11/4/2010 - Dakota County Tribune Business Weekly by Dakota County Tribune

EFH firms file for Chapter 11 bankruptcy protection 2A Maj. Gen. Richard Nash sworn in by Gov. Pawlenty 7A Lost Spur Golf Course to build new clubhouse 44A

JOHN GESSNER T.W. BUDIG JESSICA HARPER

dakotacountytribune.biz dakotacountytribune.biz

DATE ##, 2009 NOVEMBER 4, 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 36

'DNRWD &RXQW\ 7ULEXQH Since 1884

Clouds lifting on Burnsville Bowl

INSIDE BIZ FORUM

DANE SMITH

A recent study shows where you live can determine how long you live. More needs to be done to rid inequities. 4A

FORUM

Workers will need to improve their skills to compete in a changing job market â&#x20AC;&#x201D; one that is seeking educated employees. DON HEIZMANN 4A

New owners say theyâ&#x20AC;&#x2122;ll return the longtime business to its bowling roots by John Gessner DAKOTA COUNTY TRIBUNE

Burnsville Bowl, which closed under a cloud July 6 after 42 years in business, will reopen under new ownership. Mattie and Chris Ross, the owners of Mattieâ&#x20AC;&#x2122;s Lanes, Sports Bar and Grille in South St. Paul, purchased the bank-owned Burnsville property at the end of September, Chris said. The Burnsville City Council approved a liquor license for the new owners Nov. 1. Chris said she and her husband hope to open by New Yearâ&#x20AC;&#x2122;s Eve. The bowling and nightclub complex at 1200 E. Highway 13 is being renamed Mattieâ&#x20AC;&#x2122;s Lanes, Sports Bar and Grille-Burnsville. Chris said the bowling center is undergoing extensive renovation and will be the focus of the business, not the nightclub that got the previous owner in trouble with police, nearby residents and the City Council. â&#x20AC;&#x153;Just looking at the center and all its problems, we knew we could overcome all of those,â&#x20AC;? she said. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re first and foremost bowling-center operators and owners.â&#x20AC;? Police said earlier this year that Burnsville Bowlâ&#x20AC;&#x2122;s 1200 Club nightclub had averaged 100 police calls a year over a three-year period. An earlymorning fight on March 4 ended with a shot being fired from a sport-utility vehicle in the parking lot. There had

+&//: 800%4 "/ 45"$&: "$,&3. "/%3&8 .*--&3

" PG QSPN PUJPOT FQSFOFV S " " OFX A'SPOUJFS UFTUT ZP VOH FOUS " 5ISFBET *OLT S FOUFSUB JONFOU B (SBOE 4MBN GP

70-6 .&

/6. #&3

USJCVOF CJ[

EBLPUBDPVOUZ

4JODF

BUSINESS 101

BOB VOSS

Follow seven easy steps to starting a business the smart way. The more you learn, the more successful your business will be. 6A

FINANCIAL SENSE

Cut the f inancial umbilical cord with adult children. Parents cannot afford to be indifferent. PETER MCCLELLAN 6A

File photo by Rick Orndorf

Closed under a cloud in July, Burnsville Bowl now has new owners who hope to reopen in time for New Yearâ&#x20AC;&#x2122;s Eve. Chris later managed AMF Southtown Lanes for seven years. The couple, who have three sons, bought Wells Lanes on Concord Street in South St. Paul in early 2007. The business was losing money â&#x20AC;&#x153;quickly and fiercely,â&#x20AC;? Chris Ross said, but the couple have invested about $400,000 in upgrades, from See Burnsville Bowl, Page 43A

!""'! !

General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

Interested in a FREE subscription?

une Dakota County Trib )JUUJOH

"6(6 45

been another gunfire incident in January. No one was hurt in the incidents, which further tarnished the clubâ&#x20AC;&#x2122;s reputation. Police and even Mayor Elizabeth Kautz pinned at least part of the blame on Wednesday hip-hop DJ nights and their clientele. The March 4 shooting had followed a hip-hop event. Frustrated City Council members renewed Burnsville Bowlâ&#x20AC;&#x2122;s annual liquor license on June 8 but tacked on a review after three months. A month later the business closed, with ownership reverting from Bob Hatten to his lender, Commercial Bank. Hattenâ&#x20AC;&#x2122;s attempts to sell the business had failed. â&#x20AC;&#x153;I think they were focusing too much on the liquor end of it, not on the bowling end of it,â&#x20AC;? Ross said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s Burnsville Bowl. Itâ&#x20AC;&#x2122;s a bowling center. Unfortunately, I think he put all his ducks into the bar and not into the bowling facilities.â&#x20AC;? The Rossesâ&#x20AC;&#x2122; business background is in bowling. Mattie bowled in junior leagues as a kid and worked as a mechanic at Medina Bowl, Chris said. She caught the bug after they met and worked as a waitress at the Earle Brown Lanes Bowling Center in Brooklyn Center and at Spectrum Lanes in Maple Grove, where she became assistant manager and Mattie coowned the pro shop.

*/4*%& #*;

'036.

5IF -FHJTMBUVSF DPVMEO U CBMBODF B CVEHFU UIF HPWFSOPS DPVME 0, CVU UFOEFE UP PUIFS IPU UPQJDT 1)*,3*/,*&

#64*/&44

EVSFT EF TBMPO FO 8 IJMF GBET GB

" NFOUPS DBO IFMQ B ZPVOH XPSLFS SJTF UISPVHI UIF SBOLT PG BO PSHBOJ[BUJPO PS MFBE UP PUIFS DBSFFS PQQPSUVOJUJFT

)"30-% " 5033&/$& TLJMMT UISPVHI BOE EFWFMPQJOH UIFJS %T 5*$&4 UIF #&45 13"$ SFBEJOH WJEFPT BOE $ BMTP DSFBUFE ,OPXJOH UIF 5IF DPNQBOZ XIJDI FO EJGGFSFODF CFUXFFO 4UBS 5ISPXFS QSPHSBN H BOE QSPGFT BEWFSUJTJOH BOE IBODFT TFMG MFBSOJO OU 5FBN NFN QVCMJD SFMBUJPOT TJPOBM EFWFMPQNF E UP BUUFOE DBO IFMQ CVTJOFTTFT CFST BSF FODPVSBHF JEF FWFOUT UP DSFBUF CV[[ UIBU JOEVTUSZ BOE OBUJPOX XPSLT FN TUBZ BCSFBTU PG USFOET TFWFSBM IBT DLFSNBO 45"$&: " CZ 4UBDFZ " $PMF T 4BMPO JUI UIF DPN /5: 53*#6/& / %",05" $06 "$,&3." QMPZFFT XIP WF CFFO XVTF UIFZ LFFQ $PMF T GPVOEFS PG QBOZ GPS ZFBST CFDB UISPVHIPVU %PVH $PMF 4U 1BVM #BSCFS 5*$&4 HSPXJOH #&45 13"$ MFBSOJOH BOE 4BMPO BUUFOEFE FSF IF MFBSOFE 1JYBS QSPNPUFT UIFJS DBSFFST CFFO BMM * OFFE UP 4DIPPM BU BHF XI IJT MPOHUJNF 3JFOUT B DVMUVSF PG i$PMF T IBT TVDDFTTGVM BOE CF GSPN +FSSZ DPNNVOJDBUJPO BU NBLF NZ MJGF VSQIZ B NFOUPS XPSLT UIBU SFBQT U UIF GVMGJMMFE w TBJE +BOFM . 5PEBZ 3JFOUT MPO BT B CBS 4BMPO WFUFSBO i"BCPVU JOOPWBUJPO BOE SOEPSG GPS ZFBS $PMF T 1IPUP CZ 3JDL 0 $PMF T "QQMF 7BMMFZ TB * GFFM HPPE QSPmUT JO IBT CFFO EPJOH VFT PO 5JN FOE PG UIF EBZ PPE w CFS XIJDI IF OUT DPOUJO NPWJF NBLJOH 5SJTI .FMJTTB )BOT NBLJOH PUIFST GFFM H IBT UIF QBTU ZFBST 3JF +&'' O IBT HSPXO UISPVHI " IJQ GSPN MFGU -BVSB JTI 4UPSIPGG GPS $PMF BOE $PMF T 4BMP OVSUVSJOH FNQMPZ *45 UP CF B NFOUPS UIF MBTU GPVS EF $PMF T 4BMPO MFBEFST BS 5PVSUJMMPUU BOE 5S "11&-26 CZ GPS QMFT w /VH UIF ZFBST JOTQJSFE IJN B MPZBM DMJFOUFMF $PMF %PVH $PMF $I PZ BOE QSJODJ UIF (PMEFO BOE CVJMEJOH FFO TFFJOH UIF DBEFT IBT UBVHIU IJT FNQM IBU $PMF TUBSUFE FNQMPZFFT FFT FE IJT GJSTU $PMF T 4B XBT UIJOH $PMF MBTU ZFBST BOE JT X D HFUT QSPHSBN JO XIJDI OVH .BOZ DMJFOUT IBWF C M ZFBST $PMF PQFO JO *U UP XSJUF FFT GPS UIF TJOFTTFT TV TBNF TUZMJTU GPS TFWFSB F LFFQT NF MPO JO #VSOTWJMMFTPVUI PG UIF SJWFS BSF DIBMMFOHFE NFS TFSWJD IF BUUSJCVUFT UP IJT CV UIF POMZ TBMPO TFSWJDFE UIF FO HFUT JO TJY NPOUIT BSF QVUUJOH i5IF DVTUP TBJE 5SJTI 1FSLJOT UIBU DFTT $PMF PQFOFE i(PMEFO OVHHFUT *U JT DPNJOH CBDL w 7BMMFZ TBMPO BU UIBU UJNF IF MBUF T *O %PVH BU UIF "QQMF JO PVS NJOE 4PVUIEBMF TJDB UJSF GBNJMZ %VSJOH U JOH BOE JU XBT #BSCFS BU HPPE UIJOHT TFMG UBML BOE TFMG B DMJFOU FFO TFFJOH TUZMJTU +FT $IJMESFO T BU BHF FMZ QPTJUJWF XIP IBT C #VSOTWJMMF XBT CPPN Z GPS $PMF UP F ZFBST MBUFS POF BCPVU ZFBST i5IFZ EFGJOJU JMM Z BOE .BMM 5ISF B QFSGFDU PQQPSUVOJU UIPVHIU w $PMF TBJE UIF TBMPO CFDBVTF FNQMPZFFT 4UBQG GPS BU ZPV XBOU +FTTJDB X w DPNNVOJU DMPTFE $PMF T PG IF UIF I POF IFZ DBUFS UP XI FF[F NF JO HSPX XJUI &WFSZ FNQMPZFF XBT UPP NVD * EJEO U JT HJWFO B OPUFCPPL JO XIJDI U T UBLF NZ DBMMT BOE TRV HFE JO UIF SBJTF IJT PXO GBNJMZ QBOZ XJMM BHF UP BGGJSNBUJPO CFS UIF DPN 8IJMF B MPU IBT DIBO Z i'SPN I XBT EFUSJNFOUBM UP NZ XSJUF EPXO QPTJUJWF UIF DPN (FOFSBM 5IJT 0DUP F XJMM SFDFJWF NF UP PWFS ZFBST ZFBS BOOJWFSTBS MFBSO XIJD %JTUSJCVUJPO FODPVSBHFE DFMFCSBUF JUT DVSSFOUMZ PQFSBUFT FWFSZ EBZ TVDI BT i8 i)BCJUT MFBWF CVTJOFTT U DIBOHFE JUT DPSF WBMVFT CVTJOFTT +FSSZ UZ FMJFWFw BOE "EWFSUJTJOH S B EBZ w $PMF QBOZ IBTO 5IF CVTJOFTT OTWJMMF "QQMF TUBSU MFBSOJOH BO IPV CFHJOOJOH XIBU XF C GSPN USVTU BOE IPOFT 4BWBHF IBT B XIJDI TUFNUT PG iHSPXJOH ZPVSTFMG w UIF WFSZ GJWF TBMPOT o JO #VS B USBJM w 4BMPO BMTP JO &BHBO BOE $PMF TBJE i'SPN B MFBSOJOH DVMUVSF 7BMMFZ UXP &BDI $PMF T XIFSF FNQMPZFFT BOE DPOTJT 4FF $PMF T 1BHF " XF FTUBCMJTIFE UP CFUUFS FNQMPZFFT o BOE IBT MFBSOJOH MFBSOJOH MJCSBSZ IJT MPDBUJPOT HSPVOEFE JO UIF EFTJSF F WBMVF UP PVS BSF FODPVSBHFE UP LFFQ TUSPOH IBT QVSQPTFGVMMZ LFQU WBMVFT SJWFS UP GPSN PVSTFMWFT QSPWJEF USV MJWF CZ PVS TPVUI PG UIF DVTUPNFST BOE DPNNVOJUZ UJFT O IPVS B EBZ JT TPNF -FBSOJOH B

(+* +)

$PMF T 4BMPO DFMFCSBUFT ZFBST

F JUJPO POMJO VS EJHJUBM FE ta County Tribune Dako

$IFDL PVU P

QBHF in JQw UP UIF OFYU LT UP UIF ST PG UIF QBHFT UP [PPN JO 5IF MJOG UIF QBHF $MJDL PO DPSOF PUUPN P PQ PG BOZ QBHF UP $MJDL PO UIF U C 4JUFT XJMM BQQFBS BU UIF C PVS FTT $MJDL PO "EWFS UJTFS 8F QBSUJDVMBS CVTJO -PPLJOH GPS B FY BU UIF UPQ PG UIF QBHF "EWFS UJTFS *OE FZ XPSE 4FBSDIBCMF CZ L

&44 8

&&,-:

#64*/ #VSOTWJMMF CJ[ $P 3E PVOUZ5SJCVOF XXX %BLPUB$ "%7&35*4*/(

Just complete this form and mail it to: Attention: Subscriptions Dakota County Tribune 12190 County Road 11 Burnsville, MN 55337 or fax to: 952-846-2010

__________________________________________________ _____________________________ BUSINESS NAME

ATTENTION

________________________________________________________________________________ ADDRESS

________________________________________________________________________________ CITY/STATE/ZIP

__________________________________________________ _____________________________ SIGNATURE

DATE

________________________________________________________________________________ EMAIL

November 4, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Farmington business tour

Photo by Laura Adelmann

Studio 305 owner Sherri Warner talked with members of the Farmington Economic Development Authority who visited the new store Oct. 25. The visit was part of a tour EDA members took of downtown businesses before their regular meeting. Other businesses visited were Pizza Man, which is set for an 800-square-foot expansion, the Post Office, where exterior damage was recently repaired, Buds and Bytes, Market on Oak, More Shidor, Longbranch and AK Performance Graphics, where owner Adam Kurth is going through a major remodeling project.

EFH firms file for Chapter 11 bankruptcy protection Commercial real estate developer, owner Eugene Happe says Burnsville companies are playing defense against lender M&I Bank by John Gessner DAKOTA COUNTY TRIBUNE

Two companies tied to a longtime commercial real estate figure in the Burnsville area have filed for Chapter 11 bankruptcy protection. The separate filings by EFH Realty Advisers Inc. and EFH Co., both of Burnsville, are defensive actions against M&I Bank’s refusal to renew building loans, said Eugene Happe, president of EFH Realty Advisers. The bank was granted court-ordered receivership of the two companies on Sept. 30, Happe said. Their only defense was to seek Chapter 11, allowing time to reorganize, he said. The bank is seeking to call in loans that comprise about 65 percent of a portfolio of properties valued at nearly $100 million, Happe said in an interview last month. “We’ve been negotiating

for about six months,” said Happe, who says he’s been involved in construction of 48 buildings in Burnsville, his chief territory. “They simply want to be paid off. With the number of properties that we have, there’s no possible way we can do that. We’re in litigation with the bank. It will probably continue for some time.” Happe is president and owner of EFH Realty Advisers, a property-management company. Several years ago he sold the construction side of the business, EFH Co., to Michael Whalen, the president, and Jim Schultz, Happe said. EFH properties include several buildings along County Road 42 in Burnsville’s western office-industrial corridor, known as Southcross

But EFH is also hamstrung by some troubled properties, according to Mike Valentine, a longtime owner, builder and broker of commercial real estate south of the river. “It’s more relative to how many loans he had rolling over at the same time or in the same year,” said Valentine, of Commercial Properties Group in Burnsville. “He’s got occupancy issues big-time,” Valentine said of Happe. He said troubled EFH projects include an office building in Lakeville near the Brunswick Zone entertainment center, which Happe developed; a retail project on Diffley Road at Interstate 35E, a shopping center in Prior Lake and three office-industrial buildings along County Road 42 in west Burnsville – one

EFH Realty Advisors, Inc.

Commercial Real Estate Services Corporate Center. The two companies actually own no real estate, Happe said. The properties are owned by individual investment groups – including him and his wife, who are primary owners in 11 limited-liability corporations that own buildings, he said. The bank took aim at the EFH companies in an attempt to gain control of the entire real estate portfolio, he said. “We never missed a payment to M&I,” Happe said. “But we can’t pay off mortgages, either.” The bank appears to be under pressure from federal regulators to shore up its finances, Happe said. It had

told him in February it would renew the EFH loans by May, but the bank changed its mind, he said. “We’re told that they have no alternative but to force repayment of loans,” Happe said, noting that the bank has halted funding to EFH projects under construction. In an e-mail statement to the Dakota County Tribune, M&I Bank Minnesota Region President Jeanne Crain said that the bank is “fundamentally sound” with “substantial financial resources, including strong capital and liquidity positions.” Other commercial developers are facing pressures from some lenders similar to his, Happe said.

on 143rd Street and two at Judicial Road near Burnsville Parkway. “Once he files bankruptcy, he’s protected,” Valentine said. “I can almost guarantee you he will survive, just because he’s got enough equity in many of his assets.” Happe acknowledged some vacancy problems but said his “core business” is “still strong” with “good tenants.” “We’re basically in business running the buildings,” he said. “We hope to maintain that. Who knows what will happen. We may give some back to the bank, or the bank may come to their senses and negotiate something that will work until this economy turns around.” John Gessner is at john.gessner@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 4, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy

ARLEEN SULLIVAN

JULIE FREIBERGER

Named chair of YPartners giving campaign Anchor Bank Eagan

Selected to attend cancer conference Fairview Ridges Hospital Burnsville

Arleen Sullivan, president of Anchor Bank in Eagan, will chair the YPartners annual giving campaign for the Southwest Area YMCA. The YPartners drive helps make it possible for disadvantaged families and individuals to receive scholarships allowing them to be involved in YMCA programs. They provide assistance for childcare services, after-school programs or individual and family memberships to the YMCA. A native of Maine, Sullivan has lived in other metropolitan areas before settling in Eagan in 1999 with her husband. Sullivan was a member of the Y when she lived in northern New Jersey, and recently learned that Nyam Smith, director of the Southwest Area YMCA, was working there at the time. Sullivan is a member and former president of the Eagan Rotary Club. The Southwest Area YMCA is located at 550 Opperman Dr. in Eagan.

Julie Freiberger, a registered nurse in the oncology unit at Fairview Ridges Hospital, is one of only 10 nurses selected nationally to attend a cancer conference in Washington, D.C. on Nov. 15 and 16. Called the Cancer Survivor’s Toolbox, the program will train the nurses in the latest information to benefit cancer survivors. The expectation is that each of the 10 attendees will return to their respective organizations and train staff and community members in the same information, thus beginning a grassroots effort to spread the information nationwide. The program is sponsored by the Oncology Nursing Society, the National Social Workers Association and national Coalition for Cancer Survivors. Julie is a resident of Apple Valley.

JOSEPH GRYSKIEWICZ named president-elect of The Rhinoplasty Society Gryskiewicz Twin Cities Cosmetic Surgery Burnsville

Dr. Joseph Gryskiewicz of Gryskiewicz Twin Cities Cosmetic Surgery has been named President-elect of the Rhinoplasty Society. Gryskiewicz Twin Cities Cosmetic Surgery has offices in Burnsville and Edina. The Society was formally organized in 1997 and consists of surgeons from the United States and abroad. It is an educational forum for plastic, ENT and facial plastic surgeons who are committed to aesthetic and reconstructive nasal surgery. The Rhinoplasty Society functions largely as an educational forum for its members, allowing surgeons who have strong clinical, teaching and research interest in rhinoplasty to exchange and develop ideas and work out problems in a common forum of mutual respect and collegiality. Gryskiewicz is also the president of the Minnesota Society of Plastic Surgeons and the vice-president of the Aesthetic Education and Research Foundation. Gryskiewicz is a board-certified member of the American Society of Plastic Surgeons.

Moving Up KEVIN BAUR Promotion Anchor Bank Eagan

Kevin Baur was recently promoted Business Banking Officer of Anchor Bank in Eagan. Baur brings five years of financial services experience to his new position. In this role, he is responsible for delivering financial solutions, advice and service to our customers, their businesses and families. Prior to his promotion, Baur served as a credit analyst for Anchor Bank. His previous experience also includes work as a commercial loan review officer with Colonial Bank in Ft. Myers, Fla. Baur holds a Bachelor of Science in finance from Minnesota State University, Mankato. Baur also recently graduated from RMA’s Commercial Lending Academy. Anchor Bank, is a family-owned, privately held, Apple Valley-based national bank consisting of 16 locations and offering a full-service range of banking.

Business Briefs THRIVENT FINANCIAL HOSTS RIBBON CUTTING CEREMONY

Business Briefs

Thrivent Financial will be hosting a ribbon cutting ceremony at 1 p.m. Thursday, Nov. 4, at its offices at 1895 Plaza Dr., Suite 225 in Eagan.

On Oct. 27, Bruegger’s kicked off its first company-wide fundraising program with Children’s Miracle Network. The bagel chain, with 299 locations in 26 states, will support the charity by donating a portion of the proceeds from its Bottomless Mug Club.

WARNERS’ STELLIAN RECEIVES FAMILY BUSINESS AWARD

ANYTIME FITNESS GETS A FACELIFT, HOSTS GRAND REOPENING

Minnesota Business Magazine announced Warners’ Stellian Appliance Co. Inc. as the winner of its 2010 Emerging Award during the Minnesota Family Business Awards ceremony held Oct. 26 in Minneapolis. The Minnesota Family Business Awards are dedicated to recognizing outstanding Minnesota-based family businesses and promoting the value family businesses bring to the state’s economy and quality of life. Nearly 50 of Minnesota’s premier family businesses applied for the recognition. The Minnesota Family Business Awards selection committee evaluated applications based on areas of business success, family involvement and governance, community participation and succession planning. The Emerging Award recognizes a family business beginning the process of developing a solid foundation and infrastructure with the goal of becoming a legacy business that has thrived and transitioned through two or more generations of active family participation and governance. Warners’ Stellian has a location in Apple Valley.

Anytime Fitness, Apple Valley, will unveil its upgraded look with a grand reopening celebration Nov. 8-12. The finished look is courtesy of Fabiano Designs, a New Jersey-based design firm with over 20 years experience designing fitness clubs internationally. The Apple Valley facility was the first club in the country to get a facelift. The club is owned by Vincent and Teresa Gibbs. The facelift includes new wall color and a reorganization of the 4,200-squarefoot gym floor to provide a more structured space.

BRUEGGER’S PARTNERS WITH CHILDREN’S MIRACLE NETWORK Bruegger’s Enterprises Inc. announced on Oct. 29 a new partnership with Children’s Miracle Network, a charity that raises funds for 170 children’s hospitals throughout North America.

FANTASTIC SAMS PLANS TO RAISE FUNDS FOR ST. JUDE HOSPITAL Fantastic Sams of Minnesota is teaming up with St. Jude to help fight the battle against pediatric cancer. From Nov. 8 to 21, area Fantastic Sams salons will donate $1 from every children’s haircut to St. Jude Children’s Research Hospital. Over the past five years, Fantastic Sams of Minnesota has raised more than $50,000 for St. Jude. The participating salons include: • 15594 Pilot Knob Rd., Suite 500 in Apple Valley • 100 E. County Road 42, Suite 106; 270 East Travelers Trail in Burnsville; • 18350 Pilot Knob Rd. in Farmington • 18445 Orchard Trail; 16239 Kenrick Ave.; and 7690 160th St. West in Lakeville • 14873 So. Robert Trail in Rosemount.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

November 4, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Study shows life-and-death inequities by Dane Smith SPECIAL TO THE TRIBUNE

For all you potential new humans out there in the ether who are destined to be born in the Twin Cities, here’s a tip for a longer and healthier life: Don’t let that stork drop you in the wrong ZIP code. Do not be born to parents who are poor and uneducated, black or American Indian, and living in St. Paul’s Frogtown or North Minneapolis, or in the growing pockets of poverty in the inner-ring suburbs. You simply must take personal responsibility and make better choices than that. You need to get yourself born to white or Asian parents who are affluent and well educated and living in Wayzata or Woodbury. Choosing some combination of the latter could make a difference of as much as two decades in how long you live. And one more thing: Just remember that once you are born, you are mostly on your own. Because there’s a growing group of angry people down here who think our society and our government has no business asking for more from those who made the right choices to help you fix your bad choice on this matter. Apparently, it’s your personal responsibility to be born to the right parents and in the right place, and if this or that char-

Guest Columnist Dane Smith

ity doesn’t somehow come to your rescue, tough cookies. This, of course, is pure fancy. We don’t get to communicate with incoming souls and we don’t get to choose the circumstances of our birth. But this hypothetical conversation is based on a reality, when you consider this troubling new antipathy toward the disadvantaged, and the important research conducted recently by the Blue Cross and Blue Shield of Minnesota Foundation and Wilder Research. Among the key findings about socioeconomic impacts on health and longevity, citing directly from the headlines in a supplement to that report: • “Income matters: Each additional $10,000 in an area’s median household income is associated with a full year gain in life expectancy.” • “Education matters: Life expectancy is nearly five years less for those with the lowest levels of education, compared to those with a high degree of post-second-

ary education attainment.” • “Race matters: Life expectancy in the Twin Cities swings widely from 83 years for Asians to 61.5 years for American Indians.” • “Neighborhood matters: Children born into the highest income areas live eight years longer than those born into our poorest communities.” The report methodically quantifies and explains how socio-economic status has every bit as much influence on health as the availability of health care – which is actually important in reducing health inequities – or the personal decisions one makes to eat right, exercise and avoid risks such as smoking or addictive substances. The report concludes: “While debates over health insurance, fad diets, and the merits of various exercise regimes continue to capture the popular imagination, national research suggests that a person’s health is strongly influenced – as much as 50 percent or more – by social determinants.” Another way to put this is that most people are not unhealthy by choice or moral failure. Our community is not some perfect meritocracy where everyone is where they are because they deserve to be there. Moreover, although the findings are hardly shocking or new, most mainstream

Workers will need to improve their skills by Don Heinzman DAKOTA COUNTY TRIBUNE

Throughout the political campaigns, the major battle cry we heard was jobs. Minnesota is doing better than most states with a 7 percent unemployment rate compared to the national rate of 9.6 percent. That’s little comfort to the unemployed and under-employed. Contrast the 7 percent to the lowest rate of 4 percent in peak times of December 2007 in Minnesota. The biggest loss was in construction jobs – 1.6 million since July of 2008, due in part to the collapse of the housing industry. Economists are saying some of those jobs will never come back. Furthermore, economists are saying it will be a long time before people will be employed like they were before the severe recession. So what happened to the jobs? According to economists, many lost their jobs to technology. Employers are finding they can do more with less thanks to the computer technology. Jobs in Minnesota were also lost when leading companies decided to manufacture their products overseas where costs of doing business, particularly wages, are lower. There are some reasons for optimism. A survey taken of employers by the Minnesota Department of Employment and Economic Development, revealed job creation is better than it has been in the last 10 years. Over the last 12 months, 80,000 jobs

Columnist

Don Heinzman have been added and the level of jobs has gone up by 2.9 percent compared to 1.3 percent nationally. The problem is that jobs for the middle class are disappearing. Thousands of jobs have been lost in manufacturing – machinist work, welding and soldering, tool and dye making, electronic assembling and machine tool setting. Jobs in demand in the future will be those requiring high skills, with people having two- or four-year degrees. According to a survey by EMSI, Strategic Advantage for MnSCU, by 2013 there will be a need for 8,000 nurses, 1,228 biomedical engineers and 1,351 network systems and data communications analysts. At the same time, jobs that don’t require as much education and have lower salaries will be in demand, such as nursing assistants, home health aides, building cleaning people and sales. Projections are showing that the fastest job growth will be in biomedical engineers, personal home health aids, registered nurses (13,000 by 2019) skin care specialists, physicians assistants, bio chemists and bio physicians, athletic trainers, net working systems, financial analysts and assistants

and veterinarian technicians. At the workforce center in Anoka County, there’s been more placement in health care, an increase in the trucking and transportation industry, some production and retail sales and bookkeeping positions. The county was hard hit by the loss of jobs in construction and manufacturing. The workforce center, however, lacks federal and state funds to do enough retraining, because now there are 300 people on the waiting list. A spokesperson said that in the future, 70 percent of the jobs will require postsecondary training and workers are going to have to retool and upgrade their skills on an ongoing basis to stay employed. Tom Stinson, economist for Minnesota, says the strength of Minnesota’s workforce over the past 50 years is its education system where the state invested in training and education. That’s why, Stinson says, Minnesota ranks in the top 10 for per capita income, up from a ranking of 25th in per capita income 50 years ago. It is obvious that Minnesota will have to invest even more in education to educate and retrain not only young students, but adults to survive in the post recession period. Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

citizens think we are obligated as a community and through our governments to keep trying to improve the lives of all our citizens. The conclusion of the report flatly acknowledges that “there is no one silver bullet” that slays this injustice, but rather “progress in this broad area requires the sustained attention of committed people and institutions.” Massive increases in existing welfare programs and benefits, most agree, are not the answer, but neither is further damage to an already threadbare governmental safety net. Self-help and growing awareness of health inequity in the affected communities, and attention to cultural integrity as a pathway to wellness, is one solution. A panel discussion on the release of the report included encouraging testimony from Atum Azzahir, an AfricanAmerican leader and president of the Cultural Wellness Center, and Justin Kii Huenemann, founding president of the Native American Community Development Institute. Each talked about how “spiritual nourishment” of original cultural traditions is beneficial for health and wellness, illustrated by the fact that new immigrants from Africa and Latin America are conSee Inequities, Page 44A

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor ....................John Gessner Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 4, 2010

Forum Commentary and opinion regarding issues in the world of business and public policy

Many factors influence city’s tax decisions by Elizabeth Kautz SPECIAL TO THE TRIBUNE

On Tuesday, Sept. 7, the Burnsville City Council adopted a maximum tax levy of 5.6 percent. That action has been reported via several outlets. I believe those reports could use some additional clarification. The final determination of the levy amount will be made in December. We will work between now and then to reduce the levy below this point. This maximum tax levy reflects a gross increase of 5.6 percent. Of that increase, 3.3 percent will be offset by revenues available to the city for the first time as a result of the finalization of Tax Increment Financing District 1 — the Southcross industrial area. An additional 0.5 percent of the increase will be offset by new revenues available to us for the first time from tax base growth. It is wonderful that in these difficult economic times that Burnsville has been able to experience this growth. The balance, about 1.8 percent, will be payable from existing single-family residential properties, multifamily residential properties, commercial properties and industrial properties. For an average singlefamily residence this would be about 5 cents per day. I approach city business practices much as the private sector does. But there is a difference — the city is a creature of the state and is regulated differently than private businesses. Political ideology is not my primary consideration, but instead, as with any business,

Guest Columnist Elizabeth Kautz

it is the viability of our “products.” I believe that the city products — basic services, public infrastructure, the environment, and amenities — drive business to our community and ensure the quality of life for our residents. Several of my advisors from the private sector have urged me to reduce the price of materials that the city buys as they have been able to do in their businesses. The city has been able to reduce material costs. It seems every time we open bids we are pleasantly surprised because the costs are lower than they have been in years. So why aren’t these savings translating into lower tax levies? The answer lies in the fact that material procurements are a small part of the costs in the general fund (only about 20 percent). The real costs lie in personnel, the area of real challenge. City nonunion wages have been frozen since January of 2009 and will be through the end of this year. But more than half of our work force is unionized, and most are “essential-services” employees. We bargain with them to achieve what we feel are fair salary levels. But according to state law, these bargaining units can cause any wage

dispute to be placed in front of stateappointed arbitrators who will determine what the pay will be. The city has nearly always avoided the need to go to arbitration, but that option does exist for our essential-service workers. In the end the City Council may not have the final say on compensation for these essential-service workers. Pensions are another concern. Again, the state defines the pension system for city employees. They dictate to the employees how much they must save, and they dictate to the city how much of those employee savings it must match. This is a heavy burden for the city over which it has no control. In 2010 the council cut the general fund budget by about 10 percent. In order to accomplish this about 20 positions were eliminated and other measures were taken. This allowed us to adopt a zero dollar levy increase despite the fact that in that same year the state reneged on its promise to send about $1 million in reimbursement for city dollars expended on the State Market Value Homestead Credit program. The state mandates for a small and unlucky subset of communities, including Burnsville, that the city taxpayers fund the program. My point here is that we really have worked to be responsible and good stewards of the taxpayer dollar. Many of our private companies have reduced their work force when the demand for their products or services went down. They simply did not have the work to justify keeping the same staff-

ing levels. Unfortunately, despite the downturn in the economy, the demand for city services has not decreased. It has increased. We have tried to do more with less and in some cases we have made real gains, but for the most part when we reduce staff we reduce services. My challenge is in truly understanding what level of service our taxpayers as a whole want and are willing to pay for. I believe that based on economics alone we must have a safe and wellmaintained city for businesses and our residents. If we don’t have a viable product, the city will experience flight from both its businesses and its residents. That will create another problem with huge costs. I am sure that you have noted my emphases above on our relationship with the State. Truthfully, it really needs to change. The state cannot be depended on to meet its obligations to cities. In fairness, the state does have its own difficult challenges. My colleagues on the City Council and I are painfully aware that these are difficult days for our businesses and residents. I pray that our economy will recover from this recession soon and that our hard-working business owners will be able to return to profitability with new jobs for those who need them. Elizabeth Kautz is the mayor of Burnsville. Columns reflect the opinion of the author.

God, the Devil, Chile and how it relates to ISD 196 public schools by Joe Nathan DAKOTA COUNTY TRIBUNE

“I was with God, and I was with the devil. They fought, and God won.” That’s part of what Mario Sepulveda, the second Chilean miner to be rescued, told reporters, according to CNN. Many of us thought, “what a wonderful story!” Heroism, cooperation, courage, persistence, incredible skill, risk-taking – it was all there. That’s what public education needs. The CNN story continues: “Mario Sepulveda says he is a changed man. ‘I buried 40 years of my life down there, and I’m going to live a lot longer to be a new person.’ ” Last week 16 superintendents from cities including New York, Chicago, Houston, New Orleans, Indianapolis, Philadelphia, and Boston urged bold, courageous action to help meet the needs of young people. These people are responsible for educating almost 2.5 million youngsters. Some of their challenges are similar, some are different than in ISD 196 public schools. But even here, acknowledging many successes, too many youngsters are not fully prepared for college, we are not making enough use of the most talented

Columnist Joe Nathan

educators, and more courses could make use of technology. The superintendents wrote: “All of us have taken steps to move our students forward, and the Obama administration’s Race to the Top program has been the catalyst for more reforms than we have seen in decades. But those reforms are still outpaced and outsized by the crisis in public education.” They continued: “Changes needed to truly prepare our kids for the 21stcentury global economy simply will not happen unless we first shed some of the entrenched practices that have held back our education system, practices that have long favored adults, not children. These practices are wrong, and they have to end now. “It’s time for all of the adults – superintendents, educators, elected officials, labor unions and parents alike – to start acting

like we are responsible for the future of our children. Because right now, across the country, kids are stuck in failing schools, just waiting for us to do something.” Their recommendations included: • Eliminating “arcane rules such as ‘seat time,’ which requires a student to spend a specific amount of time in a classroom with a teacher rather than taking advantage of online lessons and other programs.” • Having “the courage to replace or substantially restructure persistently lowperforming schools that continuously fail our students.” • Changing what they call “the glacial process for removing an incompetent teacher.” • Ending “our discomfort as a society with criticizing anyone who chooses this noble and difficult profession (which) has left our school districts impotent and, worse, has robbed millions of children of a real future.” • Changing “the widespread policy of ‘last in, first out’ (the teacher with the least seniority is the first to go when cuts have to be made), (which) makes it harder to hold on to new, enthusiastic educators and ignores the one thing that should matter

Submissions to Forum: www.DakotaCountyTribune.biz

most: performance.” • Making “charter schools a truly viable option. Our children need great schools now – whether district-run public schools or public charter schools serving all students. … Excellence must be our only criteria for evaluating our schools.” Everyone won’t agree. Details matter. But everyone didn’t agree about how to rescue the miners or even if it was doable. But as Newsweek magazine wrote, “Whatever else you can say about Chilean President Sebastián Piñera, aversion to risk-taking is not one of his faults.” Both district and charter public schools have some great educators. Chile used some of its most skilled people to help solve its crisis. We need to do the same. Joe Nathan, a former public school teacher and administrator, directs the Center for School Change at Macalester College. He welcomes reactions, jnathan@macalester. edu. All reactions, positive or negative, will be posted on the Center for School Change, with the permission of the person sending in the reaction. Columns reflect the opinion of the author.

November 4, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business 101

What’s the best way to start a business? Seven smart steps to establishing a venture by Robert Voss SPECIAL TO THE TRIBUNE

What’s the best way to start a business? As a person who teaches people how to start businesses for a living (I am the main instructor of the DCTC Business Entrepreneur program), I really do get asked this question a lot. People start businesses many different ways and they are starting them at a record pace. I read somewhere that in July of 2010 more than 540,000 businesses started in the United States. That number is staggering — and that is why I think this question is asked so often. It is my belief that there is no actual “best” way to start a business. People have started a business in a day with no prior thought or planning. Some of these businesses go on to be great successes and some fail miserably. Other people start businesses with years of planning and preparation. Again, some of these

Make It Happen Bob Voss

businesses succeed and some fail. Any way you can think of to start a business has had its share of successes and failures. So, if there is no “best” way, is there a smart way to start a business? This question I can answer. If you are thinking of becoming an entrepreneur, or BizOwner (for a definition of BizOwner check out my “Why I hate the word ‘entrepreneur’ ” column from Dec. 17, 2009), then I can, in fact, give you a step-by-step approach to starting a business the smart way!

