12/23/2010 - Dakota County Tribune Business Weekly by Dakota County Tribune

ERIN JOHNSON JESSICA HARPER T.W. BUDIG

Nonprofit founder among Women of Worth 7A Ryt-way of Lakeville acquires Michigan firm 7A A good year for gambling legislation? 12A

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DATE ##, 2009 DECEMBER 23, 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 43

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Airlake Industrial Park manufactures big results for region Local collaboration is a key to success

INSIDE BIZ FORUM

The deflated Metrodome may be a symbol of what is to come in the debate over a Minnesota Vikings stadium. DON HEINZMAN 4A FORUM

Regardless of how you celebrate Christmas, this is a season to reach out and rejoice. 4A JOE NATHAN BUSINESS 101

Coaching tied to problems in the workplace must be tailored to the need. 5A

Photo by Rick Orndorf

Airlake Industrial Park is a major business hub in Dakota County and a major employer and taxpayer in Lakeville. According to the city, Airlake accounts for $4 million in tax revenue to all taxing authorities and 4,200 of Lakeville’s 18,503 jobs. Olson said the park is something many by Kevin Stirtz DAKOTA COUNTY TRIBUNE people in the area might not know about beWhat do hot rods, frozen food, ar- cause of how Lakeville has developed. tificial hips, hair shampoo and books on “The city of Lakeville has grown up how to blacksmith have in common? around Airlake Industrial Park,” he said, notYou might be surprised, but there ing that when the park was conceived some are more than a few people in Lakeville 40 years ago Lakeville was mostly open land. who could easily answer this question. Most of the development in Lakeville is They could because they’ve worked in or north of Airlake Park, so it’s easy to miss. around the area’s largest industrial park where all these products (and more) are Planes, trains and automobiles created. are a factor Since the late 1960s (remember long hair, That open land Olson referred to was a muscle cars and the Beatles?), Airlake Inmajor reason Airlake Park’s original developdustrial Park has been a cornerstone of deers located it where it is. And the property has velopment and job creation for the city of a rail line and close access to County Road 70 Lakeville and the surrounding region. But and Interstate 35, giving it a big transportaunless you work there you might not even tion advantage over other locations. realize what it is or what it means to the reTo make the park even more enticing to gion. business owners and executives, the developOne man who knows the park well says ers added an airport that can accommodate Lakeville is fortunate to have it here. David corporate jets and helicopters. In fact, today Olson, the city’s director of community and 10 to 15 percent of the park’s businesses use economic development, said that “Airlake the airport, said Jack Matasosky, president Park has been a tremendous benefit to the See Airlake, 2A city of Lakeville over the years.”

BOB NOAH FINANCIAL SENSE

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Health care costs are still going up. The share paid by employees is going up with them. 5A

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December 23, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Airlake/from 1A of APPRO Development, which has been involved with Airlake for some 30 years. While the little airport is a nice luxury for the corporate executives who fly in and out on business, the airport has recently taken on a more important, even life-saving, role for the southern metro area. Four years ago, North Memorial Health Care opened an air ambulance service at Airlake Park’s airport. “This fills a gap in our service area,” said Mike Parrish, vice president of Primary Care Operations for North Memorial, who is responsible for the air ambulance service. “Now we can offer a much faster response time to people in the south metro than ever before.” Parrish noted that the air ambulance can actually land at the scene of an accident to ensure victims get the care they need as fast as possible. “After a serious accident, seconds count,” Parrish said.

A local economic engine With 1,500 acres, 120 businesses and roughly 4,200 jobs, Airlake Industrial Park is undeniably an economic engine for the Lakeville area. According to the Metropolitan Council, there are 18,503 jobs in Lakeville. That means Airlake Park accounts for just over 22 percent of all jobs in the city. Even better, many of these are technical, engineering and managerial. “For example, Mendell

is full of computer wizards,” said Matasosky. “Those jobs pay extremely well.” Matasosky added that about 80 to 90 percent of the businesses in Airlake Park are owner occupied, meaning they are locally owned businesses. And many of these owners live in Lakeville or the surrounding area, meaning their income has an even greater local impact. Another important measure of economic impact is tax revenue generated by Airlake Park. According to the city, Airlake Park, as a whole, pays over $4 million a year in local taxes to the state, county, school district and city. But the benefit of a development like Airlake Park goes beyond raw numbers. There are other important benefits a place like Airlake Park creates. Carl Tuttle, vice president of operations and corporate strategies for Bellisio Foods, said Airlake gives Bellisio an edge in recruiting new employees. “Being here gives us a definite advantage in our recruiting,” he said. “Because the park has so many businesses, it draws more people from temporary agencies, so we have a larger pool of potential employees to choose from.” Alan Krysan, president of Finney Co., also sees operational benefits for his company now that it is located in Airlake Park, after moving from St. Louis Park. “About 70 percent of our employees live in the

area so we no longer worry about snow days,” Krysan said. “We’re a top-five book distributor in Florida. Our customers there don’t care if Minnesota had a blizzard last night. They want their books.” Krysan also sees a productivity advantage to having employees live close to home, as many in Airlake Park do. “We no longer have the stress and venting time every morning due to bad weather and traffic,” said Krysan. “You’d be surprised what a difference that makes in a small company.”

Succeeding with collaboration “Airlake Industrial Park is a valuable asset to Lakeville and the area. We’re happy to have them here,” said Todd Bornhauser, executive director of the Lakeville Area Chamber of Commerce. Bornhauser’s comment sums up the reason Airlake Park seems to work so well. There is a strong partnership among the city of Lakeville, the Chamber of Commerce and the people who manage and develop Airlake Park. And from a tenant’s perspective, they work together very well. “The city and Airlake work well together to make this a good place to do business. We know this from experience,” said Krysan, who relocated his company here four years ago from St. Louis Park. “In 60-plus years we never heard from the city of St. Louis Park. In just four

years, we’ve been welcomed by the city of Lakeville and the Chamber of Commerce and recognized during Manufacturing Week.” The city of Lakeville’s Olson affirmed the city’s commitment to this collaborative effort. “We work hard to partner with Airlake Park and the chamber to make Lakeville a

good home for businesses.” If the city and chamber welcome Airlake Park’s businesses with open arms, many of those businesses seem to reciprocate. Bornhauser noted that, citywide, about one-third of all businesses are chamber members. Yet in Airlake Park that share is closer to 50 percent.

For many residents of the south metro area, Lakeville’s Airlake Industrial Park remains a hidden giant. But whether you’ve never heard of it or you’ve worked there for 30 years, Airlake Park continues to have a positive impact on the Lakeville area and its people.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 23, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades CHRISTINE JOHNSON Earns chiropractic degree from Northwestern Health Sciences University

Christine Johnson, formerly of Lakeville, recently received her doctor of chiropractic degree from Northwestern Health Sciences University in Bloomington. She is the wife of Casey Johnson and the daughter of David and Kay Bartholomew of Prior Lake. Johnson was one of 102 students who graduated from the College of Chiropractic in November 2010. While attending Northwestern, Johnson completed both her bachelor’s and doctorate degrees. Prior to attending Northwestern, she attended Normandale Community College in Bloomington, where she earned an associate degree in art, with an emphasis in chemistry. She currently lives in Prior Lake, and will be practicing in the Twin Cities. PAUL DOMROSE Completes Career Agents Course at University of Farmers

Paul Domrose, Farmers insurance agent in Eagan, has completed the Career Agents Course at the University of Farmers in Agoura Hills, Calif. The five-day course gives an agent the ability to learn how to successfully understand the needs of Farmers’ customers and help them choose the right insurance to meet their needs.

Business Briefs LAKEVILLE COMMERCIAL/ INDUSTRIAL UTILITY FEES The city of Lakeville is facing increasing utility costs and maintenance needs in 2011, which will necessitate slightly higher utility fees for businesses. The increases are due to higher sewage treatment rates imposed by Metropolitan Council Environmental Services; rate increases by electric utility companies; higher surface water management fees; and several major maintenance projects, including protective sealing of the Fairfield water tower.

Business Briefs FRONTIER COMMUNICATIONS NAMES CAMPBELL MITHUN AS AGENCY OF RECORD Frontier Communications, a provider of communications services to rural America with regional offices in Burnsville, has awarded its national and regional advertising account to Campbell Mithun. Campbell Mithun will support all marketing efforts to Frontier’s 4 million residential and commercial customers in 27 states, provide strategic direction, and coordinate all creative and media buying assignments. “The selection of Campbell Mithun was a very important decision by Frontier. We tripled in size on July 1, 2010, in terms of both customers and employees. We are committed to aggressively deploying broadband in our new markets and to increasing broadband availability in our legacy markets,” said Gayle Bock, senior vice president of marketing at Frontier. “We’re thrilled to partner with Campbell Mithun. Their team demonstrates a clear understanding of Frontier’s culture, our brand positioning, and, most importantly, our passion for putting the customer first. The agency will help us make the ‘New Frontier’ more visible to all of our constituents — customers, shareholders, employees — and will take our ‘Conversation Company’ to the next level.” Bock emphasized that Campbell Mithun’s understanding of Frontier’s local engagement model was key to its selection. Campbell Mithun brings to Frontier 23 years of experience in the communications industry as well as a strong media offering in its Compass Point Media unit. Campbell Mithun’s expertise extends to retail and businessto-business segments as well. HEALTHFITNESS PARTNERS WITH CAREFIRST BLUECROSS BLUESHIELD CareFirst BlueCross and BlueShield (CareFirst) and HealthFitness have entered into an agreement through which HealthFitness will provide comprehensive wellness and preventive services to CareFirst members via Web, telephone and at the worksite. CareFirst is the largest health care insurer in the Mid-Atlantic region, serving nearly 3.4 million members. Through CareFirst, HealthFitness will provide employers with wellness programs and deliver data reporting that will track member engagement for each employer and overall outcomes.

Business Briefs

LIA SOPHIA NAMES TOP SALES ADVISORS

LANGER REAL ESTATE SERVICES CELEBRATES 20 YEARS

Fashion jewelry company lia sophia recently announced the following recipients of top honors for its Excellent Beginnings Program Achievers. • Tara Odegard of Apple Valley • Pam Farmer of Burnsville • Kari Del Vecchio of Burnsville • Marcie Skoglund of Eagan

Langer Real Estate Services, West St. Paul, is celebrating 20 years in business. The company specializes in commercial real estate in the southeast metropolitan area. Langer has provided services in sales, leasing, property management, 1031 exchanges, and the development of commercial properties for more than two decades.

NACR EARNS ACCREDITATIONS

JBL COMPANIES’ VICE PRESIDENT COMPLETES TRANSACTIONS

As part of its ongoing initiative to expand its technical certifications and multivendor expertise, Eaganbased communications solutions provider NACR (North American Communications Resource Inc.) has earned additional accreditations in support of the Avaya Agile Communication Environment and Avaya Aura Contact Center. As an accredited provider, NACR is authorized to install and maintain Avaya ACE, which provides interfaces for developing custom applications and for prepackaged applications that integrate with common business platforms. In addition, the company has earned Service Assist accreditation for sales of the Avaya Aura Contact Center – including Contact Center 7 and Avaya’s next-generation product – and will complete Full Service requirements in the near future.

Andy Manthei, vice president of brokerage services with Eagan-based JBL Companies, recently completed the following commercial real estate transactions: • Represented the landlord of Mendota Heights Executive Center in a lease with ProCard Direct Inc. • Represented the owner in the sale of Gem Lake Gas Station to S.G.S. Holdings Inc. • Represented the landlord of Lone Oak Center in leases with Bare Skin LLC and HealthSource Chiropractic. NEW DCR CHAMBER OF COMMERCE MEMBER New member of the Dakota County Regional Chamber of Commerce: • Eagan.Patch.com 1409 Nevada Ave. S. St. Louis Park, Minn. (612) 381-6343 www.eagan.patch.com

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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December 23, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Here lies the deflated Metrodome, now a symbol for building a new Vikings stadium by Don Heinzman TRIBUNE COLUMNIST

The deflated Metrodome may be a symbol of what is to come in the debate over building a new football stadium for the Minnesota Vikings. The Vikings’ season record so far and the anemic economy does not bode well for spending taxpayers’ money to build a new stadium. Phil Krinke, president of the Minnesota Taxpayers Association, is the latest to come out against a new stadium for the Vikings, stating flatly, “The most obvious reason the Minnesota Legislature has been reluctant to heft most of the cost of a new Vikings stadium is: They don’t need one.” During the past 10 years, taxpayer money in one form or another has been used to build the Xcel Center in St. Paul, the TCF football stadium at the University of Minnesota and the Target baseball field in Minneapolis. The Metrodome, which used bonds backed by the public, but paid for through operations, was built in 1982

Tribune Columnist Don Heinzman as a football stadium. It has been the home of two World Series, an All Star Game and the NCAA Final Four. It also hosted a Super Bowl (Vikings not included) on Jan. 26, 1992. Building a new football stadium for the Minnesota Vikings is a high-stakes game, because the Vikings have said they will not renew their lease at the Metrodome after next year’s season. If the Vikings can’t get a new stadium, they will have to consider moving to a city that wants them and either has a stadium or is willing to build one. A spokesperson said backers in Los Angeles have contacted the Vikings, who have told them they prefer to stay in Minnesota. The Vikings are and have been the

most popular major league sports team in the state, but when polled, people oppose using taxpayer money to build the stadium the Vikings are requesting. The obvious solution is to remodel the Metrodome to suit the Vikings and have them play a few years at TCF stadium, but the Vikings have rejected that solution. Building a new stadium with a retractable roof on the Metrodome site is estimated to cost $954 million, according to a plan from the Metropolitan Sports Commission. Another option that fans could support is to expand TCF stadium from 50,000 to 80,000 seats on the campus of the University of Minnesota and allow the Vikings to play their games there. The state already is committed to paying $137.2 million of that $288.5 million cost, with the university and other corporations paying the balance. The Vikings are hoping the Legislature and Gov. Mark Dayton will come up with a solution at a time when the state is facing a $6 billion structural

deficit and when the Republicans have majorities in both houses. Opinion polls suggest the public could support a state-run Racino at Canterbury Downs, which backers say could provide $40 million a year to pay for a football stadium. Skeptical taxpayers could support a remodeled Metrodome. They could be persuaded to support an expanded open-air TCF Bank Stadium where a maximum of 25 home games would be played and there would be no fear of the roof falling down. Don Heinzman, chairman of the ECM Editorial Board, can be contacted at don. heinzman@ecm-inc.com. The Dakota County Tribune is part of ECM Publishers Inc. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

Regardless of how you celebrate Christmas, reach out and rejoice

(USPS 147240) Publisher............................. Julian Andersen

by Joe Nathan SPECIAL TO THE TRIBUNE

More than 50 years ago, a wise Rabbi answered my question, “What should Jewish people do at Christmas time?” He responded, “Reach out and rejoice.” That was good advice in 1960, and it’s good advice now. First, he encouraged all of us (in the youth group meeting with him) to reach out to at least one person with whom we had argued or angered (or both) during the year. “Apologize and ask to work together in the coming year,” he told us. Second, he suggested that we think about how we could help at least one other person or family who was not as fortunate. Whether with financial or other contributions, many of us do that. Next, he encouraged us to think about how religion can bring together or divide us. We saw examples then (some people interpreted their religion as proclaiming the superiority of white people. Some people interpreted their religion as proclaiming the humanity of all God’s children). We see the same today – some using their religious principles to justify murdering others. Fortunately, many more of us believe their religion encourages

Guest Columnist Joe Nathan

us to work together. My favorite religious reading comes from the book of Micah: “Do justice, love mercy and walk humbly with thy God.” So for me, Christmas is a time first to reach out and say: “Thanks to you who read this column, and to the editors who decide to share the column with you. My apologies to those who have been angered or offended by what I’ve written. My goal in each column is to be useful. Sometimes provocative, sometimes challenging, sometimes complimentary – but always useful.” Then there was the advice to rejoice. So here’s my “dirty little secret.” I love a lot of Christmas music (I can’t and won’t speak for all Jewish people). But like the best of music, some Christmas music is incredibly stirring. Perhaps my favorite song is “O Come, O Come, Emmanuel.” I think that Jesus was one of the wisest people God sent, rather than

the only “son of God.” I don’t think he was sent to free captive Israel, as the song suggests. I know and respect many of you who think that was one of the things he did. The enormous passion and power of Christmas music helps illustrate why I write occasionally about the value of music in schools. There is something stirring about the best music that can touch – can inspire – us in ways that nothing else can. As I’ve mentioned, singing “We Shall Overcome” gave millions the courage to keep marching in the 1960s. But that’s for another day. Christmas music commemorates an immensely important event in world history. It helps us rejoice, regardless of our interpretation of who Jesus was, and what he did. Regardless of how you celebrate Christmas, perhaps that advice to reach out and rejoice is helpful. To each of you, I wish a joyous and healthy holiday. Joe Nathan is a former public school teacher, administrator, PTA president, and now directs the Center for School Change at Macalester College. He can be reached at jnathan@macalester.edu.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 23, 2010

Business 101

Needs improvement: selecting the coaching option by Bob Noah SPECIAL TO THE TRIBUNE

In the workplace, coaching often starts with a problem. Something isn’t working right and someone needs to do something about it. It shows up as a performance problem and is recorded in someone’s evaluation. Let’s take the case of Joe and Tom’s company (the names have been changed to protect confidentiality). In the first week of the new year, Joe and Tom’s performance came under scrutiny and was judged to fall below the level needed for their company to be sufficiently profitable. The dreaded “needs improvement” performance rating was recorded on both their evaluations. Joe and Tom were supervisors in the manufacturing plant. Between them, they

Make It Happen Bob Noah

directed the entire manufacturing operation – Tom overseeing the first half of the manufacturing process and Joe, the last half. The problem was that 12 hours of overtime for about a hundred employees had become the norm, not the exception. And even with all of that overtime, shipments were late, sales were being lost because lead times quoted were longer and longer, and the company had too much of its working capital tied up in WIP (that’s work-in-process, the amount of material that is spread throughout the production floor in one stage or another on its way to be-

coming a finished product).Morale was low, people were angry, turnover was high and the company was bleeding money. Something had to be done, and it was up to Joe and Tom to fix it. When companies face problems like this, they typically handle it in a few different ways. They may give Joe and Tom a deadline for improvement to save their jobs; they may send both of them to a workshop or class to bone up on their skills; or they could ask them to work with a coach to learn how to fix the problem and develop new skills and habits. The general manager on the third option. He brought in a coach to work with his two production supervisors. The coaching included

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

an initial walkthrough of the manufacturing plant and a sit-down interview with the general manager and the two supervisors. Then the coaching itself was conducted by telephone, a half hour or so per call, three times a month, and one call per month with the general manager to keep the coaching on track. The coach helped Joe and Tom learn to see the production process from a lean manufacturing perspective. They learned how to direct the flow of production, how to build collaborative relationships with the lead and frontline workers, and how to mea-

ond, third, fourth and fifth months each saw incremental increases in productivity, throughput, and profit, and there were reductions in the amount of capital tied up in work-in-process. The plant was running smoother and products were moving through the production process quicker. By the time Joe and Tom had their six-month followup performance review, the company had gained $1.7 million in improved revenue as a result of their work. Joe and Tom both received nice raises and an “exceeds expectations” performance rating.

sure throughput to determine the success of their efforts. In the first month, overtime for 100 workers was reduced by 12 hours a week, giving the workers back their Saturdays and improving morale. At the same time, throughput was increased by 10 percent, WIP was reduced by 30 percent and deliveries were getting shipped on time. Bob Noah is a coaching and At the beginning of the second month, the coach mentoring instructor at Dakota brought in a workshop to County Technical College in teach basic lean manufac- Rosemount. He is also presituring principles to all the dent of Noah Onboard. He can lead workers. As the coach- be reached at 9376624@gmail. com. ing continued, the sec-

Financial Sense

Strategies to keep your health care spending under control Health care reform promises to offer health insurance coverage to a wider variety of Americans, but it doesn’t mean health care is going to become cheaper, at least not in the short term. A September study by Hewitt Associates notes that 2011 health care cost increases will be at their highest levels in five years with an average 8.8 percent premium increase for employers, compared with 6.9 percent in 2010 and 6 percent in 2009. Hewitt said the average total health care premium per employee for large companies will be $9,821 in 2011, up from $9,028 in 2010. The amount employees will be asked to contribute toward this cost is $2,209, or 22.5 percent of the total health care premium – an increase of 12.4 percent from 2010 levels, when employees contributed $1,966, or 21.8 percent, of the total health care premium. Average employee outof-pocket costs, such as copayments, co-insurance and deductibles, are expected to be $2,177 in 2011 — a 12.5 percent increase from 2010 ($1,934).

These projections mean that in a decade, total health care premiums will have more than doubled, from $4,083 in 2001 to $9,821 in 2011. Employees’ share of medical costs – including employee contributions and out-of-pocket costs – will have more than tripled, from $1,229 in 2001 to $4,386 in 2011. So what can you do? You need to make a big change in your mindset about what you spend on health care, no matter how great your coverage. Increasingly, people will need to shop for health care coverage and services much like they comparison shop for food and merchandise. Employers and insurers will continue to shift costs to individuals for a variety of health care services, and though the initial adjustment might be scary, those that get the hang of it early will become better at selecting health care overall. With the cost of medical care, it makes sense to get outside advice. A qualified financial planner can discuss all medical issues you have as part of your financial planning process.

But here are some potential money-saving ideas to consider in the future: • Do a procedure pricecheck: Yes, it’s possible to know what procedures cost in your area. When time is of the essence, many individuals and families simply want medical procedures done only to find shocking cost numbers later. It’s absolutely appropriate to talk through the various cost factors of operations and treatments at the time you’re discussing the medical benefits of that treatment. In fact, the question, “Why does it cost so much?” is a way to get doctors to fully justify their recommendations on care and to find out if they also might suggest treatments that are just as effective but significantly less expensive. There are also online resources that might help you make a decision, including Healthcare Blue Book (www.healthcarebluebook. com), a nationwide site that offers averages on hundreds of medical, dental, laboratory test, surgical and medical equipment costs by ZIP code. At the very least, these services offer ways to start the pricing discussion.

• Plan your FSA strategy: Health care reform has made some changes to flexible spending accounts for 2011. Starting in 2011, employees will no longer be able to use FSA money for non-prescription drugs (except insulin). FSA coverage for children, however, has expanded. Employees can use funds to pay medical costs for any child who is under the age of 27 by the end of the year. However, there will be lower contribution limits in the future. In 2011, employers are permitted to allow contributions of up to $4,000 in FSAs, but that limit will shrink to $2,500 in 2013 – so employees planning expensive procedures might want to stockpile funds there now. • Take responsibility for your own health: Want to save money on health care overall in the future? Lose the weight. Quit smoking. If you have a history of family disease, start examining those risk factors now. • Involve your doctors in your affordability quest: Yes, there are some doctors who charge a lot of money to do what they do. That doesn’t mean they won’t

fight for you if you need a procedure and you can’t afford it or your insurance won’t pay. Hospital administrators listen to doctors who bring patients to their institution, so work together. • Put your health insurer to work: The best time to understand your insurer’s advocacy processes – assuming they exist – is well before you need them. Call your claims department and ask how they advocate for insured customers if a procedure bill comes in too high. Obviously, if you do your due diligence on average fees before you need a procedure this will be less of an issue, but it’s important to know if your insurer will work with you to audit and negotiate a hospital bill if your out-of-pocket numbers come in high. • Scrutinize your bills: When it comes to medical billing, mistakes get made, either intentionally or unintentionally. Talk these issues over with your insurer and go back to the practitioner or institution to get clarification and demand an audit if necessary. • Get advice from the

state: Some states have very stringent laws governing health insurance and medical costs; some don’t. Read as much as you can about how your state insurance and medical licensing departments operate and find out what you can about their role as patient advocates. • Question follow-ups and other procedures: Whenever tests or visits are necessary, politely ask why. Everyone’s situation is different, but make sure you have a justification for any cost move you make. • See what cash can do: If your insurance won’t cover particular procedures, see if paying with cash can get you a discount with the institution or practitioner. This column is provided by the Financial Planning Association of Minnesota, the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. FPA of Minnesota can be found online at www.fpamn.org.

December 23, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Homes sales at 2007-08 levels for November Home sales in the Twin Cities for the month of November returned to 2007 and 2008 levels. When compared to a year ago, they show a sharp decline because of last yearâ&#x20AC;&#x2122;s expiring homebuyer tax credit.

Comparing sales from last year Home sales were off 39 percent to 2,623 sales this November compared to 4,304 sales last November. â&#x20AC;&#x153;The numbers are comparing apples to oranges because last year at this time, homebuyers were racing to take advantage of the homebuyer tax credit,â&#x20AC;? said Tony Maurer, president of the St. Paul Area Association of Realtors, which includes Dakota County. â&#x20AC;&#x153;Last November was an anomaly because of the credit. When you look at the sales for the previous two Novembers in 2008 and 2007, the numbers this year are very similar. â&#x20AC;? November Twin Cities Home Sales â&#x20AC;&#x201C; Year-to-Year Comparison Chart Year Sales 2010 2,623 sales 2009 4,303 sales 2008 2,577 sales 2007 2,618 sales The American Recovery and Reinvestment Act of 2009 expanded the firsttime homebuyer credit by increasing the credit amount to $8,000 for purchases made in 2009 before Dec. 1. â&#x20AC;&#x153;We are seeing sales numbers similar to that of 2007 and 2008 for November. We expect to see the sales comparison numbers steady next month when we report December, because last yearâ&#x20AC;&#x2122;s December numbers werenâ&#x20AC;&#x2122;t as affected by the tax credit,â&#x20AC;? Maurer added.

Comparing sales from last month

City

Sales 2010 Apple Valley 52 Blaine 52 Bloomington 54 Brooklyn Park 74 Burnsville 38 Coon Rapids 49 Cottage Grove 29 Eagan 48 Eden Prairie 63 Edina 58 Farmington 22 Forest Lake 23 Hastings 31 Inver Grove Heights 24 Lakeville 45 Maple Grove 65 Maplewood 21 Minneapolis 271 Oakdale 39 Plymouth 43 Rosemount 21 Roseville 17 Shakopee 57 Shoreview 18 South St Paul 20 St Paul 215 Stillwater 30 White Bear Lake 13 Woodbury 52

sales in November, down from 2,721 sales in October. Compared to October, â&#x20AC;&#x153;We expect to see about sales in the metro were 2,400 sales in December,â&#x20AC;? down 3.6 percent to 2,623 said Maurer. â&#x20AC;&#x153;Thereâ&#x20AC;&#x2122;s sales

% Change Median Price 2009 2010 2009 78 -33% $172,900 $177,250 104 -50% $162,737 $179,900 85 -36% $139,000 $170,900 134 -44% $132,000 $150,000 78 -50% $146,975 $187,750 84 -42% $125,000 $147,100 50 -42% $168,900 $174,750 85 -44% $202,450 $179,900 55 +15% $315,000 $199,900 58 0% $393,750 $311,000 37 -41% $151,125 $185,000 26 -12% $115,000 $147,000 32 -3% $145,000 $187,500 32 -25% $179,950 $141,000 53 -15% $232,000 $222,000 88 -26% $335,000 $222,500 47 -55% $150,000 $175,000 526 -49% $160,000 $157,750 53 -26% $150,000 $159,900 72 -40% $238,000 $260,500 34 -38% $208,300 $207,450 31 -45% $148,400 $190,000 71 -20% $172,900 $182,000 31 -42% $191,950 $210,000 33 -40% $137,025 $136,900 374 -43% $116,500 $130,000 25 +20% $249,950 $214,900 43 -70% $152,000 $179,000 85 -39% $249,950 $199,950

activity in the market, even in the colder months. â&#x20AC;? In St. Paul, home sales declined 42.51 percent in November to 215 sales,

-12% -10% -19% -12% -22% -15% -3% -12% +58% +27% +18% -22% -23% -28% +5% +50% +14% -1% +6% -9% -0% -22% -5% -9% 0% -10% +16% -15% +25%

of 2010 when the median price of a home was also $170,000. In St. Paul, the median price of a home was $116,500 this year and $130,000 a year ago, off 10.4 percent. In Minneapolis, the median price was $160,000 this November compared to $157,750 last year, a slight increase of 1.43 percent. Home prices in the Twin Cities peaked this year in June at $182,000 and were lowest in January at $157,000. â&#x20AC;&#x153;The last four months have ranged between $165,000 and $172,000 as the median price for a home in the Twin Cities,â&#x20AC;? said Maurer. â&#x20AC;&#x153;For those looking to buy a home now, there are opportunities because prices have been traditionally lowest during winter months,â&#x20AC;? he added. The median is the midpoint. Half the homes sold for more, half for less. The Twin Cities area is comprised of the 13-county metro area and sales number include single-family homes, townhomes and condominiums.

Pending sales remain steady

The number of sales that went pending during November was only slightly off from last year from 2,987 new pending last November to 2,888 this year, a difference of 3.3 percent. The pending numbers for November 2010 are actually higher than November of 2007 or 2008, when there were 2,615 and 2,711 pending sales, respectively. Pending sales reflect the number of new pending sales during the month, not an aggregate total. Pending sales are sometimes referred to as a â&#x20AC;&#x153;forward looking indicator,â&#x20AC;? because they can sometimes predict how compared to 374 for the sales for the same period last sales numbers will be in the same period last year, and in year, again, owing greatly to future, depending on how Minneapolis sales declined the tax credit. many close. 48.48 percent to 271 sales New listings up 3 for November 2010 and 526 Home prices oďŹ&#x20AC;

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New listings on the market increased 3 percent. In November 2010 there were 4,753 new listings compared to 4,614 for the same period last year.

