12/08/2011 - Dakota County Tribune Business Weekly by Dakota County Tribune

JESSICA HARPER T.W. BUDIG ANDREW MILLER

Baby Love brings families together 2A State employees lose in shutdown 7A Nutcracker returns to Burnsville 28A

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DATE ##, 2009 DECEMBER 8, 2011

VOLUME 30, NUMBER # VOLUME 32, NUMBER 41

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INSIDE BIZ

Owner duplicates mentor’s success

FORUM

Cornerstone’s Daniel Mahowald is Burnsville’s Business Person of the Year by John Gessner DAKOTA COUNTY TRIBUNE

When Ron and Joyce Lund sold Cornerstone Copy Center to Daniel Mahowald in 2001, Ron handed over a list of clients he hoped his successor would “take care of.” It was a long roster of civic organizations, churches, school groups and annual events the Lunds had helped over the years with free or discounted printing jobs. “He didn’t say I had to,” noted Mahowald, who had worked at Cornerstone since 1987. But Mahowald, now 50, took his former boss’ advice and continued a tradition that has helped Cornerstone maintain the Burnsville community’s high esteem for 30 years. Mahowald was named the 2011 Business Person of the Year on

Dec. 1 by the Burnsville Chamber of Commerce, 25 years after Ron Lund won the same honor. It’s the first time the award has gone to two representatives of the same business who weren’t connected by family. “Ron really started that,” Mahowald said of Cornerstone’s community involvement. “What our company has always done is we treat the customer fairly, we meet needs, and we also help out the community.” The company has also grown. Cornerstone’s annual sales were $900,000 when Mahowald and warren d. mosier — his partner in life and business — bought the

place. They expanded the business, and sales have grown to about $2.3 million — although the last couple of years were soft, with a decline of 10 to 15 percent, Mahowald said. “You just try to keep a good fiscal model going and hope for better days ahead,” the Apple Valley resident said. He grew up on a farm in New Market Township and took a printing class at New Prague High School because he thought it was cool. Mahowald completed a two-year graphics course at Dakota County Technical College (then the “votech”) and found work at Unisys making computer chips. “I really wanted to print,” MaSee Cornerstone Copy, Page 8

DANE SMITH

The rising cost of health care across the United States and Minnesota has mobilized the 99 percent in the Occupy movement. 4A

FORUM

Occupy movement has led to a double standard in how demonstrations have been instigated and carried out. PHIL 4A KRINKIE GUEST COLUMNIST

Businesses that implement sustainable practices can realize savings that will turn into prof its. BILL 5A WOODSON CAPITOL COMMERCE

Gov. Mark Dayton accepts Ramsey County judge’s decision to halt child-careprovider union vote. MARK 6A DAYTON

Photo by John Gessner

Daniel Mahowald, who began working for Cornerstone Copy Center in 1987 and now owns the business, is the Burnsville Chamber of Commerce’s 2011 Business Person of the Year.

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Edina company to move headquarters to Burnsville RT Dygert International, a 53-year-old worldwide provider of industrial parts, has moved its 35-employee headquarters from Edina to Burnsville. As of December, the company is being operated from an office/warehouse space near Burnsville’s downtown area at 12121 Nicollet Avenue S. “We started planning our

move in the throes of the recession, and, of course, we had second thoughts,” Vince Underwood, RT Dygert’s vice president-sales, said. “But our sales continued growing with new customers and greater demand. As a result, we were suffering growing pains, squeezed for space and improvising to accommodate it all.”

Tom McNearney, operations manager, said the company needed to make room for expanded services, equipment and technologies. “If we wanted to stay ahead of the pack, we needed more room to do it,” he said. McNearney said the company needed a location that had a warehouse and space for

a call center, sensitive high tech inspection equipment, and research and testing. It also sought international airport access, excellent community resources and the comfort and convenience that the best employees in the business deserve, McNearney said. “We found that in Burnsville, See RT Dygert, Page 8

Vince Underwood, vice president of sales for RT Dygert, displays one of the company’s many products — seals used on hydraulic products in the logging industry. Photo by John Gessner

December 8, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup James Barton Design Build wins awards

Photo submitted

Photo by Jessica Harper

Erin Stertz-Follett plays with her 8-month-old daughter, Evelynn, at BabyLove where she attends classes and a nursing mom’s groups.

‘BabyLove’ brings families together New birth and child-care education center aims to support new moms by Jessica Harper DAKOTA COUNTY TRIBUNE

For the past four years, Veronica Jacobsen has become intimately acquainted with countless families as a birthing coach and prenatal and neonatal educator. Yet Jacobsen felt she couldn’t provide the kind of one-on-one support she desired in her classes at area hospitals. “With a hospital, you don’t know who will be teaching the class or what it will be like,” she said. Most classes were taught by different educators to large groups of parents in an auditorium, and Jacobsen wished to created a more intimate setting. Last September she and fellow doula (birth coach) Brittany Kubricky achieved this goal by opening BabyLove, a birth and child care education center at 4590 Scott Trail in Eagan. The independentlyowned center offers childbirth, breast-feeding, baby care and safety classes. All classes are taught by Jacobsen or Kubricky, and the cost between $40 for car seat safety to $165 for Lamaze. Jacobsen noted that some health insurance providers will pay for Lamaze classes,

which provide education in natural child birth. The center also hosts workshops and free moms’ groups. BabyLove client Erin Stertz-Follett said she heard about the center from Jacobsen, who served as her doula. The 34-year-old mother of two said she was intrigued by the center’s small class sizes. No more than 10 mothers can register for a class. “With my first child we took hospital classes, and it wasn’t a terrible experience but too specific to the hospital,” she said. Stertz-Follett said she appreciates that the center’s educators provide objective information. Sara Gumke, another client, said she enjoys the support she gets from both owners and moms at BabyLove. “They are good about reassuring you that you are not the only one,” she said. The 29-year-old firsttime mom said she also likes that BabyLove’s nursing mom’s club fit well in her busy schedule. These experiences are what Jacobsen and Kubricky were hoping for when they opened BabyLove. “We wanted to create a place where parents could learn and grow,” Jacobsen said. The only challenge so far, she said, has been in marketing the center. It was Jacobsen’s own experiences as a new mother

that inspired her to become a certified doula in 2007. While in labor with her first child, Jacobsen became frustrated with the hospital staff ’s bedside manner. “There was no support from the doctor or nurses,” she said.”I decided I wanted to be the person I needed as a first-time mom.” Over the following years, the Richfield resident coached countless numbers of mothers and earned certifications in childbirth education, lactation counseling and child-seat safety. Jacobsen taught various classes for the next three years at hospitals, while continuing to serve as a doula. Jacobsen said the most rewarding aspect of being a doula and child-care educator is the opportunity to support mothers during a life-changing experience. “It’s wonderful to be with them from pregnancy through birth to the child’s earliest years,” she said. Jacobsen was the one who inspired Kubricky to become a doula after she coached Kubricky’s first child birth. Kubricky trained with DONA, an international doula association, in 2010 and is awaiting certification. She is a certified childbirth educator. For more information on Jacobsen, Kubricky or BabyLove, visit www.BabyLoveMN.com or call (651) 200-3343. E-mail Jessica Harper at: jessica.harper@ecm-inc.com

James Barton Design Build, Apple Valley, recently received two 2011 Contractor of the Year (COTY) awards for outstanding achievements in the Residential Kitchen $60,000-$75,000 category and Residential Bathroom $30,000-$60,000 category. The awards are sponsored by the Minnesota chapter of the National Association of the Remodeling Industry. Barton and project senior designer Tamra Mueller are pictured with NARI President Charlie Kundinger at the COTY Awards Gala on Nov. 18.

University donates to Komen Foundation

Photo submitted

Tasha Haefner, from the Burnsville campus of National American University, started a campaign for the university’s east region in Minnesota. In the region, $812.68 was raised for the Susan G. Komen Foundation. Haefner started the campaign in honor of her mother who is celebrating her 20th year of being cancer free this year. From left are Kim Anderson, Lynda Quien, Marcia Vikander, Haefner and Kate Schrieber.

Crabtree ribbon cutting

Photo submitted

Crabtree Companies Inc., an Eagan document management company, held a Dec. 1 ribbon cutting at its new location at 2020 Silver Bell Road.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 8, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up

New Hires

CHERYL HAAN

ROBERT VINCK-LUNA

Promoted to general manager Haworth & Company, Ltd., West St. Paul

Joins NACR as managed services expert in the western region

Cheryl Haan, CPA, has been promoted to general manager at the West St. Paul location of Haworth & Company, Ltd., Certified Public Accountants. Her expanded duties include all aspects of overseeing the operations and staffing of the practice.

Accolades TOM PROSHEK Receives Distinguished Service Award from Minnesota Golf Course Superintendents’ Association

Tom C. Proshek, golf course superintendent at Brackett’s Crossing Country Club in Lakeville, is the 2011 recipient of the Minnesota Golf Course Superintendents’ Association’s Distinguished Service Award. The award is presented to an individual who has made an outstanding or significant contribution to the advancement of the golf course superintendent’s profession. Proshek has provided support for golf course superintendents for more than two decades by serving on the MGCSA Board, volunteering for committees and providing leadership among his peers. Proshek grew up working at New Prague Golf Club, graduated from turf school at Anoka Technical College and also from the University of St. Thomas, then began his work at Brackett’s Crossing Country Club in 1995. A member of the MGCSA since 1992, Proshek has volunteered for numerous committees while serving on the MGCSA Board of Directors from 2006-10. Proshek is responsible for organizing a network group of southern Minnesota golf course superintendents that meet periodically and talk about current issues concerning the industry. Proshek was recognized for his contributions to the MGCSA and the green industry at the 2011 MGCSA Annual Awards & Recognition Banquet held Dec. 7 at Brackett’s Crossing Country Club.

Eagan-based solutions integration expert NACR has completed the formation of its regional managed services support team with the addition of Robert Vinck-Luna, who joined the company as managed services expert in the western region on Nov. 21.

Business Briefs

Business Briefs GIRL’S IDITAROD DREAM IS SUBJECT OF FINNEY BOOK

CHS CONTRIBUTES $102,500 TO LAKE AREA TECHNICAL INSTITUTE

Lakeville-based Finney Publishing Company has released “Eye on the Iditarod: Aisling’s Quest,” the reallife story of 11-year-old Aisling Lara Shepherd, who sets out on a personal quest to one day run her own dogs in the famous Iditarod race in Alaska. Author Hope Irvin Marston worked with Shepherd to complete the inspirational story of courage and resolve. The book was released Dec. 1 and is available through online and local book sellers.

Inver Grove Heights-based cooperative CHS Inc. has contributed $102,500 to support the new Agriculture Center at Lake Area Technical Institute, Watertown, S.D. Development of the new 70,000square-foot Agriculture Center is the final phase of Lake Area Technical Institute’s Excellence by Design major gifts campaign, supporting a series of campus-wide expansion and improvement projects. The $102,500 CHS contribution includes funding from CHS Corporate Citizenship and three South Dakota-based CHS Country Operations retail locations: Midwest Cooperatives, Pierre, S.D.; Eastern Farmers Cooperative, Brandon, S.D.; and Northern Plains, Gettysburg, S.D. Ground breaking for the Ag Center will take place in late summer of 2012 with completion slated for the arrival of students in the fall of 2013.

CONAGRA RECEIVES APPROVAL FOR SITE IMPROVEMENTS LAKEVILLE RELEASES NOVEMBER BUILDING REPORT The city of Lakeville issued building permits with a total valuation of $75,603,004 through November. This compares to a total valuation of $51,090,094 through November of 2010. The city issued commercial and industrial permits with a total valuation of $9,297,000 through November compared to a total valuation of $3,677,000 through November of 2010. The city has also issued permits for 110 single-family homes through November with a total valuation of $34,050,000. This compares to 119 single-family home permits through November of 2010 with a total valuation of $32,871,000. NEW NAME FOR EAGAN PHARMACEUTICAL COMPANY Eagan-based Gallipot, a supplier of products and services to pharmacists, has changed its name to Fagron, the company that acquired it in May 2010.

Business Briefs

ConAgra, Lakeville, received approval for a Site Improvement Performance Agreement by the Lakeville City Council on Nov. 21. The agreement authorizes ConAgra to relocate existing city water, sanitary sewer, and storm sewer trunk mains to facilitate the construction of a 27,000-squarefoot warehouse addition on the west end of the plant. GENPAK CLOSES ON FORMER BERRY PLASTICS PLANT Genpak recently closed on the purchase of the former Berry Plastics plant located at 8235 220th St., Lakeville. At this new location, Genpak will consolidate the existing operations of its Lakeville plant that currently has 10 employees with its Bloomington plant that currently has 120 employees. Remodeling of the former Berry building will begin soon and Genpak plans to phase in the relocation to this facility.

MACKIN WEBCASTS HIGHLIGHT NEW BOOKS FOR LIBRARIES Mackin Educational Resources, Burnsville, has developed two free BookTalk Now! webcasts highlighting the newest titles from the fall season. In one elementary and one secondary webcast, Mackin’s professional collection development librarians present more than 100 books, including what each book is about, its special features, how it can be tied to the curriculum, and a sampling of images from the book. Titles for all grades and subjects are included within each presentation — math, social studies, science, language arts, picture books, realistic fiction and more. The elementary and middle/high school BookTalk Now! webcasts can be viewed at www.Mackin.com.

TWIN CITIES GAS PRICES RISE Average retail gasoline prices in the Twin Cities have risen 7.7 cents per gallon in the past week, averaging $3.22 per gallon on Dec. 4. This compares with the national average that has fallen 2.6 cents per gallon in the last week to $3.29 per gallon, according to gasoline price website TwinCitiesGasPrices.com. Twin Cities gas prices on Dec. 4 were 23.0 cents per gallon higher than the same day one year ago and are 16.9 cents per gallon lower than a month ago. The national average has decreased 13.9 cents per gallon during the last month and stands 35.5 cents per gallon higher than this day one year ago.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by email to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by email be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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December 8, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Is there a double standard for ‘Occupy’ movement by Phil Krinkie SPECIAL TO THE TRIBUNE

Freedom of speech is one of our country’s most revered and cherished rights. The ability to express ones political views on any topic is a right that sets the United States apart from most other places in the world. Freedom of speech combined with the right to assembly, allows for the public to have a powerful force to protest against the government. The combination of these two rights is what has allowed the “Occupy” movement to gain a voice in the current political dialogue. The “Occupy” movement has drawn large protest participation in public venues across the country from small town city parks to large metropolitan public squares. “Occupy” forces have set up tents, held protest marches and demonstrated frequently in front of banks. In most locations their protests have been held without permits or other rules regarding assembly. Despite the fact that many of these demonstrators have violated numerous laws, law enforcement continues to tolerate most of their activities. Cities and counties have provided public toilets, allowed protestors to interfere with traffic and even obstructed private business entrances. All of these activities have cost taxpayers hundreds of thousands of dollars. But when a law abiding organization wants to hold a public rally to voice their first amendment rights, they are met with

Guest Columnist Phil Krinkie

a blizzard of bureaucratic red tape. Case in point is the “Tax Cut Rally,” which has been held annually on the Capitol Mall in St. Paul. The process starts with a multiple page registration form. The questions include: the name of the organization, the purpose of the event, planned activities, expected number of attendees; the questions go on and on. For our “Tax Cut Rally” in May, we had to provide portable toilets and trash receptacles, along with a security plan and liability insurance. After the application was reviewed, there was a need to provide additional information about the event, despite the fact that this event had been held every year for the past decade. In order to proceed, as sponsors of the event we had to agree that posters, signs and banners would not be attached to or supported by any state property. No items would be offered for sale, nor would there be any solicitation for contributions, or any forms of advertising. There would be no standing or climbing on any public monuments or structures. No stickers! And all props and equipment needed for the event must be described in the appli-

cation. No balloons, no candles, no open flames or smoke can be used for the event. A maximum noise level of 85 decibels was to be strictly enforced. Electrical needs must be outlined as part of the application process and all cords must be secured to floors only, using only 3M No. 471 tape. No gaffers or masking tape is allowed. Sleeping or lying down is prohibited at all times on any paved or improved areas including, but not limited to, streets, roads, sidewalks and benches. The applicant is responsible to leave the used space in the same condition as it was found and is required to remove all materials and debris after the event. In addition to a permit from the state, a permit for assembly was needed from the city of St. Paul and any event banners needed to be approved in written form from the St. Paul Public Works Department. This seven-page application needed to be reviewed and approved by the chief of police before the permit could be finalized and the event publicized. So with all forms submitted and permits approved, thousands of Minnesota taxpayers gathered at the Capitol last May to raise their voice against tax increases. In contrast a little more than a month ago, several hundred protesters moved into the Hennepin County government plaza to express their dissatisfaction. The most recent security cost estimate from Hennepin County for the “Occupy” folks is more than $10,000 a day. Did the “Oc-

cupy” movement fill out any permit applications, meet the standards as are required by other groups, or comply with all laws regarding peaceful assembly? I believe the answer is very simply … no! So, why is this group allowed to ignore all the rules and regulations while other groups who peacefully assemble to exercise their freedom of speech are subject to a mountain of bureaucratic red tape? Is there a double standard, or can some groups just flaunt their disrespect for the law without fear of enforcement. Are law abiding citizens held to a higher standard? Perhaps the more fundamental question we should be asking is … What speech does the Constitution protect and are there limits? Or is the “Occupy” movement given some special dispensation because their speech is more protected than others? Next year maybe the Taxpayers League of Minnesota should skip the state’s application process and just “Occupy the Capitol” in order to exercise our right to assemble and express our free speech. Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@ taxpayersleague.org.

How the health care mess has mobilized the 99 percent by Amy Lange and Dane Smith SPECIAL TO THE TRIBUNE

Minnesota must forge ahead with its own system for universal coverage – a single-payer system might make sense. As pundits try to explain the “99 percent” movement, they typically identify driving factors such as student debt, high levels of unemployment, anger at Wall Street greed, and the glaring and growing economic inequality in the United States. But health care – namely the lack of it and the excessive cost of it – is one of the most important and overlooked motivating forces. The protest messages, on the plazas and online, tell the story. An analysis of the postings on the “We are the 99 percent” Tumblr website found that fully half of the posts mentioned the soaring cost of health care and policies that favor insurance companies over patients. The signs displayed at an Occupy MN gathering on the Hennepin County Government Center plaza in Minneapolis reflect that, too: “My mom was diagnosed with breast cancer in 2010. My family was lucky to have insurance, but now owe over $80,000 in medical bills. My 12-year-old twin brothers’ college fund was wiped clean.” (http://wearethe99percent.tumblr.com) One sign at the Occupy MN gathering read: “Two jobs – No Health Insurance – $150,000 + In Medical Debt – I am the 99%.”

Guest Columnist Dane Smith

Recent reports are helping to provide a fuller picture of a broken national health care system as both cause and effect of our inequality crisis. According to the Kaiser Family Foundation/Health Research & Educational Trust, average family health insurance premiums have increased 113 percent in the last decade, and the share of premiums paid by workers has risen a whopping 131 percent in the decade. During that same period, according to the U.S. Census Bureau, median household income has increased 17 percent in nominal dollars (though it has actually dropped by 5 percent when adjusted for inflation). Despite soaring premiums, more and more policies, especially employer-based plans, are now high-deductible plans. This means that patients are responsible for a larger portion of their medical costs, regardless of their ability to pay. Minnesota leads the nation in the percentage of people enrolled in these high-deductible plans, at 14.9 percent. The 99 percenters, like their Tea Party counterparts on the right two years ago,

may not have produced comprehensive policy papers or detailed prescriptions for addressing their grievances. But when it comes to health care, they are on the mark in fixing part of the blame on big corporations, in this case the giant health insurers. Many insurance companies continue to seek double-digit premium increases despite reporting record profits. While insurance companies are reaping profits, millions of Americans (including hundreds of thousands of Minnesotans) are foregoing necessary care. According to a new Commonwealth Fund report, onethird of adults in the nation report selfrationing care because of cost. This means skipping tests, treatment or follow-up; not filling prescriptions or skipping doses; or not seeing a doctor when they know they have a medical problem. Further, the United States ranks last among 16 high-income nations studied on “amenable mortality” (deaths that are considered preventable by timely and effective care). The lack of universal coverage and the high cost of care in the United States were pointed to as factors in our nation’s poor showing. While the federal health reform law (the Affordable Care Act, or ACA) expands coverage and implements some vital consumer protections against rescinding policies and exclusions for preexisting conditions, it is little wonder that See Smith, Page 5

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Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 8, 2011

Sustainable business practices can lead to profits by Bill A. Woodson

The triple bottom line

SPECIAL TO THE TRIBUNE

“Green” is the new gold standard as company leaders look for ways to bring sustainable business practices and initiatives into their day-to-day operations. Sustainability is a growing priority within the business sector, and companies large and small are making it part of their long-term strategy. They are doing so because they see that it not only makes them better global citizens, and protects our environment, but most importantly, it can affect their bottom lines in a meaningful and positive way. In other words, sustainability is about people, the planet, and profits. More and more company executives are realizing that steps need to be taken to integrate sustainable practices into how they do business. This article is meant to be an overview of what sustainability is and what it can do for your business. It will be the first in a series of articles that will take a more in depth look at various aspects of sustainable business practices in use today. We will look at case studies, discuss sustainable best practices, and cover related subjects such as LEED, high performance buildings, energy and water efficiencies, indoor air quality, waste stream and recycling, and supply chain management. The basic premise behind this series will be how to do more with less and make positive impacts on the financial bottom line while serving the environmental and the societal greater good.

What is sustainability? “Sustainable,” “sustainability,” and “green” are words that have become part of our modern lexicon. But what exactly do these words mean beyond a faddish marketing campaign? The most common definition used for sustainability is one published by the United Nation’s Brundtland Commission in 1987, which said “(sustainability) meets the needs of the present without compromising the ability of future generations to meet their own needs.”