Seven steps to starting a business the smart way 1. Make sure you have what it takes — traits, skills

and knowledge — to start and grow a business, i.e., become a BizOwner. Make a formal decision that you really do have what it takes to be a BizOwner. You might want to interview people who are already operating the business you want to do and ask them what traits, skills and knowledge are most important. 2. Verify that your business model is sound, and that you can sell products and services at the prices you want to charge. If I have seen any one major issue made by people who are thinking of starting a business, it is that they charge too little for their products or services. Sometimes charging more than the competition is the best way of standing out from the competition. 3. Create a short business plan for the business you

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

want to start. I would recommend the 20 Question Business Plan model. It works well in my classes, and a handful of bankers and investors that have seen it like it a lot. Answer 20 questions and you immediately have your business plan. If you would like a free template of the 20 Question Business Plan, you can e-mail me at the address below. 4. Make a formal decision on the business you want to start and make a formal commitment to the growth of your business. I have seen too many businesses fail because the entrepreneur or BizOwner didn’t have the commitment necessary to see the business through some trial or obsta-

ate a CAP and get “religious” about doing it every week. 7. Build your business one solid customer at a time. There is a difference between customers and solid customers. A solid customer is a customer that refers your business to others, is a walking testimonial for your business, and will not leave you at the first sign of competition or a lower price. The growth and success of your business depends on the number of solid customers your business has. That’s it, a seven-step approach to starting a business the smart way. Remember, the more you learn prior to starting your business, the better your chances of that business being a success.

cle. 5. Take care of the details. This includes starting your business legally, including identifying your type of business organization, developing a financial tracking system so you know where your money is every minute of every day, taking care of all tax issues (state, federal and sales), and making sure all laws of the federal and state governments are followed. 6. Develop the CAP (Customer Acquisition Plan) habit and make sure you work your CAP each Robert Voss is an entrepreneur week. You might want to read instructor at Dakota County Technical College in Rosemy “Every small business mount and counselor at the needs a CAP” column from May 20. If you really want to Small Business Development grow your business the right Center in Apple Valley. He can be reached at voss@dctc.edu. way and the smart way, cre-

Financial Sense

Cutting the umbilical cord Cub Liquor opens in Burnsville When kids aren’t babies anymore, yet financially they are adolescents by Peter McClellan SPECIAL TO THE TRIBUNE

I know a number of retired clients who find themselves bleeding to death, financially speaking, as a result of adult children who refuse to grow up financially and stand on their own two feet. Tough love is easier said than done when your own flesh and blood are involved, but I am learning some big lessons from these retired investors who wish their retirement years were different than they are. Retirement for some people was something wonderful that they had looked forward to during their working years. The wonderful part just doesn’t materialize for some if adult children aren’t encouraged to become financially self-reliant. While this topic might cause some families to cringe a bit, all real change begins by telling the truth. Just because parents of adult children may have tolerated unhealthy financial dependency doesn’t mean that destructive patterns have to continue. It comes down to defining the word “help.” Certainly in this troubled economy it is perfectly normal that parents of adult children may be “helping” their unemployed kids a bit between jobs.

Think On

Peter McClellan

frivolously in your opinion? Answering yes to any of these questions would likely indicate that it’s time for a heart-to-heart conversation. While that conversation may not be fun, it could lead to that child growing out of financial adolescence to financial adulthood and that would be good for everyone involved. Family unity and lasting legacies are based on honest and open communication. It takes leadership to break dysfunctional patterns of behavior. When it comes to adult children who are “out of line” regarding their finances, parents cannot afford to be passively indifferent especially if they are writing checks that shouldn’t be written.

I’m not advocating that parents don’t help their children out especially when they are in a tough spot through no fault of their own. However some adult kids never grow up and parents have what they tolerate. Some kids remain unemployed and are perfectly happy to let mom and dad support them. Has your adult child become a bit of a financial parasite? Well maybe some of the following questions regarding your adult kids might help you decide if you need to “help” them grow up: • Are they constantly coming to you for money? • Are they constantly in Peter McClellan is a finandebt? cial planner at and owner of • Have they established an the 401k Latte Company, a emergency fund reserve for Lakeville financial planning the inevitable rainy days? and investment firm. He also • Do they have an entitlehosts a daily show from 4 to 5 ment mentality? p.m. on Twin Cities Business • Do they expect you to Radio, which is on 1570AM. always say yes to giving or The show features financial lending them more money? advice and interviews with lo• Have they failed to pay cal business owners. Previously you back in the past for monaired shows are available on ey that was loaned to them? www.business1570.com. • Do they spend money

Submitted photo

Cub Liquor marked the opening of its Burnsville location with a ribbon-cutting on Friday, Oct. 29. The new store is located at the Cub Foods store at 1750 W. County Road 42. It was made possible by an expansion in the allowed number of liquor licenses that will also enable the new Costco Wholesale store in Burnsville to sell liquor. From left are Joe Meurer, sales merchandising manager, Cub Beverage and Fuel; Scott Kloiber, department specialist, Beverage and Fuel; Russ Czapar, district manager; Brian Abramson, Cub Liquor Store manager; Elizabeth Kautz, Burnsville mayor; Jeff O’Keefe, Cub Foods store director; and Daron Van Helden, Burnsville Chamber of Commerce president.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 4, 2010

Capitol Commerce

Maj. Gen. Richard Nash installed as state’s 30th adjutant general by T.W. Budig

Capitol Roundup

ECM CAPITOL REPORTER

A change of command took place at the State Capitol on Nov. 1 that has a new adjutant general overseeing the Minnesota National Guard. Gov. Tim Pawlenty in the Capitol Rotunda, a marble circle in which battle flags borne by Minnesota troops in the nation’s wars are displayed, swore into office Maj. Gen. Richard C. Nash of New Prague. Nash — Minnesota’s 30th adjutant general — succeeds the retiring Lt. Gen. Larry Shellito as the commander of one of the nation’s elite National Guard forces. “You are our heroes,” Pawlenty told the assemblage of elected leaders, officers and troops lining the Rotunda balcony railings overhead. Beyond patriotism and a willingness to serve, Pawlenty spoke of “love and generosity” for country and fellow countrymen as motivating Minnesota National Guard troops — since 2003 more than 18,000 have been deployed around the world.

Commanded Red

Photo by Tim Budig

Gov. Tim Pawlenty administers the oath of office to Maj. Gen. Richard Nash at a ceremony Nov. 1 in the State Capitol Rotunda. Nash, Minnesota’s 30th adjutant general, is replacing retiring Adjutant Gen. Larry Shellito.

Bull Division Nash recently returned to Minnesota from commanding the 34th Infantry “Red Bulls” Division, stationed in Rosemount, in a deployment to Iraq. The division exerted command control over the southern third of the country

and an entire force of about 14,000 American troops. In his comments, Nash noted how Minnesotans have “answered the call” of duty even before the state had been admitted to the Union. At a reception prior to the swearing-in ceremony, guests noted a painting of the Minnesota 1st Volunteer

Regiment’s famous actions at Gettysburg in the Civil War, Pawlenty noted. Nash grew thick-voiced in talking of the sacrifice made not only by Minnesota troops but their families — the Gold Star families which “we hold in our highest esteem,” he said. Nash spoke of the need

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

for the Guard to remain an is, Bachmann said. integral component of the This is something beyond nation’s defense, not simply a politics, she explained. reserve force. “I’ve gone to many funerals with Senator Klobuchar, Building on a solid with Senator Franken — we’ve shared handkerchiefs foundation together,” Bachmann said. He spoke of building on the “solid foundation” already Drafted into U.S. in place in the Minnesota Army in 1972 National Guard. Sixth District CongressNash was drafted into woman Michele Bachmann the U.S. Army in 1972, later explained that she had only earning a commission as secjust met Nash, but was im- ond lieutenant. pressed by the general. He served for decades “He was emotional several in the Minnesota National times during his remarks,” Guard. she said. “It’s clear to me that Nash had a successful cahe appreciates the sacrifice reer in the construction inthe families make as well dustry, and was awarded 10 as the soldiers, and also the patents as the inventor or Gold Star moms, the Gold co-inventor of construction Star dads,” Bachmann said. equipment. Bachmann spoke of Originally from Jordan, thanking the families of fall- Nash and wife, Jeanette, have en soldiers for their service. two children and are grand“They’ve made the greatest parents. sacrifice any American can make for freedom,” she said. T.W. Budig is at tim.budig@ ecm-inc.com. It’s important to recognize how deep and eternal the loss

New laws go into effect to fight deceptive debt relief offers

Gas prices fall by 7 cents

Good news for those struggling to pay their bills: new Federal Trade Commission regulations designed to help protect financially strapped families from deceptive offers for debt relief go into effect Oct. 27. While the new rule will have a significant impact on reducing predatory debt relief, the Better Business Bureau of Minnesota and North Dakota advises consumers to still use caution when enlisting the help of a third party to get out of debt. Since the start of the recession in December of 2007, the Better Business Bureau has received more than 6,000 complaints from consumers about debt relief or debt settlement companies. Typically, complainants say they were charged large up-front fees in exchange for what turned out to be an empty promise that the company could significantly reduce or eliminate their debt. Under the new rules, any company that offers debt relief services over the phone — including taking incoming calls from new customers — will not be able to charge upfront fees until: the debt relief service successfully renegotiates, settles, reduces, or otherwise changes the terms

Average retail gasoline prices in the Twin Cities have fallen 7 cents per gallon in the past week, averaging $2.78 per gallon on Oct. 31. This compares with the national average that has fallen 0.7 cents per gallon in the last week to $2.80 per gallon, according to gasoline price website TwinCitiesGasPrices.com. Including the change in gas prices in Twin Cities during the past week, prices on Oct. 31 were 12.0 cents per gallon higher than the same day one year ago and are 0.2 cents per gallon lower than a month

could result from using debt relief services, and key information about dedicated accounts if they choose to require them. Businesses can learn more about how to follow this new rule on the FTC’s web site: Debt Relief Services & The Telemarketing Sales Rule: A Guide for Business For more information on managing credit and getting out of debt, check out the BBB’s free advice at Managing Credit-Made Simpler.

The mission of the Better Business Bureau is to promote, through self-regulation, the highest standards of business ethics and conduct, and to instill public confidence in responsible businesses through programs of education and action that inform, protect and assist the general public. Its hours of operation are 8 a.m. to 5 p.m. Monday through Friday. Contact the BBB 24 hours a day at www.bbb.org or (651) 699-1111, or toll free at 1-800-646-6222.

ago. The national average has increased 9.2 cents per gallon during the last month and stands 12.9 cents per gallon higher than this day one year ago. GasBuddy operates GasBuddy.com, TwinCitiesGasPrices.com, and more than 225 other local gasoline price-tracking websites that follow prices at more than 125,000 gasoline stations in the United States and Canada. GasBuddy.com was named one of Time magazine’s 50 best websites and to PC World’s 100 most useful websites of 2008.

�

of at least one of the consumer’s debts; there is a written settlement agreement, debt management plan, or other agreement between the consumer and the creditor, and the consumer has agreed to it; and the consumer has made at least one payment to the creditor as a result of the agreement negotiated by the debt relief provider. Additionally, debt relief providers cannot require that consumers set aside payments in a “dedicated account” unless: the dedicated account is maintained at an insured financial institution; the consumer owns the funds (including any interest accrued); the consumer can withdraw the funds at any time without penalty; the provider does not own or control or have any affiliation with the company administering the account; and the provider does not exchange any referral fees with the company administering the account. Finally, before the consumer signs up for any debt relief service, providers must disclose fundamental aspects of their services, including how long it will take for consumers to see results, how much it will cost, the negative consequences that

�

November 4, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Halloween event provides Thisweek Newspapers an opportunity to give back to the community ECM Publishers, a locally owned and family operated publishing company, the owner of Thisweek Newspapers and the Dakota County Tribune, has always been deeply involved in the communities it serves. One of the way it gives back to the community is through its Community Affairs Council (CAC). CAC was established by the ECM Board of Directors to develop the 4th cornerstone of the company’s priorities - To Serve the Community. The CAC identifies community needs of importance to company associates and identifies resources available within the company to address those needs. At a recent Halloween event Thisweek Newspapers and Dakota County Tribune employees at the Burnsville office decorated a hallway and asked for food donations as the price of admission. “Our founder, Elmer Anderson, truly believed in community involvement and it is a great tradition that we are proud to carry on,” said ECM CAC Coordinator Jill Donahue. “Robyn Berg and Molly Battin are two of our most dedicated CAC members,” said Eva Mooney, Business Manager of the Burnsville office. “They put their heart and soul into decorating our hallway this year making it a fantastic experience for the children that came to our office. Sometimes it is the small things a corporation does that makes the workplace a great place for employees while increasing community awareness and helping others all at once.”

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 4, 2010

10A

November 4, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

Dakota County

New massage business draws Burnsville Ice Center reopens anger, suspicion from neighbors after $5 million renovation

Dakota County prosecutor’s 21-year-old son dies

Residents on the 100 block of Garden View Drive in Apple Valley are taking a stand against a nearby massage business they believe is offering more than back rubs. Chris and Vicki Fuller Photo by Andrew Miller have set up a Chris and Vicki Fuller erected this handneighborhood made banner in the front yard of their watch station in home on Garden View Drive in Apple their front yard Valley. The couple has also set up a table from which they in their yard from which they photophotograph cli- graph clients of a nearby massage busients entering ness, which opened earlier this month. and exiting the business. The business, the Fullers say, opened earlier this month and operates out of a nearby home. It’s located about a block from Westview Elementary School and a day-care center. A handmade banner in the Fullers’ front yard alerts clients to the fact there’s a neighborhood watch, and that they’re being photographed. “We’re just trying to keep an eye on the neighborhood,” said Chris Fuller, who’s taken time off work to man the neighborhood-watch station. “The only way to stop evil is to confront it.” The Fullers say they became suspicious of the business, which advertises on Internet sites such as Backpage.com, when they saw a woman in fishnet stockings answer the door; additionally, all the clients they’ve seen have been male. The Fullers say the sign in their front yard has coincided with a decrease in traffic into the business. “After we put that up we haven’t had anybody come and try to get a ‘massage,’” said Chris Fuller, making quotation marks with his fingers as he uttered the word “massage.” “They would come by slowly, see the sign and keep on going,” added Vicki Fuller. Apple Valley Police Capt. Michael Marben confirmed that police are conducting an investigation. The city doesn’t have an ordinance prohibiting massage businesses, Marben said, but city code does prohibit people from operating businesses out of homes in which they don’t reside, and that’s been one focus of this investigation. “What we’re concerned about is the operation of a business within our city that doesn’t conform with zoning regulations,” he said. Police say the neighborhood watch group is within its rights when photographing the business’ clients. “If individuals are in public, another person can take photographs of them,” Marben said. “The right to privacy extends to individuals in their own homes, and that doesn’t appear to be the case here.” The Fullers say the massage business owner, a renter of the nearby home, was recently served an eviction notice by the landlord, but they will continue the neighborhood watch until the business is gone. The Fullers are joined by other Garden View Drive residents in opposing the massage business. Several neighbors stopped by the Fullers’ frontyard neighborhood-watch station on Monday afternoon to get an update. “The fight is on,” said a woman named Mary, who declined to provide her last name. “You’ve got all of us who’ve been in the neighborhood 20 years. If you don’t have any morals, don’t move to our neighborhood.”

Most of the $5 million in improvements made to the newly reopened Burnsville Ice Center aren’t visible to skaters, athletes or spectators. The two-rink building closed for six months of reconstruction, much of it involving the heating and air conditioning system and the refrigeration system. “It’s behind the Photo by John Gessner scenes, so people don’t John VonBank, maintenance get to see a lot of it,” supervisor at the Burnsville Ice said Terry Schultz, Center, stands in front of the new Burnsville’s parks and glass and center logo in the Gary natural resources direc- R. Harker Rink. tor. “But I still think it’s of real value to the community.” A grand reopening was held from on Oct. 31. Observers will notice the new “B” logo in the center of the Gary R. Harker Rink, the main spectator rink, as well as the new boards and glass around both of the rinks. The new sheets of glass are seamless, without the steel support beams between them like the rinks used to have. “If you’re watching a (hockey) game, it’s a lot easier because you don’t have those obstructions,” Schultz said. “I think it’s a cleaner look for the rink.” The guts of the operation — the new geothermal system, the three new 100-ton compressors that drive the ice-refrigeration system — are plenty impressive to John VonBank. “Wow,” said VonBank, a 38-year city employee who has been the ice center’s maintenance supervisor since 1978. Along with the heating and ice systems, the concrete floors of both rinks were replaced. The Gary R. Harker Rink was built in 1972, and a second sheet of ice was added in 1985. The major systems in the building were all original equipment, which Von Bank said has a 20- to 25-year life expectancy. “We got our money’s worth,” he said. The energy-saving geothermal system draws its heating and cooling power from the Earth itself. A well field that partially circles the building has 206 wells, each 2 inches in diameter and 200 feet deep. A glycol substance is circulated from the wells to the building through a heat-transfer system to provide heating or cooling. “Basically, the Earth’s temperature is fairly constant,” Schultz said. “You can take advantage of that condition to either heat or cool as needed.” The ice center’s compressors also generate heat, which can be captured to help heat the building, he said. New fluorescent lights in both rinks, which can be adjusted to run at different levels, will contribute to energy savings, Schultz said. The city won a $315,000 U.S. Department of Energy grant from funds included in the economic stimulus act approved by Congress. “Overall, we estimate we will reduce our energy use by about 43 percent,” Schultz said. “That equates to about $77,000 per year in electric and natural gas savings.” By the numbers, the renovation includes 16 miles of piping in the geothermal well field and 10 miles of piping in each rink floor that carries the coolant to make the ice, Schultz said. A total of 560 tons of concrete were poured to make the new rink floors. The center is at 251 Civic Center Parkway in Civic Center Park. Visit www.burnsvilleicecenter.org for more information.

For the second time this year, a tragedy has struck workers in the Dakota County Attorney’s Office. On Friday, Oct. 22, Benjamin Curry Stassen, the 21-yearold son of a prominent assistant county prosecutor, Jay Stassen, died unexpectedly. The cause of death has not been released. “The family is devastated. We’re all devastated,” said Dakota County Attorney James Backstrom. Tragedy first struck the tight-knit attorney’s office in June, when 47-year-old Assistant County Attorney Sheila Happe died in a car accident on General Sieben Drive near the County Administration Center in Hastings where the office is located. Alcohol was not a factor in the accident. In an interview Monday, Backstrom said workers in the office were upset by the news and called it a hard day. “Our thoughts and prayers are with Jay Stassen and his family at this very difficult time. I can’t think of anything more unfortunate than losing a son,” he said. According to Stassen’s obituary, he was a junior at Metro State University and had attended the University of Wisconsin-Eau Claire. The obituary said he loved music, playing drums, traveling with his family, designing websites and studying and practicing entrepreneurial business. Stassen is survived by parents Jay Stassen and Helen Crary Stassen, older brother Peter Crary Stassen and grandparents J. Robert Stassen and Arline E. Stassen.

— John Gessner

— Erin Johnson

— Andrew Miller

— Laura Adelmann

Eagan Police help recover stolen goods totaling $200,000-plus Eagan and Apple Valley police have recovered more than $200,000 in stolen goods from a burglary ring that victimized at least 35 businesses throughout the metro area. David Montana Morse, of Apple Valley, has been charged with three felony counts in connection with the burglaries. The stolen goods were discovered at an Eagan storage locker during the execution of a search warrant Oct. 20. More stolen property was allegedly found at Morse’s home in Apple Valley, along with an unknown amount of methamphetamine and a loaded handgun, according to police. The type of property recovered included construction equipment, electrical wire, electronics, recreational products and various tools. Police estimate the cumulative value of the property at more than $200,000. The property is believed to have been stolen primarily from businesses throughout the Twin Cities, from Prior Lake to Lake Elmo. Police were alerted to the stolen property during a traffic stop in Lakeville that involved a car filled with laptop computers and theft tools. The driver said he got the items from Morse, who asked him to sell them. The driver also told officers about the storage locker in Eagan. The Dakota County Attorney’s Office has charged Morse, 25, with one count of receiving stolen property, one count of possession of burglary or theft tools, and one count of fifthdegree possession of a controlled substance. A second suspect is cooperating with the investigation and is not expected to be charged, Eagan police said. The Eagan and Apple Valley police departments, along with the Dakota County Drug Task Force, are currently working to identify the owners of the stolen property.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 4, 2010

11A

News Roundup Recent news from around Dakota County

Farmington

Lakeville

Rosemount

School Board members asserts Burke is creating hostile workplace

Hurricane-like storm batters Lakeville, Farmington, state

Hundreds attend benefit to support Army officer stuck with cancer

A Farmington school board meeting on Oct. 11 played out like an intervention. Board member Tim Burke drew the ire of his fellow board members after he sent some pointed e-mails to staff. Board Chair Veronica Walter added the public admonishment to the agenda just before the meeting started. She kicked it off with an emotional but diplomatic redress supported by the rest of the board. The alleged offenses: Burke had barbed words with staff that culminated in a heated e-mail exchange he had with Finance Director Jeff Priess about a facilities study; and Burke burdens district staff with extensive information requests. “My concern was that financial information was deleted,” Burke said in an interview. The report indicated there would be financial estimates, he said, but when he looked through the document there weren’t any. In his e-mail to Priess, Burke said that “the secrecy with which the administration tries to conduct itself is bewildering.” The e-mail induced anger and dismay in Burke’s board colleagues and district administration. “I am incredibly confused,” Walter said at the meeting. “I am just disheartened by that comment.” Board member John Kampf told Burke at the meeting that Burke was subjecting staff to a “hostile work environment.” Kampf said that employers can be subjected to lawsuits for this, so Burke was “putting this district in great jeopardy.” Burke also called the consulting firm that authored the report and asked about the information. His colleagues did not like this, either. Craig Davis, recently appointed to serve out the term of Bob Heman, who resigned, called the situation a “teaching moment.” “You have no power,” Davis said. “You are one of six. The board as a whole has the power. You need to respect and understand that.” Burke said his copy of the facilities report not only was missing financial information, but missing entire pages. This led him to suspect something was awry. Priess took issue with this and posed Burke a question: “Why did you not call me and ask me about it before you made that accusation?” Burke answered that he made his requests through Superintendent Brad Meeks, but did not receive e-mail replies. Meeks told the board that he is not comfortable sending e-mails relating to personnel issues. On top of that were discussions of how Burke uses e-mails. “Your e-mail etiquette falls below what I would expect,” Meeks said, adding that if Burke disagrees with e-mails he will carbon-copy or blind carbon-copy messages. To address the charge of excessive information requests, Burke said he “didn’t think I was asking for volumes recently. I ask for things that are topical and timely; in many cases I haven’t been able to get them.” Walter concluded the discussion by telling Burke that she wanted the board to discuss the matter in public as a nod to transparency. The dynamic of Burke versus the rest of the board is not absolute. There are times when the rest of the board agrees with Burke and instances in which he casts dissenting votes. This is not the first time Burke has addressed transparency, however. Voters elected the first-term board member, a public relations staff member at Allina Hospitals and Clinics, in 2008. Part of his election platform involved the district’s administration and public relations. He asserted at the time that “the current board and district administration have systematically sought to make it harder and harder for the people to see how their district is run.” When Burke referred to a precedent of secrecy in his email to staff, he was speaking from a well-documented policy position of his.

Tree branches snapped, a semi-truck was overturned, and a Lakeville police car damaged in a hurricane-like, high-wind storm that battered the area on Tuesday, Oct. 26, and Wednesday, Oct. 27. Damage was minor around Lakeville, according to Police Chief Thomas Vonhof, but he said the city was fortunate the storm hit without leaves on many of the trees. “It’s a very unusual event,” Vonhof said. “Had the trees had leaves, we might be talking about downed trees, structural damage or power lines down.” Farmington Police Sgt. Kevin Mincke said there was a report of a tree down and a brief power outage near downtown Farmington. “But it wasn’t much more than that,” he said. According to the National Weather Service, the storm wasn’t just any storm. The huge low-pressure area that covered more than half the country set a new record for the lowest barometric pressure in a non-tropical storm ever recorded in the mainland United States. The NWS said the minimum central pressure of 28.24 inches for the storm was equivalent to a Category 3 hurricane. This storm was stronger in terms of pressure readings than the “Witch of November” storm that sank the Edmund Fitzgerald on Lake Superior in 1975, which had a pressure of 28.95 inches. The NWS said that generally, the lower the pressure, the higher the winds for a storm. And in addition to rain and snow, the storm produced high winds that gusted to 60 mph at Lakeville’s Airlake Airport. Around the area, Vonhof said a Lakeville police squad car was damaged by a cooler that became airborne and hit it. According to the Minnesota State Patrol, a semitrailer was overturned by a strong wind gust along Hwy. 52 near County Road 46 in Coates. Vonhof said the department was ready in the event something more serious were to happen from the storm. “We kept an eye on the weather and if we needed resources, we were ready to go,” he said. Mincke said there’s not much police could do, even with the forecast calling for the storm ahead of time. “It’s an act of God,” he said. “We can batten down the hatches a bit more, but it mostly just heightens our alert.” Around the country, high winds from the storm were reported as far west as Montana, as far south as Oklahoma, and as far east as Ohio, the NWS said.

Overcoming cancer isn’t just a goal of Rosemount’s Lt. Col. Mark M. Weber. It’s a mission. Weber, a highly decorated Army officer, husband and father of three boys, dubbed his battle with neuroendocrine cancer “Operation True Grit,” and set up a Facebook account also named as such. Over 400 friends, colleagues and family members came alongside Weber and his family in that fight on Oct. 23 when they packed Rudy’s Redeye Grill in Rosemount for a benefit and silent auction. During the event, more than $20,000 was raised for the family. “It kind of leaves you speechless that people would be so generous, sharing and kind when there’s other people in need as well,” said Weber’s wife Kristin. But Weber’s attacker, an extremely rare form of pancreatic cancer, is a tough enemy, and a recent surgery and five-week hospital stay has proven incredibly difficult to overcome. “During the first week after I woke up, I thought I’d killed myself,” Weber said. He described the surgery, done to rearrange and reattach numerous body parts while removing others, including 60 percent of his liver, as a procedure that left him feeling something like Frankenstein. “It’s hard to believe what they do to you,” Weber said. Likewise, just a few months ago, few who know him would have believed that the 39-year-old active military man would be in this medical situation. His unexpected diagnosis came in June after the top U.S. commander in Afghanistan, Gen. David Petraeus, personally selected Weber to serve as military assistant to the incoming Afghan minister of the interior, a highly regarded position. To serve, a standard medical exam was required. It revealed Weber’s condition, and propelled him and his family into a sea of illness, treatment and uncertainty. “It was just bam. To get asked by the most powerful and popular general in modern history to work for him was great to have that honor. Then, you’re told two weeks later you’re going to die,” he said. “It was beyond a thunderbolt. …It was like I got woken up from a dream come true by electrocution.” Weber’s cousin, Angie Schaefbauer of Eagan, said this form of cancer is technically terminal, but said many survive for years after being diagnosed. “So, we’re focusing on one day at a time,” Schaefbauer said. Weber’s battle has also drawn some high-profile notice in Minnesota, thanks to an anonymous nominator. Recently, he was notified he was named a US Bank Hometown Hero, and will be recognized when the Vikings play Arizona in the Metrodome on Nov. 7. Weber will be honored on the field just before kickoff, and a short article about him will be featured in Vikings Playbook, which will be distributed to all the fans at the game. Weber is excited about the event, and Kristin said he is remaining positive and hopeful at home as he recovers. “He’s just always been a half-glass-full person. He looks at the silver lining, he’s positive in everything, in how he takes life and how he’s taken this,” she said. Weber said he’s also using opportunities his situation has allowed to reach out and encourage others. Just days before a family friend passed away of cancer, she requested a meeting with Weber, who was only too happy to oblige. He said he gave her a pep talk, and encouraged her to write her own eulogy. “I have learned to just be grateful for the things I have and to live each day to the fullest,” he said. “Now that I’m at this crossroads, I’m finding there are people who are thirsty for inspiration. … I like being able to help people.”

— Aaron Vehling

— Derrick Williams

‘Art, Design and Fear’ at Hertiage Library in Lakeville Local resident Steve Holzgraefe will present “Art, Design and Fear” from 3 to 4:30 p.m. Sunday, Nov. 7, at Heritage Library in Lakeville. Holzgraefe is the owner of mnina llc, a design company specializing in ambient, accent and task lighting. The event is free and open to the public. He will offer his thoughts on concept, design and form, and how an appropriate balance of these creative elements contributes to the realization of a well-considered object. Examples of recent studio work from mnima llc will be shown and discussed. Holzgraefe lives in Prior Lake and is a member of the Friends of the Heritage Library. The library is located at 20085 Heritage Drive in Lakeville; call (952) 891-0360 or visit the library website at www.dakotacounty.us/library.

— Laura Adelmann

12A

November 4, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, e-mail it to darcy. odden@ecm-inc.com or fax (952) 846-2010. Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, Nov. 4, 4 to 6 p.m., Dakota County Transportation open house concerning Cedar Avenue at the Dakota County Western Service Center, first floor atrium, 14955 Galaxie Ave., Apple Valley. Information: kristine.elwood@ co.dakota.mn.us. â&#x20AC;˘ Tuesday, Nov. 9, 6 to 7:30 p.m., Great Expectations Seminar, Fireside Restaurant, 3400 150th St. W., Rosemount. Ryan Curry, regional vice president with John Hancock Life Insurance Company, will discuss taking the guesswork out of saving for retirement. Dinner will be served. RSVP to (651) 322-2905 by Thursday, Nov. 4. â&#x20AC;˘ Wednesday, Nov. 10, 7:30 to 8:30 a.m., Rosemount Area Business Council, Paul Eggen - State Farm Insurance, 14450 S. Robert Trail, Suite 204, Rosemount. RSVP for this meeting to Ruthe at rbatulis@ dcrchamber.com or call the chamber office with questions at (651) 452-9872. â&#x20AC;˘ Wednesday, Nov. 10, 12:15 to 1 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetnam at (952) 469-9229 or Jodie Sonterre at (651) 209-9906. â&#x20AC;˘ Thursday, Nov. 11, 8:30 to 9:30 a.m., Coffee Break, Insty Prints, 1975 Seneca Road, Suite 500, Eagan. Information: Michelle Tighe at mtighe@ dcrchamber.com. â&#x20AC;˘ Friday, Nov. 12, 7:30 to 8:30 a.m., Government Affairs Committee, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Information: Ruthe Batulis at rbatulis@ dcrchamber.com. â&#x20AC;˘ Tuesday, Nov. 16, 10 a.m.

to 4 p.m., Ricohâ&#x20AC;&#x2122;s Technology Showcase, Ricoh Business Solutions, 1110 Centre Pointe Curve, Mendota Heights. Information: (651) 452-9872 or http://www.ricoh-usa.com. â&#x20AC;˘ Wednesday, Nov. 17, 5 to 7 p.m., County-Wide Business After Hours, Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road, Lakeville. Information: Michelle Tighe at (651) 288-9202 or mtighe@dcrchamber.com. â&#x20AC;˘ Thursday, Nov. 18, 7:30 to 8:30 a.m., Eagan Area Business Council, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Information: Ruthe Batulis at rbatulis@dcrchamber.com. â&#x20AC;˘ Wednesday, Nov. 24, noon to 1:15 p.m., ChamberNet, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetnam at (952) 469-9229 or Jodie Sonterre at (651) 2099906. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Thursday, Nov. 4, 8:30 to 9:30 a.m., â&#x20AC;&#x153;What if...â&#x20AC;? with the Mayor, at Dunn Bros, 15265 Galaxie Ave., Suite 600, Apple Valley. â&#x20AC;˘ Wednesday, Nov. 10, 11:30 a.m. to 1 p.m., Chamber Luncheon with humorist JL Glass at Enjoy! restaurant, 15435 Founders Lane, Apple Valley. Fee: $15 for chamber members. Information: LeeAnn at LeeAnn@AppleValleyChamber.com. â&#x20AC;˘ Wednesday, Nov. 17, 5 to 7 p.m., County-Wide Business After Hours, Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road, Lakeville. Information: LeeAnn at LeeAnn@ AppleValleyChamber.com. Burnsville Chamber of Commerce events: â&#x20AC;˘ Thursday, Nov. 4, 4:30 to 6:30 p.m., Business After Hours, White Funeral Home, 12804 Nicollet Ave. S., Burnsville. Information: Anne at anne@burnsvillechamber.com. â&#x20AC;˘ Friday, Nov. 5, 11:30 a.m.

ďż˝

+ . ďż˝ ďż˝

ďż˝

!" #$

%&' (%) **** + , +

ďż˝

1922 ! /:

D/ D D

D D D D. D

& '() *(+ ) ),- +

. % / ! 012 021

. % % % # !. 3

& 4 5 (.. " # ďż˝

. !4 2 7 3 $ & ) / 4 %

. . 4 # .. % 3 8) % ! 4 . % 9 &

. # .

# 4 . + # % . $ 3 ) 3 )

4 % . 4

# %

. ! 3

ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ % . # # % 3 7 =

% 7 " 0 3 + 5 > ? % ;!497 % . 4

3 ďż˝ ďż˝ ) ! %

4 . ďż˝ %

ďż˝ ďż˝ ! .. . ? % 1= %

)

! #4 3 / ) 4 54/05/

% 1 3 ) % . % 1 4 / + = 3 % B

C 8( "

% % ! !4 ďż˝ ďż˝ # !. 9 ďż˝ !ďż˝ " $ ! 4 ) :2 % &

& 4 @ # % + 5

(.. 3 + 3 $ % % 1: " # + 4 4 / ; < .4 7 3 ;; . ďż˝= ! % % ?9/

07 3 10 = = 4 1 .

%4 # 8)

5 .4 3 19 /0 *<* .

. 9 . 3 % 3 & ! * % ! % ..

%&% ďż˝ ) !. ! % . 0 727 . % 3 $ďż˝

!4 . . ďż˝ # ' 8A %

ďż˝= 10 . # ďż˝= 103 (ďż˝ ! . - 0 (( >

" D D D D !. %D !. D D %D %D D D

& '() *(+ ) ),- +

ďż˝

ďż˝ ďż˝ ďż˝ !" " ďż˝ # ďż˝ ! " ! & "' ( $ďż˝ $ďż˝ $ % # ! $ & ďż˝ ďż˝ %&! ) ) ' & * +ďż˝"' #

.#.#. . # ďż˝ ďż˝ + " ' ( & , - ďż˝, 1 " $ďż˝ + ( %

) # / 0 "ďż˝ $ 3"" ďż˝

2 " & # ďż˝ (* ďż˝ # ďż˝ $ďż˝ ! " ! & "' ( # ďż˝ - ( (ďż˝ďż˝+ $ďż˝ $ % ) #

# ! $ & ďż˝ ďż˝ ! ! # ' # ďż˝ ďż˝ + " ' ( - - - + , , ,

+ " " )

0 1 " $ďż˝ + ( 0 "ďż˝ / # / 1 + ( / % & 4 4 # 3 / #

$ďż˝ ' # ďż˝ ďż˝ 4/0 3! 0 !0

ďż˝ ! 8 ! " ďż˝ $ďż˝ " 44/ 5 6/ / 7 ! # $ % &

" ) + ďż˝ & "' ( # )

% $ďż˝ 4 $ďż˝ $ % %&!

! $ -

+ . ! # ' & * +ďż˝"' #

# ! ďż˝ ďż˝ ! ! ! - - - &

+ , + &

( %

) ďż˝ 0 "ďż˝ $ / # /

# & ďż˝ # ďż˝ $ďż˝ " + ďż˝ ( & "' $ % $ďż˝ ďż˝ ďż˝2 ďż˝ & ďż˝ ďż˝ %&! # ' & * +ďż˝"' ďż˝ + ) + ! !! , /0 /" 1/2 * D . D D D D %D %D 1 " $ďż˝ + 3 $ + - ďż˝"

ďż˝ ďż˝

. 1 2

D .D

D! D D* DA D D D. ! # 5 D/ D D 4 D D D"

3 8- # % % E . . F . 4 - ! 9 3 8- # . 39 B % . @

! .

. # % 3 C . ! % # % ! % ! .. % 3 B . D % 4

3 , 7 # % 2= 4 .

1= % 4 % . % # 3 $ %4

/ 1 / ! !77 !77 4 ! 77 4

B & ! * % 4 ! 4 . % % .

3 C . % % %

! 3 C =0 . ! . . ďż˝ % 3 C # B .

# 0 %

. @ . 4

) * **

3 4 B ! 4 # . .

% .

ďż˝ % ),- + . 4

& '() *(+ )

! # % B ! - 5 ! % . 4. % . / I B ! 3 ! .

% #

4. % / D %D, % D D B !

$ % 4 &

3 3 / '( )' *' . / 0 ((

(+ !ďż˝ '" ! # 5 . 4

# 8-

* A 3 B !4

! )

3 8 ! 4. 4 ? , #

% ! #

, B ! .4 4 # G # 4 4

8- ! ( .

3 . % , !

I1 3 . 4 # 6 = 3 # 4 #

. 39 5 'ďż˝ $ 8- 5

! # 9 B !

% !

Iďż˝ 4

ďż˝ ďż˝ďż˝ďż˝

B ! 8

% 4 % - %3 . 4 0

! 3 $ -

% . 9 B ! ! 7 39 ! 39 % 8

% #

8A 8$ .

" - 3 . A 4 ! .

B ! 3 4 !

3 9 . # 4

. # % 8) %

% .. A 39 #

! # 39 B !

% 3

4 * % . #

, =

& D 4 # .

4 4 5 4 % 4 % 3

8-5 . % 3 - 4 4 % .

%3 " ! # 9

. B ! 3 B ! C .

4 4 . 4

. 5 # 4 ! . .. . 4

( . #

%3 % , ! 8-

A . I0

3 $ " !+" A % ! % ! . %

. % / I 0 9 B ! 4 0 % - . . #

5 I 1 %

3 8 - B ! - % - # #

%3 3

4 3 ..

. 39

. / ) % . #

. # #

3 % .

B !

B ! ! 8) 4 . . #

3 ! # 8 #

! #4 # 9 B !

. !

) %3

3 8- 3

8 % 9 B ! %

. # 39

! . %4 3 - 5 ? %

# %

. B !

% ? @ 9 3 -5 ! !

G ! %

G ! ! #4 8 % 39 B ! 3

! . . G / & 3 03 ! # $ #

3 !