CHS dissolves United Harvest Inver Grove Heightsbased CHS Inc., a grains, food and energy company, announced the dissolution of United Harvest, a joint venture company owned equally by CHS and United Grain Corp., a Mitsui company. The United Harvest joint venture was formed in December 1998. Upon United Harvestâ&#x20AC;&#x2122;s

dissolution, management of the Vancouver, Wash., export terminal will return to United Grain Corp., and management of the Kalama, Wash., export terminal will return to CHS. The United Harvest joint venture dissolution is expected to be completed on or before May 31.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 23, 2010

Lâ&#x20AC;&#x2122;Oreal names Cheerful Givers founder â&#x20AC;&#x2DC;Woman of Worthâ&#x20AC;&#x2122; Eagan-based nonprofit provides birthday gifts for children in need by Erin Johnson DAKOTA COUNTY TRIBUNE

Robin Steele, founder of Eagan-based nonprofit Cheerful Givers, has been named a Woman of Worth by Lâ&#x20AC;&#x2122;Oreal Paris. Steele was one of 10 women honored at an awards banquet held at Hearst Tower in New York City on Dec. 9. â&#x20AC;&#x153;These 10 women truly embody the spirit of volunteerism; a group of passionate, hardworking and giving women with charitable programs ranging from health care to hunger to literacy, and every heartfelt cause in between,â&#x20AC;? Lâ&#x20AC;&#x2122;Oreal Paris said in a statement. Each honoree received $5,000 to put toward their

charitable cause. â&#x20AC;&#x153;Cheerful Givers is very deserving of this recognition and itâ&#x20AC;&#x2122;s a solid organization that does really great, meaningful work,â&#x20AC;? said Eagan Mayor Mike Maguire. â&#x20AC;&#x153;It always feels good to have these quality organizations in Eagan.â&#x20AC;? Steele founded Cheerful Givers in 1994; since then, the organization has served more than 375,000 children. The nonprofit provides toy-filled birthday gift bags to shelters and food shelves so less fortunate parents can give their child a birthday gift. Steele was moved to start Cheerful Givers after talking to a food shelf worker, who said parents typically choose a boxed cake mix for their childâ&#x20AC;&#x2122;s birthday. But because cake mix isnâ&#x20AC;&#x2122;t always available, parents often have nothing to give their children on

Submitted photo

Cheerful Givers founder Robin Steele poses with Hoda Kotb, co-host of NBCâ&#x20AC;&#x2122;s â&#x20AC;&#x153;Todayâ&#x20AC;? show, after being honored at the Lâ&#x20AC;&#x2122;Oreal Women of Worth Awards in New York City on Dec. 9. their special day. Steele said she was shocked. â&#x20AC;&#x153;It just dawned on me, this is what Iâ&#x20AC;&#x2122;m going to do. Iâ&#x20AC;&#x2122;ve never looked back,â&#x20AC;? she said. â&#x20AC;&#x153;Every kid deserves a happy birthday.â&#x20AC;? She began by buying a

toys and other items and putting them in a gift bag to give to the food shelf. â&#x20AC;&#x153;I wanted the parents to be able to give the gifts to their kids themselves,â&#x20AC;? she said. Steele still gets emotional when recalling one mother who transferred buses three

times to get to a food shelf, only to find it was out of cake mix. The mother broke down in tears, until she was told there were birthday bags available. The mother said she had prayed that she would be able to have a birthday present to give her child. â&#x20AC;&#x153;So my first birthday bag was an answer to a prayer,â&#x20AC;? Steele said. Cheerful Givers now regularly provides birthday bags for thousands of children every year. Each bag costs approximately $10 to make and includes at least one big item, such as a stuffed animal, book or DVD, and several smaller items such as candy and crayons. Community organizations, families, schools and other groups regularly volunteer to fill the bags, and some corporate groups buy all the items themselves before as-

sembling the bags. â&#x20AC;&#x153;It takes 3,000 volunteers each year to make this happen,â&#x20AC;? Steele said. The organization has only one paid staff member, its president, Karen Kitchel. Steele herself remains in a volunteer capacity. â&#x20AC;&#x153;I do this because I love it. I never take a salary from it,â&#x20AC;? she said. Steele said she is honored by the Lâ&#x20AC;&#x2122;Oreal award, and shares it with all the organizationâ&#x20AC;&#x2122;s volunteers and contributers. But she said it feels strange to be honored for something she does every day. â&#x20AC;&#x153;I feel like Cheerful Givers is just part of my life. I donâ&#x20AC;&#x2122;t think of myself as a volunteer,â&#x20AC;? she said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s just part of who I am.â&#x20AC;? Erin Johnson is at erin.johnson@ecm-inc.com.

Burger King franchisor declares bankruptcy Ryt-way acquires Burnsville-based Duke and King Acquisition Corp., which owns 92 Burger King restaurants in the Midwest, filed for Chapter 11 bankruptcy protection Dec. 4. The company, which has Burger Kings in Minnesota, Iowa, Wisconsin and other states, has already closed five stores, including one in Farmington, the Minneapolis St. Paul Business Journal reported Dec. 17. In court filings, the franchise company cited revenue shortfalls and a â&#x20AC;&#x153;constant drainâ&#x20AC;? of capital expenditures ordered by Burger King Corp., the Business Journal reported. Also filing for Chapter 11 protection in Minnesotaâ&#x20AC;&#x2122;s U.S. Bankruptcy Court are Duke and King subsidiaries DK Florida Holdings, Duke and King Missouri Holdings Inc., Duke and King Missouri LLC and Duke and King Real Estate LLC, according to the Business Journal. The Farmington Burger

Photo by Laura Adelmann

The Burger King restaurant in Farmington was closed Dec. 3. Itâ&#x20AC;&#x2122;s one of five Burger Kings already closed by Duke and King Acquisition Corp., which filed for Chapter 11 Bankruptcy protection on Dec. 4. King closed Dec. 3. Farmington Economic Development Specialist Tina Hansmeier told Thisweek Newspapers the city wasnâ&#x20AC;&#x2122;t told of plans to close the restaurant and heard about the closing from other business owners. Duke and Kingâ&#x20AC;&#x2122;s creditors are seeking more restaurant

closures and the ultimate sale of the business, the Business Journal reported. In court filings, Duke and King said the recession, winter weather, fluctuations in commodity prices and even the $1 Double Cheeseburger promotion put â&#x20AC;&#x153;increased pressureâ&#x20AC;? on restaurant margins,

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the Business Journal reported. Earnings have shrunk by more than 9 percent in the past two years, the company said. The Business Journal reports that Duke and Kingâ&#x20AC;&#x2122;s top five creditors are Kinderhook Industries of New York (owed $2.8 million), Burger King Corp. of Atlanta ($2.02 million), Swisshelm Group Inc. of Springfield, Mo. (a disputed sum of $625,000), Reinhardt FoodService of La Crosse, Wis. ($622,941) and MBM Corp. of Dallas ($127,733). Headquartered at 12281 Nicollet Ave. S. in Burnsville, Duke and King is a privately held company founded in 2006. It employs 2,200 people and had 2009 revenue of $105.28 million, according to the Business Journal. Thirty-eight of its Burger King restaurants are in Minnesota, including two in Burnsville. â&#x20AC;&#x201D; John Gessner

Michigan company by Jessica Harper DAKOTA COUNTY TRIBUNE

Lakeville-based Ryt-way Industries recently acquired Robertâ&#x20AC;&#x2122;s Packaging, a food packaging company in Battle Creek, Mich. â&#x20AC;&#x153;This is a good compliment to our current company,â&#x20AC;? Ryt-way CEO David Finch said. This is Ryt-wayâ&#x20AC;&#x2122;s second acquisition this year. It also acquired Des Plaines, Ill.based Cloud Packaging Solutions in July. And Ryt-way isnâ&#x20AC;&#x2122;t finished acquiring companies, Finch said. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re always looking for good companies with good people that will complement our overall strategy and add value to our customers,â&#x20AC;? he said. Ryt-way Industries packages prepared meals, readyto-eat cereals and sweeteners for some of the nationâ&#x20AC;&#x2122;s larg-

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est food manufacturers. Robertâ&#x20AC;&#x2122;s provides contract packaging of snacks, dried fruit, cereals and other food products. Finch declined to reveal the acquisitionâ&#x20AC;&#x2122;s cost or how much revenue Robertâ&#x20AC;&#x2122;s Packaging will bring in annually. He did say that the company will add 22 employees to Ryt-wayâ&#x20AC;&#x2122;s existing labor force of 750. Ryt-way currently generates $250 million in annual revenue. The company was founded in 1965 by Glen Hasse, who sold it in 2008 to Wind Point Partners when he retired. In addition to its facilities in Des Plaines, Ill., and Lakeville, Ryt-way owns a location in Gibson City, Ill. Jessica Harper is at jessica.harper@ecm-inc.com.

December 23, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

City targets prostitution A massage parlor that opened in October in a home on Garden View Drive in Apple Valley caused an uproar among neighboring residents who alleged the business was a front for a prostitution service. While that massage business, located about a block from Westview Elementary School, has since closed, the Apple Valley City Council approved an ordinance on Dec. 9 that seeks to thwart prostitution rings from hiding behind a facade of massage therapy. The new ordinance requires massage businesses and their therapists to be licensed by the city, and allows for police to periodically inspect such businesses. Licensing will include a criminal background check on massage business owners and their therapists. The City Council passed the ordinance Dec. 9 by a 3-2 vote; Mayor Mary Hamann-Roland and Council Member Tom Goodwin voted against. Both Hamann-Roland and Goodwin expressed support for the ordinance, but simply wanted more time to review it. Their desire for additional review followed testimony by Barbara York, president of the therapeutic-massage trade association Minnesota Touch Movement, who said such an ordinance serves to “criminalize” legitimate practitioners of massage therapy. Hamann-Roland said prostitution is “absolutely something we want to get rid of in this community,” but wanted more time to review the ordinance in order to ensure it wouldn’t jeopardize the livelihoods of legitimate massage therapists. Police are aware of four massage parlors currently operating in Apple Valley, Johnson said. Existing massage businesses in Apple Valley have until March 15 of next year to file license applications. Health care clinics and state-licensed medical professionals who do massage are exempt from the ordinance and needn’t obtain city licenses. For massage business owners seeking city licenses, the application fee is $300. For the therapists, the fee is $100. — Andrew Miller

Final budget, levy approved The Apple Valley City Council approved its final 2011 budget on Dec. 9, along with a property tax levy that will see most homeowners paying slightly less in city taxes next year. The City Council held a public hearing on the budget and property tax levy at its Dec. 9 meeting; there were no comments from residents. The council OK’d a 2011 general fund budget of $25.7 million, a decrease of a little more than half of 1 percent compared with the 2010 budget. The total approved property tax levy is $22.7 million, a decrease of about $140,000 (0.6 percent) compared with last year. Because about 95 percent of homes in Apple Valley have seen a 6 percent decline in property value, most residents will see a slight decline in the city portion of their tax bills in 2011. For those homes that saw the 6 percent drop in value, “the city portion of taxes paid will decline approximately $8 for 2011,” City Finance Director Ron Hedberg wrote in a memo to the City Council. The City Council’s goal in setting the 2011 budget and levy was to “hold the line” on property taxes and thus minimize the impact on residents during the economic downturn, said City Administrator Tom Lawell. That goal was met, he said. One strategy for keeping the 2011 budget on par with last year’s budget involved maintaining the city’s already-reduced staffing levels, Lawell said. And a pilot project with the city police department’s budget — a “priority-based budget” whereby the department underwent a program-by-program budget review — was implemented this year, Hedberg said. More information about Apple Valley’s budget and tax levy is on the city’s website, www.cityofapplevalley.org. — Andrew Miller

Eagan

Burnsville outlines 2011 street projects

Winter arrives with a bang

Street reconstruction and rehabilitation projects estimated at $8.3 million are planned next year in Burnsville. Complete rebuilds, including utilities and some curb and gutter, are planned for Pillsbury Avenue from Nicollet Avenue to Travelers Trail, the Appleview area, the Chateaulin area, Judicial Road from Southcross Drive to Kelleher Park, Butternut Lane and Oakland Drive. Rehabilitation — including asphalt pavement resurfacing and minor curb, sidewalk and utility improvements — is planned for Nicollet Avenue from Highway 13 to Cliff Road, Civic Center Parkway and Southcross Drive from County Road 5 to Judicial Road. Special assessments for the 2011 projects, part of Burnsville’s annual street upgrades, would cost benefitting property owners an estimated $1.2 million. Other funding would come from the city’s infrastructure trust fund ($2.8 million), state gasoline-tax funds ($1.5 million), sewer and water utility funds ($2.4 million) and stormwater utility funds ($410,000). The Pillsbury Avenue project in the Heart of the City would include on-street parking spaces north of the Performing Arts Center. At a Dec. 14 work session, City Council members decided against adding streetlights to the Nicollet Avenue project and decided to at least delay themed lighting with the Pillsbury Avenue project. They also said a possible trail link along Nicollet should be considered sometime in the future instead of being done with the street project. The project schedule calls for public hearings next March, followed by bid awards in April and construction next summer and fall. Neighborhood meetings are planned for January. — John Gessner

Snowplow crews log overtime Burnsville street crews logged many overtime hours while doing two complete plows of city streets during last weekend’s snowstorm, said Bud Osmundson, public works director and city engineer. About 30 crew members began their first pass at around 2 a.m. Saturday. Plowing continued throughout the day to keep main roads open, Osmundson said. Crews began a second full plow about 24 hours after the first, Osmundson said. “They’re tired,” he said Tuesday. “They put in about 30 hours this weekend, most of them. The supervisor (Dan Tobritzhofer) put in over 40.” The work isn’t through. Clearing of sidewalks continued Tuesday, and cleanup of excess snow piled at intersections could take another two to three weeks, Osmundson said. “We had tons of snow at intersections,” he said. “I want to caution everybody to just take their time getting places, especially at intersections if you can’t see around the corners.” City Council members praised Osmundson and crew at a council work session Tuesday. “The speed with which you got this city dug out was exceptional,” Council Member Dan Gustafson told Osmundson. “We don’t have a very large crew, and they were working nonstop to try to clean up the city,” Mayor Elizabeth Kautz said. The storm, which dumped a reported 18 inches on Burnsville Dec. 10 and 11, will make a big dent in the Streets Department’s overtime budget. “We’re always concerned about the budget,” Osmundson said. “But this is a service we have to provide. We’re just going to continue to provide it. If we have to go to council and do a budget amendment when the year is done, we’ll do that. ... The budget didn’t stop us from doing any more or less snowplowing.” — John Gessner

The same major snowstorm that forced everyone inside Dec. 10-11 has left in its wake a bounty of opportunities for outdoor fun this weekend. While exact figures aren’t available, it is estimated that Eagan received between 17 and 18 inches of snow Saturday, Dec. 11. That, combined with the single-digit temperatures that followed, has put the city’s outdoor activities on track to open just as students begin their winter breaks. Residents can hit the tubing hill at Trapp Farm Park as of Friday, Dec. 17, and Eagan’s outdoor skating rinks are expected to open Friday, as well. The trails at Lebanon Hills Park have all been groomed and are now open for snowshoeing, kicksledding and cross-country skiing. “The skiing should be pretty phenomenal at this point,” said Krista Jensen, education coordinator for Dakota County Parks. The ice skating trail on Schulze Lake is expected to be open as of Dec. 17, as well, she said. Even Eagan’s walking trails, all 70 miles of them, are in the process of getting unburied. Crews began clearing them midweek while continuing clean-up of residual snow on streets and at intersections, said Transportation and Operations Engineer Tim Plath. Given that it was the state’s fifth-largest snowfall on record, Eagan officials said they are pleased with the work of their plow crews. “We were doing our best to keep everybody as snowfree as possible,” Plath said. “We feel like it went really well. Some people felt they didn’t get plowed early enough, but we did our best to get to everyone we could.” Crews were dispatched at 4 a.m. Saturday, Dec. 11, and worked straight through Sunday night, spending about 28 hours on the job, he said. Between 20 and 25 city vehicles were out on the roads clearing snow throughout the storm. Each street was plowed at least once, but some were plowed twice or even more, he said. In some cases plows had to maneuver around cars that had been abandoned after getting stuck, sometimes in the middle of the road. That caused some delays as the snow fell at a rate of close to an inch per hour, Plath said. “That’s 12 hours, 12 inches,” Plath said. Sgt. Jenny Wills with the Eagan Police Department praised the work of the plow crews, which cleared the way for squad cars to respond to calls throughout the storm. “They did a great job getting the streets cleared. They were a huge help,” she said. While few crashes were reported during the storm, stranded vehicles were rampant, she said. Motorists were in danger of succumbing to the extreme cold as they waited for tow trucks. “Our main concern was making sure if somebody was stranded we could get them to a warm location,” she said. Officers on duty that day were unable to maneuver their rear-wheel drive squad cars in the snow, so they paired up to ride in several four-wheel-drive vehicles owned by the department or borrowed from the Eagan Fire Department. They also borrowed a truck from public works, she said. While snow cleanup continued into Monday and Tuesday after the storm, Eagan fared better overall than some other metro-area cities, said Communications Director Tom Garrison. “Things got back up and running pretty quickly,” he said. For more information on Trapp Farm Park’s tubing hill or Eagan’s outdoor skating rinks, visit www.cityofeagan. com and click on Parks and Recreation. — Erin Johnson

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 23, 2010

News Roundup Recent news from around Dakota County

Farmington

Lakeville

Rosemount

Burke censured; investigation forwarded to county attorney

School District 194 board approves facilities upgrades

Four apply to complete Bills’ city council term

Farmington School Board members voted 4-2 to censure Board Member Tim Burke and forward a thick report of allegations against him to the Dakota County Attorney’s Office for possible prosecution. The report, according to its eight-page redacted executive summary provided to board members on Dec. 10 and released publicly during the Dec. 13 board meeting, alleges Burke violated the board’s conduct codes and state data practices laws. Based on interviews with 16 witnesses, the report’s most serious conclusions are that Burke allegedly disclosed private personnel data and information discussed in closed board meetings to employees and third parties, said School Board Attorney Mick Waldspurger. Additionally, the report alleges Burke willfully disclosed attorney-client communications, treated district employees disrespectfully and tried to undermine Superintendent Brad Meeks’ credibility. Conduct also cited in the board’s resolution, which Waldspurger recommended, was a motion Burke made seeking reimbursement of his legal fees, despite knowing he had a personal financial interest in the outcome of the motion. According to the report summary, Burke allegedly forwarded district e-mails, involved himself in various union negotiations and employee grievances and accused district staff of withholding information. In passing the resolution to censure Burke and request an investigation, board members rejected other options, including forcing Burke’s resignation or removing him from the board. School Board Member Craig Davis proposed censuring Burke without forwarding the issue for possible prosecution, stating the report and public discussion would get Burke’s attention and cause him to abide by group rules. Walter, Singewald and Board members John Kampf and Julie McKnight voted for the resolution that included seeking criminal investigation; Davis and Burke cast the dissenting votes. After the vote, Burke and his attorney, Fred Finch, expressed concerns about the allegations and process against Burke saying they would have preferred removal, because it would force a hearing and both sides could be represented, with cross examination of witnesses and information reviewed in context. Waldspurger had recommended against removal because a hearing would be time-consuming and expensive for the district. Burke said he’s concerned about his legal costs as well, and will wait to see what happens before deciding his next step.

The Lakeville school district will embark on a third round of building upgrades and maintenance, thanks to a vote by the school board Tuesday, Dec. 14. As part of the Alternative Facilities Projects Plan, such varying projects as temperature controls for heating systems and gym lighting upgrades will occur. Buildings and grounds supervisor Stan Fredrickson and architecture consultants Wold Architects and Engineers isolated five important projects: • McGuire Middle School roof replacement (in 2013). Wold said in a report that “the remaining portions of the existing roof are the most urgent roofs to be replaced in the district.” Cost: $930,000. • Districtwide elevator repairs. Wold says several elevators do not meet current operating requirements or need miscellaneous repairs. Cost: $180,000. • Lakeville North High School sealant replacement. Wold said the sealant in the existing metal panels on the circulation links is deteriorated and will begin to allow water infiltration if not replaced. Cost: $54,000. • Area Learning Center perimeter board replacement. Wold said the “existing wood perimeter cladding has had prolonged exposure to moisture and is deteriorating.” Cost: $32,669. • JFK Elementary Gym Lighting Replacement. Wold said the existing gym lighting is “beyond its useful operating life cycle.” Cost: $30,000. Fredrickson said the previous two phases were completed on-time and with very minimal change orders. He added that the projects required for the third phase are all necessary. The funding for the $1.2 million third phase comes from $8.8 million in Qualified School Construction Bonds, which are authorized by the federal government through the American Recovery and Reinvestment Act (ARRA) of 2009. The bonds provide federal tax credits for bond holders in lieu of interest in order to significantly reduce an issuer’s cost of borrowing for public school construction projects, according to a media release from the U.S. Department of Education. School board member Jim Skelly lauded the plan. “People have a lot of pride in our buildings,” he said. “We are doing the highest priority items, but we still have a long list of repairs and it’s not going away. We have $300 million worth of property to maintain.” — Aaron Vehling

Four Rosemount citizens had applied to complete City Council Member Kurt Bills’ remaining two years in office as of the morning of Dec. 15. Bills, a Rosemount High School economics teacher, is leaving his term early because he was elected to the Minnesota House Nov. 2. Applicants for the open seat include Pamela L. Vanderwiel, Sharon E. Peterson, Denise Lynn Bednar and David J. Ganfield. Ganfield is the only candidate who was part of the historic 2008 city council race. In that election, which was won by Bills and Council Member Jeff Weisensel, an unprecedented 26 candidates ran for a seat on the board. To fulfill Bills’ term, Rosemount City Council members decided to avoid the expense of holding a special election and instead go through the appointment process allowed under Minnesota law. Interested Rosemount residents who are eligible voters and at least 21 years old have until 4:30 p.m. on Dec. 30 to turn in applications at City Hall, 2875 W. 145th St. Residents can also download an application from the city’s website, www.ci.rosemount.mn.us, and e-mail it to amy.domeier@ ci.rosemount.mn.us. The open term ends Dec. 31, 2012. City Administrator Dwight Johnson said he expects a candidate to be selected by mid-February. Interviews will be held at 6:30 p.m. on Jan. 11 and continue to Jan. 12, if necessary. If the city council decides to interview applicants as a board, the meetings will be open to the public. Council members may also interview candidates separately, thus enabling the interviews to be private. However, the ultimate decision to name a candidate to the position will require a council resolution and will be open to the public. — Laura Adelmann

Walking 2,178 miles in his shoes

The first time Freeman Wicklund of Lakeville encoun— Laura Adelmann tered a bear while hiking the Appalachian Trail was in the famed Shenandoah National Park in Virginia. “I was walking the trail and heard this really loud noise up in the tree,” Wicklund said. “It was too loud to be a squirrel.” Wicklund looked up and saw a young, 200-pound black bear eating fruit. His attempts to photograph the bear were The Farmington school district has hired Jim Skelly to futile, but eventually the animal descended the tree. lead its revamped communications department. Skelly has Since March of this year, Wicklund, who graduated from been communications coordinator for the city of Burnsville Apple Valley High School in the early ’90s, has been hiking for 16 years and has served on the school board of Lakeville the Appalachian Trail. The 2,178-mile trail begins in Georgia public schools since 2003. and ends in Maine. Skelly said he is excited to bring to the table his experiWicklund, 35, is expected to finish his travels on Dec. 20, a ence as a communications professional and as a school board hallmark his friends and family plan to celebrate with a festive member. party. “I want to work on building a partnership between the city Earlier this year, Wicklund completed a stint as the stateand school district,” Skelly said. “My whole career has been wide director of campaigns for an animal protection nonprofbased on that.” it in Ohio. At 35, he was wondering where to go next. Jobs As a school board member in the neighboring Lakeville weren’t exactly abundant and he had always wanted to find school district, Skelly said he has gained a wealth of experi- work that centered on the outdoors, such as Outward Bound ence in how to address the various challenges a school district or the National Outdoor Leadership School, but needed more faces. backpacking experience. So after some planning and moneySkelly will start in January with the official title of “com- saving, Wicklund set forth on the Appalachian Trail. munications and marketing coordinator.” Now, near the end of his journey, Wicklund said wants to Skelly replaces Aaron Tinklenberg, the previous commu- bring the trail culture home with him and to simplify his life. nications coordinator, who was fired this fall. “I want to simplify my life,” he said. “It is amazing how happy I can be with so little.” — Aaron Vehling — Aaron Vehling

Farmington schools hire Skelly to direct communications

Wish comes true for Rosemount boy who had a really bad year Days after returning home from a vacation that included Sea World and swimming in the Gulf of Mexico last year, doctors told Elliott Bosak, 12, of Rosemount, he had a tumor in his liver. “Things cascaded from there,” said Elliott’s mom, Susan Doherty. Eventually, Bosak was diagnosed with hepatoblastoma, a rare, aggressive liver cancer. Since the diagnosis, Bosak has endured two liver transplants, nine months of chemotherapy, and numerous tests and procedures, twice nearly dying. At one point, the once-active seventhgrader grew so weak he needed a walker. But Bosak fought back, completed his treatments, and on Dec. 10 was named Minnesota’s Wishes Across America Wish Kid by Macy’s and the Make-A-Wish Foundation. A surprise ceremony was held in his honor at Macy’s in the Mall of America, where friends and family gathered. Bosak was granted his wish of a European cruise and took a red-carpet walk amidst great fanfare, then was presented with a suitcase packed with gifts of travel essentials. He was also surprised with the unexpected appearance of many of the classmates who had stood by his side during all he’d been through. This marks the second straight year Macy’s has held the event, declaring Dec. 10 National Believe Day. Gary Young, spokesman for Macy’s, said they worked with the school, parents and the Make-A-Wish Foundation to coordinate the event for Bosak. “It’s really a celebration of Elliott. He’s had a lot of medical concerns that the whole family has gone through, and this was really meant to be a big, happy day,” Young said. Doherty said the program meant a lot to the whole family. “We are so heartened by the level of support people really have for children,” Doherty said. — Laura Adelmann

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December 23, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

BATC helps to rebuild Haiti The Builders Association of the Twin Cities (BATC) with its charitable arm, the Builders Outreach Foundation (BOF), sent two groups of their members to Haiti to help build homes. BATC and BOF have partnered with the local charitable organization World Wide Village to make a dent in the staggering Haitian housing needs. Both volunteer groups made it back to Minnesota safe and sound. But each group had very different experiences. From Dec. 1-8, the first group of 11 BATC members worked to complete a single-

family home of brick and mortar with a metal roof. â&#x20AC;&#x153;The family we have been helping the last two days have made us lunch. It is humbling to eat in front of kids that you see are hungry but parents wonâ&#x20AC;&#x2122;t let them accept from us as they are doing it for us,â&#x20AC;? said James Madsen of James Barton Design Build, on the third day of the trip. The second group of 13 BATC members was scheduled to build a second home for a second family. Election-spurred rioting closed airports the day the groups were to fly in and out

Apple Valley Chamber Awards Luncheon

of Haiti. The first group spent an extra three days in Haiti, and the second group tried its best to get into country, even planning to ride overland from Santo Domingo, Dominican Republic, to Port au Prince, Haiti, to get to its work site. The border between the two countries closed before the group could cross, forcing it to return home during the recent blizzard in Minnesota. The second group was disappointed to miss the experience in Haiti, and members are making plans to complete their mission this spring or next fall.

CHS chief names senior leadership team CHS President and CEOdesignate Carl Casale has announced his senior leadership team. Casale, who becomes president and CEO of Inver Grove Heights-based CHS on Jan. 3, 2011, will succeed current President and CEO John Johnson, who is retiring Dec. 31. The appointments to the senior leadership team are effective Jan. 3. The CHS senior leadership team includes: â&#x20AC;˘ Jay Debertin, executive vice president and chief operating officer, Energy and Foods. Debertin, 50, will be responsible for refineries, pipelines, refined fuels sales, marketing and distribution, lubricants, propane and renewable fuels as well as vegetable oil-based foods through Ventura Foods LLC. Debertin joined the company in 1984 in its Energy division and has held a variety of positions, serving most recently as executive vice president and chief operating officer, Processing. â&#x20AC;˘ Mark Palmquist, executive vice president and chief operating officer, Ag Business. Palmquist, 53, will be responsible for all grain and processing related business units including crop nutrients, country operations, grain marketing,

terminal operations, exports, logistics and transportation and international grain businesses. Palmquist will oversee oilseed processing operations and the companyâ&#x20AC;&#x2122;s Horizon Milling LLC joint venture in wheat milling. He joined the company in 1979 as a grain merchandiser and has held a variety of positions in grain, currently serving as executive vice president and chief operating officer, Ag Business. â&#x20AC;˘ Lynden Johnson, senior vice president, Business Solutions. Johnson, 50, will assume responsibility for Business Solutions, with an emphasis on programs and products that support the success of member cooperatives and other agribusinesses, as well as producers. His responsibilities will include Business Solutions Consulting, along with subsidiaries Ag States Group, Country Hedging Inc., and Cofina Financial. Johnson was named vice president of Business Solutions Consulting in 2008 and previously held the position of vice president, Member Services since 2005. â&#x20AC;˘ Pat Kluempke, executive vice president, Corporate Services. Kluempke, 62, will be responsible for Corporate Services including human re

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sources, information technology, marketing communications, community stewardship, governmental affairs, business risk control, building and office services, along with corporate board coordination, corporate planning and international relations. Kluempke joined the company in 1982 and began his career in grain trading and export marketing. He has held a variety of positions in operations and corporate functions. â&#x20AC;˘ David Kastelic, executive vice president and chief financial officer. Kastelic, 55, will assume responsibility for finance, accounting and risk management. Most recently he served as senior vice president and general counsel for CHS. He joined the CHS Legal Department in 1993 after 13 years in private practice and was named to his current position in 2000. â&#x20AC;˘ Lisa Zell, senior vice president and general counsel. Zell, 42, will serve as the companyâ&#x20AC;&#x2122;s senior vice president and general counsel. She joined CHS in 1999 as a corporate attorney and has served as senior attorney since 2003. She has served as principal legal counsel since 2008.

Photo submitted

The Apple Valley Chamber of Commerce board of directors named Apple Valley American Legion Post 1776 as its 2010 Business of the Year during the chamberâ&#x20AC;&#x2122;s annual awards luncheon Dec. 8 at Old Chicago. Post 1776 averages more than $10,000 in donations per year for the Apple Valley Fourth of July parade, gives free food to veterans on Veterans Day, has built a new memorial monument commemorating those lost in all military branches and all wars, gives free rental of facilities for any school fundraisers or any nonprofit, is active in Toys for Tots and annually gives a thank-you apple to employees in School District 196. Other finalists for Business of the Year included Flowerama, Warnersâ&#x20AC;&#x2122; Stellian and the Severson, Sheldon, Dougherty & Molenda law firm. Pictured from left: Apple Valley Chamber Chairman Loren Solfest, American Legion General Manager John Wortman, American Legion Business Manager Joan Guse and Apple Valley Chamber President Ed Kearney.