Smith from Page 4

many people are disappointed at the overall impact. Millions of people will be mandated to buy insurance products from the very companies that have realized record profits and contributed to economic insecurity for individuals, families and small businesses. And if the experience of Massachusetts is any indication (recall that the ACA was based upon that state’s plan), continued price escalation, shrinking benefit packages and restricted provider networks will be the norm, even if the ranks of the uninsured are reduced. But there is a better way forward, state by state, and Minnesota could be in the vanguard. Section 1332 of the ACA allows for a “Waiver for State Innovation.” This allows states, beginning in 2017, to apply for waivers to several provisions of the bill if the state develops an alternative plan that meets or exceeds the ACA on access, coverage, benefits and affordability. President Barack Obama has called for moving the waiver date earlier, and several states are heeding the call. Vermont, Hawaii, Mon-

Guest Columnist Bill A. Woodson

For businesses, sustainability is an approach that also creates long-term value by embracing opportunities and managing risks derived from economic, environmental and social developments or changes. Sustainability is more than putting recycling boxes next to the copier or choosing paper over plastic. It is a serious approach to how business is done in the modern world. To use sustainable business practices means doing much more with far less, striving for an efficient use of all resources, while maintaining human dignity through everything in the company’s influence. A comprehensive plan for implementing sustainable business practices will include a critical look at: • Materials and minimizing their use • Energy use • Water conservation and cleanliness • Emissions and control • Waste stream management and recycling opportunities • Compliance with regulations • Biodiversity • Transportation – direct and indirect • Indoor air quality Many companies, large and small, have recognized that sustainability is a value proposition and a way to improve their businesses on a multitude of levels. Sustainability leaders have been installed at the highest executive levels within these companies. The CSO or chief sustainability officer has joined the ranks of CEOs and CFOs in the executive suite. A CSO is responsible for developing sustainable business practices and strategies to address sustainability initiatives. Companies that have a CSO include: Walmart, DuPont, Coca-Cola, AT&T, UPS, Kellogg, EMC, and Microsoft.

tana and Oregon are pushing ahead with plans for universal coverage or single-payer methods for streamlining the financing of health care, and Minnesota, which has historically been a progressive leader on health and health care, is poised to follow. Gov. Mark Dayton recently appointed a health care reform task force that is charged with developing an action plan for reforming how we deliver and pay for health care in Minnesota, with a commitment to better care, lower cost and healthier communities. Progress can be followed at a just-launched website on health reform (http://mn.gov/ health-reform). This is a big step in the right direction. We can and must find our way to a model for health care that is “of the people, by the people and for the people” – all 100 percent of them. Dane Smith is the president of Growth & Justice, a non-partisan advocate for fair taxation and smart public investment. He can be reached at dane@ growthandjustice.org. Amy Lange, a registered nurse and certified nurse-midwife, is a policy fellow on health care for Growth & Justice. Columns reflect the opinion of the author.

Businesses that integrate sustainable practices into their decision making processes are paying attention to how their products and services have an affect on the environment, society, and the organization financially. In short, smart companies are embracing sustainability because it is a win-win-win proposition. This is referred to as the “triple bottom line.” The term triple bottom line was first coined by a British business consultant, John Elkington, in 1994. He argues that companies should have responsibilities beyond the traditional measure of corporate profit and loss - “the bottom line,” a reference to the last line of a company’s balance sheet. According to Elkington, in addition to a purely profit-driven motive, there are responsibilities to the people in the form of how socially responsible their policies are, and a responsibility to the planet in how environmentally responsible their operations are. Thus, the triple bottom line looks at the three Ps: people, planet and profits as a metric to measure the environmental, social and financial performance of a company over time. The idea of this balanced measurement grew out of an examination of the principle – what you measure is what you get, and thus what a company is likely to pay attention to. If a company measures its social and environmental impact, only then will it be able to act in a socially and environmentally responsible way.

Starting sustainable business practices What story is your company telling about what you are doing to be responsible to the planet and society while trying to be a profitable entity? No business can afford to be without a sustainability story. Your story does not have to be everything to everyone all at once. You can start small and gradually add initiatives as permitted by

your overall planning. The things a company does to move toward more sustainable business practices are many, and vary depending on the type of business. Sustainability is most thought of as an element of environmentalism, but by definition, it goes far beyond that. But that said, protection of the environment in order for it to sustain life on our planet is very fundamental to sustainability. The first step in sustainable business practices is to have a sustainability assessment performed by an experienced professional. He or she will work with you and your staff to determine where you are right now in terms of energy consumption, waste management, water use, building practices, and other factors. This will establish a benchmark that allows you to know where you are starting from and measure any changes. After an assessment has been completed, the range of project ideas, specific to your company’s business, can be brainstormed with guidance from industry best practices. Understanding and analyzing the pros and cons of sustainability best practices can allow you to gauge what possibilities exist for your company. From there, a plan can be designed that will integrate sustainable business practices with the goals of your company. There are as many ways to design and implement sustainable business practices as there are different companies. The important thing to know is that implementing these practices will result in a leaner (but not meaner), efficient, and more profitable company. As we look into the future of business around the world, we will see that sustainable business practices will cease to be called “sustainable.” Sustainability will become part of common business practices. Architect and sustainability consultant Bill A. Woodson, AIA, LEED AP, is the principal of Woodson Architecture and W Consulting in Apple Valley.

A financially engaged woman is an empowered woman Like an old black-andwhite TV rerun of “Leave It to Beaver,” many of us remember a time when women ran the household, but not the household finances. Times sure have changed. In revisiting a decade-old study, Financial Experience & Behaviors Among Women, Prudential found in 2010 that women in just 10 years time have become “more aware, engaged, and actively involved in their finances.” Today, according to the study, 95 percent of women are financial decisionmakers, while 84 percent of married women are either solely or jointly responsible for household financial decisions. Yet according to Prudential, the growing financial empowerment among females is tempered by “gaps in their knowledge and confidence” about finances.” What is more, said Amy Hoffman, CFP, a financial planner at Advisers Financial in Falls Church, Va., when it comes to household finances, vestiges of “Leave It to Beaver”-era roles linger.

Financial Sense “Women a lot of times are left out of the finance conversation.” There are compelling reasons for women to get involved in that conversation if they are not already, Hoffman asserts. For one, she said, women tend to live longer than their male partners. “They need to prepare themselves because there may come a time where they will need to take charge of their finances.” It is also empowering. Having a role in managing household finances means “you control your own destiny. You are the captain of your own ship,” said Hoffman. How, then, can women continue the momentum of the last decade by becoming more conversant, and more involved, in household finances? Where there is a will, there is a way: • Wade in without stepping on toes. “Start by asking your spouse questions about

finances,” suggests Hoffman, “not in a threatening way, but in a way that lets him know you are interested in getting involved.” Or use discussions you and your husband have with your children about finances to open doors to you becoming more involved. If you are at a loss for how to approach your spouse, get suggestions from a financial planner. Find one in your area by searching the Financial Planning Association’s national database at www. fpanet.org/PlannerSearch/ PlannerSearch.aspx. • Wise up. “Education is a big piece in giving a woman financial confidence,” said Hoffman. Examine investment and bank statements to get a snapshot of your financial picture. Ask questions of a financial planner, family members and friends who are financially savvy. Read and research topics you are interested in, online and with books such as Eleanor Blayney’s “Women’s

Worth.” • Take steps to get comfortable with financial responsibility, such as by tracking household expenses and devising a family spending plan. • Sit down with your spouse specifically to discuss the dynamics of a household financial partnership. Here is a good time to divide duties, too. One person can take on the insurance portfolio, for example, while the other handles the retirement plan (with one another’s input, of course). • Carve out some cash that is entirely yours to manage. “It is important,” said Hoffman, “for everyone to have a little of their own money that is all theirs to control.” This column is provided by the Financial Planning Association of Minnesota, the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. FPA of Minnesota can be found online at www. fpamn.org.

December 8, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce Judge blocks child care union vote Governor says he respects Ramsey County courtâ&#x20AC;&#x2122;s decision by T.W. Budig ECM CAPITOL REPORTER

Ramsey County District Court Judge Dale Lindman blocked on Monday, Dec. 5 a proposed child care unionization vote scheduled to be held within a few days. Democratic Gov. Mark Dayton by executive order recently put the election into motion. Opponents say the governor has no right, arguing such an action rightly belongs to the Legislature. In a statement, Dayton said he respected the court decision. â&#x20AC;&#x153;I am pleased the court was clear that I did not misuse my authority in issuing the executive order,â&#x20AC;? Dayton said. â&#x20AC;&#x153;I continue to believe that in a democracy, people should have rights to elections to determine their own destinies.â&#x20AC;? Dayton said he would meet with the state attorney generalâ&#x20AC;&#x2122;s office to decide what steps should be taken next. The unionization vote would affect about 4,300 Minnesota at-home child care providers who accept state-subsidized children. Lisa Thompson, a St. Paul child care provider and provote activist, said she was â&#x20AC;&#x153;real surprisedâ&#x20AC;? by the restraining order because similar unionization votes had taken place successfully in other states. Thompson was critical of Republicans â&#x20AC;&#x201D; Senate Republicans last week approved the filing of a friend of the court brief to support a lawsuit filed by a group of child care providers, including Becky Swanson of Lakeville, opposing the vote. Thompson said she did not believe Republicans had her best interests as a child care provider in mind. â&#x20AC;&#x153;There is no predetermined agenda,â&#x20AC;? Thompson said. When asked what a child care providers union would push for if formed, she said

the agenda would emerge from the members. One thing child care providers already share is a desire to be heard, Thompson said. Service Employees International Union Local 284 Executive Director Carol Nieters charged that on the eve of an important vote conservative corporate interests and their â&#x20AC;&#x153;lapdogsâ&#x20AC;? in the Legislature threw a wrench into the wheels of democracy. â&#x20AC;&#x153;This sham lawsuit and their entire campaign of misinformation is just another example of the vicious attacks on working families by national corporate interests and the politicians who do their bidding,â&#x20AC;? she said. â&#x20AC;&#x153;From Ohio to Wisconsin and New Hampshire to Minnesota, the story is the same: they will stop at nothing to deny working people the right to form a union for a voice in our democracy.â&#x20AC;? The lawsuit was backed by Minnesota Majority, the Minnesota Free Market Institute and other groups. Pat Gentz, a Lakeville child care provider, said opponents of the child care unionization vote were â&#x20AC;&#x153;really pleasedâ&#x20AC;? with the court order. â&#x20AC;&#x153;The battle has still not been won yet,â&#x20AC;? said Gentz, noting that further legal action was possible. Gentz was not one of the parties in the suit. Annette Meeks, of the Freedom Foundation of Minnesota, said her group was pleased. â&#x20AC;&#x153;Todayâ&#x20AC;&#x2122;s developments are great news for the scores of child care providers from across Minnesota who have worked tirelessly to preserve their independence and fight against a coercive and intrusive unionization scheme by the governor and labor unions,â&#x20AC;? she said in a statement. Senate Health and Human Services Committee

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Chairman David Hann, REden Prairie, was pleased â&#x20AC;&#x201D; you never know what a court might do, he said. Hann, who stood outside the Governorâ&#x20AC;&#x2122;s Office in protest the day Dayton formally announced his executive order, said he does not oppose unionization. If a group of child care providers wanted to call themselves a union, thatâ&#x20AC;&#x2122;s up to them, he said. Hann opposes Daytonâ&#x20AC;&#x2122;s executive order, arguing the governor breached the separation of powers between the executive and legislative branches of government. Hann believes the Minnesota Senate would not approve holding a child care unionization election as proposed by the governor. â&#x20AC;&#x153;Just because they (issues) belong there (in the Legislature), doesnâ&#x20AC;&#x2122;t mean we should do them,â&#x20AC;? he said. Hann held open the possibility of a future committee hearing should Dayton advance legislation. Senate Majority Leader Amy Koch, R-Buffalo, also expressed satisfaction with the order. â&#x20AC;&#x153;The unionization of child care providers has been a longtime goal of AFSCME (American Federation of State, County, Municipal Employees) and SEIU and the governorâ&#x20AC;&#x2122;s attempt appears to be payoff for political support he received from those unions in the 2010 election,â&#x20AC;? Koch said in a statement. â&#x20AC;&#x153;What we donâ&#x20AC;&#x2122;t need is government overreaching into an already highly and carefully regulated industry to expand the power and influence of public union organizations in the state,â&#x20AC;? she said. Lindmanâ&#x20AC;&#x2122;s order allows for a further hearing on Jan. 17, 2012. Under Daytonâ&#x20AC;&#x2122;s executive order, state government agencies would formally acknowledge the bargaining powers of a child care union, should one have emerged from the vote, and negotiate with the union in good faith.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

Krinkie eases leagueâ&#x20AC;&#x2122;s no new tax pledge Those who sign it are held accountable to it for only their current term by T.W. Budig ECM CAPITOL REPORTER

â&#x20AC;&#x153;No new taxâ&#x20AC;? pledge icon Grover Norquist speaks of a politician who betray the pledge as a ratâ&#x20AC;&#x2122;s head in a bottle of soda â&#x20AC;&#x201D; an affront to the Republican brand and subject to corrective action. Such strident rhetoric is not voiced by Taxpayers League of Minnesota President Phil Krinkie. Unlike Norquistâ&#x20AC;&#x2122;s Americans for Tax Reform, which considers pledge signers committed for as long as they hold elective office, the Taxpayers League modified its rules in 2011 to hold pledge signers accountable only during their current term. After that, the league hopes lawmakers â&#x20AC;&#x153;re-upâ&#x20AC;? for another pledge if they run again. Krinkie, a former lawmaker who has led the league since 2007, cites a number of reasons for the change. â&#x20AC;&#x153;The first thing, we have no means other than going to the legislatorâ&#x20AC;&#x2122;s constituents to hold them (legislators) accountable,â&#x20AC;? Krinkie said. â&#x20AC;&#x153;(And) if someone is not willing to re-up, theyâ&#x20AC;&#x2122;re not likely to support it (the pledge) anyway.â&#x20AC;? The leagueâ&#x20AC;&#x2122;s 2011 roster of pledge signers includes 12 Republican state senators from a stable of 37, and 24 Republican state representatives out of 72. It currently lists no Democratic legislators. This is not true of Norquistâ&#x20AC;&#x2122;s ledger of pledgers, which lists Minnesota state representatives Ann Lenczewski, DFL-Bloomington, Mary Murphy, DFL-Hermantown, and

T.W. Budig is at tim.budig@ ecm-inc.com.

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Paul Marquart, DFL-Dil- freshman Republicans into worth. office. Marquart, who now adAs far as the taxpayers vocates for tax increases, league limiting its pledge said he signed the Norquist to a single term, Sutton pledge in his first run for doesnâ&#x20AC;&#x2122;t view the change office in 2000. as making that big It was a time of of a difference. If state budget surlegislators sign the pluses and when no new tax pledge he saw no need to once, they are more raise taxes, he said. or less committed â&#x20AC;&#x153;I thought it to it into the future, was for one term,â&#x20AC;? he said. Marquart said. â&#x20AC;&#x153;I Phil Krinkie â&#x20AC;&#x153;In some respects, certainly do not if youâ&#x20AC;&#x2122;re in, youâ&#x20AC;&#x2122;re feel bound by the in,â&#x20AC;? he said. pledge.â&#x20AC;? Dayton views no new For his part, Krinkie tax pledge politics as part said he does not judge of a larger troubling fiscal the success of the taxpay- trend. ers league in terms of the When people in the fusize of its pledge roster. He ture look back on the prepoints to the leagueâ&#x20AC;&#x2122;s leg- vious decade, theyâ&#x20AC;&#x2122;ll see islative score cards â&#x20AC;&#x201D; the â&#x20AC;&#x153;one of enormous fiscal irleagueâ&#x20AC;&#x2122;s watchdog role â&#x20AC;&#x201D; responsibility, triggered in as another important func- part by the pledge,â&#x20AC;? Daytion. ton said. The pledge has â&#x20AC;&#x153;On par, 2011 (legisla- played well with the pubtive session), we consider lic to some extent, Dayton that a success,â&#x20AC;? he said of concluded. Republicans deflecting The governor also views Democratic Gov. Mark its impact as contributing Daytonâ&#x20AC;&#x2122;s proposed tax in- to the federal governmentâ&#x20AC;&#x2122;s crease on the wealthy. massive debt. As for Norquist, the vast Krinkieâ&#x20AC;&#x2122;s no new tax apinfluence ascribed to him is proach is flexible. He views misplaced, Krinkie said. it acceptable to raise a tax if â&#x20AC;&#x153;Grover Norquist another tax is proportiondoesnâ&#x20AC;&#x2122;t have the power; the ally lowered, making the people, the voters have the adjustment tax neutral, he power,â&#x20AC;? he said. explained. Minnesota Republican â&#x20AC;&#x153;I think sheâ&#x20AC;&#x2122;s absolutely Party Chairman Tony Sut- right,â&#x20AC;? Krinkie said of Reton views the no new tax publican U.S. Rep. Michele pledge as an effective tool Bachmannâ&#x20AC;&#x2122;s presidential in steering the tax debate. campaign stance that all He argues the new crop American taxpayers should of Republican lawmak- pay at least something in ers holding office now are federal taxes. people who genuinely beBachmann, along with lieve the no new tax phi- the rest of the Republilosophy. can Minnesota congresIt wasnâ&#x20AC;&#x2122;t the pledge or sional delegation â&#x20AC;&#x201D; John the Republican Party that Kline, Erik Paulsen, and had them wearing pen- Chip Cravaack â&#x20AC;&#x201D; have nies on their lapels earlier all signed the Norquist no this year at the State Capi- new tax pledge. tol, signifying not a penny Interview requests to more in state spending, Norquist elicited no reSutton explained. sponse. This belief, Sutton argues, is a reflection of the T.W. Budig is at tim.budig@ electorate, which put these ecm-inc.com.

Book Your Company Event at... 8075 Lucerne Blvd. 3 Miles West of I-35 952-440-4656 â&#x20AC;˘ HeritageLinks.com Lakeville, MN 55044

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 8, 2011

Capitol Commerce State employees big losers in government shutdown According to state report issued on Nov. 22 by T.W. Budig ECM CAPITOL REPORTER

While last summerâ&#x20AC;&#x2122;s 20day state government shutdown cost laid-off state employees about $65 million, it created no state budget gaps and caused little damage to the state. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re not seeing a huge ripple affect on the Minnesota economy,â&#x20AC;? said the governorâ&#x20AC;&#x2122;s Management and Budget Commissioner Jim Schowalter at the State Capitol on Tuesday, Nov. 22 in reference to a report about the shutdown. The result of a budget clash between Democratic Gov. Mark Dayton and the Republican-controlled Legislature, the longest state government shutdown in Minnesota history had its impact lessened by the courts, Schowalter said. Because of court intervention, 80 percent of state funding continued during the shutdown, he said. The shutdown, because of the courts, was really a partial state shutdown, Schowalter said. Not that there wasnâ&#x20AC;&#x2122;t a

cost. The state recognizes about $50 million in lost revenue â&#x20AC;&#x201D; much of that in lost tax compliance revenue, but chalk-up $150,000 in lost Minnesota Zoo revenue, too. Claims against the state were not counted in the estimate. While unemployment compensation for the laidoff state workers amounted to more than $10 million, the state and federal government still saved about $65 million in payroll during the shutdown. â&#x20AC;&#x153;State employees lost $65 million in wages because a gridlock group of Tea Party Republicans chose to protect millionaires instead of Minnesotans,â&#x20AC;? said Eliot Seide, director of American Federation of State, County and Municipal Employees Council 5 in a statement. Preparing for and recovering from the shutdown cost about $10 million, and involved some 200,000 hours of redirected staff time, according to the report. More than 1 million pieces of correspondence cost-

ing $552,000 were sent to state employees, vendors and stakeholders in shutdown preparation. The stateâ&#x20AC;&#x2122;s critical government computer systems, explained Schowalter, were more vulnerable to cyberattack during the shutdown, because of the shutdownâ&#x20AC;&#x2122;s high-visible and resulting staff shortages. Lost productivity and indirect impacts of the shutdown are not included in the cost estimates. Schowalter spoke of the complexities in determining the costs of the shutdown, and of how coming up with averages belittles the pain the shutdown inflicted on some individuals. He dismissed the idea that state government shutdowns can be easily weathered, saying â&#x20AC;&#x153;lingering impactsâ&#x20AC;? of the last shutdown will persist and that the damage to the stateâ&#x20AC;&#x2122;s reputation and workforce was considerable. Any political calculation that included a state government shutdown is â&#x20AC;&#x153;a highrisk strategy,â&#x20AC;? Schowalter said.

The release of the shutdown report not only highlighted costs but the partisanship that led to the shutdown. Sen. David Hann, R-Eden Prairie, took the podium immediately after Schowalter and blamed Dayton for the shutdown. â&#x20AC;&#x153;It was completely unnecessary,â&#x20AC;? Hann said. Republicans argue Dayton wanted to inflict pain onto the state to force his budget agenda and used the shutdown to turn the screw. The Republican budget offer Dayton ultimately accepted was the same that had been offered earlier, Hann said. For his part, Dayton expressed thanks that the shutdown caused no net cost to taxpayers and sorrow that it hurt state employees. â&#x20AC;&#x153;Minnesotans know that it was the Republican legislatorsâ&#x20AC;&#x2122; refusal to consider a reasonable and balanced solution, which caused the shutdown,â&#x20AC;? Dayton said in a statement. T.W. Budig is at tim.budig@ ecm-inc.com.

Civil War commemoration task force opens statewide logo contest

Civil War Commemoration Task Force co-chairman Dean Urdahl, a Republican lawmaker, donned a Union Army â&#x20AC;&#x153;bummerâ&#x20AC;? hat at a State Capitol press conference on Nov. 22. Urdahl, a historian, said Civil War soldiers filled the bulky hats with berries, nuts and other provisions gathered while campaigning.

Deadline for entries is Dec. 30 by T.W. Budig ECM CAPITOL REPORTER

Minnesotaâ&#x20AC;&#x2122;s Civil War history might be seen as first and last. The state furnished the first volunteers in answer to President Abraham Lincolnâ&#x20AC;&#x2122;s call for troops â&#x20AC;&#x201D; Anokans believe that first volunteer was Aaron Greenwald â&#x20AC;&#x201D; while the last surviving Union Army veteran was Albert Woolson of Duluth, who died in 1956.

Photo by T.W. Budig

The Civil War Commemoration Task Force, a body created by Gov. Mark Dayton to mark the 150th anniversary of that epic struggle, is currently inviting Minnesotans to join a logo design contest. The idea is to create an icon for the task force that can be used over the upcoming four years. The logo needs to incorporate visual elements of Minnesota and the Civil War. â&#x20AC;&#x153;I anticipate people will find creative ways to make that connection and I look forward to reviewing submissions,â&#x20AC;? said Rep. Dean

Real Estate Twin Cities residential construction continues apace November marked another month of relative stability in residential housing permits. Single family permits remain in positive territory, up a little more than 8 percent over November 2010. Even with three large multi-family projects (two in Minneapolis at 104 and 47 units each and one in Forest Lake at 30 units), this month lagged be-

Photo by T.W. Budig

The governorâ&#x20AC;&#x2122;s Management and Budget Commissioner Jim Schowalter spoke at the State Capitol on Tuesday, Nov. 22 upon the release of a report about the shutdown.

hind November 2010 in total planned units by 35 percent. According to statistics compiled by the Keystone Report for the Builders Association of the Twin Cities (BATC), there were 235 permits for a total of 442 units during four weeks in the month of November 2011. Year-to-date, there were 2,685 permits issued for a to-

tal of 3,961 units. â&#x20AC;&#x153;While we have continued to see scattered improvements, we are also regularly reminded about how fragile the housing industry truly is,â&#x20AC;? said Builders Association of the Twin Cities 2011 President and co-owner of Imperial Homes, Rich Riemersma. â&#x20AC;&#x153;We were truly sad to see the demise of Rottlund Homes,

the last of our local largevolume production builders. Minneapolis led the metro in building activity for the month with 153 units permitted. Forest Lake followed with 34 units. Woodbury saw 27 units permitted, Maple Grove followed with 23 units and Savage rounded out the top five with 20 units.