% %

ďż˝ 8

39 A % ..

4 4. % 9 # H B ! 8 9 B ! 3 4 # 3

C .

3 8) % 4 3 % 3 # 39 #

8- 5

B ! 3 3 - 5

3 . ďż˝ ? %

ďż˝ ( +ďż˝ ďż˝ B . . .

- ! , ďż˝ ! ! ďż˝ (!$ďż˝ ďż˝

# 4 ! # 9 !

to 6 p.m., Brewery Tour - Leinieâ&#x20AC;&#x2122;s Lodge. Bus leaves Roasted Pear parking lot: 11:30 a.m. Bus returns: 6 p.m. Cost: $30. Registration required. Information: Anne at anne@burnsvillechamber.com. â&#x20AC;˘ Wednesday, Nov. 10, 8 to 9 a.m., AM Coffee Break, Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. Information: Anne at anne@ burnsvillechamber.com. â&#x20AC;˘ Thursday, Nov. 11, 11:30 a.m. to 1 p.m., Membership Luncheon at Holiday Inn, Lakeville. Featured speaker: Dave St. Peter, president, Minnesota Twins. Cost: $20. Reservations/sponsorships: (952) 435-6000. E-mail: travis@ burnsvillechamber.com. â&#x20AC;˘ Monday, Nov. 15, 6:30 to 9:30 p.m., Brunswick Zone XL Wine Dinner, Brunswick Zone XL, 11129 162nd St. W., Lakeville. Cost: $49.99. Reservations: (952) 435-2695. â&#x20AC;˘ Wednesday, Nov. 17, 5 to 7 p.m., County-Wide Chamber Business After Hours at Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road, Lakeville. Information: Anne at anne@ burnsvillechamber.com. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Tuesday, Nov. 9, 7 a.m., Breakfast with the School District at Cracker Barrel restaurant. â&#x20AC;˘ Wednesday, Nov. 10, 11:30 a.m. to 1 p.m., Women of the Lakeville Chamber Luncheon at Holiday Inn and Suites. Panel of successful women in mendominated jobs. Cost: $20. RSVP by Nov. 3. â&#x20AC;˘ Thursday, Nov. 11, 10 a.m. to noon, Landscape & Home Expo Committee meeting, chamber conference room. â&#x20AC;˘ Thursday, Nov. 11, 4:30 to 6:30 p.m., Networking After Hours at Highview Hills by Walker. â&#x20AC;˘ Friday, Nov. 12, 8 a.m., Business & Education Committeeâ&#x20AC;&#x2122;s Teacher Appreciation Breakfast, Lakeview Elementary. â&#x20AC;˘ Tuesday, Nov. 16, chamber board retreat. â&#x20AC;˘ Wednesday, Nov. 17, 5 to 7 p.m., County-Wide Chamber Business After Hours at Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road, Lakeville. â&#x20AC;˘ Friday, Nov. 19, 7:30 to 8:30 a.m., Business & Education Committee at Lakeville South High School. â&#x20AC;˘ Friday, Nov. 19, 7:30 a.m., Government Affairs Committee meeting, chamber conference room. â&#x20AC;˘ Tuesday, Nov. 30, 7:30 to 9 a.m., New Member Orientation, chamber conference room. River Heights Chamber of Commerce events: â&#x20AC;˘ Tuesday, Nov. 9, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch at The Bierstube, 6434 Cahill Ave., Inver Grove Heights, (651) 451-8073. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Wednesday, Nov. 17, 5 to 7 p.m., County-Wide Business After Hours, Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road, Lakeville. Information: Annie Platek at annie@ riverheights.com. â&#x20AC;˘ Tuesday, Nov. 23, 5 to 6:30 p.m., Business Card Exchange at Jerseyâ&#x20AC;&#x2122;s Bar & Grill, 6449 Concord Blvd. E., Inver Grove Heights. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Wednesday, Nov. 24, 7:30 to 8:30 a.m., South St. Paul Local Issues at Central Square Community Center, 100 7th Ave. N., South St. Paul. Reports from Mayor Beth Baumann, city officials, parks and recreation, elected officials and the River Heights Chamber of Commerce and Progress Plus. Black Sheep Coffee and bakery

provided. SCORE â&#x20AC;&#x153;Counselors to Americaâ&#x20AC;&#x2122;s Small Businessâ&#x20AC;? event: â&#x20AC;˘ Wednesday, Nov. 17, 9 a.m. to 1 p.m., â&#x20AC;&#x153;Financing Your Businessâ&#x20AC;? seminar at University Bank, 200 University Ave. W., St. Paul. The seminar covers financing and loan alternatives, SBA guaranteed loans, financial accounting and cash flow management. Fee is $49. Register at www.score-stpaul.org or call (651) 261-1429. Networks Plus of Business Network Intâ&#x20AC;&#x2122;l (BNI) event: â&#x20AC;˘ Thursday, Nov. 4, 11:30 a.m., Visitors Day at Carboneâ&#x20AC;&#x2122;s Pizza, 251 Burnsville Parkway, Burnsville. Check out BNI, a business referral organization. Only one person from each profession can join the chapter. Bring 100 business cards. Lunch is at your own expense. RSVP to Thomas Natz at (651) 681-9436 or tcnatz@ ft.newyorklife.com. Visit www. bni-mn.com for more information. Kocina Branding & Marketing Companies, 350 W. Burnsville Parkway, Suite 350, Burnsville, offers the following classes. To register, go to http://www.kocinamarketingcompanies.com/training/ (enter â&#x20AC;&#x153;Complimentaryâ&#x20AC;? in the comment section) or call Cynde at (612) 798-7218. â&#x20AC;˘ Tuesday, Nov. 9, 8:30 to 10:45 a.m., â&#x20AC;&#x153;Keys for a Successful Exhibit â&#x20AC;&#x201C; Get more sales from your face-to-face marketing.â&#x20AC;? â&#x20AC;˘ Wednesday, Nov. 17, 2:30 to 4 p.m., â&#x20AC;&#x153;Got what it takes to get publicity coverage for your company?â&#x20AC;? â&#x20AC;˘ Thursday, Nov. 18, 8:30 to 10:45 a.m., â&#x20AC;&#x153;Marketing through Facebook â&#x20AC;&#x201C; What Marketing Managers and Business Owners Need to Know about the Selling Power of Facebook.â&#x20AC;? â&#x20AC;˘ Tuesday, Nov. 23, 8:30 to 11 a.m., â&#x20AC;&#x153;Creating a Social Media Plan.â&#x20AC;? â&#x20AC;˘ Wednesday, Nov. 24, 8:30 a.m. to noon, â&#x20AC;&#x153;Developing a Brand Playbook.â&#x20AC;? District 196 Community Education business classes are listed below. Register at www.district196.org/ce or call (651) 423-7920. â&#x20AC;˘ Tuesday, Nov. 9, 6:30 to 8:30 p.m., â&#x20AC;&#x153;Basics of Intellectual Property: Trademarks, Copyrights and Trade Secrets,â&#x20AC;? Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Fee: $29. â&#x20AC;˘ Tuesdays, Nov. 9-23, 6:30 to 8:30 p.m., â&#x20AC;&#x153;I Like Being Me - Build U Better Campaign,â&#x20AC;? Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Fee: $75. â&#x20AC;˘ Wednesday, Nov. 10, 6 to 9 p.m., â&#x20AC;&#x153;LinkedIn: Become a Networking Pro,â&#x20AC;? Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Fee: $49. â&#x20AC;˘ Saturday, Nov. 13, 9 a.m. to noon, â&#x20AC;&#x153;Facebook: Sharing, Community and Learning,â&#x20AC;? District Service Center, 14445 Diamond Path W., Rosemount. Fee: $49. â&#x20AC;˘ Monday, Nov. 15, 6:30 to 9 p.m., â&#x20AC;&#x153;Get Organized: Discover What Works for You,â&#x20AC;? Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Fee: $39. â&#x20AC;˘ Tuesday, Nov. 16, 6:30 to 8:30 p.m., â&#x20AC;&#x153;Basics of Intellectual Property: Patents,â&#x20AC;? Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Fee: $29. â&#x20AC;˘ Saturday, Nov. 20, 9 a.m. to noon, â&#x20AC;&#x153;LinkedIn: Become a Networking Pro,â&#x20AC;? Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Fee: $49. â&#x20AC;˘ Monday, Nov. 22, 6:30 to 8:30 p.m., â&#x20AC;&#x153;Microsoft Excel

2003: Getting Started,â&#x20AC;? Rosemount Middle School, 3135 143rd St. W., Rosemount. Fee: $39. â&#x20AC;˘ Monday, Nov. 29, 6:30 to 8:30 p.m., â&#x20AC;&#x153;Microsoft Excel 2003: Formatting Spreadsheets,â&#x20AC;? Rosemount Middle School, 3135 143rd St. W., Rosemount. Fee: $39. Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! restaurant in Apple Valley. For more information call (651) 216-5406. Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www. CreativeNetworkingProfessionals.com. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www. NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn. com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerlyâ&#x20AC;&#x2122;s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 247-3200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 6185347 or visit the website www. prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn. com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 5810332. Networks Plus - Diversi-

fied Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:308:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group â&#x20AC;&#x201C; â&#x20AC;&#x153;Plant a seed and grow your businessâ&#x20AC;? â&#x20AC;&#x201C; meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary Oâ&#x20AC;&#x2122;Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 9971306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free. Guests: $5. Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151. Womenâ&#x20AC;&#x2122;s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 4, 2010

Residential construction remains flat the month of October 2010. Year-to-date, permits are 21 percent higher than at this time in 2009 and planned units are up by 32 percent. â&#x20AC;&#x153;Minnesota is still ahead of most of the United States in a number of important areas,â&#x20AC;? said Builders Association of the Twin Cities 2010 President Gary Aulik. â&#x20AC;&#x153;Our unemployment remains about two points below the national average, and a recent report showed the Twin Cities foreclosure activity fell by more than 10 percent in the

third quarter of 2010. â&#x20AC;&#x153;At the same time, mortgage rates remain at historic lows and housing affordability is incredibly high. These are all very positive indicators for prospective home buyers.â&#x20AC;? Aulik said. Bloomington led the metro in building activity for the month with 283 units permitted. Maple Grove followed with 22 units, Blaine was next with 20, followed by Maplewood with 19, and Woodbury permitted 18 units.

ďż˝

! " ďż˝

With the help of a 282unit apartment building in Bloomington, the Twin Cities new housing market remained relatively steady in October. Planned units in October 2010 were 37 percent higher than in October 2009, while total permits were just one lower than last month (September 2010). According to statistics compiled by the Keystone Report for the Builders Association of the Twin Cities, there were 227 permits pulled for a total of 551 units during

13A

ďż˝

# $! $ $ % & ' ! ()(*+ (( , -. //001 2 & */)3ďż˝563)+(+

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net

E-mail: bnordquist@ci.apple-valley.mn.us

Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown

Web site: www.ci.apple-valley.mn.us

Lakeville Business Association.

Positively Minnesota Marketing Partnership

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment & Economic Development

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Burnsville Convention & Visitors Bureau Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337 Phone: (952) 898-5646 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments

E-mail: enjoyeagan@eaganmn.com

Role: Provide guidance through any real estate development process; may provide financial incentives

Downtown Lakeville Business Association

through tax increment financing, local loan funds or state or federal business finance programs.

Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Phone: (952) 953-2576

Apple Valley, Bruce Nordquist

Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us

*Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

��

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

CITY OF LAKEVILLE NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that a public hearing will be held before the City Council of the City of Lakeville at the Council Chambers, 20195 Holyoke Avenue, on the 15th day of November, 2010, at 7:00 p.m. or as soon thereafter as the parties may be heard to consider the application of Northern Tier Retail LLC for an off-sale 3.2% malt liquor license at SuperAmerica #4337 located at 16161 Cedar Avenue, SuperAmerica #4490 located at 21070 Glade Avenue, and SuperAmerica #4528 located at 16180 Kenrick Avenue. DATED this 1st day of November 2010. Charlene Friedges, City Clerk 2404715 11/4/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Foreclosure by Action Court File No. 19HA-CV-10-669 _______________________________________ Town View Association, a Minnesota nonprofit corporation, Plaintiff, v. John D. Westley, Norwest Bank Minnesota, N.A., John Doe and Mary Roe, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO Defendants John D. Westley, Norwest Bank Minnesota, N.A., John Doe and Mary Roe. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Bernick, Lifson, Greenstein, Greene & Liszt, P.A. The Colonnade, Suite 1200 5500 Wayzata Boulevard Minneapolis, MN 55416 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Dakota County, State of Minnesota, legally described as follows: Lot One (1), Block Four (4), Town View First Addition (Property Address: 1747 Bluebill Drive Eagan, MN 55122). The object of this action is foreclosure by action. BERNICK, LIFSON, GREENSTEIN, GREENE, & LISZT, P.A. Dated: October 26, 2010 /s/________________________________ Daniel B. Greenstein #142104 Peter C. Snowdon #389642 The Colonnade, Suite 1200 5500 Wayzata Boulevard Minneapolis, Minnesota 55416 (763) 546-1200 Attorneys for Plaintiff 2398600 10/28-11/11/10

This notice is to inform Tim Edwards of Farmington, Minnesota that he has defaulted on storage units 47, 19, 28 at I-94 Stor Mor. On November 19th, 2010 the contents will be forfeited and liquidated. Any monies outstanding will be collected through small claims court. 2406437 11/4-11/11/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. Pending Case type: Other - Declaratory Judgment/action to determine adverse claims EverHome Mortgage Company, as assignee of Mortgage Electronic Registration Systems, Inc., as nominee for RBMG. Inc., Plaintiff, v. E*Trade Bank, Artur M. Onu, Defendants. THIS SUMMONS IS DIRECTED TO THE ABOVE NAMED DEFENDANTs 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Bradley N. Beisel Beisel & Dunlevy, P.A. 282 U.S. Trust Center 730 Second Ave. S. Minneapolis, MN 55402-2444 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in This action involves, affects, or brings into question real property situated in the County of Dakota, commonly known as 14847 Covington Ave., Rosemount, MN 55068, legally described as: Lot 7, Block 1, Carrollton 3rd Addition, Dakota County, Minnesota. The purpose of this action is to obtain an Order declaring that the EverHome Mortgage, Document No. 2188053 (later assigned by Document No. 2717458), is prior and superior to the E*Trade Mortgage, Document No. 2186654. 557.03 NOTICE OF NO PERSONAL CLAIM Pursuant to Minn. Stat. § 557.03 you are hereby served with notice that no personal claim is made against you and that any defendant upon whom this notice is served who unreasonably defends this action shall pay full costs to the plaintiff. Dated: 8-5-10 BEISEL & DUNLEVY, P.A. By: /s/ Bradley N. Beisel Bradley N. Beisel #6191 282 U.S. Trust Building 730 Second Avenue South Minneapolis, MN 55402-2444 Telephone: (612) 436-2222 Attorneys for Plaintiff 2405515 11/4-11/18/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: N-Flatables 2. State the address of the principal place of business: 1960 Cliff Lake Rd., Suite 129-423, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Great Air, Inc., 1960 Cliff Lake Rd, Suite 129-423, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 10/20/2010 Jackie Marciniw, assistant secretary 2397719 10/28-11/4/10P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION File No. _______________ In Re the Marriage of: ELIZABETH ANNE MARTINEZ-PRIETO, Petitioner, and WALTER ANTONIO MARTINEZ-PRIETO, Respondent. STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: You are hereby summoned and required to serve upon petitioner an Answer to the Petition for Dissolution of Marriage which is herewith served upon you within thirty days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition for Dissolution of Marriage. The object of this proceeding is the dissolution of the marriage relationship between the parties and such division of the real property involved and any personal property held by the parties as the Court finds just. NOTICE OF TEMPORARY RESTRAINING PROVISIONS AND ALTERNATIVE DISPUTE RESOLUTION PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: 1. NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (i) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING. 2. NEITHER PARTY MAY HARASS THE OTHER PARTY; AND 3. ALL CURRENTLY AVAILABLE I NS UR AN CE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. 4. PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE, AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. IF YOU VIOLATE ANY OF THESE PROVISIONS YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. Dated: 9-13-10 By: Elizabeth Anne Martinez-Prieto 2508 Crestmount Lane Burnsville, MN 55306 (952) 564-4663h, 435-6122w 2398214 10/28-11/11/10

NOTICE OF PUBLIC HEARING CITY OF LAKEVILLE REQUEST: An Interim Use Permit to allow outdoor rental of automobiles as an accessory use in the C-3, General Commercial District. APPLICANT: Hertz Local Edition LOCATION AND LEGAL The property is DESCRIPTION: located at 16055 Buck Hill Road in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: The North 412.50 feet of the East Half of Northwest Quarter of the Northeast Quarter of Section 1, Township 114, Range 21, Dakota County, Minnesota, lying north of Parcel 6, as shown on Dakota County Right-of-Way Map No. 146; Also, The East 75 feet of the Northwest Quarter of the Northwest Quarter of the Northeast Quarter lying North of Parcel 3C as shown on Dakota County Right-of-Way Map No. 146. WHEN: Thursday, November 18, 2010 beginning at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n Meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. QUESTIONS: Call Associate Planner Frank Dempsey (952) 985-4423 or e-mail comments or questions to fdempsey@ci.lakeville.mn.us DATED this 2nd day of November 2010. CITY OF LAKEVILLE Charlene Friedges City Clerk 2406791 11/4/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: No Buffalo 2. State the address of the principal place of business: 4025 131st Street, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. DixieDoodle, LLC, 4025 131st Street, Savage, MN 55378 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 09/13/2010 Daniel J. Bolling, Owner 2392346 10/28-11/4/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: SoHo Computer Consultants 2. State the address of the principal place of business: 4025 131st Street, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. DixieDoodle, LLC, 4025 131st Street, Savage, MN 55378 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 09/13/2010 Daniel J. Bolling, Owner 2392377 10/28-11/4/10P

CITY OF LAKEVILLE PUBLIC HEARING NOTICE NOTICE IS HEREBY GIVEN that the Lakeville City Council will meet on Monday, November 15, 2010, at approximately 7:00 p.m. at the Council Chambers, 20195 Holyoke Avenue, to consider the imposition of a $27,535 service charge under Minnesota Statutes Chapter 428A in the Special Service District in Downtown Lakeville. Petition requirements of Minnesota Statutes have been met. The purpose of the District is for economic development. The proposed special assessment is based on net tax capacity of the taxable property located within the Special Service District. All interested persons will be given an opportunity to be heard at the hearing regarding the proposed service charge. Additional information can be obtained by contacting Dennis Feller, City Finance Director, at (952) 985-4481. Dated this 18th day of October, 2010 CITY OF LAKEVILLE BY: Charlene Friedges, City Clerk 2391313 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Kathryn Lynn Hanson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 27, 2005 Dakota County Recorder Document Number: 2344589 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039223350007259 Lender o r B r o k e r : First Magnus Financial Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1013 Walnut St, Farmington, MN 55024-1725 Tax Parcel ID Number: 14 22500 080 09 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 9, East Farmington First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,936.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017433F01 2404641 11/4-12/9/10

Dakota County Community Development Agency November 4, 2010 Notice is hereby given of an opportunity for public comment on proposed substantial amendments to the Dakota County Community Development Block Grant (CDBG) Program for Federal Fiscal Year 2010. Proposed Substantial Amendments The CDBG 2010 Action Plan shall be amended to:

· Identify project locations in the

South St. Paul Acquisition/Clearance activity as 210 - 1st Avenue South, South St. Paul, MN to be acquired and cleared, with a budget to remain at $44,000.

· Identify project locations in the

South St. Paul Acquisition/Clearance activity as 728 - 5th Avenue South, South St. Paul, MN to be acquired and cleared, with a budget to remain at $44,000. Persons seeking more information on these proposed substantial amendments should contact Lisa Henning, Assistant Director of Community Revitalization, at the Dakota County Community Development Agency (CDA), telephone (651) 675-4467. Public comments may be submitted orally or in writing to the CDA through December 4, 2010. Approval of the amendment, subject to consideration of public comments, will be on the agenda of the Dakota County Board of Commissioners meeting to be held at the Dakota County Government Center, third floor, 1590 Highway 55, Hastings, MN 55033 on December 14 at 9:00 a.m. 2405585 11/4/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5363 In the Matter of the Petition of: Dean Fjeld, in Relation to Certificate of Title No. 142378 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Three (3), Block Six (6) in Lakeridge, according to the recorded plat thereof. TO: TORI KIDWELL; JOSHUA HARRIS; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 24th day of November, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Contract for Deed Document No. 636801 has been cancelled pursuant to law and that any interest of Tori Kidwell and Joshua Harris in the premises is hereby terminated. The Registrar of Titles, is to show by memorial upon Certificate of Title No. 142378 that all rights under the Contract for Deed Document No. 636801 have been terminated and to omit from future Certificates of Title issued for the premises the memorials of the Contract for Deed Document No. 636801 and the Notice of Cancellation Document No. 665127 and the memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 10-19-10 BY THE COURT: Kathryn D. Messerich APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: David J. Schoenecker Attorney at Law 3109 Hennepin Avenue South Minneapolis, MN 55408 Attendance is not required at said hearing except to object to the entry of the above described Order. 2397650 10/28-11/4/10

��

PUBLIC NOTICE

Notice of Hearing by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-CV-10-839 Case Type: Motor Vehicle In the Matter of: Pamela Martin, Petitioner vs. Charitha Areny, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W Mendota Rd #140, West St Paul, MN 55118 on November 30th, 2010 at 9:00 a.m. and explain why the relief sought in the Motion and Affidavit Directing Issuance of Title to a Motor Vehicle should not be granted. You may obtain a copy of the Motion and affidavit and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court's Order. Date 10/5/2010 Carolyn M. Renn Court Administrator K.L Deputy 2387973 10/21-11/4/10

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-10-1549 Case Type: Domestic Abuse In the Matter of: ALEJANDRA HANNAH SEGHERS, Petitioner vs. QUIENTIN LAMAR SAXTON, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul, MN 55118 on November 23, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosection for violation of the Court’s Order. Date OCTOBER 26, 2010 CAROLYN M RENN Court Administrator LORI SCHNEPF Senior Court Clerk 2400547 11/4/10

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (PETITION TO TERMINATE PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-3455 In the Matter of the Welfare of A.L.M., Child. TO: Sandra Dee Bohn Tarah Malmgren, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: All rights of the parent named above to the child named above should be terminated based upon the following Minnesota Statute grounds: 260C.301, Subd. 1(b)(1): The parent has abandoned the child. 260C.301, Subd. 1(b)(2): The parent has substantially, continuously, or repeatedly refused or neglected to comply with the duties imposed upon that parent by the parent and child relationship, including but not limited to providing the child with necessary food, clothing, shelter, education, and other care and control necessary for the child’s physical, mental or emotional health and development, if the parent is physically and financially able, and either reasonable efforts by the social services agency have failed to correct the conditions that formed the basis of the petition or reasonable efforts would be futile and therefore unreasonable. IF YOU FAIL TO APPEAR FOR THIS HEARING, THE COURT MAY CONDUCT THE HEARING WITHOUT YOU AND YOUR PARENTAL RIGHTS MAY BE TERMINATED. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on November 17, 2010 at 8:30 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Sandra Dee Bohn. Dated: October 12, 2010 Judge Richard Spicer 2389312 10/21-11/4/10P

��

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale: On November 11th, 2010 at 10:00 AM, a Lien Sale of personal property will be held at the Lakeville Premier Storage location at 21002 Heron Way, Lakeville, MN 55044. Included in sale: #149 Polly Lyons - 937 Oriole Dr., Apple Valley, MN - Tag# 0134701 Totes, Boxes, Lawn Chairs. #143 JMG Net-Worth Corp - 10527 165th St. W., Lakeville, MN - Tag# 0134266 - Copier, Computers, Computer Monitors, Professional Audio Mixer, Boxes, CD’s, Art Work, Projector. #159 Cory McClintock - 17253 North Creek Ln., Farmington, MN - Tag# 0134413 - Kitchen Table, Kitchen Chairs, Bed, Cooler, Mens Boots, Chest Freezer, Couch, End Table. #362 Dena Raney - 13807 Quay St., Andover, MN - Tag# 0134453 - TV’s, Dresser, Couch, Bed, Totes, Kids Toys, Misc. Household Items. 2391379 10/28-11/4/10

PUBLIC NOTICE CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA

SUMMARY OF ORDINANCE NO. 871, AN ORDINANCE AMENDING TITLE 7 CHAPTER 5 OF THE LAKEVILLE CITY CODE, CONCERNING SEPTIC SYSTEMS This ordinance adopts by reference the Dakota County Subsurface Sewage Treatment System Ordinance No. 113, as amended, with additional amendment by the City. Ordinance No. 113 adopts by reference the MPCA Sewage System Rules and other standards and requirements that are more restrictive. The Ordinance contains standards and regulations for the siting, design, construction, installation, operation, maintenance, repair, reconstruction, inspection and permanent abandonment of septic systems. A printed copy of the Ordinance is available for inspection by any person during regular office hours at the office of the City Clerk. APPROVED FOR PUBLICATION this 1st day of November, 2010, by the City Council of the City of Lakeville, Minnesota. CITY OF LAKEVILLE BY: _________________________ Holly Dahl, Mayor ATTEST: _____________________________ Charlene Friedges, City Clerk 2406248 11/4/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File 19HA-CV-09-4211-Wermager Case Type: Other Civil City-County Federal Credit Union, Plaintiff, v. John M. Rubischko, Christine A. Rubischko, also known as Christine A. Heilman, Prosperan Bank, formerly Washington County Bank, Birchwood Office Park Association, Inc., Bremer Bank, N.A., R.M. Bracewell, James Fink, Harlson Construction, Inc., Strive Financial Group, LLC, and John Doe, Jane Doe, and ABC Entity, whose true names are not currently known to the Plaintiff, and GMAC Mortgage, LLC, Defendants. NOTICE IS HEREBY GIVEN, that under and by virtue of a judgment entered in the above-entitled action on the 3rd day of September 2010, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described, to satisfy the amount found and adjudged due the plaintiff in the above-entitled action on the plaintiff’s mortgage, as prescribed in the judgment, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 19th day of November 2010 at 10:00 a.m., at the Office of the Dakota County Sheriff, Law Enforcement Center, 1580 Highway 55, Hastings, Dakota County, Minnesota 55033, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment, to wit: Units 4 and 6, CIC Number 496, Birchwood Office Park, a condominium, Dakota County, Minnesota, (Abstract Property); Property Address: 3356 Sherman Court, Eagan, MN 55121; Name of the Lender: City-County Federal Credit Union; Tax Parcel Identification Numbers of the Mortgaged Premises: 1 0 - 1 4 2 2 5 - 0 0 4 - 0 5 a n d 10-14225-006-05 Dated: September 13, 2010 Dave Bellows Dakota County Sheriff By: Robert Shingledecker Deputy Dakota County Sheriff Lee W. Mosher Attorney License Number 007570X Davern, McLeod & Mosher LLP Suite 150 7500 Olson Memorial Highway Golden Valley, MN 55427-4872 Telephone 763-545-5600 Attorneys for Plaintiff NOTICE REGARDING DEBT. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2358007 9/30-11/4/10

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Wednesday, December 8, 2010 at 1:00 p.m. at 14709 W. Burnsville Parkway, Lot 106, Burnsville, Minnesota 55306, the following property will be sold by public auction by the Sheriff of Dakota County: 1977 Schultz 14 x 70 with Storage Shed - Serial Number 158000 This sale will be held to satisfy a claim upon the above-described property held by Rambush Estates, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Donald Peterson. The amount of the claim against the above referenced property is $1677.00 computed to the date of sale if home is removed from the park by an approved mover - if not moved and the park has to remove the home the final cost would be $4311.69, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: November 1, 2010 Rambush Estates Ltd Partnership 14709 W Burnsville Parkway Burnsville, MN. 55306 (952) 890-8440 2405724 11/4-11/18/10

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 12/28/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods and a 16’ Dolphin Boat Name: Victoria Bowers Bill of Lading #: 80470 Amount: $1,983.00 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2389145 11/4,11/11,11/25/10

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL, WILL CONSTRUCTION, AND APPOINTMENT OF PERSONAL REPRESENTATIVES IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION COURT FILE NO. 19HA-PR-10-612 In Re Estate of: Carolyn J. Ponting, aka Carolyn Jean Ponting, aka Carolyn Ponting, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS; It is Ordered and Notice is hereby given that on the 6th day of December, 2010, at 9:00 AM a hearing will be held in the above-named Court at The Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate and construction of an instrument purporting to be the Will of the above-named deceased, dated December 20, 1997, and for the appointment of Lori Bjerke-Corbey, whose address is 13231 Joppa Ave., So., Savage, MN 55378-1649 and Cynthia M. Busse, whose address is 4055 Blackhawk Road, Eagan, MN 55122 as Personal Representatives of the estate of the above-named decedent in unsupervised administration. That any objections thereto must be filed with the Court. That, if proper, and no objections are filed or raised, the personal representatives will be appointed with full power to administer the estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said Personal Representatives or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 11/1, 2010 Kathryn D. Messerich Judge Attorney for Personal Representative: Nelson W. Berg, #7183 BERG LAW OFFICES, P.A. 1011 South First Street, Suite 400 Hopkins, MN 55343-9479 (952) 935-3425; (952) 935-7981 Email:berglaw@nelsonberg.com 2405636 11/4-11/11/10

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type 14: Other Civil Court File No. 19HA-CV-10-5877

JPMorgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly know as Washington Mutual Bank, FA from the Federal Deposit Insurance Corporation, acting as receiver for the Savings Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 U.S.C. § 1821(d), Plaintiff, vs. Allyson Biggers, Dakota County Circle 321 Hytrail Land Trust, Manley Brothers Construction, Inc., John Doe and Mary Rowe, Defendants. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS. 1.Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105, Woodbury, MN 55125. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. You are hereby notified that this action is brought for the purposes of i) invalidating the Certificates of Release of Mortgage by Title Insurance Company or its Agent dated February 11, 2010, and filed in the office of the Dakota County Recorder on February 16, 2010, as Document Nos. 2714432 and 2714433 (only against the Biggers Property); ii) reinstating the Mortgages dated July 20, 2007, and filed in the office of the Dakota County Recorder on September 18, 2007, as Document Nos. 2544685 and 2544686 covering property in the County of Dakota, State of Minnesota, more particularly described as follows, to-wit: Lot 11, Block 2, Stone Borough. iii) reforming that Warranty Deed dated July 20, 2007, from Defendant Manley Brothers Construction Company, Inc. to Defendant Allyson Biggers to show her correct marital status as a married woman; iv) reforming those certain mortgages dated July 20, 2007, and filed in the office of the Dakota County Recorder on September 18, 2007, as Document Nos. 2544685 and 2544686 to show Defendant Allyson Biggers' correct marital status as a married woman; and v) reforming the legal description in those certain mortgages dated July 20, 2007, and filed in the office of the Dakota County Recorder on September 18, 2007, as Document Nos. 2544685 and 2544686 to remove any reference to land legally described as follows, to wit: Lot 7, Block 1, Stone Borough. Dated: September 30, 2010 WILFORD & GESKE, P.A. By: /s/ David R. Mortensen David R. Mortensen (#03290X) Attorneys for Plaintiff 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 2401802 11/4-11/18/10

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT File No. 19HA-PR-10-608 Estate of: Robert Charles Greenagel a/k/a Robert C. Greenagel Decedent. Notice is given that an application for informal probate of the Decedent’s will dated November 5, 2009, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Beverly A. Greenagel whose address is: 4355 Lodgepole Drive, Eagan, Minnesota 55122 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court orders otherwise, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the personal representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 10/28/10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative THIS INSTRUMENT WAS DRAFTED BY Barry L. Wittenkeller, Esq. Grannis & Hauge, P.A. 1260 Yankee Doodle Road Suite 200 Eagan, MN 55121 (651) 456-9000 Attorney I.D. No. 118254 2405532 11/4-11/11/10

PUBLIC NOTICE

AMENDED NOTICE AND ORDER FOR HEARING PURSUANT TO MINN. STAT § 201B.18 STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT Court File No. 19HA-CV-10-6039 In the Matter of the Trust Created under Agreement By and Between Benjamin Pozzi and A. Genevieve Pozzi, Settlors, and A. Genevieve Pozzi, Trustee, dated June 1, 1983 IT IS ORDERED AND NOTICE IS GIVEN that a Petition for an Order to Appoint Trustee and for the Payment of Attorney’s Fees and Expenses pursuant to Minnesota Statutes § 501B.16, signed by Renee Pickerign dated September 24, 2010, has been filed with the Court. The Petition requests an Order for the following relief: 1. Appointing Renee Pickerign as Successor Trustee of the Trust; 2. Approving payment from the Trust of Petitioner’s reasonable attorneys’ fees and expenses incurred in connection with this proceeding and the administration of the Trust; 3. Determining that this Trust is not subject to continuing jurisdiction of the Court pursuant to Minnesota Statutes § 501.23; and 4. Granting such other relief as may be proper. Any objections to the Petition must be filed with the Court prior to or at the hearing. If no objections are filed the Petition may be granted. IT IS ORDERED, that the Petition will be heard on December 6, 2010, at 9:00 a.m. by the Court at 1560 Hwy. 55, Hastings, Minnesota. 1. Notice shall be given to all persons named in the Petition as having or claiming an interest in the Trust. 2. Notice shall be given by: a. Mailing a copy of this Notice and Order for Hearing to all persons named in the Petition as having or who may claim to have an interest in the Trust, at their last known address by U.S. Postal Service at least 15 days prior to the hearing date; and b. Publishing this Notice and Order for Hearing one time at least 20 days prior to the hearing date in a legal newspaper of Dakota County, Minnesota. Dated: 10-21-10 BY THE COURT Kathryn D. Messerich Judge of District Court Attorney for Petitioner Nicholas J. Kaster, #334546 Attorneys for Petitioners Felhaber, Larson, Fenlon & Vogt, P.A. 444 Cedar Street, Suite 2100 St. Paul, MN 55101-2136 Telephone: (651) 312-6037 Facsimile: (651) 222-8905 E-mail: nkaster@felhaber.com 2396336 10/28-11/4/10

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-10-593 Estate of: Phyllis Thielen a/k/a, Phyllis A. Thielen and Phyllis Adelle Thielen, Decedent. Notice is given that an application for informal probate of the Decedent’s Will dated March 1, 2010, has been filed with the Registrar. The application has been granted Notice is also given that the Registrar has informally appointed Tara Whalen, whose address is : 1743 Galaxie Court, Eagan, MN 55122 as personal representative of the Estate of the Decedent. Any heir, devisee, or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. § 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 10/21/10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative: David E. Culbert Attorney No. 20278 7401 Metro Blvd., Suite 485 Minneapolis, MN 55439 (952) 546-5440 Fax: (952) 746-4180 2394207 10/28-11/4/10

PUBLIC NOTICE ADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Housing Finance & Development, Dakota County CDA, Minnesota until 10:00 AM, Thursday, December 2, 2010, at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the Unit Flooring Replacement at Cortland Square Senior Apartments located at 7385 157th St. W., Apple Valley 55124. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. A mandatory pre-bid walk-through is scheduled for Thursday, November 18, 2010 at 10:00 AM and is required of ALL bidders. Prospective bidders must meet at the front entrance to Cortland Square no later than 10:00 AM. Failure of a bidder to attend the walk-thru immediately subjects his/her bid to disqualification. Call the Dakota County CDA Contact person below to find out exact details of the walk-through. Interested bidders can contact Project Coordinator Dave Schaffer @ 651-451-0504 to obtain bid documents and receive more information regarding this project. Specifications and bid documents for this project may not be available until Thursday, November 18, 2010. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Bids shall be directed to the Project Coordinator, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. 2405045 11/4-11/11/10

��

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-597 Estate of Beverlee T. Crane, Decedent Notice is given that an application for informal probate of the Decedent’s will dated February 24, 1993, has been filed with the Registrar. The Application has been granted. Notice is also given that the Registrar has informally appointed David J. Crane, whose address is 4549 Oak Chase Road, Eagan, MN 55123, as Personal Representative of the estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the Personal Representative has full power to administer the estate including, after 30 days from the date of issuance of Letters, to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 10/22/10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Rosalind Denise Keppler Attorney I.D. No. 146511 Kuehn & Keppler, Lawyers Ltd. 332 Minnesota Street, #W2610 St. Paul, MN 55101 Phone: 651/222-2586 Fax: 651/228-9237 2396579 10/28-11/4/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE (Real Property) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Other Civil/ Mortgage Foreclosure Court File No. 19HACV-09-7516 CitiMortgage, Inc. Plaintiff, vs. Mark D. Gilbert, Wells Fargo Bank, N.A., Orchard Pointe Condominium Association, John Doe and Mary Roe Defendants. Notice is hereby given, that under and by virtue of a Judgment and Decree entered in the above entitled action on September 15, 2010, a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due said Plaintiff in the above entitled action from said Defendants, as prescribed in the Judgment, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on December 2, 2010, at 10:00 AM, at the Sheriff's main office, Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in the City of Hastings, in said County and State, the premises and real estate described in said Judgment and Decree, to wit: All that tract(s) of parcel(s) of land lying and being in the County of Dakota and State of Minnesota, described as follows, to- wit: Unit No. 54 Orchard Pointe Condominiums, CIC No. 311, Dakota County, Minnesota. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated this 27 day of September, 2010 Dave Bellows, Sheriff, Dakota County, Minnesota By: /s/ Robert Shingledecker Deputy Kevin T. Dobie Plaintiff's Attorney USSET, WEINGARDEN AND LIEBO, P.L.L.P. 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1683 This is an attempt to collect a debt and any information obtained will be used for that purpose. 2369413 10/7-11/11/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC HEARING NOTICE Notice of Public Sale NOTICE OF AND ORDER FOR NOTICE OF MORTGAGE