Photo submitted

Members of Eastview High Schoolâ&#x20AC;&#x2122;s choir entertained chamber members with excerpts from their Bravo show during the awards luncheon on Dec. 8.

Army Corps of Engineers inspections identify deficiencies with South St. Paul levee system The U.S. Army Corps of Engineers, St. Paul District, recently completed a periodic inspection report on the levee system in South St. Paul, identifying deficiencies with the levee. The Corps constructed the levee in the 1960s; the city of South St. Paul operates and maintains the levee. Corps officials met with South St. Paul officials Dec. 14 to discuss the inspection details. The South St. Paul levee system received an overall system rating of â&#x20AC;&#x153;unacceptableâ&#x20AC;? due to deficiencies that may prevent the system from performing as intended during a flood event. This levee system provides protection to about 500 acres

of property on the southwest side of the Mississippi River in South St. Paul from about Wentworth Avenue downstream to just south of the I-494 bridge. The city of South St. Paul has acknowledged the existence of the deficiencies and is already addressing them through its city capital improvement planning process. â&#x20AC;&#x153;The city will continue to work with the Corps to identify problem areas and methods for remediation in a timely manner,â&#x20AC;? said John Sachi, South St. Paul city engineer. The â&#x20AC;&#x153;unacceptableâ&#x20AC;? rating means the levee system is ineligible for federal rehabilitation assistance if it is damaged in a flood or storm

event. The levee will remain inactive in the program until the deficiencies leading to the â&#x20AC;&#x153;unacceptableâ&#x20AC;? system rating are corrected. The Corps will continue to inspect the levee system and provide flood-fighting assistance to the community. Deficiencies discussed in the periodic inspection report include deterioration of closure structures, gatewell structures, discharge pipes, a sanitary force main and a pumping facility. Closure structures are openings in the levee that need to be securely closed during a flood event. Gatewells and discharge pipes are designed to allow storm drainage to pass under the levees when there is not

a flood and need to be securely closed during a flood event. During a flood event the pumping facilities must operate to remove storm water from the area protected by the levee. More information on the Corpsâ&#x20AC;&#x2122; levee safety program is at www.usace.army.mil/leveesafety/Pages/main.aspx. The Corpsâ&#x20AC;&#x2122; levee system ratings do not determine final eligibility under the National Flood Insurance Program. The Corps has provided periodic inspection results to South St. Paul and to FEMA. FEMA will make the determination about the effect of the findings on its accreditation for the National Flood Insurance Program.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 23, 2010

11A

Lakeville Area Chamber Photo Roundup

Photo submitted

Bremer Bank hosted the Morning Brew networking event on Nov. 3.

Photo submitted

Highview Hills by Walker hosted Networking After Hours on Nov. 11.

Photo submitted

The Women of the Lakeville Chamber luncheon on Nov. 10 featured a panel of dynamic women in male-dominated jobs.

Photo submitted

The countywide Chamber After Hours event on Nov. 17 was held at Brackett’s Crossing Country Club. Over 50 businesses exhibited at this annual event. Photo submitted

Laurie Rieb of 360 Communities accepted the food drive check from Todd Bornhauser, chamber executive director, at the women’s lunch.

Photo submitted

Brunswick Zone XL sponsored the Nov. 10 women’s luncheon held at the Holiday Inn A ribbon cutting was held for the Lakeville Resource Center. The food shelf is located in historic downtown Lakeville. Hotel & Suites.

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December 23, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Photo by Tim Budig

RacinoNow frontman Dick Day is pictured testifying before a Senate committee last session. Day said racino supporters want to tie their proposal to job creation. Running Aces Harness Park in the city of Columbus could benefit from a gambling expansion.

A good year for gambling? RacinoNow hopes its time has come by T.W. Budig ECM CAPITOL REPORTER

Odds of a gambling expansion bill becoming law this coming legislative session may be as good as any in recent memory. And Running Aces Harness Park in Columbus could benefit from a successful roll of the expansion dice. “There’s no doubt this is the best year in the 12 years I’ve been trying to see this,” said former Republican state Sen. Dick Day, the colorful front man for RacinoNow, an Eagan-based gambling and horse racing industry group looking to place video and slot machines at Canterbury Park and Running Aces. Although Day and other racino backers have been thwarted for years, the political landscape has changed at the state Capitol. Republicans – in general more open to gambling expansion in the past than Democrats – now rule the Legislature. Day insists a racino bill could clear the Senate, though believes he’s still “shy” some 20 votes in the House. And Day views the change in the governor’s office as promising.

Although outgoing Republican Gov. Tim Pawlenty once spoke of reshaping the gaming contours in Minnesota, his attempt fizzled. Pawlenty in his later term in office largely backed off from gaming. Pawlenty has depicted the gaming issue as knotty – anyone proposing to expand gambling faces a crossfire from Democrats and conservatives who oppose gambling on principle. Former Republican state Sen. Linda Runbeck of Circle Pines, newly elected to the House, may illustrate a type of resistance to gambling expansion among conservatives as she views government confronting a spending problem, not a revenue problem. “Racino – whatever – it’s short term. Because it will never be enough,” she said. But the state faces a projected $6 billion budget shortfall. Democratic Gov.-elect Mark Dayton, who has proposed a state-run casino for Mall of America, has indicated possible gambling expansion should be considered. “I think we’re going to have to turn all the cards face up on the table,” Dayton recently

said. “I’m not going to rule out something because it’s someone else’s proposal,” he said of alternative gaming proposals. Day views Dayton as willing to listen. He depicts the racino initiative, hailed as yielding some $125 million a year to the state, as gaining steam as the legislative session advances and lawmakers begin to grapple in earnest with the budget shortfall. “How the hell are you going to solve this thing?” Day rhetorically asked of the state budget deficit. Should a racino bill be signed by Dayton, Bob Farinella, general manager at Running Aces, said Running Aces can quickly move to introduce expanded gaming. The harness track, with its card club, is already basically has a casino. The necessary state oversight is already in place, he noted. Early marketing studies suggested the track, which would likely make a “significant” expansion to its facility to accommodate the additional gaming, could place up to 2,000 slot machines. “But you’d never want to put a limit on that,” said Fari-

nella. Financially the harness track has struggled, but Farinella believes debt restructuring and a rebounding economy should put it on a better path. “We’re not at a profitable position at this point in time,” he said. While in “sympathy” with the advocacy of RacinoNow, Running Aces is not part of the group, Farinella explained. Running Aces has not financially backed RacinoNow, said Day. RacinoNow has included Running Aces in its racino proposal to maximize the financial benefit to the state, Day explained. But late last session, Day jettisoned the harness track from the RacinoNow gaming plan, which left only the Canterbury Park racetrack in Shakopee. Day explained the move as a reaction against a concentration of “flack” from the northern gaming tribes and racino opponents. Some north-metro lawmakers have failed to support the racino initiative, Day explained. “It’s conceivable it could just be Canterbury (again),”

said Day of the final RacinoNow proposal. Mille Lacs Band tribal officials would likely see that as positive. Angela Heikes, commissioner of corporate affairs for the Mille Lacs Band of Ojibwe, explained that studies suggest expanded gambling at Running Aces could impact the tribe’s business by up to 40 percent. “That would have a really significant impact to us,” she said. About 45 percent of the their customer base is drawn from the metro area, said Heikes. Running Aces, located on Interstate 35W, sits on a main artery. Moreover, casinos are competing in a “very mature gaming market,” Heikes argues. That is, new gaming opportunities will not attract new, first-time gamers, but rather dice up the existing gamer base, she explained. Heikes views a casino at Mall of America at the “lower end” of the range of negative impact to Mille Lacs Band operations. Should the tribe lose business, it will translate into job loss, lost vendor business and

other economic negatives in greater Minnesota, Heikes argued. Like many big businesses, Minnesota Indian gaming tribes — including the Mille Lacs Band of Ojibwe with its Grand Casino Mille Lacs and Grand Casino Hinckley — have been active politically through their political action committees. In the last election, through mid-October, the Mille Lacs Band had contributed about $300,000 through its PAC, almost exclusively to Democrats. Farinella said that expanded gaming at Running Aces would probably impact Mille Lacs Band operations to a degree. But the tribal casinos have been in existence longer than Running Aces, and the tribe operates a more diverse business, he said. Other gambling expansion proposals at the state Capitol include slot machines in bars, slot machines at the Twin Cities airport and electronic lottery games. The legislative session begins Jan. 4. T.W. Budig is at tim.budig@ecm-inc.com.

Gov.-elect Mark Dayton meets with Senate Republican leaders by T.W. Budig ECM CAPITOL REPORTER

Democratic Gov.-elect Mark Dayton met with Senate Republican leaders Dec. 16 at the Capitol, the group emerging from Senate Majority Leader-elect Amy Koch’s office talking of areas of shared common ground. But taxes were not discussed. And talk of what to do about a Vikings stadium consumed only about 90 seconds of the meeting, leaders

said. Dayton — who appeared before reporters after the meeting carrying a container of his favorite candy adorned with a ribbon, a gift from Republicans — cited streamlining business regulations as one area of potential collaboration. “We believe there’s opportunities there,” said Dayton. Koch, R-Buﬀalo, said most of the conversation dur-

ing the meeting centered on jobs and establishing a timeline for a possible jobs bill. And some of the time, too, was spent just getting to know each other, she said. “We are looking forward to working with the Dayton administration,” Koch said. As for ﬁnding common ground in streamlining business regulations, Koch said Senate Republicans have a “slightly diﬀerent approach”

but also a willingness to listen to other proposals. Koch also indicated there will be a smooth conﬁrmation process for Dayton commissioners. Senate Republicans are not interested in 3 a.m. shoot-downs, she said. Although little time was spent discussing the Vikings stadium, Dayton, who visited the deﬂated Metrodome last Sunday morning, indicated

a readiness to take part early in discussions — he repeated his position for not using general fund dollars in ﬁnancing a new stadium. And he repeated his credo that for state involvement to occur, a new stadium has to make economic sense. Assistant Majority Leader-elect Geoﬀ Michel, REdina, stressed the importance of jobs and working to invigorate the economy over

lesser goals. “Our economy has deﬂated,” he said. Dayton indicated there will be future meetings with the Republican Senate leaders. He had no announcements in terms of naming new commissioners. T.W. Budig is at tim.budig@ ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 23, 2010

Live, online appointments with Minnesota physicians For those too busy this holiday season to drive to their regular doctor for an expired prescription or stop by a walkin clinic with a nagging cough, Blue Cross and Blue Shield of Minnesota can help. Through Online Care Anywhere, a virtual clinic offered by Blue Cross, all Minnesotans now have immediate access to medical advice from local health care professionals, right at their fingertips - at onlinecareanywheremn.com. “Online Care Anywhere, which is open to everyone in Minnesota, is a perfect solution for people looking for medical advice and needing more convenience - especially on holidays when other clinics are closed,” said Pamela Sedmak, chief strategy and innovation officer for Blue Cross, of Eagan. “It’s great for moms that are too short on time to get in for an office visit, or families with visiting friends and relatives that forgot to have a prescription refilled, or if you’re

stuck at home in a blizzard.” “I was able to see a doctor immediately for my annual bout of bronchitis,” said Julie Swanson, a resident of Burnsville and repeat user of Online CareAnywhere. “Typically during flu and cold season, it takes me at least a week to schedule a traditional office visit. By then, I’ve been suffering physically, and I’ve missed work time. With Online Care Anywhere, I had a local physician evaluate my condition and write a prescription literally minutes after logging on. It doesn’t replace my regular doctor, but Online Care Anywhere is a great option for those times when I can’t re-arrange my life around a trip to the clinic.” The service is modeled after a traditional doctor’s office visit and is staffed by experienced physicians and nurse practitioners licensed and practicing in Minnesota. Through the availability of a web cam, individuals can have a face-to-face conversation

with a health care provider, or they can access the service via phone. Individuals do not need to be a Blue Cross member to use Online Care Anywhere. “The reality of life is that sometimes you don’t have time to schedule an appointment,” said Pamela Sedmak . “Online Care Anywhere lets you step to the front of the line and literally be seen moments after you first think about seeing a doctor. You can discuss your symptoms, get a quick diagnosis and prescription for common illnesses, such as bronchitis or a sinus infection. Or, you can seek advice about sensitive medical situations, or questions about monitoring care for chronic illnesses, as well as questions about preventive and wellness care.” To safeguard consumers’ privacy and protect their health and financial identity information, the Online Care Anywhere site is built with multiple layers of security, and is fully compliant with the

Healthcare Insurance Portability and Accountability Act (HIPAA). Among other security precautions, providers can review patient clinical information only with explicit consent, and patients always decide and control what information to share (if any) with their primary care physician. Online Care Anywhere, powered by American Well(tm), Inc., is connected with HealthVault(tm), Microsoft’s online consumer health platform allowing consumers to privately maintain their personal health information. The doctors are online Monday through Friday, 8 a.m. to 8 p.m.; Saturdays and Sundays, 9 a.m. to 5 p.m.; and during holidays, 9 a.m. to 5 p.m. The cost is $45 for a doctor’s visit. Credit and debit cards are accepted.For more information and specific questions and concerns, go to onlinecareanywheremn.com or call 877-515-9990.

To submit an item for the Ann at LeeAnn@AppleValCalendar, e-mail it to darcy. leyChamber.com. Burnsville Chamber of odden@ecm-inc.com or fax Commerce events: (952) 846-2010. • Thursday, Jan. 6, 4:30 to 6:30 p.m., Business After Date-specific Dakota County Region- Hours at Brunswick Zone XL, al Chamber of Commerce 11129 162nd St. W., Lakeville. Information: Anne at (952) events: • Thursday, Jan. 6, 4 to 435-6000 or e-mail anne@ 9 p.m., Minnesota Chamber burnsvillechamber.com. • Wednesday, Jan. 12, 8 Session Priorities 2011, S. Paul RiverCentre, 175 West to 9 a.m., A.M. Coffee Break Kellogg Blvd., St. Paul. Po- at Visiting Angels, 14551 litical moderator Tom Hauser County Road 11, Suite 135, from KSTP-TV is back to ask Burnsville. Information: Anne the hard questions of the leg- at (952) 435-6000 or e-mail islative leaders and review anne@burnsvillechamber. their priorities for the 2011 com. • Sunday, Jan. 23, 11 a.m. legislative session. Cost: $90 per person at the DCR cham- to 3 p.m., Wedding Expo at ber table (only nine seats Nicollet Inn (formerly Holiday available); $95 per person Inn), 14201 Nicollet Ave S., (member), $130 per person Burnsville. Cost: $5 (free if you (nonmember), $900 for a ta- RSVP on Facebook at http:// ble of 10 (member), $1,300 www.facebook.com/event. for a table fo 10 (nonmem- php?eid=128455237212095); ber). Information: Ruthe at 6-foot booth for vendors is (651) 288-9201 or rbatulis@ $150 ($100 for chamber members). Information: Nadcrchamber.com. • Wednesday, Jan. 12, than Kremer at (952) 646noon to 1:15 p.m., Cham- 3612 or nathan@nicolletinn. berNet, DCR Chamber Of- com. Lakeville Area Chamber fice, 1121 Town Centre Drive, Suite 102, Eagan. Lead shar- of Commerce events: • Friday, Dec. 24, chamber ing group. Information: Robb Sweetnam at (952) 469-9229. office closed. • Thursday, Jan. 13, 5 to 7 • Thursday, Jan. 13, 8 to 9 a.m., Coffee Break at p.m., Networking After Hours Home Federal, 2805 Dodd at Green Planet Car Wash. • Monday, Jan. 31, 6 p.m., Road, Suite 160, Eagan. Information: Michelle Tighe at Annual Dinner & Holiday Party. mtighe@dcrchamber.com. • Saturday, March 19, 9 • Tuesday, Jan. 18, noon to 1:30 p.m., New Member Ori- a.m. to 3 p.m., 2011 Landentation, DCR Chamber Of- scape & Home/Consumer fice, 1121 Town Centre Drive, Showcase Expo at Lakeville Suite 102, Eagan. Free. North High School. Room RSVP required. Information: for over 150 exhibitors. EarMichelle Tighe at (651) 288- ly bird special rate for any 9202 or mtighe@dcrchamber. 2010 chamber member in good standing who reserves com. Apple Valley Chamber of a booth by Dec. 31. Sponsorships available. Join the Commerce events: • Thursday, Jan. 6, 7:30 to Landscape & Home Commit9 a.m., Chamber Coffee Con- tee. Call (952) 469-2020. River Heights Chamber nection at Anytime Fitness of Apple Valley, 6520 150th St. of Commerce events: • Tuesday, Jan. 18, 4:45 to W., Suite 100, Apple Valley. Check out their newly reno- 5:45 p.m., Member Ally Group vated facility. Free coffee and meeting, location to be depastries. Information: Lee- termined. Information: Annie

Platek at annie@riverheights. com. • Thursday, Jan. 20, 8 to 11 a.m., Local Business Marketing Summit at Clarion Hotel - South St. Paul. Cost: $20 in advance/ $25 at the door. Additional employees can attend for half price. Registration form online at http://www. cultivate-ideas.com. Information: Teri Otte at (612) 6708574 or teri@cultivate-ideas. com. • Wednesday, Jan. 26, 7:30 to 8:30 a.m., South St. Paul Local Issues at Central Square Community Center, 100 7th Ave. N., South St. Paul. Reports from Mayor Beth Baumann, city officials, parks and recreation, elected officials and the River Heights Chamber of Commerce and Progress Plus. Black Sheep Coffee and bakery provided. Information: Annie Platek at annie@riverheights.com. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www. CreativeNetworkingProfessionals.com. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your

category is open go to www. NetworkUnlimited.org. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bnimn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 247-3200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www. bni-mn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call

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Chateau Lamothe closing in Burnsville and taking catering business to St. Paul location Chateau Lamothe and Fun Foods Catering are moving to St. Paul after five years at 14351 Nicollet Court in Burnsville, just south of County Road 42. “We were given the opportunity of a lifetime,” said Chef Doris LaMott Hoel, owner/operator of Chateau Lamothe and Fun Foods Catering, “and we couldn’t pass it up.” The opportunity is managing the kitchen in the Neighborhood House at the Wellstone Center in St. Paul. “Since we started Fun Foods Catering 22 years ago, off-site catering has been my passion,” Hoel said. “As we expand our offsite capabilities, this new location screams success.” Fun Foods Catering will be teamed up with its sister companies, Fun Foods

for Faith and Chateau Lamothe Catering. The companies’ new website is at CateringIsGood.com. Fun Foods Catering will conduct business under three assumed names. Elegance and charm are offered through Chateau Lamothe catering, LaMott Hoel said. Fun Foods offers a quick and casual, yet beautiful, option, she said, and Fun Foods for Faith has catering ideas for nonprofit organizations and low-cost memorial events. Chateau Lamothe’s Burnsville restaurant closed Dec. 23. “Friendships, memories and stories will never be lost,” said Dave Hoel, owner/manager of Chateau Lamothe. “This familyowned and -operated establishment brought the south metro its hidden gem.”

Michele Jennings for more information: (612) 581-0332. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing

at (651) 389-1177. Seed Your Business Networking Group – “Plant a seed and grow your business” – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www. seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline. org). Members: Free. Guests: $5. Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 2921151. Women’s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 994-8392 or visit www.meetup.com/womensbusinessexchange.

Calendar

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December 23, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership

Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment & Economic Development

Phone: (651) 675-5660

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101

Web site: www.ci.eagan.mn.us

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298 Fax: (651) 215-3841

Phone: (651) 280-6821

E-mail: Positively.Minnesota@state.mn.us

Web site: www.ci.farmington.mn.us

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments

E-mail: enjoyeagan@eaganmn.com

Role: Provide guidance through any real estate development process; may provide financial incentives

Downtown Lakeville Business Association

through tax increment financing, local loan funds or state or federal business finance programs.

Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Apple Valley, Bruce Nordquist

E-mail: jhohenstein@cityofeagan.com Farmington, Tina Hansmeier E-mail: thansmeier@ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us

*Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

CITY OF LAKEVILLE NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that a public hearing will be held before the City Council of the City of Lakeville at the Council Chambers, 20195 Holyoke Avenue, on the 3rd day of January, 2011, at 7:00 p.m. or as soon thereafter as the parties may be heard to consider the application of D & D Restaurants, LLC, for an on-sale and Sunday liquor license at 17516 Dodd Boulevard. The restaurant will consist of casual fine dining with summer outdoor dining. DATED this 15th day of December 2010. Charlene Friedges, City Clerk 2453661 12/23/10

PUBLIC NOTICE

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County GOODHUE District Court First Judicial District Court File Number: 25-CV-10-2769 Case Type: Harassment Rebecca Ann Forsell, Petitioner(s) vs. Daniel David Barrone, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: 454 West 6th Street, Red Wing, MN 55066. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: December 16, 2010 Yvonne J. Black Court Administrator H. Ahern Deputy 2457266 12/23/10

PUBLIC NOTICE

NOTICE TO CREDITORS OF J & W LIQUIDATION, INC. Formerly J & W. Asphalt Construction, Inc. 1. J & W Liquidation, Inc., formerly J & W Asphalt Construction, In c., a Minnesota corporation, does hereby state that it is in the process of dissolving. 2. The corporation filed a Notice of Intent to Dissolve with the Minnesota Secretary of State on December 13, 2010. 3. The address of the Office to which written claims against the corporation must be presented is Mackall, Crounse & Moore, PLC, 901 Marquette Avenue, 1400 AT&T Tower, Minneapolis, Minnesota 55402. 4. The date by which all claims must be received shall be (90 days from the first publication date) March 16, 2011. SPECIALITY INSULATION GROUP, INC. By /s/ Dennis E. Johnson, President 2450672 12/16/10-1/6/11

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (PETITION FOR TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-4072 In the Matter of the Welfare of T.M.P.C., Child. TO: JOSEPH MARK JOHNSON, aka JOSEPH MARTIN JOHNSON MELISSA MARIE LOUCKS, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: pursuant to the terms of Minnesota Statutes Section 260C.301, subd.1(b), the parental rights of the biological father should be terminated as his conduct constitutes an abandonment of the above named child. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on JANUARY 26, 2011 at 8:30AM, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: JOSEPH MARK JOHNSON, aka JOSEPH MARTIN JOHNSON. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: December 7, 2010 Judge RICHARD SPICER 2452762 12/23/10-1/6/11P

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1972 MARS manufactured home, VIN# 15744 currently located at 12300 Geneva Court, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 30th day of December, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Mayra Hernandez Clemente (02/16/1981), Andres Aguirre Nunez (04/14/1963) as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Nine-Hundred, Four Dollars and 72/100 ($3,904.72) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant’s personal property remaining on landlord’s premises following abandonment by tenant. Dated: November 24, 2010 Carol Williams, Agent Hometown Homes 2443606 12/9-12/23/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-6385 In the Matter of the Petition of: Mortgage Electronic Registration S y s t e m s , I n c . , In Relation to Certificate of Title No. 135398 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Three (3), Block Four (4), in ROLLING OAKS SOUTH PLAT SEVEN, according to the recorded plat thereof. TO: Nancy E. Brooks; Todd A. Haney; Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter: IT IS ORDERED, that you, and all persons interested, appear before this Court on the 26th day of January, 2011, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 135398 and enter a new Certificate of Title for the land therein described in favor of Mortgage Electronic Registration Systems, Inc., subject to the memorials of Document Nos. 140423 and 195307 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 652680, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, That this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) upon each of the above-named parties who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat. Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25. Dated: November 5, 2010 Approved: Examiner of Titles James P. O'Connell By: James P. O'Connell Examiner of Titles BY THE COURT: Patricia K. Sutherland Judge of District Court Robert Q. Williams Orin J. Kipp Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 (Phone) Attendance is not required at said time except to object to the entry of the above-described Order. 2447052 12/16-12/23/10

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday January 12 2011 on or after 10am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. J. Hanson - # 602A Furniture, Swing, Exercise Equip R. Whight - # 611 Artwork, Furniture, Vacuum 2449787 12/23-12/30/10

PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE DATE: January 4, 2011 at 10:00AM Property belonging to John Scott, (42808, 45830, 29808), Jennifer Tousignant, (33568, 25939, 13129), Mikhala Iversen, (WP22316, WP41190, WP44635), Ann Niedzielski, (WP584, WP195, WP673), Demetrus Epps, (WP567), Arabia Joiner, (WP429), Janis Jensen, (WP483), Mara Yackel, (WP683), Jean Lemon, (WP300), Amy Resberg, (WP568), Harold Taylor, (WP308, WP572), Danielle Solberg, (WP248), Mike Buckingham, (WP502, WP735), Angela Stainiger, (WP132, WP453), Joseph Bester, (WP193, WP211, WP254, WP183), Cheryl Gendler, (WP705, WP711), Anthony Johnson, (39633, 8006, WP670, WP743) will be sold by live public auction (verbal bidding) on January 4, 2011 STARTING AT 10:00AM, at DOOR TO DOOR STORAGE, INC., 945 Aldrin Dr., Eagan, MN 55121. Goods were neither packed, loaded, nor inventoried by Door to Door Storage, Inc. General description of the goods likely to be sold: Household, business or consumer goods, namely personal effects, china, furniture, clothing, books, glass, silverware, electronics, tools, and similar items; but actual contents, condition, and quality are unknown to Door to Door Storage, Inc. Persons under 15 not admitted. Photo ID is required for bidders. Only cash or credit card as payment. Bidder Registration begins at 9:30am. Viewing begins at 10:00am, and bidding will begin soon after. Each container is 5 ft wide 8 ft long x 7 ft high. 12/16, 12/23/10 CNS-2001340# DAKOTA COUNTY TRIBUNE 2442271 12/16-12/23/10P

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (PETITION FOR TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-4174 In the Matter of the Welfare of D.D.G., Child. TO: Daniel Coleman Social Worker, Christopher P’Simer, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: All rights of the parent(s) to the child should be terminated pursuant to Minnesota Statutes, Section: 260C.301, Subd. 1(b)(1), because the parent(s) have abandoned the child. 260C.301, Subd. 1(b)(2), because the parent(s) have substantially, continuously, or repeatedly refused or neglected to comply with the duties imposed upon the parents by the parent/child relationship, including but not limited to providing the child with necessary food, clothing, shelter, education, and other care and control necessary for the child’s physical, mental or emotional health and development, if the parents are physically and financially able, and either reasonable efforts by the social services agency have failed to correct the conditions that formed the basis of the petition or reasonable efforts would be futile and therefore unreasonable. 260C.301, Subd. 1(b)(7), because the child was born to a mother who was not married to the child’s father when the child was conceived nor when the child was born, the person is not entitled to notice of an adoption hearing under section 259.49 and the person has not registered with the father’s adoption registry under section 259.52. If you fail to appear for this hearing the court may conduct the hearing in your absence and it may result in the termination of your parental rights. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on January 26, 2011 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Daniel Coleman. Dated: December 15, 2010 Richard Spicer Judge 2456683 12/23/10-1/6/11

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1988 FAIR manufactured home, VIN# MY8863687 currently located at 7119 - 123RD St. West, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 14th day of January, 2011 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Cherrybhen Tengco Roque (10/09/1978) Tony Kounlabout (07/10/1971)) as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Eight-Hundred, Sixty-Two Dollars and 75/100 ($3,862.75) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: December 13, 2010 Carol Williams, Agent Hometown Homes 2456228 12/23/10-1/6/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Breach of Contract Court File No. 19HA-CV-10-6997 Central Bank, Plaintiff, vs. Donald G. Peterson, Defendant. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT: You are hereby summoned and required to serve upon plaintiff’s attorneys Answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the date of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. This case may be subject to Alternative Dispute Resolution (ADR) processes under Rule 114 of the General Rules of Practice for the District Courts. The Court Administrator or your attorney can provide you with information about ADR options and a list of neutrals available in your area. ADR does not affect your obligation to respond to the Summons and Complaint within twenty (20) days. Dated: November 2, 2010 PAIEMENT LAW OFFICE, L.L.C. By: /s/____________________________ Joseph M. Paiement, Reg. #169122 St. Croix Business Center, Suite 155 221 East Myrtle Street Stillwater, MN 55082 651.967.5050 Attorney for Plaintiff 2440126 12/9-12/23/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: The River Bobbin 2. State the address of the principal place of business: 14884 Lower Endicott Way, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Judith Ann Remiger, 14884 Lower Endicott Way, Apple Valley, MN 55124 David John Remiger, 14884 Lower Endicott Way, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 11-30-10 Judith A. Remiger, Partner 2450359 12/16-12/23/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Key Notary Service 2. State the address of the principal place of business: 13627 Knox Dr., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kyriaky Machovsky, 13627 Knox Dr., Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 6/04/2010 Kyriaky Machovsky, Notary Public/ Certified Notary Signing Agent 2443965 12/16-12/23/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT ACTION Court File No. ________ Assigned Judge: _______ Associated Materials, LLC d/b/a Alside Supply, Plaintiff, vs. Russel T. Rider d/b/a/ R. Rider Improvement, Defendant. THIS SUMMONS IS DIRECTED TO Russel T. Rider d/b/a R. Rider Improvement: 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Eric G. Olsen, Esq. John A. Halpern & Associates 500 Plymouth Building 12 South Sixth Street Minneapolis, MN 55402-1510 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION . The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: December 6, 2010 JOHN A. HALPERN & ASSOCIATES By: /s/ Eric G. Olsen #0289577 500 Plymouth Building 12 South Sixth Street Minneapolis, MN 55402-1510 Telephone: (612) 375-1980 Facsimile: (612) 342-2709 e-mail: jahalpern@aol.com ATTORNEYS FOR PLAINTIFF 2443902 12/16-12/30/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Pizza Man 2. State the address of the principal place of business: 4381 West Highway 13, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Dakk Enterprises, LLC, 18045 Elgin Avenue, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 8-24-10 James W. Lichty 2446860 12/16-12/23/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Dunhill 2. State the address of the principal place of business: 17725 Glasgow Ave, #231, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jerilyn Beckman, 17725 Glasgow Ave, Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 12/01/10 Jerilyn Beckman 2453353 12/23-12/30/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS. STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No.: 19HA-PR-10-722 In Re the Estate of: Vernon George M a r t i n , a / k / a V e r n o n G . M a r t i n, Decedent. It is Ordered and Notice is given that on the 24th day of January, 2011, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated March 12, 2005 (“Will”), and for the appointment of Gary Lee Martin, whose address is 3 Upton Avenue South, Minneapolis, Minnesota 55405, as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12/16, 2010 Mary J. Theisen Judge ATTORNEY FOR PETITIONER MacDonald Law Firm, LLC Michelle L. MacDonald, # 182370 1069 South Robert Street West St. Paul, MN 55118 Telephone: (651) 222-4400 Facsimile: (651) 222-1122 2466612 12/23-12/30/10

