12/02/2010 - Dakota County Tribune Business Weekly by Dakota County Tribune

A list of accomplishments by local businesses leaders 3A A collection of top stories from our communities 6A Christmas comes early to downtown Lakeville 32A

BUZZ NEWS ROUNDUP AARON VEHLING

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VOLUME 30, NUMBER # VOLUME 31, NUMBER 40

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Some believe that probationers and parolees should have the right to vote. Minnesota Majority members disagree. 2A

T.W. BUDIG FORUM

Thomson Reuters aims to support justice in Africa DANE SMITH

Publisher donates $1.2 million worth of law books by Jessica Harper

â&#x20AC;&#x153;When we provide education, we prevent future problems from occurring,â&#x20AC;?

DAKOTA COUNTY TRIBUNE

Publishing giant Thomson Reuters announced on Nov. 29 that it will be donating about $1.2 million worth of law books to Africa to help emerging democracies understand and establish justice systems. The company, which has a division in Eagan, plans to send the international textbooks and teaching materials to law schools and governing institutions through St. Paul nonprofit Book For Africaâ&#x20AC;&#x2122;s Jack Mason Law and Democracy Initiative. â&#x20AC;&#x153;We are very excited that they are providing the support as well as cash contributions,â&#x20AC;? aid Patrick Plonski, the executive director of Books for Africa. â&#x20AC;&#x153;Their level of commitment of support is a great example for other corporations of what can be done.â&#x20AC;? When a nation is plagued by economic crises, poverty, malnutrition and illiteracy, justice often goes by the wayside. Even in emerging democracies, law schools and bar associations often struggle to obtain up-to-date materials or have no books at all. To date, only nine African nations are considered â&#x20AC;&#x153;freeâ&#x20AC;? democracies, but 23 more are working to establish sound democracies and growing economies, said Lane Ayres, director of the Jack Mason Law and Democracy Initiative. By supplying students and leaders in these countries with up-to-date books on international standards of law, there will be a better understanding of and respect for democracy, justice and the rule of law, Plonski explained.

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Former Vice President Walter Mondale, cochair of the Jack Mason Law & Democracy Initiative, signed the Memorandum of Understanding on Nov. 29 that solidified the partnership between Thomson Reuters and the Jack Mason Law and Democracy Initiative. The rule of law is a legal concept that includes the right to vote in free and fair elections and the right to establish a business without the threat of militia rule or extortion.

Plonski said. Books will also be sent to human rights groups working in African nations, he said. Which nations receive the books is determined by who has the greatest demand, Plonski said. Additionally, Thomson Reuters plans to donate funds to offset the shipping costs associated with legal texts and will continue to provide advertising, logistical and printing support to the organization. In addition to the legal textbooks, Thomson Reuters will send nearly 22,000 generalinterest books to public schools and libraries across Africa. Thomson Reuters has been supporting Books For Africa for nearly five years and has been a key partner in the Jack Mason Law and Democracy Initiative for the past two years. Tom Pfeifer, senior vice president of Thomson Reuters, said corporate leaders are interested becoming partners in Books for Africaâ&#x20AC;&#x2122;s initiative because they felt it was a perfect fit with the companyâ&#x20AC;&#x2122;s mission â&#x20AC;&#x153;to help the legal system perform better every day worldwide.â&#x20AC;? To date, Thomson Reuters has contributed more than 3,500 legal texts and 50,000 general-interest books to 12 African nations through its work with Books For Africa. Jessica Harper is at jessica.harper@ecm-inc.com.

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While the Crosstown reconstruction project is a huge success, the Northstar rail is a huge failure. 4A

PHIL KRINKIE BUSINESS 101

A higher standard of leadership can be learned from Martin Luther King Jr. Try to work toward a better future. HAROLD TORRENCE 5A

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December 2, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Some believe probationers, parolees should have a vote by T.W. Budig ECM CAPITOL REPORTER

Rather than trying to prevent felons from voting, some Minnesota election reformers suggest probationers and parolees should be welcomed back to the polls. “Accountability must coincide with opportunity,” said Sarah Walker, representing the Minnesota Second Chance Coalition. Citizens for Election Integrity Minnesota and the Minnesota Unitarian Universalist Social Justice Alliance recently released a study of the 2008 Minnesota election.

80 percent response rate Based on survey results from Minnesota counties – the group had a better than 80 percent response rate – the group determined that counties reported a total of 1,581 investigations dealing with voter fraud. The vast majority, some 77 percent, dealt with investigations related to felons voting, the rest being made of investigations of double-voting, voter impersonation, other fraudulent voting. All told, 11 counties reported 26 convictions for vot-

Capitol Roundup

on some form of probation, said Walker.

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

er fraud – all related to felons voting or registering to vote, according to the study. The group drew a number of conclusions. One was that Voter ID – a hot button topic at the Minnesota Legislature – would have proved valueless in stopping felony voting.

Criminal status not shown “Not one piece of government-issued identification shows someone’s criminal status, so a photo identification requirement would not have prevented the only kind of fraud that occurred,” said Kathy Bonnifield, study coauthor. Still, the issue of felons voting has been spotlighted by groups such as the Minnesota Majority, which issued a report on the 2008 election. By cross-matching data from the Bureau of Criminal Apprehension and data in the Statewide Voter Registration System, the group found some 2,800 matches, it claims.

John Kingrey, executive director of the Minnesota County Attorneys Association, noted that a “drumbeat” has been heard from groups alleging wide-scale voter fraud, though suggesting the problem had been “wildly overstated.” County attorneys take the problem of voter fraud seriously, Kingrey explained. Still, Kingrey expressed concern that frivolous claims of voter fraud are eating up already pressed counties’ budgets. To this end, the association established a task force to examine voting issues, he explained. Photo by Tim Budig The best practices recommendations will be presented Sarah Walker, representing the Minnesota Second Chance to the association in January, Coalition, recently said at a Capitol press conference the group is proposing legislation next session to allow felons said Kingrey. the right to vote.

Invite felons to voting booths

But some believe the best solution is found in not trying to keep felons out of voting booths but inviting them in. The Minnesota Second

Chance Coalition, which represents some 53 organizations, is proposing to bring forth the Minnesota Voting Restoration Act this coming session. Allowing felons on parole or probation to vote would

Reintegrating into the community

Allowing felons to vote would serve as an invitation for reintegrating themselves into the community, she explained. And there is no reason to believe felons, once allowed to vote, would favor one political party over another. “This is not a partisan issue,” said Walker. It will not change the outcomes of elections, she said. “It will change people,” she said. The Minnesota Majority, for one, questions the wisdom of letting drug dealers and other felons vote to elect sheriffs and county attorneys. “I’m just amazed at the resistance to following our election laws,” said Minnesota Majority President Jeff Davis on the group’s website. Kingrey indicated the enfranchise some 60,000 county attorneys’ association Minnesotans – about 2 per- did not necessarily support cent of the state’s total voting the proposals presented at the age population, said Walker. press conference. Minnesota has one of the highest population of people T.W. Budig is at tim.budig@ ecm-inc.com. on probation in the country. One in 26 Minnesotans is

Lawmakers want to outlaw synthetic marijuana by T.W. Budig ECM CAPITOL REPORTER

Dakota County Attorney James Backstrom compared smoking the stuff to playing Russian roulette with chemicals. Lawmakers on Wednesday, Nov. 24, unveiled a legislative initiative to outlaw the sale and possession of synthetic marijuana – a potent mix of herbs and chemicals currently legal and often sold as “Spice” or “K2” at tobacco shops. Sen. Katie Sieben, DFLNewport, and Rep. Denny McNamara, R-Hastings, had their interest piqued in

pursuing the legislation after a local 14-year-old boy ended up in a coma after smoking the product and the boy’s mother became alarmed that synthetic marijuana was legal. “We need to take this product off the shelves and out of the hands of our children and treat it like the dangerous and potentially deadly drug it is,” said Sieben.

have bans against synthetic marijuana, including neighboring Iowa and North Dakota. “It’s a serious problem,” said Backstrom, representing the Minnesota County Attorneys Association. Designer drugs spread quickly, he noted. Products like “Spice” or “K2” first appeared on the Internet in 2004 and quickly spread across the county. Although sold as incense 16 states have and labeled as not for human consumption, the pot ban on synthetic substitute is often smoked. marijuana Experts warn these prodSome 16 states already uct are powerful and laced

with unknown hazards. Dr. Cody Wiberg, executive director of the Minnesota Board of Pharmacy, said the chemical ingredients in the products mimic those found in marijuana and affect the same receptors in the brain. This is not an accident. Some of these chemicals were specifically designed to do exactly that, he said. “They were essentially designed, many of them, to be used in experiments on lab rats,” he said.

How do chemicals affect humans? Exactly how these chemicals affect humans is unknown, he explained. Beyond this, what’s also unknown are the other substances or herbs contained in these products. The bill the lawmakers will pursue is expansive enough to include slight chemical variations in these products – molecules can be manipulated as to produce arguably another product immune to the law, Wiberg explained. Not that wholly new de-

signer drugs won’t appear. “That happens all the time,” he said. And it’s often necessary to pursue them legally on a case-by-case basis, said Wiberg. The lawmakers hope to make products like “Spice” or “K2” Schedule I controlled substances – one carrying significant criminal penalties if possessed or sold. They’re upbeat about passing the legislation this session. T.W. Budig is at tim.budig@ ecm-inc.com.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 2, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up

Noteworthy

MELISSA CARLSON

SCOTT KEEFER

JENNIFER OTLEY

BRIAN ROHRENBACH

Promoted to manager Cummings, Keegan & Co. St. Louis Park/Apple Valley

Named vice president of public policy and legislative affairs Blue Cross and Blue Shield of Minnesota, Eagan

Named assistant human resources director Metropolitan State University St. Paul

Elected delegate to National Farmers Union Convention

Scott Keefer has been named vice president of public policy and legislative affairs at Blue Cross and Blue Shield. He will lead legislative affairs and state and federal policy initiatives. Keefer most recently served as vice president of policy and legislative affairs for AHIP – America’s Health Insurance Plans – in the Washington, D.C., office. He has also worked as a congressional staffer for 10 years, and has served in several health-related positions in both the private and public sectors. Keefer is a graduate of Washington and Jefferson College, and received his law degree from Duquesne University School of Law in Pittsburgh, Pa.

Jennifer Otley of Eagan has been named assistant human resources director (personnel officer senior supervisor) for the Human Resources Office of Metropolitan State University, St. Paul. The appointment by President Sue K. Hammersmith was effective Nov. 4. Otley provides backup to the human resources director, manages the employment matters of unclassified employees and supervises the Human Resources Office. She was previously employed with the County of Riverside, Calif., where she served as human resource retirement division manager since 2007 and earlier was human resource analyst I, II. Otley holds a bachelor’s degree in business management from Cardinal Stritch University, Edina, and an M.B.A. from Chapman University, Orange, Calif.

Melissa Carlson, CPA, has been promoted to manager at Cummings, Keegan & Co., P.L.L.P. Carlson works with a variety of closely held businesses and not-for-profit organizations. A native of Karlstad, Minn., she joined CK&Co. in 1998 after graduating from Bemidji State University. Carlson is a member on the Majestic Oaks/DKM Community Foundation board of directors. She enjoys spending time with her husband and two boys. Cummings, Keegan & Co. is a CPA firm with offices in St. Louis Park and Apple Valley. CARL CASALE Named president and chief executive ofﬁcer CHS Inc., Inver Grove Heights

CHS Inc., an energy, grains and foods company based in Inver Grove Heights, announced today it has named veteran agribusiness leader Carl Casale as its new president and chief executive officer, effective Jan. 1, 2011. Casale, who most recently was executive vice president and chief financial officer for Monsanto Company, will succeed John Johnson who will retire Dec. 31. In his previous role, Casale was responsible for finance, strategy and information technology resources. Casale, 49, is a native of Oregon’s Willamette Valley. He and his wife, Kim, operate a family-owned blueberry farm near Aurora, Ore., which has done business with area supply and marketing cooperatives for generations. Casale joined Monsanto in 1984 as a sales representative in eastern Washington. He has held numerous sales, strategy, marketing and technology-related positions with Monsanto. Before assuming his most recent position as CFO in 2009, he was executive vice president, Strategy and Operations, overseeing its strategy, manufacturing and information technology organizations. Previously he served as executive vice president, North American commercial operations. He holds a B.S. degree in agricultural economics from Oregon State University and an executive M.B.A. from Washington University, St. Louis, Mo. The Oregon State University College of Agriculture named Casale its 2009 alumni fellow. He has served on the board of the National 4-H Council.

SIGFRID (SIG) MULLER Named vice president of business development Blue Cross and Blue Shield of Minnesota, Eagan

Sigfrid (Sig) Muller has been named vice president of business development at Blue Cross and Blue Shield. He is responsible for new business opportunities and leading new growth initiatives. Muller was previously vice president of marketing for mPay Gateway, a Web-based, credit card payment system built for health care providers located in Minneapolis. He has also held leadership positions with Winthrop Resources, Resaleworld.com and General Mills. Muller received his bachelor’s degree from Northwestern University in Evanston, Ill., and his master’s degree from the Amos Tuck School of Business at Dartmouth College in Hanover, N.H. ADAM WELIVER Named vice president of key accounts Blue Cross and Blue Shield of Minnesota, Eagan

Adam Weliver has been named vice president of business development at Blue Cross and Blue Shield. He is responsible for ensuring the company’s largest and most complex clients and prospects are served effectively. Weliver was formerly principal and U.S. sales lead at Mercer, a consulting, outsourcing and investment services firm. In addition, he managed the relationships of many Fortune 1000 companies headquartered in the Twin Cities. With more than 17 years of consulting experience, Weliver also held positions at The Segal Company and Watson Wyatt Worldwide. Weliver is a graduate of Wabash College in Crawfordsville, Ind.

Noteworthy RACHEL KANNE Earns CPA designation Cummings, Keegan & Co. St. Louis Park/Apple Valley

Rachel E. Kanne, staff accountant at Cummings, Keegan & Co., P.L.L.P., has earned her CPA certificate from the state of Minnesota. Kanne joined CK&Co. in 2008 after earning an accounting degree from St. Cloud State University. Kanne hails from Austin, Minn. Cummings, Keegan & Co. is a CPA firm with offices in St. Louis Park and Apple Valley.

Brian Rohrenbach of Rosemount has been elected to represent Minnesota Farmers Union (MFU) at the National Convention in San Antonio, Texas, March 13-15. He was elected by other MFU members from his area, at the MFU state convention.

Accolades PAMELA MCCARTHY Earns Distinguished Insurance Agency distinction from J.D. Power and Associates

Pamela McCarthy, an American Family Insurance agent in Lakeville/Rosemount, has been recognized for customer satisfaction excellence under the J.D. Power and Associates Distinguished Insurance Agency Program. The distinction was determined through a two-part evaluation process conducted by J.D. Power and Associates. The first part consists of a customer satisfaction survey. In order to proceed to the second step, agents must meet or exceed the standards measured on a national benchmark established by J.D. Power and Associates’ annual auto and home insurance customer satisfaction studies. Agencies that perform in the top 20 percent nationwide are eligible to become a Distinguished Insurance Agency. Agents who meet or surpass the overall national average must then pass a rigorous on-site evaluation based on five best practice areas: proactive reviews of customer insurance needs, claims handling, positive customer contacts, responsiveness and office environment. McCarthy has been an agent for American Family since December 2007. Her office is located at 16560 Cedar Ave. S., Rosemount.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

December 2, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum

Let’s work this out together-seriously by Dane Smith SPECIAL TO THE TRIBUNE

A review of Minnesota history and election results shows wisdom of ‘doubling down’ on bipartisanship. Let’s give thanks that despite the bitter conflicts since the beginning of our nation and state, our eternally feuding political ideologies and parties have patched over seemingly irreconcilable differences to achieve some amazing consensus. Among these feats: • The Civil Rights Act in 1964, which was sometimes violently opposed by Southern conservatives. • A thorough overhaul in the 1990s of welfare benefits, which was strongly opposed by liberals. • Ultimate victory in a 40-year Cold War struggle against world communism, during which Republicans and Democrats took turns accusing each other of criminal incompetence or even treason. In Minnesota, the leaders of our warring parties in our recent past have also found a way, despite themselves, to reach agreement and serve the mainstream consensus. Among these examples: • A “Minnesota Miracle” in 1971 that dramatically increased funding and fiscal equality for public schools, despite initial conservative opposition. • A gradual decline in business and individual tax-rate rankings and a slowing of government growth, despite liberal resistance. • A MinnesotaCare program in 1992 providing health care for working families, creating one of the lowest uninsured rates in the nation, against initial Republican opposition. • A set of nation-leading renewable energy

Guest Columnist Dane Smith

goals that was actually supported by conservative Republican Gov. Tim Pawlenty. One of the truest truisms of all time is that “If it’s happened before, it will happen again.” That applies to good things as well as bad, to concord and progress as well as division and decline. And all we have to do this time is balance our budgets. And so, despite all current signs pointing toward catastrophic gridlock in St. Paul and in Washington, D.C. — and in the midst of hyperventilated recount hostility here in Minnesota — let’s all e-mail our elected officials over the next month and implore them to commit themselves to solutions, and compromise and balance. We can urge them to resist the demands of the interest groups that got them elected, and to show selflessness and courage and patriotism to bring us together. And we can start to ask political leaders never to claim to have a mandate, unless they have certified election results showing, say, at least 60 percent support for their specific position or principle. Nothing frustrates consensus-seeking quite as much as puffed-up pride over achieving a narrow election victory and then acting as if “the people have spoken.” Averaging the results over the last few years, no party or ideology has a right to claim a clear and lasting mandate. We didn’t have one in

2008, and we don’t have one now. In the wake of the sweeping victories in 2008 by Democrats, I wrote a commentary for Capitol Report noting that the expected wipeout of conservatives and Republicans in Minnesota did not materialize, and that they held on to veto-proof minorities in the Legislature and other important political turf. I suggested that “the big blue wave nationally turned out to be more of a storm surge than a tsunami in the North Star State.” Minnesota remained a “purplish blue” state. Pretty much the same can be said of the big red wave in 2010, which actually was not quite as strong as the 2008 blue wave. Media coverage has tended to overstate the results as a historic shift, attributing too much meaning to the new Republican control of the state Senate for the first time in 38 years and control of the House after just four years of DFL control. But the analysts seem to be missing these important facts about the 2010 results, all of which point to ambivalence rather than a mandate: • Gov. (almost)-elect Mark Dayton’s officially recountable margin is only a half-percentage point smaller than Republican Gov. Tim Pawlenty’s extremely thin re-election margin in 2006, when Democrats took a U.S. Senate seat by a large margin (Sen. Amy Klobuchar) and made big gains in both the state House and Senate. No governor since the decidedly moderate Republican Gov. Arne Carlson in 1994 has had a majority vote, and Dayton will have as hard a time as Republicans claiming a mandate. • DFLers soon will control the top three statewide offices (governor and both U.S. Senate seats) for the first time since 1978. Democrats actually got more votes than Republicans

A tale of two MnDOT projects by Phil Krinkie SPECIAL TO THE TRIBUNE

Each year the Minnesota Department of Transportation spends hundreds of millions of dollars to expand and maintain the state’s highway system. Just two weeks ago MnDOT completed the single most expensive road project in state history when work was completed on the Crosstown Commons project. The Crosstown project was the reconstruction of the Interstate 35W and Highway 62 interchange. Completion of the project signals relief for hundreds of thousands of commuters who travel through this interchange on a daily basis. The other transportation project is the Northstar Commuter Rail line which began operation one year ago. There are several reasons to compare these two transportation projects; they had similar costs, similar construction times, both had public opposition and both were built at roughly the same time. But the key reasons to examine these two projects is what their real impact is on mobility for Minnesota commuters. First let’s take a closer look at the Crosstown Commons project. Construction began in May 2007 after more than 30 years of nightmarish rush-hour traffic jams. The intersection of these two major highways which required motorists to cross over multiple lanes was one of the worst designed sections of highway in the country. For years the project was held up by political bickering from all sides. The cost in 2006 was estimated to be $250 million; however, the final price tag came in at $288 million. The project is 14 lanes across at its widest point, has 26 bridges, ample shoulders, a new commuter lane and a new transit station for bus rapid transit. It

Guest Columnist Phil Krinkie

is anticipated to shave 15 to 20 minutes off the time it takes commuters to move in and out of downtown Minneapolis for more than 200,000 vehicles per day through this exchange. In recent weeks following the completion of the construction, the project has drawn rave reviews from the users and the general public. A massive reconstruction project finished on time and on budget, while traffic kept flowing during this entire construction period. Now let’s contrast the Crosstown project with the planning and construction of the Northstar commuter rail line. Twelve years ago the idea was hatched about a commuter rail line between Minneapolis and St. Cloud running on existing tracks owned by the Burlington Northern Santa Fe (BNSF). The original proposed cost for the 80-mile line to St. Cloud was $165 million. But two things would happen before the commuter rail line opened in November 2009. First, the length of the line would be reduced by half with the terminus in Big Lake, just 40 miles northwest of Minneapolis. Secondly, the total cost of the project would double to more than $320 million. That’s right, the final cost per mile was more than four times the original estimate. Yet the most startling figure about the Northstar line is not the cost to build it, but the cost to operate the train. In the first year operating costs were estimated to be almost $17 mil-

lion with taxpayers paying for more than $13.5 million of the cost. Last week the Northstar line “celebrated” its first year of operation with ridership estimated to be 715,000 passengers for the year, almost 20 percent fewer than the original estimates. This drives up the average taxpayer subsidy per passenger to a whopping $19 per ride. In the final analysis, these two transportation projects cost the taxpayers a similar amount of money, $288 million for the Crosstown and $320 million for Northstar, but this is where the similarities end. The Crosstown project provides reduced travel times for over 200,000 commuters a day, the Northstar line serves less than 1,500 commuters per day. The annual maintenance cost for the new Crosstown section of the highway is minimal, the annual operating cost of Northstar is almost $17 million. The annual taxpayer cost for the Crosstown is pennies per passenger mile while the subsidy per passenger trip on Northstar is $19. In comparing these two projects, the conclusion is a simple one; the Crosstown reconstruction project is a huge success and the Northstar commuter rail line is a big failure. If policy makers take a look at these numbers they can reach no other conclusion but to stop the construction of any additional commuter rail lines in Minnesota. Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@taxpayersleague.org.

Submissions to Forum: www.DakotaCountyTribune.biz

in six of seven major fields of battle, including all four statewide constitutional offices (governor/lieutenant governor, attorney general, state auditor, and secretary of state), total votes for Congressional candidates, and total votes for state senators. • Only in total votes for state House candidates did Republicans get more votes statewide. The new GOP majorities are hanging on a few hundred votes in about a dozen districts that could easily go the other way in 2012. • And on the central issue of whether to raise revenue to balance the state budget, the people seem to have uttered, once again, a mixed message. Although the voters elected many Republicans who were relentlessly attacking DFLers as over-spenders, about 56 percent of them also opted for two gubernatorial candidates (Dayton and Tom Horner of the Independence Party), who repeatedly and emphatically said they would raise taxes to help balance the historic projected $6 billion shortfall. One reason for hope is that the three top players — presumptive Gov. Mark Dayton, Senate Majority Leader-designate Amy Koch, and House Speaker Kurt Zellers — are all brand new in their jobs and brand new to each other. This is a trio of smart and tough new leaders, but each has demonstrated flexibility and independent thinking in the past. They can start off on the right foot by reaching agreement quickly on how to balance the hopefully modest shortfall in the current budget period. Meanwhile, the pressure for brinksmanship and fighting to the end or toward government shutdown is strong as ever. Already we’ve heard from the left harsh criticism of President Barack Obama for pledging See Smith, Page 8A

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 2, 2010

Financial Sense

Things you should do before working for a startup company In a tough economy, it’s understandable to wonder if you might have a better chance of holding down a job in a startup where you’d at least have a stake in growing something new. Indeed, the Kauffman Foundation (http://bit.ly/b2sq4V ) reported in 2009 that based on U.S. Census Data, startup companies are a major contributor to job creation even in the worst recessions. But even in the most desperate employment situations, the risks — and potential rewards — of joining a startup should be carefully considered no matter what your age. Whether you’re presently employed or unemployed, it’s a good idea to check in with an experienced financial planner or tax expert to get their feedback on where you stand financially. It’s not a bad idea to grill them about questions they’d ask if they were in your shoes. Anytime you look for a job, it’s your responsibility to kick the tires of the organization before you join. With a new company, that’s particularly important because they don’t have a track record, and remember that the U.S. Small Business Administration estimates that half of all new businesses fail in the first five years. So be prepared to ask the following: • Who’s running the show? If you’re fresh out of

school, you’re not as likely to have the networking experience of someone who’s been working five to 10 years longer than you have. But that’s no excuse not to do your homework. An enthusiastic founder with an interesting business idea isn’t enough. Consult professors, professional associations, news reports, experienced friends and colleagues in that industry and any other resource you can find to find out about the key people in this venture, their experience, and most important, their funding. • Are they selling something their customers can’t wait to buy? Whether the startup is creating a product or service for consumers or business, don’t go with the founder’s praise of his/her creation. Become a student of that industry — see what companies currently lead the market, understand why they’re ahead now but what their vulnerabilities might become later and where the startup fits in. If you can’t figure out why this new company will blow away the market, maybe lenders and customers can’t either. • What’s the new company’s financial position right now? If you get in for a formal or informal interview, don’t be afraid to ask how well the company is funded, and be prepared to confirm it through back channels. The best way to start is to

STAFFING G N I D N FU BOARD OF DIRECTORS

REWARDS

ask the founder about funding. However, expect some generic responses. Most founders want to keep their financing and other matters confidential to all but the most senior or desired hires. Many startups struggle with getting capital, which is why you’ll see companies close their doors before they even have a product in the marketplace. If they say they’re waiting for funding from investors, be very wary unless you know this

is a team that’s had unusual success securing funding in the current tough economy. And don’t believe just what you’re told. Use whatever resource you can to back up this information. See where the future money to operate the business is coming from: It’s not unusual to see young firms “bootstrap” their operations in the early days — that means plunging in personal savings or family contributions. Afterward, startup

companies may approach angel investors (generally, rich strangers who invest less than $1 million of their own money in young, “earlystage” companies that look promising) and afterward, venture capitalists that pool even more substantial sums that look for specific industries to support. While some VCs invest in earlystage companies, they tend to look at slightly more mature firms that look like good candidates to go public, which means a big payday for everybody involved. What does this mean for a job seeker? Ask who these investors are, and check to see if they’re known for a good track record in the industries where they focus. Also, learn the language of “rounds” of financing (successive infusions of capital that help the business through all of its pre-profit growth stages). Bottom line, good companies attract smart investors that stick with them. • Who’s on their board? Boards of directors exist for companies as small as a couple of people, and it’s a good idea, even if they’re known only as “advisory” boards. It’s always a good idea to ask about them just to see who’s on the board, what function the board serves and whether it’s a good mix of investors and industry experts. You want to see smart people on a

board (not just cheerleading friends and family members) who understand the company’s business and can provide tough advice that helps companies grow. • What will I get out of this besides a paycheck? Startups are risky ventures. You need to understand what personal and professional rewards you’ll get from joining up. And while people dream of getting in on the ground floor of the next Google, you may gain greater value from the chance to hold a more senior leadership position in an organization that’s trying something completely new. You ultimately will have to decide what value this new opportunity has for you and what safety nets exist if it fails. This column is provided by the Financial Planning Association of Minnesota, the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. FPA is the community that fosters the value of financial planning and advances the financial planning profession and its members, who demonstrate and support a professional commitment to education and a client-centered financial planning process. FPA of Minnesota can be found online at www.fpamn.org.

Business 101 A higher standard of leadership learning from Martin Luther King Jr. by Harold Torrence SPECIAL TO THE TRIBUNE

Leadership is a very complex concept that has been studied from ancient times to today. Even so, humanity has not yet overwhelmingly embraced a particular leadership model. The body of knowledge and the number of extraordinary leaders in the history of humankind is enormous, which makes trying to define leadership through multicultural lenses a titanic endeavor. However, it is feasible to start learning from the life of someone who has been recognized by the world as a global leader, one with the heroic mission of creating a truly multicultural society. Such a leadership example can be found throughout the life of Martin Luther King Jr., a legendary transformational leader who changed history by creating and communicating a vision of a genuine multicultural society in the United

Make It Happen Harold Torrence

States. Dr. King eloquently communicated this vision in his famous “I Have a Dream” speech delivered on Aug. 28, 1963. To learn more about King’s legacy and core values, we need to examine his most important speeches and essays. His leadership framework will emerge in any attempt to understand the most important statements that shaped a guiding coalition dedicated to fulfilling the dream of a true multicultural society. One of the best resources for analysis is “A Testament of Hope: The Essential Writings and Speeches of Martin Luther King, Jr.,” edited by James M. Washington, who brilliantly compiled Dr. King’s most crucial writings.

