR(S): Marc T Brown and Shelly M Brown, husband and wife MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262601 LOAN MODIFICATION: Dated: October 13, 2009 Recorded: April 13, 2010 Document Number: 2724543 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: September 30, 2004 Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262602 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CONTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17468 Inland Cir, Lakeville, MN 55044-5620 Tax Parcel ID Number: 22-33300-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Homestead Creek, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,304.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016949F01 2387504 10/21/-11/25/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 1 , 2010 MORTGAGOR: David Gilkey MORTGAGEE: M i s t w o o d C o u r t h omes Association DATE AND PLACE OF RECORDING: Recorded March 22, 2010, Dakota County Recorder, Document No. 2720527 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14611 Evergreen Trail T A X P A R C E L I . D . # : 01-48845-071-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #71 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $5,330.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $9,506.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee

Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385569 10/21-11/25/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $436,500.00 MORTGAGOR(S): Kevin D. Lee and May Y. Lee, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 13, 2007 Dakota County Recorder Document Number: 2530290 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604745994204 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13897 Fawn Ridge Way, Apple Valley, MN 55124-5035 Tax Parcel ID Number: 01-83251-100-03 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Waterford Village Second, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $487,963.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009045F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 19, 2010 at 10:00 AM has been postponed to December 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 19, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009045F02 2421053 11/25/10

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PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE This NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE is published and given pursuant to Minn.

Stat. § 582.32. The date of the Agreement for Voluntary Foreclosure Pursuant to Minn. Stat. § 582.32, executed

by Joseph K. Paulose and Lucy J. Paulose, husband and wife, and Eagle Valley Bank, N.A., a national banking association, is October 8, 2010 and filed for record on October 15, 2010 in the office of the Dakota County Recorder in and for the County of Dakota and State of Minnesota, as Document No. 2759869.

NOTICE IS HEREBY GIVEN: that default has occurred in the conditions of that certain Mortgage executed by Joseph K. Paulose and Lucy J. Paulose, husband and wife, as Mortgagor, in favor of Eagle Valley Bank, N.A., a national banking association, as Mortgagee, which is dated November 28, 2005 and filed for record on December 7, 2005, in the office of the Dakota County Recorder in and for the County of Dakota and State of Minnesota, as Document No. 2386829 (“Mortgage”); that the land described in the Mortgage is not registered land; that the original principal amount secured by said Mortgage being $450,000.00; that no action or proceeding at law is now pending to recover the debt secured by the Mortgage or any part thereof; that the holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage and all notice and other requirements of applicable statutes; that, as of the date of this notice, the amount due and claimed to be due on the Mortgage, including interest to the date hereof and taxes, if any, paid by the holder of the Mortgage is $368,903.95, plus attorneys’ fees and costs; and that pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows to wit: The Northeast Quarter (NE 1⁄4) of the Southeast Quarter (SE 1⁄4) of Section Thirty-Five (35), Township One Hundred Fourteen (114), Range Twenty-One (21), except that part taken for highway purposes, Dakota County, Minnesota; together with all privileges, hereditaments, easements and appurtenances, all rents, leases, issues and profits, all claims, awards and payments made as a result of the exercise of the right of eminent domain, and all existing and future improvements and fixtures (collectively, the “Real Property”) Property Identification No.: 22-03500-010-75; Property Address: unassigned together with all buildings, structures, improvements, and all other property, proceeds, and rights as set forth in the Mortgage, will be sold by the Sheriff of said County at public auction on the 27th day of December, 2010 at 10:00 a.m., at the Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, Minnesota, to pay the debt then secured by said Mortgage and taxes, if any, on said premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is two months from the date of sale, except that if the real estate is subject to a federal tax lien under which the United States is entitled to a 120-day redemption period under section 7425(d)(1) of the Internal Revenue Code, as amended, the mortgagor's redemption period is 120 days from the date of sale.

Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. § 582.32, Subdivision 9, beginning after the expiration of the Mortgagors’ redemption period. Pursuant to Minn.

Stat. § 582.32, Subdivision 9, a person holding a junior lien upon the real estate or some part of the real estate may redeem in the order and manner specified in Minn. Stat. §§ 580.24 and 580.25, but only if before the end of the Mortgagor's redemption period the creditor files with the county recorder or registrar of titles of each county where the real estate is located, a notice of intention to redeem. If a junior creditor fails to timely file a notice of intention to redeem or fails to redeem, its lien on the real estate is extinguished.

Dated: November 16, 2010 Eagle Valley Bank, N.A., a national banking association FAFINSKI MARK & JOHNSON, P.A. Connie A. Lahn, #0269219 Christopher J. Knapp, #0344412 Flagship Corporate Center 775 Prairie Center Drive, Suite 400 Eden Prairie, Minnesota 55344 Telephone: 952.995.9500 Facsimile: 952.995.9577 ATTORNEYS FOR EAGLE VALLEY BANK, N.A. THIS INSTRUMENT WAS DRAFTED BY: FAFINSKI MARK & JOHNSON, P.A. (CJK) 775 Prairie Center Drive, Suite 400 Eden Prairie, Minnesota 55344 Telephone: 952.995.9500 LOAN NO. 17714 2428847 11/25-12/16/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2009 MORTGAGOR: Jessica A. Bentson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 29, 2009, Dakota County Recorder, Document No. 2653378.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated September 22, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900141145051 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15313 Greenhaven Lane #101, Burnsville, MN 55306 TAX PARCEL I.D. #: 028441002502 LEGAL DESCRIPTION OF PROPERTY: Unit No. 25, Common Interest Community No. 145, Winterwood Villas, a condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,597.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 26, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 18, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2426478 11/25/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,544.00 MORTGAGOR(S): Michael J. Homiak and Pilar A Homiak, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 13, 2005 Dakota County Recorder Document Number: 2321626 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002301882 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20075 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12 24500 029 04 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 4, Empire River Preserve CIC No. 386, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,954.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2011, or the next business day if July 07, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018136F01 2426549 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 0 , 2007 MORTGAGORS: Perry J. Wilkinson and Amy M. Wilkinson, husband and wife.

MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC..

DATE AND PLACE OF RECORDING: Registered January 25, 2007, Dakota County Registrar of Titles, Document No. 605066, Certificate of Title No. 125888.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE,

GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7675 142nd Street West Unit 111C, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015700107702 LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. RC 111 AND Garage Unit No. GC 111 in Condominium, No. 57, The Pennock Place Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $113,654.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4716 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390147 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2005 MORTGAGORS: H e i d i L y n n Schuenke and Jeffrey Todd Schuenke, wife and husband.

MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC..

DATE AND PLACE OF RECORDING: Recorded April 4, 2005, Dakota County Recorder, Document No. 2309989.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14448 Flax Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011659016003 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 3, Cedar Isle Village Homes, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,342.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com-

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������ ������com ������� ���(5)���� of Mortgagee Mortgagee/Assignee unless �������� reduced to Five weeks under plied with all notice requirements as MN Stat. §580.07. required by statute; That no action or TIME AND DATE TO VACATE PROPproceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, thereof; the date on or before which the mortPURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is DATE AND TIME OF SALE: Decem- 11:59 p.m. on June 9, 2011.

MORTGAGOR(S) RELEASED FROM ber 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , FINANCIAL OBLIGATION ON MORTLaw Enforcement Center, 1580 Hwy GAGE: None "THE TIME ALLOWED BY LAW FOR 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: October 8, 2010. the date on or before which the mortChase Home Finance LLC gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under section 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is By: Paul A. Weingarden 11:59 p.m. on June 17, 2011.

Attorneys for Mortgagee/Assignee of MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT- 4500 Park Glen Road #300 GAGE: None Minneapolis, MN 55416 "THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 30-9295 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. 2390392 10/21-11/25/10 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN P R O D U C T I O N , A N D A R E THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. ABANDONED." NOTICE IS HEREBY GIVEN, that Dated: October 15, 2010. default has occurred in conditions of CitiMortgage, Inc. the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: J u n e 2 5 , USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2004 By: Paul A. Weingarden MORTGAGORS: Charles L. Becker Attorneys for Mortgagee/Assignee of and Mary Jo Cooksey, both single perMortgagee sons.

4500 Park Glen Road #300 MORTGAGEE: Mortgage Electronic Minneapolis, MN 55416 Registration Systems, Inc. (952) 925-6888 DATE AND PLACE OF RECORDING: 10-4734 THIS IS A COMMUNICATION FROM R e c o r d e d A u g u s t 3 , 2 0 0 4 , D a k o t a County Recorder, Document No. A DEBT COLLECTOR. 2390116 10/21-11/25/10 2233256.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 2, 2007, Recorded: April 5, 2007, Document No. 2507737.

NOTICE OF MORTGAGE TRANSACTION AGENT: Mortgage FORECLOSURE SALE THE RIGHT TO VERIFICATION Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN GAGE IDENTIFICATION NUMBER ON THE TIME PROVIDED BY LAW IS MORTGAGE: 100061900000140678 LENDER OR BROKER AND MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that G A G E O R I G I N A T O R S T A T E D O N default has occurred in conditions of MORTGAGE: Summit Mortgage Corpothe following described mortgage: ration DATE OF MORTGAGE: February 15, RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. 2007 MORTGAGED PROPERTY ADDRESS: MORTGAGORS: William M. Griglak 1545 Circle Lane, Burnsville, MN and Amy N. Benson, both single.

MORTGAGEE:Mortgage Electronic 55337 TAX PARCEL I.D. #: 02-82204-110-01 Registration Systems, Inc. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: Recorded February 26, 2007, Dakota ERTY: Lot 11, Block 1, Vista View 5th AddiCounty Recorder, Document No. 2499295. tion COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF LLC, Dated: October 8, 2010.

TRANSACTION AGENT: Mortgage MORTGAGE: $133,000.00 AMOUNT DUE AND CLAIMED TO BE Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - DUE AS OF DATE OF NOTICE, INCLUDGAGE IDENTIFICATION NUMBER ON ING TAXES, IF ANY, PAID BY MORTGAGEE: $141,441.15 MORTGAGE: 100015904000617427 That prior to the commencement of LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N this mortgage foreclosure proceeding MORTGAGE: CTX Mortgage Company, Mortgagee/Assignee of Mortgagee comLLC plied with all notice requirements as R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or proceeding has been instituted at law VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t 13594 Athena Court, Rosemount, MN secured by said mortgage, or any part 55068 thereof; PURSUANT to the power of sale conTAX PARCEL I.D. #: 344830218004 LEGAL DESCRIPTION OF PROP- tained in said mortgage, the above ERTY: described property will be sold by the Lot 18, Block 4, Meadows of Bloom- Sheriff of said county as follows: DATE AND TIME OF SALE: Decemfield 3rd Addition, Dakota County, Minnesota. ber 10, 2010 at 10:00 AM COUNTY IN WHICH PROPERTY IS PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGE: $327,784.00 AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption GAGEE: $331,357.58 That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07.

TIME AND DATE TO VACATE PROPproceeding has been instituted at law or otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwelling, unless otherwise provided by law, thereof; PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under section 580.30 or the property is not Sheriff of said county as follows: DATE AND TIME OF SALE: Decem- redeemed under section 580.23 is 11:59 p.m. on June 10, 2011. ber 9, 2010 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy FINANCIAL OBLIGATION ON MORTGAGE: None 55, Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns unless reduced to Five (5) weeks under ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� ���������� ���� ��������� MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3853 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390263 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 6 , 2006 MORTGAGORS: P a u l M . C z y z a n d Lisa M. Czyz, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 17, 2006, Dakota County Recorder, Document No. 2413074.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: November 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074394701 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13545 Atrium Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830211003 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 3, Meadows of Bloomfield 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $383,244.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $382,768.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9666 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2429048 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,000.00 MORTGAGOR(S): Craig T Osborne and Amy M Osborne , husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Lending Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100055140027083332 SERVICER: Ocwen Loan Servicing, LLC LENDER: Aegis Lending Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 9, 2006, as Document No. 2466912 ASSIGNED TO: Deutsche Bank National Trust Company, as Indenture Trustee for the registered Noteholders of Aegis Asset Backed Securities Trust 2006-1, Mortgage Backed Notes Dated: December 21, 2007 , and recorded January 24, 2008 by Document No. 2567915 .

LEGAL DESCRIPTION OF PROPERTY: Lot 6,Block 4,Beacon Hill, Dakota County, Minnesota.

PROPERTY ADDRESS: 4640 Kingsbury Drive, Eagan, MN 55122 PROPERTY I.D: 10-13500-060-04 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Nine Thousand Six Hundred Twenty and 32/100 ($199,620.32) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 Deutsche Bank National Trust Company, as Indenture Trustee for the registered Noteholders of Aegis Asset Backed Securities Trust 2006-1, Mortgage Backed Notes Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00592-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821806 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427883 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2005 MORTGAGORS: Zena B Vezikov FKA Zinaida Vezikov and Paul I. Vezikov FKA Pavel Vezikov, wife and husband.

MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC..

DATE AND PLACE OF RECORDING: Registered November 16, 2005, Dakota County Registrar of Titles, Document No. 579235, Certificate of Title No. 120357, also recorded with the County Recorder on November 16, 2005 as Document No. 2381150 ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being partially Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON

GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 837 Cortland Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011170712010 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A Legal Description: All that part of Lot Twelve (12) lying within the West Half (W 1/2) of the Northeast Quarter (NE 1/4) of Section 33, Township 115, Range 20, Block Ten (10) in Apple Valley 8th Addition, Dakota County, Minnesota ABSTRACT PROPERTY All that part of Lot Twelve (12) lying within the Northwest Quarter (NW 1/4) of Section 33, Township 115, Range 20, Block Ten (10) in Apple Valley 8th Addition, Dakota County, Minnesota TORRENS PROPERTY ABSTRACT AND TORRENS PROPERTY. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,263.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4722 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390040 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 17, 2005 MORTGAGORS:Sean McCarthy and Susan McCarthy, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered August 9, 2005, Dakota County Registrar of Titles, Document No. 571559, Certificate of Title No. 137042.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 4, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131020505195121 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SER-

RESIDENTIAL MORTGAGE SER VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15732 Highview Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014420227004 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 4, Lac Lavon Shores 3rd Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$356,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$368,653.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9246 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2383210 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 2 , 2010 MORTGAGOR: Emily Overland MORTGAGEE: M i s t w o o d C o u r t h omes Association DATE AND PLACE OF RECORDING: Recorded February 3, 2010, Dakota County Recorder, Document No. 2712240 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14725 Excelsior Lane T A X P A R C E L I . D . # : 01-48845-128-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #128 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $3,510.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $8,085.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385577 10/21-11/25/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,655.00 MORTGAGOR(S): Peter J. Butler, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 02, 2008 Dakota County Recorder Document Number: 2564069 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: October 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915517579 Lender or Broker: Residential Mortgage Group, a division of InterBank, fsb Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14224 Park Ave, Burnsville, MN 55337-4634 Tax Parcel ID Number: 02-84804-380-01 LEGAL DESCRIPTION OF PROPERTY: Lot 38, Block 1, Wood Park Plat Five, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,477.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017449F01 2383092 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: MORTGAGORS:Justin A. Kepler and Joyce K. Luedke, both single.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 14, 2008, Dakota County Registrar of Titles, Document No. 626546, Certificate of Title No. 144598.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900031030033 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 21030 Chippendale Court, Farmington, MN 55024 TAX PARCEL I.D. #: 142110005100 LEGAL DESCRIPTION OF PROPERTY: Lot 3 and those parts of Lots 4 and 5 lying Easterly of a Straight Line drawn from a point on the North Line of Said Lot 4 Distant 28 feet West of the Northeast Corner of Said Lot 4 to the Southeast Corner of Said Lot 5, All in Dooley Add. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$185,340.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 25, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2427961 11/25-12/30/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 5 , 2003 MORTGAGORS:Michael J. Werth and Marian J. Werth, both unmarried.

MORTGAGEE:Tradition Mortgage.

DATE AND PLACE OF RECORDING: Recorded November 20, 2003, Dakota County Recorder, Document No. 2142775.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA, Dated: August 25, 2003, Recorded: November 20, 2003, Document No. 2142776.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 454 13th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367020901004 LEGAL DESCRIPTION OF PROPERTY: Lots 5, 6, 7, 8, and 9, Block 8 and Lot 1, Block 4, South Park Division No. 10, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$145,601.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3315 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428077 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 MORTGAGORS: C h r i s t o p h e r A .

Linke and Camilla D. Linke, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2006, Dakota County

Recorded May 11, 2006, Dakota County Recorder, Document No. 2428458.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177050500015185 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20978 Huntsville Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 224747519002 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Marion Fields COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $280,460.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4747 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390301 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Matthew T Dewey and Angie C. Hallows, both single persons MORTGAGEE: First Bank DATE AND PLACE OF RECORDING: Recorded: November 16, 2004 Dakota County Recorder Document Number: 2267869 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: January 06, 2006 Recorded: January 23, 2006 Dakota County Recorder Document Number: 2398909 And assigned to: LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund Dated: August 24, 2009 Recorded: October 26, 2009 Dakota County Recorder Document Number: 2692465 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700040769560 Lender or Broker: First Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13059 Ferris Ct, Apple Valley, MN 55124-8138 Tax Parcel ID Number: 01-31004-180-05

01 31004 180 05 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 5, Greenleaf Fifth Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $241,938.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Bank of America, N.A., as successor to LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007588F02 2383062 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 2 , 2003 MORTGAGORS:Todd A. Kieser and Christine E. Kieser, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 1, 2003, Dakota County Recorder, Document No. 2118288.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: May 6, 2010, Recorded: May 7, 2010, Document No. 2728992.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599960510598 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Personal Credit Solutions, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2605 River Hills Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410413004 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, River Hills Fifth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,436.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8347 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385786 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2001 MORTGAGOR: John E. Mahoney, a single individual.

MORTGAGEE: Voyageur Financial, Inc. DBA Minnesota Guraranty Mortgage Corp.

DATE AND PLACE OF RECORDING: Recorded February 26, 2001, Dakota County Recorder, Document No. 1753659.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., Dated: February 2, 2001, Recorded: February 26, 2001, Document No. 1753660. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 3, 2002, Recorded: May 20, 2002, Document No. 1897584. And thereafter assigned to: JPMorgan Chase Bank, National Association, Dated: September 3, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial, Inc. DBA Minnesota Guaranty Mortgage Corp.

RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 13508 Aldrich Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 024270107201 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 7, Block 1, Knob Hill II, lying North of a line drawn from a point on the East line of said lot distant 52.62 feet North, as measured along said East line, of the Southeast corner of said lot to a point on the West line of said lot distant 52.16 feet North, as measured along said West line, of the Southwest corner of said lot.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,716.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e ,

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BY LAW FOR Law Enforcement Center, 1580 Hwy REDEMPTION BY THE MORTGAGOR, 55, Lobby #S-100, Hastings, MN THE MORTGAGOR'S PERSONAL REPto pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE Mortgage, and taxes, if any, on said REDUCED TO FIVE WEEKS IF A JUDIpremises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within six (6) months from the date of OTHER THINGS, THAT THE MORTsaid sale by the mortgagor(s), their GAGED PREMISES ARE IMPROVED personal representatives or assigns WITH A RESIDENTIAL DWELLING OF unless reduced to Five (5) weeks under LESS THAN FIVE UNITS, ARE NOT MN Stat. §580.07.

PROPERTY USED IN AGRICULTURAL TIME AND DATE TO VACATE PROP- P R O D U C T I O N , A N D A R E E R T Y : I f t h e r e a l e s t a t e i s a n ABANDONED." owner-occupied, single-family dwellDated: October 7, 2010.

Chase Home Finance LLC ing, unless otherwise provided by law, Mortgagee/Assignee of Mortgagee the date on or before which the mortgagor(s) must vacate the property if the USSET, WEINGARDEN AND LIEBO, P.L.L.P. mortgage is not reinstated under sec- By: Paul A. Weingarden tion 580.30 or the property is not Attorneys for Mortgagee/Assignee of redeemed under section 580.23 is Mortgagee 11:59 p.m. on June 10, 2011.

4500 Park Glen Road #300 MORTGAGOR(S) RELEASED FROM Minneapolis, MN 55416 FINANCIAL OBLIGATION ON MORT- (952) 925-6888 GAGE: None 30-9282 "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 10/21-11/25/10 THE MORTGAGOR'S PERSONAL REP- 2383190 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG NOTICE IS HEREBY GIVEN that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in the conditions WITH A RESIDENTIAL DWELLING OF of the following described mortgage: DATE OF MORTGAGE: May 26, 2005 LESS THAN FIVE UNITS, ARE NOT ORIGINAL PRINCIPAL AMOUNT OF PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E MORTGAGE: $166,300.00 MORTGAGOR(S): Lawrence J. ABANDONED." Lesniak and Charmayne Y Lesniak, Dated: October 8, 2010. husband and wife JPMorgan Chase Bank, N.A. MORTGAGEE: Mortgage Electronic Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Registration Systems, Inc. DATE AND PLACE OF RECORDING: By: Paul A. Weingarden Recorded: June 08, 2005 Dakota Attorneys for Mortgagee/Assignee of County Recorder Mortgagee Document Number: 2328422 4500 Park Glen Road #300 Transaction Agent: Mortgage ElecMinneapolis, MN 55416 tronic Registration Systems, Inc. (952) 925-6888 Transaction Agent Mortgage Identifi60-3094 THIS IS A COMMUNICATION FROM cation Number: 100026900050780716 Lender or Broker: Bell America A DEBT COLLECTOR. 2390331 10/21-11/25/10 Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS NOTICE OF MORTGAGE LOCATED: Dakota FORECLOSURE SALE Property Address: 20657 Hampshire THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Way, Lakeville, MN 55044-4666 Tax Parcel ID Number: 22 82052 090 THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS 02 LEGAL DESCRIPTION OF PROPNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ERTY: Lot 9, Block 2, Village Creek 3rd default has occurred in conditions of Addition, Common Interest Commuthe following described mortgage: nity No. 327, according to the plat DATE OF MORTGAGE:May 29, 2003 thereof on file or of record in the Office MORTGAGORS:Ronda S. Rath and o f t h e C o u n t y R e c o r d e r , D a k o t a Clyde E. Rath, wife and husband.