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Porzio 2. State the address of the principal place of business: 4381 West Highway 13, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Dakk Enterprises, LLC, 18045 Elgin Avenue, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 8-24-10 Anne Lichty Owner 2446777 12/16-12/23/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Kumon of Apple Valley 2. State the address of the principal place of business: 7275, 147th Street W, Suite 103, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. LAHGRAM LLC, 15845, Dutton Lane, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/15/2010 Suchitra Sriram, President 2454655 12/23-12/30/10P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-700 In Re: Estate of Dorothy L. Guenther, aka Dorothy Lois Guenther, Deceased It is Ordered and Notice is hereby given that on the 10th day of January 2011 at 9:00 o'clock A.M., a hearing will be held in the above named Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated December 28, 1999, and for the appointment of Dean E. Guenther, 1380 Marice Drive, Eagan, MN 55121 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 12/8/10 Edward Lynch Judge (COURT SEAL) P. James Taurinskas Attorney I.D. #108480 633 So. Concord St., #320 P. O. Box 605 South St. Paul, MN 55075 2447731 12/16-12/23/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Soul Expression 2. State the address of the principal place of business: 16345 Kenwood Trail, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Laura Adams, 16345 Kenwood Trail, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/8/2010 Laura Adams Owner 2452808 12/23-12/30/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Chateau Lamothe Catering 2. State the address of the principal p l a c e of b u s i n e s s : 2 2 5 7 C l a r k C t , Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Fun Foods Catering, LLC, 2257 Clark Ct, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12-3-10 Doris LaMott Hoel, President-Owner 2453763 12/23-12/30/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Kingma Cleaning 2. State the address of the principal place of business: 18430 Jasper Ct., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Zita Kinga Kingma, 18430 Jasper Ct., Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/14/10 Zita Kinga Kingma, President 2453788 12/23-12/30/10P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Fun Foods for Faith 2. State the address of the principal place of business: 2257 Clark Ct, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Fun Foods Catering, LLC, 2257 Clark Ct, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12-3-10 Doris LaMott Hoel, President-Owner 2537777 12/23-12/30/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: The Metropolitan Experience 2. State the address of the principal place of business: 5920 Blackberry Bridge Path, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. The Metropolitan Clinic, LLC, 5920 Blackberry Bridge Path, Inver Grove Heights, MN 55076 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12-10-2010 JOHN J. ACKELSONPresident/Chief Manager 2450700 12/16-12/23/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Mikros Solutions 2. State the address of the principal place of business: 1601 McCarthy Road, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. McCann Daly, LLC, 1601 McCarthy Road, Eagan, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: December 5, 2010 Stephan P. Daly Director of Operations 2450128 12/16-12/23/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Cameco Computers 2. State the address of the principal place of business: 245 Marie Avenue East, Suite 350, West Saint Paul, MN 55118-4171 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Cameco Technologies, LLC, 245 Marie Avenue East, Suite 350, West Saint Paul, MN 55118-4171 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: December 6, 2010 Sakina Ngandu, President 2445945 12/16-12/23/10P

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/13/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $440,500.00 MORTGAGOR: Jared D. Weniger and Meghan M. Weniger MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 12/13/2007 as Document Number 2561178 in the Office of the Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 3, Cobblestone Lake 3rd Addition, Common Interest Community Number 357, Cobblestone Lake, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 15678 Duck Pond Way, Apple Valley, MN 55124 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 011805235003 LENDER: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Consumer Finance TRANSACTION AGENT: None RESIDENTIAL MORTGAGE ORIGINATOR: U.S. Bank National Association ND THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $461,795.14 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 02/04/2011 at 10:00 AM PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on 08/02/2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/14/2010 U.S. Bank National Association ND Mortgagee; Dunakey & Klatt, P.C., By Brian Sayer Attorney for Mortgagee, 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451578 12/16/10-1/20/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Lakeville Shooting and Sports 2. State the address of the principal place of business: 10553 166th St. West, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. David L. Rima, 10553 166th St. West, Lakeville, Mn 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9/13/2010 David L. Rima, Owner 2456287 12/23-12/30/100P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Whirlsource 2. State the address of the principal place of business: 2430 Enterprise Drive, Mendota Heights, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Business Development Sales, Inc., 2430 Enterprise Drive, Mendota Heights, MN 55120 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11-30-10 David J. DeMarsh, President 2446899 12/16-12/23/10P

PUBLIC NOTICE

MORTGAGE: $194,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $203,033.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9639 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422312 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-10-701 ESTATE OF Peter P. Poppler, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated November 22, 2005, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Stephen J. Poppler and Mary Arabadji whose address is: 14861 Echo Way, Apple Valley, Minnesota 55124 and 3477 St. Charles Place, Eagan, Minnesota 55122 as personal representative for the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12-9-10 Edward Lynch Judge Attorney For Personal Representative Paul H. Hauge Grannis & Hauge, P.A. 1260 Yankee Doodle Road Suite 200 Eagan, MN 55121 651-456-9000 42304 2448312 12/16-12/23/10

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PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-10-PR-714 Estate of EDITH MARIE BOKOVOY, Decedent. NOTICE TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is given that on January 24, 2011, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, and for the formal probate of an instrument purporting to be the Will of the Decedent, undated as to the day, month and year and purported to be dated as of the date notarized, April 20, 2010, and for the appointment of Heather L. L. Koering, whose address is 4200 County Road 42 West, Savage, Minnesota 55378, as personal representative of the estate of Decedent in a SUPERVISED administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801), ALL CREDITORS having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12-14-2010 Edward Lynch Judge Eastlund, Solstad, Cade & Hutchinson Heather L. L. Koering, #30394X 4200 County Road 42 West Savage, MN 55378 (952) 894-6400 2451565 12/16-12/23/10

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NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FOURTH JUDICIAL DISTRICT Court File No.: 19HA-PR-10-698 In re: Estate of Derek Lee Gilmer Aka Rick Lee Gilmer Decedent. It is Ordered and Notice is given that on 1-10-11 at 9:00 a.m., a hearing will be held in this Court at 1560 Hwy 55 Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Janet Gilmer, whose address is 27700 Danville Avenue, P O Box 491, Castle Rock Minnesota 55010, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court withinfour (4) months after the date of this notice or the claims will be barred. Dated: 12/8/10 BY THE COURT Edward Lynch Judge of District Court David Hvistendahl, Attorney for Petitioner Hvistendahl, Moersch, Dorsey & Hahn, P.A. 311 South Water Street Northfield MN 55057 License No. 48604 Phone: 507-645-9358 2447600 12/16-12/23/10

PUBLIC NOTICE

2096131. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 2, 2009, Recorded: October 12, 2009, Document No. 2689744. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500060075356 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 416 19th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-32900-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13 and the South 1/2 of Lot 14, Block 2, Hillside Terrace. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $171,670.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7150 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422375 11/18-12/23/10

PUBLIC NOTICE

No. 80, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $105,081.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $102,604.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422230 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File N. 19HA-PR-10-711 Estate of: Clarice M. Westberg, a/k/a Clarice Mary Westberg, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that an Application for informal probate of the above-named Decedent’s last Will, dated December 30, 2005, has been filed with the Registrar herein, and the Application has been granted informally probating such Will. Any objections may be filed in the above named court and the same will be heard by the Court upon notice of hearing fixed for such purpose. Notice is hereby further given that informal appointment of Linda M. Zawacki whose address is 2319 Moreland Court, Maplewood, MN 55119, as personal representative of the Estate of the above-named Decedent, has been made. Any heir, devisee, or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative, and the personal representative is empowered to fully administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease, or distribute real estate, unless objections thereto are filed with the Court (pursuant to Minn. Stat. Section 524.3-607), and the Court otherwise orders. Notice is hereby given that ALL CREDITORS having claims against said Estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Date: 12/13/10 Richard G. Spicer Judge Attorney for Applicant CHANDLER AND BROWN, LTD. Paul D. Brown MN# 136050 332 Minnesota Street, Suite W2610 St. Paul, MN 55101 Telephone: 651-228-0497 Facsimile: 651-228-9237 2451165 12/16-12/23/10

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-706 In Re: Estate of: Lisa Michele Lach aka Lisa M. Lach, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Patricia D. Lach whose address is 8330 Ewing Rd., Bloomington, Minn. 55431 to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12-9-10 Edward Lynch Judge Attorney for Personal Representative Medard B. Kaisershot # 53235 5701 Kentucky Ave. N., # 180 Crystal MN 55428-3385 ph: 763-535-9027 facsimile: 763-537-3177 email: mkaisers@isd.net 2449908 12/16-12-23/10P

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NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-712 In Re Estate of: Helen L. Fabel, Deceased. Notice is given that an Application for informal probate of the Decedent’s Will dated April 20, 1992, has been filed with the Court in an informal proceeding. The Application has been granted. Any objections may be filed with this Court and will be heard by the Court after proper notice of hearing. Notice is also given that the Court has informally appointed Gary Fabel, whose address is 709 Woodbridge Drive, Mendota Heights, MN 55118 as Personal Representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative. Unless objections are filed with the Court (pursuant to Minn. Stat. § 524.3-607) and the Court otherwise orders, the Personal Representative has the power to administer the Estate in Minnesota including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12/13, 2010 RICHARD G. SPICER District Court Judge Attorney for Personal Representative: Charles A. Cox, III #134302 Cox, Goudy, McNulty & Wallace, P.L.L.P. 2929 University Avenue SE, Suite 108 Minneapolis, MN 55414 612-338-1414 612-338-6754 facsimile mcwall@bitstream.net 2450720 12/16-12/23/10

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�� Bank, FA. �� 22 18604 146 20 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded October 30, 2003, Dakota ERTY: Unit No. 19146, CIC No. 424, C o u n t y R e c o r d e r , D o c u m e n t N o . Crossroads Condominium, Dakota 2133361. County, Minnesota. ASSIGNMENTS OF MORTGAGE: AMOUNT DUE AND CLAIMED TO BE NONE DUE AS OF DATE OF NOTICE: TRANSACTION AGENT: NONE $159,375.80 THAT all pre-foreclosure requireTRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON ments have been complied with; that MORTGAGE: NONE no action or proceeding has been instiLENDER OR BROKER AND MORT- tuted at law or otherwise to recover the G A G E O R I G I N A T O R S T A T E D O N debt secured by said mortgage, or any MORTGAGE: Washington Mutual Bank, part thereof; that this is registered property; FA PURSUANT to the power of sale conRESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC tained in said mortgage, the MORTGAGED PROPERTY ADDRESS: above-described property will be sold 15737 Harmony Way, Apple Valley, MN by the Sheriff of said county as follows: 55124 DATE AND TIME OF SALE: January TAX PARCEL I.D. #: 014580115006 LEGAL DESCRIPTION OF PROP- 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County ERTY: Lot 15, Block 6, Longridge Second Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneAddition COUNTY IN WHICH PROPERTY IS sota to pay the debt secured by said mortLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF gage and taxes, if any, on said premises and the costs and disburseMORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed DUE AS OF DATE OF NOTICE, INCLUD- by law, subject to redemption within ING TAXES, IF ANY, PAID BY MORT- six (6) months from the date of said GAGEE: $139,345.16 sale by the mortgagor(s), their perThat prior to the commencement of sonal representatives or assigns. this mortgage foreclosure proceeding If the Mortgage is not reinstated Mortgagee/Assignee of Mortgagee com- under Minn. Stat. §580.30 or the propplied with all notice requirements as erty is not redeemed under Minn. Stat. required by statute; That no action or §580.23, the Mortgagor must vacate proceeding has been instituted at law the property on or before 11:59 p.m. on o r o t h e r w i s e t o r e c o v e r t h e d e b t July 04, 2011, or the next business day secured by said mortgage, or any part if July 04, 2011 falls on a Saturday, thereof; Sunday or legal holiday. PURSUANT to the power of sale conMortgagor(s) released from financial tained in said mortgage, the above obligation: NONE described property will be sold by the THIS COMMUNICATION IS FROM Sheriff of said county as follows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: January ING TO COLLECT A DEBT. ANY 14, 2011 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE: S h e r i f f ' s O f f i c e , USED FOR THAT PURPOSE. Law Enforcement Center, 1580 Hwy THE RIGHT TO VERIFICATION OF 55, Lobby #S-100, Hastings, MN THE DEBT AND IDENTITY OF THE to pay the debt then secured by said ORIGINAL CREDITOR WITHIN THE Mortgage, and taxes, if any, on said T I M E P R O V I D E D B Y L A W I S N O T premises, and the costs and disburse- AFFECTED BY THIS ACTION. ments, including attorneys' fees THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- PRODUCTION, AND ARE ABANDONED. tion 580.30 or the property is not DATED: November 18, 2010 redeemed under section 580.23 is ASSIGNEE OF MORTGAGEE: 11:59 p.m. on July 14, 2011. Central Mortgage Company MORTGAGOR(S) RELEASED FROM Wilford & Geske, P.A. FINANCIAL OBLIGATION ON MORT- Attorneys for Assignee of Mortgagee GAGE: None Lawrence A. Wilford "THE TIME ALLOWED BY LAW FOR James A. Geske REDEMPTION BY THE MORTGAGOR, 8425 Seasons Parkway, Suite 105 THE MORTGAGOR'S PERSONAL REP- Woodbury, MN 55125-4393 RESENTATIVES OR ASSIGNS, MAY BE (651) 209-3300 REDUCED TO FIVE WEEKS IF A JUDI- File Number: 017789F01 CIAL ORDER IS ENTERED UNDER 2416712 11/18-12/23/10 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF INFORMAL PROBATE GAGED PREMISES ARE IMPROVED OF WILL AND INFORMAL WITH A RESIDENTIAL DWELLING OF APPOINTMENT OF PERSONAL LESS THAN FIVE UNITS, ARE NOT REPRESENTATIVE AND NOTICE PROPERTY USED IN AGRICULTURAL TO CREDITORS P R O D U C T I O N , A N D A R E STATE OF MINNESOTA ABANDONED." DAKOTA OF COUNTY Dated: November 8, 2010. DISTRICT COURT JPMorgan Chase Bank, N.A. FIRST JUDICIAL DISTRICT Mortgagee/Assignee of Mortgagee Court File No.: 19HA-PR-10-723 USSET, WEINGARDEN AND LIEBO, P.L.L.P. In Re: Estate of Marihelen Miller, By: Paul A. Weingarden Decedent. Attorneys for Mortgagee/Assignee of Notice is given that an Application Mortgagee for Informal Probate of Will and infor4500 Park Glen Road #300 mal Appointment of Personal RepreMinneapolis, MN 55416 sentative was filed with the Registrar, (952) 925-6888 along with a Will dated July 9, 2009. 60-3297 THIS IS A COMMUNICATION FROM The Registrar accepted the application and appointed Donley D. Rowenhorst, A DEBT COLLECTOR. 2422699 11/18-12/23/10 w h o s e a d d r e s s i s 2 9 6 7 B e l l a i r e Avenue, Maplewood, Minnesota 55109 to serve as the personal representative of the decedent’s estate. NOTICE OF MORTGAGE Any heir, devisee or other interested FORECLOSURE SALE person may be entitled to appointN O T I C E I S H E R E B Y G I V E N t h a t ment as personal representative or default has occurred in the conditions may object to the appointment of the of the following described mortgage: personal representative. Any objection DATE OF MORTGAGE: September to the appointment of the personal 27, 2005 representative must be filed with the ORIGINAL PRINCIPAL AMOUNT OF Court, and any properly filed objection MORTGAGE: $155,234.00 will be heard by the Court after notice MORTGAGOR(S): Harry R Duckson is provided to interested persons of the and Faye A Duckson, husband and wife date of hearing on the objection. MORTGAGEE: Mortgage Electronic Unless objections are filed, and Registration Systems, Inc. unless the Court orders otherwise, the DATE AND PLACE OF REGISTER- personal representative has the full ING: power to administer the estate, includR e g i s t e r e d : N o v e m b e r 1 0 , 2 0 0 5 ing, after thirty (30) days from the Dakota County Registrar of Titles issuance of letters testamentary, the Document Number: 578932 power to sell, encumber, lease, or disAND CORRECTIVE MORTGAGE REG- tribute any interest in real estate ISTERING: December 21, 2005 Dakota owned by the decedent. County Registrar of Titles Notice is further given that, subject Document Number: 581476 to Minn. Stat. § 524.3-801, all crediASSIGNMENTS OF MORTGAGE: tors having claims against the And assigned to: Central Mortgage d e c e d e n t ’ s e s t a t e a r e r e q u i r e d t o Company present the claims to the personal repDated: October 25, 2010 resentative or to the Court within four Transaction Agent: Mortgage Elec- (4) months after the date of this notice tronic Registration Systems, Inc. or the claims will be barred. Transaction Agent Mortgage IdentifiDated: 12/17/10 cation Number: 100220710000084604 RICHARD G. SPICER Lender or Broker: Maribella MortJudge gage, LLC John F. Gerten (MN# 34356) Residential Mortgage Servicer: Cen- GERTEN & VAN VALKENBURG, P.A. tral Mortgage Company 303 East Little Canada Road Mortgage Originator: Not Applicable Saint Paul Minnesota 55117 CERTIFICATE OF TITLE NUMBER: Telephone: (651) 484-7000 138122 Facsimile: (651) 484-6174 COUNTY IN WHICH PROPERTY IS ATTORNEY FOR PERSONAL REPRELOCATED: Dakota SENTATIVE Property Address: 17375 Gettysburg 2456375 12/23-12/30/10P Way, Lakeville, MN 55044-4005 Tax Parcel ID Number: �� 22-18604-146-20

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2009 MORTGAGORS: Michael J. Kraemer and Tracy M Kraemer, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 6, 2009, Dakota County Recorder, Document No. 2668499. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 14, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021200000146224 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17710 Hyde Park Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 228850401004 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Zweber Farm Fifth, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $367,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $371,562.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1383 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 20, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1383 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2457299 12/23/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 28, 2004 MORTGAGORS:Terrance S. Johnson, a married person, and Jennifer Johnson, a married person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 30, 2004, Dakota County Registrar of Titles, Document No. 546544, Certificate of Title No. 123105. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 19, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550022257942 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Source Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 847 1st Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 366950006001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, South Bluff, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$275,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$275,280.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9368 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9368 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2452529 12/23/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 2, 2007 MORTGAGOR:J a n i n e L . M a r t i n , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 3, 2007, Dakota County Recorder, Document No. 2507305. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000351539071 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PHH Home Loans, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 941 Humboldt Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424810001005 LEGAL DESCRIPTION OF PROPERTY: Lot One, Block Five, B. Michel's Addition to West St. Paul, except the South Ten and Eighty-one Hundredth's feet thereof COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$173,523.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 15, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2453814 12/23/10

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-702 ESTATE OF Penny Dimmen, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated March 4, 1978, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Joseph R. Dimmen whose address is: 2098 Marble Lane, Eagan, MN 55122 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12-9-10 Edward Lynch Judge Attorney For Personal Representative John E. Trojack John E. Trojack Law Office P.A. 1549 Livingston Avenue Suite 101 West St. Paul, MN 55118-3420 (651) 451-9696 110929 2450243 12/16-12/23/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-708 In Re: Estate of Andrea Plaugher, a/k/a Andrea Ruth Plaugher, a/k/a Andrea R. Plaugher, a/k/a Andrea B. Plaugher, Decedent. It is Ordered and Notice is given that on January 10, 2011 at 9:00 am, a hearing will be held in this Court at Dakota County Probate Court, Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated October 8, 2002, and for the appointment of Jon Theobald, whose address is 157 Stonebridge Road, Lilydale, MN 55118, as personal representative of the decedent’s estate in a supervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12-13-2010 BY THE COURT Thomas Poch Judge of District Court Thomas R. O’Connell Collins, Buckley, Sauntry & Haugh, P.L.L.P. 332 Minnesota Street, W-1100 St. Paul, Minnesota 55101 Telephone: (612) 227-0611 Fax: (612) 227-0758 Emai: toconnell@cbsh.net Attorney License No.: 080755 2450465 12/16-12/23/10P

PUBLIC NOTICE

single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 6, 2009, Dakota County Recorder, Document No 2641530. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 28, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268300377211 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4462 Glen Echo Bay, Eagan, MN 55122 TAX PARCEL I.D. #: 101779001102 LEGAL DESCRIPTION OF PROPERTY: Unit No. 11, Cliff Lake Courthomes, CIC Number 125, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,187.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $129,289.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1417 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422263 11/18-12/23/10

PUBLIC NOTICE

326 Chestnut Street, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-45300-303-01 LEGAL DESCRIPTION OF PROPERTY: The East 15.00 feet of Lots 28, 29 and 30, Block 1, Lincoln Park Addition to South St. Paul, Dakota County, Minnesota, together with the West 1/2 of Vacated Boston Avenue lying Southerly of the Easterly extension of the Northerly Lot line of Lot 30 and lying Northerly of the Easterly Extension of the Southerly Lot line of Lot 28 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,310.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,356.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 4, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4065 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422336 11/18-12/23/10

PUBLIC NOTICE

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DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $163,730.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1418 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422201 11/18-12/23/10

PUBLIC NOTICE

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9584 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422559 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPONTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-707 Estate of Edward Charles Regal, Decedent. Notice is given that an application for informal probate of the Decedent’s will dated October 20, 2007, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Patricia A. Regal, whose address is 4372 Svensk Lane, Eagan, Minnesota 55123 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/13/10 Richard G. Spicer Judge Attorney for Applicant Troy M. Schrempp Schrempp Law Offices, Inc. 4660 Slater Road, Suite 250 Eagan, MN 55122 Attorney License No.: 289978 Telephone: 651-209-6363 FAX: 651-882-4997 2450013 12/23-12/30/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 1992 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,867.00 MORTGAGOR(S): Eugene T. Robinette and Victoria L. Robinette, husband and wife MORTGAGEE: United Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 10, 1992 Dakota County Recorder Document Number: 1066863 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, FSB Dated: September 01, 1994 Recorded: August 15, 1995 Dakota County Recorder Document Number: 1294346 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 02, 1998 Recorded: June 21, 1999 Dakota County Recorder Document Number: 1614333 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025400001004325 Lender or Broker: United Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 179 Mainzer St, West Saint Paul, MN 55118-1531 Tax Parcel ID Number: 42-32000-060-00 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) of Hardwick's Addition according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $58,775.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 03, 2011, or the next business day if July 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 18, 2010 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018035F01 2416791 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 1, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Palomino Cliffs Townhomes Association (hereinafter the "Association") which was recorded as Document No. 343117 on September 10, 1996, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot Two (2), Block Nine (9), PALOMINO CLIFFS 2ND ADDITION, COMMON INTEREST COMMUNITY NUMBER 257, Dakota County, Minnesota STREET ADDRESS: 13333 Hummingbird Lane, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-56501-020-09 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 1, 2010, (including December 2010 accelerated dues of $291) from Manal Rashid, title holder, to the Association, a Minnesota non-profit corporation, the amount of $7,462.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after November 1, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of

lien against the property. A Notice of Lien evidencing the amount due was recorded on September 28, 2010, as Document No. T668408 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of January, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 6, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. PALOMINO CLIFFS TOWNHOMES ASSOCIATION Attorneys for Palomino Cliffs Townhomes Association THOMSEN & NYBECK, P.A. By: _____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Palomino Cliffs/Rashid/10-7-231D)

2420860

11/18-12/23/10

PUBLIC NOTICE

��

�� within six (6)�� months from the date of Mortgage/Mortgagee said sale by the mortgagor(s), their One Financial Plaza, personal representatives or assigns 120 South Sixth Street, Suite 1100 unless reduced to Five (5) weeks under Minneapolis, MN 55402 Phone: 612-573-3677 MN Stat. §580.07. TIME AND DATE TO VACATE PROP- Our File No. 10MN00514-1 E R T Y : I f t h e r e a l e s t a t e i s a n THIS IS A COMMUNICATION FROM owner-occupied, single-family dwell- A DEBT COLLECTOR. ing, unless otherwise provided by law, A S A P # 3 8 1 3 5 2 4 1 1 / 1 8 / 2 0 1 0 , the date on or before which the mort- 11/25/2010, 12/02/2010, 12/09/2010, gagor(s) must vacate the property if the 12/16/2010, 12/23/2010 11/18-12/23/10 mortgage is not reinstated under sec- 2419969 tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011. NOTICE OF MORTGAGE MORTGAGOR(S) RELEASED FROM FORECLOSURE SALE FINANCIAL OBLIGATION ON MORTTHE RIGHT TO VERIFICATION GAGE: None "THE TIME ALLOWED BY LAW FOR OF THE DEBT AND IDENTITY OF REDEMPTION BY THE MORTGAGOR, THE ORIGINAL CREDITOR WITHIN THE MORTGAGOR'S PERSONAL REP- THE TIME PROVIDED BY LAW IS RESENTATIVES OR ASSIGNS, MAY BE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER default has occurred in conditions of t h e following described MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mortgage:DATE OF MORTGAGE:JanuOTHER THINGS, THAT THE MORT- ary 26, 2005 MORTGAGORS:D o u g l a s V . C o r GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF rington and Stacey A. Corrington, husLESS THAN FIVE UNITS, ARE NOT band and wife. MORTGAGEE:Mortgage Electronic PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Registration Systems, Inc. DATE AND PLACE OF RECORDING: ABANDONED." Recorded March 4, 2005, Dakota Dated: November 9, 2010. County Recorder, Document No. Chase Home Finance LLC 2301708. Mortgagee/Assignee of Mortgagee ASSIGNMENTS OF MORTGAGE: USSET, WEINGARDEN AND LIEBO, P.L.L.P. Assigned to: U.S. Bank National By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Association, as Trustee for Structured Asset Investment Loan Trust, MortMortgagee gage Pass-Through Certificates, Series 4500 Park Glen Road #300 2005-3, Dated: June 30, 2010, Minneapolis, MN 55416 July 9, 2010, Document No. Recorded: (952) 925-6888 2739840. 30-9565 TRANSACTION AGENT: Mortgage THIS IS A COMMUNICATION FROM Electronic Registration Systems, Inc. A DEBT COLLECTOR. TRANSACTION AGENT'S MORT2422426 11/18-12/23/10 GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200001416624 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON NOTICE OF MORTGAGE MORTGAGE: BNC Mortgage, Inc. FORECLOSURE SALE THE RIGHT TO VERIFICATION OF RESIDENTIAL MORTGAGE SERTHE DEBT AND IDENTITY OF THE VICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T 14915 East 210th Street, Hastings, MN AFFECTED BY THIS ACTION. 55033 NOTICE IS HEREBY GIVEN: That T A X P A R C E L I . D . # : default has occurred in the conditions 25-02500-010-51 of the following described mortgage: LEGAL DESCRIPTION OF PROPDATE OF MORTGAGE: August 29, ERTY: The East Half (E 1/2) of Southeast 2005 ORIGINAL PRINCIPAL AMOUNT OF Quarter (SE 1/4 ) of Southwest QuarMORTGAGE: $356,084.00 ter (SW 1/4 ) of Section Twenty-Five MORTGAGOR(S): Chad Weiss and (25) Township One Hundred FourHeidi Weiss, husband and wife teen (114) Range Seventeen (17). COUNTY IN WHICH PROPERTY IS MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage MORTGAGE:$273,000.00 Electronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE MIN#: 100220710000054136 DUE AS OF DATE OF NOTICE, INCLUDSERVICER: Ocwen Loan Servicing, ING TAXES, IF ANY, PAID BY MORTGAGEE:$344,858.85 LLC That prior to the commencement of LENDER: Maribella Mortgage, LLC. D A T E A N D P L A C E O F F I L I N G : this mortgage foreclosure proceeding Dakota County Minnesota, Recorder, Mortgagee/Assignee of Mortgagee comon September 15, 2005, as Document plied with all notice requirements as No. 2361054 required by statute; That no action or ASSIGNED TO: U.S. Bank N.A., as proceeding has been instituted at law Trustee for the registered holders of o r o t h e r w i s e t o r e c o v e r t h e d e b t BancCap Asset Securitization Issu- secured by said mortgage, or any part a n c e C o r p o r a t i o n , M o r t g a g e L o a n thereof; Asset Backed Certificates, Series PURSUANT to the power of sale con2006-1 Dated: January 29, 2008, and tained in said mortgage, the above recorded February 8, 2008 by Docu- described property will be sold by the Sheriff of said county as follows: ment No. 2571285. DATE AND TIME OF SALE: February LEGAL DESCRIPTION OF PROPERTY: Waterview Lot 13, Block 1, 11, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Dakota County, Minnesota PROPERTY ADDRESS: 646 Water- Enforcement Center, 1580 Hwy 55, view Cv, Eagan, MN 55123 Lobby #S-100, Hastings, MN to pay the debt then secured by said PROPERTY I.D: 10 83500 130 01 COUNTY IN WHICH PROPERTY IS Mortgage, and taxes, if any, on said LOCATED: Dakota premises, and the costs and disburseTHE AMOUNT CLAIMED TO BE DUE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ON THE MORTGAGE ON THE DATE OF allowed by law subject to redemption T H E N O T I C E : T h r e e H u n d r e d within twelve (12) months from the Ninety-One Thousand One Hundred date of said sale by the mortgagor(s), their personal representatives or and 59/100 ($391,100.59) THAT no action or proceeding has assigns unless reduced to Five (5) been instituted at law to recover the weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPdebt secured by said mortgage, or any part thereof; that there has been com- E R T Y : I f t h e r e a l e s t a t e i s a n pliance with all pre-foreclosure notice owner-occupied, single-family dwelland acceleration requirements of said ing, unless otherwise provided by law, the date on or before which the mortmortgage, and/or applicable statutes; PURSUANT, to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not redeemed under section 580.23 is Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM 11:59 p.m. on February 13, 2012. MORTGAGOR(S) RELEASED FROM on January 4, 2011 PLACE OF SALE: Sheriff`s M a i n FINANCIAL OBLIGATION ON MORTOffice, Law Enforcement Center, 1580 GAGE:None Highway 55, Hastings MN 55033-2343 "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, mortgage and taxes, if any actually THE MORTGAGOR'S PERSONAL REPpaid by the mortgagee, on the pre- RESENTATIVES OR ASSIGNS, MAY BE mises and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER ments allowed by law. The time allowed by law for redemp- MINNESOTA STATUTES, SECTION tion by said mortgagor(s), their per- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sonal representatives or assigns is 6 OTHER THINGS, THAT THE MORTmonths from the date of sale. GAGED PREMISES ARE IMPROVED "THE TIME ALLOWED BY LAW FOR WITH A RESIDENTIAL DWELLING OF REDEMPTION BY THE MORTGAGOR, LESS THAN FIVE UNITS, ARE NOT THE MORTGAGOR`S PERSONAL REP- PROPERTY USED IN AGRICULTURAL RESENTATIVES OR ASSIGNS, MAY BE P R O D U C T I O N , A N D A R E REDUCED TO FIVE WEEKS IF A JUDI- ABANDONED." CIAL ORDER IS ENTERED UNDER Dated: December 9, 2010. U.S. Bank, National Association, MINNESOTA STATUTES, SECTION as Trustee 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTMortgagee/Assignee of Mortgagee GAGED PREMISES ARE IMPROVED USSET, WEINGARDEN AND LIEBO, P.L.L.P. WITH A RESIDENTIAL DWELLING OF By: Paul A. Weingarden LESS THAN FIVE UNITS, ARE NOT Attorneys for Mortgagee/Assignee of PROPERTY USED IN AGRICULTURAL Mortgagee P R O D U C T I O N , A N D A R E 4500 Park Glen Road #300 ABANDONED." Minneapolis, MN 55416 (952) 925-6888 Dated: November 18, 2010 75-4100 U.S. Bank N.A., as Trustee for the registered holders of BancCap THIS IS A COMMUNICATION FROM Asset Securitization Issuance A DEBT COLLECTOR. 2452584 12/23/10-1/27/11 Corporation, Mortgage Loan Asset Backed Certificates, Series 2006-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of �� Mortgage/Mortgagee