Urdahl, R-Acton Township, task force co-chair, in a press release. More than 24,000 Minnesotans served in the Civil War, 1861-65, with a total of

760 killed in action, mortally wounded, or dying in Confederate captivity. Many others died of disease. Urdahl, a published histoSee Civil War, Page 27

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December 8, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Tuesday, Dec. 13, 11:30 a.m. to 1 p.m., Rosemount Holiday Party. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Thursday, Dec. 15, 11:30 a.m. to 1 p.m., Eagan Holiday Party. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. Apple Valley Chamber of Commerce events: • Wednesday, Dec. 14, 11:30 a.m. to 1:15 p.m., Christmas and Awards Luncheon at Old Chicago, 14998 Glazier Ave., Apple Valley. Information: Catherine Bauman at catherine@applevalleychamber. com. Burnsville Chamber of Commerce events: • Friday, Dec. 16, 11:30 a.m. to 6 p.m., 2011 Holiday Brewery Tour at Schell’s Brewery in New Ulm.

Join in the Ugly Holiday Sweater competition. Bus will leave from the Cobblestone Court parking lot. Cost: $30. Information: Anne at anne@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: • Thursday, Dec. 8, 4:30 to 7:30 p.m., Networking After Hours – Toys for Tots, Brunswick Zone XL. • Wednesday, Dec. 21, 11:45 a.m., General Membership Luncheon – Holiday Luncheon, Porterhouse Steak and Seafood, 11211 205th St. W., Lakeville. Cost: $25/members, $40/nonmembers. Register by Dec. 15. River Heights Chamber of Commerce events: • Thursday, Dec. 8, 11:30 a.m. to 1:30 p.m., Cheers to our Volunteers Appreciation Luncheon, Clarion St. Paul Hotel & Conference Center, 701 Concord St. S., South St. Paul. Cost: $30. Information: Carol Swenson, (651) 451-2266, ext. 1032, or Carol@ riverheights.com. Ongoing Platinum Partners, a chapter of BNI, welcomes one represen-

tative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow businessto-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank. com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited, a professional networking chapter, meets

Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI – Power Links Chapter

meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. This structured networking group is open to all local business owners but we do limit to one person from each profession. For information, contact Shawn Moudry (952) 4516519. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network Interna-

tional, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For

Bubba&Bee Handknits, 11103 Schoolcraft Road, Burnsville. Wildlife Intensive and Critical Care Unit, 5423 133rd St. W., Savage. Braaten Creative Woods, 8411 W. 126th St., Savage. Klingelhut Window & Siding, 7645 Ponds Edge Path, Savage. Turnkey Wellness, 5352 River Oak Drive, Savage. Alternations by Katy, 4576 W. 131st St., Savage. Carbone’s Pizzeria Savage, 4046 County Road 42, Savage. River Valley Dental, 1260 N. Frontage Road, Hastings. Healthy Forever Products, 3605 Blue Jay Way, Eagan. Twin Cities Wedding Ideas, 15315 Dundee Court, Apple Valley. Surge Wellness Club, 12236 Allen Drive, Burnsville. Fourth Floor Ministries, 19535 Ewing St., Farmington. House of Hair, 19022 Estate Ave., Farmington. America China Culture Education Company, 20345 Doffing Ave., Farmington. Sum Account Management, 505 Lower Heritage Way, Farmington. Terra Flora, 19895 Chili Ave., Farmington. Lindsay Nicole Photography, 19983 English Court, Farmington. Gloriosity, 20581 Abbey Lane, Farmington. Phoenix On-Site Massage, 701 W. Seventh St., Hastings.

Lah Tee Dah Designs, 7909 165th St. E., Hastings. Vertical Ideas Marketing, 16351 Harmony Path, Lakeville. Nancy Nolan Productions, 9515 Livery Lane, Lakeville. Hummingbird Leather, 20650 Jutland Place, Lakeville. Sorenson Handyman Services, 9666 Upper 205th St. W., Lakeville. Ronin’s Rogue Kitchen, 7704 160th St., Lakeville. Total Hockey Minnesota, 20775 Holt Ave., Lakeville. Garage Pro, 16791 Judicial Road, Lakeville. Perry James Photography, 16524 Jaguar Ave., Lakeville. Lakeville Gold Lacrosse, 21245 Isotope Trail, Lakeville. HelpSupportSports.com, 20676 Jupiter Ave., Lakeville. Tina Johnston Music, 16351 Harmony Path, Lakeville. Industrial Air Technology, 17535 Gillette Way, Lakeville. Holidays And The Home, 16048 Goodview Court, Lakeville. PaintEx, 10260 S. Oak Shore Drive, Lakeville. J.B. delivery and cleaner, 16737 Joplin Way, Lakeville. HomeMaid Clean, 16560 Flagstaff Way, Rosemount. L & N Rental Property, 15440 Danville Ave., Rosemount. Patchvest.com, 13993 Yosemite Ave. S., Savage. Boeser Automotive, 4221 Highway 13 W., Savage. Printing Done Right, 4419 W.

134th St., Savage. Media for Meals, 240 Seventh Ave. S., South St. Paul. SaBella, 12843 Durham Way, St. Paul. Hispanic Republican Assembly of Minnesota, 204 Emerson Ave. E., West St. Paul. Suzetra, 365 Runge Lane, West St. Paul. Progressive Cleaning S.A., 7325 W. 125th St., Apple Valley. T.City, 7675 W. 142nd St., Apple Valley. Perpetual Motion Animal Chiropractic, 15831 Gooseberry Way, Apple Valley. JoJo’s Boiled Peanuts, 14350 Drake Path, Apple Valley. GPRS, 7100 147th St. W., Apple Valley. TJ Matthews, 7278 155th St. W., Apple Valley. mlbNetwork, 15109 Dunwood Trail, Apple Valley. Rocco’s Pizza, 14050 Pilot Knob Road, Apple Valley. Chiropractic Wellness Center, 7373 147th St. #150, Apple Valley. DeLanghe Enterprises, 12571 Oliver Ave. #600, Burnsville. MN Party Rentals, 1102 Aston Place, Burnsville. Sticker Express, 201 S. River Ridge Circle, Burnsville. Wood Park Dental, 1100 County Road 42 E. #103, Burnsville. SIS - MN, 14300 Judicial Road, Burnsville. Goodrich Sensors and Integrated Systems - MN, 14300 Ju-

dicial Road, Burnsville. Source Media, 14051 Burnhaven Drive #101, Burnsville. Negotiation Specialists, 12400 Portland Ave. S. #130, Burnsville. Backlund Chiropractic, 11970 Portland Ave., Burnsville. Minnesota Moving Company, 1102 Aston Place, Burnsville TI’s Pasta Express, 12629 Nicollet Ave., Burnsville. Liberty Utility of America, 13410 Aldrich Ave. S., Burnsvile. Northstar Dental Clinic, 675 Nicollet Blvd. E. #120, Burnsville. South Dakota AgXchange, 14551 County Road 11, #145, Burnsville. Ze’s Diner, 3448 Denmark Ave., Eagan. New Look Auto Clean, 1673 Hickory Hill Drive, Eagan. Summit Avenue Books, 1960 Cliff Lake Road #129-136, Eagan. On Course Business Consulting, 2122 Cedar Grove Trail, Eagan. Cinnamon Ridge Fragrance Company, 4533 Cinnamon Ridge Trail, Eagan. TL Liquors, 1565 Cliff Road #18, Eagan. Expense Reduction Analysis, 533 Eastwood Court, Eagan. My Organic Business, 21977 Flagstaff Ave., Farmington. Portable Phone Charger, 14724 Innsbrook Lane, Burnsville.

RT Dygert from Page 1

within demanding high and low pressure industrial applications. Their products serve such industries as hydraulics and pneumatics, oil and gas, robotics, chemical processing,

food and beverage, lawn and garden, agricultural, mining, pumps and valves, and wind energy. It designs custom-molded products, creates proprietary designs, develops compounds

and materials recommendations, tests for product certification, and conducts industry training and seminars. RT Dygert is an ISO 9001:2008 company. – Tad Johnson

“Ron came from a printing background,” Mahowald said, “and a lot of people said he was nuts.” The marketplace proved he wasn’t, but Mahowald said Lund did fret over — and prove himself against — competitors such as Kinko’s. “I remember when Kinko’s moved in (to Burnsville),” he said. “Ron lost a lot of sleep over that. But I think it was a blessing. People saw the kind of value they get from us.” Making and designing

copies — of the mostly digital, not photo, variety — remains about 70 percent of Cornerstone’s business, Mahowald said. The company has branched into other services, including bulk mailing and photo products. Cornerstone’s new Focus in Pix specialty produces customized photo books, posters, greeting cards and calendars. “We really diversify our company to stay healthy — and it works, most days,” Mahowald

said. “Everything I learned in school, we don’t do.” In 2004 Mahowald moved the business from its original space in the Colonial Ridge Shopping Center on Nicollet Avenue to a new building near County Road 11 and McAndrews Road. In 2007 Cornerstone opened a Lakeville office, which moved last month to a downtown location.

See Calendar, Page 9

Assumed Names Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name. Custom Artisans, 4629 Summit Pass, Eagan. G.G. Premium Kits, 1375 Highsite Drive #213, Eagan. Hair Candy Salon, 1095 Diffley Road, Eagan. Babylove, 4590 Scott Trail #200, Eagan. Your GumballMachine.com, 15524 Eaglestone Drive, Apple Valley. Gardenview Marathon, 213 County Road 42, Apple Valley. Pure Romance by Molly, 15371 Flower Way, Apple Valley. 1876 Yardie Catering, 4472 Cinnamon Ridge Trail, Eagan. Progressive Tax Services, 12963 Echo Lane, Apple Valley. Gentle Health Alternatives, 14540 Pennock Ave. #103, Apple Valley. AAExplore Inc., 3432 Denmark Ave. #169, Eagan. AAExplorer Inc., 3432 Denmark Ave. #169, Eagan. TC Window Cleaning, 3129 Alden Pond Lane, Eagan. Doan & Company Realty, 1531 Woodview St. W., Eagan. Nnobi Union of Minnesota, 3530 Birchpond Road, Eagan. Integrated Total Wellness, 7630 145th St. W., Apple Valley. Deb’s Consulting, 13882 Fire-

light Way, Apple Valley. WG Sales, 12045 Gantry Lane, Apple Valley. Mindful Asset Planning, 14530 Pennock Ave., Apple Valley. Apple Valley Quilting Service, 14663 Embry Path, Apple Valley. CFS Interiors, 940 Apollo Road #110, Eagan. Executive Growth Advisors, 1354 Berry Ridge Road, Eagan. Farson Limo Service, 176 150th St. W., Apple Valley. River City Creative Glass, 3550 W. 145th St. Unit 2, Burnsville. The Be Line, 14712 Carriage Place, Burnsville. Confirmation & Intuitive Readings, 15151 Greenhaven Drive #303, Burnsville. T and L Taxi, 1 Knoll Lane, Burnsville. Knucks and Diamonds, 13643 Knox Drive, Burnsville. Cityscapes Landscape & Property Management Co., 3409 Garnet Court, Burnsville. Halal Groceries, 3425 E. Highway 13 and Diffley Road, Burnsville. Lick Your Plate, 1724 W. 140th St., Burnsville. Rizo Agency, 14041 Burnhaven Drive #120, Burnsville. Little Dog Blue, 614 Portland Mews, Burnsville. Twin Cities Rent 2 Own, 10565 McCool Court, Burnsville. Burnsville Auto, 3335 W. Highway 13, Burnsville. Hervision T-shirts, 12560 Parkwood Drive, Burnsville.

Minnesota,” he said. The company focuses on manufacturing seals, gaskets, o-rings and other products that seal in chemical fluids

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Cornerstone Copy from Page 1

howald said. “I didn’t want to make computer chips.” A friend recommended him to Lund. “Ron hired me on the spot that day,” Mahowald said. “I started pretty much the next day. Now that lady who recommended me works for me.” Lund was a local pioneer in the once-fledgling copy business, said Mahowald, who still calls his retired boss for advice sometimes.

John Gessner is at john.gessner@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 8, 2011 Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson information, call (952) 746-5611 or at (952) 890-6611. The SE Metro visit www.thegrapevinenetwork. Group meets at 2918 Upper 55th com. St., Inver Grove Heights, the first Grapevine Networking Thursday of each month from 12 Group meets Wednesdays from noon to 1 p.m. (bring your lunch). 7:30-8:45 a.m. at Coldwell Banker POC is Ginger Ewing at (651) Burnet, 190 Cobblestone Lane, 389-1177. Burnsville. For information, call The S.T.A.R. (South Twin (952) 746-5611 or visit www. Cities Area Referral) Networkthegrapevinenetwork.com. ing Group meets 8 to 9 a.m. evKingdom Advisors members ery Wednesday at Bremer Bank, meet monthly for fellowship, train- 17600 Cedar Ave, Lakeville. ing, networking, prayer, and shar- Openings are available. For quesing of best practices. Ron Blue or tions, call Kathy Andrade at (952) other recognized speakers (via 997-1306. DVD) cover a topic each month SHiFT network events are helping members integrate and held Thursdays from 6:30 to 8 apply Biblical financial wisdom p.m. at Inver Hills Community into their professional advice. College, 2500 E. 80th St., Inver Visitors welcome. The S Metro Grove Heights. SHiFT is a nonGroup meets at Family Finan- profit network connecting adults cial Services, 151 W. Burnsville

Calendar from Page 8

in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Womenâ&#x20AC;&#x2122;s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womens-business-exchange-eagan. Seed Your Business referralbased networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

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Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale On December 22, 2011 at 10:00AM a Lien Sale of personal property will be held at the Lakeville Storage Center location at 9455 215th St W Lakeville, MN 55044. Included in sale: #46 James Anderson 1384 Amaryllis Lane Eagan, MN 55123 Tag #2522541 Partial inventory: Rigid compound miter saw, leather jackets, couch, big screen TV, Bed, woodworking tools, end tables, misc totes #145 Jean Aumer 16186 Havelock Way Lakeville, MN 55044 Tag #2522437 Furniture, kids toys, dressers, couch, rocker, file cabinet, totes, misc household #154 Michael Tichich 16451 Fernando Way Rosemount, MN 55068 Tag #2522536 Couch, shredder, totes, weight bench, camping chairs, portable tree stand, printer, table 2840642 12/8-12/15/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 24, 2007. MORTGAGOR(S): Darin D. Pavlish, a married person. MORTGAGEE: Lehman Brothers Bank, FSB. DATE AND PLACE OF RECORDING: Filed March 28, 2007, Dakota County Registrar of Titles, memorialized upon Certificate of Title No. 142383 as Document No. 608203. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, a Delaware limited liability company, by assignment dated January 29, 2007, filed for record December 1, 2008, as Document No. T636276. The land described in said mortgage is registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent’s Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC, a Delaware limited liability company. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Lehman Brothers Bank, FSB. MORTGAGED PROPERTY ADDRESS: 13965 West Preserve Blvd, Burnsville, MN 55337. TAX PARCEL I.D. NO.: 02-73230-01-080. LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block One (1) in SUNSET PONDS OFFICE PARK, according to the recorded plat thereof: together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $463,500.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $529,786.02. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 a.m. PLACE OF SALE: The Sheriff’s main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Nicole N. Pavlish. Dated: November 10, 2011. /s/ Sarah J. Zach SARAH J. ZACH -forBAYVIEW LOAN SERVICING, LLC, Assignee Atty. I.D. #0391758 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2819920 12/1/11-1/5/12

ORDER FOR HEARING AND NOTICE (CHILD IN NEED OF PROTECTION OR SERVICES PETITION PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-2749 In the Matter of the Welfare of M.H., Child. TO: Christopher Doerfler Social Worker, Mary Jo Rudolph, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(8), in that the child is without proper parental care because of the emotional, mental, or physical disability, or state of immaturity of the child’s parent, guardian or other custodian. Subd. 6(9), in that the child is one whose behavior, condition, or environment is such as to be injurious or dangerous to the child or others, including, but not limited to, the exposure of a child to criminal activity in the child’s home. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on December 21, 2011 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Christopher Doerfler. Dated: November 29, 2011 Judge Richard G. Spicer 2838547 12/8/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: The Lazy Leash 2. Principal Place of Business: 14680 South Robert Trail, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. DEBORAH KATHLEENE HALL, 14690 South Robert Trail, Rosemount, MN 55068 Kevin D. Grass, 14690 South Robert Trail, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11-30-2011 Kevin D. Grass 2840317 12/8-12/15/11P

PUBLIC NOTICE PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-5691 In the Matter of the Petition of: Federal National Mortgage Association, in Relation to Certificate of Title No. 117835 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Six (6) Block Two (2) in Apple Valley 9th Addition, according to the recorded plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota. TO: JAMES D. RUNNING; CATHY S. RUNNING; TCF NATIONAL BANK; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 25th day of January, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 117835 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, subject to the memorial of Document No. 48261 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 677613, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 11/9/11 BY THE COURT: Robert R. King Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2840220 12/8-12/15/11

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-1560 In the Matter of the Petition of: Casper Real Estate, Inc., in Relation to Certificate of Title No. 97350 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot numbered Twenty five (25) in Block One (1) of Tower Heights, according to the plat thereof on file and of record in the office of the Register of Deeds within and for the County of Dakota. TO: KAREN GORANS; WELLS FARGO BANK, N.A.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 28th day of December, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 97350 and enter a new Certificate of Title for the land therein described in favor of Casper Real Estate, Inc., subject to the memorial of Document No. 12611 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 664056, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 11/16/11 BY THE COURT: Shawn M. Moynihan Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: David S. Holman Attorney at Law 201 West Travelers Trail, Suite 225 Burnsville, MN 55337 Attendance is not required at said hearing except to object to the entry of the above described Order. 2844147 12/8-12/15/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: New Path Counseling 2. Principal Place of Business: 15505 Flight Way, Apple Valley, MN 55124-6025 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Michael A Arieta MSW, LICSW, LMSW, 15505 Flight Way, Apple Valley, MN 55124-6025 Kristin M Lindgren M.Ed, 15505 Flight Way, Apple Valley, MN 55124-6025 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: November 16, 2011 Michael A Arieta MSW LICSW, LMSW 2831590 12/1-12/8/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-5395 In the Matter of the Petition of: Federal Home Loan Mortgage Corporation, In Relation to Certificate of Title No. 150654 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Twenty five (25), Block Three (3), in Palomino Woods, according to the recorded plat thereof. TO: VirtualBank, a Division of Lydian Private Bank; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 25th day of January, 2012, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 150654 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, subject to the memorial of Document No. 104466 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 680873, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: November 7, 2011 BY THE COURT: /s/Edward Lynch Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Orin J. Kipp Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2831464 12/1-12/8/11

NOTICE TO CREDITORS: FOREIGN PERSONAL REPRESENTATIVE ACTING IN MINNESOTA STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-695 Estate of Catherine M. Jeffers, Decedent Notice is given that Lucretia Jeffers-Anderson a/k/a, Lucretia Jeffers, residing at 2082 Marble Ln., Eagan, MN 55122 is the domiciliary foreign personal representative (“Personal Representative”) for the estate of Catherine M. Jeffers, a resident of the State of Wisconsin. On November 22, 2011, the Personal Representative filed with the Court a document stating an intention to exercise, as to assets in Minnesota, all powers of a local personal representative and to maintain actions and proceedings in Minnesota in accordance with Minn. Stat. 524.4-205. Notice is also given that any Minnesota creditor who objects to the Personal Representative’s exercise of power over assets in Minnesota must file a written objection within 60 days from the Personal Representative filing. If no objections are filed, the representative may, after the expiration of the 60 day period, exercise all powers of a local personal representative. Dated: 11-22-11 Kathryn D. Messerich Judge Attorney for Foreign Personal Representative Michael D. Burville Burville Law Office, P.A. 429 Third Street Farmington, MN 55024 Attorney License No: 0261889 Telephone: 651-460-3757 FAX: 651-460-6568 Email: mike@burvillelaw.com 2835260 12/1-12/8/11

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (Petition For Termination Of Parental Rights PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-3402 In the Matter of the Welfare of M.H., D.H., Children. TO: Earl Stephen Hucks Heidi Marie Schaffer, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: pursuant to Minnesota Statute 260C.301, Subd. 1: The juvenile court may upon petition, terminate all rights of a parent to a child: (b) if it finds that one or more of the following conditions exist: (1) that the parent has abandoned the child; (2) that the parent has substantially, continuously, repeatedly refused or neglected to comply with the duties imposed upon that parent by the parent and child relationship, including but not limited to providing the child with necessary food, clothing, shelter, education, and other care and control necessary for the child’s physical, mental, or emotional health and development, if the parent is physically and financially able, and either reasonable efforts by the social services agency have failed to correct the conditions that formed the basis of the petition or reasonable efforts would be futile and therefore unreasonable; (3) that a parent has been ordered to contribute to the support of the child or financially aid in the child’s birth and has continuously failed to do so without good cause. This clause shall not be construed to state a grounds for termination of parental rights of a noncustodial parent if that parent has not been ordered to or cannot financially contribute to the support of the child or aid in the child’s birth; (4) that a parent is palpably unfit to be a party to t h e p a r e n t a n d c h i l d r e l a t i o n s h ip because of a consistent pattern of specific conduct before the child or of specific conditions directly relating to t h e p a r e n t a n d c h i l d r e l a t i o n s h ip either of which are determined by the court to be of a duration or nature that renders the parent unable, for the reasonably foreseeable future, to care appropriately for the ongoing physical, mental, or emotional needs of the child. IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on January 4, 2012 at 8:30am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Earl Stephen Hucks. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: November 15, 2011 Judge Richard Spicer 2838798 12/8-12/22/11P

Notice of Hearing by Publication (Minn Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-10-2497 Case Type: Domestic Abuse In the Matter of: Jeffrey Hanson etal., Petitioner vs. Joni Herdrich, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Avenue, Apple Valley, MN on December 28, 2011 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s order. Date: 11-30-11 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2838635 12/8/11

PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE UNDER FINDINGS OF FACT, CONCLUSIONS OF LAW, ORDER FOR JUDGMENT AND JUDGMENT, AND ORDER FOR DECREE OF FORECLOSURE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: OtherCivil Mortgage Foreclosure Court File No.: 19HA-CV-10-6399 _______________________________________ Central Bank, a Minnesota corporation Plaintiff, vs. Daniel Medin and Janet Medin, John Roe and Mary Roe, Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a judgment entered in the above-entitled action on July 22, 2011, a certified copy of which has been delivered to me directing sale of the property hereinafter described to satisfy the amount found and adjudged due to the Plaintiff in the above action from Defendants, Daniel Medin and Janet Medin, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash on Tuesday, January 24, 2011, at 10:00 a.m., at the Sheriff’s Office, 1580 Highway 55, Hastings, Minnesota 55033, in said state and county, the premises and real estate described in said judgment, being in Dakota County, Minnesota, to wit: Legal Description: The North 344.30 feet of the East 557.80 feet of the West 633.50 feet of the Northeast Quarter of the Northwest Quarter of Section 10, Township 112, Range 20, Dakota County, Minnesota. Subject to 290th Street over and across the North side thereof. AND The North 184.40 feet of the East 269.20 feet of the West 902.70 feet of the Northeast Quarter of the Northwest Quarter of Section 10, Township 112, Range 20, Dakota County, Minnesota. Subject to 290th Street over and across the North side thereof. Property Address: 7256 - 290th Street N.W., Northfield, MN 55057 P.I.N. 16-01000-020-25 AND 16-01000-0030-25 Subject to redemption within six (6) months after confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11-18-11 By: /s/ Robert Shingledecker Sheriff of Dakota County - Deputy Dated: November 15, 2011 JACK W. CLINTON, P.A. /s/ Jack W. Clinton Jack W. Clinton, #17413 Attorney for the Plaintiff 539 Bielenberg Drive, Suite 200 Woodbury, MN 55125 Telephone: (651) 389-9923 Facsimile: (651) 389-9924 INSTRUMENTED DRAFTED BY: JACK W. CLINTON, P.A. 539 Bielenberg Drive, Suite 200 Woodbury, MN 55125 Telephone: (651) 389-9923 Facsimile: (651)389-9924 2829047 11/24-12/29/11