County, Minnesota.

MORTGAGEE:Mortgage Electronic AMOUNT DUE AND CLAIMED TO BE Registration Systems, Inc..

DUE AS OF DATE OF NOTICE: DATE AND PLACE OF RECORDING: $159,920.02 Recorded October 1, 2003, Dakota THAT all pre-foreclosure requireC o u n t y R e c o r d e r , D o c u m e n t N o . ments have been complied with; that 2118601. no action or proceeding has been instiA S S I G N M E N T S O F M O R T G A G E : tuted at law or otherwise to recover the Assigned to: Chase Home Finance debt secured by said mortgage, or any LLC, Dated: October 4, 2010. part thereof; TRANSACTION AGENT: Mortgage PURSUANT to the power of sale conElectronic Registration Systems, Inc. tained in said mortgage, the T R A N S A C T I O N A G E N T ' S M O R T - above-described property will be sold GAGE IDENTIFICATION NUMBER ON by the Sheriff of said county as folMORTGAGE: 100052599938165202 lows: LENDER OR BROKER AND MORTDATE AND TIME OF SALE: January G A G E O R I G I N A T O R S T A T E D O N 07, 2011 at 10:00 AM MORTGAGE: Capital Mortgage SerPLACE OF SALE: Dakota County vices Law Enforcement Center, 1580 HighR E S I D E N T I A L M O R T G A G E S E R - way 55, Lobby S-100, Hastings, MinneVICER: Chase Home Finance LLC sota MORTGAGED PROPERTY ADDRESS: to pay the debt secured by said mort13943 Everest Avenue, Apple Valley, gage and taxes, if any, on said preMN 55124 mises and the costs and disburseTAX PARCEL I.D. #: 013100515002 ments, including attorney fees allowed LEGAL DESCRIPTION OF PROP- by law, subject to redemption within ERTY: six (6) months from the date of said Lot 15, Block 2, Greenleaf 6th Addi- sale by the mortgagor(s), their pertion. sonal representatives or assigns.

COUNTY IN WHICH PROPERTY IS If the Mortgage is not reinstated LOCATED:Dakota under Minn. Stat. §580.30 or the propORIGINAL PRINCIPAL AMOUNT OF erty is not redeemed under Minn. Stat.

MORTGAGE:$243,000.00 §580.23, the Mortgagor must vacate AMOUNT DUE AND CLAIMED TO BE the property on or before 11:59 p.m. on DUE AS OF DATE OF NOTICE, INCLUD- July 07, 2011, or the next business day ING TAXES, IF ANY, PAID BY MORT- if July 07, 2011 falls on a Saturday, GAGEE:$235,689.47 Sunday or legal holiday.

That prior to the commencement of Mortgagor(s) released from financial this mortgage foreclosure proceeding obligation: NONE Mortgagee/Assignee of Mortgagee comTHIS COMMUNICATION IS FROM plied with all notice requirements as A DEBT COLLECTOR ATTEMPTrequired by statute; That no action or ING TO COLLECT A DEBT. ANY proceeding has been instituted at law INFORMATION OBTAINED WILL BE o r o t h e r w i s e t o r e c o v e r t h e d e b t USED FOR THAT PURPOSE. secured by said mortgage, or any part THE RIGHT TO VERIFICATION OF thereof; THE DEBT AND IDENTITY OF THE PURSUANT to the power of sale con- ORIGINAL CREDITOR WITHIN THE tained in said mortgage, the above T I M E P R O V I D E D B Y L A W I S N O T described property will be sold by the AFFECTED BY THIS ACTION. Sheriff of said county as follows: THE TIME ALLOWED BY LAW FOR DATE AND TIME OF SALE: Decem- REDEMPTION BY THE MORTGAGOR, ber 10, 2010 at 10:00 AM THE MORTGAGOR'S PERSONAL REPPLACE OF SALE:Sheriff's Office, Law RESENTATIVES OR ASSIGNS, MAY BE Enforcement Center, 1580 Hwy 55, REDUCED TO FIVE WEEKS IF A JUDILobby #S-100, Hastings, MN CIAL ORDER IS ENTERED UNDER to pay the debt then secured by said MINNESOTA STATUTES, SECTION Mortgage, and taxes, if any, on said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G premises, and the costs and disburse- OTHER THINGS, THAT THE MORTm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGED PREMISES ARE IMPROVED allowed by law subject to redemption WITH A RESIDENTIAL DWELLING OF within six (6) months from the date of LESS THAN FIVE UNITS, ARE NOT said sale by the mortgagor(s), their PROPERTY USED IN AGRICULTURAL personal representatives or assigns PRODUCTION, AND ARE ABANDONED. unless reduced to Five (5) weeks under DATED: November 25, 2010 MN Stat. §580.07.

MORTGAGEE: Mortgage Electronic TIME AND DATE TO VACATE PROPRegistration Systems, Inc. E R T Y : I f t h e r e a l e s t a t e i s a n Wilford & Geske, P.A. owner-occupied, single-family dwell- Attorneys for Mortgagee ing, unless otherwise provided by law, Lawrence A. Wilford the date on or before which the mort- James A. Geske gagor(s) must vacate the property if the 8425 Seasons Parkway, Suite 105 mortgage is not reinstated under sec- Woodbury, MN 55125-4393 tion 580.30 or the property is not (651) 209-3300 redeemed under section 580.23 is File Number: 018134F01 11:59 p.m. on June 10, 2011.

2426527 11/25-12/30/10 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������� gage������ Services, Inc. Residential Mortgage Servicer: GMAC ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $282,000.00 MORTGAGOR(S): John Reese and Michelle Reese, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maxim Mortgage Corporation, A Texas Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100392000612180145 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maxim Mortgage Corporation, A Texas Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on January 23, 2007, as Document No. 2490512 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP2, Asset Backed Pass-Through Certificates Dated: March 13, 2007 , and recorded September 8, 2008 by Document No. 2611803 .

LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Carrollton Estates, Dakota County, MN PROPERTY ADDRESS: 7836 Upper 145th Court West, Apple Valley, MN 55124 PROPERTY I.D: 011630013001 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Twenty-Six Thousand Four Hundred Forty-Two and 11/100 ($226,442.11) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00585-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821824 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427857 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 MORTGAGOR(S): James P. Harvey and Sherri L Harvey, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 18, 2005 Dakota County Recorder Document Number: 2286109 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000087557 Lender or Broker: Optimum Mortgage Services, Inc.

Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9405 204th St W, Lakeville, MN 55044-5838 Tax Parcel ID Number: 22-18200-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Creek Estates, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $266,513.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017621F01 2391416 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Thomas Wentworth and Kelley Stish, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 14, 2005 Dakota County Recorder Document Number: 2330356 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000200636 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4302 Beaver Dam Rd, Eagan, MN 55122-2238 Tax Parcel ID Number: 10 72975 180 02 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Sun Cliff 1st Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,455.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017576F01 2392211 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE REAL PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT/ FORECLOSURE Court File No.: 19HA-CV-10-3438 First Commercial Bank, a Minnesota corporation Plaintiff, v.

Amit Sela Holdings, Inc.; Sophie 70, LLC; Twin City Acquisitions, LLC; Amit Y Sela, Defendants.

STATE OF MINNESOTA ) ) SS. COUNTY OF DAKOTA ) NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law and Order for Judgment and Judgment (”Judgment”) entered in the above-entitled action on October 1, 2010, a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due Plaintiff First Commercial Bank in the above action against Defendants Twin City Acquisitions, LLC and Amit Y Sela, jointly and severally, the Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on December 21, 2010, at 10:00 a.m., at the Dakota County Sheriff’s Office, 1580 Highway 55, Hastings, Minnesota, in said state and county, the premises and real estate described in said Judgment, to wit: That part of the West half of the Northwest Quarter (W 1/2 of NW 1/4) of Section Thirty-six (36), Township One Hundred Fourteen (114), Range Twenty-one (21), lying Easterly of Interstate Highway #35 and Westerly of County Road No. 5 (formerly STH No. 65), except the North 1562.39 feet thereof, according to the Government Survey thereof, Dakota County, Minnesota.

AND That part of the West half of the Northwest Quarter (W 1/2 of NW 1/4) of Section thirty-six (36), Township One Hundred Fourteen (114), Range Twenty-one (21), lying Westerly of Interstate Highway #35, except the South 360.64 feet thereof, according to the Government Survey thereof, Dakota County, Minnesota. (”Property”) Property Address: No address Parcel I.D. No: 22-03600-011-25 The Property shall be sold to pay the debt then secured by that certain mortgage executed by Twin City Acquisitions, LLC, as mortgagor, in favor of First Commercial Bank, as lender and mortgagee, dated October 19, 2007, securing the original principal amount of $2,500,000.00, and which mortgage was filed in the Office of the County Recorder, Dakota County, Minnesota, on October 25, 2007, as Document No. 2552529. The total amount due and owing on said mortgage as of the date of this notice is $2,844,313.78, plus interest, costs, and attorneys’ fees that have accrued since the entry of the Judgment, and will continue to accrue.

Subject to redemption within six (6) months after confirmation of sale.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10-15-2010 Dave Bellows Sheriff of Dakota County By: Robert Shingledecker Deputy Sheriff Dated this 15 day of October, 2010.

COLEMAN, HULL & VAN VLIET, PLLP Katherine M. Melander (#180464) Jeffrey A. Scott (#0339416) 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 (952) 841-0001 Attorneys for Plaintiff 2389015 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 11, 2008 MORTGAGOR: Milissa S. Whitehurst, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 22, 2008, Dakota County Recorder, Document No. 2573638.

ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: October 29, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000131487 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1995 Highland Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 193285201004 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Highland Hills Third Addition, according to the recorded plat thereof and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,525.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $251,805.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4949 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428959 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,000.00 MORTGAGOR(S): Peter M. Weesner, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 15, 2004 Dakota County Recorder Document Number: 2225722 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100058900003349883 Lender or Broker: RBC Mortgage Company Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17375 Jade Ter, Lakeville, MN 55044-9000 Tax Parcel ID Number: 221320212001 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Barrett Third Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $245,450.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2011, or the next business day if July 07, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009635F03 2428392 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,750.00 MORTGAGOR(S): Jerry L Houg and Bonnie L Houg, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 13, 2007 Dakota County Recorder Document Number: 2496089 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-2 Dated: September 29, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700077399984 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC

Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4249 Dunrovin Ln, Eagan, MN 55123-1726 Tax Parcel ID Number: 10.84355.160.04 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 4, Wilderness Run 6th Addition, Eagan, Minnesota, according to the plat thereof now on file and of record in the Office of the County Recorder within and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $309,516.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017377F02 2385035 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 2 , 2010 MORTGAGOR: E i o n F o o t e a n d Angela Putzel MORTGAGEE: M i s t w o o d C o u r t h omes Association DATE AND PLACE OF RECORDING: Recorded February 3, 2010, Dakota County Recorder, Document No. 2712239 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14750 Excelsior Lane T A X P A R C E L I . D . # : 01-48845-011-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #11 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $4,880.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $9,492.87 That prior to the commencement of

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That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385583 10/21/-11/25/10P

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE REAL PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT/ FORECLOSURE Court File No.: 19HA-CV-10-3438 First Commercial Bank, a Minnesota corporation Plaintiff, v.

Amit Sela Holdings, Inc.; Sophie 70, LLC; Twin City Acquisitions, LLC; Amit Y Sela, Defendants.

STATE OF MINNESOTA ) ) SS. COUNTY OF DAKOTA ) NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law and Order for Judgment and Judgment (”Judgment”) entered in the above-entitled action on October 1, 2010, a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due Plaintiff First Commercial Bank in the above action against Defendant Amit Y Sela, the Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on December 21, 2010, at 10:00 a.m., at the Dakota County Sheriff’s Office, 1580 Highway 55, Hastings, Minnesota, in said state and county, the premises and real estate described in said Judgment, to wit: A tract of land being a part of the West Half of the Southwest Quarter and the Southeast Quarter of the Southwest Quarter of Section 25, Township 114, Range 21, Dakota County, Minnesota; described as follows: Beginning at a point in the South line of said Southwest Quarter of Section 25, distant 1363.17 feet East of the Southwest corner thereof, (said line having an assumed bearing of East); thence North 15 degrees 47 minutes 13 seconds West along the East Right-of-Way line of Highway 65, 34.29 feet; thence North 28 degrees 26 minutes 44 seconds West, along said Right-of-Way, 181.93 feet; thence North 1 degree 11 minutes 30 seconds East, along said Right-of-Way line, 335.0 feet; thence South 88 degrees 48 minutes 30 seconds East 435.0 feet; thence South 1 degree 11 minutes 30 seconds West, 518.96 feet to the South line of said Southwest Quarter; thence West 335.10 feet to the point of beginning. (”Property”) Property Address: No address Parcel I.D. No: 22-02500-010-55 The Property shall be sold to pay the debt then secured by that certain mortgage executed by Sophie 70, LLC, as mortgagor, in favor of First Commercial Bank, as lender and mortgagee, dated August 16, 2007, securing the original principal amount of $1,500,000.00, and which mortgage was filed in the Office of the County Recorder, Dakota County, Minnesota, on August 20, 2007, as Document No. 2538506. The total amount due and owing on said mortgage as of the date of this notice is $1,656,162.22, plus

of this notice is $1,656,162.22, plus interest, costs, and attorneys’ fees that have accrued since the entry of the Judgment, and will continue to accrue.

Subject to redemption within six (6) months after confirmation of sale.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10-15-2010 Dave Bellows Sheriff of Dakota County By: Robert Shingledecker Deputy Sheriff Dated this 15 day of October, 2010.

COLEMAN, HULL & VAN VLIET, PLLP Katherine M. Melander (#180464) Jeffrey A. Scott (#0339416) 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 (952) 841-0001 Attorneys for Plaintiff 2388930 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 10, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Claret Springs Association (hereinafter the "Association") which was recorded as Document No. 1544225 on October 22, 1998, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 73, Block 1, Wensmann Eleventh Addition, CIC No. 252, Dakota County, Minnesota STREET ADDRESS: 15153 Cimarron Avenue, Rosemount, MN 55068 TAX PARCEL ID NUMBER: 34-83610-730-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 10, 2010, from Wendy B. Truelson, title holder, to the Association, a Minnesota non-profit corporation, the amount of $5,250.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after November 10, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 30, 2010, as Document No. 2722065 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 11th day of January, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 11, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CLARET SPRINGS ASSOCIATION Attorneys for Claret Springs Association THOMSEN & NYBECK, P.A. By: ______________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Claret Springs/Truelson/09-7-650D)

2428903

11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 1, 2007 MORTGAGORS: Justin L. Schreader and Jolene Schreader a/k/a Joleen Schreader, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 14, 2008, Dakota County Recorder, Document No. 2572207.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 27, 2009, Recorded: November 6, 2009, Document No. 2694802.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520048289427 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16099 Flagstaff Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-73400-160-01 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Sunrise Village, CIC No. 586.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $325,177.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4953 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428991 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 13, 2003 MORTGAGOR:L y n d a K . N a u e r , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 25, 2003, Dakota County Recorder, Document No. 2084012.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance

Assigned to: Chase Home Finance LLC, Dated: September 13, 2010, Recorded: September 22, 2010, Document No. 2754144.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500057397771 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 29 Marie Avenue East, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 428382004002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Westown First Addition, Together with Appurtenant Easements Created Pursuant to Declaration, Document No. 401835, as Amended.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$100,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$112,297.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9128 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2397077 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 2, 2007 MORTGAGOR:J a n i n e L . M a r t i n , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 3, 2007, Dakota County Recorder, Document No. 2507305.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000351539071 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PHH Home Loans, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 941 Humboldt Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424810001005 LEGAL DESCRIPTION OF PROPERTY: Lot One, Block Five, B. Michel's Addition to West St. Paul, except the South Ten and Eighty-one Hundredth's feet thereof

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������ ������ ������� ���� Decem OF SALE: AND TIME ��� DATE�������� Hundredth's feet thereof COUNTY IN WHICH PROPERTY IS ber 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF Enforcement Center, 1580 Hwy 55, MORTGAGE:$176,700.00 Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disburseGAGEE:$173,523.31 ments, including attorneys' fees That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07. or otherwise to recover the debt TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n thereof; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the mortgage is not reinstated under secSheriff of said county as follows: DATE AND TIME OF SALE: Decem- tion 580.30 or the property is not redeemed under section 580.23 is ber 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN FINANCIAL OBLIGATION ON MORTto pay the debt then secured by said GAGE:None Mortgage, and taxes, if any, on said "THE TIME ALLOWED BY LAW FOR premises, and the costs and disburse- REDEMPTION BY THE MORTGAGOR, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE MORTGAGOR'S PERSONAL REPallowed by law subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MN Stat. §580.07.

OTHER THINGS, THAT THE MORTTIME AND DATE TO VACATE PROP- GAGED PREMISES ARE IMPROVED E R T Y : I f t h e r e a l e s t a t e i s a n WITH A RESIDENTIAL DWELLING OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- P R O D U C T I O N , A N D A R E gagor(s) must vacate the property if the ABANDONED." Dated: October 19, 2010. mortgage is not reinstated under secChase Home Finance LLC tion 580.30 or the property is not Mortgagee/Assignee of Mortgagee redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM By: Paul A. Weingarden FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of Mortgagee GAGE:None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 30-9368 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 10/28-12/2/10 MINNESOTA STATUTES, SECTION 2398029 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT NOTICE IS HEREBY GIVEN that PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E default has occurred in the conditions of the following described mortgage: ABANDONED." DATE OF MORTGAGE: February 15, Dated: October 19, 2010.

2007 CitiMortgage, Inc. ORIGINAL PRINCIPAL AMOUNT OF Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGE: $191,920.00 MORTGAGOR(S): Tami J. Badois a By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of single person MORTGAGEE: Mortgage Electronic Mortgagee Registration Systems, Inc. 4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 Recorded: March 05, 2007 Dakota (952) 925-6888 County Recorder 10-4756 Document Number: 2500550 THIS IS A COMMUNICATION FROM Transaction Agent: Mortgage ElecA DEBT COLLECTOR. 2396753 10/28-12/2/10 tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604726604061 Lender or Broker: Homecomings Financial, LLC fka Homecomings NOTICE OF MORTGAGE Financial Network, Inc. FORECLOSURE SALE Residential Mortgage Servicer: GMAC THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Mortgage, LLC Mortgage Originator: Not Applicable THE ORIGINAL CREDITOR WITHIN COUNTY IN WHICH PROPERTY IS THE TIME PROVIDED BY LAW IS LOCATED: Dakota NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Property Address: 18087 Kindred Ct, default has occurred in conditions of Lakeville, MN 55044-7597 the following described mortgage: Tax Parcel ID Number: 22 84650 210 DATE OF MORTGAGE:July 28, 2004 01 MORTGAGORS:Terrance S. Johnson, LEGAL DESCRIPTION OF PROPa m a r r i e d p e r s o n , a n d J e n n i f e r ERTY: Lot 21 Block 1 Woodhill ComJohnson, a married person. mon Interest Community No 482, MORTGAGEE:Mortgage Electronic Wood Hill Premier Townhomes Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF RECORDING: D U E A S O F D A T E O F N O T I C E : Registered August 30, 2004, Dakota $198,866.14 County Registrar of Titles, Document THAT all pre-foreclosure requireNo. 546544, Certificate of Title No. ments have been complied with; that no action or proceeding has been insti123105.

A S S I G N M E N T S O F M O R T G A G E : tuted at law or otherwise to recover the Assigned to: Chase Home Finance debt secured by said mortgage, or any part thereof; LLC, Dated: October 19, 2010.

PURSUANT to the power of sale conSaid Mortgage being Registered tained in said mortgage, the Land.

TRANSACTION AGENT: Mortgage above-described property will be sold by the Sheriff of said county as folElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - lows: DATE AND TIME OF SALE: DecemGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550022257942 ber 10, 2010 at 10:00 AM LENDER OR BROKER AND MORTPLACE OF SALE: Dakota County G A G E O R I G I N A T O R S T A T E D O N Law Enforcement Center, 1580 HighMORTGAGE: Source Lending Corpora- way 55, Lobby S-100, Hastings, Minnetion sota R E S I D E N T I A L M O R T G A G E S E R - to pay the debt secured by said mortgage and taxes, if any, on said preVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: mises and the costs and disburse847 1st Avenue South, South Saint ments, including attorney fees allowed Paul, MN 55075 by law, subject to redemption within TAX PARCEL I.D. #: 366950006001 six (6) months from the date of said LEGAL DESCRIPTION OF PROP- sale by the mortgagor(s), their perERTY: sonal representatives or assigns.

Lot 6, Block 1, South Bluff, Dakota If the Mortgage is not reinstated County, Minnesota. under Minn. Stat. §580.30 or the propCOUNTY IN WHICH PROPERTY IS erty is not redeemed under Minn. Stat.

LOCATED:Dakota §580.23, the Mortgagor must vacate ORIGINAL PRINCIPAL AMOUNT OF the property on or before 11:59 p.m. on MORTGAGE:$275,000.00 June 10, 2011, or the next business AMOUNT DUE AND CLAIMED TO BE day if June 10, 2011 falls on a SaturDUE AS OF DATE OF NOTICE, INCLUD- day, Sunday or legal holiday.