PUBLIC NOTICE

�� gage Corporation n/k/a Chase Finance, LLC ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: DATE OF MORTGAGE: May 11, 2007 MORTGAGORS: Titus Construction, Inc. MORTGAGEES: Wells Federal Bank FSB RECORDING INFORMATION: Recorded on May 11, 2007, as Document Number 610458, in the Office of the Registrar of Titles of Dakota County, Minnesota. There are no Assignments of the Mortgage. TAX PARCEL ID NUMBER: 02-22551-101-05 LEGAL DESCRIPTION: Unit No. 101, CIC No. 558, Earley Lake Office Park, a common interest community, located in the County of Dakota; Pursuant to the Declaration and Bylaws Doc. No. 609876; Subject to the provisions, restrictions and easements contained in the Declaration (and Bylaws) and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota, Statutes Chapter 515B, and Acts Amendatory thereof. > Check here if all or part of the described property is Registered (Torrens) PROPERTY ADDRESS: 1713 Southcross Drive West, Suite B, Burnsville, MN 55306. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is Wells Federal Bank FSB. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Wells Federal Bank FSB. The requisites of Minn. Stat. 580.02 have been satisfied. All pre-foreclosure requirements have been complied with. No action or proceeding has been instituted at law or otherwise to recover the debt secured by the mortgage, or any part thereof. The original principal amount secured by the Mortgage was $162,400.00. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $186,616.99. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on January 24, 2011, 10:00 a.m. at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by Mortgage or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. The real estate is not an owner-occupied single family dwelling. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: December 7, 2010 Name of Mortgagee: Wells Federal Bank FSB Name and address of Attorney for Mortgagee: Richard K. Hocking, P.A. 10657 165th Street West, Lakeville, MN 55044 (952) 432-8129 Attorney ID No. 45639 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 24, 2011 at 10:00 AM has been postponed to January 31, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 14, 2010. 2451802 12/16/10-1/20/11

PUBLIC NOTICE

Home

RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 20619 Justice Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 224405203002 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Lake Marion Estates 3rd Addition, according to the recorded plat thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $245,585.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9558 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422455 11/18-12/23/10

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2420972 11/18-12/23/10

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422361 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 MORTGAGOR: Michael S. Osborn, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 12, 2007, Dakota County Recorder, Document No. 2487741. ASSIGNMENTS OF MORTGAGE: Assigned to: M&T Bank, Dated: November 4, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100050300005512109 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Worldwide Mortgage & Inv LLC d/b/a Worldwide Lending RESIDENTIAL MORTGAGE SERVICER: M&T Bank MORTGAGED PROPERTY ADDRESS: 8423 208th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 225670204001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Park Terrace 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,759.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010. M&T Bank Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37-53 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422716 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 6 , 2005 MORTGAGORS:Mark Rios and Kristine Rios, Husband and Wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 29, 2005, Dakota County Recorder, Document No. 2355734. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014440002623783 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NETBANK RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 259 9th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363255015002 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Hepburn Park Addition to the City of Saint Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$215,970.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$248,181.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9850 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2456267 12/23/10-1/27/11

PUBLIC NOTICE

DATE OF MORTGAGE: April 5, 2005 MORTGAGORS: B r a n d o n J . B r u h a and Molly J. C. Bruha, husband and WIFE. MORTGAGEE: Residential Finance Corporation. DATE AND PLACE OF RECORDING: Recorded May 11, 2005, Dakota County Recorder, Document No. 2320874. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: March 11, 2005, Recorded: June 21, 2005, Document No. 2332395, and by Document No. 2332396 and 2419513. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Finance Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 213 Walnut Street, Farmington, MN 55024 TAX PARCEL I.D. #: 147700009008 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 8, Town of Farmington COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $186,458.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4945 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422778 11/18-12/23/10

PUBLIC NOTICE

��

MORTGAGE: American Residential Mortgage, LP. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13886 Granada Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011695033003 LEGAL DESCRIPTION OF PROPERTY: Unit No. 33, CIC No. 136, Cedarwick, A Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $118,315.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4932 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422798 11/18-12/23/10

PUBLIC NOTICE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422467 11/18-12/23/10

PUBLIC NOTICE

to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 6, 2011, or the next business day if July 6, 2011 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: November 9, 2010 BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson -forANNA C. MICKELSON Atty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2416357 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Jarol S Christiansen and Konnisa Christiansen, husband and wife MORTGAGEE: River City Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: February 18, 2003 Dakota County Recorder Document Number: 2001419 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: November 21, 2002 Recorded: February 18, 2003 Dakota County Recorder Document Number: 2001420 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428312 And assigned to: U.S. Bank National Association Dated: November 11, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001807138 Lender or Broker: River City Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 540 Chapel Ln, Eagan, MN 55121-2301 Tax Parcel ID Number: 10-15600-150-11 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Burrview Acres, according to the plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $136,702.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 04, 2011, or the next business day if July 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016466F01 2421420 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2007 MORTGAGOR: S h a n n o n M a r i e Johnson, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded July 17, 2007, Dakota County Recorder, Document No. 2530719. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 2, 2010, Recorded: May 14, 2010, Document No. 2730315. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4782 Aspen Street, Hampton, MN 55031 TAX PARCEL I.D. #: 18-35500-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Heights of Hampton 1st. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,241.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7915 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2457098 12/23/10-1/27/11

�� Richard �� and MORTGAGORS: Norton

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Kathryn Lynn Hanson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 27, 2005 Dakota County Recorder Document Number: 2344589 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039223350007259 Lender o r B r o k e r : First Magnus Financial Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1013 Walnut St, Farmington, MN 55024-1725 Tax Parcel ID Number: 14 22500 080 09 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 9, East Farmington First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,936.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017433F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 17, 2010 at 10:00 AM has been postponed to January 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 23, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017433F01 2453938 12/23/10

PUBLIC NOTICE

Jill Norton, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered September 4, 2007, Dakota County Registrar of Titles, Document No. 616632, Certificate of Title No. 101912. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 2, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001501703 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1520 Earle Way, Burnsville, MN 55306 TAX PARCEL I.D. #: 022247501001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Earl Place. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,256.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $271,292.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 4, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2418645 11/18-12/23/10

PUBLIC NOTICE

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�� or o t h e r w i s e �� to recover the debt secured by said mortgage, or any part �� 13585 Atwater Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830220001 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Meadows of Bloomfield 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $398,178.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $398,119.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9588 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422524 11/18-12/23/10

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6370 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2429023 11/25-12/30/10

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4953 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428991 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: MORTGAGORS:Justin A. Kepler and Joyce K. Luedke, both single. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 14, 2008, Dakota County Registrar of Titles, Document No. 626546, Certificate of Title No. 144598. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900031030033 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 21030 Chippendale Court, Farmington, MN 55024 TAX PARCEL I.D. #: 142110005100 LEGAL DESCRIPTION OF PROPERTY: Lot 3 and those parts of Lots 4 and 5 lying Easterly of a Straight Line drawn from a point on the North Line of Said Lot 4 Distant 28 feet West of the Northeast Corner of Said Lot 4 to the Southeast Corner of Said Lot 5, All in Dooley Add. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$185,340.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2427961 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 , 2004 MORTGAGORS: Delbert F. Gaffaney and Denise L. Gaffaney, husband and wife. MORTGAGEE: Chase Home Finance LLC FKA Chase Manhattan Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded March 24, 2004, Dakota County Recorder, Document No. 2188474. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance LLC FKA Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1210 6th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-32100-040-07 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of the Lot 2, all of Lot 3, and the North 1/2 of Lot 4, Block 7, Hauses Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,323.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $107,302.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8314 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2457137 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,000.00 MORTGAGOR(S): Casey McKernan and Michelle McKernan, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 22, 2006 Dakota County Recorder Document Number: 2439833 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II 2 0 0 6 - A R 2 , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2006-AR2 Dated: November 23, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700068168018 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 610 Centennial Dr, Farmington, MN 55024-1609 Tax Parcel ID Number: 14-73100-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Sunnyside Addition to Farmington AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,742.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II 2006-AR2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018277F01 2456743 12/23/10-1/27/11

PUBLIC NOTICE

wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Lending Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100055140027083332 SERVICER: Ocwen Loan Servicing, LLC LENDER: Aegis Lending Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 9, 2006, as Document No. 2466912 ASSIGNED TO: Deutsche Bank National Trust Company, as Indenture Trustee for the registered Noteholders of Aegis Asset Backed Securities Trust 2006-1, Mortgage Backed Notes Dated: December 21, 2007 , and recorded January 24, 2008 by Document No. 2567915 . LEGAL DESCRIPTION OF PROPERTY: Lot 6,Block 4,Beacon Hill, Dakota County, Minnesota. PROPERTY ADDRESS: 4640 Kingsbury Drive, Eagan, MN 55122 PROPERTY I.D: 10-13500-060-04 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Nine Thousand Six Hundred Twenty and 32/100 ($199,620.32) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 Deutsche Bank National Trust Company, as Indenture Trustee for the registered Noteholders of Aegis Asset Backed Securities Trust 2006-1, Mortgage Backed Notes Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00592-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821806 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427883 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,600.00 MORTGAGOR(S): Joyce LaFavre, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 23, 2006 Dakota County Registrar of Titles Document Number: 586919 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, NA, successor by merger to Countrywide Bank, FSB Dated: May 26, 2009 Registered: June 24, 2009 Dakota County Registrar of Titles Document Number: T646212 And assigned to: BAC HOME LOANS SERVICING, LP Dated: November 11, 2010 And assigned to: BAC HOME LOANS SERVICING, LP Dated: November 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001226110-6 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132125 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3335 148th St W, Rosemount, MN 55068-4339 Tax Parcel ID Number: 34-62856-080-01

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34 62856 080 01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1; in Rahn's Seventh Addition, according to the plat thereof now on file and of record. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,448.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2011, or the next business day if July 07, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2010 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018174F01 2425671 11/25-12/30/10

PUBLIC NOTICE

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00580-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821456 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427813 11/25-12/30/10

PUBLIC NOTICE

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Asset-Backed Notes, Series 2005-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00048-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3820997 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427796 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Jennifer L. Schaubach and Matthew Maddox, both single persons MORTGAGEE: Saxon Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded: April 04, 2005 Dakota County Recorder Document Number: 2310007 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank Trust Company Americas as indenture Trustee for the registered holders of Saxon Asset Securities Trust 2005-1 Mortgage Loan Asset Backed Notes, Series 2005-1 Dated: November 30, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Saxon Mortgage, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 251 River Woods Ln, Burnsville, MN 55337-3382 Tax Parcel ID Number: 02 77006 020 06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Townhouse Villages at Riverwoods 7th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,446.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank Trust Company Americas as indenture Trustee for the registered holders of Saxon Asset Securities Trust 2005-1 Mortgage Loan Asset Backed Notes, Series 2005-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018260F01 2453905 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Arnold L. Gerdes, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 11, 2006 Dakota County Recorder Document Number: 2453038 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC. Dated: October 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000263089 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3812 Willow Way, Eagan, MN 55122-1627 Tax Parcel ID Number: 10-14993-650-01 LEGAL DESCRIPTION OF PROPERTY: Lot 65, Block 1, Briar Hill 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $140,681.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017641F01 2452566 12/23/10-1/27/11

PUBLIC NOTICE

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�� proceeding �� has no action or THAT�� 2490512 ASSIGNED TO: HSBC Bank USA, been instituted at law to recover the N.A., as Trustee on behalf of ACE debt secured by said mortgage, or any Securities Corp. Home Equity Loan part thereof; that there has been comTrust and for the registered holders of pliance with all pre-foreclosure notice ACE Securities Corp. Home Equity and acceleration requirements of said Loan Trust, Series 2007-ASAP2, Asset mortgage, and/or applicable statutes; Backed Pass-Through Certificates PURSUANT, to the power of sale conDated: March 13, 2007 , and recorded tained in said mortgage, the above September 8, 2008 by Document No. described property will be sold by the 2611803 . Sheriff of said county as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: 10:00 AM ERTY: Lot 13, Block 1, Carrollton on January 11, 2011 PLACE OF SALE: Sh e r i f f ` s M a i n Estates, Dakota County, MN PROPERTY ADDRESS: 7836 Upper Office, Law Enforcement Center, 1580 145th Court West, Apple Valley, MN Highway 55, Hastings MN 55033-2343 55124 to pay the debt then secured by said PROPERTY I.D: 011630013001 mortgage and taxes, if any actually COUNTY IN WHICH PROPERTY IS paid by the mortgagee, on the preLOCATED: Dakota mises and the costs and disburseTHE AMOUNT CLAIMED TO BE DUE m e n t s a l l o w e d b y l a w . T h e t i m e ON THE MORTGAGE ON THE DATE OF allowed by law for redemption by said THE NOTICE: Two Hundred Twenty-Six mortgagor(s), their personal represenThousand Four Hundred Forty-Two tatives or assigns is 6 months from the and 11/100 ($226,442.11) date of sale. THAT no action or proceeding has "THE TIME ALLOWED BY LAW FOR been instituted at law to recover the REDEMPTION BY THE MORTGAGOR, debt secured by said mortgage, or any THE MORTGAGOR`S PERSONAL REPpart thereof; that there has been com- RESENTATIVES OR ASSIGNS, MAY BE pliance with all pre-foreclosure notice REDUCED TO FIVE WEEKS IF A JUDIand acceleration requirements of said CIAL ORDER IS ENTERED UNDER mortgage, and/or applicable statutes; MINNESOTA STATUTES, SECTION PURSUANT, to the power of sale con- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G tained in said mortgage, the above OTHER THINGS, THAT THE MORTdescribed property will be sold by the GAGED PREMISES ARE IMPROVED Sheriff of said county as follows: WITH A RESIDENTIAL DWELLING OF DATE AND TIME OF SALE: 10:00 AM LESS THAN FIVE UNITS, ARE NOT on January 11, 2011 PROPERTY USED IN AGRICULTURAL PLACE OF SALE: Sheriff`s M a i n P R O D U C T I O N , A N D A R E Office, Law Enforcement Center, 1580 ABANDONED." Highway 55, Hastings MN 55033-2343 Dated: November 25, 2010 to pay the debt then secured by said HSBC Bank USA, N.A., as Trustee mortgage and taxes, if any actually on behalf of ACE Securities Corp. paid by the mortgagee, on the preHome Equity Loan Trust and for mises and the costs and disbursethe registered holders of ACE ments allowed by law. The time Securities Corp. Home Equity Loan allowed by law for redemption by said Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates mortgagor(s), their personal representatives or assigns is 6 months from the Randall S. Miller & Associates, PLLC Attorneys for Assignee of date of sale. "THE TIME ALLOWED BY LAW FOR Mortgage/Mortgagee REDEMPTION BY THE MORTGAGOR, One Financial Plaza, THE MORTGAGOR`S PERSONAL REP- 120 South Sixth Street, Suite 1100 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55402 REDUCED TO FIVE WEEKS IF A JUDI- Phone: 612-573-3677 CIAL ORDER IS ENTERED UNDER Our File No. 10MN00524-1 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. OTHER THINGS, THAT THE MORT- A S A P # 3 8 2 1 4 5 5 1 1 / 2 5 / 2 0 1 0 , GAGED PREMISES ARE IMPROVED 12/02/2010, 12/09/2010, 12/16/2010, WITH A RESIDENTIAL DWELLING OF 12/23/2010, 12/30/2010 11/25-12/30/10 LESS THAN FIVE UNITS, ARE NOT 2427834 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." NOTICE OF MORTGAGE Dated: November 25, 2010 FORECLOSURE SALE HSBC Bank USA, N.A., as Trustee THE RIGHT TO VERIFICATION on behalf of ACE Securities Corp. Home Equity Loan Trust and for OF THE DEBT AND IDENTITY OF t h e r e g i s t e r e d h o l d e r s o f A C E THE ORIGINAL CREDITOR WITHIN Securities Corp. Home Equity Loan THE TIME PROVIDED BY LAW IS Trust, Series 2007-ASAP2, Asset NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Backed Pass-Through Certificates default has occurred in conditions of Randall S. Miller & Associates, PLLC A t t o r n e y s f o r A s s i g n e e o f the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 5 , Mortgage/Mortgagee 2003 One Financial Plaza, MORTGAGORS:Michael J. Werth and 120 South Sixth Street, Suite 1100 Marian J. Werth, both unmarried. Minneapolis, MN 55402 MORTGAGEE:Tradition Mortgage. Phone: 612-573-3677 DATE AND PLACE OF RECORDING: Our File No. 10MN00585-1 Recorded November 20, 2003, THIS IS A COMMUNICATION FROM Dakota County Recorder, Document A DEBT COLLECTOR. A S A P # 3 8 2 1 8 2 4 1 1 / 2 5 / 2 0 1 0 , No. 2142775. ASSIGNMENTS OF MORTGAGE: 12/02/2010, 12/09/2010, 12/16/2010, Assigned to: JPMorgan Chase Bank, 12/23/2010, 12/30/2010 2427857 11/25-12/30/10 N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA, Dated: August 25, 2003, Recorded: November 20, 2003, Document No. NOTICE OF MORTGAGE 2142776. FORECLOSURE SALE THE RIGHT TO VERIFICATION OF TRANSACTION AGENT: NONE THE DEBT AND IDENTITY OF THE TRANSACTION AGENT'S MORTORIGINAL CREDITOR WITHIN THE GAGE IDENTIFICATION NUMBER ON T I M E P R O V I D E D B Y L A W I S N O T MORTGAGE: NONE AFFECTED BY THIS ACTION. LENDER OR BROKER AND MORTNOTICE IS HEREBY GIVEN: That G A G E O R I G I N A T O R S T A T E D O N default has occurred in the conditions MORTGAGE: Tradition Mortgage of the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: September VICER: Chase Home Finance, LLC 30, 2005 MORTGAGED PROPERTY ADDRESS: ORIGINAL PRINCIPAL AMOUNT OF 454 13th Avenue North, South Saint MORTGAGE: $144,000.00 Paul, MN 55075 MORTGAGOR(S): Kristen Reppen,an TAX PARCEL I.D. #: 367020901004 unmarried woman and Travis Witt, an LEGAL DESCRIPTION OF PROPunmarried man ERTY: Lots 5, 6, 7, 8, and 9, Block 8 and MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee Lot 1, Block 4, South Park Division for DHI Mortgage Company Limited No. 10, Dakota County, Minnesota Partnership COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: Mortgage LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF Electronic Registration Systems, Inc. MORTGAGE:$150,000.00 MIN#: 100020410000863253 SERVICER: Ocwen Loan Servicing, AMOUNT DUE AND CLAIMED TO BE LLC DUE AS OF DATE OF NOTICE, INCLUDLENDER: DHI Mortgage Company ING TAXES, IF ANY, PAID BY MORTLimited Partnership. GAGEE:$145,601.71 DATE AND PLACE OF FILING: That prior to the commencement of Dakota County Minnesota,Registrar of this mortgage foreclosure proceeding Title , on October 19, 2005, as Docu- Mortgagee/Assignee of Mortgagee comment No. 577152 plied with all notice requirements as ASSIGNED TO: HSBC Bank USA, required by statute; That no action or N.A., as Trustee on behalf of ACE proceeding has been instituted at law Securities Corp. Home Equity Loan o r o t h e r w i s e t o r e c o v e r t h e d e b t Trust and for the registered holders of secured by said mortgage, or any part ACE Securities Corp. Home Equity thereof; Loan Trust, Series 2006-ASAP2, Asset PURSUANT to the power of sale conBacked Pass-Through Certificates tained in said mortgage, the above Dated: March 28, 2006 , and recorded described property will be sold by the November 5, 2010 by Document No. Sheriff of said county as follows: T670583. DATE AND TIME OF SALE: January L E G A L D E S C R I P T I O N O F P R O P - 28, 2011 at 10:00 AM ERTY: Unit No. 18138, CIC No. 424, PLACE OF SALE:Sheriff's Office, Law Crossroads Condominiums, Dakota Enforcement Center, 1580 Hwy 55, County, Minnesota Being Registered Lobby #S-100, Hastings, MN land as is evidenced by Certificate of to pay the debt then secured by said title No. 133980 Mortgage, and taxes, if any, on said PROPERTY ADDRESS: 17391 Get- premises, and the costs and disbursements, including attorneys' fees tysburg Way, Lakeville, MN 55044 allowed by law subject to redemption PROPERTY I.D: 221860413818 COUNTY IN WHICH PROPERTY IS within six (6) months from the date of said sale by the mortgagor(s), their LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE personal representatives or assigns ON THE MORTGAGE ON THE DATE OF unless reduced to Five (5) weeks under THE NOTICE: One Hundred Forty-Nine MN Stat. §580.07. TIME AND DATE TO VACATE PROPThousand Six Hundred Forty and 00/100 ($149,640.00) THAT no action or proceeding has ��

PUBLIC NOTICE

�� DATED: �� November 25, 2010 MORTGAGEE: Mortgage Electronic �� TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3315 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428077 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,300.00 MORTGAGOR(S): Lawrence J. Lesniak and Charmayne Y Lesniak, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 08, 2005 Dakota County Recorder Document Number: 2328422 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900050780716 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20657 Hampshire Way, Lakeville, MN 55044-4666 Tax Parcel ID Number: 22 82052 090 02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Village Creek 3rd Addition, Common Interest Community No. 327, according to the plat thereof on file or of record in the Office of the County Recorder, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,920.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2011, or the next business day if July 07, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2010

Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018134F01 2426527 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $105,000.00 MORTGAGOR(S): Gina L. Nelson f/k/a Gina L. Sikkink and William Nelson, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 19, 2005 Dakota County Recorder Document Number: 2361989 ASSIGNMENTS OF MORTGAGE: And assigned to: Americu Mortgage Company Dated: December 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100063700002716576 Lender or Broker: Twin Cities Co-Ops Federal Credit Union Residential Mortgage Servicer: Towne Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3589 Blue Jay Way Apt 102, Eagan, MN 55123-2207 Tax Parcel ID Number: 10-45050-043-04 LEGAL DESCRIPTION OF PROPERTY: Unit 4102, Lexington Place Condominium, Condominium No. 66, a condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $97,236.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: Americu Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018551F01 2456656 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,544.00 MORTGAGOR(S): Michael J. Homiak and Pilar A Homiak, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 13, 2005 Dakota County Recorder

County Recorder Document Number: 2321626 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002301882 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20075 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12 24500 029 04 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 4, Empire River Preserve CIC No. 386, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,954.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2011, or the next business day if July 07, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018136F01 2426549 11/25-12/30/10

PUBLIC NOTICE

Thousand Four Hundred One and 68/100 ($196,401.68) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 P L A C E O F S A L E : Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 Deutsche Bank National Trus t Company, as trustee for Ixis Real Estate Capital Trust 2005-HE4 Mortgage Pass Through Certificates, Series 2005-HE4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00591-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821823 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427896 11/25-12/30/10

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4949 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428959 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 18, 2005 MORTGAGORS:Luan V. Pham a/k/a Luam V. Pham and Linda Do Pham, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 25, 2005, Dakota County Recorder, Document No. 2325134. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900795467277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1600 Wexford Circle, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-83851-320-01 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Wexford 2nd Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$297,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$316,362.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010.

Dated: November 16, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428012 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Tracy Massina and Joseph Massina, wife and husband MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 06, 2005 Dakota County Recorder Document Number: 2358248 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of The Holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-through Certificates, Series NC 2005-HE8 Dated: December 29, 2008 Recorded: July 29, 2010 Dakota County Recorder Document Number: 2743251 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 28363 Henderson Way, Randolph, MN 55065-7531 Tax Parcel ID Number: 31-32500-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Hillside Village, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $261,777.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of The Holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004095F03 2452608 12/23/10-1/27/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,000.00 MORTGAGOR(S): Michael F Page, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2006 Dakota County Recorder Document Number: 2418480 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: October 28, 2010 Recorded: October 29, 2010 Dakota County Recorder Document Number: 2762566 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065596740 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12824 Nicollet Ave Apt 201, Burnsville, MN 55337-2821 Tax Parcel ID Number: 02-01300-351-16 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 201, 12824 Nicollet Avenue, Apartment Ownership No. 15, Ridgeview Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $120,130.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017837F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 17, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 17, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017837F01 2449513 12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 10, 2006 MORTGAGORS: K a r l a M c L a u g h l i n and Nancy Nardi, both single persons. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 8, 2006, Dakota County Recorder, Document No. 2426964. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 17, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900807248186 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 9190 Tyne Lane, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 201840401006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Coventry Pass 5th Addition, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $280,803.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5091 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451750 12/16/10-1/20/11

Home Mortgage, Inc. Dated: August 9, 2002, Registered: May 13, 2003, as Document No. 499225, and also recorded with the County Recorder on October 3, 2002, as Document No. 1943201. And thereafter assigned to: AmTrust Bank, F/K/A Ohio Savings Bank, Dated: July 1, 2003, Registered: December 24, 2007 as Document No. 621794 and by instrument Recorded: January 29, 2009, as Document No. 2633648. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: July 1, 2003, Recorded: July 9, 2007, as Document No. 2529044, and by Instrument dated Effective July 1, 2003, Registered: July 27, 2009, as Document No. T647972. And thereafter assigned to: Chase Home Finance LLC, Dated: July 9, 2009, Registered: July 27, 2009, as Document No. T647973, also recorded with the County Recorder on: July 27, 2009, as Document No. 2673775. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18108 Jarl Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-63101-010-05 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Raven Lake 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $308,631.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-5838 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435795 12/2/10-1/6/11

PUBLIC NOTICE PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 9 , 2002 MORTGAGORS: D o n B a n h a m a n d Melissa Banham, husband and wife. MORTGAGEE: Tradition Mortgage. DATE AND PLACE OF RECORDING: Registered May 13, 2003, Dakota County Registrar of Titles, Document No. 499224, Certificate of Title No. 121378, also recorded with the County Recorder on October 3, 2002 as Document No. 1943200. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. Dated: August 9,

17, 2006, Document No. 588147. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520032225056 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4805 Eriks Boulevard, Eagan, MN 55122 TAX PARCEL I.D. #: 107820002005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, in Block 5 in Twin View Manor, together with a non-exclusive easement for drive purposes over and across the South 14 feet of the East 80 feet of Lot 1, Block 5, Twin View Manor, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$228,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$291,713.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2430502 12/2/10-1/6/11