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PUBLIC NOTICE

CITY OF LAKEVILLE, DAKOTA COUNTY, MINNESOTA NOTICE OF HEARING ON IMPROVEMENT TO WHOM IT MAY CONCERN: NOTICE IS HEREBY GIVEN that the City Council of Lakeville will meet at 7:00 p.m. on Tuesday, January 3, 2012, at the City Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota, to consider the 2012 Street Reconstruction Project, City Improvement Project 12-02, pursuant to Minn. Stat. 429.011 to 429.111. The area proposed to be assessed for the improvements is as follows: The project will include property in that part of Sections 3 & 10 Township 114 Range 20, lying east of Interstate 35 within the City of Lakeville, Dakota County, Minnesota, and also being in subdivisions: Cedar Highlands 1st, Cedar Highlands 2nd, Cedar Highlands 3rd, Cedar Highlands 4th, Cedar Highlands 5th, Dodd Park, Donnay's College Park, Donnay's College Park 2nd, Donnay's Valley Park, Donnay's Valley Park 2nd, Donnay's Valley Park 3rd, Donnay's Valley Park 4th, Donnay's Valley Park 5th Addition, and properties along Gerdine Path between 170th Street West and Dodd Boulevard. The estimated cost of the improvement is $8,636,000 . Such persons as desire to be heard with reference to the proposed improvement will be heard at this meeting. DATED this 5th day of December 2011. CITY OF LAKEVILLE BY: _________________________ Charlene Friedges, City Clerk 2843653 12/8-12/15/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF STEARNS PERSONAL INJURY DISTRICT COURT SEVENTH JUDICIAL DISTRICT Court File No. 19HA-CV-11-4300 _______________________________________ Sandra R. Moryn Plaintiff, vs. Tegan A. Gilman and Kenneth G. Gilman, Defendants _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT TEGAN A. GILMAN: 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Woods & Thompson, P.A., 941 Hillwind Road NE, #200, Minneapolis, MN 55432. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alterative means of resolving this dispute. Dated: _____________ WOODS & THOMPSON, P.A. By: ____________________ Paul A. Thompson, #196137 Lindsay M. Mancini, #387709 Attorneys for Plaintiff 941 Hillwind Road NE, #200 Minneapolis, MN 55432 (763) 571-2345 2843261 12/8-12/22/11

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-686 Estate of Ethel Mae Field, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 11/21/1996, has been filed with the Registrar. The application has been granted. Notice is also give that the Registrar has informally appointed Kerry R. Field, whose address is: 19497 Jade Lane, Lakeville, MN 55044 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Kerry R. Field, Pro Se 19497 Jade Lane Lakeville, MN 55044 952-469-4300 2829143 12/1-12/8/11P

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12856 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12856 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by David C. Wilson and Beverly J. Wilson and Matthew D. Wilson, as Unit owners, to Ridgeview Homeowners Association, the principal amount of FourThousand Six Hundred Eighty-Eight and 00/100 ($4,688.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated A u g u s t 1 1 , 2 0 1 1, a n d r e c o r d e d November 1, 2011 as Document No. 2827937 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 18, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 18, 2012. Dated: November 10, 2011 By _________/s/____________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441162 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2834097 12/1/11-1/5/12

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-693 ESTATE OF JOHN M. ROSZAK, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated 08/17/2010, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Linda R. Roszak whose address is: 1235 Culligan Ln., Mendota Heights, MN 55118-4151 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/17/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney For Personal Representative Michael G. Kula, Esq. MICHAEL G. KULA, P.A. Attorney at Law 1275 St. Clair Avenue St. Paul, MN 55105 (651) 699-1499 Fax (651) 699-0134 #181080 mkula@michaelgkula.com 2831746 12/1-12/8/11

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE Real Property STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-11-4151 _______________________________________ 14250 Burnhaven Drive LLC, an Oregon limited liability company, and UM Holdings IV, LLC, a Nebraska limited liability company, Plaintiffs, vs. Burnsville Plaza Center, LLC, a Minnesota limited liability company, Robert M. Larsen, Visual Products Corp. d/b/a Gordon Sign, a Delaware corporation, Fans & Lighting Minnesota, LLC, a Minnesota limited liability company, and XYZ, Corp., Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment and Decree entered in the above-entitled action on the 28th day of October, 2011 (“Order”), a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due said Plaintiffs in the above-entitled action from said Defendants, as prescribed in the Order, in the amount of $2,937,412.31, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 16th day of December, 2011, at Ten o’clock a.m., at the Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, in the said County and State, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment and Decree, to wit: LEGAL DESCRIPTION OF PREMISES: Tract A, Registered Land Survey No. 18, Dakota County, Minnesota Torrens Property Torrens Certificate No. 145635 PHYSICAL STREET ADDRESS, CITY AND ZIP CODE OF THE PREMISES: 14250 Burnhaven Drive, Burnsville, Minnesota 55306 TAX PARCEL IDENTIFICATION NUMBER OF THE PREMISES: 02-90180-00-010 and certain personal property consisting of all buildings, improvements, fixtures, fittings and furnishings attached to, located at or placed in the improvements on the premises. Dated this 31st day of October 2011 Robert Shingledecker, Deputy Sheriff DAKOTA COUNTY, MINNESOTA By: /s/ Robert Shingledecker, #146 THIS DOCUMENT WAS DRAFTED BY: Tyler K. Olson OPPENHEIMER WOLFF & DONNELLY LLP 3300 Plaza VII 45 South Seventh Street Minneapolis, Minnesota 55402-1609 (612) 607-7000 2807331 11/3-12/8/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Executive Growth Advisors 2. State the address of the principal place of business: 1354 Berry Ridge Road, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Mimi Palen-Clare, 1354 Berry Ridge Road, Eagan, Minnesota 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 8/30/11 Mimi Palen-Clare President 2843008 12/8-12/15/11P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT Case No: ________________ ______________________________________ EQUABLE ASCENT FINANCIAL LLC assignee of CHRYSLER FINANCIAL COMPANY, LLC, Plaintiff, vs. Heather Lawrence, Defendant. ______________________________________ THIS SUMMONS IS DIRECTED TO Heather Lawrence. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Kelly Evans, MN ID No. 0390198 The Evans Law Firm, PLLC 1935 W. County Rd. B2, Suite 405 Roseville, MN 55113-2722 Telephone: 888.548.4749 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: October 28, 2011 THE EVANS LAW FIRM, PLLC By: /s/ Kelly Evans Kelly Evans MN ID No. 0390198 1935 W. County Rd. B2, Suite 405 Roseville, MN 55113-2722 Toll Free: 888.548.4749 2839753 12/8-12/22/11P

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2007 MORTGAGOR: Jill V. Winberg F/K/A Jill V. Skrien, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered May 18, 2007, Dakota County Registrar of Titles, Document No. 610956, Certificate of Title No. 113049. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000397231014 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1714 Flamingo Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 107710018030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 18, Town View First Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,372.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owneroccupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 3, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6433 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 19, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 1, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6433 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2840665 12/8/11

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,581.00 MORTGAGOR(S): Gregory Ross, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 05, 2003 Dakota County Recorder Document Number: 2136322 LOAN MODIFICATION: Dated: August 16, 2010 Recorded: October 21, 2010 Document Number: 2760713 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: April 27, 2010 Recorded: June 03, 2010 Dakota County Recorder Document Number: 2733450 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000381-1001741238-9 Lender or Broker: American Patriot Mortgage Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14856 Lower Endicott Way Unit 46, Apple Valley, MN 55124-6338 Tax Parcel ID Number: 01-81450-03-046 LEGAL DESCRIPTION OF PROPERTY: Unit No. 46 and Garage Unit No. 46A, Condominium No. 78, Valley Way Village Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,562.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 04, 2012, or the next business day if June 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014558F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2011 at 10:00 AM has been postponed to December 28, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 29, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014558F02 2839804 12/8/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2005 MORTGAGOR: Diane E. Sorensen, a single woman. MORTGAGEE:ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded November 23, 2005, Dakota County Recorder, Document No. 2383594. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8832 Coffman Path, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201185802010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Arbor Pointe 8th Addition, Common Interest Community No. 192, Dakota County, MN. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $265,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,467.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6439 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 19, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 1, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6439 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2840396 12/8/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Summit Hill Marketing 2. Principal Place of Business: 1600 Summit Hill, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. David M. Hauge, 1600 Summit Hill, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/7/2011 David M. Hauge Owner 2838729 12/8-12/15/11P

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-697 Estate of Donna Marie Robinson nee O’Connell, Decedent A Petition for Determination of Descent has been filed with this Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on 12-19-2011, at 9:00 AM by this Court, Hastings, Minnesota. (1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. (2) Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Dated: 11-23-2011 Michael Mayer District Court Judge, Probate Division (COURT SEAL) Stephen Robinson 4438 Pondview Trail SE Prior Lake Mn 55372 952-451-7425 2835330 12/1-12/8/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Theodore R. Peltier, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Wholesale Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378643 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: August 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030008298516 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15549 Cornell Trl, Rosemount, MN 55068-1554 Tax Parcel ID Number: 34-81310-06-341 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 6, Valley Oak Addition Replat, except the North 2.00 feet thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $126,127.26 THAT all pre-foreclosure requirements have been complied with; that

ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022067F01 2803286 11/3-12/8/11

PUBLIC NOTICE

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2011. Universal American Mortgage Company, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-23 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808364 11/3-12/8/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Ponytail Xpress 2. Principal Place of Business: 12265 210th Street West, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Susan Flannigan, 12265 210th St. W., Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/24/2011 Susan Flannigan Owner 2844010 12/8-12/15/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 1992 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,867.00 MORTGAGOR(S): Eugene T. Robinette and Victoria L. Robinette, husband and wife MORTGAGEE: United Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 10, 1992 Dakota County Recorder Document Number: 1066863 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, FSB Dated: September 01, 1994 Recorded: August 15, 1995 Dakota County Recorder Document Number: 1294346 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 02, 1998 Recorded: June 21, 1999 Dakota County Recorder Document Number: 1614333 And assigned to: Aurora Loan Services, LLC Dated: March 02, 2011 Recorded: March 18, 2011 Dakota County Recorder Document Number: 2791872 And assigned to: Aurora Bank, FSB Dated: August 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025400001004325 Lender or Broker: United Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 179 Mainzer St, West Saint Paul, MN 55118-1531 Tax Parcel ID Number: 42-32000-00-060 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) of Hardwick's Addition according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $68,397.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018035F04 2801658 11/3-12/8/11

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 24, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808350 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,000.00 MORTGAGOR(S): Alan G. Wright, single person MORTGAGEE: Postal Credit Union DATE AND PLACE OF REGISTERING: Registered: February 22, 2002 Dakota County Registrar of Titles Document Number: 460351 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 124040 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7341 Carmen Ave, Inver Grove Heights, MN 55076-2514 Tax Parcel ID Number: 20-71152-04-020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block Four (4) of South Grove No. 3 according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,544.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Satur-

��

day if June 18, 2012 falls on a Satur day, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022597F01 2801562 11/3-12/8/11

PUBLIC NOTICE

ORDER FOR HEARING STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE COURT DIVISION FIRST JUDICIAL DISTRICT Court File No.: 19-HA-CV-08-3330 _______________________________________ In Re: Rachel Marie Esparza Irrevocable Special Needs Trust created pursuant to Court Order dated August 12, 2002. _______________________________________ The Petition for Allowance of Accounts for the Period from October 26, 2006 through October 26, 2011, and for an Order Approving All Acts of the Trustee, by Petitioner, Fiduciary Foundation, LLC, by its Director Jeffrey T. Kittelson, by and through its attorney, Peter M. Hendricks, of Garvey, Boggio & Hendricks, P.A., 9995 Lyndale Avenue South, Bloomington, MN 55420, having come before the Court; IT IS ORDERED: 1. That said Petition be heard on the 11th day of January 2012 at 9:00 am by the above-named Court at the Dakota County Probate Court, Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033. IT IS FURTHER ORDERED that Petitioner give notice of said hearing by mailing at least fifteen (15) days before the date of the hearing a copy of the Order for Hearing to all interested parties at their respective addresses, and this Order published once, at least twenty (20) days prior to the date of said hearing in a legal newspaper. Dated: Nov. 28, 2011 BY THE COURT Jerome B. Abrams Judge of District Court GARVEY, BOGGIO & HENDRICKS, P.A. Peter M. Hendricks, Attorney ID #0336798 9995 Lyndale Avenue South Bloomington, MN 55420 Phone: (952) 881-4996; Fax: (952) 881-2470 phendricks@gblawoffice.com 2838481 12/8/11

PUBLIC NOTICE

THE SOUTHWEST 1/4 OF SECTION 20, TOWNSHIP 114, 19, DAKOTA COUNTY, MINNESOTA DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID SOUTH 1/2 OF THE SOUTHWEST 1/4; THENCE EAST ALONG THE NORTH LINE THEREOF A DISTANCE OF 613 FEET; THENCE SOUTH, PARALLEL WITH THE WEST LINE OF SAID SOUTH 1/2 OF THE SOUTHWEST 1/4, A DISTANCE OF 410 FEET TO THE POINT OF BEGINNING; THENCE CONTINUING SOUTH ALONG THE LAST DESCRIBED LINE EXTENDED, A DISTANCE OF 100.74 FEET TO THE NORTHERLY RIGHT OF WAY LINE OF A PIPELINE EASEMENT; THENCE WESTERLY ALONG SAID NORTHERLY LINE OF THE EASEMENT A DISTANCE OF 150.03 FEET; THENCE NORTH PARALLEL WITH SAID WEST LINE, A DISTANCE OF 103.42 FEET; THENCE EAST PARALLEL WITH SAID NORTH LINE, A DISTANCE OF 150 FEET TO THE POINT OF BEGINNING. PARCEL 2: THE NORTH 1/2 OF OUTLOT A, BLOCK 2, LU-DAN’S ACRES, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,463.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 29, 2011 at 10:00 AM PLACE OF SALE :S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 29, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 27, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2713 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2808404 11/3-12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 01, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,600.00 MORTGAGOR(S): Kathryn Michaelson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Prime Mortgage Corporation, a Minnesota Corporation DATE AND PLACE OF RECORDING: Recorded: November 09, 2004 Dakota County Recorder Document Number: 2265929 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 13, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000077478 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 144 10th Ave S, South Saint Paul, MN 55075-2214 Tax Parcel ID Number: 36-48800-02-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Minnesota and Northwestern Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,051.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022347F01 2801674 11/3-12/8/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-702 Estate of Dorothy Deason Grier a/k/a Dorothy Grier a//k/a Dorothy D. Grier, Decedent It is Ordered and Notice is given that on 1-10-12, at 9:00 am, a hearing will be held in this Court at 1560 Highway 55, Hastings, MN, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, August 9, 1985, (“Will”), and for the appointment of Stephen L. Grier, whose address is 217 Park Lane, Apple Valley, MN, 55124 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/30/11 BY THE COURT Jerome B. Abrams Judge of District Court (COURT SEAL) Attorney for Petitioner Reid J. Hansen Hansen McCann & O’Connor PA 14450 S Robert Trl Suite 102 Rosemount, MN, 55068 Attorney License No: 0124254 Telephone: (651) 423-1155 FAX: (651) 423-1157 Email: hansen3@frontiernet.net 2840127 12/8-12/15/11

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-698 Estate of Melvin Gores a/k/a Melvin N. Gores a/k/a Melvin Gore, Decedent A Petition for Determination of Descent has been filed with this Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last Will dated March 28, 2003, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on December 19, 2011, at 9:00 a.m., by this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota. 1. Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. 2. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Dated: 11/23/11 BY THE COURT Michael Mayer Judge of District Court (COURT SEAL) Attorney for Petitioner JAMES P. O’CONNELL O’CONNELL LAW OFFICE, LLC 906 VERMILLION STREET, P.O. BOX 6 HASTINGS, MN 55033 Attorney License No: 80718 Telephone: 651-437-4188 2835194 12/1-12/8/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-700 Estate of GERTRUDE E. HALL, Decedent. It is Ordered and Notice is given that on 1-10, 2011, at 9:00 a.m., a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated October 15, 1973, and for the appointment of Mary Jane Vesel, whose address is 4195 Topaz Drive, Eagan, MN 55122, as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 11-29-2011 Shawn Moynihan Judge (COURT SEAL) Attorney for Personal Representative Sally K. Mortenson Attorney at Law 2500 West County Road 42, Suite 160 Burnsville, Minnesota 55337 Attorney License No.: 75632 Telephone: 952-431-2222 Fax: 952-224-0901 2836404 12/1-12/8/11

PUBLIC NOTICE

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�� Dakota ton Pointe Tenth Addition, GAGE IDENTIFICATION NUMBER ON County, Minnesota. MORTGAGE: NONE AMOUNT DUE AND CLAIMED TO BE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON D U E A S O F D A T E O F N O T I C E : MORTGAGE: TCF Mortgage Corpora- $269,807.92 THAT all pre-foreclosure requiretion R E S I D E N T I A L M O R T G A G E S E R - ments have been complied with; that no action or proceeding has been instiVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: tuted at law or otherwise to recover the 1903 Silver Bell Road, Unit 320, Eagan, debt secured by said mortgage, or any part thereof; MN 55122 PURSUANT to the power of sale conTAX PARCEL I.D. #: 102245101462 LEGAL DESCRIPTION OF PROP- t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold ERTY: Apartment unit No. 320, together by the Sheriff of said county as folwith garage No. 59, Shannon Glen lows: DATE AND TIME OF SALE: Decemcondominium IV, Dakota County, State of Minnesota, condominium ber 16, 2011 at 10:00 AM File No. 43. PLACE OF SALE: Dakota County COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF sota MORTGAGE: $70,400.00 to pay the debt secured by said mortAMOUNT DUE AND CLAIMED TO BE gage and taxes, if any, on said preDUE AS OF DATE OF NOTICE, INCLUD- mises and the costs and disburseING TAXES, IF ANY, PAID BY MORT- ments, including attorney fees allowed GAGEE: $43,636.57 by law, subject to redemption within That prior to the commencement of six (6) months from the date of said this mortgage foreclosure proceeding sale by the mortgagor(s), their perMortgagee/Assignee of Mortgagee com- sonal representatives or assigns. plied with all notice requirements as If the Mortgage is not reinstated required by statute; That no action or under Minn. Stat. §580.30 or the propproceeding has been instituted at law erty is not redeemed under Minn. Stat. o r o t h e r w i s e t o r e c o v e r t h e d e b t §580.23, the Mortgagor must vacate secured by said mortgage, or any part the property on or before 11:59 p.m. on thereof; June 18, 2012, or the next business PURSUANT to the power of sale con- day if June 18, 2012 falls on a Saturtained in said mortgage, the above day, Sunday or legal holiday. described property will be sold by the Mortgagor(s) released from financial Sheriff of said county as follows: obligation: NONE DATE AND TIME OF SALE: DecemTHIS COMMUNICATION IS FROM ber 29, 2011 at 10:00 AM A DEBT COLLECTOR ATTEMPTPLACE OF SALE: S h e r i f f ' s O f f i c e , ING TO COLLECT A DEBT. ANY Law Enforcement Center, 1580 Hwy INFORMATION OBTAINED WILL BE 55, Lobby #S-100, Hastings, MN USED FOR THAT PURPOSE. to pay the debt then secured by said THE RIGHT TO VERIFICATION OF Mortgage, and taxes, if any, on said THE DEBT AND IDENTITY OF THE premises, and the costs and disburse- ORIGINAL CREDITOR WITHIN THE ments, including attorneys' fees TIME PROVIDED BY LAW IS NOT allowed by law subject to redemption AFFECTED BY THIS ACTION. within Twelve(12) months from the THE TIME ALLOWED BY LAW FOR date of said sale by the mortgagor(s), REDEMPTION BY THE MORTGAGOR, t h e i r p e r s o n a l r e p r e s e n t a t i v e s o r THE MORTGAGOR'S PERSONAL REPassigns unless reduced to Five (5) RESENTATIVES OR ASSIGNS, MAY BE weeks under MN Stat. §580.07. REDUCED TO FIVE WEEKS IF A JUDITIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is PRODUCTION, AND ARE ABANDONED. 11:59 p.m. on December 31, 2012, DATED: November 03, 2011 unless the redemption period is ASSIGNEE OF MORTGAGEE: reduced to 5 weeks under MN Stat. PNC Bank, National Association Secs. 580.07 or 582.032. Wilford, Geske & Cook P.A. MORTGAGOR(S) RELEASED FROM Attorneys for Assignee of Mortgagee FINANCIAL OBLIGATION ON MORT- Lawrence A. Wilford GAGE: None James A. Geske "THE TIME ALLOWED BY LAW FOR 8425 Seasons Parkway, Suite 105 REDEMPTION BY THE MORTGAGOR, Woodbury, MN 55125-4393 THE MORTGAGOR'S PERSONAL REP- (651) 209-3300 RESENTATIVES OR ASSIGNS, MAY BE File Number: 021635F02 REDUCED TO FIVE WEEKS IF A JUDI- 2802516 11/3-12/8/11 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF INFORMAL PROBATE OTHER THINGS, THAT THE MORTOF WILL AND INFORMAL GAGED PREMISES ARE IMPROVED APPOINTMENT OF PERSONAL WITH A RESIDENTIAL DWELLING OF REPRESENTATIVE AND NOTICE LESS THAN FIVE UNITS, ARE NOT TO CREDITORS PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E STATE OF MINNESOTA COUNTY OF DAKOTA ABANDONED." DISTRICT COURT Dated: October 27, 2011. FIRST JUDICIAL DISTRICT U.S. Bank National Association Court File No.: 19HA-PR-11-689 Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. In Re: Estate of Timothy M. Jaeke, Attorneys for Mortgagee/Assignee of Decedent. Notice is given that an Application Mortgagee for Informal Probate of Will and Infor4500 Park Glen Road #300 mal Appointment of Personal RepreMinneapolis, MN 55416 sentative was filed with the Registrar, (952) 925-6888 along with a Will dated December 10, 19-3005 THIS IS A COMMUNICATION FROM 1 9 8 5 . T h e R e g i s t r a r a c c e p t e d t h e application and appointed Cheryl A. A DEBT COLLECTOR. 2808873 11/3-12/8/11 Samples, whose address is 9791 Rookery Circle, Estero, FL 33928, to serve as the personal representative of the decedent’s estate. NOTICE OF MORTGAGE Any heir, devisee or other interested FORECLOSURE SALE person may be entitled to appointN O T I C E I S H E R E B Y G I V E N t h a t ment as personal representative or default has occurred in the conditions may object to the appointment of the of the following described mortgage: personal representative. Any objection ATE OF MORTGAGE: June 30, 2005 to the appointment of the personal ORIGINAL PRINCIPAL AMOUNT OF representative must be filed with the MORTGAGE: $269,600.00 Court, and any properly filed objection MORTGAGOR(S): Roger W. Thomp- will be heard by the Court after notice son and Lori J. Thompson, husband is provided to interested persons of the and wife date of hearing on the objection. MORTGAGEE: First Franklin, a diviUnless objections are filed, and sion of Nat. City Bank of IN unless the Court orders otherwise, the DATE AND PLACE OF RECORDING: personal representative has the full Recorded: July 21, 2005 Dakota power to administer the estate, includCounty Recorder ing, after thirty (30) days from the Document Number: 2342771 issuance of letters testamentary, the ASSIGNMENTS OF MORTGAGE: power to sell, encumber, lease, or disA n d a s s i g n e d t o : F i r s t F r a n k l i n tribute any interest in real estate Financial Corporation owned by the decedent. Dated: December 01, 2005 Notice is further given that, subject Recorded: February 06, 2006 Dakota to Minn. Stat. § 524.3-801, all crediCounty Recorder tors having claims against the Document Number: 2403531 decedent’s estate are required to And assigned to: PNC Bank, National present the claims to the personal repAssociation resentative or to the Court within four Dated: August 05, 2011 (4) months after the date of this notice Recorded: August 29, 2011 Dakota or the claims will be barred. County Recorder Dated: 11/17/11 Document Number: 2816631 Heidi Carstensen Transaction Agent: Not Applicable Registrar Transaction Agent Mortgage IdentifiCarolyn M. Renn cation Number: Not Applicable Court Administrator Lender or Broker: First Franklin, a HEILMAN & SCHLOTTHAUER division of Nat. City Bank of IN Karen A. Schlotthauer Residential Mortgage Servicer: Select MN# 219757 Portfolio Servicing 1000 Twelve Oaks Center Drive, Mortgage Originator: Not Applicable Suite 101 COUNTY IN WHICH PROPERTY IS Wayzata, MN 55391 LOCATED: Dakota Telephone: (952) 767-0409 Property Address: 1005 Trillium Ct, Facsimile: (952) 767-3498 Eagan, MN 55123-3991 e-mail: karen@hslawpllc.com T a x P a r c e l I D N u m b e r : 2829212 12/1-12/8/11 10-45094-01-110 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven, Block One, Lexington Pointe Tenth Addition, Dakota ��

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 3 , 2002 MORTGAGOR: Colin Garvey, a single person. MORTGAGEE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded December 16, 2002, Dakota County Recorder, Document No. 1973121. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 605 Linden Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-03000-90-010 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A THAT PART OF THE SOUTH HALF OF THE SOUTHEAST QUARTER OF SECTION 30, TOWNSHIP 114 RANGE 19, DESCRIBED AS FOLLOWS, TO-WIT: COMMENCING AT A POINT 40 FEET NORTH OF THE NORTHWEST CORNER OF LOT 5, BLOCK 2, BUNG’S ADDITION, THENCE WEST 80 FEET, THENCE NORTH 200 FEET, THENCE EAST 80 FEET, THENCE SOUTH 200 FEET TO THE POINT OF BEGINNING, ACCORDING TO THE GOVERNMENT SURVEY THEREOF, DAKOTA COUNTY, MINNESOTA. ABSTRACT PROPERTY. THE ABOVE PROPERTY IS SITUATED IN DAKOTA COUNTY, STATE OF MINNESOTA. ADDRESS: 605 LINDEN ST; FARMINGTON, MN 55024 TAX MAP OR PARCEL ID NO.: 14 03000 010 90 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$169,535.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 13, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6621 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836296 12/1/11-1/5/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF STEARNS PERSONAL INJURY DISTRICT COURT SEVENTH JUDICIAL DISTRICT Court File No. 19HA-CV-11-4300 _______________________________________ Sandra R. Moryn Plaintiff, vs. Tegan A. Gilman and Kenneth G. Gilman, Defendants _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT KENNETH G. GILMAN: 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Woods & Thompson, P.A., 941 Hillwind Road NE, #200, Minneapolis, MN 55432. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alterative means of resolving this dispute. Dated: _____________ WOODS & THOMPSON, P.A. By: ____________________ Paul A. Thompson, #196137 Lindsay M. Mancini, #387709 Attorneys for Plaintiff 941 Hillwind Road NE, #200 Minneapolis, MN 55432 (763) 571-2345 2843092 12/8-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,575.00 MORTGAGOR(S): Christopher D. Konsor, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Lehman Brothers Bank, FSB, A Federal Savings Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 21, 2007 Dakota County Recorder Document Number: 2504089 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: September 12, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003660336 Lender or Broker: Lehman Brothers Bank, FSB, A Federal Savings Bank Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3115 Farnum Dr, Eagan, MN 55121-1922 Tax Parcel ID Number: 10-18150-08-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Coachman Land Company 1st Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,506.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022334F01 2810174 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $299,000.00 MORTGAGOR(S): Kit M. Beier and Kristine M. Beier, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 06, 2006 Dakota County Recorder Document Number: 2435355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Dated: October 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400005262819 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3461 Vista Ct, Hastings, MN 55033-3346 Tax Parcel ID Number: 19.64380.01.160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block One (1), Riverwood 6th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $316,880.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022689F01 2810128 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE 1. Default has occurred in the terms and conditions of the Declaration for Pinnacle Deckhomes Association (hereinafter the "Association") which was recorded as Document No. 360559, as amended, in the Office of the Registrar of Titles of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit 5, CIC 204, Pinnacle Deckhomes Condominium, a condominium located in Dakota County, Minnesota STREET ADDRESS: 7285 Bond Way, Inver Grove Heights, MN 55076 T A X P A R C E L I D N O . 20-58200-03-005 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 20, 2011, from Lori A. Wolff, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $3,347.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 20, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on May 17, 2011, as Document No. T679637 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, on the 30th day of December, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 2, 2012, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THOMSEN & NYBECK, P.A. Attorneys for The Pinnacle Deckhomes Association THE PINNACLE DECKHOMES ASSOCIATION By: ____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Pinnacle/Wolff/ 11-7-123D) 2812869 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 9 , 2007 MORTGAGOR: Todd Holmstrom, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 28, 2007, Dakota County Recorder, Document No. 2527094. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-5. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100251207005440784 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Credit Suisse Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 15365 Flower Way, Unit 70, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015590005070 LEGAL DESCRIPTION OF PROPERTY: Unit No. 70, Orchard Pointe Condominiums, CIC No. 311, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,733.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-330 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843846 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12838 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by John D. LaValley and Crystal A. Stenbeck, as Unit owners, to Ridgeview Homeowners Association, the principal amount of Three Thousand Twenty-Six and 0 0 / 1 0 0 ( $ 3 , 0 2 6 . 0 0) f o r c o n d o minium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated A u g u s t 1 9 , 2 0 1 1, a n d r e c o r d e d November 1, 2011 as Document No. 2827939 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 18, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 18, 2012. Dated: November 10, 2011 By _________/s/___________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441189 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2833041 12/1/11-1/5/12

PUBLIC NOTICE

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thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30 , 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 2, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 31, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6584 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2815656 11/10-12/15/11

PUBLIC NOTICE

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 27, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6501 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2814230 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: October 31, 2011 YOU ARE NOTIFIED that default has occurred in the conditions of the following-described mortgage: 1. Date of Mortgage: June 9, 2005 2. Mortgagors: J o h n D . F l o y d a n d Becky S. Floyd 3. Mortgagee: N o r t h w e s t M o r t g a g e Company 4. Recording information:Recorded on February 22, 2006 as Document No.585214 in the office of the Registrar of Titles of Dakota County, Minnesota. 5. A s s i g n m e n t s o f M o r t g a g e : Assigned to Landmark V (50%) and Daniel J. Diebel and Theresa A. Diebel as Trustees of the Rand Mortgage Company Defined Benefit Pension Plan and Trust (50%) by written Assignment recorded February 22, 2 0 0 6 a s Document No. 585215 in the recording office stated in paragraph 4. Further assigned to: Alliance Bank (as to 50%), by written Assignment recorded February 22, 2006 as Document No. 585218 i n t h e r e c o r d i n g office stated in paragraph 4. Further assigned to: Daniel J. Diebel as Trustee of the Rand Mortgage Company 401(k) Profit Sharing Plan (as to 50%) by an Assignment dated August 24, 2011 recorded October 31, 2011 as Document No. T 686336 in the recording office stated in paragraph 4. 6. Tax parcel identification number of the Mortgaged Premises is: 01-13600-01-070 7. Legal Description of the Mortgaged Premises: L o t 7 , B l o c k 1 , Beckman's First Addition The title to said Property is registered under the Torrens system. 8. The physical street address, city, and zip code of the Mortgaged Premises: 4725 - 120th Street West, Apple Valley, MN 55124 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. §58.02, Subd. 30. The name of the residential Mortgage servicer is Daniel J. Diebel; the lender is the Mortgagee named above. 10. The name of the Mortgage originator, as defined in Minn. Stat. 58.02 is Northwest Mortgage Company. 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $260,000.00. 13. At the date of this Notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is $314,109.92. 14. Pursuant to the Power of Sale in the Mortgage, the Mortgage will be foreclosed, and the Mortgaged Premises will be sold by the Sheriff of Dakota County, Minnesota at public auction on Date and time of sale: December 23, 2011 at 10:00 a.m. Place of sale: D a k o t a C o u n t y L a w Enforcement Center, 1580 Highway 55, Hastings, MN 55033 15. T h e t i m e a l l o w e d b y l a w f o r redemption by the Mortgagor or Mortgagor's personal representatives or assigns is 6 months after the date of sale. 16. The date on or before which the Mortgagor must vacate the property if the Mortgage is not reinstated under §580.30 or the Property redeemed under §580.23 is 11:59 p.m. on June 23, 2012. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINN. STAT. §582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

ABANDONED. Dated: October 31, 2011 The Persons issuing this Notice are: Landmark V, a Minnesota Partnership and Daniel J. Diebel as Trustee. Name and address of attorney for Foreclosing Parties: Fred A. Kueppers, Jr. (A.R. 58841) Kueppers, Kronschnabel & Daly, P.A. Attorneys for Mortgagee 101 East Fifth Street, Suite 2300 St. Paul, MN 55101 Phone: (651) 222-5000 2809370 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Anthony Kimmen and Jennifer A. Kimmen, husband and wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: September 13, 2006 Dakota County Recorder Document Number: 2460681 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-Through Certificates, Series AMQ 2006-HE7 Dated: September 05, 2006 Recorded: September 03, 2010 Dakota County Recorder Document Number: 2750154 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1464 Brittany Rd, Hastings, MN 55033-2410 Tax Parcel ID Number: 19-71000-02-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Sontag's First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,550.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-Through Certificates, Series AMQ 2006-HE7 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016763F02 2838404 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12962 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12962 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by CitiMortgage, Inc., as Unit owner, to Ridgeview Homeowners Association, the principal amount of Four Thousand Two Hundred Seven and 00/100 ($4,207.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated September 21, 2011, and recorded November 15, 2011 as Document No. 2830827 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 25, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 25, 2012. Dated: November 23, 2011 By /s/David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144192 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2836708 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE 1. Default has occurred in the terms and conditions of the Declaration for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association (hereinafter the "Association") which was recorded as Document No. 1189722, in the Office of the County Recorder of Dakota County, Minnesota, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 111, Condominium File No. 116, Diffley Commons 2nd Addition, Villas and Garden Homes, a condominium, Dakota County, Minnesota STREET ADDRESS: 1900 Sapphire Point, Eagan, MN 55122 T A X P A R C E L I D N O . 10-20451-04-111 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 20, 2011, from Jennifer M. DeYoung, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,533.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 20, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 31, 2011, as Document No. 2817052 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of

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�� by �� Lien will be foreclosed the sale �� of ORIGINAL CREDITOR WITHIN THE said property by the Sheriff of Dakota T I M E P R O V I D E D B Y L A W I S N O T County, at the Dakota County Sheriffs AFFECTED BY THIS ACTION. Office, Dakota County Law EnforceTHE TIME ALLOWED BY LAW FOR ment Center, 1580 Highway 55, Lobby REDEMPTION BY THE MORTGAGOR, S-100, Hastings, MN 55033, on the THE MORTGAGOR'S PERSONAL REP30th day of December, 2011, at RESENTATIVES OR ASSIGNS, MAY BE 10:00 a.m. at public auction to the REDUCED TO FIVE WEEKS IF A JUDIhighest bidder, to pay the amount then CIAL ORDER IS ENTERED UNDER due for said assessments, together MINNESOTA STATUTES, SECTION with the costs of foreclosure, includ- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTing attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r GAGED PREMISES ARE IMPROVED redemption by the unit owner, her per- WITH A RESIDENTIAL DWELLING OF sonal representatives or assigns is six LESS THAN FIVE UNITS, ARE NOT (6) months from the date of sale. The PROPERTY USED IN AGRICULTURAL date and time to vacate the property PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 is 11:59 p.m. on July 2, 2012, if ASSIGNEE OF MORTGAGEE: the account is not reinstated or the Aurora Bank FSB owners do not redeem from the foreWilford, Geske & Cook P.A. closure sale. Attorneys for Assignee of Mortgagee REDEMPTION NOTICE T H E T I M E A L L O W E D B Y L A W Lawrence A. Wilford FOR REDEMPTION BY THE MORT- James A. Geske GAGOR, THE MORTGAGOR'S PER- 8425 Seasons Parkway, Suite 105 S O N A L R E P R E S E N T A T I V E S O R Woodbury, MN 55125-4393 ASSIGNS, MAY BE REDUCED TO (651) 209-3300 F I V E W E E K S I F A J U D I C I A L File Number: 022066F01 11/10-12/15/11 ORDER IS ENTERED UNDER MIN- 2812173 NESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE NOTICE OF MORTGAGE MORTGAGED PREMISES ARE FORECLOSURE SALE IMPROVED WITH A RESIDENTIAL NOTICE IS HEREBY GIVEN that DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED default has occurred in the conditions IN AGRICULTURAL PRODUCTION, of the following described mortgage: DATE OF MORTGAGE: May 17, 2004 AND ARE ABANDONED. ORIGINAL PRINCIPAL AMOUNT OF 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO MORTGAGE: $266,000.00 MORTGAGOR(S): Peter M. Weesner, a COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR single person MORTGAGEE: Mortgage Electronic THAT PURPOSE. Registration Systems, Inc., as nomiTHOMSEN & NYBECK, P.A. nee for RBC Mortgage Company, its Attorneys for Diffley Commons successors and assigns 2nd Addition DATE AND PLACE OF RECORDING: Villas and Garden Homes Recorded: July 15, 2004 Dakota Homeowner's Association County Recorder DIFFLEY COMMONS Document Number: 2225722 2ND ADDITION ASSIGNMENTS OF MORTGAGE: VILLAS AND GARDEN HOMES And assigned to: Aurora Bank, FSB HOMEOWNER'S ASSOCIATION Dated: September 02, 2011 By: Transaction Agent: Mortgage ElecGretchen S. Schellhas (#195595) tronic Registration Systems, Inc. 3600 American Blvd. West, Suite 400 Transaction Agent Mortgage IdentifiBloomington, Minnesota 55431 cation Number: 100058900003349883 (952) 835-7000 Lender or Broker: RBC Mortgage (Diffley Commons / Company DeYoung/11-7-334D) Residential Mortgage Servicer: 2812260 11/10-12/15/11 Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota NOTICE OF MORTGAGE Property Address: 17375 Jade Ter, FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t Lakeville, MN 55044-9000 Tax Parcel ID Number: default has occurred in the conditions 22-13202-01-120 of the following described mortgage: LEGAL DESCRIPTION OF PROPDATE OF MORTGAGE: July 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF ERTY: Lot 12, Block 1, Barrett Third Addition, according to the recorded MORTGAGE: $161,600.00 MORTGAGOR(S): Steven A. Lujan plat thereof, Dakota County, Minnesota. and Molly F. Lujan, husband and wife AMOUNT DUE AND CLAIMED TO BE MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee D U E A S O F D A T E O F N O T I C E : for Lakeland Mortgage Corporation, its $256,001.63 THAT all pre-foreclosure requiresuccessors and assigns ments have been complied with; that DATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota no action or proceeding has been instituted at law or otherwise to recover the County Recorder debt secured by said mortgage, or any Document Number: 2347779 part thereof; ASSIGNMENTS OF MORTGAGE: PURSUANT to the power of sale conAnd assigned to: Aurora Bank FSB tained in said mortgage, the Dated: August 17, 2011 Transaction Agent: Mortgage Elec- above-described property will be sold by the Sheriff of said county as foltronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- lows: DATE AND TIME OF SALE: Decemcation Number: 100137510000205411 Lender or Broker: Lakeland Mort- ber 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County gage Corporation R e s i d e n t i a l M o r t g a g e S e r v i c e r : Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneAurora Loan Services, LLC sota Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS to pay the debt secured by said mortgage and taxes, if any, on said preLOCATED: Dakota Property Address: 22 Pine Pl, Farm- mises and the costs and disbursements, including attorney fees allowed ington, MN 55024-9685 T a x P a r c e l I D N u m b e r : by law, subject to redemption within six (6) months from the date of said 14-30200-07-010 L E G A L D E S C R I P T I O N O F P R O P - sale by the mortgagor(s), their perERTY: Lot 1, Block 7, Glenview Town- sonal representatives or assigns. If the Mortgage is not reinstated homes and Commercial, Dakota under Minn. Stat. §580.30 or the propCounty, Minnesota AMOUNT DUE AND CLAIMED TO BE erty is not redeemed under Minn. Stat. D U E A S O F D A T E O F N O T I C E : §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on $164,251.87 THAT all pre-foreclosure require- June 25, 2012, or the next business ments have been complied with; that day if June 25, 2012 falls on a Saturno action or proceeding has been insti- day, Sunday or legal holiday. Mortgagor(s) released from financial tuted at law or otherwise to recover the debt secured by said mortgage, or any obligation: NONE THIS COMMUNICATION IS FROM part thereof; PURSUANT to the power of sale con- A DEBT COLLECTOR ATTEMPTt a i n e d i n s a i d m o r t g a g e , t h e ING TO COLLECT A DEBT. ANY above-described property will be sold INFORMATION OBTAINED WILL BE by the Sheriff of said county as fol- USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF lows: DATE AND TIME OF SALE: Decem- THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE ber 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County T I M E P R O V I D E D B Y L A W I S N O T Law Enforcement Center, 1580 High- AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR way 55, Lobby S-100, Hastings, MinneREDEMPTION BY THE MORTGAGOR, sota to pay the debt secured by said mort- THE MORTGAGOR'S PERSONAL REPgage and taxes, if any, on said pre- RESENTATIVES OR ASSIGNS, MAY BE mises and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIments, including attorney fees allowed CIAL ORDER IS ENTERED UNDER by law, subject to redemption within MINNESOTA STATUTES, SECTION six (6) months from the date of said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sale by the mortgagor(s), their per- OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED sonal representatives or assigns. If the Mortgage is not reinstated WITH A RESIDENTIAL DWELLING OF under Minn. Stat. §580.30 or the prop- LESS THAN FIVE UNITS, ARE NOT erty is not redeemed under Minn. Stat. PROPERTY USED IN AGRICULTURAL §580.23, the Mortgagor must vacate PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 the property on or before 11:59 p.m. on ASSIGNEE OF MORTGAGEE: June 25, 2012, or the next business Aurora Bank, FSB day if June 25, 2012 falls on a SaturWilford, Geske & Cook P.A. day, Sunday or legal holiday. Attorneys for Assignee of Mortgagee Mortgagor(s) released from financial Lawrence A. Wilford obligation: NONE THIS COMMUNICATION IS FROM James A. Geske A DEBT COLLECTOR ATTEMPT- 8425 Seasons Parkway, Suite 105 ING TO COLLECT A DEBT. ANY Woodbury, MN 55125-4393 INFORMATION OBTAINED WILL BE (651) 209-3300 File Number: 009635F04 USED FOR THAT PURPOSE. 11/10-12/15/11 THE RIGHT TO VERIFICATION OF 2810187 THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE ��

PUBLIC NOTICE

�� to: Aurora And assigned vices LLC ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2009 MORTGAGOR: Beverly J. Wiese, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 26, 2009, Dakota County Recorder, Document No. 2646074. ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100283308120062412 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Savings Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank, FSB MORTGAGED PROPERTY ADDRESS: 4219 Juniper Point, Eagan, MN 55122 TAX PARCEL I.D. #: 101480001320 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Boulder Ridge, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,505.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,930.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 20, 2011. Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843945 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,000.00 MORTGAGOR(S): Michael P. Kelley and Sarah A. Kelley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bremer Bank, National Association, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 22, 2005 Dakota County Recorder Document Number: 2343103 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Ser-

Loan Ser

Dated: June 27, 2011 Recorded: July 22, 2011 Dakota County Recorder Document Number: 2811061 And assigned to: Aurora Bank FSB Dated: September 13, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000739-8112634543-9 Lender or Broker: Bremer Bank, National Association Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 704 12th St, Farmington, MN 55024-1787 Tax Parcel ID Number: 14-22505-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, East Farmington Sixth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,925.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013343F03 2814997 11/10-12/15/11

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,088.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10096 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2816214 11/10-12/15/11

MORTGAGE: $214,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,737.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 31, 2011. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1214 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2813303 11/10-12/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,800.00 MORTGAGOR(S): Paul F. Mutebi and Maureen Mutebi, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 24, 2004 Dakota County Recorder Document Number: 2188556 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York as Trustee for the benefit Certificateholders of the CWABS 2004-2 Dated: May 29, 2008 Recorded: June 03, 2008 Dakota County Recorder Document Number: 2594361 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0003277908-0 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18561 Jasper Way, Lakeville, MN 55044-9681 Tax Parcel ID Number: 22.44305.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Lakeview Heights, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $241,079.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disburse-

PUBLIC NOTICE

mises and the costs and disburse ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2004-2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022854F01 2822088 11/17-12/22/11

PUBLIC NOTICE

weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2011. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1211 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2821381 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 301, 12962 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12962 Nicollet Avenue South Unit 301, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Robert J. Kleinfeld, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Seven Hundred Eighty-Eight and 00/100 ($2,788.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated A u g u s t 1 9 , 2 0 1 1, a n d r e c o r d e d November 1, 2011 as Document No. in the Dakota County 2827941 Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 18, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 18, 2012. Dated: November 10, 2011 By ___________/s/_____________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441190 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2833122 12/1/11-1/5/12