ING TAXES, IF ANY, PAID BY MORTMortgagor(s) released from financial GAGEE:$275,280.86 obligation: NONE That prior to the commencement of THIS COMMUNICATION IS FROM this mortgage foreclosure proceeding A DEBT COLLECTOR ATTEMPTMortgagee/Assignee of Mortgagee com- ING TO COLLECT A DEBT. ANY plied with all notice requirements as INFORMATION OBTAINED WILL BE required by statute; That no action or USED FOR THAT PURPOSE. proceeding has been instituted at law THE RIGHT TO VERIFICATION OF o r o t h e r w i s e t o r e c o v e r t h e d e b t THE DEBT AND IDENTITY OF THE secured by said mortgage, or any part ORIGINAL CREDITOR WITHIN THE thereof; TIME PROVIDED BY LAW IS NOT PURSUANT to the power of sale con- AFFECTED BY THIS ACTION. tained in said mortgage, the above THE TIME ALLOWED BY LAW FOR described property will be sold by the REDEMPTION BY THE MORTGAGOR, Sheriff of said county as follows: DATE AND TIME OF SALE: Decem- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� ���������� ���� ��������� REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016585F02 2395030 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 1, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,000.00 MORTGAGOR(S): Charles B Milne, a married person, Purchase Money Mortgage MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100220710000113015 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on March 14, 2006, as Document No. 2412467 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: May 31, 2006 , and recorded October 22, 2010 by Document No. 2761078 .

LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Five (5), Whispering Oaks 1st addition, according to the recorded Plat thereof, Dakota County, Minnesota.

PROPERTY ADDRESS: 504 Pleasant Drive, Hastings, MN 55033 PROPERTY I.D: 19-83950-020-05 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Twenty-Three Thousand Six Hundred Ninety-Five and 73/100 ($123,695.73) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00580-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821456 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427813 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,600.00 MORTGAGOR(S): Joyce LaFavre, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 23, 2006 Dakota County Registrar of Titles Document Number: 586919 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, NA, successor by merger to Countrywide Bank, FSB Dated: May 26, 2009 Registered: June 24, 2009 Dakota County Registrar of Titles Document Number: T646212 And assigned to: BAC HOME LOANS SERVICING, LP Dated: November 11, 2010 And assigned to: BAC HOME LOANS SERVICING, LP Dated: November 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001226110-6 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132125 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3335 148th St W, Rosemount, MN 55068-4339 Tax Parcel ID Number: 34-62856-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1; in Rahn's Seventh Addition, according to the plat thereof now on file and of record.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,448.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2011, or the next business day if July 07, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2010 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018174F01 2425671 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 MORTGAGOR(S): Kelvin D. Pulphus, a single person AND Shannon Stone, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING:

ING: Registered: July 28, 2006 Dakota County Registrar of Titles Document Number: 594891 ASSIGNMENTS OF MORTGAGE: And assigned to: Ocwen Loan Servicing, LLC Dated: April 23, 2009 Registered: June 01, 2009 Dakota County Registrar of Titles Document Number: T644580 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915471959 Lender or Broker: Residential Mortgage Group, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 128116 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1952 Carnelian Ln, Eagan, MN 55122-2947 Tax Parcel ID Number: 101670414013 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 13, Cedar Grove No. 5, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,684.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: Ocwen Loan Servicing, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003684F02 2394264 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,500.00 MORTGAGOR(S): Loren Counts, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 11, 2007 Dakota County Recorder Document Number: 2523327 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: October 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604737717498 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 541 Kendall Dr, Hastings, MN 55033-4027 Tax Parcel ID Number: 19-16404-350-02 LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 2, Cari Park 5th

ERTY: Lot 35, Block 2, Cari Park 5th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,053.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017632F01 2396809 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 1999 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $91,800.00 MORTGAGOR(S): David J. Gilkey, a single person MORTGAGEE: Cendant Mortgage Corporation dba Burnet Home Loans DATE AND PLACE OF RECORDING: Recorded: September 30, 1999 Dakota County Recorder Document Number: 1641865 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, successor by merger with The Leader Mortgage Company Dated: June 29, 1999 Recorded: September 30, 1999 Dakota County Recorder Document Number: 1641866 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Cendant Mortgage Corporation dba Burnet Home Loans Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14611 Evergreen Trl, Apple Valley, MN 55124-5739 Tax Parcel ID Number: 01-48845-071-20 LEGAL DESCRIPTION OF PROPERTY: Unit 71, Common Interest Community No. 124, Mistwood Courthomes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $61,689.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 14, 2011, or the next business day if June 14, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, successor by merger with The Leader Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017374F01 2397891 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 19, 2003 MORTGAGOR:Jennifer Ellis, a single person.

MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded January 26, 2004, Dakota County Recorder, Document No. 2168023.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15585 Flight Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340211550 LEGAL DESCRIPTION OF PROPERTY: Unit 115, Common Interest Community No. 282, Regatta Village Homes COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$131,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$119,171.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is June 17, 2011 11:59 p.m. on . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4761 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398025 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2005 MORTGAGOR: J o s e p h S m i t h , a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded February 23, 2006, Dakota County Recorder, Document No. 2408097.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: February 25, 2009, Recorded: March 6, 2009, Document No. 2641636.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1145 Bidwell Street, Saint Paul, MN 55118 TAX PARCEL I.D. #: 427140305001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, except the South 10 feet thereof, Block 1, Spande's 4th Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,394.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6370 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2429023 11/25-12/30/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 18, 2005 MORTGAGORS:Luan V. Pham a/k/a Luam V. Pham and Linda Do Pham, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 25, 2005, Dakota County Recorder, Document No. 2325134.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900795467277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1600 Wexford Circle, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-83851-320-01 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Wexford 2nd Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$297,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$316,362.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428012 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $402,000.00 MORTGAGOR(S): Roman J Ostapowycz and Elizabeth M Ostapowycz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 11, 2008 Dakota County Recorder Document Number: 2607415 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: October 11, 2010

Dated: October 11, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500012107141 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16446 Griffon Ln, Lakeville, MN 55044-5241 Tax Parcel ID Number: 22-75100-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Tarry Creek, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $408,367.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017686F01 2392187 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 1, 2007 MORTGAGORS:John J. Wensmann and Kathleen M. Wensmann, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 16, 2007, Dakota County Registrar of Titles, Document No. 607437, Certificate of Title No. 126134.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee under NovaStar Mortgage Funding Trust, Series 2007-2, Dated: December 15, 2008, Recorded: January 7, 2009, Document No. T637585.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100452790064100115 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeview Lending, Inc. RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 9709 203rd Street, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-47479-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Marion Fields Fifth Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$330,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$394,578.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-469 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398083 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2005 MORTGAGOR: Richard Hoffman, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 28, 2005, Dakota County Recorder, Document No. 2392236.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 14, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020851845 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 18883 Euclid Path, Farmington, MN 55024 TAX PARCEL I.D. #: 145050102001 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Nelsen Hills Farm 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $278,140.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1375 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406301 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,000.00 MORTGAGOR(S): Michael F Page, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2006 Dakota County Recorder Document Number: 2418480 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: October 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065596740 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12824 Nicollet Ave Apt 201, Burnsville, MN 55337-2821 Tax Parcel ID Number: 02-01300-351-16 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 201, 12824 Nicollet Avenue, Apartment Ownership No. 15, Ridgeview Condominium, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $120,130.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

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������ ������ �������� ��� ���� RESENTATIVES OR ASSIGNS, MAY������� BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF ASSOCIATION LIEN MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG NOTICE IS HEREBY GIVEN, that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in the terms and WITH A RESIDENTIAL DWELLING OF conditions of the Declaration for RidLESS THAN FIVE UNITS, ARE NOT geview Condominium Homes ("DeclaPROPERTY USED IN AGRICULTURAL ration") as recorded in the office of the County Recorder in and for Dakota PRODUCTION, AND ARE ABANDONED. County, Minnesota, which said DeclaDATED: November 04, 2010 ration covers the following described ASSIGNEE OF MORTGAGEE: property situated in the County of BAC Home Loans Servicing, LP Dakota and State of Minnesota, to-wit: Wilford & Geske, P.A. Apartment Number 302, Attorneys for Assignee of Mortgagee 12866 Nicollet Avenue South, Lawrence A. Wilford Condominium Ownership No. 15, James A. Geske Ridgeview Condominium Homes 8425 Seasons Parkway, Suite 105 P R O P E R T Y A D D R E S S : 12866 Woodbury, MN 55125-4393 Nicollet Avenue South Unit 302, (651) 209-3300 Burnsville MN 55337 File Number: 017837F01 THAT, pursuant to said Declaration, 2403260 11/4-12/9/10 there is claimed to be due and owing as of the date of this Notice by John J. Calabrese, as Unit owner, to RidgeNOTICE OF MORTGAGE view Homeowners Association, the FORECLOSURE SALE principal amount of Nine Thousand THE RIGHT TO VERIFICATION F o u r H u n d r e d S i x t y T h r e e a n d OF THE DEBT AND IDENTITY OF 5 0 / 1 0 0 ( $ 9 , 4 6 3 . 0 0 ) f o r c o n d o THE ORIGINAL CREDITOR WITHIN minium assessments; and that any THE TIME PROVIDED BY LAW IS action being now pending at law or NOT AFFECTED BY THIS ACTION. otherwise to recover said debt or any NOTICE IS HEREBY GIVEN, that part thereof has been discontinued, or default has occurred in conditions of that an execution upon any judgment the following described mortgage: rendered therein has been returned DATE OF MORTGAGE: S e p t e m b e r unsatisfied, in whole or in part, and; 20, 2006 THAT, pursuant to said Declaration, MORTGAGORS: Scott J. Wetch and and the statute in such case made and Yvette Wetch, husband and wife. provided, said debt creates a lien upon MORTGAGEE: Mortgage Electronic said premises in favor of Ridgeview Registration Systems, Inc..

Homeowners Association, as eviDATE AND PLACE OF RECORDING: denced by that Notice of Lien dated Registered November 3, 2006, Dakota August 2, 2010, and recorded OctoCounty Registrar of Titles, Document b e r 8 , 2 0 1 0 , a s D o c u m e n t N o .

No. 600677, Certificate of Title No. 2758380 in the Dakota County 126860.

Recorder's Office.

ASSIGNMENTS OF MORTGAGE: THAT, notice is hereby given that by Assigned to: CitiMortgage, Inc., Dated: virtue of the power of sale created by February 4, 2010, Recorded: February statute, said lien will be foreclosed by 22, 2010, Document No. T658259. the sale of said premises with the Said Mortgage being Registered Land. hereditiments and appurtenances TRANSACTION AGENT: Mortgage thereto, which said sale will be made Electronic Registration Systems, Inc. by the Sheriff of Dakota County, at T R A N S A C T I O N A G E N T ' S M O R T - public auction to the highest bidder, GAGE IDENTIFICATION NUMBER ON for cash, to pay the amount then due MORTGAGE: 100372406093315098 for said condominium assessments, LENDER OR BROKER AND MORT- together with the costs of foreclosure, G A G E O R I G I N A T O R S T A T E D O N including attorney's fees as allowed by MORTGAGE: Wilmington Finance, Inc. law, as follows: RESIDENTIAL MORTGAGE SERDATE AND TIME OF SALE: DecemVICER: CitiMortgage, Inc. ber 15, 2010, at 10:00 A.M. MORTGAGED PROPERTY ADDRESS: PLACE OF SALE: Dakota County 189 Linden Drive, Apple Valley, MN Law Enforcement Center, 1580 High55124 way 55, Hastings, MN. TAX PARCEL I.D. #: 01-11700-210-03 The time allowed by law for redempLEGAL DESCRIPTION OF PROPtion by the Unit owner, their personal ERTY: representatives or assigns, is six (6) Lot 21, Block 3 in Apple Valley. months from the date of said sale. If no Dakota County redemption occurs, the property must COUNTY IN WHICH PROPERTY IS be vacated by 11:59 PM on June 15, LOCATED: Dakota 2011.

ORIGINAL PRINCIPAL AMOUNT OF THE TIME ALLOWED BY LAW FOR MORTGAGE: $209,600.00 REDEMPTION BY THE MORTGAGOR, AMOUNT DUE AND CLAIMED TO BE THE MORTGAGOR'S PERSONAL REPDUE AS OF DATE OF NOTICE, INCLUDRESENTATIVES OR ASSIGNS, MAY BE ING TAXES, IF ANY, PAID BY MORTREDUCED TO FIVE WEEKS IF A JUDIGAGEE: $238,974.60 CIAL ORDER IS ENTERED UNDER That prior to the commencement of MINNESOTA STATUTES, SECTION this mortgage foreclosure proceeding 582.032, DETERMINING, AMONG Mortgagee/Assignee of Mortgagee comOTHER THINGS, THAT THE MORTplied with all notice requirements as GAGED PREMISES ARE IMPROVED required by statute; That no action or WITH A RESIDENTIAL DWELLING OF proceeding has been instituted at law LESS THAN FIVE UNITS, ARE NOT or otherwise to recover the debt PROPERTY USED IN AGRICULTURAL secured by said mortgage, or any part PRODUCTION, AND ARE ABANDONED. thereof; Dated: October 13, 2010 PURSUANT to the power of sale conBy /s/ David J. Raymond, #221818 tained in said mortgage, the above Attorney for described property will be sold by the Ridgeview Homeowners Association Sheriff of said county as follows: 5838 Blackshire Path DATE AND TIME OF SALE: January Inver Grove Heights, MN 55076 7, 2011 at 10:00 AM 651-455-3100 PLACE OF SALE: S h e r i f f ' s O f f i c e , File # 1441113 Law Enforcement Center, 1580 Hwy THIS NOTICE DOES NOT IMPLY 55, Lobby #S-100, Hastings, MN THAT WE ARE ATTEMPTING TO COLto pay the debt then secured by said LECT MONEY FROM ANYONE WHO Mortgage, and taxes, if any, on said HAS DISCHARGED THE DEBT UNDER premises, and the costs and disburseTHE BANKRUPTCY LAWS OF THE ments, including attorneys' fees UNITED STATES, BUT IS AN ATTEMPT allowed by law subject to redemption TO ENFORCE A VALID SECURITY within six (6) months from the date of INTEREST IN THE SUBJECT PROPsaid sale by the mortgagor(s), their ERTY. personal representatives or assigns THIS COMMUNICATION IS FROM A unless reduced to Five (5) weeks under DEBT COLLECTOR MN Stat. §580.07.

2400410 11/4-12/9/10 TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, NOTICE OF VOLUNTARY the date on or before which the mortMORTGAGE FORECLOSURE SALE gagor(s) must vacate the property if the THE RIGHT TO VERIFICATION mortgage is not reinstated under sec- OF THE DEBT AND IDENTITY OF tion 580.30 or the property is not THE ORIGINAL CREDITOR WITHIN redeemed under section 580.23 is THE TIME PROVIDED BY LAW IS 11:59 p.m. on July 7, 2011.

NOT AFFECTED BY THIS ACTION. MORTGAGOR(S) RELEASED FROM NOTICE IS HEREBY GIVEN: That FINANCIAL OBLIGATION ON MORT- default has occurred in the conditions GAGE: None of the following described mortgage: "THE TIME ALLOWED BY LAW FOR DATE OF MORTGAGE: March 6, 2007 REDEMPTION BY THE MORTGAGOR, ORIGINAL PRINCIPAL AMOUNT OF THE MORTGAGOR'S PERSONAL REP- MORTGAGE: $1,700,000.00 RESENTATIVES OR ASSIGNS, MAY BE MORTGAGOR: Thomas Lake ExecuREDUCED TO FIVE WEEKS IF A JUDI- tive Center, LLC, a Minnesota limited CIAL ORDER IS ENTERED UNDER liability company MINNESOTA STATUTES, SECTION MORTGAGEE: Americana Commu5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G nity Bank, a Minnesota banking corpoOTHER THINGS, THAT THE MORT- ration GAGED PREMISES ARE IMPROVED DATE AND PLACE OF FILING: WITH A RESIDENTIAL DWELLING OF Recorded on March 21, 2007, in the LESS THAN FIVE UNITS, ARE NOT Office of the County Recorder, Dakota PROPERTY USED IN AGRICULTURAL County, Minnesota as Document No. P R O D U C T I O N , A N D A R E 2503997.

ABANDONED." STREET ADDRESS OF PROPERTIES: Dated: November 1, 2010.

1575 Thomas Center Drive, Eagan, CitiMortgage, Inc. Minnesota 55122 Mortgagee/Assignee of Mortgagee 1580 Thomas Center Drive, Eagan, USSET, WEINGARDEN AND LIEBO, P.L.L.P. Minnesota 55122 By: Paul A. Weingarden TAX PARCEL I.D. NOs.: Attorneys for Mortgagee/Assignee of 10-65827-050-01 and 10-65827-060-01 Mortgagee LEGAL DESCRIPTION OF PROP4500 Park Glen Road #300 ERTY: Lots 5 and 6, Block 1, Safari at Minneapolis, MN 55416 Eagan 3rd Addition, Dakota County, (952) 925-6888 Minnesota 10-3289 COUNTY IN WHICH PROPERTY IS THIS IS A COMMUNICATION FROM LOCATED: Dakota County A DEBT COLLECTOR. 2406652 11/4-12/9/10

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

���������� �� ���� �����

��� �������� ��� ���� ������ ������ men t s , i n c l u ������� ding attorneys fees allowed by law subject to redemption ���������� ���� ��������� LOCATED: Dakota County THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $1,345,141.60.

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010, at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's Office, Dakota County Sheriff, 1580 Highway 55, Hastings MN 55033-2343, to pay the debt then secured by said Mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements, including attorneys' fees, allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns, is two (2) months from the date of sale.

DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: Unless the property is redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 9, 2011.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 2, 2010 Americana Community Bank Mortgagee KOEPKE LAW, LTD. By: __________/s/_____________ Jack Atnip, III, Esq. (#0301966) Kevin M. Koepke, Esq. (#0245306) 3161 Fernbrook Lane North Plymouth, Minnesota 55447 Telephone: (763) 201-1205 Attorneys for Mortgagee IMPORTANT NOTICE: THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2406596 11/4-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 8 , 2006 MORTGAGORS: M a t t h e w A . K l i n e and Sarah R. Kline, husband and wife.

MORTGAGEE: Residential Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded February 13, 2006, Dakota County Recorder, Document No. 2405543.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: January 18, 2006, Recorded: February 13, 2006, Document No. 2405544.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 19020 Ireton Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 227582604007 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 7, The Greenway 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $400,922.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406472 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2007.

MORTGAGOR(S): Paul A. Mason and Connie S. Kanoth-Mason, husband and wife.

MORTGAGEE: Compass Capital Funding Corp., a California corporation dba Commercial Capital Funding.

DATE AND PLACE OF RECORDING: Filed January 17, 2008, Dakota County Recorder, as Document No. 2566822.

ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated November 29, 2007, filed for record August 25, 2008, as Document No. 2609763.

The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent’s Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Compass Capital Funding Corp., a California corporation dba Commercial Capital Funding.

MORTGAGED PROPERTY ADDRESS: 901 Concord Street North, South St. Paul, MN 55075.

TAX PARCEL I.D. NO.: 36-70202-140-03 and 36-70202-120-03 and 36-70202-111-03.

LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 11, and all of Lots 12 , 13 and 14, Block 3, South Park Division Number 3, Dakota County, Minnesota; together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $238,926.57.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2010 at 10:00 a.m.

PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none.

GAGE: none.

Dated: October 28, 2010.

BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2403280 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 7, 2004.

MORTGAGORS: Casey Ann Tiedens and Scott G. Tiedens, wife and husband.

MORTGAGEE: Ameriquest Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded February 9, 2004, Dakota County Recorder, Document No. 2173639.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee of Ameriquest Securities Inc., Asset Backed Pass-Through Certificates, Series 2004-R2 under the Pooling & Servicing Agreement dated as of March 1, 2004, Without Recourse, Dated: September 18, 2006, Recorded: September 29, 2006, Document No. 2464989.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 5218 187th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 145865001008 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 8, Prairie Creek First Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $219,469.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 29, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 71-916 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2411866 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Kristen Reppen,an unmarried woman and Travis Witt, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for DHI Mortgage Company Limited Partnership TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020410000863253 SERVICER: Ocwen Loan Servicing, LLC LENDER: DHI Mortgage Company Limited Partnership.

DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on October 19, 2005, as Document No. 577152 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Dated: March 28, 2006 , and recorded November 5, 2010 by Document No. T670583.

LEGAL DESCRIPTION OF PROPERTY: Unit No. 18138, CIC No. 424, Crossroads Condominiums, Dakota County, Minnesota Being Registered land as is evidenced by Certificate of title No. 133980 PROPERTY ADDRESS: 17391 Gettysburg Way, Lakeville, MN 55044 PROPERTY I.D: 221860413818 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Nine Thousand Six Hundred Forty and 00/100 ($149,640.00) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00524-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821455 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427834 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2003 MORTGAGOR: K e l l e y L . S t i s h , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered August 24, 2004, Dakota County Registrar of Titles, Document No. 545993, Certificate of Title No. 132939.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 7, 2010.

October 7, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000090623 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1525 Rushmore Drive, Burnsville, MN 55306 TAX PARCEL I.D. #: 027125205005 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Five (5), Southwind Plat Three COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,315.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1263 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406334 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,800.00 MORTGAGOR(S): Kathleen C Sherman, unmarried MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: March 07, 2003 Dakota County Recorder Document Number: 2011165 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15071 Dunwood Trl, Apple Valley, MN 55124-5896 Tax Parcel ID Number: 01-76900-051-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 51, Prairie Crossing Villas, Common Interest Community No. 241, a condominium located in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $120,261.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

by the Sheriff of said county as fol lows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013719F03 2404875 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2003 MORTGAGORS: Willard L. Pankonin and Christi J. Pankonin, husband and wife.