PUBLIC NOTICE

��

�� ERTY: 28, 2011 at 10:00 AM�� unit No. 106, CIC No. 282, Regatta PLACE OF SALE: S h e r i f f ' s O f f i c e , VillageHomes, Dakota County, Min- Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN nesota. COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said LOCATED: Dakota Mortgage, and taxes, if any, on said ORIGINAL PRINCIPAL AMOUNT OF premises, and the costs and disburseMORTGAGE: $94,750.00 ments, including attorneys' fees AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption DUE AS OF DATE OF NOTICE, INCLUD- within six (6) months from the date of ING TAXES, IF ANY, PAID BY MORT- said sale by the mortgagor(s), their GAGEE: $97,614.55 personal representatives or assigns That prior to the commencement of unless reduced to Five (5) weeks under this mortgage foreclosure proceeding MN Stat. §580.07. Mortgagee/Assignee of Mortgagee comTIME AND DATE TO VACATE PROPplied with all notice requirements as E R T Y : I f t h e r e a l e s t a t e i s a n required by statute; That no action or owner-occupied, single-family dwellproceeding has been instituted at law ing, unless otherwise provided by law, o r o t h e r w i s e t o r e c o v e r t h e d e b t the date on or before which the mortsecured by said mortgage, or any part gagor(s) must vacate the property if the thereof; mortgage is not reinstated under secPURSUANT to the power of sale con- tion 580.30 or the property is not tained in said mortgage, the above redeemed under section 580.23 is described property will be sold by the 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM Sheriff of said county as follows: DATE AND TIME OF SALE: January FINANCIAL OBLIGATION ON MORTGAGE: None 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , "THE TIME ALLOWED BY LAW FOR Law Enforcement Center, 1580 Hwy REDEMPTION BY THE MORTGAGOR, 55, Lobby #S-100, Hastings, MN THE MORTGAGOR'S PERSONAL REPto pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE Mortgage, and taxes, if any, on said REDUCED TO FIVE WEEKS IF A JUDIpremises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within six (6) months from the date of OTHER THINGS, THAT THE MORTsaid sale by the mortgagor(s), their GAGED PREMISES ARE IMPROVED personal representatives or assigns WITH A RESIDENTIAL DWELLING OF unless reduced to Five (5) weeks under LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL MN Stat. §580.07. TIME AND DATE TO VACATE PROP- P R O D U C T I O N , A N D A R E E R T Y : I f t h e r e a l e s t a t e i s a n ABANDONED." Dated: November 19, 2010. owner-occupied, single-family dwellCitiMortgage, Inc. ing, unless otherwise provided by law, Mortgagee/Assignee of Mortgagee the date on or before which the mortgagor(s) must vacate the property if the USSET, WEINGARDEN AND LIEBO, P.L.L.P. mortgage is not reinstated under sec- By: Paul A. Weingarden tion 580.30 or the property is not Attorneys for Mortgagee/Assignee of redeemed under section 580.23 is Mortgagee 4500 Park Glen Road #300 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM Minneapolis, MN 55416 FINANCIAL OBLIGATION ON MORT- (952) 925-6888 GAGE: None 10-5010 "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 12/2/10-1/6/11 THE MORTGAGOR'S PERSONAL REP- 2436071 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED OF THE DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF THE ORIGINAL CREDITOR WITHIN LESS THAN FIVE UNITS, ARE NOT THE TIME PROVIDED BY LAW IS PROPERTY USED IN AGRICULTURAL NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that P R O D U C T I O N , A N D A R E default has occurred in conditions of ABANDONED." the following described mortgage: Dated: November 19, 2010. DATE OF MORTGAGE:April 30, 2004 CitiMortgage, Inc. MORTGAGOR:D a v i d A . R e u t e r , a Mortgagee/Assignee of Mortgagee person. single USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGEE:Mortgage Electronic By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Mortgagee Registered May 26, 2004, Dakota 4500 Park Glen Road #300 County Registrar of Titles, Document Minneapolis, MN 55416 No. 537989, Certificate of Title No. (952) 925-6888 131824. 10-4974 ASSIGNMENTS OF MORTGAGE: THIS IS A COMMUNICATION FROM Assigned to: U.S. Bank, N.A., Dated: A DEBT COLLECTOR. October 5, 2010. 2435836 12/2/10-1/6/11 Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION GAGE IDENTIFICATION NUMBER ON OF THE DEBT AND IDENTITY OF MORTGAGE: 100021278920258527 LENDER OR BROKER AND MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: U.S. Bank, N.A. NOT AFFECTED BY THIS ACTION. RESIDENTIAL MORTGAGE SERNOTICE IS HEREBY GIVEN, that default has occurred in conditions of VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 5114 Hummingbird Lane, Farmington, MN 55024 2009 TAX PARCEL I.D. #: 148250116408 MORTGAGORS: Tommy J. Danyi and LEGAL DESCRIPTION OF PROPAmy E. Danyi, husband and wife. MORTGAGEE: Mortgage Electronic ERTY: Unit No. 164 Common Interest Registration Systems, Inc. Community No. 323, a condominium, DATE AND PLACE OF RECORDING: Vermillion Grove Condominiums, Recorded May 11, 2009, Dakota County Dakota County, Minnesota. Recorder, Document No. 2655834. COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF November 9, 2010. TRANSACTION AGENT: Mortgage MORTGAGE:$129,976.00 AMOUNT DUE AND CLAIMED TO BE Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - DUE AS OF DATE OF NOTICE, INCLUDGAGE IDENTIFICATION NUMBER ON ING TAXES, IF ANY, PAID BY MORTGAGEE:$122,246.66 MORTGAGE: 100061907000086694 That prior to the commencement of LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N this mortgage foreclosure proceeding MORTGAGE: Summit Home Mortgage, Mortgagee/Assignee of Mortgagee complied with all notice requirements as Inc. R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or proceeding has been instituted at law VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t 18096 Ellice Lane, Farmington, MN secured by said mortgage, or any part thereof; 55024 PURSUANT to the power of sale conTAX PARCEL I.D. #: 141950101006 LEGAL DESCRIPTION OF PROP- tained in said mortgage, the above described property will be sold by the ERTY: Lot 1, Block 6, Dakota Estates 2nd Sheriff of said county as follows: DATE AND TIME OF SALE: January Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS 21, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN MORTGAGE: $209,905.00 AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disbursements, including attorneys' fees GAGEE: $211,409.42 That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07. TIME AND DATE TO VACATE PROPor otherwise to recover the debt secured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellthereof; PURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the mortgage is not reinstated under secSheriff of said county as follows: DATE AND TIME OF SALE: January �� 28, 2011 at 10:00 AM

PUBLIC NOTICE

�� GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF �� mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1313 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2430580 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 MORTGAGOR: Jacqueline A. Harden, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 5, 2006, Dakota County Recorder, Document No. 2435013. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 10, Dated: September 17, 2008, Recorded: October 9, 2008, Document No. 2617177. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700067301511 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 12916 Morgan Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 021950115001 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Dakota Place 2nd Addition, CIC No. 527. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,120.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $184,353.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-174 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435767 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 7 , 2006 MORTGAGORS: F r a n k J . D i f r o n z o and Sandra M. Difronzo, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 16, 2007, Dakota County Recorder, Document No. 2503020. Also Registered November 29, 2010, Dakota County Registrar of Titles, Document No. T671665, Certificate of Title No. 52283. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 13, 2010. Said Mortgage being Partially Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010402043993801 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3676 Conroy Court, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 205365202021 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 21, The Oaks Third Addition, according to the recorded plat COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $134,706.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9562 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2457117 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 3 1 , 2005 MORTGAGOR:D i a n e E . L a u b e , a single person. MORTGAGEE:ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded December 7, 2005, Dakota County Recorder, Document No. 2386700. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6705 Foliage Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 225135028001 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Niakwa Village COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$115,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$110,744.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5109 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2452596 12/23/10-1/27/11

PUBLIC NOTICE

MORTGAGE: 100021278908267581 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 401 Burnsville Parkway East 105, Burnsville, MN 55337 TAX PARCEL I.D. #: 025200110500 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 105, Apartment Ownership No. 18, Windham Hills, a condominium located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $92,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $91,862.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1338 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435946 12/2/10-1/6/11

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,475.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010. HSBC Bank USA, N.A. as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-961 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435730 12/2/10-1/6/11

PUBLIC NOTICE

DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435975 12/2/10-1/6/11

PUBLIC NOTICE

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the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8755 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435910 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2009 MORTGAGOR: Kevin Yang Xiong fka Yang Xiong, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 6, 2009, Dakota County Recorder, Document No. 2635705. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000174263 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 407 12th Street North, Farmington, MN 55024 TAX PARCEL I.D. #: 142250213004 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, East Farmington Third Addition, according to the recorded plat thereof, in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,589.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $226,594.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5023 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435869 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,750.00 MORTGAGOR(S): Caleb S. Garn and Angela Garn, husband and wife MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489235 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A. Dated: January 12, 2007 Recorded: May 18, 2007 Dakota County Recorder Document Number: 2517970 And assigned to: Countrywide Bank, N.A. Dated: January 12, 2007 Recorded: May 18, 2007 Dakota County Recorder Document Number: 2517971 And assigned to: BAC HOME LOANS SERVICING, LP Dated: December 14, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11679 Millpond Ave, Burnsville, MN 55337-7251 Tax Parcel ID Number: 02-48503-056-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 56, CIC Number 157, Boulder Pond, a condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,018.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018395F01 2452540 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 7, 2005 MORTGAGORS:Odutola A. Amusan and Amen A. Amusan, husband and wife. MORTGAGEE:Credo Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded August 16, 2005, Dakota County Recorder, Document No. 2351508. ASSIGNMENTS OF MORTGAGE: Assigned to: Sovereign Bank, Dated: July 7, 2005, Recorded: August 16, 2005, Document No. 2351509. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Credo Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Sovereign Bank MORTGAGED PROPERTY ADDRESS: 16069 Goodview Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 221700005001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Chapel Hills, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$202,879.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2010. Sovereign Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2056 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2456361 12/23/10-1/27/11

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to Kondaur Capital Corporation, recorded May 1, 2009 as Document No. 643068; further assigned to Second Chance Finance Group, LLC, recorded May 1, 2009 as Document No. 643069 LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block Six (6 ) Dakota Hills REGISTERED PROPERTY PROPERTY ADDRESS: 1318 21st Street West, Hastings, MN 55033. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,297.46 THAT there has been compliance with all pre-foreclosure requirements; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; THAT pursuant to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: January 21, 2011, at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under s e c t i o n 580.30 o r t h e p r o p e r t y redeemed under section 580.23 : July 21, 2011 at 11:59 p.m. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, S E C T I O N 582.032 , DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 23, 2010 Second Chance Finance Group, LLC Assignee of Mortgagee HOELSCHER LAW FIRM, PLLC By: _________________________________ Brian G. Hoelscher #0238752 Attorneys for Assignee of Mortgagee 13100 Wayzata Boulevard, Suite 100 Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FORECLOSURE DATA Minn. Stat. Sec. 580.025 (1) the physical street address, city, and zip code of the mortgaged premises is 1318 21st Street West, Hastings, MN 55033; (2) the name of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30 are as follows: - not applicable; or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30 are as follows: residential mortgage servicer - BSI Financial Services, Inc., lender or broker - original lender First Franklin a Division of Nat. City Bank of IN, present holder Second Chance Finance Group, LLC; (3) the tax parcel identification number of the mortgaged premises is: 19-19500-140-06; (4) if stated on the mortgage, the transaction agent's mortgage identification number is: - not applicable; (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02 is: First Franklin a Division of Nat. City Bank of IN 2431107 12/2/10-1/6/11

PUBLIC NOTICE

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�� LENDER OR BROKER AND MORT That�� prior to the �� commencement of G A G E O R I G I N A T O R S T A T E D O N this mortgage foreclosure proceeding MORTGAGE: Freedom Mortgage Corpo- Mortgagee/Assignee of Mortgagee comration plied with all notice requirements as R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or VICER: LoanCare Servicing Center, Inc. proceeding has been instituted at law MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t 611 Maple Street, Farmington, MN secured by said mortgage, or any part 55024 thereof; PURSUANT to the power of sale conTAX PARCEL I.D. #: 142690003000 LEGAL DESCRIPTION OF PROP- tained in said mortgage, the above ERTY: described property will be sold by the Lot Three (3), of Field Addition to the Sheriff of said county as follows: DATE AND TIME OF SALE: January Village of Farmington, Dakota County, Minnesota. 20, 2011 at 10:00 AM COUNTY IN WHICH PROPERTY IS PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGE: $149,720.00 AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption GAGEE: $149,018.29 That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07. TIME AND DATE TO VACATE PROPproceeding has been instituted at law or otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwellthereof; ing, unless otherwise provided by law, PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under secSheriff of said county as follows: tion 580.30 or the property is not DATE AND TIME OF SALE: January redeemed under section 580.23 is 21, 2011 at 10:00 AM 11:59 p.m. on July 20, 2011 PLACE OF SALE: S h e r i f f ' s O f f i c e , . MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 Hwy FINANCIAL OBLIGATION ON MORT55, Lobby #S-100, Hastings, MN GAGE:None to pay the debt then secured by said "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTMN Stat. §580.07. GAGED PREMISES ARE IMPROVED TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, P R O D U C T I O N , A N D A R E the date on or before which the mort- ABANDONED." Dated: November 18, 2010. gagor(s) must vacate the property if the CitiMortgage, Inc. mortgage is not reinstated under secMortgagee/Assignee of Mortgagee tion 580.30 or the property is not redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE: None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 10-3997 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 12/2/10-1/6/11 CIAL ORDER IS ENTERED UNDER 2430556 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS ABANDONED." NOT AFFECTED BY THIS ACTION. Dated: November 16, 2010. NOTICE IS HEREBY GIVEN, that Freedom Mortgage Corporation default has occurred in conditions of Mortgagee/Assignee of Mortgagee the following described mortgage: USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATE OF MORTGAGE: April 16, 2004 By: Paul A. Weingarden MORTGAGOR: S u s a n B o h l k e n , a Attorneys for Mortgagee/Assignee of single person. Mortgagee MORTGAGEE: L a k e l a n d M o r t g a g e 4500 Park Glen Road #300 Corp.. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded May 10, 2004, Dakota County 90-1977 THIS IS A COMMUNICATION FROM Recorder, Document No. 2202921. ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. Assigned to: TCF Mortgage Corpora2436112 12/2/10-1/6/11 tion, Dated: April 16, 2004, Recorded: May 10, 2004, Document No. 2202922. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, NOTICE OF MORTGAGE Dated: May 1, 2006, Recorded: May 5, FORECLOSURE SALE THE RIGHT TO VERIFICATION 2006, Document No. 2426248. And OF THE DEBT AND IDENTITY OF thereafter assigned to: U.S. Bank, N.A., THE ORIGINAL CREDITOR WITHIN Dated: October 14, 2010. TRANSACTION AGENT: NONE THE TIME PROVIDED BY LAW IS TRANSACTION AGENT'S MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGE IDENTIFICATION NUMBER ON default has occurred in conditions of MORTGAGE: NONE LENDER OR BROKER AND MORTthe following described mortgage: DATE OF MORTGAGE:September 18, G A G E O R I G I N A T O R S T A T E D O N 2008 MORTGAGE: Lakeland Mortgage Corp. MORTGAGOR:W i l l i a m D e w i n g , a RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage single person. MORTGAGEE:Mortgage Electronic MORTGAGED PROPERTY ADDRESS: Registration Systems, Inc. 469 Tiffany Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191640011001 DATE AND PLACE OF RECORDING: Recorded October 7, 2008, Dakota LEGAL DESCRIPTION OF PROPC o u n t y R e c o r d e r , D o c u m e n t N o . ERTY: 2616556. Lot 11, Block 1, Cari Park, accordASSIGNMENTS OF MORTGAGE: ing to the recorded plat thereof, and Assigned to: CitiMortgage, Inc, situate in Dakota County, Minnesota Dated: May 26, 2010, Recorded: June COUNTY IN WHICH PROPERTY IS LOCATED: Dakota 9, 2010, Document No. 2734495. ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: Mortgage MORTGAGE: $126,800.00 Electronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMORTGAGE: 100061907000060681 LENDER OR BROKER AND MORT- GAGEE: $118,158.84 That prior to the commencement of GAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corpo- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comration R E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as required by statute; That no action or VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 8050 Casper Way East, Inver Grove o r o t h e r w i s e t o r e c o v e r t h e d e b t Heights, MN 55076 secured by said mortgage, or any part T A X P A R C E L I . D . # : thereof; 20-51001-020-01 PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROP- tained in said mortgage, the above described property will be sold by the ERTY: Lot 2, Block 1, Nelsons Merrimac Sheriff of said county as follows: Second Addition DATE AND TIME OF SALE: January COUNTY IN WHICH PROPERTY IS 28, 2011 at 10:00 AM LOCATED:Dakota PLACE OF SALE: S h e r i f f ' s O f f i c e , ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 Hwy MORTGAGE:$183,037.00 55, Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disburseGAGEE:$198,787.09 That prior to the commencement of ��

PUBLIC NOTICE

�� the property is not 580.30 or tion redeemed under section 580.23 is �� premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1358 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436045 12/2/10-1/6/11

PUBLIC NOTICE

11:59 p.m. on July 13, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 17, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1404 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436011 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,600.00 MORTGAGOR(S): Charles H. Hall and Rebecca J. Hall, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2005 Dakota County Recorder Document Number: 2374353 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-82 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-82 Dated: November 01, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000894845-0 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 31 Pine Pl, Farmington, MN 55024-9685 Tax Parcel ID Number: 14-30200-060-06 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 6, Glenview Townhomes and Commercial, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $204,997.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 14, 2011, or the next business day if July 14, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW

MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-82 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-82 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017969F01 2429077 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 0 , 2007 MORTGAGORS: A d a m J . H e g l a n d and Lisa J. Hegland, husband and wife. MORTGAGEE: Citibank, N.A. DATE AND PLACE OF RECORDING: Recorded June 10, 2010, Dakota County Recorder, Document No. 2734768. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citibank, N.A. RESIDENTIAL MORTGAGE SERVICER: Citi Home Equity MORTGAGED PROPERTY ADDRESS: 29455 Finch Court, Cannon Falls, MN 55009 TAX PARCEL I.D. #: 311750003001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Country Aire Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $25,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $25,563.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436082 12/2/10-1/6/11

PUBLIC NOTICE

DATE OF MORTGAGE: J u n e 2 3 , 2003 MORTGAGORS: Nicholas S. Papes, Jr. and Margaret A. Papes, FKA Margaret A Glunz, husband and wife. MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded August 12, 2003, Dakota County Recorder, Document No. 2092973. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16237 East 190th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 33-25700-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Fawn Oaks, According to the record plat thereof, in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $115,523.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1349 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435821 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE DATE: December 7, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated December 20, 2005 executed by Stephen G. Ayers, as Chief Manager of Dawson Meadows, LLC ("Mortgagor"), to M&I Marshall & Ilsley Bank, ("Mortgagee"), and recorded on December 21, 2005, as Document Number 2390753, in the office of the County Recorder of Dakota County, Minnesota. 2. The Mortgage has been assigned as follows: N/A 3. The original principal amount secured by the Mortgage was: $3,528,000.00 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: One Million, Five-Hundred Ninety-Six Thousand, Six-Hundred Eighty-One Dollars and

dred Eighty One Dollars and Eighty-One Cents ($1,596,681.81). 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Exhibit A Legal Descriptions: Lots 2, 13 through 16, and 21 through 40, Block 3, and Lot 41, Block 3 (common area), Mystic Meadows 1st Addition, Dakota County, Minnesota Tax Parcel Identification Numbers: 14-51250-020-03 14-51250-130-03 14-51250-140-03 14-51250-150-03 14-51250-160-03 14-51250-210-03 14-51250-220-03 14-51250-230-03 14-51250-240-03 14-51250-250-03 14-51250-260-03 14-51250-270-03 14-51250-280-03 14-51250-290-03 14-51250-300-03 14-51250-310-03 14-51250-320-03 14-51250-330-03 14-51250-340-03 14-51250-350-03 14-51250-360-03 14-51250-370-03 14-51250-380-03 14-51250-390-03 14-51250-400-03 Check here if all or part of the described real property is Registered (Torrens) will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on January 11, 2011, 10:00 a.m., at 1580 Highway 55, Hastings, Minnesota 55033 8. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is 2 months after the date of sale. EACH HOLDER OF A JUNIOR LIEN MAY REDEEM IN THE ORDER AND MANNER PROVIDED IN MINN. STAT. 582.32, SUBD. 9, BEGINNING AFTER THE EXPIRATION OF THE MORTGAGOR'S REDEMPTION PERIOD UNDER MINN. STAT. 582.32. Attorney for Mortgagee or Assignee of Mortgage Jessica B. Rivas (312897) Larkin, Hoffman, Daly & Lindgren, Ltd. 1500 Wells Fargo Plaza 7900 Xerxes Avenue South Bloomington, MN 55431 952-896-3207 2443740 12/9-12/30/10

PUBLIC NOTICE

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5051 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443373 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 22, 2006 MORTGAGORS:Nicholas Ludwig and Analise Ludwig, Married Couple. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 18, 2007, Dakota County Recorder, Document No. 2489168. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 18, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500019583005 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ohio Savings Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 12883 Garrett Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018472501003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Woodside Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$179,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$174,049.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

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WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2439165 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 5 , 2007 MORTGAGORS: V. Barton Porter and Rebekah Porter, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 15, 2007, Dakota County Recorder, Document No. 2496838. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for American Home Mortgage Assets Trust 2007-2, Mortgage-Backed Pass-Through Certificates Series 2007-2, Dated: November 5, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200015770874 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 13625 Fernando Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013100318011 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 11, Greenleaf Fourth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $270,872.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3194 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443561 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 8 , 2007 MORTGAGORS: Cheryl L. Hausauer and Gene A. Hausauer, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 24, 2007, Dakota County Recorder, Document No. 2532527. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002843605 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Guaranty Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13005 Salem Place, Burnsville, MN 55337 TAX PARCEL I.D. #: 023290001005 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Highland Forest 1st Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,758.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9816 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451702 12/16/10-1/20/11

PUBLIC NOTICE

November 9, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000140660 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15428 Frost Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014480030506 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1305, Common Interest Community No. 377, Legacy Square Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,501.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,185.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28,2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5018 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443465 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,400.00 MORTGAGOR(S): Diane M. Arnold, a unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 13, 2004 Dakota County Recorder Document Number: 2275229 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7066 159th St W, Apple Valley, MN 55124-5130 Tax Parcel ID Number: 01-11653-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Apple Ponds 4th Addition, according to the recorded plat thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $219,072.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the

tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2011, or the next business day if July 21, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 09, 2010 MORTGAGEE: Wells Fargo Bank, N.A also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018439F01 2441246 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 17, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Century Ridge Townhomes Association (hereinafter the "Association") which was recorded as Document No. 1787608 on June 29, 2001, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot 2, Block 1, Century Ridge 2nd Addition, CIC No. 296, Dakota County, Minnesota STREET ADDRESS: 9285 190th Street West, Lakeville, MN 55044 TAX PARCEL ID NUMBER: 22-16951-020-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 17, 2010, from Cathryn S. Scott, title holder, to the Association, a Minnesota non-profit corporation, the amount of $4,238.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after November 17, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was r e c o r d e d o n O c t o b e r 1 8 , 2 0 1 0 , as Document No. 2759938 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 27th day of January, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 27, 2011, if the account is not reinstated or the

��

�� the account�� is not reinstated or �� the REDUCED TO FIVE �� WEEKS IF A JUDI owners do not redeem from the fore- CIAL ORDER IS ENTERED UNDER closure sale. MINNESOTA STATUTES, SECTION REDEMPTION NOTICE 582.032, DETERMINING, AMONG THE TIME ALLOWED BY LAW FOR OTHER THINGS, THAT THE MORTR E D E M P T I O N B Y T H E M O R T - GAGED PREMISES ARE IMPROVED GAGOR, THE MORTGAGOR'S PER- WITH A RESIDENTIAL DWELLING OF S O N A L R E P R E S E N T A T I V E S O R LESS THAN FIVE UNITS, ARE NOT ASSIGNS, MAY BE REDUCED TO PROPERTY USED IN AGRICULTURAL FIVE WEEKS IF A JUDICIAL P R O D U C T I O N , A N D A R E ORDER IS ENTERED UNDER MIN- ABANDONED." NESOTA STATUTES, SECTION Dated: December 1, 2010. 582.032, DETERMINING, AMONG Deutsche Bank National Trust Company, as trustee OTHER THINGS, THAT THE Mortgagee/Assignee of Mortgagee MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL USSET, WEINGARDEN AND LIEBO, P.L.L.P. DWELLING OF LESS THAN FIVE Attorneys for Mortgagee/Assignee of UNITS, ARE NOT PROPERTY USED Mortgagee IN AGRICULTURAL PRODUCTION, 4500 Park Glen Road #300 Minneapolis, MN 55416 AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM (952) 925-6888 A DEBT COLLECTOR ATTEMPTING TO 40-3070 COLLECT A DEBT. ANY INFORMA- THIS IS A COMMUNICATION FROM TION OBTAINED WILL BE USED FOR A DEBT COLLECTOR. THAT PURPOSE. 2443534 12/9/10-1/13/11 CENTURY RIDGE HOMEOWNERS ASSOCIATION Attorneys for Century Ridge NOTICE OF MORTGAGE Homeowners Association FORECLOSURE SALE THOMSEN & NYBECK, P.A. THE RIGHT TO VERIFICATION By: OF THE DEBT AND IDENTITY OF Gretchen S. Schellhas (#195595) THE ORIGINAL CREDITOR WITHIN 3600 American Blvd. West, Suite 400 THE TIME PROVIDED BY LAW IS Bloomington, Minnesota 55431 NOT AFFECTED BY THIS ACTION. (952) 835-7000 NOTICE IS HEREBY GIVEN, that (Century Ridge/Scott/07-7-588D) default has occurred in conditions of 2438067 12/9/10-1/13/11 the following described mortgage: DATE OF MORTGAGE: April 17, 2009 MORTGAGORS: Y e n g T h a o a n d Annie Vue, Both Single persons. MORTGAGEE: Mortgage Electronic NOTICE OF MORTGAGE Registration Systems, Inc.. FORECLOSURE SALE DATE AND PLACE OF RECORDING: THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF R e c o r d e d A p r i l 2 8 , 2 0 0 9 , D a k o t a THE ORIGINAL CREDITOR WITHIN C o u n t y R e c o r d e r , D o c u m e n t N o . THE TIME PROVIDED BY LAW IS 2652849. ASSIGNMENTS OF MORTGAGE: NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Assigned to: CitiMortgage, Inc., Dated: default has occurred in conditions of November 9, 2010. the following described mortgage: TRANSACTION AGENT: Mortgage DATE OF MORTGAGE: J a n u a r y 2 8 , Electronic Registration Systems, Inc. 2005 TRANSACTION AGENT'S MORTMORTGAGORS: Amy E. Andrews and GAGE IDENTIFICATION NUMBER ON Gretchen M. Courteau, both single. MORTGAGE: 100061907000091009 MORTGAGEE: Ameriquest Mortgage LENDER OR BROKER AND MORTCompany. GAGE ORIGINATOR STATED ON DATE AND PLACE OF RECORDING: MORTGAGE: Summit Mortgage CorpoRegistered March 1, 2005, Dakota ration County Registrar of Titles, Document RESIDENTIAL MORTGAGE SERNo. 559961, Certificate of Title No. VICER: CitiMortgage, Inc. 124217. MORTGAGED PROPERTY ADDRESS: A S S I G N M E N T S O F M O R T G A G E : 5264 186th Street West, Farmington, Assigned to: Deutsche Bank National MN 55024 Trust Company, as Trustee for AmerTAX PARCEL I.D. #: 145865004005 iquest Mortgage Securities Inc., LEGAL DESCRIPTION OF PROPAsset-Backed Pass-Through Certifi- ERTY: cates, Series 2005-R3, under the PoolLot 4, Block 5, Prairie Creek First ing and Servicing Agreement Dated Addition, Dakota County, Minnesota April 1, 2005, Dated: February 11, COUNTY IN WHICH PROPERTY IS 2009, Recorded: April 7, 2009, Docu- LOCATED: Dakota ment No. T641793. ORIGINAL PRINCIPAL AMOUNT OF Said Mortgage being Registered Land. MORTGAGE: $236,328.00 TRANSACTION AGENT: NONE AMOUNT DUE AND CLAIMED TO BE T R A N S A C T I O N A G E N T ' S M O R T - DUE AS OF DATE OF NOTICE, INCLUDGAGE IDENTIFICATION NUMBER ON ING TAXES, IF ANY, PAID BY MORTMORTGAGE: NONE GAGEE: $238,302.62 LENDER OR BROKER AND MORTThat prior to the commencement of G A G E O R I G I N A T O R S T A T E D O N this mortgage foreclosure proceeding MORTGAGE: Ameriquest Mortgage Mortgagee/Assignee of Mortgagee comCompany plied with all notice requirements as R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or VICER: American Home Mortgage Ser- proceeding has been instituted at law vicing, Inc or otherwise to recover the debt MORTGAGED PROPERTY ADDRESS: secured by said mortgage, or any part 7 0 2 4 D a w n A v e n u e , I n v e r G r o v e thereof; Heights, MN 55076 PURSUANT to the power of sale conTAX PARCEL I.D. #: 207116108004 tained in said mortgage, the above LEGAL DESCRIPTION OF PROP- described property will be sold by the ERTY: Sheriff of said county as follows: Lot 8, Block 4, in South Grove No. DATE AND TIME OF SALE: January 12, According to the Recorded plat 28, 2011 at 10:00 AM thereof on file and of record in the PLACE OF SALE: S h e r i f f ' s O f f i c e , O f f i c e o f t h e R e g i s t e r o f D e e d s , Law Enforcement Center, 1580 Hwy Dakota County, Minnesota. 55, Lobby #S-100, Hastings, MN COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said LOCATED: Dakota Mortgage, and taxes, if any, on said ORIGINAL PRINCIPAL AMOUNT OF premises, and the costs and disburseMORTGAGE: $215,250.00 ments, including attorneys' fees AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption DUE AS OF DATE OF NOTICE, INCLUD- within six (6) months from the date of ING TAXES, IF ANY, PAID BY MORT- said sale by the mortgagor(s), their GAGEE: $244,089.74 personal representatives or assigns That prior to the commencement of unless reduced to Five (5) weeks under this mortgage foreclosure proceeding MN Stat. §580.07. Mortgagee/Assignee of Mortgagee comTIME AND DATE TO VACATE PROPplied with all notice requirements as E R T Y : I f t h e r e a l e s t a t e i s a n required by statute; That no action or owner-occupied, single-family dwellproceeding has been instituted at law ing, unless otherwise provided by law, o r o t h e r w i s e t o r e c o v e r t h e d e b t the date on or before which the mortsecured by said mortgage, or any part gagor(s) must vacate the property if the thereof; mortgage is not reinstated under secPURSUANT to the power of sale con- tion 580.30 or the property is not tained in said mortgage, the above redeemed under section 580.23 is described property will be sold by the 11:59 p.m. on July 28, 2011. Sheriff of said county as follows: MORTGAGOR(S) RELEASED FROM DATE AND TIME OF SALE: February FINANCIAL OBLIGATION ON MORT3, 2011 at 10:00 AM GAGE: None PLACE OF SALE: S h e r i f f ' s O f f i c e , "THE TIME ALLOWED BY LAW FOR Law Enforcement Center, 1580 Hwy REDEMPTION BY THE MORTGAGOR, 55, Lobby #S-100, Hastings, MN THE MORTGAGOR'S PERSONAL REPto pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE Mortgage, and taxes, if any, on said REDUCED TO FIVE WEEKS IF A JUDIpremises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within six (6) months from the date of OTHER THINGS, THAT THE MORTsaid sale by the mortgagor(s), their GAGED PREMISES ARE IMPROVED personal representatives or assigns WITH A RESIDENTIAL DWELLING OF unless reduced to Five (5) weeks under LESS THAN FIVE UNITS, ARE NOT MN Stat. §580.07. PROPERTY USED IN AGRICULTURAL TIME AND DATE TO VACATE PROP- P R O D U C T I O N , A N D A R E E R T Y : I f t h e r e a l e s t a t e i s a n ABANDONED." owner-occupied, single-family dwellDated: November 29, 2010. ing, unless otherwise provided by law, CitiMortgage, Inc. the date on or before which the mortMortgagee/Assignee of Mortgagee gagor(s) must vacate the property if the USSET, WEINGARDEN AND LIEBO, P.L.L.P. mortgage is not reinstated under sec- Attorneys for Mortgagee/Assignee of tion 580.30 or the property is not Mortgagee redeemed under section 580.23 is 4500 Park Glen Road #300 11:59 p.m. on August 3, 2011. Minneapolis, MN 55416 MORTGAGOR(S) RELEASED FROM (952) 925-6888 FINANCIAL OBLIGATION ON MORT10-5008 GAGE: None THIS IS A COMMUNICATION FROM "THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR. REDEMPTION BY THE MORTGAGOR, 2443447 12/9/10-1/13/11 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- ��

PUBLIC NOTICE

�� cation Number:�� Not Applicable Lender or Broker: World Savings ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2003 MORTGAGOR: Jane W. Fredenburg MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 17, 2005, Dakota County Registrar of Titles, Document No. 559148, Certificate of Title No. 135270. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013700074705748 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wachovia Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1818 Bluestone Drive East, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16706-010-09 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 9, in Cedar Grove No. 7, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,017.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8270 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2457183 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 06, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $113,712.00 MORTGAGOR(S): Cory J. Wagner, an unmarried man and Ashley M. Johnson, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 30, 2003 Dakota County Recorder Document Number: 2157846 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable

Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 424 Frederick Cir, Hastings, MN 55033-2635 Tax Parcel ID Number: 19-17500-606-50 LEGAL DESCRIPTION OF PROPERTY: Unit Number 606, Hastings Century South, CIC # 336, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,508.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2011, or the next business day if July 21, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 09, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018396F01 2441258 12/9/10-1/13/11

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 3, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9741 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2439263 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Gregory D. M. Carlson, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 26, 2005 Dakota County Recorder Document Number: 2374536 ASSIGNMENTS OF MORTGAGE: And assigned to: Colonial Savings, F.A. Dated: December 02, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100029006380483117 Lender or Broker: Colonial Savings, F.A. Residential Mortgage Servicer: Colonial Savings Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13025 Eveleth Ave, Apple Valley, MN 55124-5224 Tax Parcel ID Number: 01-31008-160-07 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Seven (7), Greenleaf Ninth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,622.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2011, or the next business day if July 21, 2011 falls on a Saturday, Sunday or legal holiday.

Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 09, 2010 ASSIGNEE OF MORTGAGEE: Colonial Savings, F.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018244F01 2442314 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 4 , 2004 MORTGAGORS: Clark C. McKenney and Lisa D. Mckenney, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 22, 2004, Dakota County Recorder, Document No. 2197227. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 10, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981126279588 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17178 Hamilton Drive, Lakeville, MN 55044 TAX PARCEL I.D. #: 221715011002 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Cherrywood Heights, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,718.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4. 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: December 1, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5060 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2442171 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS (ANCILLARY PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-10-699 In Re: Estate of Donald G. Haack, Deceased. TO: ALL INTERESTED PERSONS AND CREDITORS: Notice is given, that an application for informal probate of the above-named decedent’s last will dated June 15, 1987, has been filed with the Registrar herein in an ancillary proceeding, and the application has been granted. Any objections may be filed in the above, and the same will be heard by the Court upon notice of hearing fixed for such purpose. Notice is hereby given that the informal appointment of Steven Haack, whose address is 11914 Summerset Lane, Burnsville, Minnesota 55337 and Wendy Mees, whose address is 10156 Boone Circle, Bloomington, Minnesota 54385, as ancillary co-personal representatives of the estate of the above-named decedent, has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative, and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Probate Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 12/6/10 RICHARD G. SPICER Judge Michael J. Smith (183350) Larkin Hoffman Daly & Lindgren Ltd. 1500 Wells Fargo Plaza 7900 Xerxes Avenue South Minneapolis, MN 55431 (952) 835-3800 Filed: District Court Administrator 2446922 12/16-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2005 MORTGAGOR: Renae M. Anderson, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: November 22, 2005 Dakota County Recorder Document #: 2383284 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 2, BLOCK 3, SHANNON HILLS 2ND ADDITION, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 34-67426-020-03 PROPERTY ADDRESS: 14390 Cormorant Way, Rosemount, Minnesota 55068 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $259,938.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of

property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is July 27, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: November 23, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2436750 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: December 1, 2010 NOTICE IS HEREBY GIVEN THAT: 1. Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 22, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $29,329.60 MORTGAGOR(S): Kurt Donaldson MORTGAGEE: Community Resource Bank DATE AND PLACE OF FILING: June 19, 2003, Dakota County (Doc. No: 2066226) ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Nordic Woods Fifth Addition, According to the Recorded Plat Thereof and Situated in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $22,302.07 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: January 26, 2011 (10:00 a.m.) P L A C E O F S A L E : Dakota County Sheriff’s Office 1580 Highway, 55 Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagors, their personal representatives or assigns in six (6) months from the date of sale. THE TIME ALLOWED BY LAW FOR R E D E M P T I O N B Y T H E M O R T G A G O R ( S ) , T H E MORTGAGOR(S)’ PERSONAL PRERESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. GECK, DUEA & OLSON, PLLC By: /e/Mark Duea ________ Mark E. Duea, Atty. ID No: 027351X Cove Place Professional Building 4770 White Bear Parkway, Suite 100 White Bear Lake, MN 55110 Telephone: 651-426-3249 NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA

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FORECLOSURE DATA (1) Street Address, city and zip code of mortgaged premises: 12805 Floral Avenue, Apple Valley, MN 55124 (2) Transaction agent; residential mortgage servicer and lender or broker: NA (3) Tax parcel identification number: 01-52004-180-02 (4) Transaction Agent’s mortgage ID number (MERS number): NA (5) Name or mortgage originator: Community Resource Bank 2439485 12/9-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 3, 2006 MORTGAGOR: D a w n M . C a s e y Brooks, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor to Washington Mutual Bank, FA f/k/a Long Beach Mortgage Company. DATE AND PLACE OF RECORDING: Recorded October 6, 2006, Dakota County Recorder, Document No. 2466263. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-7, Dated: December 5, 2007, Recorded: December 11, 2007, Document No. 2560528. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Long Beach Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1406 5th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363210002016 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 16, Hauses Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,511.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1898 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451557 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 10, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,307.00 MORTGAGOR(S): William Cooper And Sandra A. Cooper, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: February 19, 2009 Dakota County Registrar of Titles Document Number: T639394 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 20, 2010 Registered: August 30, 2010 Dakota County Registrar of Titles Document Number: T666874 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278840160621 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122655 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3695 74th St E, Inver Grove Heights, MN 55076-4346 Tax Parcel ID Number: 20-71151-150-03 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15) in Block Three (3) of South Grove No. 2. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,616.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016673F03 2457057 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: December 9, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage described as follows: Date of Mortgage: July 31, 2003 Mortgagor: Gayle E. Drewry Mortgagee: M&I Bank FSB, a Federal savings bank Date Recorded: September 19, 2003 Document No.: 2112583 Where Recorded: County Recorder of Dakota County, Minnesota Mortgage ID No.: 726-0002731784040854 2. The original principal amount secured by the Mortgage was: $189,000.00. 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part

secured by the Mortgage, or any part thereof, and no Mortgagor has been released from liability on the Mortgage. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, th e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $175,076.59. 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Legal Description: COMMENCING AT A POINT ON THE SOUTH LINE OF THE NORTHWEST 1/4 OF SECTION 9, TOWNSHIP 27 NORTH, RANGE 23 WEST, SAID POINT BEING 282 FEET EAST OF THE SOUTHWEST CORNER OF SAID NORTHWEST 1/4; THENCE NORTH 22 DEGREES 53 MINUTES EAST 244.5 FEET ALONG THE EAST LINE OF STATE TRUNK HIGHWAY #13, THENCE EAST 241.7 FEET, THENCE SOUTH 22 DEGREES 53 MINUTES WEST 244.5 FEET TO SOUTH LINE OF SAID NORTHWEST 1/4, THENCE WEST 241.7 FEET TO THE POINT OF BEGINNING, DAKOTA COUNTY, MINNESOTA Property Address: 3170 Sibley Memorial Highway, Eagan, MN 55121 Parcel No(s): 10-00900-020-32 will be sold by the Sheriff of Dakota County, Minnesota, at public auction on January 24, 2011, at 10:00 a.m. at the Sheriff’s office, located at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota, to pay the debt then secured by the Mortgage and taxes on said land, if any, paid by the holder of the Mortgage, and the costs and disbursements, including attorneys’ fees, allowed by law. 7. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes Section 582.32, Subd. 9, beginning after the expiration of Mortgagor’s redemption period. 8. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. If the Mortgage is not reinstated under Minnesota Statutes Section 580.30 or if the Mortgagor does not redeem under Minnesota Statutes Section 580.23, the Mortgagor must vacate the property subject to the Mortgage by 11:59 p.m. on July 24, 2011. GURSTEL CHARGO PA Attorneys for M&I Bank FSB, Mortgagee /s/ Marc L. Kruger Marc L. Kruger (Atty. No. 58609) 6681 Country Club Drive Golden Valley, MN 55427 (763) 267-6700 60364.23 / 726-00027317840-40854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 2429432 12/9/10-1/13/11

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9727 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2439282 12/9/10-1/13/11

PUBLIC NOTICE

��

�� IMPROVED ARE PREMISES�� GAGED�� TIME AND �� DATE TO VACATE PROP E R T Y : I f t h e r e a l e s t a t e i s a n WITH A RESIDENTIAL DWELLING OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- P R O D U C T I O N , A N D A R E gagor(s) must vacate the property if the ABANDONED." Dated: November 23, 2010. mortgage is not reinstated under secChase Home Finance LLC tion 580.30 or the property is not Mortgagee/Assignee of Mortgagee redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. 11:59 p.m. on July 27,2011. MORTGAGOR(S) RELEASED FROM By: Paul A. Weingarden FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 30-6441 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 12/9/10-1/13/11 MINNESOTA STATUTES, SECTION 2437027 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN ABANDONED." THE TIME PROVIDED BY LAW IS Dated: November 29, 2010. NOT AFFECTED BY THIS ACTION. CitiMortgage, Inc. NOTICE IS HEREBY GIVEN, that Mortgagee/Assignee of Mortgagee default has occurred in conditions of USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of the following described mortgage: DATE OF MORTGAGE:May 21, 2004 Mortgagee MORTGAGOR:Katheryn A. Andresen, 4500 Park Glen Road #300 a single person. Minneapolis, MN 55416 Electronic MORTGAGEE:Mortgage (952) 925-6888 Registration Systems, Inc. 10-5067 DATE AND PLACE OF RECORDING: THIS IS A COMMUNICATION FROM Recorded July 7, 2004, Dakota A DEBT COLLECTOR. County Recorder, Document No. 2443420 12/9/10-1/13/11 2222984. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 23, 2010, Recorded: NOTICE OF MORTGAGE April 6, 2010, Document No. 2723128. FORECLOSURE SALE TRANSACTION AGENT: Mortgage THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000140592 NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LENDER OR BROKER AND MORTdefault has occurred in conditions of G A G E O R I G I N A T O R S T A T E D O N the following described mortgage: MORTGAGE: Lakeland Mortgage CorDATE OF MORTGAGE: August 30, poration 2005 RESIDENTIAL MORTGAGE SERMORTGAGOR:Virginia A. Kaczmarek, VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: a single person. MORTGAGEE:Mortgage Electronic 1615 Clemson Drive Unit B, Eagan, MN Registration Systems, Inc.. 55122 DATE AND PLACE OF RECORDING: T A X P A R C E L I . D . # : R e c o r d e d S e p t e m b e r 2 7 , 2 0 0 5 , 10-75865-460-02 Dakota County Recorder, Document LEGAL DESCRIPTION OF PROPNo. 2364837. ERTY: ASSIGNMENTS OF MORTGAGE: Lot 46, Block 2, The Trails of ThoAssigned to: Chase Home Finance mas Lake. LLC, Dated: March 6, 2009, Recorded: COUNTY IN WHICH PROPERTY IS April 8, 2009, Document No. 2648760. LOCATED:Dakota TRANSACTION AGENT: Mortgage ORIGINAL PRINCIPAL AMOUNT OF Electronic Registration Systems, Inc. MORTGAGE:$194,364.00 TRANSACTION AGENT'S MORTAMOUNT DUE AND CLAIMED TO BE GAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMORTGAGE: 100015901074393802 LENDER OR BROKER AND MORT- GAGEE:$179,341.49 GAGE ORIGINATOR STATED ON That prior to the commencement of MORTGAGE: CTX Mortgage Company, this mortgage foreclosure proceeding LLC Mortgagee/Assignee of Mortgagee comR E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as VICER: Chase Home Finance LLC required by statute; That no action or MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 1524 139th Street West, Rosemount, o r o t h e r w i s e t o r e c o v e r t h e d e b t MN 55068 secured by said mortgage, or any part T A X P A R C E L I . D . # : thereof; 34-48300-706-18 PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROP- tained in said mortgage, the above ERTY: described property will be sold by the Unit No. 0706, Meadows of Bloom- Sheriff of said county as follows: field, Common Interest Community DATE AND TIME OF SALE: January Number 470, Dakota County, Minne- 28, 2011 at 10:00 AM sota. PLACE OF SALE:Sheriff's Office, Law COUNTY IN WHICH PROPERTY IS Enforcement Center, 1580 Hwy 55, LOCATED:Dakota Lobby #S-100, Hastings, MN ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said MORTGAGE:$125,200.00 Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption GAGEE:$147,438.73 within six (6) months from the date of That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07. required by statute; That no action or TIME AND DATE TO VACATE PROPproceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, thereof; the date on or before which the mortPURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is DATE AND TIME OF SALE: January 1 1 : 5 9 p . m . o n J u l y 2 8 , 2 0 1 1 28, 2011 at 10:00 AM . MORTGAGOR(S) RELEASED FROM PLACE OF SALE:Sheriff's Office, Law FINANCIAL OBLIGATION ON MORTEnforcement Center, 1580 Hwy 55, GAGE:None Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED MN Stat. §580.07. WITH A RESIDENTIAL DWELLING OF TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." the date on or before which the mortDated: November 24, 2010. gagor(s) must vacate the property if the CitiMortgage, Inc. mortgage is not reinstated under secMortgagee/Assignee of Mortgagee tion 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is By: Paul A. Weingarden 11:59 p.m. on July 28, 2011. Attorneys for Mortgagee/Assignee of MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT- 4500 Park Glen Road #300 GAGE:None Minneapolis, MN 55416 "THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 10-5033 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. REDUCED TO FIVE WEEKS IF A JUDI- 2439136 12/9/10-1/13/11 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED ��

PUBLIC NOTICE

�� G A �� G E O R I G I �� NATOR STATED MORTGAGE: BankUnited, FSB ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,500.00 MORTGAGOR(S): Brian Fleming and Stacy A Fleming, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 26, 2007 Dakota County Recorder Document Number: 2552941 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: November 04, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002577102-6 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4110 Rahn Rd Apt 306, Eagan, MN 55122-2141 Tax Parcel ID Number: 10-22470-306-02 LEGAL DESCRIPTION OF PROPERTY: Unit No A306 CIC No 468 Eagan Garden Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,604.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2011, or the next business day if July 21, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 09, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007750F03 2438938 12/9/10-1/13/11

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 11641 Horizon Drive Unit 401, Burnsville, MN 55337 TAX PARCEL I.D. #: 022246040102 LEGAL DESCRIPTION OF PROPERTY: Unit No. 401, Common Interest Community No. 188, Eagles Ridge, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,125.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2010. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-266 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443621 12/9/10-1/13/11

PUBLIC NOTICE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3372 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451611 12/16/10-1/20/11

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2444728 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2009 MORTGAGOR: S h a w n C . B e l l , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 3, 2009, Dakota County Recorder, Document No. 2699740. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100315900000210665 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage & Financial, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2547 Yellowstone Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 192970207605 LEGAL DESCRIPTION OF PROPERTY: Unit No. 76, CIC No. 439, Glendale Heights Villas, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,527.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,189.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451470 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2009 MORTGAGORS: Ronald G. Goret, III and Mona Goret, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 21, 2009, Dakota County Recorder, Document No. 2691752. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900101200722 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15310 Darjeeling Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 348360406004 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Wensmann Fifth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,446.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9798 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451267 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2003 MORTGAGORS: J o h n W . L o v e a n d Kathryn A. Love, husband and wife. MORTGAGEE: Provincial Bank. DATE AND PLACE OF RECORDING: Recorded May 30, 2003, Dakota County Recorder, Document No. 2054786. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: April 22, 2003, Recorded: May 30, 2003, Document No. 2054787. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 10, 2006, Document No. 2428136. And thereafter assigned to: U.S. Bank, N.A., Dated: November 12, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provincial Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16103 Excelsior Drive, Rosemount, MN 55068 TAX PARCEL I.D. #: 222086006001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Dodd Pointe 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,244.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1532 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451527 12/16/10-1/20/11

PUBLIC NOTICE

��

GAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC d/b/a Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5683 West 126th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015765107003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Pinecrest 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $271,444.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9817 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451684 12/16/10-1/20/11

PUBLIC NOTICE

GAGEE: $180,941.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2010. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1973 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451635 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,824.00 MORTGAGOR(S): Zebual L Beck and Hannah M Beck, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 01, 2009 Dakota County Recorder Document Number: 2681690 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: October 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100397202995051944 Lender or Broker: Nationstar Mortgage, LLC dba Champion Mortgage Company Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7200 166th Ct, Rosemount, MN 55068-5204 Tax Parcel ID Number: 22-21100-200-06 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 6, Donnay's College Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,118.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday.

Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017342F01 2450018 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 26, 2001 MORTGAGORS: J a m e s B . W h e e l e r and Julie M. Wheeler, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 4, 2002, Dakota County Recorder, Document No. 1847520. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: November 1, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061901313000229 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19053 Everest Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 147750301003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Troyhill 4th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,848.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: December 3, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3272 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451591 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2007 MORTGAGOR: J e s s i c a J e a n Johnson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 22, 2007, Dakota County Recorder, Document No. 2551786. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981106478176 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 217 8th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363255005003 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Hepburn park Addition to the City of St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,112.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9808 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451234 12/16/10-1/20/11

PUBLIC NOTICE

��

�� Mutual Bank, Washington MORTGAGE: the following�� described mortgage: DATE OF MORTGAGE: April 30, 1998 FA MORTGAGORS: T o m m y L . B i s h o p RESIDENTIAL MORTGAGE SERand Janet L. Bishop, husband and VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: wife. MORTGAGEE: Home Town Mortgage, 3140 Farnum Drive, Unit A, Eagan, MN 55121 Inc. TAX PARCEL I.D. #: 10-18151-040-03 DATE AND PLACE OF RECORDING: Recorded June 18, 1998, Dakota LEGAL DESCRIPTION OF PROPC o u n t y R e c o r d e r , D o c u m e n t N o . ERTY: Lot 4, Block 3, Coachman Land 1509673. ASSIGNMENTS OF MORTGAGE: Company 2nd Addition, Dakota County, Minnesota Assigned to: Crossland Mortgage COUNTY IN WHICH PROPERTY IS Corp., Dated: April 30, 1998, Recorded: J u n e 1 8 , 1 9 9 8 , D o c u m e n t N o . LOCATED: Dakota 1509674. And thereafter assigned to: ORIGINAL PRINCIPAL AMOUNT OF Chase Manhattan Mortgage Corpora- MORTGAGE: $155,200.00 tion N/K/A Chase Home Finance LLC, AMOUNT DUE AND CLAIMED TO BE Dated: December 22, 2000, Recorded: DUE AS OF DATE OF NOTICE, INCLUDJ a n u a r y 1 0 , 2 0 0 1 , D o c u m e n t N o . ING TAXES, IF ANY, PAID BY MORTGAGEE: $167,639.49 1743205. TRANSACTION AGENT: NONE That prior to the commencement of T R A N S A C T I O N A G E N T ' S M O R T - this mortgage foreclosure proceeding GAGE IDENTIFICATION NUMBER ON Mortgagee/Assignee of Mortgagee complied with all notice requirements as MORTGAGE: NONE LENDER OR BROKER AND MORT- required by statute; That no action or G A G E O R I G I N A T O R S T A T E D O N proceeding has been instituted at law MORTGAGE: Home Town Mortgage, o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part Inc. R E S I D E N T I A L M O R T G A G E S E R - thereof; VICER: Chase Home Finance LLC PURSUANT to the power of sale conMORTGAGED PROPERTY ADDRESS: tained in said mortgage, the above 14607 Embry Path, Apple Valley, MN described property will be sold by the 55124 Sheriff of said county as follows: DATE AND TIME OF SALE: February TAX PARCEL I.D. #: 01-19902-050-01 LEGAL DESCRIPTION OF PROP- 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , ERTY: Lot 5, Block 1, Delaney Park Third Law Enforcement Center, 1580 Hwy Addition, Dakota County, Minnesota. 55, Lobby #S-100, Hastings, MN COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said Mortgage, and taxes, if any, on said LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF premises, and the costs and disburseMORTGAGE: $116,053.00 ments, including attorneys' fees AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption DUE AS OF DATE OF NOTICE, INCLUD- within six (6) months from the date of ING TAXES, IF ANY, PAID BY MORT- said sale by the mortgagor(s), their GAGEE: $96,797.04 personal representatives or assigns That prior to the commencement of unless reduced to Five (5) weeks under this mortgage foreclosure proceeding MN Stat. §580.07. Mortgagee/Assignee of Mortgagee comTIME AND DATE TO VACATE PROPplied with all notice requirements as E R T Y : I f t h e r e a l e s t a t e i s a n required by statute; That no action or owner-occupied, single-family dwellproceeding has been instituted at law ing, unless otherwise provided by law, o r o t h e r w i s e t o r e c o v e r t h e d e b t the date on or before which the mortsecured by said mortgage, or any part gagor(s) must vacate the property if the thereof; mortgage is not reinstated under secPURSUANT to the power of sale con- tion 580.30 or the property is not tained in said mortgage, the above redeemed under section 580.23 is described property will be sold by the 11:59 p.m. on August 11, 2011. Sheriff of said county as follows: MORTGAGOR(S) RELEASED FROM DATE AND TIME OF SALE: February FINANCIAL OBLIGATION ON MORTGAGE: None 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , "THE TIME ALLOWED BY LAW FOR Law Enforcement Center, 1580 Hwy REDEMPTION BY THE MORTGAGOR, 55, Lobby #S-100, Hastings, MN THE MORTGAGOR'S PERSONAL REPto pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE Mortgage, and taxes, if any, on said REDUCED TO FIVE WEEKS IF A JUDIpremises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within six (6) months from the date of OTHER THINGS, THAT THE MORTsaid sale by the mortgagor(s), their GAGED PREMISES ARE IMPROVED personal representatives or assigns WITH A RESIDENTIAL DWELLING OF unless reduced to Five (5) weeks under LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL MN Stat. §580.07. TIME AND DATE TO VACATE PROP- P R O D U C T I O N , A N D A R E E R T Y : I f t h e r e a l e s t a t e i s a n ABANDONED." Dated: December 6, 2010. owner-occupied, single-family dwellJPMorgan Chase Bank, N.A. ing, unless otherwise provided by law, Mortgagee/Assignee of Mortgagee the date on or before which the mortgagor(s) must vacate the property if the USSET, WEINGARDEN AND LIEBO, P.L.L.P. mortgage is not reinstated under sec- Attorneys for Mortgagee/Assignee of tion 580.30 or the property is not Mortgagee redeemed under section 580.23 is 4500 Park Glen Road #300 Minneapolis, MN 55416 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM (952) 925-6888 FINANCIAL OBLIGATION ON MORT60-3367 GAGE: None THIS IS A COMMUNICATION FROM "THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR. REDEMPTION BY THE MORTGAGOR, 2451621 12/16/10-1/20/11 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION THE RIGHT TO VERIFICATION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- OF THE DEBT AND IDENTITY OF GAGED PREMISES ARE IMPROVED THE ORIGINAL CREDITOR WITHIN WITH A RESIDENTIAL DWELLING OF THE TIME PROVIDED BY LAW IS LESS THAN FIVE UNITS, ARE NOT NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E default has occurred in conditions of the following described mortgage: ABANDONED." DATE OF MORTGAGE: O c t o b e r 9 , Dated: December 6, 2010. 2006 Chase Home Finance LLC MORTGAGORS: M a r i a T . L o p e z , Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. A/K/A Maria Lopez and Juan R. Lopez, Attorneys for Mortgagee/Assignee of Wife and Husband. MORTGAGEE: Mortgage Electronic Mortgagee Registration Systems, Inc.. 4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 Recorded December 6, 2006, Dakota (952) 925-6888 County Recorder, Document No. 30-9791 THIS IS A COMMUNICATION FROM 2479791. ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. Assigned to: Chase Home Finance LLC, 2451495 12/16/10-1/20/11 Dated: December 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE MORTGAGE: 100073000811633700 THE RIGHT TO VERIFICATION LENDER OR BROKER AND MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN G A G E O R I G I N A T O R S T A T E D O N THE TIME PROVIDED BY LAW IS MORTGAGE: Freedom Mortgage Corporation NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that RESIDENTIAL MORTGAGE SERdefault has occurred in conditions of VICER: Chase Home Finance LLC the following described mortgage: MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE: April 13, 2006 18541 Elk River Trl., Farmington, MN MORTGAGOR: A i k o S t e a r n s , a n 55024 unmarried woman. TAX PARCEL I.D. #: 145865109005 LEGAL DESCRIPTION OF PROPMORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase ERTY: Lot 9, Block 5, Prairie Creek Second by FDIC as receiver for Washington Addition, Dakota County, Minnesota Mutual Bank f/k/a Washington Mutual Bank, FA. COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF RECORDING: LOCATED: Dakota Recorded May 12, 2006, Dakota County ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,000.00 Recorder, Document No. 2429052. AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: DUE AS OF DATE OF NOTICE, INCLUDNONE ING TAXES, IF ANY, PAID BY MORTTRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - GAGEE: $217,405.70 That prior to the commencement of GAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding MORTGAGE: NONE LENDER OR BROKER AND MORT- Mortgagee/Assignee of Mortgagee comGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, ��

PUBLIC NOTICE

�� If�� the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop�� Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9794 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450160 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,805.00 MORTGAGOR(S): Troy A Klein, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 30, 2004 Dakota County Registrar of Titles Document Number: 535824 LOAN MODIFICATION: Dated: January 07, 2009 Registered: January 13, 2009 Document Number: T637845 ASSIGNMENTS OF MORTGAGE: And assigned to: Capital One, N.A. Dated: December 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015305540549650 Lender or Broker: Chevy Chase Bank, F.S.B. Residential Mortgage Servicer: Chevy Chase Bank Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140342 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14624 Fieldcrest Ln, Burnsville, MN 55306-6915 Tax Parcel ID Number: 02-71200-100-05 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5 in Southcross Heights 1st Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,492.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: Capital One, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017931F01 2447846 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $404,000.00 MORTGAGOR(S): Kari Ann Moen aka Kari Ann Forness Moen, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 10, 2006 Dakota County Recorder Document Number: 2411508 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE OF SAMI II 2006-AR3 Dated: December 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001226085-0 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17240 Jade Ct, Lakeville, MN 55044-9195 Tax Parcel ID Number: 22.72691.090.04 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 4, Stonebriar 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $526,593.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE OF SAMI II 2006-AR3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018140F01 2447189 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 5 , 2007 MORTGAGORS:Renato Sigifredo Carlevarino and Rosario Del Pilar Carlevarino, husband and wife. MORTGAGEE:Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded August 29, 2007, Dakota County Recorder, Document No. 2540854. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: August 15, 2007, Recorded: August 29, 2007, Document No. 2540855. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4463 Woodgate Court, Eagan, MN 55122 TAX PARCEL I.D. #: 108460216003 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 3, Woodgate 3rd Addition, CIC No. 226 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$177,111.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5071 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2446753 12/1610-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 9 , 2008 MORTGAGOR: Vincent L. Dahlberg, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 14, 2008, Dakota County Recorder, Document No. 2622689. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100273100009075306 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: M & I Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1066 Beatrice Street, Eagan, MN 55121 TAX PARCEL I.D. #: 104775010003 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, McKee Addition, according to the plat thereof now on file and of record in the office of the County Recorder within and for said Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,158.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,292.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451192 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Michael Cross and Jolyne Cross, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 07, 2005 Dakota County Recorder Document Number: 2311087 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2005-4 Home Equity Pass Through Certificates, Series 2005-4

Through Certificates, Series 2005-4 Dated: May 08, 2008 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077960000005091 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 830 Jonathan Dr, Apple Valley, MN 55124-7157 Tax Parcel ID Number: 01-11709-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Apple Valley 10th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $231,362.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2005-4 Home Equity Pass Through Certificates, Series 2005-4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018437F01 2450206 12/16/10-1/20/11

PUBLIC NOTICE

MORTGAGE: $176,739.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,158.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9797 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450184 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedar Pointe Carriage Homes Condominium Association (hereinafter the "Association") which was recorded as Document No. 1164049 on November 1, 1993, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit NO. 50, Cedar Pointe Carriage Homes Condominium, Condominium File No. 117, Dakota County, Minnesota STREET ADDRESS: 15593 Garnet Way, Unit 50, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-16700-050-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 24, 2010, from Matthew J. Bernier, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,826.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after November 24, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 9, 2010, as Document No. 2745395 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 3rd day of February, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

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neys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on August 3, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CEDAR POINTE CARRIAGE HOMES CONDOMINIUM ASSOCIATION Attorneys for Cedar Pointe Carriage Homes Condominium Association THOMSEN & NYBECK, P.A. By: _____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedar Pointe/Bernier/10-7-337D) 2449870 12/16/10-1/20/11

