11/8/2012 - Dakota County Tribune Business Weekly by Dakota County Tribune

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Business owner gives back 2A Walgreen’s won’t be at Burnsville site 2A Local firms among the fastest growing 5A

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Volume 30, Number # VOLUME 33, NUMBER 37

Dakota County Tribune Since 1884

Mohn hangs up his scissors Longtime Lakeville barber retires

by Aaron M. Vehling

DAKOTA COUNTY TRIBUNE

Lakeville’s historic downtown often serves as a bridge connecting the city’s rural village past with its suburban present. Situated in downtown Lakeville on Holyoke is TR’s Barber Shop, which embodies this spirit. The barbers and their customers hang out, rib each other about the topics of the day and even experience a haircut or two. Reuben “Bud” Mohn cut hair for 53 years, spending the bulk of that as owner and operator of his barbershop, which he sold to Tom Rice (the “TR”) last year in anticipation of an Oct. 27 milestone: After 53 years (and decades of hairstyle trends), Mohn has retired. The shop celebrated the retirement with a party and open house. For 40 of 53 years as owner of the shop, Mohn cut hair alone. Rice joined in the late 1990s after more than 30 years with the Navy. Tracy Henry is the latest addition, taking on his chair in 2000 after Mohn cut his hours down to two days a week. “I enjoy working here,” Rice said. After working high up at places like the Pentagon, the shop is a Godsend. “There’s no stress,” Rice said. “It’s a great atmosphere.” When Mohn, 82, opened his shop in the late 1950s/early 1960s, Lakeville had only about 700 people. As the only barber in town, that posed a challenge. “It was hard to keep up,” he said, with a laugh. In addition to the men of the village stopping by, farmers would drive into town on their

Photo by Aaron Vehling

For more than 50 years, Bud Mohn cut hair. Most of that time was spent at his own shop. He sold the place last year to Tom Rice and retired on Oct. 27. Mohn is pictured cutting Jim Garvin’s hair. tractors for haircuts. A haircut was cheaper then, too: 75 cents compared to $16 today. “Lakeville was a lot different then,” Mohn said. “The stores all closed at 5:30 p.m. every day.” Friday nights were the only time businesses stayed open. “That’s when the farmers came into town” to run errands and do business, Mohn said. There would be

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Hiring manager offers advice and compassion to people who are seeking jobs in this highly competitive market. joe 4A nathan

free movies for kids shown by the grain elevators. Those were busy nights for Mohn. “Sometimes I wouldn’t get home until 11 o’ clock at night,” he said. Mohn got his start 58 years forum ago as a barber in Faribault and Northfield, though he’s almost a lifelong Lakeville resident. Meaningful tax reform in “My uncle was a Minnesota will barber and he did well in require f inancial it,” he said. “It has always pain for many been good to me.” businesses and He graduated from residents. Lakeville High School in don 1948. He went off to St. 4A heinzman Olaf College in Northfield for about six news months before he was drafted into the Army Eagan author because of the Korean pens children’s War. Mohn was assigned book that has as a tank driver, spending helped turned once his two years in Alaska. ambivalent young readers into avid Mohn’s Barber Shop’s first page-turners. location was in the former space of Gephkevin art’s furniture store. He cut the hair of most of 5A lovegreen Lakeville’s pioneering families, including the Ericksons, Enggrens and Gepharts. He moved dakota arts around a bit before settling into the current longtime spot near the post office. Play recounts this week news the story Over the course of the 53 years, Mohn’s Code Type: UPC Version A Stats: 0 of a gift Customer: 3242-ECM Publishers that turns customers have loyally followed him. Order #: P34915-017 MAG: 1.00 out to P.O. #: BWA: 0.0020 be more valuable As this reporter visited TR’s last week, a Ordered By: Symbol Width: 1.4690 Polarity: Positive Up Symbol Height: 1.0200 thanFlexowhat its number of customers went through the shop. Date Run: 05/29/2002 Width: 0.0000 original recipients Tom Hammer said he keeps coming back thought it was. because “I like Reuben.” the A 43-year-old customer named Doug had 24A regifters been getting his hair cut at Mohn’s/TR’s since he was old enough to have hair. See Mohn, Page 5A

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November 8, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Board shop owner honored Tenants vacate for contributions to youth office building by John Gessner

in 2016. Plans call for the committee to raise half the funds, Mulso said. Solem and the other committee members – fellow adult skaters Olaf Gilbertson, Luke Leonard and Alex DeMarco – are beginning to plan fundraisers and publicity efforts, Solem said. If it all comes together, the Burnsville park “will definitely be one of those spots kids are going to flock to,” Solem said. “I think the south suburbs have a strong skateboard community,” he said. “Without them, it’s not going to go anywhere. They realize it. It’s going to happen. I have faith.”

DAKOTA COUNTY TRIBUNE

At 33, Shawn Solem is one of those adults other adults might envy. He’s managed to channel the passions of his youth – skateboarding and snowboarding – into an avocation. Solem owns and founded Zombie Boardshop at 15100 Buck Hill Road in Burnsville. His transition from “shop kid” to shop owner has brought with it a sense of civic responsibility. Solem serves on a committee raising funds for long-term improvements to Burnsville’s public skateboard park. His efforts, which include donating a small portion of each skateboard sale to the campaign, earned Solem a Community Builder Award this month from the City Council. Other recipients of the 2012 Community Builder Awards are Metcalf Junior High teacher Sue Borne and the Burnsville Women of Today. Raised in Afton, Solem has been skating since age 12, beginning at parks from Hudson, Wis., to Minneapolis, and on the snow at Afton Alps. “You wouldn’t even think about what you were really doing the next day,” he said. “You knew you were going to skate.” As a kid he worked in the “tuning” (repair) shop at Afton Alps. He attended college off and on before moving to Vail, Colo., with soon-to-be wife Ashley to work in a tuning shop there. When the couple returned to Minnesota, Shawn went to work at Gravity Lab and GLX, a newly opened pair of shops in the old Beaver Mountain waterslide building just north of Buck Hill Ski Area. Gravity Lab catered to skiers, and GLX sold board and BMX bikes. “I started out as their shop

Other award winners

Photo by John Gessner

Shawn Solem is founder and owner of Zombie Boardshop on Buck Hill Road in Burnsville. kid,” Solem said. “I was just doing whatever they would tell me, just so I could be back in the industry. They were right next to Buck Hill, which was awesome, so I could ride there.” Owner Jason Nickelson eventually closed GLX in 2005, and later Gravity Lab. Solem took on the basement GLX shop, specializing in what he knew best. “I wasn’t really familiar with running a business, per se,” said the Minneapolis resident. “I knew everything about a board and a binding and boots and skateboards. Paying taxes and stuff, that was all new to me. It was a little rocky at the beginning, but after a couple of years we figured it out. It’s been good. And I think without the support of the south suburbs, we obviously would not be here.” In 2010 Solem remodeled the vacant Gravity Lab space upstairs, bringing visibility to Zombie Boardshop, which had previously operated on word of

mouth alone. Summer days are slow, Solem said, but with Buck Hill nearby, winter weekends are “insane,” with a constant flow of customers stopping in for repairs or gear. Solem is credited by the City Council with dedicating “countless hours and resources to Burnsville’s youth by organizing and supporting free Thursday night youth snowboarding sessions at Buck Hill.” As for the skate park, it’s only logical that the local board shop owner be involved, Solem said. A first phase of park improvements, including a badly needed new concrete surface, is now being completed. The committee Solem serves on has committed $6,500 to the $91,460 project, said Dean Mulso, Burnsville’s recreation facilities manager. The bigger challenge is a $200,000 park upgrade tentatively scheduled for completion

Sue Borne of Metcalf Junior High was the lead teacher on School District 191’s Project Lead the Way, created to engage students in engineering at an early age. Started by Borne at Metcalf, the program is now taught districtwide. Students can take five years of engineering-related courses that provide them preliminary accreditation from the University of Minnesota. The Burnsville Women of Today, chartered in 1990, were honored for their continued service, growth and fellowship in the community. The group has more than 40 members from the Burnsville area. The chapter has helped with community events and raised funds for worthy community causes for more than 20 years. Its fifth annual “Spa...ahh” event, benefitting the Minnesota Stroke Association, is Nov. 3 at the Buck Hill Lodge. More information and registration is available at www. burnsvillewomenoftoday.com. John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

NAHB: Housing starts, permits post big gains in September Nationwide production and permitting of new homes rose sharply in September to their highest levels in more than four years, according to newly released figures from HUD and the U.S. Census Bureau. A 15 percent gain brought the pace of new housing construction to a seasonally adjusted annual rate of 872,000 units, while an 11.6 percent gain brought the pace of permit issuance to 894,000 units. These were the strongest numbers seen in both categories since July of 2008. “Builders are responding to the rising demand for new homes as consumers begin to feel more confident about their local markets and put back into motion purchasing plans that were on hold during the recession,” said Barry

Rutenberg, chairman of the National Association of Home Builders (NAHB) and a home builder from Gainesville, Fla. “Yet, while September’s surge in activity is certainly encouraging, we need to remember that we still have a long way to go back to a fully functioning market — and in order to get there, significant challenges must still be addressed in terms of credit availability and appraisal issues, as well as the increasing cost of building homes due to rising materials prices and a declining inventory of buildable lots.” “Today’s strong report corresponds with the significant gains we’ve seen in builder confidence over the past year, and confirms our view that a housing recovery is solidly under way in a growing number

of markets nationwide,” added NAHB Chief Economist David Crowe. “That said, we are now almost at the halfway mark in terms of what would be considered a normal amount of new-home construction in a healthy economy, and we need to see consistent improvement like this over an extended period to get back to where the market should be in terms of generating jobs and economic growth.” The overall gain in newhome construction in September was reflected across both the single- and multifamily sectors, with the first posting an 11 percent gain to a rate of 603,000 units — the best pace since August of 2008 — and the second posting a 25.1 percent gain to 269,000 units — the best pace since September

of 2008. Issuance of new building permits, which can be an indicator of future building activity, also registered significant gains in both the single-family and multifamily sectors in September. Single-family permits rose 6.7 percent to a seasonally adjusted annual rate of 545,000 units while multifamily permits rose 20.3 percent to 349,000 units. In both cases, these were the highest permit numbers since July 2008. Regionally, permit issuance rose across the board in September, with the Northeast posting a 6.0 percent gain, the Midwest posting a 19.5 percent gain, the South posting a 10.5 percent gain and the West posting an 11.3 percent gain.

No Walgreens on Parkway Place site by John Gessner

DAKOTA COUNTY TRIBUNE

Parkway. The South Metro SCORE chapter also moved to Gateway, Nienhaus said. The Star Tribune newspaper reports that its local office also moved to Gateway. American Family Insurance moved across the street to the Grande Market Square building at 12700 Nicollet Ave. S., said Nienhaus, who’s been able to track the movement of some of the tenants. American Family Insurance and an affiliate moved to the Professional Plaza 1 building at 1601 E. Highway 13 in Burnsville, according to Nienhaus. Walgreens isn’t coming to the Parkway Place site, said Howard Bergerud, president of Minneapolis-based Semper Development, which has built some 300 Walgreens stores nationwide, including four in Burnsville. “We’ve looked on and off at this site for over 10 years. It’s not a new site for us,” Bergerud said in an interview. “But Walgreens has never decided to move ahead.” The owners did call and ask if Walgreens was interested, Bergerud said. But his firm gets lots of calls from property owners, he said. “We look at 20 sites a month,” he said, noting that Walgreens once had an option on the TCF Bank property in the Heart of the City, which is now a newly opened CVS Pharmacy. Walgreens had the property under contract but decided the site wouldn’t work and walked away, Bergerud said.

Tenants moved out and a rumor was doused this week at Parkway Place, a prominent office building in Burnsville’s Heart of the City. The building is slated to be sold to a developer, according to the owner. But contrary to a widely circulated rumor, there are no plans to build a Walgreens store on the site at 101 W. Burnsville Parkway, according to a Walgreens developer. The owner of the twostory office building, a group called 101 W. Burnsville Parkway Partnership LLP, ordered all tenants to be out at the end of October. The group, headed by Thomas Lohmann, president of building manager Pinehurst Properties, has yet to reveal the would-be buyer or a future use for the property. Lohmann hasn’t returned phone calls from Sun Thisweek. A statement to the city delivered on Pinehurst letterhead said the property is “under contract to a developer, and the contract is proceeding as planned for expected closing before the end of the year,” according to Skip Nienhaus, Burnsville’s economic development coordinator. The statement said the owner is confident the sale will close, or “we would not have vacated the rent-paying tenants,” according to Nienhaus. The Burnsville Chamber of Commerce and U.S. Rep. John Kline moved their offices from Parkway Place up the John Gessner can be reached at road to the Gateway Office john.gessner@ecm-inc.com or Plaza at 350 W. Burnsville facebook.com/sunthisweek.

Eagan water heater plant to close by Jessica Harper

Dakota County Tribune

An Atlanta-based heating and cooling manufacturer will close its Eagan plant next year. Rheem Manufacturing Co. announced on Nov. 1 it plans to close its Eagan facility, Water Heater Innovations, by the end of June 2013, resulting in approximately 40 layoffs. Water Heater Innovations opened in Eagan in 1980 and manufactures Marathon brand water heaters. Rheem’s manufacturing will be relocated to its existing Montgomery, Ala., operations, according to a company news release. “This is a very difficult decision for us and we understand the long history WHI has had in the community,” said Peter Reynolds, vice president and general manager of Rheem’s water heating division. “Relocating the WHI production to Rheem’s water heating division headquarters in Montgomery will help us better align the Marathon product line with our research and development, sales, marketing and engineering teams, while giving us an opportunity to continue advancing this unique product offering in the marketplace.” Jessica Harper is at jessica.harper@ecm-inc.com or facebook. com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 8, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy

PCU President/CEO Retires, Sherrick named successor Russ Plunkett, president and CEO of Postal Credit Union in Minnesota, retired on Oct. 19. He joined PCU in 1981 and was named president in 1992. Earlier this year Plunkett was inducted into the 2012 Credit Union House Hall of Leaders in Washington, D.C. In September, he was honored as a Credit Union Builder by PCU through the Minnesota Credit Union Foundation. Plunkett’s successor, Brian Sherrick, joined PCU in 1984 as a college intern. Prior to his promotion, he served as executive vice president of operations/lending and had oversight of mortgages, commercial services, business development, marketing, and branches and served as credit manager. Sherrick serves as chairman of the PCU Community Foundation, and sits on the board of directors of the Minnesota Credit Union Foundation. PCU has a location in Eagan. Two join Eagan YMCA’s Community Board Mary Halverson, manager of the Slumberland store in Eagan, and Lt. Col. John Hinck, commander of the U.S. Army Recruiting BattalionMinneapolis, will join the YMCA of Eagan’s Community Board. Halverson oversees daily operations, inventory control and staff training, and maintains high levels of customer relations at the Eagan store. She holds a bachelor’s degree in home economics in business. Her community volunteer experience includes religious instruction at her church, reading in elementary schools and volunteering with Dakota County 4-H. Halverson, with her husband, Tony, make their home in Eagan. Their two daughters attended Y childcare programs. Hinck holds a master’s degree in administration from Central Michigan University and a master’s in military art and science from the Army Command & General Staff College. He earned undergraduate degrees at California State University in Fresno. Hinck is a career Army officer of 21 years and supervises over 250 soldiers and civilians. He lives in Bloomington. The Community Board includes a range of community professionals who guide the Eagan Y as it addresses the current and future health and wellness needs of youth and seniors.

Brant Skogrand Elected chair of Midwest District of Public Relations Society of America

Brant Skogrand, chief communications officer of Apple Valley-based Skogrand PR Solutions, recently was elected as the 2013 chair of the Midwest District of the Public Relations Society of America. The Midwest District includes 15 chapters spanning from southern Missouri to northern Wisconsin. Skogrand currently is the president of the Minnesota chapter of PRSA. Colleen Sexton To chair 2013 Y Partners Annual Giving Campaign for the YMCA in Eagan

Eagan community and business leader Colleen Sexton, a manager with Destron Fearing Corporation, will chair the 2013 Y Partners Annual Giving Campaign for the YMCA in Eagan. The campaign has set a goal of $115,000. The 2013 Y Partners funds will provide scholarships for individuals and families who need financial assistance to be involved with YMCA programs. The strongest need is to supplement child care services.

Business Briefs Hospital hosts health care event for chambers Fairview Ridges Hospital in Burnsville will host a “South of the River Chambers Event” from 7:30 to 9 a.m. Monday, Nov. 12, featuring hospital President Beth Krehbiel, who will address current U.S. health care challenges. This event will be held in the Ridges Cafe Main Dining Room; refreshments will be served. The event is free, but reservations are required by Nov. 9. Contact your local chamber to RSVP. YogaSoul holds grand re-opening event Nov. 16 YogaSoul Center in Eagan will celebrate its grand re-opening from 6:30 to 8:30 p.m. Nov. 16. A ribbon cutting ceremony will take place at 7 p.m. Throughout the evening, students and community members can sample food, meet teachers, mingle, get photos taken of their auras, choose from special promotions and enter a drawing for a class pass giveaway. More information can be found at http://yogasoul-center.com/.

Business Briefs

Frontier opens new retail location in Burnsville

Former DHY building sold in Lakeville

Frontier Communications has opened a new retail store on Burnhaven Drive in Burnsville. It also added a “Mobile Store” to the Lakeville area, with the mobile unit traveling to community locations and events throughout Burnsville, Lakeville, Apple Valley, Rosemount and Farmington.

The 51,000-square-foot former DHY building located at the intersection of Holyoke Avenue and County Road 70 in Lakeville was recently sold by CB Richard Ellis. The building will be the new home for Midwest Veterinary Supply, which is currently located in Burnsville. Midwest Veterinary Supply is a full-line distributor of veterinary supplies and sells to more than 12,000 veterinary clinics in 30 states. It has six distribution facilities across the country.

Lakeville releases October building permit report Lakeville issued building permits with a total valuation of $104,705,324 through October 2012 compared to $61,038,027 through October 2011. This is the first time the city has exceeded $100 million in total building permit valuation since 2008 with two months still remaining in the year. The city issued commercial and industrial permits with a total valuation of $9,606,500 through October 2012 compared to $9,024,000 during the same period in 2011. The city issued permits for 215 single-family homes through October 2012 with a total valuation of $63,658,000 compared to 105 singlefamily home permits through October 2011 with a total valuation of $32,607,000. It is the first time since 2006 that the city has issued over 200 single-family home permits. All In One Accounting holds open house All In One Accounting, 1585 Thomas Center Drive, Suite 101, Eagan, held an open house on Nov. 1 to celebrate its new branding and renovated office.

Senior housing under construction in Lakeville Kingsley Shores Senior Living is currently under construction in Lakeville. The $17.6 million, 101-unit development will offer independent living, assisted living, and memory care units. SilverCrest Properties will manage the property and is a part owner. The development is located at the intersection of Kenwood Trail and Klamath Trail. It is expected to be completed by fall 2013. DOWNTOWN LAKEVILLE businesses LIGHT UP THE NIGHT The Downtown Lakeville Business Association will hold its annual lighting ceremony at 6 p.m. Monday, Nov. 19, at Pioneer Plaza. The event is open to the public. Lights on the trees in Pioneer and Market plazas will be switched on and downtown business roof-lines will be decorated with strings of lights. Entertainment will be provided by the Lakeville North High School Now and Then Singers. Mainstreet Coffee Café will provide complimentary refreshments.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

November 8, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Compassion and advice offered for job seekers from the hiring side of the desk by Joe Nathan

Dakota County Tribune

Over the last three weeks, I’ve seen, firsthand, one of the nation’s biggest challenges. Our organization had a position to fill. Sixty people applied, many of whom probably could do the job well. Here are several conclusions from reviewing their applications and interviewing 12 people. 1. No surprise, but expanding the economy is one of the top priorities for the next president. People from their mid-20s to mid-60s applied, many of them eager for a job. As I write this column, the election has not been held. We can’t rely completely on the president and Congress. But it’s very clear there are many talented people who are under-employed or unemployed. 2. Having said that, some people with insight, energy and skills could improve their application skills. For example, spelling needs to be checked.