MORTGAGEE: Interbank, FSB. DATE AND PLACE OF RECORDING: Recorded June 23, 2003, Dakota County Recorder, Document No. 2068679.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank, FA, Dated: May 19, 2003, Recorded: June 23, 2003, Document No. 2068680.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Interbank, FSB RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 25511 Ipava Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 13-01900-030-77 LEGAL DESCRIPTION OF PROPERTY: The South 330 feet of the North 396 feet of the Northeast 1/4 of the Southeast 1/4 of Section 19, Township 113, Range 20 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $560,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $603,068.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an

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ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2998 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406738 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 14, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,500.00 MORTGAGOR(S): Dustin Dingman and Haley Dingman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 25, 2007 Dakota County Recorder Document Number: 2519976 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003827638 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 937 Pine St, Farmington, MN 55024-8406 Tax Parcel ID Number: 14-30200-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Glenview Townhomes and Commercial, Common Interest Community No. 565, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,622.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017817F01 2400454 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2007 MORTGAGOR: Donna Swan, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered September 20, 2007, Dakota County Registrar of Titles, Document No. 617593, Certificate of Title No. 141354.

ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: October 13, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000297194 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3925 Mica Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 101670415007 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Seven (7) In Cedar Grove No. 5, According to the Recorded Plat Thereof on file and of record in the office of the register of Deeds in and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,950.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 26, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4780 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406361 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2009 MORTGAGORS: Michael J. Kraemer and Tracy M Kraemer, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 6, 2009, Dakota County Recorder, Document No. 2668499.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 14, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021200000146224 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17710 Hyde Park Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 228850401004 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Zweber Farm Fifth, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $367,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $371,562.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1383 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406327 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Maria Garcia, a single person and Azaola C. Alvarado-Quintero, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 01, 2005 Dakota County Recorder Document Number: 2376709 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: October 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700057853950 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4485 Clover Ln,

Property Address: 4485 Clover Ln, Eagan, MN 55122-2437 Tax Parcel ID Number: 10-22750-190-01 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, Eden Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,957.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006957F02 2405189 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,181.00 MORTGAGOR(S): Dennis J. Stacy and Dawn M. Stacy, husband and wife MORTGAGEE: Marketplace Home Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: July 30, 2003 Dakota County Recorder Document Number: 2086412 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: May 19, 2003 Recorded: July 30, 2003 Dakota County Recorder Document Number: 2086413 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 569 Kendall Dr, Hastings, MN 55033-4026 Tax Parcel ID Number: 19-16404-210-02 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Cari Park 5th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $141,495.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disburse-

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������ ������ ������� �������� ���� MAY BE RESENTATIVES OR ��� ASSIGNS, mises and the costs and disburse ments, including attorney fees allowed REDUCED TO FIVE WEEKS IF A JUDIby law, subject to redemption within CIAL ORDER IS ENTERED UNDER six (6) months from the date of said MINNESOTA STATUTES, SECTION sale by the mortgagor(s), their per- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTsonal representatives or assigns.

If the Mortgage is not reinstated GAGED PREMISES ARE IMPROVED under Minn. Stat. §580.30 or the prop- WITH A RESIDENTIAL DWELLING OF erty is not redeemed under Minn. Stat. LESS THAN FIVE UNITS, ARE NOT §580.23, the Mortgagor must vacate PROPERTY USED IN AGRICULTURAL the property on or before 11:59 p.m. on P R O D U C T I O N , A N D A R E June 17, 2011, or the next business ABANDONED." Dated: October 27, 2010. day if June 17, 2011 falls on a SaturTruStone Financial Federal Credit day, Sunday or legal holiday.

Union Mortgagor(s) released from financial Mortgagee/Assignee of Mortgagee obligation: NONE THIS COMMUNICATION IS FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. A DEBT COLLECTOR ATTEMPT- By: Paul A. Weingarden ING TO COLLECT A DEBT. ANY Attorneys for Mortgagee/Assignee of INFORMATION OBTAINED WILL BE Mortgagee 4500 Park Glen Road #300 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Minneapolis, MN 55416 THE DEBT AND IDENTITY OF THE (952) 925-6888 90-1990 ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T THIS IS A COMMUNICATION FROM AFFECTED BY THIS ACTION. A DEBT COLLECTOR. 11/4-12/9/10 THE TIME ALLOWED BY LAW FOR 2406527 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF ASSESSMENT LIEN REDUCED TO FIVE WEEKS IF A JUDIFORECLOSURE SALE CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION Date: November 1, 2010 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED and conditions of the Declaration for Palomino Cliffs Townhomes AssociaWITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT tion (hereinafter the "Association") PROPERTY USED IN AGRICULTURAL which was recorded as Document No. 343117 on September 10, 1996, in the PRODUCTION, AND ARE ABANDONED. Office of the Dakota County Registrar DATED: November 04, 2010 of Titles and also, pursuant to Minn.

ASSIGNEE OF MORTGAGEE: TCF National Bank successor by merger Stat. §515B.3-116, covering the following property: to TCF Mortgage Corporation LEGAL DESCRIPTION: Lot Two Wilford & Geske, P.A. (2), Block Nine (9), PALOMINO Attorneys for Assignee of Mortgagee CLIFFS 2ND ADDITION, COMMON Lawrence A. Wilford INTEREST COMMUNITY NUMBER James A. Geske 257, Dakota County, Minnesota 8425 Seasons Parkway, Suite 105 STREET ADDRESS: 13333 HumWoodbury, MN 55125-4393 mingbird Lane, Apple Valley, MN (651) 209-3300 55124 File Number: 009287F02 TAX PARCEL ID NUMBER: 2403849 11/4-12/9/10 01-56501-020-09 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 1, 2010, (including NOTICE OF MORTGAGE December 2010 accelerated dues of FORECLOSURE SALE THE RIGHT TO VERIFICATION $291) from Manal Rashid, title holder, OF THE DEBT AND IDENTITY OF t o t h e A s s o c i a t i o n , a M i n n e s o t a THE ORIGINAL CREDITOR WITHIN non-profit corporation, the amount of THE TIME PROVIDED BY LAW IS $7,462.00 for unpaid association dues, late fees, attorneys fees and NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that costs, plus any other such amounts default has occurred in conditions of that will accrue after November 1, 2010, and other costs of collection and the following described mortgage: DATE OF MORTGAGE: April 24, 2006 foreclosure which will be added to the MORTGAGORS: Mark T Ol son and amount claimed due and owing at the time of the sale herein.

Lara J. Olson, husband and wife.

3. No action is now pending at law or MORTGAGEE: T e a c h e r F e d e r a l Credit Union, N/K/A TruStone Finan- otherwise to recover said debt or any part thereof. cial Federal Credit Union 4. That all preforeclosure requireDATE AND PLACE OF RECORDING: Recorded May 18, 2006, Dakota County ments have been met.

5. The owner has not been released Recorder, Document No. 2430534.

A S S I G N M E N T S O F M O R T G A G E : from his financial obligation to pay said amount.

NONE 6. The Declaration, referenced above, TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - and Minn. Stat. §§515B.3-115 and GAGE IDENTIFICATION NUMBER ON 515B.3-116 provide for a continuing lien against the property. A Notice of MORTGAGE: NONE LENDER OR BROKER AND MORT- Lien evidencing the amount due was G A G E O R I G I N A T O R S T A T E D O N recorded on September 28, 2010, as MORTGAGE: Teacher Federal Credit Document No. T668408 in the Dakota County Registrar of Titles' Office.

Union 7. Pursuant to the power of sale conRESIDENTIAL MORTGAGE SERVICER: TruStone Financial Federal tained in the same Declaration and by the owner in taking title to granted Credit Union MORTGAGED PROPERTY ADDRESS: the premises subject to said Declara17752 Hickory Trail, Lakeville, MN t i o n a n d p u r s u a n t t o M i n n . S t a t . §§515B.3-115 and 515B.3-116, said 55044 Lien will be foreclosed by the sale of TAX PARCEL I.D. #: 228850708003 LEGAL DESCRIPTION OF PROP- said property by the Sheriff of Dakota County, at the Dakota County Sheriffs ERTY: Lot 8, Block 3, Zweber Farm Eighth, Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS S-100, Hastings, MN 55033, on the 6th LOCATED: Dakota day of January, 2011, at 10:00 a.m.

ORIGINAL PRINCIPAL AMOUNT OF at public auction to the highest bidder, MORTGAGE: $142,831.00 to pay the amount then due for said AMOUNT DUE AND CLAIMED TO BE assessments, together with the costs DUE AS OF DATE OF NOTICE, INCLUD- of foreclosure, including attorneys fees ING TAXES, IF ANY, PAID BY MORT- as allowed by law.

GAGEE: $132,223.46 8. T h e t i m e a l l o w e d b y l a w f o r That prior to the commencement of redemption by the unit owner, his perthis mortgage foreclosure proceeding sonal representatives or assigns is six Mortgagee/Assignee of Mortgagee com- (6) months from the date of sale. The plied with all notice requirements as date and time to vacate the property required by statute; That no action or is 11:59 p.m. on July 6, 2011, if proceeding has been instituted at law the account is not reinstated or the o r o t h e r w i s e t o r e c o v e r t h e d e b t owners do not redeem from the foresecured by said mortgage, or any part closure sale. thereof; REDEMPTION NOTICE PURSUANT to the power of sale conTHE TIME ALLOWED BY LAW tained in said mortgage, the above FOR REDEMPTION BY THE MORTdescribed property will be sold by the GAGOR, THE MORTGAGOR'S PERSheriff of said county as follows: SONAL REPRESENTATIVES OR DATE AND TIME OF SALE: January ASSIGNS, MAY BE REDUCED TO 7, 2011 at 10:00 AM FIVE WEEKS IF A JUDICIAL PLACE OF SALE: S h e r i f f ' s O f f i c e , ORDER IS ENTERED UNDER MINLaw Enforcement Center, 1580 Hwy N E S O T A S T A T U T E S , S E C T I O N 55, Lobby #S-100, Hastings, MN 582.032, DETERMINING, AMONG to pay the debt then secured by said O T H E R T H I N G S , T H A T T H E Mortgage, and taxes, if any, on said M O R T G A G E D P R E M I S E S A R E premises, and the costs and disburse- IMPROVED WITH A RESIDENTIAL m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DWELLING OF LESS THAN FIVE allowed by law subject to redemption UNITS, ARE NOT PROPERTY USED within six (6) months from the date of IN AGRICULTURAL PRODUCTION, said sale by the mortgagor(s), their AND ARE ABANDONED. personal representatives or assigns 9. THIS IS A COMMUNICATION FROM unless reduced to Five (5) weeks under A DEBT COLLECTOR ATTEMPTING TO MN Stat. §580.07.

COLLECT A DEBT. ANY INFORMATIME AND DATE TO VACATE PROP- TION OBTAINED WILL BE USED FOR E R T Y : I f t h e r e a l e s t a t e i s a n THAT PURPOSE. owner-occupied, single-family dwellPALOMINO CLIFFS ing, unless otherwise provided by law, TOWNHOMES ASSOCIATION the date on or before which the mort- Attorneys for Palomino Cliffs gagor(s) must vacate the property if the Townhomes Association mortgage is not reinstated under sec- THOMSEN & NYBECK, P.A. tion 580.30 or the property is not By: _____________________________ redeemed under section 580.23 is Gretchen S. Schellhas (#195595) 11:59 p.m. on July 7, 2011.

3600 American Blvd. West, Suite 400 MORTGAGOR(S) RELEASED FROM Bloomington, Minnesota 55431 FINANCIAL OBLIGATION ON MORT- (952) 835-7000 (Palomino Cliffs/Rashid/10-7-231D) GAGE: None "THE TIME ALLOWED BY LAW FOR 2420860 11/18-12/23/10 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $730,000.00 MORTGAGOR: Thomas Lake Executive Center, LLC, a Minnesota limited liability company MORTGAGEE: Americana Community Bank, a Minnesota banking corporation DATE AND PLACE OF FILING: Recorded on March 31, 2005, in the Office of the County Recorder, Dakota County, Minnesota as Document No. 2309043.

STREET ADDRESS OF PROPERTY: 1590 Thomas Center Drive, Eagan, Minnesota 55122 TAX PARCEL I.D. NO.: 10-65827-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Safari at Eagan 3rd Addition, Common Interest Community No. 384, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $851,680.94.

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010, at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's Office, Dakota County Sheriff, 1580 Highway 55, Hastings MN 55033-2343, to pay the debt then secured by said Mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements, including attorneys' fees, allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns, is two (2) months from the date of sale.

DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: Unless the property is redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 9, 2011.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 2, 2010 Americana Community Bank, Mortgagee KOEPKE LAW, LTD. By: __________/s/_____________ Jack Atnip, III, Esq. (#0301966) Kevin M. Koepke, Esq. (#0245306) 3161 Fernbrook Lane North Plymouth, Minnesota 55447 Telephone: (763) 201-1205 Attorneys for Mortgagee IMPORTANT NOTICE: THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2406577 11/4-11/25/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for River Pointe Condominium Association ("Declaration") which governs the following described real property situated in the County of Dakota and State of Minnesota, to-wit: Unit No. 4B, CIC No. 90, River Pointe Condominium, a condominium located in the County of Dakota; pursuant to the Declaration Document No. 397656 and Bylaws; as amended by First Amendment to Declaration No. 555573; Subject to the provisions, restrictions and easements contained in the Declaration and Bylaws and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota Statutes Chapter 515B, and Acts Amendatory thereof.

Subject to encumbrances, liens and interests noted on CECT No. 134754. according to the plat thereof on file or of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota.

PROPERTY ADDRESS: 1111 Sibley Memorial Highway, Unit #4B, Lily-

#4B, Lily

Pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Cheryl Kristine Stolz, as Unit Owner, to River Pointe Condominium Association, the principal amount of Twenty Thousand Seven Hundred Twenty One and 10/100 dollars ($20,721.10) for association assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part.

Pursuant to said Declaration and Minnesota Statutes Chapter 515B, said debt creates a lien upon said premises in favor of River Pointe Condominium Association, as evidenced by that Notice of Lien dated July 26, 2010, and recorded October 6, 2010, as Document No. T668874 in the office of the Registrar of Titles in and for Dakota County, Minnesota, and by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said association assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 15, 2010, at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no reinstatement or redemption occurs, the property must be vacated by 11:59 PM on June 15, 2011.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 19, 2010 By /s/ David J. Raymond, #221818 Attorney for River Pointe Condominium Association Raymond Law Offices, PA 5838 Blackshire Path, Inver Grove Heights, MN 55076 651-455-3100 File 187501 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2403351 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Kathryn Lynn Hanson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 27, 2005 Dakota County Recorder Document Number: 2344589 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039223350007259 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1013 Walnut St, Farmington, MN 55024-1725 Tax Parcel ID Number: 14 22500 080 09 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 9, East Farmington First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,936.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday.

day, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017433F01 2404641 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 17, 2007 MORTGAGOR: J a c o b C . B u r s o t t , single and Cheryl Crane.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 9, 2007, Dakota County Recorder, Document No. 2536135, and Amended by Court Order Recorded as Document No. 2721985.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: October 22, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500037723526 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 23410 Water Lane, Hampton, MN 55031 TAX PARCEL I.D. #: 185500007001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Rays Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,648.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,212.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 25, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406392 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2005 MORTGAGOR: Travis B. Anderson, a single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 29, 2005, Dakota County Recorder, Document No. 2392750.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1, Dated: May 21, 2010, Recorded: May 26, 2010, Document No. 2732224.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002183884 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 326 Chestnut Street, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-45300-303-01 LEGAL DESCRIPTION OF PROPERTY: The East 15.00 feet of Lots 28, 29 and 30, Block 1, Lincoln Park Addition to South St. Paul, Dakota County, Minnesota, together with the West 1/2 of Vacated Boston Avenue lying Southerly of the Easterly extension of the Northerly Lot line of Lot 30 and lying Northerly of the Easterly Extension of the Southerly Lot line of Lot 28 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,310.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,356.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 4, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4065 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422336 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 7 , 2006 MORTGAGOR: T h o m a s K a n e , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 6, 2006, Dakota County Recorder, Document No. 2443217.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: January 8, 2010, Recorded: February 10, 2010, Document No. 2713639.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000587028 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3194 Village Trail, Hastings, MN 55033 TAX PARCEL I.D. #: 196437903301 LEGAL DESCRIPTION OF PROPERTY: That part of Lots 1, 2, and 3, Block 1, Riverwood 5th Addition lying Southerly of the following described line: Commencing at the Southeast corner of Lot 1, thence Northwesterly along the Easterly line 40.00 feet to the beginning of the line to be described: thence South 78 degrees, 31 minutes 30 seconds West 180.81 feet to the most Westerly line of said Lot 1 and there terminating, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,863.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-700 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406273 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2004 MORTGAGOR: Michelle Schumack, a single person.

MORTGAGEE: ABN Amro Mortgage

MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded July 1, 2004, Dakota County Recorder, Document No. 2221617.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1255 Timbershore Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 10-76502-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Timbershores 3rd Addition, together with appurtenant easements created pursuant to Declaration, Document No. 401215, as Amended. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $127,713.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 4, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4814 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2414871 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2008 MORTGAGOR: Jose Esteban Ponce, an unmarried man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered October 10, 2008, Dakota County Registrar of Titles, Document No. T634269, Certificate of Title No. 145622.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 26, 2009, Recorded: April 8, 2009, Document No. T641818.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520057242556 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citimortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14128 Frontier Lane, Burnsville, MN

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14128 Frontier Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-22680-150-06 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 6, Echo Valley, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $379,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $435,963.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2414916 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $7,627,900.00 MORTGAGOR: Wyngate Townhomes, LLC, a Minnesota limited liability company MORTGAGEE: R e i l l y M o r t g a g e Group, Inc., a District of Columbia corporation DATE AND PLACE OF RECORDING: Recorded May 15, 2002, Office of the County Recorder, Dakota County, Minnesota, Document No. 1896359.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, National Association, a national banking association by Assignment dated July 31, 2006, which was duly filed of record in the Office of the County Recorder, Dakota County, Minnesota, on September 18, 2006, as Document No. 2462112, as assigned to the Secretary of Housing and Urban Development of Washington, D.C. by Assignment of dated December 11, 2009, which was duly filed of record in the Office of the County Recorder, Dakota County, Minnesota, on December 17, 2009, as Document No. 2703001, as assigned to LENOX MORTGAGE XIII LLC, a Delaware limited liability company, by Assignment of Mortgage dated September 22, 2010, which was duly filed of record in the Office of the County Recorder, Dakota County, Minnesota, on September 29, 2010, as Document No. 2755707.

LEGAL DESCRIPTION OF PROPERTY WHICH IS ABSTRACT PROPERTY: Original legal description: Outlot A, Deeg Pond.

Together with non-exclusive easements for storm sewer and sanitary sewer purposes over parts of Lots 3, 4, 9, 10, 11, 12, and 15, Block 1, Deeg Pond, as contained in the Utility Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896354.

And together with a non-exclusive easement for construction purposes over part of Lots 9 and 10, Block 1,

over part of Lots 9 and 10, Block 1, Deeg Pond, as contained in the Temporary Construction Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896355.

And together with the non-exclusive easement for construction purposes over part of Lot 10, Block 1, Deeg Pond, as contained in the Temporary Driveway Construction Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota county Recorder as Doc. No. 1896356.

And together with a non-exclusive easement for cross access purposes over parts of Lots 1, 2, 10, and 11, Block 1, Deeg Pond, as contained in the Cross Access Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896357.

Currently described as: PARCEL A: Lot 1, Block 1, Wyngate Townhomes.

PARCEL B: Non-exclusive easements for storm sewer and sanitary sewer purposes over parts of Lots 3, 4, 9, 10, 11, 12, and 15, Block 1, Deeg Pond, as contained in the Utility Easement dated March 12, 2002, filed May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896354.

PARCEL C: A non-exclusive easement for cross access purposes over parts of Lots 1, 2, 10, and 11, Block 1, Deeg Pond, as contained in the Cross Access Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896357 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $7,325,831.78.

PHYSICAL STREET ADDRESS, CITY AND ZIP CODE OF THE PREMISES: 1150 McAndrews Road East, Burnsville, MN 55337 TAX PARCEL IDENTIFICATION NUMBER OF THE PREMISES: 02-85600-010-01 The following Mortgagors have been released from financial obligation on the mortgage: None.

That prior to the commencement of this mortgage foreclosure proceeding Assignee of Mortgagee complied with all pre-foreclosure requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, all of the property that is described in the mortgage, both real and personal, including the above described property, will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 a.m. Friday, January 14, 2011 PLACE OF SALE: D a k o t a C o u n t y Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor, its personal representatives or assigns.

Date: November 10, 2010 LENOX MORTGAGE XIII LLC, a Delaware limited liability company By: Oppenheimer Wolff & Donnelly LLP Attorneys for Lenox Mortgage XIII LLC By: /s/ Rebecca G. Sluss Rebecca G. Sluss Its: Attorney THIS DOCUMENT WAS DRAFTED BY: OPPENHEIMER WOLFF & DONNELLY LLP (RGS) 3300 Plaza VII 45 South Seventh Street Minneapolis, Minnesota 55402 Telephone: (612) 607-7000 2415265 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2001 MORTGAGORS: Terry L. Lindahl and Lori E. Lindahl, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 13, 2001, Dakota County Recorder, Document No. 1765078.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: October 20, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100054130000399890 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: North American Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 17524 Fairfax Avenue South, Farmington, MN 55024 TAX PARCEL I.D. #: 224810307003 LEGAL DESCRIPTION OF PROPERTY:

ERTY: Lot 7, Block 3, Meadow Brook Fourth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,763.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2010 JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3249 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415332 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2002 MORTGAGOR: Jeffrey S. Jaworski, a Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 24, 2003, Dakota County Recorder, Document No. 2004604.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 3, 2010, Recorded: September 13, 2010, Document No. 2751914.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900030474950 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 653 South 4th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367510014016 LEGAL DESCRIPTION OF PROPERTY: LOT 14, BLOCK 16, TARBOX ADDITION TO SOUTH ST. PAUL. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $95,708.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9000 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415205 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2006 MORTGAGORS: Jacob Lukkes and Jennifer Lukkes, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 1, 2006, Dakota County Recorder, Document No. 2458118.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 14, 2010, Recorded: September 22, 2010, Document No. 2754146.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074407552 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1876 13th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 195860090710 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 907, COMMON INTEREST COMMUNITY NUMBER 511, A CONDOMINIUM, PRAIRIE RIDGE, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,990.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,574.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mort-

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������ ������ ������� �������� ��� BE ���� TION OBTAINED WILL USED FOR the date on or before which the mort gagor(s) must vacate the property if the THAT PURPOSE. Dated: November 5, 2010 mortgage is not reinstated under secUS Bank National Association ND tion 580.30 or the property is not Mortgagee redeemed under section 580.23 is Kenneth J. Johnson 11:59 p.m. on July 5, 2011.

MORTGAGOR(S) RELEASED FROM Minnesota State Bar No. 0246074 FINANCIAL OBLIGATION ON MORT- Johnson, Blumberg & Associates, LLC Attorney for Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR 230 W. Monroe St., Ste. 1125 REDEMPTION BY THE MORTGAGOR, Chicago, IL 60606 THE MORTGAGOR'S PERSONAL REP- Phone 312-541-9710 RESENTATIVES OR ASSIGNS, MAY BE Fax 312-541-9711 11/11-12/16/10 REDUCED TO FIVE WEEKS IF A JUDI- 2413036 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED N O T ICE IS HEREBY GIVEN that WITH A RESIDENTIAL DWELLING OF default has occurred in the conditions LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL of the following described mortgage: DATE OF MORTGAGE: March 30, P R O D U C T I O N , A N D A R E 2007 ABANDONED." ORIGINAL PRINCIPAL AMOUNT OF Dated: November 9, 2010.

MORTGAGE: $407,374.00 Chase Home Finance LLC MORTGAGOR(S): William T. BeighMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. ley, Jr. and Valerie G. Beighley, husband and wife By: Paul A. Weingarden MORTGAGEE: Mortgage Electronic Attorneys for Mortgagee/Assignee of Registration Systems, Inc. Mortgagee DATE AND PLACE OF RECORDING: 4500 Park Glen Road #300 Recorded: April 25, 2007 Dakota Minneapolis, MN 55416 County Recorder (952) 925-6888 Document Number: 2512191 30-9141 ASSIGNMENTS OF MORTGAGE: THIS IS A COMMUNICATION FROM And assigned to: U.S. Bank National A DEBT COLLECTOR. Association 2415347 11/11-12/16/10 Dated: November 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE Transaction Agent Mortgage IdentifiFORECLOSURE SALE cation Number: 100232301120053947 Lender or Broker: Centennial MortTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF gage and Funding, Inc. Residential Mortgage Servicer: U.S. THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Bank Home Mortgage Mortgage Originator: Not Applicable NOT AFFECTED BY THIS ACTION. Notice is hereby given that default COUNTY IN WHICH PROPERTY IS has occurred in conditions of the fol- LOCATED: Dakota lowing described mortgage: Property Address: 3444 83rd St E, DATE OF MORTGAGE: May 8, 2006 Inver Grove Heights, MN 55076-4563 MORTGAGORS: Jason David Erb Tax Parcel ID Number: and Diana Marie Trettel, both single 20-76500-170-01 persons, as joint tenants LEGAL DESCRIPTION OF PROPMORTGAGEE: U.S. Bank National ERTY: Lot 17. Block 1, Timber Ponds, Association ND Dakota County, Minnesota.

DATE AND PLACE OF RECORDING: AMOUNT DUE AND CLAIMED TO BE Recorded: May 24, 2006 DUE AS OF DATE OF NOTICE: Dakota County Recorder $409,166.52 Document #: 2432312 THAT all pre-foreclosure requireA S S I G N M E N T S O F M O R T G A G E : ments have been complied with; that None no action or proceeding has been instiL E G A L D E S C R I P T I O N O F P R O P - tuted at law or otherwise to recover the ERTY: debt secured by said mortgage, or any U N I T 4 0 4 , C O A C H M A N O A K S part thereof; PURSUANT to the power of sale conCONDOMINIUM, DAKOTA COUNTY, MINNESOTA, CONDO- t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold MINIUM FILE NO. 45. by the Sheriff of said county as folPARCEL ID #: 10-18100-404-01 lows: P R O P E R T Y A D D R E S S : 3155 DATE AND TIME OF SALE: DecemCoachman Road # 404, Eagan, Minber 30, 2010 at 10:00 AM nesota 55121 PLACE OF SALE: Dakota County TRANSACTION AGENT: N/A Law Enforcement Center, 1580 HighTRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: way 55, Lobby S-100, Hastings, Minnesota U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS to pay the debt secured by said mortgage and taxes, if any, on said preLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF mises and the costs and disbursements, including attorney fees allowed MORTGAGE: $133,200.00 AMOUNT DUE AND CLAIMED TO BE by law, subject to redemption within DUE AS OF DATE OF NOTICE, INCLUD- six (6) months from the date of said ING TAXES, IF ANY PAID BY MORT- sale by the mortgagor(s), their personal representatives or assigns.

GAGEE: $137,397.43 If the Mortgage is not reinstated That prior to the commencement of this mortgage foreclosure proceeding under Minn. Stat. §580.30 or the propMortgagee/Assignee of Mortgagee com- erty is not redeemed under Minn. Stat. plied with all notice requirements as §580.23, the Mortgagor must vacate required by statute; that no Mortgag- the property on or before 11:59 p.m. on ors have been released from financial June 30, 2011, or the next business obligation on said Mortgage; that no day if June 28, 2011 falls on a Saturaction or proceeding has been insti- day, Sunday or legal holiday.

Mortgagor(s) released from financial tuted by law to recover that debt secured by said Mortgage, or any part obligation: NONE thereof; that all conditions precedent THIS COMMUNICATION IS FROM to foreclose of the Mortgage and accel- A DEBT COLLECTOR ATTEMPTeration of the debt secures thereby ING TO COLLECT A DEBT. ANY have been fulfilled; INFORMATION OBTAINED WILL BE P U R S U A N T t o t h e p o w e r o f s a l e USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF therein contained, said Mortgage will be foreclosed and the above described THE DEBT AND IDENTITY OF THE property will be sold by the Sheriff of ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT said county as follows: DATE AND TIME OF SALE: Decem- AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR ber 30, 2010 at 10:00 am PLACE OF SALE: Dakota County REDEMPTION BY THE MORTGAGOR, Law Enforcement Center, Lobby S-100, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER by the Mortgage, and taxes, if any, on said premises, and the costs and dis- MINNESOTA STATUTES, SECTION bursements, including attorneys' fees 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G allowed by law, subject to redemption OTHER THINGS, THAT THE MORTwithin six (6) months from the date of GAGED PREMISES ARE IMPROVED sale by the mortgagors, their personal WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT representatives or assigns.

DATE TO VACATE PROPERTY: The PROPERTY USED IN AGRICULTURAL date on or before which the mortgagor PRODUCTION, AND ARE ABANDONED. DATED: November 11, 2010 must vacate the property if the mortASSIGNEE OF MORTGAGEE: gage is not reinstated under MinneU.S. Bank National Association sota Statutes section 580.30 of the property redeemed under Minnesota Wilford & Geske, P.A. Statutes sections 580.23 is June 30, Attorneys for Assignee of Mortgagee 2011 at 11:59 p.m. If the foregoing date Lawrence A. Wilford is Saturday, Sunday, or a legal holiday, James A. Geske then the date to vacate is the next 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 business day at 11:59 p.m.

MORTGAGORS RELEASED FROM (651) 209-3300 FINANCIAL OBLIGATION ON MORT- File Number: 017690F01 2413397 11/11-12/16/10 GAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF MORTGAGE RESENTATIVES OR ASSIGNS, MAY BE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDITHE RIGHT TO VERIFICATION CIAL ORDER IS ENTERED UNDER OF THE DEBT AND IDENTITY OF MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE ORIGINAL CREDITOR WITHIN OTHER THINGS, THAT THE MORT- THE TIME PROVIDED BY LAW IS GAGED PREMISES ARE IMPROVED NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT default has occurred in conditions of the following described mortgage: PROPERTY USED IN AGRICULTURAL DATE OF MORTGAGE: J a n u a r y 2 6 , PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A 2005 MORTGAGORS: Lynn M. Schaab and DEBT COLLECTOR ATTEMPTING TO

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR

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��� �������� ��� ���� ������ ������� ber ������ 16, 2009, Recorded: November 23, 2009, Document No. 2698129. ���������� ���� ��������� MORTGAGORS: Lynn M. Schaab and Michael J. Schaab, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 24, 2005, Dakota County Recorder, Document No. 2298440.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 15, 2008, Recorded: November 18, 2008, Document No. 2623205.

And thereafter assigned to: Selene Finance, LP, Dated: September 23, 2010, Recorded: September 23, 2010, Document No. 2754386, and by Document No. 2708854. And thereafter assigned to: Selene RMOF REO Acquisition LLC, Dated: September 24, 2010, Recorded: September 27, 2010, Document No. 2754999, as corrected by Corrective Assignment dated September 24, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100236400000109344 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mercantile Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Selene Finance, LP MORTGAGED PROPERTY ADDRESS: 984 Livingston Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-48100-160-08 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 8, Michel's B. Addition to West St. Paul.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,972.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

Selene RMOF REO Acquisition, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1675 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2413660 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 2 , 2004 MORTGAGORS: Keith M. Rose and Mary K. Rose, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 1, 2004, Dakota County Recorder, Document No. 2272078.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: November 16, 2009, Recorded: November 23,

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074369562 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 14446 Atwater Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-14704-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Bloomfield 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $333,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $315,329.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3274 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415243 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 5 , 2007 MORTGAGORS: Phillip J. Wojcik and Heidi M. Wojcik, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 19, 2007, Dakota County Recorder, Document No. 2531419.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022607121500 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2700 Shawnee Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 021555013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Burnsville Highlands First Addition, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00

MORTGAGE: $164,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,743.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9512 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415070 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 0 , 2007 MORTGAGORS: James M. Gee and Susan L. Gee, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 13, 2007, Dakota County Recorder, Document No. 2496132.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 26, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000351525781 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14228 Dearborn Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 341830028001 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Country Hills First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $229,982.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4941 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2413124 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 26, 2003 MORTGAGORS: Timothy E. Abbott and Jill A. Abbott, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 6, 2003, Dakota County Recorder, Document No. 2090101.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599920020233 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Resource Financial Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14342 Ebony Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015750305002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Pilot Knob Estates Fourth Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,868.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9470 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415144 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 16, 2006 MORTGAGOR: Satyanarayana Boda, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 18, 2006, Dakota County Recorder, Document No. 2446289.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074405259 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13559 Athena Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830248001 LEGAL DESCRIPTION OF PROPERTY: Lot 48, Block 1, Meadows of Bloomfield 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $328,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $328,291.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9488 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415122 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2007 MORTGAGORS: John Michael Sawicke and Barbara Ann Sawicke, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 20, 2007, Dakota County Recorder, Document No. 2562436.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 260 River Woods Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 027700702005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Townhouse Villages at River Woods 8th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,676.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3282 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415317 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 15, 2006 MORTGAGORS: Daniel Burke and Ann Burke, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: October 2, 2006

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Recorded: October 2, 2006 Dakota County Registrar of Titles Document #: 598624 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 5, BLOCK 6, SEMINOLE ADDITION, DAKOTA COUNTY, MINNESOTA The Torrens Certificate No. is 116219 PARCEL ID #: 42-67200-050-06 PROPERTY ADDRESS: 344 W. Emerson Ave., West Saint Paul, Minnesota 55118 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $325,227.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is June 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 28, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2408824 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2007 MORTGAGORS: Amy A. Schultz and John W. Schultz, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 17, 2007, Dakota County Recorder, Document No. 2550929.

ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: October 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935170901447 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18541 English Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 145865102002 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 2, Block 2, Prairie Creek 2nd Addition, according to the recorded plat thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,923.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4826 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2414954 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2007 MORTGAGORS: Brian Burpee and Cynthia Burpee, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: July 30, 2007 Dakota County Recorder Document #: 2533957 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 18, BLOCK 2, DONNAY'S COLLEGE PARK SECOND ADDITION, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 22-21101-180-02 PROPERTY ADDRESS: 16696 Gannon Avenue W, Rosemount, Minnesota 55068 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $251,332.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Decem-

DATE AND TIME OF SALE: Decem ber 30, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is June 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 28, 2010 U.S. Bank National Association, ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2408259 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 6 , 2005 MORTGAGOR: S u s a n M . Z i m m e r man, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 18, 2005, Dakota County Recorder, Document No. 2382267.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100271100000169340 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homebridge Mortgage Bankers Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16117 Flagstaff Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 225135105001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Niakwa Village 2nd Addition, in the City of Rosemont, County of Dakota and State of Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $105,069.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not

tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9530 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415092 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 9 , 2002 MORTGAGORS: Richard C. Tosto and Shelly M. Tosto, husband and wife.

MORTGAGEE: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded October 2, 2002, Dakota County Recorder, Document No. 1942764.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3910 East 160th Street, Rosemount, MN 55068 TAX PARCEL I.D. #: 080060001136 LEGAL DESCRIPTION OF PROPERTY: The East 165 feet of the West 1849 feet of the North 198 feet of the North One-half (N 1/2) of the Northwest Quarter (NW 1/4) of Section Six (6), Township One Hundred fourteen (114) Range Eighteen (18), excepting the West 28 feet thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,490.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

CitiMortgage, Inc.

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������ �������� ��� ���� CitiMortgage, Inc. ������ ������� lowing described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: August 23, USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2007 By: Paul A. Weingarden MORTGAGOR: Reid J. Fjerstad, a Attorneys for Mortgagee/Assignee of single person Mortgagee MORTGAGEE: U.S. Bank National 4500 Park Glen Road #300 Association ND Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded: September 7, 2007 10-4886 Dakota County Registrar of Titles Document #: 616901 THIS IS A COMMUNICATION FROM ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. 2415035 11/11-12/16/10 None LEGAL DESCRIPTION OF PROPERTY: LOT SIXTEEN (16) AND THE NOTICE OF MORTGAGE SOUTH ONE HALF (S1/2) OF LOT FORECLOSURE SALE SEVENTEEN (17), GERBER'S THE RIGHT TO VERIFICATION ADDITION, ACCORDING TO THE OF THE DEBT AND IDENTITY OF PLAT THEREOF ON FILE AND OF THE ORIGINAL CREDITOR WITHIN RECORD IN THE OFFICE OF THE THE TIME PROVIDED BY LAW IS REGISTER OF DEEDS IN AND NOT AFFECTED BY THIS ACTION. FOR SAID COUNTY AND STATE. NOTICE IS HEREBY GIVEN, that The Torrens Certificate No. is default has occurred in conditions of 138839 the following described mortgage: PARCEL ID #: 36-29100-170-00 DATE OF MORTGAGE: November 15, PROPERTY ADDRESS: 1240 South 2007 7th Avenue, South Saint Paul, MinMORTGAGORS: Mai Tong Thao and nesota 55075 Cha Vue, husband and wife.

TRANSACTION AGENT: N/A MORTGAGEE: J P M o r g a n C h a s e TRANSACTION AGENT ID NO.: N/A Bank, N.A. as successor by purchase CURRENT MORTGAGE SERVICER:

by FDIC as receiver for Washington U.S. Bank National Association ND Mutual Bank f/k/a Washington Mutual COUNTY IN WHICH PROPERTY IS Bank, FA. LOCATED: Dakota DATE AND PLACE OF RECORDING: ORIGINAL PRINCIPAL AMOUNT OF Recorded December 31, 2007, Dakota MORTGAGE: $225,000.00 County Recorder, Document No. AMOUNT DUE AND CLAIMED TO BE 2563800.

DUE AS OF DATE OF NOTICE, INCLUDA S S I G N M E N T S O F M O R T G A G E : ING TAXES, IF ANY PAID BY MORTNONE GAGEE: $238,651.38 TRANSACTION AGENT: NONE That prior to the commencement of T R A N S A C T I O N A G E N T ' S M O R T - this mortgage foreclosure proceeding GAGE IDENTIFICATION NUMBER ON Mortgagee/Assignee of Mortgagee comMORTGAGE: NONE plied with all notice requirements as LENDER OR BROKER AND MORT- required by statute; that no MortgagG A G E O R I G I N A T O R S T A T E D O N ors have been released from financial MORTGAGE: Washington Mutual Bank, obligation on said Mortgage; that no FA action or proceeding has been instiRESIDENTIAL MORTGAGE SER- tuted by law to recover that debt VICER: Chase Home Finance, LLC secured by said Mortgage, or any part MORTGAGED PROPERTY ADDRESS: thereof; that all conditions precedent 797 Sunset Drive, Eagan, MN 55123 to foreclose of the Mortgage and accelTAX PARCEL I.D. #: 107298802002 eration of the debt secures thereby LEGAL DESCRIPTION OF PROP- have been fulfilled; ERTY: PURSUANT to the power of sale Lot 2, Block 2, Sunset Fourth Addi- therein contained, said Mortgage will tion, Dakota County, Minnesota be foreclosed and the above described COUNTY IN WHICH PROPERTY IS property will be sold by the Sheriff of LOCATED: Dakota said county as follows: ORIGINAL PRINCIPAL AMOUNT OF DATE AND TIME OF SALE: DecemMORTGAGE: $270,600.00 ber 30, 2010 at 10:00 am AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE: Dakota County DUE AS OF DATE OF NOTICE, INCLUD- Law Enforcement Center Lobby S-100, ING TAXES, IF ANY, PAID BY MORT- 1580 Highway 55, Hastings, MN 55033 GAGEE: $288,605.66 to pay the debt the debt then secured That prior to the commencement of by the Mortgage, and taxes, if any, on this mortgage foreclosure proceeding said premises, and the costs and disMortgagee/Assignee of Mortgagee com- bursements, including attorneys' fees plied with all notice requirements as allowed by law, subject to redemption required by statute; That no action or within six (6) months from the date of proceeding has been instituted at law sale by the mortgagor, their personal o r o t h e r w i s e t o r e c o v e r t h e d e b t representatives or assigns. secured by said mortgage, or any part DATE TO VACATE PROPERTY: The thereof; date on or before which the mortgagor PURSUANT to the power of sale con- must vacate the property if the morttained in said mortgage, the above gage is not reinstated under Minnedescribed property will be sold by the sota Statutes section 580.30 nor the Sheriff of said county as follows: property redeemed under Minnesota DATE AND TIME OF SALE: January Statutes sections 580.23 is June 30, 6, 2011 at 10:00 AM 2011 at 11:59 p.m. If the foregoing PLACE OF SALE: S h e r i f f ' s O f f i c e , date is Saturday, Sunday, or a legal Law Enforcement Center, 1580 Hwy holiday, then the date to vacate is the 55, Lobby #S-100, Hastings, MN next business day at 11:59 p.m. to pay the debt then secured by said MORTGAGOR RELEASED FROM Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE: None ments, including attorneys' fees THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07.

MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- PRODUCTION, AND ARE ABANDONED. tion 580.30 or the property is not THIS COMMUNICATION IS FROM A redeemed under section 580.23 is DEBT COLLECTOR ATTEMPTING TO 11:59 p.m. on July 6, 2011.

COLLECT A DEBT. ANY INFORMAMORTGAGOR(S) RELEASED FROM TION OBTAINED WILL BE USED FOR FINANCIAL OBLIGATION ON MORT- THAT PURPOSE. GAGE: None Dated: November 8, 2010 "THE TIME ALLOWED BY LAW FOR U.S. Bank National Association ND REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- Kenneth J. Johnson RESENTATIVES OR ASSIGNS, MAY BE Minnesota State Bar No. 0246074 REDUCED TO FIVE WEEKS IF A JUDI- Johnson, Blumberg & Associates, LLC CIAL ORDER IS ENTERED UNDER Attorney for Mortgagee MINNESOTA STATUTES, SECTION 230 W. Monroe St., Ste. 1125 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Chicago, IL 60606 OTHER THINGS, THAT THE MORT- Phone 312-541-9710 GAGED PREMISES ARE IMPROVED Fax 312-541-9711 WITH A RESIDENTIAL DWELLING OF 2414696 11/11-12/16/10 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." NOTICE OF MORTGAGE Dated: October 29, 2010 FORECLOSURE SALE JPMorgan Chase Bank, N.A. THE RIGHT TO VERIFICATION Mortgagee/Assignee of Mortgagee OF THE DEBT AND IDENTITY OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE ORIGINAL CREDITOR WITHIN By: Paul A. Weingarden THE TIME PROVIDED BY LAW IS Attorneys for Mortgagee/Assignee of NOT AFFECTED BY THIS ACTION. Mortgagee NOTICE IS HEREBY GIVEN, that 4500 Park Glen Road #300 default has occurred in conditions of Minneapolis, MN 55416 the following described mortgage: (952) 925-6888 DATE OF MORTGAGE: J a n u a r y 1 4 , 60-3252 2005 THIS IS A COMMUNICATION FROM MORTGAGOR: M a r k S . O f s t i e , a single man.

A DEBT COLLECTOR. 2415305 11/11-12/16/10 MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 10, 2005, Dakota NOTICE OF MORTGAGE County Recorder, Document No. FORECLOSURE SALE 2303318.

THE RIGHT TO VERIFICATION ASSIGNMENTS OF MORTGAGE: OF THE DEBT AND IDENTITY OF Assigned to: CitiMortgage, Inc., Dated: THE ORIGINAL CREDITOR WITHIN June 5, 2008, Recorded: June 13, THE TIME PROVIDED BY LAW IS 2008, Document No. 2596618.

NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT: Mortgage Notice is hereby given that default Electronic Registration Systems, Inc. has occurred in conditions of the following described mortgage: ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

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�������� ��� ���� Inc. ������ ������� OF NOTICE, INCLUD AS OF DATE DUE������ Electronic Registration Systems, T R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE: $208,368.64 That prior to the commencement of MORTGAGE: 100052550048549140 LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee comMORTGAGE: Source Lending Corp. plied with all notice requirements as R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or proceeding has been instituted at law VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part 4217 Juniper Point, Eagan, MN 55122 thereof; TAX PARCEL I.D. #: 101480033001 LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale contained in said mortgage, the above ERTY: Lot 33, Block 1, CIC No. 303, Boul- described property will be sold by the der Ridge, Together with the ben- Sheriff of said county as follows: efits contained in Declaration DATE AND TIME OF SALE: January D o c u m e n t N o . 8 5 7 5 8 9 , D a k o t a 14, 2011 at 10:00 AM County, Minnesota PLACE OF SALE: S h e r i f f ' s O f f i c e , COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said Mortgage, and taxes, if any, on said MORTGAGE: $168,560.00 AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption within six (6) months from the date of GAGEE: $169,847.15 That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07.

TIME AND DATE TO VACATE PROPrequired by statute; That no action or proceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, thereof; the date on or before which the mortPURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is DATE AND TIME OF SALE: January 11:59 p.m. on July 14, 2011 .

MORTGAGOR(S) RELEASED FROM 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , FINANCIAL OBLIGATION ON MORTLaw Enforcement Center, 1580 Hwy GAGE: None 55, Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED MN Stat. §580.07.

WITH A RESIDENTIAL DWELLING OF TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: November 8, 2010. the date on or before which the mortChase Home Finance LLC gagor(s) must vacate the property if the mortgage is not reinstated under secMortgagee/Assignee of Mortgagee tion 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT- 4500 Park Glen Road #300 Minneapolis, MN 55416 GAGE: None "THE TIME ALLOWED BY LAW FOR (952) 925-6888 30-9532 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. REDUCED TO FIVE WEEKS IF A JUDI- 2418674 11/18-12/23/10 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN P R O D U C T I O N , A N D A R E THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. ABANDONED." NOTICE IS HEREBY GIVEN, that Dated: November 5, 2010. default has occurred in conditions of CitiMortgage, Inc. the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: June 17, 2003 USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGOR: K a r i D . A l t e m a , a By: Paul A. Weingarden single person.

Attorneys for Mortgagee/Assignee of MORTGAGEE: Mortgage Electronic Mortgagee Registration Systems, Inc. 4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 Recorded July 24, 2003, Dakota (952) 925-6888 C o unty Recorder, Document No. 10-4840 THIS IS A COMMUNICATION FROM 2083201.

ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. 2414987 11/11-12/16/10 Assigned to: Chase Home Finance, LLC, Dated: November 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE GAGE IDENTIFICATION NUMBER ON THE RIGHT TO VERIFICATION MORTGAGE: 100162500058970709 OF THE DEBT AND IDENTITY OF LENDER OR BROKER AND MORTTHE ORIGINAL CREDITOR WITHIN G A G E O R I G I N A T O R S T A T E D O N THE TIME PROVIDED BY LAW IS MORTGAGE: Mortgage Source, Inc. NOT AFFECTED BY THIS ACTION. RESIDENTIAL MORTGAGE SERNOTICE IS HEREBY GIVEN, that VICER: Chase Home Finance LLC default has occurred in conditions of MORTGAGED PROPERTY ADDRESS: the following described mortgage: 16566 Flagstaff Avenue West, DATE OF MORTGAGE: J u n e 2 6 , Lakeville, MN 55068 2006 TAX PARCEL I.D. #: 222117718004 MORTGAGOR: Kevin Molde, a single LEGAL DESCRIPTION OF PROPperson.

ERTY: MORTGAGEE: Mortgage Electronic Lot 18, Block 4, Donnay's Valley Registration Systems, Inc..

Park 8th DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS R e c o r d e d J u l y 1 1 , 2 0 0 6 , D a k o t a LOCATED: Dakota County Recorder, Document No. ORIGINAL PRINCIPAL AMOUNT OF 2444377.

MORTGAGE: $152,000.00 ASSIGNMENTS OF MORTGAGE: AMOUNT DUE AND CLAIMED TO BE Assigned to: Chase Home Finance LLC, DUE AS OF DATE OF NOTICE, INCLUDDated: November 4, 2010.

ING TAXES, IF ANY, PAID BY MORTTRANSACTION AGENT: Mortgage GAGEE: $139,170.65 Electronic Registration Systems, Inc. That prior to the commencement of T R A N S A C T I O N A G E N T ' S M O R T - this mortgage foreclosure proceeding GAGE IDENTIFICATION NUMBER ON Mortgagee/Assignee of Mortgagee comMORTGAGE: 100285700000188788 plied with all notice requirements as LENDER OR BROKER AND MORT- required by statute; That no action or G A G E O R I G I N A T O R S T A T E D O N proceeding has been instituted at law MORTGAGE: Winstar Mortgage Part- o r o t h e r w i s e t o r e c o v e r t h e d e b t ners, Inc. secured by said mortgage, or any part R E S I D E N T I A L M O R T G A G E S E R - thereof; VICER: Chase Home Finance LLC PURSUANT to the power of sale conMORTGAGED PROPERTY ADDRESS: tained in said mortgage, the above 18259 Emerald Trail, Farmington, MN described property will be sold by the 55024 Sheriff of said county as follows: TAX PARCEL I.D. #: 141950102010 DATE AND TIME OF SALE: January L E G A L D E S C R I P T I O N O F P R O P - 14, 2011 at 10:00 AM ERTY: PLACE OF SALE: S h e r i f f ' s O f f i c e , L o t 2 , B l o c k 1 0 , D a k o t a C o u n t y Law Enforcement Center, 1580 Hwy E s t a t e s 2 n d A d d i t i o n , D a k o t a 55, Lobby #S-100, Hastings, MN County, Minnesota. to pay the debt then secured by said COUNTY IN WHICH PROPERTY IS Mortgage, and taxes, if any, on said LOCATED: Dakota premises, and the costs and disburseORIGINAL PRINCIPAL AMOUNT OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MORTGAGE: $184,000.00 allowed by law subject to redemption AMOUNT DUE AND CLAIMED TO BE within six (6) months from the date of DUE AS OF DATE OF NOTICE, INCLUD- said sale by the mortgagor(s), their

PUBLIC NOTICE

PUBLIC NOTICE

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422467 11/18-12/23/10

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2005 MORTGAGOR: Michele Weegman, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded January 6, 2006, Dakota County Recorder, Document No. 2395140.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000405561 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage and Funding, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3175 Village Trail 105, Hastings, MN 55033 TAX PARCEL I.D. #: 196437510505 LEGAL DESCRIPTION OF PROPERTY: Unit No. 105 and Garage Unit No. 105, Riverwood Carriage Homes Condominium, Condominium File No. 80, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $105,081.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $102,604.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422230 11/18-12/23/10

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NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Jarol S Christiansen and Konnisa Christiansen, husband and wife MORTGAGEE: River City Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: February 18, 2003 Dakota County Recorder Document Number: 2001419 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: November 21, 2002 Recorded: February 18, 2003 Dakota County Recorder Document Number: 2001420 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428312 And assigned to: U.S. Bank National Association Dated: November 11, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001807138 Lender or Broker: River City Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 540 Chapel Ln, Eagan, MN 55121-2301 Tax Parcel ID Number: 10-15600-150-11 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Burrview Acres, according to the plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $136,702.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 04, 2011, or the next business day if July 04, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 18, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016466F01 2421420 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 18, 2009 MORTGAGOR: M i s t y M . M c l a i n , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 6, 2009, Dakota County Recorder, Document No 2641530.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268300377211 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4462 Glen Echo Bay, Eagan, MN 55122 TAX PARCEL I.D. #: 101779001102 LEGAL DESCRIPTION OF PROPERTY: Unit No. 11, Cliff Lake Courthomes, CIC Number 125, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,187.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $129,289.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1417 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422263 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 7 , 2007 MORTGAGORS: Denise L. Jones and

MORTGAGORS: Denise L. Jones and David L. Cranmer, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 21, 2007, Dakota County Recorder, Document No. 2498202.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: November 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074405275 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13585 Atwater Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830220001 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Meadows of Bloomfield 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $398,178.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $398,119.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9588 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422524 11/18-12/23/10

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NOTICE OF MORTGAGE FORECLOSURE SALE Dated: November 12, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated October 23, 2007, executed by Matthew W. Christenson and Kimberly M. Christenson, husband and wife, as Mortgagors to Merchants Bank, National Association, as Mortgagee and filed for record November 8, 2007, as Document Number 2555307 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. The Mortgage has been assigned as follows: Not Applicable 3. The original principal amount secured by the Mortgage was: $ 175,000.00 4. No action or proceeding at law is now pending to recover the debt secured by the mortgage, or any part thereof.

5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

6. A t t h e d a t e o f t h i s n o t i c e t he amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $ 176,437.89

$ 176,437.89 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot Eleven (11), Block Two (2), Featherstone Ridge, CIC No. 307, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on December 30, 2010, at 10:00 a.m., at the lobby of the Dakota County Sheriff's Office, Lobby S-100, 1580 Highway 55, Hastings, Minnesota 55033.

8. The street address of the property is: 496 Featherstone Court, Hastings, Minnesota 55033. The tax parcel identification number is: 19-25900-110-02.

9. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagors or Mortgagors' personal representatives or assigns is six (6) months after the date of sale.

10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. T H I S I S A N A T T E M P T T O COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND THE IDENTITY OF THE CREDITOR WILL NOT BE AFFECTED BY THI S FORECLOSURE PROCEEDING. 12. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagors must vacate the property if the mortgage is not reinstated under Section 580.30 or the property is not redeemed under Section 580.23 is 11:59 p.m. on June 30, 2011.

MERCHANTS BANK, NATIONAL ASSOCIATION /s/ Mark A. Merchlewitz By: Mark A. Merchlewitz Attorney-in-Fact for Merchants Bank, National Association Attorney for Mortgagee Mark A. Merchlewitz BENSON & MERCHLEWITZ 174 Main Street Winona, MN 55987 (507) 454-3752 STATE OF MINNESOTA } } ss. } COUNTY OF WINONA The foregoing instrument was acknowledged before me this 12th day of November, 2010, by Mark A. Merchlewitz, Attorney-in-Fact for Merchants Bank, National Association, Mortgagee. /s/ Kristine K. Teske SIGNATURE OF PERSON TAKING ACKNOWLEDGMENT THIS INSTRUMENT WAS DRAFTED BY: Mark A. Merchlewitz BENSON & MERCHLEWITZ 174 Main Street Winona, MN 55987 507-454-3752 2421140 11/18-12/23/10

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 1 , 2003 MORTGAGORS: J e f f r e y D . M c c o r mick and Elizabeth Mccormick, Husband and Wife.

MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation n/k/a Chase Home Finance, LLC. DATE AND PLACE OF RECORDING: Recorded September 24, 2003, Dakota County Recorder, Document No. 2114640.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation n/k/a Chase Home Finance, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 20619 Justice Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 224405203002 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Lake Marion Estates 3rd Addition, according to the recorded plat thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $245,585.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9558 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422455 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2004 MORTGAGORS: William B. Carli and Marisol J. Carli, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered May 18, 2004, Dakota County Registrar of Titles, Document No. 537275, Certificate of Title No. 131673.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 28, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278920257602 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19662 Meadowlark way, Farmington, MN 55024 TAX PARCEL I.D. #: 148250124508 LEGAL DESCRIPTION OF PROPERTY: Unit No. 245, Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,630.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,730.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1418 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422201 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: that a default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 1999.

MORTGAGOR(S): Ward Knutson and Elizabeth A. Knutson, husband and wife.

MORTGAGEE: GE Capital Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Filed December 6, 1999, Dakota County Recorder, Document No. 1657785.

ASSIGNMENT(S) OF MORTGAGE: Assigned to First Union National Bank, as Indenture Trustee by assignment dated April 7, 2000, recorded November 2, 2000, as Document No. 1728625 and to Bayview Loan Servicing, LLC by assignment dated September 9, 2009, recorded September 11, 2009, as Document No. 2683870.

The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): GE Capital Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 3829 Bridgewater Drive, Eagan, MN, 55123.

TAX PARCEL I.D. NO.: 10-75835-080-01.

LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, The Oaks of Bridgewater 1st Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,650.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $236,459.83.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 a.m.

PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 6, 2011, or the next business day if July 6, 2011 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: November 9, 2010 BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2416357 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 3, 2003 MORTGAGOR: Patricia M. Buss, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 3, 2003, Dakota County Registrar of Titles, Document No. 501544, Certificate of Title No. 111528.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 10, 2008, Recorded: March 17, 2008, Document No. 625065.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154060000004818 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13886 Granada Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011695033003 LEGAL DESCRIPTION OF PROPERTY: Unit No. 33, CIC No. 136, Cedarwick, A Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $118,315.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4932 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422798 11/18-12/23/10

������ ������ ������� ���� O R T G��� AGE: OF M A S S I�������� G N M E N T S ���

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,234.00 MORTGAGOR(S): Harry R Duckson and Faye A Duckson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 10, 2005 Dakota County Registrar of Titles Document Number: 578932 AND CORRECTIVE MORTGAGE REGISTERING: December 21, 2005 Dakota County Registrar of Titles Document Number: 581476 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: October 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100220710000084604 Lender or Broker: Maribella Mortgage, LLC Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138122 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17375 Gettysburg Way, Lakeville, MN 55044-4005 Tax Parcel ID Number: 22-18604-146-20 LEGAL DESCRIPTION OF PROPERTY: Unit No. 19146, CIC No. 424, Crossroads Condominium, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,375.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 04, 2011, or the next business day if July 04, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 18, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017789F01 2416712 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2003 MORTGAGORS: Jesus Sanchez and Carmen Sanchez, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 18, 2003, Dakota County Recorder, Document No. 2096131.

ASSIGNMENTS OF MORTGAGE:

Assigned to: Chase Home Finance LLC, Dated: October 2, 2009, Recorded: October 12, 2009, Document No. 2689744.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500060075356 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 416 19th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-32900-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13 and the South 1/2 of Lot 14, Block 2, Hillside Terrace.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $171,670.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7150 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422375 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 2 , 2003 MORTGAGORS: Mark R. Wallick and Nancy A. Wallick, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded October 30, 2003, Dakota County Recorder, Document No. 2133361.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 15737 Harmony Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014580115006 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 6, Longridge Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

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�������� ��� ���� ������PLACE ������ ������� Dakota County OF SALE: LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneMORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE sota DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt secured by said mortING TAXES, IF ANY, PAID BY MORT- gage and taxes, if any, on said premises and the costs and disburseGAGEE: $139,345.16 That prior to the commencement of ments, including attorney fees allowed this mortgage foreclosure proceeding by law, subject to redemption within Mortgagee/Assignee of Mortgagee com- six (6) months from the date of said plied with all notice requirements as sale by the mortgagor(s), their perrequired by statute; That no action or sonal representatives or assigns. proceeding has been instituted at law If the Mortgage is not reinstated o r o t h e r w i s e t o r e c o v e r t h e d e b t under Minn. Stat. §580.30 or the propsecured by said mortgage, or any part erty is not redeemed under Minn. Stat. thereof; §580.23, the Mortgagor must vacate PURSUANT to the power of sale con- the property on or before 11:59 p.m. on tained in said mortgage, the above July 03, 2011, or the next business day described property will be sold by the if July 03, 2011 falls on a Saturday, Sheriff of said county as follows: Sunday or legal holiday.

DATE AND TIME OF SALE: January Mortgagor(s) released from financial 14, 2011 at 10:00 AM obligation: NONE PLACE OF SALE: S h e r i f f ' s O f f i c e , THIS COMMUNICATION IS FROM Law Enforcement Center, 1580 Hwy A DEBT COLLECTOR ATTEMPT55, Lobby #S-100, Hastings, MN ING TO COLLECT A DEBT. ANY to pay the debt then secured by said INFORMATION OBTAINED WILL BE Mortgage, and taxes, if any, on said USED FOR THAT PURPOSE. premises, and the costs and disburseTHE RIGHT TO VERIFICATION OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE DEBT AND IDENTITY OF THE allowed by law subject to redemption ORIGINAL CREDITOR WITHIN THE within six (6) months from the date of T I M E P R O V I D E D B Y L A W I S N O T said sale by the mortgagor(s), their AFFECTED BY THIS ACTION. personal representatives or assigns THE TIME ALLOWED BY LAW FOR unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, MN Stat. §580.07.

THE MORTGAGOR'S PERSONAL REPTIME AND DATE TO VACATE PROP- RESENTATIVES OR ASSIGNS, MAY BE E R T Y : I f t h e r e a l e s t a t e i s a n REDUCED TO FIVE WEEKS IF A JUDIowner-occupied, single-family dwell- CIAL ORDER IS ENTERED UNDER ing, unless otherwise provided by law, MINNESOTA STATUTES, SECTION the date on or before which the mort- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G gagor(s) must vacate the property if the OTHER THINGS, THAT THE MORTmortgage is not reinstated under sec- GAGED PREMISES ARE IMPROVED tion 580.30 or the property is not WITH A RESIDENTIAL DWELLING OF redeemed under section 580.23 is LESS THAN FIVE UNITS, ARE NOT 11:59 p.m. on July 14, 2011.

PROPERTY USED IN AGRICULTURAL MORTGAGOR(S) RELEASED FROM PRODUCTION, AND ARE ABANDONED. FINANCIAL OBLIGATION ON MORTDATED: November 18, 2010 GAGE: None ASSIGNEE OF MORTGAGEE: "THE TIME ALLOWED BY LAW FOR Mortgage Electronic REDEMPTION BY THE MORTGAGOR, Registration Systems, Inc. THE MORTGAGOR'S PERSONAL REP- Wilford & Geske, P.A. RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Assignee of Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- Lawrence A. Wilford CIAL ORDER IS ENTERED UNDER James A. Geske MINNESOTA STATUTES, SECTION 8425 Seasons Parkway, Suite 105 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Woodbury, MN 55125-4393 OTHER THINGS, THAT THE MORT- (651) 209-3300 GAGED PREMISES ARE IMPROVED File Number: 018035F01 WITH A RESIDENTIAL DWELLING OF 2416791 11/18-12/23/10 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E NOTICE OF MORTGAGE ABANDONED." FORECLOSURE SALE Dated: November 8, 2010.

THE RIGHT TO VERIFICATION OF JPMorgan Chase Bank, N.A. THE DEBT AND IDENTITY OF THE Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Mortgagee default has occurred in the conditions 4500 Park Glen Road #300 of the following described mortgage: Minneapolis, MN 55416 DATE OF MORTGAGE: August 29, (952) 925-6888 2005 60-3297 ORIGINAL PRINCIPAL AMOUNT OF THIS IS A COMMUNICATION FROM MORTGAGE: $356,084.00 A DEBT COLLECTOR. MORTGAGOR(S): Chad Weiss and 2422699 11/18-12/23/10 Heidi Weiss, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee NOTICE OF MORTGAGE for Maribella Mortgage, LLC FORECLOSURE SALE TRANSACTION AGENT: Mortgage N O T I C E I S H E R E B Y G I V E N t h a t Electronic Registration Systems, Inc. default has occurred in the conditions MIN#: 100220710000054136 of the following described mortgage: SERVICER: Ocwen Loan Servicing, DATE OF MORTGAGE: August 04, LLC 1992 LENDER: Maribella Mortgage, LLC. ORIGINAL PRINCIPAL AMOUNT OF DATE AND PLACE OF FILING: MORTGAGE: $72,867.00 Dakota County Minnesota, Recorder, MORTGAGOR(S): Eugene T. Robin- on September 15, 2005, as Document ette and Victoria L. Robinette, hus- No. 2361054 band and wife ASSIGNED TO: U.S. Bank N.A., as MORTGAGEE: United Mortgage Cor- Trustee for the registered holders of poration BancCap Asset Securitization IssuDATE AND PLACE OF RECORDING: ance Corporation, Mortgage Loan R e c o r d e d : S e p t e m b e r 1 0 , 1 9 9 2 Asset Backed Certificates, Series Dakota County Recorder 2006-1 Dated: January 29, 2008, and Document Number: 1066863 recorded February 8, 2008 by DocuASSIGNMENTS OF MORTGAGE: ment No. 2571285.

And assigned to: Bank of America, LEGAL DESCRIPTION OF PROPFSB ERTY: Waterview Lot 13, Block 1, Dated: September 01, 1994 Dakota County, Minnesota Recorded: August 15, 1995 Dakota PROPERTY ADDRESS: 646 WaterCounty Recorder view Cv, Eagan, MN 55123 Document Number: 1294346 PROPERTY I.D: 10 83500 130 01 And assigned to: Mortgage ElecCOUNTY IN WHICH PROPERTY IS tronic Registration Systems, Inc. LOCATED: Dakota Dated: December 02, 1998 THE AMOUNT CLAIMED TO BE DUE Recorded: June 21, 1999 Dakota ON THE MORTGAGE ON THE DATE OF County Recorder THE NOTICE: Three Hundred Document Number: 1614333 Ninety-One Thousand One Hundred Transaction Agent: Mortgage Elec- and 59/100 ($391,100.59) tronic Registration Systems, Inc. THAT no action or proceeding has Transaction Agent Mortgage Identifi- been instituted at law to recover the cation Number: 100025400001004325 debt secured by said mortgage, or any Lender or Broker: United Mortgage part thereof; that there has been comCorporation pliance with all pre-foreclosure notice R e s i d e n t i a l M o r t g a g e S e r v i c e r : and acceleration requirements of said Aurora Loan Services, LLC mortgage, and/or applicable statutes; Mortgage Originator: Not Applicable PURSUANT, to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the Property Address: 179 Mainzer St, Sheriff of said county as follows: West Saint Paul, MN 55118-1531 DATE AND TIME OF SALE: 10:00 AM T a x P a r c e l I D N u m b e r : on January 4, 2011 42-32000-060-00 PLACE OF SALE: Sheriff`s Main L E G A L D E S C R I P T I O N O F P R O P - Office, Law Enforcement Center, 1580 ERTY: Lot Six (6) of Hardwick's Addi- Highway 55, Hastings MN 55033-2343 t i o n a c c o r d i n g t o t h e m a p o r p l a t to pay the debt then secured by said thereof on file or of record in the office mortgage and taxes, if any actually of the County Recorder in and for paid by the mortgagee, on the preDakota County, Minnesota. mises and the costs and disburseAMOUNT DUE AND CLAIMED TO BE ments allowed by law.

DUE AS OF DATE OF NOTICE: The time allowed by law for redemp$58,775.62 tion by said mortgagor(s), their perTHAT all pre-foreclosure require- sonal representatives or assigns is 6 ments have been complied with; that months from the date of sale. no action or proceeding has been insti"THE TIME ALLOWED BY LAW FOR tuted at law or otherwise to recover the REDEMPTION BY THE MORTGAGOR, debt secured by said mortgage, or any THE MORTGAGOR`S PERSONAL REPpart thereof; RESENTATIVES OR ASSIGNS, MAY BE PURSUANT to the power of sale con- REDUCED TO FIVE WEEKS IF A JUDIt a i n e d i n s a i d m o r t g a g e , t h e CIAL ORDER IS ENTERED UNDER above-described property will be sold MINNESOTA STATUTES, SECTION by the Sheriff of said county as fol- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G lows: OTHER THINGS, THAT THE MORTDATE AND TIME OF SALE: January GAGED PREMISES ARE IMPROVED 03, 2011 at 10:00 AM WITH A RESIDENTIAL DWELLING OF PLACE OF SALE: Dakota County LESS THAN FIVE UNITS, ARE NOT

PUBLIC NOTICE

PUBLIC NOTICE

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010 U.S. Bank N.A., as Trustee for the registered holders of BancCap Asset Securitization Issuance Corporation, Mortgage Loan Asset Backed Certificates, Series 2006-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00514-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3813524 11/18/2010, 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010 2419969 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2007 MORTGAGOR: Kristine R. Wallace, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 21, 2007, Dakota County Recorder, Document No. 2504115.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 11, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100356107020150943 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Partners, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15684 Chasewood Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 346457511006 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, Rosemount Commons, CIC No. 267, Dakota County, Minnesota, according to the recorded plat thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $203,033.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9639 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422312 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 5, 2005 MORTGAGORS: B r a n d o n J . B r u h a and Molly J. C. Bruha, husband and WIFE. MORTGAGEE: Residential Finance Corporation.

DATE AND PLACE OF RECORDING: Recorded May 11, 2005, Dakota County Recorder, Document No. 2320874.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: March 11, 2005, Recorded: June 21, 2005, Document No. 2332395, and

by Document No. 2332396 and 2419513.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Finance Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 213 Walnut Street, Farmington, MN 55024 TAX PARCEL I.D. #: 147700009008 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 8, Town of Farmington COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $186,458.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4945 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422778 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2003 MORTGAGORS: Eric S. Edmond and Renee B. Ross, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 1, 2003, Dakota County Registrar of Titles, Document No. 493935, Certificate of Title No. 122707.

ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: November 9, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599916020882 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DJ Financial Services LTD. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14810 Camero Lane, Rosemount, MN 55068 TAX PARCEL I.D. #: 344740107002 LEGAL DESCRIPTION OF PROPERTY: Lot 7, in Block 2, Marian Terrace Replat 2nd Addition, according to the plat thereof now on file and of record in the Office of the Register of Deeds in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,885.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9565 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422426 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 3 0 , 2006 MORTGAGORS: Johnnie D. Taylor and Patricia E. Dittrich, husband and wife.

MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded November 22, 2006, Dakota County Recorder, Document No. 2477333.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: April 8, 2009, Recorded: May 5, 2009, Document No. 2654592.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 15385 Flower Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015590008705 LEGAL DESCRIPTION OF PROPERTY: Unit No. 87, Orchard Pointe Condominiums, CIC No. 311, Dakota

miniums, CIC No. 311, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,930.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422361 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 0 , 2007 MORTGAGORS: Richard Norton and Jill Norton, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered September 4, 2007, Dakota County Registrar of Titles, Document No. 616632, Certificate of Title No. 101912.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 2, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001501703 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1520 Earle Way, Burnsville, MN 55306 TAX PARCEL I.D. #: 022247501001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Earl Place.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,256.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $271,292.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e ,

PLACE OF SALE: S h e r i f f s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 4, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2418645 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 MORTGAGOR: Michael S. Osborn, a single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 12, 2007, Dakota County Recorder, Document No. 2487741.

ASSIGNMENTS OF MORTGAGE: Assigned to: M&T Bank, Dated: November 4, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100050300005512109 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Worldwide Mortgage & Inv LLC d/b/a Worldwide Lending RESIDENTIAL MORTGAGE SERVICER: M&T Bank MORTGAGED PROPERTY ADDRESS: 8423 208th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 225670204001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Park Terrace 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,759.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010.

M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37-53 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422716 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 4 , 2005 MORTGAGOR: Bonnie J. Mc Callum, a single person.

MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2005, Dakota County Recorder, Document No. 2321835.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1670 Woodgate Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 104725114001 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Mallard Park Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $89,677.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2420972 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2009 MORTGAGORS: V i r g i n i a D . H e n drickson and Arlen W. Bittner, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 18, 2009, Dakota County Recorder, Document No. 2638111.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: November 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981106565634 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3324 Country Wood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 021835312003 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, Country Woods Estates 4th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,686.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9538 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422493 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2007 MORTGAGOR: T e y e n t G e r m a , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 9, 2007, Dakota County Recorder, Document No. 2555413.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance,

Assigned to: Chase Home Finance, LLC, Dated: November 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000157046 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1000 Crystal Lake Road West, Burnsville, MN 55306 TAX PARCEL I.D. #: 025371502001 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Oak Ridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $274,856.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9584 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422559 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 6 , 2003 MORTGAGORS: James F. Mossman and Jacquelyn L. Bieber, husband and wife.

MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation n/k/a Chase Home Finance LLC. DATE AND PLACE OF RECORDING: Recorded December 3, 2003, Dakota County Recorder, Document No. 2147684.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation n/k/a Chase Home Finance LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 300 17th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 361995001003 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A Lot 1, Block 3, Deerwood Park Replat except the following: Commencing at the Southeast corner of said Lot One, Block Three; thence Northerly along the East line of said Lot One, Block Three, a distance of five feet; thence Westerly

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������ ������ ������� �������� ��� ���� County Westerly feet; thence Dakota OF SALE: tance of five PLACE and parallel with the South line of Law Enforcement Center, 1580 Highsaid Lot One, Block Three, a dis- way 55, Lobby S-100, Hastings, Minnetance of 205.69 feet; thence South- sota erly at right angles to the South line t o p a y t h e d e b t s e c u r e d b y s a i d of said Lot One, Block Three, a dis- mortgage and taxes, if any, on said tance of five feet; thence Easterly a p r e m i s e s a n d t h e c o s t s a n d distance of 205.69 feet to the point disbursements, including attorney fees allowed by law, subject to redemption of beginning.

COUNTY IN WHICH PROPERTY IS within six (6) months from the date of LOCATED: Dakota said sale by the mortgagor(s), their ORIGINAL PRINCIPAL AMOUNT OF personal representatives or assigns.

MORTGAGE: $322,700.00 If the Mortgage is not reinstated AMOUNT DUE AND CLAIMED TO BE u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e DUE AS OF DATE OF NOTICE, INCLUD- property is not redeemed under Minn.

ING TAXES, IF ANY, PAID BY MORT- Stat. §580.23, the Mortgagor must GAGEE: $275,824.19 vacate the property on or before 11:59 That prior to the commencement of p.m. on April 15, 2011, or the next this mortgage foreclosure proceeding business day if April 15, 2011 falls on Mortgagee/Assignee of Mortgagee com- a Saturday, Sunday or legal holiday. plied with all notice requirements as Mortgagor(s) released from financial required by statute; That no action or obligation: NONE proceeding has been instituted at law THIS COMMUNICATION IS FROM o r o t h e r w i s e t o r e c o v e r t h e d e b t A DEBT COLLECTOR ATTEMPTING secured by said mortgage, or any part T O C O L L E C T A D E B T . A N Y thereof; INFORMATION OBTAINED WILL BE PURSUANT to the power of sale con- USED FOR THAT PURPOSE. tained in said mortgage, the above THE RIGHT TO VERIFICATION OF described property will be sold by the THE DEBT AND IDENTITY OF THE Sheriff of said county as follows: ORIGINAL CREDITOR WITHIN THE DATE AND TIME OF SALE: January T I M E P R O V I D E D B Y L A W I S N O T 14, 2011 at 10:00 AM AFFECTED BY THIS ACTION. PLACE OF SALE: S h e r i f f ' s O f f i c e , THE TIME ALLOWED BY LAW FOR Law Enforcement Center, 1580 Hwy REDEMPTION BY THE MORTGAGOR, 55, Lobby #S-100, Hastings, MN THE MORTGAGOR'S PERSONAL to pay the debt then secured by said REPRESENTATIVES OR ASSIGNS, Mortgage, and taxes, if any, on said MAY BE REDUCED TO FIVE WEEKS IF premises, and the costs and disburse- A J U D I C I A L O R D E R I S E N T E R E D ments, including attorneys' fees UNDER MINNESOTA STATUTES, allowed by law subject to redemption SECTION 582.032, DETERMINING, within six (6) months from the date of AMONG OTHER THINGS, THAT THE said sale by the mortgagor(s), their M O R T G A G E D P R E M I S E S A R E personal representatives or assigns I M P R O V E D W I T H A R E S I D E N T I A L unless reduced to Five (5) weeks under D W E L L I N G O F L E S S T H A N F I V E MN Stat. §580.07.

UNITS, ARE NOT PROPERTY USED IN TIME AND DATE TO VACATE PROP- AGRICULTURAL PRODUCTION, AND E R T Y : I f t h e r e a l e s t a t e i s a n ARE ABANDONED. owner-occupied, single-family dwellDATED: September 02, 2010 ing, unless otherwise provided by law, ASSIGNEE OF MORTGAGEE: the date on or before which the mortU.S. Bank National Association gagor(s) must vacate the property if the Wilford & Geske, P.A. mortgage is not reinstated under sec- Attorneys for Assignee of Mortgagee tion 580.30 or the property is not Lawrence A. Wilford redeemed under section 580.23 is James A. Geske 11:59 p.m. on July 14, 2011.

8425 Seasons Parkway, Suite 105 MORTGAGOR(S) RELEASED FROM Woodbury, MN 55125-4393 FINANCIAL OBLIGATION ON MORT- (651) 209-3300 GAGE: None File Number: 016391F01 "THE TIME ALLOWED BY LAW FOR NOTICE OF POSTPONEMENT OF REDEMPTION BY THE MORTGAGOR, MORTGAGE FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPThe above referenced sale scheduled RESENTATIVES OR ASSIGNS, MAY BE for October 15, 2010 at 10:00 AM has REDUCED TO FIVE WEEKS IF A JUDI- been postponed to November 18, 2010 CIAL ORDER IS ENTERED UNDER at 10:00 AM in the Dakota County Law MINNESOTA STATUTES, SECTION Enforcement Center, 1580 Highway 55, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Lobby S-100, Hastings, Minnesota in OTHER THINGS, THAT THE MORT- said County and State.

GAGED PREMISES ARE IMPROVED DATED: October 15, 2010 WITH A RESIDENTIAL DWELLING OF ASSIGNEE OF MORTGAGEE: LESS THAN FIVE UNITS, ARE NOT U.S. Bank National Association PROPERTY USED IN AGRICULTURAL NOTICE OF POSTPONEMENT OF P R O D U C T I O N , A N D A R E MORTGAGE FORECLOSURE SALE ABANDONED." The above referenced sale scheduled Dated: November 8, 2010. for November 18, 2010 at 10:00 AM has Chase Home Finance LLC been postponed to January 20, 2011 at Mortgagee/Assignee of Mortgagee 10:00 AM in the Dakota County Law USSET, WEINGARDEN AND LIEBO, P.L.L.P. Enforcement Center, 1580 Highway 55, By: Paul A. Weingarden Lobby S-100, Hastings, Minnesota in Attorneys for Mortgagee/Assignee of said County and State.

Mortgagee DATED: November 18, 2010 4500 Park Glen Road #300 ASSIGNEE OF MORTGAGEE: Minneapolis, MN 55416 U.S. Bank National Association (952) 925-6888 Wilford & Geske, P.A. 30-9520 Attorneys for Assignee Of Mortgagee: THIS IS A COMMUNICATION FROM Lawrence A. Wilford James A. Geske A DEBT COLLECTOR. 2420057 11/18-12/23/10 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016391F01 NOTICE OF MORTGAGE 2425112 11/25/10 FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: NOTICE OF VOLUNTARY DATE OF MORTGAGE: July 27, 2007 MORTGAGE FORECLOSURE SALE ORIGINAL PRINCIPAL AMOUNT OF NOTICE IS HEREBY GIVEN, that MORTGAGE: $131,920.00 default has occurred in the conditions MORTGAGOR(S): John W Brown, an of that certain Mortgage, Security unmarried person Agreement and Assignment of Rents MORTGAGEE: Mortgage Electronic and Leases, dated September 21, 2005, Registration Systems, Inc. executed by Stahl Commercial ProperDATE AND PLACE OF RECORDING: ties LLC, a Minnesota limited liability R e c o r d e d : S e p t e m b e r 0 6 , 2 0 0 7 company, and Stahl Commercial PropDakota County Recorder erties II LLC, a Minnesota limited Document Number: 2542204 liability company, as borrower (collecASSIGNMENTS OF MORTGAGE: tively, the "Mortgagor"), and delivered And assigned to: U.S. Bank National to World Savings Bank, FSB, a federal Association savings bank, as mortgagee (together Dated: August 25, 2010 with its successors in interest, the Recorded: August 30, 2010 Dakota "Mortgagee"), which mortgage was County Recorder recorded October 18, 2005 in the Office Document Number: 2749033 of the County Recorder of Dakota Transaction Agent: Mortgage Elec- County, Minnesota as Document No. tronic Registration Systems, Inc. 2371989, as assigned by that certain Transaction Agent Mortgage Identifi- Corporation Assignment of Mortgage cation Number: 100021268000958609 and Related Documents, dated FebruLender or Broker: Bankers Mortgage ary 24, 2010, executed by Wachovia Company Mortgage, a division of Wells Fargo Residential Mortgage Servicer: U.S. Bank, NA, formerly known as WachoBank Home Mortgage via Mortgage, FSB, formerly known as Mortgage Originator: Not Applicable World Savings Bank, FSB, as assignor, COUNTY IN WHICH PROPERTY IS and delivered to Fannie Mae, which LOCATED: Dakota was recorded June 7, 2010 in th e Property Address: 15917 Finch Ave, O f f i c e o f t h e C o u n t y R e c o r d e r o f Apple Valley, MN 55124-5811 Dakota County, Minnesota as DocuT a x P a r c e l I D N u m b e r : ment No. 2734101 (collectively, the 01-63400-041-25 "Mortgage"), the original principal L E G A L D E S C R I P T I O N O F P R O P - amount secured by said Mortgage, E R T Y : U n i t N o . 4 1 , C I C N o . 2 3 5 , being $596,250.00; that no action or Regatta Court Homes, Dakota County, proceeding has been instituted at law Minnesota. to recover the debt secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage or any part thereof; that any D U E A S O F D A T E O F N O T I C E : notice required by said Mortgage, or $132,288.87 any note secured thereby, or by law, to THAT all pre-foreclosure require- be given prior to the commencement of ments have been complied with; that these proceedings to foreclose said no action or proceeding has been insti- Mortgage has been given; that there is tuted at law or otherwise to recover the due and claimed to be due upon said debt secured by said mortgage, or any Mortgage, including interest to date part thereof; hereof, the sum of $625,745.44; and PURSUANT to the power of sale con- that pursuant to the power of sale t a i n e d i n s a i d m o r t g a g e , t h e therein contained, said Mortgage will above-described property will be sold be foreclosed. by the Sheriff of said county as folFannie Mae, in its capacity as the lows: record holder of the Mortgage, and the DATE AND TIME OF SALE: October Mortgagor, in its capacity as the record 15, 2010 at 10:00 AM holder of the legal and equitable interPLACE OF SALE: Dakota County est in that certain real estate encum-

PUBLIC NOTICE

PUBLIC NOTICE

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�������� ���estate ����encum ������ ������ ������� certain real est in that elevators, escalators, accessories, bered by the Mortgage, have entered draperies, blinds and other window into a Voluntary Mortgage Foreclosure c o v e r i n g s , a n d t h e m a c h i n e r y , Agreement dated as of November 12, appliances, fixtures, and equipment 2010, evidenced by a Memorandum of p e r t a i n i n g t h e r e t o , a l l o f w h i c h Voluntary Mortgage Foreclosure fixtures, furnishings, furniture, Agreement recorded November 17, equipment, machinery, appliances, 2 0 1 0 i n t h e O f f i c e o f t h e C o u n t y apparatus, and other property, whether Recorder of Dakota County, Minne- or not permanently affixed to the Land; All rights, privileges, permits, licenses, sota as Document No. 2766822.

The tract of land in said Mortgage, easements, consents, tenements, lying and being in Dakota County, hereditaments, and appurtenances at Minnesota, and legally described as any time belonging to or in any way appertaining to all or any part of the follows, to-wit: Land and any property or interests Parcel 1: That part of Lot 18, Block 2, Hamp- subject to the Mortgage; all right, title, ton, Dakota County Minnesota, and interest of Mortgagor in all reversions and remainders in or to all described as follows: Commencing at the Northwest cor- or any part of the Land and other ner of said Lot 18; thence South 12 property and interests subject to the degrees 12 minutes 21 seconds East Mortgage, and all avails, rents, income, (assumed bearing) along the West line issues, profits, royalties, and revenues thereof a distance of 40.00 feet; thence derived from or belonging to all or any North 83 degrees 14 minutes 33 sec- part of the Land and other property onds East, a distance of 74.50 feet; and interests subject to the Mortgage; thence North 12 degrees 12 minutes A n y a n d a l l p r o c e e d s o f t h e 21 seconds West, parallel with the c o n v e r s i o n , w h e t h e r v o l u n t a r y o r West line of said Lot 18, a distance of involuntary, of all or any part of the 16.00 feet; thence North 86 degrees 17 Land and other property and interests minutes 09 seconds East, parallel with subject to the Mortgage into cash or the North line of said Lot 18, a dis- liquidated claims, including, by way of tance of 74.56 feet, more or less to the illustration and not limitation, all East line of said Lot 18; thence South proceeds of insurance and all awards 12 degrees 16 minutes 31 seconds a n d p a y m e n t s , i n c l u d i n g i n t e r e s t East along said East line of Lot 18, a thereon, which may be made with distance of 45.00 feet to the point of respect to all or any part of the Land or beginning of the land to be described; other property and interests subject to thence South 83 degrees 16 minutes t h e M o r t g a g e , o r a n y e s t a t e o r 33 seconds West a distance of 70.86 easement therein, as a result of any feet; thence South 6 degrees 42 min- damage to or destruction of all or any utes 21 seconds East a distance of part of the Land and other property 30.00 feet; thence South 83 degrees 17 and interests subject to the Mortgage, minutes 39 seconds West a distance of the exercise of the right or power of 75.00 feet, more or less to the West condemnation or eminent domain, the line of said Lot 18; thence South along closing of, or the alteration of the the West line of said Lot 18 to a point grade of, any highway, road, street, which is 162 feet Southerly of the alley or other public right-of-way or Northerly line of said Lot 18, mea- thoroughfare on or adjoining all or any sured along the Westerly line of said part of the Land and other property Lot 18; thence Easterly in a straight and interests subject to the Mortgage, line to a point on the Easterly line of or any other injury to or decrease in said Lot 18 which point is 34 feet the value of all or any part of the Land Northerly from the Southeast corner of or other property and interests subject said Lot 18; thence Northerly along the to the Mortgage, to the extent of all Easterly line of said Lot 18 to the point amounts which may be secured by the of beginning, according to the recorded Mortgage, and any and all assignments plat thereof, and situate in Dakota a n d o t h e r i n s t r u m e n t s a s a r e necessary for the purpose of assigning County, Minnesota. said proceeds, awards, and payments Parcel 2: That part of Lot 18, Block 2, to Mortgagee, free, clear and Hampton, Dakota County, Minnesota, d i s c h a r g e d o f a n y a n d a l l encumbrances of any kind or nature, described as follows: C o m m e n c i n g a t t h e N o r t h w e s t whatsoever; and The immediate and corner of said Lot 18; thence South 12 continuing right to receive and collect degrees 12 minutes 21 seconds East all rents, income, issues and profits (assumed hearing) along the West line which are or may become due under or thereof a distance of 40.00 feet to the by virtue of any lease or agreement point of beginning of the land to be ( o r a l o r w r i t t e n ) f o r t h e l e a s i n g , described; thence North 83 degrees 14 subleasing, use or occupancy of all or minutes 33 seconds East, a distance of any part of the Land, or any buildings, 74.50 feet; thence North 12 degrees 12 structures or improvements located on minutes 21 seconds West, parallel with the Land, made or agreed to by the the West line of said Lot 18 a distance Mortgagor, and all of such leases or of 16.00 feet; thence North 86 degrees a g r e e m e n t s , t o g e t h e r w i t h a l l 17 minutes 09 seconds East, parallel guaranties therefore and any renewals with the North line of said Lot 18 a or extensions thereof (collectively, the distance of 74.66 feet, more or less, to "Mortgaged Property"); the East line of said Lot 18; thence will be sold by the Sheriff of Dakota S o u t h 1 2 d e g r e e s 1 6 m i n u t e s 3 1 County, Minnesota at public auction seconds East along said East line of on Monday, December 27, 2010 at Lot 18 a distance of 45.00 feet; thence 10:00 o'clock A.M., at the Dakota South 83 degrees 16 minutes 33 C o u n t y S h e r i f f ' s O f f i c e , L a w seconds West a distance of 70.86 feet; Enforcement Center, 1580 Highway 55, thence South 6 degrees 42 minutes 21 Hastings MN 55033-2343, to pay the seconds East a distance of 30.00 feet; debt secured by said Mortgage and thence South 83 degrees 17 minutes taxes, if any, on said premises and the 39 seconds West a distance of 75.00 c o s t s , a t t o r n e y s ' f e e s a n d feet, more or less to the West line of disbursements allowed by law. The said Lot 18; thence North 12 degrees time allowed by law for redemption by 12 minutes 21 seconds West along the Mortgagor, its personal representasaid West line of Lot 18 a distance of tives, successors or assigns is two (2) 63.00 feet to the point of beginning, months from the date of said sale.

Each person holding a junior lien according to the United States Government Survey thereof and situate upon the Mortgaged Property or some part thereof may redeem in the order in Dakota County, Minnesota. (which real property, together with any and manner provided by Minn. Stat. § a n d a l l e a s e m e n t s , r i g h t s - o f - w a y , 582.32, subd. 9, beginning after the licenses, privileges, and appurtenances e x p i r a t i o n o f t h e M o r t g a g o r ' s thereto and any and all other real redemption period, but only if one p r o p e r t y w h i c h m a y a t a n y t i m e week or more before the end of the hereafter be conveyed by Mortgagor to Mortgagor's redemption period the Mortgagee as security for that certain creditor files with the Office of the p r o m i s s o r y n o t e s e c u r e d b y t h e County Recorder in the county where Mortgage (the "Note"), is hereinafter the Mortgaged Property is located a r e f e r r e d t o a s t h e " L a n d " ) ; A l l notice of intention to redeem.

Property Addresses: 23290-23304 highways, roads, streets, alleys, and o t h e r p u b l i c r i g h t s - o f - w a y a n d Main Street, Hampton, MN 55031.

Tax Parcel ID Numbers: thoroughfares, bordering on or adjacent to the Land, together with all 18-32000-184-02 and 18-32000-185-02.

Dated: November 18, 2010 right, title, and interest of Mortgagor to FANNIE MAE the real property lying within said highways, roads, streets, alleys, and FAEGRE & BENSON LLP other public rights-of-way and thor- By D. Charles Macdonald oughfares, and all vacated highways, Attorneys for Mortgagee r o a d s , s t r e e t s , a l l e y s , a n d p u b l i c 2200 Wells Fargo Center rights-of-way and thoroughfares, and 90 South Seventh Street all strips and gores adjoining or within Minneapolis, MN 55402 11/25-12/16/10 t h e L a n d o r a n y p a r t t h e r e o f ; A l l 2426201 buildings, structures, improvements, railroad spurs, tracks and sidings, plants, works, and fixtures now or at NOTICE OF MORTGAGE any time located on any portion of the FORECLOSURE SALE Land, and all extensions, additions, THE RIGHT TO VERIFICATION betterments, substitutions, and replacements thereof; All fixtures, OF THE DEBT AND IDENTITY OF furniture, furnishings, equipment, THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS machinery, p p l i a n c e s , a p p a r a t u s , a n d o t h e r NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that property of every kind and description now or at any time installed or located default has occurred in conditions of on or used or usable in connection the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 7 , with the Land or the buildings and i m p r o v e m e n t s s i t u a t e d t h e r e o n , 2006 MORTGAGOR:Jennifer J. Shoen, a including, but not limited to, all lighting, heating, cooling, ventilating, single person.

MORTGAGEE:Mortgage Electronic air-conditioning, humidifying, dehumidifying, plumbing, sprinkling, Registration Systems, Inc..

DATE AND PLACE OF RECORDING: incinerating, refrigerating, air-cooling, Recorded November 14, 2006, lifting, fire extinguishing, cleaning, Dakota County Recorder, Document communicating, security, surveillance, computer, telephone and electrical No. 2475492.

ASSIGNMENTS OF MORTGAGE: systems, and the machinery, Assigned to: U.S. Bank, National appliances, fixtures, and equipment pertaining thereto, all switchboards, Association, as successor trustee to engines, motors, tanks, pumps, floor Bank of America, N. A. as successor by coverings, carpeting, partitions, merger to LaSalle Bank N. A., as c o n d u i t s , d u c t s , c o m p r e s s o r s , Trustee for First Franklin Mortgage elevators, escalators, accessories, L o a n T r u s t , M o r t g a g e L o a n Asset-Backed Certificates, Series

PUBLIC NOTICE

Asset Backed Certificates, Series 2006-FF18, Dated: September 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240010880547 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 513 7th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141370107001 LEGAL DESCRIPTION OF PROPERTY: The North 1/2 of Lot 7, Block 1, George F. Betzold's 2nd Addition to Farmington, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$163,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$176,231.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 27, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3715 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 26, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 18, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3715 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2426282 11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 MORTGAGORS: Tamara Jo Ahlgren and Jeffrey K. Ahlgren, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered May 3, 2007, Dakota County Registrar of Titles, Document No. 609940, Certificate of Title No. 139408.

ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, N.A., as

Assigned to: HSBC Bank USA, N.A., as trustee for the Holders of Deutsche Alt-A Securities Mortgage Loan Trust, Series 2007-OA4 Mortgage Pass-Through Certificates, Dated: January 25, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700020112606 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. dba America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 26446 Ipava Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 130290001432 LEGAL DESCRIPTION OF PROPERTY: The North 278.45 feet of the South 473.13 feet of the West 782.18 feet of the Northwest Quarter of Section 29, Township 113, Range 20, Dakota County, Minnesota, as measured along and parallel with he West and South line of said Northwest Quarter, Dakota County, Minnesota Subject to zoning regulations of the Town of Eureka and the County of Dakota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $568,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $636,286.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 14, 2010.

HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 163455385 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 9, 2010.

HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said

Lobby #S 100, Hastings, MN, in said county and state.

Dated: July 13, 2010.

HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 17, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 27, 2010.

HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 13, 2010.

HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 19, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 7, 2010.

HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 7, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 10, 2010.

HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2416232 11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2005 MORTGAGOR: Peggy G. Price f/k/a Peggy G. Leclair, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 19, 2005, Dakota County Recorder, Document No. 2389971.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK NATIONAL ASSOCIATION, A NATIONAL BANKING ASSOCIATION, AS TRUSTEE OF THE BANC OF AMERICA FUNDING 2006-A TRUST, Dated: January 8, 2009, Recorded: January 28, 2009, Document No. 2633303.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100200900001007910 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: United Residential Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing

VICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1017 Spruce Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250008008 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 8, East Farmington First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,255.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 14, 2010.

U.S. Bank, National Association, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 106778253 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 18, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 12, 2010.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 24, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 16, 2010.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 12, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 18, 2010.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2426202 11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 25, 2003 MORTGAGOR: Eric J. Wickoren, a married person.

MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded November 14, 2003, Dakota County Recorder, Document No. 2140459.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 25, 2003, Recorded: November 14, 2003, Document No. 2140460.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16445 Garner Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117521003 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 3, Donnay's Valley Park 6th, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,520.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,759.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 17, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1145 7810360055 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 18, 2010 at at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 11, 2010.

U.S. Bank, N. A.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1145 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1145 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2429065 11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 MORTGAGOR: Sarah A. Schuhwerck, a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 30, 2003, Dakota County Recorder, Document No. 2117806.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 25 Willow Way, Farmington, MN 55024 TAX PARCEL I.D. #: 143020002003 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Glenview Townhomes and Commercial, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $120,959.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 26, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3031 3074667670 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 23, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 22, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3031 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 18, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3031 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2427403 11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 MORTGAGORS: Dao Vang and Kong Yang, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 8, 2006, Dakota County Recorder, Document No. 2436013.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan Acquisition Trust 2006-RM1, Asset Backed Pass Through Certificates, Series 2006-RM1, Dated: September 16, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100241010017185816 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Resmae Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 312 14th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250308003 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, East Farmington Fourth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,480.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,575.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not

section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 17, 2010.

U.S. Bank N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 17, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2423688 11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2007 MORTGAGOR: Michael Ganskie a/k/a Mike Ganskie, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 3, 2007, Dakota County Recorder, Document No. 2513927.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520042879975 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7364 143rd Street Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013110204009 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 9, Greenleaf Townhouses Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,745.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

���

������ ������� �������� ���� and dis said premises, and ��� the costs MORTGAGE:������ None "THE TIME ALLOWED BY LAW FOR bursements, including attorneys' fees REDEMPTION BY THE MORTGAGOR, allowed by law, subject to redemption T H E M O R T G A G O R ' S P E R S O N A L within six (6) months from the date of REPRESENTATIVES OR ASSIGNS, sale by the mortgagor, their personal MAY BE REDUCED TO FIVE WEEKS IF representatives or assigns.

DATE TO VACATE PROPERTY: The A JUDICIAL ORDER IS ENTERED U N D E R M I N N E S O T A S T A T U T E S , date on or before which the mortgagor SECTION 582.032, DETERMINING, m u s t v a c a t e t h e p r o p e r t y i f t h e AMONG OTHER THINGS, THAT THE m o r t g a g e i s n o t r e i n s t a t e d u n d e r M O R T G A G E D P R E M I S E S A R E Minnesota Statutes section 580.30 nor I M P R O V E D W I T H A R E S I D E N T I A L the property redeemed under MinneD W E L L I N G O F L E S S T H A N F I V E sota Statutes sections 580.23 is May 4, UNITS, ARE NOT PROPERTY USED IN 2011 at 11:59 p.m. If the foregoing date AGRICULTURAL PRODUCTION, AND is Saturday, Sunday, or a legal holiday, then the date to vacate is the next ARE ABANDONED." Dated: August 10, 2010. business day at 11:59 p.m.

CitiMortgage, Inc. MORTGAGOR RELEASED FROM Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGE: None By: Paul A. Weingarden THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL Mortgagee 4500 Park Glen Road #300 REPRESENTATIVES OR ASSIGNS, Minneapolis, MN 55416 MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED (952) 925-6888 UNDER MINNESOTA STATUTES, 10-4401 2004287997 SECTION 582.032, DETERMINING, THIS IS A COMMUNICATION FROM AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE A DEBT COLLECTOR. IMPROVED WITH A RESIDENTIAL NOTICE OF POSTPONEMENT OF DWELLING OF LESS THAN FIVE MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f UNITS, ARE NOT PROPERTY USED IN M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e AGRICULTURAL PRODUCTION, AND f o r e g o i n g f o r e c l o s u r e s a l e i s ARE ABANDONED. postponed until November 18, 2010 at THIS COMMUNICATION IS FROM A 10:00 am at the Sheriff's Office, Law DEBT COLLECTOR ATTEMPTING TO Enforcement Center, 1580 Hwy 55, COLLECT A DEBT. ANY INFORMATION Lobby #S-100, Hastings, MN, in said OBTAINED WILL BE USED FOR THAT county and state.

PURPOSE. Dated: September 8, 2010 Dated: October 7, 2010.

CitiMortgage, Inc. U.S. Bank National Association ND Mortgagee/Assignee of Mortgagee Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Kenneth J. Johnson Minnesota State Bar No. 0246074 By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Johnson, Blumberg & Associates, LLC Mortgagee Attorney for Mortgagee 4500 Park Glen Road #300 230 W. Monroe St., Ste. 1125 Minneapolis, MN 55416 Chicago, IL 60606 (952) 925-6888 Phone 312-541-9710 10-4401 Fax 312-541-9711 THIS IS A COMMUNICATION FROM NOTICE OF POSTPONEMENT OF A DEBT COLLECTOR. MORTGAGE FORECLOSURE SALE The above referenced mortgage NOTICE OF POSTPONEMENT OF foreclosure sale originally scheduled MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minne- to be held November 4, 2010 at 10:00 sota Statutes 580.07, the foregoing a.m., has been postponed to November foreclosure sale is postponed until 18, 2010 at 10:00 a.m. at the Dakota January 20, 2011 at 10:00 am at the C o u n t y L a w E n f o r c e m e n t C e n t e r Sheriff's Office, Law Enforcement L o b b y S - 1 0 0 , 1 5 8 0 H i g h w a y 5 5 , Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN 550033.

DATE TO VACATE PROPERTY: T h e Hastings, MN, in said county and state. date on or before which the mortgagor Dated: November 17, 2010.

CitiMortgage, Inc. must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under USSET, WEINGARDEN AND LIEBO, P.L.L.P. Minnesota Statutes section 580.30 nor By: Paul A. Weingarden the property redeemed under Attorneys for Mortgagee/Assignee of Minnesota Statutes section 580.23 is 5/18/2011 at 11:59 p.m. If the foregoing Mortgagee 4500 Park Glen Road #300 date is Saturday, Sunday or legal holiday, then the date to vacate is the Minneapolis, MN 55416 next business day at 11:59 p.m.

(952) 925-6888 10-4401 Dated: November 3, 2010 THIS IS A COMMUNICATION FROM Johnson, Blumberg, & Associates LLC Kenneth J. Johnson A DEBT COLLECTOR. 2423840 11/25/10 Minnesota State Bar No. 0246074 Attorney for Mortgagee, U.S. Bank National Association ND 230 W Monroe St., Ste 1125 NOTICE OF MORTGAGE Chicago, IL 60606 FORECLOSURE SALE NOTICE OF POSTPONEMENT OF THE RIGHT TO VERIFICATION MORTGAGE FORECLOSURE SALE OF THE DEBT AND IDENTITY OF The above referenced mortgage THE ORIGINAL CREDITOR WITHIN foreclosure sale originally scheduled THE TIME PROVIDED BY LAW IS to be held November 4, 2010 at 10:00 NOT AFFECTED BY THIS ACTION. a.m., and then postponed to November Notice is hereby given that default 18, 2010 at 10:00 a.m. Respectively is has occurred in conditions of the fol- now postponed to January 21, 2011 at lowing described mortgage: 10:00 a.m. at the Dakota County Law DATE OF MORTGAGE: May 2, 2007 Enforcement Center Lobby S-100, 1580 MORTGAGOR: Terri E. Norby, a Highway 55, Hastings, MN 550033. single person DATE TO VACATE PROPERTY: T h e MORTGAGEE: U.S. Bank National date on or before which the mortgagor Association ND must vacate the property if the DATE AND PLACE OF RECORDING: mortgage is not reinstated under Recorded: May 14, 2007 Minnesota Statutes section 580.30 nor Dakota County Recorder the property redeemed under Document #: 2517027 Minnesota Statutes section 580.23 is A S S I G N M E N T S O F M O R T G A G E : 7/21/2011 at 11:59 p.m. If the foregoing None date is Saturday, Sunday or legal L E G A L D E S C R I P T I O N O F P R O P - holiday, then the date to vacate is the ERTY: next business day at 11:59 p.m.

UNIT NO. 46, REGATTA VILDated: November 17, 2010 L A G E H O M E S , A C O M M O N Johnson, Blumberg, & Associates LLC INTEREST COMMUNITY NO. 282, Kenneth J. Johnson DAKOTA COUNTY, MINNESOTA. Minnesota State Bar No. 0246074 PARCEL ID #: 01-63402-046-50 Attorney for Mortgagee, PROPERTY ADDRESS: 15535 Fog- U.S. Bank National Association ND horn Lane, Apple Valley, Minnesota 230 W Monroe St., Ste 1125 55124 Chicago, IL 60606 TRANSACTION AGENT: N/A 2429375 11/25/10 TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $154,824.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and dis-

PUBLIC NOTICE

40A

November 25, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo by Jessica Harper

James Madsen, owner of James Barton Design Build in Apple Valley, views philanthropy as a vital component to creating a successful business. The company sets out to do at least Photo submitted two service project a year, while Madsen and his employees do many more on their own.

The crew worked all morning and afternoon despite hurricane-like conditions on Oct. 26.

The season of giving spans all year for local builder James Barton Design Build builds philanthropy into business model

by Jessica Harper DAKOTA COUNTY TRIBUNE

After the real estate bubble burst, Apple Valley remodeler James Barton Design Build faced a lot of ups and downs.

Yet, owner James Madsen never gave up his mission to help those in need.

“In the tough economy, we need to give more because there are more in need,” Madsen said.

Madsen said his goal is to do at least two service projects a year as a company in addition to encouraging his employees to volunteer on their own.

Each project ranges from about $10,000 to $20,000 — sometimes more, he said.

“It’s more about the importance of what we are trying to accomplish than the money, but sometimes we have to set a budget,” he said.

Madsen also emphasized that the company doesn’t do it alone. He often acquires various sponsors and partners to help make a project possible.

Most recently, the company provided yard work and home repairs for former clients Alexis Siegel-Carlson and John Carlson, whose one-year-old son suffers from a rare disease.

Madsen found out about the family’s plight through CaringBridge, an online site for people who have a serious illness or injury.

He said he was so touched by their story, he offered to help in any way possible.

The Chanhassen couple were dealt a harsh blow when their son, Brady, was born in 2008 with urea cycle disorder, a genetic disorder that affects the urea cycle, which is responsible for removing ammonia from the bloodstream.

The condition caused extensive liver damage. Seven weeks after his birth, Brady received a transplant.

“He was in so much pain,” Siegel-Carlson said. “It was devastating.”

To make matters worse, Brady’s body rejected the liver and developed an infection.

The family flew to Pittsburgh in April where Brady received a second transplant, which was a success.

Shortly after the family returned home in October, Madsen and about 20 other volunteers from James Barton Design Build and its partners painted the house, installed new porch screens and trim, repaired the chimney and cleaned the yard.

Despite the hurricane-like conditions that day, the crew worked tirelessly through the

Photo submitted

About 20 volunteers from James Barton Design Build and its partners provided yard work and home repairs for a Chanhassen couple whose 1-year-old son suffers from a rare disease that has caused him to receive two liver transplants. morning and afternoon.

“It was amazing,” Siegel-Carlson said. “I thought they would cancel because of the weather, but they worked until 4 p.m.”

The services provided much-needed relief after the family’s six months in Pittsburgh, she said.

The generosity made a lasting impression

on her, she said.

Siegel-Carlson said she was already impressed by the company’s professionalism when it provided a room remodel two years ago.

“This (the recent services) made me feel that James Madsen cared about us as a family,” she said.

Other philanthropic projects include a remodel of the Apple Valley Athletic Association’s clubhouse and the creation of a family room at the Ronald McDonald House in Minneapolis.

In addition to giving back through his company, Madsen donates his own time.

Next month, he and his family are planning on building homes in Haiti.

Whether it’s through his business or on his own, Madsen said he becomes emotionally attached to each project by knowing each personal story.

“When I go to Haiti, I already know the family ... and their story,” he said.

Madsen said his philanthropic value comes from a sense of duty he feels toward his community.

“We are asking the community to support us, so we should make a commitment to our community,” he said. “I feel that if I’m fortunate enough to give back, then I should try to teach our kids that it’s important.”

And Madsen has been quite fortunate.

His company’s revenue declined in 2007, yet it stayed profitable.

Everything changed in 2008 when the business saw a record year with $3.8 million in revenue. The following year, revenue dropped 35 percent. During that time, Madsen decided to do more with less by cutting open positions and imposing pay freezes. Fortunately, the company never had to endure layoffs, he said.

This year, business is back up 30 percent, with $2.5 million in revenue, he said.

“We’d like to be making about $3 million, but at least we’re not losing and living on borrowed money,” he said.

The key to success is understanding that, in good times and in bad, the company must remain conservative and save so it can ride out a storm, Madsen said.

Philanthropy plays an equally important role, he said.

“It builds camaraderie among employees,” he said. “If they see the owner in the cold rain and mud along with them, it pulls everyone together to remind them we’re all in this together,” he said.

Madsen said he also views philanthropy as a way to change negative perceptions of the industry — to show that not all builders are greedy.

“It’s about building a positive image after bad PR from others that had bad deals,” he said.

Jessica Harper is at jessica.harper@ecm-inc.com.