PUBLIC NOTICE

Our File No. 10MN00577-1 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,612.00 MORTGAGOR(S): Donald Murtagh, as a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100220710000110458 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on February 7, 2006, as Document No. 2404077 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: May 31, 2006, and recorded October 22, 2010 by Document No. 2761076. LEGAL DESCRIPTION OF PROPERTY: Unit No A113, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. PROPERTY ADDRESS: 4110 Rahn Road #113, Eagan, MN 55122 PROPERTY I.D: 10-22470-113-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Twelve Thousand Five Hundred Eighteen and 44/100 ($112,518.44) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on February 1, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan

Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 ASAP# 3845906 12/16/2010, 12/23/2010, 12/30/2010, 01/06/2011, 01/13/2011, 01/20/2011 2449782 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2006 MORTGAGORS: Michael E. Melchior and Samantha P. Melchior, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 13, 2006, Dakota County Registrar of Titles, Document No. 592147, Certificate of Title No. 118808. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 4, 2010, Recorded: February 16, 2010, Document No. T658113. And thereafter assigned to: Selene Finance LP, Dated: May 12, 2010, Recorded: May 18, 2010, Document No. 662095. And thereafter assigned to: Selene RMOF REO Acquisition LLC, Dated: July 28, 2010, Recorded: August 23, 2010, Document No. T666495. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100267400005342751 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Equity Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Selene Finance LP MORTGAGED PROPERTY ADDRESS: 3779 Red Robin Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 10-77100-020-16 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 16, Town View First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,147.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2010. Selene RMOF REO Acquisition LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1716 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451547 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2004 MORTGAGOR: Jennifer A. Larges, A Single Person. MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation NKA Chase Home Finance LLC. DATE AND PLACE OF RECORDING: Registered May 14, 2004, Dakota County Registrar of Titles, Document No. 537014, Certificate of Title No. 131655. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation NKA Chase Home Finance LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13266 Huntington Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016450002001 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), In Rode'O Hills, According to the Recorded Plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,462.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9779 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451512 12/16/10-1/20/11

PUBLIC NOTICE

County Recorder, Document No. 2534071. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 900 Ramsey Street, Hastings, MN 55033 TAX PARCEL I.D. #: 196690009001 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, CIC No. 453, Schoolhouse Square, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,320.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $123,207.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3335 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451602 12/16/10-1/20/11

PUBLIC NOTICE

��

�� that �� Center, �� the Law Enforcement part of �� nesota. INCLUDING 1580 High vacated alley which accrued to the way 55, Lobby S-100, Hastings, Minneproperty by reason of the vacation sota thereof, according to the plat thereof, to pay the debt secured by said mortand situate in Dakota County, Min- gage and taxes, if any, on said prenesota. mises and the costs and disburseCOUNTY IN WHICH PROPERTY IS ments, including attorney fees allowed LOCATED:Dakota by law, subject to redemption within ORIGINAL PRINCIPAL AMOUNT OF six (6) months from the date of said MORTGAGE:$189,000.00 sale by the mortgagor(s), their perAMOUNT DUE AND CLAIMED TO BE sonal representatives or assigns. DUE AS OF DATE OF NOTICE, INCLUDIf the Mortgage is not reinstated ING TAXES, IF ANY, PAID BY MORT- under Minn. Stat. §580.30 or the propGAGEE:$188,492.01 erty is not redeemed under Minn. Stat. That prior to the commencement of §580.23, the Mortgagor must vacate this mortgage foreclosure proceeding the property on or before 11:59 p.m. on Mortgagee/Assignee of Mortgagee com- July 28, 2011, or the next business day plied with all notice requirements as if July 28, 2011 falls on a Saturday, required by statute; That no action or Sunday or legal holiday. proceeding has been instituted at law Mortgagor(s) released from financial o r o t h e r w i s e t o r e c o v e r t h e d e b t obligation: NONE secured by said mortgage, or any part THIS COMMUNICATION IS FROM thereof; A DEBT COLLECTOR ATTEMPTPURSUANT to the power of sale con- ING TO COLLECT A DEBT. ANY tained in said mortgage, the above INFORMATION OBTAINED WILL BE described property will be sold by the USED FOR THAT PURPOSE. Sheriff of said county as follows: THE RIGHT TO VERIFICATION OF DATE AND TIME OF SALE: February THE DEBT AND IDENTITY OF THE 4, 2011 at 10:00 AM ORIGINAL CREDITOR WITHIN THE PLACE OF SALE:Sheriff's Office, Law T I M E P R O V I D E D B Y L A W I S N O T Enforcement Center, 1580 Hwy 55, AFFECTED BY THIS ACTION. Lobby #S-100, Hastings, MN THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED MN Stat. §580.07. WITH A RESIDENTIAL DWELLING OF TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- PRODUCTION, AND ARE ABANDONED. ing, unless otherwise provided by law, DATED: December 16, 2010 the date on or before which the mortASSIGNEE OF MORTGAGEE: gagor(s) must vacate the property if the MorEquity, Inc. mortgage is not reinstated under sec- Wilford & Geske, P.A. tion 580.30 or the property is not Attorneys for Assignee of Mortgagee redeemed under section 580.23 is Lawrence A. Wilford 11:59 p.m. on August 4, 2011. James A. Geske MORTGAGOR(S) RELEASED FROM 8425 Seasons Parkway, Suite 105 FINANCIAL OBLIGATION ON MORT- Woodbury, MN 55125-4393 GAGE:None (651) 209-3300 "THE TIME ALLOWED BY LAW FOR File Number: 018524F01 REDEMPTION BY THE MORTGAGOR, 2450070 12/16/10-1/20/11 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION THE RIGHT TO VERIFICATION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- OF THE DEBT AND IDENTITY OF GAGED PREMISES ARE IMPROVED THE ORIGINAL CREDITOR WITHIN WITH A RESIDENTIAL DWELLING OF THE TIME PROVIDED BY LAW IS LESS THAN FIVE UNITS, ARE NOT NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E default has occurred in conditions of the following described mortgage: ABANDONED." DATE OF MORTGAGE: O c t o b e r 2 6 , Dated: December 2, 2010. 2007 Chase Home Finance LLC MORTGAGORS: Victorine C. Nde and Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Donald Nde, Husband and Wife, and Sylvia N. Gob, A Single Person. By: Paul A. Weingarden MORTGAGEE: Mortgage Electronic Attorneys for Mortgagee/Assignee of Registration Systems, Inc.. Mortgagee DATE AND PLACE OF RECORDING: 4500 Park Glen Road #300 Registered November 26, 2007, Dakota Minneapolis, MN 55416 County Registrar of Titles, Document (952) 925-6888 No. 620427, Certificate of Title No. 30-9757 THIS IS A COMMUNICATION FROM 143887. ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. Assigned to: Chase Home Finance LLC, 2444719 12/16/10-1/20/11 Dated: November 24, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage NOTICE OF MORTGAGE Electronic Registration Systems, Inc. FORECLOSURE SALE TRANSACTION AGENT'S MORTN O T I C E I S H E R E B Y G I V E N t h a t GAGE IDENTIFICATION NUMBER ON default has occurred in the conditions MORTGAGE: 100131022701718458 of the following described mortgage: LENDER OR BROKER AND MORTDATE OF MORTGAGE: January 12, G A G E O R I G I N A T O R S T A T E D O N 2005 MORTGAGE: American Mortgage NetORIGINAL PRINCIPAL AMOUNT OF work, Inc. MORTGAGE: $300,000.00 RESIDENTIAL MORTGAGE SERMORTGAGOR(S): Jamie S. Trittel- VICER: Chase Home Finance LLC witz and Mark A. Trittelwitz, wife and MORTGAGED PROPERTY ADDRESS: husband 4114 Dehrer Way, Inver Grove Heights, MORTGAGEE: Colorado Federal Sav- MN 55076 ings Bank TAX PARCEL I.D. #: 208430004102 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded: February 08, 2005 Dakota ERTY: County Recorder Lots 3 and 4, Block 2, In Williams Document Number: 2293944 Addition ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS And assigned to: MorEquity, Inc. LOCATED: Dakota Dated: January 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF Recorded: July 20, 2005 Dakota MORTGAGE: $226,750.00 County Recorder AMOUNT DUE AND CLAIMED TO BE Document Number: 2341914 DUE AS OF DATE OF NOTICE, INCLUDTransaction Agent: Not Applicable ING TAXES, IF ANY, PAID BY MORTTransaction Agent Mortgage Identifi- GAGEE: $243,606.50 cation Number: Not Applicable That prior to the commencement of Lender or Broker: Colorado Federal this mortgage foreclosure proceeding Savings Bank Mortgagee/Assignee of Mortgagee comR e s i d e n t i a l M o r t g a g e S e r v i c e r : plied with all notice requirements as MorEquity, Inc. required by statute; That no action or Mortgage Originator: Not Applicable proceeding has been instituted at law COUNTY IN WHICH PROPERTY IS o r o t h e r w i s e t o r e c o v e r t h e d e b t LOCATED: Dakota secured by said mortgage, or any part Property Address: 13070 Florida Ct, thereof; Apple Valley, MN 55124-7943 PURSUANT to the power of sale conT a x P a r c e l I D N u m b e r : tained in said mortgage, the above 01-52003-070-01 described property will be sold by the L E G A L D E S C R I P T I O N O F P R O P - Sheriff of said county as follows: ERTY: Lot 7, Block 1, Nordic Woods DATE AND TIME OF SALE: February Fourth Addition, according to the map 10, 2011 at 10:00 AM or plat thereof on file or of record in PLACE OF SALE: S h e r i f f ' s O f f i c e , the office of the County Recorder in Law Enforcement Center, 1580 Hwy and for Dakota County, Minnesota. 55, Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said D U E A S O F D A T E O F N O T I C E : Mortgage, and taxes, if any, on said $281,827.19 premises, and the costs and disburseTHAT all pre-foreclosure require- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ments have been complied with; that allowed by law subject to redemption no action or proceeding has been insti- within six (6) months from the date of tuted at law or otherwise to recover the said sale by the mortgagor(s), their debt secured by said mortgage, or any personal representatives or assigns part thereof; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07. tained in said mortgage, the TIME AND DATE TO VACATE PROPabove-described property will be sold E R T Y : I f t h e r e a l e s t a t e i s a n by the Sheriff of said county as fol- owner-occupied, single-family dwelllows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: January the date on or before which the mort28, 2011 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High- ��

PUBLIC NOTICE

�� TOWNHOMES ASSOCIATION Attorneys for Boulder Village �� gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9795 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450175 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: December 10, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of Declaration of Boulder Village Townhomes Association, common interest community number 180, a planned community, dated January 31, 1996 and recorded on March 11, 1996 as Document No. 1335139, in the office of the Dakota County Recorder, as amended and/or supplemented by Document Nos. 1563646, 1649350 and 2503421, and as further amended and/or supplemented, covering the following property: L E G A L D E S C R I P T I O N : Lot 6, Block 2, Boulder Village 1st Addition, Common Interest Community No. 180, Dakota County, Minnesota STREET ADDRESS: 16775 Iredale Path, Lakeville, Minnesota 55044 TAX PARCEL ID NUMBER: 22-14650-060-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of December 10, 2010, from Sandra J. Raines, title holder, to the Association, a Minnesota non-profit corporation, the amount of $8,513.50 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after December 7, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on October 4, 2010, as Document No. 2756696 and was amended by an Amended Notice of Lien dated November 9, 2010 and filed on November 16, 2010 as Document No. 2766487, in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN, on the 1st day of February, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys' fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representative or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on August 1, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BOULDER VILLAGE TOWNHOMES ASSOCIATION

Townhomes Association THOMSEN & NYBECK, P.A. By:_________________________________ Matthew A. Drewes, Esq. ( #315369 ) 3600 American Boulevard West, Suite 400 Bloomington, MN 55431 (952) 835-7000 (Boulder Village/Raines/05-7-182C.010)

2450105

12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2007 MORTGAGORS: Ronald R. Juntunen and Sherry F. Elliott, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 8, 2007, Dakota County Recorder, Document No. 2535894. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 29, 2008, Recorded: October 9, 2008, Document No. 2617086. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000289779 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14316 Park Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-84801-080-03 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Wood Park Plat 2, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $274,787.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $306,140.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 11, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 6800096788 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 10, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of

Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 20, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 20, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 25, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 2, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 29, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 3, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2453847 12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 28, 2004 MORTGAGORS: T o m R e i c h e r t a n d Erin E. Molin, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 23, 2004, Dakota County Recorder, Document No. 2270420. ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK N A T I O N A L T R U S T C O M P A N Y F OR MORGAN STANLEY MORTGAGE LOAN TRUST 2005-3AR MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-3AR, Dated: April 22, 2009, Recorded: May 22, 2009, Document No. 2658835. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800852453063 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 14699 Biscayne Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-80050-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, University Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,427.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 2, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 22124596 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 26, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee

Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 23, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 22, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 20, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 17, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 20, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 4, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 13, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450253 12/23/10

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $120,959.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 26, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3031 3074667670 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 23, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 22, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3031 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 18, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3031 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 1, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 15, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3031 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2453259 12/23/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 3 , 2008 MORTGAGORS: N h i a Y . Y a n g a n d Lee Chang, husband and wife, and Maikao Xiong, married MORTGAGEE: PNC Bank, National Association as successor by merger to National City Mortgage a Division of National City Bank. DATE AND PLACE OF RECORDING: Registered July 7, 2008, Dakota County Registrar of Titles, Document No. T630443, Certificate of Title No. 145070. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association as successor by merger to National City Mortgage a Division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 115 8th Street South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364600017020 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” The land referred to herein below is situated in the County of Dakota, State of Minnesota, and is described as follows: Lots Sixteen (16), and Seventeen (17), Block Twenty (20) in Lorraine Park Addition to the City of South St. Paul, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota. The West one-half (W 1/2) of that portion of the vacated alley located in Block 20 of said Lorraine Park Addition that abuts Lots 16 and 17 of said Block 20 of said Lorraine Park Addition, bounded on the North by the South line of Eighth Street South, and bounded on the South by the South line of Lot 16 of said Block 20. Property is Torrens Certificate No.: 113645 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,477.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 2, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416

Minneapolis, MN 55416 (952) 925-6888 4-2273 0006045737 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 1, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2273 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 16, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2273 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2455492 12/23/10

PUBLIC NOTICE

PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 2, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2274 000570678 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 1, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2274 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 16, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2274 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2455431 12/23/10

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 25, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4508 1120981866 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 27, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4508 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 16, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4508 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2454372 12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 1995 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00 MORTGAGOR(S): Viola E Rheinhardt, an unmarried woman MORTGAGEE: American Home Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 14, 1995 Dakota County Recorder Document Number: 1300868 ASSIGNMENTS OF MORTGAGE: And assigned to: Resource Bancshares Mortgage Group, Inc. Dated: August 25, 1995 Recorded: September 14, 1995 Dakota County Recorder Document Number: 1300869 And assigned to: NationsBanc Mortgage Corporation Dated: February 15, 1996 Recorded: March 05, 1996 Dakota County Recorder Document Number: 1334052 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Home Mortgage Corporation Residential Mortgage Servicer: BAC

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�� Residential Mortgage�� Servicer: BAC said County and State. DATED: December 13, 2010 Home Loans Servicing, L.P. Mortgage Originator: Not Applicable ASSIGNEE OF MORTGAGEE: COUNTY IN WHICH PROPERTY IS Bank of America, N.A. successor by merger to BA Mortgage, LLC, LOCATED: Dakota successor by merger with Property Address: 15005 December Way, Rosemount, MN 55068-5521 NationsBanc Mortgage Tax Parcel ID Number: Corporation 34-83605-210-03 Wilford & Geske, P.A. L E G A L D E S C R I P T I O N O F P R O P - Attorneys for Assignee Of Mortgagee: ERTY: Lot 21, Block 3, Wensmann Lawrence A. Wilford S i x t h A d d i t i o n a c c o r d i n g t o t h e James A. Geske recorded plat thereof. 8425 Seasons Parkway, Suite 105 AMOUNT DUE AND CLAIMED TO BE Woodbury, MN 55125-4393 D U E A S O F D A T E O F N O T I C E : (651) 209-3300 $42,488.34 File Number: 015717F01 THAT all pre-foreclosure require- 2454335 12/23/10 ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the NOTICE OF MORTGAGE debt secured by said mortgage, or any FORECLOSURE SALE part thereof; NOTICE IS HEREBY GIVEN that PURSUANT to the power of sale cont a i n e d i n s a i d m o r t g a g e , t h e default has occurred in the conditions above-described property will be sold of the following described mortgage: DATE OF MORTGAGE: December 19, by the Sheriff of said county as fol2005 lows: ORIGINAL PRINCIPAL AMOUNT OF DATE AND TIME OF SALE: SeptemMORTGAGE: $135,100.00 ber 24, 2010 at 10:00 AM MORTGAGOR(S): Audrey J GeissPLACE OF SALE: Dakota County Law Enforcement Center, 1580 High- inger a single person MORTGAGEE: Mortgage Electronic way 55, Lobby S-100, Hastings, MinneRegistration Systems, Inc. sota DATE AND PLACE OF RECORDING: to pay the debt secured by said mortRecorded: February 08, 2006 Dakota gage and taxes, if any, on said premises and the costs and disburse- County Recorder Document Number: 2404311 ments, including attorney fees allowed ASSIGNMENTS OF MORTGAGE: by law, subject to redemption within And assigned to: The Bank of New six (6) months from the date of said sale by the mortgagor(s), their per- York Mellon FKA The Bank of New York, as Trustee for the Certificatesonal representatives or assigns. If the Mortgage is not reinstated holders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortunder Minn. Stat. §580.30 or the property is not redeemed under Minn. gage Pass-Through Ceritificates, Series Stat. §580.23, the Mortgagor must 2006-HYB1 Dated: May 27, 2010 vacate the property on or before 11:59 Recorded: May 28, 2010 Dakota p.m. on March 24, 2011, or the next County Recorder business day if March 24, 2011 falls on Document Number: 2732591 a Saturday, Sunday or legal holiday. Transaction Agent: Mortgage ElecMortgagor(s) released from financial tronic Registration Systems, Inc. obligation: NONE Transaction Agent Mortgage IdentifiTHIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING cation Number: 100024200010992788 Lender or Broker: American Home TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE Mortgage Residential Mortgage Servicer: BAC USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Home Loans Servicing, L.P. Mortgage Originator: Not Applicable THE DEBT AND IDENTITY OF THE COUNTY IN WHICH PROPERTY IS ORIGINAL CREDITOR WITHIN THE LOCATED: Dakota TIME PROVIDED BY LAW IS NOT Property Address: 1329 Sibley St, AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Hastings, MN 55033-2827 Tax Parcel ID Number: REDEMPTION BY THE MORTGAGOR, T H E M O R T G A G O R ' S P E R S O N A L 19.77300.270.03 LEGAL DESCRIPTION OF PROPREPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF ERTY: Lot 27, Block 3, Tripps AddiA J U D I C I A L O R D E R I S E N T E R E D tion to Hastings, Dakota County MinU N D E R M I N N E S O T A S T A T U T E S , nesota AMOUNT DUE AND CLAIMED TO BE SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE D U E A S O F D A T E O F N O T I C E : $162,099.80 MORTGAGED PREMISES ARE THAT all pre-foreclosure requireIMPROVED WITH A RESIDENTIAL D W E L L I N G O F L E S S T H A N F I V E ments have been complied with; that UNITS, ARE NOT PROPERTY USED IN no action or proceeding has been instiAGRICULTURAL PRODUCTION, AND tuted at law or otherwise to recover the debt secured by said mortgage, or any ARE ABANDONED. part thereof; DATED: August 12, 2010 PURSUANT to the power of sale conASSIGNEE OF MORTGAGEE: Bank of America, N.A. successor t a i n e d i n s a i d m o r t g a g e , t h e by merger to BA Mortgage, LLC, above-described property will be sold s u c c e s s o r b y m e r g e r w i t h by the Sheriff of said county as follows: NationsBanc Mortgage DATE AND TIME OF SALE: July 16, Corporation 2010 at 10:00 AM Wilford & Geske, P.A. PLACE OF SALE: Dakota County Attorneys for Assignee of Mortgagee Law Enforcement Center, 1580 HighLawrence A. Wilford way 55, Lobby S-100, Hastings, MinneJames A. Geske sota 8425 Seasons Parkway, Suite 105 to pay the debt secured by said mortWoodbury, MN 55125-4393 gage and taxes, if any, on said pre(651) 209-3300 mises and the costs and disburseFile Number: 015717F01 ments, including attorney fees allowed NOTICE OF POSTPONEMENT OF by law, subject to redemption within MORTGAGE FORECLOSURE SALE The above referenced sale scheduled six (6) months from the date of said sale by the mortgagor(s), their perfor September 24, 2010 at 10:00 AM has been postponed to October 11, sonal representatives or assigns. If the Mortgage is not reinstated 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 under Minn. Stat. §580.30 or the propHighway 55, Lobby S-100, Hastings, erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate Minnesota in said County and State. the property on or before 11:59 p.m. on DATED: September 24, 2010 A S S I G N E E O F M O R T G A G E E : January 16, 2011, or the next busiBank of America, N.A. successor ness day if January 16, 2011 falls on a by merger to BA Mortgage, LLC, Saturday, Sunday or legal holiday. Mortgagor(s) released from financial successor by merger with N a t i o n s B a n c M o r t g a g e obligation: NONE THIS COMMUNICATION IS FROM Corporation NOTICE OF POSTPONEMENT OF A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY MORTGAGE FORECLOSURE SALE The above referenced sale scheduled INFORMATION OBTAINED WILL BE for October 11, 2010 at 10:00 AM has USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law THE DEBT AND IDENTITY OF THE Enforcement Center, 1580 Highway 55, ORIGINAL CREDITOR WITHIN THE Lobby S-100, Hastings, Minnesota in T I M E P R O V I D E D B Y L A W I S N O T AFFECTED BY THIS ACTION. said County and State. THE TIME ALLOWED BY LAW FOR DATED: October 11, 2010 A S S I G N E E O F M O R T G A G E E : REDEMPTION BY THE MORTGAGOR, Bank of America, N.A. successor T H E M O R T G A G O R ' S P E R S O N A L by merger to BA Mortgage, LLC, REPRESENTATIVES OR ASSIGNS, s u c c e s s o r b y m e r g e r w i t h MAY BE REDUCED TO FIVE WEEKS IF N a t i o n s B a n c M o r t g a g e A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, Corporation SECTION 582.032, DETERMINING, NOTICE OF POSTPONEMENT OF AMONG OTHER THINGS, THAT THE MORTGAGE FORECLOSURE SALE The above referenced sale scheduled M O R T G A G E D P R E M I S E S A R E for November 12, 2010 at 10:00 AM has I M P R O V E D W I T H A R E S I D E N T I A L been postponed to December 13, 2010 D W E L L I N G O F L E S S T H A N F I V E at 10:00 AM in the Dakota County Law UNITS, ARE NOT PROPERTY USED IN Enforcement Center, 1580 Highway 55, AGRICULTURAL PRODUCTION, AND Lobby S-100, Hastings, Minnesota in ARE ABANDONED. DATED: June 03, 2010 said County and State. ASSIGNEE OF MORTGAGEE: DATED: November 12, 2010 The Bank of New York Mellon ASSIGNEE OF MORTGAGEE: FKA The Bank of New York, as Bank of America, N.A. successor Trustee for the Certificateholders by merger to BA Mortgage, LLC, CWMBS, Inc., CHL Mortgage successor by merger with Pass-Through Trust 2006-HYB 1 NationsBanc Mortgage Mortgage Pass-Through Corporation Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF Wilford & Geske, P.A. MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Attorneys for Assignee of Mortgagee for December 13, 2010 at 10:00 AM has Lawrence A. Wilford been postponed to January 14, 2011 at James A. Geske 10:00 AM in the Dakota County Law 8425 Seasons Parkway, Suite 105 Enforcement Center, 1580 Highway 55, Woodbury, MN 55125-4393 Lobby S-100, Hastings, Minnesota in (651) 209-3300 said County and State.

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SBAâ&#x20AC;&#x2122;s new initiatives aim to increase lending in underserved communities With small business owners and entrepreneurs in traditionally underserved communities continuing to face challenges accessing capital, the U.S. Small Business Administration on Dec. 15 announced two new initiatives aimed at increasing SBAbacked loans to small businesses in these markets. SBA Administrator Karen Mills also named Catherine L. Hughes, chairwoman and founder of Radio One Inc. and a former SBA borrower, to chair the agencyâ&#x20AC;&#x2122;s new Advisory Council on Underserved Communities. SBA and U.S. Department of Commerce studies have shown the importance of lower-dollar loans to small-business formation and growth in underserved communities. With that in mind, the two new loan initiatives â&#x20AC;&#x201C; Small Loan Advantage and Community Advantage â&#x20AC;&#x201C; are aimed at increasing the number of lower-dollar SBA 7(a) loans going to small businesses and entrepreneurs in underserved communities. The agencyâ&#x20AC;&#x2122;s most popular loan product, 7(a) government-guaranteed loans, can be used for a variety of general business purposes, including working capital and

purchases of equipment and real estate. In conjunction with the implementation of these two new Advantage loan initiatives by March 15, the agency will end its existing Community Express pilot loan program on April 30. â&#x20AC;&#x153;Over the last two years, weâ&#x20AC;&#x2122;ve seen lending to all small businesses tighten up, and that tightening has been even greater in traditionally underserved communities, including among minorities, women and in rural areas,â&#x20AC;? Mills said. â&#x20AC;&#x153;These new Advantage initiatives are aimed directly at getting more loans into these markets so these small-business owners can get the capital they need to start or grow their business and create good-paying jobs in local communities across the country.â&#x20AC;? Built on what the agency refers to as its â&#x20AC;&#x153;Advantageâ&#x20AC;? platform, both Small Loan Advantage and Community Advantage will offer a streamlined application process for SBA-guaranteed 7(a) loans up to $250,000. These loans will come with the regular 7(a) government guarantee, 85 percent for loans up to $150,000 and 75 percent for those greater than $150,000. Small Loan Advantage

will be available to the 630 financial institutions across the country in the agencyâ&#x20AC;&#x2122;s Preferred Lender Program (PLP). Under PLP, which includes most of the agencyâ&#x20AC;&#x2122;s highest volume lenders, SBA delegates the final credit decisions to lenders. With Community Advantage, the agency will expand the points of access small-business owners have for getting loans by opening SBAâ&#x20AC;&#x2122;s 7(a) loan program to â&#x20AC;&#x153;mission-focusedâ&#x20AC;? financial institutions, including community development financial institutions, certified development companies and nonprofit microlending intermediaries. Community Advantage will leverage the experience these institutions already have in lending to minority, women-owned and start-up companies in economically challenged markets, along with their management and technical assistance expertise, to help make their borrowers successful. â&#x20AC;&#x153;These two new loan initiatives tackle a couple of factors we know exist when it comes to the challenges small-business owners face,â&#x20AC;? Mills said. â&#x20AC;&#x153;First, to add more incentive for lower-dollar

You say you didnâ&#x20AC;&#x2122;t notice until it was too late to do anything about it? Probably, if you arenâ&#x20AC;&#x2122;t checking the Public Notice columns of this newspaper regularly. Public Notices are required by state law to protect your rights and to help you function more effectively as a citizen. Access to information about what government agencies are doing is what makes the American the most powerful citizen in the world. The Public Notices give you access to information you need ... about new local laws that will affect you ... about plans for major land use changes ... about where roads will go ... whose land will be condemned ... how your tax dollars will be spent ... about court actions that could be important to you, or just plain interesting. Whether you know them as Public Notices or as â&#x20AC;&#x153;the legalsâ&#x20AC;?, it pays you to check the Public Notice columns in this newspaper each issue. What you donâ&#x20AC;&#x2122;t know might cost you!

Thisweek Newspapers Dakota County Tribune BUSINESS WEEKLY

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loans in these communities, we are providing a streamlined process for lenders along with the regular 7(a) government guarantee. Second, we are taking steps that will increase the number of places small-business owners in underserved communities can go to get loans. And also, with Community Advantage, we are making sure that the additional assistance some borrowers may need through counseling and technical assistance will be available.â&#x20AC;? Mills added that the new loan initiatives are in line with the agencyâ&#x20AC;&#x2122;s core mission of supporting smallbusiness growth and job creation, and goals of the new

File Number: 006519F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 16, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 02, 2010 at 10:00 AM has been postponed to September 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 23, 2010 at 10:00 AM has been postponed to December 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 22, 2010 at 10:00 AM has been postponed to January 25, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 22, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage

Advisory Council on Underserved Communities. The council will provide input, advice and recommendations on how SBA through its programs can help strengthen competitiveness and sustainability for small businesses in underserved communities. â&#x20AC;&#x153;Many entrepreneurs and small-business owners across the country have enormous potential to drive economic growth and create good-paying jobs in their local communities, but too often they face barriers in fulfilling that potential,â&#x20AC;? said Hughes, who will chair the council. The agencyâ&#x20AC;&#x2122;s new Advisory Council on Underserved Communities will

consist of 20 members from across the country. Over the next few weeks, the SBA will accept nominations for members to serve on the CUC. Members will provide a critical link between SBA and small businesses in traditionally underserved communities. It is anticipated that members will reflect a variety of key sectors, including business owners, banking and finance, community development, nonprofit and academia. Member nominations can be e-mailed to underservedcouncil@sba.gov.

g g Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceriti ficates, Series 2006-HYB1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006519F03 2449861 12/23/10

g If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017155F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 19, 2010 at 10:00 AM has been postponed to December 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 19, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 20, 2010 at 10:00 AM has been postponed to January 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 20, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017155F01 2444367 12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $383,920.00 MORTGAGOR(S): Matthew H Wehling and Patricia Wehling, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 30, 2002 Dakota County Recorder Document Number: 1901030 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Home Loans, Inc. for the benefit of Hudson Savings Bank Dated: April 19, 2006 Recorded: April 25, 2006 Dakota County Recorder Document Number: 2423050 And assigned to: Countrywide Home Loans Servicing, LP Dated: February 05, 2009 Recorded: February 13, 2009 Dakota County Recorder Document Number: 2637336 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700009614021 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13223 Danube Ln, Rosemount, MN 55122 Tax Parcel ID Number: 34.25100.080.04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Evermoor, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $441,301.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 23, 2010

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December 23, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY