12/01/2011 - Dakota County Tribune Business Weekly by Dakota County Tribune

Company to add Rosemount location 2A Clinic is owned by local nurses 2A Lakeville woman opposed to union vote 6A

TAD JOHNSON JOHN GESSNER T.W. BUDIG

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High school graduates tell their younger peers to work hard, take challenging courses in effort to save the family money. JOE 4A NATHAN FORUM

Nor-Techâ&#x20AC;&#x2122;s high performance Burnsville company evolves from parts sales to sophisticated computing systems by John Gessner DAKOTA COUNTY TRIBUNE

The brand-new digital sign in front of Mystic Lake Casino is controlled by a high-performance computing system designed and built by Burnsville firm Nor-Tech. A Nor-Tech supercomputer helped Boeing analyze 170 distinct noise readings from an aircraft under development. The company, which started as a high-volume computer components dealer but now makes most of its profits from high-performance clusters and supercomputers, has even done business with DARPA, the Defense Departmentâ&#x20AC;&#x2122;s high-tech development arm. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;ve sold them to MIT,â&#x20AC;? said Todd Swank, Nor-Techâ&#x20AC;&#x2122;s vice president of marketing. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;ve sold multiple units to the University of Minnesota, the University of Wisconsin.â&#x20AC;? With 48,000 square feet of manufacturing, warehouse and office space on Cliff Road in north Burnsville, Nor-

Tech (short for Northern Computer Technologies) isnâ&#x20AC;&#x2122;t the same company that opened in smaller Cliff Road quarters in 1998. Nor-Tech still sells computer parts and builds its own line of personal computers under its Voyageur brand. But itâ&#x20AC;&#x2122;s the really high-tech stuff that has helped the company make its mark and improve its bottom-line performance. â&#x20AC;&#x153;Thatâ&#x20AC;&#x2122;s where weâ&#x20AC;&#x2122;ve exploded in the last five years,â&#x20AC;? Nor-Tech President David Bollig said. Bollig used to sell computer hardware for Bloomington-based Globelle Inc., which closed in late 1997 â&#x20AC;&#x201D; due in part, he said, to an ill-fated acquisition of another company. â&#x20AC;&#x153;Basically, there was a lot of inventory in that transaction that became dated very fast,â&#x20AC;? Bollig said. â&#x20AC;&#x153;Within a year of that acquisition, Globelle was going from becoming this huge, up-and-coming national distributor to bankruptcy court.â&#x20AC;?

Bollig picked up where Globelle left off, launching Nor-Tech with 17 employees, eight of them Globelle refugees. â&#x20AC;&#x153;We started out doing the exact same thing â&#x20AC;&#x201D; we brought in computer components and we were selling them to mom-and-pop stores all over the Midwest,â&#x20AC;? Bollig said. His customers were computer resellers and repair shops. But the parts business took a hit from online competition, and his company lost pricing power, Bollig said. â&#x20AC;&#x153;It was difficult selling just the parts,â&#x20AC;? he said. â&#x20AC;&#x153;It became harder and harder, and the margins were thin.â&#x20AC;? In 2000 Nor-Tech created the Voyageur line of desktop PCs and servers, while continuing to sell parts. The computers featured name-brand components such as Intel motherboards and Seagate hard drives. â&#x20AC;&#x153;We chose to spend more to build a better product,â&#x20AC;? Bollig said. â&#x20AC;&#x153;In the end, that helps you.â&#x20AC;?

State government has demonstrated to the nation that it can save consumers money in health care spending. ECM 4A EDITORIAL BEST PRACTICES

ECM Publishers Inc. traces its history and mission to former Minnesota Gov. Elmer L. Andersen. HOWARD 5A LESTRUD THISWEEKEND

MOLLY COX

Eagan woman produces documentary that aims to help caregivers navigate diff icult times. 24A

See Nor-Tech, Page 5A

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December 1, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Company’s move to Rosemount is ‘big’ Proto Labs could become city’s third largest employer in three years by Tad Johnson DAKOTA COUNTY TRIBUNE

If Proto Labs meets its projections to have 300 employees at its new Rosemount location in three years, it would quickly become the city’s third largest employer. “It’s big,” Rosemount Community Development Director Kim Lindquist said. “We are really excited about this for the current property owner to get a good sale and that (the building) will be full and full with employees.” The company, which has its headquarters on the west edge of the metro area in Maple Plain, started talking with city officials about expanding its plastic parts-making business into Rosemount about two months ago, according to Lindquist. She said the company selected the Rosemount Business Park site, in part, because it was looking for a location far enough from Maple Plain so it could draw upon a new employee base. They didn’t want to “compete with themselves” for hiring, Lindquist said. Proto Labs officials were unable to comment for this story due to a mandated quiet period for its initial public offering (IPO).

Image from Proto Labs video

Proto Labs has its headquarters in Maple Plain, which is on the western edge of the Twin Cities.

According to a 2009 Minnesota Department of Employment and Economic Development study, Rosemount’s top two employers are Flint Hills Resources (850) and the RosemountApple Valley-Eagan School District (767). Proto Labs has reported it will start with about 125 employees and grow to 300 in three years, according to Lindquist. She said some employees from Maple Plain will be part of the initial hires, but after that new hires are part of the company’s plan. Proto Labs purchased the former Webb Cos. building

Image from Proto Labs video

Proto Labs uses computer numerical controlled (CNC) machining and injection molding to help make medical devices, electronics, appliances and much more. for $3.95 million, according to the Minneapolis/St. Paul Business Journal. Webb, a promotionalproducts distributor, formerly was a top 10 employer in

Rosemount. A 2009 DEED survey reported the company had 140 employees. Webb, which built the building for $4.2 million in 2000, is now located in Eagan

and has about 60 employees, according to the Minneapolis/St. Paul Business Journal. Proto Labs is undertaking renovations of the building to convert some of the warehouse area into space for employees to work. “One of the reasons they picked the site was the building met their needs,” Lindquist said. The site also provides access to transportation routes with proximity to Highway 52, rail lines and the Minneapolis-St. Paul International Airport. The economic impact of having 300 employees located near the downtown and County Road 42 commercial corridor is appealing as those employees will need places to eat and shop. Lindquist said area businesses thought it was great when the Rosemount-Apple Valley-Eagan School District relocated its district office with about 100 employees closer to the County Road 42 commercial corridor. “In this economic downturn, this looks like a business that has been able to weather that and obviously expand during this time,” Lindquist said. “We hope this spurs other interest in our business park.” Proto Labs, which started in 1999 as the Protomold Company Inc., says it is the world’s fastest provider of CNC (computer numerical

controlled) machined and injection-molded parts. Its service is built for lowto mid-volume production, bridge tooling, and prototyping parts. The company uses advanced aluminum alloys and high-speed CNC machining. In 2005 it expanded to Europe with the creation of Protomold Ltd. in Telford, England, which serves all of the European Union countries with sales offices in Germany and France. In 2009, the company changed its name to Proto Labs Inc. and opened a location in Japan. In August, Proto Labs was identified as the 92nd fastestgrowing private manufacturing company in the United States and the 44th fastest growing private company in the Minneapolis/St. Paul metro area, according to Inc. Magazine. The company’s parts are used for medical devices, electronics, appliances, automotive and consumer products. To find out more about Proto Labs, go online at www.protolabs.com or see its YouTube channel at www.youtube.com/ ProtoLabsInc#p/u/0/uh38IqAqVo. Tad Johnson is at tad.johnson@ecm-inc.com.

Nurse-owned, nurse-operated Pioneering nurse practitioner moves Eagan clinic to roomier location in Burnsville by John Gessner DAKOTA COUNTY TRIBUNE

A pioneering nurse practitioner from Eagan has moved her clinic from that city to roomier — and less costly — quarters in Burnsville. Originally known as Eagan Child and Family Care, the clinic is now called Eagan Child and Family Clinic. Previously located in a dental building at Pilot Knob and Diffley roads in Eagan, the clinic — now nearly 2,900 square feet — needed room to expand, said founder and majority owner Gretchen Moen, a pediatric nurse practitioner. The new address is 2530 Horizon Drive, in the Cliffview Plaza at the corner of Highway 13 and Cliff Road. The clinic moved at the end of October. “They did a pretty nice deal for us (at Cliffview), and we got a lot more square footage — almost double what we had,” Moen said. Cost is no small consideration for a clinic that has never turned a profit while attracting a large underserved clientele. Forty-seven percent

of Eagan and Child Family Clinic’s patients are on medical assistance or have no insurance, Moen said. “And we’re not going to cut them off if they lose their insurance,” she said. “Our philosophy is health care is expensive, so how can we make it less expensive for you and still provide high-quality care?” Clinics run by nursepractitioners tend to gravitate toward underserved populations, Moen said. Proponents of such clinics say nurse practitioners — registered nurses who have earned an advanced nursing degree and gained professional nursing certification from a national board — can respond to a majority of health care needs while making doctor referrals when necessary. “A nurse practitioner is all about working with the patient,” Moen said. “We’re kind of about preventing illness and managing chronic disease.” The nurse practitioner model of care is 50 years old, with its roots in well-child care provided by nurses work-

ing with pediatricians in underserved areas, Moen said. The daughter of a smalltown Minnesota doctor, Moen started her nursing career in pediatric oncology in Colorado Springs, Colo. She later worked as a pediatrics nurse for PACE Pediatrics Clinics in White Bear Lake. In 2002 Moen and another nurse practitioner opened Mendota Health in Eagan — the first nurse practitionerowned and -operated clinic in the Upper Midwest, Moen said. “But it’s very common on the East Coast and West Coast,” she said. “It’s very tied to what your state legislature allows you to do.” Today, Eagan Child and Family Clinic, which Moen opened in 2005, is one of four NP-owned and -operated clinics in Minnesota, she said. “I would be a pioneer, yep,” Moen said. “I certainly learned a few lessons along the way. There certainly was pushback, I would say (from) everybody – the public, providers, health plans, even hospitals. People didn’t know what to do with

us.” A doctor’s counsel is never far away at Eagan Child and Family Clinic, whose patient rolls number about 3,200. Minnesota law requires nurse practitioner clinics to have “prescriptive” and “collaborative” agreements with physicians. Moen’s clinic, where pediatrics is about 70 percent of the business, has agreements with the pediatricians of Children’s Hospitals and with Dr. Sofia Ali, a family practitioner, Moen said. In fact, Ali practices at the clinic part time. “She believes in the same ideals we do,” Moen said. The pair say the clinic’s path toward profitability was waylaid by the recession. Moen said she’s never even taken a salary from her creation, calling nurse practitioner care her “passion.” “We haven’t turned a profit, ever,” Moen said. “My husband (Dennis) supports me, that’s all I can say. I have a wonderful husband.” She’s in the process of applying for nonprofit status for the clinic.

Photo by John Gessner

Eagan Child and Family Clinic founder Gretchen Moen, left, and Dr. Sofia Ali are pictured in one of the children’s examination rooms. The clinic has moved from Eagan to Burnsville. “We’re doing it because we want to expand what we can offer,” Moen said. “It makes it easier to expand your affiliations when you’re a nonprofit.” Moen has also done health outreach in Eagan and Burnsville, appearing at health fairs at the Eagan Community Center and local schools and meeting with members of the Somali community in Burnsville. The clinic has a number

of Somali patients, Moen said. She is joined on the staff by two other nurse practitioners: Lisa Fahey Bleick (family) and Angelynn M. Grabau (pediatric). For more information, call (651) 209-8640 or visit www. eaganchildandfamily.com. John Gessner is at burnsville. thisweek@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 1, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

New Hires

Business Briefs

NACR EXPANDS REGIONAL MANAGED SERVICES SUPPORT

BLUE CROSS NAMES NEW OFFICERS IN SERVICE, FINANCE

NOMINATIONS SOUGHT FOR BUSINESS PERSON OF THE YEAR

DAKOTA COUNTY CHAMBER IS LOOKING FOR AMBASSADORS

Solutions integration company NACR, Eagan, is expanding its dedicated managed services team by adding experts in every region across the United States. “NACR is committed to investing in strategic resources that support our customers and help them succeed,” said R. Scott Ford, vice president of Outsourcing and Managed Services for NACR. “Offering customers in each region the support of a dedicated, knowledgeable managed services expert is just one more way we are at work to help customers reap maximum benefit from their business communications.” Since Ford joined NACR in May, the company’s dedicated managed service team has expanded with the hiring of managed services experts in three of its four U.S. regions: • Robert J.M. Moon is a veteran of Avaya and Lucent Technologies who joined NACR in September as a managed services expert to serve customers in the central region. A graduate of West Point, he earned his MBA from University of Chicago. • In the northeast region, David E. Gromek joined NACR as managed services expert in July. As a senior manager with offshore business experience, He received his MBA from Fairleigh Dickinson University. • The southern region welcomed W. Andrew Reynolds as managed services expert in July. Reynolds has 15 years of experience providing sales, support and technical assistance at companies such as Connexion Technologies, Nortel, and MCI. In addition to a bachelor’s degree in business and economics, Reynolds is trained in telecommunications installation and maintenance, and a certified Project Manager Professional.

Eagan-based Blue Cross and Blue Shield of Minnesota announced the appointments of three new officers: • Anthony Marichal is vice president of Client Services with a focus on operational support. He is responsible for claims operations, benefit coding, electronic interface service, and the incoming correspondence service center. An experienced leader in multi-site and multi-project call center and operational management, Marichal was most recently at WellPoint Inc., in Indianapolis. He holds a bachelor’s degree from Indiana University and is a Certified Six Sigma Black Belt. • Michael McGuire is a Client Services vice president responsible for customer-facing business processes including membership enrollment, billing, contact centers, contact center data, operational reporting and analytics. McGuire comes to Blue Cross from United Health Group, where he was vice president of operations in the OptumHealth division. He is a Certified Executive Six Sigma Black Belt, and is listed in Montclair Publishing’s “Who’s Who of North America” for achievements in organizational transformation. McGuire earned a bachelor’s degree from Minnesota State Mankato. • Ernest Valente, Ph.D., is vice president of Health Economics in the Finance Division; his group provides analytical insights that enable improved health outcomes and healthcare affordability. He recently served as the vice president of Medical Informatics at Blue Shield of California in San Francisco, and has also held leadership positions at the Pacific Business Group on Health and at the National Committee for Quality Assurance. Valente earned his master’s and doctorate degrees from the University of North Carolina at Chapel Hill.

The Lakeville Area Chamber of Commerce is now accepting nominations for the 2011 Business Person of the Year award, to be presented at the 63rd Annual Meeting & Holiday Dinner on Monday, Jan. 30, at Crystal Lake Golf Club. The chamber seeks the nomination of an individual chamber member whose contributions improved the business climate and made the community a better place to live and work. Nomination forms, available on the chamber website, should be submitted to the chamber office by Friday, Dec. 16.

The Dakota County Regional Chamber of Commerce is looking to bring back its ambassadors group. The ambassadors are a volunteer group that help represent the chamber and businesses in the community. They will be the first people to meet and greet members at special events, help recruit and assist new members, attend ribbon cuttings, and more. Contact Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com for more information.

Accolades MINNESOTA VALLEY TRANSIT WINS 2011 ADWHEEL AWARD Minnesota Valley Transit Authority, Burnsville, is the winner of a 2011 AdWheel Award from the American Public Transit Association in the Transit Card: “Interior Bus Cards” category.

Moving Up SAMI PELTON Promoted to vice president of program strategy at CaringBridge, Eagan

Sami Pelton has been promoted to vice president of program strategy at Eagan-based CaringBridge, a provider of free websites connecting people with health challenges to family and friends.

DCR CHAMBER TO HOST REGIONAL POLICY MEETING The Dakota County Regional Chamber of Commerce will host a Minnesota Chamber Regional Policy meeting from noon to 1:30 p.m. Monday, Dec. 5, at Rasmussen College, 3500 Federal Drive, Eagan. Attendees can provide input and feedback as the Minnesota Chamber establishes its 2012 member priorities and legislative policies. Free. Lunch will be provided. RSVP by Friday, Dec. 2, to Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. RIBBON CUTTINGS SET AT TWO EAGAN BUSINESSES Ribbon cuttings will be held at the following Eagan businesses: • Wednesday, Dec. 7, 5:30 p.m., Qdoba Mexican Grill, 1289 Promenade Place, Eagan. • Friday, Dec. 16, 1 p.m., Lady Katherine Women’s Fitness, 4178 Pilot Knob Road, Eagan.

CHS CONTRIBUTES $80,000 TO NEBRASKA COLLEGE Inver Grove Heights-based cooperative CHS Inc. has contributed $80,000 to support the development of the Plant Physiology Laboratory within the newly constructed Education Center at Nebraska College of Technical Agriculture, Curtis, Neb. The CHS-sponsored Plant Physiology Lab, featuring 24 student stations, is part of the new 27,000-square-foot Nebraska Agriculture Industry Education Center, which includes an auditorium, classrooms, laboratories and lobbies. The Nebraska Agriculture Education Center opened to the public on Friday, Nov. 18. BURNSVILLE MARKETING FIRM MOVES One 2 One Marketing Inc. has moved to a new location at 12101 12th Ave. S. in Burnsville. The company’s phone and fax numbers remain the same.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by email to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by email be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

December 1, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

State has lesson for feds in medical cost control Minnesota’s two U.S. senators, Amy Klobuchar and Al Franken, both Democrats, have made it clear that they will not hesitate in carrying the state’s bestpractice measures to the halls of Congress. We hope they were listening and watching this fall as the state of Minnesota released what has to be considered good news. The news is in relation to a bold move by the Dayton administration to embark on a competitive bidding process for insurers who want a share of the $4 billion annual business to pay for medical assistance costs for state residents. It is now estimated that the state program will save upwards of $180 million in state taxpayer dollars over the next two years but without any cut in benefits or forcing most enrollees to change their medical providers. It is also likely that the federal government will see corresponding savings due to the fact that medical assistance for the most part is funded by both the state and the federal government.

ECM Editorial Gov. Mark Dayton has held true to his promise to seek reform with such health care initiatives, and we applaud the work of his administration. It makes sense at the state level and it makes minds wonder why it wasn’t tried much sooner. It’s such plans and principles that can and should work at the national level, too, if only leaders there could be so driven. In one specific case, the federal government is now projecting that the Medicare Part D prescription drug program will run an unfunded deficit of $700 billion in its first 10 years, according to estimates. Medicare Part D was passed by a Republican-controlled Congress in 2003 and signed into law by President George W. Bush. Under the 2003 legislation, Medicare is not allowed to negotiate drug prices with

manufacturers. We understand the partisan deadlock that is blocking most efforts at meaningful change or reform in Washington. It’s an uphill battle to be sure. But we believe Sens. Klobuchar and Franken have just the moxie to help push this heavy ball up that steep hill. They are getting some help, too. The Patient Protection and Affordable Care Act, signed into law in March of 2010 by President Obama, is taking small but progressive steps to shrink the doughnut hole that many Part D participants face when their benefit limits are reached and the next $4,500 in prescription expense is cash from pocket. More shrinking needs to be done, and that can come through competitive bidding and/or outright negotiations with the large pharmaceutical companies, or by looking at reform that would allow the importation and re-importation of prescription drugs. Both could be considered competition to the current system.

According to one estimate from the National Retiree Legislative Network, as much as $730 million, or 18 percent, of the nation’s Medicare Part D projected $4 billion costs for prescription drugs over the next 10 years could be saved. Those are meaningful savings and rise to the level of totally wiping away the doughnut hole. It could also make a small but important reduction in the federal budget deficit. One of the ways to make changes and improve Medicare Part D is with competitive bidding, much like the state of Minnesota has done with its medical assistance costs. We know Sen. Klobuchar and Sen. Franken have voices that are being heard in Washington. It’s time they speak louder. An editorial from the ECM Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM Publishers Inc.

High school graduates give money-saving advice Here’s an early holiday present to young people that can save you and your family thousands of dollars. Really. Please take 10 minutes to read “One Year Out” at http://press.collegeboard. org/releases/2011/content/new-collegeboard-research-86-young-americans-believe-college-essential. This is a survey of 1,507 young people who graduated from high school in 2010. Students were interviewed either by phone, or by an online survey. They were carefully picked to represent 2010 high school graduates from around the country. Hart Research Associates did the study for a national group the “College Board.” Among other things, the College Board produces national college entrance tests and Advanced Placement courses. To begin with, 76 percent said the year after they graduated from high school was either good (42 percent) or great (34 percent). The vast majority (74 percent) enrolled in some form of education after high school. Forty-three percent enrolled in a four-year program, 25 percent entered a two-year program, and 6 percent entered a training program. Here’s where the potential money saving advice starts. • More than half of students who went to a two-year college (53 percent) and 56 percent of those who did not enter a program wished “they had worked harder in high school.”