PUBLIC NOTICE

��

LLC LENDER: First Solution Lend ing, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on March 28, 2006, as Document No. 2416221. ASSIGNED TO: Wells Fargo Bank, N.A., as Trsutee for Carrington Mortgage Loan Trust, Series 2006-RFC1, Asset-Backed Pass Through Certificates Dated: October 13, 2011 , and recorded October 20, 2011 by Document No. 2825826 . LEGAL DESCRIPTION OF PROPERTY: LOT 10, HIRTE REPLAT PROPERTY ADDRESS: 1358 8TH AVENUE SOUTH, SOUTH ST PAUL, MN 55075 PROPERTY I.D: 36-33000-100-00 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Nineteen Thousand Two Hundred Fifty-Seven and 81/100 ($219,257.81) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 28, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2012, or the next business day if June 28, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2011 Wells Fargo Bank, N.A., as Trsutee for Carrington Mortgage Loan Trust, Series 2006-RFC1, Asset-Backed Pass Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00697-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4129242 11/10/2011, 11/17/2011, 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011 2814936 11/10-12/15/11

PUBLIC NOTICE

MORTGAGE: $138,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $81,537.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3122 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822688 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: November 9, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated January 27, 2005 executed by Jeffrey L. Trog and Cathleen A. Trog, husband and wife, as Mortgagor, to Anchor Bank, N.A., a national bank, successor in interest to Anchor Bank Saint Paul, N.A. by merger and name change, which, in turn, is successor to Anchor Bank, West St. Paul, N.A. by merger and name change, as Mortgagee, and filed for record March 2, 2005 as Document Number 2300296, in the Office of the County Recorder of Dakota County. The land described in the Mortgage is not registered land. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. The original principal amount secured by the Mortgage was: $450,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t he amount due on the Mortgage is $459,400.56. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land legally described as follows: Lot 1, Block 3, Furlong Estates, Dakota County, Minnesota And commonly known as: 14055 Furlong Trail, Hastings, MN 55033 will be sold by the County Sheriff of Dakota County, Minnesota, at a public auction on Thursday, December 29, 2011 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings MN 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. If the mortgage is not reinstated under section 580.30 or redeemed under section 580.23, then the Mortgagor must vacate the property on or before 11:59 p.m. on June 29, 2011. 11. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. §580.24, beginning after the expiration of the mortgagor's redemption period under Minn. Stat. §580.23. 12. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 13. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME ALLOWED BY LAW IS NOT AFFECTED BY THIS ACTION. 14. Foreclosure data required pursuant to Minn. Stat. §580.025: a. Physical street address, city, and zip code of mortgaged premises: 14055 Furlong Trail, Hastings, MN 55033. b. Name of transaction agent, residential mortgage servicer, and lender or broker: N/A. c. Tax parcel identification number: 30-28390-03-010. d. Transaction Agent's mortgage ID number (if stated in mortgage): N/A e. Name of mortgage originator (if stated in mortgage): Anchor Bank, West St. Paul, N.A. Attorney for Mortgagee: /s/ Timothy J. Prindiville Timothy J. Prindiville NILSSON LAW OFFICES, P.A. 900 Flour Exchange Building 310 Fourth Ave. South Minneapolis, MN 55415 Tel. 612-746-1043 2821449 11/17-12/22/11P

PUBLIC NOTICE

FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3115 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822795 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 3, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $102,707.00 MORTGAGOR(S): Helen D Kimbrough, A single woman MORTGAGEE: New Century Mortgage Corporation SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on August 25, 2005, as Document No. 2354957. ASSIGNED TO: Deutsche Bank National Trust Company, As Trustee For The Registered Holders of New Century Home Equity Loan Trust, Series 2005-B, Asset Backed Pass-Through Certificates Dated: October 17, 2011 , and recorded November 3, 2011 by Document No. 2828596 . LEGAL DESCRIPTION OF PROPERTY: Unit No. A207, CIC No. 468, Eagan Gardens, Dakota County, Minnesota PROPERTY ADDRESS: 4110 Rahn Road, Unit 207- A, Eagan, MN 55122 PROPERTY I.D: 10-22470-02-207 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Two Thousand Eighteen and 87/100 ($102,018.87) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 24, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 24, 2012, or the next business day if July 24, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2011 Deutsche Bank National Trust Company, As Trustee For The Registered Holders of New Century Home Equity Loan Trust, Series 2005-B, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00718-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4148660 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011, 01/05/2012, 01/12/2012 2842511 12/8/11-1/12/12

�� proceeding has been �� instituted at law

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12952 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12952 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Jillian S. Everson, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Three Hundred Forty and 00/100 ($3,340.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated A u g u s t 2 2 , 2 0 1 1, a n d r e c o r d e d November 1, 2011 as Document No. 2827935 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 18, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 18, 2012. Dated: November 10, 2011 By _________/s/__________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441193 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2833059 12/1/11-1/5/12

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822724 11/17-12/22/11

PUBLIC NOTICE

��

�� premises, �� and�� the costs and disburse ments, including attorneys' fees �� That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 12, 2012 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 12, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 9, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6398 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822565 11/17-12/22/11

PUBLIC NOTICE

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ J u l y 6 , 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6627 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822555 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,250.00 MORTGAGOR(S): Aaron Tatone, a single man MORTGAGEE: American Home Finance, LTD DATE AND PLACE OF RECORDING: Recorded: December 21, 2007 Dakota County Recorder Document Number: 2562857 ASSIGNMENTS OF MORTGAGE: And assigned to: ABN AMRO Mortgage Group, Inc. Dated: December 10, 2007 Recorded: December 21, 2007 Dakota County Recorder Document Number: 2562858 And assigned to: Nationstar Mortgage, LLC Dated: November 24, 2010 Recorded: December 14, 2010 Dakota County Recorder Document Number: 2772279 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Home Finance, LTD Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2377 Rushmore Rd, Hastings, MN 55033-3759 Tax Parcel ID Number: 19-29702-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Glendale Heights 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $285,934.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019737F01 2820340 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $88,000.00 MORTGAGOR(S): Carol M. Halling, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Sound Mortgage Decisions Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 21, 2007 Dakota County Recorder Document Number: 2518436 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: October 06, 2011 Recorded: October 13, 2011 Dakota County Recorder Document Number: 2824423 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402057102703 Lender or Broker: Sound Mortgage Decisions Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 401 E Burnsville Pkwy Apt 335, Burnsville, MN 55337-2858 Tax Parcel ID Number: 02-52001-00-335 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 335, together with an undivided interest in the common areas and facilities of Apartment Ownership No. 18, Windam Hills, a condominium, located on the following described lands: That part of Outlot 4 Nordic Estates 2nd Addition, Dakota County, Minnesota, that lies southwesterly of a line that runs from a point on the south line of said Outlot 4, distant 503 feet from the most easterly corner of said Outlot 4, to a point on the north line of said Outlot 4 distant 609 feet from the most northerly corner of said Outlot 4 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $87,130.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022513F01 2821730 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 2 , 2004 MORTGAGORS: R o g e r A . O h m a n n and Teresa L. Ohmann, husband and wife. MORTGAGEE: A s s o c i a t e d B a n k Minnesota, N.A.. DATE AND PLACE OF RECORDING: Registered April 2, 2004, Dakota County Registrar of Titles, Document No. 533799, Certificate of Title No. 131333. ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Associated Bank Minnesota, N.A. RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank, FSB MORTGAGED PROPERTY ADDRESS: 36 Langer Circle, West Saint Paul, MN 05511-8214 TAX PARCEL I.D. #: 422370001100 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10) in Block One (1) Emerson Estates according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,259.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2011. Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2557 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843871 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $263,000.00 MORTGAGOR(S): Michael D. Dubay and Amy C. Dubay, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Patriot Mortgage, Inc, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 15, 2003 Dakota County Recorder Document Number: 2124646 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: October 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000381-1001609153-1 Lender or Broker: American Patriot Mortgage Inc Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19055 Embers Ave, Farmington, MN 55024-8743 Tax Parcel ID Number: 14-12500-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Autumn Glen AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $257,744.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020983F02 2839825 12/8/11-1/12/12

PUBLIC NOTICE

MORTGAGE: Bankers Mortgage Com pany, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20052 Homestead Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 223210004035 LEGAL DESCRIPTION OF PROPERTY: Unit No. 35, Common Interest Community No. 227, Winslow Green Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,141.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3105 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822752 11/17-12/22/11

PUBLIC NOTICE

��

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $181,617.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3085 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822640 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,500.00 MORTGAGOR(S): Gregory D. Maske, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489452 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company as trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2007-A Dated: July 19, 2011 Recorded: July 26, 2011 Dakota County Recorder Document Number: 2811521 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000466-0000858061-6 Lender or Broker: Popular Financial Services, LLC Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 440 16th Ave N, South Saint Paul, MN 55075-1827 Tax Parcel ID Number: 36-62700-05-180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 5 of F. Radant's Addition to South Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,845.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company as trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2007-A Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021216F01 2819688 11/17-12/22/11

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3006 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2822626 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 3 , 2005 MORTGAGORS: Joseph S. White, Jr. and Jennifer White, husband and wife. MORTGAGEE:Commonwealth United Mortgage a division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Registered March 4, 2005, Dakota County Registrar of Titles, Document No. 560267, Certificate of Title No. 127255. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Mortgage Co, a subsidiary of National City Bank of Indiana. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Commonwealth United Mortgage a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 9480 Tyne Lane, Inver Grove Heights, MN 55077 T A X P A R C E L I . D . # : 20-18406-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, in Coventry Pass 7th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $354,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $388,575.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2642 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2821496 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 14, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended Declaration for The Woodwinds Homeowners Association, Inc. (hereinafter the "Association") which was recorded on December 16, 2005 as Document No. 2389253, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot 4, Block 3, The Woodwinds 1st Addition, CIC 547, Dakota County, Minnesota STREET ADDRESS: 13961 Dublin Road, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-76200-040-03 2. Pursuant to said Amended Declaration, there is claimed to be due and owing as of November 14, 2011, from Kathleen J. Friedman, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,847.19 for unpaid association dues, late fees, interest, attorneys' fees and costs, plus any other such amounts that will accrue after November 14, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Amended Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on September 25, 2009, as Document No. 2686641 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Amended Declaration and granted by the owner in taking title to the premises subject to said Amended Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 26th day of January, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assess ments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 26, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE WOODWINDS HOMEOWNERS HOMEOWNERS ASSOCIATION, INC. Attorneys for The Woodwinds Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: ____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Woodwinds/Friedman 10-7-226D) 2839977 12/8/11-1/12/12

�� 2011 �� Dated: �� September 21,

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 25, 2009 MORTGAGORS: Steven P. Gallagher AKA Steven Gallagher and Amanda K. Udean, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 14, 2009, Dakota County Recorder, Document No. 2690222. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550250726030 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Flagstar Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 17087 Eagleview Way, Farmington, MN 55024 TAX PARCEL I.D. #: 224407515014 LEGAL DESCRIPTION OF PROPERTY: Unit No. 14, CIC No. 330, Lake Place, a condominium located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,323.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$190,245.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-219 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2838341 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Hadgu Gebremicheal, a single person and Nigste Weldeselassie, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: July 28, 2005 Dakota County Recorder Document Number: 2345104 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 21, 2011

��

Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000194029 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14914 Crestview Ave W, Rosemount, MN 55068-4560 Tax Parcel ID Number: 34-16401-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Carrolton 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,574.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022432F01 2823262 11/17-12/15/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 25, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Valley Way Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 684173, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 211 and Garage No. 211A, Condominium File No. 78, Valley Way Village Condominium, Dakota County, Minnesota STREET ADDRESS: 14839 Endicott Way, Unit 211, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-81450-03-211 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 25, 2011, from Bruce William Doane, title holder, to the Association, a Minnesota non-profit corporation, the amount of $8,949.94 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 25, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was

��

�� sonal �� representatives or assigns. If the Mortgage is not reinstated �� Lien evidencing the amount due was recorded on August 18, 2010, as Document No. 2746967 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 4th day of January, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. The time allowed by law for redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 5, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VALLEY WAY HOMEOWNERS ASSOCIATION, INC. Attorneys for Valley Way Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: _______________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Valley Way HOA/Doane/10-7-258D) 2821519 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,246.00 MORTGAGOR(S): Christopher R Youngberg and Erica Hurd, husband and wife MORTGAGEE: First Franklin, a division of Nat. City Bank of IN DATE AND PLACE OF RECORDING: Recorded: September 07, 2005 Dakota County Recorder Document Number: 2358787 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: January 05, 2006 Recorded: January 30, 2006 Dakota County Recorder Document Number: 2401431 And assigned to: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10 Dated: October 20, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16888 Embers Ave, Lakeville, MN 55044 Tax Parcel ID Number: 22-47051-06-502 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1502, Common Interest Community No. 362, Mallard Shores Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,341.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014839F02 2820239 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,000.00 MORTGAGOR(S): Richard L. Kelley and Maryann E. Kelley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Citizens State Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341639 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: September 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100226700000059767 Lender or Broker: Citizens State Bank Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3569 Blue Jay Way Apt 202, Eagan, MN 55123-2270 Tax Parcel ID Number: 10-45051-04-224 LEGAL DESCRIPTION OF PROPERTY: Unit # 15202, Condominium File No. 66, Lexington Place Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $97,976.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2012, or the next business day if July 02, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 17, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022037F01 2820310 11/17-12/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2005 MORTGAGOR: LaurieAnn M. Christopherson, a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 18, 2005, Dakota County Recorder, Document No. 2352637. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074391160 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13920 Autumnwood Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830021203 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 3203, MEADOWS OF BLOOMFIELD, COMMON INTEREST COMMUNITY NUMBER 470, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,336.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _July 19, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5944 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2838317 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $562,500.00 MORTGAGOR(S): Lynn M. Quam and Kerry Jon Quam, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded: July 12, 2005 Dakota County Recorder Document Number: 2339048 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: July 25, 2011 Recorded: August 02, 2011 Dakota County Recorder Document Number: 2812576 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402016596615 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 720 Stonewood Rd, Eagan, MN 55123-1323 Tax Parcel ID Number: 10-84474-01-110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Windtree 5th Addition, Dakota County, Minneasota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $536,759.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021680F01 2838363 12/8/11-1/12/12

PUBLIC NOTICE

Dakota County Minnesota, Recorder , on April 14, 2006, as Document No. 2420522. ASSIGNED TO: The Bank of New York Mellon, as Trustee for CIT Mortgage Loan Trust 2007-1 Dated: August 22, 2011 , and recorded August 29, 2011 by Document No. 2816609 . LEGAL DESCRIPTION OF PROPERTY:Marich Addition Lot 5 PROPERTY ADDRESS: 266 THOMPSON AVE W, WEST SAINT PAUL, MN 55118 PROPERTY I.D: 42-47400-050-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Eighty-Three Thousand Six Hundred Seventy-Three and 65/100 ($283,673.65) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 10, 2012 PLACE OF SALE: Sh eriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 10, 2012, or the next business day if July 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2011 The Bank of New York Mellon, as Trustee for CIT Mortgage Loan Trust 2007-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00741-1 ASAP# 4138069 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011 2829350 11/24-12/29/11

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-214 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2828356 11/24-12/29/11

PUBLIC NOTICE

��

PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2636 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2824173 11/24-12/29/11

PUBLIC NOTICE

10, 2012, or the next business day if July 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2011 WELLS FARGO BANK, NATIONAL ASSOCIATION, Trustee POOLING AND SERVICING AGREEMENT Dated as of August 1, 2006 SECURITIZED ASSET BACKED RECEIVABLES L L C T R U S T 2006-HE1 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-HE1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00348-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4138531 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011 2829296 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: OF MORTGAGE: April 9, 2003 MORTGAGORS: M i c h a e l J o h n s o n and Stephanie Rene Johnson, husband and wife. MORTGAGEE: Time Home Loans. DATE AND PLACE OF RECORDING: Recorded May 19, 2003, Dakota County Recorder, Document No. 2049221. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Mortgage CO. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Time Home Loans RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 19508 Ewing Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141650003004 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Charleswood, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,992.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2567 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2829397 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 5 , 2007 MORTGAGOR: Becky A. Soucek, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 17, 2007, Dakota County Recorder, Document No. 2544336. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2007-2Home Equity Pass-Through Certificates, Series 2007-2. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100263195013256837 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The CIT GROUP/CONSUMER FINANCE, INC. RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 14776 Lower Endicott Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018145401080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Valley Way Village 5th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,080.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-335 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843909 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,000.00 MORTGAGOR(S): Darrin Thompson, a married person and Brian Quast, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for CitiMortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 01, 2008 Dakota County Recorder Document Number: 2569453 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: August 05, 2011 Recorded: August 17, 2011 Dakota County Recorder Document Number: 2814872 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520049804539 Lender or Broker: CitiMortgage, Inc Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14039 Cobbler Ave, Rosemount, MN 55068-7130 Tax Parcel ID Number: 34-67430-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Shannon Hills 6th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,078.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022978F01 2838377 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,000.00 MORTGAGOR(S): Lindsey R. Lewis, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: March 21, 2006 Dakota County Registrar of Titles Document Number: 586743 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 05, 2011

��

�� Dated: May 05, 2011 Place,�� a condominium located in Registered: May 12, 2011 Dakota Dakota County, Minnesota. County Registrar of Titles COUNTY IN WHICH PROPERTY IS Document Number: T679521 LOCATED: Dakota And assigned to: Aurora Bank FSB ORIGINAL PRINCIPAL AMOUNT OF Dated: August 31, 2011 MORTGAGE: $185,582.00 Transaction Agent: Mortgage ElecAMOUNT DUE AND CLAIMED TO BE tronic Registration Systems, Inc. DUE AS OF DATE OF NOTICE, INCLUDTransaction Agent Mortgage Identifi- ING TAXES, IF ANY, PAID BY MORTcation Number: 100103210000126911 GAGEE: $198,418.83 That prior to the commencement of Lender or Broker: Prime Mortgage Corporation this mortgage foreclosure proceeding R e s i d e n t i a l M o r t g a g e S e r v i c e r : Mortgagee/Assignee of Mortgagee comAurora Bank, FSB plied with all notice requirements as required by statute; That no action or Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: proceeding has been instituted at law 139356 or otherwise to recover the debt COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part thereof; LOCATED: Dakota Property Address: 1829 E 122nd St, PURSUANT to the power of sale conBurnsville, MN 55337-2962 tained in said mortgage, the above T a x P a r c e l I D N u m b e r : described property will be sold by the Sheriff of said county as follows: 02-18425-04-050 DATE AND TIME OF SALE: January LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Four (4), Cov- 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law ington Point, Common Interest Community No. 173, a planned community, Enforcement Center, 1580 Hwy 55, Dakota County, Minnesota, according Lobby #S-100, Hastings, MN to pay the debt then secured by said to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disburse$174,117.41 ments, including attorneys' fees THAT all pre-foreclosure require- allowed by law subject to redemption ments have been complied with; that within six (6) months from the date of no action or proceeding has been insti- said sale by the mortgagor(s), their tuted at law or otherwise to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under part thereof; that this is registered MN Stat. §580.07. property; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n t a i n e d i n s a i d m o r t g a g e , t h e owner-occupied, single-family dwellabove-described property will be sold ing, unless otherwise provided by law, by the Sheriff of said county as fol- the date on or before which the mortlows: gagor(s) must vacate the property if the DATE AND TIME OF SALE: January mortgage is not reinstated under sec06, 2012 at 10:00 AM tion 580.30 or the property is not PLACE OF SALE: Dakota County redeemed under section 580.23 is Law Enforcement Center, 1580 High- 11:59 p.m. on July 13, 2012, unless way 55, Lobby S-100, Hastings, Minne- the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or sota to pay the debt secured by said mort- 582.032. MORTGAGOR(S) RELEASED FROM gage and taxes, if any, on said premises and the costs and disburse- FINANCIAL OBLIGATION ON MORTments, including attorney fees allowed GAGE: None "THE TIME ALLOWED BY LAW FOR by law, subject to redemption within six (6) months from the date of said REDEMPTION BY THE MORTGAGOR, sale by the mortgagor(s), their per- THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE sonal representatives or assigns. If the Mortgage is not reinstated REDUCED TO FIVE WEEKS IF A JUDIunder Minn. Stat. §580.30 or the prop- CIAL ORDER IS ENTERED UNDER erty is not redeemed under Minn. Stat. MINNESOTA STATUTES, SECTION §580.23, the Mortgagor must vacate 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the property on or before 11:59 p.m. on OTHER THINGS, THAT THE MORTJuly 06, 2012, or the next business day GAGED PREMISES ARE IMPROVED if July 06, 2012 falls on a Saturday, WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Sunday or legal holiday. Mortgagor(s) released from financial PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E obligation: NONE THIS COMMUNICATION IS FROM ABANDONED." Dated: November 14, 2011. A DEBT COLLECTOR ATTEMPTU.S. Bank National Association ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Attorneys for Mortgagee/Assignee of THE DEBT AND IDENTITY OF THE Mortgagee ORIGINAL CREDITOR WITHIN THE 4500 Park Glen Road #300 T I M E P R O V I D E D B Y L A W I S N O T Minneapolis, MN 55416 (952) 925-6888 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 19-3012 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 11/24-12/29/11 RESENTATIVES OR ASSIGNS, MAY BE 2828336 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTNOTICE IS HEREBY GIVEN that GAGED PREMISES ARE IMPROVED default has occurred in the conditions WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT of the following described mortgage: DATE OF MORTGAGE: July 29, 2005 PROPERTY USED IN AGRICULTURAL ORIGINAL PRINCIPAL AMOUNT OF PRODUCTION, AND ARE ABANDONED. MORTGAGE: $250,000.00 DATED: November 24, 2011 MORTGAGOR(S): Susan Marie Stein, ASSIGNEE OF MORTGAGEE: a single person Aurora Bank FSB MORTGAGEE: Mortgage Electronic Wilford, Geske & Cook P.A. Registration Systems, Inc., as nomiAttorneys for Assignee of Mortgagee nee for American Mortgage CorporaLawrence A. Wilford tion, its successors and assigns James A. Geske DATE AND PLACE OF REGISTER8425 Seasons Parkway, Suite 105 ING: Woodbury, MN 55125-4393 Registered: August 18, 2005 Dakota (651) 209-3300 County Registrar of Titles File Number: 006037F04 Document Number: 572421 2827380 11/24-12/29/11 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: August 12, 2011 Transaction Agent: Mortgage ElecNOTICE OF MORTGAGE tronic Registration Systems, Inc. FORECLOSURE SALE Transaction Agent Mortgage IdentifiTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF cation Number: 100143500051040181 Lender or Broker: American MortTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS gage Corporation Residential Mortgage Servicer: NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Aurora Bank, FSB Mortgage Originator: Not Applicable default has occurred in conditions of CERTIFICATE OF TITLE NUMBER: the following described mortgage: 128598 DATE OF MORTGAGE: July 14, 2006 COUNTY IN WHICH PROPERTY IS MORTGAGORS: Christian P. Wollersheim and Pamela M. Wollersheim, LOCATED: Dakota Property Address: 3820 120th St W, Husband and Wife. MORTGAGEE: Mortgage Electronic Rosemount, MN 55068-3536 Tax Parcel ID Number: Registration Systems, Inc.. DATE AND PLACE OF RECORDING: 34-01810-15-020 LEGAL DESCRIPTION OF PROPRecorded August 7, 2006, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . ERTY: All that part of the West Half of Government Lot One (1) in Section 2451577. A S S I G N M E N T S O F M O R T G A G E : Seven (7) and of the West Half of the Assigned to: U.S. Bank National Northeast Quarter in Section Eighteen (18), all in Township One hundred fifAssociation. TRANSACTION AGENT: Mortgage teen (115) North, Range Nineteen (19) West, Dakota County, Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTMinnesota described as follows: Beginning at the northeast corner of GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100139104915472007 said West half of Government Lot 1 LENDER OR BROKER AND MORT- and running thence west along the GAGE ORIGINATOR STATED ON north line thereof a distance of MORTGAGE: Residential Mortgage 1068.28 feet; thence south and parallel to the west line of said Government Group, Inc. R E S I D E N T I A L M O R T G A G E S E R - Lot 1, and said Northeast Quarter a distance of 296.48 feet; thence westVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: erly parallel with the north line of said 17206 Eastwood Avenue, Lakeville, MN West Half of the Northeast Quarter a distance of 242.07 feet to the west line 55024 of said West half of said Northeast TAX PARCEL I.D. #: 224407815189 LEGAL DESCRIPTION OF PROP- Quarter; thence southerly along said west line 830.60 feet; thence easterly ERTY: Unit No. 189, CIC No. 330, Lake Place, a condominium located in ��

PUBLIC NOTICE

�� SERVICER:�� Ocwen Loan LLC �� west line 830.60 feet; thence easterly parallel with the north line of said west Half of the Northeast Quarter a distance of 388.70 feet; thence South 71 degrees 06 minutes 39 seconds East 960.35 feet to a point on the east line of said West half of the Northeast Quarter 1437.58 feet south of the point of beginning; thence north on said east line to the point of beginning and there terminating, all according to the Government Survey thereof. EXCEPT that part described as follows: Commencing at the northeast corner of said West half of Government Lot 1 and running thence west along the north line thereof a distance of 618.28 feet to the point of beginning of the land to be described; thence continuing west along said north line 450.00 feet; thence south and parallel to the west line of said Government Lot 1 and said Northeast Quarter a distance of 296.48 feet; thence westerly parallel with the north line of said West half of the Northeast Quarter a distance of 242.07 feet to the west line of said West half of said Northeast Quarter; thence southerly along said west line 830.60 feet; thence easterly parallel with the north line of said West half of the Northeast Quarter 388.70 feet; thence southeasterly 321.43feet along a line whose terminus is a point on the east line of said West half of the Northeast Quarter distant 1437.58 feet south of the northeast corner of said West half of Government Lot 1; thence north 1228.47 feet to the point of beginning. Together with an easement for ingress and egress over the south 60 feet of said exception. Said 60 feet being measured at right angles to said south line of the exception. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $217,647.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 06, 2012, or the next business day if July 06, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 24, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022090F01 2824284 11/24-12/29/11

PUBLIC NOTICE

Servicing,

LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on January 4, 2007, as Document No. 603682. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates. Dated: March 26, 2008 , and recorded April 8, 2008 by Document No. 626176 . LEGAL DESCRIPTION OF PROPERTY: Unit No. 808, Common Interest Community No. 340, Springbrook Condominiums, Dakota County, Minnesota. PROPERTY ADDRESS: 11152 204th St W #808, Lakeville, MN 55044 PROPERTY I.D: 22-71390-05-808 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Three Thousand Six Hundred Thirty-Two and 01/100 ($153,632.01) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 10, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 10, 2012, or the next business day if July 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00777-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4138068 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011 2829265 11/24-12/29/11

PUBLIC NOTICE

described tract: That part of Gov ernment Lot 2, Section 30, Township 114, Range 20, Dakota County, Minnesota described as follows: Commencing at the point of intersection of the East line of said Government Lot 2 with the centerline of County Highway No. 64; thence South 00 degrees 07 minutes 00 seconds East (assumed bearing) along the East line of said Government Lot 2 a distance of 50.23 feet to the point of beginning; thence Southwesterly 181.97 feet on a nont a n g e n t i a l c u r v e c o n c a v e t o t he Southeast, having a radius of 768.89 feet a central angle of 13 degrees 33 minutes 36 seconds a chord bearing of South 77 degrees 28 minutes 11 seconds West and a chord distance of 181.55 feet; thence South 00 degrees 34 minutes 02 seconds East a distance of 152.55 feet; thence North 89 degrees 53 minutes 02 seconds East a distance of 176.11 feet, more or less to the East line said Government Lot 2; thence North 00 degrees 07 minutes 00 seconds West along said East line a distance of 191.57 feet more or less to the point of beginning. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $273,035.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGE: $278,235.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 14, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2696 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2829427 11/24-12/29/11

PUBLIC NOTICE

division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 1001 West 136th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 021810001010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Colonial Hills Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $270,713.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2445 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836341 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 MORTGAGOR(S): Steven J. Carroll and Lara-Lyne Thera-Carroll, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America Mortgage LLC DBA Bell Mortgage, its succssors and assigns DATE AND PLACE OF REGISTERING: Registered: February 09, 2006 Dakota County Registrar of Titles Document Number: 584505 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York as Trustee for the certificateholders CWABS Inc. Asset-Backed Certificates Series 2006-3 c/o Countrywide Home Loans Inc Dated: November 13, 2007 Registered: November 20, 2007 Dakota County Registrar of Titles Document Number: 620205 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0300084047-3 Lender or Broker: America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138962 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 136 Chaparral Dr, Apple Valley, MN 55124-9720 Tax Parcel ID Number: 01.56603.06.080 LEGAL DESCRIPTION OF PROPERTY: LOT EIGHT (8) BLOCK (6) IN PALOMINO HILLS FOURTH ADDITION ACCORDING TO THE RECORDED PLAT THERE OF NOW ON FILE AND

PLAT THERE OF NOW ON FILE AND OF RECORD IN THE OFFICE OF THE REGISTRAR OF TITLES IN AND FOR DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $251,956.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022964F01 2832995 12/1/11-1/5/12

PUBLIC NOTICE

17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6616 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836272 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: November 29, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated June 4, 2007 executed by Hewitt Investments, LLC, a Minnesota limited liability company, as Mortgagor, to Anchor Bank, N.A., a national bank, as successor in interest to Anchor Bank Farmington, N.A., as Mortgagee, and filed for record June 5, 2007 as Document Number 2521944, as modified by that certain Amendment to Mortgage dated August 16, 2007, and filed for record on August 24, 2007 as Document Number 2539962, all in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. The original principal amount secured by the Mortgage was: $837,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t he amount due on the Mortgage is $807,593.92. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land legally described as follows: Parcel A: The East 55 feet of Lots 1 and 6, Block 12, Town of FairfIeld, Dakota County. Parcel B: All of Lot 3; the North 6 feet of Lot 4; the East 70 feet of Lot 8; the North 5.86 feet of the west 21 feet of the East 29.70 feet of Lot 7; the West 40.30 feet of the East 70 feet of Lot 7; the North 5.86 feet of the East 8.70 feet of Lot 7; all in Block 1, Wright and Balch's Addition to Lakeville, Dakota County; the North 25 feet of the East 70 feet of Lot 6, Block 1, Wright and Balch's Addition to Lakeville, Dakota County. Parcel C: Lot 6 except the South 40 feet of the West 50 feet, and except the East 70 feet of the North 25 feet thereof, in Block 1 of Wright and Balch's Addition to Lakeville. Dakota County. will be sold by the County Sheriff of Dakota County, Minnesota, at a public auction on Thursday, January 12, 2012 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings MN 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED

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A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. If the mortgage is not reinstated under section 580.30 or redeemed under section 580.23, then the Mortgagor must vacate the property on or before 11:59 p.m. on July 12, 2012. 11. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. §580.24, beginning after the expiration of the mortgagor's redemption period under Minn. Stat. §580.23. 12. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 13. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME ALLOWED BY LAW IS NOT AFFECTED BY THIS ACTION. 14. F o r e c l o s u r e d a t a r e q u i r e d pursuant to Minn. Stat. §580.025: a. Physical street address, city, and zip code of mortgaged premises: 20721 Holyoke Ave., Lakeville, MN 55044 b. N a m e o f t r a n s a c t i o n a g e n t , residential mortgage servicer, and lender or broker: Anchor Bank, N.A. c. Tax parcel identification numbers: 22-32190-01-010 and 22-32190-00-010. d.Transaction Agent's mortgage ID number (if stated in mortgage): N/A e. Name of mortgage originator (if stated in mortgage): Anchor Bank Farmington, N.A. Attorney for Mortgagee: ________________________ Timothy J. Prindiville NILSSON LAW OFFICES, P.A. 900 Flour Exchange Building 310 Fourth Ave. South Minneapolis, MN 55415 Tel. 612-746-1043 2836665 12/1/11-1/5/12P

PUBLIC NOTICE

redeemed under section 580.23 is 11:59 p.m. on __July 17, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6611 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836267 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,400.00 MORTGAGOR(S): Wayne J. Jenkins and Cheryl M. Jenkins, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 24, 2006 Dakota County Registrar of Titles Document Number: 599974 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-3 Dated: April 28, 2011 Registered: May 18, 2011 Dakota County Registrar of Titles Document Number: T679656 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052624246053179 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 116259 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 181 Moreland Ave E, West Saint Paul, MN 55118-2541 Tax Parcel ID Number: 42-83790-130-00 LEGAL DESCRIPTION OF PROPERTY: The East one-half of Lot Twelve (12) and the West one-half of Lot Thirteen (13), Westchester Heights No. 1, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,225.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 01, 2011 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013320F02 2831613 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 6, 2006 MORTGAGORS: B a r b a r a K o p p a n g and Michael Koppang, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 26, 2006, Dakota County Recorder, Document No. 2483987. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-3. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001527-1100001142-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage One, Inc. RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 17790 Jalisco Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 225350201030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Oak Hills Third Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $216,583.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-338 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843928 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,800.00 MORTGAGOR(S): Adrian D. Vega And Louise G. Vega, Husband And Wife As Joint Tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Novastar Mortgage, INC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100080190060021946 SERVICER: Ocwen Loan Servicing, LLC LENDER: Novastar Mortgage, INC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 10, 2006, as Document No. 2467192. ASSIGNED TO: Deutsche Bank National Trust Company as Trustee NovaStar Mortgage Funding Trust, Series 2006-5 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-5. Dated: October 17, 2011 , and recorded November 4, 2011 by Document No. 2828925 . LEGAL DESCRIPTION OF PROPERTY: The West 1/2 of Lot 8 and all of Lot 9, Block 44, Spring Park, Dakota County, Minnesota. PROPERTY ADDRESS: 233 Richmond Street West, South Saint Paul, MN 5 5 0 7 5 P R O P E R T Y I . D : 36-71500-44-090 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Nineteen Thousand Eight Hundred Sixty-Nine and 43/100 ($219,869.43) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 24, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 24, 2012, or the next business day if July 24, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2011 Deutsche Bank National Trust Company as Trustee NovaStar Mortgage Funding Trust, Series 2006-5 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-5. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00728-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4148659 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011, 01/05/2012, 01/12/2012 2842418 12/8/11-1/12/12

PUBLIC NOTICE

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�� Dakota A S S I G N M E�� NTS OF M ORTGAGE : to the recorded plat �� thereof, County, Minnesota. Assigned to: Share Plus Federal. Said Mortgage being Registered AMOUNT DUE AND CLAIMED TO BE Land. DUE AS OF DATE OF NOTICE: TRANSACTION AGENT: Mortgage $167,436.05 THAT all pre-foreclosure requireElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - ments have been complied with; that GAGE IDENTIFICATION NUMBER ON no action or proceeding has been instiMORTGAGE: 100201600004897403 tuted at law or otherwise to recover the LENDER OR BROKER AND MORT- debt secured by said mortgage, or any G A G E O R I G I N A T O R S T A T E D O N part thereof; that this is registered MORTGAGE: Share Plus Federal property; RESIDENTIAL MORTGAGE SERPURSUANT to the power of sale conVICER: Dovenmuehle Mortgage, Inc. tained in said mortgage, the MORTGAGED PROPERTY ADDRESS: above-described property will be sold 13334 Court Place, Burnsville, MN by the Sheriff of said county as fol55337 lows: TAX PARCEL I.D. #: 024060003040 DATE AND TIME OF SALE: January LEGAL DESCRIPTION OF PROP- 13, 2012 at 10:00 AM ERTY: PLACE OF SALE: Dakota County Lot 4, Block 3, in Judicial Knolls. Law Enforcement Center, 1580 HighCOUNTY IN WHICH PROPERTY IS way 55, Lobby S-100, Hastings, MinneLOCATED: Dakota sota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt secured by said mortMORTGAGE: $153,600.00 gage and taxes, if any, on said preAMOUNT DUE AND CLAIMED TO BE mises and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- ments, including attorney fees allowed ING TAXES, IF ANY, PAID BY MORT- by law, subject to redemption within GAGEE: $148,153.88 six (6) months from the date of said That prior to the commencement of sale by the mortgagor(s), their perthis mortgage foreclosure proceeding sonal representatives or assigns. Mortgagee/Assignee of Mortgagee comIf the Mortgage is not reinstated plied with all notice requirements as under Minn. Stat. §580.30 or the proprequired by statute; That no action or erty is not redeemed under Minn. Stat. proceeding has been instituted at law §580.23, the Mortgagor must vacate o r o t h e r w i s e t o r e c o v e r t h e d e b t the property on or before 11:59 p.m. on secured by said mortgage, or any part July 13, 2012, or the next business day thereof; if July 13, 2012 falls on a Saturday, PURSUANT to the power of sale con- Sunday or legal holiday. tained in said mortgage, the above Mortgagor(s) released from financial described property will be sold by the obligation: NONE Sheriff of said county as follows: THIS COMMUNICATION IS FROM DATE AND TIME OF SALE: January A DEBT COLLECTOR ATTEMPT19, 2012 at 10:00 AM ING TO COLLECT A DEBT. ANY PLACE OF SALE:Sheriff's Office, Law INFORMATION OBTAINED WILL BE Enforcement Center, 1580 Hwy 55, USED FOR THAT PURPOSE. Lobby #S-100, Hastings, MN THE RIGHT TO VERIFICATION OF to pay the debt then secured by said THE DEBT AND IDENTITY OF THE Mortgage, and taxes, if any, on said ORIGINAL CREDITOR WITHIN THE premises, and the costs and disburse- T I M E P R O V I D E D B Y L A W I S N O T m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s AFFECTED BY THIS ACTION. allowed by law subject to redemption THE TIME ALLOWED BY LAW FOR within six (6) months from the date of REDEMPTION BY THE MORTGAGOR, said sale by the mortgagor(s), their THE MORTGAGOR'S PERSONAL REPpersonal representatives or assigns RESENTATIVES OR ASSIGNS, MAY BE unless reduced to Five (5) weeks under REDUCED TO FIVE WEEKS IF A JUDIMN Stat. §580.07. CIAL ORDER IS ENTERED UNDER TIME AND DATE TO VACATE PROP- MINNESOTA STATUTES, SECTION E R T Y : I f t h e r e a l e s t a t e i s a n 582.032, DETERMINING, AMONG owner-occupied, single-family dwell- OTHER THINGS, THAT THE MORTing, unless otherwise provided by law, GAGED PREMISES ARE IMPROVED the date on or before which the mort- WITH A RESIDENTIAL DWELLING OF gagor(s) must vacate the property if the LESS THAN FIVE UNITS, ARE NOT mortgage is not reinstated under sec- PROPERTY USED IN AGRICULTURAL tion 580.30 or the property is not PRODUCTION, AND ARE ABANDONED. redeemed under section 580.23 is DATED: December 01, 2011 11:59 p.m. on July 19, 2012, unless ASSIGNEE OF MORTGAGEE: the redemption period is reduced to 5 Aurora Bank FSB weeks under MN Stat. Secs. 580.07 or Wilford, Geske & Cook P.A. 582.032. Attorneys for Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM Lawrence A. Wilford FINANCIAL OBLIGATION ON MORT- James A. Geske GAGE:None 8425 Seasons Parkway, Suite 105 "THE TIME ALLOWED BY LAW FOR Woodbury, MN 55125-4393 REDEMPTION BY THE MORTGAGOR, (651) 209-3300 THE MORTGAGOR'S PERSONAL REP- File Number: 022685F01 RESENTATIVES OR ASSIGNS, MAY BE 2831429 12/1/11-1/5/12 REDUCED TO FIVE WEEKS IF A JUDIUNDER ENTERED IS ORDER CIAL MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTN O T ICE IS HEREBY GIVEN that GAGED PREMISES ARE IMPROVED default has occurred in the conditions WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT of the following described mortgage: DATE OF MORTGAGE: August 26, PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 2004 ORIGINAL PRINCIPAL AMOUNT OF ABANDONED." MORTGAGE: $195,199.00 Dated: November 21, 2011. MORTGAGOR(S): Mario Wimberly, a Share Plus Federal married person Mortgagee/Assignee of Mortgagee MORTGAGEE: Mortgage Electronic USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Registration Systems, Inc. DATE AND PLACE OF RECORDING: Mortgagee Recorded: October 29, 2004 Dakota 4500 Park Glen Road #300 County Recorder Minneapolis, MN 55416 Document Number: 2262641 (952) 925-6888 ASSIGNMENTS OF MORTGAGE: 9-1 And assigned to: Bank of New York THIS IS A COMMUNICATION FROM as Trustee for Certificateholders of A DEBT COLLECTOR. CWABS 2004-AB1 2836452 12/1/11-1/5/12 Dated: June 12, 2008 Recorded: July 01, 2008 Dakota County Recorder NOTICE OF MORTGAGE Document Number: 2599677 FORECLOSURE SALE And assigned to: The Bank of New N O T I C E I S H E R E B Y G I V E N t h a t York Mellon FKA The Bank of New default has occurred in the conditions York as Trustee For The Certificateof the following described mortgage: holders Of CWABS, Inc., Asset Backed DATE OF MORTGAGE: August 12, Certificates, Series 2004-AB1 2004 Dated: November 14, 2011 ORIGINAL PRINCIPAL AMOUNT OF Transaction Agent: Mortgage ElecMORTGAGE: $163,441.00 tronic Registration Systems, Inc. MORTGAGOR(S): Bradley L. Weber Transaction Agent Mortgage Identifiand Ann M. Gressman, husband and cation Number: 1000157-0004092512-1 wife Lender or Broker: America's WholeMORTGAGEE: Mortgage Electronic sale Lender Registration Systems, Inc., as nomiResidential Mortgage Servicer: Bank nee for American Residential Mortgage, of America, N.A. LP, its successors and assigns Mortgage Originator: Not Applicable DATE AND PLACE OF REGISTERCOUNTY IN WHICH PROPERTY IS ING: LOCATED: Dakota Registered: September 23, 2004 Property Address: 15842 Freedom Dakota County Registrar of Titles Ln, Apple Valley, MN 55124-6029 Document Number: 548389 Tax Parcel ID Number: ASSIGNMENTS OF MORTGAGE: 01-32151-01-069 And assigned to: Aurora Bank FSB LEGAL DESCRIPTION OF PROPDated: September 26, 2011 ERTY: Lot 69, Block 1, Hawthorne 2nd Transaction Agent: Mortgage Elec- Addition, CIC No. 369, located in the tronic Registration Systems, Inc. County of Dakota, State of Minnesota. Transaction Agent Mortgage IdentifiAMOUNT DUE AND CLAIMED TO BE cation Number: 100154070001002612 DUE AS OF DATE OF NOTICE: Lender or Broker: American Resi- $276,148.97 dential Mortgage, LP THAT all pre-foreclosure requireR e s i d e n t i a l M o r t g a g e S e r v i c e r : ments have been complied with; that Aurora Bank, FSB no action or proceeding has been instiMortgage Originator: Not Applicable tuted at law or otherwise to recover the CERTIFICATE OF TITLE NUMBER: debt secured by said mortgage, or any 133504 part thereof; COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale conLOCATED: Dakota tained in said mortgage, the Property Address: 4556 Scott Trl, above-described property will be sold Eagan, MN 55122-2351 by the Sheriff of said county as folT a x P a r c e l I D N u m b e r : lows: 10-16602-01-100 DATE AND TIME OF SALE: January L E G A L D E S C R I P T I O N O F P R O P - 13, 2012 at 10:00 AM ERTY: Lot Ten (10), Block One (1) in PLACE OF SALE: Dakota County Cedar Cliff Third Addition, according to the recorded plat thereof, Dakota ��

PUBLIC NOTICE

�� gagor(s) �� must �� vacate the property if the mortgage is not reinstated under sec�� PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 01, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders Of CWABS, Inc., Asset Backed Certificates, Series 2004-AB1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021266F01 2835027 12/1/11-1/5/12

PUBLIC NOTICE

tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6650 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836222 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2007 MORTGAGORS: Kenneth M. Wagner, Jr. and Radarica Wagner, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 5, 2007, Dakota County Recorder, Document No. 2521761. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: August 23, 2010, Recorded: August 31, 2010, Document No. 2749446. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001003064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 20843 India Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 227585713003 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, The Meadows Eighth Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,980.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,283.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE

DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 4, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 26, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 12, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 12, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 13, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 30, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2838304 12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,800.00 MORTGAGOR(S): Sharon Tenney, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Magnus Financial Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 06, 2005 Dakota County Recorder Document Number: 2367914 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Dated: May 05, 2011 Recorded: June 03, 2011 Dakota County Recorder Document Number: 2803695 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039223350015955 L e n d e r o r Broker: First Magnus Financial Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 605 Crane Creek Ln, Eagan, MN 55121-2377 Tax Parcel ID Number: 10.18475.01.190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, CIC No. 297, Crane Creek Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $267,832.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS T H E F O R T R U S T E E CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022187F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 04, 2011 at 10:00 AM has been postponed to December 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 05, 2011 at 10:00 AM has been postponed to January 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022187F01 2842717 12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2009 MORTGAGOR: Alicia K. Christianson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 18, 2009, Dakota County Recorder, Document No. 2665149. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550254337636 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage & Investment Consultants RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 3879 6TH Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-13250-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Bakken Heights COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,790.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $120,630.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-223 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843536 12/8/11-1/12/12

PUBLIC NOTICE

Electronic Registration Systems, Inc. MIN#: 100425240013667693 SERVICER: Home Loan Services, Inc. LENDER: First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 6, 2007, as Document No. 2508144 ASSIGNED TO: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: September 23, 2010 , and recorded September 30, 2010 by Document No. 2755913 . LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Valley Heights Addition PROPERTY ADDRESS: 6509 Bonner Ct, Inver Grove Heights, MN 55076 PROPERTY I.D: 208130018002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Three Thousand Three Hundred Sixteen and 27/100 ($193,316.27) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of aid mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 23, 2010 PLACE OF SALE: Sh eriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 7, 2010 U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00499-1 ASAP# 3759392 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for November 29, 2011 at 10:00 AM , has been postponed to January 10, 2012 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: November 29, 2011 U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Jennifer K Fischer (0311248) Attorneys for U.S. Bank, Nationa l Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 10MN00499-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 4145479 12/08/2011 2842480 12/8/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2005 MORTGAGOR: Desiree Wallace, an unmarried woman. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 10, 2006, Dakota County Recorder, Document No. 2396137. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550094533816 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Flagstar Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 4289 Sandstone Drive, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16701-02-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Cedar Grove No. 2 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,833.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843499 12/8/11-1/12/12

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: January 11, 2010, Recorded: January 12, 2010, Document No. 2707274. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074405267 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13798 Atwood Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830080619 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 1806, MEADOWS OF BLOOMFIELD, COMMON INTEREST COMMUNITY NUMBER 470, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,682.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,119.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 28, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 8, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 21, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 3, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 5, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 8, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 31, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 7, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 10, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 13, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 28, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2835947 12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 MORTGAGOR(S): Shawn Knuth and Machelle Knuth husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 27, 2006 Dakota County Recorder Document Number: 2415634 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC 4 Dated: July 14, 2010 Recorded: July 19, 2010 Dakota County Recorder Document Number: 2741247 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910005853763 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16611 Havelock Ct, Lakeville, MN 55044-6243 Tax Parcel ID Number: 22-32901.01.040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highview Heights 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,170.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2012, or the next business day if January 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 19, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003946F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2011 at 10:00 AM has been postponed to August 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 27, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 01, 2011 at 10:00 AM has been postponed to September 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 25, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 01, 2011 at 10:00 AM has been postponed to October 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 23, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2011 at 10:00 AM has been postponed to December 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 04, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of

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�� Of �� Certificateholders For The �� Mortgagee CWALT, Inc., Alternative Loan 4500 Park Glen Road #300 Trust 2006-OC4, Mortgage PassMinneapolis, MN 55416 Through Certificates, Series 2006-OC4 (952) 925-6888 10-6341 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE THIS IS A COMMUNICATION FROM The above referenced sale scheduled A DEBT COLLECTOR. for December 02, 2011 at 10:00 AM has NOTICE OF POSTPONEMENT OF been postponed to January 03, 2012 at MORTGAGE FORECLOSURE SALE 10:00 AM in the Dakota County Law Pursuant to the provisions of Enforcement Center, 1580 Highway 55, M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e Lobby S-100, Hastings, Minnesota in f o r e g o i n g f o r e c l o s u r e s a l e i s said County and State. postponed until December 1, 2011 at DATED: November 08, 2011 10:00 am at the Sheriff's Office, Law ASSIGNEE OF MORTGAGEE: Enforcement Center, 1580 Hwy 55, The Bank Of New York Mellon Fka Lobby #S-100, Hastings, MN, in said The Bank Of New York, As Trustee county and state. For The Certificateholders Of Dated: October 19, 2011. CWALT, Inc., Alternative Loan CitiMortgage, Inc. Trust 2006-OC4, Mortgage Mortgagee/Assignee of Mortgagee Pass-Through Certificates, Series USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2006-OC4 By: Paul A. Weingarden Wilford, Geske & Cook P.A. Attorneys for Mortgagee/Assignee of Attorneys for Assignee Of Mortgagee: Mortgagee Lawrence A. Wilford 4500 Park Glen Road #300 James A. Geske Minneapolis, MN 55416 8425 Seasons Parkway, Suite 105 (952) 925-6888 Woodbury, MN 55125-4393 10-6341 (651) 209-3300 THIS IS A COMMUNICATION FROM File Number: 003946F03 A DEBT COLLECTOR. 2819221 12/8/11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the NOTICE OF MORTGAGE foregoing foreclosure sale is FORECLOSURE SALE postponed until January 19, 2012 at THE RIGHT TO VERIFICATION 10:00 am at the Sheriff's Office, Law OF THE DEBT AND IDENTITY OF Enforcement Center, 1580 Hwy 55, THE ORIGINAL CREDITOR WITHIN Lobby #S-100, Hastings, MN, in said THE TIME PROVIDED BY LAW IS county and state. NOT AFFECTED BY THIS ACTION. Dated: December 1, 2011. NOTICE IS HEREBY GIVEN, that CitiMortgage, Inc. default has occurred in conditions of Mortgagee/Assignee of Mortgagee the following described mortgage: USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATE OF MORTGAGE: A u g u s t 1 1 , By: Paul A. Weingarden 2005 Attorneys for Mortgagee/Assignee of MORTGAGOR: B e t t y J . H a w n , A Mortgagee Single Person. 4500 Park Glen Road #300 MORTGAGEE: ABN Amro Mortgage Minneapolis, MN 55416 Group, Inc. N/K/A CitiMortgage, Inc. (952) 925-6888 DATE AND PLACE OF RECORDING: 10-6341 Recorded August 25, 2005, Dakota THIS IS A COMMUNICATION FROM C o u n t y R e c o r d e r , D o c u m e n t N o . A DEBT COLLECTOR. 2354836. 2840591 12/8/11 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE MORTGAGE: NONE THE RIGHT TO VERIFICATION LENDER OR BROKER AND MORT- OF THE DEBT AND IDENTITY OF G A G E O R I G I N A T O R S T A T E D O N THE ORIGINAL CREDITOR WITHIN M O R T G A G E : A B N A m r o M o r t g a g e THE TIME PROVIDED BY LAW IS Group, Inc. N/K/A CitiMortgage, Inc. NOT AFFECTED BY THIS ACTION. RESIDENTIAL MORTGAGE SERNOTICE IS HEREBY GIVEN, that VICER: CitiMortgage, Inc. default has occurred in conditions of MORTGAGED PROPERTY ADDRESS: the following described mortgage: 16100 Foliage Avenue, Rosemount, MN DATE OF MORTGAGE: November 10, 55068 2006 TAX PARCEL I.D. #: 227590003030 MORTGAGOR: M a n a l R a s h i d , a LEGAL DESCRIPTION OF PROP- single person. ERTY: MORTGAGEE: Mortgage Electronic Lot 3, Block 3, The Townhouses of Registration Systems, Inc. Shannon First Addition, Dakota DATE AND PLACE OF RECORDING: County, Minnesota. Registered November 29, 2006, Dakota COUNTY IN WHICH PROPERTY IS County Registrar of Titles, Document LOCATED: Dakota No. 601796, Certificate of Title No. ORIGINAL PRINCIPAL AMOUNT OF 141362. MORTGAGE: $141,300.00 ASSIGNMENTS OF MORTGAGE: AMOUNT DUE AND CLAIMED TO BE Assigned to: JPMorgan Chase Bank, DUE AS OF DATE OF NOTICE, INCLUD- National Association. ING TAXES, IF ANY, PAID BY MORT- Said Mortgage being Registered Land. GAGEE: $133,263.38 TRANSACTION AGENT: Mortgage That prior to the commencement of Electronic Registration Systems, Inc. this mortgage foreclosure proceeding TRANSACTION AGENT'S MORTMortgagee/Assignee of Mortgagee com- GAGE IDENTIFICATION NUMBER ON plied with all notice requirements as MORTGAGE: required by statute; That no action or LENDER OR BROKER AND MORTproceeding has been instituted at law G A G E O R I G I N A T O R S T A T E D O N o r o t h e r w i s e t o r e c o v e r t h e d e b t MORTGAGE: Fremont Investment & secured by said mortgage, or any part Loan thereof; RESIDENTIAL MORTGAGE SERPURSUANT to the power of sale con- V I C E R : J P M o r g a n C h a s e B a n k , tained in said mortgage, the above National Association described property will be sold by the MORTGAGED PROPERTY ADDRESS: Sheriff of said county as follows: 13333 Hummingbird Lane, Apple ValDATE AND TIME OF SALE: October ley, MN 55124 20, 2011 at 10:00 AM TAX PARCEL I.D. #: 01-56501-020-09 PLACE OF SALE: S h e r i f f ' s O f f i c e , LEGAL DESCRIPTION OF PROPLaw Enforcement Center, 1580 Hwy ERTY: 55, Lobby #S-100, Hastings, MN Lot Two (2), Block Nine (9), Paloto pay the debt then secured by said mino Cliffs 2nd Addition, Common Mortgage, and taxes, if any, on said Interest Community Number 257 premises, and the costs and COUNTY IN WHICH PROPERTY IS disbursements, including attorneys' LOCATED: Dakota fees allowed by law subject to ORIGINAL PRINCIPAL AMOUNT OF redemption within six (6) months from MORTGAGE: $308,000.00 the date of said sale by the AMOUNT DUE AND CLAIMED TO BE m o r t g a g o r ( s ) , t h e i r p e r s o n a l DUE AS OF DATE OF NOTICE, INCLUDrepresentatives or assigns unless ING TAXES, IF ANY, PAID BY MORTreduced to Five (5) weeks under MN GAGEE: $371,339.37 Stat. §580.07. That prior to the commencement of T I M E A N D D A T E T O V A C A T E this mortgage foreclosure proceeding PROPERTY: If the real estate is an Mortgagee/Assignee of Mortgagee como w n e r - o c c u p i e d , s i n g l e - f a m i l y plied with all notice requirements as dwelling, unless otherwise provided by required by statute; That no action or law, the date on or before which the proceeding has been instituted at law mortgagor(s) must vacate the property o r o t h e r w i s e t o r e c o v e r t h e d e b t if the mortgage is not reinstated under secured by said mortgage, or any part section 580.30 or the property is not thereof; redeemed under section 580.23 is PURSUANT to the power of sale 11:59 p.m. on _April 20, 2012, unless contained in said mortgage, the above the redemption period is reduced to 5 described property will be sold by the weeks under MN Stat. Secs. 580.07 or Sheriff of said county as follows: 582.032. DATE AND TIME OF SALE: SepMORTGAGOR(S) RELEASED FROM tember 2, 2011 at 10:00 AM FINANCIAL OBLIGATION ON PLACE OF SALE: S h e r i f f ' s O f f i c e , MORTGAGE: None Law Enforcement Center, 1580 Hwy "THE TIME ALLOWED BY LAW FOR 55, Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said T H E M O R T G A G O R ' S P E R S O N A L Mortgage, and taxes, if any, on said REPRESENTATIVES OR ASSIGNS, p r e m i s e s , a n d t h e c o s t s a n d MAY BE REDUCED TO FIVE WEEKS IF disbursements, including attorneys' A J U D I C I A L O R D E R I S E N T E R E D fees allowed by law subject to redempU N D E R M I N N E S O T A S T A T U T E S , tion within six (6) months from the SECTION 582.032, DETERMINING, date of said sale by the mortgagor(s), AMONG OTHER THINGS, THAT THE t h e i r p e r s o n a l r e p r e s e n t a t i v e s o r M O R T G A G E D P R E M I S E S A R E assigns unless reduced to Five (5) I M P R O V E D W I T H A R E S I D E N T I A L weeks under MN Stat. §580.07. DWELLING OF LESS THAN FIVE TIME AND DATE TO VACATE UNITS, ARE NOT PROPERTY USED IN PROPERTY: If the real estate is an AGRICULTURAL PRODUCTION, AND o w n e r - o c c u p i e d , s i n g l e - f a m i l y ARE ABANDONED." dwelling, unless otherwise provided by Dated: August 26, 2011. law, the date on or before which the CitiMortgage, Inc. mortgagor(s) must vacate the property Mortgagee/Assignee of Mortgagee if the mortgage is not reinstated under USSET, WEINGARDEN AND LIEBO, P.L.L.P. section 580.30 or the property is not Attorneys for Mortgagee/Assignee of �� Mortgagee

PUBLIC NOTICE

�� PURSUANT �� to the power of sale con tained in said mortgage, the above �� section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 12, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 12, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 13, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 28, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2835972 12/8/11

PUBLIC NOTICE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 24, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2837 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 1, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 17, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2837 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 5, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2837 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2842991 12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 MORTGAGOR(S): Susan K. Roverud, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage & Investment Consultants, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 27, 2007 Dakota County Recorder Document Number: 2540126 DATE AND PLACE OF REGISTERING: Registered: August 27, 2007 Dakota County Registrar of Titles Document Number: 616128 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683430 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

Transaction Agent Mortgage Identifi cation Number: 1003711-0000054979-7 Lender or Broker: Mortgage & Investment Consultants, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 143264 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 673 Brockton Curv, Eagan, MN 55123-1678 Tax Parcel ID Number: 10.32990.05.180 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen (18), Block Five (5), in Hills of Stonebridge, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,611.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC H O M E L O A N S S E R V I C I N G , LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022727F01 2840623 12/8/11-1/12/12

PUBLIC NOTICE

Lot Seven (7), Block Three (3), Hid den Forest COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $301,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $323,748.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 8, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 28, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 6, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 1, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 8, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 24, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416

Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 26, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 5, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2842912 12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 7 , 2003 MORTGAGORS: S t e v e n M . W o o d s and Mary Kay Woods, husband and wife. MORTGAGEE:ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Registered March 20, 2003, Dakota County Registrar of Titles, Document No. 492662, Certificate of Title No. 135613. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 208 Harold Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 027643004070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 4, Timberland- Knoll Acres, according to te recorded plat thereof Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,175.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 28, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6416 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 19, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 1, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6416 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2840413 12/8/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $359,100.00 MORTGAGOR(S): Gerald Rasmussen, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: August 11, 2005 Dakota County Registrar of Titles Document Number: 571769 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 4 6 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-46CB Dated: August 02, 2011 Registered: August 09, 2011 Dakota County Registrar of Titles Document Number: T682830 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700054508607 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132581 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4778 Slater Rd, Eagan, MN 55122-2364 Tax Parcel ID Number: 10-65870-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), St. Charles Wood, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $369,019.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE

��

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 8, 2011

27A

Capitol Commerce

Statewide ask force to address bullying Group to issue report suggesting changes to law by August 2012 by T.W. Budig ECM CAPITOL REPORTER

A mother spoke of her sonâ&#x20AC;&#x2122;s suicide at the launch of a task force on Tuesday, Nov. 29, one tasked by Democratic Gov. Mark Dayton to make recommendations on the problem of school bullying. Tammy Aaberg, whose 15-year-old son Justin was bullied in the Anoka-Hennepin School District and later committed suicide, appeared at a State Capitol press conference to endorse the creation of the task force. â&#x20AC;&#x153;Every day we do nothing leaves more students feeling defenseless and afraid of going to school,â&#x20AC;? Aaberg said. â&#x20AC;&#x153;Bullying and harassment happens daily in our schools, and is very harmful to students â&#x20AC;&#x201D; even sometimes deadly, as in my sonâ&#x20AC;&#x2122;s Justinâ&#x20AC;&#x2122;s case.â&#x20AC;? The task force, which will be made up of state officials, legislators, and members of the public is charged with issuing a report by August

MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW Y OR K , A S T R U S TEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022182F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 04, 2011 at 10:00 AM has been postponed to December 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 31, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW Y O R K, A S T R U S TEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 05, 2011 at 10:00 AM has been postponed to January 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW Y OR K , A S T R U S TEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022182F01 2842899 12/8/11

Photo by T.W. Budig

Tammy Aaberg, whose teenage son Justin was a victim of bullying in the Anoka-Hennepin School District, appeared at the State Capitol on Nov. 29 to endorse the creation of an anti-bullying task force. 2012. The group is to study best practices, analyze existing policies and laws, confer with experts, clearly define what is meant by bullying, intimidation and harassment. â&#x20AC;&#x153;The (Minnesota bully-

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 06, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,520.00 MORTGAGOR(S): Edwin Ortega and Jasmine Ortega, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: February 01, 2005 Dakota County Recorder Document Number: 2291127 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-BC3 Dated: January 27, 2011 Recorded: January 28, 2011 Dakota County Recorder Document Number: 2782714 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910003123953 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8908 Brunswick Path, Inver Grove Heights, MN 55076-5162 Tax Parcel ID Number: 20-11777-105-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2105, Common Interest Community No. 306, a condominium, The Gables at Arbor Pointe, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $233,846.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ing) statute is only 37-words, so it begs for improvement,â&#x20AC;? Dayton said. Dayton spoke of the â&#x20AC;&#x153;emotional tortureâ&#x20AC;? some students endure at the hands bullies, and said every child should feel safe and respect-

y g by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 23, 2012, or the next business day if March 23, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 11, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon fka The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-backed Certificates, Series 2005-BC3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019106F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 23, 2011 at 10:00 AM has been postponed to October 31, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 14, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon fka The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-backed Certificates, Series 2005-BC3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 31, 2011 at 10:00 AM has been postponed to December 01, 2011 at 10:00 AM in the Dakota County Law

ed for who they are. Aaberg stressed that antibullying policies should be inclusive. Policies should be aimed at protecting children from bullying for reasons of race, religion, sexual orientation, physical appearance and religion. School boards need guidance, Aaberg said. Protocols need to be in place to educate bullies on the affects of the their behavior, she explained. She also spoke of the need for stronger enforcement regarding school districtsâ&#x20AC;&#x2122; responses to bullying. Former Republican Gov. Tim Pawlenty vetoed a bullying bill in 2009 that would have created the classifications Aaberg calls for. â&#x20AC;&#x153;I wonder how many lives would have been saved had the bill passed in 2009 instead of being vetoed,â&#x20AC;? she said. Pawlenty at the time called bullying a serious problem, but argued the legislation passed by the then

y Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon fka The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-backed Certificates, Series 2005-BC3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 01, 2011 at 10:00 AM has been postponed to January 03, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 01, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon fka The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-backed Certificates, Series 2005-BC3 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019106F02 2842547 12/8/11

PUBLIC NOTICE

DFL-controlled Legislature was duplicating existing state law. Sen. Scott Dibble, DFLMinneapolis, and Rep. Jim Davnie, DFL-Minneapolis, two lawmakers who have worked on bullying legislation, appeared at the press conference and also endorsed the formation of the task force. Dibble called it an issue â&#x20AC;&#x153;crying out for leadership.â&#x20AC;? Recently, Democratic Attorney General Lori Swanson proposed anti-bullying legislation, and Dayton views his and Swansonâ&#x20AC;&#x2122;s efforts as complementing the other. Although Dayton said there was no reason the task force couldnâ&#x20AC;&#x2122;t conclude its report prior to August 2012, Dibble is â&#x20AC;&#x153;dubiousâ&#x20AC;? of an anti-bullying bill being passed by the Republican-controlled Legislature after lawmakers return to the Capitol in January. T.W. Budig is at tim.budig@ ecm-inc.com.

tion, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $51,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $51,888.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 8, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300

Civil War from Page 7

rian, noted the Civil War period also included the Dakota War of 1862 â&#x20AC;&#x201D; â&#x20AC;&#x153;a tragic episode in Minnesota history,â&#x20AC;? he said. Urdahl expressed hope the Civil War commemoration could serve as conciliation toward Minnesotaâ&#x20AC;&#x2122;s Native Americans. Other objectives of the task force is the start of a website, preparation of â&#x20AC;&#x153;This Week in the Civil Warâ&#x20AC;? press releases, tours of Dakota War sites next summer and other goals. Secretary of State Mark Ritchie is the task forceâ&#x20AC;&#x2122;s other co-chair. To enter the contest, logo PDFâ&#x20AC;&#x2122;s must measure 8.5 inches by 11 inches and be smaller than 10 megabytes in size. The PDF should be emailed to civilwartaskforcelogo@mnhs.org. The contest is open to all Minnesotans of all ages. Deadline for submission is 5 p.m. Dec. 30. For more information, call (651) 259-3130. T.W. Budig is at tim.budig@ ecm-inc.com.

Minneapolis, MN 55416 (952) 925-6888 11-120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 30, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 11, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 29, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 9, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 29, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836249 12/8/11

28A

December 8, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota Arts ‘Nutcracker’ returns to Burnsville PAC

Experience Elvis

Twin Cities Ballet of Minnesota presents the Christmas classic Dec. 9-11 Twin Cities Ballet of Minnesota has found magic in its new home at the Burnsville Performing Arts Center. The nonprofit dance group, formerly known as Lakeville City Ballet, is run by Rick and Denise Vogt of Lakeville’s Ballet Royale dance studio. They moved their flagship holiday production of “The Nutcracker” to the Burnsville venue in 2010 after several years of staging the show at Lakeville South High School. “The whole theater experience – for the dancers, producers and audience – has been tremendous,” Rick Vogt said of the move to the 1,000-seat Performing Arts Center. “The move was to better reflect the quality and level the show has achieved.” The cast of approximately 120 in this year’s show consists of professional dancers and ballet students, the bulk of whom hail from Ballet Royale. They’ll be presenting “The Nutcracker” five times over three days, Dec. 9-11. Tickets range from $12 to $26 and are available at the box office and via Ticketmaster at (800) 982-2787 or ticketmaster.com. More information about the production is at TwinCitiesBallet.org. —Andrew Miller

Photos by Rick Orndorf

Above: More than 100 dancers, both ballet students and professionals, have a part to play in Twin Cities Ballet’s “Nutcracker” production. Left: Carly Fredericks and Rachel Schwartz, both 14 and of Lakeville, rehearsed their roles in “Nutcracker” on Tuesday at the Ballet Royale studio in Lakeville.

File photo

The Burnsville Performing Arts Center has announced it will host “Hope is Alive,” an Elvis tribute concert and silent auction to benefit St. Jude Children’s Research Hospital, on Saturday, Jan. 21. The concert will feature The Elvis Experience (above), the father-and-son duo of Steve and Tommy Marcio, whom south-of-the-river audiences may remember from their hip-swiveling, lipcurling performances at Burnsville’s Wednesdays in the Park summer concert series. Tickets for the Jan. 21 event are $21 and can be purchased at the Performing Arts Center’s box office and through Ticketmaster at (800) 982-2787 or Ticketmaster.com.

Theater and Arts Briefs Auditions set for ‘Peter Pan’

Acrobatic splendor to be on display

Potters have donated their time to produce approximately 60 soup bowls, which will be available at a suggested donation of $8 each. All proceeds will go to 360 Communities food shelf. The Lakeville Area Arts Center is located at the corner of Holyoke Avenue and 210th Street. For more information, call (952) 985-4640.

Children’s Castle Theater will hold auditions for the musical “Peter Pan” from 6:30 to 8:30 p.m. Monday and Tuesday, Dec. 12 and 13, at the Lakeville Area Arts Center, 20965 Holyoke Ave., Lakeville. The script includes more than 60 singing roles for ages 5 and older as well as a handful of non-singing roles. Visit www.childrenscastletheater.com or email childIn April 2010, Mike Link renscastletheater@gmail.com and Kate Crowley, a local refor more information. tired couple, set off from Duluth on a 145-day, 1,550-mile hike around Lake Superior. The couple will share their experience, including stories The Lakeville Area Arts of people they met and the Center will host its annual wilderness they explored in Holiday Art Sale from noon an effort to preserve freshto 5 p.m. Friday, Dec. 9, and 9 water from 11 a.m. to noon a.m. to 1 p.m. Saturday, Dec. Saturday, Dec. 10, at Galaxie 10. The sale will remain open Library, 14955 Galaxie Ave., through Dec. 16 during busi- Apple Valley. For more information, ness hours. visit www.dakotacounty.us/liAs part of this sale, the pottery studio will sponsor brary or call (952) 891-7045. an “empty bowls” fundraiser.

Couple’s 1,550mile hike featured

Art sale, empty bowls fundraiser

Photo submitted

Acrobatics, juggling, dance – even martial arts – will be featured at “Fenmo: The Beauty of Acrobatics,” a 100-minute show presented by two Chinese performance troupes at 7:30 p.m. Dec. 16 and 17 at the Burnsville Performing Arts Center. Tickets range from $23 to $50 and are available at the Burnsville PAC’s box office and via Ticketmaster at (800) 982-2787 or Ticketmaster.com.