Tribune Columnist Joe Nathan

Ten to 15 of the people who were otherwise strong candidates had several spelling mistakes in their application. A job in our organization requires considerable writing. I can’t read everything a person sends out. I need to rely on people to use “spell-checker” and reread what they write, before they send it. 3. Another thing we looked for was a person who is bilingual in a language widely spoken in Minnesota. Some of the people who were otherwise strong candidates spoke only English. High school and college students should consider learning to speak Spanish, Somali, Hmong, or some other language

that a number of people speak. This is not just for people who want to work in nonprofits. I’ve talked with businesspeople who say being bilingual is a plus for many of their jobs. 4. First impressions are important. Our job posting asked people to send their applications to two people and gave their names. However, about half of the applicants began their application letters with something like “to whom it may concern,” or “Dear Hiring Committee” or “Human Resources.” If the job description gives a name to whom material should be sent, it’s wise to use that name. 5. Did the application immediately connect our and their goals? It’s a lot of work to individualize applications. Some people are frustrated. But we were looking for people who understood at least some of what our organization seeks to accomplish. All the finalists connected their and our goals

Meaningful tax reform may mean pain for all by Don Heinzman

Dakota County Tribune

State Revenue Commissioner Myron Frans recently shared some eyeopening statistics with the Metropolitan Council. The one that strikes in the gut is that in 2010, of the $27 billion the state collected in tax revenues, only $16 billion remained, after “hidden spending,” more commonly known as loopholes, was deducted. That hidden spending includes tax credits and exemptions deeply embedded in the tax code. Frans said these exemptions, their amounts and when they were approved by both parties over the years can be found online at: http://www. revenue. state.mn.us/taxreform/Pages/-Reform. aspx and clicking on the tax expenditure budget. Here are some examples of these exemptions. • $41,571,000 for deductions on employee pension plans, allowing pensioners to deduct the pension from income and pay taxes only when they

Tribune Columnist Don Heinzman

spend the pension. • $341,000,000 deduction of homeowner’s mortgage interest. • $851,500,000 deductions on medical insurance premiums paid by employers. • $103,500,000, capital gains on home sales. • $212,600,000, cafeteria health insurance plans. • $38,000,000, veterans benefits. Frans has been traveling the state and talking to groups about these numbers and the need to revise the tax code. He plans to release his revision later and won’t tell what he has in mind. You get some clue, however, when he’s asked what people around the state are telling him. There is broad-based concern about paying higher property taxes, particularly by those on fixed in-

comes, he says. He is finding a groundswell of opinion for a simpler taxing system in all forms of sales, property and income taxes. There are two sides in the tax debate: some want less spending, while others want everyone to pay their fair share, meaning those with more should pay more. Whatever is the final outcome, Frans said, it must be balanced – something that works all together. It’s obvious from the amounts of exemptions, that everyone is going to have to share the pain of having meaningful tax reform. This discussion should be part of the state legislative political campaign process going on now and it should not be delayed until after the election. Don Heinzman is a columnist and editorial writer for ECM Publishers Inc. Sun Thisweek and the Dakota County Tribune are part of ECM Publishers. Heinzman can be reached at don.heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

in the first paragraph of their application. I wish we had 10-12 positions open. We heard from and interviewed a number of well-qualified applicants, thanks to the Minnesota Council on Nonprofits, which does a great job connecting organizations and job seekers. Information is at www.minnesotanonprofits. org/jobs. We’ve offered to talk with several applicants about finding similar jobs. They have my thanks and best wishes. They are smart, skilled people deeply committed to and eager to help public schools. We need to use their insights, talent and energy. Joe Nathan, formerly a Minnesota public school teacher and administrator, directs the Center for School Change. Reactions welcome, joe@centerforschoolchange.org. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 8, 2012

Eagan, Burnsville businesses among nation’s fastest growing by Jessica Harper

DAKOTA COUNTY TRIBUNE

Four of the nation’s fastest growing companies call Eagan and Burnsville home. Prime Therapeutics, Avionte and Intertech in Eagan, and Burnsville-based Innovative Office Solutions were named last week among the nation’s 5,000 fastest growing companies by Inc. Magazine. Avionte experienced the greatest amount of growth at 294 percent in the past three years. The company – located at 1270 Eagan Industrial Road – saw its revenue increase from $1.1 million in 2008 to $4.2 million in 2011. Avionte was founded in 2006 and develops and licenses staffing software and Web-based portal services that facilitate communication among recruiters, staffing agencies, employers and

job candidates. It currently has 65 employees, which is 45 more than in 2008. Innovative Office Solutions in Burnsville also experienced significant growth at 163 percent over the past three years. The office supply company, which was founded in 2001, saw its revenue jump to $42.7 million in 2011 from $16.2 million in 2008. Innovative Office Solutions has added 35 jobs in the past three years, which brings its total number of employees to 77. The company – located at 151 Cliff Road E. in Burnsville – provides office and facility supplies, furniture, and print and document management services to businesses and schools. Prime Therapeutics has been steadily growing for de-

cades and over the past three years has grown by 56 percent. The pharmacy benefits manager has seen its revenue increase from $1.2 billion in 2008 to $1.8 billion in 2011. The company, which was founded in 1998, has added 533 employees over the past three years. To date, Prime Therapeutics has 2,154 employees and plans to add another 300 as part of a $5 million expansion in Eagan. The company – located at 1305 Corporate Center Drive in Eagan – offers services to insurance providers and enrolled members, and develops cost-management tools and provides prescription drug benefits through a national network of retail pharmacies. Its clients include Blue Cross and Blue Shield of Minnesota. Intertech experienced

slightly slower growth than the other three businesses, yet its growth was 48 percent. Over the past three years, the software developer’s revenue has increased from $6.9 million in 2008 to $10.2 million in 2011. The company, which was founded in 1991, added 25 jobs since 2011 and currently has 60 employees. Intertech – located at 1575 Thomas Center Drive in Eagan – designs and develops software for large and mid-sized companies and state government. It also provides advanced training and consulting services. Its clients include NASA and Fortune 500 companies such as Microsoft and Wells Fargo. Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

Postal Service penalized by MPCA by Jessica Harper

DAKOTA COUNTY TRIBUNE

The U.S. Postal Service has reached an agreement with the Minnesota Pollution Control Agency after air quality violations were discovered three years ago at the Postal Service’s regional management support center in Eagan. Under the agreement made Oct. 12, the Postal Service will pay $13,000 to the MPCA and has to take corrective actions, including submitting Emissions Inventory Reports and apply for proper air quality permits. According to the MPCA, the Postal Service’s Eagan facility did not obtain proper air quality permits before it installed and operated Mohn from Page 1A

“They’re good haircuts,” he said. “There are also good stories. … Never a lack of conversation.” Jim Garvin, who lives on Lakeville’s northern border with Burnsville, was a newcomer, visiting the barber shop for a second time. “I just stumbled into it,” Garvin said. “I don’t get to downtown Lakeville very much.” There were challenges during these 53 years, too. The 1970s was a time of cultural and economic turmoil. Mohn needed to augment his income. “I sold vacuum cleaners on the side,” he said. “I also

a number of boilers and diesel-fueled generators at the site, which is located at 2825 Lone Oak Pkwy. The violations resulted in a potential increase in emissions of several regulated air pollutants, including particulate matter, sulfur dioxide and nitrogen oxides. These pollutants can cause respiratory irritation in humans and would add to the overall air pollution in the area, according to the MPCA. The MPCA discovered the violation in 2009, when the Postal Service applied for an air quality permit covering on-site generators and gas-fired boilers used to heat the facility. The application stated the permit would be the facility’s first air qual-

ity permit. The MPCA asked for more information and found that 14 gas-fired boilers and seven diesel-fueled generators had been installed at the facility between 1998 and 2004. Instead of using the generators only for traditional backup electrical generation, the facility entered into a service agreement with Northern States Power Co. (now Xcel Energy) to use them for “peak shaving,” in which on-site generators are used to offset electrical demands at times of peak usage. As a result, the generators could potentially operate more frequently and, therefore, have potential emissions that require a

permit. The facility used the five original generators for peak shaving from 1998 to 2003, and all seven generators were used for peak shaving from 2004 to 2009, according to the MPCA. The facility didn’t renew its agreement with Xcel and is no longer using its generators for peak shaving, but rather as standby generators for traditional emergency use. The MPCA’s investigation found that required Emission Inventory Reports had not been submitted from 1998 to 2007. Representatives from the U.S. Postal Service declined to comment. Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

took up cutting women’s hair.” There was also a close call with the IRS, a story that Mohn humbly let Rice tell on his behalf. The representative stopped by and performed his investigation, assuming Mohn owed back taxes. As he was leaving, Rice said, he turned to Mohn and said, “We owe you $700.” Both men laughed. Then Mohn started talking about the different styles of haircut he has had to adapt to over the years. Boys and men started wearing their hair long in the 60s and 70s, a stark contrast to the crew cuts and short hair of previous decades.

“It started when the Beatles started getting popular,” Mohn said. Then came the Vietnam War era and the change that entailed. “There were a lot of fights in the barber shop” between parents and their sons over hairstyles, Mohn said. Later on came mohawks. Two local boys came in one day and told Mohn they had their parents’ permission to each get one. Their mother was not pleased, Mohn said. Mohn will spend some of his retirement “up North” at his place on Leech Lake, he said. There he plans to fish a lot and work on lawn care; and also spend time with his

wife, Berniece. There will be time for his adult children and grandchildren, too. During the interview, the subject of locally-owned barbershops came up. How long will non-chain shops in Lakeville continue to function as a bridge between the past and the present? “They’ll succeed,” Rice said. “Bud has cut all different kinds of people’s hair” and at least 85 to 90 percent return. “It’s a place where you can relax from life and talk how you want to talk,” Rice said. “What’s said here stays here.” Vehling can be reached at aaron.vehling@ecm-inc.com or facebook.com/sunthisweek.

Photo by Jessica Harper

Eagan resident Kevin Lovegreen recently published a children’s series called “Lucky Luke’s Hunting Adventures,” which are inspired by Lovegreen’s passion for hunting.

Local children’s book takes readers on the hunt by Jessica Harper

DAKOTA COUNTY TRIBUNE

An avid outdoorsman, Kevin Lovegreen’s fondest childhood memories are hunting in northern Minnesota with his family. As an adult, the Eagan resident made new hunting memories with his son, Luke. “My whole family were big hunters,” said Lovegreen, a Bloomington native. “Waiting in the quiet woods was just as rewarding as the hunt.” These experiences were the inspiration behind Lovegreen’s recently published children’s series “Lucky Luke’s Hunting Adventures.” The first book, “The Swamp,” which was self-published in January, tells the story of a 12-year-old boy named Luke who goes deer hunting with his family for the first time. In the second book, “Turkey Tales,” which was self-published in July, Luke goes on a turkey-hunting adventure. “The moral of the story is for people to have family tradition and get outside with their kids,” Lovegreen said. “I want to inspire kids to get outside and experience more than they are used to.” Each book, aimed at children ages 5 to 9, features intricate hand-drawn illustrations by freelance artists. Lovegreen emphasized that the books are geared toward boys and girls of all interests. “I think these books are good for boys who don’t want to read and now they have something they find interesting,” Lovegreen said. Lovegreen initially sold both books at area school libraries, including Northview Elementary in Eagan. The two books were checked out frequently and became an instant hit with both boys and girls. Within a few months, Lovegreen wrote chapter book versions called “The Swamp Extended Version” and “Winner, Winner, Turkey Dinner” geared toward middle school students due to popular demand. “The most rewarding part is the response from kids who love reading these books,” Lovegreen said. Since releasing them earlier this year, Lovegreen has sold about 650 copies of “The Swamp” and 200 copies of “Turkey Tales.” In addition to selling the books to schools, books are available at a few area hunting shops, amazon.com and at Lovegreen’s website www.luckylukehunting.com. The series isn’t over yet. Lovegreen said he is working on two more “Lucky Luke” books and has received demand for a fifth that has a fishing theme. The Lucky Luke series isn’t Lovegreen’s first published work. He previously wrote a hunting guide for preteens. Lovegreen said he found his love for writing after being bought out in 2011 from a family industrial service business. “I decided at the time that I needed to try something new,” he said. Soon after leaving the business, Lovegreen found his love for writing, which he dedicates to full time. Jessica Harper is at jessica.harper@ecm-inc.com or facebook. com/sunthisweek.

November 8, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo by Calvin Swanson

A riffle is a shallow, rocky location in the stream, serving as an ideal spawning bed for fish and a home for insects. Brown trout utilize these rocky areas in the fall when they lay eggs. Riffles create rapid water flow that travels through the gravel, rocky areas where the eggs are located, providing a good source of oxygen, according to Brian Nerbonne, a Department of Natural Resources stream and habitat specialist. The Vermillion River does not have a lot of rocky stretches, which limits trout spawning habitat.

Photo by Calvin Swanson

Coir mesh, a coconut-fiber netting, helps hold soil in place while the newly planted vegetation establishes itself, said Brian Nerbonne, a Department of Natural Resources stream and habitat specialist. It was placed in areas that had been filled in to make the river narrower. It decomposes after two to three years, Nerbonne said.

Volunteers restore Minnesota riverbanks Vermillion River project portends better chance for trout fishing

by Calvin Swanson

Murphy News Service University of Minnesota School of Journalism and Mass Communication

Known for producing trophysized trout from Scott County to the Mississippi River near Hastings, the Vermillion River received a needed enhancement last month. Minnesota Trout Unlimited, a nonprofit organization formed to help restore and conserve trout fisheries, and the Minnesota Department of Natural Resources combined in September for a two-week project to remove high banks and add more vegetation to a part of the Vermillion. It is the third major restoration project on the river since 2009. The latest restoration effort on a three-quarter mile stretch of river between the cities of Coates and Hampton is located east of U.S. Highway 52 on public land purchased by the DNR specifically for fishing and hunting, said Brian Nerbonne, the DNR stream and habitat specialist who designed the project. “If we can create more high quality fishing areas in this area, this could become even more of a destination than it already is,” Nerbonne said. “The Vermillion is known as this trophy trout fishery where you have a unique chance to catch some really large trout in this river, much more so than a lot of other rivers around the state.” Farmington, which sits on the Vermillion River, is a community that sees the potential benefits of an active, healthy trout fishery. “We’ve had a few cleanup projects on the Vermillion, and we’ve had people from different communities, not anywhere near Farmington, come to help clean up the river because they know about it, and they’ve come down here for fishing,” Jen Dullum, a

Photo by Calvin Swanson

Tree roots are assembled into the reconstructed banks of the Vermillion River to help combat erosion while also providing cover for trout. natural resource specialist for the city of Farmington, said. Farmington Business Association president Clyde Rath believes the river has some economic potential but, as of now, the city is not striving off it. Rath expects nonetheless to have meetings with the Vermillion River Watershed Joint Powers Organization this winter to find ways to utilize the river’s potential. “It’s a great asset to the city of Farmington,” Rath said. “But nobody has really taken a look at it to make it an attraction so that it becomes a feature other people are interested in.” The DNR stocks catchablesized rainbow trout in Farmington every year to accommodate the fishing demands. The river is most recognized for its abun-

dance of large brown trout that were stocked from 1990 until 2006, Nerbonne said. Outside Farmington’s city limits, trout fishing is catch-and-release only to stabilize the populations of large brown trout. The latest Vermillion project, located on the catch-and-release territory, entailed hiring contractors to shift and remove soil from the high banks to create a flood plain around the river so the river can spread its energy out to a wider area, Nerbonne said. In that spot, the river’s high banks had restricted floodwaters from escaping the channel, while the high amount of energy created bank erosion. “We’ll create a more stable stream channel by dissipating that energy,” Nerbonne said. “You’re not going to have as much ero-

suitable environment for trout. “The channel was overly wide and had these high eroding banks, very little in-stream cover for trout in particular and not very many exposed substrates, rocks, gravel, which are essential for food production,” John Lenczewski, executive director of Minnesota Trout Unlimited, said. Funding for the project came from the Minnesota Outdoor Heritage Fund, which derives from a Minnesota sales tax and provides funding specifically for restoration projects and fish and wildlife protection. After creating grant proposals, Trout Unlimited fronts the money to pay contractors before the state reimburses the grant, Lenczewski said. The project cost is close to $70,000, Lenczewski estimated. The total expense may be less because the DNR is selling the excess soil that was extracted from the high banks to a local topsoil company. This is the second major project on the Vermillion River the last two years. In June 2011, the DNR, the Vermillion River Watershed Joint Powers Organization and Trout Unlimited finished a meandering project, three miles east of Farmington. The project involved the construction of a new three-quarter mile stream channel with natural curves to replace a half-mile of straightened channel that had been reshaped for agriculture purposes more than 75 years ago, Nerbonne said. “We’re trying to raise awareness that there is this cold-water resource there that is deserving of protection,” Lenczewski said. “Hopefully, we’re not just increasing habitat, we’re looking to create citizen advocates to protect those watersheds. “

sion.” The DNR and contractors also installed artificial riffles in shallow areas, which are rock structures placed across the stream and are essential for insect habitat and for trout and fish spawning, Nerbonne said. Volunteers helped plant boxelder trees in the constructed banks with the tree roots integrated into the stream, providing new cover for fish while protecting the newly formed banks, Nerbonne said. Volunteers packed the banks with soil before adding sod mats composed of sedges – dense rooted plants similar to grasses – that provide stability and vegetation growth on the banks, ultimately, to prevent major erosion. The high banks were eroding Calvin Swanson is studying journalinto the stream, creating an un- ism at the University of Minnesota.

‘Movember’ means mustaches for many Burnsville cops by John Gessner

DAKOTA COUNTY TRIBUNE

Burnsville police officers Jeremiah Mahler and Brian Beckstrom went with a hybrid look earlier this week: nearly cleanshaven heads and finely trimmed facial hair. You could say the patrol cops were in training for Movember, a month-long, mustache-growing movement to raise funds for men’s health issues, particularly prostate and testicular cancer. Mahler and Beckstrom had to shave before Nov. 1 to meet the Movember rule that participants start the month clean. But the usually smooth-faced officers, both graduates of Burnsville High School, grew ’staches early to help with publicity. “We’re wanting this

year to share the idea with the Burnsville community,” Mahler said. Since its 2003 inception in Melbourne, Australia, Movember has attracted 1.9 million registrants and raised $299 million globally, $126.3 million in 2011 alone. The event raises funds for programs run directly by Movember and by its partners, the Prostate Cancer Foundation and the LIVESTRONG Foundation. A chief goal is educating men about cancer risks and early detection. “Aside from police officers, one of the biggest promoters is the National Hockey League. They do it every year,” said Beckstrom, a 2002 BHS graduate. This is the fourth year Burnsville police have joined

the ranks of Movember’s “Mo Bros.” Donations from officers, family and friends raised about $6,660 in the first three years. In previous years sometimes an entire shift of patrol officers would grow mustaches for a few weeks as a teambuilding exercise, Mahler said. Then officers discovered Movember, which gained traction in the United States in 2007. “This is mustache month for a reason,” said Mahler, captain of the Burnsville police team, called the Wilford Brimleys after the bushylipped actor. “This is raising money.” Mahler admitted to coloring his mustache the first couple of years to add visual

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 8, 2012

Photo by John Gessner

Officers Brian Beckstrom, left, and Jeremiah Mahler grew mustaches early this year to help publicize the Burnsville Police Department’s Movember campaign. They had to start over on Nov. 1. heft. But early indications are his light-colored ’stache will do fine this Movember. “Those of us who can grow them sometimes have some pretty sweet-looking

mustaches,” he said. “Those http://us.movember.com/ of us who can’t grow them team/473105. look pretty ridiculous.” Donations are ac- John Gessner can be reached at cepted at the home page john.gessner@ecm-inc.com or of the Wilford Brimleys: facebook.com/sunthisweek.

Transit-rider safety the focus of new Metro Transit Police chief by T.W. Budig

Dakota County Tribune

The Metro Transit Police Department is facing an “identity crisis” and needs a stronger sense of mission, Metropolitan Council members heard last month during an appraisal of the force by officials of the Upper Midwest Community Policing Institute. The transit police, formed by the Legislature in 1993, has a roster of about 68 fulltime officers and 45-part time officers. They ride buses, trains, patrol transit routes and otherwise provide security for the 256,000 riders who hop on Metro Transit each weekday. In September, former St. Paul state senator and police chief John Harrington was sworn in as the seventh chief of the Metro Transit Police. The transition was considered by the Met Council to be a good time to review the department. Dennis Cusick, of the Policing Institute, told the council the department has laudable features. It needs to “spread its wings” in telling its story to the public, said an institute official. Still, the department needs a stronger sense of mission to bind it. The legislation creating the department lent a degree of confusion, as local police have primary duty in dealing with crime in their communities, Cusick explained. In its critique, the insti-

John Harrington explains his views to Met Council

Harrington has started to concerning the review, ques- tices vary from city to city, address some of the concerns tioning whether the exhaus- Harrington indicated. raised in the review, indicat- tive list of recommendations In St. Paul, if a crime ing the department’s previ- needs to be taken in entirety. happens on a bus, that’s the ous mission statement was Changes are taking place business of the transit police, crafted without sufficient concerning the department’s Harrington explained. consultation with the rank K-9 unit – older dogs retired, But that viewpoint isn’t and file. new handlers lined up for always shared, he noted. He wanted a mission training, he explained. On the issue of misstatement that everybody Harrington wants K-9s matched firearms, the partcould live with and under, he on the street every day. time officers the transit force explained. Harrington spoke of the employs often carry the Harrington’s first official need for a blend of uni- weapon of choice of their act as the new chief was to formed and plain clothed of- full-time departments. inquire into the state of in- ficers riding buses and trains. Harrington indicated his ternal affairs within the de- He stressed the idea that department would be looking partment. transit police and bus and into the question of sidearms. He endorsed various find- train operators are respon- Met Council Chairwomings in the reviewers. sible for the quality of life on an Susan Haigh expressed “The whole idea of man- transit. confidence in the new chief. agement by visibility is ab- “That train is a mov- Met Council Member solutely essential,” said Har- ing community that’s going Edward Reynoso of Ham rington, saying he has been through a city,” he said. Lake said the police institute making the 6 a.m. roll calls Harrington spoke of the report initially had him worand that officers need to be need for more bilingual offi- ried. able to place a face to the or- cers, saying riding transit is to But after listening to HarPhoto by T.W. Budig ders affecting their jobs. “I’m hear the diversity of languag- rington, he was relieved. Newly appointed Chief of the Metro Transit Police an old St. Paul beat cop.” es spoken within the metro. Department John Harrington listens to comments from But Harrington also sug- In terms of jurisdiction T.W. Budig can be reached at Met Council members concerning the force during a recent gested the department and – which department should tim.budig@ecm-inc.com or �� meeting. facebook.com/sunthisweek. council should be selective handle a given crime – practute cited the need for more Reviewers noted differing visionary, visible leadership in opinions among department the transit police department. rank and file concerning the �� The transit force needs to be- best use of time. Some said �� come more diverse to better too much emphasis might be �� represent the community it placed on riding buses and �� serves, it recommended. trains. �� “I am the third black cop Other concerns cited in on the department,” said the review ranged from man�� Harrington, stressing the agement of the department’s need for diversity. K-9 unit to the lack of uni- �� According to the council, formity among the sidearms Harrington increased diver- worn by the transit officers – �� sity within the St. Paul Police potentially a serious concern �� Department by 40 percent in an emergency situation �� during his tenure on the where ammunition might �� force. need to be shared.