Tribune Columnist Joe Nathan

• Thirty-five percent of those entering a four-year college/university agreed. • More than half (55 percent) said the biggest challenge moving from high school to college was financial. • Thirty-nine percent of the 1,507 young people had taken an Advanced Placement or International Baccalaureate course. Of those, who had taken either kind of course, 83 percent said the courses were more difficult, and 82 percent reported that they were more worthwhile compared to other courses they took in high school. • Eighty-six percent agreed that earning some form of degree after high school is “worth it.” How can this advice save you money? It’s no surprise that college costs are a challenge for many families. But throughout Minnesota, there are a variety of ways to earn free college credit while you are still in high school. There are many options – from taking such courses in your high school, to taking them online, to taking them on college campuses. Taking these challenging “Dual Credit” courses, as recent college graduates

suggest, gives you two advantages: • You can earn free college credit. • You make it less likely that you will have to take a “remedial course” in reading, writing or math. More than onethird of Minnesota’s recent high school graduates who entered a public college or university here had to take such a course, which costs money but does not count toward a college degree. More than half of recent Minnesota high school students who entered a public two-year program had to take a remedial class. If you’d like to see brief YouTube videos with Minnesota students who have taken Dual High School/College Courses, please check out our website: www. centerforschoolchange.org/dual-credit. The website also has other information about these courses. We’ve been able to do these videos with help from the Minnesota Department of Education. Most Minnesota families and teenagers work hard for their money. Listening to the recent high school graduates in “One Year Out” will allow you to make much better use of your time and money. Joe Nathan, a former public school teacher and administrator, directs the Center for School Change, Humphrey Institute, University of Minnesota. He can be reached at jnathan@umn.edu. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editors ...................Tad Johnson .................................................John Gessner Sales Manager ........................Mike Jetchick Production/Office Manager ....Ellen Reierson Buzz submissions.....darcy.odden@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ...............tad.johnson@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 1, 2011

Elmer L. Andersen always loved, wrote a good story by Howard Lestrud ECM ONLINE MANAGING EDITOR

Former Gov. Elmer L. Andersen never really retired and at the time of his death at age 95, he was still working. He was overseeing operations of ECM Publishers Inc. by serving on the board of directors. His son, Julian, is currently chief executive officer of the company, which just turned 35 years old. Elmer, as many lovingly knew him, wore many hats: legislator, governor, farmer, University of Minnesota regent, CEO of H.B. Fuller, newspaper publisher and many more. Elmer really enjoyed being part of the communications business. He founded ECM Publishers by merging the Princeton Union and the Princeton Eagle newspapers together to become the Princeton Union-Eagle as it now remains. Thisweek Newspapers and the Dakota County Tribune became part of ECM in 1999. To learn more about the company, go to the ECM Publishers website at www. ecm-inc.com. The website relates that ECM is a publishing, printing and distribution company that operates in Minnesota and western Wisconsin. Started in 1976 as the vision of Andersen, the company has grown from one paid circulation weekly newspaper and shopper to its current operations of 15 weekly newspapers and six shoppers. Most of these publications are printed at the companyâ&#x20AC;&#x2122;s Princeton plant. The market includes more than 365,000 homes covering 8,000 square miles. ECM employs more than 350 full- and parttime associates in three product lines: publications, printing, and distribution. ECM Publishers held its annual shareholders meeting on Monday, Nov. 14,

Clicking on the Web Howard Lestrud

and at that time elected its board and received a stateof-the-company report. The shareholders meeting also featured the announcement of the winner of the 13th annual Elmer L. Andersen Community Service Award. Andersen also helped found the ECM Community Affairs Council. The Community Service Award pays tribute to an ECM associate who has demonstrated exceptional qualities in serving his or her community. The award includes a plaque and a $1,000 donation to the recipientâ&#x20AC;&#x2122;s favorite charity or charities. ECM editorial writer Don Heinzman of Elk River was the first recipient. Other awards included those in the ECM Better Newspaper Contest and the ECM Better Advertising Contest. In the early 1990s Andersen and his ECM managers put together a company Mission Statement. It reads: ECM Publishers, Inc., exists to serve and benefit our customers, associates, shareholders and communities by: â&#x20AC;˘ Gathering and communicating information â&#x20AC;˘ Providing superior products and services â&#x20AC;˘ Promoting and maintaining excellence throughout our operations â&#x20AC;˘ Operating honestly, ethically and with respect for all with whom we deal â&#x20AC;˘ Participating actively in community betterment â&#x20AC;˘ Contributing to individual freedom, peace and justice in the world Elmer wrote editorials for the ECM papers, many of which are gathered in the book, â&#x20AC;&#x153;Views from the Publisherâ&#x20AC;&#x2122;s Deskâ&#x20AC;? (1997).

His newspaper work gave him â&#x20AC;&#x153;more personal satisfaction than almost anything else I have done,â&#x20AC;? he once said. His editorial goal was to make his readers think, but not tell them what to think. To learn more about former Gov. Andersen, go to the Minnesota Historical Society and Wikipedia for complete biographies. Go to the Minnesota Historical Society at www. mnhs.org/people/governors/gov/gov_32.htm Go to Wikipedia at http:// en.wikipedia.org/wiki/ Elmer_L._Andersen. This is reprinted from the MHS: â&#x20AC;&#x153;Elmer Lee Andersen was born in Chicago, Ill., on June 17, 1909, the son of a Norwegian immigrant father (Arne Andersen) and a SwedishAmerican mother ( Jennie Johnson Andersen). When Elmer was about six, his parents separated and he moved to Muskegon, Mich., with his mother and sisters. He and his family were part of the â&#x20AC;&#x153;working poorâ&#x20AC;? and young Elmer did laundry, sold newspapers and vegetables on the street, and worked in a furniture factory. After graduating from junior college in Muskegon, he became a traveling salesman, which brought him to Minnesota. â&#x20AC;&#x153;He enrolled at the University of Minnesota in 1929 and graduated two years later with a degree in business. Elmer Andersen would later write that the â&#x20AC;&#x2DC;greatest giftâ&#x20AC;&#x2122; he derived from his years at the university was meeting the woman who would become his wife. Elmer Andersen and Eleanor Johnson met in 1929 and were married three years later on Sept. 1, 1932. â&#x20AC;&#x153;Andersen quit his job as a traveling salesman in

1934 and went to work in the sales promotion department for the H.B. Fuller Company, a St. Paul manufacturer of industrial and home use adhesives. Six years later he owned the company and began to expand it into one of the leading industrial companies in the country. He remained president of the firm until 1960 and CEO until 1976.â&#x20AC;? This is reprinted from Wikipedia: â&#x20AC;&#x153;A progressive Republican, Elmer served in the Minnesota Legislature from 1949 until 1958. In 1960, the year Minnesota helped elect John F. Kennedy to the presidency and re-elected Sen. Hubert H. Humphrey, Elmer ran for governor, winning by more than 20,000 votes. â&#x20AC;&#x153;During his term, the common loon became the Minnesota state bird, several state parks were established, the Taconite Amendment was passed, as was Fair Housing legislation. He lost his re-election bid two years later in the closest margin ever in United States history. . . â&#x20AC;&#x153;One of Elmer Andersenâ&#x20AC;&#x2122;s proudest achievements came in April 1975, when the U.S. Congress passed the legislation establishing Voyageurs National Park â&#x20AC;&#x201D; thousands of acres of forests and lakes along Minnesotaâ&#x20AC;&#x2122;s northern border.â&#x20AC;? Andersen developed a passion for books as a child, collecting them all his life. He donated 12,500 volumes to the University of Minnesota in 1999. The Elmer L. Andersen Library opened to the public in April 2000. Howard Lestrud is ECM online managing editor. He is at howard.lestrud@ecm-inc.com. He writes a regular column, Clicking on the Web, which assembles information gathered from the Internet.

CHS signs agreement to acquire soy protein firm Solbar Inver Grove Heightsbased cooperative CHS Inc., a diversified energy, grains and foods business and a Fortune 100 company, has signed an agreement with Solbar Industries Ltd., a global leader in specialty soy proteins and soy isoflavones, to acquire 100 percent of the shares of

Solbar. The purchase price reflects an equity value of approximately $133 million. Provided all conditions are met, the parties anticipate closing on the CHS acquisition of Solbar in the first quarter of calendar 2012. Among the required conditions are the approval

of the shareholders of Solbar and antitrust approvals in certain jurisdictions outside the United States. Solbar provides soy protein ingredients to manufacturers in the meat, vegetarian, beverage, bars and crisps, confectionary, bakery, and pharmaceutical manufacturing markets.

Solbar corporate offices are in Ashdod, Israel, with manufacturing and logistics facilities in Ashdod and Ashkelon, Israel; South Sioux City, Neb.; and Ningbo, China; and a sales office in Oakdale, Minn. Solbar is a public company, traded on the Tel Aviv Exchange since 2004.

Photo by John Gessner

Nor-Tech got its start selling computer components, but company President David Bollig said most profits now come from assembling high-performance clusters and supercomputers designed to perform specific tasks. Nor-Tech from Page 1A

The companyâ&#x20AC;&#x2122;s next breakthrough was its acquisition of a company called Reason Computers, which sold machines to end-user customers including schools and hospitals. In 2004 Nor-Tech merged its operations with Reasonâ&#x20AC;&#x2122;s, shuttering that companyâ&#x20AC;&#x2122;s Minneapolis office and combining the two companies at Nor-Tech headquarters at 901 E. Cliff Road. â&#x20AC;&#x153;With their expertise behind us, I knew we could take it to another level,â&#x20AC;? Bollig said. Nor-Tech installed Reasonâ&#x20AC;&#x2122;s engineering guru, Dom Daninger, as its vice president of engineering and began designing high-performance computing systems tailored to specific tasks. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re still using standard components,â&#x20AC;? said Swank, who, like Bollig, also worked at Globelle. â&#x20AC;&#x153;But to tie them together really takes some high-end engineering.â&#x20AC;? Standing behind Nor-Tech

has been Bolligâ&#x20AC;&#x2122;s partner and the companyâ&#x20AC;&#x2122;s majority owner, Texas businessman David Chang, a former customer of Bolligâ&#x20AC;&#x2122;s at Globelle. Bollig calls him â&#x20AC;&#x153;the money dudeâ&#x20AC;? who has made the necessary capital injections at critical times. â&#x20AC;&#x153;We were just a middleman selling parts,â&#x20AC;? Bollig said. â&#x20AC;&#x153;Thatâ&#x20AC;&#x2122;s what we did. But there was no margin.â&#x20AC;? Company sales peaked at $30 million when the main business was parts sales, Bollig said. Today, he puts annual sales at â&#x20AC;&#x153;north of $25 million.â&#x20AC;? â&#x20AC;&#x153;Margins were thinner, though,â&#x20AC;? in the early years, he said. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re more profitable now than we were then. And the fact that weâ&#x20AC;&#x2122;re continuing to grow during a recession, weâ&#x20AC;&#x2122;re excited about.â&#x20AC;? Nor-Tech employees have another reason to cheer: Their company is one of few its size with an on-site child care. John Gessner is at john.gessner@ecm-inc.com.

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December 1, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce Lawsuit seeks to stop child care union vote Lakeville child care provider among group of 10 by T.W. Budig

cember and could result in the unionization of some childcare providers, was originally aroused, she said, by bothersome union activists who contacted her at her business. Swanson, who does not have state-subsidized children enrolled in her child care and is not eligible to vote, objects to the unionization effort because it could result in a union bargaining with the state on issues affecting non-union child providers. There are already child

care provider associations with a voice at the State Capitol, she argued. The idea of having a vote is backward, opponents argue, because a minority could have power over the majority of the 11,000 child care providers in the state choosing not to join the union. Beyond the question of unionization, opponents argue that Dayton has no legal authority to call for the vote. Tom Revnew, one of the attorneys representing the opponents, also argues the

state Bureau of Mediation Services has no legal authority to design or conduct the election. The Service Employees International Union and the Association of Federal, State, County and Municipal Employees have been working toward the vote. Their supporters argue that unionization could mean better benefits, higher pay, and less onerous regulations. The vote simply provides an option for providers to unionize or not. Some of the groups backing the opponents include Education Liberty Watch, Minnesota Family Council, Minnesota Majority and Minnesota Free Market Institute.

A Lakeville child care provider has joined with a group of about 10 others in a legal effort to block the child care unionization vote recently put in motion by Democratic Gov. Mark Dayton. Becky Swanson, who has 10 children enrolled in her at-home child care service in Lakeville, spoke at a State Capitol press conference on Monday, Nov. 28 announcing the filing of the lawsuit. â&#x20AC;&#x153;I really think we have a very good case,â&#x20AC;? said Swanson, who has appeared at recent Capitol hearings in opposition to the vote. Her interest in the vote, which is planned for De-

Sweater competition. Bus will leave from the Cobblestone Court parking lot. Cost: $30. Information: Anne at anne@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Thursday, Dec. 8, 4:30 to 7:30 p.m., Networking After Hours â&#x20AC;&#x201C; Toys for Tots, Brunswick Zone XL. â&#x20AC;˘ Wednesday, Dec. 21, 11:45 a.m., General Membership Luncheon â&#x20AC;&#x201C; Holiday Luncheon, Porterhouse Steak and Seafood, 11211 205th St. W., Lakeville. Cost: $25/members, $40/nonmembers. Register by Dec. 15. River Heights Chamber of Commerce events: â&#x20AC;˘ Thursday, Dec. 8, 11:30 a.m. to 1:30 p.m., Cheers to our Volunteers Appreciation Luncheon, Clarion St. Paul Hotel & Conference Center, 701 Concord St. S., South St. Paul. Cost: $30. Information: Carol Swenson, (651) 451-2266, ext. 1032, or Carol@ riverheights.com. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and

meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www. dakotabusinesspartners.com or find us on Facebook. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave.

BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI â&#x20AC;&#x201C; Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI â&#x20AC;&#x201C; Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI â&#x20AC;&#x201C; Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. This structured network-

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource. com.

Capitol Roundup

ECM CAPITOL REPORTER

Photo by T.W. Budig

Child care provider Becky Swanson of Lakeville and attorney Tom Revnew appeared at a State Capitol press conference on Nov. 28 to announce the filing of a lawsuit against a pending unionization vote involving Minnesota child care providers. Dan McGrath, of the wrong,â&#x20AC;? he said of the pendMinnesota Majority, said ing vote. his group is financially McGrath in an email backing the lawsuit. said that Senate Republiâ&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s fundamentally See Union, Page7A

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, Dec. 8, 7:30 to 9 a.m., â&#x20AC;&#x153;Breakfast With Championsâ&#x20AC;? at JBL Conference and Events Center, 3795 Pilot Knob Road, Eagan. Speaker Scott Plum will present â&#x20AC;&#x153;The Top 50 Sales Tips in 60 Minutes.â&#x20AC;? Cost: $20/members, $30/nonmembers. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Wednesday, Dec. 14, 11:30 a.m. to 1:15 p.m., Christmas and Awards Luncheon at Old Chicago, 14998 Glazier Ave., Apple Valley. Information: Catherine Bauman at catherine@applevalleychamber.com. Burnsville Chamber of Commerce events: â&#x20AC;˘ Friday, Dec. 16, 11:30 a.m. to 6 p.m., 2011 Holiday Brewery Tour at Schellâ&#x20AC;&#x2122;s Brewery in New Ulm. Join in the Ugly Holiday

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ing group is open to all local business owners but we do limit to one person from each profession. For information, contact Shawn Moudry (952) 451-6519. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and shar-

ing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Womenâ&#x20AC;&#x2122;s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referralbased networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 1, 2011

Union from Page 6A

cans, who have recently indicated that they intended to file suit against the vote, were aware that Mondayâ&#x20AC;&#x2122;s suit filing was coming. Dayton spokeswoman Katharine Tinucci in a statement responded to the filing of the lawsuit. â&#x20AC;&#x153;The debate around unionization of family child care providers started years before Governor Dayton was elected to office,â&#x20AC;? she said. â&#x20AC;&#x153;By refusing to call for an election, his predecessors

denied licensed, registered family child care providers the chance to decide for themselves whether or not they want to form a union. Governor Dayton believes they should have the right to make that decision.â&#x20AC;? Eric Lehto, organizing director for AFSCME Minnesota Council 5, called the lawsuit â&#x20AC;&#x153;frivolous.â&#x20AC;? â&#x20AC;&#x153;Governor Dayton has legal authority to direct the Bureau of Mediation Services to conduct a union election and to determine appropriate bargaining units of child care providers. Vot-

ers in this election include only licensed, subsidized providers who have a direct financial relationship with the state of Minnesota,â&#x20AC;? Lehto said in a statement. â&#x20AC;&#x153;If a majority of providers come together in a democratic process, Gov. Dayton will recognize their professional voice. Union membership will be voluntary and all providers will retain their constitutional right to participate in the policymaking process.â&#x20AC;? T.W. Budig is at tim.budig@ ecm-inc.com.