NOTICE IS HEREBY GIVEN, that on Wednesday, November 24, 2010 at 1:00 p.m. at 14709 W. Burnsville Parkway, Lot 55, Burnsville, Minnesota 55306, the following property will be sold by public auction by the Sheriff of Dakota County: 1971 Marshfield 14 x 70 with add on Manufactured Home Serial Number 15087 This sale will be held to satisfy a claim upon the above-described property held by Rambush Estates, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Robert Ehlers. The amount of the claim against the above referenced property is $1093.70 computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: October 18, 2010 Rambush Estates Ltd Partnership 14709 W Burnsville Parkway Burnsville, MN. 55306 (952) 890-8440 2389990 10/21-11/4/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: EFA 2. State the address of the principal place of business: 19784 Kenrick Avenue, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Safety Signs, LLC, 19784 Kenrick Avenue, Lakeville, MN 55044 Safety Signs, Inc., 19784 Kenrick Avenue, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 10/5/10 Sue Blanchard, President 2394647 10/28-11/4/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-599 In Re: Estate of John P. Heymans, Decedent. It is Ordered and Notice is given that on 12/6/10 at 9:00 am, a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Anthony A. Heymans, whose address is 1824 Twin Circle Drive, Mendota Heights, Minnesota 55118, as personal representative of the decedent's estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/26/10 BY THE COURT Michael Mayer Judge of District Court Richard S. Gillman, Esq. Richard S. Gillman MN# 35051 905 Jefferson Avenue, Suite 305, St. Paul, MN 55102 Telephone: (651) 222-0870 Facsimile: (651) 222-0402 e-mail: richgillman01@aol.com 2399726 11/4-11/11/10P

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-600 Estate of Anton C. Brekke, Decedent It is Ordered and Notice is given that on Dec 6, 2010, at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Ingrid C. Brekke, whose address is 14018 Pennock Avenue #315, Apple Valley, MN 55124 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: October 27, 2010 BY THE COURT Michael Mayer Judge of District Court (COURT SEAL) Attorney for Petitioner William K. Wangensteen 900 East Wayzata Blvd., #110 Wayzata, MN 55391 Attorney License No: 114431 Telephone: 952-473-0130 FAX: 952-473-3219 Email: wagen900@qwestoffice.net 2401623 11/4-11/11/10

HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-607 In Re: Estate of NINA S. HEDEEN, Decedent. It is Ordered and Notice is given that on November 22, 2010 at 9:00 am, a hearing will be held in this Court at 1560 W. Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated September 8, 2010, and for the appointment of Richard E. Hedeen, whose address is 1130 Aquarius Ln., Eagan, MN 55123 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/28/10 BY THE COURT Patrice Sutherland Judge of District Court BRIGGS, RAMSTAD & SKOYLES, P.A. Charles J. Ramstad MN# 169390 114 Holmes Street West - PO Box 683 Detroit Lakes, MN 56501 Telephone: (218) 847-5653 Facsimile: (218) 847-2406 e-mail: 2405378 11/4-11/11/10P

PUBLIC NOTICE PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE Date: September 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated June 23, 2010, executed by Geckler & Associates, Inc., a Minnesota corporation, as Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee, and filed for record June 24, 2010, as Document No. 2737233 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. The maximum principal amount secured by the Mortgage was: fifty-two thousand eight hundred eighty-eight and 69/100 Dollars ($52,888.69). 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, th e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: fifty-three thousand one hundred sixty-two and 19/100 Dollars ($53,162.19). 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lots 5 & 7, Block 4, Inver Grove Park, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on November 17, 2010 at 10:00 a.m. at the Sheriff's office, Civil Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota. 7. The street address of the mortgaged property is 6523 Delaney Avenue, Inver Grove Heights, MN 55076 and the tax parcel identification number is 20-36550-071-04. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 9. T H E T I M E A L L O W E D B Y L A W FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Contractors Capital Corporation Mortgagee Attorney for Mortgagee: Ryan J. Trucke BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 (763) 222-2504 2360579 9/30-11/4/10

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12856 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12856 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Colleen R. Campbell, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Five Thousand Four Hundred Thirty Two and 00/100 ($5,432.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated November 30, 2009, and recorded April 8, 2010, as Document No. in the Dakota County 2723644 Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: November 24, 2010, at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on May 24, 2011. Dated: September 23, 2010 By ___/s/_________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144159 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2375604 10/14-11/18/10

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 1 , 2009 MORTGAGORS: Heather Wieland and Brandon Wieland, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 17, 2009, Dakota County Recorder, Document No. 2684796. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: August 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100027109080071430 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NATIONAL BANK OF KANSAS CITY RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18384 Lafayette Way Unit 228H, Lakeville, MN 55044 TAX PARCEL I.D. #: 225850722808 LEGAL DESCRIPTION OF PROPERTY: Unit #228H Prairie Lake Lodges, CIC 372 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,043.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,340.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 25, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4508 1120981866 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 27, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4508 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2400813 11/4/10

CITY OF LAKEVILLE REQUEST: A Conditional Use Permit to allow: 1. A commercial horse stable in the RA District. 2. More than one horse per acre on a 10 acre lot. 3. More than one detached accessory building with a combined area greater than 8,712 square feet in the RA District. APPLICANT: Tove Johnson LOCATION AND LEGAL DESCRIPTION: The property is located at 8229 - 190th Street in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: The West Quarter of the Southeast Quarter of the Southwest Quarter of Section 16, Township 114, Range 21, Dakota County, Minnesota, Except that part described as follows: Commencing at the southwest corner of the above described parcel; thence North, assumed bearing, along the west line of said parcel a distance of 458.00 feet to the point of beginning; thence North a distance of 195.00 feet; thence East a distance of 45.00 feet; thence South a distance of 195.0 feet; thence West a distance of 45.00 feet to the point of beginning. WHEN: Thursday, November 18, 2010 at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. QUESTIONS: Call Associate Planner Frank Dempsey (952) 985-4423 or email questions or comments to fdempsey@ci.lakeville.mn.us. DATED this 2nd day of November 2010. CITY OF LAKEVILLE Charlene Friedges City Clerk 2406765 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated May 17, 2010, executed by Geckler & Associates, Inc., a Minnesota corporation, as Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee, and filed for record May 18, 2010, as Document No. 2730804 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. The original principal amount secured by the Mortgage was: one hundred twenty thousand and 00/100 Dollars ($120,000.00). 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, th e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: one hundred nineteen thousand six hundred sixty-three and 36/100 Dollars ($119,663.36). 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 27, Block 1, Spyglass 3rd Addition according to the recorded plat thereof and situate in Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on November 17, 2010 at 10:00 a.m. at the Sheriff's office, Civil Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota. 7. The street address of the mortgaged property is 20706 Frost Court, Lakeville, MN 55044 and the tax parcel identification number is 22-71452-270-01. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 9. T H E T I M E A L L O W E D B Y L A W FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Contractors Capital Corporation Mortgagee Attorney for Mortgagee: Ryan J. Trucke BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 (763) 222-2504 2360594 9/30-11/4/10

��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 1, 2006 MORTGAGORS: Kue Xiong and Kia Vang, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 29, 2006, Dakota County Recorder, Document No. 2484952. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 3120 63rd Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-19500-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Dakota Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,823.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 25, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2608 3011349291 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 9, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 27, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2608 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2401106 11/4/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Proximal Box Software 2. State the address of the principal place of business: 3813 Country Creek Way, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. James E. Hassett, 3813 Country Creek Way, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9 October, 2010 James E. Hassett, sole proprietor 2398860 10/28-11/4/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON ADJUDICATION OF INTESTACY, DETERMINATION, OF HEIRS, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Probate Court File No:19-HA-PR-10-592 Estate of James Yanisch, Decedent. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is given that on the 22nd day of November, 2010 at 9:00 am, a hearing will be held in this Court at Dakota County, Minnesota, on a petition for formal probate of the estate of the above-named decedent, adjudication of intestacy, and for appointment of Mike Yanisch, whose address is 7380 Timber Crest Drive South, Cottage Grove, MN 55016, as Personal Representative of the Estate of James Yanisch in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10-21-10 BY THE COURT Kathryn D. Messerich Judge of District Court Attorney for Personal Representative Justin Terbeest, Esq. (I.D. No. #2390383) McCullough & Kempe, PA 905 Parkway Drive St. Paul, MN 55117 Phone: 651-772-3446 Fax: 651-772-2177 jterbeest@mcculloughlawyers.com 2396599 10/28-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,218.00 MORTGAGOR(S): Bryan G. Nyblom and Karin Y. Nyblom, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 27, 2004 Dakota County Registrar of Titles Document Number: 548680 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000083465 Lender or Broker: Optimum Mortgage Services, Inc Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable

Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133545 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3390 Leroy Ave, Hastings, MN 55033-4012 Tax Parcel ID Number: 19-68101-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block Two (2) in Sieben's Second Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,290.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017051F01 2356684 9/30-11/4/10

PUBLIC NOTICE

OF THE CENTER LINE OF STATE HIGHWAY NO. 13 AS NOW LAID OUT AND THE EAST LINE OF THE WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SAID SECTION 14, RUNNING THENCE SOUTHWESTERLY ALONG THE SAID CENTERLINE OF STATE HIGHWAY NO. 13, A DISTANCE OF 435.5 FEET; THENCE NORTHWESTERLY PERPENDICULAR TO THE SAID CENTERLINE, 33 FEET TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, WHICH POINT IS THE POINT OF BEGINNING OF THE LAND TO BE CONVEYED, THENCE NORTHWESTERLY PERPENDICULAR TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, A DISTANCE OF 125 FEET; THENCE NORTHEASTERLY PARALLEL TO THE NORTH LINE OF THE SAID STATE HIGHWAY NO. 13, A DISTANCE OF 100 FEET, THENCE SOUTHEASTERLY PERPENDICULAR TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, 125 FEET TO A POINT ON THE SAID NORTH LINE; AND THENCE SOUTHWESTERLY ALONG THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, 100 FEET TO THE PLACE OF BEGINNING. PARCEL 2: THAT PART OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SECTION 14, TOWNSHIP 115, RANGE 21, COMMENCING AT A POINT ON THE CENTERLINE OF STATE TRUNK HIGHWAY NO. 13, AS NOW LAID OUT, WHICH IS 335.5 FEET SOUTHWESTERLY OF THE INTERSECTION OF SAID CENTERLINE AND THE EAST LINE OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SAID SECTION 14; THENCE RUNNING SOUTHWESTERLY ALONG THE SAID HIGHWAY CENTERLINE 15 FEET; THENCE NORTH 19 DEGREES WEST 175 FEET; THENCE NORTH 71 DEGREES EAST 15 FEET AND THENCE SOUTH 19 DEGREES EAST 175 FEET OF THE PLACE OF BEGINNING. DAKOTA COUNTY, MINNESOTA ABSTRACT PROPERTY KNOWN AS 2504 COUNTY ROAD 34, BURNSVILLE, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,023.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 13, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3093 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354606 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,600.00 MORTGAGOR(S): Susan C Ney-Blake And Russell M Blake, Wife And Husband

��

�� band LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGEE: Mortgage Electronic MORTGAGE: $239,400.00 Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF RECORDING: Recorded: August 15, 2006 Dakota DUE AS OF DATE OF NOTICE, INCLUDCounty Recorder ING TAXES, IF ANY, PAID BY MORTGAGEE: $246,988.77 Document Number: 2453678 That prior to the commencement of ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mort- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comgage, LLC plied with all notice requirements as Dated: July 01, 2010 Transaction Agent: Mortgage Elec- required by statute; That no action or proceeding has been instituted at law tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- o r o t h e r w i s e t o r e c o v e r t h e d e b t cation Number: 100062604288066576 secured by said mortgage, or any part Lender or Broker: Homecomings thereof; Financial Network, Inc. PURSUANT to the power of sale conR e s i d e n t i a l M o r t g a g e S e r v i c e r : tained in said mortgage, the above Nationstar Mortgage, LLC described property will be sold by the Mortgage Originator: Not Applicable Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: NovemLOCATED: Dakota ber 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Property Address: 1292 Raspberry Law Enforcement Center, 1580 Hwy Ct, Eagan, MN 55123-1484 T a x P a r c e l I D N u m b e r : 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said 10.33000.050.05 L E G A L D E S C R I P T I O N O F P R O P - Mortgage, and taxes, if any, on said ERTY: Lot 5, Block 5, Hilltop Estates, premises, and the costs and disburseDakota County ments, including attorneys' fees AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption D U E A S O F D A T E O F N O T I C E : within six (6) months from the date of said sale by the mortgagor(s), their $255,459.81 THAT all pre-foreclosure require- personal representatives or assigns ments have been complied with; that unless reduced to Five (5) weeks under no action or proceeding has been insti- MN Stat. §580.07. tuted at law or otherwise to recover the TIME AND DATE TO VACATE PROPdebt secured by said mortgage, or any E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellpart thereof; PURSUANT to the power of sale con- ing, unless otherwise provided by law, t a i n e d i n s a i d m o r t g a g e , t h e the date on or before which the mortabove-described property will be sold gagor(s) must vacate the property if the by the Sheriff of said county as fol- mortgage is not reinstated under section 580.30 or the property is not lows: DATE AND TIME OF SALE: Novem- redeemed under section 580.23 is ber 12, 2010 at 10:00 AM 11:59 p.m. on May 17, 2011. PLACE OF SALE: Dakota County MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 High- FINANCIAL OBLIGATION ON MORTway 55, Lobby S-100, Hastings, Minne- GAGE: None sota "THE TIME ALLOWED BY LAW FOR to pay the debt secured by said mort- REDEMPTION BY THE MORTGAGOR, gage and taxes, if any, on said pre- THE MORTGAGOR'S PERSONAL REPmises and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE ments, including attorney fees allowed REDUCED TO FIVE WEEKS IF A JUDIby law, subject to redemption within CIAL ORDER IS ENTERED UNDER six (6) months from the date of said MINNESOTA STATUTES, SECTION sale by the mortgagor(s), their per- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTsonal representatives or assigns. If the Mortgage is not reinstated GAGED PREMISES ARE IMPROVED under Minn. Stat. §580.30 or the prop- WITH A RESIDENTIAL DWELLING OF erty is not redeemed under Minn. Stat. LESS THAN FIVE UNITS, ARE NOT §580.23, the Mortgagor must vacate PROPERTY USED IN AGRICULTURAL the property on or before 11:59 p.m. on P R O D U C T I O N , A N D A R E May 12, 2011, or the next business day ABANDONED." Dated: September 15, 2010. if May 12, 2011 falls on a Saturday, Chase Home Finance, LLC Sunday or legal holiday. Mortgagee/Assignee of Mortgagee Mortgagor(s) released from financial USSET, WEINGARDEN AND LIEBO, P.L.L.P. obligation: NONE By: Paul A. Weingarden THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- Attorneys for Mortgagee/Assignee of ING TO COLLECT A DEBT. ANY Mortgagee INFORMATION OBTAINED WILL BE 4500 Park Glen Road #300 Minneapolis, MN 55416 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF (952) 925-6888 75-4172 THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE THIS IS A COMMUNICATION FROM T I M E P R O V I D E D B Y L A W I S N O T A DEBT COLLECTOR. 2363522 9/30-11/4/10 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF MORTGAGE RESENTATIVES OR ASSIGNS, MAY BE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDIN O T ICE IS HEREBY GIVEN that CIAL ORDER IS ENTERED UNDER default has occurred in the conditions MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G of the following described mortgage: DATE OF MORTGAGE: October 17, OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED 2005 ORIGINAL PRINCIPAL AMOUNT OF WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT MORTGAGE: $155,558.00 MORTGAGOR(S): Nicole J Dohmen, a PROPERTY USED IN AGRICULTURAL single person and Ty C Smith, a single PRODUCTION, AND ARE ABANDONED. person DATED: September 30, 2010 MORTGAGEE: Riverview Community ASSIGNEE OF MORTGAGEE: Bank Nationstar Mortgage, LLC DATE AND PLACE OF RECORDING: Wilford & Geske, P.A. Recorded: December 28, 2005 Attorneys for Assignee of Mortgagee Dakota County Recorder Lawrence A. Wilford Document Number: 2392232 James A. Geske ASSIGNMENTS OF MORTGAGE: 8425 Seasons Parkway, Suite 105 And assigned to: U.S. Bank, N.A. Woodbury, MN 55125-4393 Dated: October 17, 2005 (651) 209-3300 Recorded: March 07, 2006 Dakota File Number: 015555F01 2356540 9/30-11/4/10 County Recorder Document Number: 2410886 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable NOTICE OF MORTGAGE Lender or Broker: Riverview ComFORECLOSURE SALE THE RIGHT TO VERIFICATION munity Bank Residential Mortgage Servicer: U.S. OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Bank Home Mortgage Mortgage Originator: Not Applicable THE TIME PROVIDED BY LAW IS COUNTY IN WHICH PROPERTY IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LOCATED: Dakota Property Address: 23712 Belle Ct, default has occurred in conditions of Hampton, MN 55031-9640 the following described mortgage: Tax Parcel ID Number: DATE OF MORTGAGE: July 24, 2007 MORTGAGOR: T e r r y S . T r k l a , a 18-26101-020-02 LEGAL DESCRIPTION OF PROPsingle person. MORTGAGEE: Chase Bank USA, N.A. ERTY: Lot 2, Block 2, Fesba Second DATE AND PLACE OF RECORDING: Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE Registered August 23, 2007, Dakota County Registrar of Titles, Document D U E A S O F D A T E O F N O T I C E : No. 616143, Certificate of Title No. $151,594.30 THAT all pre-foreclosure require134046. A S S I G N M E N T S O F M O R T G A G E : ments have been complied with; that Assigned to: Chase Home Finance, no action or proceeding has been instituted at law or otherwise to recover the LLC, Dated: August 31, 2010. debt secured by said mortgage, or any Said Mortgage being Registered Land. part thereof; TRANSACTION AGENT: NONE PURSUANT to the power of sale conTRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold MORTGAGE: NONE LENDER OR BROKER AND MORT- by the Sheriff of said county as folG A G E O R I G I N A T O R S T A T E D O N lows: DATE AND TIME OF SALE: NovemMORTGAGE: Chase Bank USA, N.A. R E S I D E N T I A L M O R T G A G E S E R - ber 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County VICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: Law Enforcement Center, 1580 High406 Rehnberg Place, West Saint Paul, way 55, Lobby S-100, Hastings, Minnesota MN 55118 to pay the debt secured by said mortTAX PARCEL I.D. #: 426340004001 LEGAL DESCRIPTION OF PROP- gage and taxes, if any, on said premises and the costs and disburseERTY: Lot Four (4) in Block One (1) of A.E. ments, including attorney fees allowed Rehnberg Addition, Dakota County, by law, subject to redemption within six (6) months from the date of said Minnesota. COUNTY IN WHICH PROPERTY IS �� LOCATED: Dakota

PUBLIC NOTICE

�� REDEMPTION �� BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP�� six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016890F01 2354488 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2005 MORTGAGOR: Joseph J. Murphey, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 20, 2005, Dakota County Registrar of Titles, Document No. 567705, Certificate of Title No. 136489. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: December 23, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100051900065008903 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Windwood Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1857 122nd Street East, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-18425-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot Three, Block Two, Covington Point, Common interest Community Number 173, a planned community located in the County of Dakota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,560.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,451.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2958 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2358353 9/30-11/4/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-609 ESTATE OF DONALD E. PATTERSON JR., DECEDENT It is Ordered and Notice is given that on November 22, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Andrea E. Patterson whose address is: 1967A Upper Mountain Road, Lewiston, New York 14092 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 10/28/10 Michael J. Mayer Judge (COURT SEAL) Teresa Molinaro (#0388660) Sieloff and Associates, P.A. Yankee Square Office III 3460 Washington Drive; Suite 214 Eagan, Minnesota 55122 Phone: 651-454-2000 Fax: 651-452-1240 2405219 11/4-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,600.00 MORTGAGOR(S): Lisa M. Lamanna Spore and Richard A. Spore, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 12, 2007 Dakota County Recorder Document Number: 2487772 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-3 Dated: February 11, 2009 Recorded: March 17, 2009 Dakota County Recorder Document Number: 2644314 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001528-1200004739-1 Lender or Broker: First State Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14675 Evergreen Trl # 103, Apple Valley, MN 55124-5739 Tax Parcel ID Number: 01-48845-103-20 LEGAL DESCRIPTION OF PROPERTY: Unit 103, Common Interest Community No. 124, Mistwood Courthomes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $184,008.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003147F04 2357338 9/30-11/4/10

PUBLIC NOTICE

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 24, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2899 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363673 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 1999 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $91,800.00 MORTGAGOR(S): David J. Gilkey, a single person MORTGAGEE: Cendant Mortgage Corporation dba Burnet Home Loans DATE AND PLACE OF RECORDING: Recorded: September 30, 1999 Dakota County Recorder Document Number: 1641865 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, successor by merger with The Leader Mortgage Company Dated: June 29, 1999 Recorded: September 30, 1999 Dakota County Recorder Document Number: 1641866 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Cendant Mortgage Corporation dba Burnet Home Loans Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14611 Evergreen Trl, Apple Valley, MN 55124-5739 Tax Parcel ID Number: 01-48845-071-20 LEGAL DESCRIPTION OF PROPERTY: Unit 71, Common Interest Community No. 124, Mistwood Courthomes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $61,689.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 14, 2011, or the next business day if June 14, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, successor by merger with The Leader Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017374F01 2397891 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-598 Estate of Scott William Horton, Decedent It is Ordered and Notice is given that on Dec. 6, 2010 at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Jillene Horton whose address is 3295 Juliet Drive, Woodbury, MN 55125 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/25/10 BY THE COURT Shawn M. Moynihan Judge of District Court Attorney for Personal Representative Carol S. Cooper C.S. Cooper Law Firm, Ltd. 26437 Galaxie Avenue Farmington, MN 55024-9229 Attorney License No.: 161548 Telephone: (651) 460-2056 Fax: (651) 294-1038 2398012 10/28-11/4/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OR PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19-HA-PR-10-589 In Re: Estate of James John Agan, also known as James J. Agan, Decedent. It is Ordered and Notice is given that on November 22, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated February 25, 2008, and for the appointment of Charles T. Agan, whose address is 7301 Ohms Lane, Suite 325, Edina, Minnesota 55439, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/18/10 BY THE COURT Shawn Moynihan Judge of District Court Charles T. Agan Personal Representative 7301 Ohms Lane Suite 325 Edina Minnesota 55439-2338 Telephone: (952) 835-2664 Facsimile: (952) 835-2984 2389879 10/28-11/4/10P

PUBLIC NOTICE

��

Recorded June 8, 2006, Dakota County Recorder, Document No. 2436013. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan Acquisition Trust 2006-RM1, Asset Backed Pass Through Certificates, Series 2006-RM1, Dated: September 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100241010017185816 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Resmae Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 312 14th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250308003 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, East Farmington Fourth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,480.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,575.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 17, 2010. U.S. Bank N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363553 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $515,000.00 MORTGAGOR(S): John P. Rodrigues and Lynn M. Rodrigues, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341589 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, National Association, as successor by merger to Lasalle Bank National Association, as Indenture Trustee on Behalf of the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Backed Notes Dated: September 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100176105061589795 Lender or Broker: Accredited Home Lenders, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 1617 Murphy Pkwy, Eagan, MN 55122-1758 Tax Parcel ID Number: 10-14395-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Blackhawk Pond, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $539,182.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, National Association, as successor by merger to Lasalle Bank National Association, as Indenture Trustee on Behalf of the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Backed Notes Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017020F01 2354516 9/30-11/4/10

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1225 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363466 9/30-11/4/10

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9110 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2360506 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2006 MORTGAGORS: Jacob Lukkes and Jennifer Lukkes, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 1, 2006, Dakota County Recorder, Document No. 2458118. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 14, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074407552 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1876 13th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 195860090710 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 907, COMMON INTEREST COMMUNITY NUMBER 511, A CONDOMINIUM, PRAIRIE RIDGE, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,990.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,995.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

��

�� E P R O D U C T�� I O N , A N D A R�� ABANDONED." Dated: September 16, 2010. NOTICE OF MORTGAGE Chase Home Finance LLC FORECLOSURE SALE Mortgagee/Assignee of Mortgagee NOTICE IS HEREBY GIVEN that USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in the conditions By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of of the following described mortgage: DATE OF MORTGAGE: October 20, Mortgagee 2006 4500 Park Glen Road #300 ORIGINAL PRINCIPAL AMOUNT OF Minneapolis, MN 55416 MORTGAGE: $146,599.00 (952) 925-6888 MORTGAGOR(S): Mark E Gangler 30-9141 THIS IS A COMMUNICATION FROM and Allison L Gangler, husband and wife A DEBT COLLECTOR. MORTGAGEE: Mortgage Electronic 2360490 9/30-11/4/10 Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 02, 2006 NOTICE OF AND ORDER FOR Dakota County Recorder HEARING ON PETITION FOR Document Number: 2473074 FORMAL PROBATE OF WILL AND ASSIGNMENTS OF MORTGAGE: APPOINTMENT OF PERSONAL And assigned to: U.S. Bank National REPRESENTATIVE AND NOTICE Association TO CREDITORS Dated: August 31, 2010 STATE OF MINNESOTA Recorded: September 09, 2010 COUNTY OF DAKOTA Dakota County Recorder DISTRICT COURT Document Number: 2751452 FIRST JUDICIAL DISTRICT Transaction Agent: Mortgage ElecCourt File No.: 19-HA-PR-10-613 tronic Registration Systems, Inc. In Re: Estate of Eleanor M. Magee, Transaction Agent Mortgage Identifia / k / a E l e a n o r M a e M a g e e , a / k / a cation Number: 100021268000603445 Eleanor Mae Dox, a/k/a, Eleanor M. Lender or Broker: Mortgages UnlimDox, Decedent. ited, Inc. It is Ordered and Notice is given that Residential Mortgage Servicer: U.S. on December 6, 2010 at 9:00 a.m., a Bank Home Mortgage hearing will be held in this Court at Mortgage Originator: Not Applicable Dakota County Judicial Center, 1560 COUNTY IN WHICH PROPERTY IS Highway 55, Hastings, Minnesota, on a LOCATED: Dakota petition for the formal probate of an Property Address: 3380 Cloman Way, i n s t r u m e n t p u r p o r t i n g t o b e t h e Inver Grove Heights, MN 55076-1646 decedent’s will dated July 21, 2010, Tax Parcel ID Number: and for the appointment of Roxanne M. 20-44350-130-01 Magee, whose address is 1135 GlenLEGAL DESCRIPTION OF PROPdon Street North, Maplewood, MN ERTY: Unit 57, Building No. 15, Lake55119 as personal representative of bridge Condominium No. 2, Condothe decedent’s estate in an unsuper- minium File No. 6, Dakota County, vised administration. Minnesota. Any objections to the petition must AMOUNT DUE AND CLAIMED TO BE be raised at the hearing or filed with D U E A S O F D A T E O F N O T I C E : the Court prior to the hearing. If the $146,223.37 petition is proper and no objections THAT all pre-foreclosure requireare filed or raised, the personal repre- ments have been complied with; that sentative will be appointed with the no action or proceeding has been instifull power to administer the decedent’s tuted at law or otherwise to recover the estate, including the power to collect debt secured by said mortgage, or any all assets; pay all legal debts, claims, part thereof; taxes, and expenses; sell real and perPURSUANT to the power of sale consonal property; and do all necessary t a i n e d i n s a i d m o r t g a g e , t h e acts for the decedent’s estate. above-described property will be sold Notice is further given that, subject by the Sheriff of said county as folto Minn. Stat. § 524.3-801, all credi- lows: tors having claims against the DATE AND TIME OF SALE: October d e c e d e n t ’ s e s t a t e a r e r e q u i r e d t o 29, 2010 at 10:00 AM present the claims to the personal repPLACE OF SALE: Dakota County resentative or to the Court within four Law Enforcement Center, 1580 High(4) months after the date of this notice way 55, Lobby S-100, Hastings, Minneor the claims will be barred. sota Dated: 11-1-10 to pay the debt secured by said mortBY THE COURT gage and taxes, if any, on said preKathryn D. Messerich mises and the costs and disburseJudge of District Court ments, including attorney fees allowed SCHMITZ & SCHMIDT, P.A. by law, subject to redemption within Stuart E. Schmitz six (6) months from the date of said MN# 128181 sale by the mortgagor(s), their per400 Robert Street North, Suite 1840 sonal representatives or assigns. St. Paul, MN 55101 If the Mortgage is not reinstated Telephone: 651-291-2405 under Minn. Stat. §580.30 or the propFacsimile: 651-291-0887 erty is not redeemed under Minn. Stat. e-mail: sschmitz@elderlaw123.com §580.23, the Mortgagor must vacate 2405793 11/4-11/11/10 the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. NOTICE OF AND ORDER FOR Mortgagor(s) released from financial HEARING ON PETITION FOR obligation: NONE FORMAL PROBATE OF WILL AND THIS COMMUNICATION IS FROM APPOINTMENT OF PERSONAL A DEBT COLLECTOR ATTEMPTREPRESENTATIVE AND NOTICE ING TO COLLECT A DEBT. ANY TO CREDITORS INFORMATION OBTAINED WILL BE STATE OF MINNESOTA USED FOR THAT PURPOSE. COUNTY OF DAKOTA THE RIGHT TO VERIFICATION OF DISTRICT COURT THE DEBT AND IDENTITY OF THE FIRST JUDICIAL DISTRICT ORIGINAL CREDITOR WITHIN THE Court File No.: 19HA-PR-10-601 T I M E P R O V I D E D B Y L A W I S N O T I n R e : E s t a t e o f J a m e s R u s s e l l AFFECTED BY THIS ACTION. McAlpine, Jr., also known as James THE TIME ALLOWED BY LAW FOR R. McAlpine, Decedent. REDEMPTION BY THE MORTGAGOR, It is Ordered and Notice is given that THE MORTGAGOR'S PERSONAL REPon Dec. 6, 2010 at 9:00 a.m., a hearing RESENTATIVES OR ASSIGNS, MAY BE will be held in this Court at the Dakota REDUCED TO FIVE WEEKS IF A JUDICounty Judicial Center, 1560 Highway CIAL ORDER IS ENTERED UNDER 55 West, Hastings, Minnesota 55033, MINNESOTA STATUTES, SECTION for the formal probate of an instru- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ment purporting to be the decedent’s OTHER THINGS, THAT THE MORTWill dated March 3, 2009, and for the GAGED PREMISES ARE IMPROVED appointment of Christopher Walter WITH A RESIDENTIAL DWELLING OF M c A l p i n e , w h o s e a d d r e s s i s 1 9 9 LESS THAN FIVE UNITS, ARE NOT Oakhill Drive, Shoreview, Minnesota PROPERTY USED IN AGRICULTURAL 55126, as personal representative of PRODUCTION, AND ARE ABANDONED. the estate of the decedent in an unsuDATED: September 16, 2010 pervised administration. ASSIGNEE OF MORTGAGEE: Any objections to the petition must U.S. Bank National Association be raised at the hearing or filed with Wilford & Geske, P.A. the Court prior to the hearing. If the Attorneys for Assignee of Mortgagee petition is proper and no objections Lawrence A. Wilford are filed or raised, the personal repre- James A. Geske sentative will be appointed with the 8425 Seasons Parkway, Suite 105 full power to administer the estate, Woodbury, MN 55125-4393 including the power to collect all (651) 209-3300 assets; pay all legal debts, claims, File Number: 016828F01 taxes, and expenses; sell real and perNOTICE OF POSTPONEMENT OF sonal property; and do all necessary MORTGAGE FORECLOSURE SALE acts for the estate. The above referenced sale scheduled Notice is also given that, subject to for October 29, 2010 at 10:00 AM has Minn. Stat. § 524.3-801, all creditors been postponed to December 02, 2010 having claims against the decedent’s at 10:00 AM in the Dakota County Law estate are required to present the Enforcement Center, 1580 Highway 55, claims to the personal representative Lobby S-100, Hastings, Minnesota in or to the Court within four (4) months said County and State. after the date of this notice or the DATED: October 29, 2010 claims will be barred. ASSIGNEE OF MORTGAGEE: Dated: 10/27/10 U.S. Bank National Association BY THE COURT Wilford & Geske, P.A. Michael J. Mayer Attorneys for Assignee Of Mortgagee: Judge of District Court Lawrence A. Wilford Thomas W. Krause (MN#186351) James A. Geske Krause Law Offices, PLLC 8425 Seasons Parkway, Suite 105 101 East Fifth Street Woodbury, MN 55125-4393 Suite 1800 (651) 209-3300 St. Paul Minnesota 55101 File Number: 016828F01 Telephone: (651) 222-2838 2395823 11/4/10 Facsimile: (651) 222-6826 2401687 11/4-11/11/10

PUBLIC NOTICE

��

�� Assigned �� to: �� JPMorgan Chase Bank, N.A., Dated: May 12, 2009, Recorded: ��

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF RAMSEY DISTRICT COURT SECOND JUDICIAL DISTRICT FAMILY COURT DIVISION CASE TYPE: DISSOLUTION WITH CHILDREN Court File No. ___________ In Re the Marriage of: Thelma Nunez, Petitioner, and Genaro Nunez Garcia, Respondent. THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: YOU ARE HEREBY SUMMONED and required to serve upon Petitioner’s attorney an Answer to the Petition for Dissolution of Marriage which is herewith served upon you, within thirty (30) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition. The object of this proceeding is a dissolution of the marriage relationship and such division of property involved as the Court finds just. NOTICE OF TEMPORARY RESTRAINING AND ALTERNATIVE DISPUTE RESOLUTION PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (i) FOR THE NECESSITIES OF LIFE FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING; (2) NEITHER PARTY MAY HARASS THE OTHER PARTY; AND (3) ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS (5) UNDER MINNESOTA STATUTES, SECTION 518.157, IN A CONTESTED PROCEEDING INVOLVING CUSTODY OR PARENTING TIME OF A MINOR CHILD, THE PARTIES MUST BEGIN PARTICIPATION IN A PARENT EDUCATION PROGRAM THAT MEETS MINIMUM STANDARDS PROMULGATED BY THE MINNESOTA SUPREME COURT WITHIN 30 DAYS AFTER THE FIRST FILING WITH THE COURT. IN SOME DISTRICTS, PARENTING EDUCATION MAY BE REQUIRED IN ALL CUSTODY OR PARENTING PROCEEDINGS. YOU MAY CONTACT THE DISTRICT COURT ADMINISTRATOR FOR ADDITIONAL INFORMATION REGARDING THIS REQUIREMENT AND THE AVAILABILITY OF PARENT EDUCATION PROGRAMS. Dated: 8/2/10 Matthew T. Martin, #0386879 Martin Law Offices, PLLC 100 N. 6th Street, Suite 280B Minneapolis, MN 55043 612-381-0303 Holly Tacheny, #0390273 Grostyan & Associates, PLC 100 N. 6th Street, Suite 280B Minneapolis, MN 55403 612-341-6575 ATTORNEYS FOR PETITIONER 2397745 10/28-11/11/10

PUBLIC NOTICE

May 21, 2009, Document No. 2658642. And thereafter assigned to: Chase Home Finance LLC, Dated: September 10, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 7763 West 157th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-49101-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Morningview Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,275.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,328.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 24, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3608 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363613 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,144.00 MORTGAGOR(S): Michael Meirink and Cynthia Meirink, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 25, 2005 Dakota County Recorder Document Number: 2307382 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002211271 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20068 Cabrilla Way, Farmington, MN 55024-1485 Tax Parcel ID Number: 12-24500-079-04 LEGAL DESCRIPTION OF PROPERTY: Lot 79, Block 4, Empire River Preserve, CIC No. 386, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $142,095.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any

debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017115F01 2359409 9/30-11/4/10

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2340 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363566 9/30-11/4/10

PUBLIC NOTICE

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3868 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372410 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2007 MORTGAGOR: Donna Swan, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered September 20, 2007, Dakota County Registrar of Titles, Document No. 617593, Certificate of Title No. 141354. ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: October 13, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000297194 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3925 Mica Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 101670415007 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Seven (7) In Cedar Grove No. 5, According to the Recorded Plat Thereof on file and of record in the office of the register of Deeds in and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,950.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 26, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4780 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406361 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Maria Garcia, a single person and Azaola C. Alvarado-Quintero, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 01, 2005 Dakota County Recorder Document Number: 2376709 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: October 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700057853950 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4485 Clover Ln, Eagan, MN 55122-2437 Tax Parcel ID Number: 10-22750-190-01 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, Eden Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,957.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006957F02 2405189 11/4-12/9/10

PUBLIC NOTICE

��

December 23, 2009, Document No. 2704026. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 1212 9th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-11600-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, except the North 30 Feet thereof, and all of Lot 4, Block 2, Annex Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$202,060.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Five (5) weeks from the date of said sale by the mortgagor(s), their personal representatives or assigns pursuant to the borrower postponement filed under Minnesota Stat. Sec. 580.07 Subd. 2. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-36 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372197 10/7-11/11/10

PUBLIC NOTICE

Lot 1, except the East 72 feet thereof, Schulz 1st Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,057.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$179,061.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010. Mortgage Electronic Registration Systems, Inc. solely as nominee for Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1923 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372334 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,600.00 MORTGAGOR(S): Vernon Hanson and Marilyn Hanson, husband and wife MORTGAGEE: Centennial Mortgage & Funding, Inc. DATE AND PLACE OF REGISTERING: Registered: March 06, 2003 Dakota County Registrar of Titles Document Number: 491187 ASSIGNMENTS OF MORTGAGE: And assigned to: Ohio Savings Bank Dated: January 17, 2003 Registered: March 06, 2003 Dakota County Registrar of Titles Document Number: 491188 And assigned to: New York Community Bank Dated: September 15, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Centennial Mortgage & Funding, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 127340 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12812 16th Ave S, Burnsville, MN 55337-3745 Tax Parcel ID Number: 02-31100-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-eight (28), Block One (1) in Grosse Pointe First Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,853.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

by the Sheriff of said county as fol lows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016985F01 2370997 10/7-11/11/10

PUBLIC NOTICE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010 U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00499-1 ASAP# 3759392 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010 2369961 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $402,000.00 MORTGAGOR(S): Roman J Ostapowycz and Elizabeth M Ostapowycz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 11, 2008 Dakota County Recorder Document Number: 2607415 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: October 11, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500012107141 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16446 Griffon Ln, Lakeville, MN 55044-5241 Tax Parcel ID Number: 22-75100-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Tarry Creek, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $408,367.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017686F01 2392187 10/28-12/2/10

�� City Mortgage f/k/a National gage, Inc.