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November��8,�� 2012 �� DAKOTA�� COUNTY�� TRIBUNE BUSINESS WEEKLY ��

Calendar

To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

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Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Nov. 8, 8 to 9 a.m., Coffee Break, Volt Workforce Solutions, 1270 Northland Drive, Suite 100, Mendota Heights. RSVP: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Thursday, Nov. 8, 4 to 6 p.m., ribbon cutting and open house at Mobile Pantry, Restoration Covenant Ministry Center and Office, 7707 147th St. W., Apple Valley. Ribbon cutting at 4:30 p.m. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Friday, Nov. 9, 7 to 10 p.m., Member & Volunteer Celebration – Barnyard Bash, Dodge Nature Center, Farm Education Building, 1701 Charlton St., West St. Paul. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Monday, Nov. 12, 7:30 to 9 a.m., The State of Healthcare, Fairview Ridges Hospital, Ridges Cafe Main Dining Room, 201 E. Nicollet Blvd., Burnsville. Free.

Registration required. Information: Jessy Annoni at (651) 2889202 or jannoni@dcrchamber. com. • Tuesday, Nov. 13, 8 to 9 a.m., Rosemount Connection, Merchant’s Bank, 15055 Chippendale Ave. W., Rosemount. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Thursday, Nov. 15, 5 to 7 p.m., Countywide Chamber Small Business Expo & Business After Hours, Best Western PremierNicollet Inn, 14201 Nicollet Ave. S., Burnsville. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. Apple Valley Chamber of Commerce events: • Monday, Nov. 12, 7:30 to 9 a.m., The State of Healthcare, Fairview Ridges Hospital, Ridges Cafe Main Dining Room, 201 E. Nicollet Blvd., Burnsville. Free. Registration required. • Tuesday, Nov. 13, 11:30 a.m. to 1 p.m., Apple Valley Chamber Luncheon, Enjoy! restaurant, 15435 Founders Lane. The city will present several “visions” of its future proposals for commercial property. Cost: $15 for chamber members, $20 for nonmembers. RSVP to kristy@applevalleychamber.com.

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a.m. Banker ourClientsHeart.com or (952) meets Wednesdays at 11 Burnet, 190 Cobblestone �� at the Lakeville Brunswick Zone, Lane, Burnsville. For information, 412-2193. �� 11129 162nd St. W. For more call (952) 746-5611 or visit www. information, call Maggie Kase at Ongoing thegrapevinenetwork.com. �� Platinum Partners, a chapter (952) 230-1602 or visit www.bni- Kingdom Advisors members �� of BNI, welcomes one represen- mn.com. meet monthly for fellowship, traintative from each profession and BNI – Power Links Chapter ing, �� networking, prayer, and shar�� meets every Wednesday morning meets at 7:30 a.m. Thursdays ing of best practices. Ron Blue or from 7:30 to 9 a.m. at the Lake- at Highview Hills Senior Living other recognized speakers (via ville Green Mill. To learn more, Center, 20150 Highview Ave., DVD) cover a topic each month �� call Amy at (952) 226-7741. �� Lakeville. Information: Michelle helping members �� integrate and Creative Networking Pro- Reisenauer, (612) 868-2950 or apply Biblical financial wisdom �� fessionals, an independent busi- mreisenauer@charter.net. into their professional advice. ��2 Referrals Visitors welcome. The S Metro ness networking group, meets BNI – Leads the first and third Tuesday of the meets from 7:30 to 9 a.m. Tues- Group meets at Family Finan�� month at JoJo’s Rise and Wine days at Jeff Belzer’s dealership cial Services, 151 W. Burnsville �� in Burnsville from 8 to 9 a.m. The (second floor cafeteria), 21111 Parkway, Burnsville, from 7:30 to group is focused on creating in- Cedar Ave., Lakeville. Informa9 a.m. on the fourth Tuesday of �� terpersonal relationships to grow tion: Kari Switala, (612) 298- each month.�� POC is Jeff Robin�� business-to-business referrals. 3487. son at (952) 890-6611. The SE Yearly dues are $65. New mem- Professional Referral Ex- Metro Group meets at 2918 Up�� meets ev- per 55th St., Inver Grove Heights, bers are welcome. Members are change of Burnsville limited to one per professional ery Wednesday for breakfast at the first Thursday of each month category. For more informa- Denny’s Restaurant. Meetings from 12 noon to 1 p.m. (bring your tion, contact Jeff Rothmeyer at begin at 7 a.m. For more infor- lunch). POC is Ginger Ewing at JeffR@Roundbank.com or see mation, contact Jo Baecker, area (651) 389-1177. www.CreativeNetworkingProfes- director, at (612) 618-5347 or visit SMART (South Metro Area the website www.prorefx.com. sionals.com. Referral Team) Business Net Dakota Business Partners Elite Executives Chapter of working Group meets the meets every Tuesday from 8:15- Business Networking Internation- second and fourth Tuesday of 9:30 a.m. at AmericInn, 17145 al meets each Tuesday 7:30-9 every month from 8 to 9 a.m. at Kenyon Ave. (just off Interstate 35 a.m. at Kowalski’s Market, 1646 the Green Mill Restaurant, 1940 and County Road 50), Lakeville. Diffley Road, Eagan. This lively Rahncliff Court, Eagan. We are For why our group is different and referral group can help you grow a networking group based on more information visit www.da- your business. Membership is relationships and charitable givkotabusinesspartners.com or find limited to one person from each ing. Openings are available. Visit category. Visitors are welcome. smartmnnetworking.com. Quesus on Facebook. Network Unlimited South For more information, contact tions – contact Arlene Seifert at Valley Chapter, a professional Jay Taylor at (651) 688-3100, jay. (952) 898-1777. networking chapter, meets Thurs- taylor@hitechmn.com. Find the The S.T.A.R. (South Twin days from 4:30 to 5:45 p.m. at chapter’s website at bnimn.com. Cities Area Referral) NetworkValley Tap House, 14889 Flor- Beta Sigma Phi, Precep- ing Group meets 8 to 9 a.m. ence Trail, Apple Valley. To see if tor Alpha Delta Chapter, meets every Wednesday at Bremer your category is open go to www. the second Wednesday of every Bank, 17600 Cedar Ave, Lakemonth at 7:30 at a member’s ville. Openings are available. For NetworkUnlimited.org. Network Unlimited Eagan home. For information, call (952) questions, call Kathy Andrade at Chapter, a professional network- 894-8831. (952) 997-1306. ing chapter, meets Tuesdays Network Results Chapter of SHiFT network events are from 4:30 to 5:45 p.m. at Caspers Business Network International, held Thursdays from 6:30 to 8 Cherokee of Eagan, 4625 Nicols networking for local business p.m. at Inver Hills Community Road, Eagan. To see if your cat- owners, only one person from College, 2500 E. 80th St., Inver egory is open go to www.Net- each profession. First two meet- Grove Heights. SHiFT is a nonings are free. We meet every profit network connecting adults workUnlimited.org. SMART (South Metro Area Wednesday for breakfast, 7-8:30 in mid-life transition with opporReferral Team) Business Net- a.m. at Roasted Pear, 14200 tunities to seek meaningful work, working Group meets the sec- Nicollet Ave. S., Burnsville. Call new avocations, and a supportive ond and fourth Tuesday of the Jim Culpepper for more informa- community (www.shiftonline.org). month from 8 to 9 a.m. at the tion: (612) 655-4339. Members: Free. Guests: $5. Green Mill Restaurant, 1940 Networks Plus - Diversified Women’s Business ExRahncliff Court, Eagan. The Business Professionals Chap- change meets the fourth group is based on relationships ter of Business Network Inter- Wednesday from 11:30 a.m. and charitable giving. Openings national, a business referral or- to 1 p.m. at Baskets On Occaare available. Visit smartmnnet- ganization. Meetings will be held sion, 4580 Scott Trail, Suite 204, working.com. Questions – con- Thursdays 11:30 a.m. – 1 p.m. at Eagan. Fee: $5 per meeting. For tact Arlene Seifert at (952) 898- Savage City Hall, 6000 McColl more information, contact Mary 1777. Drive, Savage, MN. All profes- at (651) 994-8392 or visit www. BNI – The Valley Networkers sionals are invited to attend. Call meetup.com/womens-businessChapter of Business Networking Crystal (952) 314-8676. exchange-eagan.  Seed Your Intl. meets Thursdays at 11:30 Networking coffee group at Business referral-based neta.m. at the DCTC Apple Valley Caribou Coffee will meet from working group meets the first Site at 14200 Cedar Ave. BNI 9:30-11:30 a.m. at Caribou Cof- and third Wednesday at noon at is a networking group for busi- fee, 14638 Cedar Ave., on the Baskets On Occasion, 4580 Scott ness owners who are looking to second and fourth Mondays of Trail, Suite 204, Eagan. Fee is $5 increase their revenue. Only one the month. Call (763) 783-4767 to per meeting. Up to two profesperson from each profession. register. sions per person. Contact Mary Bring your own lunch. For more Grapevine Network “Com- at (651) 994-8392. information, call Paula Sevenich mon Denominator” Group Rise and Shine Networkat (952) 891-4057 or visit www. meets Tuesdays from 7:30-8:45 ing Group meets the second bni-mn.com a.m. at Coldwell Banker Burnet, Wednesday every month at 8 BNI – Networking meets 190 Cobblestone Lane, Burns- a.m. at Baskets On Occasion, Thursdays at 7:15 a.m. at the ville. For information, call (952) 4580 Scott Trail, Suite 204, Round Bank in Farmington. For 746-5611 or visit www.thegrape- Eagan. Fee is $5 per meeting. more information, contact Ellen at vinenetwork.com. Information: Mary at (651) 994(952) 412-5287 or Lanny at (612) Grapevine Networking 8392 or meetup.com/riseand386-2660. Group meets Wednesdays shine networking group. BNI – Power Lunch Chapter from 7:30-8:45 a.m. at Coldwell

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Burnsville Chamber of Commerce events: • Monday, Nov. 12, 7:30 to 9 a.m., The State of Healthcare, Fairview Ridges Hospital, Ridges Cafe Main Dining Room, 201 E. Nicollet Blvd., Burnsville. Free. Registration required. Information: Maranda Bergren, (952) 435-6000, maranda@burnsvillechamber.com. • Thursday, Nov. 15, 5 to 7 p.m., Countywide Chamber Small Business Expo & Business After Hours, Best Western PremierNicollet Inn, 14201 Nicollet Ave. S., Burnsville. Information: (952) 435-6000, maranda@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: • Thursday, Nov. 8, 5:30 to 8:30 p.m., Ladies Night “Christmas Extravaganza,” downtown Lakeville. • Friday, Nov. 9, 8 to 9 a.m., Teacher Appreciation Breakfast, Lakeview Elementary School. • Monday, Nov. 12, 7:30 to 9 a.m., The State of Healthcare, Fairview Ridges Hospital, Ridges Cafe Main Dining Room, 201 E. Nicollet Blvd., Burnsville. Free. Registration required. Information: Linda Rynda or Michele Shea, info@lakevillechambercvb. org. • Monday, Nov. 12, 12:30 to 1:30 p.m., ribbon cutting, Ultimate Martial Arts and Fitness – Heritage Commons. • Tuesday, Nov. 13, 7 to 8 a.m., Breakfast with the Schools, Cracker Barrel Restaurant. • Thursday, Nov. 15, 5 to 7 p.m., Countywide Chamber Small Business Expo & Business After Hours, Best Western PremierNicollet Inn, 14201 Nicollet Ave. S., Burnsville. Information: Linda Rynda or Michele Shea, info@ lakevillechambercvb.org. River Heights Chamber of Commerce events: • Thursday, Nov. 8, 8 to 9 a.m., Inver Grove Heights Local Issues meeting at the District Offices. Information: Chaz Kleinsteuber at chaz@riverheights.com. • Tuesday, Nov. 13, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch, Angelo’s Italian Restaurant, 1203 Southview Blvd., South St. Paul. Information: Chaz Kleinsteuber at chaz@riverheights.com. • Thursday, Nov. 15, 5 to 7 p.m., Countywide Chamber Small Business Expo & Business After Hours, Best Western PremierNicollet Inn, 14201 Nicollet Ave. S., Burnsville. Information: Chaz Kleinsteuber at chaz@riverheights.com. Touch Your Client’s Heart event: • Thursday, Nov. 15, 8:30 a.m. to 3:30 p.m., Business Plan in a Day, Rasmussen College, 4400 W. 78th St., Sixth Floor, Bloomington. Marketing and client retention plans for 2013 for small business owners. Cost: $89. Register at http://businessplaninaday.eventbrite.com/#. Information: Deb Brown at info@TouchY-

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice is hereby given that on November 23, 2012 at 10:00AM at Acorn Mini Storage, 5000 Babcock Trail, city of Inver Grove Heights, county of Dakota, state of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by: Unit # 1214 Michael Brotzman/ Vicki Brotzman Furniture, boxes of unknown content #4678420 Unit # 1217 David Jasper/ Tami Hopp Furniture, luggage, boxes of unknown content #4678383 3199001 11/1-11/8/12

PUBLIC NOTICE

LAND TITLE SUMMONS IN APPLICATION FOR REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT NO. 19HA-CV-11-2356 _______________________________________ In the Matter of the Joint Application of Sarah L. Swenson and Steven P. Swenson, as Joint Tenants, and Randall L. Seaver and Sheree B. Seaver, as Joint Tenants, to register the title to the following described real estate situated in Dakota County, Minnesota, namely: Lot 6, Block 2, RICE LAKE HEIGHTS, according to the recorded plat thereof, Dakota County, Minnesota. Together with that part of Lot 5, said Block 2 described as commencing at the most easterly northeast corner of said Lot 5; thence on an assumed bearing of South 12 degrees 04 minutes 21 seconds West, along the east line of said Lot 5, a distance of 440.00 feet to the point of beginning of the parcel to be described; thence South 46 degrees 47 minutes 45 seconds West a distance of 37 feet, more or less, to the shore line of Rice Lake; thence southeasterly, along said shore line of Rice Lake to the east line of said Lot 5; thence North 12 degrees 04 minutes 21 seconds East, along said east line of Lot 5, a distance of 36 feet, more or less, to the point of beginning. And Lot 5, Block 2, RICE LAKE HEIGHTS, according to the recorded plat thereof, Dakota County, Minnesota, EXCEPT that part of said Lot 5 described as commencing at the most easterly northeast corner of said Lot 5; thence on an assumed bearing of South 12 degrees 04 minutes 21 seconds West, along the east line of said Lot 5, a distance of 440.00 feet to the point of beginning of the parcel to be described; thence South 46 degrees 47 minutes 45 seconds West a distance of 37 feet, more or less, to the shore line of Rice Lake; thence southeasterly, along said shore line of Rice Lake to the east line of said Lot 5; thence North 12 degrees 04 minutes 21 seconds East, along said east line of Lot 5, a distance of 36 feet, more or less, to the point of beginning. Applicants, vs. State of Minnesota; Eagle Valley Bank, N.A.; Mortgage Electronic Registration Systems, Inc., as Nominee for Mortgage Network, Inc.; Steven P. Swanson; Optimum Mortgage Services, Inc., a Minnesota corporation; Wells Fargo Bank, N.A.; John H. Ulness; and Ruth W. Ulness; also all heirs and devisees of any of the above-named persons who are deceased; and all other persons or parties unknown, claiming any right, title, estate, lien or interest in the real estate described in the Application or amendments herein, Defendants. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to answer the Application of the Applicants in the above-entitled proceeding and to file your answer to the said Application in the office of the District Court Administrator in said County, within 20 days after service of this Summons upon you exclusive of the day of such service, and if you fail to answer the Application within the time aforesaid, the Applicants in this proceeding will apply to the Court for the relief demanded therein. ---------------------------------------------------------Witness, District Court Administrator of said Court, and the seal thereof, at Dakota, in said County, this 26th day of September, 2012. By: P. Klingner, Deputy ___________________________________ Attorneys for Applicants: Fabyanske, Westra, Hart & Thomson, P.A. Gary C. Eidson (#0138381) Rachel J. Elvester (#0389435) 800 LaSalle Avenue, Suite 1900 Minneapolis, MN 55402 (612) 359-7600 (P) (612) 359-7602 (F) 3198185 11/1-11/15/12

CITY OF LAKEVILLE, DAKOTA COUNTY, MINNESOTA NOTICE OF HEARING ON PROPOSED ASSESSMENTS TO WHOM IT MAY CONCERN: NOTICE IS HEREBY GIVEN that the City Council will meet at 7:00 p.m. on December 3, 2012, at the City Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota, to pass upon the proposed assessment for the costs incurred as a result of City Ordinance 4-1-3 (Weed/Grass) and Property Maintenance Code 301.3 violations. The areas to be assessed are within the City of Lakeville. The total amount to be specially assessed against the properties is $11,088.29. The proposed assessment roll is on file for public inspection at the City Clerk's office. Written or oral objections will be considered at the City Council meeting. No appeal may be taken as to the amount of the assessment unless a signed written objection is filed with the City Clerk prior to the hearing or presented to the presiding officer at the hearing. An owner may appeal an assessment to District Court pursuant to Minnesota Statutes 429.081, by serving notice of the appeal upon the Mayor or City Clerk of the City within thirty (30) days after the adoption of the assessment and filing such notice with the District Court within ten (10) days after service upon the Mayor or City Clerk. DATED this 5th day of November, 2012. CITY OF LAKEVILLE Charlene Friedges, City Clerk 3204492 11/8/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Amended Body Therapies 2. Principal Place of Business: 17690 Icon Trail, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Laurie S. Nelson, 17690 Icon Trail, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/6/2012 Laurie S. Nelson, NCTMB, Owner 3211590 11/8-11/15/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: GLG Properties 2. Principal Place of Business: 5500 Blaine Avenue, Inver Grove Heights, MN 55076 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Gino Pitera, 5500 Blaine Avenue, Inver Grove Heights, MN 55076 Lewis Gerten, 5500 Blaine Avenue, Inver Grove Heights, MN 55076 Glen Gerten, 5500 Blaine Avenue, Inver Grove Heights, MN 55076 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/26/2012 Michael G. Kula 3202556 11/1-11/8/12

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-12-1736 Case Type: Domestic Abuse In the Matter of: Allissa Cassandra Thronson and o/b/o minor children, Petitioner vs. William Pruitt, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W. Mendota Rd #140, West St Paul, MN 55118 on November 28th, 2012 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 10/31/2012 Carolyn M. Renn Court Administrator Kelly L. Deputy 3206728 11/8/12

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-10-1622 Case Type: Domestic Abuse In the Matter of: JOLEEN MARIE HOPKINS, Petitioner vs. WILLIE EARL HOPKINS, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul, MN 55118 on November 27, 2012 at 1:30 p.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: OCTOBER 31, 2012 CAROLYN M RENN Court Administrator LORI SCHNEPF SENIOR COURT CLERK 3206010 11/8/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-694 In Re: Estate of Kelli Jo Coley, also known as Kelli J. Coley, Decedent. It is Ordered and Notice is given that on November 27, 2012 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirs of the decedent, and for the appointment of Tylor Coley, whose address is 4732 12th Avenue South, Minneapolis, Minnesota 55407, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or the claims will be barred. Dated: 10/31/2012 BY THE COURT Erica MacDonald Judge of District Court Matthew J. Frerichs, Attorney ID No. 336592 Robins, Kaplan, Miller & Ciresi L.L.P. 800 LaSalle Avenue Suite 2800 Minneapolis, MN 55402-2015 3209930 11/8-11/15/12

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 12/04/2012 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St. Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person here-in-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Ruth Ann Suttles Bill of Lading #: 000205 Amount: $3,745.00 Bester Brothers Transfer & Storage Co. Inc. 260 Hardman Avenue South South St. Paul, MN 55075 3197043 11/1-11/15/12

PUBLIC NOTICE

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-12-3047 Case Type: Harassment Donna Pang Vang, Petitioner(s) vs. James Michael Mattson, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: Western Service Center, 14955 Galaxie Ave., Apple Valley, MN. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: Nov. 2, 2012 Carolyn Renn Court Administrator Pam Schadegg Deputy 3210408 11/8/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-700 In Re: Estate of Susan Marie Moebius, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated February 27, 2010. The Registrar accepted the application and appointed Amy E. Olson, whose address is 762 - 37th Avenue, San Francisco, California 94121, to serve as the Personal Representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524-3.801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/2/12 Heidi Carstensen Registrar Carolyn M. Renn County Court Administrator Waybridge Law Group Kurt J. Fischer, Esq. Attorney License No. 0294020 601 Carlson Parkway, Suite 1100 Minnetonka, MN 55305 Telephone: (952) 693-2616 Facsimile: (952) 693-2621 Email: kfischer@waybridgelawgroup.com 3209045 11/8-11/15/12P

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-703 Estate of Kenneth G. Hoff, Decedent A Petition for Determination of Descent has been filed with this Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last Will dated 12/22/1988, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on December 11, 2012, at 9:00 a.m., by this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota. 1. Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. 2. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Dated: 11/5/12 BY THE COURT Richard G. Spicer Judge of District Court (COURT SEAL) Attorney for Petitioner Bruce L. Valen UAW Legal Services Plan 2233 University Avenue, Suite 424 St. Paul, MN 55114 Attorney License No: 162176 Telephone: 651-641-0647 FAX: 651-646-4191 Email: bruceva@uawlsp.com 3210628 11/8-11/15/12

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION COURT FILE NO.: 19HA-PR-11-221 _______________________________________ In re the Guardianship and/or Conservatorship of Janel Knudsen _______________________________________ The Petition of Dakota Conservators, Inc. (Petitioner) has been filed requesting a protective order to establish a special needs trust. A copy of the Petition is attached. If the Petition is granted the Court will order that a Special Needs Trust be established. The Court may also appoint a special conservator to assist in carrying out this order. The Respondent has a right to attend the hearing, to be represented by an attorney, to oppose the petition and to present evidence. The Court must appoint an attorney to represent the respondent unless one is hired by the respondent, provided by another, or unless the right to representation by an attorney is specifically waived in writing. If the respondent has no funds to pay an attorney, the County will pay reasonable attorney’s fees. To request an attorney, the respondent may call the Probate Court at 651-438-8124 Monday through Friday, 8:00 a.m. to 4:30 p.m. NOW THEREFORE, IT IS ORDERED that a hearing on the petition for protective order of JANEL KNUDSEN be held at 9:00 AM on November 27, 2012, at the Dakota County Government Center, Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033. IT IS FURTHER ORDERED notice of the hearing must be given as follows: (1) by publishing, at least 20 days before the date of the hearing, a copy of the order for hearing one time in a legal newspaper for the county in which the petition is filed; and (2) by mailing, at least 15 days before the date of the hearing, a copy of the order for hearing to those beneficiaries of the trust who are known to or reasonably ascertainable by the petitioner. In the case of a beneficiary who is a minor or an incapacitated person as defined in Minn. Stat. § 524.5-102 and for whom a conservator, guardian, or guardian ad litem known to the petitioner has been appointed, notice must be mailed to that fiduciary. Notice may be given in any other manner the court orders. Date: 10/30/12 Shawn M. Moynihan Judge of District Court Joseph E. Trojack John E. Trojack Law Office, P.A. 1549 Livingston Avenue Suite 101 West St. Paul, MN 55118 License No. 0388836 Telephone: 651-451-9191 Fax: 651-451-9786 3208902 11/8/12

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: Breach of Contract/ Claim and Delivery Court File No. 19HA-CV-12-5013 _______________________________________ Bankwest, Inc., a South Dakota Banking corporation, Plaintiff, vs. Karen L. Johnson, an individual, and Roberta G. Magnussen, an individual, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO KAREN L. JOHNSON AND ROBERTA G. MAGNUSSEN. 1. Y O U A R E B E I N G S U E D . The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Jon T. Powers, Esq. Fafinski Mark & Johnson, P.A. 400 Flagship Corporate Center 775 Prairie Center Drive Eden Prairie, Minnesota 55344 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: October 19, 2012 FAFINSKI MARK & JOHNSON, P.A. By: Jon Travis Powers David E. Runck, #0289954 Jon T. Powers, #0391845 400 Flagship Corporate Center 775 Prairie Center Drive Eden Prairie, Minnesota 55344 Telephone:952.995.9500 Facsimile:952.995.9577 David.Runck@fmjlaw.com Travis.Powers@fmjlaw.com ATTORNEYS FOR PLAINTIFF BANKWEST, INC. ACKNOWLEDGMENT REQUIRED BY MINNESOTA STATUTES § 549.211, SUBDIVISION 1 The undersigned hereby acknowledges that pursuant to Minnesota Statutes § 549.211, monetary and other sanctions may be imposed if the Court should find that the undersigned has violated Minnesota Statutes § 549.211, subdivision 2 by presenting a position which is unwarranted or for an improper purpose, as more fully defined in that statute. Dated: October 19, 2012 FAFINSKI MARK & JOHNSON, P.A. By: Jon Travis Powers David E. Runck, #0289954 Jon T. Powers, #0391845 400 Flagship Corporate Center 775 Prairie Center Drive Eden Prairie, Minnesota 55344 Telephone:952.995.9500 Facsimile:952.995.9577 David.Runck@fmjlaw.com Travis.Powers@fmjlaw.com ATTORNEYS FOR PLAINTIFF BANKWEST, INC. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3203918 11/1-11/8/12

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PUBLIC NOTICE

In accordance with Section 346.37 of the Minnesota Statutes, VCA Cedar View Animal Hospital located at 7545 147th Street, Apple Valley, Minnesota, is hereby providing notice to Ashley Duderstadt of Apple Valley, Minnesota, that your pet “Haven” will be deemed abandoned by the State of Minnesota if she is not picked from our facility by November 19, 2012. If your pet is not picked up within the specified timeframe, we will attempt to find her a new home in accordance with the law. Please note that in the event that we are able to find a new home for “Haven” it will not relieve you of your liability to pay for the services that have been rendered by our hospital. Please contact us at (952) 432-4928 at your earliest convenience in order to discuss this matter. 3209118 11/8/12

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice is hereby given that on December 21, 2012 at 10:00AM at Acorn Mini Storage, 5000 Babcock Trail, city of Inver Grove Heights, county of Dakota, State of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by: Unit # 851 Marlys Jasper Sewing machine, luggage, furniture, boxes of unknown content #4678950 Unit # 1004 Shalee McDonough/ Rick Schnagl Bicycle, furniture #4678905 Unit # 2501 Marilee Stetson/ Dan Stetson Sewing machine, ladder, luggage, television, stereo equip., furniture, boxes of unknown content #4678947 Unit # 3406 Mike Meyer Television, exercise equip., furniture, boxes of unknown content #4678925 3205930 11/8-11/15/12

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Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-12-3137 Case Type: Harassment Natashia Swanson, Petitioner(s) vs. Norbert J Lee, III, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. A hearing is scheduled for December 3, 2012 at 9:00 AM at District Court 14955 Galaxie Ave, Apple Valley, MN 55124. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: November 5, 2012 Carolyn M. Renn Court Administrator Anne M. Hagberg Deputy 3210465 11/8/12

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Summons to Establish Custody and Parenting Time State of Minnesota County Dakota District Court Judicial District: First Court File Number: ___________ Case Type: _______________ In Re the Custody of: Devyne Duroshola Born 06-12-2007 Born 10-28-1984 Toyosi Duroshola, Petitioner and Shakira Gray, Respondent TO THE ABOVE-NAMED RESPONDENT: THIS SUMMONS IS AN OFFICIAL DOCUMENT THAT AFFECTS YOUR RIGHTS. A copy of the paperwork regarding the lawsuit is served on you with this summons. Read this summons and attached petition carefully. If you do not understand it, contact an attorney for legal advice. 1. The Petitioner has filed a lawsuit asking the court to decide custody and parenting time of the minor child(ren) listed above in the caption. Petitioner is requesting the court to establish child support 2. You must serve upon Petitioner and file with the court a written Answer to the Petition. If Petitioner is requesting child support, you must file a Financial Affidavit along with your Answer. You must pay the required filing fee. If you cannot afford to pay the filing fee, you may qualify to have the filing fee waived by the court. You must file an In Forma Pauperis application with the court and a judge will decide whether you must pay the fee. All court forms are available from the Court Administrator’s office and on the w e b s i t e a t C o u r t ’ s www.mncourts/gov/forms . You must serve your Answer and Financial Affidavit upon Petitioner within twenty (20) days of the date you were served with this Summons, not counting the day of service. If you do not serve and file your Answer and Financial Affidavit, the court may grant Petitioner everything he or she is asking for in the attached Petition. NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS Parenting education may be required in all custody or parenting proceedings. You may contact court administration for additional information regarding this requirement and the availability of parent education programs. Dated: 8-13-2012 3188254 10/25-11/8/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION COURT FILE NO. 19HA-PR-12-704 _______________________________________ In Re Estate of: Sharon S. Meerschaert, aka Sharon Meerschaert, aka Sharon Sue Meerschaert, Deceased. _______________________________________ TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given, that an application for informal probate of the above named decedent’s last Will, dated August 16, 2012, has been filed with the Registrar herein, and the application has been granted informally probating such Will. Any objections may be filed in the above named Court and the same will be heard by the Court upon notice of hearing fixed for such purpose. Notice is hereby further given that informal appointment of Jennifer Kalina, whose address is 705 Brook Street, DeForest, WI 53532; and Matthew Snell, whose address is 7304 W. Mesa Vista Ave., Las Vegas, NV 89113 as personal representatives of the estate of the above named decedent, has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may be entitled to object to the appointment of the personal representative. The personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Minn. Stat. Section 524.3-607) and the Court otherwise orders. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to the personal representative(s) or to the Probate Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 11/5/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Nelson W. Berg, #7183 BERG LAW OFFICES, P.A. 1011 South First Street, Suite 400 Hopkins, MN 55343-9479 (952) 935-3425 (952) 935-7981 (fax) Email: berglaw@nelsonberg.com 3210729 11/8-11/15/12

ORDER FOR HEARING AND NOTICE (PETITION FOR TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-12-2753 In the Matter of the Welfare of W.L.-B.R., Child. TO: Ashley Marie Hanson Social Worker, Christopher P’Simer, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: All rights of the parent(s) to the child should be terminated pursuant to Minnesota Statutes, section: 260C.301, Subd. 1(b)(1), because the parent(s) have abandoned the child. 260C.301, Subd. 1(b)(4), because the parent(s) are palpably unfit to be a party to the parent and child relationship because of a consistent pattern of specific conduct before the child or of specific conditions directly relating to the parent and child relationship, either of which are determined by the court to be of a duration or nature that renders the parent unable, for the reasonably foreseeable future, to care appropriately for the ongoing physical, mental, or emotional needs of the child. 260C.301, Subd. 1(b)(5), because following the child’s placement out of the home, reasonable efforts, under the direction of the court, have failed to correct the conditions leading to the child’s placement. 260C.301, Subd. 1(b)(8), because the child is neglected and in foster care. IF YOU FAIL TO APPEAR FOR THIS HEARING, THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND IT MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on November 21, 2012 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Ashley Marie Hanson. Dated: October 19, 2012 Richard G. Spicer Judge 3200140 11/1-11/15/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-677 Estate of Anthony J. Krejce, a/k/a Anthony James Krejce, Decedent Notice is given that an application for informal probate of the Decedent’s will dated April 9, 2002 and codicil ( ) to the will, dated ____, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Pamela Hobson whose address is 23385 Ottawa Avenue, Lakeville, MN 55044 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 10/26/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Thomas J. Campbell Campbell Knutson, P.A. 1380 Corporate Center Curve, #317 Eagan, MN 55121Attorney License No: 1445X Telephone: 651-452-5000 FAX: 651-452-5550 Email: tcampbell@ck-law.com 3202653 11/1-11/8/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: cprforcomputers 2. Principal Place of Business: 17245 Jasmine ct, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. CPR for Computers, LLC, 17245 Jasmine ct, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/15/2012 Juan Fernandez-de-Castro 3207178 11/8-11/15/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: NAPA Auto Parts of Burnsville 2. Principal Place of Business: 3715 W. Hwy 13, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Savage Parts Service, Inc., 3715 W. Hwy 13, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9/5/12 Bradley J Bergstreser 3209083 11/8-11/15/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-684 In Re: Estate of NORMA JEAN NELSON, Decedent. LARRY NELSON has filed a Petition for Determination of Descent. It is Ordered that on Nov. 27, 2012, at 9:00 am, a hearing will be held in this Court at Dakota County Judicial Center, 1560 W. Highway 55, Hastings, MN 55033, Minnesota, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court probate the decedent’s Will, determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 10/29/12 BY THE COURT Erica H. MacDonald Judge of District Court Law Office of Eric S. Rehm Eric S. Rehm MN# 90268 740 Southcross Dr. W #105 Burnsville, MN 55306 Telephone: 952-890-7050 Facsimile: 952-898-9632 e-mail: lawofere@aol.com 3203116 11/1-11/8/12

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 3 0 , 2002 MORTGAGOR: James Cunningham and Kathleen Cunningham, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. . DATE AND PLACE OF RECORDING: Recorded December 16, 2002 Dakota County Recorder, Document No. 1973000. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100190801049680035 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SouthStar Funding, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1015 3RDStreet North, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-72650-02-031 LEGAL DESCRIPTION OF PROPERTY: SCHEDULE “A” LEGAL DESCRIPTION PARCEL 1: LOT ONE (1) AND THE NORTH ONE-HALF OF LOT TWO (N 1/2 LOT 2) BLOCK TWO (2), STEIN’S ADDITION TO SOUTH ST. PAUL, ACCORDING TO THE PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE REGISTER OF DEEDS IN AND FOR DAKOTA COUNTY, MINNESOTA. PARCEL 2: SOUTH ONE-HALF OF LOT TWO, BLOCK TWO, AND ALL OF LOT 3, BLOCK 2, STEIN’S ADDITION, DAKOTA COUNTY, MINNESOTA. ABSTRACT PROPERTY. THE ABOVE PROPERTY IS SITUATED IN DAKOTA COUNTY, STATE OF MINNESOTA. ADDRESS: 1015 3RD ST N; SOUTH ST. PAUL, MN 55075. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $131,099.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 2, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 2, 2014, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003474 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3211023 11/8-12/13/12

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Mi5 Fitness 2. Principal Place of Business: 16320 Kenrick Loop, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. No Name Fitness LLC, 16320 Kenrick Loop, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/5/12 Steve Jones - CFO 3202804 11/1-11/8/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: INTERIOR No.3 2. Principal Place of Business: 12700 Welcome Lane, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Walden Management Co., 12700 Welcome Lane, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 08/23/2012 Kirsten Smith 3204156 11/1-11/8/12P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE COURT DIVISION Court File No. 19HA-PR-12-676 In Re: Estate of Myrna L. Meyer formerly Myrna L. Bertzyk, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: Notice is given that informal appointment of Anton E. Meyer, whose address is 9518 - 207th Street West, Lakeville, MN 55044, as personal representative of the estate of the above named decedent, has been named. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 10/26/12 Heidi Carstensen Registrar Carolyn M. Renn District Court Administrator Frederick R. Kopplin Attorney at Law 5038 34th Avenue South Minneapolis, MN 55417 (612) 721-4488 I.D. #57563 3203837 11/1-11/8/12

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-695 In Re: Estate of Byrl Allan Peterson, Decedent. It is Ordered and Notice is given that on November 27, 2012 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated March 18, 2011, and for the appointment of Barry Peterson, whose address is 3074 Canyon Road, Chaska, Minnesota 55318, and Dan Lovejoy, whose address is 8016 174th St. W., Lakeville, Minnesota 55044, as personal representatives of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representatives will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/2/12 BY THE COURT Richard G. Spicer Judge of District Court Michael H.A. Ostrem (MN# 0330097) Mulligan & Bjornnes PLLP 401 Groveland Avenue Minneapolis Minnesota 55403 Telephone: (612) 871-1800 Facsimile: (612) 871-7869 3208818 11/8-11/15/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12984 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12984 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Freedom Mortgage Corporation, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Eight Hundred Fifteen and 00/100 ($3,815.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated July 12, 2012, and recorded October 10, 2012 as Document No. 2900607 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 19, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on June 19, 2013. Dated: October 19, 2012 By __________/s/__________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441210 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 3198451 11/1-12/6/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: MINUTEMAN PRESS BURNSVILLE 2. Principal Place of Business: 3725 W. Co. Rd 42, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. G. & G.W. ENTERPRISES, L.L.C., 249 - 117th Ave NE, Blaine, MN 55434 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/23/2012 GARY GENE WEBB, President 3209785 11/8-11/15/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Mortgage Foreclosure File No. 19HA-CV-12-4272 Jeffrey R. Wiegand, Carolyn M. Wendell, Wings Financial Federal Credit Union, Discover Bank, John Doe and Mary Roe Defendants. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS : YOU ARE HEREBY SUMMONED AND REQUIRED to serve on Plaintiff's attorney an answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. YOU ARE HEREBY NOTIFIED that this action is brought for the purpose of foreclosing a mortgage executed by and between Jeffrey R. Wiegand and Carolyn M. Wiegand n/k/a Carolyn M. Wendell, as mortgagors, to Discover Mortgage Corporation, as mortgagee, dated March 31, 1998, and recorded in the office of the County Recorder May 19, 1998, as Document No. 1501604. The mortgage was subsequently assigned to Plaintiff and encumbers the following described property, lying and being in the County of Dakota and State of Minnesota: Lot 3, Block 1, Hunters Wood Second Addition. *Personal judgment is sought only against Carolyn M. Wendell and Jeffrey R. Wiegand. Minnesota General Rules of Practice set forth alternative dispute resolution processes. These processes are defined and discussed in Rule 114 and may be available as a method of resolving this litigation. Dated: October 31, 2012 USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: s/Kevin T. Dobie Kevin T. Dobie, No. 388322 Attorney for Plaintiff 4500 Park Glen Road, #300 Minneapolis, MN 55416 (952) 925-6888 3205482 11/8-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 MORTGAGOR(S): Susan K. Roverud, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage & Investment Consultants, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 27, 2007 Dakota County Recorder Document Number: 2540126 DATE AND PLACE OF REGISTERING: Registered: August 27, 2007 Dakota County Registrar of Titles Document Number: 616128 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: June 14, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003711-0000054979-7

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�� cation Number: 1003711-0000054979-7 part thereof; Lender or Broker: Mortgage & PURSUANT to the power of sale conInvestment Consultants, Inc. tained in said mortgage, the Residential Mortgage Servicer: Bank above-described property will be sold by the Sheriff of said county as folof America, N.A. Mortgage Originator: Not Applicable lows: CERTIFICATE OF TITLE NUMBER: DATE AND TIME OF SALE: Novem143264 ber 16, 2012 at 10:00 AM COUNTY IN WHICH PROPERTY IS PLACE OF SALE: Dakota County LOCATED: Dakota Law Enforcement Center, 1580 HighProperty Address: 673 Brockton way 55, Lobby S-100, Hastings, MinneCurv, Eagan, MN 55123-1678 sota T a x P a r c e l I D N u m b e r : to pay the debt secured by said mort10.32990.05.180 gage and taxes, if any, on said preL E G A L D E S C R I P T I O N O F P R O P - mises and the costs and disburseERTY: Lot Eighteen (18), Block Five ments, including attorney fees allowed (5), in Hills of Stonebridge, according by law, subject to redemption within to the recorded plat thereof, Dakota six (6) months from the date of said County, Minnesota. sale by the mortgagor(s), their perAMOUNT DUE AND CLAIMED TO BE sonal representatives or assigns. DUE AS OF DATE OF NOTICE: If the Mortgage is not reinstated $270,007.26 under Minn. Stat. §580.30 or the propTHAT all pre-foreclosure require- erty is not redeemed under Minn. Stat. ments have been complied with; that §580.23, the Mortgagor must vacate no action or proceeding has been insti- the property on or before 11:59 p.m. on tuted at law or otherwise to recover the May 16, 2013, or the next business day debt secured by said mortgage, or any if May 16, 2013 falls on a Saturday, part thereof; that a portion of this Sunday or legal holiday. property is registered property; Mortgagor(s) released from financial PURSUANT to the power of sale con- obligation: NONE tained in said mortgage, the THIS COMMUNICATION IS FROM above-described property will be sold A DEBT COLLECTOR ATTEMPTby the Sheriff of said county as fol- ING TO COLLECT A DEBT. ANY lows: INFORMATION OBTAINED WILL BE DATE AND TIME OF SALE: Novem- USED FOR THAT PURPOSE. ber 16, 2012 at 10:00 AM THE RIGHT TO VERIFICATION OF PLACE OF SALE: Dakota County THE DEBT AND IDENTITY OF THE Law Enforcement Center, 1580 High- ORIGINAL CREDITOR WITHIN THE way 55, Lobby S-100, Hastings, Minne- T I M E P R O V I D E D B Y L A W I S N O T sota AFFECTED BY THIS ACTION. to pay the debt secured by said mortTHE TIME ALLOWED BY LAW FOR gage and taxes, if any, on said pre- REDEMPTION BY THE MORTGAGOR, mises and the costs and disburse- THE MORTGAGOR'S PERSONAL REPments, including attorney fees allowed RESENTATIVES OR ASSIGNS, MAY BE by law, subject to redemption within REDUCED TO FIVE WEEKS IF A JUDIsix (6) months from the date of said CIAL ORDER IS ENTERED UNDER sale by the mortgagor(s), their per- MINNESOTA STATUTES, SECTION sonal representatives or assigns. 582.032, DETERMINING, AMONG If the Mortgage is not reinstated OTHER THINGS, THAT THE MORTunder Minn. Stat. §580.30 or the prop- GAGED PREMISES ARE IMPROVED erty is not redeemed under Minn. Stat. WITH A RESIDENTIAL DWELLING OF §580.23, the Mortgagor must vacate LESS THAN FIVE UNITS, ARE NOT the property on or before 11:59 p.m. on PROPERTY USED IN AGRICULTURAL May 16, 2013, or the next business day PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 if May 16, 2013 falls on a Saturday, Sunday or legal holiday. MORTGAGEE: Wells Federal Mortgagor(s) released from financial Bank, formerly known as Wells obligation: NONE Federal Bank, FSB THIS COMMUNICATION IS FROM Wilford, Geske & Cook P.A. A DEBT COLLECTOR ATTEMPT- Attorneys for Mortgagee ING TO COLLECT A DEBT. ANY 8425 Seasons Parkway, Suite 105 INFORMATION OBTAINED WILL BE Woodbury, MN 55125-4393 (651) 209-3300 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF File Number: 025774F02 10/4-11/8/12 THE DEBT AND IDENTITY OF THE 3168470 ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME REDEMPTION BY THE MORTGAGOR, Minnesota Statutes, Chapter 333 THE MORTGAGOR'S PERSONAL REPThe filing of an assumed name does RESENTATIVES OR ASSIGNS, MAY BE n ot provide a user with exclusive REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER r i g h t s t o t h a t n a m e . T h e f i l i n g i s MINNESOTA STATUTES, SECTION required for consumer protection in 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G order to enable consumers to be able OTHER THINGS, THAT THE MORT- to identify the true owner of a busiGAGED PREMISES ARE IMPROVED ness. 1. List the exact assumed nam e WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT under which the business is or will be PROPERTY USED IN AGRICULTURAL conducted: American Home Personal Care Provider PRODUCTION, AND ARE ABANDONED. 2. Principal Place of Business: 13504 DATED: October 04, 2012 A S S I G N E E O F M O R T G A G E E : Knox Dr, Burnsville, MN 55337 USA 3. List the name and complete street BANK OF AMERICA, N.A., AS S U C C E S S O R B Y M E R G E R T O address of all persons conducting BAC HOME LOANS SERVICING, business under the above Assumed LP FKA COUNTRYWIDE HOME Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership LOANS SERVICING LP name and registered office address. Wilford, Geske & Cook P.A. Samson Taye Gemta, 13504 Knox dr, Attorneys for Assignee of Mortgagee Burnsville, MN 55337 8425 Seasons Parkway, Suite 105 4. I, the undersigned, certify that I Woodbury, MN 55125-4393 am signing this document as the per(651) 209-3300 whose signature is required, or as son File Number: 022727F01 3166706 10/4-11/8/12 agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all NOTICE OF MORTGAGE required fields, and that the informaFORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t tion in this document is true and cordefault has occurred in the conditions rect and in compliance with the applicable chapter of Minnesota Statutes. I of the following described mortgage: DATE OF MORTGAGE: June 20, 2006 understand that by signing this docuORIGINAL PRINCIPAL AMOUNT OF ment I am subject to the penalties of perjury as set forth in Section 609.48 MORTGAGE: $232,000.00 MORTGAGOR(S): William S. Zarbok as if I had signed this document under oath. and Amy C. Zarbok, husband and wife Date: 10/29/2012 MORTGAGEE: Wells Federal Bank, Samson T. Gemta FSB 3202828 11/1-11/8/12P DATE AND PLACE OF RECORDING: Recorded: July 06, 2006 Dakota County Recorder Document Number: 2443118 NOTICE OF MORTGAGE LOAN MODIFICATION: FORECLOSURE SALE Dated: May 21, 2010 THE RIGHT TO VERIFICATION Recorded: July 08, 2010 OF THE DEBT AND IDENTITY OF Document Number: 2739428 THE ORIGINAL CREDITOR WITHIN Transaction Agent: Not Applicable Transaction Agent Mortgage Identifi- THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. cation Number: Not Applicable NOTICE IS HEREBY GIVEN, that Lender or Broker: Wells Federal default has occurred in the conditions Bank, FSB Residential Mortgage Servicer: Wells of the following described mortgage: DATE OF MORTGAGE: March 29, Federal Bank 2006. Mortgage Originator: Not Applicable MORTGAGOR(S): Mohamed Emam COUNTY IN WHICH PROPERTY IS Ally and Zorana Shaik Soeltan Ally, LOCATED: Dakota Property Address: 18002 Chippen- husband and wife. MORTGAGEE: Mortgage Electronic dale Ave , Farmington, MN 55024-9677 T a x P a r c e l I D N u m b e r : Registration Systems, Inc., as nominee for DHI Mortgage Company Lim12-01700-27-017 L E G A L D E S C R I P T I O N O F P R O P - ited Partnership, a Texas limited partERTY: The West 234.38 feet of the nership. DATE AND PLACE OF RECORDING: West 550.00 feet of the North 262.00 feet of the Northwest Quarter of the Filed April 14, 2006, Dakota County Registrar of Titles, as Document No. Northwest Quarter of Section 17, T o w n s h i p 1 1 4 , R a n g e 1 9 , D a k o t a 588061. ASSIGNMENT(S) OF MORTGAGE: County, Minnesota AMOUNT DUE AND CLAIMED TO BE Assigned to Green Tree Servicing LLC D U E A S O F D A T E O F N O T I C E : by assignment dated June 18, 2012, filed for record July 2, 2012, as Docu$232,856.41 THAT all pre-foreclosure requirement No. T698723. The land described in said mortgage ments have been complied with; that no action or proceeding has been insti- is registered land. MORTGAGE HOLDER (as defined in tuted at law or otherwise to recover the

PUBLIC NOTICE

debt secured by said mortgage, or any part thereof;

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�� Property ��Address: �� 1031 Saint Paul, MN 55118-1227 �� MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent’s Mortgage Identification Number on Mortgage: NA. Lender or Broker: Green Tree Servicing LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Mortgage Electronic Registration Systems, Inc., as nominee for DHI Mortgage Company Limited Partnership, a Texas limited partnership. MORTGAGED PROPERTY ADDRESS: 17437 Gettysburg Way, Lakeville, MN 55044. TAX PARCEL I.D. NO.: 22-18604-15-115. LEGAL DESCRIPTION OF PROPERTY: Unit No. 15115, CIC No. 424, Crossroads Condominiums, a condominium located in the County of Dakota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,644.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $176,075.40. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 27, 2012 at 10:00 a.m. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on May 27, 2013, or the next business day if May 27, 2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED.” Dated: September 18, 2012 GREEN TREE SERVICING LLC, Assignee /s/ Peter B. Tiede PETER B. TIEDE -forAtty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3158667 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,500.00 MORTGAGOR(S): Jose T. Ortega and Sabina Franco Cortes, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 06, 2005 Dakota County Recorder Document Number: 2319623 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB1 Dated: February 13, 2012 Recorded: February 23, 2012 Dakota County Recorder Document Number: 2851253 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700048896027 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1031 Ohio St,

Ohio St,

Tax Parcel ID Number: 42-66750-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block One (1) of Schmalzbauer's Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,031.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026165F01 3167382 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-685 In Re: Estate of Kerry Clark Hennon, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Alicia K. Benjamin to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/29/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Joseph M. Flanders (MN# 0392737) Flanders Law Firm LLC 15050 Cedar Ave. Ste. 116 #332 Apple Valley Minnesota 55124 Telephone: (612) 360-4721 Facsimile: (952) 223-1143 ATTORNEY FOR PERSONAL REPRESENTATIVE 3202742 11/8-11/15/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Fixed Focus Consulting 2. Principal Place of Business: 6421 131st Street Court, Apple Valley, MN 55124 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Annie Michelle Torrini, 6421 131st Street Court, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 08/23/2012 Annie Torrini 3202793 11/1-11/8/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-693 In Re: Estate of Kenneth Leslie Anderson, Decedent. It is Ordered and Notice is given that on December 11, 2012 at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 West Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Lynell M. Vandermeer, whose address is 3475 83rd Street East, Inver Grove Heights, MN 55076, as personal representative of the decedent's estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/31/2012 Erica MacDonald Judge of District Court Brian L Solem, Attorney MN# 103172 295 Marie Avenue East West St. Paul, Mn 55118 Telephone: 651-455-0099 Facsimile: 651-455-1634 e-mail: brianlsolem@gmail.com 3206841 11/8-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 24, 2012 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated April 14, 2005, executed by BEPCO, LLC, a Minnesota limited liability company, as Mortgagor, to Thrivent Financial Bank, a federal savings bank, as Mortgagee, and filed for record April 22, 2005, as Document Number: 2315303, in the Office of the County Recorder, Dakota County, Minnesota, which Mortgage has been amended from time to time, most recently by the Third Amendment of Promissory Note and Real Estate Mortgage dated August 5, 2011, and filed for record on September 27, 2011, as Document Number 2821387, in the office of the County Recorder of Dakota County, Minnesota. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. There is no transaction agent for this Mortgage. 4. There is no transaction agent's mortgage identification number identified in the Mortgage. 5. There is no residential mortgage servicer for this Mortgage. 6. The original principal amount

6. The original principal amount secured by the Mortgage was: Three Hundred Fifty-Five Thousand and 00/100ths ($355,000.00) Dollars. 7. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 8. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes, including all pre-foreclosure requirements, if applicable. 9. At the date of this notice the amount due and claimed to be due on the Mortgage, including taxes, if any, paid by the Mortgagee is: Three Hundred Thirty-One Thousand Nine Hundred Twenty-Seven and 23/100ths Dollars ($331,927.23). 10. T h e p h y s i c a l a d d r e s s o f t he mortgaged premises is: 120 and 122 2nd Street E. Hastings, Minnesota 55033. 11. The Property Tax Identification Number of the mortgaged premises is: 19-32150-13-012 and 19-32150-13-010. 12. Pursuant to the power of sale in the Mortgage, the Mortgage will be f o r e c l o s e d , a n d t h e r e a l p r o p e r ty legally described as follows: The East 1/2 of the West 2/3 of Lot 1, Block 13, Town of Hastings, Dakota County, Minnesota and The North 80 feet 2 1⁄2 inches of the East 1/3 of Lot 1, Block 13, Town of Hastings, Dakota County, Minnesota (the "Property") will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on Tuesday, November 20, 2012, at 10:00 a.m., at the Dakota County Sheriff's Office, Civil Division, 1580 Highway 55, Hastings, Minnesota, 55033. 13. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statute 582.32, subd. 9, beginning after the expiration of the Mortgagor's redemption period. 14. U n l e s s t h e M o r t g a g e i s reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 20, 2013. 15. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THE FOLLOWING PAGE IS THE SIGNATURE PAGE FOR THE NOTICE OF MORTGAGE FORECLOSURE SALE. Attorney for Mortgagee: JENSEN SONDRALL & PERSELLIN, P.A. By: /s/ Stacy A. Woods Stacy A. Woods, #261658 8525 Edinbrook Crossing, Suite 201 Brooklyn Park, MN 55443 (763) 424-8811 Mortgagee: THRIVENT FINANCIAL BANK, a federal savings bank By: /s/ Timothy Knutzen Its: Assistant V.P. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. THIS IS THE SIGNATURE PAGE FOR THE NOTICE OF MORTGAGE FORECLOSURE SALE. 3168485 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,900.00 MORTGAGOR(S): Valerie J. Stading, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for PHH Home Loans, LLC, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 17, 2007 Dakota County Recorder Document Number: 2544339 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: November 02, 2011 Recorded: November 15, 2011 Dakota County Recorder Document Number: 2830746 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020000450134899 Lender or Broker: PHH Home Loans, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1569 Clemson Dr, Eagan, MN 55122-4805 Tax Parcel ID Number:

Tax Parcel ID Number: 10-75951-02-340 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 2, Thomas Lake Heights 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,002.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026243F01 3171264 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-675 In Re: Estate of Edith E. Kauls, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated July 9, 1982. The Registrar accepted the application and appointed Hermann W. Kauls, whose address is 13812 High Drive, Burnsville, MN 55337, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/26/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Wentzell Law Office, PLLC Joseph A. Wentzell #170616 2812 Anthony Lane South Suite 200 Minneapolis, MN 55418 (612) 436-3292 (612) 788-9879 (fax) jwentzell@fosterbrever.com 3202562 11/1-11/8/12P

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-699 Estate of Carol Ann Larscheid, Decedent It is Ordered and Notice is given that on November 27, 2012 at 9:00 a.m., a hearing will be held in 1560 Hwy. 55, Dakota County Courthouse, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated May 6th, 1999, (“Will”), and for the appointment of: Nathan David Larscheid & Daniel John Larscheid, whose addresses are: Nathan David Larscheid, 9719 173rd st. w., Lakeville, MN 55044 and Daniel John Larscheid, PO BOX 630587, Littleton, CO 80163 as personal representatives of the Estate of the Decedent in a SUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the co-personal representatives will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to either co-personal representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 11/2/12 By: Richard G. Spicer District Court Judge, Probate Division Petitioners are pro se: Nathan Larscheid 9719 173rd St. W. Lakeville, MN 55044 612-387-3413 3209314 11/8-11/15/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-696 In Re: Estate of Russell F. Johnson, a/k/a Russell Field Johnson, Decedent. It is Ordered and Notice is given that on November 27, 2012 at 9:00 a.m., a hearing will be held in this Court at Dakota County District Court, 1560 Highway 55, Minnesota 55033, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated September 19, 2011 and for the appointment of Mary Lee Edholm, whose address is 724 Caribou Lane, Eagan, Minnesota 55123 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/2/12 BY THE COURT Richard G. Spicer Judge of District Court SCHMITZ & SCHMIDT, P.A. Jeffrey W. Schmidt (#240758) 400 Robert Street North, Suite 1840 Saint Paul, MN 55101 Telephone: 651-291-2405 Facsimile: 651-291-0887 e-mail: jschmidt@elderlaw123.com 3210294 11/8-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,000.00 MORTGAGOR(S): William K. Harrison and Amy A. Harrison, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: May 06, 2005 Dakota County Recorder Document Number: 2319738

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Document Number: 2319738 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB2 Dated: May 24, 2011 Recorded: July 07, 2011 Dakota County Recorder Document Number: 2808547 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400003893086 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17417 Hummingbird Ave, Lakeville, MN 55044-7470 Tax Parcel ID Number: 22-33312-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Homestead Creek East 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $277,099.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026245F01 3171271 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,735.00 MORTGAGOR(S): Adib N Akale, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Marketplace Home Mortgage, LLC DATE AND PLACE OF REGISTERING: Registered: November 19, 2009 Dakota County Registrar of Titles Document Number: T654227 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: August 13, 2012 Registered: August 17, 2012 Dakota County Registrar of Titles Document Number: T701283 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002491-2000022369-8 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER:

CERTIFICATE OF TITLE NUMBER: 147922 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4684 Lenore Ln, Eagan, MN 55122-3619 Tax Parcel ID Number: 10-63983-12-010 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Twelve (12), in Ridgecliffe Fourth Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,825.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025921F01 3166782 10/4-11/8/12

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _May 29, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2012 Fidelity Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 62 - 12-003750 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3172948 10/4-11/8/12

PUBLIC NOTICE

ments allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 27, 2013, or the next business day if May 27, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 HSBC Bank USA, N.A., as Trustee for the registered holders of First N L C T r u s t 2 0 0 7 - 1 Mortgage-Backed Certificates, Series 2007-1 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 11MN00531-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4308767 10/11/2012, 10/18/2012, 10/25/2012, 11/01/2012, 11/08/2012, 11/15/2012 3170256 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-12-672 Estate of: Joseph M. Lach, Deceased Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Lori Lach, whose address is: 5 Mayhew Cross; Atwell, Western Australia 6164, Australia as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 10/24/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant: Julia Rau (#0212647) Jennifer Ede (#0391003) Dorsey & Whitney LLP 50 South Sixth Street, Suite 1500 Minneapolis, MN 55402-1498 Phone: (612) 340-2600 Fax: (612) 492-6435 3202950 11/1-11/8/12

PUBLIC NOTICE

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�� INCLUD Corpora Mortgage ration DBA Liberty DUE AS OF DATE OF NOTICE, ING TAXES, IF ANY, PAID BY MORTtion Georgia R E S I D E N T I A L M O R T G A G E S E R - GAGEE: $180,659.27 That prior to the commencement of VICER: Branch Banking and Trust this mortgage foreclosure proceeding Company MORTGAGED PROPERTY ADDRESS: Mortgagee/Assignee of Mortgagee com1780 Meadowlark Road, Eagan, MN plied with all notice requirements as required by statute; That no action or 55122 T A X P A R C E L I . D . # : proceeding has been instituted at law or otherwise to recover the debt 10.32950.03.009 LEGAL DESCRIPTION OF PROP- secured by said mortgage, or any part ERTY: thereof; Unit 11780, CIC No. 142, MeadowPURSUANT to the power of sale conl a r k R i d g e T o w n h o m e s , D a k o t a tained in said mortgage, the above County, Minnesota. described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED: Dakota DATE AND TIME OF SALE: NovemORIGINAL PRINCIPAL AMOUNT OF ber 30, 2012 at 10:00 AM MORTGAGE: $174,536.00 PLACE OF SALE:Sheriff's Office, Law AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, DUE AS OF DATE OF NOTICE, INCLUD- Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said GAGEE: $178,348.18 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, Sheriff of said county as follows: the date on or before which the mortDATE AND TIME OF SALE: Decem- gagor(s) must vacate the property if the ber 4, 2012 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is Lobby #S-100, Hastings, MN 11:59 p.m. on May 30, 2013, unless the to pay the debt then secured by said redemption period is reduced to 5 Mortgage, and taxes, if any, on said weeks under MN Stat. Secs. 580.07 or premises, and the costs and disburse- 582.032. ments, including attorneys' fees MORTGAGOR(S) RELEASED FROM allowed by law subject to redemption FINANCIAL OBLIGATION ON MORTwithin six (6) months from the date of GAGE: None "THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07. RESENTATIVES OR ASSIGNS, MAY BE TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on _June 4, 2013_, unless P R O D U C T I O N , A N D A R E the redemption period is reduced to 5 ABANDONED." Dated: October 1, 2012 weeks under MN Stat. Secs. 580.07 or CitiMortgage, Inc. 582.032. Mortgagee/Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of GAGE: None "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI- 10 - 12-004554 FC CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 10/11-11/15/12 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 3180575 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE AND ORDER OF HEARING LESS THAN FIVE UNITS, ARE NOT ON PETITION FOR FORMAL PROPERTY USED IN AGRICULTURAL PROBATE OF WILL AND P R O D U C T I O N , A N D A R E APPOINTMENT OF CO-PERSONAL ABANDONED." REPRESENTATIVES AND NOTICE Dated: October 3, 2012 TO CREDITORS Branch Banking and Trust STATE OF MINNESOTA Company COUNTY OF DAKOTA Mortgagee/Assignee of Mortgagee FIRST JUDICIAL DISTRICT USSET, WEINGARDEN AND LIEBO, P.L.L.P. DISTRICT COURT Attorneys for Mortgagee/Assignee of PROBATE DIVISION Mortgagee Court File No.: 19HA-PR-12-698 4500 Park Glen Road #300 Estate of RUTH MAE BARNES a/k/a, Minneapolis, MN 55416 Ruth M. Barnes, Decedent (952) 925-6888 TO ALL INTERESTED PERSONS AND 108 - 12-002441 FC THIS IS A COMMUNICATION FROM CREDITORS: It is Ordered and Notice is hereby A DEBT COLLECTOR. 3180531 10/11-11/15/12 given that on the 27th day of November, 2012, at 9:00 o’clock A.M., a hearing will be held in the above-named Court at 1560 Highway 55, Dakota County Judicial Center, Hastings, NOTICE OF MORTGAGE Minnesota, for the formal probate of an FORECLOSURE SALE THE RIGHT TO VERIFICATION instrument purporting to be the Will of OF THE DEBT AND IDENTITY OF the above-named Decedent, dated THE ORIGINAL CREDITOR WITHIN August 30, 2005, and for the appointTHE TIME PROVIDED BY LAW IS m e n t o f A r l e n e D . G r e e n , w h o s e address is 8004 Aetna Avenue NE, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that M o n t i c e l l o , M N 5 5 3 6 2 , P h y l l i s M . default has occurred in conditions of Luckman, whose address is P.O. Box the following described mortgage: 224, Lakeville, MN 55044, and Ruth E. DATE OF MORTGAGE: July 25, 2003 Phillips, whose address is 3818 WilMORTGAGOR: J a s o n D . B e r g l u n d low Way, Eagan, MN 55123 as Co-perand Mishelle S. Berglund, husband and sonal Representatives of the estate of wife. the above-named Decedent in unsuMORTGAGEE: C i t i M o r t g a g e , I n c . pervised administration, and that any S/B/M with ABN Amro Mortgage Group, objections thereto must be filed with Inc. the Court. That, if proper, and no DATE AND PLACE OF RECORDING: objections are filed, Co-personal RepFiled August 28, 2003, Dakota resentatives will be appointed to County Registrar of Titles, Document administer the estate, to collect all No. 0512215 on Certificate of Title No. assets, pay all legal debts, claims, 129080. taxes, and expenses, and sell real and A S S I G N M E N T S O F M O R T G A G E : personal property, and do all necesNONE sary acts for the estate. Said Mortgage being upon RegisNotice is further given that ALL tered Land. CREDITORS having claims against said TRANSACTION AGENT: NONE estate are required to present the same T R A N S A C T I O N A G E N T ' S M O R T - to said personal representative or to GAGE IDENTIFICATION NUMBER ON the Clerk of the Court within four MORTGAGE: NONE months after the date of this notice or LENDER OR BROKER AND MORT- said claims will be barred. GAGE ORIGINATOR STATED ON Date: 11/2/12 MORTGAGE: ABN Amro Mortgage Per the Judge: Group, Inc. Richard G. Spicer RESIDENTIAL MORTGAGE SERJudge of District Court Attorney for Personal Representative VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: G.H. Albers, Esq. ALBERS LAW OFFICE 4611 Lenore Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 2605 East Cliff Road Burnsville, MN 55337 10.63980.10.010 LEGAL DESCRIPTION OF PROP- Off: 952-894-8899 Fax: 952-894-8959 ERTY: Lot 1, Block 10, in Ridgecliffe First Email: ghalbers@aol.com Addition MN Atty Lic No: 838 COUNTY IN WHICH PROPERTY IS 3209739 11/8-11/15/12 LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- ��

PUBLIC NOTICE

�� the�� following described mortgage: DATE OF MORTGAGE: June 3, 2011 ��

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-12-683 ---------------------------------------------------------In Re: Estate of John D. Bland, a/k/a John Dilkes Bland, a/k/a John Bland, Deceased. ---------------------------------------------------------TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 27th day of November, 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated May 25, 2012, and for the appointment of Polly C. Remick whose address is N3464 County Road D, Bay City, WI 54723, as personal representative of the estate of the above named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 10/29/12 Erica H. MacDonald Judge of District Court (COURT SEAL) Attorney for Petitioner: RICHARD J. GABRIEL (#32864) GABRIEL LAW OFFICE, PLLC 880 Sibley Memorial Highway, Suite 114 Mendota Heights, MN 55118-1736 (651) 554-9159 3203695 11/1-11/8/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-668 In Re: Estate of JANET LOUISE THOMPSON, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated July 31, 2012. The Registrar accepted the application and appointed Lori Kay Thompson-Garry, whose address is 3529 Great Oaks Place, Eagan, MN 55123, to serve as the personal representative of the decedent's estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/20/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Catherine Asta, Attorney At Law Ramsey Professional Building 311 Ramsey Hill St. Paul, MN 55102 Telephone: 651-227-0653 Facsimile: 651-227-6559 e-mail: c_asta@hotmail.com 3194371 11/1-11/8/12P

PUBLIC NOTICE

MORTGAGOR: Sunika Loth, unmarried woman and Wachira Loth, a married man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. . DATE AND PLACE OF RECORDING: Recorded June 10, 2011 Dakota County Recorder, Document No. 2804672. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550321345117 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lendsmart Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 16978 Galleon Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 221853003020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Creekside Village COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,519.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2012 Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92 - 12-004973 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180540 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,200.00 MORTGAGOR(S): Shelley Randazzo, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for United Residential Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 06, 2006 Dakota County Recorder Document Number: 2395169 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: August 30, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001008009 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5301 206th St W, Farmington, MN 55024-1469

Farmington, MN 55024-1469 Tax Parcel ID Number: 14-48703-05-131 LEGAL DESCRIPTION OF PROPERTY: Unit No. 131, CIC No. 319, a Condominium, Middle Creek Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $131,828.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 28, 2013, or the next business day if May 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 11, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026029F01 3173552 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2008. MORTGAGOR(S): Just Kidding Around Daycare and Preschool, Inc., a Minnesota corporation. MORTGAGEE: Lehman Brothers Bank, FSB. DATE AND PLACE OF RECORDING: Filed February 14, 2008, Dakota County Recorder, as Document No. 2572406. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated February 8, 2008, filed for record April 29, 2009, as Document No. 2653418, and re-recorded on June 22, 2009, as Document No. 2665777. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Lehman Brothers Bank, FSB. MORTGAGED PROPERTY ADDRESS: 5089 208th Street, Farmington, MN, 55024. TAX PARCEL I.D. NO.: 14-25855-01-020. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Farmington Industrial Park 208th Street Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $438,000.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $429,445.11. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 a.m.

ber 29, 2012 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. Dated: October 5, 2012. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Peter B. Tiede PETER B. TIEDE -forAtty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 3179031 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,200.00 MORTGAGOR(S): Tara Lynn Kirby, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GreenPoint Mortgage Funding, Inc., successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 14, 2006 Dakota County Recorder Document Number: 2412457 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 16, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800888379431 Lender or Broker: GreenPoint Mortgage Funding, Inc Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14567 Florissant Path # R201, Apple Valley, MN 55124-1400 Tax Parcel ID Number: 01.83612.25.201 LEGAL DESCRIPTION OF PROPERTY: Unit no. R201, and garage unit no. G19, Common Interest Community Number 443, Midtown Terraces Condominium AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,013.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 21, 2013, or the next business day if June 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 08, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026048F01 3205218 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 8 , 2007 MORTGAGOR: Robert L. Carry and Linda K. Carry, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed July 11, 2007, Dakota County Registrar of Titles, Document No. 613916 on Certificate of Title No. 086682. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022607166273 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 7982 Dempsey Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 206407501150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, in River Bluffs of Inver Grove Heights, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,290.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002908 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203477 11/1-12/6/12

PUBLIC NOTICE

poration. DATE AND PLACE OF RECORDING: Recorded April 27, 1994 Dakota County Recorder, Document No. 1212251. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Inland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 6633 West 162nd Court #321A, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22.51352.01.321 LEGAL DESCRIPTION OF PROPERTY: Unit No. 321, Niakwa Village Condominium, Condominium File No. 54 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $44,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $28,980.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve(12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-005502 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180568 10/11-11/15/12

PUBLIC NOTICE

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MORTGAGE: Optimum Mortgage Ser vices Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 5536 Upper 183RD Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-75600-03-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Terra Addition, According to the Recorded Plat Thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $127,237.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3243 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3179010 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Tsitsi Magaya, a single woman and Ngoma Hantuba, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GWP Mortgage, its successor and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 12, 2006 Dakota County Recorder Document Number: 2460239 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: September 19, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000312-0540755344-1 Lender or Broker: GWP Mortgage Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17294 Greentree Path, Lakeville, MN 55044-7412 Tax Parcel ID Number: 22-67505-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Shady Oak Shores 6th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $288,238.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 28, 2013, or the next business day if May 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 11, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026080F01 3178079 10/11-11/15/12

PUBLIC NOTICE

MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 30, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004398 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180597 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 18, 2008 MORTGAGOR: W i l l i a m D e w i n g , single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 7, 2008 Dakota County Recorder, Document No. 2616556. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000060681 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8050 Casper Way East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.51001.01.020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Nelsons Merrimac Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,037.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,450.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003602 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180585 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,910.00 MORTGAGOR(S): Anthony W. Hacker and Sara A. Hacker, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for RBMG, Inc., successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 25, 2003 Dakota County Recorder Document Number: 2145296 ASSIGNMENTS OF MORTGAGE: And assigned to: IXIS Real Estate Capital Inc. Dated: September 28, 2009 Recorded: September 28, 2010 Dakota County Recorder Document Number: 2755393 And assigned to: Homeward Residential, Inc. Dated: August 14, 2012 Recorded: September 24, 2012 Dakota County Recorder Document Number: 2896362 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100014420004011468 Lender or Broker: RBMG, Inc. Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15491 Dresden Trl, Apple Valley, MN 55124-6829 Tax Parcel ID Number: 01-11754-01-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Apple Valley East 5th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,203.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 21, 2013, or the next business day if June 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 08, 2012 ASSIGNEE OF MORTGAGEE: Homeward Residential, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026135F01 3205300 11/8-12/13/12

�� mortgage: �� the following described

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 1 , 2007 MORTGAGOR: Clifford Blair Buccicone, a single man and Brianne Brown, a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed April 16, 2007, Dakota County Registrar of Titles, Document No. 608989 on Certificate of Title No. 142325. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000164961 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 346 12th Avenue North, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.32800.04.110 LEGAL DESCRIPTION OF PROPERTY: The South 22 and 1/2 ( S 22 1/2) feet of Lots 6 and 7, 8 and The North 20 feet of Lots 9, 10, and 11, Block 4, Highland Heights, Including any part or portion of any street or alley adjacent to said premises heretofore vacated or to be vacated, and subject to mineral rights reserved by the state of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,819.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 28, 2013 _, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 29, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004702 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3210976 11/8-12/13/12

PUBLIC NOTICE

DATE OF MORTGAGE: O c t o b e r 1 5 , 2002 MORTGAGOR: David M. Gorham and Marjorie J. Gorham, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed July 13, 2012, Dakota County Registrar of Titles, Document No. 699363 on Certificate of Title No. 99231. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599893094801 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Brokerage Alternatives RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11120 168TH Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 223795103070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Jackson Heights 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $212,555.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10769 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180620 10/11-11/15/12

PUBLIC NOTICE

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�� LOCATED: �� Dakota ORIGINAL PRINCIPAL AMOUNT OF �� Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1002812-1073602362-6 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Platinum Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 3628 West 152nd Street, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34.54104.02.100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, O'Leary's Hills Fifth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $328,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $326,183.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 9, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005046 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3185019 10/18-11/22/12

PUBLIC NOTICE

MORTGAGE: $186,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,308.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-005515 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188656 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 2, 2007. MORTGAGOR(S): Juette P. Holseth and Patrick M. Holseth, wife and husband. MORTGAGEE: Peoples Bank of Commerce, a Minnesota banking corporation. DATE AND PLACE OF RECORDING: Filed August 31, 2007, Dakota County Recorder, as Document No. 2541359. ASSIGNMENT(S) OF MORTGAGE: NA. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Peoples Bank of Commerce. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Peoples Bank of Commerce. MORTGAGED PROPERTY ADDRESS: 1625 Robert Street South and 66 Wentworth Avenue East, West St. Paul, Minnesota, 55118. TAX PARCEL I.D. NO.: 42-02000-54-050; 42-02000-54-030. LEGAL DESCRIPTION OF PROPERTY: Parcel 1: The North 180 feet of the West 160 feet of the East 483.4 feet of the Northeast 1⁄4 of the Northwest 1⁄4 of the Southwest 1⁄4 of Section 20, Township 28, Range 22, Dakota County, Minnesota, except the North 30 feet thereof and except the West 18.4 feet thereof. Parcel 2: The South 165 feet of the North 345 feet of the East 465 feet of the Northwest 1⁄4 of the Southwest 1⁄4 of Section 20, Township 28, Range 22, Dakota County, Minnesota; together with (I) all buildings and improvements located on the property, (II) all machinery, equipment, fixtures, business assets, personal property located on the property, and (III) fixtures appurtenant thereto owned by the mortgagor(s) and used in connection with the operation and occupancy thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $625,000.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF

THE MORTGAGE ON THE DATE OF THIS NOTICE: $600,599.55. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Patrick M. Holseth. Dated: October 15, 2012. PEOPLES BANK OF COMMERCE, Mortgagee /s/ Jodie L. Grabarski JODIE L. GRABARSKI -forAtty. I.D. #277125 MURNANE BRANDT Attorneys for Mortgagee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 1504044 3187544 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2005 MORTGAGOR: D o u g l a s V . C o r rington and Stacey A. Corrington, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 4, 2005 Dakota County Recorder, Document No. 2301708. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2005-3. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200001416624 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14915 East 210TH Street, Hastings, MN 55033 TAX PARCEL I.D. #: 250250051010 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A LEGAL DESCRIPTION Parcel A certain tract or parcel of land in Dakota County, in the State of Minnesota, described as follows: The East Half (E 1/2) of Southeast Quarter (SE 1/4) of Southwest Quarter (SW 1/4) of Section Twenty-Five (25) Township One Hundred Fourteen (114) Range Seventeen (17) according to the Government Survey thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $273,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $390,075.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002863 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188674 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2007 MORTGAGOR: A n n E . B o r m a n , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 13, 2007 Dakota County Recorder, Document No. 2530126. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0002096041-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 5683 West 126th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015765103070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Pinecrest 2nd Addition, Dakota County, Minnesota0713 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $269,060.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004981 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188818 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Michael Boxenbaum, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 02, 2005 Dakota County Recorder Document Number: 2318139 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-3 Dated: May 12, 2011 Recorded: July 18, 2011 Dakota County Recorder Document Number: 2810198 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004822031-9 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1659 Woodgate Ln, Eagan, MN 55122-2422 Tax Parcel ID Number: 10-47251-01-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Mallard Park 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $313,808.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 21, 2013, or the next business day if June 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 08, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022387F01 3205199 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 9, 2008 MORTGAGOR: T i m o t h y M M o e l l e r and Nicole Moeller, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 1, 2008 Dakota County Recorder, Document No. 2615584. ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100283308080041513 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Savings Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank FSB MORTGAGED PROPERTY ADDRESS: 20340 Quentin Avenue East, Hastings, MN 55033 TAX PARCEL I.D. #: 330280027073 LEGAL DESCRIPTION OF PROPERTY: The South 205 feet of the North 1620 feet of the West 1/2 of the NW 1/4, Section 28 Township 114 Range 16, lying East of the West 813.84 feet, also except for road. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $370,475.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $364,871.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2012 Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 112 - 12-006043 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3211089 11/8-12/13/12

PUBLIC NOTICE

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Joy M. Suski, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed November 6, 2006, Dakota County Registrar of Titles, Document No. 600350 on Certificate of Title No. 141222. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038900010059074 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyager Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1331 16th Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-19500-02-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Dakota Hills COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,340.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,491.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 7, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 9, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003444 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188413 10/18-11/22/12

PUBLIC NOTICE

the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 10-83500-01-160 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Waterview, Dakota County, Minnesota ABSTRACT PROPERTY STREET ADDRESS OF PROPERTY: 658 Waterview Cove, Eagan, MN 55123 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Mercantile Mortgage Company RESIDENTIAL MORTGAGE SERVICER: BSI Financial Services, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100236400000145363 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $315,133.96 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 11/30/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 05/30/2013, or the next business day if 05/30/2013 falls on a Saturrday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10/18/2012 Newbury Place REO III, LLC, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3187689 10/18-11/22/12

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,110.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004679 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188788 10/18-11/22/12

PUBLIC NOTICE

ments allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 05/30/2013, or the next business day if 05/30/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10/18/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3188365 10/18-11/22/12

PUBLIC NOTICE

��

�� 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTNOTICE OF MORTGAGE GAGE: None FORECLOSURE SALE "THE TIME ALLOWED BY LAW FOR NOTICE IS HEREBY GIVEN that REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- default has occurred in the conditions RESENTATIVES OR ASSIGNS, MAY BE of the following described mortgage: DATE OF MORTGAGE: September REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MORTGAGE: $218,400.00 MORTGAGOR(S): Diane M. Arnold, a OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED unmarried woman MORTGAGEE: World Savings Bank, WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT FSB DATE AND PLACE OF RECORDING: PROPERTY USED IN AGRICULTURAL Recorded: December 13, 2004 P R O D U C T I O N , A N D A R E Dakota County Recorder ABANDONED." Document Number: 2275229 Dated: October 2, 2012 Transaction Agent: Not Applicable Green Tree Servicing LLC Transaction Agent Mortgage IdentifiMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. cation Number: Not Applicable Lender or Broker: World Savings Attorneys for Mortgagee/Assignee of Bank, FSB Mortgagee Residential Mortgage Servicer: Wells 4500 Park Glen Road #300 Fargo Bank, N.A. Minneapolis, MN 55416 Mortgage Originator: Not Applicable (952) 925-6888 COUNTY IN WHICH PROPERTY IS 8 - 12-004874 FC THIS IS A COMMUNICATION FROM LOCATED: Dakota Property Address: 7066 159th St W, A DEBT COLLECTOR. 3187388 10/18-11/22/12 Apple Valley, MN 55124-5130 Tax Parcel ID Number: 01-11653-020-02 LEGAL DESCRIPTION OF PROPNOTICE OF MORTGAGE ERTY: Lot 2, Block 2, Apple Ponds 4th FORECLOSURE SALE Addition, according to the recorded N O T I C E I S H E R E B Y G I V E N t h a t plat thereof and situate in Dakota default has occurred in the conditions County, Minnesota. of the following described mortgage: AMOUNT DUE AND CLAIMED TO BE DATE OF MORTGAGE: March 31, D U E A S O F D A T E O F N O T I C E : 2006 $217,272.10 ORIGINAL PRINCIPAL AMOUNT OF THAT all pre-foreclosure requireMORTGAGE: $143,900.00 ments have been complied with; that MORTGAGOR(S): Pamela J. Giles, a no action or proceeding has been instisingle person tuted at law or otherwise to recover the MORTGAGEE: Mortgage Electronic debt secured by said mortgage, or any Registration Systems, Inc. as nominee part thereof; for Summit Mortgage Corporation, its PURSUANT to the power of sale consuccessors and/or assigns tained in said mortgage, the DATE AND PLACE OF RECORDING: above-described property will be sold Recorded: April 21, 2006 Dakota by the Sheriff of said county as folCounty Recorder lows: Document Number: 2422190 DATE AND TIME OF SALE: NovemASSIGNMENTS OF MORTGAGE: ber 02, 2012 at 10:00 AM And assigned to: Nationstar MortPLACE OF SALE: Dakota County gage LLC Law Enforcement Center, 1580 HighDated: September 17, 2012 way 55, Lobby S-100, Hastings, MinneTransaction Agent: Mortgage Elec- sota tronic Registration Systems, Inc. to pay the debt secured by said mortTransaction Agent Mortgage Identifi- gage and taxes, if any, on said precation Number: 100061906086000066 mises and the costs and disburseLender or Broker: Summit Mortgage ments, including attorney fees allowed Corporation by law, subject to redemption within R e s i d e n t i a l M o r t g a g e S e r v i c e r : six (6) months from the date of said Nationstar Mortgage LLC sale by the mortgagor(s), their perMortgage Originator: Not Applicable sonal representatives or assigns. COUNTY IN WHICH PROPERTY IS If the Mortgage is not reinstated LOCATED: Dakota under Minn. Stat. §580.30 or the propProperty Address: 11659 Millpond erty is not redeemed under Minn. Stat. Ave, Burnsville, MN 55337-7252 §580.23, the Mortgagor must vacate T a x P a r c e l I D N u m b e r : the property on or before 11:59 p.m. on 02-48502-03-042 May 02, 2013, or the next business day L E G A L D E S C R I P T I O N O F P R O P - if May 02, 2013 falls on a Saturday, ERTY: Unit Number 42, C.I.C. Number Sunday or legal holiday. 157, Boulder Pond, A Condominium, Mortgagor(s) released from financial Dakota County, Minnesota obligation: NONE AMOUNT DUE AND CLAIMED TO BE THIS COMMUNICATION IS FROM D U E A S O F D A T E O F N O T I C E : A DEBT COLLECTOR ATTEMPT$143,049.27 ING TO COLLECT A DEBT. ANY THAT all pre-foreclosure require- INFORMATION OBTAINED WILL BE ments have been complied with; that USED FOR THAT PURPOSE. no action or proceeding has been instiTHE RIGHT TO VERIFICATION OF tuted at law or otherwise to recover the THE DEBT AND IDENTITY OF THE debt secured by said mortgage, or any ORIGINAL CREDITOR WITHIN THE part thereof; TIME PROVIDED BY LAW IS NOT PURSUANT to the power of sale con- AFFECTED BY THIS ACTION. tained in said mortgage, the THE TIME ALLOWED BY LAW FOR above-described property will be sold REDEMPTION BY THE MORTGAGOR, by the Sheriff of said county as fol- THE MORTGAGOR'S PERSONAL REPlows: RESENTATIVES OR ASSIGNS, MAY BE DATE AND TIME OF SALE: Decem- REDUCED TO FIVE WEEKS IF A JUDIber 07, 2012 at 10:00 AM CIAL ORDER IS ENTERED UNDER PLACE OF SALE: Dakota County MINNESOTA STATUTES, SECTION Law Enforcement Center, 1580 High- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G way 55, Lobby S-100, Hastings, Minne- OTHER THINGS, THAT THE MORTsota GAGED PREMISES ARE IMPROVED to pay the debt secured by said mort- WITH A RESIDENTIAL DWELLING OF gage and taxes, if any, on said pre- LESS THAN FIVE UNITS, ARE NOT mises and the costs and disburse- PROPERTY USED IN AGRICULTURAL ments, including attorney fees allowed PRODUCTION, AND ARE ABANDONED. by law, subject to redemption within DATED: September 20, 2012 six (6) months from the date of said MORTGAGEE: Wells Fargo Bank, sale by the mortgagor(s), their perN.A. sonal representatives or assigns. Wilford, Geske & Cook P.A. If the Mortgage is not reinstated Attorneys for Mortgagee under Minn. Stat. §580.30 or the prop- 8425 Seasons Parkway, Suite 105 erty is not redeemed under Minn. Stat. Woodbury, MN 55125-4393 §580.23, the Mortgagor must vacate (651) 209-3300 the property on or before 11:59 p.m. on File Number: 018439F02 June 07, 2013, or the next business NOTICE OF POSTPONEMENT OF day if June 07, 2013 falls on a SaturMORTGAGE FORECLOSURE SALE day, Sunday or legal holiday. The above referenced sale scheduled Mortgagor(s) released from financial for November 02, 2012 at 10:00 AM has obligation: NONE been postponed to December 06, 2012 THIS COMMUNICATION IS FROM at 10:00 AM in the Dakota County Law A DEBT COLLECTOR ATTEMPT- Enforcement Center, 1580 Highway 55, ING TO COLLECT A DEBT. ANY Lobby S-100, Hastings, Minnesota in INFORMATION OBTAINED WILL BE said County and State. USED FOR THAT PURPOSE. DATED: October 10, 2012 THE RIGHT TO VERIFICATION OF MORTGAGEE: Wells Fargo Bank, THE DEBT AND IDENTITY OF THE N.A. ORIGINAL CREDITOR WITHIN THE Wilford, Geske & Cook P.A. T I M E P R O V I D E D B Y L A W I S N O T Attorneys for Mortgagee: AFFECTED BY THIS ACTION. Lawrence A. Wilford THE TIME ALLOWED BY LAW FOR James A. Geske REDEMPTION BY THE MORTGAGOR, 8425 Seasons Parkway, Suite 105 THE MORTGAGOR'S PERSONAL REP- Woodbury, MN 55125-4393 RESENTATIVES OR ASSIGNS, MAY BE (651) 209-3300 REDUCED TO FIVE WEEKS IF A JUDI- File Number: 018439F02 CIAL ORDER IS ENTERED UNDER 3202303 11/8/12 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF NOTICE IS HEREBY GIVEN that LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL default has occurred in the conditions of the following described mortgage: PRODUCTION, AND ARE ABANDONED. DATE OF MORTGAGE: October 22, DATED: October 25, 2012 A S S I G N E E O F M O R T G A G E E : 2009 ORIGINAL PRINCIPAL AMOUNT OF Nationstar Mortgage LLC MORTGAGE: $233,079.00 Wilford, Geske & Cook P.A. MORTGAGOR(S): Ruth G Blondin, a Attorneys for Assignee of Mortgagee Single person 8425 Seasons Parkway, Suite 105 MORTGAGEE: Mortgage Electronic Woodbury, MN 55125-4393 Registration Systems, Inc. as nominee (651) 209-3300 File Number: 026203F01 3193508 10/25-11/29/12 ��

PUBLIC NOTICE

�� VICER: �� U.S. �� Bank Home Mortgage, a division of U.S. Bank National Associa�� Registration Systems, Inc. as nominee for M&I Marshall & Ilsley Bank, its successor and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 18, 2009 Dakota County Recorder Document Number: 2697181 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Dated: September 06, 2011 Recorded: September 19, 2011 Dakota County Recorder Document Number: 2820049 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003074-0035371130-2 Lender or Broker: M&I Marshall & Ilsley Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17168 Gannon Way W, Rosemount, MN 55068-5136 Tax Parcel ID Number: 22.16703.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Cedar Highlands 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $257,810.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2013, or the next business day if May 30, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 18, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026274F01 3187870 10/18-11/22/12

PUBLIC NOTICE

tion MORTGAGED PROPERTY ADDRESS: 1532 Sherwood Way, Eagan, MN 55122 T A X P A R C E L I . D . # : 10.15007.02.010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Brittany 8th Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $286,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $296,683.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 2, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-256-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195715 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 MORTGAGOR(S): Stephen J. Ritz, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 22, 2004 Dakota County Recorder Document Number: 2218211 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8589 144th St W, Apple Valley, MN 55124-9302 Tax Parcel ID Number: 01-27500-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Forest Park Estates, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $333,103.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016231F04 3195298 10/25-11/29/12

PUBLIC NOTICE

weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 10, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-005314 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3189947 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 MORTGAGOR(S): Patrick M. Hammarsten, unmarried person MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: May 30, 2002 Dakota County Recorder Document Number: 1901326 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 227 Ash St W, South Saint Paul, MN 55075-3410 Tax Parcel ID Number: 36-83300-03-060 LEGAL DESCRIPTION OF PROPERTY: Parcel 1 Lot 5, Block 3, Walter and Arthur Add., according to the recorded plat thereof, and situate in Dakota County, Minnesota Parcel 2 Lot 6, Block 3, Walter and Arthur Add., according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $114,216.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 14, 2013, or the next business day if June 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 01, 2012 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021487F05 3198176 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 07/26/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $95,000.00 MORTGAGOR(S): Pamela A. Ackerman, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 08/21/2007 as Document Number 2538849 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 11/02/2012 as Document Number 2906225 in the Office/of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 02-01300-16-477 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 201, 12866 Nicollet Avenue, Ridgeview Condominium Homes, Condominium No. 15, Dakota County, Minnesota ABSTRACT STREET ADDRESS OF PROPERTY: 12866 Nicollet Avenue #201, Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-1817070054-8 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $94,515.55 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 12/21/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 06/21/2013, or the next business day if 06/21/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/08/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3211366 11/8-12/13/12

PUBLIC NOTICE

the following described mortgage: DATE OF MORTGAGE: December 7, 2004 MORTGAGOR: Jay C. Emerson and Trudi A. Emerson, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association S/B/M with Chase Home Finance LLC S/B/M with Chase Manhattan Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded January 21, 2005 Dakota County Recorder, Document No. 2287207. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 786 North Hay Lake Road, Eagan, MN 55123 TAX PARCEL I.D. #: 102580105010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Fawn Ridge 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,272.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005540 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3194498 10/25-11/29/12

PUBLIC NOTICE

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TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiCorp Trust Bank, FSB RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3585 148th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-62800-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, of Edwin Rahn Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,501.44 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $222,714.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 10-5281 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195727 10/25-11/29/12

PUBLIC NOTICE

Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,323.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,175.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 11, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 9, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-002705 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195661 10/25-11/29/12

PUBLIC NOTICE

ber 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 17, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005349 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195636 10/25-11/29/12

PUBLIC NOTICE

11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004831 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3196040 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 9 , 2002 MORTGAGOR: I d o n n a J . M i l l e r , a single person. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded September 25, 2002 Dakota County Recorder, Document No. 1939850. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 4259 Amber Court, Eagan, MN 55122 TAX PARCEL I.D. #: 101670107090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 7, Cedar Grove No. 2, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,250.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 18, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

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��DWELLING �� OF �� WITH A RESIDENTIAL LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE P R O D U C T I O N , A N D A R E FORECLOSURE SALE ABANDONED." NOTICE IS HEREBY GIVEN that Dated: October 1, 2012 default has occurred in the conditions U.S. Bank National Association of the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: October 10, USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of 2006 ORIGINAL PRINCIPAL AMOUNT OF Mortgagee MORTGAGE: $128,000.00 4500 Park Glen Road #300 MORTGAGOR(S): John J. Catalfamo Minneapolis, MN 55416 and Tayna L. Catalfamo, husband and (952) 925-6888 wife 12-004531 FC MORTGAGEE: Mortgage Electronic THIS IS A COMMUNICATION FROM Registration Systems, Inc., as nomiA DEBT COLLECTOR. 3196265 10/25-11/29/12 nee for Novastar Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 27, 2006 Dakota NOTICE OF MORTGAGE County Recorder FORECLOSURE SALE Document Number: 2471627 THE RIGHT TO VERIFICATION ASSIGNMENTS OF MORTGAGE: OF THE DEBT AND IDENTITY OF And assigned to: Deutsche Bank THE ORIGINAL CREDITOR WITHIN National Trust Company, as Trustee THE TIME PROVIDED BY LAW IS for NovaStar Mortgage Funding Trust, NOT AFFECTED BY THIS ACTION. Series 2006-6 NovaStar Home Equity NOTICE IS HEREBY GIVEN, that Loan Asset-Backed Certificates, Series default has occurred in conditions of 2006-6 the following described mortgage: Dated: September 17, 2012 DATE OF MORTGAGE: J a n u a r y 3 , Transaction Agent: Mortgage Elec2008 tronic Registration Systems, Inc. MORTGAGOR: T o d d T . K u h n a n d Transaction Agent Mortgage IdentifiKarin L. Kuhn, husband and wife. cation Number: 100080190060209939 MORTGAGEE: Mortgage Electronic Lender or Broker: Novastar MortRegistration Systems, Inc.. gage, Inc. DATE AND PLACE OF RECORDING: Residential Mortgage Servicer: Recorded January 10, 2008 Dakota Ocwen Loan Servicing, LLC County Recorder, Document No. Mortgage Originator: Not Applicable 622382. COUNTY IN WHICH PROPERTY IS A S S I G N M E N T S O F M O R T G A G E : LOCATED: Dakota Assigned to: U.S. Bank National AssoProperty Address: 3966 Dawn Way E, ciation. Inver Grove Heights, MN 55076 Said Mortgage being upon RegisTax Parcel ID Number: tered Land. 205365109040 TRANSACTION AGENT: Mortgage LEGAL DESCRIPTION OF PROPElectronic Registration Systems, Inc. ERTY: Lot 4, Block 9, The Oaks SecT R A N S A C T I O N A G E N T ' S M O R T - ond Addition GAGE IDENTIFICATION NUMBER ON AMOUNT DUE AND CLAIMED TO BE MORTGAGE: 1000212680012262121 DUE AS OF DATE OF NOTICE: LENDER OR BROKER AND MORT- $153,995.45 GAGE ORIGINATOR STATED ON THAT all pre-foreclosure requireMORTGAGE: Bankers Mortgage Com- ments have been complied with; that pany, LLC no action or proceeding has been instiR E S I D E N T I A L M O R T G A G E S E R - tuted at law or otherwise to recover the VICER: U.S. Bank Home Mortgage, a debt secured by said mortgage, or any division of U.S. Bank National Associa- part thereof; tion PURSUANT to the power of sale conMORTGAGED PROPERTY ADDRESS: t a i n e d i n s a i d m o r t g a g e , t h e 17346 Joplin Avenue, Lakeville, MN above-described property will be sold 55044 by the Sheriff of said county as folTAX PARCEL I.D. #: 221182504020 lows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: DecemERTY: ber 14, 2012 at 10:00 AM Lot Two, Block Four, Argonne PLACE OF SALE: Dakota County Estates, according to the recorded Law Enforcement Center, 1580 Highplat thereof, Dakota County, Minne- way 55, Lobby S-100, Hastings, Minnesota sota COUNTY IN WHICH PROPERTY IS to pay the debt secured by said mortLOCATED: Dakota gage and taxes, if any, on said preORIGINAL PRINCIPAL AMOUNT OF mises and the costs and disburseMORTGAGE: $368,800.00 ments, including attorney fees allowed AMOUNT DUE AND CLAIMED TO BE by law, subject to redemption within DUE AS OF DATE OF NOTICE, INCLUD- six (6) months from the date of said ING TAXES, IF ANY, PAID BY MORT- sale by the mortgagor(s), their perGAGEE: $395,289.99 sonal representatives or assigns. That prior to the commencement of If the Mortgage is not reinstated this mortgage foreclosure proceeding under Minn. Stat. §580.30 or the propMortgagee/Assignee of Mortgagee com- erty is not redeemed under Minn. Stat. plied with all notice requirements as §580.23, the Mortgagor must vacate required by statute; That no action or the property on or before 11:59 p.m. on proceeding has been instituted at law June 14, 2013, or the next business o r o t h e r w i s e t o r e c o v e r t h e d e b t day if June 14, 2013 falls on a Satursecured by said mortgage, or any part day, Sunday or legal holiday. thereof; Mortgagor(s) released from financial PURSUANT to the power of sale con- obligation: NONE tained in said mortgage, the above THIS COMMUNICATION IS FROM described property will be sold by the A DEBT COLLECTOR ATTEMPTSheriff of said county as follows: ING TO COLLECT A DEBT. ANY DATE AND TIME OF SALE: January INFORMATION OBTAINED WILL BE 3, 2013 at 10:00 AM USED FOR THAT PURPOSE. PLACE OF SALE:Sheriff's Office, Law THE RIGHT TO VERIFICATION OF Enforcement Center, 1580 Hwy 55, THE DEBT AND IDENTITY OF THE Lobby #S-100, Hastings, MN ORIGINAL CREDITOR WITHIN THE to pay the debt then secured by said T I M E P R O V I D E D B Y L A W I S N O T Mortgage, and taxes, if any, on said AFFECTED BY THIS ACTION. premises, and the costs and disburseTHE TIME ALLOWED BY LAW FOR m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their REDUCED TO FIVE WEEKS IF A JUDIpersonal representatives or assigns CIAL ORDER IS ENTERED UNDER unless reduced to Five (5) weeks under MINNESOTA STATUTES, SECTION MN Stat. §580.07. 582.032, DETERMINING, AMONG TIME AND DATE TO VACATE PROP- OTHER THINGS, THAT THE MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGED PREMISES ARE IMPROVED owner-occupied, single-family dwell- WITH A RESIDENTIAL DWELLING OF ing, unless otherwise provided by law, LESS THAN FIVE UNITS, ARE NOT the date on or before which the mort- PROPERTY USED IN AGRICULTURAL gagor(s) must vacate the property if the PRODUCTION, AND ARE ABANDONED. mortgage is not reinstated under secDATED: November 01, 2012 tion 580.30 or the property is not ASSIGNEE OF MORTGAGEE: redeemed under section 580.23 is Deutsche Bank National Trust 11:59 p.m. on July 3, 2013, unless the Company, as Trustee for redemption period is reduced to 5 NovaStar Mortgage Funding weeks under MN Stat. Secs. 580.07 or Trust, Series 2006-6 NovaStar 582.032. Home Equity Loan Asset-Backed MORTGAGOR(S) RELEASED FROM Certificates, Series 2006-6 FINANCIAL OBLIGATION ON MORT- Wilford, Geske & Cook P.A. GAGE: None Attorneys for Assignee of Mortgagee "THE TIME ALLOWED BY LAW FOR 8425 Seasons Parkway, Suite 105 REDEMPTION BY THE MORTGAGOR, Woodbury, MN 55125-4393 THE MORTGAGOR'S PERSONAL REP- (651) 209-3300 RESENTATIVES OR ASSIGNS, MAY BE File Number: 016123F02 REDUCED TO FIVE WEEKS IF A JUDI- 3198166 11/1-12/6/12 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED NOTICE IS HEREBY GIVEN that WITH A RESIDENTIAL DWELLING OF default has occurred in the conditions LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL of the following described mortgage: DATE OF MORTGAGE: October 06, P R O D U C T I O N , A N D A R E 2005 ABANDONED." ORIGINAL PRINCIPAL AMOUNT OF Dated: October 11, 2012 MORTGAGE: $204,800.00 U.S. Bank National Association MORTGAGOR(S): Manuel A. Bonilla Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. aka Manuel Bonilla and Maria Canas, Attorneys for Mortgagee/Assignee of both single MORTGAGEE: Mortgage Electronic Mortgagee Registration Systems, Inc. as nominee 4500 Park Glen Road #300 for Homecomings Financial Network, Minneapolis, MN 55416 Inc., its successors and assigns (952) 925-6888 DATE AND PLACE OF RECORDING: 19-3089 FC1 Recorded: October 28, 2005 Dakota THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3211163 11/8-12/13/12 ��

PUBLIC NOTICE

�� MN�� 55118 T A X P A R C E L �� Recorded: October 28, 2005 Dakota County Recorder Document Number: 2375699 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 27, 2011 Recorded: February 23, 2011 Dakota County Recorder Document Number: 2787670 And assigned to: Nationstar Mortgage, LLC Dated: July 20, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604258156027 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3596 155th St W, Rosemount, MN 55068-1561 Tax Parcel ID Number: 34-54100-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, O'Leary's Hills AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $243,106.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018976F02 3193493 10/25-11/29/12

PUBLIC NOTICE

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42-70900-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Solar Addition Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,162.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,592.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 4, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-003659 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195697 10/25-11/29/12

PUBLIC NOTICE

December 7, 2012, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: June 7, 2013, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 19, 2012 MESSERLI & KRAMER P.A. By:/s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 3194738 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,500.00 MORTGAGOR(S): Lynn M. Holz, a single person MORTGAGEE: Ameriquest Mortgage Company DATE AND PLACE OF RECORDING: Recorded: August 01, 2005 Dakota County Recorder Document Number: 2346357 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R8 Dated: January 20, 2009 Recorded: February 17, 2009 Dakota County Recorder Document Number: 2637701 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Ameriquest Mortgage Company Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1025 Tamarack Trl, Farmington, MN 55024-7132 Tax Parcel ID Number: 14.74902.06.503 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1503, Tamarack Ridge Carriage Homes, Common Interest Community Number 294, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,797.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R8 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025038F03 3195305 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 9 , 2005 MORTGAGOR: Timothy B Allen and Heather L Allen, husband and wife. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded September 30, 2005 Dakota County Recorder, Document No. 2365978. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20842 North Jacquard Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 221775001030 LEGAL DESCRIPTION OF PROPERTY: The North 80 feet of Lot 3, Block 1, Clay's Acres, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $223,703.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004588 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203499 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2004 MORTGAGOR: Joseph J. Ciupik and Tamra L. Ciupik, husband and wife. MORTGAGEE: Mortgage Enterprises Inc.. DATE AND PLACE OF RECORDING: Filed February 24, 2004, Dakota County Registrar of Titles, Document No. 0530765 on Certificate of Title No. 114377. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Mortgage Co.. And thereafter assigned to: Deutsche Bank Trust Company Americas as Trustee. And thereafter assigned to: Deutsche Bank Trust Company Americas as Trustee RALI 2004-QS7. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Enterprises Inc. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3380 East 76TH Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115207080 LEGAL DESCRIPTION OF PROPERTY: Lot 8 in Block 7 of South Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,259.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2012 Deutsche Bank Trust Company Americas, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-003465 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3210922 11/8-12/13/12

PUBLIC NOTICE

and Becky L. Balut, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 28, 2005 Dakota County Recorder, Document No. 2375479. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Minnesota, N.A. f/k/a Norwest Bank Minnesota, N.A., solely as Trustee for Bear Stearns Asset Backed Securities I, LLC, Green Point Mortgage Funding Trust 2006-AR1, Mortgage Pass-Through Certificates, Series 2006-AR1. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800881889097 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15993 Havelock Court, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-45801-08-190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 8, Longridge Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,305.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 Wells Fargo Bank, National Association, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-96-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3196711 10/25-11/29/12

PUBLIC NOTICE

��

Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR WAMU MORTGAGE PASS-THROUGH CERTIFICATES WAMU 2004-AR2. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15430 Oriole Court, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02-84650-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Wood Knoll Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $420,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $479,160.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 13, 2013___, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-2975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3194584 10/25-11/29/12

PUBLIC NOTICE

Addition, CIC No. 327 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,356.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 20, 2013____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003891 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3204032 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 1, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Garrett Square Association (hereinafter the "Association") which was recorded as Document No. 261860, in the Office of the Registrar of Titles of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 107 and Garage Unit No. 76 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota STREET ADDRESS: 14620 Garrett Avenue, #107, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-81401-01-107 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 1, 2012, from Michael J. Ross, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $6,185.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 1, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Amended and Restated Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 8, 2011, as Document No. T681573 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Amended and Restated Declaration and granted by the owner in taking title to the premises subject to said Amended and Restated Declaration and pursuant to Minn. Stat. §§515B.3-115 and

Minn. Stat. §§515B.3 115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 17th day of December, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 17, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARRETT SQUARE ASSOCIATION Attorneys for Garrett Square Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Garrett Sq/Ross/ 11-7-144D) 3202407 11/1-12/6/12

PUBLIC NOTICE

11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005514 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3200056 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2007 MORTGAGOR: M i c h a e l H a g e n , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 7, 2007 Dakota County Recorder, Document No. 2514730. ASSIGNMENTS OF MORTGAGE: Assigned to: Select Portfolio Servicing, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100152711000013710 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage One, Inc. RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 1418 Woodhill Road, Burnsville, MN 55337 TAX PARCEL I.D. #: 028220101090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Vista View 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,413.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2012 Select Portfolio Servicing, Inc. Mortgagee/Assignee of Mortgagee

��

�� National Bank, MORTGAGEE:PNC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Association, s/b/m to National City Attorneys for Mortgagee/Assignee of Bank, s/b/m to National City Mortgage, Mortgagee a division of National City Bank of 4500 Park Glen Road #300 Indiana. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: Recorded June 24, 2005 Dakota (952) 925-6888 38 - 12-003894 FC County Recorder, Document No. THIS IS A COMMUNICATION FROM 2333875. ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. 3203473 11/1-12/6/12 NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON NOTICE OF MORTGAGE MORTGAGE: NONE FORECLOSURE SALE LENDER OR BROKER AND MORTTHE RIGHT TO VERIFICATION G A G E O R I G I N A T O R S T A T E D O N OF THE DEBT AND IDENTITY OF MORTGAGE: National City Mortgage, a THE ORIGINAL CREDITOR WITHIN division of National City Bank of IndiTHE TIME PROVIDED BY LAW IS ana NOT AFFECTED BY THIS ACTION. RESIDENTIAL MORTGAGE SERNOTICE IS HEREBY GIVEN, that VICER: PNC Bank, National Associadefault has occurred in conditions of tion the following described mortgage: MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE: May 9, 2006 18837 English Avenue, Farmington, MORTGAGOR: Lisa M. Prawdzik, a MN 55024 single person. TAX PARCEL I.D. #: 146825101001 MORTGAGEE: B a n k o f A m e r i c a , LEGAL DESCRIPTION OF PROPN.A.. ERTY: DATE AND PLACE OF RECORDING: Lot 1, Block 1, Silver Springs 2nd Recorded June 2, 2006 Dakota Addition County Recorder, Document No. COUNTY IN WHICH PROPERTY IS 2434519. LOCATED: Dakota ASSIGNMENTS OF MORTGAGE: ORIGINAL PRINCIPAL AMOUNT OF Assigned to: M&T Bank. MORTGAGE: $235,987.00 TRANSACTION AGENT: NONE AMOUNT DUE AND CLAIMED TO BE T R A N S A C T I O N A G E N T ' S M O R T - DUE AS OF DATE OF NOTICE, INCLUDGAGE IDENTIFICATION NUMBER ON ING TAXES, IF ANY, PAID BY MORTMORTGAGE: NONE GAGEE: $289,296.02 LENDER OR BROKER AND MORTThat prior to the commencement of G A G E O R I G I N A T O R S T A T E D O N this mortgage foreclosure proceeding MORTGAGE: Bank of America, N.A. Mortgagee/Assignee of Mortgagee comR E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as VICER: Bayview Loan Servicing, LLC required by statute; That no action or MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 20039 Ideal Way, Lakeville, MN 55044 or otherwise to recover the debt TAX PARCEL I.D. #: 228195301130 secured by said mortgage, or any part LEGAL DESCRIPTION OF PROP- thereof; ERTY: PURSUANT to the power of sale conL o t 1 3 , B l o c k 1 , V i k i n g S q u a r e tained in said mortgage, the above Fourth described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED: Dakota DATE AND TIME OF SALE: DecemORIGINAL PRINCIPAL AMOUNT OF ber 21, 2012 at 10:00 AM MORTGAGE: $134,600.00 PLACE OF SALE:Sheriff's Office, Law AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, DUE AS OF DATE OF NOTICE, INCLUD- Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said GAGEE:$128,376.84 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, Sheriff of said county as follows: the date on or before which the mortDATE AND TIME OF SALE: January gagor(s) must vacate the property if the 3, 2013 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is Lobby #S-100, Hastings, MN 11:59 p.m. on June 21, 2013 unless to pay the debt then secured by said the redemption period is reduced to 5 Mortgage, and taxes, if any, on said weeks under MN Stat. Secs. 580.07 or premises, and the costs and disburse- 582.032. ments, including attorneys' fees MORTGAGOR(S) RELEASED FROM allowed by law subject to redemption FINANCIAL OBLIGATION ON MORTwithin six (6) months from the date of GAGE: None said sale by the mortgagor(s), their "THE TIME ALLOWED BY LAW FOR personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07. RESENTATIVES OR ASSIGNS, MAY BE TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on July 3, 2013 unless the P R O D U C T I O N , A N D A R E redemption period is reduced to 5 ABANDONED." weeks under MN Stat. Secs. 580.07 or Dated: October 24, 2012 582.032. PNC Bank, National Association MORTGAGOR(S) RELEASED FROM Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE: None Attorneys for Mortgagee/Assignee of "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI- 4 - 12-005855 FC CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 3203449 11/1-12/6/12 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E THE RIGHT TO VERIFICATION ABANDONED." OF THE DEBT AND IDENTITY OF Dated: October 23, 2012 THE ORIGINAL CREDITOR WITHIN M&T Bank THE TIME PROVIDED BY LAW IS Mortgagee/Assignee of Mortgagee NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of default has occurred in conditions of the following described mortgage: Mortgagee DATE OF MORTGAGE: O c t o b e r 2 0 , 4500 Park Glen Road #300 Minneapolis, MN 55416 2009 (952) 925-6888 MORTGAGOR: P a m e l a J a y n e Mikkalson, a/k/a Pamela J. Mikkalson 37 - 12-005990 FC THIS IS A COMMUNICATION FROM and Peter D. Mikkalson, wife and husband. A DEBT COLLECTOR. 3210946 11/8-12/13/12 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 10, 2009 NOTICE OF MORTGAGE Dakota County Recorder, Document FORECLOSURE SALE No. 2695801. THE RIGHT TO VERIFICATION ASSIGNMENTS OF MORTGAGE: OF THE DEBT AND IDENTITY OF Assigned to: JPMorgan Chase Bank, THE ORIGINAL CREDITOR WITHIN National Association. THE TIME PROVIDED BY LAW IS TRANSACTION AGENT: Mortgage NOT AFFECTED BY THIS ACTION. Electronic Registration Systems, Inc. NOTICE IS HEREBY GIVEN, that TRANSACTION AGENT'S MORTdefault has occurred in conditions of GAGE IDENTIFICATION NUMBER ON the following described mortgage: MORTGAGE: 100061907000124966 DATE OF MORTGAGE: May 31, 2005 LENDER OR BROKER AND MORTMORTGAGOR: Jennifer Lynn Lipham G A G E O R I G I N A T O R S T A T E D O N and Peter Eugene Swenson, wife and MORTGAGE: Summit Mortgage Corpohusband. MORTGAGEE:PNC Bank, National ��

PUBLIC NOTICE

�� nesota. �� COUNTY IN WHICH PROPERTY �� MORTGAGE: Summit Mortgage Corpo ration RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 111 11TH Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364880002280 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 2, Minnesota and Northwestern Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,569.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,560.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 20, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001925 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3204013 11/1-12/6/12

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $255,293.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 13, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004844 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203978 11/1-12/6/12

PUBLIC NOTICE

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 17, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004461 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203461 11/1-12/6/12

PUBLIC NOTICE

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-006019 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203677 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2006 MORTGAGOR: J a m e s H o l t a n d Bonita Holt, husband and wife. MORTGAGEE: M o r t g a g e & I n v e s t ment Consultants. DATE AND PLACE OF RECORDING: Filed June 22, 2006, Dakota County Registrar of Titles, Document No. 592672 on Certificate of Title No. 106415. ASSIGNMENTS OF MORTGAGE: Assigned to: Option One Mortgage Corporation. And thereafter assigned to: HSBC Bank USA, National Association, as Trustee for SG Mortgage Securities Trust 2006-OPT2, Asset Backed Certificates, Series 2006-OPT2. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage & Investment Consultants RESIDENTIAL MORTGAGE SERVICER: Homeward Residential, Inc. MORTGAGED PROPERTY ADDRESS: 750 Keokuk Lane, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 272780018060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 18, Friendly Hills Re-Arr COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $365,603.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2012 HSBC Bank USA, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40 - 12-004644 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203438 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2005 MORTGAGOR: G r e g L o c k y e r , a n d Melissa Lockyer, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 16, 2005 Dakota County Recorder, Document No. 2361335. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC . TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0005734774-8 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 612 11th Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.22501.03.090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, East Farmington 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,529.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 08, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 08, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005787 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3211303 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,400.00 MORTGAGOR(S): Anna Bunnell And Christopher Bunnell, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment and Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100194450001730887 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment and Loan. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 3, 2005, as Document No. 2366835. ASSIGNED TO: HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-E, Mortgage-Backed Certificates, Series 2005-E Dated: September 25, 2012 , and recorded October 11, 2012 by Document No. 2900893 . LEGAL DESCRIPTION OF PROPERTY: Lot 89, Block 1, Hawthorne 2nd CIC #369, DAKOTA COUNTY,MINNESOTA. PROPERTY ADDRESS: 15870 Frisian LN, Apple Valley, MN 55124 P PROPERTY I.D: 01-32151-01-089 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Ninety-Three Thousand Nine Hundred Twenty and 00/100 ($293,920.00) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 18, 2012 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2013, or the next business day if June 18, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2012 HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-E, Mortgage-Backed Certificates, Series 2005-E Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00882-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4319597 11/01/2012, 11/08/2012, 11/15/2012, 11/22/2012, 11/29/2012, 12/06/2012 3199264 11/1-12/6/12

PUBLIC NOTICE

��

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000545391 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank dba Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 931 Dodd Road, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424450002060 LEGAL DESCRIPTION OF PROP ERTY: Lot 6, Block 2, C.B. Lawton's Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,727.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $123,672.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005636 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203535 11/1-12/6/12

PUBLIC NOTICE

T A X P A R C E L I . D . # : 02-18550-02-100 LEGAL DESCRIPTIO N O F P R O PERTY: Lot 10, Block 2, Crosstown Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $119,717.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-3411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203992 11/1-12/6/12

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __May 1, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 28, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-402 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 15, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 5, 2012. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-402 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3210813 11/8/12

PUBLIC NOTICE

DAKOTA COUNTY TRIBUNE BUSINESS �� WEEKLY �� November ��8,��2012 ��

27A ��

Family Calendar To submit items for the Family Calendar, email: darcy. odden@ecm-inc.com. Thursday, Nov. 8 The Garden at River Ridge inaugural celebration and fundraiser, 6:30 to 8:30 p.m., 190 River Ridge Circle, Burnsville. The Garden at River Ridge is a faith-based day use respite and resource center for women to come free of charge. Information: www.TheGardenatRiverRidge.org. Israel and Jordan, 7 p.m. at Heritage Library, 20085 Heritage Drive, Lakeville. Part of a travel series hosted by Friends of the Heritage Library. Information: (952) 891-0360. Friday, Nov. 9 Veterans Day Recognition Assembly, 9 a.m. at Eagan High School main gymnasium, 4185 Braddock Trail, Eagan. Social hour, 8:15 a.m., with coffee, doughnuts and bagels in the student commons. Parking will be reserved for veterans in the lower student lot. No RSVP required. Saturday, Nov. 10 Refuse to Be a Victim class for high school and college students from 9 a.m. to

594 feet North of the Southeast (SE) corner of the Northeast Quarter (NE 1/4) of said section thence West on a line parallel to the South line of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said Section Eighteen (18) 1330 feet, more or less, to the West line of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said section; thence South along the West line of said Southeast Quarter of the Northeast Quarter (SE 1/4 NE of 1/4) of said section to the Southwest (SW) corner of the North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of SE 1/4 of NE 1/4) of said Section Eighteen (18); thence East along the South line of said North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of SE 1/4 NE 1/4) of said Section to the point of beginning, according to the Government Survey thereof; EXCEPTING THEREFROM, the West three (3) acres thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,822.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE

noon at Lakeville North High School, Lecture Room 248, 19600 Ipava Ave., Lakeville. Cost: $25. Register at https:// secure.revtrak.net/lakeville/ tek9.asp?pg=adult_enrich men. Sunday, Nov. 11 Pancake breakfast by the Farmington Knights of Columbus, 9 a.m. to noon, Church of St. Michael, 22120 Denmark Ave., Farmington. Pancakes, French toast, sausage, scrambled eggs, coffee, juice and water served. Good-will offerings accepted. Blood drives The American Red Cross will hold the following blood drives. Call 1-800-RED CROSS (1-800-733-2767) or visit redcrossblood.org to make an appointment or for more information. • Nov. 3, 10 a.m. to 3 p.m., Sassy Sista’s Boutique, Old Chicago, 14998 Glazier Ave., Apple Valley. • Nov. 7, 10 a.m. to 3 p.m., Uponor, 5925 148th St. W., Apple Valley. • Nov. 8, 1 to 6 p.m., Hope Church, 7477 145th St., Apple Valley. • Nov. 9, noon to 6 p.m.,

DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 23, 2012 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37 - 12-005991 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3210954 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 09, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,602.00 MORTGAGOR(S): Craig R. Johnson and Joy A. Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 16, 2009 Dakota County Recorder Document Number: 2684577 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: July 01, 2011 Recorded: July 22, 2011 Dakota County Recorder Document Number: 2811080 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400007759028 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19150 Echo Ln, Farmington, MN 55024-9184 Tax Parcel ID Number: 14-11175-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Akin Park Estates, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $294,696.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

Shepherd of the Valley Lutheran Church, 12600 Johnny Cake Ridge Road, Apple Valley. • Nov. 9, 12:30 to 6:30 p.m., Easter Lutheran Church – By the Lake, 4545 Pilot Knob Road, Eagan. • Nov. 10, 10:15 a.m. to 3:15 p.m., Burnhaven Library, 1101 W. County Road 42, Burnsville. • Nov. 10, 10 a.m. to 3 p.m., Culver’s, 3445 O’Leary Lane, Eagan. Ongoing Operation Christmas Child National Collection Week, Nov. 12-19: Prince of Peace, 13801 Fairview Drive, Burnsville; Grace Slavic Church of Eagan, 1985 Diffley Road, Eagan; River Valley Church, 14898 Energy Way, Apple Valley; Lord of Life Lutheran Church, 16200 Dodd Lane, Lakeville. Drop-off hours/information: (612) 3597025 or www.samaritanspurse. org/occ. Rosemount History Book Club meets the second Tuesday of each month from 6:30 to 8 p.m. at the Robert Trail Library. Information: John Loch, (952) 255-8545 or jjloch@charter.net.

sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 05, 2013, or the next business day if April 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025828F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 05, 2012 at 10:00 AM has been postponed to November 05, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 03, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 05, 2012 at 10:00 AM has been postponed to December 05, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 24, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025828F01 3199092 11/8/12

24A

Dakota Arts

November 8, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Holiday comedy comes to Lakeville stage

Expressions presents ‘The ReGifters’ Nov. 9-18 by Andrew Miller

DAKOTA COUNTY TRIBUNE

It’s not tough to relate to the premise of “The ReGifters.” At least not if you’ve ever been the recipient of fruitcake during the holiday season. The new stage comedy from Lakeville-based community theater group Expression follows a couple who regifts a not-so-great Christmas present, then finds out it’s worth a fortune. They – and all the others in the chain of regifters – will stop at nothing to get it back. “Everybody can identify with regifting,” said play’s director, Pege Miller of Lakeville. “We’re all guilty of it. Regifting been going on a long time – probably since fruit-

cakes were invented.” Expressions will present “The ReGifters” on the stage of the Lakeville Area Arts Center Nov. 9-18. The ninemember cast includes Jim Anderson, Joe Conely, Adria Deutch, Annette Keenan, Tom Keenan, Kim Lang, Keith Mattson, Diannah Robertson and Felicia Swanson. Audiences can expect a night of laughter from the show, Miller said. The play was the winner at the 200506 New American Comedy Festival. “Every time I go into rehearsal I am laughing my head off,” she said. “The cast just gets funnier and funnier as rehearsals go on.” Part of the show’s humor,

Theater and Arts Briefs Stand-up comedy in Apple Valley

Comedian Rory Scovel will perform Nov. 15-18 at the GrandStay Hotel and Conference Center in Apple Valley. Show times are at 7 p.m. Thursday through Sunday with extra shows at 9:30 p.m. on Friday and Saturday. Tickets are $10 for Thursday and Sunday night performances and $12 for Friday and Saturday performances. Tickets can be purchased at http://www.hahatickets.com or by calling (651) 528-8454.

Young Artist Competition

The Dakota Valley Symphony and Chorus is seeking musicians to compete in its 2013 Young Artists Concerto/ Aria Competition. Auditions will be held Jan. 12, 2013, for the opportunity to perform as a soloist with the orchestra on April 28, 2013. Instrumentalists and vocalists in grades seven to 12 are eligible to compete. The list of qualifying pieces and the application can be found at DakotaValleySymphony.org. Applications must be submitted by Dec. 29. Contact Stephen J. Ramsey at (612) 840-8681 with questions.

Pottery and art sale

The annual Eagan Art House Pottery & Art Sale will be 10 a.m. to 5 p.m. Saturday, Nov. 17. The sale features pottery and artwork of Eagan Art House instructors and students. Admission is free. The Eagan Art House is

Miller added, derives from the utter unrecognizability of the gift that’s being passed around. At least until the end of the performance, “you can’t tell what it is, and the characters all have different ideas of what it is. Is it a squirrel trap? A toaster?” Show times are 7:30 p.m. Nov. 9-10 and 16-17, and 2 p.m. Nov. 11 and 18. Tickets are $14.50 and can be purchased online at www.lakevilleareaartscenter.com or by calling (952) 985-4640. The arts center is at 20965 Holyoke Ave., Lakeville. Andrew Miller can be reached at andrew.miller@ Photo submitted ecm-inc.com or facebook. In “The ReGifters,” when a couple regifts a not-so-great Christmas present and then com/sunthisweek. finds out it’s worth a fortune, they will stop at nothing to get it back.

Breast cancer survivor looks to inspire others

Hosanna associate pastor authors ‘Peace for Each located at 3981 Lexington Ave. S. For more information, B r e a s t successfully complete treat- also published “Grace for call (651) 675-5521. cancer surment, living with the fear of Each Hour: Through the vivor Mary recurrence and facing an un- Breast Cancer Journey” J. Nelson is certain future are the great- (2005) and “Hope for Lauf to perform at looking to est emotional challenges,” Tough Times” (2009). CD release concert bring hope said Nelson, explaining why In addition to the others she wanted to write the book-signing event at The Rosemount Area to book. Hosanna next weekend, Arts Council will present a battling can- Mary J. “Even after successful Nelson also has schedCD release concert by singer- cer and its Nelson treatment, a simple head- uled a book signing at 1 songwriter and guitarist Bill a f t e r m a t h ache or backache can un- p.m. Saturday, Nov. 17, Lauf at 7 p.m. Saturday, Nov. with her new 17, at the Rosemount Steeple book, “Peace for Each Hour.” leash possibilities that send at the Barnes & Noble Center, 14375 S. Robert Trail. Nelson, an associate pas- a survivor into an emotional in the Galleria in Edina. Bassist Gordon Johnson will tor at Lakeville’s Hosanna tailspin.” accompany Lauf. Tickets are Lutheran Church, will be “Peace for Each Hour” is More information $12.50 in advance or $15 at the signing copies of the book at the third book geared to can- about “Peace for Each door. Tickets can be purchased Hosanna after the church’s cer survivors by Nelson, who Hour” is at www. leads the Pray for the Cure maryjnelson.com. at www.rosemountarts.com or three services Nov. 10-11. by sending a check (payable “For cancer survivors who ministry at Hosanna. She’s —Andrew Miller to RAAC) to P.O. Box 409, Rosemount, MN 55068. Call (952) 255-8545 for information.

Hour’

Arts Calendar

MacIntosh to speak at Veterans Day program

Rosemount resident and author Craig MacIntosh will be the speaker at a Veterans Day program from 3:30 to 5 p.m. Sunday, Nov. 11, at the Rosemount American Legion, 14590 Burma Ave. W. MacIntosh has been involved in MIA Hunters, an organization which seeks to locate and aid in the return of World War II American Missing In Action servicemen and bring them back for burial. His talk will concentrate on a search that was conducted in Papua New Guinea. The event, sponsored by the Rosemount Area Arts Council and Rosemount American Legion, is free and refreshments will be provided. Call (952) 255-8545 for information.

To submit items for the Arts Calendar, email: darcy.odden@ ecm-inc.com.

Concerts/music The Minnesota Valley Men’s and Women’s Chorales will present their Fall Concerts at 7:30 p.m. Friday, Nov. 9, at Grace Lutheran Church, 7800 Pennock Ave., Apple Valley, and Saturday, Nov. 10, at the Eagan High School theater, 4185 Braddock Trail, Eagan. Tickets are $5 and may be purchased from any choir member or at the door. Theater The Prior Lake Players will present “Alice in Wonderland” at 7 p.m. Nov. 2-3 and 9-10 and 2 p.m. Nov. 4 and 10 at Twin Oaks Middle School, 15860 Fish Point Road S.E., Prior Lake. Tickets are available online at www.plplayers. org or at the door. Tickets are $14 for adults; $12 for seniors age 65 and older and students; and $8 for children age 12 and younger. Troupe America will present “Miracle on 34th Street: The Musical” at 2 and 7:30 p.m. Saturday, Nov. 17, at the Burnsville Performing Arts Center, 12600 Nicollet Ave. Tickets are $34 and $39 and can be purchased at the box office, or via Ticketmaster at (800) 982-2787 or ticketmaster.com.

Workshops/classes Homeward Bound Theatre Company will offer “Dr. Seuss and Me” from 3:50 to 5:10 p.m. Wednesdays, Nov. 7 through Dec. 19, at Rosemount Elementary School for first- through thirdgraders. Information/registration: District 196 Community Education, (651) 423-7920. Holiday Cards in Watercolor, 9 a.m. to noon Friday, Nov. 9, at the Eagan Art House. Cost: $45. Registration required: www. eaganarthouse.org or (651) 6755521. Teen artist gatherings at the Eagan Art House from 3:30 to 5:30 Thursdays, Nov. 8 and Dec. 6; and from 1 to 3 p.m. Saturdays, Nov. 3 and Dec. 1. Cost: $3. Information: (651) 675-5521. Jewelry Club, 1 to 3 p.m. Fridays, Nov. 9 and Dec. 14, at the Eagan Art House. Cost: $15 per class. Registration required: www.eaganarthouse.org or (651) 675-5521. Fabric Printing and Surface Design, adults and teens 13-plus, 1:30 to 3:30 p.m. Tuesdays, Nov. 20 through Dec. 4, at the Eagan Art House. Cost: $79. Registration required: www.eaganarthouse.org or (651) 675-5521. Adult painting open studio from 9 a.m. to noon the first and third Fridays of the month at the

Eagan Art House, 3981 Lexington Ave. S. Fee is $5 per session. Information: (651) 675-5521. Music Together in the Valley offers classes for parents and their infant, toddler and preschool children in Rosemount, Farmington, Lakeville and Apple Valley. Information: www.musictogetherclasses.com or (651) 439-4219. The Eagan Art House offers classes for ages 4 through adult. For a complete listing go to www. eaganarthouse.org or call (651) 675-5521. Dan Petrov Art Studio in Burnsville offers oil painting classes for beginners, intermediate and advanced skill level painters, www.danpetrovart.com, (763) 843-2734. Teens Express Yourself with Paint, 5 to 7 p.m. Mondays at Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt.com, (651) 214-4732. Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, (952) 7363644. Show Biz Kids Theater Class for children with special needs (ASD/DCD programs), In the Company of Kids 13710 Nicollet Ave., Burnsville, (952) 736-3644. Broadway Kids Dance and Theater Program for all ages and abilities, In the Company of Kids,

13710 Nicollet Ave., Burnsville (Colonial Shopping Center), (952) 736-3644. Join other 55-plus adults at the Eagan Art House to create beaded jewelry. The Jewelry Club meets on the third Friday of each month from 1 to 3 p.m. Information: (651) 675-5500. Savage Art Studios, 4735 W. 123rd St., Suite 200, Savage, offers classes/workshops for all ages. Information: www.savageartstudios.com or (952) 8950375. Soy candle making classes held weekly in Eagan near 55 and Yankee Doodle. Call Jamie at (651) 315-4849 for dates and times. $10 per person. Presented by Making Scents in Minnesota. Country line dance classes held for intermediates Mondays 1:30 to 3:30 p.m. at Rambling River Center, 325 Oak St., Farmington, $5/class. Call Marilyn (651) 463-7833. Country line dance classes on Wednesdays at the Lakeville Senior Center, 20732 Holt Ave. Beginners, 9-10 a.m.; Intermediate, 10 a.m.-noon. $5/class. Call Marilyn (651) 463-7833. The Lakeville Area Arts Center offers arts classes for all ages, www.lakevillemn.gov, (952) 9854640.