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Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1972 MARS manufactured home, VIN #14895 currently located at 12340 Geneva Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 16th day of December, 2011 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Jeanne Marie McEvoy (01/26/1984) and Dakota County CDA, as the owner(s) thereof to: Realty Systems -Arizona, Inc., in the sum of Four-Thousand, One-Hundred, Forty-One Dollars and 00/100 ($4,141.00) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: November 14, 2011 Carol Williams, Agent Realty Sales of Arizona, Inc 2823184 11/17-12/1/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-688 Estate of George A. Mairs, III Decedent Notice is given that an application for informal probate of the Decedent’s will dated 12/26/2006 and codicil ( ) to the will, dated ________, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Mary Dustin Mairs whose address is 1111 Ivy Hill Drive, St. Paul, MN 55118 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Terry L. Slye Briggs and Morgan, P.A. 332 Minnesota Street, #W2200 St. Paul, MN 55101 Attorney License No: 138514 Telephone: 651-808-6580 FAX: 651-808-6450 Email: tslye@briggs.com 2829512 11/24-12/1/11

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1974 GREE manufactured home, VIN #GHLL847 currently located at 12483 Genesee Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 16th day of December, 2011 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of James Patrick Eppel (07/31/1971) Ericka Sanchez ( 01/15/1979) and BAHS BANK OF AMERICA FSB, as the owner(s) thereof to: Realty Systems - Arizona, Inc., in t h e s u m o f Three-Thousand, Seven-Hundred, Eighty-Nine Dollars and 00/100 ($3,789.00) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: November 14, 2011 Carol Williams, Agent Realty Sales of Arizona, Inc 2823223 11/17-12/1/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-684 In Re: Estate of J. THOMAS HOWARD, JR., aka JOHN THOMAS HOWARD, Jr., aka TOM HOWARD, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated November 16, 1998. The Registrar accepted the application and appointed John Kenneth Howard, whose address is 20988 Hyacinth Avenue, Lakeville, MN 55044, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator GUZMAN LAW FIRM, P.A. Lori L. Guzman, Att’y Reg. No. 285808 14847 Energy Way Apple Valley, MN 55124 Telephone: 952-432-0648 Facsimile: 952-431-2491 e-mail: lori@guzmanlaw.com 2827041 11/24-12/1/11

PUBLIC NOTICE

PUBLIC HEARING NOTICE CITY OF LAKEVILLE The Planning Commission of the City of Lakeville will hold a public hearing on Thursday, December 15, 2011 at 6:00 p.m. or as soon thereafter as the parties may be heard at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota to consider amendments to the following chapters of the Lakeville City Code: Title 10 (the Subdivision Ordinance) Chapter 2-2 (Preliminary Plats) Chapter 2-3 (Final Plats) Chapter 3-4 (Certification) Title 11 (the Zoning Ordinance) Chapter 17-21 (Minimum Lot Area) Chapter 21-9 (Required Screening and Landscaping) Chapter 23-15 (General Sign Regulations) Chapter 72-7 (CUPs in the C-2 District) Chapter 73-7 (CUPs in the C-3 District) Chapter 75-13 (Design and Performance Standards in the O-P District) Chapter 102-9 (Shoreland Classifications) All who wish to comment are asked to attend and be heard. QUESTIONS: Call Planning Director Daryl Morey at 952-985-4422 or e-mail questions or comments to dmorey@ci.lakeville.mn.us DATED this 29th day of November, 2011 CITY OF LAKEVILLE ___________________________ Charlene Friedges, City Clerk 12/1/11 2836794

Notice is given that Bohlen Surveying & Engineering, Inc., a Minnesota corporation, is in the process of dissolving and on October 30, 2011 filed a Notice of Intent to Dissolve with the Minnesota Secretary of State. Any and all claims against the corporation must be presented to the corporation in writing on or before February 8, 2012 to the following address: James Y. Prichard, Esq., 101 East Fifth Street, Ste 202, Northfield, MN 55057. 2815279 11/10-12/1/11P

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 CNST manufactured home, VIN #113980D1031 currently located at 12173 Geneva Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 16th day of December, 2011 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Veronica Vasquez (09/28/1987), as the owner thereof to: Realty Systems - Arizona, Inc., in the sum of Four-Thousand, One-Hundred, Forty-Eight Dollars and 00/100 ($4,148.00) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: November 14, 2011 Carol Williams, Agent Realty Sales of Arizona, Inc 2823204 11/17-12/1/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12856 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12856 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by David C. Wilson and Beverly J. Wilson and Matthew D. Wilson, as Unit owners, to Ridgeview Homeowners Association, the principal amount of FourThousand Six Hundred Eighty-Eight and 00/100 ($4,688.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated A u g u s t 1 1 , 2 0 1 1, a n d r e c o r d e d November 1, 2011 as Document No. 2827937 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 18, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 18, 2012. Dated: November 10, 2011 By _________/s/____________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441162 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2834097 12/1/11-1/5/12

Notice of Hearing by Publication (Minn Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19-AV-FA-11-3573 Case Type: Domestic Abuse In the Matter of: Jesse Huber, Petitioner vs. Stacey Huber, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Ave., Apple Valley, MN 55124 on 12-28-2011 at 9:00 A.M. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s order. Date: November 28, 2011 Carolyn M. Renn Court Administrator Becky Meyer Deputy 2836555 12/1/11

PUBLIC NOTICE

NOTICE OF PUBLIC HEARING CITY OF LAKEVILLE REQUEST: A Conditional Use Perm i t to a l l o w a s o l i d m a s o n r y w a l l (fence) to be constructed on a property in the I-2, General Industrial District. APPLICANT: APPRO Development representing Midstate Reclamation & Trucking LOCATION AND LEGAL DESCRIPTION: The property is located at 21955 Grenada Avenue in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: That part of the east 660.00 feet of the west 1,320 feet of the south half of the southeast quarter of Section 33, Township 114, Range 20 lying south of the north 990.00 feet thereof. WHEN: Thursday, December 15, 2011 beginning at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n Meeting. City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville. QUESTIONS: Call Associate Planner, Frank Dempsey at (952) 985-4423 or you may e-mail comments or questions to fdempsey@lakevillemn.gov. DATED this 29th day of November 2011. CITY OF LAKEVILLE ________________________ Charlene Friedges City Clerk 2836727 12/1/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-682 In Re: Estate of Mary Ann Fleming, formerly known as Mary Ann May, Decedent. It is Ordered and Notice is given that on December 19, 2011 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated February 27, 1986, and for the appointment of Dennis John Fleming, whose address is 5812 Oaklawn Avenue South, Edina, Minnesota 55424-1918, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/17/2011 BY THE COURT Michael Mayer Judge of District Court John D. Reddall (MN# 0386977) Mardell Law Office 15000 Garrett Avenue Apple Valley Minnesota 55124 Telephone: (952) 432-8899 Facsimile: (952) 432-8914 2826548 11/24-12/1/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: New Path Counseling 2. Principal Place of Business: 15505 Flight Way, Apple Valley, MN 55124-6025 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Michael A Arieta MSW, LICSW, LMSW, 15505 Flight Way, Apple Valley, MN 55124-6025 Kristin M Lindgren M.Ed, 15505 Flight Way, Apple Valley, MN 55124-6025 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: November 16, 2011 Michael A Arieta MSW LICSW, LMSW 2831590 12/1-12/8/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-5395 In the Matter of the Petition of: Federal Home Loan Mortgage Corporation, In Relation to Certificate of Title No. 150654 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Twenty five (25), Block Three (3), in Palomino Woods, according to the recorded plat thereof. TO: VirtualBank, a Division of Lydian Private Bank; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 25th day of January, 2012, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 150654 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, subject to the memorial of Document No. 104466 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 680873, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: November 7, 2011 BY THE COURT: /s/Edward Lynch Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Orin J. Kipp Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2831464 12/1-12/8/11

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 MORTGAGOR(S): Steven J. Carroll and Lara-Lyne Thera-Carroll, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America Mortgage LLC DBA Bell Mortgage, its succssors and assigns DATE AND PLACE OF REGISTERING: Registered: February 09, 2006 Dakota County Registrar of Titles Document Number: 584505 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York as Trustee for the certificateholders CWABS Inc. Asset-Backed Certificates Series 2006-3 c/o Countrywide Home Loans Inc Dated: November 13, 2007 Registered: November 20, 2007 Dakota County Registrar of Titles Document Number: 620205 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0300084047-3 Lender or Broker: America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138962 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 136 Chaparral Dr, Apple Valley, MN 55124-9720 Tax Parcel ID Number: 01.56603.06.080 LEGAL DESCRIPTION OF PROPERTY: LOT EIGHT (8) BLOCK (6) IN PALOMINO HILLS FOURTH ADDITION ACCORDING TO THE RECORDED PLAT THERE OF NOW ON FILE AND OF RECORD IN THE OFFICE OF THE REGISTRAR OF TITLES IN AND FOR DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $251,956.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022964F01 2832995 12/1/11-1/5/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2008 MORTGAGOR: Christina F Mccann, A Single Person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A.. D A T E A N D P L A C E O F RECORDING:Recorded June 26, 2008, Dakota County Recorder, Document No. 2598850. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 10924 Territorial Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410520004 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 4, River Hills Sixth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,180.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 30, 2011 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 5, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10491 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 18, 2012 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 22, 2011 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10491 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2831569 12/1/11

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: A d o p t i o n o f t h e 2012-2016 Capital Improvement Plan (CIP). APPLICANT: City of Lakeville. WHEN: T h u r s d a y , D e c e m b e r 1 5 , 2011 at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. QUESTIONS: Contact Daryl Morey, Planning Director at (952) 985-4422 or by e-mail at dmorey@ci.lakeville.mn.us. DATED: This 29th day of November, 2011. CITY OF LAKEVILLE __________________________ Charlene Friedges, City Clerk 2836774 12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 9, 2003 MORTGAGORS: G e m t a B o r o a n d Lalise Chubi, husband and wife. MORTGAGEE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 8, 2003, Dakota County Recorder, Document No. 2121636. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3265 Valley Ridge, Eagan, MN 55121 TAX PARCEL I.D. #: 104130005007 LEGAL DESCRIPTION OF PROPERTY: Unit 7, CIC Number 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,889.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6616 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836272 12/1/11-1/5/12

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-CV-11-1677 Case Type: Harassment SUSAN WATSON, Petitioner(s) vs. GLORIA A MACON, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. A hearing is scheduled for DECEMBER 20, 2011 AT 9:00 A.M. AT DAKOTA COUNTY DISTRICT COURT, 1 MENDOTA RD W #140, WEST ST PAUL MN. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. NOVEMBER 22, 2011 CAROLYN M RENN Court Administrator Lori Schnepf Senior Court Clerk 2831833 12/1/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Roxy’s Accessories 2. Principal Place of Business: 18793 Embry Ave, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Roxane Tolle, 18793 Embry Ave, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11-5-11 ROXANE TOLLE, OWNER 2825464 11/24-12/1/11P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-689 In Re: Estate of Timothy M. Jaeke, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated December 10, 1985. The Registrar accepted the application and appointed Cheryl A. Samples, whose address is 9791 Rookery Circle, Estero, FL 33928, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator HEILMAN & SCHLOTTHAUER Karen A. Schlotthauer MN# 219757 1000 Twelve Oaks Center Drive, Suite 101 Wayzata, MN 55391 Telephone: (952) 767-0409 Facsimile: (952) 767-3498 e-mail: karen@hslawpllc.com 2829212 12/1-12/8/11

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-679 Estate of GERALD ARTHUR FITZGERALD, Decedent Notice is given that an application for informal probate of the Decedent’s will dated May 7, 2010, and codicil(s) to the will, dated N/A, and separate writing(s) under Minn. Stat. 524.2-513 dated N/A (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Richard B. Fitzgerald, whose address is: 8900 Dupont Ave. So., Bloomington, MN 55420 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may been entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 11/16/11 Heidi Carstensen Registrar Carol Renn Court Administrator Attorney for Applicant Michael P. Gibbons 241 Cleveland Ave. So., Suite A-9 St. Paul, MN 55101 Attorney License No.: 0294251 651-270-0955 2825485 11/24-12/1/11P

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE Real Property STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-11-4151 _______________________________________ 14250 Burnhaven Drive LLC, an Oregon limited liability company, and UM Holdings IV, LLC, a Nebraska limited liability company, Plaintiffs, vs. Burnsville Plaza Center, LLC, a Minnesota limited liability company, Robert M. Larsen, Visual Products Corp. d/b/a Gordon Sign, a Delaware corporation, Fans & Lighting Minnesota, LLC, a Minnesota limited liability company, and XYZ, Corp., Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment and Decree entered in the above-entitled action on the 28th day of October, 2011 (“Order”), a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due said Plaintiffs in the above-entitled action from said Defendants, as prescribed in the Order, in the amount of $2,937,412.31, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 16th day of December, 2011, at Ten o’clock a.m., at the Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, in the said County and State, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment and Decree, to wit: LEGAL DESCRIPTION OF PREMISES: Tract A, Registered Land Survey No. 18, Dakota County, Minnesota Torrens Property Torrens Certificate No. 145635 PHYSICAL STREET ADDRESS, CITY AND ZIP CODE OF THE PREMISES: 14250 Burnhaven Drive, Burnsville, Minnesota 55306 TAX PARCEL IDENTIFICATION NUMBER OF THE PREMISES: 02-90180-00-010 and certain personal property consisting of all buildings, improvements, fixtures, fittings and furnishings attached to, located at or placed in the improvements on the premises. Dated this 31st day of October 2011 Robert Shingledecker, Deputy Sheriff DAKOTA COUNTY, MINNESOTA By: /s/ Robert Shingledecker, #146 THIS DOCUMENT WAS DRAFTED BY: Tyler K. Olson OPPENHEIMER WOLFF & DONNELLY LLP 3300 Plaza VII 45 South Seventh Street Minneapolis, Minnesota 55402-1609 (612) 607-7000 2807331 11/3-12/8/11

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-686 Estate of Ethel Mae Field, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 11/21/1996, has been filed with the Registrar. The application has been granted. Notice is also give that the Registrar has informally appointed Kerry R. Field, whose address is: 19497 Jade Lane, Lakeville, MN 55044 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Kerry R. Field, Pro Se 19497 Jade Lane Lakeville, MN 55044 952-469-4300 2829143 12/1-12/8/11P

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12962 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12962 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by CitiMortgage, Inc., as Unit owner, to Ridgeview Homeowners Association, the principal amount of Four Thousand Two Hundred Seven and 00/100 ($4,207.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated September 21, 2011, and recorded November 15, 2011 as Document No. 2830827 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 25, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 25, 2012. Dated: November 23, 2011 By /s/David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144192 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2836708 12/1/11-1/5/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Shortcut to Success 2. Principal Place of Business: 2735 79th Court E, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kim Eisen, 2735 79th Court E, Inver Grove Heights, MN 55076 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/2/2011 Kim Eisen, owner 2826639 11/24-12/1/11P

PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE UNDER FINDINGS OF FACT, CONCLUSIONS OF LAW, ORDER FOR JUDGMENT AND JUDGMENT, AND ORDER FOR DECREE OF FORECLOSURE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: OtherCivil Mortgage Foreclosure Court File No.: 19HA-CV-10-6399 _______________________________________ Central Bank, a Minnesota corporation Plaintiff, vs. Daniel Medin and Janet Medin, John Roe and Mary Roe, Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a judgment entered in the above-entitled action on July 22, 2011, a certified copy of which has been delivered to me directing sale of the property hereinafter described to satisfy the amount found and adjudged due to the Plaintiff in the above action from Defendants, Daniel Medin and Janet Medin, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash on Tuesday, January 24, 2011, at 10:00 a.m., at the Sheriff’s Office, 1580 Highway 55, Hastings, Minnesota 55033, in said state and county, the premises and real estate described in said judgment, being in Dakota County, Minnesota, to wit: Legal Description: The North 344.30 feet of the East 557.80 feet of the West 633.50 feet of the Northeast Quarter of the Northwest Quarter of Section 10, Township 112, Range 20, Dakota County, Minnesota. Subject to 290th Street over and across the North side thereof. AND The North 184.40 feet of the East 269.20 feet of the West 902.70 feet of the Northeast Quarter of the Northwest Quarter of Section 10, Township 112, Range 20, Dakota County, Minnesota. Subject to 290th Street over and across the North side thereof. Property Address: 7256 - 290th Street N.W., Northfield, MN 55057 P.I.N. 16-01000-020-25 AND 16-01000-0030-25 Subject to redemption within six (6) months after confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11-18-11 By: /s/ Robert Shingledecker Sheriff of Dakota County - Deputy Dated: November 15, 2011 JACK W. CLINTON, P.A. /s/ Jack W. Clinton Jack W. Clinton, #17413 Attorney for the Plaintiff 539 Bielenberg Drive, Suite 200 Woodbury, MN 55125 Telephone: (651) 389-9923 Facsimile: (651) 389-9924 INSTRUMENTED DRAFTED BY: JACK W. CLINTON, P.A. 539 Bielenberg Drive, Suite 200 Woodbury, MN 55125 Telephone: (651) 389-9923 Facsimile: (651)389-9924 2829047 11/24-12/29/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2005 MORTGAGORS: F r a n k P e r i l l i a n d Sandra J Perilli, Husband and Wife. MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Corp. DATE AND PLACE OF RECORDING: Recorded August 11, 2005, Dakota County Recorder, Document No. 2349998. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corp RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 9839 208th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 227585001100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, The Meadows, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,844.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2840 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 17, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 28, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2840 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2835909 12/1/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Relish Bath and Body 2. Principal Place of Business: 3805 155th Street West, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Susan Mahowald, 3805 155th Street West, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/5/2011 Susan Mahowald 2824146 11/24-12/1/11P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-693 ESTATE OF JOHN M. ROSZAK, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated 08/17/2010, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Linda R. Roszak whose address is: 1235 Culligan Ln., Mendota Heights, MN 55118-4151 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney For Personal Representative Michael G. Kula, Esq. MICHAEL G. KULA, P.A. Attorney at Law 1275 St. Clair Avenue St. Paul, MN 55105 (651) 699-1499 Fax (651) 699-0134 #181080 mkula@michaelgkula.com 2831746 12/1-12/8/11

PUBLIC NOTICE

MORTGAGE: Residential Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 23125 Colorado Avenue, Hampton, MN 55031 T A X P A R C E L I . D . # : 18-35501-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Heights of Hampton 2nd Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,757.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6001 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2799553 10/27-12/1/11

PUBLIC NOTICE

NOTICE TO CREDITORS: FOREIGN PERSONAL REPRESENTATIVE ACTING IN MINNESOTA STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-695 Estate of Catherine M. Jeffers, Decedent Notice is given that Lucretia Jeffers-Anderson a/k/a, Lucretia Jeffers, residing at 2082 Marble Ln., Eagan, MN 55122 is the domiciliary foreign personal representative (“Personal Representative”) for the estate of Catherine M. Jeffers, a resident of the State of Wisconsin. On November 22, 2011, the Personal Representative filed with the Court a document stating an intention to exercise, as to assets in Minnesota, all powers of a local personal representative and to maintain actions and proceedings in Minnesota in accordance with Minn. Stat. 524.4-205. Notice is also given that any Minnesota creditor who objects to the Personal Representative’s exercise of power over assets in Minnesota must file a written objection within 60 days from the Personal Representative filing. If no objections are filed, the representative may, after the expiration of the 60 day period, exercise all powers of a local personal representative. Dated: 11-22-11 Kathryn D. Messerich Judge Attorney for Foreign Personal Representative Michael D. Burville Burville Law Office, P.A. 429 Third Street Farmington, MN 55024 Attorney License No: 0261889 Telephone: 651-460-3757 FAX: 651-460-6568 Email: mike@burvillelaw.com 2835260 12/1-12/8/11

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-11-680 In Re: Estate of Dorothy Caroline Berg, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that an application dated July 9, 2011 for informal appointment of Marilynn Sue Kocemba, whose address is 7320-146th Way West, Apple Valley, MN 55124, as personal representative of the estate of the above decedent has been made. Any objections may be filed in the above named Court and the same will be heard by the Court, upon notice of hearing fixed for such purpose. Any heir, devisee or other interested person may be entitled to appointment as personal representative, or may be entitled to object to the appointment of the personal representative. The personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the court (pursuant to Section 524.3 - 607) and the court orders otherwise. Notice is further given that (subject to Minn. Stat. 524.3-801(b)(c)) ALL CREDITORS having claims against said estate are required to present the same to the personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Todd M. Borchert Attorney at Law 1701 Madison St. NE, Suite 101 Minneapolis, MN 55413 (612) 886-2526 Attorney ID No. 209880 2827075 11/24-12/1/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12838 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by John D. LaValley and Crystal A. Stenbeck, as Unit owners, to Ridgeview Homeowners Association, the principal amount of Three Thousand Twenty-Six and 0 0 / 1 0 0 ( $ 3 , 0 2 6 . 0 0) f o r c o n d o minium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated A u g u s t 1 9 , 2 0 1 1, a n d r e c o r d e d November 1, 2011 as Document No. 2827939 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 18, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 18, 2012. Dated: November 10, 2011 By _________/s/___________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441189 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2833041 12/1/11-1/5/12

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-697 Estate of Donna Marie Robinson nee O’Connell, Decedent A Petition for Determination of Descent has been filed with this Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on 12-19-2011, at 9:00 AM by this Court, Hastings, Minnesota. (1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. (2) Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Dated: 11-23-2011 Michael Mayer District Court Judge, Probate Division (COURT SEAL) Stephen Robinson 4438 Pondview Trail SE Prior Lake Mn 55372 952-451-7425 2835330 12/1-12/8/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 MORTGAGOR: Megan Sackett, a single person MORTGAGEE: ING Bank, FSB DATE AND PLACE OF RECORDING: Recorded: May 23, 2007 Dakota County Recorder Document #: 2519146 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 14, BLOCK 1, WOOD PARK PLAT ELEVEN, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 02-84810-01-014 PROPERTY ADDRESS: 625 Evergreen Dr, Burnsville, Minnesota 55337 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: ING Bank, FSB COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $134,440.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is June 15, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 19, 2011 ING Bank, FSB Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2799276 10/27-12/1/11