King was a leader capable of creating a tremendously effective coalition of women and men who decided to stand up and fight for their human dignity. The civil rights movement did not happen overnight. It was the result of hard work and sacrifice. Ultimately, this historical movement was made possible due to the support and commitment from people of different races, cultures, religions and ages. Through their differences, they were united for a novel and common cause. King explored in depth the concept of love and its Greek definitions, which are four: agape, storge, eros and philia. However, King emphasized the need to experience and give the most attention to the highest level of love – agape. “Agape means understand-

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

ing, redeeming good will for all men,” he wrote. “It is an overflowing love which is purely spontaneous, unmotivated, groundless, and creative.” Moreover, individuals must first love themselves before they can love others. In this regard, King talked about self-respect. “We have a great opportunity in America to build here a great nation,” he wrote, “a nation where all men live together as brothers and respect the dignity and worth of all human personality.” This vision statement is grounded on the concept of mutual respect, and this respect must start with the individual self. Individuals must respect themselves before they can respect others.

The complexity of the human personality can only be understood if we have the willingness and courage to respect the dignity inherent in the life of every human being. To overcome hatred and ignorance, leaders must develop morality as a vital core value of their leadership style. Self-worth and agape love are at the center of every individual experience in the vast realm of humanity. If we want to become true leaders in a multicultural society, we must possess these attributes. Fundamentally, we must develop a higher sense of spirituality to understand the highest purpose of life, which is to love your neighbor as you love yourself. This is easily

the most difficult and highest standard ever reached by a human being. It requires completely removing our egotistical human nature and replacing it with the unlimited power of love. Once you create a strong foundation based on agape love, morality and spirituality, you will gain a higher sense of self-respect and dignity with the discipline and courage to make the right decisions and take action. This is a lifelong process and, more than likely, each of us will experience some setbacks and some success. Leadership is about taking action. This holiday season is the perfect time to demonstrate agape love to one another as we work together to embrace a better future. Harold Torrence is a supervisory management instructor at Dakota County Technical College in Rosemount.

December 2, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley Late-night traffic stop yields stolen vehicle A traffic stop in Apple Valley on Nov. 17 ended with the recovery of a stolen vehicle and an alleged car thief behind bars. The reason police pulled the man over just after 1 a.m.? He hadn’t turned the headlights on. A Dakota County criminal complaint gives the following account: Johnson An Apple Valley officer patrolling near County Road 42 and Garrett Drive executed a traffic stop after noticing the vehicle’s headlights and taillights weren’t on, and informed the driver why he’d been stopped. The driver, 26-year-old Kalen Duane Johnson, began turning dials and pushing buttons on the dashboard, despite the fact that the vehicle’s light switch was located on the turn-signal control attached to the steering column. Johnson, who told the officer the vehicle belonged to his grandmother, didn’t have any type of photo ID with him but provided his name to the officer. A records check showed that Johnson’s driving privileges had been revoked, and that there was a warrant for his arrest in Hennepin County. Johnson was arrested and booked into the Dakota County Jail, and the vehicle was impounded. Department of Public Safety records revealed that the vehicle belonged not to Johnson’s grandmother, but to a Burnsville man, who was contacted shortly thereafter by police. The owner told police he’d parked the vehicle in his driveway around 10 p.m. the night before, hadn’t given anyone permission to drive it, and didn’t know anyone by the name of Kalen Duane Johnson. The owner further told police that whoever stole the vehicle may have obtained the keys for it by first entering another vehicle in his driveway in which he keeps his spare keys. Johnson, of Minneapolis, has been charged with felony theft as well as driving after revocation, a misdemeanor. If convicted of the theft charge, Johnson faces a maximum penalty of five years in prison and a $10,000 fine. Johnson’s next court appearance is March 14 in Dakota County District Court in Hastings. — Andrew Miller

Theft incidents rise citywide A spike in reports of theft in recent months has Apple Valley police urging citizens to take precautions against wouldbe thieves. Police say they are noticing an increase in residential thefts, particularly thefts from vehicles. Reports of theft incidents citywide shot up 35 percent from January through October of this year, compared with the same period in 2009. Police say the thefts are mostly happening overnight, with many involving vehicles that are parked outside and unlocked. In many cases, owners left valuables inside their unlocked vehicles, which presents an attractive target for criminals. Apple Valley police offer the following tips to help prevent theft: • If possible, park vehicles inside a secure garage. • Get in the habit of removing valuables from your vehicle, and locking it, wherever it is parked, day or night. • Leave outdoor lights turned on from dusk to dawn to deter thieves. • Report to police all suspicious activity, and report any incident of theft or if you suspect someone entered your vehicle or garage. Apple Valley police can be contacted at (952) 953-2700; if it’s an emergency, dial 911. — Andrew Miller

Burnsville A cop’s-eye view Burnsville police officer Shaun Anselment wears his headcam on the bill of his cap. The mini-computer that holds the video and audio it records is fastened to his belt. On Anselment’s shirt is the device he uses to activate the camera, which could be during an arrest or at the scene of a traffic violation. “It shows the good Photo by John Gessner work that we’re doing,” Burnsville police officer Shaun said Anselment, an 11Anselment, shown with his headyear patrol veteran who cam on the bill of his cap, is helpis helping Burnsville ing his department pioneer the police pioneer the “ontechnology in Minnesota. officer” camera technology. Burnsville is the first police department in Minnesota and the second nationally to use the AXON camera system made by TASER International Inc. It gives a cop’s-eye view of the action that police say can provide crucial, incontrovertible evidence in court and discourage unfounded complaints against officers. “For me, it’s such a no-brainer,” said police Chief Bob Hawkins, who estimates the department has invested about $40,000 in the technology this year. “If you have this kind of technology out there to help you do your job, if I’m not making that investment, I’m not doing my job.” Hawkins said he learned about the technology from Jeff Pfaff, a Burnsville detective. Since nearly everything can be captured on video these days, whether through cell phones or security cameras, Hawkins figured his officers should have access to an unedited visual and audio record of their work. The department began using the system about five months ago. It currently has nearly 20 of the headcams and five mini-computers, with delivery of five more in coming weeks. Hawkins said he hopes to have every officer in the department trained and equipped with the technology by the end of next year. Burnsville police brass are so sold on the technology they’ve abandoned the department’s old in-dash cameras, which, at nearly $7,000 a pop, recorded only what could be seen from the front of a squad car. When officers using headcams finish their shifts, they dock the hand-held computer in a machine that sends the audio and video to Evidence.com for safe storage. “As an officer, you cannot touch or edit or change,” Anselment said. “Whatever’s on there is on there.” With the touch of a button, the AXON system while in buffering mode can be activated to begin recording 30 seconds prior to the activation. Or it can be left on all the time. Anselment said he’s twice used the visual evidence to show protesting red-light runners they were indeed at fault. In another case, a man who was arrested complained of excessive use of force. Such a complaint prompts an extensive internal investigation. But after the man was told of the video showing his orderly handcuffing – and his squirming once cuffed – he wasn’t heard from again, Hawkins said. In another case, a man complained that his vehicle was illegally searched after a traffic stop. But headcam evidence showed drug paraphernalia in plain sight in the vehicle, which had prompted the legal search, Hawkins said. “That complaint went away, too,” he said. The recording is perfectly legal under Minnesota’s oneparty consent law, said Burnsville police Capt. Eric Gieseke. — John Gessner

District 191 Rahn Elementary to become arts and tech magnet After nearly a year of discussions on how to solve enrollment issues at Rahn Elementary School, Burnsville-EaganSavage District 191 has decided to turn the Eagan school into a magnet. The plan was approved by the School Board on Nov. 18 and will be implemented next school year. The school has struggled with shrinking enrollment and limited diversity for some time. The district had previously discussed solving elementary school enrollment imbalances and large concentrations of poorer students in some schools through districtwide changes in attendance boundaries. Parents strongly objected. As an alternative that focused initially on Rahn, the school began offering all-day kindergarten for free or at a reduced price to entice parents to send their children to the school. Part of the plan focused on attracting students from Sky Oaks Elementary in Burnsville. As a result, Rahn’s enrollment increased this year by 36 students, 24 of whom took advantage of the incentive. But school officials felt that turning Rahn into a magnet would further achieve its goal, said Principal Elaine Mehdizadeh. As a magnet, the school will have an arts and technology theme that will be integrated into all curriculum. A survey conducted by Rahn officials last spring showed parents favored this type of theme, Mehdizadeh said. Although many teachers are already turning to arts and technology, additional staff development and funding will be needed to develop Rahn into a standard magnet school, Mehdizadeh said. Clegg reminded school officials that integration funding, which would pay for the program, may change with a newly elected state Legislature. Once the magnet gets off the ground, school officials plan to partner with the STEM magnet program at Metcalf Junior High School, Mehdizadeh said. District officials plan to evaluate the new magnet school in three years. — Jessica Harper

Eagan Eagan man sentenced for taking lewd photos of children An Eagan man has been sentenced to four days in jail for taking lewd pictures of minor and adult females in bathrooms, including some taken in the school where he worked as a custodian. Jason David Kohlwey, 31, was also sentenced to 30 days electronic home monitoring and eight years of probation, and he must register as a predatory offender and complete sex offender treatment. He is also prohibited from unsupervised contact with females without prior authorization. Dakota County Attorney James Backstrom said he doesn’t think four days in jail is enough given the offense. Kohlwey, a former custodian at Good Shepherd Lutheran elementary and middle school in Burnsville, pleaded guilty in August to two felony counts of invasion of privacy involving minors. Kohlwey was fired from his job last October after Burnsville police received reports he was taking photos of a 10-yearold girl while she was using the bathroom. The girl had reported to the police that she saw a camera under the divider of the bathroom stall. According to the complaint, Kohlwey also took photos of women and at least one teenage girl while they used the bathroom. One of his victims was as young as 5 years, the complaint said. — Erin Johnson

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 2, 2010

News Roundup Recent news from around Dakota County

Farmington

Lakeville

Rosemount

Council to Herlofsky: Cut senior staff position

Reaching out when things get difficult

Crime victims concerned alleged thief remains free

At a Nov. 23 workshop, Farmington City Council members rejected another proposal to preserve a city job and told City Administrator Peter Herlofsky to cut a senior-level staff position. They did not name the position, leaving the decision to him. Herlofsky had proposed cutting willing staff members’ hours to help attain the council’s goal of cutting $425,000 from the budget. He also recommended accepting the Farmington police sergeants’ offer to cancel this year’s contracted 3.5 percent pay increase in favor of a 1.75 percent annual raise from 2010 through 2013. Herlofsky additionally recommended the council pass the maximum 3.73 percent preliminary levy increase set in September instead of reducing it, as is the board’s prerogative, when they give final approval for the 2011 budget, which is due by Dec. 15. Council members expressed frustration and disappointment in Herlofsky’s recommendations because they didn’t view them as long-term solutions to the challenging budget problems they anticipate will only increase. Mayor Todd Larson began the meeting by reading his letter to Herlofsky regarding his proposal. In part, Larson stated, “For months, we’ve asked you to reduce staffing … you’ve come up with everything but what we’ve asked for.” He cited concerns about the city’s mounting debt and fears about the years to come, stating that since July he’s felt like the council is fighting for long-term solutions while Herlofsky is fighting to keep his staff. He said the council is concerned about the residents’ best interests and wants to avoid raising property taxes. Larson stated that while the council does not enjoy reducing jobs in hard times, decisions must be made to balance the budget. Rising bond payments are a major concern, and according City Finance Director Teresa Walters, Farmington’s current debt is about $40 million and its levy income is $9.2 million. But Herlofsky said nobody knows the future, and if the economy improves the city will benefit from having retained positions. In addition, he said staff worked together to offer a solution that would allow for a reduction of one full-time equivalent without forcing anyone out of a job. Council Member Christy Jo Fogarty said she’s struggled with the decision, and could live with Herlofsky’s proposal. Council Member Terry Donnelly agreed and suggested the city hire an outside consultant to review the city’s budget and staffing to offer suggestions for improvements. But Council Member Julie May said the proposed reductions do not solve problems long-term, while Council Member Steve Wilson expressed frustration that Herlofsky had again proposed furloughs when the council had taken that option off the table. Wilson said Herlofsky doesn’t appear to want to work with the council to solve the budget problem. “I think Peter views the council as an obstacle … we’re nuisances to what he sees as the right way to go … I think the biggest obstacle to this administration is the administrator,” Wilson said. Herlofsky said he’s trying to gauge what five people want regarding the budget. “This council has been a true challenge to have to figure out what everyone wants,” he said. At the end of the meeting, the council looked ahead to the 2011 budget, which will involve planning for $340,000 in building permit revenue and interest income of $200,000; agreeing to the police sergeants’ altered contract; and eliminating one department head. These changes will result in a budget decrease somewhere between $400,000 and $425,000. The council will again review the budget proposal at its Dec. 6 meeting. — Laura Adelmann

A young Lakeville mother and her two young children were sitting on a bench in the Lakeville Mall in downtown waiting for respite from the dystopia of economic hardship during the holidays. The older of the children, a toddler boy, watched volunteers organizing boxes down the hallway in front of them Photo by Aaron Vehling as the younger child, A father and daughter help the barely a year old, Lakeville Resource Center and squirmed with the the Lakeville Lions Club package impatience of somefull Thanksgiving dinners for area one his age. “This is just one families in need. They distributed of those times,” said the dinners at the Lakeville Mall the woman, who de- in downtown Lakeville. clined to have her name published because of the circumstances. “Tough times.” The Lakeville Lions Club and the Lakeville Resource Center teamed up Monday, Nov. 22, to pass out 55 turkey and ham dinner packages to area families in need. The Lion’s Club donated $2,000 to the Lakeville Resource Center, and Scott Meyer, general manager of Cub Foods (on Dodd and County Road 50), procured the foodstuffs, said Lisa Horn, executive director of the Eagan and Lakeville resource centers. The Lions Club has given out full dinners in the past. To provide this service on Thanksgiving is a given, said Ric Cleminson, a member of the Lions. “The whole (Lakeville Lions) group feels strongly that we must help,” Cleminson said. The aforementioned young mother had originally planned to celebrate Thanksgiving with extended family, she said, but plans fell through. This left her with a potentially sparse arrangement for the holiday. “I’m very thankful (for the turkey distribution),” she said. “I don’t know what I would have done without it.” For Cleminson, helping needy community members is a rewarding experience, even if it can be tough to see suffering. “At times it is heart-rending,” he said. “The thanks we see in their eyes is reward enough.” Each box given out contained either a turkey or ham with the following: cranberry sauce, stuffing, sweet potatoes, mashed potatoes, green beans, corn, honey crisp apples, some form of a desert item and more. Scarce holidays As Dakota County residents become accustomed to a “new normal,” sometimes families that once could afford to fill a pantry are now choosing between school supplies, eating dinner and going to the doctor. The working poor represent the highest increase in new food shelf clients, Horn said. All it takes is for someone in the family to lose a job or become underemployed. While this is a devastating scenario at any point during the year, the holidays make it worse. “For food shelves, November and December are the busiest time of the year,” Horn said. It is a time period filled with extra expenses: heating bills, Christmas gifts, holiday dinners and more, she added. “There just tends to be a lot more need,” Horn said. “Everyone knows someone who is struggling right now.” —Aaron Vehling

For weeks, an Apple Valley crime victim has been calling Rosemount police, expressing concern that one of the men who allegedly stole about $60,000 from him on Oct. 19 has not been arrested. The victim, who asked he be identified only by the initials W.M., said he and his wife have lost sleep and are upset police haven’t caught the main suspect, who at one time was their daughter’s boyfriend, Dominique Terrell Williams, 20, of Rosemount. W.M. added they feel betrayed by their daughter, who allegedly told police she helped Williams and his friend steal their safe, which contained about $60,000 and important documents. The alleged friend, Alexander Benson Witso, was arrested Oct. 21 after police executed a search warrant and found $14,600 in a blue-zippered case under his bed. In the garage, officers found a hammer with grey paint on it, similar to the color of the stolen safe. Witso, who refused to speak with officers about the case, has been charged with theft and receiving stolen property, both felonies. According to Dakota County, an arrest warrant for Williams was issued Nov. 12, and Rosemount Police Det. John Winters said an investigation is under way. Dakota County Chief Deputy Attorney Phil Prokopowicz said the warrant was actually issued faster than is typical for cases in the office. He explained that the office has to prioritize incustody cases, which are legally required to be processed within 36 hours. And, although the number of cases the county attorney’s office handles are down slightly, they are dealing with an increase in complex and violent crimes, which require more resources, than in previous years, he said. But W.M. said he is frustrated that Williams has not yet been caught. W.M. said he has provided information to police about Williams’ activities, and has contacted Williams’ mother to ask for her help. He said police told him that the contact has only made their investigation more difficult. W.M. also expressed concern that the money that was recovered has not been returned and instead is being held as evidence. Winters said in general evidence is returned after a case is tried, which can be months or years. He said he understands the family’s frustration, but they are doing everything they can to help. Williams is currently facing charges in two other theft cases, and Winters said the department has had contacts with him about 20 times over the years. W.M. said the strain of being robbed has affected him and his wife greatly. He said he took their savings out of the bank because of the current economic uncertainty. Since the theft, Williams was allegedly spotted at the Mall of America, and W.M. is concerned their retirement money is being squandered. — Laura Adelmann

DeBettignies retains 26-vote lead to win City Council race Rosemount’s hand recount Nov. 22 reaffirmed that City Council Member Mark DeBettignies won re-election Nov. 2. The thin margin of 26 votes held strong under the challenge by candidate Tim Judy, who had requested the recount Nov. 15. Under state law, the recount was conducted at the city’s expense because the vote margin was within one-half of 1 percent. All the votes cast in the race were recounted and totals were reduced by one vote each: DeBettignies now has 3,435 votes and Judy has 3,409 votes. The Rosemount City Council voted Nov. 23 to confirm the results of the recount. — Laura Adelmann

December 2, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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to â&#x20AC;&#x153;double downâ&#x20AC;? on bipartisanship. And we saw pre-election blasts from the right against new U.S. House Speaker-designate John Boehner for even suggesting a compromise on ending tax cuts for the wealthy. Healthier perspectives were offered this week in separate op-eds by conservative columnist David Brooks and liberal Dane Smith is the president columnist Bob Herbert. of Growth & Justice, a nonBrooks wrote that almost all partisan advocate for fair other democracies in the world taxation and smart public inare cutting spending and rais- vestment. He can be reached at ing taxes to balance their bud- dane@growthandjustice.org. gets, and that â&#x20AC;&#x153;few [countries] Columns reflect the opinion of are immobilized as the United the author.

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States is.â&#x20AC;? Herbert evoked the spirit of John F. Kennedy, elected 50 years ago this month, for inspiring a public willingness by Americans to both cooperate and sacrifice to â&#x20AC;&#x153;improve their circumstances, right wrongs and do good.â&#x20AC;? We would do well to heed such words â&#x20AC;&#x201D; in Minnesota and nationally.

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Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership

Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment & Economic Development

Phone: (651) 675-5660

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101

Web site: www.ci.eagan.mn.us

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298 Fax: (651) 215-3841

Phone: (651) 280-6821

E-mail: Positively.Minnesota@state.mn.us

Web site: www.ci.farmington.mn.us

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments

E-mail: enjoyeagan@eaganmn.com

Role: Provide guidance through any real estate development process; may provide financial incentives

Downtown Lakeville Business Association

through tax increment financing, local loan funds or state or federal business finance programs.

Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Apple Valley, Bruce Nordquist

E-mail: jhohenstein@cityofeagan.com Farmington, Tina Hansmeier E-mail: thansmeier@ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us

*Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Myth V. Science 2. State the address of the principal place of business: 5937 W. 136th Lane, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Viet Technologies Corporation, 5937 W. 136th Lane, Savage, MN 55378 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 11/3/10 Viet Truong/President 2427042 11/25-12/2/10P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5709 In the Matter of the Petition of: ACT Properties, LLC, a Delaware limited liability company, In Relation to Certificate of Title No. 134939 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Eleven (11), Block One (1) in MEADOWS WEST 5TH ADDITION, according to the recorded plat thereof. TO: ROBERT C. WOLLESEN; JANICE WOLLESEN; CHASE MORTGAGE COMPANY; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 26th day of January, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 134939 and enter a new Certificate of Title for the land therein described in favor of ACT Properties, LLC, a Delaware limited liability company, subject to the memorials of Document Nos. 138768, 184863, 203748, 203752, 313192, 434584, 434585, and 467580 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 655005, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 11/3/10 BY THE COURT: Patrice Sutherland Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden, & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2423990 11/25-12/2/10

NOTICE OF TAKING AND SALE 168.06 ON 9/26/10 AT CR. 50/188TH ST. LAKEVILLE, MN Marek’s Towing & Repair Inc. 20152 Kenrick Ave. Lakeville, MN 55044 took custody of the following vehicle: 02 U S C A t r a i l e r , v i n # 4X4UTS42X2W007936. Any person/persons having legal right to claim this vehicle may do so upon payment of all towing & storage fees by 12/31/10. Failure of owner or lien holders to reclaim vehicle & contents shall be deemed a waiver by them of all rights & title, interest and consent to the transfer of title and to disposal or sale of the vehicle and contents as pursuant to MN. SS 168.08. 2431001 12/2/10

PUBLIC NOTICE

NOTICE OF SALE Pursuant to MN State Statute 168B.06 notice is herby given that on 12-2-09, a 2002 Chev van, VIN # 1GCFG25MO21200290, was impounded from 12501 Portland Ave S, Burnsville, MN. The registered owner and or leinholders may recover the vehicle by paying all charges against the vehicle. Failure to reclaim the vehicle and its contents within the appropriate time allowed (45 days) under Section 165B.051, Subdivision 1, 1a or 2, shall be deemed a waiver by them of all rights, title, and interest in the vehicle and contents and a consent to the transfer of title to and disposal or sale of the vehicle and contents pursuant to section 168B.08. The vehicle is being held at Southside Towing Inc., 7700 Highway 101 E., Shakopee, MN 55379, Telephone: 952-445-8928. 2430957 12/2/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-10-6796 Capital One Bank (USA), N.A., Plaintiff, vs. Tyrone M Reese, Jr, Defendant(s). THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS; 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is on file in the office of the clerk of the above-named Court. They are official papers that affect your rights. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of service of this Summons. You must send a copy of your Answer to the person who signed this Summons located at Messerli & Kramer P.A., 3033 Campus Drive, Suite 250, Plymouth, MN 55441. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A Default Judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights you you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. MESSERLI & KRAMER P.A. /s/ Jaime J. Hommerding Jaime J. Hommerding, #0387432 3033 Campus Drive, Suite 250 Plymouth, MN 5441 Telephone: (763) 548-7900 Facsimile: (763) 548-7922 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. NSC/10-89462-0 2433432 12/2-12/16/10

PUBLIC NOTICE OF SALE OF PROPERTY TO SATISFY LIEN THEREON That property described as follows, to wit: 1963 42’ Whitcraft boat, Hull No. MNZ02380C063, Registration No. MN1098DH, with its tackle, apparel, and furniture or such part thereof or interest therein, as shall be necessary to satisfy the judgment of in the sum of fourteen thousand four hundred and fifty two dollars and seventy-five cents ($14,452.75) entered on October 26, 2010 in Dakota County Court, Court File No: 19HA-CV-10-3962, together with costs and expenses, will be sold at public auction by Dakota County Sheriff on the 14th day of December, 2010, at 11 A.M., at River Heights Marina, Inc., 4455 66th Street East, in the City of Inver Grove Heights, County of Dakota, State of Minnesota to pay and satisfy a lien which is claimed to be due thereon from River Heights Marina, Inc. The grounds of said lien are for storage and maintenance of the boat on behalf of Lee Greene as the owner thereof in the amount of $14,452.75 exclusive of expenses of advertising and sale. 2420080 11/18-12/2/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME RENEWAL Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. Assumed Name # X248954 CURRENT INFORMATION ON FILE: 1 . A s s u m e d N a m e : C E R T A P R OPAINTERS OF BURNSVILLE 2. Date of Original Filing: 03/16/2001 3. Current Expiration Date: 03/16/2011 4. Business Address: 1609 W Co Rd 42, Burnsville, MN 55306 5, Nameholder(s) and Address(es): Merillat Painting LLC, 1609 W Co Rd 42, Burnsville, MN 55306 INFORMATION YOU WISH TO CHANGE: 1. Assumed Name:CERTAPRO PAINTERS OF BURNSVILLE 3. 10 Year Extension I certify that I am authorized to execute this renewal and I further certify that by signing this document, I am subject to the penalties of perjury as set forth in section 609.48 as if I had signed this document under oath. Date: 11/22/10 DENNIS R MERILLAT 2435037 12/2-12/9/10P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-672 ESTATE OF Hannah O. Stensvaag, a/k/a Hannah Ovidia Stensvaag DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated March 19, 2007, Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Wayne L. Kosbab whose address is: 4102 Oakbrooke Trail, Eagan, MN 55122 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 11-30-2010 Richard G. Spicer Judge Attorney For Personal Representative Thomas J. Campbell (#1445X) 317 Eagandale Office Center 1380 Corporate Center Curve Eagan, MN 55121 651-452-5000 2436070 12/2-12/9/10

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 01/18/2011 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Jason Stelter Bill of Lading #: 80809 Amount: $4,351.50 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2434635 12/2-12/16/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Rosenblum Tax 2. State the address of the principal place of business: 15322 Galaxie Avenue #213, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Roberta Rosenblum, 15651 Duck Crossing Way, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 11/1/10 Roberta Rosenblum, Owner 2429114 11/25-12/2/10P

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-648 ESTATE OF ROGER VERGIL VOSS, DECEDENT A Petition for Determination of Descent has been filed with this Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on December 20, 2010 at 9:00 a.m. by this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033 Minnesota. 1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. 2) Notice shall be given by publishing the Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Date: 11/17/2010 Robert Carolan Judge (COURT SEAL) Attorney For Petitioner Neil J. Jensen JENSEN LAW OFFICE 22 North Main Street Hutchinson, MN 55350 (320) 587-2046/(320) 587-1061 50088 2426831 11/25-12/2/10

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE IN AN UNSUPERVISED ADMINISTRATION STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-10-647 In Re: Estate of KIMBERLY ANN DUKICH, also known as KIMBERLY ANN DUKICH-DESPEN, Deceased TO ALL INTERESTED PERSONS: It is Ordered and Notice is hereby given that on Monday, the 20th day of December, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, on the Petition of Kendra A. Weichbrodt, for the formal probate of decedent Kimberly Ann Dukich Will which was dated December 31, 2009, and for the appointment of Kendra A. Weichbrodt as Personal Representative in an unsupervised administration, and that any objections thereto must be filed with the Court or presented at the hearing. That, if proper, and no objections are filed or presented, the Court may determine that the contents of decedent’s lost Will be probated and may appoint a personal representative of the estate in an unsupervised administration. This Order shall be served at least 14 days prior to such hearing by mailing copies hereof to all interested persons and that this Order be published in accordance with Minnesota law. Notice is also that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: November 17, 2010 Robert Carolan District Court Judge (Court Seal) Kathryn T. Raidt Attorney for Petitioner 6950 France Ave S #109 Edina, MN 55435 952-926-2288 952-926-9944 FAX 2428204 11/25-12/2/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND FIRST CODICIL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-656 Estate of Thomas G. Minea, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated April 19, 1995, and First Codicil to the Will, dated September 20, 2010, (“Will”), has been filed with the Court. The application has been granted. Notice is also given that the Registrar has informally appointed James R. Minea, whose address is 1304 Aspen Way, Mendota Heights, MN, 55118, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 11/19/10 Richard G. Spicer Judge Attorney for Personal Representative Joseph G. Socha Moss & Barnett, P.A. 4800 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 Attorney License No: 0305625 Telephone: (612) 877-5283 FAX: (612) 877-5999 2428361 11/25-12/2/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:N o v e m b e r 7 , 2005 MORTGAGORS:James P. McDonald and Beth K. Mclarnan, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 21, 2005, Dakota County Registrar of Titles, Document No. 579651, Certificate of Title No. 114351. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: April 3, 2006, Recorded: April 17, 2006, Document No. 588147. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520032225056 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4805 Eriks Boulevard, Eagan, MN 55122 TAX PARCEL I.D. #: 107820002005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, in Block 5 in Twin View Manor, together with a non-exclusive easement for drive purposes over and across the South 14 feet of the East 80 feet of Lot 1, Block 5, Twin View Manor, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$228,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$291,713.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2430502 12/2/10-1/6/11

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Checkerboard Strategic Web Development 2. State the address of the principal place of business: 350 West Burnsville Parkway Suite 350 Burnsville MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Checkerboard Internet Services, 350 West Burnsville Parkway Suite 350 Burnsville MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/11/10 Robin Kocina CFO 2433062 12/2-12/9/10P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-6384 In the Matter of the Petition of: Mortgage Electronic Registration Systems, Inc., In Relation to Certificate of Title No. 138086 issued for land in the County of Dakota and State of Minnesota and legally described as: Unit No. 18134, CIC No. 424, Crossroads Condominiums, a condominium located in the County of Dakota. TO: EMILIE I. BOHANON; THOMAS VAN SICKLE; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 26th day of January, 2011, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 138086 and enter a new Certificate of Title for the land there in described in favor of Thomas Van Sickle, subject to the memorial of Document No. 665222 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 665222, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: October 29, 2010 BY THE COURT: /s/ Martha M. Simonett Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Orin J. Kipp Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2434558 12/2-12/9/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Heavenly Gifts 2. State the address of the principal place of business: 1239 Flicker Circle, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Debra A. Studler, 1239 Flicker Circle, Eagan, MN 55123 Russell D. Studler, 1239 Flicker Circle, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 9/28/10 Debra A. Studler, Owner 2429138 11/25-12/2/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Twin Cities Feldenkrais 2. State the address of the principal place of business: 4092 Pennsylvania Ave, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Nicholas Strauss-Klein, 4092 Pennsylvania Ave, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/21/10 Nicholas Strauss-Klein, Owner, Sole Proprietor 2427062 11/25-12/2/10P

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT JUDICIAL DISTRICT Case Type: Personal Injury Case File No. 19-HACV-10-4554 Rodney L. Johnson, Plaintiff, v. Liu Yong a/k/a Yong Liu, Defendant. _______________________________________ SUMMONS _______________________________________ STATE OF MINNESOTA TO DEFENDANT(S) ABOVE-NAMED: THIS SUMMONS IS DIRECTED TO Liu Yong a/k/a Yong Liu. 1. Y O U A R E B E I N G S U E D. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. Y O U M U S T R E P L Y W I T H I N 20** DAYS TO PROTECT YOUR RIGHTS . You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: M. Ryan Madison, Esq. 316 E. Main St., Ste 116 Anoka, MN 55303 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resoluton process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: 10-17-10 MADISON LAW FIRM, LLC M. Ryan Madison (ID: 0347802) Attorney for Plaintiff 316 E. Main St. Anoka, MN 55303 2420692 11/18-12/2/10P

ORDER TO SHOW CAUSE IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5094 In the Matter of the Petition of: AmTrust Bank, a division of New York Community Bank, In Relation to Certificate of Title No. 135676 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Sixteen (16), Block One (1) in WESTCHESTER 2ND ADDITION, TO: Kenyada Mabone, Gary Mabone, Theodore Mabone, Alesha Mabone and the Unknown Heirs of Karl L. Mabone. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter: IT IS ORDERED, that you, and all persons interested, appear before this Court on the 12th day of January, 2011, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 135676 and enter a new Certificate of Title for the land therein described in favor of AmTrust Bank, a division of New York Community Bank, subject to the memorial of Document No. 618734 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 645382, and free also from the Memorials of this Order. IT IS FURTHER ORDERED, That this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident’s post office address, by registered or certified mail, return receipt requested; (c) upon each of the above-named parties who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat. Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25. Dated: 11/16/10 BY THE COURT: Richard G. Spicer Judge of District Court Approved: Examiner of Titles James P. O’Connell By: James P. O’Connell Examiner of Titles Robert Q. Williams Orin J. Kipp Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 (Phone) (651) 209-3339 (Fax) File ID No. 34504 Attendance is not required at said time except to object to the entry of the above-described Order. 2430648 12/2-12/9/10

NOTICE PUBLIC NOTICE PUBLIC AMENDED

INVITATION TO BID Notice is hereby given that sealed bids will be received by the office of the Director of Property Management, Dakota County CDA, Minnesota until 2:30 PM on December 16, 2010 at the office of the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, Mn. 55123 at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the: Fire Safety Inspection & Equipment Testing Services throughout Dakota County Bids shall be on the forms provided for that purpose and according to the Contract Documents prepared by the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123. Bid forms and contract documents may be seen and obtained at the office of the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123 (651) 675-4507. Bids shall be directed to the Contract Services Manager, securely sealed and endorsed upon the outside wrapper, "Formal Bid Do Not Open" with the project address and bid due date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement; Disadvantaged Business Enterprises (DME) will be afforded full opportunity to submit bids and/or proposals and will not be subjected to discrimination on the basis of race, color, sex age, religion or national origin. If the Contract Price is $75,000 or more, Contractor shall at its own cost provide the CDA with performance bond pursuant to Minn. Stat. § 574.26 The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interests of the CDA. Juan Montoya Contract Services Manager Dakota County CDA Eagan, Minnesota (651)675-4507 2431371 12/2-12/9/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-664 ESTATE OF William H. Carroll DECEDENT It is Ordered and Notice is given that on 12-20-2010 at 9:00 a.m. a hearing will be held in this Court at 1560 W. Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated 8/11/2004, (“Will”), and for the appointment of William H. Carroll, Jr. and Todd R. Carroll whose address is: William: 4 Kurths Bay Ct. NE, Zumbro Falls, MN 55991 Todd: 1701 Cannon Valley Dr., Northfield, MN 55057 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are requried to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 11/24/10 RICHARD G. SPICER Judge (COURT SEAL) Attorney For Personal Representative John M. Ophaug Schmitz, Ophaug & Dowd, LLP P.O. Box 237 220 Division St. Northfield, MN 55057 507-645-9541 #82648 2433229 12/2-12/9/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: OTHER CIVIL (Quiet Title) Court File No.: 19HA-CV-10-5757 _______________________________________ BAC Home Loans Servicing, LP Plaintiff, v. Joshua L. Highland; also all heirs and devisees of any of the above-named persons who are deceased; and all other persons who are deceased; and all other persons or entities claiming any right, title, estate, lien or interest in the real estate described in the Summons and Complaint herein,

Summons and Complaint herein, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO JOSHUA L. HIGHLAND 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Coleman, Hull & van Vliet, PLLP 8500 Normandale Lake Blvd., Suite 2110 Bloomington, MN 55437 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. T o b e i n c l u d e d o n l y i f t h i s lawsuit affects title to real property: THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Dakota County, State of Minnesota, legally described as follows: Unit Number 314B, Coachman Condominiums, Dakota County, Minnesota, Condominium File No. 45, Garage W57, Locker F6, a Condominium located in the County of Dakota, State of Minnesota. ("Property") The object of this action is to: 1. F o r a n O r d e r o f t h i s C o u r t reforming that certain mortgage dated July 7, 2003, in the original principal amount of $85,500.00, given by Joshua L. Highland, an unmarried man, as mortgagor, in favor of Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, as mortgagee, which mortgage was recorded with the Office of the Dakota County Recorder on September 11, 2003, as Document No. 2107649 ("Plaintiff's Mortgage"), which was assigned to Plaintiff pursuant to an assignment of mortgage which was recorded with the Office of the Dakota County Recorder on May 25, 2010, as Document No. 2732026, to the correct legal description of the Property. 2. F o r a n o r d e r o f t h i s C o u r t reforming the following to the correct legal description of the Property:

Notice of Pendency and Power of Proceeding and Power to Attorney to Foreclose Mortgage by Corporation recorded with the Office of the Dakota County Recorder on May 25, 2010, as Document No. 2732027 ("Notice of Pendency and Power of Attorney").

· Sheriff's Certificate of Sale and

Foreclosure Record recorded with the Office of the Dakota County Recorder on August 10, 2010, as Document No. 2745516 ("Sheriff's Certificate"). 3. For an order declaring that the lien of Plaintiff's Mortgage is prior and superior to all right, title and interest of anyone claiming an interest in the Property. 4. For such other and further relief as this Court deems just and equitable. Dated: October 11 2010 COLEMAN, HULL & VAN VLIET, PLLP By ________________________________ Jeffrey A. Scott (#0339416) 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 (952) 841-0001 Attorneys for Plaintiff ACKNOWLEDGEMENT The undersigned hereby acknowledges that pursuant to Minn. Stat. § 549.211, subd. 2, costs, disbursements, and reasonable attorney and witness fees may b e awarded to the opposing party or

awarded to the opposing party or parties in this litigation if the court should find that the undersigned acted in bad faith, asserting a claim or defense that is frivolous and that is costly to the other party, asserted an unfounded position solely to delay the ordinary course of the proceedings or to harass, or committed a fraud upon the court. __________________________ Jeffrey A. Scott 2418285 11/18-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2001 MORTGAGORS: M a r j o r i e K . B a t e s and Michael F. Bates, wife and husband. MORTGAGEE: River City Mortgage Corp.. DATE AND PLACE OF RECORDING: Recorded November 29, 2001, Dakota County Recorder, Document No. 1834764. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: October 12, 2001, Recorded: November 29, 2001, Document No. 1834765. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 9, 2006, Document No. 2427182. And thereafter assigned to: U.S. Bank, N.A., Dated: November 9, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15738 Chasewood Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 346457520006 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 6, Rosemount Commons, CIC No 267, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,681.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,936.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435975 12/2/10-1/6/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,720.00 MORTGAGOR(S): Ken Denoma MORTGAGEE: First Franklin a Division of Nat. City Bank of IN DATE AND PLACE OF REGISTRATION: Registered with the Registrar of Titles in and for the County of Dakota, State of Minnesota, on the 6th day of September, 2005 as Document No. 573874 with Modification Agreement dated May 20, 2010, recorded October 7, 2010 as Document No. 668979 ASSIGNMENTS OF MORTGAGE: Assigned to Kondaur Capital Corporation, recorded May 1, 2009 as Document No. 643068; further assigned to Second Chance Finance Group, LLC, recorded May 1, 2009 as Document No. 643069 LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block Six (6 ) Dakota Hills REGISTERED PROPERTY PROPERTY ADDRESS: 1318 21st Street West, Hastings, MN 55033. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,297.46 THAT there has been compliance with all pre-foreclosure requirements; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; THAT pursuant to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: January 21, 2011, at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under s e c t i o n 580.30 o r t h e p r o p e r t y redeemed under section 580.23 : July 21, 2011 at 11:59 p.m. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, S E C T I O N 582.032 , DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 23, 2010 Second Chance Finance Group, LLC Assignee of Mortgagee HOELSCHER LAW FIRM, PLLC By: _________________________________ Brian G. Hoelscher #0238752 Attorneys for Assignee of Mortgagee 13100 Wayzata Boulevard, Suite 100 Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FORECLOSURE DATA Minn. Stat. Sec. 580.025 (1) the physical street address, city, and zip code of the mortgaged premises is 1318 21st Street West, Hastings, MN 55033; (2) the name of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30 are as follows: - not applicable; or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30 are as follows: residential mortgage servicer - BSI Financial Services, Inc., lender or broker - original lender First Franklin a Division of Nat. City Bank of IN, present holder Second Chance Finance Group, LLC; (3) the tax parcel identification number of the mortgaged premises is: 19-19500-140-06; (4) if stated on the mortgage, the transaction agent's mortgage identification number is: - not applicable; (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02 is: First Franklin a Division of Nat. City Bank of IN 2431107 12/2/10-1/6/11

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 9 , 2002 MORTGAGORS: D o n B a n h a m a n d Melissa Banham, husband and wife. MORTGAGEE: Tradition Mortgage. DATE AND PLACE OF RECORDING: Registered May 13, 2003, Dakota County Registrar of Titles, Document No. 499224, Certificate of Title No. 121378, also recorded with the County Recorder on October 3, 2002 as Document No. 1943200. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. Dated: August 9, 2002, Registered: May 13, 2003, as Document No. 499225, and also recorded with the County Recorder on October 3, 2002, as Document No. 1943201. And thereafter assigned to: AmTrust Bank, F/K/A Ohio Savings Bank, Dated: July 1, 2003, Registered: December 24, 2007 as Document No. 621794 and by instrument Recorded: January 29, 2009, as Document No. 2633648. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: July 1, 2003, Recorded: July 9, 2007, as Document No. 2529044, and by Instrument dated Effective July 1, 2003, Registered: July 27, 2009, as Document No. T647972. And thereafter assigned to: Chase Home Finance LLC, Dated: July 9, 2009, Registered: July 27, 2009, as Document No. T647973, also recorded with the County Recorder on: July 27, 2009, as Document No. 2673775. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18108 Jarl Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-63101-010-05 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Raven Lake 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $308,631.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-5838 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435795 12/2/10-1/6/11

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND FOR FORMAL PROBATE OF WILL NOTICE TO CREDITORS (EXEMPT ESTATE)

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-662 ESTATE OF Clifford E. Bair DECEDENT Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration. The Petition also requests the probate of an instrument purporting to be the Decedent’s last will dated 7/19/2002, and any codicil to the will dated _______ and separate writing under Minn. Stat. 524.2-513 (“Will”). Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets. It is Ordered and Notice is now given that the Petition will be heard on December 20, 2010 at 9:00 a.m., by this Court at 1560 W Hwy 55, Hastings, Minnesota. Notice is further given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 11/24/10 RICHARD G. SPICER Judge (COURT SEAL) Attorney For Petitioner John E. Trojack John E. Trojack Law Office P.A. 1549 Livingston Avenue Suite 101 West St. Paul, MN 55118-3420 (651) 451-9696 110929 2433332 12/2-12/9/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-660 Estate of Kerry M. Schiro, Decedent It is Ordered and Notice is given that on January 3, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033 for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Robert U. Schiro, whose address is 4685 Alta Point, Eagan, MN 55122, as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/23/10 BY THE COURT Thomas Poch Judge of District Court (COURT SEAL) Attorney for Petitioner Emily Fox Williams Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No: 0297720 Telephone: (952) 953-8809 FAX: (952) 432-3780 Email: williamse@seversonsheldon.com 2434825 12/2-12/9/10

PUBLIC NOTICE

2168023. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15585 Flight Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340211550 LEGAL DESCRIPTION OF PROPERTY: Unit 115, Common Interest Community No. 282, Regatta Village Homes COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$131,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$119,171.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4761 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398025 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 MORTGAGOR(S): James P. Harvey and Sherri L Harvey, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 18, 2005 Dakota County Recorder Document Number: 2286109 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000087557 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9405 204th St W, Lakeville, MN 55044-5838 Tax Parcel ID Number: 22-18200-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Creek Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $266,513.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

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�� will be sold property above described AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR by the Sheriff of said county as folREDEMPTION BY THE MORTGAGOR, lows: DATE AND TIME OF SALE: Decem- THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE ber 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County REDUCED TO FIVE WEEKS IF A JUDILaw Enforcement Center, 1580 High- CIAL ORDER IS ENTERED UNDER way 55, Lobby S-100, Hastings, Minne- MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG sota to pay the debt secured by said mort- OTHER THINGS, THAT THE MORTgage and taxes, if any, on said pre- GAGED PREMISES ARE IMPROVED mises and the costs and disburse- WITH A RESIDENTIAL DWELLING OF ments, including attorney fees allowed LESS THAN FIVE UNITS, ARE NOT by law, subject to redemption within PROPERTY USED IN AGRICULTURAL six (6) months from the date of said PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 sale by the mortgagor(s), their perMORTGAGEE: Mortgage Electronic sonal representatives or assigns. Registration Systems, Inc. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop- Wilford & Geske, P.A. erty is not redeemed under Minn. Stat. Attorneys for Mortgagee §580.23, the Mortgagor must vacate Lawrence A. Wilford the property on or before 11:59 p.m. on James A. Geske June 10, 2011, or the next business 8425 Seasons Parkway, Suite 105 day if June 10, 2011 falls on a Satur- Woodbury, MN 55125-4393 (651) 209-3300 day, Sunday or legal holiday. Mortgagor(s) released from financial File Number: 017576F01 2392211 10/28-12/2/10 obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY NOTICE OF MORTGAGE INFORMATION OBTAINED WILL BE FORECLOSURE SALE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE OF THE DEBT AND IDENTITY OF ORIGINAL CREDITOR WITHIN THE THE ORIGINAL CREDITOR WITHIN T I M E P R O V I D E D B Y L A W I S N O T THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, default has occurred in conditions of THE MORTGAGOR'S PERSONAL REP- the following described mortgage: DATE OF MORTGAGE: J u n e 2 0 , RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- 2007 MORTGAGORS: A d a m J . H e g l a n d CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION and Lisa J. Hegland, husband and wife. MORTGAGEE: Citibank, N.A. 582.032, DETERMINING, AMONG DATE AND PLACE OF RECORDING: OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED R e c o r d e d J u n e 1 0 , 2 0 1 0 , D a k o t a C o unty Recorder, Document No. WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT 2734768. ASSIGNMENTS OF MORTGAGE: PROPERTY USED IN AGRICULTURAL NONE PRODUCTION, AND ARE ABANDONED. TRANSACTION AGENT: NONE DATED: October 28, 2010 TRANSACTION AGENT'S MORTMORTGAGEE: Mortgage Electronic GAGE IDENTIFICATION NUMBER ON Registration Systems, Inc. MORTGAGE: NONE Wilford & Geske, P.A. LENDER OR BROKER AND MORTAttorneys for Mortgagee GAGE ORIGINATOR STATED ON Lawrence A. Wilford MORTGAGE: Citibank, N.A. James A. Geske RESIDENTIAL MORTGAGE SER8425 Seasons Parkway, Suite 105 VICER: Citi Home Equity Woodbury, MN 55125-4393 MORTGAGED PROPERTY ADDRESS: (651) 209-3300 29455 Finch Court, Cannon Falls, MN File Number: 017621F01 2391416 10/28-12/2/10 55009 TAX PARCEL I.D. #: 311750003001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Country Aire AddiNOTICE OF MORTGAGE tion, Dakota County, Minnesota. FORECLOSURE SALE COUNTY IN WHICH PROPERTY IS NOTICE IS HEREBY GIVEN that default has occurred in the conditions LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF of the following described mortgage: MORTGAGE: $25,000.00 DATE OF MORTGAGE: May 20, 2005 AMOUNT DUE AND CLAIMED TO BE ORIGINAL PRINCIPAL AMOUNT OF DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: $196,000.00 M O R T G A G O R ( S ) : T h o m a s W e n t - ING TAXES, IF ANY, PAID BY MORTworth and Kelley Stish, husband and GAGEE: $25,563.26 That prior to the commencement of wife MORTGAGEE: Mortgage Electronic this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comRegistration Systems, Inc. plied with all notice requirements as DATE AND PLACE OF RECORDING: Recorded: June 14, 2005 Dakota required by statute; That no action or proceeding has been instituted at law County Recorder or otherwise to recover the debt Document Number: 2330356 Transaction Agent: Mortgage Elec- secured by said mortgage, or any part thereof; tronic Registration Systems, Inc. PURSUANT to the power of sale conTransaction Agent Mortgage Identifitained in said mortgage, the above cation Number: 100137510000200636 property will be sold by the described Lender or Broker: Lakeland MortSheriff of said county as follows: gage Corporation DATE AND TIME OF SALE: January Residential Mortgage Servicer: 28, 2011 at 10:00 AM Aurora Loan Services, LLC PLACE OF SALE: S h e r i f f ' s O f f i c e , Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED: Dakota Property Address: 4302 Beaver Dam to pay the debt then secured by said Mortgage, and taxes, if any, on said Rd, Eagan, MN 55122-2238 Tax Parcel ID Number: 10 72975 180 premises, and the costs and disbursements, including attorneys' fees 02 L E G A L D E S C R I P T I O N O F P R O P - allowed by law subject to redemption ERTY: Lot 18, Block 2, Sun Cliff 1st within six (6) months from the date of said sale by the mortgagor(s), their Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE personal representatives or assigns D U E A S O F D A T E O F N O T I C E : unless reduced to Five (5) weeks under MN Stat. §580.07. $205,455.27 TIME AND DATE TO VACATE PROPTHAT all pre-foreclosure requirements have been complied with; that E R T Y : I f t h e r e a l e s t a t e i s a n no action or proceeding has been insti- owner-occupied, single-family dwelltuted at law or otherwise to recover the ing, unless otherwise provided by law, debt secured by said mortgage, or any the date on or before which the mortgagor(s) must vacate the property if the part thereof; PURSUANT to the power of sale con- mortgage is not reinstated under sect a i n e d i n s a i d m o r t g a g e , t h e tion 580.30 or the property is not above-described property will be sold redeemed under section 580.23 is by the Sheriff of said county as fol- 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM lows: DATE AND TIME OF SALE: Decem- FINANCIAL OBLIGATION ON MORTGAGE: None ber 10, 2010 at 10:00 AM "THE TIME ALLOWED BY LAW FOR PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High- REDEMPTION BY THE MORTGAGOR, way 55, Lobby S-100, Hastings, Minne- THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE sota to pay the debt secured by said mort- REDUCED TO FIVE WEEKS IF A JUDIgage and taxes, if any, on said pre- CIAL ORDER IS ENTERED UNDER mises and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorney fees allowed 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G by law, subject to redemption within OTHER THINGS, THAT THE MORTsix (6) months from the date of said GAGED PREMISES ARE IMPROVED sale by the mortgagor(s), their per- WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT sonal representatives or assigns. If the Mortgage is not reinstated PROPERTY USED IN AGRICULTURAL under Minn. Stat. §580.30 or the prop- P R O D U C T I O N , A N D A R E erty is not redeemed under Minn. Stat. ABANDONED." Dated: November 18, 2010. §580.23, the Mortgagor must vacate Citibank, N.A. the property on or before 11:59 p.m. on Mortgagee/Assignee of Mortgagee June 10, 2011, or the next business day if June 10, 2011 falls on a Satur- USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden day, Sunday or legal holiday. Mortgagor(s) released from financial Attorneys for Mortgagee/Assignee of Mortgagee obligation: NONE THIS COMMUNICATION IS FROM 4500 Park Glen Road #300 A DEBT COLLECTOR ATTEMPT- Minneapolis, MN 55416 ING TO COLLECT A DEBT. ANY (952) 925-6888 11-102 INFORMATION OBTAINED WILL BE THIS IS A COMMUNICATION FROM USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF A DEBT COLLECTOR. 12/2/10-1/6/11 THE DEBT AND IDENTITY OF THE 2436082 ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT �� AFFECTED BY THIS ACTION.

PUBLIC NOTICE

�� MORTGAGEE:Mortgage Registration Systems, Inc. ��

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-642 In Re: Estate of PATRICIA ELIZABETH CEGLA, Decedent. It is Ordered and Notice is given that on December 20, 2010 at 9:00 A.M. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent's Will dated October 18, 1995, and for the appointment of THOMAS L. CEGLA, whose address is 705 EAST 138TH STREET BURNSVILLE, MINNESOTA 55337, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11-16-2010 BY THE COURT Robert F. Carolan Judge of District Court Attorney for Petitioner: DUDLEY AND SMITH, P.A. Michael J. Burke MN# 174816 101 East Fifth Street, Suite 2602 Saint Paul, MN 55101 Telephone: 651-291-1717 Facsimile: 651-223-5055 2425554 11/25-12/2/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-661 Estate of Janet G. Gifford, Decedent It is Ordered and Notice is given that on Jan. 3, 2011, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033, for the formal probate of an instrument purporting to be the Will of Decedent, dated September 22, 2005, (“Will”), and for the appointment of Alan J. Drolet, whose address is 14155 Garland Avenue, Apple Valley, MN 55124, as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/23/2010 BY THE COURT Thomas Poch Judge of District Court (COURT SEAL) Attorney for Petitioner Terrence A. Merritt Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney I.D. 0072151 (952) 953-8824 Fax: (952) 432-3780 Email: merrittt@seversonsheldon.com 2432609 12/2-12/9/10

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Electronic

DATE AND PLACE OF RECORDING: Registered March 16, 2007, Dakota County Registrar of Titles, Document No. 607437, Certificate of Title No. 126134. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee under NovaStar Mortgage Funding Trust, Series 2007-2, Dated: December 15, 2008, Recorded: January 7, 2009, Document No. T637585. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100452790064100115 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeview Lending, Inc. RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 9709 203rd Street, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-47479-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Marion Fields Fifth Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$330,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$394,578.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-469 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398083 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 MORTGAGOR(S): Kelvin D. Pulphus, a single person AND Shannon Stone, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 28, 2006 Dakota County Registrar of Titles Document Number: 594891 ASSIGNMENTS OF MORTGAGE: And assigned to: Ocwen Loan Servicing, LLC Dated: April 23, 2009 Registered: June 01, 2009 Dakota County Registrar of Titles Document Number: T644580 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915471959 Lender or Broker: Residential Mortgage Group, Inc.

gage Group, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 128116 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1952 Carnelian Ln, Eagan, MN 55122-2947 Tax Parcel ID Number: 101670414013 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 13, Cedar Grove No. 5, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,684.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: Ocwen Loan Servicing, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003684F02 2394264 10/28-12/2/10

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2396753 10/28-12/2/10

PUBLIC NOTICE

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9368 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398029 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,500.00 MORTGAGOR(S): Loren Counts, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 11, 2007 Dakota County Recorder Document Number: 2523327 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: October 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604737717498 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 541 Kendall Dr, Hastings, MN 55033-4027 Tax Parcel ID Number: 19-16404-350-02 LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 2, Cari Park 5th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,053.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

PRODUCTION, AND ARE ABANDONED. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017632F01 2396809 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-653 In Re: Estate of Leon Michael Sutton, a/k/a L. Michael Sutton, Decedent. It is Ordered and Notice is given that on December 20, 2010 at 9:00 o’clock a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a Petition for the formal probate of an instrument purporting to be the decedent’s Will dated June 16, 2009, and for the appointment of Diane G. Sutton, whose address is 3775 Robin Lane, Eagan, MN 55122 as Personal Representative of the decedent’s estate in an unsupervised administration. Any objections to the Petition must be raised at the hearing or filed with the Court prior to the hearing. If the Petition is proper and no objections are filed or raised, the Personal Representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the Personal Representative or the the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/18/10 BY THE COURT Patrice Sutherland Judge of District Court GRIES & LENHARDT, P.L.L.P. Jill M. Presseller MN#248277 12725 - 43rd St NE #201 St. Michael, MN 55376 Telephone: 763-497-3099 2428222 11/25-12/2/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-652 In Re: Estate of JEROME ERICK MICKELSON a/k/a JEROME E. MICKELSON, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated March 26, 1993. The Registrar accepted the application and appointed Mary Mickelson Schwartz, whose address is 8951 Lakeview Road, Bloomington MN 55438, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/16/10 RICHARD G. SPICER Judge Calvin Kuhlman Attorney at Law MN# 005887 5200 Willson Road, Suite 150 Edina MN 55424 Telephone: (952) 836-2642 2424964 11/25-12/2/10P

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2007 MORTGAGOR: Victoria Simondet, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 30, 2007, Dakota County Recorder, Document No. 2520550. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 5, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908267581 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 401 Burnsville Parkway East 105, Burnsville, MN 55337 TAX PARCEL I.D. #: 025200110500 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 105, Apartment Ownership No. 18, Windham Hills, a condominium located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $92,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $91,862.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1338 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435946 12/2/10-1/6/11

PUBLIC NOTICE

LLC, Dated: September 13, 2010, Recorded: September 22, 2010, Document No. 2754144. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500057397771 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 29 Marie Avenue East, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 428382004002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Westown First Addition, Together with Appurtenant Easements Created Pursuant to Declaration, Document No. 401835, as Amended. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$100,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$112,297.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9128 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2397077 10/28-12/2/10

PUBLIC NOTICE

wit: That part of the West half of the Northwest Quarter (W 1/2 of NW 1/4) of Section Thirty-six (36), Township One Hundred Fourteen (114), Range Twenty-one (21), lying Easterly of Interstate Highway #35 and Westerly of County Road No. 5 (formerly STH No. 65), except the North 1562.39 feet thereof, according to the Government Survey thereof, Dakota County, Minnesota. AND That part of the West half of the Northwest Quarter (W 1/2 of NW 1/4) of Section thirty-six (36), Township One Hundred Fourteen (114), Range Twenty-one (21), lying Westerly of Interstate Highway #35, except the South 360.64 feet thereof, according to the Government Survey thereof, Dakota County, Minnesota. (”Property”) Property Address: No address Parcel I.D. No: 22-03600-011-25 The Property shall be sold to pay the debt then secured by that certain mortgage executed by Twin City Acquisitions, LLC, as mortgagor, in favor of First Commercial Bank, as lender and mortgagee, dated October 19, 2007, securing the original principal amount of $2,500,000.00, and which mortgage was filed in the Office of the County Recorder, Dakota County, Minnesota, on October 25, 2007, as Document No. 2552529. The total amount due and owing on said mortgage as of the date of this notice is $2,844,313.78, plus interest, costs, and attorneys’ fees that have accrued since the entry of the Judgment, and will continue to accrue. Subject to redemption within six (6) months after confirmation of sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10-15-2010 Dave Bellows Sheriff of Dakota County By: Robert Shingledecker Deputy Sheriff Dated this 15 day of October, 2010. COLEMAN, HULL & VAN VLIET, PLLP Katherine M. Melander (#180464) Jeffrey A. Scott (#0339416) 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 (952) 841-0001 Attorneys for Plaintiff 2389015 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE REAL PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT/ FORECLOSURE Court File No.: 19HA-CV-10-3438 First Commercial Bank, a Minnesota corporation Plaintiff, v. Amit Sela Holdings, Inc.; Sophie 70, LLC; Twin City Acquisitions, LLC; Amit Y Sela, Defendants. STATE OF MINNESOTA ) ) SS. COUNTY OF DAKOTA ) NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law and Order for Judgment and Judgment (”Judgment”) entered in the above-entitled action on October 1, 2010, a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due Plaintiff First Commercial Bank in the above action against Defendant Amit Y Sela, the Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on December 21, 2010, at 10:00 a.m., at the Dakota County Sheriff’s Office, 1580 Highway 55, Hastings, Minnesota, in said state and county, the premises and real estate described in said Judgment, to wit: A tract of land being a part of the West Half of the Southwest Quarter and the Southeast Quarter of the Southwest Quarter of Section 25, Township 114, Range 21, Dakota County, Minnesota; described as follows: Beginning at a point in the South line of said Southwest Quarter of Section 25, distant 1363.17 feet East of the Southwest corner thereof, (said line having an assumed bearing of East); thence North 15 degrees 47 minutes 13 seconds West along the East Right-of-Way line of Highway 65, 34.29 feet; thence North 28 degrees 26 minutes 44 seconds West, along said Right-of-Way, 181.93 feet; thence North 1 degree 11 minutes 30 seconds East, along said Right-of-Way line, 335.0 feet; thence South 88 degrees 48 minutes 30 seconds East 435.0 feet; thence South 1 degree 11 minutes 30 seconds West, 518.96 feet to the South line of said Southwest Quarter; thence West 335.10 feet to the point of beginning. (”Property”) Property Address: No address Parcel I.D. No: 22-02500-010-55 The Property shall be sold to pay the

The Property shall be sold to pay the debt then secured by that certain mortgage executed by Sophie 70, LLC, as mortgagor, in favor of First Commercial Bank, as lender and mortgagee, dated August 16, 2007, securing the original principal amount of $1,500,000.00, and which mortgage was filed in the Office of the County Recorder, Dakota County, Minnesota, on August 20, 2007, as Document No. 2538506. The total amount due and owing on said mortgage as of the date of this notice is $1,656,162.22, plus interest, costs, and attorneys’ fees that have accrued since the entry of the Judgment, and will continue to accrue. Subject to redemption within six (6) months after confirmation of sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10-15-2010 Dave Bellows Sheriff of Dakota County By: Robert Shingledecker Deputy Sheriff Dated this 15 day of October, 2010. COLEMAN, HULL & VAN VLIET, PLLP Katherine M. Melander (#180464) Jeffrey A. Scott (#0339416) 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 (952) 841-0001 Attorneys for Plaintiff 2388930 10/28-12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $402,000.00 MORTGAGOR(S): Roman J Ostapowycz and Elizabeth M Ostapowycz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 11, 2008 Dakota County Recorder Document Number: 2607415 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: October 11, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500012107141 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16446 Griffon Ln, Lakeville, MN 55044-5241 Tax Parcel ID Number: 22-75100-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Tarry Creek, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $408,367.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2011, or the next business day if June 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

��

��DWELLING ��OF �� WITH A RESIDENTIAL DATE �� AND PLACE �� OF�� RECORDING: LESS THAN FIVE UNITS, ARE NOT R e g i s t e r e d S e p t e m b e r 2 0 , 2 0 0 7 , PROPERTY USED IN AGRICULTURAL Dakota County Registrar of Titles, PRODUCTION, AND ARE ABANDONED. Document No. 617593, Certificate of DATED: October 28, 2010 Title No. 141354. ASSIGNEE OF MORTGAGEE: ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: Central Mortgage Company October 13, 2010. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Lawrence A. Wilford Electronic Registration Systems, Inc. James A. Geske 8425 Seasons Parkway, Suite 105 TRANSACTION AGENT'S MORTWoodbury, MN 55125-4393 GAGE IDENTIFICATION NUMBER ON (651) 209-3300 MORTGAGE: 100137510000297194 LENDER OR BROKER AND MORTFile Number: 017686F01 2392187 10/28-12/2/10 G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERNOTICE OF MORTGAGE VICER: CitiMortgage, Inc. FORECLOSURE SALE MORTGAGED PROPERTY ADDRESS: N O T I C E I S H E R E B Y G I V E N t h a t 3925 Mica Trail, Eagan, MN 55122 default has occurred in the conditions TAX PARCEL I.D. #: 101670415007 of the following described mortgage: LEGAL DESCRIPTION OF PROPDATE OF MORTGAGE: February 15, ERTY: 2007 Lot Fifteen (15), Block Seven (7) In ORIGINAL PRINCIPAL AMOUNT OF Cedar Grove No. 5, According to the MORTGAGE: $191,920.00 Recorded Plat Thereof on file and of MORTGAGOR(S): Tami J. Badois a record in the office of the register of single person Deeds in and for Dakota County, MORTGAGEE: Mortgage Electronic Minnesota Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF RECORDING: LOCATED: Dakota Recorded: March 05, 2007 Dakota ORIGINAL PRINCIPAL AMOUNT OF County Recorder MORTGAGE: $191,700.00 Document Number: 2500550 AMOUNT DUE AND CLAIMED TO BE Transaction Agent: Mortgage Elec- DUE AS OF DATE OF NOTICE, INCLUDtronic Registration Systems, Inc. ING TAXES, IF ANY, PAID BY MORTTransaction Agent Mortgage Identifi- GAGEE: $199,950.65 cation Number: 100062604726604061 That prior to the commencement of Lender or Broker: Homecomings this mortgage foreclosure proceeding F i n a n c i a l , L L C f k a H o m e c o m i n g s Mortgagee/Assignee of Mortgagee comFinancial Network, Inc. plied with all notice requirements as Residential Mortgage Servicer: GMAC required by statute; That no action or Mortgage, LLC proceeding has been instituted at law Mortgage Originator: Not Applicable or otherwise to recover the debt COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part LOCATED: Dakota thereof; Property Address: 18087 Kindred Ct, PURSUANT to the power of sale conLakeville, MN 55044-7597 tained in said mortgage, the above Tax Parcel ID Number: 22 84650 210 described property will be sold by the 01 Sheriff of said county as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: January ERTY: Lot 21 Block 1 Woodhill Com- 6, 2011 at 10:00 AM mon Interest Community No 482, PLACE OF SALE: S h e r i f f ' s O f f i c e , Wood Hill Premier Townhomes Law Enforcement Center, 1580 Hwy AMOUNT DUE AND CLAIMED TO BE 55, Lobby #S-100, Hastings, MN D U E A S O F D A T E O F N O T I C E : to pay the debt then secured by said $198,866.14 Mortgage, and taxes, if any, on said THAT all pre-foreclosure require- premises, and the costs and disbursements have been complied with; that m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s no action or proceeding has been insti- allowed by law subject to redemption tuted at law or otherwise to recover the within six (6) months from the date of debt secured by said mortgage, or any said sale by the mortgagor(s), their part thereof; personal representatives or assigns PURSUANT to the power of sale con- unless reduced to Five (5) weeks under t a i n e d i n s a i d m o r t g a g e , t h e MN Stat. §580.07. above-described property will be sold TIME AND DATE TO VACATE PROPby the Sheriff of said county as fol- E R T Y : I f t h e r e a l e s t a t e i s a n lows: owner-occupied, single-family dwellDATE AND TIME OF SALE: Decem- ing, unless otherwise provided by law, ber 10, 2010 at 10:00 AM the date on or before which the mortPLACE OF SALE: Dakota County gagor(s) must vacate the property if the Law Enforcement Center, 1580 High- mortgage is not reinstated under secway 55, Lobby S-100, Hastings, Minne- tion 580.30 or the property is not sota redeemed under section 580.23 is to pay the debt secured by said mort- 11:59 p.m. on July 7, 2011. gage and taxes, if any, on said preMORTGAGOR(S) RELEASED FROM mises and the costs and disburse- FINANCIAL OBLIGATION ON MORTments, including attorney fees allowed GAGE: None by law, subject to redemption within "THE TIME ALLOWED BY LAW FOR six (6) months from the date of said REDEMPTION BY THE MORTGAGOR, sale by the mortgagor(s), their per- THE MORTGAGOR'S PERSONAL REPsonal representatives or assigns. RESENTATIVES OR ASSIGNS, MAY BE If the Mortgage is not reinstated REDUCED TO FIVE WEEKS IF A JUDIunder Minn. Stat. §580.30 or the prop- CIAL ORDER IS ENTERED UNDER erty is not redeemed under Minn. Stat. MINNESOTA STATUTES, SECTION §580.23, the Mortgagor must vacate 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the property on or before 11:59 p.m. on OTHER THINGS, THAT THE MORTJune 10, 2011, or the next business GAGED PREMISES ARE IMPROVED day if June 10, 2011 falls on a Satur- WITH A RESIDENTIAL DWELLING OF day, Sunday or legal holiday. LESS THAN FIVE UNITS, ARE NOT Mortgagor(s) released from financial PROPERTY USED IN AGRICULTURAL obligation: NONE P R O D U C T I O N , A N D A R E THIS COMMUNICATION IS FROM ABANDONED." A DEBT COLLECTOR ATTEMPTDated: October 26, 2010. ING TO COLLECT A DEBT. ANY CitiMortgage, Inc. INFORMATION OBTAINED WILL BE Mortgagee/Assignee of Mortgagee USED FOR THAT PURPOSE. USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE RIGHT TO VERIFICATION OF By: Paul A. Weingarden THE DEBT AND IDENTITY OF THE Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE Mortgagee T I M E P R O V I D E D B Y L A W I S N O T 4500 Park Glen Road #300 AFFECTED BY THIS ACTION. Minneapolis, MN 55416 THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 10-4780 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. REDUCED TO FIVE WEEKS IF A JUDI- 2406361 11/4-12/9/10 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS PRODUCTION, AND ARE ABANDONED. NOT AFFECTED BY THIS ACTION. DATED: October 28, 2010 NOTICE IS HEREBY GIVEN, that MORTGAGEE: Mortgage Electronic default has occurred in conditions of Registration Systems, Inc. the following described mortgage: Wilford & Geske, P.A. DATE OF MORTGAGE: J a n u a r y 1 8 , Attorneys for Mortgagee 2006 Lawrence A. Wilford MORTGAGORS: M a t t h e w A . K l i n e James A. Geske and Sarah R. Kline, husband and wife. 8425 Seasons Parkway, Suite 105 MORTGAGEE: Residential Mortgage Woodbury, MN 55125-4393 Group, Inc. (651) 209-3300 DATE AND PLACE OF RECORDING: File Number: 016585F02 2395030 10/28-12/2/10 Recorded February 13, 2006, Dakota County Recorder, Document No. 2405543. ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: ABN AMRO Mortgage FORECLOSURE SALE Group, Inc n/k/a CitiMortgage, Inc, THE RIGHT TO VERIFICATION Dated: January 18, 2006, Recorded: OF THE DEBT AND IDENTITY OF February 13, 2006, Document No. THE ORIGINAL CREDITOR WITHIN 2405544. THE TIME PROVIDED BY LAW IS TRANSACTION AGENT: NONE NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT'S MORTNOTICE IS HEREBY GIVEN, that GAGE IDENTIFICATION NUMBER ON default has occurred in conditions of MORTGAGE: NONE the following described mortgage: LENDER OR BROKER AND MORTDATE OF MORTGAGE: May 30, 2007 GAGE ORIGINATOR STATED ON MORTGAGOR: Donna Swan, a single MORTGAGE: Residential Mortgage person. Group, Inc MORTGAGEE: Mortgage Electronic RESIDENTIAL MORTGAGE SERRegistration Systems, Inc.. DATE AND PLACE OF RECORDING: ��

PUBLIC NOTICE

�� proceeding ��has �� been instituted at law or otherwise to recover the debt �� RESIDENTIAL MORTGAGE SER VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 19020 Ireton Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 227582604007 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 7, The Greenway 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $400,922.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406472 11/4-12/9/10

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1263 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406334 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12866 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12866 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by John J. Calabrese, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Nine Thousand Four Hundred Sixty Three and 50/100 ($9,463.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated August 2, 2010, and recorded October 8, 2010, as Document No. 2758380 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 15, 2010, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on June 15, 2011. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 13, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441113 THIS NOTICE DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES, BUT IS AN ATTEMPT TO ENFORCE A VALID SECURITY INTEREST IN THE SUBJECT PROPERTY. THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2400410 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2009 MORTGAGOR: Kevin Yang Xiong fka Yang Xiong, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 6, 2009, Dakota County Recorder, Document No. 2635705. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000174263 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 407 12th Street North, Farmington, MN 55024 TAX PARCEL I.D. #: 142250213004 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, East Farmington Third Addition, according to the recorded plat thereof, in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,589.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $226,594.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5023 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435869 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2009 MORTGAGORS: Tommy J. Danyi and Amy E. Danyi, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2009, Dakota County Recorder, Document No. 2655834. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000086694 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Home Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18096 Ellice Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 141950101006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Dakota Estates 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,905.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,409.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5010 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436071 12/2/10-1/6/11

PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/25/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,200.00 MORTGAGOR: Megan Dale Cloud MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 07/27/2007, in the Office of the Recorder Dakota County, Minnesota, as Document Number 2533676 ASSIGNMENTS OF MORTGAGE: Provident Funding Associates, L.P. filed 8/26/2010 as Document Number 2748524 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 13, Block 8, Hepburn Park Addition to the City of St. Paul, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 149 6th Ave S, South St. Paul, MN 55075 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 36-32550-130-08 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-3517050135-3 RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGE ORIGINATOR/LENDER: Provident Funding Associates, L.P. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $133,025.66 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 12/14/2010 PLACE OF SALE: Dakota County Sheriff Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on 06/14/2011. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THNGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10/26/2010 Provident Funding Associates, L.P. Assignee of Mortgagee Dunakey & Klatt, P.C., By Brian Sayer Attorney for Assignee of Mortgagee, 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2398801 10/28-12/2/10P

PUBLIC NOTICE

Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3289 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406652 11/4-12/9/10

PUBLIC NOTICE

��

redeemed under section 580.23 is 11:59 p.m. on July 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2998 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406738 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,800.00 MORTGAGOR(S): Kathleen C Sherman, unmarried MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: March 07, 2003 Dakota County Recorder Document Number: 2011165 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15071 Dunwood Trl, Apple Valley, MN 55124-5896 Tax Parcel ID Number: 01-76900-051-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 51, Prairie Crossing Villas, Common Interest Community No. 241, a condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $120,261.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013719F03 2404875 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2003 MORTGAGORS: Nicholas S. Papes, Jr. and Margaret A. Papes, FKA Margaret A Glunz, husband and wife. MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded August 12, 2003, Dakota County Recorder, Document No. 2092973. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16237 East 190th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 33-25700-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Fawn Oaks, According to the record plat thereof, in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $115,523.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1349 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435821 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Maria Garcia, a single person and Azaola C. Alvarado-Quintero, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 01, 2005 Dakota County Recorder Document Number: 2376709 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: October 27, 2010 Transaction Agent: Mortgage Elec-

Transaction Agent: Mortgage Elec tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700057853950 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4485 Clover Ln, Eagan, MN 55122-2437 Tax Parcel ID Number: 10-22750-190-01 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, Eden Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,957.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006957F02 2405189 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 14, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,500.00 MORTGAGOR(S): Dustin Dingman and Haley Dingman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 25, 2007 Dakota County Recorder Document Number: 2519976 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003827638 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 937 Pine St, Farmington, MN 55024-8406 Tax Parcel ID Number: 14-30200-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Glenview Townhomes and Commercial, Common Interest Community No. 565, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,622.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High-

Law Enforcement Center, 1580 High way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017817F01 2400454 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,181.00 MORTGAGOR(S): Dennis J. Stacy and Dawn M. Stacy, husband and wife MORTGAGEE: Marketplace Home Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: July 30, 2003 Dakota County Recorder Document Number: 2086412 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: May 19, 2003 Recorded: July 30, 2003 Dakota County Recorder Document Number: 2086413 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 569 Kendall Dr, Hastings, MN 55033-4026 Tax Parcel ID Number: 19-16404-210-02 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Cari Park 5th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $141,495.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

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�� T I M E P R O V I�� D E D B Y L�� A W I S N O�� T AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR NOTICE OF MORTGAGE REDEMPTION BY THE MORTGAGOR, FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPTHE RIGHT TO VERIFICATION RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- OF THE DEBT AND IDENTITY OF CIAL ORDER IS ENTERED UNDER THE ORIGINAL CREDITOR WITHIN MINNESOTA STATUTES, SECTION THE TIME PROVIDED BY LAW IS 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in conditions of WITH A RESIDENTIAL DWELLING OF the following described mortgage: DATE OF MORTGAGE: O c t o b e r 5 , LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 2006 MORTGAGORS: Julie R. Kelliher and PRODUCTION, AND ARE ABANDONED. Marc J. Kelliher, wife and husband. DATED: November 04, 2010 MORTGAGEE: Mortgage Electronic ASSIGNEE OF MORTGAGEE: TCF National Bank successor by merger Registration Systems, Inc. DATE AND PLACE OF RECORDING: to TCF Mortgage Corporation Recorded October 27, 2006, Dakota Wilford & Geske, P.A. County Recorder, Document No. Attorneys for Assignee of Mortgagee 2471638. Lawrence A. Wilford ASSIGNMENTS OF MORTGAGE: James A. Geske Assigned to: Freedom Mortgage Corpo8425 Seasons Parkway, Suite 105 ration, Dated: October 28, 2010. Woodbury, MN 55125-4393 TRANSACTION AGENT: Mortgage (651) 209-3300 Electronic Registration Systems, Inc. File Number: 009287F02 TRANSACTION AGENT'S MORT2403849 11/4-12/9/10 GAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000730-0081130023-5 LENDER OR BROKER AND MORTNOTICE OF MORTGAGE GAGE ORIGINATOR STATED ON FORECLOSURE SALE MORTGAGE: Freedom Mortgage CorpoN O T I C E I S H E R E B Y G I V E N t h a t ration default has occurred in the conditions RESIDENTIAL MORTGAGE SERof the following described mortgage: VICER: LoanCare Servicing Center, Inc. DATE OF MORTGAGE: March 21, MORTGAGED PROPERTY ADDRESS: 2006 611 Maple Street, Farmington, MN ORIGINAL PRINCIPAL AMOUNT OF 55024 MORTGAGE: $96,000.00 TAX PARCEL I.D. #: 142690003000 MORTGAGOR(S): Michael F Page, an LEGAL DESCRIPTION OF PROPunmarried man ERTY: MORTGAGEE: Mortgage Electronic Lot Three (3), of Field Addition to the Registration Systems, Inc. Village of Farmington, Dakota DATE AND PLACE OF RECORDING: County, Minnesota. Recorded: April 06, 2006 Dakota COUNTY IN WHICH PROPERTY IS County Recorder LOCATED: Dakota Document Number: 2418480 ORIGINAL PRINCIPAL AMOUNT OF ASSIGNMENTS OF MORTGAGE: MORTGAGE: $149,720.00 And assigned to: BAC Home Loans AMOUNT DUE AND CLAIMED TO BE Servicing, LP DUE AS OF DATE OF NOTICE, INCLUDDated: October 28, 2010 ING TAXES, IF ANY, PAID BY MORTTransaction Agent: Mortgage Elec- GAGEE: $149,018.29 tronic Registration Systems, Inc. That prior to the commencement of Transaction Agent Mortgage Identifi- this mortgage foreclosure proceeding cation Number: 100015700065596740 Mortgagee/Assignee of Mortgagee comLender or Broker: America's Whole- plied with all notice requirements as sale Lender required by statute; That no action or Residential Mortgage Servicer: BAC proceeding has been instituted at law Home Loans Servicing, L.P. or otherwise to recover the debt Mortgage Originator: Not Applicable secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; LOCATED: Dakota PURSUANT to the power of sale conProperty Address: 12824 Nicollet Ave tained in said mortgage, the above Apt 201, Burnsville, MN 55337-2821 described property will be sold by the T a x P a r c e l I D N u m b e r : Sheriff of said county as follows: 02-01300-351-16 DATE AND TIME OF SALE: January L E G A L D E S C R I P T I O N O F P R O P - 21, 2011 at 10:00 AM ERTY: Apartment No. 201, 12824 NicolPLACE OF SALE: S h e r i f f ' s O f f i c e , let Avenue, Apartment Ownership No. Law Enforcement Center, 1580 Hwy 15, Ridgeview Condominium, Dakota 55, Lobby #S-100, Hastings, MN County, Minnesota. to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disburse$120,130.78 ments, including attorneys' fees THAT all pre-foreclosure require- allowed by law subject to redemption ments have been complied with; that within six (6) months from the date of no action or proceeding has been insti- said sale by the mortgagor(s), their tuted at law or otherwise to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under part thereof; MN Stat. §580.07. PURSUANT to the power of sale conTIME AND DATE TO VACATE PROPtained in said mortgage, the ERTY: If the real estate is an above-described property will be sold owner-occupied, single-family dwellby the Sheriff of said county as fol- ing, unless otherwise provided by law, lows: the date on or before which the mortDATE AND TIME OF SALE: Decem- gagor(s) must vacate the property if the ber 17, 2010 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE: Dakota County tion 580.30 or the property is not Law Enforcement Center, 1580 High- redeemed under section 580.23 is way 55, Lobby S-100, Hastings, Minne- 11:59 p.m. on July 21, 2011. sota MORTGAGOR(S) RELEASED FROM to pay the debt secured by said mort- FINANCIAL OBLIGATION ON MORTgage and taxes, if any, on said pre- GAGE: None mises and the costs and disburse"THE TIME ALLOWED BY LAW FOR ments, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDIsonal representatives or assigns. CIAL ORDER IS ENTERED UNDER If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF June 17, 2011, or the next business LESS THAN FIVE UNITS, ARE NOT day if June 17, 2011 falls on a Satur- PROPERTY USED IN AGRICULTURAL day, Sunday or legal holiday. P R O D U C T I O N , A N D A R E Mortgagor(s) released from financial ABANDONED." obligation: NONE Dated: November 16, 2010. THIS COMMUNICATION IS FROM Freedom Mortgage Corporation A DEBT COLLECTOR ATTEMPTMortgagee/Assignee of Mortgagee ING TO COLLECT A DEBT. ANY USSET, WEINGARDEN AND LIEBO, P.L.L.P. INFORMATION OBTAINED WILL BE By: Paul A. Weingarden USED FOR THAT PURPOSE. Attorneys for Mortgagee/Assignee of THE RIGHT TO VERIFICATION OF Mortgagee THE DEBT AND IDENTITY OF THE 4500 Park Glen Road #300 ORIGINAL CREDITOR WITHIN THE Minneapolis, MN 55416 T I M E P R O V I D E D B Y L A W I S N O T (952) 925-6888 AFFECTED BY THIS ACTION. 90-1977 THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. THE MORTGAGOR'S PERSONAL REP2436112 12/2/10-1/6/11 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF ASSOCIATION LIEN MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG NOTICE IS HEREBY GIVEN, that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in the terms and WITH A RESIDENTIAL DWELLING OF conditions of the Declaration for River LESS THAN FIVE UNITS, ARE NOT Pointe Condominium Association PROPERTY USED IN AGRICULTURAL ("Declaration") which governs the following described real property situPRODUCTION, AND ARE ABANDONED. ated in the County of Dakota and State DATED: November 04, 2010 of Minnesota, to-wit: ASSIGNEE OF MORTGAGEE: Unit No. 4B, CIC No. 90, River BAC Home Loans Servicing, LP Pointe Condominium, a condoWilford & Geske, P.A. minium located in the County of Attorneys for Assignee of Mortgagee Dakota; pursuant to the Declaration Lawrence A. Wilford Document No. 397656 and Bylaws; James A. Geske as amended by First Amendment to 8425 Seasons Parkway, Suite 105 Declaration No. 555573; Subject to Woodbury, MN 55125-4393 the provisions, restrictions and (651) 209-3300 easements contained in the DeclaraFile Number: 017837F01 2403260 11/4-12/9/10 tion and Bylaws and subject to the

PUBLIC NOTICE

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�� plied �� notice requirements as with all�� required by statute; That no action or �� tion and Bylaws and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota Statutes Chapter 515B, and Acts Amendatory thereof. Subject to encumbrances, liens and interests noted on CECT No. 134754. according to the plat thereof on file or of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota. PROPERTY ADDRESS: 1111 Sibley Memorial Highway, Unit #4B, Lilydale, MN 55118 Pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Cheryl Kristine Stolz, as Unit Owner, to River Pointe Condominium Association, the principal amount of Twenty Thousand Seven Hundred Twenty One and 10/100 dollars ($20,721.10) for association assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part. Pursuant to said Declaration and Minnesota Statutes Chapter 515B, said debt creates a lien upon said premises in favor of River Pointe Condominium Association, as evidenced by that Notice of Lien dated July 26, 2010, and recorded October 6, 2010, as Document No. T668874 in the office of the Registrar of Titles in and for Dakota County, Minnesota, and by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said association assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 15, 2010, at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no reinstatement or redemption occurs, the property must be vacated by 11:59 PM on June 15, 2011. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 19, 2010 By /s/ David J. Raymond, #221818 Attorney for River Pointe Condominium Association Raymond Law Offices, PA 5838 Blackshire Path, Inver Grove Heights, MN 55076 651-455-3100 File 187501 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2403351 11/4-12/9/10

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1375 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406301 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Kathryn Lynn Hanson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 27, 2005 Dakota County Recorder Document Number: 2344589 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039223350007259 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1013 Walnut St, Farmington, MN 55024-1725 Tax Parcel ID Number: 14 22500 080 09 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 9, East Farmington First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,936.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,550.00 MORTGAGOR(S): James R Schomaker, Vicki J Schomaker MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Mortgage, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600000348700 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fidelity Mortgage, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on June 17, 2005, as Document No. 2331706 ASSIGNED TO: HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Asset-Backed Notes, Series 2005-2 Dated: June 30, 2005 , and recorded March 1, 2010 by Document No. 2716585 . LEGAL DESCRIPTION OF PROPERTY: The Following Described Real Property Lying and Being located in Dakota County, Minnesota: Lot Six (6), Block Two (2), Donnay`s College Park, according to the Recorded Plat thereof on file and of record in the Office of the county Recorder, Dakota County, Minnesota. PROPERTY ADDRESS: 7275 165th Street West, Rosemount, MN 55068 PROPERTY I.D: 22-21100-060-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-One Thousand Three Hundred Forty-One and 63/100 ($141,341.63) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Asset-Backed Notes, Series 2005-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00048-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3820997 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427796 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 18, 2008 MORTGAGOR:W i l l i a m D e w i n g , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 7, 2008, Dakota County Recorder, Document No. 2616556. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: May 26, 2010, Recorded: June 9, 2010, Document No. 2734495. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000060681 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8050 Casper Way East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-51001-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Nelsons Merrimac Second Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$183,037.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,787.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3997 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2430556 12/2/10-1/6/11

PUBLIC NOTICE

NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Teacher Federal Credit Union RESIDENTIAL MORTGAGE SERVICER: TruStone Financial Federal Credit Union MORTGAGED PROPERTY ADDRESS: 17752 Hickory Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 228850708003 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Zweber Farm Eighth, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,831.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,223.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2010. TruStone Financial Federal Credit Union Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1990 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406527 11/4-12/9/10

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROP ERTY: The South 1/2 of Lot 11, and all of Lots 12 , 13 and 14, Block 3, South Park Division Number 3, Dakota County, Minnesota; together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $238,926.57. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2010 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none. Dated: October 28, 2010. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2403280 11/4-12/9/10

PUBLIC NOTICE

��

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 25, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406392 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2009 MORTGAGORS: Michael J. Kraemer and Tracy M Kraemer, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 6, 2009, Dakota County Recorder, Document No. 2668499. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 14, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021200000146224 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17710 Hyde Park Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 228850401004 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Zweber Farm Fifth, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $367,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $371,562.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1383 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2406327 11/4-12/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2004 MORTGAGORS: Neng Xiong and Ly Vang Xiong, husband and wife. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded July 27, 2004, Dakota County Recorder, Document No. 2230593. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: June 30, 2004, Recorded: July 27, 2004, Document No. 2230594. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 8, 2006, Document No. 2426779. And thereafter assigned to: U.S. Bank, N.A., Dated: October 26, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 703 Williams Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191750001037 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 37, Century South, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,413.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $306,783.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 17, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1404 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436011 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,600.00 MORTGAGOR(S): Charles H. Hall and Rebecca J. Hall, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2005 Dakota County Recorder Document Number: 2374353 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-82 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-82 Dated: November 01, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000894845-0 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 31 Pine Pl, Farmington, MN 55024-9685 Tax Parcel ID Number: 14-30200-060-06 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 6, Glenview Townhomes and Commercial, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $204,997.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 14, 2011, or the next business day if July 14, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-82 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-82 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017969F01 2429077 12/2/10-1/6/11

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: R e c o r d e d A u g u s t 6 , 2003, D a k o t a County Recorder, Document No. 2090101. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599920020233 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Resource Financial Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14342 Ebony Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015750305002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Pilot Knob Estates Fourth Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,868.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9470 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415144 11/11-12/16/10

PUBLIC NOTICE

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�� County of Dakota and �� State of Min sonal representatives or�� assigns is six nesota. (6) months from the date of sale. The COUNTY IN WHICH PROPERTY IS date and time to vacate the property LOCATED: Dakota is 11:59 p.m. on June 30, 2011, if ORIGINAL PRINCIPAL AMOUNT OF the account is not reinstated or the MORTGAGE: $118,500.00 owners do not redeem from the foreAMOUNT DUE AND CLAIMED TO BE closure sale. DUE AS OF DATE OF NOTICE, INCLUDREDEMPTION NOTICE ING TAXES, IF ANY, PAID BY MORTTHE TIME ALLOWED BY LAW GAGEE: $105,069.91 FOR REDEMPTION BY THE MORTThat prior to the commencement of GAGOR, THE MORTGAGOR'S PERthis mortgage foreclosure proceeding S O N A L R E P R E S E N T A T I V E S O R Mortgagee/Assignee of Mortgagee com- ASSIGNS, MAY BE REDUCED TO plied with all notice requirements as F I V E W E E K S I F A J U D I C I A L required by statute; That no action or ORDER IS ENTERED UNDER MINproceeding has been instituted at law N E S O T A S T A T U T E S , S E C T I O N o r o t h e r w i s e t o r e c o v e r t h e d e b t 582.032, DETERMINING, AMONG secured by said mortgage, or any part O T H E R T H I N G S , T H A T T H E thereof; MORTGAGED PREMISES ARE PURSUANT to the power of sale con- IMPROVED WITH A RESIDENTIAL tained in said mortgage, the above DWELLING OF LESS THAN FIVE described property will be sold by the UNITS, ARE NOT PROPERTY USED Sheriff of said county as follows: IN AGRICULTURAL PRODUCTION, DATE AND TIME OF SALE: January AND ARE ABANDONED. 7, 2011 at 10:00 AM 9. THIS IS A COMMUNICATION FROM PLACE OF SALE: S h e r i f f ' s O f f i c e , A DEBT COLLECTOR ATTEMPTING TO Law Enforcement Center, 1580 Hwy COLLECT A DEBT. ANY INFORMA55, Lobby #S-100, Hastings, MN TION OBTAINED WILL BE USED FOR to pay the debt then secured by said THAT PURPOSE. Mortgage, and taxes, if any, on said DIAMOND PATH VILLAGES premises, and the costs and disburseASSOCIATION, INC. m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Attorneys for Diamond Path allowed by law subject to redemption Villages Association, Inc. within six (6) months from the date of THOMSEN & NYBECK, P.A. said sale by the mortgagor(s), their By: _____________________________ personal representatives or assigns Gretchen S. Schellhas (#195595) unless reduced to Five (5) weeks under 3600 American Blvd. West, Suite 400 MN Stat. §580.07. Bloomington, Minnesota 55431 TIME AND DATE TO VACATE PROP- (952) 835-7000 E R T Y : I f t h e r e a l e s t a t e i s a n (Diamond Path Villages/Zahn/09-7-204D) 11/11-12/16/10 owner-occupied, single-family dwell- 2409884 ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the NOTICE OF MORTGAGE mortgage is not reinstated under secFORECLOSURE SALE tion 580.30 or the property is not N O T ICE IS HEREBY GIVEN that redeemed under section 580.23 is default has occurred in the conditions 11:59 p.m. on July 7, 2011. MORTGAGOR(S) RELEASED FROM of the following described mortgage: DATE OF MORTGAGE: May 13, 2002 FINANCIAL OBLIGATION ON MORTORIGINAL PRINCIPAL AMOUNT OF GAGE: None "THE TIME ALLOWED BY LAW FOR MORTGAGE: $7,627,900.00 MORTGAGOR: Wyngate Townhomes, REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- LLC, a Minnesota limited liability RESENTATIVES OR ASSIGNS, MAY BE company MORTGAGEE: R e i l l y M o r t g a g e REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER Group, Inc., a District of Columbia MINNESOTA STATUTES, SECTION corporation DATE AND PLACE OF RECORDING: 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- Recorded May 15, 2002, Office of the GAGED PREMISES ARE IMPROVED County Recorder, Dakota County, WITH A RESIDENTIAL DWELLING OF Minnesota, Document No. 1896359. ASSIGNMENTS OF MORTGAGE: LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL A s s i g n e d t o : W e l l s F a r g o B a n k , National Association, a national bankP R O D U C T I O N , A N D A R E ing association by Assignment dated ABANDONED." July 31, 2006, which was duly filed of Dated: October 28, 2010. record in the Office of the County Chase Home Finance LLC Recorder, Dakota County, Minnesota, Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. on September 18, 2006, as Document No. 2462112, as assigned to the SecreBy: Paul A. Weingarden Attorneys for Mortgagee/Assignee of tary of Housing and Urban Development of Washington, D.C. by AssignMortgagee ment of dated December 11, 2009, 4500 Park Glen Road #300 which was duly filed of record in the Minneapolis, MN 55416 Office of the County Recorder, Dakota (952) 925-6888 County, Minnesota, on December 17, 30-9530 THIS IS A COMMUNICATION FROM 2009, as Document No. 2703001, as assigned to LENOX MORTGAGE XIII A DEBT COLLECTOR. 2415092 11/11-12/16/10 LLC, a Delaware limited liability company, by Assignment of Mortgage dated September 22, 2010, which was duly filed of record in the Office of the County Recorder, Dakota County, NOTICE OF ASSESSMENT LIEN Minnesota, on September 29, 2010, as FORECLOSURE SALE Document No. 2755707. Date: October 21, 2010 LEGAL DESCRIPTION OF PROPYOU ARE NOTIFIED THAT: 1. Default has occurred in the terms ERTY WHICH IS ABSTRACT PROPand conditions of the Declaration for ERTY: Original legal description: Diamond Path Villages Association, Outlot A, Deeg Pond. Inc. (hereinafter the "Association") Together with non-exclusive easewhich was recorded as Document No. 537352, in the Office of the Dakota ments for storm sewer and sanitary County Recorder, as amended, cover- sewer purposes over parts of Lots 3, 4, 9, 10, 11, 12, and 15, Block 1, Deeg ing the following property: LEGAL DESCRIPTION: Lot 133, P o n d , a s c o n t a i n e d i n t h e U t i l i t y Block 1, Diamond Path 6th Addition, E a s e m e n t d a t e d M a r c h 1 2 , 2 0 0 2 , recorded May 15, 2002 in the office of Dakota County, Minnesota STREET ADDRESS: 5175 - 148th the Dakota County Recorder as Doc. No. 1896354. St. W., Apple Valley, MN 55124 And together with a non-exclusive TAX PARCEL ID NUMBER: easement for construction purposes 01-20505-133-01 2. Pursuant to said Declaration, over part of Lots 9 and 10, Block 1, there is claimed to be due and owing Deeg Pond, as contained in the Tempoas of October 21, 2010, from Andrew rary Construction Easement dated Zahn, title holder, to the Association, a March 12, 2002, recorded May 15, 2002 Minnesota non-profit corporation, the in the office of the Dakota County a m o u n t o f $5,197.50 for unpaid Recorder as Doc. No. 1896355. And together with the non-exclusive association dues, late fees, attorneys fees and costs, plus any other such easement for construction purposes over part of Lot 10, Block 1, Deeg amounts that will accrue after October 21, 2010, and other costs of collection Pond, as contained in the Temporary and foreclosure which will be added to D r i v e w a y C o n s t r u c t i o n E a s e m e n t the amount claimed due and owing at dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota the time of the sale herein. 3. No action is now pending at law or county Recorder as Doc. No. 1896356. And together with a non-exclusive otherwise to recover said debt or any easement for cross access purposes part thereof. 4. That all preforeclosure require- over parts of Lots 1, 2, 10, and 11, Block 1, Deeg Pond, as contained in ments have been met. 5. The owner has not been released the Cross Access Easement dated March 12, 2002, recorded May 15, 2002 from his financial obligation to pay in the office of the Dakota County said amount. 6. The Declaration, referenced above, Recorder as Doc. No. 1896357. Currently described as: provide for a continuing lien against PARCEL A: the property. A Notice of Lien evidencLot 1, Block 1, Wyngate Townhomes. ing the amount due was recorded on PARCEL B: August 24, 2010, as Document No. Non-exclusive easements for storm 2748177 in the Dakota County sewer and sanitary sewer purposes Recorder's Office. 7. Pursuant to the power of sale con- over parts of Lots 3, 4, 9, 10, 11, 12, tained in the same Declaration and a n d 1 5 , B l o c k 1 , D e e g P o n d , a s granted by the owners in taking title to contained in the Utility Easement the premises subject to said Declara- dated March 12, 2002, filed May 15, tion, said Lien will be foreclosed by the 2002 in the office of the Dakota County sale of said property by the Sheriff of Recorder as Doc. No. 1896354. PARCEL C: Dakota County, at the Dakota County A non-exclusive easement for cross Sheriffs Office, Dakota County Law purposes over parts of Lots 1, access Enforcement Center, 1580 Highway 55 2, 10, and 11, Block 1, Deeg Pond, as Lobby S-100, Hastings, MN 55033, on the 30th day of December, 2010, at c o n t a i n e d i n t h e C r o s s A c c e s s 10:00 a.m. at public auction to the E a s e m e n t d a t e d M a r c h 1 2 , 2 0 0 2 , highest bidder, to pay the amount then recorded May 15, 2002 in the office of due for said assessments, together the Dakota County Recorder as Doc. with the costs of foreclosure, includ- No. 1896357 COUNTY IN WHICH PROPERTY IS ing attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r LOCATED: Dakota County, Minnesota

PUBLIC NOTICE

redemption by the unit owner, his personal representatives or assigns is six

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�� E R�� T Y : I f t h�� e real estate is an owner-occupied, single-family dwell�� LOCATED: Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $7,325,831.78. PHYSICAL STREET ADDRESS, CITY AND ZIP CODE OF THE PREMISES: 1150 McAndrews Road East, Burnsville, MN 55337 TAX PARCEL IDENTIFICATION NUMBER OF THE PREMISES: 02-85600-010-01 The following Mortgagors have been released from financial obligation on the mortgage: None. That prior to the commencement of this mortgage foreclosure proceeding Assignee of Mortgagee complied with all pre-foreclosure requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, all of the property that is described in the mortgage, both real and personal, including the above described property, will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 a.m. Friday, January 14, 2011 PLACE OF SALE: D a k o t a C o u n t y Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor, its personal representatives or assigns. Date: November 10, 2010 LENOX MORTGAGE XIII LLC, a Delaware limited liability company By: Oppenheimer Wolff & Donnelly LLP Attorneys for Lenox Mortgage XIII LLC By: /s/ Rebecca G. Sluss Rebecca G. Sluss Its: Attorney THIS DOCUMENT WAS DRAFTED BY: OPPENHEIMER WOLFF & DONNELLY LLP (RGS) 3300 Plaza VII 45 South Seventh Street Minneapolis, Minnesota 55402 Telephone: (612) 607-7000 2415265 11/11-12/16/10

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4886 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415035 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2007 MORTGAGORS: Brian Burpee and Cynthia Burpee, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: July 30, 2007 Dakota County Recorder Document #: 2533957 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 18, BLOCK 2, DONNAY'S COLLEGE PARK SECOND ADDITION, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 22-21101-180-02 PROPERTY ADDRESS: 16696 Gannon Avenue W, Rosemount, Minnesota 55068 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $251,332.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is June 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO

DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 28, 2010 U.S. Bank National Association, ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2408259 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 MORTGAGOR: Jacqueline A. Harden, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 5, 2006, Dakota County Recorder, Document No. 2435013. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 10, Dated: September 17, 2008, Recorded: October 9, 2008, Document No. 2617177. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700067301511 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 12916 Morgan Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 021950115001 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Dakota Place 2nd Addition, CIC No. 527. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,120.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $184,353.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-174 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435767 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 27, 2006 MORTGAGOR: Marilynn Toti, a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 17, 2006, Dakota County Recorder, Document No. 2468967. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 28, 2010, Recorded: August 2, 2010, Document No. 2743835. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800903599930 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14519 Florissant Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018361212020 LEGAL DESCRIPTION OF PROPERTY: Unit Number 2120, Common Interest Community Number 442, Midtown Place Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,513.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8755 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435910 12/2/10-1/6/11

PUBLIC NOTICE

2446289. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074405259 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13559 Athena Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830248001 LEGAL DESCRIPTION OF PROPERTY: Lot 48, Block 1, Meadows of Bloomfield 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $328,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $328,291.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9488 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415122 11/11-12/16/10

PUBLIC NOTICE

County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $379,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $435,963.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2414916 11/11-12/16/10

PUBLIC NOTICE

��

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9141 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415347 11/11-12/16/10

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2010 JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3249 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415332 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2005 MORTGAGORS: Lynn M. Schaab and Michael J. Schaab, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 24, 2005, Dakota County Recorder, Document No. 2298440. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 15, 2008, Recorded: November 18, 2008, Document No. 2623205. And thereafter assigned to: Selene Finance, LP, Dated: September 23, 2010, Recorded: September 23, 2010, Document No. 2754386, and by Document No. 2708854. And thereafter assigned to: Selene RMOF REO Acquisition LLC, Dated: September 24, 2010, Recorded: September 27, 2010, Document No. 2754999, as corrected by Corrective Assignment dated September 24, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100236400000109344 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mercantile Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Selene Finance, LP MORTGAGED PROPERTY ADDRESS: 984 Livingston Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-48100-160-08 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 8, Michel's B. Addition to West St. Paul. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,972.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 0 , 2007 MORTGAGORS: James M. Gee and Susan L. Gee, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 13, 2007, Dakota County Recorder, Document No. 2496132. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 26, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000351525781 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14228 Dearborn Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 341830028001 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Country Hills First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $229,982.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4941 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2413124 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 30, 2004 MORTGAGOR:D a v i d A . R e u t e r , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered May 26, 2004, Dakota County Registrar of Titles, Document No. 537989, Certificate of Title No. 131824. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 5, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278920258527 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 5114 Hummingbird Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 148250116408 LEGAL DESCRIPTION OF PROPERTY: Unit No. 164 Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$129,976.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$122,246.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1313 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2430580 12/2/10-1/6/11

PUBLIC NOTICE

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�� DATE AND PLACE OF �� RECORDING: LLC DBA�� Bell Mortgage Recorded February 9, 2004, Dakota RESIDENTIAL MORTGAGE SERC o u n t y R e c o r d e r , D o c u m e n t N o . VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2173639. A S S I G N M E N T S O F M O R T G A G E : 653 South 4th Avenue, South Saint Assigned to: Deutsche Bank National Paul, MN 55075 TAX PARCEL I.D. #: 367510014016 Trust Company, as Trustee of AmerLEGAL DESCRIPTION OF PROPiquest Securities Inc., Asset Backed Pass-Through Certificates, Series ERTY: LOT 14, BLOCK 16, TARBOX ADDI2004-R2 under the Pooling & ServicTION TO SOUTH ST. PAUL. ing Agreement dated as of March 1, COUNTY IN WHICH PROPERTY IS 2004, Without Recourse, Dated: September 18, 2006, Recorded: September LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 29, 2006, Document No. 2464989. MORTGAGE: $101,500.00 TRANSACTION AGENT: NONE AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMORTGAGE: NONE LENDER OR BROKER AND MORT- GAGEE: $95,708.12 That prior to the commencement of GAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comCompany R E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as VICER: American Home Mortgage Ser- required by statute; That no action or proceeding has been instituted at law vicing, Inc MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t 5218 187th Street West, Farmington, secured by said mortgage, or any part thereof; MN 55024 PURSUANT to the power of sale conTAX PARCEL I.D. #: 145865001008 LEGAL DESCRIPTION OF PROP- tained in said mortgage, the above ERTY: described property will be sold by the Lot 1, Block 8, Prairie Creek First Sheriff of said county as follows: DATE AND TIME OF SALE: January Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 Hwy MORTGAGE: $225,000.00 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disbursements, including attorneys' fees GAGEE: $219,469.00 That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07. TIME AND DATE TO VACATE PROPor otherwise to recover the debt secured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n thereof; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the mortgage is not reinstated under secSheriff of said county as follows: DATE AND TIME OF SALE: January tion 580.30 or the property is not redeemed under section 580.23 is 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , 11:59 p.m. on July 13, 2011. MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 Hwy FINANCIAL OBLIGATION ON MORT55, Lobby #S-100, Hastings, MN to pay the debt then secured by said GAGE: None "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said premises, and the costs and disburse- REDEMPTION BY THE MORTGAGOR, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE MORTGAGOR'S PERSONAL REPallowed by law subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MN Stat. §580.07. OTHER THINGS, THAT THE MORTTIME AND DATE TO VACATE PROP- GAGED PREMISES ARE IMPROVED E R T Y : I f t h e r e a l e s t a t e i s a n WITH A RESIDENTIAL DWELLING OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- P R O D U C T I O N , A N D A R E gagor(s) must vacate the property if the ABANDONED." Dated: November 3, 2010. mortgage is not reinstated under secChase Home Finance LLC tion 580.30 or the property is not redeemed under section 580.23 is Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 11:59 p.m. on July 6, 2011 . MORTGAGOR(S) RELEASED FROM By: Paul A. Weingarden FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 30-9000 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. MINNESOTA STATUTES, SECTION 2415205 11/11-12/16/10 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN ABANDONED." THE TIME PROVIDED BY LAW IS Dated: October 29, 2010. Deutsche Bank National Trust NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Company, as trustee default has occurred in conditions of Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 4 , By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 2005 MORTGAGOR: M a r k S . O f s t i e , a Mortgagee single man. 4500 Park Glen Road #300 MORTGAGEE: Mortgage Electronic Minneapolis, MN 55416 Registration Systems, Inc.. (952) 925-6888 DATE AND PLACE OF RECORDING: 71-916 THIS IS A COMMUNICATION FROM Recorded March 10, 2005, Dakota C o unty Recorder, Document No. A DEBT COLLECTOR. 2411866 11/11-12/16/10 2303318. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 5, 2008, Recorded: June 13, NOTICE OF MORTGAGE 2008, Document No. 2596618. FORECLOSURE SALE TRANSACTION AGENT: Mortgage THE RIGHT TO VERIFICATION Electronic Registration Systems, Inc. OF THE DEBT AND IDENTITY OF TRANSACTION AGENT'S MORTTHE ORIGINAL CREDITOR WITHIN GAGE IDENTIFICATION NUMBER ON THE TIME PROVIDED BY LAW IS MORTGAGE: 100052550048549140 NOT AFFECTED BY THIS ACTION. LENDER OR BROKER AND MORTNOTICE IS HEREBY GIVEN, that G A G E O R I G I N A T O R S T A T E D O N default has occurred in conditions of MORTGAGE: Source Lending Corp. the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: December 27, VICER: CitiMortgage, Inc. 2002 MORTGAGED PROPERTY ADDRESS: MORTGAGOR: Jeffrey S. Jaworski, a 4217 Juniper Point, Eagan, MN 55122 Single Person. TAX PARCEL I.D. #: 101480033001 MORTGAGEE: Mortgage Electronic LEGAL DESCRIPTION OF PROPRegistration Systems, Inc. ERTY: DATE AND PLACE OF RECORDING: Lot 33, Block 1, CIC No. 303, BoulRecorded February 24, 2003, Dakota der Ridge, Together with the benCounty Recorder, Document No. efits contained in Declaration 2004604. Document No. 857589, Dakota ASSIGNMENTS OF MORTGAGE: County, Minnesota Assigned to: Chase Home Finance, COUNTY IN WHICH PROPERTY IS L L C , D a t e d : S e p t e m b e r 3 , 2 0 1 0 , LOCATED: Dakota Recorded: September 13, 2010, DocuORIGINAL PRINCIPAL AMOUNT OF ment No. 2751914. MORTGAGE: $168,560.00 TRANSACTION AGENT: Mortgage AMOUNT DUE AND CLAIMED TO BE Electronic Registration Systems, Inc. DUE AS OF DATE OF NOTICE, INCLUDT R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE: $169,847.15 MORTGAGE: 100026900030474950 That prior to the commencement of LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee comMORTGAGE: Bell America Mortgage, �� LLC DBA Bell Mortgage

PUBLIC NOTICE

�� personal �� or assigns representatives unless reduced to Five (5) weeks under �� Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4840 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2414987 11/11-12/16/10

PUBLIC NOTICE

MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 29, 2010 JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3252 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415305 11/11-12/16/10

PUBLIC NOTICE

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9512 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415070 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 7, 2006 MORTGAGOR: Kevin Alfson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 24, 2006, Dakota County Recorder, Document No. 2470553. ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association for the ACE Securities Corp. Home Equity Loan Trust, Series 2006-NC3, Asset-Backed Pass-Through Certificates, Dated: February 18, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100488910097224553 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: New Century Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1803 River Wood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 023742703002 LEGAL DESCRIPTION OF PROPERTY: Unit 30, CIC No. 185, Itokah Valley Townhomes, a Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,475.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010. HSBC Bank USA, N.A. as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-961 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435730 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 5, 2002 MORTGAGORS: Patrick J. Thompson and Lisa M. Thompson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 18, 2002, Dakota County Recorder, Document No. 1960969. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: August 9, 2007, Recorded: August 16, 2007, Document No. 2537842. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900100457521 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15552 Float Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340210650 LEGAL DESCRIPTION OF PROPERTY: unit No. 106, CIC No. 282, Regatta VillageHomes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $94,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $97,614.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4974 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435836 12/2/10-1/6/11

PUBLIC NOTICE

2272078. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: November 16, 2009, Recorded: November 23, 2009, Document No. 2698129. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074369562 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 14446 Atwater Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-14704-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Bloomfield 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $333,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $315,329.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3274 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415243 11/11-12/16/10

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY PAID BY MORTGAGEE: $325,227.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is June 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 28, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2408824 11/11-12/16/10

PUBLIC NOTICE

��

Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4826 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2414954 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $407,374.00 MORTGAGOR(S): William T. Beighley, Jr. and Valerie G. Beighley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 25, 2007 Dakota County Recorder Document Number: 2512191 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: November 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120053947 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3444 83rd St E, Inver Grove Heights, MN 55076-4563 Tax Parcel ID Number: 20-76500-170-01 LEGAL DESCRIPTION OF PROPERTY: Lot 17. Block 1, Timber Ponds, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $409,166.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 30, 2011, or the next business day if June 28, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE

ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 11, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017690F01 2413397 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $282,000.00 MORTGAGOR(S): John Reese and Michelle Reese, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maxim Mortgage Corporation, A Texas Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100392000612180145 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maxim Mortgage Corporation, A Texas Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on January 23, 2007, as Document No. 2490512 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP2, Asset Backed Pass-Through Certificates Dated: March 13, 2007 , and recorded September 8, 2008 by Document No. 2611803 . LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Carrollton Estates, Dakota County, MN PROPERTY ADDRESS: 7836 Upper 145th Court West, Apple Valley, MN 55124 PROPERTY I.D: 011630013001 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Twenty-Six Thousand Four Hundred Forty-Two and 11/100 ($226,442.11) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00585-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821824 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427857 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2004 MORTGAGOR: S u s a n B o h l k e n , a single person. MORTGAGEE: L a k e l a n d M o r t g a g e Corp.. DATE AND PLACE OF RECORDING: Recorded May 10, 2004, Dakota County Recorder, Document No. 2202921. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: April 16, 2004, Recorded: May 10, 2004, Document No. 2202922. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 5, 2006, Document No. 2426248. And thereafter assigned to: U.S. Bank, N.A., Dated: October 14, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 469 Tiffany Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191640011001 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Cari Park, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $118,158.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1358 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436045 12/2/10-1/6/11

PUBLIC NOTICE

Document #: 2432312 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT 404, COACHMAN OAKS CONDOMINIUM, DAKOTA COUNTY, MINNESOTA, CONDOMINIUM FILE NO. 45. PARCEL ID #: 10-18100-404-01 P R O P E R T Y A D D R E S S : 3155 Coachman Road # 404, Eagan, Minnesota 55121 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $137,397.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is June 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: November 5, 2010 US Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2413036 11/11-12/16/10

PUBLIC NOTICE

��

�� said �� Dakota 8th Addition, at River Woods therein contained, Mortgage will County, Minnesota be foreclosed and the above described COUNTY IN WHICH PROPERTY IS property will be sold by the Sheriff of LOCATED: Dakota said county as follows: ORIGINAL PRINCIPAL AMOUNT OF DATE AND TIME OF SALE: DecemMORTGAGE: $198,000.00 ber 30, 2010 at 10:00 am AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE: Dakota County DUE AS OF DATE OF NOTICE, INCLUD- Law Enforcement Center Lobby S-100, ING TAXES, IF ANY, PAID BY MORT- 1580 Highway 55, Hastings, MN 55033 GAGEE: $197,676.10 to pay the debt the debt then secured That prior to the commencement of by the Mortgage, and taxes, if any, on this mortgage foreclosure proceeding said premises, and the costs and disMortgagee/Assignee of Mortgagee com- bursements, including attorneys' fees plied with all notice requirements as allowed by law, subject to redemption required by statute; That no action or within six (6) months from the date of proceeding has been instituted at law sale by the mortgagor, their personal o r o t h e r w i s e t o r e c o v e r t h e d e b t representatives or assigns. secured by said mortgage, or any part DATE TO VACATE PROPERTY: The thereof; date on or before which the mortgagor PURSUANT to the power of sale con- must vacate the property if the morttained in said mortgage, the above gage is not reinstated under Minnedescribed property will be sold by the sota Statutes section 580.30 nor the Sheriff of said county as follows: property redeemed under Minnesota DATE AND TIME OF SALE: January Statutes sections 580.23 is June 30, 6, 2011 at 10:00 AM 2011 at 11:59 p.m. If the foregoing PLACE OF SALE: S h e r i f f ' s O f f i c e , date is Saturday, Sunday, or a legal Law Enforcement Center, 1580 Hwy holiday, then the date to vacate is the 55, Lobby #S-100, Hastings, MN next business day at 11:59 p.m. MORTGAGOR RELEASED FROM to pay the debt then secured by said Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE: None ments, including attorneys' fees THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- PRODUCTION, AND ARE ABANDONED. tion 580.30 or the property is not THIS COMMUNICATION IS FROM A redeemed under section 580.23 is DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMA11:59 p.m. on July 6, 2011. MORTGAGOR(S) RELEASED FROM TION OBTAINED WILL BE USED FOR FINANCIAL OBLIGATION ON MORT- THAT PURPOSE. Dated: November 8, 2010 GAGE: None "THE TIME ALLOWED BY LAW FOR U.S. Bank National Association ND REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- Kenneth J. Johnson RESENTATIVES OR ASSIGNS, MAY BE Minnesota State Bar No. 0246074 REDUCED TO FIVE WEEKS IF A JUDI- Johnson, Blumberg & Associates, LLC CIAL ORDER IS ENTERED UNDER Attorney for Mortgagee MINNESOTA STATUTES, SECTION 230 W. Monroe St., Ste. 1125 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Chicago, IL 60606 OTHER THINGS, THAT THE MORT- Phone 312-541-9710 GAGED PREMISES ARE IMPROVED Fax 312-541-9711 WITH A RESIDENTIAL DWELLING OF 2414696 11/11-12/16/10 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E NOTICE OF MORTGAGE ABANDONED." FORECLOSURE SALE Dated: November 1, 2010. THE RIGHT TO VERIFICATION JPMorgan Chase Bank, N.A. OF THE DEBT AND IDENTITY OF Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Mortgagee default has occurred in conditions of 4500 Park Glen Road #300 the following described mortgage: Minneapolis, MN 55416 DATE OF MORTGAGE: F e b r u a r y 7 , (952) 925-6888 2007 60-3282 MORTGAGORS: Denise L. Jones and THIS IS A COMMUNICATION FROM David L. Cranmer, husband and wife. A DEBT COLLECTOR. MORTGAGEE: Mortgage Electronic 2415317 11/11-12/16/10 Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 21, 2007, Dakota NOTICE OF MORTGAGE County Recorder, Document No. FORECLOSURE SALE 2498202. ASSIGNMENTS OF MORTGAGE: THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Assigned to: Chase Home Finance, LLC, Dated: November 9, 2010. THE ORIGINAL CREDITOR WITHIN TRANSACTION AGENT: Mortgage THE TIME PROVIDED BY LAW IS Electronic Registration Systems, Inc. NOT AFFECTED BY THIS ACTION. Notice is hereby given that default TRANSACTION AGENT'S MORThas occurred in conditions of the fol- GAGE IDENTIFICATION NUMBER ON lowing described mortgage: MORTGAGE: 100015901074405275 DATE OF MORTGAGE: August 23, LENDER OR BROKER AND MORT2007 GAGE ORIGINATOR STATED ON MORTGAGOR: Reid J. Fjerstad, a MORTGAGE: CTX Mortgage Company, single person LLC MORTGAGEE: U.S. Bank National RESIDENTIAL MORTGAGE SERAssociation ND VICER: Chase Home Finance LLC DATE AND PLACE OF RECORDING: MORTGAGED PROPERTY ADDRESS: Recorded: September 7, 2007 13585 Atwater Path, Rosemount, MN Dakota County Registrar of Titles 55068 Document #: 616901 TAX PARCEL I.D. #: 344830220001 ASSIGNMENTS OF MORTGAGE: LEGAL DESCRIPTION OF PROPNone ERTY: LEGAL DESCRIPTION OF PROPLot 20, Block 1, Meadows of BloomERTY: field 3rd Addition, Dakota County, Minnesota. LOT SIXTEEN (16) AND THE COUNTY IN WHICH PROPERTY IS SOUTH ONE HALF (S1/2) OF LOT S E V E N T E E N ( 1 7 ) , G E R B E R ' S LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ADDITION, ACCORDING TO THE PLAT THEREOF ON FILE AND OF MORTGAGE: $398,178.00 AMOUNT DUE AND CLAIMED TO BE RECORD IN THE OFFICE OF THE REGISTER OF DEEDS IN AND DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTFOR SAID COUNTY AND STATE. T h e T o r r e n s C e r t i f i c a t e N o . i s GAGEE: $398,119.37 That prior to the commencement of 138839 this mortgage foreclosure proceeding PARCEL ID #: 36-29100-170-00 PROPERTY ADDRESS: 1240 South Mortgagee/Assignee of Mortgagee com7th Avenue, South Saint Paul, Min- plied with all notice requirements as required by statute; That no action or nesota 55075 proceeding has been instituted at law TRANSACTION AGENT: N/A or otherwise to recover the debt TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: secured by said mortgage, or any part thereof; U.S. Bank National Association ND PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the ORIGINAL PRINCIPAL AMOUNT OF Sheriff of said county as follows: MORTGAGE: $225,000.00 DATE AND TIME OF SALE: January AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , ING TAXES, IF ANY PAID BY MORTLaw Enforcement Center, 1580 Hwy GAGEE: $238,651.38 That prior to the commencement of 55, Lobby #S-100, Hastings, MN this mortgage foreclosure proceeding to pay the debt then secured by said Mortgagee/Assignee of Mortgagee com- Mortgage, and taxes, if any, on said plied with all notice requirements as premises, and the costs and disburserequired by statute; that no Mortgag- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ors have been released from financial allowed by law subject to redemption obligation on said Mortgage; that no within six (6) months from the date of action or proceeding has been insti- said sale by the mortgagor(s), their t u t e d b y l a w t o r e c o v e r t h a t d e b t personal representatives or assigns secured by said Mortgage, or any part unless reduced to Five (5) weeks under thereof; that all conditions precedent MN Stat. §580.07. TIME AND DATE TO VACATE PROPto foreclose of the Mortgage and acceleration of the debt secures thereby E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellhave been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will ��

PUBLIC NOTICE

�� GAGED �� PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF �� owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9588 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422524 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 3, 2003 MORTGAGOR: Patricia M. Buss, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 3, 2003, Dakota County Registrar of Titles, Document No. 501544, Certificate of Title No. 111528. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 10, 2008, Recorded: March 17, 2008, Document No. 625065. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154060000004818 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13886 Granada Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011695033003 LEGAL DESCRIPTION OF PROPERTY: Unit No. 33, CIC No. 136, Cedarwick, A Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $118,315.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4932 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422798 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: that a default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 1999. MORTGAGOR(S): Ward Knutson and Elizabeth A. Knutson, husband and wife. MORTGAGEE: GE Capital Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Filed December 6, 1999, Dakota County Recorder, Document No. 1657785. ASSIGNMENT(S) OF MORTGAGE: Assigned to First Union National Bank, as Indenture Trustee by assignment dated April 7, 2000, recorded November 2, 2000, as Document No. 1728625 and to Bayview Loan Servicing, LLC by assignment dated September 9, 2009, recorded September 11, 2009, as Document No. 2683870. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): GE Capital Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 3829 Bridgewater Drive, Eagan, MN, 55123. TAX PARCEL I.D. NO.: 10-75835-080-01. LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, The Oaks of Bridgewater 1st Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,650.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $236,459.83. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 6, 2011, or the next business day if July 6, 2011 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: November 9, 2010 BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson -forANNA C. MICKELSON Atty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2416357 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2004 MORTGAGORS: William B. Carli and Marisol J. Carli, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered May 18, 2004, Dakota County Registrar of Titles, Document No. 537275, Certificate of Title No. 131673. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 28, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278920257602 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19662 Meadowlark way, Farmington, MN 55024 TAX PARCEL I.D. #: 148250124508 LEGAL DESCRIPTION OF PROPERTY: Unit No. 245, Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,630.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,730.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1418 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422201 11/18-12/23/10

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 28, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000405561 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage and Funding, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3175 Village Trail 105, Hastings, MN 55033 TAX PARCEL I.D. #: 196437510505 LEGAL DESCRIPTION OF PROPERTY: Unit No. 105 and Garage Unit No. 105, Riverwood Carriage Homes Condominium, Condominium File No. 80, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $105,081.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $102,604.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422230 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 1, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Palomino Cliffs Townhomes Association (hereinafter the "Association") which was recorded as Document No. 343117 on September 10, 1996, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot Two (2), Block Nine (9), PALOMINO CLIFFS 2ND ADDITION, COMMON INTEREST COMMUNITY NUMBER 257, Dakota County, Minnesota STREET ADDRESS: 13333 Hummingbird Lane, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-56501-020-09 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 1, 2010, (including December 2010 accelerated dues of $291) from Manal Rashid, title holder, to the Association, a Minnesota non-profit corporation, the amount of $7,462.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after November 1, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met.

ments have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on September 28, 2010, as Document No. T668408 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of January, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 6, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. PALOMINO CLIFFS TOWNHOMES ASSOCIATION Attorneys for Palomino Cliffs Townhomes Association THOMSEN & NYBECK, P.A. By: _____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Palomino Cliffs/Rashid/10-7-231D)

2420860

11/18-12/23/10

PUBLIC NOTICE

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010. M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37-53 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422716 11/18-12/23/10

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 17, 2003 MORTGAGOR: K a r i D . A l t e m a , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 24, 2003, Dakota County Recorder, Document No. 2083201. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: November 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500058970709 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Source, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16566 Flagstaff Avenue West, Lakeville, MN 55068 TAX PARCEL I.D. #: 222117718004 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 4, Donnay's Valley Park 8th COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,170.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422467 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 3 0 , 2006 MORTGAGORS: Johnnie D. Taylor and Patricia E. Dittrich, husband and wife. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded November 22, 2006, Dakota County Recorder, Document No. 2477333. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: April 8, 2009, Recorded: May 5, 2009, Document No. 2654592. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 15385 Flower Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015590008705 LEGAL DESCRIPTION OF PROPERTY: Unit No. 87, Orchard Pointe Condominiums, CIC No. 311, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,930.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422361 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 1992 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,867.00 MORTGAGOR(S): Eugene T. Robinette and Victoria L. Robinette, husband and wife MORTGAGEE: United Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 10, 1992 Dakota County Recorder Document Number: 1066863 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, FSB Dated: September 01, 1994 Recorded: August 15, 1995 Dakota

Recorded: August 15, 1995 Dakota County Recorder Document Number: 1294346 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 02, 1998 Recorded: June 21, 1999 Dakota County Recorder Document Number: 1614333 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025400001004325 Lender or Broker: United Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 179 Mainzer St, West Saint Paul, MN 55118-1531 Tax Parcel ID Number: 42-32000-060-00 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) of Hardwick's Addition according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $58,775.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 03, 2011, or the next business day if July 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 18, 2010 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018035F01 2416791 11/18-12/23/10

PUBLIC NOTICE

Lot 11, Block 6, Rosemount Com mons, CIC No. 267, Dakota County, Minnesota, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $203,033.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9639 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422312 11/18-12/23/10

PUBLIC NOTICE

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�� secured by said mortgage, or any part gagor(s) must vacate the property if the thereof; mortgage is not reinstated under secPURSUANT to the power of sale con- tion 580.30 or the property is not tained in said mortgage, the above redeemed under section 580.23 is described property will be sold by the 11:59 p.m. on July 20, 2011. MORTGAGOR(S) RELEASED FROM Sheriff of said county as follows: DATE AND TIME OF SALE: January FINANCIAL OBLIGATION ON MORT21, 2011 at 10:00 AM GAGE: None "THE TIME ALLOWED BY LAW FOR PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy REDEMPTION BY THE MORTGAGOR, 55, Lobby #S-100, Hastings, MN THE MORTGAGOR'S PERSONAL REPto pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE Mortgage, and taxes, if any, on said REDUCED TO FIVE WEEKS IF A JUDIpremises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within six (6) months from the date of OTHER THINGS, THAT THE MORTsaid sale by the mortgagor(s), their GAGED PREMISES ARE IMPROVED personal representatives or assigns WITH A RESIDENTIAL DWELLING OF unless reduced to Five (5) weeks under LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL MN Stat. §580.07. TIME AND DATE TO VACATE PROP- P R O D U C T I O N , A N D A R E E R T Y : I f t h e r e a l e s t a t e i s a n ABANDONED." Dated: November 9, 2010. owner-occupied, single-family dwellU.S. Bank, N. A. ing, unless otherwise provided by law, Mortgagee/Assignee of Mortgagee the date on or before which the mortgagor(s) must vacate the property if the USSET, WEINGARDEN AND LIEBO, P.L.L.P. mortgage is not reinstated under sec- By: Paul A. Weingarden tion 580.30 or the property is not Attorneys for Mortgagee/Assignee of redeemed under section 580.23 is Mortgagee 4500 Park Glen Road #300 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM Minneapolis, MN 55416 FINANCIAL OBLIGATION ON MORT- (952) 925-6888 19-1417 GAGE: None "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 11/18-12/23/10 THE MORTGAGOR'S PERSONAL REP- 2422263 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG N O T ICE IS HEREBY GIVEN that OTHER THINGS, THAT THE MORTdefault has occurred in the conditions GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF of the following described mortgage: DATE OF MORTGAGE: September LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF P R O D U C T I O N , A N D A R E MORTGAGE: $155,234.00 ABANDONED." MORTGAGOR(S): Harry R Duckson Dated: November 9, 2010. and Faye A Duckson, husband and wife Chase Home Finance LLC MORTGAGEE: Mortgage Electronic Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Registration Systems, Inc. DATE AND PLACE OF REGISTERBy: Paul A. Weingarden Attorneys for Mortgagee/Assignee of ING: Registered: November 10, 2005 Mortgagee Dakota County Registrar of Titles 4500 Park Glen Road #300 Document Number: 578932 Minneapolis, MN 55416 AND CORRECTIVE MORTGAGE REG(952) 925-6888 ISTERING: December 21, 2005 Dakota 30-9565 County Registrar of Titles THIS IS A COMMUNICATION FROM Document Number: 581476 A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 2422426 11/18-12/23/10 And assigned to: Central Mortgage Company Dated: October 25, 2010 Transaction Agent: Mortgage ElecNOTICE OF MORTGAGE tronic Registration Systems, Inc. FORECLOSURE SALE Transaction Agent Mortgage IdentifiTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF cation Number: 100220710000084604 Lender or Broker: Maribella MortTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS gage, LLC Residential Mortgage Servicer: CenNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that tral Mortgage Company default has occurred in conditions of Mortgage Originator: Not Applicable the following described mortgage: CERTIFICATE OF TITLE NUMBER: DATE OF MORTGAGE: February 18, 138122 2009 COUNTY IN WHICH PROPERTY IS MORTGAGOR: M i s t y M . M c l a i n , a LOCATED: Dakota Property Address: 17375 Gettysburg single person. MORTGAGEE: Mortgage Electronic Way, Lakeville, MN 55044-4005 Registration Systems, Inc.. Tax Parcel ID Number: DATE AND PLACE OF RECORDING: 22-18604-146-20 Recorded March 6, 2009, Dakota LEGAL DESCRIPTION OF PROPC o u n t y R e c o r d e r , D o c u m e n t N o ERTY: Unit No. 19146, CIC No. 424, 2641530. Crossroads Condominium, Dakota A S S I G N M E N T S O F M O R T G A G E : County, Minnesota. Assigned to: U.S. Bank, N.A., Dated: AMOUNT DUE AND CLAIMED TO BE October 28, 2010. DUE AS OF DATE OF NOTICE: TRANSACTION AGENT: Mortgage $159,375.80 Electronic Registration Systems, Inc. THAT all pre-foreclosure requireT R A N S A C T I O N A G E N T ' S M O R T - ments have been complied with; that GAGE IDENTIFICATION NUMBER ON no action or proceeding has been instiMORTGAGE: 100021268300377211 tuted at law or otherwise to recover the LENDER OR BROKER AND MORT- debt secured by said mortgage, or any G A G E O R I G I N A T O R S T A T E D O N part thereof; that this is registered MORTGAGE: U.S. Bank, N.A. property; RESIDENTIAL MORTGAGE SERPURSUANT to the power of sale contained in said mortgage, the VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: above-described property will be sold by the Sheriff of said county as fol4462 Glen Echo Bay, Eagan, MN 55122 lows: TAX PARCEL I.D. #: 101779001102 DATE AND TIME OF SALE: January LEGAL DESCRIPTION OF PROPERTY: 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Unit No. 11, Cliff Lake Courthomes, CIC Number 125, Dakota County, Law Enforcement Center, 1580 HighMinnesota. way 55, Lobby S-100, Hastings, MinneCOUNTY IN WHICH PROPERTY IS sota LOCATED: Dakota to pay the debt secured by said mortORIGINAL PRINCIPAL AMOUNT OF gage and taxes, if any, on said preMORTGAGE: $127,187.00 mises and the costs and disburseAMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed DUE AS OF DATE OF NOTICE, INCLUD- by law, subject to redemption within ING TAXES, IF ANY, PAID BY MORT- six (6) months from the date of said GAGEE: $129,289.40 sale by the mortgagor(s), their perThat prior to the commencement of sonal representatives or assigns. this mortgage foreclosure proceeding If the Mortgage is not reinstated Mortgagee/Assignee of Mortgagee com- under Minn. Stat. §580.30 or the propplied with all notice requirements as erty is not redeemed under Minn. Stat. required by statute; That no action or §580.23, the Mortgagor must vacate proceeding has been instituted at law the property on or before 11:59 p.m. on o r o t h e r w i s e t o r e c o v e r t h e d e b t July 04, 2011, or the next business day secured by said mortgage, or any part if July 04, 2011 falls on a Saturday, thereof; Sunday or legal holiday. PURSUANT to the power of sale conMortgagor(s) released from financial tained in said mortgage, the above obligation: NONE described property will be sold by the THIS COMMUNICATION IS FROM Sheriff of said county as follows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: January ING TO COLLECT A DEBT. ANY 20, 2011 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE: S h e r i f f ' s O f f i c e , USED FOR THAT PURPOSE. Law Enforcement Center, 1580 Hwy THE RIGHT TO VERIFICATION OF 55, Lobby #S-100, Hastings, MN THE DEBT AND IDENTITY OF THE to pay the debt then secured by said ORIGINAL CREDITOR WITHIN THE Mortgage, and taxes, if any, on said T I M E P R O V I D E D B Y L A W I S N O T premises, and the costs and disburse- AFFECTED BY THIS ACTION. ments, including attorneys' fees THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mortgagor(s) must vacate the property if the ��

PUBLIC NOTICE

�� default �� in conditions of has occurred the following described mortgage: �� WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 18, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017789F01 2416712 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 4 , 2005 MORTGAGOR: Bonnie J. Mc Callum, a single person. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2005, Dakota County Recorder, Document No. 2321835. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1670 Woodgate Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 104725114001 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Mallard Park Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $89,677.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2420972 11/18-12/23/10

PUBLIC NOTICE

DATE OF MORTGAGE: A u g u s t 1 1 , 2003 MORTGAGORS: J e f f r e y D . M c c o r mick and Elizabeth Mccormick, Husband and Wife. MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation n/k/a Chase Home Finance, LLC. DATE AND PLACE OF RECORDING: Recorded September 24, 2003, Dakota County Recorder, Document No. 2114640. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation n/k/a Chase Home Finance, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 20619 Justice Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 224405203002 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Lake Marion Estates 3rd Addition, according to the recorded plat thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $245,585.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9558 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422455 11/18-12/23/10

PUBLIC NOTICE

MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 15737 Harmony Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014580115006 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 6, Longridge Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,345.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3297 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422699 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Jarol S Christiansen and Konnisa Christiansen, husband and wife MORTGAGEE: River City Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: February 18, 2003 Dakota County Recorder Document Number: 2001419 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: November 21, 2002 Recorded: February 18, 2003 Dakota County Recorder Document Number: 2001420 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428312 And assigned to: U.S. Bank National Association Dated: November 11, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001807138 Lender or Broker: River City Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 540 Chapel Ln, Eagan, MN 55121-2301 Tax Parcel ID Number: 10-15600-150-11 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Burrview Acres, according to the plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $136,702.24

$136,702.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 04, 2011, or the next business day if July 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016466F01 2421420 11/18-12/23/10

PUBLIC NOTICE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 4, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4065 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422336 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Dated: November 12, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated October 23, 2007, executed by Matthew W. Christenson and Kimberly M. Christenson, husband and wife, as Mortgagors to Merchants Bank, National Association, as Mortgagee and filed for record November 8, 2007, as Document Number 2555307 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. The Mortgage has been assigned as follows: Not Applicable 3. The original principal amount secured by the Mortgage was: $ 175,000.00 4. No action or proceeding at law is now pending to recover the debt secured by the mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t he amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $ 176,437.89 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot Eleven (11), Block Two (2), Featherstone Ridge, CIC No. 307, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on December 30, 2010, at 10:00 a.m., at the lobby of the Dakota County Sheriff's Office, Lobby S-100, 1580 Highway 55, Hastings, Minnesota 55033. 8. The street address of the property is: 496 Featherstone Court, Hastings, Minnesota 55033. The tax parcel identification number is: 19-25900-110-02. 9. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagors or Mortgagors' personal representatives or assigns is six (6) months after the date of sale. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. T H I S I S A N A T T E M P T T O COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND THE IDENTITY OF THE CREDITOR WILL NOT BE AFFECTED BY THI S FORECLOSURE PROCEEDING. 12. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

ing, unless otherwise provided by law, the date on or before which the mortgagors must vacate the property if the mortgage is not reinstated under Section 580.30 or the property is not redeemed under Section 580.23 is 11:59 p.m. on June 30, 2011. MERCHANTS BANK, NATIONAL ASSOCIATION /s/ Mark A. Merchlewitz By: Mark A. Merchlewitz Attorney-in-Fact for Merchants Bank, National Association Attorney for Mortgagee Mark A. Merchlewitz BENSON & MERCHLEWITZ 174 Main Street Winona, MN 55987 (507) 454-3752 STATE OF MINNESOTA } } ss. } COUNTY OF WINONA The foregoing instrument was acknowledged before me this 12th day of November, 2010, by Mark A. Merchlewitz, Attorney-in-Fact for Merchants Bank, National Association, Mortgagee. /s/ Kristine K. Teske SIGNATURE OF PERSON TAKING ACKNOWLEDGMENT THIS INSTRUMENT WAS DRAFTED BY: Mark A. Merchlewitz BENSON & MERCHLEWITZ 174 Main Street Winona, MN 55987 507-454-3752 2421140 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 0 , 2007 MORTGAGORS: Richard Norton and Jill Norton, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered September 4, 2007, Dakota County Registrar of Titles, Document No. 616632, Certificate of Title No. 101912. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 2, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001501703 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1520 Earle Way, Burnsville, MN 55306 TAX PARCEL I.D. #: 022247501001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Earl Place. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,256.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $271,292.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

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ABANDONED. Dated: November 4, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2418645 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,600.00 MORTGAGOR(S): Joyce LaFavre, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 23, 2006 Dakota County Registrar of Titles Document Number: 586919 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, NA, successor by merger to Countrywide Bank, FSB Dated: May 26, 2009 Registered: June 24, 2009 Dakota County Registrar of Titles Document Number: T646212 And assigned to: BAC HOME LOANS SERVICING, LP Dated: November 11, 2010 And assigned to: BAC HOME LOANS SERVICING, LP Dated: November 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001226110-6 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132125 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3335 148th St W, Rosemount, MN 55068-4339 Tax Parcel ID Number: 34-62856-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1; in Rahn's Seventh Addition, according to the plat thereof now on file and of record. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,448.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2011, or the next business day if July 07, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2010 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018174F01 2425671 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $356,084.00 MORTGAGOR(S): Chad Weiss and Heidi Weiss, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000054136 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on September 15, 2005, as Document No. 2361054 ASSIGNED TO: U.S. Bank N.A., as Trustee for the registered holders of BancCap Asset Securitization Issuance Corporation, Mortgage Loan Asset Backed Certificates, Series 2006-1 Dated: January 29, 2008, and recorded February 8, 2008 by Document No. 2571285. LEGAL DESCRIPTION OF PROPERTY: Waterview Lot 13, Block 1, Dakota County, Minnesota PROPERTY ADDRESS: 646 Waterview Cv, Eagan, MN 55123 PROPERTY I.D: 10 83500 130 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Ninety-One Thousand One Hundred and 59/100 ($391,100.59) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 4, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010 U.S. Bank N.A., as Trustee for the registered holders of BancCap Asset Securitization Issuance Corporation, Mortgage Loan Asset Backed Certificates, Series 2006-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00514-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3813524 11/18/2010, 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010 2419969 11/18-12/23/10

PUBLIC NOTICE

MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 416 19th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-32900-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13 and the South 1/2 of Lot 14, Block 2, Hillside Terrace. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $171,670.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7150 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422375 11/18-12/23/10

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9538 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422493 11/18-12/23/10

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�� the date on or�� before which the mort A t t o r n�� e y s f o r �� A s�� signee of gagor(s) must vacate the property if the Mortgage/Mortgagee mortgage is not reinstated under sec- One Financial Plaza, tion 580.30 or the property is not 120 South Sixth Street, Suite 1100 redeemed under section 580.23 is Minneapolis, MN 55402 Phone: 612-573-3677 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM Our File No. 10MN00524-1 FINANCIAL OBLIGATION ON MORT- THIS IS A COMMUNICATION FROM GAGE: None A DEBT COLLECTOR. "THE TIME ALLOWED BY LAW FOR A S A P # 3 8 2 1 4 5 5 1 1 / 2 5 / 2 0 1 0 , REDEMPTION BY THE MORTGAGOR, 12/02/2010, 12/09/2010, 12/16/2010, THE MORTGAGOR'S PERSONAL REP- 12/23/2010, 12/30/2010 11/25-12/30/10 RESENTATIVES OR ASSIGNS, MAY BE 2427834 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION OF GAGED PREMISES ARE IMPROVED THE DEBT AND IDENTITY OF THE WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT ORIGINAL CREDITOR WITHIN THE PROPERTY USED IN AGRICULTURAL T I M E P R O V I D E D B Y L A W I S N O T P R O D U C T I O N , A N D A R E AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has ABANDONED." occurred in the conditions of the folDated: November 9, 2010. lowing described mortgage: Chase Home Finance LLC DATE OF MORTGAGE: March 1, 2006 Mortgagee/Assignee of Mortgagee ORIGINAL PRINCIPAL AMOUNT OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGE: $122,000.00 By: Paul A. Weingarden MORTGAGOR(S): Charles B Milne, a Attorneys for Mortgagee/Assignee of married person, Purchase Money Mortgagee Mortgage 4500 Park Glen Road #300 MORTGAGEE: Mortgage Electronic Minneapolis, MN 55416 Registration Systems, Inc. as nominee (952) 925-6888 for Maribella Mortgage, 30-9584 LLC TRANSACTION AGENT: MortTHIS IS A COMMUNICATION FROM gage Electronic Registration Systems, A DEBT COLLECTOR. Inc 2422559 11/18-12/23/10 MIN#: 100220710000113015 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. NOTICE OF MORTGAGE DATE AND PLACE OF FILING: FORECLOSURE SALE THE RIGHT TO VERIFICATION OF Dakota County Minnesota, Recorder , THE DEBT AND IDENTITY OF THE on March 14, 2006, as Document No. ORIGINAL CREDITOR WITHIN THE 2412467 ASSIGNED TO: HSBC Bank USA, TIME PROVIDED BY LAW IS NOT N.A., as Trustee on behalf of ACE AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Securities Corp. Home Equity Loan default has occurred in the conditions Trust and for the registered holders of ACE Securities Corp. Home Equity of the following described mortgage: DATE OF MORTGAGE: September Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF Dated: May 31, 2006 , and recorded October 22, 2010 by Document No. MORTGAGE: $144,000.00 MORTGAGOR(S): Kristen Reppen,an 2761078 . LEGAL DESCRIPTION OF PROPunmarried woman and Travis Witt, an ERTY: Lot Two (2), Block Five (5), unmarried man MORTGAGEE: Mortgage Electronic Whispering Oaks 1st addition, accordRegistration Systems, Inc. as nominee i n g t o t h e r e c o r d e d P l a t t h e r e o f , for DHI Mortgage Company Limited Dakota County, Minnesota. PROPERTY ADDRESS: 504 Pleasant Partnership TRANSACTION AGENT: Mortgage Drive, Hastings, MN 55033 PROPERTY I.D: 19-83950-020-05 Electronic Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS MIN#: 100020410000863253 SERVICER: Ocwen Loan Servicing, LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE LLC LENDER: DHI Mortgage Company ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Limited Partnership. D A T E A N D P L A C E O F F I L I N G : Twenty-Three Thousand Six Hundred Dakota County Minnesota,Registrar of Ninety-Five and 73/100 ($123,695.73) THAT no action or proceeding has Title , on October 19, 2005, as Docubeen instituted at law to recover the ment No. 577152 ASSIGNED TO: HSBC Bank USA, debt secured by said mortgage, or any N.A., as Trustee on behalf of ACE part thereof; that there has been comSecurities Corp. Home Equity Loan pliance with all pre-foreclosure notice Trust and for the registered holders of and acceleration requirements of said ACE Securities Corp. Home Equity mortgage, and/or applicable statutes; PURSUANT, to the power of sale conLoan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates tained in said mortgage, the above Dated: March 28, 2006 , and recorded described property will be sold by the November 5, 2010 by Document No. Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM T670583. L E G A L D E S C R I P T I O N O F P R O P - on January 11, 2011 PLACE OF SALE: Sheriff`s M a i n ERTY: Unit No. 18138, CIC No. 424, Crossroads Condominiums, Dakota Office, Law Enforcement Center, 1580 County, Minnesota Being Registered Highway 55, Hastings MN 55033-2343 land as is evidenced by Certificate of to pay the debt then secured by said mortgage and taxes, if any actually title No. 133980 PROPERTY ADDRESS: 17391 Get- paid by the mortgagee, on the premises and the costs and disbursetysburg Way, Lakeville, MN 55044 ments allowed by law. The time PROPERTY I.D: 221860413818 COUNTY IN WHICH PROPERTY IS allowed by law for redemption by said mortgagor(s), their personal represenLOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE tatives or assigns is 6 months from the ON THE MORTGAGE ON THE DATE OF date of sale. "THE TIME ALLOWED BY LAW FOR THE NOTICE: One Hundred Forty-Nine T h o u s a n d S i x H u n d r e d F o r t y a n d REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REP00/100 ($149,640.00) THAT no action or proceeding has RESENTATIVES OR ASSIGNS, MAY BE been instituted at law to recover the REDUCED TO FIVE WEEKS IF A JUDIdebt secured by said mortgage, or any CIAL ORDER IS ENTERED UNDER part thereof; that there has been com- MINNESOTA STATUTES, SECTION pliance with all pre-foreclosure notice 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G and acceleration requirements of said OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED mortgage, and/or applicable statutes; PURSUANT, to the power of sale con- WITH A RESIDENTIAL DWELLING OF tained in said mortgage, the above LESS THAN FIVE UNITS, ARE NOT described property will be sold by the PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM ABANDONED." Dated: November 25, 2010 on January 11, 2011 HSBC Bank USA, N.A., as Trustee PLACE OF SALE: Sheriff`s M a i n on behalf of ACE Securities Corp. Office, Law Enforcement Center, 1580 Home Equity Loan Trust and for Highway 55, Hastings MN 55033-2343 the registered holders of ACE to pay the debt then secured by said Securities Corp. Home Equity Loan mortgage and taxes, if any actually Trust, Series 2006-ASAP3, Asset paid by the mortgagee, on the preBacked Pass-Through Certificates mises and the costs and disbursem e n t s a l l o w e d b y l a w . T h e t i m e Randall S. Miller & Associates, PLLC allowed by law for redemption by said A t t o r n e y s f o r A s s i g n e e o f mortgagor(s), their personal represen- Mortgage/Mortgagee tatives or assigns is 6 months from the One Financial Plaza, 120 South Sixth Street, Suite 1100 date of sale. "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55402 REDEMPTION BY THE MORTGAGOR, Phone: 612-573-3677 THE MORTGAGOR`S PERSONAL REP- Our File No. 10MN00580-1 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. CIAL ORDER IS ENTERED UNDER A S A P # 3 8 2 1 4 5 6 1 1 / 2 5 / 2 0 1 0 , MINNESOTA STATUTES, SECTION 12/02/2010, 12/09/2010, 12/16/2010, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 12/23/2010, 12/30/2010 OTHER THINGS, THAT THE MORT- 2427813 11/25-12/30/10 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E THE RIGHT TO VERIFICATION ABANDONED." OF THE DEBT AND IDENTITY OF Dated: November 25, 2010 HSBC Bank USA, N.A., as Trustee THE ORIGINAL CREDITOR WITHIN on behalf of ACE Securities Corp. THE TIME PROVIDED BY LAW IS Home Equity Loan Trust and for NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that the registered holders of ACE Securities Corp. Home Equity Loan default has occurred in conditions of Trust, Series 2006-ASAP2, Asset the following described mortgage: DATE OF MORTGAGE: November 1, Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC A t t o r n e y s f o r A s s i g n e e o f ��

PUBLIC NOTICE

�� LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON �� DATE OF MORTGAGE: November 1, 2007 MORTGAGORS: Justin L. Schreader and Jolene Schreader a/k/a Joleen Schreader, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 14, 2008, Dakota County Recorder, Document No. 2572207. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 27, 2009, Recorded: November 6, 2009, Document No. 2694802. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520048289427 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16099 Flagstaff Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-73400-160-01 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Sunrise Village, CIC No. 586. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $325,177.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4953 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428991 11/25-12/30/10

PUBLIC NOTICE

MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 454 13th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367020901004 LEGAL DESCRIPTION OF PROPERTY: Lots 5, 6, 7, 8, and 9, Block 8 and Lot 1, Block 4, South Park Division No. 10, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$145,601.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3315 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428077 11/25-12/30/10

PUBLIC NOTICE

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6370 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2429023 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 10, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Claret Springs Association (hereinafter the "Association") which was recorded as Document No. 1544225 on October 22, 1998, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 73, Block 1, Wensmann Eleventh Addition, CIC No. 252, Dakota County, Minnesota STREET ADDRESS: 15153 Cimarron Avenue, Rosemount, MN 55068 TAX PARCEL ID NUMBER: 34-83610-730-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 10, 2010, from Wendy B. Truelson, title holder, to the Association, a Minnesota non-profit corporation, the amount of $5,250.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after November 10, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 30, 2010, as Document No. 2722065 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 11th day of January, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 11, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

closure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CLARET SPRINGS ASSOCIATION Attorneys for Claret Springs Association THOMSEN & NYBECK, P.A. By: ______________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Claret Springs/Truelson/09-7-650D)

2428903

11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,000.00 MORTGAGOR(S): Peter M. Weesner, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 15, 2004 Dakota County Recorder Document Number: 2225722 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100058900003349883 Lender or Broker: RBC Mortgage Company Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17375 Jade Ter, Lakeville, MN 55044-9000 Tax Parcel ID Number: 221320212001 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Barrett Third Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $245,450.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2011, or the next business day if July 07, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009635F03 2428392 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 11, 2008 MORTGAGOR: Milissa S. Whitehurst, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 22, 2008, Dakota County Recorder, Document No. 2573638. ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: October 29, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000131487 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1995 Highland Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 193285201004 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Highland Hills Third Addition, according to the recorded plat thereof and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,525.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $251,805.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4949 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428959 11/25-12/30/10

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900795467277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1600 Wexford Circle, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-83851-320-01 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Wexford 2nd Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$297,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$316,362.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428012 11/25-12/30/10

PUBLIC NOTICE

��

Avenue, South Saint Paul, MN 55075 PROPERTY I.D: 36-70207-200-04 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Six Thousand Four Hundred One and 68/100 ($196,401.68) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 Deutsche Bank National Trus t Company, as trustee for Ixis Real Estate Capital Trust 2005-HE4 Mortgage Pass Through Certificates, Series 2005-HE4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00591-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821823 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427896 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE This NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE is published and given pursuant to Minn. Stat. § 582.32. The date of the Agreement for Voluntary Foreclosure Pursuant to Minn. Stat. § 582.32, executed by Joseph K. Paulose and Lucy J. Paulose, husband and wife, and Eagle Valley Bank, N.A., a national banking association, is October 8, 2010 and filed for record on October 15, 2010 in the office of the Dakota County Recorder in and for the County of Dakota and State of Minnesota, as Document No. 2759869. NOTICE IS HEREBY GIVEN: that default has occurred in the conditions of that certain Mortgage executed by Joseph K. Paulose and Lucy J. Paulose, husband and wife, as Mortgagor, in favor of Eagle Valley Bank, N.A., a national banking association, as Mortgagee, which is dated November 28, 2005 and filed for record on December 7, 2005, in the office of the Dakota County Recorder in and for the County of Dakota and State of Minnesota, as Document No. 2386829 (“Mortgage”); that the land described in the Mortgage is not registered land; that the original principal amount secured by said Mortgage being $450,000.00; that no action or proceeding at law is now pending to recover the debt secured by the Mortgage or any part thereof; that the holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage and all notice and other requirements of applicable statutes; that, as of the date of this notice, the amount due and claimed to be due on the Mortgage, including interest to the date hereof and taxes, if any, paid by the holder of the Mortgage is $368,903.95, plus attorneys’ fees and costs; and that pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows to wit: The Northeast Quarter (NE 1⁄4) of the Southeast Quarter (SE 1⁄4) of Section Thirty-Five (35), Township One Hundred Fourteen (114), Range Twenty-One (21), except that part taken for highway purposes, Dakota County, Minnesota; together with all privileges, hereditaments, easements and appurtenances, all rents, leases, issues and profits, all claims, awards and payments made as a result of the exercise of the right of eminent domain, and all existing and future improvements and fixtures (collectively, the “Real Property”) Property Identification No.: 22-03500-010-75; Property Address: unassigned together with all buildings, structures, improvements, and all other property, proceeds, and rights as set forth in the

proceeds, and rights as set forth in the Mortgage, will be sold by the Sheriff of said County at public auction on the 27th day of December, 2010 at 10:00 a.m., at the Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, Minnesota, to pay the debt then secured by said Mortgage and taxes, if any, on said premises and the costs and disbursements allowed by law. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is two months from the date of sale, except that if the real estate is subject to a federal tax lien under which the United States is entitled to a 120-day redemption period under section 7425(d)(1) of the Internal Revenue Code, as amended, the mortgagor's redemption period is 120 days from the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. § 582.32, Subdivision 9, beginning after the expiration of the Mortgagors’ redemption period. Pursuant to Minn. Stat. § 582.32, Subdivision 9, a person holding a junior lien upon the real estate or some part of the real estate may redeem in the order and manner specified in Minn. Stat. §§ 580.24 and 580.25, but only if before the end of the Mortgagor's redemption period the creditor files with the county recorder or registrar of titles of each county where the real estate is located, a notice of intention to redeem. If a junior creditor fails to timely file a notice of intention to redeem or fails to redeem, its lien on the real estate is extinguished. Dated: November 16, 2010 Eagle Valley Bank, N.A., a national banking association FAFINSKI MARK & JOHNSON, P.A. Connie A. Lahn, #0269219 Christopher J. Knapp, #0344412 Flagship Corporate Center 775 Prairie Center Drive, Suite 400 Eden Prairie, Minnesota 55344 Telephone: 952.995.9500 Facsimile: 952.995.9577 ATTORNEYS FOR EAGLE VALLEY BANK, N.A. THIS INSTRUMENT WAS DRAFTED BY: FAFINSKI MARK & JOHNSON, P.A. (CJK) 775 Prairie Center Drive, Suite 400 Eden Prairie, Minnesota 55344 Telephone: 952.995.9500 LOAN NO. 17714 2428847 11/25-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,300.00 MORTGAGOR(S): Lawrence J. Lesniak and Charmayne Y Lesniak, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 08, 2005 Dakota County Recorder Document Number: 2328422 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900050780716 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20657 Hampshire Way, Lakeville, MN 55044-4666 Tax Parcel ID Number: 22 82052 090 02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Village Creek 3rd Addition, Common Interest Community No. 327, according to the plat thereof on file or of record in the Office of the County Recorder, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,920.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2011, or the next business day if July 07, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018134F01 2426527 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,544.00 MORTGAGOR(S): Michael J. Homiak and Pilar A Homiak, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 13, 2005 Dakota County Recorder Document Number: 2321626 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002301882 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20075 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12 24500 029 04 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 4, Empire River Preserve CIC No. 386, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,954.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2011, or the next business day if July 07, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018136F01 2426549 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain Mortgage, Security Agreement and Assignment of Rents and Leases, dated September 21, 2005, executed by Stahl Commercial Properties LLC, a Minnesota limited liability company, and Stahl Commercial Properties II LLC, a Minnesota limited liability company, as borrower (collectively, the "Mortgagor"), and delivered to World Savings Bank, FSB, a federal savings bank, as mortgagee (together with its successors in interest, the "Mortgagee"), which mortgage was recorded October 18, 2005 in the Office of the County Recorder of Dakota County, Minnesota as Document No. 2371989, as assigned by that certain Corporation Assignment of Mortgage and Related Documents, dated February 24, 2010, executed by Wachovia Mortgage, a division of Wells Fargo Bank, NA, formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB, as assignor, and delivered to Fannie Mae, which was recorded June 7, 2010 in th e Office of the County Recorder of Dakota County, Minnesota as Document No. 2734101 (collectively, the "Mortgage"), the original principal amount secured by said Mortgage, being $596,250.00; that no action or proceeding has been instituted at law to recover the debt secured by said Mortgage or any part thereof; that any notice required by said Mortgage, or any note secured thereby, or by law, to be given prior to the commencement of these proceedings to foreclose said Mortgage has been given; that there is due and claimed to be due upon said Mortgage, including interest to date hereof, the sum of $625,745.44; and that pursuant to the power of sale therein contained, said Mortgage will be foreclosed. Fannie Mae, in its capacity as the record holder of the Mortgage, and the Mortgagor, in its capacity as the record holder of the legal and equitable interest in that certain real estate encumbered by the Mortgage, have entered into a Voluntary Mortgage Foreclosure Agreement dated as of November 12, 2010, evidenced by a Memorandum of Voluntary Mortgage Foreclosure Agreement recorded November 17, 2010 in the Office of the County Recorder of Dakota County, Minnesota as Document No. 2766822. The tract of land in said Mortgage, lying and being in Dakota County, Minnesota, and legally described as follows, to-wit: Parcel 1: That part of Lot 18, Block 2, Hampton, Dakota County Minnesota, described as follows: Commencing at the Northwest corner of said Lot 18; thence South 12 degrees 12 minutes 21 seconds East (assumed bearing) along the West line thereof a distance of 40.00 feet; thence North 83 degrees 14 minutes 33 seconds East, a distance of 74.50 feet; thence North 12 degrees 12 minutes 21 seconds West, parallel with the West line of said Lot 18, a distance of 16.00 feet; thence North 86 degrees 17 minutes 09 seconds East, parallel with the North line of said Lot 18, a distance of 74.56 feet, more or less to the East line of said Lot 18; thence South 12 degrees 16 minutes 31 seconds East along said East line of Lot 18, a distance of 45.00 feet to the point of beginning of the land to be described; thence South 83 degrees 16 minutes 33 seconds West a distance of 70.86 feet; thence South 6 degrees 42 minutes 21 seconds East a distance of 30.00 feet; thence South 83 degrees 17 minutes 39 seconds West a distance of 75.00 feet, more or less to the West line of said Lot 18; thence South along the West line of said Lot 18 to a point which is 162 feet Southerly of the Northerly line of said Lot 18, measured along the Westerly line of said Lot 18; thence Easterly in a straight line to a point on the Easterly line of said Lot 18 which point is 34 feet Northerly from the Southeast corner of said Lot 18; thence Northerly along the Easterly line of said Lot 18 to the point of beginning, according to the recorded plat thereof, and situate in Dakota County, Minnesota. Parcel 2: That part of Lot 18, Block 2, Hampton, Dakota County, Minnesota, described as follows: Commencing at the Northwest corner of said Lot 18; thence South 12 degrees 12 minutes 21 seconds East (assumed hearing) along the West line thereof a distance of 40.00 feet to the point of beginning of the land to be described; thence North 83 degrees 14 minutes 33 seconds East, a distance of 74.50 feet; thence North 12 degrees 12 minutes 21 seconds West, parallel with the West line of said Lot 18 a distance of 16.00 feet; thence North 86 degrees 17 minutes 09 seconds East, parallel with the North line of said Lot 18 a distance of 74.66 feet, more or less, to the East line of said Lot 18; thence South 12 degrees 16 minutes 31 seconds East along said East line of Lot 18 a distance of 45.00 feet; thence South 83 degrees 16 minutes 33 seconds West a distance of 70.86 feet; thence South 6 degrees 42 minutes 21 seconds East a distance of 30.00 feet; thence South 83 degrees 17 minutes 39 seconds West a distance of 75.00 feet, more or less to the West line of said Lot 18; thence North 12 degrees 12 minutes 21 seconds West along said West line of Lot 18 a distance of 63.00 feet to the point of beginning,

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�� sale. months from the date �� of said 63.00 feet to �� the point of beginning, Each person holding a junior lien according to the United States Government Survey thereof and situate upon the Mortgaged Property or some in Dakota County, Minnesota. part thereof may redeem in the order (which real property, together with any and manner provided by Minn. Stat. § a n d a l l e a s e m e n t s , r i g h t s - o f - w a y , 582.32, subd. 9, beginning after the licenses, privileges, and appurtenances e x p i r a t i o n o f t h e M o r t g a g o r ' s thereto and any and all other real redemption period, but only if one p r o p e r t y w h i c h m a y a t a n y t i m e week or more before the end of the hereafter be conveyed by Mortgagor to Mortgagor's redemption period the Mortgagee as security for that certain creditor files with the Office of the p r o m i s s o r y n o t e s e c u r e d b y t h e County Recorder in the county where Mortgage (the "Note"), is hereinafter the Mortgaged Property is located a r e f e r r e d t o a s t h e " L a n d " ) ; A l l notice of intention to redeem. Property Addresses: 23290-23304 highways, roads, streets, alleys, and o t h e r p u b l i c r i g h t s - o f - w a y a n d Main Street, Hampton, MN 55031. Tax Parcel ID Numbers: thoroughfares, bordering on or adjacent to the Land, together with all 18-32000-184-02 and 18-32000-185-02. Dated: November 18, 2010 right, title, and interest of Mortgagor to FANNIE MAE the real property lying within said highways, roads, streets, alleys, and FAEGRE & BENSON LLP other public rights-of-way and thor- By D. Charles Macdonald oughfares, and all vacated highways, Attorneys for Mortgagee r o a d s , s t r e e t s , a l l e y s , a n d p u b l i c 2200 Wells Fargo Center rights-of-way and thoroughfares, and 90 South Seventh Street all strips and gores adjoining or within Minneapolis, MN 55402 t h e L a n d o r a n y p a r t t h e r e o f ; A l l 2426201 11/25-12/16/10 buildings, structures, improvements, railroad spurs, tracks and sidings, plants, works, and fixtures now or at NOTICE OF MORTGAGE any time located on any portion of the FORECLOSURE SALE Land, and all extensions, additions, THE RIGHT TO VERIFICATION betterments, substitutions, and replacements thereof; All fixtures, OF THE DEBT AND IDENTITY OF furniture, furnishings, equipment, THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS machinery, p p l i a n c e s , a p p a r a t u s , a n d o t h e r NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that property of every kind and description now or at any time installed or located default has occurred in conditions of on or used or usable in connection the following described mortgage: MORTGAGORS:Justin A. Kepler and with the Land or the buildings and i m p r o v e m e n t s s i t u a t e d t h e r e o n , Joyce K. Luedke, both single. MORTGAGEE:Mortgage Electronic including, but not limited to, all lighting, heating, cooling, ventilating, Registration Systems, Inc. DATE AND PLACE OF RECORDING: air-conditioning, humidifying, Registered April 14, 2008, Dakota dehumidifying, plumbing, sprinkling, incinerating, refrigerating, air-cooling, County Registrar of Titles, Document lifting, fire extinguishing, cleaning, No. 626546, Certificate of Title No. communicating, security, surveillance, 144598. ASSIGNMENTS OF MORTGAGE: computer, telephone and electrical Assigned to: Chase Home Finance systems, and the machinery, appliances, fixtures, and equipment LLC, Dated: November 16, 2010. Said Mortgage being Registered pertaining thereto, all switchboards, engines, motors, tanks, pumps, floor Land. TRANSACTION AGENT: Mortgage coverings, carpeting, partitions, c o n d u i t s , d u c t s , c o m p r e s s o r s , Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTelevators, escalators, accessories, draperies, blinds and other window GAGE IDENTIFICATION NUMBER ON c o v e r i n g s , a n d t h e m a c h i n e r y , MORTGAGE: 100026900031030033 LENDER OR BROKER AND MORTappliances, fixtures, and equipment pertaining thereto, all of which GAGE ORIGINATOR STATED ON f i x t u r e s , f u r n i s h i n g s , f u r n i t u r e , MORTGAGE: Bell America Mortgage equipment, machinery, appliances, LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERapparatus, and other property, whether or not permanently affixed to the Land; VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: All rights, privileges, permits, licenses, easements, consents, tenements, 21030 Chippendale Court, Farmington, hereditaments, and appurtenances at MN 55024 TAX PARCEL I.D. #: 142110005100 any time belonging to or in any way LEGAL DESCRIPTION OF PROPappertaining to all or any part of the ERTY: Land and any property or interests Lot 3 and those parts of Lots 4 and 5 subject to the Mortgage; all right, title, lying Easterly of a Straight Line and interest of Mortgagor in all drawn from a point on the North Line reversions and remainders in or to all of Said Lot 4 Distant 28 feet West of or any part of the Land and other the Northeast Corner of Said Lot 4 to property and interests subject to the the Southeast Corner of Said Lot 5, Mortgage, and all avails, rents, income, All in Dooley Add. issues, profits, royalties, and revenues COUNTY IN WHICH PROPERTY IS derived from or belonging to all or any part of the Land and other property LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF and interests subject to the Mortgage; A n y a n d a l l p r o c e e d s o f t h e MORTGAGE:$173,250.00 AMOUNT DUE AND CLAIMED TO BE conversion, wheth er voluntary or involuntary, of all or any part of the DUE AS OF DATE OF NOTICE, INCLUDLand and other property and interests ING TAXES, IF ANY, PAID BY MORTsubject to the Mortgage into cash or GAGEE:$185,340.27 That prior to the commencement of liquidated claims, including, by way of illustration and not limitation, all this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comproceeds of insurance and all awards a n d p a y m e n t s , i n c l u d i n g i n t e r e s t plied with all notice requirements as thereon, which may be made with required by statute; That no action or respect to all or any part of the Land or proceeding has been instituted at law other property and interests subject to o r o t h e r w i s e t o r e c o v e r t h e d e b t t h e M o r t g a g e , o r a n y e s t a t e o r secured by said mortgage, or any part easement therein, as a result of any thereof; PURSUANT to the power of sale condamage to or destruction of all or any part of the Land and other property tained in said mortgage, the above and interests subject to the Mortgage, described property will be sold by the the exercise of the right or power of Sheriff of said county as follows: DATE AND TIME OF SALE: January condemnation or eminent domain, the closing of, or the alteration of the 25, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law grade of, any highway, road, street, alley or other public right-of-way or Enforcement Center, 1580 Hwy 55, thoroughfare on or adjoining all or any Lobby #S-100, Hastings, MN to pay the debt then secured by said part of the Land and other property and interests subject to the Mortgage, Mortgage, and taxes, if any, on said or any other injury to or decrease in premises, and the costs and disbursethe value of all or any part of the Land m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s or other property and interests subject allowed by law subject to redemption to the Mortgage, to the extent of all within six (6) months from the date of amounts which may be secured by the said sale by the mortgagor(s), their Mortgage, and any and all assignments personal representatives or assigns a n d o t h e r i n s t r u m e n t s a s a r e unless reduced to Five (5) weeks under necessary for the purpose of assigning MN Stat. §580.07. TIME AND DATE TO VACATE PROPsaid proceeds, awards, and payments to Mortgagee, free, clear and ERTY: If the real estate is an single-family dwellowner-occupied, discharged of any and all encumbrances of any kind or nature, ing, unless otherwise provided by law, whatsoever; and The immediate and the date on or before which the mortcontinuing right to receive and collect gagor(s) must vacate the property if the all rents, income, issues and profits mortgage is not reinstated under secwhich are or may become due under or tion 580.30 or the property is not by virtue of any lease or agreement redeemed under section 580.23 is ( o r a l o r w r i t t e n ) f o r t h e l e a s i n g , 11:59 p.m. on July 25, 2011. MORTGAGOR(S) RELEASED FROM subleasing, use or occupancy of all or any part of the Land, or any buildings, FINANCIAL OBLIGATION ON MORTstructures or improvements located on GAGE:None "THE TIME ALLOWED BY LAW FOR the Land, made or agreed to by the Mortgagor, and all of such leases or REDEMPTION BY THE MORTGAGOR, a g r e e m e n t s , t o g e t h e r w i t h a l l THE MORTGAGOR'S PERSONAL REPguaranties therefore and any renewals RESENTATIVES OR ASSIGNS, MAY BE or extensions thereof (collectively, the REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER "Mortgaged Property"); will be sold by the Sheriff of Dakota MINNESOTA STATUTES, SECTION County, Minnesota at public auction 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G on Monday, December 27, 2010 at OTHER THINGS, THAT THE MORT10:00 o'clock A.M., at the Dakota GAGED PREMISES ARE IMPROVED C o u n t y S h e r i f f ' s O f f i c e , L a w WITH A RESIDENTIAL DWELLING OF Enforcement Center, 1580 Highway 55, LESS THAN FIVE UNITS, ARE NOT Hastings MN 55033-2343, to pay the PROPERTY USED IN AGRICULTURAL debt secured by said Mortgage and P R O D U C T I O N , A N D A R E taxes, if any, on said premises and the ABANDONED." Dated: November 16, 2010. costs, attorneys' fees and Chase Home Finance LLC disbursements allowed by law. The Mortgagee/Assignee of Mortgagee time allowed by law for redemption by USSET, WEINGARDEN AND LIEBO, P.L.L.P. the Mortgagor, its personal representa-

PUBLIC NOTICE

tives, successors or assigns is two (2) months from the date of said sale.

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�� And assigned to: Countrywide Bank, FSB �� USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2427961 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,000.00 MORTGAGOR(S): Craig T Osborne and Amy M Osborne , husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Lending Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100055140027083332 SERVICER: Ocwen Loan Servicing, LLC LENDER: Aegis Lending Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 9, 2006, as Document No. 2466912 ASSIGNED TO: Deutsche Bank National Trust Company, as Indenture Trustee for the registered Noteholders of Aegis Asset Backed Securities Trust 2006-1, Mortgage Backed Notes Dated: December 21, 2007 , and recorded January 24, 2008 by Document No. 2567915 . LEGAL DESCRIPTION OF PROPERTY: Lot 6,Block 4,Beacon Hill, Dakota County, Minnesota. PROPERTY ADDRESS: 4640 Kingsbury Drive, Eagan, MN 55122 PROPERTY I.D: 10-13500-060-04 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Nine Thousand Six Hundred Twenty and 32/100 ($199,620.32) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 Deutsche Bank National Trust Company, as Indenture Trustee for the registered Noteholders of Aegis Asset Backed Securities Trust 2006-1, Mortgage Backed Notes Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00592-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821806 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427883 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 MORTGAGOR(S): Sean D. Roff and Vivan A. Roff a/k/a Vivian A. Roff, husband and wife MORTGAGEE: Merchants Bank, National Association - Hampton DATE AND PLACE OF RECORDING: Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528304 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank,

Dated: June 25, 2007 Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528305 And assigned to: BAC Home Loans Servicing, L.P. Dated: July 30, 2010 Recorded: August 02, 2010 Dakota County Recorder Document Number: 2743840 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Merchants Bank, National Association - Hampton Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2563 Yellowstone Dr, Hastings, MN 55033-3751 Tax Parcel ID Number: 19-29702-068-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 68 Glendale Heights Villas, a Condominium, CIC No. 439, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,982.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015885F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 05, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 17, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 05, 2010 at 10:00 AM has been postponed to October 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 26, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in

Lobby S 100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015885F01 2432491 12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,500.00 MORTGAGOR(S): Brian Lee Heckmann and Christine Heckmann, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 27, 2007 Dakota County Recorder Document Number: 2546586 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: October 07, 2010 Recorded: October 11, 2010 Dakota County Recorder Document Number: 2758630 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039032129740649 Lender or Broker: Quicken Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 902 Bellows St, West St Paul, MN 55118-1319 Tax Parcel ID Number: 42-66700-091-00 LEGAL DESCRIPTION OF PROPERTY: The South Fifty Five (S.55) feet of the North Ninety Eight (N 98) feet of Lots Seven (7), Eight (8) and Nine (9), Schlafle's Re-Arrangement, West. St. Paul, Dakota County, according to the plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,652.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2011, or the next business day if May 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee

Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017526F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 30, 2010 at 10:00 AM has been postponed to January 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 30, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017526F01 2426860 12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,600.00 MORTGAGOR(S): Cathie Kyle Praimsukh and Mohan Ram Praimsukh, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 05, 2007 Dakota County Recorder Document Number: 2507662 AND CORRECTIVE MORTGAGE RECORDING: July 30, 2007 Dakota County Recorder Document Number: 2534079 ASSIGNMENTS OF MORTGAGE: And assigned to: Saxon Mortgage Services, Inc. Dated: August 03, 2010 Recorded: August 11, 2010 Dakota County Recorder Document Number: 2745794 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278843892444 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11417 Galtier Dr, Burnsville, MN 55337-1033 Tax Parcel ID Number: 02-64104-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, River Hills Fifth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,941.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: Saxon Mortgage Services, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393

Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015494F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: Saxon Mortgage Services, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 01, 2010 at 10:00 AM has been postponed to December 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2010 ASSIGNEE OF MORTGAGEE: Saxon Mortgage Services, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 01, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 01, 2010 ASSIGNEE OF MORTGAGEE: Saxon Mortgage Services, Inc. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015494F02 2432468 12/2/10

PUBLIC NOTICE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 18, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 6800046148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 1, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 20, 2010. U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 20, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 24, 2010. U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 1, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 11, 2010. U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 THIS IS A COMMUNICATION FROM A DEBT COLLECTION. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statues 580.07, the foregoing foreclosure sale is postponed until February 2, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 29, 2010 U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 THIS IS A COMUNICATION FROM A DEBT COLLECTOR. 2434649 12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 MORTGAGOR(S): Angie Aldrich, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 01, 2006 Dakota County Recorder Document Number: 2434034 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Dated: October 27, 2009 Recorded: November 24, 2009

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Recorded: November 24, 2009 Dakota County Recorder Document Number: 2698512 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001752-0000300669-2 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 614 7th St W, Hastings, MN 55033-1718 Tax Parcel ID Number: 19-10500-160-41 LEGAL DESCRIPTION OF PROPERTY: Real Property in Dakota County, Minnesota, described as follows: Lot 16, Block 41, Addition No. Thirteen to the City of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,613.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 25, 2010 at 10:00 AM has been postponed to July 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 15, 2010 at 10:00 AM has been postponed to July 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka

The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Tust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 2434502 12/2/10

PUBLIC NOTICE

Trustee for Merrill Lynch First Frank lin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: September 23, 2010, and recorded September 30, 2010 by Document No. 2755913. LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Valley Heights Addition PROPERTY ADDRESS: 6509 Bonner Ct, Inver Grove Heights, MN 55076 PROPERTY I.D: 208130018002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Three Thousand Three Hundred Sixteen and 27/100 ($193,316.27) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 23, 2010 P L A C E O F S A L E : S he r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 7, 2010 U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00499-1 ASAP# 3759392 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for November 23, 2010 at 10:00 AM, has been postponed to December 28, 2010 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: November 23, 2010 U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Jennifer K Fischer (0311248) Attorneys for U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 10MN00499-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES ASAP# 3819552 12/02/2010 2434494 12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,599.00 MORTGAGOR(S): Mark E Gangler and Allison L Gangler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 02, 2006 Dakota County Recorder

Dakota County Recorder Document Number: 2473074 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 31, 2010 Recorded: September 09, 2010 Dakota County Recorder Document Number: 2751452 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000603445 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3380 Cloman Way, Inver Grove Heights, MN 55076-1646 Tax Parcel ID Number: 20-44350-130-01 LEGAL DESCRIPTION OF PROPERTY: Unit 57, Building No. 15, Lakebridge Condominium No. 2, Condominium File No. 6, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,223.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016828F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 29, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016828F01 2430483 12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,649.00 MORTGAGOR(S): Patience Owusu, a

��

�� MORTGAGOR(S): Patience Owusu,�� a MORTGAGEE: Mortgage Electronic Registration Systems, Inc. single person MORTGAGEE: Mortgage Electronic Wilford & Geske, P.A. Attorneys for Mortgagee: Registration Systems, Inc. DATE AND PLACE OF RECORDING: Lawrence A. Wilford R e c o r d e d : D e c e m b e r 0 3 , 2 0 0 9 James A. Geske Dakota County Recorder 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 Document Number: 2699850 Transaction Agent: Mortgage Elec- (651) 209-3300 tronic Registration Systems, Inc. File Number: 015775F01 Transaction Agent Mortgage Identifi- 2435065 12/2/10 cation Number: 100326709110061125 Lender or Broker: United Fidelity Funding Corp NOTICE OF MORTGAGE Residential Mortgage Servicer: GMAC FORECLOSURE SALE Mortgage, LLC NOTICE IS HEREBY GIVEN that Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS default has occurred in the conditions of the following described mortgage: LOCATED: Dakota DATE OF MORTGAGE: June 20, 2006 Property Address: 808 12th St, FarmORIGINAL PRINCIPAL AMOUNT OF ington, MN 55024-1183 T a x P a r c e l I D N u m b e r : MORTGAGE: $175,600.00 MORTGAGOR(S): Rachel Lee and 14-22506-160-02 L E G A L D E S C R I P T I O N O F P R O P - Andrew Lee, wife and husband MORTGAGEE: Mortgage Electronic ERTY: Lot 16, Block 2, East Farmington 7th Addition, Dakota County, Min- Registration Systems, Inc. DATE AND PLACE OF RECORDING: nesota. Recorded: June 30, 2006 Dakota AMOUNT DUE AND CLAIMED TO BE D U E A S O F D A T E O F N O T I C E : County Recorder Document Number: 2441995 $188,395.98 ASSIGNMENTS OF MORTGAGE: THAT all pre-foreclosure requireAnd assigned to: The Bank of New ments have been complied with; that no action or proceeding has been insti- York Mellon fka the Bank of New York tuted at law or otherwise to recover the as Trustee for the Certificateholders debt secured by said mortgage, or any CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through part thereof; PURSUANT to the power of sale con- Certificates, Series 2006-OC11 Dated: February 10, 2010 tained in said mortgage, the Recorded: April 26, 2010 Dakota above-described property will be sold by the Sheriff of said county as fol- County Recorder Document Number: 2726741 lows: Transaction Agent: Mortgage ElecDATE AND TIME OF SALE: August tronic Registration Systems, Inc. 27, 2010 at 10:00 AM Agent Mortgage IdentifiTransaction PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High- cation Number: 100224640000429994 Lender or Broker: OWNIT Mortgage way 55, Lobby S-100, Hastings, MinneSolutions, Inc. sota Residential Mortgage Servicer: BAC to pay the debt secured by said mortgage and taxes, if any, on said pre- Home Loans Servicing, L.P. Mortgage Originator: Not Applicable mises and the costs and disburseCOUNTY IN WHICH PROPERTY IS ments, including attorney fees allowed by law, subject to redemption within LOCATED: Dakota Property Address: 7933 Grinnell Ct six (6) months from the date of said sale by the mortgagor(s), their per- W, Lakeville, MN 55044-9053 Tax Parcel ID Number: sonal representatives or assigns. If the Mortgage is not reinstated 22-27601-060-10 LEGAL DESCRIPTION OF PROPunder Minn. Stat. §580.30 or the property is not redeemed under Minn. ERTY: Lot 6, Block 10, Foxborough Stat. §580.23, the Mortgagor must Second Addition, Dakota County, Minvacate the property on or before 11:59 nesota. AMOUNT DUE AND CLAIMED TO BE p.m. on February 27, 2011, or the next business day if February 27, 2011 falls D U E A S O F D A T E O F N O T I C E : on a Saturday, Sunday or legal holiday. $202,477.07 THAT all pre-foreclosure requireMortgagor(s) released from financial ments have been complied with; that obligation: NONE action or proceeding has been instino THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING tuted at law or otherwise to recover the T O C O L L E C T A D E B T . A N Y debt secured by said mortgage, or any INFORMATION OBTAINED WILL BE part thereof; PURSUANT to the power of sale conUSED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF t a i n e d i n s a i d m o r t g a g e , t h e property will be sold above-described THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE by the Sheriff of said county as folT I M E P R O V I D E D B Y L A W I S N O T lows: DATE AND TIME OF SALE: June 11, AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 2010 at 10:00 AM PLACE OF SALE: Dakota County REDEMPTION BY THE MORTGAGOR, T H E M O R T G A G O R ' S P E R S O N A L Law Enforcement Center, 1580 HighREPRESENTATIVES OR ASSIGNS, way 55, Lobby S-100, Hastings, MinneMAY BE REDUCED TO FIVE WEEKS IF sota A J U D I C I A L O R D E R I S E N T E R E D to pay the debt secured by said mortU N D E R M I N N E S O T A S T A T U T E S , gage and taxes, if any, on said preSECTION 582.032, DETERMINING, mises and the costs and disburseAMONG OTHER THINGS, THAT THE ments, including attorney fees allowed M O R T G A G E D P R E M I S E S A R E by law, subject to redemption within I M P R O V E D W I T H A R E S I D E N T I A L six (6) months from the date of said D W E L L I N G O F L E S S T H A N F I V E sale by the mortgagor(s), their perUNITS, ARE NOT PROPERTY USED IN sonal representatives or assigns. If the Mortgage is not reinstated AGRICULTURAL PRODUCTION, AND under Minn. Stat. §580.30 or the propARE ABANDONED. erty is not redeemed under Minn. Stat. DATED: July 15, 2010 §580.23, the Mortgagor must vacate MORTGAGEE: Mortgage Electronic the property on or before 11:59 p.m. on Registration Systems, Inc. December 11, 2010, or the next busiWilford & Geske, P.A. day if December 11, 2010 falls on ness Attorneys for Mortgagee a Saturday, Sunday or legal holiday. Lawrence A. Wilford Mortgagor(s) released from financial James A. Geske obligation: NONE 8425 Seasons Parkway, Suite 105 THIS COMMUNICATION IS FROM Woodbury, MN 55125-4393 A DEBT COLLECTOR ATTEMPT(651) 209-3300 TO COLLECT A DEBT. ANY ING File Number: 015775F01 INFORMATION OBTAINED WILL BE NOTICE OF POSTPONEMENT OF USED FOR THAT PURPOSE. MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF The above referenced sale scheduled for August 27, 2010 at 10:00 AM has THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE been postponed to September 27, 2010 at 10:00 AM in the Dakota County Law T I M E P R O V I D E D B Y L A W I S N O T Enforcement Center, 1580 Highway 55, AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Lobby S-100, Hastings, Minnesota in REDEMPTION BY THE MORTGAGOR, said County and State. THE MORTGAGOR'S PERSONAL REPDATED: August 27, 2010 RESENTATIVES OR ASSIGNS, MAY BE MORTGAGEE: Mortgage Electronic REDUCED TO FIVE WEEKS IF A JUDIRegistration Systems, Inc. CIAL ORDER IS ENTERED UNDER NOTICE OF POSTPONEMENT OF MINNESOTA STATUTES, SECTION MORTGAGE FORECLOSURE SALE The above referenced sale scheduled 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G for September 27, 2010 at 10:00 AM OTHER THINGS, THAT THE MORThas been postponed to October 27, GAGED PREMISES ARE IMPROVED 2 0 1 0 a t 1 0 : 0 0 A M i n t h e D a k o t a WITH A RESIDENTIAL DWELLING OF County Law Enforcement Center, 1580 LESS THAN FIVE UNITS, ARE NOT Highway 55, Lobby S-100, Hastings, PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Minnesota in said County and State. DATED: April 29, 2010 DATED: September 27, 2010 ASSIGNEE OF MORTGAGEE: MORTGAGEE: Mortgage Electronic The Bank of New York Mellon fka Registration Systems, Inc. the Bank of New York as Trustee NOTICE OF POSTPONEMENT OF for the Certificateholders CWALT, MORTGAGE FORECLOSURE SALE Inc., Alternative Loan Trust The above referenced sale scheduled 2006-OC11, Mortgage for October 27, 2010 at 10:00 AM has Pass-through Certificates, Series been postponed to December 02, 2010 2006-OC11 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Wilford & Geske, P.A. Lobby S-100, Hastings, Minnesota in Attorneys for Assignee of Mortgagee Lawrence A. Wilford said County and State. James A. Geske DATED: October 27, 2010 8425 Seasons Parkway, Suite 105 MORTGAGEE: Mortgage Electronic Woodbury, MN 55125-4393 Registration Systems, Inc. (651) 209-3300 NOTICE OF POSTPONEMENT OF File Number: 012482F01 MORTGAGE FORECLOSURE SALE NOTICE OF POSTPONEMENT OF The above referenced sale scheduled MORTGAGE FORECLOSURE SALE for December 02, 2010 at 10:00 AM has The above referenced sale scheduled been postponed to January 03, 2011 at 10:00 AM in the Dakota County Law for June 11, 2010 at 10:00 AM has Enforcement Center, 1580 Highway 55, been postponed to July 01, 2010 at Lobby S-100, Hastings, Minnesota in 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, said County and State. Lobby S-100, Hastings, Minnesota in DATED: December 02, 2010

PUBLIC NOTICE

MORTGAGEE: Mortgage Electronic

��

�� DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: �� Lobby S 100, Hastings, Minnesota in said County and State. DATED: June 11, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2010 at 10:00 AM has been postponed to August 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Passthrough Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 01, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010

The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 2433100 12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,500.00 MORTGAGOR(S): Mark Sandstrom and Andrea Sandstrom, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 02, 2006 Dakota County Registrar of Titles Document Number: 595197 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001022471 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 1040438 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 943 6th Ave S, South Saint Paul, MN 55075-3038 Tax Parcel ID Number: 36-48750-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block Four (4), of M.D. Millers Spring Park Addition to South St. Paul, Dakota County, Minnesota, according to the plat thereof on file and of record in the Office of the Register of Deeds in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,093.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016342F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to December 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 01, 2010 at 10:00 AM has been postponed to February 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 01, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016342F01 2426934 12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,100.00 MORTGAGOR(S): James A Mesnik, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: July 31, 2007 Dakota County Registrar of Titles Document Number: 614950 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122577 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4790 Babcock Trl, Inver Grove Heights, MN 55077-1208 Tax Parcel ID Number: 20-02910-020-79 LEGAL DESCRIPTION OF PROPERTY: All that part of the South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29, Township 28N, Range 22W, of the 4th P.M. described as follows, to-wit: Commencing at the northeast corner of the said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence westerly along the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29 a distance of 217 feet to a point; thence southerly and at an angle of 90 degrees with said north line a distance of 75 feet to a point, said point being the point of beginning of the land to be herein described and hereby conveyed; from said point of beginning, continue southerly along the line of the last above-mentioned course (namely along the line running southerly and at an angle of 90 degrees to the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29) a distance of 124 feet; thence southwesterly a distance of 216.70 feet, more or less, to a point in the center line of Oakdale Avenue, which point is 353.69 feet southeasterly along the center line of said Oakdale Avenue from the point of intersection of said Oakdale Avenue with the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence northwesterly along the center line of said Oakdale Avenue a distance of 125.83 feet to a point; thence northeasterly 285.08 feet, more or less to the point of beginning; all according to the Government Survey thereof, and the Judicial Land Survey filed in File 48317 in Clerk of District Court's Office, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $240,995.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007340F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 08, 2010 at 10:00 AM has been postponed to October 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 08, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 28, 2010 at 10:00 AM has been postponed to November 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 28, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 29, 2010 at 10:00 AM has been postponed to December 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 29, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007340F02 2430452 12/2/10

PUBLIC NOTICE

MORTGAGE: $209,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,099.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 16, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4254 643443952 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 22, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 17, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2433486 12/2/10

PUBLIC NOTICE

Co., Dated: August 1, 2003, Recorded: February 25, 2004, Document No. 0530915. And thereafter assigned to: PNC Bank, National Association, Dated: September 1, 2010 Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Virginia L. Krech RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3280 East 74th Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115210005 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10) and the Northwesterly Ten and Two Tenths (10.2) feet of Lot N i n e ( 9 ) i n B l o c k Five ( 5 ) of South Grove No. 3, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $70,390.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 23, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2340 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 14, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 10, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2340 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2416266 12/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,525.00 MORTGAGOR(S): Kurt R. Raatz, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2007 Dakota

��

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 2, 2010 County Recorder Document Number: 2511888 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: May 05, 2009 Recorded: June 15, 2009 Dakota County Recorder Document Number: 2664258 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915493268 Lender or Broker: Residential Mortgage Group, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15915 Flotilla Trl, Apple Valley, MN 55124-6014 Tax Parcel ID Number: 01-63402-223-30 LEGAL DESCRIPTION OF PROPERTY: Unit 223, CIC No. 280, Regatta Court Homes II, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,497.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF

THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 18, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003913F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2009 at 10:00 AM has been postponed to August 20, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2009 at 10:00 AM has been postponed to October 15, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 20, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2009 at 10:00 AM has been postponed to December 10, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE:

U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 10, 2009 at 10:00 AM has been postponed to February 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 11, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 11, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed by the mortgagor pursuant to Minn. Stat. Â§ 580.07 Subd. 2 November 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 24, 2010 at 10:00 AM has been postponed to December 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 24, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. The redemption period shall be 5 weeks from the date of said sale. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003913F01 2431035 12/2/10

to 12:30 p.m., Rosemount Holiday Luncheon, Steeple Center, 14375 South Robert Trail, Rosemount. Rosemount High School Chamber Singers will provide entertainment. We will collect non-perishable food items for the local food shelf. Fee: $20. Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Wednesday, Dec. 22, noon to 1:15 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetnam at (952) 469-9229. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Friday, Dec. 3, 9 to 10 a.m., CVB meeting at Apple Valley Chamber of Commerce, 14800 Galaxie Ave., Suite 101, Apple Valley. Information: LeeAnn at LeeAnn@AppleValleyChamber.com. â&#x20AC;˘ Thursday, Dec. 16, 5 to 6:30 p.m., Business After Hours at American Bank, 14295 Cedar Ave., Apple Valley. Celebrate the holidays. Free appetizers, wine and beer. Information: LeeAnn at (952) 432-8422 or LeeAnn@AppleValleyChamber. com. Burnsville Chamber of Commerce events: â&#x20AC;˘ Thursday, Dec. 2, 6 to 11 p.m., Holiday Gala - The Mirror Ball at The Wilds Golf Club, Prior Lake. Cost: $40 per person or $300 for a table. Reservations: (952) 4356000 or travis@burnsvillechamber. com. â&#x20AC;˘ Saturday, Dec. 4, 9 to 11 a.m., Courage & Awareness Through Strength self-defense workshop at Eagan Civic Ice Arena. Fee: $15. Information: Jane Lenz at sticks1@ core.com. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Thursday, Dec. 2, 4:30 to 6:30 p.m., Networking After Hours Toys for Tots. Sponsored by Dickâ&#x20AC;&#x2122;s Lakeville Sanitation, Brunswick Zone XL, and Lakeville Chamber. â&#x20AC;˘ Monday, Dec. 6, 7 p.m., Truth in Taxation hearing, city of Lakeville, Lakeville City Council Chambers, 20195 Holyoke Ave. â&#x20AC;˘ Tuesday, Dec. 7, 7 p.m., Truth in Taxation hearing, Lakeville School District No. 194, Lakeville City Council Chambers, 20195 Holyoke Ave. â&#x20AC;˘ Tuesday, Dec. 14, General Membership Luncheon at Porter-

house Steak & Seafood Restaurant, 11211 205th St. W. Registration: 11:30 a.m. Lunch and program: noon. Tickets are sold out. Wait list reservation form available. â&#x20AC;˘ Monday, Dec. 20, 7 p.m., final city levy approval and adoption of budget, Lakeville City Council Chambers, 20195 Holyoke Ave. â&#x20AC;˘ Saturday, March 19, 9 a.m. to 3 p.m., 2011 Landscape & Home/ Consumer Showcase Expo at Lakeville North High School. Room for over 150 exhibitors. Early bird special rate for any 2010 Chamber member in good standing who reserves a booth by Dec. 31. Sponsorships available. Join the Landscape & Home Committee. Call (952) 469-2020 River Heights Chamber of Commerce events: â&#x20AC;˘ Thursday, Dec. 2, 7:15 to 8:30 p.m., Up on the Rooftop Holiday Show, fundraiser for Town Square Television at South St. Paul High School Theatre. Tickets: $5. Live music, puppets, original videos, door prize drawing. Bring your family or donate tickets to ProAct, Inc. clients. Bring mittens for the Neighbors mitten tree. Information: info@ townsquare.tv. â&#x20AC;˘ Friday, Dec. 3, 10 a.m. to 1 p.m., ribbon cutting (10:30 a.m.) and grand opening of Anytime Fitness, South St. Paul, 1205 Southview Blvd., South St. Paul. Information: Shawn Baird at (651) 366-6465. â&#x20AC;˘ Friday, Dec. 3, 10 a.m. to 6 p.m., Holiday Boutique at Good Samaritan Society-Inver Grove Heights, 1301 50th St. E., Inver Grove Heights. Employees and friends of the center will be selling a variety of holiday gift items, including: jewelry, baked goods, crocheted items, beaded mobiles, Christmas wreaths, ornaments, mittens, hats, scarves, photos and more. For more information, contact Cheryl Steiner at (651) 451-1853, ext. 137. â&#x20AC;˘ Thursday, Dec. 9, 11:30 a.m. to 1:30 p.m., Cheers to Our Volunteers Luncheon at Southview Country Club, West St. Paul. We will recognize our Forrest Glewwe Visions of Excellence Award recipient, Rising Star and volunteer leaders. Fee: $25. Information: Carol Swenson at (651) 451-2266, ext. 1031, or carol@riverheights.com. â&#x20AC;˘ Friday, Dec. 10, 5:30 to 10

31A

New fellowship program available through the Bush Foundation The Bush Foundation has announced the launch of the Bush Fellowship Program. The program will begin accepting applications on Dec. 1, with a Feb. 25, 2011, deadline. The broader Bush Fellowship Program replaces three current programs that were more narrowly focused on specific communities â&#x20AC;&#x201C; the Bush Leadership Fellows Program, the Bush Artist Fellowships and the Enduring Vision Awards. In 2009, the foundation also ended the Bush Medical Fellowships and Dakota Creative Connections, two other programs for individuals. Between 1965 and 2010, nearly 2,200 individuals participated in these programs and received more than $72 million in foundation support. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;ve created this new program because

we live in a time when people and communities face tough, persistent problems. We believe the leadership to solve those problems exists within those communities. Through the Bush Fellowship Program, we will foster the leadership to mobilize those communities to find sustainable solutions that ensure their future vitality,â&#x20AC;? said Pamela Wheelock, Bush Foundation vice president. The foundation seeks applicants from across all fields and disciplines. Applicants will propose their own fellowship plan, including the community they want to work in, the problem they want to work on and their method for mobilizing the community toward solution. Fellows will partner with people from all sides of the problem, seeking cre-

ative, innovative solutions that go beyond the status quo. They will spend the majority of their time inside the communities; the learning opportunities they pursue through the fellowship will be experiential. U.S. citizens or permanent residents who are 24 years of age or older and who have lived for one year in Minnesota, North Dakota, South Dakota or the 23 Native nations that share the same geography are eligible to apply. Fellowships will range from $25,000 to $75,000, based on the fellowship plan the applicant proposes. More information about the Bush Fellowship Program, as well as complete details about the application process, are available at www. bushfoundation.org.

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ecminc.com or fax (952) 846-2010. Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, Dec. 2, 7:30 to 8:30 a.m., The Buzz - Holiday Celebration at Workforce Center of Dakota County, 1 Mendota Road, West St. Paul. This will be an informal networking and socialization event. We will also be collecting donations for Neighbors, Inc., a nonprofit, socialservice agency serving northern Dakota County communities. Bring non-perishable food items, personal care items or new, unwrapped toys. Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Saturday, Dec. 4, 9 to 11 a.m., Courage & Awareness Through Strength self-defense workshop at Eagan Civic Ice Arena. Fee: $15. Information: Jane Lenz at sticks1@ core.com. â&#x20AC;˘ Wednesday, Dec. 8, noon to 1:15 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetnam at (952) 469-9229. â&#x20AC;˘ Wednesday, Dec. 8, 4 to 6:30 p.m., Farmington Holiday Celebration, Celts Pub of Farmington, 200 Third St., Farmington. Social hour with appetizers and cash bar or soft drinks. Free to attend. Information: Michelle Tighe at mtighe@ dcrchamber.com. â&#x20AC;˘ Thursday, Dec. 9, 8:30 to 9:30 a.m., Coffee Break - Holiday Celebration at Learning Rx, 2874 Highway 55, Eagan. This will be an informal networking and socialization event. Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Friday, Dec. 10, 8 to 9 a.m., Government Affairs - MN Chamber and DCR Chamber Regional Policy Development at Blue Cross and Blue Shield of Minnesota, presentation room at River Park 2. The budget deficit, education, environmental permitting, energy, transportation, health care and other key business issues will be the subject of policy initiatives. Free. RSVPs are required prior to event date for security reasons. Information: Ruthe Batulis at rbatulis@dcrchamber.com. â&#x20AC;˘ Tuesday, Dec. 14, 11:30 a.m.

p.m., River Heights Chamber Ambassadorsâ&#x20AC;&#x2122; Holiday Party at Majors of Inver Grove, 5639 Bishop Ave., Inver Grove Heights. Happy hour: 5:30 p.m. Party: 6 p.m. Information: Annie Platek at annie@riverheights.com. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www. NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 4125287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerlyâ&#x20AC;&#x2122;s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 247-3200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings be-

gin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www. bni-mn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 581-0332. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork. com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome.

The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 3891177. Seed Your Business Networking Group â&#x20AC;&#x201C; â&#x20AC;&#x153;Plant a seed and grow your businessâ&#x20AC;? â&#x20AC;&#x201C; meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary Oâ&#x20AC;&#x2122;Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free. Guests: $5. Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151. Womenâ&#x20AC;&#x2122;s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

32A

December 2, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Christmas comes to downtown Lakeville Holiday on Main to offer a variety of fun activities while promoting downtown by Aaron Vehling

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DAKOTA COUNTY TRIBUNE

There was a time not that long ago when Lakeville was a much smaller town whose activities centered on a downtown that dated back to the 19th century. As Lakeville became a fast-growing suburb and decentralized its retail offerings, its downtown has become even more important as the apex of community, albeit one which people sometimes need a nudge with which to connect. Decked out in holiday decorations, this Saturday, Dec. 4, the Downtown Lakeville Business Association (DLBA) will offer that nudge, the 14th annual Holiday on Main along Holyoke Avenue. Replete with Santa, musical performances, activities for children, chances to shop for gifts and donation opportunities, Holiday on Main provides a way for the disparate neighborhoods of Lakeville to come together and bask in the profound underlying sense of comPhoto by Rick Orndorff munity the city offers. “This will be a huge fes- A visit with Santa is among the many activities at the Holiday on Main in downtown Lakeville this Saturday, Dec. 4. There tival to celebrate the holi- is something for every member of your family. days,” said Judy Tschumper, School (in the southern part • arts and crafts; executive director of the • hairstyling by Barger’s of downtown). The store is DLBA. “The whole goal Salon; designed so kids can buy is to promote downtown • a live reindeer to pet; inexpensive gifts for their Lakeville.” • horse-drawn trolley families and friends, Tsrides around downtown. chumper said. The price What to do Holly’s Centre Stage range is $1 to $15. From Santa and face Dance students will present For seniors, there is a painting to horse-drawn trolley rides and a live rein- dance recitals at the Lakev- holiday bazaar from 9 a.m. deer, there are activities for ille Area Arts Center from to 3 p.m. at the Lakeville everyone in your family, re- 9 to 11 a.m. Following that Senior Center. During this will be choral presentations time, staff will sell fresh gardless of age. The Lakeville Mall will from students from Ken- cinnamon rolls from 9 to 11 host the following activities wood Trail, Century and a.m. followed by lunch until 3 p.m. McGuire middle schools. from 9 a.m. to 2 p.m.: Lakeville’s Parks and Businesses will be open, • Santa Claus meet and Recreation Department many offering special sales greet; • while waiting to meet will sponsor from 10 a.m. in honor of the occasion. Santa, children can listen to to 2 p.m. the annual Santa’s Retailers will indicate their Secret Store, which will be participation with a snowMrs. Claus tell stories; located at McGuire Middle man decoration. • face painters;

Photo by Rick Orndorf

You have the opportunity to donate some items to those who are in need over the holidays. Holly’s Centre Stage Dance will accept donations for Toys for Tots at the Arts Center and the DLBA invites attendees to bring nonperishable food items to the Lakeville Mall. The DLBA sponsors a number of events over the course of the year to bring people together downtown, including Wednesdays on Main and a Farmers Market. Tschumper said she and the board are always looking to host more events downtown. “It’s a great way to explore an historic downtown where there are lots of unique boutiques and different services, including a wine bar,” she said. Parking will be ample along Holyoke Avenue and in neighboring streets, in addition to the Market Plaza between Mainstreet Coffee Cafe and Ace Hardware. Aaron Vehling is at aaron.vehling@ecm-inc.com.

Photo by Rick Orndorf

Families flocked to the horse-drawn trolley at the Holiday on Main in downtown Lakeville Reindeer will accompany Santa to downtown Lakeville this Saturday, Dec. 4, for the 14th last year. The horses return this year to take community members up and down Holyoke. annual Holiday on Main.