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for River Pointe Condominium Association ("Declaration") which governs the following described real property situated in the County of Dakota and State of Minnesota, to-wit: Unit No. 4B, CIC No. 90, River Pointe Condominium, a condominium located in the County of Dakota; pursuant to the Declaration Document No. 397656 and Bylaws; as amended by First Amendment to Declaration No. 555573; Subject to the provisions, restrictions and easements contained in the Declaration and Bylaws and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota Statutes Chapter 515B, and Acts Amendatory thereof. Subject to encumbrances, liens and interests noted on CECT No. 134754. according to the plat thereof on file or of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota. PROPERTY ADDRESS: 1111 Sibley Memorial Highway, Unit #4B, Lilydale, MN 55118 Pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Cheryl Kristine Stolz, as Unit Owner, to River Pointe Condominium Association, the principal amount of Twenty Thousand Seven Hundred Twenty One and 10/100 dollars ($20,721.10) for association assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part. Pursuant to said Declaration and Minnesota Statutes Chapter 515B, said debt creates a lien upon said premises in favor of River Pointe Condominium Association, as evidenced by that Notice of Lien dated July 26, 2010, and recorded October 6, 2010, as Document No. T668874 in the office of the Registrar of Titles in and for Dakota County, Minnesota, and by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said association assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 15, 2010, at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no reinstatement or redemption occurs, the property must be vacated by 11:59 PM on June 15, 2011. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 19, 2010 By /s/ David J. Raymond, #221818 Attorney for River Pointe Condominium Association Raymond Law Offices, PA 5838 Blackshire Path, Inver Grove Heights, MN 55076 651-455-3100 File 187501 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2403351 11/4-12/9/10

PUBLIC NOTICE

Co., d/b/a Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 16684 Gerdine Path West, Rosemount, MN 55068 TAX PARCEL I.D. #: 222110139004 LEGAL DESCRIPTION OF PROPERTY: Lot 39, Block 4, Donnay's College Park 2nd Addition, Dakota County, State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$156,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$170,294.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2352 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372633 10/7-11/11/10

PUBLIC NOTICE

��

�� Mortgage, �� and taxes, if any, on said premises, and the costs and disburse�� GAGEE:$182,597.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372477 10/7-11/11/10

PUBLIC NOTICE

ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 2, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3181 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372502 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated November 9, 2004, executed by William S. Zarbok, as mortgagor, to Wells Federal Bank, FSB, organized and existing under the laws of the United States of America, as mortgagee, and recorded with the Dakota County Recorder’s Office on February 1, 2005, as Document No. 2291383 (the “Mortgage”). The land described in the Mortgage is not registered land. 2. The Mortgage has not been assigned. 3. The physical street address and tax identification number of the property are set forth herein. The existing lender on the property is Wells Federal Bank, FSB, which lender originated the mortgage. 4. The original principal amount secured by the Mortgage was $360,000.00. 5. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 6. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 7. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $187,276.59. 8. Pursuant to Minn. Stat. Sec. 582.32, the power of sale in the Mortgage, and the Agreement for Voluntary Foreclosure, dated July 14, 2010, as evidenced by the Memorandum of Voluntary Foreclosure, filed for record on July 20, 2010, in the Office of the County Recorder of Dakota County, as Document No. 2741582, the Mortgage will be foreclosed, and the land located in Dakota County, Minnesota, described as follows: Legal Description: Lot 11, Block 2, Gretsfeld and Kopp Addition, Number 2, Dakota County, Minnesota Property Address: 1233 Hall Ave, West St. Paul, MN 55118 Tax Parcel I.D. Number: 42-31051-110-02 will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on December 6, 2010, at 10:00 a.m., in the lobby of the Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033. 9. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is two months after the date of sale, except that if the real estate is subjct to a federal tax lien under which the United States is entitled to a 120-day redemption period under section 7425(d)(1) of the Internal Revenue Code, as amended, the Mortgagor’s redemption period is 120 days from the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. Sec. 582.32, subdivision 9, beginning after the expiration of the Mortgagor’s redemption period under this section. 10. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 26, 2010 WELLS FEDERAL BANK, FSB, organized and existing under the laws of the United State of America, Mortgagee RICHARD K. HOCKING, P.A. By_______________________ Richard K. Hocking Attorney for Mortgagee 10657 165th Street West Lakeville, MN 55044 (952) 432-8129 Attorney ID No. 45639 THIS INSTRUMENT WAS DRAFTED BY: Richard K. Hocking Attorney for Mortgagee 10657 165th Street West Lakeville, MN 55044 (952) 432-8129 Attorney ID No. 45639 2398677 10/28-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,920.00 MORTGAGOR(S): Tami J. Badois a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 05, 2007 Dakota County Recorder Document Number: 2500550 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604726604061 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18087 Kindred Ct, Lakeville, MN 55044-7597 Tax Parcel ID Number: 22 84650 210 01 LEGAL DESCRIPTION OF PROPERTY: Lot 21 Block 1 Woodhill Common Interest Community No 482, Wood Hill Premier Townhomes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,866.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016585F02 2395030 10/28-12/2/10

PUBLIC NOTICE

GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ICM Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17398 Honeysuckle Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 223331007002 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Homestead Creek East, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$113,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$75,940.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 30, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9114 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372454 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,995.00 MORTGAGOR(S): Susan M. Berg, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 24, 2007 Dakota County Recorder Document Number: 2532525 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018006086 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14111 Essex Ln, Apple Valley, MN 55124-5802 Tax Parcel ID Number: 01-27651-310-02 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 2, Foxmoore Ridge Two, CIC No. 128, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,569.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM

ber 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017346F01 2370687 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $436,500.00 MORTGAGOR(S): Kevin D. Lee and May Y. Lee, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 13, 2007 Dakota County Recorder Document Number: 2530290 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604745994204 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13897 Fawn Ridge Way, Apple Valley, MN 55124-5035 Tax Parcel ID Number: 01-83251-100-03 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Waterford Village Second, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $487,963.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

��

NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009045F02 2365417 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE REAL PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT/ FORECLOSURE Court File No.: 19HA-CV-10-3438 First Commercial Bank, a Minnesota corporation Plaintiff, v. Amit Sela Holdings, Inc.; Sophie 70, LLC; Twin City Acquisitions, LLC; Amit Y Sela, Defendants. STATE OF MINNESOTA ) ) SS. COUNTY OF DAKOTA ) NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law and Order for Judgment and Judgment (”Judgment”) entered in the above-entitled action on October 1, 2010, a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due Plaintiff First Commercial Bank in the above action against Defendants Twin City Acquisitions, LLC and Amit Y Sela, jointly and severally, the Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on December 21, 2010, at 10:00 a.m., at the Dakota County Sheriff’s Office, 1580 Highway 55, Hastings, Minnesota, in said state and county, the premises and real estate described in said Judgment, to wit: That part of the West half of the Northwest Quarter (W 1/2 of NW 1/4) of Section Thirty-six (36), Township One Hundred Fourteen (114), Range Twenty-one (21), lying Easterly of Interstate Highway #35 and Westerly of County Road No. 5 (formerly STH No. 65), except the North 1562.39 feet thereof, according to the Government Survey thereof, Dakota County, Minnesota. AND That part of the West half of the Northwest Quarter (W 1/2 of NW 1/4) of Section thirty-six (36), Township One Hundred Fourteen (114), Range Twenty-one (21), lying Westerly of Interstate Highway #35, except the South 360.64 feet thereof, according to the Government Survey thereof, Dakota County, Minnesota. (”Property”) Property Address: No address Parcel I.D. No: 22-03600-011-25 The Property shall be sold to pay the debt then secured by that certain mortgage executed by Twin City Acquisitions, LLC, as mortgagor, in favor of First Commercial Bank, as lender and mortgagee, dated October 19, 2007, securing the original principal amount of $2,500,000.00, and which mortgage was filed in the Office of the County Recorder, Dakota County, Minnesota, on October 25, 2007, as Document No. 2552529. The total amount due and owing on said mortgage as of the date of this notice is $2,844,313.78, plus interest, costs, and attorneys’ fees that have accrued since the entry of the Judgment, and will continue to accrue. Subject to redemption within six (6) months after confirmation of sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10-15-2010 Dave Bellows Sheriff of Dakota County By: Robert Shingledecker Deputy Sheriff Dated this 15 day of October, 2010. COLEMAN, HULL & VAN VLIET, PLLP Katherine M. Melander (#180464) Jeffrey A. Scott (#0339416) 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 (952) 841-0001 Attorneys for Plaintiff 2389015 10/28-12/2/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2007 MORTGAGORS: Kenneth M. Wagner, Jr. and Radarica Wagner, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 5, 2007, Dakota County Recorder, Document No. 2521761. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: August 23, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001003064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 20843 India Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 227585713003 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, The Meadows Eighth Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,980.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $285,929.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 1911430248 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 7, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 27, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2400799 11/4/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,500.00 MORTGAGOR(S): Loren Counts, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 11, 2007 Dakota County Recorder Document Number: 2523327 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: October 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604737717498 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 541 Kendall Dr, Hastings, MN 55033-4027 Tax Parcel ID Number: 19-16404-350-02 LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 2, Cari Park 5th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,053.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017632F01 2396809 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $383,920.00 MORTGAGOR(S): Matthew H Wehling and Patricia Wehling, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 30, 2002 Dakota County Recorder Document Number: 1901030 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Home Loans, Inc. for the benefit of Hudson Savings Bank Dated: April 19, 2006 Recorded: April 25, 2006 Dakota County Recorder Document Number: 2423050 And assigned to: Countrywide Home Loans Servicing, LP Dated: February 05, 2009 Recorded: February 13, 2009 Dakota County Recorder

County Recorder Document Number: 2637336 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700009614021 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13223 Danube Ln, Rosemount, MN 55122 Tax Parcel ID Number: 34.25100.080.04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Evermoor, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $441,301.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017155F01 2365466 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF SHERIFF'S MORTGAGE FORECLOSURE SALE BY PUBLIC AUCTION Name of Mortgagor: J o o s E l e c t r i c Co. Name of Mortgagee: Associated Bank, National Association Original Principal Amount Secured by the Mortgage: $450,000.00 Date and Recording Information of Mortgage: J u l y 2 8 , 2004; filed with the Dakota County Registrar of Titles, State of Minnesota on February 9, 2005 as Document No. T558641. Amount Due as of September 28, 2010: $419,327.28 Legal Description of Mortgaged Premises: The Mortgage encumbers the real and personal property described in the Mortgage (the "Property"), of which the real property is legally described as: LOT 2, BLOCK 1, BURROWS ADDITION DAKOTA COUNTY, MINNESOTA. TORRENS PROPERTY Common Address and Tax Parcel Identification: T h e Property's common address is: 3010 Lunar Lane, Eagan, Minnesota 55121. The Property's tax parcel identification number is: 101557502001 Mortgage Origination And Servicer Information: T h e commercial mortgage servicer of the Mortgage is the Mortgagee; there is no third party servicer. The Mortgagee is the lender. There is no transaction agent. All questions regarding this foreclosure should be directed to the Mortgagee or the undersigned. Time, Place, and Manner of Sale: 10:00 a.m., November 19, 2010, at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033.

��

�� nesota 55033. �� ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT Non-Merger of Interests: A n y p u r c h a s e b y t h e AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Mortgagee of the Property at the foreclosure sale or the Mortgagee's obtain- REDEMPTION BY THE MORTGAGOR, ing title to the Property at the end of THE MORTGAGOR'S PERSONAL REPthe redemption period shall not cause RESENTATIVES OR ASSIGNS, MAY BE the lien of the mortgage, or any other REDUCED TO FIVE WEEKS IF A JUDIlien or interest in favor of the Mort- CIAL ORDER IS ENTERED UNDER gagee against or with respect to the MINNESOTA STATUTES, SECTION Property, to merge with fee title or any 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G other interest acquired by the Mort- OTHER THINGS, THAT THE MORTgagee, or in any manner otherwise GAGED PREMISES ARE IMPROVED impair the security or priority of such WITH A RESIDENTIAL DWELLING OF liens or the Mortgagee's rights and LESS THAN FIVE UNITS, ARE NOT remedies under such liens and appli- PROPERTY USED IN AGRICULTURAL cable law. To the contrary, the Mort- PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 gagee intends to reserve, and hereby ASSIGNEE OF MORTGAGEE: U.S. expressly reserves, all of its rights and Bank National Association, as remedies with respect to such liens Trustee, on behalf of the holders and interests. of the Asset Backed Securities Redemption: Mortgagor's RedempCorporation Home Equity Loan tion Period shall expire six months Trust, Series NC 2006-HE4 Asset after the date of sale. THE TIME Backed Pass-through Certificates, ALLOWED BY LAW FOR REDEMPTION Series NC 2006-HE4 BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRE- Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee SENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- Lawrence A. Wilford CIAL ORDER IS ENTERED UNDER James A. Geske MINNESOTA STATUTES, SECTION 8425 Seasons Parkway, Suite 105 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Woodbury, MN 55125-4393 OTHER THINGS, THAT THE MORT- (651) 209-3300 GAGED PREMISES ARE IMPROVED File Number: 013078F02 10/7-11/11/10 WITH A RESIDENTIAL DWELLING OF 2369382 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. NOTICE OF VOLUNTARY Deficiency: T h e M o r t g a g e e p r e MORTGAGE FORECLOSURE SALE serves the right to pursue any defiTHE RIGHT TO VERIFICATION ciency in the indebtedness in accorOF THE DEBT AND IDENTITY OF dance with applicable law. ORIGINAL CREDITOR WITHIN THE Date: 10/7/10 THE TIME PROVIDED BY LAW IS KALINA, WILLS, GISVOLD NOT AFFECTED BY THIS ACTION. & CLARK, P.L.L.P. NOTICE IS HEREBY GIVEN: That By: _s/ Jason E. Engkjer default has occurred in the conditions Michael C. Glover (MN #185401) of the following described mortgage: Jason E. Engkjer (MN #318814) DATE OF MORTGAGE: March 22, 6160 Summit Drive, Suite 560 2005 Minneapolis, MN 55430 ORIGINAL PRINCIPAL AMOUNT OF Telephone: (612) 789-9000 MORTGAGE: $730,000.00 Attorneys for Bank MORTGAGOR: Thomas Lake Execu2370852 10/7-11/11/10 tive Center, LLC, a Minnesota limited liability company MORTGAGEE: Americana Community Bank, a Minnesota banking corpoNOTICE OF MORTGAGE ration FORECLOSURE SALE DATE AND PLACE OF FILING: NOTICE IS HEREBY GIVEN that default has occurred in the conditions Recorded on March 31, 2005, in the Office of the County Recorder, Dakota of the following described mortgage: DATE OF MORTGAGE: February 24, County, Minnesota as Document No. 2309043. 2006 STREET ADDRESS OF PROPERTY: ORIGINAL PRINCIPAL AMOUNT OF 1590 Thomas Center Drive, Eagan, MORTGAGE: $104,832.00 MORTGAGOR(S): Ariana G Brown, Minnesota 55122 TAX PARCEL I.D. NO.: single MORTGAGEE: New Century Mort- 10-65827-030-01 LEGAL DESCRIPTION OF PROPgage Corporation ERTY: Lot 3, Block 1, Safari at Eagan DATE AND PLACE OF RECORDING: 3rd Addition, Common Interest ComRecorded: March 10, 2006 Dakota munity No. 384, Dakota County, MinCounty Recorder nesota Document Number: 2411642 COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National LOCATED: Dakota County THE AMOUNT CLAIMED TO BE DUE Association, as Trustee, on behalf of the holders of the Asset Backed Secu- ON THE MORTGAGE ON THE DATE OF rities Corporation Home Equity Loan THE NOTICE, INCLUDING TAXES, IF Trust, Series NC 2006-HE4 Asset A N Y , P A I D B Y M O R T G A G E E : Backed Pass-through Certificates, $851,680.94. THAT no action or proceeding has Series NC 2006-HE4 been instituted at law to recover the Dated: July 02, 2008 debt secured by said mortgage, or any Recorded: August 18, 2008 Dakota part thereof; that there has been comCounty Recorder pliance with all pre-foreclosure notice Document Number: 2608669 and acceleration requirements of said Transaction Agent: Not Applicable Transaction Agent Mortgage Identifi- mortgage, and/or applicable statutes; PURSUANT, to the power of sale concation Number: Not Applicable Lender or Broker: New Century t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold Mortgage Corporation Residential Mortgage Servicer: Select by the Sheriff of said county as follows: Portfolio Servicing DATE AND TIME OF SALE: DecemMortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS ber 9, 2010, at 10:00 a.m. PLACE OF SALE: Dakota County LOCATED: Dakota Property Address: 4110 Rahn Rd # Sheriff's Office, Dakota County Sheriff, 1580 Highway 55, Hastings MN A309, Eagan, MN 55122-2163 T a x P a r c e l I D N u m b e r : 55033-2343, to pay the debt then secured by said Mortgage and taxes, if 10-22470-309-02 L E G A L D E S C R I P T I O N O F P R O P - any actually paid by the mortgagee, on ERTY: Unit No. #A309, CIC No. 468, the premises and the costs and disEagan Gardens, Dakota County, Min- bursements, including attorneys' fees, allowed by law. The time allowed by nesota. AMOUNT DUE AND CLAIMED TO BE l a w f o r r e d e m p t i o n b y s a i d D U E A S O F D A T E O F N O T I C E : mortgagor(s), their personal representatives or assigns, is two (2) months $104,837.80 THAT all pre-foreclosure require- from the date of sale. DATE AND TIME MORTGAGOR ments have been complied with; that no action or proceeding has been insti- M U S T V A C A T E T H E P R E M I S E S : tuted at law or otherwise to recover the Unless the property is redeemed, or debt secured by said mortgage, or any unless the time for redemption is reduced by judicial order, you must part thereof; PURSUANT to the power of sale con- vacate the premises by 11:59 p.m. on t a i n e d i n s a i d m o r t g a g e , t h e February 9, 2011. THE TIME ALLOWED BY LAW FOR above-described property will be sold by the Sheriff of said county as fol- REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPlows: DATE AND TIME OF SALE: Novem- RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIber 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County CIAL ORDER IS ENTERED UNDER Law Enforcement Center, 1580 High- MINNESOTA STATUTES, SECTION way 55, Lobby S-100, Hastings, Minne- 5 8 2 . 0 3 2 D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTsota to pay the debt secured by said mort- GAGED PREMISES ARE IMPROVED gage and taxes, if any, on said pre- WITH A RESIDENTIAL DWELLING OF mises and the costs and disburse- LESS THAN FIVE UNITS, ARE NOT ments, including attorney fees allowed PROPERTY USED IN AGRICULTURAL by law, subject to redemption within PRODUCTION, AND ARE ABANDONED. Dated: November 2, 2010 six (6) months from the date of said sale by the mortgagor(s), their perAmericana Community Bank, sonal representatives or assigns. Mortgagee If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop- KOEPKE LAW, LTD. By: __________/s/_____________ erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate Jack Atnip, III, Esq. (#0301966) the property on or before 11:59 p.m. on Kevin M. Koepke, Esq. (#0245306) May 19, 2011, or the next business day 3161 Fernbrook Lane North if May 19, 2011 falls on a Saturday, Plymouth, Minnesota 55447 Telephone: (763) 201-1205 Sunday or legal holiday. Mortgagor(s) released from financial Attorneys for Mortgagee IMPORTANT NOTICE: obligation: NONE THIS IS AN ATTEMPT TO THIS COMMUNICATION IS FROM COLLECT A DEBT AND ANY A DEBT COLLECTOR ATTEMPTINFORMATION OBTAINED WILL ING TO COLLECT A DEBT. ANY BE USED FOR THAT PURPOSE. INFORMATION OBTAINED WILL BE 2406577 11/4-11/25/10 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE ��

PUBLIC NOTICE

�� MORTGAGE: �� 100425240010880547 LENDER OR BROKER AND MORT��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,800.00 MORTGAGOR(S): Kathleen C Sherman, unmarried MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: March 07, 2003 Dakota County Recorder Document Number: 2011165 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15071 Dunwood Trl, Apple Valley, MN 55124-5896 Tax Parcel ID Number: 01-76900-051-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 51, Prairie Crossing Villas, Common Interest Community No. 241, a condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $120,261.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013719F03 2404875 11/4-12/9/10

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 513 7th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141370107001 LEGAL DESCRIPTION OF PROPERTY: The North 1/2 of Lot 7, Block 1, George F. Betzold's 2nd Addition to Farmington, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$163,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$176,231.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3715 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372225 10/7-11/11/10

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$75,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$79,882.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3721 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372238 10/7-11/11/10

PUBLIC NOTICE

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1912 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372249 10/7/10-11/11/10

PUBLIC NOTICE

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2514 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372586 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 6, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $1,700,000.00 MORTGAGOR: Thomas Lake Executive Center, LLC, a Minnesota limited liability company MORTGAGEE: Americana Community Bank, a Minnesota banking corporation DATE AND PLACE OF FILING: Recorded on March 21, 2007, in the Office of the County Recorder, Dakota County, Minnesota as Document No. 2503997. STREET ADDRESS OF PROPERTIES: 1575 Thomas Center Drive, Eagan, Minnesota 55122 1580 Thomas Center Drive, Eagan, Minnesota 55122 TAX PARCEL I.D. NOs.: 10-65827-050-01 and 10-65827-060-01 LEGAL DESCRIPTION OF PROPERTY: Lots 5 and 6, Block 1, Safari at Eagan 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $1,345,141.60. THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010, at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, Dakota County Sheriff, 1580 Highway 55, Hastings MN 55033-2343, to pay the debt then secured by said Mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements, including attorneys' fees, allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns, is two (2) months from the date of sale. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: Unless the property is redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 9, 2011. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 2, 2010 Americana Community Bank Mortgagee KOEPKE LAW, LTD. By: __________/s/_____________ Jack Atnip, III, Esq. (#0301966) Kevin M. Koepke, Esq. (#0245306) 3161 Fernbrook Lane North Plymouth, Minnesota 55447 Telephone: (763) 201-1205 Attorneys for Mortgagee IMPORTANT NOTICE: THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2406596 11/4-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 13, 2003 MORTGAGOR:L y n d a K . N a u e r , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 25, 2003, Dakota County Recorder, Document No. 2084012. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010, Recorded: September 22, 2010, Document No. 2754144. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500057397771 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 29 Marie Avenue East, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 428382004002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Westown First Addition, Together with Appurtenant Easements Created Pursuant to Declaration, Document No. 401835, as Amended. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$100,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$112,297.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9128 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2397077 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $382,500.00 MORTGAGOR(S): Jody L. Huemoeller, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder

��

Dakota County Recorder Document Number: 2461012 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: September 10, 2010 Recorded: September 21, 2010 Dakota County Recorder Document Number: 2753873 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000456-0000783861-0 Lender or Broker: E*Trade Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1882 14th St W, Hastings, MN 55033-8522 Tax Parcel ID Number: 19-73321-010-01 LEGAL DESCRIPTION OF PROPERTY: All that parcel of land in city of Hastings, Dakota County, State of Minnesota, as more fully described in Deed Doc # 2338319, ID # 19-73321-010-01, being known and designated as: Lot 1, Block 1, Sunset West 2 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $425,779.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017428F01 2370831 10/7-11/11/10

PUBLIC NOTICE

MORTGAGE: Freedom Mortgage Cor poration RESIDENTIAL MORTGAGE SERVICER: Lender Business Process Services MORTGAGED PROPERTY ADDRESS: 7655 Borman Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201640018001 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Carr Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$189,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$190,790.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010. Federal National Mortgage Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372390 10/7-11/11/10

PUBLIC NOTICE

ING TAXES, IF ANY, PAID BY MORT GAGEE:$201,871.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 30, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4685 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372352 10/7-11/11/10

PUBLIC NOTICE

or the property redeemed under section 580.23: June 1, 2011 at 11:59 p.m. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 7, 2010 Second Chance Finance Group, LLC Assignee of Mortgagee HOELSCHER LAW FIRM, PLLC By: _____________________________ Brian G. Hoelscher #0238752 Attorneys for Assignee of Mortgagee 13100 Wayzata Boulevard, Suite 100 Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FORECLOSURE DATA Minn. Stat. Sec. 580.025 (1) the physical street address, city, and zip code of the mortgaged premises is 1926 Covington Lane, Eagan, MN 55122; (2) the name of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30 are as follows: - not applicable; or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30 are as follows: residential mortgage servicer - BSI Financial Services, Inc., lender or broker - original lender M&I Marshall & Ilsley Bank, present holder Second Chance Finance Group, LLC; (3) the tax parcel identification number of the mortgaged premises is: 10-13750-160-03; (4) if stated on the mortgage, the transaction agent's mortgage identification number is: - not applicable; (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02 is: M&I Marshall & Ilsley Bank 2377809 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,200.00 MORTGAGOR(S): Steven G. Morgenstern and Kimberly A. Morgenstern, husband and wife MORTGAGEE: Associated Bank Minnesota, N.A. DATE AND PLACE OF RECORDING: Recorded: March 22, 2004 Dakota County Recorder Document Number: 2187850 LOAN MODIFICATION: Dated: May 12, 2010 Recorded: June 07, 2010 Document Number: 2733993 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Associated Bank Minnesota, N.A. Residential Mortgage Servicer: Associated Bank - WI Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 284 Annapolis St E, Saint Paul, MN 55118-1601 Tax Parcel ID Number: 42-47700-160-01 LEGAL DESCRIPTION OF PROPERTY: Lots 15 and 16, Block 1, McClung & McMurran's Addition to St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,696.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2011, or the next business day if May 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

��

�� THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY NOTICE OF MORTGAGE INFORMATION OBTAINED WILL BE FORECLOSURE SALE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE OF THE DEBT AND IDENTITY OF ORIGINAL CREDITOR WITHIN THE THE ORIGINAL CREDITOR WITHIN T I M E P R O V I D E D B Y L A W I S N O T THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, default has occurred in conditions of THE MORTGAGOR'S PERSONAL REP- the following described mortgage: DATE OF MORTGAGE:March 2, 2007 RESENTATIVES OR ASSIGNS, MAY BE MORTGAGOR:J a n i n e L . M a r t i n , a REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER single person. MORTGAGEE:Mortgage Electronic MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Registration Systems, Inc. DATE AND PLACE OF RECORDING: OTHER THINGS, THAT THE MORTRecorded April 3, 2007, Dakota GAGED PREMISES ARE IMPROVED C o unty Recorder, Document No. WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT 2507305. ASSIGNMENTS OF MORTGAGE: PROPERTY USED IN AGRICULTURAL Assigned to: CitiMortgage, Inc, PRODUCTION, AND ARE ABANDONED. Dated: October 12, 2010. DATED: October 14, 2010 TRANSACTION AGENT: Mortgage MORTGAGEE: Electronic Registration Systems, Inc. Associated Bank Minnesota, N.A. TRANSACTION AGENT'S MORTWilford & Geske, P.A. GAGE IDENTIFICATION NUMBER ON Attorneys for Mortgagee MORTGAGE: 100020000351539071 Lawrence A. Wilford LENDER OR BROKER AND MORTJames A. Geske GAGE ORIGINATOR STATED ON 8425 Seasons Parkway, Suite 105 MORTGAGE: PHH Home Loans, LLC Woodbury, MN 55125-4393 RESIDENTIAL MORTGAGE SER(651) 209-3300 VICER: CitiMortgage, Inc. File Number: 009963F02 MORTGAGED PROPERTY ADDRESS: 2377774 10/14-11/18/10 941 Humboldt Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424810001005 NOTICE OF MORTGAGE LEGAL DESCRIPTION OF PROPFORECLOSURE SALE ERTY: NOTICE IS HEREBY GIVEN that Lot One, Block Five, B. Michel's default has occurred in the conditions Addition to West St. Paul, except the of the following described mortgage: South Ten and Eighty-one DATE OF MORTGAGE: May 14, 2007 Hundredth's feet thereof ORIGINAL PRINCIPAL AMOUNT OF COUNTY IN WHICH PROPERTY IS MORTGAGE: $163,500.00 LOCATED:Dakota MORTGAGOR(S): Dustin Dingman ORIGINAL PRINCIPAL AMOUNT OF and Haley Dingman, husband and wife MORTGAGE:$176,700.00 MORTGAGEE: Mortgage Electronic AMOUNT DUE AND CLAIMED TO BE Registration Systems, Inc. DUE AS OF DATE OF NOTICE, INCLUDDATE AND PLACE OF RECORDING: ING TAXES, IF ANY, PAID BY MORTR e c o r d e d : M a y 2 5 , 2 0 0 7 D a k o t a GAGEE:$173,523.31 County Recorder That prior to the commencement of Document Number: 2519976 this mortgage foreclosure proceeding Transaction Agent: Mortgage Elec- Mortgagee/Assignee of Mortgagee comtronic Registration Systems, Inc. plied with all notice requirements as Transaction Agent Mortgage Identifi- required by statute; That no action or cation Number: 100025440003827638 proceeding has been instituted at law Lender or Broker: Lehman Brothers o r o t h e r w i s e t o r e c o v e r t h e d e b t Bank, FSB secured by said mortgage, or any part R e s i d e n t i a l M o r t g a g e S e r v i c e r : thereof; Aurora Loan Services, LLC PURSUANT to the power of sale conMortgage Originator: Not Applicable tained in said mortgage, the above COUNTY IN WHICH PROPERTY IS described property will be sold by the LOCATED: Dakota Sheriff of said county as follows: Property Address: 937 Pine St, FarmDATE AND TIME OF SALE: Decemington, MN 55024-8406 ber 17, 2010 at 10:00 AM Tax Parcel ID Number: PLACE OF SALE:Sheriff's Office, Law 14-30200-160-02 Enforcement Center, 1580 Hwy 55, L E G A L D E S C R I P T I O N O F P R O P - Lobby #S-100, Hastings, MN E R T Y : L o t 1 6 , B l o c k 2 , G l e n v i e w to pay the debt then secured by said Townhomes and Commercial, Com- Mortgage, and taxes, if any, on said mon Interest Community No. 565, premises, and the costs and disburseDakota County, Minnesota. ments, including attorneys' fees AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption D U E A S O F D A T E O F N O T I C E : within six (6) months from the date of $169,622.29 said sale by the mortgagor(s), their THAT all pre-foreclosure require- personal representatives or assigns ments have been complied with; that unless reduced to Five (5) weeks under no action or proceeding has been insti- MN Stat. §580.07. tuted at law or otherwise to recover the TIME AND DATE TO VACATE PROPdebt secured by said mortgage, or any E R T Y : I f t h e r e a l e s t a t e i s a n part thereof; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, t a i n e d i n s a i d m o r t g a g e , t h e the date on or before which the mortabove-described property will be sold gagor(s) must vacate the property if the by the Sheriff of said county as fol- mortgage is not reinstated under seclows: tion 580.30 or the property is not DATE AND TIME OF SALE: Decem- redeemed under section 580.23 is ber 17, 2010 at 10:00 AM 11:59 p.m. on June 17, 2011. PLACE OF SALE: Dakota County MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 High- FINANCIAL OBLIGATION ON MORTway 55, Lobby S-100, Hastings, Minne- GAGE:None sota "THE TIME ALLOWED BY LAW FOR to pay the debt secured by said mort- REDEMPTION BY THE MORTGAGOR, gage and taxes, if any, on said pre- THE MORTGAGOR'S PERSONAL REPmises and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE ments, including attorney fees allowed REDUCED TO FIVE WEEKS IF A JUDIby law, subject to redemption within CIAL ORDER IS ENTERED UNDER six (6) months from the date of said MINNESOTA STATUTES, SECTION sale by the mortgagor(s), their per- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sonal representatives or assigns. OTHER THINGS, THAT THE MORTIf the Mortgage is not reinstated GAGED PREMISES ARE IMPROVED under Minn. Stat. §580.30 or the prop- WITH A RESIDENTIAL DWELLING OF erty is not redeemed under Minn. Stat. LESS THAN FIVE UNITS, ARE NOT §580.23, the Mortgagor must vacate PROPERTY USED IN AGRICULTURAL the property on or before 11:59 p.m. on P R O D U C T I O N , A N D A R E June 17, 2011, or the next business ABANDONED." day if June 17, 2011 falls on a SaturDated: October 19, 2010. day, Sunday or legal holiday. CitiMortgage, Inc. Mortgagor(s) released from financial Mortgagee/Assignee of Mortgagee obligation: NONE USSET, WEINGARDEN AND LIEBO, P.L.L.P. THIS COMMUNICATION IS FROM By: Paul A. Weingarden A DEBT COLLECTOR ATTEMPT- Attorneys for Mortgagee/Assignee of ING TO COLLECT A DEBT. ANY Mortgagee INFORMATION OBTAINED WILL BE 4500 Park Glen Road #300 USED FOR THAT PURPOSE. Minneapolis, MN 55416 THE RIGHT TO VERIFICATION OF (952) 925-6888 THE DEBT AND IDENTITY OF THE 10-4756 ORIGINAL CREDITOR WITHIN THE THIS IS A COMMUNICATION FROM T I M E P R O V I D E D B Y L A W I S N O T A DEBT COLLECTOR. AFFECTED BY THIS ACTION. 2396753 10/28-12/2/10 THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF MORTGAGE REDUCED TO FIVE WEEKS IF A JUDIFORECLOSURE SALE CIAL ORDER IS ENTERED UNDER THE RIGHT TO VERIFICATION OF MINNESOTA STATUTES, SECTION THE DEBT AND IDENTITY OF THE 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ORIGINAL CREDITOR WITHIN THE OTHER THINGS, THAT THE MORT- T I M E P R O V I D E D B Y L A W I S N O T GAGED PREMISES ARE IMPROVED AFFECTED BY THIS ACTION. WITH A RESIDENTIAL DWELLING OF NOTICE IS HEREBY GIVEN: That LESS THAN FIVE UNITS, ARE NOT default has occurred in the conditions PROPERTY USED IN AGRICULTURAL of the following described mortgage: PRODUCTION, AND ARE ABANDONED. DATE OF MORTGAGE: June 26, 2006 DATED: November 04, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGEE: Mortgage Electronic MORTGAGE: $176,000.00 Registration Systems, Inc. MORTGAGOR(S): Donaldo Avila, a Wilford & Geske, P.A. single person Attorneys for Mortgagee MORTGAGEE: Mortgage Electronic Lawrence A. Wilford Registration Systems, Inc. as nominee James A. Geske for Fremont Investment & Loan 8425 Seasons Parkway, Suite 105 TRANSACTION AGENT: Mortgage Woodbury, MN 55125-4393 Electronic Registration Systems, Inc. (651) 209-3300 MIN#: 1001944-5000224553-9 File Number: 017817F01 2400454 11/4-12/9/10 ��

PUBLIC NOTICE

�� above �� property will be sold described by the Sheriff of said county as fol�� MIN#: 1001944-5000224553-9 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on July 10, 2006, as Document No. 2443961 ASSIGNED TO: Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE3 Mortgage Pass-through Certificates, Series 2007-HE3 Dated: September 1, 2010 , and recorded September 17, 2010 by Document No. 2753225 . LEGAL DESCRIPTION OF PROPERTY: Lot 26,Block 6, Dakota County Estates, 2nd addition, Dakota County, Minnesota. PROPERTY ADDRESS: 5151 Upper 182nd St W, Farmington, MN 55024 PROPERTY I.D: 141950126006 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Six Thousand Five Hundred Fifty-Six and 59/100 ($206,556.59) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE3 Mortgage Pass-through Certificates, Series 2007-HE3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00438-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3764044 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378779 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,981.00 MORTGAGOR(S): Bradley A. Weckerly, single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 21, 2009 Dakota County Recorder Document Number: 2679744 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 30, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100315900000094358 Lender or Broker: River City Mortgage & Financial, LLC, A Delaware Limited Liability Company Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15362 Flower Way, Apple Valley, MN 55124-3130 Tax Parcel ID Number: 01-55900-047-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 47, Common Interest Community No. 311, Orchard Pointe Condominium, a condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,989.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

lows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017408F01 2377729 10/14-11/18/10

PUBLIC NOTICE

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8467 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380667 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 1 , 2010 MORTGAGOR: David Gilkey MORTGAGEE: M i s t w o o d C o u r t h omes Association DATE AND PLACE OF RECORDING: Recorded March 22, 2010, Dakota County Recorder, Document No. 2720527 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14611 Evergreen Trail T A X P A R C E L I . D . # : 01-48845-071-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #71 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $5,330.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $9,506.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385569 10/21-11/25/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $997,200.00 MORTGAGOR(S): Cory Krueger and William Krueger, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 13, 2007 Dakota County Registrar of Titles Document Number: 621292 ASSIGNMENTS OF MORTGAGE: And assigned to: Wilmington Trust Company, as successor to Bank of America, N.A., successor by merger to LaSalle Bank National Association, as Trustee for Morgan Stanley Mortgage Loan Trust 2007-14AR Dated: October 21, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100135553000612519 Lender or Broker: First National Bank of Arizona Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136541 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15714 Lac Lavon Dr, Burnsville, MN 55306-5139 Tax Parcel ID Number: 02-18725-060-01 LEGAL DESCRIPTION OF PROPERTY: LOT SIX (6), BLOCK ONE (1), CRYSTAL SHORES AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $1,086,848.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 ASSIGNEE OF MORTGAGEE: Wilmington Trust Company, as successor to Bank of America, N.A., successor by merger to LaSalle Bank National Association, as Trustee for Morgan Stanley Mortgage Loan Trust 2007-14AR Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015616F02 2405206 11/4-12/9/10

PUBLIC NOTICE

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage company, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100077910002219331 SERVICER: Ocwen Loan Servicing ,LLC LENDER: Decision One Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on August 16, 2004, as Document No. 2238227 ASSIGNED TO: U.S. Bank N.A.,in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2004-7, Home Equity Pass-Through Certificates, Series 2004-7 Dated: December 21, 2007 , and recorded January 10, 2008 by Document No. 2565368 . LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Foxborough, according to the plat thereof on file and of record in the office of the county recorder, Dakota County, Minnesota. PROPERTY ADDRESS: 7587 Upper 167th Street West, Lakeville, MN 55044 PROPERTY I.D: 22 27600 090 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Four Thousand Six Hundred Thirty-Seven and 90/100 ($174,637.90) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sh eriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 U.S. Bank N.A.,in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2004-7, Home Equity Pass-Through Certificates, Series 2004-7 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00036-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3762439 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378771 10/14-11/18/10

PUBLIC NOTICE

vacated alley adjoining which accrued thereto by reason of vacation thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$198,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$209,824.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4185 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380897 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $358,500.00 MORTGAGOR(S): Cara Valdez, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 12, 2006 Dakota County Recorder Document Number: 2459999 AND CORRECTIVE MORTGAGE RECORDING: October 29, 2007 Dakota County Recorder Document Number: 2553315 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003315097 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13687 Atwood Trl, Rosemount, MN 55068-3703 Tax Parcel ID Number: 34-48302-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Meadows of Bloomfield, Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $415,002.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