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-698 Estate of Melvin Gores a/k/a Melvin N. Gores a/k/a Melvin Gore, Decedent A Petition for Determination of Descent has been filed with this Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last Will dated March 28, 2003, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on December 19, 2011, at 9:00 a.m., by this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota. 1. Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. 2. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Dated: 11/23/11 BY THE COURT Michael Mayer Judge of District Court (COURT SEAL) Attorney for Petitioner JAMES P. O’CONNELL O’CONNELL LAW OFFICE, LLC 906 VERMILLION STREET, P.O. BOX 6 HASTINGS, MN 55033 Attorney License No: 80718 Telephone: 651-437-4188 2835194 12/1-12/8/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-700 Estate of GERTRUDE E. HALL, Decedent. It is Ordered and Notice is given that on 1-10, 2011, at 9:00 a.m., a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated October 15, 1973, and for the appointment of Mary Jane Vesel, whose address is 4195 Topaz Drive, Eagan, MN 55122, as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 11-29-2011 Shawn Moynihan Judge (COURT SEAL) Attorney for Personal Representative Sally K. Mortenson Attorney at Law 2500 West County Road 42, Suite 160 Burnsville, Minnesota 55337 Attorney License No.: 75632 Telephone: 952-431-2222 Fax: 952-224-0901 2836404 12/1-12/8/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 3 , 2002 MORTGAGOR: Colin Garvey, a single person. MORTGAGEE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded December 16, 2002, Dakota County Recorder, Document No. 1973121. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 605 Linden Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-03000-90-010 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A THAT PART OF THE SOUTH HALF OF THE SOUTHEAST QUARTER OF SECTION 30, TOWNSHIP 114 RANGE 19, DESCRIBED AS FOLLOWS, TO-WIT: COMMENCING AT A POINT 40 FEET NORTH OF THE NORTHWEST CORNER OF LOT 5, BLOCK 2, BUNG’S ADDITION, THENCE WEST 80 FEET, THENCE NORTH 200 FEET, THENCE EAST 80 FEET, THENCE SOUTH 200 FEET TO THE POINT OF BEGINNING, ACCORDING TO THE GOVERNMENT SURVEY THEREOF, DAKOTA COUNTY, MINNESOTA. ABSTRACT PROPERTY. THE ABOVE PROPERTY IS SITUATED IN DAKOTA COUNTY, STATE OF MINNESOTA. ADDRESS: 605 LINDEN ST; FARMINGTON, MN 55024 TAX MAP OR PARCEL ID NO.: 14 03000 010 90 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$169,535.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 13, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6621 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836296 12/1/11-1/5/12

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-677 In Re: Estate of Susanne Marie Lower, Decedent. It is Ordered and Notice is given that on December 19, 2011 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated December 27, 1985, and for the appointment of RICHARD VINCENT BONIN, whose address is 996 Stratford Lane West, Burnsville, Minnesota 55337, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/15/11 BY THE COURT Richard G. Spicer Judge of District Court Theresa K. Readio (MN# 169420) Law Office of Theresa K. Readio, LLC 4183 Joppa Circle, MS-LO Savage Minnesota 55378 Telephone: (952) 894-7388 Facsimile: (952) 894-7388 2823933 11/24-12/1/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 301, 12962 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12962 Nicollet Avenue South Unit 301, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Robert J. Kleinfeld, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Seven Hundred Eighty-Eight and 00/100 ($2,788.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated A u g u s t 1 9 , 2 0 1 1, a n d r e c o r d e d November 1, 2011 as Document No. 2827941 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 18, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 18, 2012. Dated: November 10, 2011 By ___________/s/_____________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441190 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2833122 12/1/11-1/5/12

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-685 In Re: Estate of William Allen Ostrom, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Michael D. Ostrom, whose address is 4405 Clover Lane, Eagan, Minnesota 55122, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Virginia A. Dwyer (MN# 123651) Grannis & Hauge, P.A. 1260 Yankee Doodle Road #200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 ATTORNEY FOR PERSONAL REPRESENTATIVE 2829546 11/24-12/1/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS SATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-691 In Re: Estate of Jeffrey Richard Eilers, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed MaryJo Eilers, whose address is 4234 Yorktown Drive, Eagan, Minnesota 55123, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that , subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Virginia A. Dwyer (MN# 123651) Grannis & Hauge, P.A. 1260 Yankee Doodle Road #200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651)454-4232 ATTORNEY FOR PERSONAL REPRESENTATIVE 2829585 11/24-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Jack Leroy Svoboda and Shannon Delaine Svoboda, husband and wife MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: December 23, 2004

Recorded: December 23, 2004 Dakota County Recorder Document Number: 2278890 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company as trustee under the Pooling and Servicing Agreement dated as of February 1, 2005, GSAMP Trust 2005-NC1 Dated: May 24, 2011 Recorded: June 13, 2011 Dakota County Recorder Document Number: 2805098 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16580 Flagstaff Way W, Rosemount, MN 55068-1463 Tax Parcel ID Number: 22-21177-05-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, Donnays Valley Park 8th Addition, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $192,078.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company as trustee under the Pooling and Servicing Agreement dated as of February 1, 2005, GSAMP Trust 2005-NC1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020425F01 2798058 10/27-12/1/11

PUBLIC NOTICE

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�� ERTY: thereof; �� All that certain parcel of land situPURSUANT to the power of sale conated in the County of Dakota and tained in said mortgage, the above State of Minnesota, being known and described property will be sold by the designated as Lot 2, Block 5, East Sheriff of said county as follows: Farmington First Addition, Dakota DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM County, Minnesota PLACE OF SALE: S h e r i f f ' s O f f i c e , COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Law Enforcement Center, 1580 Hwy ORIGINAL PRINCIPAL AMOUNT OF 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGE: $170,400.00 AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGEE: $156,492.06 allowed by law subject to redemption That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07. proceeding has been instituted at law TIME AND DATE TO VACATE PROPor otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwellthereof; ing, unless otherwise provided by law, PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under section 580.30 or the property is not Sheriff of said county as follows: DATE AND TIME OF SALE: Decem- redeemed under section 580.23 is ber 20 , 2011 at 10:00 AM 11:59 p.m. on June 18, 2012, unless PLACE OF SALE:Sheriff's Office, Law the redemption period is reduced to 5 Enforcement Center, 1580 Hwy 55, weeks under MN Stat. Secs. 580.07 or Lobby #S-100, Hastings, MN 582.032. to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE:None ments, including attorneys' fees "THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." Dated: October 19, 2011. redeemed under section 580.23 is CitiMortgage, Inc. 11:59 p.m. on _June 20, 2012_____________________, unless the Mortgagee/Assignee of Mortgagee redemption period is reduced to 5 USSET, WEINGARDEN AND LIEBO, P.L.L.P. weeks under MN Stat. Secs. 580.07 or Attorneys for Mortgagee/Assignee of Mortgagee 582.032. MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 (952) 925-6888 GAGE: None "THE TIME ALLOWED BY LAW FOR 10-5731 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 10/27-12/1/11 RESENTATIVES OR ASSIGNS, MAY BE 2800563 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTNOTICE IS HEREBY GIVEN that GAGED PREMISES ARE IMPROVED default has occurred in the conditions WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT of the following described mortgage: DATE OF MORTGAGE: January 15, PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 2003 ORIGINAL PRINCIPAL AMOUNT OF ABANDONED." MORTGAGE: $121,600.00 Dated: October 19, 2011. MORTGAGOR(S): Margaret E. EckCitiMortgage, Inc. hoff, a single woman Mortgagee/Assignee of Mortgagee MORTGAGEE: Mortgage Electronic USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Registration Systems, Inc., as nominee for MIT Lending Mortgagee DATE AND PLACE OF RECORDING: 4500 Park Glen Road #300 Recorded: March 06, 2003 Dakota Minneapolis, MN 55416 County Recorder (952) 925-6888 Document Number: 2010136 10-6515 ASSIGNMENTS OF MORTGAGE: THIS IS A COMMUNICATION FROM And assigned to: Nationstar MortA DEBT COLLECTOR. LLC gage, 2800726 10/27-12/1/11 Dated: August 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiNOTICE OF MORTGAGE cation Number: 100112065667350751 FORECLOSURE SALE Lender or Broker: MIT Lending THE RIGHT TO VERIFICATION Residential Mortgage Servicer: OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Nationstar Mortgage, LLC Mortgage Originator: Not Applicable THE TIME PROVIDED BY LAW IS COUNTY IN WHICH PROPERTY IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LOCATED: Dakota Property Address: 15096 Dunwood default has occurred in conditions of Trl, Apple Valley, MN 55124-5855 the following described mortgage: Tax Parcel ID Number: DATE OF MORTGAGE: July 11, 2008 MORTGAGORS: Kenneth C. Snyder 01-76900-06-067 LEGAL DESCRIPTION OF PROPand Martha G. Snyder, husband and ERTY: Unit No. 67, Common Interest wife. MORTGAGEE: Mortgage Electronic Community No. 241, Prairie Crossing Villas, Dakota County, Minnesota Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF RECORDING: Recorded July 23, 2008, Dakota D U E A S O F D A T E O F N O T I C E : C o u n t y R e c o r d e r , D o c u m e n t N o . $111,590.59 THAT all pre-foreclosure require2604123. A S S I G N M E N T S O F M O R T G A G E : ments have been complied with; that no action or proceeding has been instiAssigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage tuted at law or otherwise to recover the debt secured by said mortgage, or any Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - part thereof; PURSUANT to the power of sale conGAGE IDENTIFICATION NUMBER ON tained in said mortgage, the MORTGAGE: 100011520055010724 LENDER OR BROKER AND MORT- above-described property will be sold G A G E O R I G I N A T O R S T A T E D O N by the Sheriff of said county as follows: MORTGAGE: CitiMortgage, Inc. DATE AND TIME OF SALE: DecemRESIDENTIAL MORTGAGE SERber 09, 2011 at 10:00 AM VICER: CitiMortgage, Inc. PLACE OF SALE: Dakota County MORTGAGED PROPERTY ADDRESS: 29295 Endress Way, Cannon Falls, MN Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne55009 sota TAX PARCEL I.D. #: 316590004001 LEGAL DESCRIPTION OF PROP- to pay the debt secured by said mortgage and taxes, if any, on said preERTY: L o t F o u r ( 4 ) , B l o c k O n e ( 1 ) , mises and the costs and disburseSarah-Lyndale First Addition, Dakota ments, including attorney fees allowed by law, subject to redemption within County, Minnesota COUNTY IN WHICH PROPERTY IS six (6) months from the date of said sale by the mortgagor(s), their perLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF sonal representatives or assigns. If the Mortgage is not reinstated MORTGAGE: $330,000.00 AMOUNT DUE AND CLAIMED TO BE under Minn. Stat. §580.30 or the propDUE AS OF DATE OF NOTICE, INCLUD- erty is not redeemed under Minn. Stat. ING TAXES, IF ANY, PAID BY MORT- §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on GAGEE: $349,251.88 That prior to the commencement of June 11, 2012, or the next business this mortgage foreclosure proceeding day if June 11, 2012 falls on a SaturMortgagee/Assignee of Mortgagee com- day, Sunday or legal holiday. Mortgagor(s) released from financial plied with all notice requirements as required by statute; That no action or obligation: NONE proceeding has been instituted at law THIS COMMUNICATION IS FROM o r o t h e r w i s e t o r e c o v e r t h e d e b t A DEBT COLLECTOR ATTEMPTsecured by said mortgage, or any part �� thereof;

PUBLIC NOTICE

�� A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021694F01 2795731 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 MORTGAGOR(S): Eileen T. O'Hara, a single person MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: November 14, 2006 Dakota County Recorder Document Number: 2475537 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4463 Whitetail Way, Eagan, MN 55123-2094 Tax Parcel ID Number: 10-25800-02-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Fawn Ridge, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,691.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THISACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 01, 2011 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018508F02 2831635 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-678 In Re: Estate of Esther A. Dahlberg, a/k/a Esther Alvina Dahlberg, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated August 17, 2011. The Registrar accepted the application and appointed Daniel A. Dahlberg, whose address is P.O. Box 50834, 1290 4th Street, Mendota, MN 55150, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/16/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Paul A. Lindstrom, Esq. (MN# 249543) Lindstrom Estate and Trust 833 Gusty Drive Waconia, MN 55387 Telephone: (612) 859-7226 Fax: (952) 679-4103 2824923 11/24-12/1/11P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT COURT PROBATE/MENTAL HEALTH DIVISION Court File No. 19HA-PR-11-687 Estate of Katryna Aldea Gisch Notice is given that an Application for Informal Appointment of Personal Representative has been filed with the Registrar. No Will has been presented for probate. The Application has been granted. Notice is also given that the Registrar has informally appointed Craig M. Gisch, whose address is 4817 189th Street W., Farmington, MN 55024, as Personal Representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the Personal Representative has full power to administer the Estate including, after 30 days from the date of issuance of Letters, the power to sell, encumber, lease or distribute real estate. Any objections to the appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Paul J. Quast, Esq. Attorney I.D. No. 125805 Bernick and Lifson, P.A. Suite 1200, The Colonnade 5500 Wayzata Blvd. Minneapolis, MN 55416 Phone (763) 546-1200 Fax (763) 546-1003 2829469 11/24-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,450.00 MORTGAGOR(S): Anita M. Jacobs and Paul B. Jacobs, wife and husband MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GMAC Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 21, 2004 Dakota County Recorder Document Number: 2278451 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as indenture trustee, on behalf of the holders of the Castle Peak 2011-1 Loan Trust, Mortgage-Backed Notes, Series 2011-1 Dated: October 12, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0573676301-5 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7747 157th St W, Apple Valley, MN 55124-6361 Tax Parcel ID Number: 01-49101-08-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 8, Morning View Second Addition, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,725.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as indenture trustee, on behalf of the holders of the Castle Peak 2 0 1 1 - 1 L o a n T r u s t , Mortgage-Backed Notes, Series 2011-1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016425F02 2799868 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,100.00 MORTGAGOR(S): James A Mesnik, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: July 31, 2007 Dakota County Registrar of Titles Document Number: 614950 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122577 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4790 Babcock Trl, Inver Grove Heights, MN 55077-1208 Tax Parcel ID Number: 20-02910-79-020

20 02910 79 020 LEGAL DESCRIPTION OF PROPERTY: All that part of the South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29, Township 28N, Range 22W, of the 4th P.M. described as follows, to-wit: Commencing at the northeast corner of the said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence westerly along the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29 a distance of 217 feet to a point; thence southerly and at an angle of 90 degrees with said north line a distance of 75 feet to a point, said point being the point of beginning of the land to be herein described and hereby conveyed; from said point of beginning, continue southerly along the line of the last above-mentioned course (namely along the line running southerly and at an angle of 90 degrees to the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29) a distance of 124 feet; thence southwesterly a distance of 216.70 feet, more or less, to a point in the center line of Oakdale Avenue, which point is 353.69 feet southeasterly along the center line of said Oakdale Avenue from the point of intersection of said Oakdale Avenue with the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence northwesterly along the center line of said Oakdale Avenue a distance of 125.83 feet to a point; thence northeasterly 285.08 feet, more or less to the point of beginning; all according to the Government Survey thereof, and the Judicial Land Survey filed in File 48317 in Clerk of District Court's Office, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $268,995.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007340F03 2799025 10/27-12/1/11

PUBLIC NOTICE

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000286588136 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation D/B/A Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12962 Nicollet Avenue, #301, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130016611 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 301, 12962 Nicollet Avenue, Ridgeview Condominium Homes, Condominium Ownership No. 15, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $19,552.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6520 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2800679 10/27-12/1/11

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $266,299.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 22, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 20, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6565 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2800584 10/27-12/1/11

PUBLIC NOTICE

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described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2688 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2800594 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12952 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12952 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Jillian S. Everson, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Three Hundred Forty and 00/100 for condominium ($3,340.00) assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated A u g u s t 2 2 , 2 0 1 1, a n d r e c o r d e d November 1, 2011 as Document No. in the Dakota County 2827935 Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 18, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 18, 2012. Dated: November 10, 2011 By _________/s/__________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441193 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2833059 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 24, 2007. MORTGAGOR(S): Darin D. Pavlish, a married person. MORTGAGEE: Lehman Brothers Bank, FSB. DATE AND PLACE OF RECORDING: Filed March 28, 2007, Dakota County Registrar of Titles, memorialized upon Certificate of Title No. 142383 as Document No. 608203. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, a Delaware limited liability company, by assignment dated January 29, 2007, filed for record December 1, 2008, as Document No. T636276. The land described in said mortgage is registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent’s Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC, a Delaware limited liability company. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Lehman Brothers Bank, FSB. MORTGAGED PROPERTY ADDRESS: 13965 West Preserve Blvd, Burnsville, MN 55337. TAX PARCEL I.D. NO.: 02-73230-01-080. LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block One (1) in SUNSET PONDS OFFICE PARK, according to the recorded plat thereof: together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $463,500.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $529,786.02. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 a.m. PLACE OF SALE: The Sheriff’s main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Nicole N. Pavlish. Dated: November 10, 2011. /s/ Sarah J. Zach SARAH J. ZACH -forBAYVIEW LOAN SERVICING, LLC, Assignee Atty. I.D. #0391758 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2819920 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 MORTGAGOR(S): Mark Sievers, single person MORTGAGEE: Mortage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 26, 2004 Dakota County Recorder Document Number: 2198056 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: September 29, 2011 Recorded: October 04, 2011 Dakota County Recorder Document Number: 2822454 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401341938617 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1170 4th St W,

Property Address: 1170 4th St W, Hastings, MN 55033-1607 Tax Parcel ID Number: 19-10500-21-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 21, Addition No. Thirteen to the City of Hastings, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,555.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 11, 2012, or the next business day if June 11, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 27, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022441F01 2796079 10/27-12/1/11

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 18, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 17, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2933 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2799447 10/27-12/1/11

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��

�� GAGED �� PREMISES ARE IMPROVED ing, unless otherwise provided by law, the date on or before which the mort- WITH A RESIDENTIAL DWELLING OF gagor(s) must vacate the property if the LESS THAN FIVE UNITS, ARE NOT mortgage is not reinstated under sec- PROPERTY USED IN AGRICULTURAL tion 580.30 or the property is not P R O D U C T I O N , A N D A R E redeemed under section 580.23 is ABANDONED." Dated: October 10, 2011. 11:59 p.m. on _June 15, CitiMortgage, Inc. 2012_____________________, unless the Mortgagee/Assignee of Mortgagee redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of 582.032. MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT- 4500 Park Glen Road #300 Minneapolis, MN 55416 GAGE: None "THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 10-6381 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. 10/27-12/1/11 REDUCED TO FIVE WEEKS IF A JUDI- 2798501 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF DEBT AND IDENTITY OF THE OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN P R O D U C T I O N , A N D A R E THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. ABANDONED." NOTICE IS HEREBY GIVEN, that Dated: October 14, 2011. default has occurred in conditions of CitiMortgage, Inc. the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: July 14, 2006 USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGORS: Jamey C. Kohlbeck Attorneys for Mortgagee/Assignee of and Rita M. Kohlbeck, husband and Mortgagee wife. 4500 Park Glen Road #300 MORTGAGEE: ABN Amro Mortgage Minneapolis, MN 55416 Group, Inc n/k/a CitiMortgage, Inc. (952) 925-6888 DATE AND PLACE OF RECORDING: 10-6499 Recorded August 24, 2006, Dakota THIS IS A COMMUNICATION FROM County Recorder, Document No. A DEBT COLLECTOR. 2798539 10/27-12/1/11 2456042. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE MORTGAGE: NONE THE RIGHT TO VERIFICATION LENDER OR BROKER AND MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN G A G E O R I G I N A T O R S T A T E D O N THE TIME PROVIDED BY LAW IS MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc NOT AFFECTED BY THIS ACTION. RESIDENTIAL MORTGAGE SERNOTICE IS HEREBY GIVEN, that default has occurred in conditions of VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 1 , 11695 Langford Circle, Burnville, MN 55337 2008 TAX PARCEL I.D. #: 02-22460-03007 MORTGAGORS: Lawrence D. Kelly and Kathleen K. Kelly, husband and LEGAL DESCRIPTION OF PROPwife. ERTY: MORTGAGEE: Lend Smart Mortgage, Unit No. 1007, Common Interest LLC. Community No. 188, Eagles Ridge, a DATE AND PLACE OF RECORDING: condominium located in Dakota Recorded February 13, 2008, Dakota County County Recorder, Document No. COUNTY IN WHICH PROPERTY IS 2572047. LOCATED: Dakota ASSIGNMENTS OF MORTGAGE: ORIGINAL PRINCIPAL AMOUNT OF Assigned to: CitiMortgage, Inc. MORTGAGE: $171,200.00 TRANSACTION AGENT: NONE AMOUNT DUE AND CLAIMED TO BE T R A N S A C T I O N A G E N T ' S M O R T - DUE AS OF DATE OF NOTICE, INCLUDGAGE IDENTIFICATION NUMBER ON ING TAXES, IF ANY, PAID BY MORTMORTGAGE: NONE GAGEE:$167,795.18 LENDER OR BROKER AND MORTThat prior to the commencement of G A G E O R I G I N A T O R S T A T E D O N this mortgage foreclosure proceeding MORTGAGE: Lend Smart Mortgage, Mortgagee/Assignee of Mortgagee comLLC plied with all notice requirements as R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or VICER: CitiMortgage, Inc. proceeding has been instituted at law MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t 12958 Black Hills Drive, Burnsville, secured by said mortgage, or any part MN 55337 thereof; PURSUANT to the power of sale conTAX PARCEL I.D. #: 021950203090 LEGAL DESCRIPTION OF PROP- tained in said mortgage, the above described property will be sold by the ERTY: Lot 9, Block 3, Dakota Place 3rd Sheriff of said county as follows: Addition DATE AND TIME OF SALE: January COUNTY IN WHICH PROPERTY IS 17, 2012 at 10:00 AM LOCATED: Dakota PLACE OF SALE:Sheriff's Office, Law ORIGINAL PRINCIPAL AMOUNT OF Enforcement Center, 1580 Hwy 55, MORTGAGE: $200,000.00 Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disburseGAGEE: $196,536.75 ments, including attorneys' fees That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07. or otherwise to recover the debt TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellthereof; PURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the Sheriff of said county as follows: mortgage is not reinstated under secDATE AND TIME OF SALE: Decem- tion 580.30 or the property is not redeemed under section 580.23 is ber 9 , 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law 1 1 : 5 9 p . m . o n _ _ J u l y 1 7 , Enforcement Center, 1580 Hwy 55, 2012____________________, unless the Lobby #S-100, Hastings, MN redemption period is reduced to 5 to pay the debt then secured by said weeks under MN Stat. Secs. 580.07 or Mortgage, and taxes, if any, on said 582.032. MORTGAGOR(S) RELEASED FROM premises, and the costs and disbursem e n t s , i n c l u d i n g a t t o r n e y s ' f e e s FINANCIAL OBLIGATION ON MORTallowed by law subject to redemption GAGE: None within six (6) months from the date of "THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07. REDUCED TO FIVE WEEKS IF A JUDITIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is P R O D U C T I O N , A N D A R E 1 1 : 5 9 p . m . o n _ J u n e 1 1 , ABANDONED." Dated: November 15, 2011. 2012_____________________, unless the CitiMortgage, Inc. redemption period is reduced to 5 Mortgagee/Assignee of Mortgagee weeks under MN Stat. Secs. 580.07 or USSET, WEINGARDEN AND LIEBO, P.L.L.P. 582.032. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE:None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 10-6611 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. CIAL ORDER IS ENTERED UNDER 2836267 12/1/11-1/5/12 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED ��

PUBLIC NOTICE

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NOTICE OF MORTGAGE FORECLOSURE SALE Date: November 29, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated June 4, 2007 executed by Hewitt Investments, LLC, a Minnesota limited liability company, as Mortgagor, to Anchor Bank, N.A., a national bank, as successor in interest to Anchor Bank Farmington, N.A., as Mortgagee, and filed for record June 5, 2007 as Document Number 2521944, as modified by that certain Amendment to Mortgage dated August 16, 2007, and filed for record on August 24, 2007 as Document Number 2539962, all in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. The original principal amount secured by the Mortgage was: $837,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t he amount due on the Mortgage is $807,593.92. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land legally described as follows: Parcel A: The East 55 feet of Lots 1 and 6, Block 12, Town of FairfIeld, Dakota County. Parcel B: All of Lot 3; the North 6 feet of Lot 4; the East 70 feet of Lot 8; the North 5.86 feet of the west 21 feet of the East 29.70 feet of Lot 7; the West 40.30 feet of the East 70 feet of Lot 7; the North 5.86 feet of the East 8.70 feet of Lot 7; all in Block 1, Wright and Balch's Addition to Lakeville, Dakota County; the North 25 feet of the East 70 feet of Lot 6, Block 1, Wright and Balch's Addition to Lakeville, Dakota County. Parcel C: Lot 6 except the South 40 feet of the West 50 feet, and except the East 70 feet of the North 25 feet thereof, in Block 1 of Wright and Balch's Addition to Lakeville. Dakota County. will be sold by the County Sheriff of Dakota County, Minnesota, at a public auction on Thursday, January 12, 2012 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings MN 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. If the mortgage is not reinstated under section 580.30 or redeemed under section 580.23, then the Mortgagor must vacate the property on or before 11:59 p.m. on July 12, 2012. 11. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. §580.24, beginning after the expiration of the mortgagor's redemption period under Minn. Stat. §580.23. 12. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 13. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME ALLOWED BY LAW IS NOT AFFECTED BY THIS ACTION. 14. F o r e c l o s u r e d a t a r e q u i r e d pursuant to Minn. Stat. §580.025: a. Physical street address, city, and zip code of mortgaged premises: 20721 Holyoke Ave., Lakeville, MN 55044 b. N a m e o f t r a n s a c t i o n a g e n t , residential mortgage servicer, and lender or broker: Anchor Bank, N.A. c. Tax parcel identification numbers: 22-32190-01-010 and 22-32190-00-010. d.Transaction Agent's mortgage ID number (if stated in mortgage): N/A e. Name of mortgage originator (if stated in mortgage): Anchor Bank Farmington, N.A. Attorney for Mortgagee: ________________________ Timothy J. Prindiville NILSSON LAW OFFICES, P.A. 900 Flour Exchange Building 310 Fourth Ave. South Minneapolis, MN 55415 Tel. 612-746-1043 2836665 12/1/11-1/5/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 9, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 MORTGAGOR(S): Jeffrey C. Vangrinsven and Angela M. Vangrinsven, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Acting Solely As Nominee For Wilmington Finance, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100372406022232281 SERVICER: Vericrest Financial, Inc. LENDER: Wilmington Finance, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 14, 2006, as Document No. 2420522. ASSIGNED TO: The Bank of New York Mellon, as Trustee for CIT Mortgage Loan Trust 2007-1 Dated: August 22, 2011 , and recorded August 29, 2011 by Document No. 2816609 . LEGAL DESCRIPTION OF PROPERTY:Marich Addition Lot 5 PROPERTY ADDRESS: 266 THOMPSON AVE W, WEST SAINT PAUL, MN 55118 PROPERTY I.D: 42-47400-050-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Eighty-Three Thousand Six Hundred Seventy-Three and 65/100 ($283,673.65) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 10, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 10, 2012, or the next business day if July 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2011 The Bank of New York Mellon, as Trustee for CIT Mortgage Loan Trust 2007-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00741-1 ASAP# 4138069 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011 2829350 11/24-12/29/11

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MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12940 Nicollet Avenue Unit 102, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130016542 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 102, 12940 Nicollet Ave. S, Apartment Ownership No. 15, Ridgeview Condominium Homes, a condominium located in the County of Dakota, State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $102,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,226.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 15, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6468 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2799525 10/27-12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Theodore R. Peltier, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Wholesale Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378643 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: August 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030008298516 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15549 Cornell Trl, Rosemount, MN 55068-1554 Tax Parcel ID Number: 34-81310-06-341 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 6, Valley Oak Addition Replat, except the North 2.00 feet thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $126,127.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022067F01 2803286 11/3-12/8/11

PUBLIC NOTICE

their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 31, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3005 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808873 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2006 MORTGAGOR: Robert J. Nicholson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 17, 2007, Dakota County Recorder, Document No. 2488750. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-BC2. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100372406123800101 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wilmington Finance, Inc. RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 424 Cari Park Lane Unit 442, Hastings, MN 55033 T A X P A R C E L I . D . # : 19.16400.10.424 LEGAL DESCRIPTION OF PROPERTY: Unit 424, C.I.C. No. 178, Cari Park Apartments, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$107,689.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORT GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 24, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808350 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2010 MORTGAGOR: P a t r i c i a J o n e s , a n unmarried woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered December 28, 2010, Dakota County Registrar of Titles, Document No. T673502, Certificate of Title No. 150309. ASSIGNMENTS OF MORTGAGE: Assigned to: Universal American Mortgage Company, LLC. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059600062915462 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Universal American Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13454 Carbury Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 343045002080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Glendalough, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $350,001.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$360,187.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 29, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2011.

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Dated: October 28, 2011. Universal American Mortgage Company, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-23 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808364 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 7, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,600.00 MORTGAGOR(S): James F. Preste and Sandra K. Preste, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000209191-7 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on June 2, 2006, as Document No. 2434330. ASSIGNED TO: WELLS FARGO BANK, NATIONAL ASSOCIATION, Trustee POOLING AND SERVICING AGREEMENT Dated as of August 1, 2006 SECURITIZED ASSET BACKED RECEIVABLES LLC TRUST 2006-HE1 MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2006-HE1 Dated: November 25, 2009 , and recorded December 3, 2009 by Document No. 2700010 . LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Delaney Park Fourth Addition, Dakota County, Minnesota PROPERTY ADDRESS: 14556 Elysium PL, Apple Valley, MN 55124 PROPERTY I.D: 011990303060 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventy Thousand Eight Hundred Eighty-Nine and 87/100 ($270,889.87) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 10, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 10, 2012, or the next business day if July 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2011 WELLS FARGO BANK, NATIONAL ASSOCIATION, Trustee POOLING AND SERVICING AGREEMENT Dated as of August 1, 2006 SECURITIZED ASSET BACKED RECEIVABLES L L C T R U S T 2006-HE1 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-HE1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00348-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4138531 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011 2829296 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 7 , 2008 MORTGAGOR: Harold R. Green, an unmarried man. MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Registered February 4, 2008, Dakota County Registrar of Titles, Document No. 623413, Certificate of Title No. 144244. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 1001 West 136th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 021810001010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Colonial Hills Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $270,713.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2445 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836341 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,000.00 MORTGAGOR(S): Alan G. Wright, single person MORTGAGEE: Postal Credit Union DATE AND PLACE OF REGISTERING: Registered: February 22, 2002 Dakota County Registrar of Titles Document Number: 460351

Document Number: 460351 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 124040 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7341 Carmen Ave, Inver Grove Heights, MN 55076-2514 Tax Parcel ID Number: 20-71152-04-020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block Four (4) of South Grove No. 3 according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,544.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022597F01 2801562 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 1992 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,867.00 MORTGAGOR(S): Eugene T. Robinette and Victoria L. Robinette, husband and wife MORTGAGEE: United Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 10, 1992 Dakota County Recorder Document Number: 1066863 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, FSB Dated: September 01, 1994 Recorded: August 15, 1995 Dakota County Recorder Document Number: 1294346 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 02, 1998 Recorded: June 21, 1999 Dakota County Recorder Document Number: 1614333 And assigned to: Aurora Loan Services, LLC Dated: March 02, 2011 Recorded: March 18, 2011 Dakota County Recorder Document Number: 2791872 And assigned to: Aurora Bank, FSB Dated: August 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025400001004325 Lender or Broker: United Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 179 Mainzer St, West Saint Paul, MN 55118-1531 Tax Parcel ID Number: 42-32000-00-060 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) of Hardwick's Addition according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $68,397.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018035F04 2801658 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 01, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,600.00 MORTGAGOR(S): Kathryn Michaelson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Prime Mortgage Corporation, a Minnesota Corporation DATE AND PLACE OF RECORDING: Recorded: November 09, 2004 Dakota County Recorder Document Number: 2265929 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 13, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000077478 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 144 10th Ave S, South Saint Paul, MN 55075-2214 Tax Parcel ID Number: 36-48800-02-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Minnesota and Northwestern Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,051.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

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�� complied�� with all notice requirements sota to pay the debt secured by said mort- as required by statute; That no action gage and taxes, if any, on said pre- or proceeding has been instituted at mises and the costs and disburse- law or otherwise to recover the debt ments, including attorney fees allowed secured by said mortgage, or any part by law, subject to redemption within thereof; PURSUANT to the power of sale six (6) months from the date of said sale by the mortgagor(s), their per- contained in said mortgage, the above described property will be sold by the sonal representatives or assigns. If the Mortgage is not reinstated Sheriff of said county as follows: DATE AND TIME OF SALE: under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. December 29, 2011 at 10:00 AM PLACE OF SALE :S h e r i f f ' s O f f i c e , §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on Law Enforcement Center, 1580 Hwy June 18, 2012, or the next business 55, Lobby #S-100, Hastings, MN day if June 18, 2012 falls on a Satur- to pay the debt then secured by said Mortgage, and taxes, if any, on said day, Sunday or legal holiday. Mortgagor(s) released from financial p r e m i s e s , a n d t h e c o s t s a n d disbursements, including attorneys' obligation: NONE THIS COMMUNICATION IS FROM f e e s a l l o w e d b y l a w s u b j e c t t o A DEBT COLLECTOR ATTEMPT- redemption within six (6) months from ING TO COLLECT A DEBT. ANY t h e d a t e o f s a i d s a l e b y t h e INFORMATION OBTAINED WILL BE m o r t g a g o r ( s ) , t h e i r p e r s o n a l representatives or assigns unless USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF reduced to Five (5) weeks under MN THE DEBT AND IDENTITY OF THE Stat. §580.07. TIME AND DATE TO VACATE ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T PROPERTY: If the real estate is an owner-occupied, single-family AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR dwelling, unless otherwise provided by REDEMPTION BY THE MORTGAGOR, law, the date on or before which the THE MORTGAGOR'S PERSONAL REP- mortgagor(s) must vacate the property RESENTATIVES OR ASSIGNS, MAY BE if the mortgage is not reinstated under REDUCED TO FIVE WEEKS IF A JUDI- section 580.30 or the property is not CIAL ORDER IS ENTERED UNDER redeemed under section 580.23 is MINNESOTA STATUTES, SECTION 11:59 p.m. on June 29, 2012 unless 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the redemption period is reduced to 5 OTHER THINGS, THAT THE MORT- weeks under MN Stat. Secs. 580.07 or GAGED PREMISES ARE IMPROVED 582.032. MORTGAGOR(S) RELEASED FROM WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT F I N A N C I A L O B L I G A T I O N O N PROPERTY USED IN AGRICULTURAL MORTGAGE: None "THE TIME ALLOWED BY LAW FOR PRODUCTION, AND ARE ABANDONED. REDEMPTION BY THE MORTGAGOR, DATED: November 03, 2011 T H E MORTGAGOR'S PERSONAL M O R T G A G E E : O F ASSIGNEE REPRESENTATIVES OR ASSIGNS, Aurora Bank FSB MAY BE REDUCED TO FIVE WEEKS IF Wilford, Geske & Cook P.A. A JUDICIAL ORDER IS ENTERED Attorneys for Assignee of Mortgagee UNDER MINNESOTA STATUTES, Lawrence A. Wilford SECTION 582.032, DETERMINING, James A. Geske AMONG OTHER THINGS, THAT THE 8425 Seasons Parkway, Suite 105 MORTGAGED PREMISES ARE Woodbury, MN 55125-4393 IMPROVED WITH A RESIDENTIAL (651) 209-3300 DWELLING OF LESS THAN FIVE File Number: 022347F01 2801674 11/3-12/8/11 UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 27, 2011. NOTICE OF MORTGAGE PNC Bank, National Association FORECLOSURE SALE Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION USSET, WEINGARDEN AND LIEBO, P.L.L.P. OF THE DEBT AND IDENTITY OF Attorneys for Mortgagee/Assignee of THE ORIGINAL CREDITOR WITHIN Mortgagee THE TIME PROVIDED BY LAW IS 4500 Park Glen Road #300 NOT AFFECTED BY THIS ACTION. Minneapolis, MN 55416 NOTICE IS HEREBY GIVEN, that (952) 925-6888 default has occurred in conditions of 4-2713 the following described mortgage: THIS IS A COMMUNICATION FROM DATE OF MORTGAGE: December 13, A DEBT COLLECTOR. 2005 2808404 11/3-12/8/11 MORTGAGORS: Brenda K. Davis and Larry L. Davis, wife and husband. MORTGAGEE: PNC Bank, National NOTICE OF MORTGAGE Association, successor by merger to FORECLOSURE SALE N a t i o n a l C i t y B a n k , s u c c e s s o r by NOTICE IS HEREBY GIVEN that merger to National City Mortgage, a division of National City Bank of Indi- default has occurred in the conditions of the following described mortgage: ana. ATE OF MORTGAGE: June 30, 2005 DATE AND PLACE OF RECORDING: ORIGINAL PRINCIPAL AMOUNT OF Recorded January 3, 2006, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . MORTGAGE: $269,600.00 MORTGAGOR(S): Roger W. Thomp2393869. A S S I G N M E N T S O F M O R T G A G E : son and Lori J. Thompson, husband and wife NONE MORTGAGEE: First Franklin, a diviTRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - sion of Nat. City Bank of IN DATE AND PLACE OF RECORDING: GAGE IDENTIFICATION NUMBER ON Recorded: July 21, 2005 Dakota MORTGAGE: NONE LENDER OR BROKER AND MORT- County Recorder Document Number: 2342771 GAGE ORIGINATOR STATED ON ASSIGNMENTS OF MORTGAGE: MORTGAGE: National City Mortgage, And assigned to: First Franklin a division of National City Bank of Financial Corporation Indiana Dated: December 01, 2005 RESIDENTIAL MORTGAGE SERRecorded: February 06, 2006 Dakota VICER: PNC Bank, National AssociaCounty Recorder tion Document Number: 2403531 MORTGAGED PROPERTY ADDRESS: And assigned to: PNC Bank, National 19860 Chili Avenue, Farmington, MN Association 55024 Dated: August 05, 2011 TAX PARCEL I.D. #: 120200053060 Recorded: August 29, 2011 Dakota LEGAL DESCRIPTION OF PROPCounty Recorder ERTY: Document Number: 2816631 EXHIBIT “A” Transaction Agent: Not Applicable PARCEL 1: Transaction Agent Mortgage IdentifiTHAT PART OF THE SOUTH 1/2 OF THE SOUTHWEST 1/4 OF SECTION cation Number: Not Applicable Lender or Broker: First Franklin, a 20, TOWNSHIP 114, 19, DAKOTA COUNTY, MINNESOTA DESCRIBED division of Nat. City Bank of IN Residential Mortgage Servicer: Select AS FOLLOWS: C O M M E N C I N G A T T H E N O R T H - Portfolio Servicing Mortgage Originator: Not Applicable WEST CORNER OF SAID SOUTH 1/2 COUNTY IN WHICH PROPERTY IS OF THE SOUTHWEST 1/4; THENCE E A S T A L O N G T H E N O R T H L I N E LOCATED: Dakota Property Address: 1005 Trillium Ct, THEREOF A DISTANCE OF 613 FEET; THENCE SOUTH, PARALLEL Eagan, MN 55123-3991 Tax Parcel ID Number: WITH THE WEST LINE OF SAID SOUTH 1/2 OF THE SOUTHWEST 1/4, 10-45094-01-110 LEGAL DESCRIPTION OF PROPA DISTANCE OF 410 FEET TO THE P O I N T O F B E G I N N I N G ; T H E N C E ERTY: Lot Eleven, Block One, LexingCONTINUING SOUTH ALONG THE ton Pointe Tenth Addition, Dakota LAST DESCRIBED LINE EXTENDED, County, Minnesota. AMOUNT DUE AND CLAIMED TO BE A DISTANCE OF 100.74 FEET TO THE NORTHERLY RIGHT OF WAY D U E A S O F D A T E O F N O T I C E : LINE OF A PIPELINE EASEMENT; $269,807.92 THAT all pre-foreclosure requireTHENCE WESTERLY ALONG SAID NORTHERLY LINE OF THE EASE- ments have been complied with; that MENT A DISTANCE OF 150.03 FEET; no action or proceeding has been instiTHENCE NORTH PARALLEL WITH tuted at law or otherwise to recover the SAID WEST LINE, A DISTANCE OF debt secured by said mortgage, or any 103.42 FEET; THENCE EAST PAR- part thereof; PURSUANT to the power of sale conALLEL WITH SAID NORTH LINE, A DISTANCE OF 150 FEET TO THE t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold POINT OF BEGINNING. by the Sheriff of said county as folPARCEL 2: T H E N O R T H 1 / 2 O F O U T L O T A , lows: DATE AND TIME OF SALE: DecemBLOCK 2, LU-DAN’S ACRES, ber 16, 2011 at 10:00 AM DAKOTA COUNTY, MINNESOTA. PLACE OF SALE: Dakota County COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 HighLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF way 55, Lobby S-100, Hastings, Minnesota MORTGAGE: $201,600.00 AMOUNT DUE AND CLAIMED TO BE to pay the debt secured by said mortD U E A S O F D A T E O F N O T I C E , gage and taxes, if any, on said preINCLUDING TAXES, IF ANY, PAID BY mises and the costs and disbursements, including attorney fees allowed MORTGAGEE: $194,463.56 That prior to the commencement of by law, subject to redemption within this mortgage foreclosure proceeding six (6) months from the date of said Mortgagee/Assignee of Mortgagee complied with all notice requirements ��

PUBLIC NOTICE

�� CIAL �� ORDER�� IS ENTERED UNDER MINNESOTA STATUTES, SECTION �� six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: PNC Bank, National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021635F02 2802516 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,575.00 MORTGAGOR(S): Christopher D. Konsor, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Lehman Brothers Bank, FSB, A Federal Savings Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 21, 2007 Dakota County Recorder Document Number: 2504089 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: September 12, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003660336 Lender or Broker: Lehman Brothers Bank, FSB, A Federal Savings Bank Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3115 Farnum Dr, Eagan, MN 55121-1922 Tax Parcel ID Number: 10-18150-08-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Coachman Land Company 1st Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,506.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022334F01 2810174 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Colleen Canfield, as a Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000124657 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on January 4, 2007, as Document No. 603682. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates. Dated: March 26, 2008 , and recorded April 8, 2008 by Document No. 626176 . LEGAL DESCRIPTION OF PROPERTY: Unit No. 808, Common Interest Community No. 340, Springbrook Condominiums, Dakota County, Minnesota. PROPERTY ADDRESS: 11152 204th St W #808, Lakeville, MN 55044 PROPERTY I.D: 22-71390-05-808 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Three Thousand Six Hundred Thirty-Two and 01/100 ($153,632.01) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 10, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 10, 2012, or the next business day if July 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00777-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4138068 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011 2829265 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,199.00 MORTGAGOR(S): Mario Wimberly, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262641 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York as Trustee for Certificateholders of CWABS 2004-AB1 Dated: June 12, 2008 Recorded: July 01, 2008 Dakota County Recorder Document Number: 2599677 And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders Of CWABS, Inc., Asset Backed Certificates, Series 2004-AB1 Dated: November 14, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004092512-1 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15842 Freedom Ln, Apple Valley, MN 55124-6029 Tax Parcel ID Number: 01-32151-01-069 LEGAL DESCRIPTION OF PROPERTY: Lot 69, Block 1, Hawthorne 2nd Addition, CIC No. 369, located in the County of Dakota, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $276,148.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 01, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders Of CWABS, Inc., Asset Backed Certificates, Series 2004-AB1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021266F01 2835027 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,000.00 MORTGAGOR(S): Michael P. Kelley and Sarah A. Kelley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bremer Bank, National Association, its successors and assigns DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded: July 22, 2005 Dakota County Recorder Document Number: 2343103 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services LLC Dated: June 27, 2011 Recorded: July 22, 2011 Dakota County Recorder Document Number: 2811061 And assigned to: Aurora Bank FSB Dated: September 13, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000739-8112634543-9 Lender or Broker: Bremer Bank, National Association Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 704 12th St, Farmington, MN 55024-1787 Tax Parcel ID Number: 14-22505-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, East Farmington Sixth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,925.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013343F03 2814997 11/10-12/15/11

PUBLIC NOTICE

ERTY: Lots 3 and 4, Block 9, Town of Hastings COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $158,602.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30 , 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 2, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 31, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6584 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2815656 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: October 31, 2011 YOU ARE NOTIFIED that default has occurred in the conditions of the following-described mortgage: 1. Date of Mortgage: June 9, 2005 2. Mortgagors: J o h n D . F l o y d a n d Becky S. Floyd 3. Mortgagee: N o r t h w e s t M o r t g a g e Company 4. Recording information:Recorded on February 22, 2006 as Document No.585214 in the office of the Registrar of Titles of Dakota County, Minnesota. 5. A s s i g n m e n t s o f M o r t g a g e : Assigned to Landmark V (50%) and Daniel J. Diebel and Theresa A. Diebel as Trustees of the Rand Mortgage Company Defined Benefit Pension Plan and Trust (50%) by written Assignment recorded February 22, 2 0 0 6 a s Document No. 585215 in the recording office stated in paragraph 4. Further assigned to: Alliance Bank (as to 50%), by written Assignment recorded February 22, 2006 as Document No. 585218 i n t h e r e c o r d i n g office stated in paragraph 4. Further assigned to: Daniel J. Diebel as Trustee of the Rand Mortgage Company 401(k) Profit Sharing Plan (as to 50%) by an Assignment dated August 24, 2011 recorded October 31, 2011 as Document No. T 686336 in the recording office stated in paragraph 4. 6. Tax parcel identification number of the Mortgaged Premises is: 01-13600-01-070 7. Legal Description of the Mortgaged Premises: L o t 7 , B l o c k 1 , Beckman's First Addition The title to said Property is registered under the Torrens system. 8. The physical street address, city, and zip code of the Mortgaged Premises: 4725 - 120th Street West, Apple Valley, MN 55124 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. §58.02, Subd. 30. The name of the residential Mortgage servicer is Daniel J. Diebel; the lender is the Mortgagee named above. 10. The name of the Mortgage originator, as defined in Minn. Stat. 58.02 is Northwest Mortgage Company. 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was

secured by the Mortgage was $260,000.00. 13. At the date of this Notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is $314,109.92. 14. Pursuant to the Power of Sale in the Mortgage, the Mortgage will be foreclosed, and the Mortgaged Premises will be sold by the Sheriff of Dakota County, Minnesota at public auction on Date and time of sale: December 23, 2011 at 10:00 a.m. Place of sale: D a k o t a C o u n t y L a w Enforcement Center, 1580 Highway 55, Hastings, MN 55033 15. T h e t i m e a l l o w e d b y l a w f o r redemption by the Mortgagor or Mortgagor's personal representatives or assigns is 6 months after the date of sale. 16. The date on or before which the Mortgagor must vacate the property if the Mortgage is not reinstated under §580.30 or the Property redeemed under §580.23 is 11:59 p.m. on June 23, 2012. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINN. STAT. §582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 31, 2011 The Persons issuing this Notice are: Landmark V, a Minnesota Partnership and Daniel J. Diebel as Trustee. Name and address of attorney for Foreclosing Parties: Fred A. Kueppers, Jr. (A.R. 58841) Kueppers, Kronschnabel & Daly, P.A. Attorneys for Mortgagee 101 East Fifth Street, Suite 2300 St. Paul, MN 55101 Phone: (651) 222-5000 2809370 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE 1. Default has occurred in the terms and conditions of the Declaration for Pinnacle Deckhomes Association (hereinafter the "Association") which was recorded as Document No. 360559, as amended, in the Office of the Registrar of Titles of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit 5, CIC 204, Pinnacle Deckhomes Condominium, a condominium located in Dakota County, Minnesota STREET ADDRESS: 7285 Bond Way, Inver Grove Heights, MN 55076 T A X P A R C E L I D N O . 20-58200-03-005 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 20, 2011, from Lori A. Wolff, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $3,347.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 20, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on May 17, 2011, as Document No. T679637 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, on the 30th day of December, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 2, 2012, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO

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ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THOMSEN & NYBECK, P.A. Attorneys for The Pinnacle Deckhomes Association THE PINNACLE DECKHOMES ASSOCIATION By: ____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Pinnacle/Wolff/ 11-7-123D) 2812869 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,000.00 MORTGAGOR(S): Peter M. Weesner, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for RBC Mortgage Company, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 15, 2004 Dakota County Recorder Document Number: 2225722 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: September 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100058900003349883 Lender or Broker: RBC Mortgage Company Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17375 Jade Ter, Lakeville, MN 55044-9000 Tax Parcel ID Number: 22-13202-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Barrett Third Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,001.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009635F04 2810187 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 9, 2005 MORTGAGOR: Jeri R. Gillingham, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 22, 2005, Dakota County Registrar of Titles, Document No. 567997, Certificate of Title No. 136526. ASSIGNMENTS OF MORTGAGE: Assigned to: Share Plus Federal. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100201600004897403 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Share Plus Federal RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13334 Court Place, Burnsville, MN 55337 TAX PARCEL I.D. #: 024060003040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, in Judicial Knolls. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,153.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. Share Plus Federal Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836452 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE 1. Default has occurred in the terms and conditions of the Declaration for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association (hereinafter the "Association") which was recorded as Document No. 1189722, in the Office of the County Recorder of Dakota County, Minnesota, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 111, Condominium File No. 116, Diffley Commons 2nd Addition, Villas and Garden Homes, a condominium, Dakota County, Minnesota STREET ADDRESS: 1900 Sapphire Point, Eagan, MN 55122 T A X P A R C E L I D N O .

T A X P A R C E L I D N O . 10-20451-04-111 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 20, 2011, from Jennifer M. DeYoung, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,533.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 20, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 31, 2011, as Document No. 2817052 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, on the 30th day of December, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 2, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THOMSEN & NYBECK, P.A. Attorneys for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association DIFFLEY COMMONS 2ND ADDITION VILLAS AND GARDEN HOMES HOMEOWNER'S ASSOCIATION By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diffley Commons / DeYoung/11-7-334D) 2812260 11/10-12/15/11

PUBLIC NOTICE

LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Nineteen Thousand Two Hundred Fifty-Seven and 81/100 ($219,257.81) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 28, 2011 P L A C E O F S A L E : S h eriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2012, or the next business day if June 28, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2011 Wells Fargo Bank, N.A., as Trsutee for Carrington Mortgage Loan Trust, Series 2006-RFC1, Asset-Backed Pass Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00697-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4129242 11/10/2011, 11/17/2011, 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011 2814936 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $299,000.00 MORTGAGOR(S): Kit M. Beier and Kristine M. Beier, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 06, 2006 Dakota County Recorder Document Number: 2435355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Dated: October 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400005262819 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3461 Vista Ct, Hastings, MN 55033-3346 Tax Parcel ID Number: 19.64380.01.160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block One (1), Riverwood 6th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $316,880.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

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�� S �� REP by law, subject to redemption within THE MORTGAGOR PERSONAL six (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER sonal representatives or assigns. If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF June 25, 2012, or the next business LESS THAN FIVE UNITS, ARE NOT day if June 25, 2012 falls on a Satur- PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. day, Sunday or legal holiday. DATED: November 10, 2011 Mortgagor(s) released from financial ASSIGNEE OF MORTGAGEE: obligation: NONE Aurora Bank FSB THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- Wilford, Geske & Cook P.A. ING TO COLLECT A DEBT. ANY Attorneys for Assignee of Mortgagee INFORMATION OBTAINED WILL BE Lawrence A. Wilford James A. Geske USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF 8425 Seasons Parkway, Suite 105 THE DEBT AND IDENTITY OF THE Woodbury, MN 55125-4393 ORIGINAL CREDITOR WITHIN THE (651) 209-3300 T I M E P R O V I D E D B Y L A W I S N O T File Number: 022066F01 2812173 11/10-12/15/11 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF MORTGAGE RESENTATIVES OR ASSIGNS, MAY BE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDITHE RIGHT TO VERIFICATION CIAL ORDER IS ENTERED UNDER DEBT AND IDENTITY OF THE OF MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE ORIGINAL CREDITOR WITHIN OTHER THINGS, THAT THE MORT- THE TIME PROVIDED BY LAW IS GAGED PREMISES ARE IMPROVED NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT default has occurred in conditions of the following described mortgage: PROPERTY USED IN AGRICULTURAL DATE OF MORTGAGE: May 3, 2007 PRODUCTION, AND ARE ABANDONED. MORTGAGOR: Nichole J. Reimer, a DATED: November 10, 2011 married person. ASSIGNEE OF MORTGAGEE: MORTGAGEE: C i t i M o r t g a g e , I n c . THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW f/k/a ABN Amro Mortgage Group, Inc. AND PLACE OF RECORDING: DATE YORK,AS TRUSTEE FOR THE Recorded May 11, 2007, Dakota CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED C o u n t y R e c o r d e r , D o c u m e n t N o . 2516277. CERTIFICATES, SERIES 2006-13 ASSIGNMENTS OF MORTGAGE: Wilford, Geske & Cook P.A. NONE Attorneys for Assignee of Mortgagee TRANSACTION AGENT: NONE Lawrence A. Wilford TRANSACTION AGENT'S MORTJames A. Geske GAGE IDENTIFICATION NUMBER ON 8425 Seasons Parkway, Suite 105 MORTGAGE: NONE Woodbury, MN 55125-4393 LENDER OR BROKER AND MORT(651) 209-3300 G AGE ORIGINATOR STATED ON File Number: 022689F01 MORTGAGE: ABN Amro Mortgage 2810128 11/10-12/15/11 Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: NOTICE OF MORTGAGE 15741 Duck Pond Way, Apple Valley, FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t MN 55124 T A X P A R C E L I . D . # : default has occurred in the conditions 01-18052-030-07 of the following described mortgage: LEGAL DESCRIPTION OF PROPDATE OF MORTGAGE: July 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF ERTY: Lot 3, Block 7, Cobblestone Lake 3rd MORTGAGE: $161,600.00 Addition, CIC No. 357 MORTGAGOR(S): Steven A. Lujan COUNTY IN WHICH PROPERTY IS and Molly F. Lujan, husband and wife MORTGAGEE: Mortgage Electronic LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation, its MORTGAGE: $412,500.00 AMOUNT DUE AND CLAIMED TO BE successors and assigns DUE AS OF DATE OF NOTICE, INCLUDDATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota ING TAXES, IF ANY, PAID BY MORTGAGEE: $457,709.47 County Recorder That prior to the commencement of Document Number: 2347779 this mortgage foreclosure proceeding ASSIGNMENTS OF MORTGAGE: Mortgagee/Assignee of Mortgagee comAnd assigned to: Aurora Bank FSB plied with all notice requirements as Dated: August 17, 2011 Transaction Agent: Mortgage Elec- required by statute; That no action or proceeding has been instituted at law tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part cation Number: 100137510000205411 Lender or Broker: Lakeland Mort- thereof; PURSUANT to the power of sale congage Corporation R e s i d e n t i a l M o r t g a g e S e r v i c e r : tained in said mortgage, the above described property will be sold by the Aurora Loan Services, LLC Sheriff of said county as follows: Mortgage Originator: Not Applicable DATE AND TIME OF SALE: January COUNTY IN WHICH PROPERTY IS 19, 2012 at 10:00 AM LOCATED: Dakota PLACE OF SALE:Sheriff's Office, Law Property Address: 22 Pine Pl, FarmEnforcement Center, 1580 Hwy 55, ington, MN 55024-9685 T a x P a r c e l I D N u m b e r : Lobby #S-100, Hastings, MN to pay the debt then secured by said 14-30200-07-010 L E G A L D E S C R I P T I O N O F P R O P - Mortgage, and taxes, if any, on said ERTY: Lot 1, Block 7, Glenview Town- premises, and the costs and disbursehomes and Commercial, Dakota ments, including attorneys' fees allowed by law subject to redemption County, Minnesota AMOUNT DUE AND CLAIMED TO BE within six (6) months from the date of D U E A S O F D A T E O F N O T I C E : said sale by the mortgagor(s), their personal representatives or assigns $164,251.87 THAT all pre-foreclosure require- unless reduced to Five (5) weeks under ments have been complied with; that MN Stat. §580.07. TIME AND DATE TO VACATE PROPno action or proceeding has been instituted at law or otherwise to recover the E R T Y : I f t h e r e a l e s t a t e i s a n debt secured by said mortgage, or any owner-occupied, single-family dwelling, unless otherwise provided by law, part thereof; PURSUANT to the power of sale con- the date on or before which the mortt a i n e d i n s a i d m o r t g a g e , t h e gagor(s) must vacate the property if the above-described property will be sold mortgage is not reinstated under secby the Sheriff of said county as fol- tion 580.30 or the property is not redeemed under section 580.23 is lows: DATE AND TIME OF SALE: Decem- 11:59 p.m. on July 19, 2012, unless the redemption period is reduced to 5 ber 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County weeks under MN Stat. Secs. 580.07 or Law Enforcement Center, 1580 High- 582.032. MORTGAGOR(S) RELEASED FROM way 55, Lobby S-100, Hastings, MinneFINANCIAL OBLIGATION ON MORTsota to pay the debt secured by said mort- GAGE: None "THE TIME ALLOWED BY LAW FOR gage and taxes, if any, on said premises and the costs and disburse- REDEMPTION BY THE MORTGAGOR, ments, including attorney fees allowed THE MORTGAGOR'S PERSONAL REPby law, subject to redemption within RESENTATIVES OR ASSIGNS, MAY BE six (6) months from the date of said REDUCED TO FIVE WEEKS IF A JUDIsale by the mortgagor(s), their per- CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION sonal representatives or assigns. If the Mortgage is not reinstated 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G under Minn. Stat. §580.30 or the prop- OTHER THINGS, THAT THE MORTerty is not redeemed under Minn. Stat. GAGED PREMISES ARE IMPROVED §580.23, the Mortgagor must vacate WITH A RESIDENTIAL DWELLING OF the property on or before 11:59 p.m. on LESS THAN FIVE UNITS, ARE NOT June 25, 2012, or the next business PROPERTY USED IN AGRICULTURAL day if June 25, 2012 falls on a Satur- P R O D U C T I O N , A N D A R E ABANDONED." day, Sunday or legal holiday. Dated: November 18, 2011. Mortgagor(s) released from financial CitiMortgage, Inc. obligation: NONE Mortgagee/Assignee of Mortgagee THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. ING TO COLLECT A DEBT. ANY Attorneys for Mortgagee/Assignee of INFORMATION OBTAINED WILL BE Mortgagee 4500 Park Glen Road #300 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Minneapolis, MN 55416 THE DEBT AND IDENTITY OF THE (952) 925-6888 ORIGINAL CREDITOR WITHIN THE 10-6650 T I M E P R O V I D E D B Y L A W I S N O T THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. AFFECTED BY THIS ACTION. 12/1/11-1/5/12 THE TIME ALLOWED BY LAW FOR 2836222 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- ��

PUBLIC NOTICE

�� unmarried �� person. MORTGAGEE: B a n k e r s ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,400.00 MORTGAGOR(S): Wayne J. Jenkins and Cheryl M. Jenkins, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 24, 2006 Dakota County Registrar of Titles Document Number: 599974 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-3 Dated: April 28, 2011 Registered: May 18, 2011 Dakota County Registrar of Titles Document Number: T679656 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052624246053179 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 116259 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 181 Moreland Ave E, West Saint Paul, MN 55118-2541 Tax Parcel ID Number: 42-83790-130-00 LEGAL DESCRIPTION OF PROPERTY: The East one-half of Lot Twelve (12) and the West one-half of Lot Thirteen (13), Westchester Heights No. 1, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,225.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 01, 2011 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013320F02 2831613 12/1/11-1/5/12

PUBLIC NOTICE

Mortgage

Company, LLC. DATE AND PLACE OF RECORDING: Recorded June 25, 2007, Dakota County Recorder, Document No. 2526328. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 515 West 4TH Street, Hastings, MN 55033 TAX PARCEL I.D. #: 191050028020 LEGAL DESCRIPTION OF PROPERTY: Lot Two, Block Twenty-eight, Addition No. Thirteen to the City of Hastings COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,708.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 27, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6501 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2814230 11/10-12/15/11

PUBLIC NOTICE

2128 Cliff Hill Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16600-05-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, in Cedar Cliff, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,088.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10096 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2816214 11/10-12/15/11

thereof. Abstract property 305 8th Street Farmington, Minnesota County of Dakota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,737.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 31, 2011. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1214 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2813303 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 25, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Valley Way Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 684173, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 211 and Garage No. 211A, Condominium File No. 78, Valley Way Village Condominium, Dakota County, Minnesota STREET ADDRESS: 14839 Endicott Way, Unit 211, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-81450-03-211 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 25, 2011, from Bruce William Doane, title holder, to the Association, a Minnesota non-profit corporation, the amount of $8,949.94 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 25, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 18, 2010, as Document No. 2746967 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said

PUBLIC NOTICE

§§515B.3 115 and 515B.3 116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 4th day of January, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. The time allowed by law for redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 5, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VALLEY WAY HOMEOWNERS ASSOCIATION, INC. Attorneys for Valley Way Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: _______________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Valley Way HOA/Doane/10-7-258D) 2821519 11/17-12/22/11

PUBLIC NOTICE

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2642 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2821496 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,500.00 MORTGAGOR(S): Gregory D. Maske, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489452 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company as trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2007-A Dated: July 19, 2011 Recorded: July 26, 2011 Dakota County Recorder Document Number: 2811521 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000466-0000858061-6 Lender or Broker: Popular Financial Services, LLC Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 440 16th Ave N, South Saint Paul, MN 55075-1827 Tax Parcel ID Number: 36-62700-05-180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 5 of F. Radant's Addition to South Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,845.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

��

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company as trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2007-A Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021216F01 2819688 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: November 9, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated January 27, 2005 executed by Jeffrey L. Trog and Cathleen A. Trog, husband and wife, as Mortgagor, to Anchor Bank, N.A., a national bank, successor in interest to Anchor Bank Saint Paul, N . A . by merger and name change, which, in turn, is successor to Anchor Bank, West St. Paul, N.A. by merger and name change, as Mortgagee, and filed for record March 2, 2005 as Document Number 2300296, in the Office of the County Recorder of Dakota County. The land described in the Mortgage is not registered land. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. The original principal amount secured by the Mortgage was: $450,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t he amount due on the Mortgage is $459,400.56. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land legally described as follows: Lot 1, Block 3, Furlong Estates, Dakota County, Minnesota And commonly known as: 14055 Furlong Trail, Hastings, MN 55033 will be sold by the County Sheriff of Dakota County, Minnesota, at a public auction on Thursday, December 29, 2011 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings MN 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. If the mortgage is not reinstated under section 580.30 or redeemed under section 580.23, then the Mortgagor must vacate the property on or before 11:59 p.m. on June 29, 2011. 11. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. §580.24, beginning after the expiration of the mortgagor's redemption period under Minn. Stat. §580.23. 12. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 13. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME ALLOWED BY LAW IS NOT AFFECTED BY THIS ACTION. 14. Foreclosure data required pursuant to Minn. Stat. §580.025: a. Physical street address, city, and zip code of mortgaged premises: 14055 Furlong Trail, Hastings, MN 55033. b. Name of transaction agent, residential mortgage servicer, and lender or broker: N/A. c. Tax parcel identification number: 30-28390-03-010. d. Transaction Agent's mortgage ID number (if stated in mortgage): N/A e. Name of mortgage originator (if stated in mortgage): Anchor Bank, West St. Paul, N.A. Attorney for Mortgagee: /s/ Timothy J. Prindiville Timothy J. Prindiville NILSSON LAW OFFICES, P.A. 900 Flour Exchange Building 310 Fourth Ave. South Minneapolis, MN 55415 Tel. 612-746-1043 2821449 11/17-12/22/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,441.00 MORTGAGOR(S): Bradley L. Weber and Ann M. Gressman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Residential Mortgage, LP, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 23, 2004 Dakota County Registrar of Titles Document Number: 548389 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100154070001002612 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133504 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4556 Scott Trl, Eagan, MN 55122-2351 Tax Parcel ID Number: 10-16602-01-100 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block One (1) in Cedar Cliff Third Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,436.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 01, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022685F01 2831429 12/1/11-1/5/12

PUBLIC NOTICE

Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926736229 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bancorp Advantage LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2578 136th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 343207510098 LEGAL DESCRIPTION OF PROPERTY: Unit No. 98, Common Interest Community No. 489, A Condominium, Harmony East, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,733.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,255.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3115 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822795 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,800.00 MORTGAGOR(S): Paul F. Mutebi and Maureen Mutebi, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 24, 2004 Dakota County Recorder Document Number: 2188556 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York as Trustee for the benefit Certificateholders of the CWABS 2004-2 Dated: May 29, 2008 Recorded: June 03, 2008 Dakota County Recorder Document Number: 2594361 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0003277908-0 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18561 Jasper Way, Lakeville, MN 55044-9681 Tax Parcel ID Number: 22.44305.01.030 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 3, Block 1, Lakeview Heights, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $241,079.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2004-2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022854F01 2822088 11/17-12/22/11

PUBLIC NOTICE

��

�� the mort which on or before�� 5, 2012 at 10:00 AM the date �� PLACE OF SALE:Sheriff's Office, Law gagor(s) must vacate the property if the Enforcement Center, 1580 Hwy 55, mortgage is not reinstated under secLobby #S-100, Hastings, MN tion 580.30 or the property is not to pay the debt then secured by said redeemed under section 580.23 is Mortgage, and taxes, if any, on said 11:59 p.m. on July 6, 2012, unless the premises, and the costs and disburse- redemption period is reduced to 5 m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s weeks under MN Stat. Secs. 580.07 or allowed by law subject to redemption 582.032. MORTGAGOR(S) RELEASED FROM within six (6) months from the date of said sale by the mortgagor(s), their FINANCIAL OBLIGATION ON MORTpersonal representatives or assigns GAGE: None "THE TIME ALLOWED BY LAW FOR unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, MN Stat. §580.07. TIME AND DATE TO VACATE PROP- THE MORTGAGOR'S PERSONAL REPE R T Y : I f t h e r e a l e s t a t e i s a n RESENTATIVES OR ASSIGNS, MAY BE owner-occupied, single-family dwell- REDUCED TO FIVE WEEKS IF A JUDIing, unless otherwise provided by law, CIAL ORDER IS ENTERED UNDER the date on or before which the mort- MINNESOTA STATUTES, SECTION gagor(s) must vacate the property if the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mortgage is not reinstated under sec- OTHER THINGS, THAT THE MORTtion 580.30 or the property is not GAGED PREMISES ARE IMPROVED redeemed under section 580.23 is WITH A RESIDENTIAL DWELLING OF 11:59 p.m. on July 5, 2012, unless the LESS THAN FIVE UNITS, ARE NOT redemption period is reduced to 5 PROPERTY USED IN AGRICULTURAL weeks under MN Stat. Secs. 580.07 or P R O D U C T I O N , A N D A R E ABANDONED." 582.032. Dated: November 7, 2011. MORTGAGOR(S) RELEASED FROM U.S. Bank National Association FINANCIAL OBLIGATION ON MORTMortgagee/Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDEMPTION BY THE MORTGAGOR, Attorneys for Mortgagee/Assignee of THE MORTGAGOR'S PERSONAL REP- Mortgagee RESENTATIVES OR ASSIGNS, MAY BE 4500 Park Glen Road #300 REDUCED TO FIVE WEEKS IF A JUDI- Minneapolis, MN 55416 CIAL ORDER IS ENTERED UNDER (952) 925-6888 MINNESOTA STATUTES, SECTION 19-3120 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. 11/17-12/22/11 GAGED PREMISES ARE IMPROVED 2822724 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE P R O D U C T I O N , A N D A R E FORECLOSURE SALE ABANDONED." NOTICE IS HEREBY GIVEN that Dated: November 7, 2011. default has occurred in the conditions Aurora Bank FSB of the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: November 28, USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of 2007 ORIGINAL PRINCIPAL AMOUNT OF Mortgagee MORTGAGE: $261,250.00 4500 Park Glen Road #300 MORTGAGOR(S): Aaron Tatone, a Minneapolis, MN 55416 single man (952) 925-6888 MORTGAGEE: American Home 98-1211 THIS IS A COMMUNICATION FROM Finance, LTD DATE AND PLACE OF RECORDING: A DEBT COLLECTOR. Recorded: December 21, 2007 2821381 11/17-12/22/11 Dakota County Recorder Document Number: 2562857 ASSIGNMENTS OF MORTGAGE: And assigned to: ABN AMRO MortNOTICE OF MORTGAGE gage Group, Inc. FORECLOSURE SALE Dated: December 10, 2007 THE RIGHT TO VERIFICATION Recorded: December 21, 2007 OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Dakota County Recorder Document Number: 2562858 THE TIME PROVIDED BY LAW IS And assigned to: Nationstar MortNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that gage, LLC Dated: November 24, 2010 default has occurred in conditions of Recorded: December 14, 2010 the following described mortgage: Dakota County Recorder DATE OF MORTGAGE: May 1, 2007 Document Number: 2772279 MORTGAGORS: Joseph Allen ArmTransaction Agent: Not Applicable strong and Kymbl L. Armstrong, HusTransaction Agent Mortgage Identifiband and Wife. MORTGAGEE: Mortgage Electronic cation Number: Not Applicable Lender or Broker: American Home Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Finance, LTD Residential Mortgage Servicer: Registered May 18, 2007, Dakota County Registrar of Titles, Document Nationstar Mortgage, LLC Mortgage Originator: Not Applicable No. 610979, Certificate of Title No. COUNTY IN WHICH PROPERTY IS 142555. A S S I G N M E N T S O F M O R T G A G E : LOCATED: Dakota Property Address: 2377 Rushmore Assigned to: U.S. Bank National Rd, Hastings, MN 55033-3759 Association. Tax Parcel ID Number: Said Mortgage being Registered 19-29702-020-04 Land. LEGAL DESCRIPTION OF PROPTRANSACTION AGENT: Mortgage ERTY: Lot 2, Block 4, Glendale Heights Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - 3rd Addition, Dakota County, MinneGAGE IDENTIFICATION NUMBER ON sota. AMOUNT DUE AND CLAIMED TO BE MORTGAGE: 100330000000039800 LENDER OR BROKER AND MORT- D U E A S O F D A T E O F N O T I C E : G A G E O R I G I N A T O R S T A T E D O N $285,934.56 THAT all pre-foreclosure requireMORTGAGE: MidAmerica Mortgage ments have been complied with; that Corporation R E S I D E N T I A L M O R T G A G E S E R - no action or proceeding has been instituted at law or otherwise to recover the VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: debt secured by said mortgage, or any 3468 70TH Court East, Inver Grove part thereof; PURSUANT to the power of sale conHeights, MN 55076 T A X P A R C E L I . D . # : tained in said mortgage, the above-described property will be sold 20-71157-07-030 LEGAL DESCRIPTION OF PROP- by the Sheriff of said county as follows: ERTY: DATE AND TIME OF SALE: DecemLot Three (3) in Block Seven (7) of South Grove No. 8, Dakota County, ber 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Minnesota COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF sota to pay the debt secured by said mortMORTGAGE: $221,000.00 AMOUNT DUE AND CLAIMED TO BE gage and taxes, if any, on said preDUE AS OF DATE OF NOTICE, INCLUD- mises and the costs and disburseING TAXES, IF ANY, PAID BY MORT- ments, including attorney fees allowed by law, subject to redemption within GAGEE: $219,275.90 That prior to the commencement of six (6) months from the date of said this mortgage foreclosure proceeding sale by the mortgagor(s), their perMortgagee/Assignee of Mortgagee com- sonal representatives or assigns. If the Mortgage is not reinstated plied with all notice requirements as required by statute; That no action or under Minn. Stat. §580.30 or the propproceeding has been instituted at law erty is not redeemed under Minn. Stat. o r o t h e r w i s e t o r e c o v e r t h e d e b t §580.23, the Mortgagor must vacate secured by said mortgage, or any part the property on or before 11:59 p.m. on July 02, 2012, or the next business day thereof; PURSUANT to the power of sale con- if July 02, 2012 falls on a Saturday, tained in said mortgage, the above Sunday or legal holiday. Mortgagor(s) released from financial described property will be sold by the obligation: NONE Sheriff of said county as follows: DATE AND TIME OF SALE: January THIS COMMUNICATION IS FROM 6, 2012 at 10:00 AM A DEBT COLLECTOR ATTEMPTPLACE OF SALE:Sheriff's Office, Law ING TO COLLECT A DEBT. ANY Enforcement Center, 1580 Hwy 55, INFORMATION OBTAINED WILL BE Lobby #S-100, Hastings, MN USED FOR THAT PURPOSE. to pay the debt then secured by said THE RIGHT TO VERIFICATION OF Mortgage, and taxes, if any, on said THE DEBT AND IDENTITY OF THE premises, and the costs and disburse- ORIGINAL CREDITOR WITHIN THE ments, including attorneys' fees TIME PROVIDED BY LAW IS NOT allowed by law subject to redemption AFFECTED BY THIS ACTION. within six (6) months from the date of THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07. REDUCED TO FIVE WEEKS IF A JUDITIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, the date on or before which the mort- ��

PUBLIC NOTICE

�� 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019737F01 2820340 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2002 MORTGAGORS: M e l i s s a A . W i l k i e and Jeffery D. Wilkie, Wife and Husband. MORTGAGEE: Gopher State Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded February 25, 2003, Dakota County Recorder, Document No. 2004959. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Gopher State Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 9334 204TH Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 221820102010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Country Creek Estates Second Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,617.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3085 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822640 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 19, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,000.00 MORTGAGOR(S): Jamie J. Leal and Becki J. Leal, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Advisor's Mortgage, LLC., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 01, 2008 Dakota County Recorder Document Number: 2581654 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: October 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100199600000163903 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3880 Upper 75th St E, Inver Grove Heights, MN 55076-3148 Tax Parcel ID Number: 20-53651-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, The Oaks Second Addition situate in Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $129,651.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 06, 2012, or the next business day if July 06, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 24, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022576F01 2825198 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,000.00 MORTGAGOR(S): Richard L. Kelley and Maryann E. Kelley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Citizens State Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341639 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: September 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100226700000059767

cation Number: 100226700000059767 Lender or Broker: Citizens State Bank Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3569 Blue Jay Way Apt 202, Eagan, MN 55123-2270 Tax Parcel ID Number: 10-45051-04-224 LEGAL DESCRIPTION OF PROPERTY: Unit # 15202, Condominium File No. 66, Lexington Place Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $97,976.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022037F01 2820310 11/17-12/22/11

PUBLIC NOTICE

tance of 592.68 feet, more or less, to the Easterly right-of-way of State Trunk Highway No. 56; thence North 28 degrees 24 minutes 57 seconds East along said Easterly right-of-way a distance of 583.27 feet to said North line of Northwest Quarter (NW 1/4); thence East along said North line a distance of 315.12 feet, more or less, to the point of beginning, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $54,250.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 12, 2012 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 12, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 9, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6398 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822565 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $88,000.00 MORTGAGOR(S): Carol M. Halling, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Sound Mortgage Decisions Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 21, 2007 Dakota County Recorder Document Number: 2518436 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: October 06, 2011 Recorded: October 13, 2011 Dakota County Recorder Document Number: 2824423 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402057102703 Lender or Broker: Sound Mortgage Decisions Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 401 E Burnsville Pkwy Apt 335, Burnsville, MN 55337-2858 Tax Parcel ID Number: 02-52001-00-335 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 335, together with an undivided interest in the common areas and facilities of Apartment Ownership No. 18, Windam Hills, a condominium, located on the following described lands: That part of Outlot 4 Nordic Estates 2nd Addition, Dakota County, Minnesota, that lies southwesterly of a line that runs from

southwesterly of a line that runs from a point on the south line of said Outlot 4, distant 503 feet from the most easterly corner of said Outlot 4, to a point on the north line of said Outlot 4 distant 609 feet from the most northerly corner of said Outlot 4 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $87,130.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022513F01 2821730 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Hadgu Gebremicheal, a single person and Nigste Weldeselassie, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: July 28, 2005 Dakota County Recorder Document Number: 2345104 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 21, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000194029 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14914 Crestview Ave W, Rosemount, MN 55068-4560 Tax Parcel ID Number: 34-16401-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Carrolton 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,574.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said

six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022432F01 2823262 11/17-12/15/11

PUBLIC NOTICE

��

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3105 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822752 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2003 MORTGAGOR: Kathleen M. Stein, A Single Person. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Registered July 24, 2003, Dakota County Registrar of Titles, Document No. 0507337, Certificate of Title No. 122758. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4 7 2 9 W e s t W i n d T r a i l , E a g a n , MN 55122 TAX PARCEL I.D. #: 105675003080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Park Ridge, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $126,568.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2011. U.S. Bank National Association

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3006 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822626 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 1 , 2008 MORTGAGORS: Joseph L. Dorman and Mabeth A. Dorman, husband and wife. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded January 29, 2008, Dakota County Recorder, Document No. 2568553. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Bank. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 20304 Icalee Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 220300003012 LEGAL DESCRIPTION OF PROPERTY: LEGAL DESCRIPTION EXHIBIT A The West 80.00 feet of the following described tract: That part of Government Lot 2, Section 30, Township 114, Range 20, Dakota County, Minnesota described as follows: Commencing at the point of intersection of the East line of said Government Lot 2 with the centerline of County Highway No. 64; thence South 00 degrees 07 minutes 00 seconds East (assumed bearing) along the East line of said Government Lot 2 a distance of 50.23 feet to the point of beginning; thence Southwesterly 181.97 feet on a nont a n g e n t i a l c u r v e c o n c a v e t o t he Southeast, having a radius of 768.89 feet a central angle of 13 degrees 33 minutes 36 seconds a chord bearing of South 77 degrees 28 minutes 11 seconds West and a chord distance of 181.55 feet; thence South 00 degrees 34 minutes 02 seconds East a distance of 152.55 feet; thence North 89 degrees 53 minutes 02 seconds East a distance of 176.11 feet, more or less to the East line said Government Lot 2; thence North 00 degrees 07 minutes 00 seconds West along said East line a distance of 191.57 feet more or less to the point of beginning. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $273,035.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGE: $278,235.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES,

UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 14, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2696 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2829427 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: OF MORTGAGE: April 9, 2003 MORTGAGORS: M i c h a e l J o h n s o n and Stephanie Rene Johnson, husband and wife. MORTGAGEE: Time Home Loans. DATE AND PLACE OF RECORDING: Recorded May 19, 2003, Dakota County Recorder, Document No. 2049221. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Mortgage CO. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Time Home Loans RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 19508 Ewing Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141650003004 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Charleswood, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,992.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2567 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2829397 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2006 MORTGAGORS: Christian P. Wollersheim and Pamela M. Wollersheim, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 7, 2006, Dakota County Recorder, Document No. 2451577. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100139104915472007 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17206 Eastwood Avenue, Lakeville, MN 55024 TAX PARCEL I.D. #: 224407815189 LEGAL DESCRIPTION OF PROPERTY: Unit No. 189, CIC No. 330, Lake Place, a condominium located in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,582.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,418.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3012 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2828336 11/24-12/29/11