��

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004064F03 2374998 10/14-11/18/10

PUBLIC NOTICE

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00419-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3764032 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378783 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2007. MORTGAGOR(S): Paul A. Mason and Connie S. Kanoth-Mason, husband and wife. MORTGAGEE: Compass Capital Funding Corp., a California corporation dba Commercial Capital Funding. DATE AND PLACE OF RECORDING: Filed January 17, 2008, Dakota County Recorder, as Document No. 2566822. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated November 29, 2007, filed for record August 25, 2008, as Document No. 2609763. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent’s Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Compass Capital Funding Corp., a California corporation dba Commercial Capital Funding. MORTGAGED PROPERTY ADDRESS: 901 Concord Street North, South St. Paul, MN 55075. TAX PARCEL I.D. NO.: 36-70202-140-03 and 36-70202-120-03 and 36-70202-111-03. LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 11, and all of Lots 12 , 13 and 14, Block 3, South Park Division Number 3, Dakota County, Minnesota; together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $238,926.57. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2010 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none. Dated: October 28, 2010. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2403280 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 7 , 2006 MORTGAGOR: T h o m a s K a n e , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 6, 2006, Dakota County Recorder, Document No. 2443217. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: January 8, 2010, Recorded: February 10, 2010, Document No. 2713639. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000587028 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3194 Village Trail, Hastings, MN 55033 TAX PARCEL I.D. #: 196437903301 LEGAL DESCRIPTION OF PROPERTY: That part of Lots 1, 2, and 3, Block 1, Riverwood 5th Addition lying Southerly of the following described line: Commencing at the Southeast corner of Lot 1, thence Northwesterly along the Easterly line 40.00 feet to the beginning of the line to be described: thence South 78 degrees, 31 minutes 30 seconds West 180.81 feet to the most Westerly line of said Lot 1 and there terminating, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,863.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-700 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406273 11/4-12/9/10

PUBLIC NOTICE

Lisa L. Smith, husband and wife. MORTGAGEE:Associated Bank, N.A. DATE AND PLACE OF RECORDING: Recorded November 15, 2005, Dakota County Recorder, Document No. 2381133. ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB, Dated: April 9, 2007, Recorded: May 8, 2007, Document No. 2514870. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Associated Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank, FSB MORTGAGED PROPERTY ADDRESS: 19750 Orr Avenue, Hastings, MN 55033 TAX PARCEL I.D. #: 336660006002 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Scott Acres, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$274,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$274,292.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010. Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1904 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372286 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,750.00 MORTGAGOR(S): Jayson L. DeBaere, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 28, 2004 Dakota County Recorder Document Number: 2220546 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: September 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021800051305544 Lender or Broker: Washtenaw Mortgage Company Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5374 185th St W, Farmington, MN 55024-8651 Tax Parcel ID Number: 14-19508-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Dakota County Estates 9th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE

��

�� t t �� orneys fees m e n t s , �� i n c l u d i n g a�� AMOUNT DUE AND CLAIMED TO BE D U E A S O F D A T E O F N O T I C E : allowed by law subject to redemption within six (6) months from the date of $185,770.46 THAT all pre-foreclosure require- said sale by the mortgagor(s), their ments have been complied with; that personal representatives or assigns no action or proceeding has been insti- unless reduced to Five (5) weeks under tuted at law or otherwise to recover the MN Stat. §580.07. TIME AND DATE TO VACATE PROPdebt secured by said mortgage, or any ERTY: If the real estate is an part thereof; PURSUANT to the power of sale con- owner-occupied, single-family dwellt a i n e d i n s a i d m o r t g a g e , t h e ing, unless otherwise provided by law, above-described property will be sold the date on or before which the mortby the Sheriff of said county as fol- gagor(s) must vacate the property if the mortgage is not reinstated under seclows: DATE AND TIME OF SALE: Novem- tion 580.30 or the property is not redeemed under section 580.23 is ber 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County 11:59 p.m. on June 10, 2011. MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne- FINANCIAL OBLIGATION ON MORTGAGE:None sota "THE TIME ALLOWED BY LAW FOR to pay the debt secured by said mortgage and taxes, if any, on said pre- REDEMPTION BY THE MORTGAGOR, mises and the costs and disburse- THE MORTGAGOR'S PERSONAL REPments, including attorney fees allowed RESENTATIVES OR ASSIGNS, MAY BE by law, subject to redemption within REDUCED TO FIVE WEEKS IF A JUDIsix (6) months from the date of said CIAL ORDER IS ENTERED UNDER sale by the mortgagor(s), their per- MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG sonal representatives or assigns. If the Mortgage is not reinstated OTHER THINGS, THAT THE MORTunder Minn. Stat. §580.30 or the prop- GAGED PREMISES ARE IMPROVED erty is not redeemed under Minn. Stat. WITH A RESIDENTIAL DWELLING OF §580.23, the Mortgagor must vacate LESS THAN FIVE UNITS, ARE NOT the property on or before 11:59 p.m. on PROPERTY USED IN AGRICULTURAL May 19, 2011, or the next business day P R O D U C T I O N , A N D A R E if May 19, 2011 falls on a Saturday, ABANDONED." Dated: October 4, 2010. Sunday or legal holiday. Chase Home Finance LLC Mortgagor(s) released from financial Mortgagee/Assignee of Mortgagee obligation: NONE THIS COMMUNICATION IS FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. A DEBT COLLECTOR ATTEMPT- By: Paul A. Weingarden ING TO COLLECT A DEBT. ANY Attorneys for Mortgagee/Assignee of INFORMATION OBTAINED WILL BE Mortgagee 4500 Park Glen Road #300 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Minneapolis, MN 55416 THE DEBT AND IDENTITY OF THE (952) 925-6888 ORIGINAL CREDITOR WITHIN THE 30-9301 T I M E P R O V I D E D B Y L A W I S N O T THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. AFFECTED BY THIS ACTION. 10/14-11/18/10 THE TIME ALLOWED BY LAW FOR 2380685 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF ASSESSMENT LIEN REDUCED TO FIVE WEEKS IF A JUDIFORECLOSURE SALE CIAL ORDER IS ENTERED UNDER Date: September 15, 2010 MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED and conditions of the Declaration for WITH A RESIDENTIAL DWELLING OF Diamond Path Villages Association, LESS THAN FIVE UNITS, ARE NOT Inc. (hereinafter the "Association") PROPERTY USED IN AGRICULTURAL which was recorded as Document No. 537352 on April 6, 1979, in the Office PRODUCTION, AND ARE ABANDONED. of the County Recorder of Dakota DATED: October 07, 2010 A S S I G N E E O F M O R T G A G E E : County, Minnesota, as amended and supplemented, covering the following Central Mortgage Company property: Wilford & Geske, P.A. Legal Description: Lot 99, Block 1, Attorneys for Assignee of Mortgagee Diamond Path 6th Addition, Dakota Lawrence A. Wilford County, Minnesota James A. Geske Street Address: 5078 147th Street 8425 Seasons Parkway, Suite 105 W., Apple Valley, MN 55124 Woodbury, MN 55125-4393 Tax Parcel No. 01-20505-099-01 (651) 209-3300 2. Pursuant to said Declaration, File Number: 017180F01 2366049 10/7-11/11/10 there is claimed to be due and owing as of September 15, 2010, from Tammy A. Morse, title holder, to the Association, a Minnesota non-profit corporaNOTICE OF MORTGAGE tion, the amount of $5,367.55 for FORECLOSURE SALE unpaid association dues, late fees, THE RIGHT TO VERIFICATION attorneys fees and costs, plus any OF THE DEBT AND IDENTITY OF other such amounts that will accrue THE ORIGINAL CREDITOR WITHIN after September 15, 2010, and other THE TIME PROVIDED BY LAW IS costs of collection and foreclosure NOT AFFECTED BY THIS ACTION. which will be added to the amount NOTICE IS HEREBY GIVEN, that claimed due and owing at the time of default has occurred in conditions of the sale herein. the following described mortgage: 3. No action is now pending at law DATE OF MORTGAGE:February 18, or otherwise to recover said debt or 2005 any part thereof. MORTGAGORS:Maria Pliego Vides 4. That all preforeclosure requireand Guillermo Rivera Garcia, wife and ments have been met. husband. 5. The owner has not been released MORTGAGEE:Mortgage Electronic from her financial obligation to pay Registration Systems, Inc. said amount. DATE AND PLACE OF RECORDING: 6. The Declaration, referenced R e c o r d e d M a y 1 3 , 2 0 0 5 , D a k o t a above, provide for a continuing lien C o u n t y R e c o r d e r , D o c u m e n t N o . against the property. A Notice of Lien 2321846. evidencing the amount due was A S S I G N M E N T S O F M O R T G A G E : recorded on November 5, 2009, as Assigned to: Chase Home Finance Document No. 2694582 in the Dakota LLC, Dated: October 4, 2010. County Recorder's Office. TRANSACTION AGENT: Mortgage 7. Pursuant to the power of sale Electronic Registration Systems, Inc. contained in the same Declaration and T R A N S A C T I O N A G E N T ' S M O R T - granted by the owners in taking title to GAGE IDENTIFICATION NUMBER ON the premises subject to said DeclaraMORTGAGE: 100059012560246871 tion, said Lien will be foreclosed by the LENDER OR BROKER AND MORT- sale of said property by the Sheriff of G A G E O R I G I N A T O R S T A T E D O N Dakota County, at the Dakota County MORTGAGE: NBANK, N.A. Sheriffs Office, Dakota County Law R E S I D E N T I A L M O R T G A G E S E R - Enforcement Center, 1580 Highway 55 VICER: Chase Home Finance LLC Lobby S-100, Hastings, MN 55033, on MORTGAGED PROPERTY ADDRESS: the 2nd day of December, 2010, at 631 North 10th Avenue, South Saint 10:00 a.m. at public auction to the Paul, MN 55075 highest bidder, to pay the amount then TAX PARCEL I.D. #: 367020723005 due for said assessments, together LEGAL DESCRIPTION OF PROP- with the costs of foreclosure, includERTY: ing attorneys fees as allowed by law. Lot 22 and 23, Block 5, South Park 8. T h e t i m e a l l o w e d b y l a w f o r Division Number 8 redemption by the unit owner, her perCOUNTY IN WHICH PROPERTY IS sonal representatives or assigns is six LOCATED:Dakota (6) months from the date of sale. The ORIGINAL PRINCIPAL AMOUNT OF date and time to vacate the property MORTGAGE:$150,000.00 is 11:59 p.m. on June 2, 2011, if AMOUNT DUE AND CLAIMED TO BE the account is not reinstated or the DUE AS OF DATE OF NOTICE, INCLUD- owner does not redeem from the ING TAXES, IF ANY, PAID BY MORT- foreclosure sale. GAGEE:$155,640.04 REDEMPTION NOTICE That prior to the commencement of THE TIME ALLOWED BY LAW this mortgage foreclosure proceeding FOR REDEMPTION BY THE MORTMortgagee/Assignee of Mortgagee com- GAGOR, THE MORTGAGOR'S PERplied with all notice requirements as S O N A L R E P R E S E N T A T I V E S O R required by statute; That no action or ASSIGNS, MAY BE REDUCED TO proceeding has been instituted at law F I V E W E E K S I F A J U D I C I A L o r o t h e r w i s e t o r e c o v e r t h e d e b t ORDER IS ENTERED UNDER MINsecured by said mortgage, or any part N E S O T A S T A T U T E S , S E C T I O N thereof; 582.032, DETERMINING, AMONG PURSUANT to the power of sale con- O T H E R T H I N G S , T H A T T H E tained in said mortgage, the above M O R T G A G E D P R E M I S E S A R E described property will be sold by the IMPROVED WITH A RESIDENTIAL Sheriff of said county as follows: DWELLING OF LESS THAN FIVE DATE AND TIME OF SALE: Decem- UNITS, ARE NOT PROPERTY USED ber 10, 2010 at 10:00 AM IN AGRICULTURAL PRODUCTION, PLACE OF SALE:Sheriff's Office, Law AND ARE ABANDONED. Enforcement Center, 1580 Hwy 55, 9. T H I S I S A C O M M U N I C A T I O N Lobby #S-100, Hastings, MN FROM A DEBT COLLECTOR ATTEMPTto pay the debt then secured by said I N G T O C O L L E C T A D E B T . A N Y Mortgage, and taxes, if any, on said premises, and the costs and disbursem e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ��

PUBLIC NOTICE

�� ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path/Morse/08-7-855D) 2376127 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,750.00 MORTGAGOR(S): Jerry L Houg and Bonnie L Houg, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 13, 2007 Dakota County Recorder Document Number: 2496089 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-2 Dated: September 29, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700077399984 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4249 Dunrovin Ln, Eagan, MN 55123-1726 Tax Parcel ID Number: 10.84355.160.04 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 4, Wilderness Run 6th Addition, Eagan, Minnesota, according to the plat thereof now on file and of record in the Office of the County Recorder within and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $309,516.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017377F02 2385035 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12866 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12866 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by John J. Calabrese, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Nine Thousand Four Hundred Sixty Three and 50/100 ($9,463.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated August 2, 2010, and recorded October 8, 2010, as Document No. in the Dakota County 2758380 Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 15, 2010, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on June 15, 2011. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 13, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441113 THIS NOTICE DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES, BUT IS AN ATTEMPT TO ENFORCE A VALID SECURITY INTEREST IN THE SUBJECT PROPERTY. THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2400410 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 27, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for The Woodwinds Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 1139593 on July 28, 1993, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N: Lot 6, Block 1, The Woodwinds 4th Addition, CIC No. 547, Dakota County, Minnesota STREET ADDRESS: 13804 Evergreen Court, Apple Valley, MN 55124 T A X P A R C E L I D N U M B E R: 01-76203-060-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 27, 2010, from Michael A. Jurewicz and Michelle M. Jurewicz, title holders, to the Association, a Minnesota non-profit corporation, the amount of $1,835.01 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 27, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or

or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount. 6. T h e D e c l a r a t i o n , r e f e r e n c e d above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 14, 2010, as Document No. 2740583 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 3rd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 3, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE WOODWINDS HOMEOWNERS ASSOCIATION, INC. Attorneys for The Woodwinds Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Woodwinds/Jurewicz/10-7-369D) 2375982 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 15, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Garrett Square Association (hereinafter the "Association") which was recorded as Document No. 261860 on August 12, 1992, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 205 and Garage Unit No. 79 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota STREET ADDRESS: 14620 Garrett Avenue, #205, Apple Valley, MN 55124 T A X P A R C E L I D N U M B E R: 01-81401-119-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 15, 2010, from Craig A. Miller, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,128.72 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 15, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 24, 2010, as Document No. 663846 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 3rd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then

highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 3, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARRETT SQUARE ASSOCIATION Attorneys for Garrett Square Association THOMSEN & NYBECK, P.A. By: /S/ Gretchen S. Schellhas Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Garrett Square/Miller/10-7-265D) 2376090 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 17, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Claret Springs Association (hereinafter the "Association") which was recorded as Document No. 1544225 on October 22, 1998, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N: Lot 61, Block 1, Wensmann Eleventh Addition, CIC No. 252, Dakota County, Minnesota STREET ADDRESS: 15150 Cimarron Court, Rosemount, MN 55068 T A X P A R C E L I D N U M B E R: 34-83610-610-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 17, 2010, from Kenneth Kaupa and Tracey Kaupa, title holders, to the Association, a Minnesota non-profit corporation, the amount of $8,075.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 17, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 30, 2010, as Document No. 2722066 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 6, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM

9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CLARET SPRINGS ASSOCIATION Attorneys for Claret Springs Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Claret Springs/Kaupa/09-7-469D) 2379386 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 1, 2007 MORTGAGORS:John J. Wensmann and Kathleen M. Wensmann, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 16, 2007, Dakota County Registrar of Titles, Document No. 607437, Certificate of Title No. 126134. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee under NovaStar Mortgage Funding Trust, Series 2007-2, Dated: December 15, 2008, Recorded: January 7, 2009, Document No. T637585. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100452790064100115 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeview Lending, Inc. RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 9709 203rd Street, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-47479-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Marion Fields Fifth Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$330,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$394,578.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-469 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398083 10/28-12/2/10

PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/25/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,200.00 MORTGAGOR: Megan Dale Cloud MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 07/27/2007, in the Office of the Recorder Dakota County, Minnesota, as Document Number 2533676 ASSIGNMENTS OF MORTGAGE: Provident Funding Associates, L.P. filed 8/26/2010 as Document Number 2748524 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 8, Hepburn Park Addition to the City of St. Paul, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 149 6th Ave S, South St. Paul, MN 55075 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 36-32550-130-08 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-3517050135-3 RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGE ORIGINATOR/LENDER: Provident Funding Associates, L.P. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $133,025.66 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 12/14/2010 PLACE OF SALE: Dakota County Sheriff Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on 06/14/2011. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THNGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10/26/2010 Provident Funding Associates, L.P. Assignee of Mortgagee Dunakey & Klatt, P.C., By Brian Sayer Attorney for Assignee of Mortgagee, 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398801 10/28-12/2/10P

PUBLIC NOTICE

��

LEGAL DESCRIPTION OF PROP ERTY: Lot 7, Block 1 North Crickett Hills, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$162,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$163,033.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1280 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380656 10/14-11/18/10

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010. Wachovia Bank, NA, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-686 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380644 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,500.00 MORTGAGOR(S): Brian Lee Heckmann and Christine Heckmann, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 27, 2007 Dakota County Recorder Document Number: 2546586 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: October 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039032129740649 Lender or Broker: Quicken Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 902 Bellows St, West St Paul, MN 55118-1319 Tax Parcel ID Number: 42-66700-091-00 LEGAL DESCRIPTION OF PROPERTY: The South Fifty Five (S.55) feet of the North Ninety Eight (N 98) feet of Lots Seven (7), Eight (8) and Nine (9), Schlafle's Re-Arrangement, West. St. Paul, Dakota County, according to the plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,652.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate

§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2011, or the next business day if May 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017526F01 2378662 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 25, 2003 MORTGAGORS:T i m o t h y J . Marsteiner and Renae S. Marsteiner, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 2, 2004, Dakota County Recorder, Document No. 2159767. ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: February 19, 2010, Recorded: March 30, 2010, Document No. 2721987. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039249050157334 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 655 Crimson Leaf Trail, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-12300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Autumn Ridge COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$283,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$278,497.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1473 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2380920 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2003 MORTGAGORS: Willard L. Pankonin and Christi J. Pankonin, husband and wife. MORTGAGEE: Interbank, FSB. DATE AND PLACE OF RECORDING: Recorded June 23, 2003, Dakota County Recorder, Document No. 2068679. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank, FA, Dated: May 19, 2003, Recorded: June 23, 2003, Document No. 2068680. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Interbank, FSB RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 25511 Ipava Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 13-01900-030-77 LEGAL DESCRIPTION OF PROPERTY: The South 330 feet of the North 396 feet of the Northeast 1/4 of the Southeast 1/4 of Section 19, Township 113, Range 20 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $560,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $603,068.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2998 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406738 11/4-12/9/10

�� at �� 3. No action is now pending law or

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Thomas Wentworth and Kelley Stish, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 14, 2005 Dakota County Recorder Document Number: 2330356 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000200636 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4302 Beaver Dam Rd, Eagan, MN 55122-2238 Tax Parcel ID Number: 10 72975 180 02 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Sun Cliff 1st Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,455.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017576F01 2392211 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 15, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352 on April 6, 1979, in the Office of the County Recorder of Dakota County, Minnesota, as amended and supplemented, covering the following property: Legal Description: Lot 68, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota Street Address: 1 4 7 5 7 E c h o W a y , Apple Valley, MN 55124 Tax Parcel No. 01-20505-068-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 15, 2010, from Mary F. Lind, title holder, to the Association, a Minnesota non-profit corporation, the amount of $10,428.40 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 15, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or

otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was r e c o r d e d o n O c t o b e r 1 4 , 2 0 0 9 , as Document No. 2690395 in the Dakota County Recorder's Office, which was amended by Amended Notice of Lien recorded on June 16, 2010 as Document No. 2735897. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 2nd day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 2, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9.THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path/Lind/09-7-197D) 2376191 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 1997 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,500.00 MORTGAGOR(S): Hurley Jerome Underdahl and Maureen V Underdahl, husband and wife MORTGAGEE: World Savings and Loan Association DATE AND PLACE OF RECORDING: Recorded: August 21, 1997 Dakota County Recorder Document Number: 1440489 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings and Loan Association Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8825 Hunters Way, Apple Valley, MN 55124-9479 Tax Parcel ID Number: 02-34000-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Hunters Wood Townhomes, CIC No. 219, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,874.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

��

�� IN�� AGRICULTURAL PRODUCTION, AND ARE ABANDONED. �� the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB successor by merger with World Savings and Loan Association Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017423F01 2375526 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 17, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Claret Springs Association (hereinafter the "Association") which was recorded as Document No. 1544225 on October 22, 1998, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N: Lot 37, Block 1, Wensmann Eleventh Addition, CIC No. 252, Dakota County, Minnesota STREET ADDRESS: 15166 Cimarron Avenue, Rosemount, MN 55068 T A X P A R C E L I D N U M B E R: 34-83610-370-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 17, 2010, from Kwame Oppong and Martha Oppong, title holders, to the Association, a Minnesota non-profit corporation, the amount of $5,875.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 17, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount. 6. T h e D e c l a r a t i o n , r e f e r e n c e d above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 30, 2010, as Document No. 2722064 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 6, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION,

9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CLARET SPRINGS ASSOCIATION Attorneys for Claret Springs Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Claret Springs/Oppong/09-7-471D) 2376038 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 2 , 2003 MORTGAGORS:Todd A. Kieser and Christine E. Kieser, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 1, 2003, Dakota County Recorder, Document No. 2118288. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: May 6, 2010, Recorded: May 7, 2010, Document No. 2728992. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599960510598 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Personal Credit Solutions, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2605 River Hills Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410413004 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, River Hills Fifth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,436.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8347 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385786 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE REAL PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT/ FORECLOSURE Court File No.: 19HA-CV-10-3438 First Commercial Bank, a Minnesota corporation Plaintiff, v. Amit Sela Holdings, Inc.; Sophie 70, LLC; Twin City Acquisitions, LLC; Amit Y Sela, Defendants. STATE OF MINNESOTA ) ) SS. COUNTY OF DAKOTA ) NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law and Order for Judgment and Judgment (”Judgment”) entered in the above-entitled action on October 1, 2010, a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due Plaintiff First Commercial Bank in the above action against Defendant Amit Y Sela, the Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on December 21, 2010, at 10:00 a.m., at the Dakota County Sheriff’s Office, 1580 Highway 55, Hastings, Minnesota, in said state and county, the premises and real estate described in said Judgment, to wit: A tract of land being a part of the West Half of the Southwest Quarter and the Southeast Quarter of the Southwest Quarter of Section 25, Township 114, Range 21, Dakota County, Minnesota; described as follows: Beginning at a point in the South line of said Southwest Quarter of Section 25, distant 1363.17 feet East of the Southwest corner thereof, (said line having an assumed bearing of East); thence North 15 degrees 47 minutes 13 seconds West along the East Right-of-Way line of Highway 65, 34.29 feet; thence North 28 degrees 26 minutes 44 seconds West, along said Right-of-Way, 181.93 feet; thence North 1 degree 11 minutes 30 seconds East, along said Right-of-Way line, 335.0 feet; thence South 88 degrees 48 minutes 30 seconds East 435.0 feet; thence South 1 degree 11 minutes 30 seconds West, 518.96 feet to the South line of said Southwest Quarter; thence West 335.10 feet to the point of beginning. (”Property”) Property Address: No address Parcel I.D. No: 22-02500-010-55 The Property shall be sold to pay the debt then secured by that certain mortgage executed by Sophie 70, LLC, as mortgagor, in favor of First Commercial Bank, as lender and mortgagee, dated August 16, 2007, securing the original principal amount of $1,500,000.00, and which mortgage was filed in the Office of the County Recorder, Dakota County, Minnesota, on August 20, 2007, as Document No. 2538506. The total amount due and owing on said mortgage as of the date of this notice is $1,656,162.22, plus interest, costs, and attorneys’ fees that have accrued since the entry of the Judgment, and will continue to accrue. Subject to redemption within six (6) months after confirmation of sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10-15-2010 Dave Bellows Sheriff of Dakota County By: Robert Shingledecker Deputy Sheriff Dated this 15 day of October, 2010. COLEMAN, HULL & VAN VLIET, PLLP Katherine M. Melander (#180464) Jeffrey A. Scott (#0339416) 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 (952) 841-0001 Attorneys for Plaintiff 2388930 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,000.00 MORTGAGOR(S): Rene A Brinkman and Randy J Brinkman, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 17, 2006 Dakota County Recorder Document Number: 2454335 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001375-1000025623-2 Lender or Broker: Lakeland Mortgage Corporation

gage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4851 192nd St W, Farmington, MN 55024-8751 Tax Parcel ID Number: 14-12501-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Autumn Glen 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $312,393.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017440F01 2378787 10/14-11/18/10

PUBLIC NOTICE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6091 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2375013 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,000.00 MORTGAGOR(S): Thomas M Bowlin and Julie A Bowlin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2004 Dakota County Recorder Document Number: 2261078 LOAN MODIFICATION: Dated: April 09, 2009 Recorded: August 06, 2009 Document Number: 2676420 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000030451 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1665 Oakbrooke Cir, Eagan, MN 55122-4213 Tax Parcel ID Number: 10-53763-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Oakbrooke 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $358,763.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 29, 2011, or the next business day if May 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017405F01 2377711 10/14-11/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,400.00 MORTGAGOR(S): Sobhan Ally and Hafeezoon Ally, husband and wife as joint tenants MORTGAGEE: Homeowners Friend Mortgage Company Inc SERVICER: Ocwen Loan Servicing, LLC LENDER: Homeowners Friend Mortgage Company Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on February 15, 2007, as Document No. 2496990 ASSIGNED TO: Deutsche Bank National Trust Company, Trustee Saxon Asset Securities Trust 2007-2 Mortgage Loan Asset Backed Certificates, Series 2007-2 Dated: August 20, 2010 , and recorded August 31, 2010 by Document No. 2749423 . LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 2,Cinnamon Ridge 3rd addition, Dakota County, Minnesota. PROPERTY ADDRESS: 4407 Slater Rd, Eagan, MN 55122 PROPERTY I.D: 10 17402 250 02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventy-One Thousand Eighty-Seven and 74/100 ($271,087.74) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 30, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010 Deutsche Bank National Trust Company, Trustee Saxon Asset Securities Trust 2007-2 Mortgage Loan Asset Backed Certificates, Series 2007-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00442-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3763900 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010 2378781 10/14-11/18/10

��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2003 MORTGAGOR: K e l l e y L . S t i s h , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered August 24, 2004, Dakota County Registrar of Titles, Document No. 545993, Certificate of Title No. 132939. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 7, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000090623 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1525 Rushmore Drive, Burnsville, MN 55306 TAX PARCEL I.D. #: 027125205005 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Five (5), Southwind Plat Three COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,315.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1263 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406334 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Matthew T Dewey and Angie C. Hallows, both single persons MORTGAGEE: First Bank DATE AND PLACE OF RECORDING: Recorded: November 16, 2004 Dakota County Recorder Document Number: 2267869 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Dated: January 06, 2006 Recorded: January 23, 2006 Dakota County Recorder Document Number: 2398909 And assigned to: LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund Dated: August 24, 2009 Recorded: October 26, 2009 Dakota County Recorder Document Number: 2692465 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700040769560 Lender or Broker: First Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13059 Ferris Ct, Apple Valley, MN 55124-8138 Tax Parcel ID Number: 01-31004-180-05 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 5, Greenleaf Fifth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $241,938.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Bank of America, N.A., as successor to LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007588F02 2383062 10/21-11/25/10

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROP ERTY: That part of the W 1/2 of SE 1/4, Sec. 16, T112, R19, Dakota County, Minnesota, Lying Southerly of State Aid Highway No. 47. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $273,306.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1267 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390200 10/21-11/25/10

PUBLIC NOTICE

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9246 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2383210 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 8, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Garrett Square Association (hereinafter the "Association") which was recorded as Document No. 261860 on August 12, 1992, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 214 and Garage Unit No. 47 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota STREET ADDRESS: 14620 Garrett Avenue, #214, Apple Valley, MN 55124 T A X P A R C E L I D N U M B E R: 01-81401-128-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 8, 2010, from Dawn M. Williams, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,363.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after October 8, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 24, 2010, as Document No. T663844 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 9th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 9, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORT-

��

�� FOR REDEMPTION BY�� THE MORT GAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR NOTICE OF MORTGAGE ASSIGNS, MAY BE REDUCED TO FORECLOSURE SALE FIVE WEEKS IF A JUDICIAL NOTICE IS HEREBY GIVEN that ORDER IS ENTERED UNDER MINN E S O T A S T A T U T E S , S E C T I O N default has occurred in the conditions 582.032, DETERMINING, AMONG of the following described mortgage: DATE OF MORTGAGE: October 13, OTHER THINGS, THAT THE M O R T G A G E D P R E M I S E S A R E 2004 ORIGINAL PRINCIPAL AMOUNT OF IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE MORTGAGE: $264,000.00 MORTGAGOR(S): James P. Harvey UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, and Sherri L Harvey, husband and wife MORTGAGEE: Mortgage Electronic AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM Registration Systems, Inc. DATE AND PLACE OF RECORDING: A DEBT COLLECTOR ATTEMPTING TO Recorded: January 18, 2005 Dakota COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR County Recorder Document Number: 2286109 THAT PURPOSE. Transaction Agent: Mortgage ElecGARRETT SQUARE ASSOCIATION tronic Registration Systems, Inc. Attorneys for Garrett Square Transaction Agent Mortgage IdentifiAssociation cation Number: 100318801000087557 THOMSEN & NYBECK, P.A. Lender or Broker: Optimum MortBy: gage Services, Inc. Gretchen S. Schellhas (#195595) Residential Mortgage Servicer: GMAC 3600 American Blvd. West, Suite 400 Mortgage, LLC Bloomington, Minnesota 55431 Mortgage Originator: Not Applicable (952) 835-7000 COUNTY IN WHICH PROPERTY IS (Garrett Square/Williams/10-7-342D) 2387138 10/21-11/25/10 LOCATED: Dakota Property Address: 9405 204th St W, Lakeville, MN 55044-5838 Tax Parcel ID Number: NOTICE OF MORTGAGE 22-18200-060-02 FORECLOSURE SALE LEGAL DESCRIPTION OF PROPN O T I C E I S H E R E B Y G I V E N t h a t ERTY: Lot 6, Block 2, Country Creek default has occurred in the conditions Estates, Dakota County, Minnesota. of the following described mortgage: AMOUNT DUE AND CLAIMED TO BE DATE OF MORTGAGE: March 21, D U E A S O F D A T E O F N O T I C E : 2006 $266,513.97 ORIGINAL PRINCIPAL AMOUNT OF THAT all pre-foreclosure requireMORTGAGE: $96,000.00 ments have been complied with; that MORTGAGOR(S): Michael F Page, an no action or proceeding has been instiunmarried man tuted at law or otherwise to recover the MORTGAGEE: Mortgage Electronic debt secured by said mortgage, or any Registration Systems, Inc. part thereof; DATE AND PLACE OF RECORDING: PURSUANT to the power of sale conRecorded: April 06, 2006 Dakota t a i n e d i n s a i d m o r t g a g e , t h e County Recorder above-described property will be sold Document Number: 2418480 by the Sheriff of said county as folASSIGNMENTS OF MORTGAGE: lows: And assigned to: BAC Home Loans DATE AND TIME OF SALE: DecemServicing, LP ber 10, 2010 at 10:00 AM Dated: October 28, 2010 PLACE OF SALE: Dakota County Transaction Agent: Mortgage Elec- Law Enforcement Center, 1580 Hightronic Registration Systems, Inc. way 55, Lobby S-100, Hastings, MinneTransaction Agent Mortgage Identifi- sota cation Number: 100015700065596740 to pay the debt secured by said mortLender or Broker: America's Whole- gage and taxes, if any, on said presale Lender mises and the costs and disburseResidential Mortgage Servicer: BAC ments, including attorney fees allowed Home Loans Servicing, L.P. by law, subject to redemption within Mortgage Originator: Not Applicable six (6) months from the date of said COUNTY IN WHICH PROPERTY IS sale by the mortgagor(s), their perLOCATED: Dakota sonal representatives or assigns. Property Address: 12824 Nicollet Ave If the Mortgage is not reinstated Apt 201, Burnsville, MN 55337-2821 under Minn. Stat. §580.30 or the propT a x P a r c e l I D N u m b e r : erty is not redeemed under Minn. Stat. 02-01300-351-16 §580.23, the Mortgagor must vacate L E G A L D E S C R I P T I O N O F P R O P - the property on or before 11:59 p.m. on ERTY: Apartment No. 201, 12824 Nicol- June 10, 2011, or the next business let Avenue, Apartment Ownership No. day if June 10, 2011 falls on a Satur15, Ridgeview Condominium, Dakota day, Sunday or legal holiday. County, Minnesota. Mortgagor(s) released from financial AMOUNT DUE AND CLAIMED TO BE obligation: NONE DUE AS OF DATE OF NOTICE: THIS COMMUNICATION IS FROM $120,130.78 A DEBT COLLECTOR ATTEMPTTHAT all pre-foreclosure require- ING TO COLLECT A DEBT. ANY ments have been complied with; that INFORMATION OBTAINED WILL BE no action or proceeding has been insti- USED FOR THAT PURPOSE. tuted at law or otherwise to recover the THE RIGHT TO VERIFICATION OF debt secured by said mortgage, or any THE DEBT AND IDENTITY OF THE part thereof; ORIGINAL CREDITOR WITHIN THE PURSUANT to the power of sale con- T I M E P R O V I D E D B Y L A W I S N O T t a i n e d i n s a i d m o r t g a g e , t h e AFFECTED BY THIS ACTION. above-described property will be sold THE TIME ALLOWED BY LAW FOR by the Sheriff of said county as fol- REDEMPTION BY THE MORTGAGOR, lows: THE MORTGAGOR'S PERSONAL REPDATE AND TIME OF SALE: Decem- RESENTATIVES OR ASSIGNS, MAY BE ber 17, 2010 at 10:00 AM REDUCED TO FIVE WEEKS IF A JUDIPLACE OF SALE: Dakota County CIAL ORDER IS ENTERED UNDER Law Enforcement Center, 1580 High- MINNESOTA STATUTES, SECTION way 55, Lobby S-100, Hastings, Minne- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sota OTHER THINGS, THAT THE MORTto pay the debt secured by said mort- GAGED PREMISES ARE IMPROVED gage and taxes, if any, on said pre- WITH A RESIDENTIAL DWELLING OF mises and the costs and disburse- LESS THAN FIVE UNITS, ARE NOT ments, including attorney fees allowed PROPERTY USED IN AGRICULTURAL by law, subject to redemption within PRODUCTION, AND ARE ABANDONED. six (6) months from the date of said DATED: October 28, 2010 sale by the mortgagor(s), their perMORTGAGEE: Mortgage Electronic sonal representatives or assigns. Registration Systems, Inc. If the Mortgage is not reinstated Wilford & Geske, P.A. under Minn. Stat. §580.30 or the prop- Attorneys for Mortgagee erty is not redeemed under Minn. Stat. Lawrence A. Wilford §580.23, the Mortgagor must vacate James A. Geske the property on or before 11:59 p.m. on 8425 Seasons Parkway, Suite 105 June 17, 2011, or the next business Woodbury, MN 55125-4393 day if June 17, 2011 falls on a Satur- (651) 209-3300 day, Sunday or legal holiday. File Number: 017621F01 Mortgagor(s) released from financial 2391416 10/28-12/2/10 obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTNOTICE OF MORTGAGE ING TO COLLECT A DEBT. ANY FORECLOSURE SALE INFORMATION OBTAINED WILL BE THE RIGHT TO VERIFICATION USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF OF THE DEBT AND IDENTITY OF THE DEBT AND IDENTITY OF THE THE ORIGINAL CREDITOR WITHIN ORIGINAL CREDITOR WITHIN THE THE TIME PROVIDED BY LAW IS T I M E P R O V I D E D B Y L A W I S N O T NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR default has occurred in conditions of REDEMPTION BY THE MORTGAGOR, the following described mortgage: DATE OF MORTGAGE: February 15, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE 2007 MORTGAGORS: William M. Griglak REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER and Amy N. Benson, both single. MORTGAGEE:Mortgage Electronic MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Registration Systems, Inc. DATE AND PLACE OF RECORDING: OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED Recorded February 26, 2007, Dakota WITH A RESIDENTIAL DWELLING OF C o u n t y R e c o r d e r , D o c u m e n t N o . LESS THAN FIVE UNITS, ARE NOT 2499295. ASSIGNMENTS OF MORTGAGE: PROPERTY USED IN AGRICULTURAL Assigned to: Chase Home Finance, PRODUCTION, AND ARE ABANDONED. LLC, Dated: October 8, 2010. DATED: November 04, 2010 TRANSACTION AGENT: Mortgage ASSIGNEE OF MORTGAGEE: Electronic Registration Systems, Inc. BAC Home Loans Servicing, LP TRANSACTION AGENT'S MORTWilford & Geske, P.A. GAGE IDENTIFICATION NUMBER ON Attorneys for Assignee of Mortgagee MORTGAGE: 100015904000617427 Lawrence A. Wilford LENDER OR BROKER AND MORTJames A. Geske GAGE ORIGINATOR STATED ON 8425 Seasons Parkway, Suite 105 MORTGAGE: CTX Mortgage Company, Woodbury, MN 55125-4393 LLC (651) 209-3300 File Number: 017837F01 2403260 11/4-12/9/10 ��

PUBLIC NOTICE

�� GAGEE: �� $64,281.56 That prior to the commencement of �� LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13594 Athena Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830218004 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 4, Meadows of Bloomfield 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $327,784.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $331,357.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9295 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390392 10/21-11/25/10

PUBLIC NOTICE

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2010. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1843 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390444 10/21-11/25/10

PUBLIC NOTICE

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4722 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390040 10/21-11/25/10

PUBLIC NOTICE

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4716 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390147 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 MORTGAGORS: C h r i s t o p h e r A . Linke and Camilla D. Linke, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2006, Dakota County Recorder, Document No. 2428458. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177050500015185 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20978 Huntsville Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 224747519002 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Marion Fields COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $280,460.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4747 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390301 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 28, 2004 MORTGAGORS:Terrance S. Johnson, a married person, and Jennifer Johnson, a married person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 30, 2004, Dakota County Registrar of Titles, Document No. 546544, Certificate of Title No. 123105. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 19, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550022257942 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Source Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 847 1st Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 366950006001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, South Bluff, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$275,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$275,280.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9368 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398029 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2005 MORTGAGORS: H e i d i L y n n Schuenke and Jeffrey Todd Schuenke, wife and husband. MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CITIMORTGAGE, INC.. DATE AND PLACE OF RECORDING: Recorded April 4, 2005, Dakota County Recorder, Document No. 2309989. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CITIMORTGAGE, INC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14448 Flax Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011659016003 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 3, Cedar Isle Village Homes, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,342.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4734 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390116 10/21-11/25/10

PUBLIC NOTICE

��

1753659. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., Dated: February 2, 2001, Recorded: February 26, 2001, Document No. 1753660. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 3, 2002, Recorded: May 20, 2002, Document No. 1897584. And thereafter assigned to: JPMorgan Chase Bank, National Association, Dated: September 3, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial, Inc. DBA Minnesota Guaranty Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 13508 Aldrich Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 024270107201 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 7, Block 1, Knob Hill II, lying North of a line drawn from a point on the East line of said lot distant 52.62 feet North, as measured along said East line, of the Southeast corner of said lot to a point on the West line of said lot distant 52.16 feet North, as measured along said West line, of the Southwest corner of said lot. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,716.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3094 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390331 10/21-11/25/10

PUBLIC NOTICE

MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14750 Excelsior Lane T A X P A R C E L I . D . # : 01-48845-011-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #11 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $4,880.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $9,492.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385583 10/21/-11/25/10P

PUBLIC NOTICE

PLACE OF SALE: S h e r i f f s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390073 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE:September 23, 2010 MORTGAGOR: Rebecca Cotten and David Cotten MORTGAGEE: Belle Mistwood Courthomes Association DATE AND PLACE OF RECORDING: Recorded September 29, 2010, Dakota County Recorder, Document No. 2755551 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14588 Evergreen Trail TAX PARCEL I.D. #: 01-48845-134-20 LEGAL DESCRIPTION OF PROPERTY:M I S T W O O D C O U R T H O M E S CIC#124 UNIT #134 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $4,779.16 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $7,464.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385542 10/21-11/25/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 19, 2003 MORTGAGOR:Jennifer Ellis, a single person. MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded January 26, 2004, Dakota County Recorder, Document No. 2168023. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15585 Flight Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340211550 LEGAL DESCRIPTION OF PROPERTY: Unit 115, Common Interest Community No. 282, Regatta Village Homes COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$131,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$119,171.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is June 17, 2011 11:59 p.m. on . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4761 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398025 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,655.00 MORTGAGOR(S): Peter J. Butler, a

��

�� , �� MORTGAGOR(S): Peter J. Butler,�� a Dated: June 17, 2010 and recorded July 26, 2010 by Document No. single person MORTGAGEE: Mortgage Electronic T665184 . Registration Systems, Inc. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: ERTY: Unit No. 24185, CIC No. 424, Recorded: January 02, 2008 Dakota Crossroads Condominium, Dakota County, Minnesota. County Recorder PROPERTY ADDRESS: 17406 GetDocument Number: 2564069 ASSIGNMENTS OF MORTGAGE: tysburg Way, Lakeville, MN 55044 And assigned to: U.S. Bank National PROPERTY I.D: 22-18604-185-24 Association COUNTY IN WHICH PROPERTY IS Dated: October 05, 2010 LOCATED: Dakota Transaction Agent: Mortgage ElecTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- THE NOTICE: One Hundred Sixty-Four cation Number: 100139104915517579 Thousand Five Hundred Forty-Five and Lender or Broker: Residential Mort- 55/100 ($164,545.55) THAT no action or proceeding has gage Group, a division of InterBank, fsb been instituted at law to recover the Residential Mortgage Servicer: U.S. debt secured by said mortgage, or any Bank Home Mortgage part thereof; that there has been comMortgage Originator: Not Applicable pliance with all pre-foreclosure notice COUNTY IN WHICH PROPERTY IS and acceleration requirements of said LOCATED: Dakota mortgage, and/or applicable statutes; Property Address: 14224 Park Ave, PURSUANT, to the power of sale conBurnsville, MN 55337-4634 tained in said mortgage, the above T a x P a r c e l I D N u m b e r : described property will be sold by the Sheriff of said county as follows: 02-84804-380-01 DATE AND TIME OF SALE: 10:00 AM LEGAL DESCRIPTION OF PROPERTY: Lot 38, Block 1, Wood Park Plat on December 7, 2010 Five, Dakota County, Minnesota PLACE OF SALE: Sheriff`s M a i n AMOUNT DUE AND CLAIMED TO BE Office, Law Enforcement Center, 1580 D U E A S O F D A T E O F N O T I C E : Highway 55, Hastings MN 55033-2343 $181,477.43 to pay the debt then secured by said THAT all pre-foreclosure requiremortgage and taxes, if any actually ments have been complied with; that paid by the mortgagee, on the preno action or proceeding has been insti- mises and the costs and disbursetuted at law or otherwise to recover the m e n t s a l l o w e d b y l a w . T h e t i m e debt secured by said mortgage, or any allowed by law for redemption by said part thereof; mortgagor(s), their personal represenPURSUANT to the power of sale con- tatives or assigns is 6 months from the t a i n e d i n s a i d m o r t g a g e , t h e date of sale. above-described property will be sold "THE TIME ALLOWED BY LAW FOR by the Sheriff of said county as fol- REDEMPTION BY THE MORTGAGOR, lows: THE MORTGAGOR`S PERSONAL REPDATE AND TIME OF SALE: Decem- RESENTATIVES OR ASSIGNS, MAY BE ber 03, 2010 at 10:00 AM REDUCED TO FIVE WEEKS IF A JUDIPLACE OF SALE: Dakota County CIAL ORDER IS ENTERED UNDER Law Enforcement Center, 1580 High- MINNESOTA STATUTES, SECTION way 55, Lobby S-100, Hastings, Minne- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sota OTHER THINGS, THAT THE MORTto pay the debt secured by said mort- GAGED PREMISES ARE IMPROVED gage and taxes, if any, on said pre- WITH A RESIDENTIAL DWELLING OF mises and the costs and disburse- LESS THAN FIVE UNITS, ARE NOT ments, including attorney fees allowed PROPERTY USED IN AGRICULTURAL by law, subject to redemption within P R O D U C T I O N , A N D A R E six (6) months from the date of said ABANDONED." Dated: October 21, 2010 sale by the mortgagor(s), their perHSBC Bank USA, N.A., as Trustee sonal representatives or assigns. on behalf of ACE Securities Corp. If the Mortgage is not reinstated Home Equity Loan Trust and for under Minn. Stat. §580.30 or the propthe registered holders of ACE erty is not redeemed under Minn. Stat. Securities Corp. Home Equity §580.23, the Mortgagor must vacate Loan Trust, Series 2006-ASAP2, the property on or before 11:59 p.m. on Asset Backed Pass-Through June 03, 2011, or the next business Certificates day if June 03, 2011 falls on a SaturRandall S. Miller & Associates, PLLC day, Sunday or legal holiday. Mortgagor(s) released from financial A t t o r n e y s f o r A s s i g n e e o f Mortgage/Mortgagee obligation: NONE THIS COMMUNICATION IS FROM One Financial Plaza, A DEBT COLLECTOR ATTEMPT- 120 South Sixth Street, Suite 1100 ING TO COLLECT A DEBT. ANY Minneapolis, MN 55402 INFORMATION OBTAINED WILL BE Phone: 612-573-3677 Our File No. 10MN00337-1 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THIS IS A COMMUNICATION FROM THE DEBT AND IDENTITY OF THE A DEBT COLLECTOR. ORIGINAL CREDITOR WITHIN THE A S A P # 3 7 7 2 7 4 0 1 0 / 2 1 / 2 0 1 0 , T I M E P R O V I D E D B Y L A W I S N O T 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010, 11/25/2010 AFFECTED BY THIS ACTION. 10/21-11/25/10 THE TIME ALLOWED BY LAW FOR 2387524 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF ASSOCIATION LIEN REDUCED TO FIVE WEEKS IF A JUDIFORECLOSURE SALE CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION THE RIGHT TO VERIFICATION OF 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE DEBT AND IDENTITY OF THE OTHER THINGS, THAT THE MORT- ORIGINAL CREDITOR WITHIN THE GAGED PREMISES ARE IMPROVED TIME PROVIDED BY LAW IS NOT WITH A RESIDENTIAL DWELLING OF AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL default has occurred in condition of the following described mortgage: PRODUCTION, AND ARE ABANDONED. DATE OF MORTGAGE:J a n u a r y 1 2 , DATED: October 21, 2010 2010 ASSIGNEE OF MORTGAGEE: MORTGAGOR: Emily Overland U.S. Bank National Association MORTGAGEE: M i s t w o o d C o u r t h Wilford & Geske, P.A. omes Association Attorneys for Assignee of Mortgagee DATE AND PLACE OF RECORDING: Lawrence A. Wilford Recorded February 3, 2010, Dakota James A. Geske C o unty Recorder, Document No. 8425 Seasons Parkway, Suite 105 2712240 Woodbury, MN 55125-4393 ASSIGNMENTS OF MORTGAGE: (651) 209-3300 NONE File Number: 017449F01 TRANSACTION AGENT: NONE 2383092 10/21-11/25/10 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTNOTICE OF MORTGAGE GAGE ORIGINATOR STATED ON FORECLOSURE SALE MORTGAGE: NONE THE RIGHT TO VERIFICATION OF THE RESIDENTIAL MORTGAGE SERDEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME VICER: NONE MORTGAGED PROPERTY ADDRESS: PROVIDED BY LAW IS NOT AFFECTED 14725 Excelsior Lane BY THIS ACTION. NOTICE IS HEREBY T A X P A R C E L I . D . # : GIVEN: 01-48845-128-20 That default has occurred in the LEGAL DESCRIPTION OF PROPconditions of the following described ERTY:M I S T W O O D C O U R T H O M E S mortgage: DATE OF MORTGAGE: December 29, CIC#124 UNIT #128 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COM2005 ORIGINAL PRINCIPAL AMOUNT OF MON AREAKNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS MORTGAGE: $158,685.00 MORTGAGOR(S): Kelly Jean Snyder, LOCATE:Dakota ORIGINAL PRINCIPAL AMOUNT OF an unmarried woman and Chad Robert MORTGAGE: $3,510.00 Benzinger, an unmarried man AMOUNT DUE AND CLAIMED TO BE MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee DUE AS OF DATE OF NOTICE, INCLUDfor DHI Mortgage Company Limited ING TAXES, IF ANY, PAID BY MORTGAGEE: $8,085.02 Partnership That prior to the commencement of TRANSACTION AGENT: Mortgage this mortgage foreclosure proceeding Electronic Registration Systems, Inc Mortgagee/Assignee of Mortgagee comMIN#: 100020410000980727 S E R V I C E R : O c w e n L o a n plied with all notice requirements as required by statute; That no action or Servicing,LLC LENDER: DHI Mortgage Company proceeding has been instituted at law or otherwise to recover the debt Limited Partnership. D A T E A N D P L A C E O F F I L I N G : secured by said mortgage, or any part Dakota County Minnesota,Registrar of thereof; PURSUANT to the power of sale conTitle , on January 9, 2006, as Docutained in said mortgage, the above ment No. 582550 ASSIGNED TO: HSBC Bank USA, described property will be sold by the N.A., as Trustee on behalf of ACE Sheriff of said county as follows: DATE AND TIME OF SALE: DecemSecurities Corp. Home Equity Loan Trust and for the registered holders of ber 9, 2010 at 10:00 am PLACE OF SALE: Sheriff of Dakota ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset County, Civil Unit, 1580 Highway 55, Backed Pass-Through Certificates Dated: June 17, 2010 , and recorded ��

PUBLIC NOTICE

�� OTHER �� THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED �� County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2010 MISTWOOD COURTHOMES ASSOCIATION, as trustee Mortgagee ASSOCIATION DUES ASSURANCE CORPORATION By: Christine A. Rickel Agents for Mortgagee P.O. Box 806044 St. Clair Shores, MI 48080-6044 (866) 608-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2385577 10/21-11/25/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2004 MORTGAGORS: Charles L. Becker and Mary Jo Cooksey, both single persons. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 3, 2 0 0 4 , D a k o t a County Recorder, Document No. 2233256. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 2, 2007, Recorded: April 5, 2007, Document No. 2507737. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061900000140678 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1545 Circle Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-82204-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Vista View 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,441.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3853 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390263 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 MORTGAGOR(S): Kelvin D. Pulphus, a single person AND Shannon Stone, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 28, 2006 Dakota County Registrar of Titles Document Number: 594891 ASSIGNMENTS OF MORTGAGE: And assigned to: Ocwen Loan Servicing, LLC Dated: April 23, 2009 Registered: June 01, 2009 Dakota County Registrar of Titles Document Number: T644580 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915471959 Lender or Broker: Residential Mortgage Group, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 128116 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1952 Carnelian Ln, Eagan, MN 55122-2947 Tax Parcel ID Number: 101670414013 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 13, Cedar Grove No. 5, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,684.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: Ocwen Loan Servicing, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003684F02 2394264 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,181.00 MORTGAGOR(S): Dennis J. Stacy and Dawn M. Stacy, husband and wife MORTGAGEE: Marketplace Home Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: July 30, 2003 Dakota County Recorder Document Number: 2086412 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: May 19, 2003 Recorded: July 30, 2003 Dakota County Recorder Document Number: 2086413 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 569 Kendall Dr, Hastings, MN 55033-4026 Tax Parcel ID Number: 19-16404-210-02 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Cari Park 5th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $141,495.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 ASSIGNEE OF MORTGAGEE: TCF National Bank successor by merger to TCF Mortgage Corporation Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009287F02 2403849 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,200.00 MORTGAGOR(S): Marc T Brown and Shelly M Brown, husband and wife MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262601 LOAN MODIFICATION: Dated: October 13, 2009 Recorded: April 13, 2010 Document Number: 2724543 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: September 30, 2004 Recorded: October 29, 2004 Dakota County Recorder

County Recorder Document Number: 2262602 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CONTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17468 Inland Cir, Lakeville, MN 55044-5620 Tax Parcel ID Number: 22-33300-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Homestead Creek, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,304.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016949F01 2387504 10/21/-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 03, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,208.00 MORTGAGOR(S): Thomas Murray and Annmarie Murray, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 09, 2008 Dakota County Registrar of Titles Document Number: T627729 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 01, 2009 Registered: December 07, 2009 Dakota County Registrar of Titles Document Number: T654851 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100281210761431256 Lender or Broker: Platinum Lending Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130247 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5801 143rd St W, Apple Valley, MN 55124-8093 Tax Parcel ID Number: 01-66700-190-05 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), Block Five (5) in Scottsbriar 1st, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $244,598.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010685F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010685F03 2405913 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 MORTGAGOR(S): Angie Aldrich, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 01, 2006 Dakota County Recorder Document Number: 2434034 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Dated: October 27, 2009 Recorded: November 24, 2009 Dakota County Recorder Document Number: 2698512 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001752-0000300669-2 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 614 7th St W, Hastings, MN 55033-1718 Tax Parcel ID Number: 19-10500-160-41 LEGAL DESCRIPTION OF PROPERTY: Real Property in Dakota County, Minnesota, described as follows: Lot 16, Block 41, Addition No. Thirteen to

16, Block 41, Addition No. Thirteen to the City of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,613.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 25, 2010 at 10:00 AM has been postponed to July 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 15, 2010 at 10:00 AM has been postponed to July 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01,

��

has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 2403395 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,500.00 MORTGAGOR(S): Lori M. Johnson, single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 07, 2004 Dakota County Recorder Document Number: 2192293 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1643 City View Dr # 11, Eagan, MN 55121-1701 Tax Parcel ID Number: 10-41300-011-07 LEGAL DESCRIPTION OF PROPERTY: Unit 11, Common Interest Community Number 347, a Planned Community, Valley Ridge Townhomes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,280.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2010 at 10:00 AM has been postponed to June 17, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2010 at 10:00 AM has been postponed to July 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 17, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 02, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 29, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 29, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 20, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 10, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 2403990 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 20, 2006 MORTGAGORS: Scott J. Wetch and Yvette Wetch, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered November 3, 2006, Dakota County Registrar of Titles, Document No. 600677, Certificate of Title No. 126860. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 4, 2010, Recorded: February 22, 2010, Document No. T658259. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100372406093315098 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wilmington Finance, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 189 Linden Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11700-210-03 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 3 in Apple Valley. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $238,974.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3289 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406652 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Michelle L Benson a single person and Curtis D Hendrickson a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2006 Dakota County Recorder Document Number: 2422763 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF

YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 Dated: August 02, 2010 Recorded: August 03, 2010 Dakota County Recorder Document Number: 2744107 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065531044 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1662 City View Dr, Eagan, MN 55121-1702 Tax Parcel ID Number: 10-41300-045-07 LEGAL DESCRIPTION OF PROPERTY: Unit No 45, CIC No 347, a p l a n n e d c o m m u n i t y , Valley R i d g e Townhomes, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,745.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014749F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 17, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law

��

�� at 10:00 AM in�� the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in NOTICE OF MORTGAGE said County and State. FORECLOSURE SALE DATED: November 02, 2010 THE RIGHT TO VERIFICATION ASSIGNEE OF MORTGAGEE: THE OF THE DEBT AND IDENTITY OF BANK OF NEW YORK MELLON THE ORIGINAL CREDITOR WITHIN FKA THE BANK OF NEW YORK, THE TIME PROVIDED BY LAW IS AS TRUSTEE FOR THE NOT AFFECTED BY THIS ACTION. CERTIFICATEHOLDERS CWABS, NOTICE IS HEREBY GIVEN, that INC., ASSET-BACKED default has occurred in conditions of CERTIFICATES, SERIES 2006-6 the following described mortgage: Wilford & Geske, P.A. DATE OF MORTGAGE: December 16, Attorneys for Assignee Of Mortgagee: 2005 Lawrence A. Wilford MORTGAGOR: Richard Hoffman, a James A. Geske single person. 8425 Seasons Parkway, Suite 105 MORTGAGEE: Mortgage Electronic Woodbury, MN 55125-4393 Registration Systems, Inc.. (651) 209-3300 DATE AND PLACE OF RECORDING: File Number: 014749F02 2400379 11/4/10 Recorded December 28, 2005, Dakota County Recorder, Document No. 2392236. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 14, 2010. NOTICE OF MORTGAGE TRANSACTION AGENT: Mortgage FORECLOSURE SALE THE RIGHT TO VERIFICATION Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN GAGE IDENTIFICATION NUMBER ON THE TIME PROVIDED BY LAW IS MORTGAGE: 100026900020851845 LENDER OR BROKER AND MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Bell America Mortgage default has occurred in conditions of LLC DBA Bell Mortgage the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: J a n u a r y 1 8 , VICER: U.S. Bank Home Mortgage 2006 PROPERTY ADDRESS: MORTGAGED MORTGAGORS: M a t t h e w A . K l i n e 18883 Euclid Path, Farmington, MN and Sarah R. Kline, husband and wife. MORTGAGEE: Residential Mortgage 55024 TAX PARCEL I.D. #: 145050102001 Group, Inc. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: Recorded February 13, 2006, Dakota ERTY: Lot 2, Block 1, Nelsen Hills Farm County Recorder, Document No. 2nd Addition, Dakota County, Min2405543. nesota. ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Dated: January 18, 2006, Recorded: February 13, 2006, Document No. MORTGAGE: $288,000.00 DUE AND CLAIMED TO BE AMOUNT 2405544. DUE AS OF DATE OF NOTICE, INCLUDTRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE: $278,140.37 That prior to the commencement of MORTGAGE: NONE LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee comMORTGAGE: Residential Mortgage plied with all notice requirements as required by statute; That no action or Group, Inc R E S I D E N T I A L M O R T G A G E S E R - proceeding has been instituted at law o r otherwise to recover the debt VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: secured by said mortgage, or any part thereof; 19020 Ireton Way, Lakeville, MN 55044 PURSUANT to the power of sale conTAX PARCEL I.D. #: 227582604007 LEGAL DESCRIPTION OF PROP- tained in said mortgage, the above described property will be sold by the ERTY: Lot 4, Block 7, The Greenway 2nd Sheriff of said county as follows: DATE AND TIME OF SALE: DecemAddition COUNTY IN WHICH PROPERTY IS ber 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN MORTGAGE: $417,000.00 AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disbursements, including attorneys' fees GAGEE: $400,922.65 That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07. TIME AND DATE TO VACATE PROPor otherwise to recover the debt secured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellthereof; PURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the mortgage is not reinstated under secSheriff of said county as follows: DATE AND TIME OF SALE: January tion 580.30 or the property is not redeemed under section 580.23 is 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , 11:59 p.m. on June 22, 2011. MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 Hwy FINANCIAL OBLIGATION ON MORT55, Lobby #S-100, Hastings, MN GAGE: None to pay the debt then secured by said "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said premises, and the costs and disburse- REDEMPTION BY THE MORTGAGOR, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE MORTGAGOR'S PERSONAL REPallowed by law subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTMN Stat. §580.07. TIME AND DATE TO VACATE PROP- GAGED PREMISES ARE IMPROVED E R T Y : I f t h e r e a l e s t a t e i s a n WITH A RESIDENTIAL DWELLING OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- P R O D U C T I O N , A N D A R E gagor(s) must vacate the property if the ABANDONED." Dated: October 22, 2010. mortgage is not reinstated under secU.S. Bank, N. A. tion 580.30 or the property is not Mortgagee/Assignee of Mortgagee redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. 11:59 p.m. on July 5, 2011. MORTGAGOR(S) RELEASED FROM By: Paul A. Weingarden FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 19-1375 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 11/4-12/9/10 MINNESOTA STATUTES, SECTION 2406301 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT NOTICE IS HEREBY GIVEN that PROPERTY USED IN AGRICULTURAL default has occurred in the conditions P R O D U C T I O N , A N D A R E of the following described mortgage: ABANDONED." DATE OF MORTGAGE: February 20, Dated: October 23, 2010. 2007 CitiMortgage, Inc. ORIGINAL PRINCIPAL AMOUNT OF Mortgagee/Assignee of Mortgagee MORTGAGE: $193,000.00 USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGOR(S): Gery B Kirk, a By: Paul A. Weingarden single person Attorneys for Mortgagee/Assignee of MORTGAGEE: Bank of America, N.A. Mortgagee DATE AND PLACE OF REGISTER4500 Park Glen Road #300 ING: Minneapolis, MN 55416 Registered: April 09, 2007 Dakota (952) 925-6888 County Registrar of Titles 10-4805 Document Number: 608670 THIS IS A COMMUNICATION FROM Transaction Agent: Not Applicable A DEBT COLLECTOR. Transaction Agent Mortgage Identifi2406472 11/4-12/9/10 cation Number: Not Applicable

PUBLIC NOTICE

��

�� DATED: �� September 28, 2010 MORTGAGEE: Bank of America, N.A. �� cation Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142287 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3813 Lodestone Ln, Eagan, MN 55122-1657 Tax Parcel ID Number: 10-16711-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3 in Cedar Grove No. 11, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,949.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012331F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 28, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 28, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2010 at 10:00 AM has been postponed to August 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 22, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 23, 2010 at 10:00 AM has been postponed to September 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 23, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 28, 2010 at 10:00 AM has been postponed to October 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 28, 2010

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 28, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 28, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012331F01 2402578 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $584,000.00 MORTGAGOR(S): Darleen W. Smith and Columbus T. Smith, Jr., wife and husband, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 24, 2004 Dakota County Registrar of Titles Document Number: 553004 ASSIGNMENTS OF MORTGAGE: And assigned to: GreenPoint Mortgage Funding, Inc. Dated: March 14, 2006 Registered: March 30, 2006 Dakota County Registrar of Titles Document Number: 587279 And Corrective Assignment Registered: Dakota County Registrar of Titles Document Number: And assigned to: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Dated: March 22, 2010 Registered: May 19, 2010 Dakota County Registrar of Titles Document Number: T662155 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10013800851527677 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126809 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9348 Bluebill Bay Rd, Lakeville, MN 55044-5662 Tax Parcel ID Number: 22-83665-012-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 1, Block 1, Weishaar Addition, according to the recorded plat thereof, Dakota County, Minnesota, which lies Easterly of the following described line: Commencing at the Northeast corner of said Lot 1; thence North 88 degrees 35 minutes 18 seconds West, assumed bearing, along the North line of said Lot 1 a distance of 100 feet to the point of beginning of the line to be described; thence South 00 degrees 37 minutes 18 seconds East 100 feet; thence South 24 degrees 06 minutes East 162.1 feet to the South line of said Lot 1 and said line there terminating, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $658,003.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006466F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 02, 2010 at 10:00 AM has been postponed to July 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 16, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 02, 2010 at 10:00 AM has been postponed to September 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 23, 2010 at 10:00 AM has been postponed to October 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 14, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as

JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006466F02 2402511 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 8 , 2003 MORTGAGORS: Brynn D. Rogers and Sherry Good, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 15, 2003, Dakota County Recorder, Document No. 2124851. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: November 23, 2009, Recorded: December 2, 2009, Document No. 2699550. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100139104915393377 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11114 Zebulon Pike Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-64102-050-06 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 6, River Hills Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,484.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 8, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2627 0613522804 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 10, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2627 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 29, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 27, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2627 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 7, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 21, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2627 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2394589 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,500.00 MORTGAGOR(S): Tona Roberta Vietti, a single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: August 17, 2005 Dakota County Registrar of Titles Document Number: 572337 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126925 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12318 Oak Leaf Ct, Burnsville, MN 55337-2961 Tax Parcel ID Number: 02-53701-390-01 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty Nine (39), Block One (1), in Oak Leaf Plat Two, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,234.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2010 at 10:00 AM has been postponed to July 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2010 at 10:00 AM has been postponed to July 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 06, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 27, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 27, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 09, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010

��

DATED: November 02, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 2400478 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 2, 2003 MORTGAGORS:Troy A. Weathers and Cynthia A. Maki-Weathers, husband and wife. MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded November 17, 2003, Dakota County Recorder, Document No. 2141327. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1820 Tierney Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 197332004005 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Sunset West COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$229,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$228,511.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17 , 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 20, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3226 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398112 10/28-12/2/10

PUBLIC NOTICE

the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGOR: Rita Marie Ireland, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 5, 2006, Dakota County Recorder, Document No. 2426369. ASSIGNMENTS OF MORTGAGE: Assigned to: BAC HOME LOANS SERVICING, L.P. F/K/A COUNTRYWIDE HOME LOANS SERVICING, L.P., Dated: April 1, 2009, Recorded: April 22, 2009, Document No 2651775. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700065436012 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 3869 154th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 345410203002 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, O'Learys Hills Third Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,736.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 9, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 16, 2010. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-419 133089175 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 23, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 10, 2010. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

county and state. Dated: September 23, 2010. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 9, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 1, 2010. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2405127 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 MORTGAGOR(S): Dennis Rynearson and Robin L. Rynearson, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 23, 2007 Dakota County Recorder Document Number: 2490799 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee on behalf of GSAA Home Equity Trust 2007-1 Dated: March 18, 2009 Recorded: March 24, 2009 Dakota County Recorder Document Number: 2645520 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700017387914 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20380 Dunbar Ave, Farmington, MN 55024-8114 Tax Parcel ID Number: 14.57600.101.05 LEGAL DESCRIPTION OF PROPERTY: That part of Lot Ten (10), Block Five (5), lying Southwesterly of a line described as follows: Beginning at a point on the Northwesterly line of said Lot Ten (10), said point being 91.505 feet Northeasterly of the most Westerly corner of said Lot Ten (10), as measured along the Northwesterly line of said Lot Ten (10), running thence South 53 degrees 03 minutes 48 seconds East to the Southeasterly line of said Lot Ten (10) and there terminating, Pine Knoll, according to the plat thereof now on file and of record in the office of the County Recorder within and for the said County and State, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,886.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007368F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 02, 2010 at 10:00 AM has been postponed to October 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 04, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 04, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 04, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007368F02 2406676 11/4/10

PUBLIC NOTICE

��

�� 2005 66 19, 2008 by Document No. 2590994. �� ALTERNATIVE LOAN�� TRUST L E G A L D E S C R I P T I O N O F P R O P - MORTGAGE PASS-THROUGH CERERTY: Lot 15, Block 1, Middle Creek TIFICATES, SERIES 2005-66 East 3rd addition, Dakota County, Dated: June 07, 2010 Recorded: August 06, 2010 Dakota Minnesota. PROPERTY ADDRESS: 20691 East County Recorder Oaks Drive, Farmington, MN 55024 Document Number: 2745002 Transaction Agent: Mortgage ElecPROPERTY I.D: 14-48762-150-01 COUNTY IN WHICH PROPERTY IS tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiLOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE cation Number: 1001337-0000963934-8 Lender or Broker: Countrywide ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Two Bank, N.A. Thousand Eight Hundred Thirty-Five Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. and 24/100 ($302,835.24) Mortgage Originator: Not Applicable THAT no action or proceeding has COUNTY IN WHICH PROPERTY IS been instituted at law to recover the debt secured by said mortgage, or any LOCATED: Dakota Property Address: 21220 Ilavista part thereof; that there has been compliance with all pre-foreclosure notice Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: and acceleration requirements of said 22.84100.030.04 mortgage, and/or applicable statutes; LEGAL DESCRIPTION OF PROPPURSUANT, to the power of sale contained in said mortgage, the above ERTY: Lot 3, Block 4, Wild Meadows described property will be sold by the Villas, CIC NO. 364, according to the recorded plat thereof, Dakota County, Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM Minnesota. AMOUNT DUE AND CLAIMED TO BE on October 26, 2010 PLACE OF SALE: Sh e r i f f ` s M a i n D U E A S O F D A T E O F N O T I C E : Office, Law Enforcement Center, 1580 $259,773.12 Highway 55, Hastings MN 55033-2343 THAT all pre-foreclosure requireto pay the debt then secured by said ments have been complied with; that mortgage and taxes, if any actually no action or proceeding has been instipaid by the mortgagee, on the premises tuted at law or otherwise to recover the a n d t h e c o s t s a n d d i s b u r s e m e n t s debt secured by said mortgage, or any allowed by law. part thereof; PURSUANT to the power of sale conThe time allowed by law for redemption by said mortgagor(s), their t a i n e d i n s a i d m o r t g a g e , t h e personal representatives or assigns is above-described property will be sold 6 months from the date of sale. by the Sheriff of said county as fol"THE TIME ALLOWED BY LAW FOR lows: DATE AND TIME OF SALE: SeptemREDEMPTION BY THE MORTGAGOR, T H E M O R T G A G O R ` S P E R S O N A L ber 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF Law Enforcement Center, 1580 HighA J U D I C I A L O R D E R I S E N T E R E D way 55, Lobby S-100, Hastings, MinneU N D E R M I N N E S O T A S T A T U T E S , sota SECTION 582.032, DETERMINING, to pay the debt secured by said mortAMONG OTHER THINGS, THAT THE gage and taxes, if any, on said preM O R T G A G E D P R E M I S E S A R E mises and the costs and disburseI M P R O V E D W I T H A R E S I D E N T I A L ments, including attorney fees allowed D W E L L I N G O F L E S S T H A N F I V E by law, subject to redemption within UNITS, ARE NOT PROPERTY USED IN six (6) months from the date of said AGRICULTURAL PRODUCTION, AND sale by the mortgagor(s), their perARE ABANDONED." sonal representatives or assigns. Dated: September 9, 2010 If the Mortgage is not reinstated HSBC Bank USA, N.A., as Trustee under Minn. Stat. §580.30 or the on behalf of ACE Securities Corp. property is not redeemed under Minn. Home Equity Loan Trust and for Stat. §580.23, the Mortgagor must the registered holders of ACE vacate the property on or before 11:59 Securities Corp. Home Equity Loan p.m. on March 24, 2011, or the next Trust, Series 2006-ASAP5, Asset business day if March 24, 2011 falls on Backed Pass-Through Certificates a Saturday, Sunday or legal holiday. Randall S. Miller & Associates, PLLC Mortgagor(s) released from financial Attorneys for Assignee of Mortgage/ obligation: NONE Mortgagee THIS COMMUNICATION IS FROM One Financial Plaza, A DEBT COLLECTOR ATTEMPT120 South Sixth Street, Suite 1100 ING TO COLLECT A DEBT. ANY Minneapolis, MN 55402 INFORMATION OBTAINED WILL BE Phone: 612-573-3677 USED FOR THAT PURPOSE. Our File No. 10MN00397-1 THE RIGHT TO VERIFICATION OF THIS IS A COMMUNICATION FROM THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE A DEBT COLLECTOR. A S A P # 3 7 2 1 4 1 4 0 9 / 0 9 / 2 0 1 0 , TIME PROVIDED BY LAW IS NOT 09/16/2010, 09/23/2010, 09/30/2010, AFFECTED BY THIS ACTION. 10/07/2010, 10/14/2010 THE TIME ALLOWED BY LAW FOR NOTICE OF POSTPONEMENT REDEMPTION BY THE MORTGAGOR, OF FORECLOSURE SALE THE MORTGAGOR'S PERSONAL The above referenced sale scheduled REPRESENTATIVES OR ASSIGNS, for October 26, 2010 at 10:00 AM, has MAY BE REDUCED TO FIVE WEEKS IF been postponed to November 16, 2010 A J U D I C I A L O R D E R I S E N T E R E D at 10:00 AM, located at Sheriff`s Main U N D E R M I N N E S O T A S T A T U T E S , Office, Law Enforcement Center, 1580 SECTION 582.032, DETERMINING, Highway 55, Hastings MN 55033-2343, AMONG OTHER THINGS, THAT THE Dakota Minnesota MORTGAGED PREMISES ARE Dated: October 26, 2010 IMPROVED WITH A RESIDENTIAL HSBC Bank USA, N.A., as Trustee DWELLING OF LESS THAN FIVE on behalf of ACE Securities Corp. UNITS, ARE NOT PROPERTY USED IN Home Equity Loan Trust and for AGRICULTURAL PRODUCTION, AND the registered holders of ACE ARE ABANDONED. Securities Corp. Home Equity Loan DATED: August 12, 2010 Trust, Series 2006-ASAP5, Asset ASSIGNEE OF MORTGAGEE: Backed Pass-Through Certificates THE BANK OF NEW YORK Jennifer K Fischer (0311248) MELLON FKA THE BANK OF Attorneys for HSBC Bank USA, N.A., as NEW YORK AS TRUSTEE FOR Trustee on behalf of ACE Securities THE CERTIFICATEHOLDERS Corp. Home Equity Loan Trust and for CWALT, INC. ALTERNATIVE the registered holders of ACE LOAN TRUST 2005-66 Securities Corp. Home Equity Loan MORTGAGE PASS-THROUGH Trust, Series 2006-ASAP5, Asset CERTIFICATES, SERIES 2005-66 Backed Pass-Through Certificates Wilford & Geske, P.A. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgagee One Financial Plaza, Lawrence A. Wilford 120 South Sixth Street, Suite 1100 James A. Geske Minneapolis, MN 55402 8425 Seasons Parkway, Suite 105 (952) 232-0052 Woodbury, MN 55125-4393 Our File No. 10MN00397-1 (651) 209-3300 P U R S U A N T T O T H E F A I R D E B T File Number: 013029F02 COLLECTION PRACTICES ACT, YOU NOTICE OF POSTPONEMENT OF ARE ADVISED THAT THIS OFFICE IS MORTGAGE FORECLOSURE SALE DEEMED A DEBT COLLECTOR ANY The above referenced sale scheduled INFORMATION OBTAINED WILL BE for September 24, 2010 at 10:00 AM U S E D F O R T H A T P U R P O S E . T H I S has been postponed to October 15, NOTICE IS REQUIRED BY THE PROVI- 2 0 1 0 a t 1 0 : 0 0 A M i n t h e D a k o t a SIONS OF THE FAIR DEBT COLLEC- County Law Enforcement Center, 1580 TION PRACTICES ACT AND DOES NOT Highway 55, Lobby S-100, Hastings, IMPLY THAT WE ARE ATTEMPTING Minnesota in said County and State. TO COLLECT MONEY FROM ANYONE DATED: September 24, 2010 WHO HAS DISCHARGED THE DEBT ASSIGNEE OF MORTGAGEE: UNDER THE BANKRUPTCY LAWS OF THE BANK OF NEW YORK THE UNITED STATES. MELLON FKA THE BANK OF ASAP# 3771466 11/04/2010 NEW YORK AS TRUSTEE FOR 2402956 11/4/10 THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH NOTICE OF MORTGAGE CERTIFICATES, SERIES 2005-66 FORECLOSURE SALE NOTICE OF POSTPONEMENT OF NOTICE IS HEREBY GIVEN that MORTGAGE FORECLOSURE SALE default has occurred in the conditions The above referenced sale scheduled of the following described mortgage: for October 15, 2010 at 10:00 AM has DATE OF MORTGAGE: September been postponed to November 03, 2010 26, 2005 at 10:00 AM in the Dakota County Law ORIGINAL PRINCIPAL AMOUNT OF Enforcement Center, 1580 Highway 55, MORTGAGE: $214,400.00 Lobby S-100, Hastings, Minnesota in MORTGAGOR(S): Nicholas T. Gun- said County and State. derson, A Single Man DATED: October 15, 2010 MORTGAGEE: Mortgage Electronic ASSIGNEE OF MORTGAGEE: Registration Systems, Inc. THE BANK OF NEW YORK DATE AND PLACE OF RECORDING: MELLON FKA THE BANK OF Recorded: October 07, 2005 Dakota NEW YORK AS TRUSTEE FOR County Recorder THE CERTIFICATEHOLDERS Document Number: 2368450 CWALT, INC. ALTERNATIVE ASSIGNMENTS OF MORTGAGE: LOAN TRUST 2005-66 And assigned to: THE BANK OF NEW MORTGAGE PASS-THROUGH YORK MELLON FKA THE BANK OF CERTIFICATES, SERIES 2005-66 NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 ��

PUBLIC NOTICE

�� as Trustee for the holders of Bear Stearns ARM Trust, �� CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 2403445 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $630,000.00 MORTGAGOR(S): Matthew R Lind and Kristen K Lind, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 25, 2006 Dakota County Registrar of Titles Document Number: 583572 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Dated: April 02, 2010 Registered: April 26, 2010 Dakota County Registrar of Titles Document Number: T660917 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100399600000111769 Lender or Broker: Bankfirst Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136480 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17719 Ketchikan Trl, Lakeville, MN 55044-5255 Tax Parcel ID Number: 22-75890-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Oaks of Lakevilla, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $755,925.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of

Mortgage Pass-Through Certificates, Series 2006-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013461F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 11, 2010 at 10:00 AM has been postponed to July 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 11, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 08, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 29, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through

Mortgage Pass-Through Certificates, Series 2006-2 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013461F01 2406214 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 8 , 2007 MORTGAGORS: Kyle W. Kranz and Julie A. Kranz, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 7, 2007, Dakota County Recorder, Document No. 2500906. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE OF MASTR ADJUSTABLE RATE MORTGAGES TRUST 2007-3, Dated: October 8, 2008, Recorded: October 27, 2008, Document No. 2619824. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700019892010 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 13378 Danube Circle, Rosemount, MN 55068 TAX PARCEL I.D. #: 342510512001 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Evermoor 6th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $480,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $580,196.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 18, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 158889206 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 22, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said

Lobby #S 100, Hastings, MN, in said county and state. Dated: February 18, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 23, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 12, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 25, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 9, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 16, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 30, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 8, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 27, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 9, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 1, 2010. U.S. Bank, National Association,

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2405159 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 17, 2007 MORTGAGOR: J a c o b C . B u r s o t t , single and Cheryl Crane. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 9, 2007, Dakota County Recorder, Document No. 2536135, and Amended by Court Order Recorded as Document No. 2721985. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: October 22, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500037723526 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 23410 Water Lane, Hampton, MN 55031 TAX PARCEL I.D. #: 185500007001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Rays Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,648.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,212.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 25, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406392 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,600.00 MORTGAGOR(S): Cathie Kyle Praimsukh and Mohan Ram Praimsukh, Wife

sukh and Mohan Ram Praimsukh, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 05, 2007 Dakota County Recorder Document Number: 2507662 AND CORRECTIVE MORTGAGE RECORDING: July 30, 2007 Dakota County Recorder Document Number: 2534079 ASSIGNMENTS OF MORTGAGE: And assigned to: Saxon Mortgage Services, Inc. Dated: August 03, 2010 Recorded: August 11, 2010 Dakota County Recorder Document Number: 2745794 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278843892444 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11417 Galtier Dr, Burnsville, MN 55337-1033 Tax Parcel ID Number: 02-64104-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, River Hills Fifth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,941.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: Saxon Mortgage Services, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015494F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: Saxon Mortgage Services, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 01, 2010 at 10:00 AM has been postponed to December 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2010 ASSIGNEE OF MORTGAGEE: Saxon Mortgage Services, Inc. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015494F02 2403427 11/4/10

��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 29, 2003 MORTGAGORS:Ronda S. Rath and Clyde E. Rath, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 1, 2003, Dakota County Recorder, Document No. 2118601. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 4, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599938165202 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Capital Mortgage Services RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13943 Everest Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013100515002 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Greenleaf 6th Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$243,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$235,689.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9282 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2383190 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Brendon O'Brien, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder Document Number: 2351374 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 10, 2009 Recorded: December 11, 2009 Dakota County Recorder

Dakota County Recorder Document Number: 2701912 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700007607248 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4420 Cinnamon Ridge Trl, Eagan, MN 55122-2385 Tax Parcel ID Number: 10-17404-061-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 6, Block 1, Cinnamon Ridge 5th Addition of Eagan, Dakota County, Minnesota, lying Easterly of a line drawn from a point on the South line of said Lot 6 distant 35.77 feet East of the Southwest corner thereof to a point on the North line of said Lot 6 distant 34.45 feet East of the Northwest corner thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,516.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010724F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 16, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to August 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 26, 2010 at 10:00 AM has been postponed to September 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 26, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 16, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 16, 2010

DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 08, 2010 at 10:00 AM has been postponed to December 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010724F02 2405754 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 3 , 2008 MORTGAGORS: Nhia Y. Yang and Lee Chang, husband and wife, and Maikao Xiong, married MORTGAGEE: PNC Bank, National Association as successor by merger to National City Mortgage a Division of National City Bank. DATE AND PLACE OF RECORDING: Registered July 7, 2008, Dakota County Registrar of Titles, Document No. T630443, Certificate of Title No. 145070. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association as successor by merger to National City Mortgage a Division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 115 8th Street South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364600017020 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” The land referred to herein below is situated in the County of Dakota, State of Minnesota, and is described as follows: Lots Sixteen (16), and Seventeen (17), Block Twenty (20) in Lorraine Park Addition to the City of South St. Paul, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota. The West one-half (W 1/2) of that portion of the vacated alley located in Block 20 of said Lorraine Park Addition that abuts Lots 16 and 17 of said Block 20 of said Lorraine Park Addition, bounded on the North by the South line of Eighth Street South, and bounded on the South by the South line of Lot 16 of said Block 20. Property is Torrens Certificate No.: 113645 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,477.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by

dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 2, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2273 0006045737 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 1, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2273 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2405776 11/4/10

PUBLIC NOTICE

��

�� c o �� ver the debt section 580.30 or the property is not o r o t h e �� r w i s e t o r e�� redeemed under section 580.23, is secured by said mortgage, or any part 11:59 p.m. on April 14, 2011. thereof; "THE TIME ALLOWED BY LAW FOR PURSUANT to the power of sale REDEMPTION BY THE MORTGAGOR, contained in said mortgage, the above T H E M O R T G A G O R ' S P E R S O N A L described property will be sold by the REPRESENTATIVES OR ASSIGNS, Sheriff of said county as follows: DATE AND TIME OF SALE: August MAY BE REDUCED TO FIVE WEEKS IF A J U D I C I A L O R D E R I S E N T E R E D 17, 2010 at 10:00 AM UNDER MINNESOTA STATUTES PLACE OF SALE: S h e r i f f ' s O f f i c e , S E C T I O N 5 8 2 . 0 3 2 D E T E R M I N I N G , Law Enforcement Center, 1580 Hwy AMONG OTHER THINGS, THAT THE 55, Lobby #S-100, Hastings, MN M O R T G A G E D P R E M I S E S A R E to pay the debt then secured by said I M P R O V E D W I T H A R E S I D E N T I A L Mortgage, and taxes, if any, on said DWELLING OF LESS THAN 5 UNITS, premises, and the costs and disburseARE NOT PROPERTY USED FOR ments, including attorneys' fees AGRICULTURAL PRODUCTION, AND allowed by law subject to redemption within six (6) months from the date of ARE ABANDONED. said sale by the mortgagor(s), their Dated: August 25, 2010 personal representatives or assigns MidFirst Bank unless reduced to Five (5) weeks under Assignee of Mortgagee MN Stat. §580.07. SHAPIRO & ZIELKE, LLP TIME AND DATE TO VACATE BY Lawrence P. Zielke - 152559 PROPERTY: If the real estate is an Diane F. Mach - 273788 Kristine M. Spiegelberg Nelson - 308845 o w n e r - o c c u p i e d , s i n g l e - f a m i l y dwelling, unless otherwise provided by Melissa L. B. Porter - 0337778 Randolph W. Dawdy 2160X law, the date on or before which the Attorneys for Mortgagee mortgagor(s) must vacate the property 12550 West Frontage Road, Ste. 200 if the mortgage is not reinstated under Burnsville, MN 55337 section 580.30 or the property is not (952) 831-4060 redeemed under section 580.23 is P U R S U A N T T O T H E F A I R D E B T 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS F I N A N C I A L O B L I G A T I O N O N DEEMED TO BE A DEBT COLLECTOR. MORTGAGE: None "THE TIME ALLOWED BY LAW FOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS REDEMPTION BY THE MORTGAGOR, NOTICE IS REQUIRED BY THE PROVI- T H E M O R T G A G O R ' S P E R S O N A L S I O N S O F T H E F A I R D E B T REPRESENTATIVES OR ASSIGNS, COLLECTION PRACTICES ACT AND MAY BE REDUCED TO FIVE WEEKS IF DOES NOT IMPLY THAT WE ARE A JUDICIAL ORDER IS ENTERED ATTEMPTING TO COLLECT MONEY U N D E R M I N N E S O T A S T A T U T E S , F R O M A N Y O N E W H O H A S SECTION 582.032, DETERMINING, DISCHARGED THE DEBT UNDER THE AMONG OTHER THINGS, THAT THE BANKRUPTCY LAWS OF THE UNITED M O R T G A G E D P R E M I S E S A R E STATES. IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE NOTICE OF POSTPONEMENT OF UNITS, ARE NOT PROPERTY USED IN MORTGAGE FORECLOSURE SALE The above referenced sale scheduled AGRICULTURAL PRODUCTION, AND for October 14, 2010, at 10:00 AM, has ARE ABANDONED." been postponed to November 17, 2010, Dated: June 22, 2010. at 10:00 AM, located at Dakota County U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033, USSET, WEINGARDEN AND LIEBO, P.L.L.P. said County and State. By: Paul A. Weingarden I f t h i s i s a n o w n e r o c c u p i e d , Attorneys for Mortgagee/Assignee of single-family dwelling, the premises Mortgagee must be vacated by May 17, 2011 at 4500 Park Glen Road #300 Minneapolis, MN 55416 11:59 PM. (952) 925-6888 Dated: October 14, 2010. MidFirst Bank 19-1073 7890836402 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP THIS IS A COMMUNICATION FROM BY Lawrence P. Zielke - 152559 A DEBT COLLECTOR. Diane F. Mach - 273788 NOTICE OF POSTPONEMENT OF Kristine M. Spiegelberg Nelson - 308845 MORTGAGE FORECLOSURE SALE Melissa L. B. Porter - 0337778 Pursuant to the provisions of Minnesota Statutes 580.07, the Randolph W. Dawdy 2160X 12550 West Frontage Road, Ste. 200 foregoing foreclosure sale is Burnsville, MN 55337 postponed until October 26, 2010 at (952) 831-4060 10:00 am at the Sheriff's Office, Law Attorney for Assignee of Mortgagee Enforcement Center, 1580 Hwy 55, Marie Burr Lobby #S-100, Hastings, MN, in said county and state. Foreclosure Assistant Maburr@LOGS.com Dated: September 22, 2010. www.zielkeattorneys.com U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee Shapiro & Zielke, LLP USSET, WEINGARDEN AND LIEBO, P.L.L.P. 12550 West Frontage Rd., Suite 200 By: Paul A. Weingarden Burnsville, MN 55337 Attorneys for Mortgagee/Assignee of 952-831-4060 ext. 158 Office Mortgagee 952-831-4734 Fax Pursuant to the Fair Debt Collection 4500 Park Glen Road #300 Practices Act, you are advised that this Minneapolis, MN 55416 office is deemed to be a debt collector (952) 925-6888 and any information obtained may be 19-1073 used for that purpose. THIS IS A COMMUNICATION FROM 2404289 11/4/10 A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of NOTICE OF MORTGAGE Minnesota Statutes 580.07, the FORECLOSURE SALE foregoing foreclosure sale is THE RIGHT TO VERIFICATION postponed until December 14, 2010 at OF THE DEBT AND IDENTITY OF 10:00 am at the Sheriff's Office, Law THE ORIGINAL CREDITOR WITHIN Enforcement Center, 1580 Hwy 55, THE TIME PROVIDED BY LAW IS Lobby #S-100, Hastings, MN, in said NOT AFFECTED BY THIS ACTION. county and state. NOTICE IS HEREBY GIVEN, that Dated: October 27, 2010. default has occurred in conditions of U.S. Bank, N. A. the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: A u g u s t 2 5 , USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2005 By: Paul A. Weingarden MORTGAGOR: Edith M. Anyieni, a Attorneys for Mortgagee/Assignee of single person. Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc.. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded September 16, 2005, Dakota 19-1073 C o u n t y R e c o r d e r , D o c u m e n t N o . THIS IS A COMMUNICATION FROM 2361338. A DEBT COLLECTOR. A S S I G N M E N T S O F M O R T G A G E : 2400783 11/4/10 Assigned to: U.S. Bank, N.A., Dated: May 24, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE GAGE IDENTIFICATION NUMBER ON THE RIGHT TO VERIFICATION MORTGAGE: 100021278908364024 OF THE DEBT AND IDENTITY OF LENDER OR BROKER AND MORT- THE ORIGINAL CREDITOR WITHIN G A G E O R I G I N A T O R S T A T E D O N THE TIME PROVIDED BY LAW IS MORTGAGE: U.S. Bancorp Advantage, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LLC R E S I D E N T I A L M O R T G A G E S E R - default has occurred in conditions of the following described mortgage: VICER: U.S. Bank Home Mortgage DATE OF MORTGAGE: November 12, MORTGAGED PROPERTY ADDRESS: 13680 Brass Parkway, Rosemount, MN 2003 MORTGAGOR: A n t h o n y T h o o f t , a 55068 TAX PARCEL I.D. #: 34-32075-049-10 single person. MORTGAGEE: Mortgage Electronic LEGAL DESCRIPTION OF PROPRegistration Systems, Inc.. ERTY: DATE AND PLACE OF RECORDING: Unit No. 49, Common Interest Community No. 489, a condominium, Recorded January 8, 2004, Dakota Harmony East, Dakota County, Min- C o u n t y R e c o r d e r , D o c u m e n t N o . 2162061. nesota ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS Assigned to: U.S. BANK NATIONAL LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ASSOCIATION, AS TRUSTEE FOR THE BENEFIT OF HARBORVIEW 2003-3 MORTGAGE: $171,460.00 AMOUNT DUE AND CLAIMED TO BE TRUST FUND, Dated: September 9, DUE AS OF DATE OF NOTICE, INCLUD- 2 0 0 9 , R e c o r d e d : O c t o b e r 5 , 2 0 0 9 , ING TAXES, IF ANY, PAID BY MORT- Document No. 2688281. TRANSACTION AGENT: Mortgage GAGEE: $170,933.74 That prior to the commencement of Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTthis mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- GAGE IDENTIFICATION NUMBER ON plied with all notice requirements as MORTGAGE: 100015700031346402 LENDER OR BROKER AND MORTrequired by statute; That no action or proceeding has been instituted at law o r o t h e r w i s e t o r e c o v e r t h e d e b t ��

PUBLIC NOTICE

�� MORTGAGE �� FORECLOSURE SALE Pursuant to the provisions of �� LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 15819 Cicerone Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 343025122002 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, Geronime Pond 2nd Addition CIC No. 260, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,175.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,342.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 2, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-688 45905776 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 29, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-688 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 1, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 27, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-688 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 29, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 27, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-688 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 10, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 18, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-688 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2388905 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 MORTGAGOR(S): Sean D. Roff and Vivan A. Roff a/k/a Vivian A. Roff, husband and wife MORTGAGEE: Merchants Bank, National Association - Hampton DATE AND PLACE OF RECORDING: Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528304 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB Dated: June 25, 2007 Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528305 And assigned to: BAC Home Loans Servicing, L.P. Dated: July 30, 2010 Recorded: August 02, 2010 Dakota County Recorder Document Number: 2743840 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Merchants Bank, National Association - Hampton Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2563 Yellowstone Dr, Hastings, MN 55033-3751 Tax Parcel ID Number: 19-29702-068-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 68 Glendale Heights Villas, a Condominium, CIC No. 439, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,982.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL

THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015885F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 05, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 17, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 05, 2010 at 10:00 AM has been postponed to October 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 26, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015885F01 2405806 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,000.00 MORTGAGOR(S): Joel K Neudecker, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489778 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Dated: August 04, 2009 Recorded: March 23, 2010 Dakota County Recorder Document Number: 2720657 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420060033543 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1009 Hilloway Cir, Burnsville, MN 55306-5487 Tax Parcel ID Number: 02-83536-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, West Buck Hill Estates Replat, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $396,730.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM

2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007633F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 07, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 07, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to July 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 12, 2010 at 10:00 AM has been postponed to August 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 03, 2010 at 10:00 AM has been postponed to September 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 03, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 03, 2010 at 10:00 AM has been postponed to September 27, 2010 at 10:00 AM in the Dakota

2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 03, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 27, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 27, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007633F02 2402533 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $392,000.00 MORTGAGOR(S): Scott J Dobesh and Stephanie L Dobesh fka Stephanie L Polston, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 17, 2004 Dakota County Recorder Document Number: 2205452 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: February 11, 2010 Recorded: March 12, 2010 Dakota County Recorder Document Number: 2719005 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700000658644 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13303 Diamond Path, Apple Valley, MN 55124-8753 Tax Parcel ID Number: 01-02400-090-02 LEGAL DESCRIPTION OF PROPERTY: From the Northeast corner of Section 24, Township 115, Range 20 West of the 5th Principal Meridian, thence westerly on the north line of said Section 24, a distance of 1384 feet to the intersection of said North line of said Section 24, with the center line of a winding Township Road. Following the center line of this road South 40 degrees 15 minutes East 126 feet; thence South 13 degrees 30 minutes East 400 feet; thence South 47 degrees 45 minutes East 230 feet; thence South 51 degrees 30 minutes East 140 feet; thence South 27 degrees 45 minutes East 290 feet; thence South 37 degrees 45 minutes East 200 feet; thence South 19 degrees 15 minutes East 300 feet; thence South 27 degrees 15 minutes East 125 feet, to point of beginning; thence South 27 degrees 15 minutes East 75 feet; thence South 18 degrees East 140 feet; thence North 83 degrees 30 minutes West 392 feet, to shore line of Farquhar Lake; along shore line of said Lake North 20

shore line of said Lake North 20 degrees 15 minutes East 197 feet; thence South 83 degrees 30 minutes East 238 feet to point of beginning, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $459,524.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012519F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 30, 2010 at 10:00 AM has been postponed by the mortgagor pursuant to Minn. Stat. § 580.07 Subd. 2 September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 30, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. The redemption period shall be 5 weeks from the date of said sale. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012519F01 2400002 11/4/10

��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,800.00 MORTGAGOR(S): James W Tagtow and Christine R Tagtow, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Resmae Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100241010017403516 SERVICER: Ocwen Loan Servicing, LLC LENDER: Resmae Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on May 19, 2006, as Document No. 590499 ASSIGNED TO: U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., successor by merger to Lasalle Bank National Association, as trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-RM3 Dated: April 20, 2010, and recorded September 28, 2010 by Document No. T668294. LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Seven (7) in Cedar Grove NO.3, According to the recorded Plat thereof now on file and of record in the office of the register of Deeds within and for said County and State, Dakota County, Minnesota. PROPERTY ADDRESS: 2082 Bluestone Drive East, Saint Paul, MN 55122 PROPERTY I.D: 10-16702-010-07 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Eight Thousand Seven Hundred Seventy-Eight and 26/100 ($198,778.26) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 7, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 21, 2010 U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., successor by merger to Lasalle Bank National Association, as trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-RM3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00458-1 ASAP# 3778632 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010, 11/18/2010, 11/25/2010 2388763 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,720.00 MORTGAGOR(S): Shannon L. Daly, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 01, 2005 Dakota County Recorder Document Number: 2309551 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: June 22, 2010 Recorded: July 08, 2010 Dakota

Recorded: July 08, 2010 Dakota County Recorder Document Number: 2739493 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004918150-2 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14116 141st St W, Apple Valley, MN 55124-6422 Tax Parcel ID Number: 01-27651-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Foxmoore Ridge Two, Common Interest community No. 128, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,553.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015480F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 27, 2010 at 10:00 AM has been postponed to September 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 27, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 16, 2010 at 10:00 AM has been postponed to October 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 14, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 04, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015480F01 2406712 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2009 MORTGAGORS: Michael J. Kraemer and Tracy M Kraemer, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 6, 2009, Dakota County Recorder, Document No. 2668499. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 14, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021200000146224 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17710 Hyde Park Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 228850401004 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Zweber Farm Fifth, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $367,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $371,562.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1383 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406327 11/4-12/9/10

PUBLIC NOTICE

MORTGAGORS: M i c h a e l L . H a r m s and Toni E. Harms, husband and wife. MORTGAGEE: L a k e l a n d M o r t g a g e Corporation. DATE AND PLACE OF RECORDING: Recorded September 6, 2001, Dakota County Recorder, Document No. 1809697. ASSIGNMENTS OF MORTGAGE: Assigned to: Home Federal Mortgage Services, LLC, Dated: August 16, 2001, Recorded: September 6, 2001, Document No. 1809698, as corrected by Corrective Assignment recorded: February 19, 2002 as Document No. 1864674. And thereafter assigned to: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., Dated: March 13, 2002, Recorded: April 9, 2002, Document No. 1881858. And thereafter assigned to: PNC Bank, National Association, Dated: August 17, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 19343 Eureka Court, Farmington, MN 55024 TAX PARCEL I.D. #: 14-25603-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Fair Hills 4th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,378.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,505.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 2, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2274 000570678 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 1, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2274 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2405899 11/4/10

�� Identifi �� Transaction Agent Mortgage

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2006 MORTGAGORS: Mark T Ol son an d Lara J. Olson, husband and wife. MORTGAGEE: T e a c h e r F e d e r a l Credit Union, N/K/A TruStone Financial Federal Credit Union DATE AND PLACE OF RECORDING: Recorded May 18, 2006, Dakota County Recorder, Document No. 2430534. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Teacher Federal Credit Union RESIDENTIAL MORTGAGE SERVICER: TruStone Financial Federal Credit Union MORTGAGED PROPERTY ADDRESS: 17752 Hickory Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 228850708003 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Zweber Farm Eighth, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,831.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,223.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2010. TruStone Financial Federal Credit Union Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1990 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406527 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Brad A Thompson, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 27, 2007 Dakota County Recorder Document Number: 2512647 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: July 09, 2010 Recorded: July 14, 2010 Dakota County Recorder Document Number: 2740597 Transaction Agent: Not Applicable Transaction Agent Mortgage Identifi-

cation Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4437 Slater Rd, Eagan, MN 55122-2382 Tax Parcel ID Number: 10-17402-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Cinnamon Ridge 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,881.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015780F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 12, 2010 at 10:00 AM has been postponed to October 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 27, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 27, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 04, 2010 ASSIGNEE OF MORTGAGEE:

��

�� and �� husband Ngozi B Abakporo, wife �� ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015780F01 2405958 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 7, 2006 MORTGAGORS: Nancy J. Gates and John P. Gates, wife and husband. MORTGAGEE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Registered November 28, 2006, Dakota County Registrar of Titles, Document No. 601746, Certificate of Title No. 102482. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14339 Euclid Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016670022007 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 7, Scottsbriar 1st, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $253,335.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4710 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2390225 10/21-11/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,200.00 MORTGAGOR(S): Chima B Abakporo and Ngozi B Abakporo, husband and

and

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 25, 2006 Dakota County Recorder Document Number: 2432581 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 Dated: November 11, 2009 Recorded: March 11, 2010 Dakota County Recorder Document Number: 2718733 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700067750634 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20674 E Oaks Dr, Farmington, MN 55024-1593 Tax Parcel ID Number: 14-48762-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Middle Creek East 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $304,564.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010114F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 30, 2010 at 10:00 AM has been postponed by the mortgagor pursuant to Minn. Stat. § 580.07 Subd. 2 September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 30, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates

Asset-backed Certificates Series 2006-11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 01, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 The redemption period shall be 5 weeks from the date of said sale. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010114F01 2405870 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,600.00 MORTGAGOR(S): Rachel Lee and Andrew Lee, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 30, 2006 Dakota County Recorder Document Number: 2441995 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Dated: February 10, 2010 Recorded: April 26, 2010 Dakota County Recorder Document Number: 2726741 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224640000429994 Lender or Broker: OWNIT Mortgage Solutions, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7933 Grinnell Ct W, Lakeville, MN 55044-9053 Tax Parcel ID Number: 22-27601-060-10 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 10, Foxborough Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,477.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 11, 2010 at 10:00 AM has been postponed to July 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 11, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2010 at 10:00 AM has been postponed to August 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 01, 2010 at 10:00 AM has been postponed to November 02, 2010

been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 2400040 11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 MORTGAGOR(S): Gregg A. Kegley and Renee C. Kegley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 22, 2005 Dakota County Recorder Document Number: 2353355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Dated: May 14, 2010 Recorded: June 17, 2010 Dakota County Recorder Document Number: 2736087 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495603033295 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14668 Greenridge Ln, Burnsville, MN 55306-6919 Tax Parcel ID Number: 0207120206001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Southcross Heights 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $301,540.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN

UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-AB4 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 2399935 11/4/10

PUBLIC NOTICE

��

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 4, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 31, 2007, Dakota County Recorder, Document No. 2492871. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-1, Dated: August 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240012378102 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 18313 Embers Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 141950305003 L E GA L DE S C R IP T I ON OF PROPERTY: LOT 5, BLOCK 3, DAKOTA COUNTY ESTATES FOURTH ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,271.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 24, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3707 1044839183 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 7, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 29, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3707 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2404258 11/4/10

43A

Dakota County attorney petitions for protection of children left with uncle Were children left in an unsafe environment by investigators? by Laura Adelmann DAKOTA COUNTY TRIBUNE

In April, while investigating a YouTube video showing a Rosemount man allegedly teaching his 15-year-old nephew to smoke pot, why did a Rosemount police investigator and a Dakota County social worker leave children in the home, which could have been an unsafe environment? That question is behind an Oct. 27 petition by Dakota County Attorney James Backstrom to take the teen, who at the time was living with his uncle, Khari Jerome Anse Tillman Sr., into protective services now. Backstrom has charged Tillman, 32, with four child endangerment-related gross misdemeanors based on YouTube videos the investigator and social worker specified as the reason for their visit to the Tillman residence on April 16. According to an Oct. 20 Dakota County criminal complaint, some of the YouTube videos show Tillman smoking marijuana with his 15-year-old nephew. The complaint states that

in a video titled â&#x20AC;&#x153;Free Class,â&#x20AC;? Tillman instructs his nephew how to hollow out a cigar and fill it with marijuana to make a â&#x20AC;&#x153;blunt.â&#x20AC;? In some of the videos, the two allegedly appear to be under the influence of marijuana or another drug. Police downloaded copies of the videos for evidence before the Dakota County social worker contacted Tillman on April 14 to arrange the home visit. At some point after the social workerâ&#x20AC;&#x2122;s call, the YouTube videos were removed from the site. But during the investigatorâ&#x20AC;&#x2122;s visit, no other evidence was collected because the investigating officer determined that a search warrant was not needed, according to Rosemount Police Chief Gary Kalstabakken. â&#x20AC;&#x153;In some situations, yes, what you see on video could be enough to get a search warrant. In this case, a search warrant was not obtained because it was not deemed necessary,â&#x20AC;? Kalstabakken said. But having hard evidence is crucial in court cases involving photos or videos, said

Sgt. Joe Leko, head of the Dakota County Drug Task Force. â&#x20AC;&#x153;It could be a cigar. You donâ&#x20AC;&#x2122;t have any physical evidence there to show itâ&#x20AC;&#x2122;s marijuana,â&#x20AC;? Leko said. And there was no petition filed to remove any child from Tillmanâ&#x20AC;&#x2122;s home, a decision that Backstrom reversed with the order of protection he issued Wednesday to take four children who were living in the home into protective custody. State law gives only law enforcement the authority to remove a child and place the child on an emergency protective care hold, according to information from the Dakota County Attorneyâ&#x20AC;&#x2122;s office. In the field, social workers and police often work together to make those determinations, according to the county. â&#x20AC;&#x153;Social Services and law enforcement made an initial conclusion that the children in this home were not in imminent danger (which is the legal standard to remove a child from the caretakerâ&#x20AC;&#x2122;s home),â&#x20AC;? Backstrom said in an e-mail. He added, â&#x20AC;&#x153;Upon my re-

view of the criminal charges filed in this matter last week, I concluded that further Social Services intervention into this situation was warranted. We have subsequently filed a CHIPS (child in need of protection or services) petition â&#x20AC;Ś which will allow such intervention to occur.â&#x20AC;? Regarding Backstromâ&#x20AC;&#x2122;s petition, Kalstabakken said the initial investigation revealed the child was not in immediate danger, and more information may have come to light since April. According to Backstrom, the boy had been living with Tillman for three to six months, after his mother, Tillmanâ&#x20AC;&#x2122;s sister, died. Originally, the boy had lived with his father in Hennepin County. Tillman picked up the child from his father several months later, said Backstrom, who added that the fatherâ&#x20AC;&#x2122;s whereabouts are currently unknown. Additionally, Backstrom said that the boy has not lived with Tillman since July 19, due to a probation violation against Tillman in Hennepin County for robbery and as-

sault charges. Backstrom said that when family members take in minors, no legal custody process is required. During the April 16 home interviews, both Tillman and the boy denied using marijuana or making the videos, according to the complaint. Tillman also reportedly told police he had saved his nephew from a life of drugs and crime, and added that he had not used drugs in a year. Kalstabakken said he could understand why there appear to be contradictions in the case, considering that no children were removed from the home, yet the four charges against Tillman are all related to child endangerment. â&#x20AC;&#x153;This case points out some things that are difficulties for police and Social Services,â&#x20AC;? he said, adding that the living conditions in the home did not warrant the childrenâ&#x20AC;&#x2122;s removal. â&#x20AC;&#x153;Not every home is pristine, and this is one of those cases,â&#x20AC;? he said. Laura Adelmann is at laura. adelmann@ecm-inc.com.

Protective services petition reveals details of Rosemount family Eight-year-old smelling of pot smoke initially drew the attention of authorities by Laura Adelmann DAKOTA COUNTY TRIBUNE

An Oct. 27 Dakota County child protection petition for four children reveals details about the Rosemount man who allegedly taught his teenage nephew to smoke pot on a YouTube video and about the children who were living in his home. According to the petition: Authorities learned about the family when they received a report on April 11 that an 8-year-old child had been picked up after visiting the home of Khari Jerome Anse Tillman and smelled strongly of marijuana. The child described what the reporter understood to be the mak-

Burnsville Bowl from Page 1A

the scoring machines to the banquet room. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re slowly coming back,â&#x20AC;? Ross said. â&#x20AC;&#x153;But itâ&#x20AC;&#x2122;s a lot of work.â&#x20AC;? After Burnsville Bowl closed, she contacted Commercial Bank to see about salvaging some equipment. A bank representative encouraged the couple to take a look at the place. They took the plunge after securing the services of

ing of â&#x20AC;&#x153;blunts,â&#x20AC;? which involves hollowing out a cigar and filling it with marijuana to smoke it. After learning there would be an investigation, the reporter recanted her statement and said it was a lie. Dakota County Social Services reported the incident to the Rosemount Police Department, and on April 16, a meeting with a social worker and a Rosemount police investigator was arranged. Before the meeting could take place, Social Services received a mail copy of a video which contained four videos, one which showed Tillman smoking marijuana with his 15-year-old nephew. The videos â&#x20AC;&#x201C; which showed Till-

Dave Lange, who has more than 20 yearsâ&#x20AC;&#x2122; experience in the bowling business, to run the Burnsville location. Lange, who had previously managed the Super Bowl in Ramsey, owns a small share of the Burnsville location along with Kevin Huset, who helped Mattie renovate the South St. Paul location and will do the same in Burnsville. Improvements in the bowling center will include new ball returns, new ceil-

man and his nephew in a kitchen setting later identified by investigators to be the same as in Tillmanâ&#x20AC;&#x2122;s home â&#x20AC;&#x201C; were also found on YouTube, according to a criminal complaint. In an interview with a Rosemount police officer and a Dakota County social worker, Tillman stated that his nephew may have been around him while he was getting high in the past, but he never promoted or encouraged drug use. The boy reported that he used marijuana and alcohol when he was living with his father in Hennepin County, and had gotten in trouble in school for possessing marijuana about two weeks before investiga-

ing tile, a new Cubica automated scoring system, a paint job, sanded and refinished lane approaches, new flooring in the bowlersâ&#x20AC;&#x2122; setees, new tables, seating and carpet in the concourse and relocation of the front counter, Ross said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s literally gutted right now,â&#x20AC;? she said. In the former 1200 Club space, the Rosses plan to book bands on Fridays and Saturdays and market the space for weddings, meet-

tors met with him. Also living in the home at the time were three other children, ages 4 to 15, two of whom were Tillmanâ&#x20AC;&#x2122;s biological children. Each has a different mother. The petition states that the children are without proper parental care because of the emotional, mental or physical disability or state of immaturity of the childrenâ&#x20AC;&#x2122;s parent, guardian or custodian. The petition asks for the children to be placed into protective custody because of the use of marijuana and possibly other drugs. Laura Adelmann is at laura.adelmann@ecm-inc.com.

ings and banquets. The smaller adjacent bar â&#x20AC;&#x201D; formerly the 12th Avenue Lounge â&#x20AC;&#x201D; will have a sports-memorabilia motif, Ross said. The owners also put a new roof on the building, shoring up a bevy of leaks, she said. An exterior paint job is planned for next spring. â&#x20AC;&#x153;We wanted a place that people want to bring their kids to,â&#x20AC;? Ross said. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;ll make it so that we will

bring our own kids there.â&#x20AC;? One thing that will remain for a while: the towering â&#x20AC;&#x153;Burnsville Bowlâ&#x20AC;? sign known to so many visitors and passersby. Sheâ&#x20AC;&#x2122;s gotten mixed advice on whether to keep or lose the sign, Ross said. â&#x20AC;&#x153;Right now we have enough to worry about without worrying about that monstrous sign.â&#x20AC;? John Gessner is at john.gessner@ecm-inc.com.

44A

November 4, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Lost Spur Golf Course to build new clubhouse Facility will add more banquet space to serve growing demand by Jessica Harper DAKOTA COUNTY TRIBUNE

As the golf season nears its end, Lost Spur Golf Course in Eagan is gearing up for a new clubhouse. The nonprofit-owned public course plans to build a 22,500-square-foot clubhouse, which is twice the size of the existing facility. “We hope this will bring in more business for our catering operation and golf course, while providing new offices and operations for Osman Shrine,” said Frank Spevak, assistant rabban (second vice president) of Osman Shrine, which owns Lost Spur Golf Course. The fraternal organization has no reservations about building a new facility during a poor economy, Spevak said. Photo by Jessica Harper “It’s not necessarily a recession for us,” he said. “We Lost Spur Golf Course plans to build a 22,500-square-foot clubhouse, which is twice the size of its existing one. Conhave been financially sound struction on the new facility is expected to begin Nov. 5 and end in July. for years.” “We expect it will con“The real challenge will While the nine-hole golf tinue to go up – hopefully be keeping the existing clubcourse has seen less traffic, double – and that our golf house open while the new Lost Spur Golf Course is located at 2750 Lost Spur’s banquet center revenue will go up too when one is under construction,” Sibley Memorial Highway in Eagan. has been increasingly busy, Owned by Osman Shrine and operated by the new clubhouse is done,” Spevak said. Spevak said. Its revenue has Windell Pettinger Golf Operations Lockrum said. Once finished, the new increased 5 percent over the Phone: (651) 454-5681 Construction on the $2 clubhouse will include a pro last five years, according to Website: www.wpgolf.com/lostspur million building is expected shop, a grill that will be open Lost Spur’s general manager, to begin Nov. 5 and end next for lunch and a banquet hall Geri Lockrum. July. that will seat up to 400 peo-

Bio

Photo by Jessica Harper

ple, nearly twice as many as the existing banquet hall. The current banquet hall and pro shop are housed in separate buildings which will be demolished and replaced with parking, Lockrum said. In addition to providing additional space, the new clubhouse will feature a modern design with vaulted ceilings and windows that overlook the golf course, Lockrum said. By comparison, the existing banquet hall is an early 20th century barn that was converted in the 1940s into a golf clubhouse. In 1965, Osman Shrine purchased the property to create a meeting place. Today, the nonprofit uses the golf course’s proceeds to cover administrative costs, in addition to using the facility for meetings, dinners and charity golf tournaments. Over the last four decades, the clubhouse has undergone numerous renovations. “Instead of throwing good money after bad, we decided to build a new building,” Spevak said. Jessica Harper is at jessica.harper@ecm-inc.com.

Photo by Jessica Harper

Lost Spur Golf Course’s existing facility includes a separate banquet hall and pro shop Lost Spur Golf Course has been owned by Osman Shrine since 1965. The fraternal orgawhich will be demolished and replaced with parking once the new clubhouse is finished. nization continues to hold meetings, dinners and charity golf tournaments, as well as use The new facility will include a banquet hall, a pro shop and a grill that will serve lunch. the golf course proceeds to cover administrative costs.

Inequities from Page 4A

siderably healthier than those that have been assimilated into a less healthy and highly commercialized and consumer-driven American culture. But neglect by the majority culture, benign or otherwise, or retreat from our governmental obligations to narrow these ZIP code gaps is not a rational or humane option. These unhealthier places are where a fast-growing percentage of our children and

the next generation of Minnesota workers actually live. And the charitable and nonprofit leadership in Minnesota, as well as mainstream religious leaders, are nearly unanimous in their call for more public revenue and investment in education, health and the physical infrastructure of the poorest communities. Against this consensus are these loud and over-exposed voters and politicians flocking to the Tea Party fad. A recent

New York Times poll of Tea Party sympathizers revealed a clear lack of sympathy for social problems or those whose health is impaired by social determinants. The poll showed, for instance, a basic hostility to immigrants in general and a much stronger than average agreement that “too much has been made of the problems of black people.” Not surprisingly, Tea Partiers were much more likely than the general population

to be male, over 45, white, and middle-income or highincome. (Being older, however, they would be more likely to be receiving their own form of governmental support in the form of Social Security or Medicare benefits – but apparently that doesn’t count.) Lots of voices are being raised against this antigovernment folly, but few have been as persuasive as Neal Peirce, columnist for the Washington Post Writers

Group, a wise and moderate voice who has studied urban problems for decades. Peirce wrote a stirring column recently about the historic public good and equalities achieved through government resolve, from Lincoln through Roosevelt. “Citizen volunteerism, in cleaning up neighborhoods and helping the disadvantaged, is a huge asset,” Peirce wrote last week. “But it is not a substitute for able, professional, invest-

ment-oriented government. If Tea Party-ism, national or local, forces us to forget our shared fortunes, we’ll face not just a threadbare, but a tremendously dangerous future.” Dane Smith is the president of Growth & Justice, a nonpartisan advocate for fair taxation and smart public investment. He can be reached at dane@growthandjustice.org. Columns reflect the opinion of the author.