PUBLIC NOTICE

��

�� Embers ORTGAGE : A S S I G N M E�� NTS OF M Property Address:��16888 Assigned to: CitiMortgage, Inc. Ave, Lakeville, MN 55044 TRANSACTION AGENT: Mortgage Tax Parcel ID Number: Electronic Registration Systems, Inc. 22-47051-06-502 TRANSACTION AGENT'S MORTLEGAL DESCRIPTION OF PROPGAGE IDENTIFICATION NUMBER ON ERTY: Unit No. 1502, Common InterMORTGAGE: 100204100001189315 est Community No. 362, Mallard LENDER OR BROKER AND MORT- S h o r e s C o n d o m i n i u m s , D a k o t a G A G E O R I G I N A T O R S T A T E D O N County, Minnesota. AMOUNT DUE AND CLAIMED TO BE MORTGAGE: Colorado Federal SavDUE AS OF DATE OF NOTICE: ings Bank R E S I D E N T I A L M O R T G A G E S E R - $167,341.14 THAT all pre-foreclosure requireVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: ments have been complied with; that 1045 Hall Avenue, West Saint Paul, MN no action or proceeding has been instituted at law or otherwise to recover the 55118 T A X P A R C E L I . D . # : debt secured by said mortgage, or any part thereof; 42-48100-110-13 PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROPtained in said mortgage, the ERTY: The North 45 feet of the South 137 above-described property will be sold feet of the East 142.13 feet of Block 13, by the Sheriff of said county as follows: B. Michel's Addition to West St. Paul DATE AND TIME OF SALE: DecemCOUNTY IN WHICH PROPERTY IS ber 30, 2011 at 10:00 AM LOCATED: Dakota PLACE OF SALE: Dakota County ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,742.00 Law Enforcement Center, 1580 HighAMOUNT DUE AND CLAIMED TO BE way 55, Lobby S-100, Hastings, MinneDUE AS OF DATE OF NOTICE, INCLUD- sota ING TAXES, IF ANY, PAID BY MORT- to pay the debt secured by said mortGAGEE: $177,619.59 gage and taxes, if any, on said preThat prior to the commencement of mises and the costs and disbursethis mortgage foreclosure proceeding ments, including attorney fees allowed Mortgagee/Assignee of Mortgagee com- by law, subject to redemption within plied with all notice requirements as six (6) months from the date of said required by statute; That no action or sale by the mortgagor(s), their perproceeding has been instituted at law sonal representatives or assigns. or otherwise to recover the debt If the Mortgage is not reinstated secured by said mortgage, or any part under Minn. Stat. §580.30 or the propthereof; erty is not redeemed under Minn. Stat. PURSUANT to the power of sale con- §580.23, the Mortgagor must vacate tained in said mortgage, the above the property on or before 11:59 p.m. on described property will be sold by the July 02, 2012, or the next business day Sheriff of said county as follows: if July 02, 2012 falls on a Saturday, DATE AND TIME OF SALE: January Sunday or legal holiday. 6, 2012 at 10:00 AM Mortgagor(s) released from financial PLACE OF SALE:Sheriff's Office, Law obligation: NONE Enforcement Center, 1580 Hwy 55, THIS COMMUNICATION IS FROM Lobby #S-100, Hastings, MN A DEBT COLLECTOR ATTEMPTto pay the debt then secured by said ING TO COLLECT A DEBT. ANY Mortgage, and taxes, if any, on said INFORMATION OBTAINED WILL BE premises, and the costs and disburse- USED FOR THAT PURPOSE. ments, including attorneys' fees THE RIGHT TO VERIFICATION OF allowed by law subject to redemption THE DEBT AND IDENTITY OF THE within six (6) months from the date of ORIGINAL CREDITOR WITHIN THE said sale by the mortgagor(s), their T I M E P R O V I D E D B Y L A W I S N O T personal representatives or assigns AFFECTED BY THIS ACTION. unless reduced to Five (5) weeks under THE TIME ALLOWED BY LAW FOR MN Stat. §580.07. REDEMPTION BY THE MORTGAGOR, TIME AND DATE TO VACATE PROP- THE MORTGAGOR'S PERSONAL REPE R T Y : I f t h e r e a l e s t a t e i s a n RESENTATIVES OR ASSIGNS, MAY BE owner-occupied, single-family dwell- REDUCED TO FIVE WEEKS IF A JUDIing, unless otherwise provided by law, CIAL ORDER IS ENTERED UNDER the date on or before which the mort- MINNESOTA STATUTES, SECTION gagor(s) must vacate the property if the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mortgage is not reinstated under sec- OTHER THINGS, THAT THE MORTtion 580.30 or the property is not GAGED PREMISES ARE IMPROVED redeemed under section 580.23 is WITH A RESIDENTIAL DWELLING OF 1 1 : 5 9 p . m . o n _ J u l y 6 , LESS THAN FIVE UNITS, ARE NOT 2012_____________________, unless the PROPERTY USED IN AGRICULTURAL redemption period is reduced to 5 PRODUCTION, AND ARE ABANDONED. weeks under MN Stat. Secs. 580.07 or DATED: November 17, 2011 582.032. ASSIGNEE OF MORTGAGEE: MORTGAGOR(S) RELEASED FROM U.S. Bank National Association, as FINANCIAL OBLIGATION ON MORTtrustee for the holders of the First GAGE: None Franklin Mortgage Loan Trust "THE TIME ALLOWED BY LAW FOR Mortgage Pass-Through REDEMPTION BY THE MORTGAGOR, Certificates, Series 2005-FF10 REPMORTGAGOR'S PERSONAL THE Wilford, Geske & Cook P.A. RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Assignee of Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- Lawrence A. Wilford CIAL ORDER IS ENTERED UNDER James A. Geske MINNESOTA STATUTES, SECTION 8425 Seasons Parkway, Suite 105 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Woodbury, MN 55125-4393 OTHER THINGS, THAT THE MORT- (651) 209-3300 GAGED PREMISES ARE IMPROVED File Number: 014839F02 WITH A RESIDENTIAL DWELLING OF 2820239 11/17-12/22/11 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E NOTICE OF MORTGAGE ABANDONED." FORECLOSURE SALE Dated: November 8, 2011. THE RIGHT TO VERIFICATION CitiMortgage, Inc. OF THE DEBT AND IDENTITY OF Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE ORIGINAL CREDITOR WITHIN TIME PROVIDED BY LAW IS THE Attorneys for Mortgagee/Assignee of NOT AFFECTED BY THIS ACTION. Mortgagee NOTICE IS HEREBY GIVEN, that 4500 Park Glen Road #300 default has occurred in conditions of Minneapolis, MN 55416 the following described mortgage: (952) 925-6888 DATE OF MORTGAGE:June 13, 2003 10-6627 MORTGAGOR: Donald A. Anderson, THIS IS A COMMUNICATION FROM A Single Person. A DEBT COLLECTOR. MORTGAGEE: M a c k M o r t g a g e & 2822555 11/17-12/22/11 Financial Group, Inc.. DATE AND PLACE OF RECORDING: Registered October 1, 2003, Dakota NOTICE OF MORTGAGE County Registrar of Titles, Document FORECLOSURE SALE No. 0516367, Certificate of Title No. N O T I C E I S H E R E B Y G I V E N t h a t 124336. default has occurred in the conditions ASSIGNMENTS OF MORTGAGE: of the following described mortgage: Assigned to: U.S. Bank National DATE OF MORTGAGE: August 19, Association. 2005 Said Mortgage being Registered ORIGINAL PRINCIPAL AMOUNT OF Land. MORTGAGE: $155,246.00 TRANSACTION AGENT: NONE MORTGAGOR(S): Christopher R TRANSACTION AGENT'S MORTYoungberg and Erica Hurd, husband GAGE IDENTIFICATION NUMBER ON and wife MORTGAGE: NONE MORTGAGEE: First Franklin, a diviLENDER OR BROKER AND MORTsion of Nat. City Bank of IN GAGE ORIGINATOR STATED ON DATE AND PLACE OF RECORDING: MORTGAGE: Mack Mortgage & FinanR e c o r d e d : S e p t e m b e r 0 7 , 2 0 0 5 cial Group, Inc. Dakota County Recorder RESIDENTIAL MORTGAGE SERDocument Number: 2358787 VICER: U.S. Bank Home Mortgage ASSIGNMENTS OF MORTGAGE: MORTGAGED PROPERTY ADDRESS: A n d a s s i g n e d t o : F i r s t F r a n k l i n 503 Valley High Road, Burnsville, MN Financial Corporation 55337 Dated: January 05, 2006 T A X P A R C E L I . D . # : Recorded: January 30, 2006 Dakota 02-81350-03-130 County Recorder LEGAL DESCRIPTION OF PROPDocument Number: 2401431 ERTY: And assigned to: U.S. Bank National Lot Thirteen (13), in Block Three (3) Association, as trustee for the holders of Valley Highlands, Dakota County, of the First Franklin Mortgage Loan Minnesota Trust Mortgage Pass-Through CertifiCOUNTY IN WHICH PROPERTY IS cates, Series 2005-FF10 LOCATED: Dakota Dated: October 20, 2011 ORIGINAL PRINCIPAL AMOUNT OF Transaction Agent: Not Applicable MORTGAGE: $138,000.00 Transaction Agent Mortgage IdentifiAMOUNT DUE AND CLAIMED TO BE cation Number: Not Applicable DUE AS OF DATE OF NOTICE, INCLUDLender or Broker: First Franklin, a ING TAXES, IF ANY, PAID BY MORTdivision of Nat. City Bank of IN GAGEE: $81,537.64 Residential Mortgage Servicer: Select That prior to the commencement of Portfolio Servicing this mortgage foreclosure proceeding Mortgage Originator: Not Applicable Mortgagee/Assignee of Mortgagee comCOUNTY IN WHICH PROPERTY IS plied with all notice requirements as LOCATED: Dakota Property Address: 16888 Embers ��

PUBLIC NOTICE

�� Enforcement �� Center, 1580 Lobby #S-100, Hastings, MN �� plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3122 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822688 11/17-12/22/11

PUBLIC NOTICE

Hwy 55,

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-214 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2828356 11/24-12/29/11

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2636 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2824173 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 MORTGAGOR(S): Susan Marie Stein, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: August 18, 2005 Dakota County Registrar of Titles Document Number: 572421 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: August 12, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100143500051040181 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 128598 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3820 120th St W, Rosemount, MN 55068-3536 Tax Parcel ID Number: 34-01810-15-020 LEGAL DESCRIPTION OF PROPERTY: All that part of the West Half of Government Lot One (1) in Section Seven (7) and of the West Half of the Northeast Quarter in Section Eighteen (18), all in Township One hundred fifteen (115) North, Range Nineteen (19) West, Dakota County, Minnesota described as follows: Beginning at the northeast corner of said West half of Government Lot 1 and running thence west along the north line thereof a distance of 1068.28 feet; thence south and parallel to the west line of said Government Lot 1, and said Northeast Quarter a distance of 296.48 feet; thence westerly parallel with the north line of said West Half of the Northeast Quarter a distance of 242.07 feet to the west line of said West half of said Northeast Quarter; thence southerly along said west line 830.60 feet; thence easterly parallel with the north line of said west Half of the Northeast Quarter a distance of 388.70 feet; thence South 71 degrees 06 minutes 39 seconds East 960.35 feet to a point on the east line of said West half of the Northeast Quarter 1437.58 feet south of the point of beginning; thence north on said east line to the point of beginning and there terminating, all according to the Government Survey thereof. EXCEPT that part described as follows: Commencing at the northeast corner of said West half of Government Lot 1 and running thence west along the north line thereof a distance of 618.28 feet to the point of beginning of the land to be described; thence continuing west along said north line 450.00 feet; thence south and parallel to the west line of said Government Lot 1 and said Northeast Quarter a distance of 296.48 feet; thence westerly parallel with the north line of said West half of the Northeast Quarter a distance of 242.07 feet to the west line of said West half of said Northeast Quarter; thence southerly along said west line 830.60 feet; thence easterly parallel with the north line of said West half of the Northeast Quarter 388.70 feet; thence southeasterly 321.43feet along a line whose terminus is a point on the east line of said West half of the Northeast Quarter distant 1437.58 feet south of the northeast corner of said West half of Government Lot 1; thence north 1228.47 feet to the point of beginning. Together with an easement for ingress and egress over the south 60 feet of said exception. Said 60 feet being measured at right angles to said south line of the exception. AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $217,647.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 06, 2012, or the next business day if July 06, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 24, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022090F01 2824284 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,000.00 MORTGAGOR(S): Lindsey R. Lewis, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: March 21, 2006 Dakota County Registrar of Titles Document Number: 586743 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 05, 2011 Registered: May 12, 2011 Dakota County Registrar of Titles Document Number: T679521 And assigned to: Aurora Bank FSB Dated: August 31, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000126911 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139356 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1829 E 122nd St, Burnsville, MN 55337-2962 Tax Parcel ID Number: 02-18425-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Four (4), Covington Point, Common Interest Community No. 173, a planned community, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,117.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County

PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 06, 2012, or the next business day if July 06, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 24, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006037F04 2827380 11/24-12/29/11

PUBLIC NOTICE

11:59 p.m. on April 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 10, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2746 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 3, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2746 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 17, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 16, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2746 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2824236 12/1/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $305,000.00 MORTGAGOR(S): Maxwell A. Afram and Joyce S. Quarshie, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368561 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 Dated: May 05, 2011 Recorded: June 13, 2011 Dakota County Recorder Document Number: 2805150 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700057607976 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14057 Belmont Trl, Rosemount, MN 55068-4964 Tax Parcel ID Number: 34-14501-03-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Biscayne Pointe Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $309,443.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 1, 2011 g

y y lows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. ยง580.30 or the property is not redeemed under Minn. Stat. ยง580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 30, 2012, or the next business day if March 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 18, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As F o r T h e T r u s t e e Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021875F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2011 at 10:00 AM has been postponed to October 31, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 23, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 31, 2011 at 10:00 AM has been postponed to December 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 24, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As T r u s t e e F o r T h e Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 01, 2011 at 10:00 AM has been postponed to January 03, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 27, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As T r u s t e e F o r T h e Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021875F01 2835541 12/1/11

PUBLIC NOTICE

Recorded January 18, 2007, Dakota County Recorder, Document No. 2489168. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 18, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500019583005 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ohio Savings Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 12883 Garrett Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018472501003 LEGAL DESCRI PTI ON OF PR OPERTY: Lot 1, Block 3, Woodside Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $174,049.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 24, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 13, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 14, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 24, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 19, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 21, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 7, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 15, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 10, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 13, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 17, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2827486 12/1/11

PUBLIC NOTICE

y g g Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NationPoint RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 14386 Banyan Lane, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-14700-080-04 LE GA L DE SC R IPT IO N O F P R O P ERTY: Lot 8, Block 4, Bloomfield, Common Interest Community No. 250, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,164.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owneroccupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 29, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1159 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 28, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 28, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1159 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2835921 12/1/11

ciation, trustee for CSFB-Credit Suisse First Boston c/o Chase Home Finance, LLC, Dated: April 4, 2007, Recorded: April 10, 2007, Document No. 2508656. And thereafter assigned to: U.S. Bank National Association, as Trustee for Home Equity Asset Trust 2003-6, Home Equity Pass-Through Certificates, Series 2003-6, Dated: May 11, 2010, Recorded: May 28, 2010, Document No. 2732577. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014704641164941 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AEGIS Funding Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 617 East 134th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-17000-040-05 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 4, Block 5, Chateaulin First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $247,527.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 15, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416

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(952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 20, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 15, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 19, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 15, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 17, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 16, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2824202 12/1/11

Roundbank donates to food shelf

PUBLIC NOTICE

Photo submitted

Roundbank in Farmington made a $400 donation to the Farmington Food Shelf for this yearโ s Thanksgiving meal baskets. The financial donation helped buy the food ingredients needed for a Thanksgiving meal for 50 area families.

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December 1, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Thisweekend For first film role, Lakeville actor summons spirits New documentary offers solutions for caregivers Andy Wilkins cast as spirit-medium in 1950s-style horror film ‘House of Ghosts’

Eagan’s Molly Cox produces ‘Note to Self ’

by Andrew Miller

Wilkins, a horror film fan – and a gore/zombie makeup Last Saturday, Andy hobbyist – who’s a regular Wilkins had his work cut performer and director with out for him: It was the Lakeville-based his job to open a community theater portal to the great group Expressions. beyond. Through one of the In his first film actors in an Expresrole, the 27-yearsions play he directold Lakeville actor is ed earlier this year, cast as a spirit-meWilkins was indium in the 1950s- Andy troduced to Chrisstyle horror film Wilkins topher Mihm, the “House of Ghosts.” Arden Hills-based schlock“I get to be kind of horror auteur directing creepy,” he said. “I’m a really “House of Ghosts.” animated guy (in real life), Mihm, who works on so to take that and play sort a shoestring budget and of this creepy, dispassionate doesn’t pay his actors, aims character is really challeng- to achieve the feel – and ing. I tried to channel a little campiness – of classic blackbit of Rod Serling.” and-white horror films. The four-hour shoot inFor example, to complete side a Minneapolis home the seance scene in “House last weekend had Wilkins of Ghosts,” after the camera leading a seance-like scene, work wrapped up Wilkins gazing into a crystal ball and headed to the home’s basesummoning the film’s titular ment to re-record his diaspecters. logue, as Mihm prefers to It’s a choice role for dub in actors’ lines to give THISWEEK NEWSPAPERS

Photo submitted

“House of Ghosts” director Christopher Mihm, left, films Lakeville actor Andy Wilkins during a shoot Nov. 19 in Minneapolis. his films that vintage eldritch aura. Wilkins, a 2003 Lakeville High School graduate who works as a voiceover artist and copy writer for a Bloomington ad agency, said his first foray into film has been a positive one. “I’d love to do more film roles,” he said. “I’m having a

blast with this production.” “House of Ghosts” is scheduled to premiere in the Twin Cities in May, and information about the film can be found on the director’s website, www.sainteuphoria.com. Andrew Miller is at andrew. miller@ecm-inc.com.

People caring for aging burned out and often suffer parents have a new resource from depression,” Cox said. in Molly Cox’s short film The message of the film is “Note to Self.” “take care of yourself The film’s topic – so you can care for how caregivers must others.” address their own Cox describes the well-being – is one film as part inspirathe Eagan resident tional documentary, and professional part training film for speaker and writer Molly Cox caregivers. knows a lot about. “I’ve done corpoShe’s served as primary rate comedy and corporate caregiver for her father, who’s training videos for a while. suffered from Alzheimer’s This is my first foray into a for 14 years, and cared for longer training film,” said her mother during her battle Cox, who’s credited as the with cancer. She’s the first to film’s producer and is releasadmit it wasn’t easy. ing it through her company, “It was an impossible Strong Coffee Productions. situation – I wasn’t feeling Tickets for the Nov. 29 good, I was exhausted, you premiere of “Note to Self ” just don’t sleep,” she recalled. at the Mall of America’s “You just get to where you VIP theater are available want to snap somebody’s at http://notetoselfmovie. head off.” eventbrite.com. To view the “Note to Self ” includes film’s trailer go to www.molinterviews with doctors and lyspeaks.com. nurses, along with a segment on laughter yoga clubs. Andrew Miller is at andrew. “Caregivers are stressed, miller@ecm-inc.com.

Theater and Arts Briefs Symphony presents Christmas classic The Dakota Valley Symphony will present “Amahl and the Night Visitors” at 2 p.m. Sunday, Dec. 4, at the Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville. The concert will also include other Christmas favorites and a Christmas carol sing-a-long. Tickets range from $5 to $15 and can be purchased at the box office, by calling Ticketmaster at (800) 9822787 or at ticketmaster. com. More information is at www.DakotaValleyS y mphony.org.

County seeks photo submissions

are due by Monday, Jan. 2, 2012. The photographs will be displayed in public spaces in Dakota County service centers. The exhibit will last for six months. Criteria for photos are at www.dakotacounty.us and can be found by searching photography exhibit. For more information, photographers can contact Jean Erickson, deputy director of Dakota County’s Public Services and Revenue Division, (651) 438-4286 or jean. erickson@co.dakota.mn.us.

‘The 25th Annual Putnam County Spelling Bee’

Tickets are $10 for adults, $8 for students/seniors. For tickets, call (612) 386-4636 or email south_metro_chorale_tickets@yahoo.com. For more information, visit www.southmetrochorale.org.

Eagan Women of Note set concert Eagan Women of Note will stage a winter concert at 4 p.m. Sunday, Dec. 18, at Peace Church, 2180 Glory Drive, Eagan. The concert is free, but a $5 per person donation is requested. A cookie sale will follow the concert. Information is at www.eaganwomenofnote.org.

Chinese acrobatics to perform “Fenmo: The Beauty of Acrobatics” will be presented Dec. 16-17 at the Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville. Tickets range from $23 to $50 and can be purchased at the box office, by calling Ticketmaster at (800) 9822787 or at ticketmaster.com.

Photographers looking to display their work can submit their original photos to be considered for a new exhibit planned for February 2012. Photographers, age 8 and older, may submit up to two photos reflecting the theme Dakota County Outdoors. The South Metro ChoPhotographers must live in Dakota County. Submissions rale’s annual Christmas

South Metro Chorale concerts

Louie Anderson show added Photo submitted

Chameleon Theatre Circle’s production of the musical comedy, “The 25th Annual Putnam County Spelling Bee,” will be Dec. 2-18 at the Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville. Tickets are $20 at the box office ($17 for seniors, students, audio description patrons, and groups of eight or more). Tickets are also available from Ticketmaster by phone at (800) 982-2787 or online at ticketmaster.com. Concert Series, titled “The Classics of Christmas,” will take place Dec. 9-11. • Friday, Dec. 9, 7:30 p.m. at Emmaus Free Lutheran

Church, 8443 Second Ave. S., Bloomington. • Saturday, Dec. 10, 7:30 p.m. at All Saints Catholic Church, 19795 Holyoke

Ave., Lakeville. • Sunday, Dec. 11, 2:30 p.m. at St. John the Baptist Catholic Church, 4625 W. 125th St., Savage.

A 10 p.m. show has been added to comedian Louie Anderson’s Laugh Out Loud New Year’s Eve performance Saturday, Dec. 31, at the Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville. A 7:30 show is also available. Tickets range from $31.95 to $101.95 and can be purchased at the box office or via Ticketmaster at (800) 982-2727 or ticketmaster.com.